APPENDIX C LOAN STATUS CODES AND ELIGIBILITY CHARTS Code

AL BC

Status
Abandoned Loan No Prior Default, Bankruptcy Claim, Discharged (For FFELP, only includes Chapter 13 bankruptcies.) No

Eligibility For Title IV
Yes, because loan was not in default and was discharged

BK

No Prior Default, Bankruptcy Claim, Active (For FFELP, only includes Chapter 13 bankruptcies.)

Yes, because loan was not in default

CA CS DA DB

Cancelled (For Perkins, means = Loan Reversal.) Closed School Discharge Deferred Defaulted, then Bankrupt, Active. (For FFELP, only includes Chapter 13 bankruptcies.) Defaulted, Compromise Defaulted, Then Died Death Defaulted, Unresolved Disability Defaulted, Then Bankrupt, Discharged. (For FFELP, only includes Chapter 13 bankruptcies.) Defaulted, in Litigation Defaulted, Then Paid in Full Through Consolidation Loan Defaulted, Then Bankrupt, Active, other. (For FFELP, only includes Chapter 13 bankruptcies.) Defaulted, Then Paid in Full Defaulted Loan Included in Roll-up Loan Defaulted, Then Disabled Defaulted, Collection Terminated Defaulted, Unresolved

Yes Yes Yes No, unless debtor can show that loan is dischargeable. See Dear Colleague letter GEN-95-40, dated September 1995 Yes, because compromise is recognized as payment in full No, because if borrower is reapplying, then loan status is in error No, because if borrower is reapplying, then loan status is in error No Yes Yes, because defaulted loan has been totally discharged

DC DD DE DF DI DK

DL DN DO

No Yes, does not matter if loan was in default at time of consolidation. No, unless debtor can show that loan is dischargeable. See Dear Colleague letter GEN-95-40, dated September 1995 Yes, because loan was paid in full Yes, because the loan was combined with other loans. The status of that Roll-up loan will determine eligibility. Yes, because loan debt is cancelled No No

DP DR DS DT DU

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Code
DW DX

Status
Defaulted, Write-Off Defaulted, Satisfactory Arrangements, and Six Consecutive Payments No

Eligibility For Title IV
Yes, assuming student continues to comply with repayment plan on defaulted loan, or is granted forbearance by the GA

DZ

Defaulted, Six Consecutive Payments, Then Missed Payment Forbearance False Certification Discharge Loan Originated In School or Grace Period In Grace Period In Military Grace In Post-Deferment Grace (Perkins only) Defaulted, Then Bankrupt, Discharged, other. (For FFELP, only includes Chapter 7, 11, and 12 bankruptcies.) Paid in Full Through Consolidation Loan Paid in Full Presumed Paid in Full Non-defaulted, Paid in Full Through Consolidation Loan Refinanced In Repayment Temporarily Uninsured – No Default Claim Requested

No. Borrower made satisfactory arrangements, but then failed to make continuous payments. Only eligible for satisfactory status once. Yes Yes Yes Yes Yes Yes Yes Yes, because defaulted loan has been totally discharged

FB FC IA ID IG IM IP OD

PC

Yes. Does not matter whether consolidation loan was through FFELP or Direct Loan, nor whether underlying loans were in default Yes Yes Yes Yes Yes Yes

PF PM PN RF RP UA

UB

Temporarily Uninsured – Default Claim Denied

No, because the loan was defaulted

UC

Permanently Uninsured/Unreinsured – No Default Claim Requested (For Perkins, non-defaulted loan purchased by School)

Yes

UD

Permanently Uninsured/Unreinsured – Default Claim Denied (For Perkins, defaulted loan purchased by School

No, because the loan was defaulted

UI

Uninsured/Unreinsured

Yes

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Code
XD

Status
Defaulted, Satisfactory Arrangements, and Six Consecutive Payments

Eligibility For Title IV
Yes, assuming student continues to comply with repayment plan on defaulted loan, or is granted forbearance by the GA

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FEDERAL DIRECT LOAN SERVICER CODE SV0101 NAME Direct Loan Servicing Center, Utica, NY PHONE NUMBER 800-848-0979

