Websites for Student Aid & Default Prevention

Loan Counseling
Ensuring Student Loan Repayment – http://www.ifap.ed.gov/eannouncements/0119stuhbkbestprectice.html Repaying Your Student Loans – http://www.studentaid.ed.gov/students/publications/repaying_loans/index.html FSA Assessments – http://www.ifap.ed.gov/IFAPWebApp/qualityassurance/SFAAssessment.jsp IFAP Loan Counseling – 2005-06 FSA Handbook, School Eligibility & Operations, pages 2-98 through 2-106 Students – http://www.studentaid.ed.gov Get you Personal Identification Number – http://www.pin.ed.gov Federal Direct Loans: Borrower – http://www.dl.ed.gov or http://www.dlssonline.com/index.asp School - http://www.dl.ed.gov/schools Direct Loan Home Page – http://www.ed.gov/offices/OSFAP/DirectLoan/index.html Mapping Your Future – http://www.mapping-your-future.org Credit Card Management: Public Research groups – http://www.truthaboutcredit.org Credit card management – http://www.nelliemae.com/index.asp Counseling for student borrowers: Student Loan Funding – counselor hotline – http://www.studentloanfunding.com Contacting Lenders: The National Student Loan Clearinghouse - http://www.studentclearinghouse.org Perkins Loan Cancellation for Teachers – http://www.studentaid.ed.gov/PORTALSWebApp/students/english/cancelperk.jsp?tab=repaying Stafford Loan Cancellation for Teachers – http://www.studentaid.ed.gov/PORTALSWebApp/students/english/cancelstaff.jsp?tab=repaying Ombudsman Office – http://www.ombudsman.ed.gov AmeriCorps Check Out The Benefits – http://www.americorps.org

Calculators
Financial Aid Calculators – http://www.finaid.org/calculators/ Loan Payment Calculator – http://www.finaid.org/calculators/loanpayments.phtml Tally credit card debt and figures monthly payment using a calculator - www.bankrate.com & www.bankrate.com/brm/news/checkup/backtoschool.asp?prodtype=cheap Planning for College SallieMae – http://www.wiredscholar.com Foreign Exchange Currency Converter – http://www.oanda.com/convert/classic

Applying for Student Aid
FAFSA on the Web – http://www.fafsa.ed.gov and http://www.studentaid.ed.gov Get your Personal Identification Number – http://www.pin.ed.gov The Student Guide – http://www.studentaid.ed.gov/students/publications/student_guide/index.html What Are My VA Benefits – U.S. Dept. of Veterans – http://www.va.gov/ Avoiding Scams – http://www.ftc.gov/bcp/conline/edcams/scholarship/index.html NSLDS Student Access – National Student Loan Data System – http://www.nslds.ed.gov

Scholarships/Foundations
911 Scholarship Alliance – http://www.scholarships911.org Fulbright Program, Educational & Cultural Affairs, US – http://exchanges.state.gov/education/fulbright/ Grantsnet – http://www.grantsnet.org
Our mission is to ensure equal access to education and to promote educational excellence throughout the nation.

FastWeb – Free Scholarship Search – http://www.fastweb.com or http://www.fastweb.monster.com

Cohort Default Rates
Cohort Default Rates - http://www.ed.gov/offices/OSFAP/defaultmanagement/cdr.html Cohort Default Rate Guide - http://www.ifap.ed.gov/drmaterials/finalcdrg.html Change Pages to CDR Guide – http://www.ifap.ed.gov/drmaterials/changelog.html NSLDS School Repayment Information Loan Detail Report (aka national cohort default rates) – http://www.nsldsfap.ed.gov (report tab) or https://www.nsldsfap.ed.gov/secure/logon.asp (report tab)

Primary Tools for Data Accuracy of FFEL and DL Program borrower data
NSLDS Enrollment Reporting Guide (formerly SSCR User’s Guide) available at http://www.ifap.ed.gov/nsldsmaterials/010904NSLDSEnrollRepGuide.html NSLDS Date Entered Repayment Report – http://www.nsldsfap.ed.gov (report tab) or https://www.nsldsfap.ed.gov/secure/logon.asp (report tab)

Primary Tools for Schools for Default Prevention
FSA Assessments under Tools for Schools – http://www.ifap.ed.gov/qamodule/DefaultManagement/DefaultManagement.html (default prevention) Ensuring Student Loan Repayment (best practices) -http://www.ifap.ed.gov/eannouncements/0119stuhbkbestprectice.html 2005-06 FSA Handbook -- School Eligibility & Operations, pages 2-98 through 2-106 Sample of Default Management Plan (DCL ID:GEN-05-14) http://www.ifap.ed.gov/dpcletters/attachments/GEN0514Attach.pdf NSLDS Date Entered Repayment Report, NSLDS School Repayment Information Loan Detail Report, Borrower Default Summary Report, & Exit Counseling Report – http://www.nsldsfap.ed.gov (report tab) or https://www.nsldsfap.ed.gov/secure/logon.asp DL Program Delinquency Reports – http://www.dl.ed.gov/schools Late Stage Delinquency Assistance Report*

* Late Stage Delinquency Assistance (LSDA) Report: This report, for Direct Loan schools, is available at the Direct Loan Servicing/Schools website, which is accessed via the COD website. Here are the necessary links: First, log into the COD website: http://www.cod.ed.gov Second, go to the bottom of the Welcome page and click on “Links”. The first link on the list is for the Direct Loan Servicer/Schools website: https://schools.dlssonline.com/main.asp Third, once you are at the Servicer/Schools website, click on “School Reports”, and choose “Delinquency Reports” from the list. The LSDA Report will appear as one of four choices available to you. To create the report, simply click on the LSDA Report icon, highlight your school in the dialogue box, and click on “Execute” at the bottom of the page. This will create a list of your “Late Stage” borrowers. Fourth, if you have questions, contact DL School Services at 1-888-877-7658. They can provide immediate assistance in creating or downloading this report, explain its purpose, and even send you a User Guide, via email, which explains the LSDA process for Direct Loan schools. For FFEL Schools, see Default Prevention Strategies at http://www.ifap.ed.gov/qamodule/DefaultManagement/DefaultManagement.html

General Connections/Publications
IFAP (Information for Financial aid Professionals) Library with publications, training, tools, references, laws, etc. – http://www.ifap.ed.gov IFAP Search Page – http://www.ifap.ed.gov/kserver/index.html The Office of Federal Student Aid – http://www.ed.gov/about/offices/list/fsa/index.html

PEPS (Postsecondary Education Participants) – http://www.ed.gov/offices/OSFAP/PEPS/ The Student Guide – http://www.studentaid.ed.gov NSLDS – http://www.nsldsfap.ed.gov or http://www.nsldsfap.ed.gov/secure/logon.asp CFR – The Federal Register – http://www.gpoaccess.gov/fr/index.html