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AW-58= (8=/58)
ORM@KBC] & XWLGE]FLC/ALKKF]KBC] LWMBW
Xe`b 5 lj =
Rcftbm Qtetbs Mfstrfat AlurtAbctred Mfstrfat lj Aedfjlrcfe
RCF]BM Q]E]BQ LJ EKBWFAE vs.Mlaibt Cl. AW86-:50-AEQ BC]BWMbjbcmect
 CEILRDE GEQQBDBV CEILRDE
Qlafed Qbaurfty Cl.
800=eies?Keri Gessbdby Vlussbj9 Vlussbjj K. Gessbdby9 Cfalde Geafdy9 Kedfm Endewf(Dest = mf`fts)
ORM@KBC] ECM XWLGE]FLC/ALKKF]KBC] LWMBW
KLC]N MEV VBEW
Fc tnb prbsbcab lj tnb ettlrcby jlr tnb `lvbrckbct, tnb mbjbcmect eppberbm fc pbrslc lc tnfs metb.
8:7=7858ALRCQBD^
 
PF]N ALRCQBD
Oekbs Nbcmbrslc, Qr., Wbtefcbm  
(Cekb lj Alucsbd)
XDBE @RFD]V,
 ecm tnb alurt gbfc` setfsjfbm tnet tnbrb fs e jeatued gesfs jlr tnb pdbe.
CLDLALC]BCMBWB CL]@RFD]VJFCMFC@
 ]nbrb gbfc` e jfcmfc`/vbrmfat lj
@RFD]V,
 mbjbcmect nes gbbc alcvfatbm es aner`bm lj tnb ljjbcsb(s) lj?Geci Jreum, Aeusfc` ec Eat tl gb Mlcb fc vfldetflc lj 5> RQA 51==,7(g), es aner`bm fc Aluct 5 lj tnb Fcmfatkbct.
ORM@KBC]ECM XWLG/ ALKKLWMBW
]nb Alurt esibm wnbtnbr tnbrb wes ecy rbeslc wny oum`kbct snludm clt gb prlclucabm. Gbaeusb cl sujjfafbct aeusb tl tnbalctrery wes snlwc, lr eppberbm tl tnb Alurt, tnb Alurt emoum`bm tnb mbjbcmect `ufdty es aner`bm ecm alcvfatbm ecm lrmbrbm tnet?Xursuect tl tnb Qbctbcafc` Wbjlrk Eat lj 56>=, ft fs tnb oum`kbct lj tnb Alurt tnet tnb mbjbcmect fs nbrbgy alkkfttbm lc aluct5 lj tnb Fcmfatkbct tl tnb austlmy lj tnb Gurbeu lj Xrfslcs tl gb fkprfslcbm jlr e tbrk lj?
 ]PBC]V-LCB (75) KLC]NQ.
Ft fs lrmbrbm tnet tnb mbjbcmect snedd pey tl tnb Rcftbm Qtetbs e spbafed essbsskbct lj $588.88, wnfan fsmub fkkbmfetbdy.Ft fs lrmbrbm tnet tnb mbjbcmect snedd pey rbstftutflc fc tnb tlted ekluct lj $06=,088.20, pursuect tl 5>R.Q.A.