SELECTED SERVICERS CODE 700006 700008 700009 700010 700014 700022 700023 700027 700030 700034 700037 700038 700040 700041 700043 700054 700057 700059 700065 700067 700072 700077 700081 700082 700085 700086 700088 700096 700097 700098 700100 700101 700106 700109 700112 700113 700119 700120 700126 700127 700133 NAME AFSA - Academic Financial Services Assoc Southwest Student Services Corp Bank of North Dakota Bank One Columbus Brazos Higher Ed Authority College Finance Assistance Corp Colorado Student Loan Pgm COSTEP Intuition Inc UNIPAC Service Corp Education Loan Services Inc Educational Assistance Service Corp Inc EDS Education Financial Services USA Group Loan Services Inc FISC Great Lakes Higher Ed Corp Georgia Higher Ed Assistance Corp Iowa Higher Ed Loan Pgm Illinois State Scholarship Commission Kentucky Higher Ed Student Loan Corp Sallie Mae Missouri Higher Ed Loan Authority Maine Ed Service Massachusetts Higher Ed Assoc Mitchell Sweet and Associates Montana Guaranteed Student Loan Pgm Nellie Mae New Jersey Dept of Higher Ed New Mexico Ed Assistance Foundation PHEAA Opportunity Plan Inc Panhandle South Carolina Student Loan Corp TGSLC Loan Servicing Student Loan Fund of Idaho Student Loan Funding Corp Trans World Insurance Co USA Funds Utah State Board Of Regents Vermont Secondary Loan Market Wyoming Student Loan Corp
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CITY Long Beach Mesa Bismarck Columbus Austin Deerfield Denver McAllen Jacksonville Denver Braintree Aberdeen Richardson Indianapolis Indianapolis Lewiston Madison Tucker Des Moines Deerfield Louisville Reston St. Louis Augusta Boston Tempe Helena Braintree Trenton Albuquerque Harrisburg Canyon Columbia Austin Fruitland Cincinnati Sacramento Indianapolis Salt Lake City Winooski Cheyenne

STATE CA AZ ND OH TX IL CO TX FL CO MA SD TX IN IN ME WI GA IA IL KY VA MO ME MA AZ MT MA NJ NM PA TX SC TX ID OH CA IN UT VT WY

CODE 700138 700139 700143 700147 700165 700172 700181 700194 700195 700196 700198 700200 700202 700203 700204 700790

NAME Student Information Service Center Student Initiated Loan Servicing Indiana Secondary Market Lender Service Pgm Credit Union Processing MHESAC Lender Services Student Loan Servicing Center SUNTECH Inc EFS Iowa Student Loan Liquidity Corp AFSA Data Corp Greater East Texas Servicing Corp Norwest Student Loan Servicing Center Educaid Granite State Management & Resource UNIPAC Service Corp

CITY Albany Montgomery Indianapolis Madison Battle Creek Helena Minneapolis Jackson Fruitland Des Moines Utica Bryan St Paul Sacramento Concord Lincoln

STATE NY AL IN WI MI MT MN MS ID IA NY TX MN CA NH NE

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GUARANTY AGENCIES
NUMBER 555 705 706 708 709 712 713 716 717 719 721 722 723 725 726 729 730 731 733 734 735 736 737 738 740 741 742 744 745 746 747 748 749 750 753 755 800 927 / 951 SHORT NAME FFEL Arkansas California Colorado Connecticut Florida Georgia Idaho Illinois Iowa Kentucky Louisiana Maine Massachusetts Michigan Missouri Montana Nebraska New Hampshire New Jersey New Mexico New York North Carolina North Dakota Oklahoma Oregon PHEAA Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Washington Great Lakes USAF ECMC NAME Assigned to Department of Education Student Loan Guarantee Foundation of Arkansas EDFund of California Colorado Student Loan Program Connecticut Student Loan Foundation Florida Department of Education Georgia Higher Education Assistance Corporation Student Loan Fund of Idaho, Inc. Illinois Student Assistance Commission Iowa College Student Aid Commission Kentucky Higher Education Assistance Authority Louisiana Office of Student Financial Assistance Maine Education Assistance Division American Student Assistance of Massachusetts Michigan Higher Education Assistance Authority Missouri Coordinating Board for Higher Education Montana Guaranteed Student Loan Program National Student Loan Program, Inc. New Hampshire Higher Education Assistance Foundation New Jersey Higher Education Assistance Authority New Mexico Student Loan Guarantee Corporation New York State Higher Education Services Corporation North Carolina State Ed. Assistance Authority Student Loans of North Dakota Oklahoma Guaranteed Student Loan Program Oregon State Scholarship Commission Pennsylvania Higher Education Assistance Agency Rhode Island Higher Education Assistance Authority South Carolina State Ed Assistance Authority Education Assistance Corporation-South Dakota Tennessee Student Assistance Corporation Texas Guaranteed Student Loan Corporation Utah Higher Education Assistance Authority Vermont Student Assistance Corporation Northwest Education Loan Association-Washington Great Lakes Higher Education Corporation-Wisconsin United Student Aid Funds, Incorporated Education Credit Management Corporation

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SELECTED LENDERS
CODE 444445 807745 803072 819928 806627 800802 826548 814392 807581 816386 809063 805156 805243 831857 802285 827204 805270 805321 819414 818508 805069 830469 821623 826878 804937 809383 810148 822660 813979 805082 802030 802837 832825 817846 811304 812688 829589 815844 822583 824852 831453 820872 NAME Sallie Mae-Rehabilitated Loan Albany Savings Bank FSB Amcore Bank NA AmSouth Bank NA BanCorpSouth Bank Bank of America Bank of Boston Bank of Hawaii Bank of New York Bank of North Dakota Bank of Oklahoma Bank One BankBoston NA Bankers Bank/EdSouth Barnett Bank Trust Company NA Bay Bank Boston NA Bay Bank Harvard Trust Bay Bank Norfolk County Trust Co Beneficial Mutual Savings Bank Carteret Savings Bank Central Bank Chase Manhattan Bank CHELA Financial USA Inc Citibank Student Loan Center Citizens Fidelity Bank & Trust Clearfield Bank & Trust CLS - National City Bank Comerica Bank Commerce Bank of St Louis Commercial National Bank In Shreveport Connecticut Bank & Trust Continental Illinois National Bank CoreStates Bank Corus Bank Crestar Bank Dauphin Deposit Bank & Trust Dearborn Federal Credit Union Dime Savings Bank of Wallingford Dollar Bank Eastern Bank Educational Funding of the South Ellwood Federal Savings & Loan
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CITY Reston Albany Rockford Birmingham Tupelo Brea Providence Honolulu Newark Bismarck Tulsa Columbus Providence Atlanta Jacksonville Dedham Cambridge Dedham Philadelphia Parsippany Monroe New York San Francisco Rochester Louisville Clearfield Cleveland Detroit St Louis Shreveport Hartford Chicago Wilmington Chicago Richmond Harrisburg Dearborn Wallingford Pittsburgh Salem Knoxville Ellwood City

STATE VA NY IL AL MS CA RI HI DE ND OK OH RI GA FL MA MA MA PA NJ LA NY CA NY KY PA OH MI MO LA CT IL DE IL VA PA MI CT PA MA TN PA

CODE 808780 800097 810612 822046 828478 828374 805353 813651 802933 830974 805147 805943 810563 807542 807510 802445 821835 802844 808258 831495 831173 831143 826762 807789 813544 830485 807973 818426 827542 805125 804076 807989 826481 803094 821396 822947 829268 831036 808173 808007 809675 831848 812205 802968

NAME Fifth Third Bank First Alabama Bank of Mobile First American National Bank First Bank A Savings Bank First Financial Bank FSB First Independent Trust Company First Mutual of Boston First National Bank First National Bank of Chicago First National Bank of Omaha First NBC First of America Bank First Tennessee Bank First Union National Bank First Union National Bank First Union National Bank First Virginia Bank Firstar Bank Illinois Firstier Bank NA Fleet Retail Loan Services Florida Federal Savings & Loan Florida Federal Savings Bank Glendale Federal Bank FSB Goldome Bank Great American Federal Savings & Loan Great Western Bank FSB Greater New York Savings Bank Heritage Bank for Savings Heritage Community Bank Hibernia National Bank Hills Bank & Trust Company Home Federal Savings Bank Home Owners Savings Bank FSB Household Bank Hudson City Savings Bank Iberia Savings Bank SSB Imperial Federal Savings Independence FSB Independence Savings Bank Jamaica Savings Bank Jersey Shore State Bank Key Bank USA LaSalle FSB Magna Bank NA
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CITY Cincinnati Mobile Nashville Clayton Stevens Point Sacramento Boston Ames Flint Omaha New Orleans Kalamazoo Maryville Charlotte North Brunswick Roanoke Falls Church Milwaukee Lincoln Utica Jacksonville St Petersburg San Diego Amherst Pittsburgh Chatsworth Brooklyn Northampton Riverdale New Orleans Hills Patchogue Burlington Wood Dale Paramus New Iberia San Diego Washington Brooklyn Lynbrook Jersey Shore Cleveland Chicago Des Moines

STATE OH AL TN MO WI CA MA IA MI NE LA MI TN NC NJ VA VA WI NE NY FL FL CA NY PA CA NY MA IL LA IA NY MA IL NJ LA CA DC NY NY PA OH IL IA