§
 1::1E.]nb ekluct lj rbstftutflc lrmbrbm snedd gb pefm tl tnb vfatfk es sbt jlrtn fc e sbperetb vfatfk dfst prbperbm gy tnb prlgetflc ljjfab wnfan tnfs Alurt emlpts ecm wnfan rbjdbats tnb Alurt's mbtbrkfcetflclj tnb ekluct lj rbstftutflc mub tl bean vfatfk. ]nb vfatfk dfst, wnfan snedd gb jlrwermbm tl tnb jfsaedsbatflc lj tnb adbri's ljjfab, snedd rbkefc alcjfmbctfed tl prltbat tnb prfveay fctbrbsts lj tnb vfatfk.Fj tnb mbjbcmect keibs e pertfed peykbct, bean peybb snedd rbabfvb epprlxfketbdy prlplrtflced peykbct ucdbss ecltnbr prflrfty lrmbr lr pbrabcte`b peykbct fs spbafjfbm fc tnfs oum`kbct.Wbstftutflc snedd gb mub murfc` tnb pbrflm lj fkprfslckbct, et tnb retb lj clt dbss tnec $72.88 pbr quertbr, ecm pursuect tl tnb Gurbeu lj Xrfslcs' Fcketb Jfcecafed Wbsplcsfgfdfty Xrl`rek. Fj ecyekluct lj rbstftutflc rbkefcs ucpefm ejtbr rbdbesb jrlk austlmy, klctndy fcsteddkbcts lj et dbest 58%lj `rlss klctndy fcalkb, gut clt dbss tnec $588.88 snedd gb kemb, wnfanbvbr fs `rbetbr, murfc` tnb pbrflm lj supbrvfsbm rbdbesb ecm snedd gb`fc tnfrty (18) meys ejtbr tnb alkkbcabkbct lj supbrvfsflc.Xursuect tl 5> R.Q.A. § 1:57(j)(1)(E), fctbrbst lc tnb rbstftutflc lrmbrbm fs wefvbm gbaeusb tnbmbjbcmect mlbs clt nevb tnb egfdfty tl pey fctbrbst. Xeykbcts key gb sugobat tl pbcedtfbs jlr mbjeudtecm mbdfcqubcay pursuect tl 5> R.Q.A. § 1:57(`).Edd jfcbs erb wefvbm es ft fs jlucm tnet tnb mbjbcmect mlbs clt nevb tnb egfdfty tl pey e jfcb fc emmftflctl rbstftutflc.]nb mbjbcmect snedd alkpdy wftn @bcbred Lrmbr Cl. 85-82.Rplc rbdbesb jrlk fkprfslckbct, tnb mbjbcmect snedd gb pdeabm lc supbrvfsbm rbdbesb jlr e tbrk lj jfvb (2) ybers, ucmbr tnb jlddlwfc` tbrks ecm alcmftflcs?
Aesb 7?86-ar-88:50-AEQ Mlaukbct 2> Jfdbm 8:/7=/58 Xe`b 5 lj : Xe`b FM #?765
 
RQE vs.CEILRDE GEQQBDBV CEILRDEMlaibt Cl.?AW86-:50-AEQ
AW-58= (8=/58)
ORM@KBC] & XWLGE]FLC/ALKKF]KBC] LWMBW
Xe`b 7 lj =
5.]nb mbjbcmect snedd alkpdy wftn tnb rudbs ecm rb`udetflcs lj tnb R. Q. Xrlgetflc Ljjfabecm @bcbred Lrmbr 15>97.]nb mbjbcmect snedd rbsfmb jlr e pbrflm lj sfx (:) klctns fc e alkkucfty alrrbatflcsabctbr (alkkucfty alrrbatflcs alkplcbct), es mfrbatbm gy tnb Xrlgetflc Ljjfabr, ecm snedd lgsbrvb tnb rudbs lj tnet jeafdfty91.]nb mbjbcmect snedd rbjrefc jrlk ecy ucdewjud usb lj e alctrlddbm sugstecab. ]nb mbjbcmect snedd sugkft tl lcb (5) mru` tbst wftnfc jfjtbbc (52) meys lj rbdbesb jrlk fkprfslckbct ecm et dbest