CODE 808036 808047 803172 813476 821024 809747 804609 822892 812731 824289 827427 823373 808471 826269 805974 806437 824221 828141 807176 806078 803694 808058 829525 817588 812967 820341 822366 826855 809921 822691 805138 821288 808134 808012 810241 808136 815880 808680 805595 815745 832142 800023 809514 828707

NAME Manufacturers & Traders Trust Co Marine Midland Bank NA Marquette National Bank MassBank for Savings Medford Savings Bank Mellon Bank NA Mercantile Bank of Lawrence NA Merchants National Bank Meridian Bank Michigan National Bank Mission Federal Credit Union Morrell Federal Credit Union National Bank of Commerce NationsBank NBD Bank NA Northern State Bank Northern Trust Bank Northwest Savings Bank Norwest Bank Old Kent Financial Corp Old National Bank Onbank & Trust Co Onondaga Savings Bank Pathway Financial Penn Security Bank & Trust Co PFC Bank Pinnacle Bank of Papillion Pioneer Savings Bank PNC Education Loan Center Ponce Federal Bank FSB Premier Bank of Baton Rouge Provident Savings Bank Reliance Federal Savings Bank Republic National Bank of New York Rhode Island Hospital Trust National Bank Richmond County Savings Bank Savings Bank of Mancester Second National Bank of Warren Signet Bank Simmons First National Bank Society National Bank Southtrust Bank NA Southwest National Bank of Pennsylvania Sovereign Bank FSB
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CITY Buffalo Buffalo Roland Park Lowell Medford Pittsburgh Lawrence Leominster Reading Farmington San Diego Sioux Falls Lincoln Charlotte Flint Thief River Falls Chicago Erie Sioux Falls Grand Rapids Evansville Syracuse Syracuse Matteson Scranton New Bethlehem Papillion Troy Pittsburgh Ponce Baton Rouge Jersey City Garden City Brooklyn Providence Staten Island Manchester Warren Baltimore Pine Bluff Cleveland Birmingham Greensburg Wyomissing

STATE NY NY IL MA MA PA KS MA PA MI CA SD NE NC MI MN IL PA SD MI IN NY NY IL PA PA NE NY PA PR LA NJ NY NY RI NY CT OH MD AR OH AL PA PA

CODE 820175 809081 809556 802560 807674 826953 827445 803282 813721 808543 810166 815961 824772 822840 805187 802218 820284 817455

NAME Standard Bank & Trust Co Stillwater National Bank & Trust Co Summit Bank SunTrust Bank SunWest Bank of Albuquerque Texas Commerce Bank NA Third Federal Savings Bank Town & Country Bank of Springfield TrustMark National Bank Union Bank & Trust Union National Bank & Trust Company United Missouri Bank of Kansas City Wachovia Bank Wells Fargo Student Loan Center Whitney National Bank Wilmington Trust Company York Federal Savings & Loan Assoc Zions First National Bank

CITY Evergreen Park Stillwater Dayton Tallahassee Albuquerque Dallas Newtown Springfield Jackson Lincoln Souderton Kansas City Winston-Salem Pleasant Hill New Orleans Wilmington York Salt Lake City

STATE IL OK NJ FL NM TX PA IL MS NE PA MO NC CA LA DE PA UT

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Contact Information & Fields Associated With Loan Status LOAN CONTACT
Primary: Servicer or Lender (as applicable) Secondary: GA FFEL, defaulted GA Yes OPE-ID 000### (### is the GA Code) 000555 (ED) Servicer Code 000555 (ED) Servicer Code (if applicable), or blank Blank

GA CODE
Yes

SCHOOL CURRENT CODE HOLDER
OPE-ID Servicer or Lender Code (as applicable)

REGION CODE
Blank

FFEL

FFEL, subrogated*

ED. (See Region)

555 (ED) Blank 555 (ED) Blank

OPE-ID

Yes

FDLP FDLP, Held by DCS

Servicer ED. (See Region) Primary: Servicer (if applicable) Secondary: School (is primary contact if no servicer used.)

OPE-ID OPE-ID

Blank Yes

FISL

OPE-ID

Blank

FISL, Held by DCS

ED (See Region)

555 (ED) Blank 555 (ED)

OPE-ID

000555 (ED) School Code 000555 (ED)

Yes

Perkins Perkins, Held by DCS

School ED (See Region)

OPE-ID OPE-ID

Blank Yes

*Subrogated = Held by Debt Collection Service (DCS).

Note:

The School Code field always shows the OPE-ID of the school the student attended when the loan was received.

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