twl (7) pbrflmfa mru` tbsts tnbrbejtbr, clt tl bxabbm bf`nt (>) tbsts pbr klctn, es mfrbatbm  gy tnb Xrlgetflc Ljjfabr9=.Murfc` tnb pbrflm lj alkkucfty supbrvfsflc, tnb mbjbcmect snedd pey tnb spbafedessbsskbct ecm rbstftutflc fc eaalrmecab wftn tnfs oum`kbct's lrmbrs pbrtefcfc` tl suan peykbct9 2.]nb mbjbcmect snedd clt lgtefc lr plssbss ecy mrfvbr's dfabcsb, Qlafed Qbaurfty cukgbr, gfrtn abrtfjfaetb, pessplrt lr ecy ltnbr jlrk lj fmbctfjfaetflc fc ecy cekb, ltnbr tnec tnbmbjbcmect‖s trub db`ed cekb9 clr snedd tnb mbjbcmect usb, jlr ecy purplsb lr fc ecykeccbr, ecy cekb ltnbr tnec nfs/nbr trub db`ed cekb lr cekbs wftnlut tnb prflr wrfttbcepprlved lj tnb Xrlgetflc Ljjfabr9:.]nb mbjbcmect snedd allpbretb fc tnb alddbatflc lj e MCE sekpdb jrlk tnb mbjbcmect90.Mbjbcmect snedd clt plssbss lr usb e mbvfab wftn eaabss tl ecy lcdfcb sbrvfab et ecydlaetflc wftnlut tnb prflr epprlved lj tnb Xrlgetflc Ljjfabr. ]nfs fcadumbs eaabss tnrlu`necy Fctbrcbt Qbrvfab Xrlvfmbr ("FQX"), guddbtfc glerm systbk, lr ecy pugdfa lr prfvetbalkputbr cbtwlri systbk. Jurtnbr, mbjbcmect snedd clt nevb ecltnbr fcmfvfmued eaabss tnbFctbrcbt lc mbjbcmect's gbnedj tl lgtefc jfdbs lr fcjlrketflc tnet mbjbcmect fs rbstrfatbm jrlk eaabssfc` pbrslceddy, lr eaabpt rbstrfatbm jfdbs lr fcjlrketflc jrlk ecltnbr pbrslc9>.Mbjbcmect snedd usb lcdy tnlsb alkputbrs, alkputbr rbdetbm mbvfabs, sarbbc/usbr cekbs, pesswlrms, b-kefd eaalucts, ecm FQXs epprlvbm gy tnb Xrlgetflc Ljjfabr. Alkputbr ecalkputbr-rbdetbm mbvfabs fcadumb, gut erb clt dfkftbm tl, pbrslced alkputbrs, pbrslcedmete essfstects (XMEs), Fctbrcbt eppdfecabs, bdbatrlcfa `ekbs, ecm abdduder tbdbpnlcbs, eswbdd es pbrfpnbred bqufpkbct, tnet aec eaabss, lr aec gb klmfjfbm tl eaabss, tnb Fctbrcbt,bdbatrlcfa guddbtfc glerms, ltnbr alkputbrs, lr sfkfder kbmfe. Mbjbcmect snedd usb ecyepprlvbm alkputbrs lcdy wftnfc tnb salpb lj nfs bkpdlykbct. Mbjbcmect snedd clt eaabsse alkputbr jlr ecy ltnbr purplsb. Mbjbcmect snedd fkkbmfetbdy rbplrt tl tnb XrlgetflcLjjfabr ecy anec`bs fc mbjbcmect's bkpdlykbct ejjbatfc` mbjbcmect's eaabss ecm/lr usb lj alkputbrs lr tnb Fctbrcbt, fcadumfc` b-kefd9 6.Edd alkputbrs, alkputbr-rbdetbm mbvfabs, alkputbr stlre`b kbmfe, ecm pbrfpnbredbqufpkbct usbm gy mbjbcmect snedd gb sugobat tl sberan ecm sbfzurb, ecm sugobat tl tnbfcsteddetflc lj sberan ecm/lr klcftlrfc` sljtwerb ecm/lr nermwerb, fcadumfc`ucecclucabm sbfzurb jlr tnb purplsb lj sberan. Mbjbcmect snedd clt emm, rbklvb,up`remb, upmetb, rbfcstedd, rbpefr, lr ltnbrwfsb klmfjy tnb nermwerb lr sljtwerb lc ecyalkputbrs, alkputbr rbdetbm mbvfabs, lr pbrfpnbred bqufpkbct wftnlut tnb prflr epprlvedlj tnb Xrlgetflc Ljjfabr, clr snedd mbjbcmect nfmb lr bcarypt jfdbs lr mete. Jurtnbr,mbjbcmect snedd, es rbqubstbm gy tnb Xrlgetflc Ljjfabr, prlvfmb edd gfddfc` rbalrms,
Aesb 7?86-ar-88:50-AEQ Mlaukbct 2> Jfdbm 8:/7=/58 Xe`b 7 lj : Xe`b FM #?767
 
RQE vs.CEILRDE GEQQBDBV CEILRDEMlaibt Cl.?AW86-:50-AEQ
AW-58= (8=/58)
ORM@KBC] & XWLGE]FLC/ALKKF]KBC] LWMBW
Xe`b 1 lj =
fcadumfc` tbdbpnlcb, aegdb, Fctbrcbt, setbddftb, ecm sfkfder rbalrms9 ecm 58.]nb mbjbcmect snedd eppdy edd klcfbs rbabfvbm jrlk fcalkb tex rbjucms tl tnb lutstecmfc`alurt-lrmbrbm jfcecafed lgdf`etflc. Fc emmftflc, tnb mbjbcmect snedd eppdy edd klcfbsrbabfvbm jrlk dlttbry wfccfc`s, fcnbrftecab, oum`bkbcts ecm ecy ectfafpetbm lr ucbxpbatbm jfcecafed `efcs tl tnb lutstecmfc` alurt-lrmbrbm jfcecafed lgdf`etflc.Mbjbcmect fs fcjlrkbm lj nfs rf`nt tl eppbed.]nb Alurt `rects tnb @lvbrckbct‖s rbqubst tl mfskfss tnb rbkefcfc` alucts lj tnb Fcmfatkbct.]nb Alurt nbrbgy rbalkkbcms tnet mbjbcmect gb mbsf`cetbm tl Dlkpla, lr es adlsb tnbrbtl es plssfgdb.
Fc emmftflc tl tnb spbafed alcmftflcs lj supbrvfsflc fkplsbm eglvb, ft fs nbrbgy lrmbrbm tnet tnb Qtecmerm Alcmftflcs lj Xrlgetflc ecm Qupbrvfsbm Wbdbesb wftnfc tnfs oum`kbct gb fkplsbm. ]nb Alurt key anec`b tnb alcmftflcs lj supbrvfsflc, rbmuab lr bxtbcm tnb pbrflm lj supbrvfsflc, ecm et ecy tfkb murfc` tnb supbrvfsflc pbrflm lr wftnfc tnb kexfkuk pbrflm pbrkfttbm gy dew, key fssub e werrect ecm rbvlibsupbrvfsflc jlr e vfldetflc laaurrfc` murfc` tnb supbrvfsflc pbrflm.Oucb 7=, 7858MetbR. Q. Mfstrfat Oum`b/Ke`fstretb Oum`bFt fs lrmbrbm tnet tnb Adbri mbdfvbr e alpy lj tnfs Oum`kbct ecm Xrlgetflc/Alkkftkbct Lrmbr tl tnb R.Q. Kersned lr ltnbr quedfjfbm ljjfabr.Oucb 7=, 7858GyAdbri, R.Q. Mfstrfat Alurt /Q/Jfdbm MetbAetnbrfcb K. Obec`, Mbputy Adbr]nb mbjbcmect snedd alkpdy wftn tnb stecmerm alcmftflcs tnet nevb gbbc emlptbm gy tnfs alurt (sbt jlrtn gbdlw).
Q]ECMEWM ALCMF]FLCQ LJ XWLGE]FLC ECM QRXBWZFQBM WBDBEQB
Pnfdb tnb mbjbcmect fs lc prlgetflc lr supbrvfsbm rbdbesb pursuect tl tnfs oum`kbct?
Aesb 7?86-ar-88:50-AEQ Mlaukbct 2> Jfdbm 8:/7=/58 Xe`b 1 lj : Xe`b FM #?761

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