Attachment 1 Lender LRDR Record File Layout

LRDR Header Record
Position from 1 21 22 Position to 20 21 24 Field Length 20 1 3 Field Format Character Numeric Numeric Filler Record Type Organization ID Number Name Filler Indicator used to identify the header record. Value must be “1” (one). The three-digit guaranty agency code (assigned by the Department of Education) used to identify the guaranty agency receiving the LRDR. Filler Guaranty Agency’s name. Guaranty Agency’s address. Guaranty Agency’s city. Guaranty Agency’s state. Guaranty Agency’s country. Guaranty Agency’s Zip Code. Identifies the request date of the LRDR report; format is CCYYMMDD. Identifies the date the rate was calculated; format is CCYYMMDD. Identifies the cohort period associated with the report; format is CCYY. Identifies the program type of loans included in the Loan Record Detail Report. Filler Filler

Length 335
Description Field Content

25 144 204 254 274 276 296 305 313 321 325

143 203 253 273 275 295 304 312 320 324 331

119 60 50 20 2 20 9 8 8 4 7

Character Character Character Character Character Character Numeric Date Date Date Character

Filler Organization Name Address City State Country Zip Code Request Date Rate Calculation Date Cohort Year Title IV Program

332 335

334 335

3 1

Character Numeric

Filler Filler

2

LRDR Detail Record
Position from 1 21 22 Position to 20 21 24 Field Length 20 1 3 Field Format Character Character Character Filler Record Type Guaranty Agency Code Name Filler

Length 335
Description Field Content

Indicator used to identify the detail record. Value must be “2” (two). A three-digit ED Office of Postsecondary Education (OPE) code used to identify the guaranty agency submitting the LRDR request. Filler Title IV recipient’s or beneficiary’s Social Security Number. Identifies how the loan is counted in the guaranty agency’s cohort default rate calculation. Filler Title IV recipient’s or beneficiary’s current last name. Title IV recipient’s or beneficiary’s current first name. Title IV recipient’s or beneficiary’s middle initial. Title IV recipient’s or beneficiary’s date of birth. ED OPE code for school that certified/originated the loan for the borrower. The date classes were scheduled to begin for the loan period covered by the loan. The date classes were scheduled to end for the loan period covered by the loan. Student’s academic or grade level in school at the beginning of the specific period covered by the loan. Code for entity that provided the loan to the student; identifies the originating holder of the loan. Filler Current lender code.

25 38 47

37 46 47

13 9 1

Character Character Character

Filler SSN Default Rate Usage Code Filler Current Last Name Current First Name Student Middle Initial Student Date of Birth Original School Code

48 66 101 113 114 122

65 100 112 113 121 129

18 35 12 1 8 8

Character Character Character Character Numeric Character

130

137

8

Numeric

Begin Class Date

138 146

145 146

8 1

Numeric Character

End Class Date Academic Level

147

152

6

Character

Original Lender/Servicer Code Filler Current Lender/Servicer Code

153 157

156 162

4 6

Character Character

3

Position from 163

Position to 166

Field Length 4

Field Format Character

Name Current Lender/Servicer Branch Loan Type Loan Status Code Loan Status Code Date Repay Date Amount Code for Guarantor/ Servicer Guaranty Loan Date Default Date Claim Reason Code Filler Enrollment Code Enrollment Code Date

Description Field Content Current lender branch.

167 169 171 179 187 193 196 204 212 214 235 236

168 170 178 186 192 195 203 211 213 234 235 243

2 2 8 8 6 3 8 8 2 21 1 8

Character Character Numeric Numeric Numeric Character Numeric Numeric Character Character Character Numeric

The type of loan. The status of the borrower’s loan. Effective date of the loan status code. Date loan entered repayment. Full amount of the loan. Entity that guaranties the loan on behalf of the Department. Date that the guaranty agency insured an FFEL Program loan. Date that a default claim was paid on an FFEL Program loan. Identifies the reason a claim was paid on an FFEL Program loan. Filler Student’s enrollment status at the time the cohort default rate was calculated. Effective date of the Enrollment Status Code. If no data is available, the guaranty agency or Direct Loan servicer may use 01/01/1900. Identifies loan program type “F” (FFEL) or “D” (Direct Loan). Filler The claim amount. The original dollar amount of the loan. Identifies how the loan is counted in each individual loan program (i.e., the FFEL Program and/or the Direct Loan Program). Filler Identifies the cohort year; format is CCYY. Filler

244 245 250 256 262

244 249 255 261 263

1 5 6 6 2

Character Character Numeric Numeric Character

Program Type Filler Claim Amount Outstanding Principal Balance Usage Two

264 321 325

320 324 335

57 4 11

Character Character Character

Filler Cohort Year Filler

4

LRDR Trailer Record
Position from 1 21 22 Position to 20 21 24 Field Length 20 1 3 Field Format Character Character Character Filler Record Type Guaranty Agency Code Filler Actual Numerator Count Name Filler

Length 335
Description Field Content

Indicator used to identify the trailer record. Value must be “3” (three). A three-digit ED OPE code used to identify the guaranty agency receiving the LRDR. Filler The total number of unduplicated borrowers reported in the numerator of the cohort default rate. The report count for the numerator represents the unduplicated report with a “B” in the usage code 1 field. The total number of unduplicated borrowers reported in the denominator of the cohort default rate. The report count for the denominator represents the unduplicated borrower listed on the Loan Record Detail Report with a “D” or “B” in the usage code 1 field. Identifies the unduplicated number of borrowers included in the numerator of the cohort default rate calculation. Identifies the unduplicated number of borrowers included in the denominator of the cohort default rate calculation. Identifies the number of borrowers meeting income contingency repayment conditions on the Loan Record Detail Report. The total number of unduplicated borrowers counted in the numerator of the FFEL Program. The total number of unduplicated borrowers counted in the denominator of the FFEL Program. Filler Identifies if the cohort default rate has been revised due to an appeal. Total dollars in default. Indicates the total dollar volume of defaulted loans included in the cohort default rate calculation.

25 32

31 39

7 8

Character Numeric

40

47

8

Numeric

Actual Denominator Count

48

55

8

Numeric

Report Count

56

63

8

Numeric

Report Count

64

71

8

Numeric

IC

72

79

8

Numeric

Individual Program Tally Individual Program Tally Filler Appealed Rate Flag Dual Total Dollars in Default

80

87

8

Numeric

88 136 137

135 136 146

48 1 10

Numeric Character Numeric

5

Position from 147

Position to 156

Field Length 10

Field Format Numeric

Name Dual Total Dollars in Repayment

Description Field Content Total dollars in repayment. Indicates the total dollar volume for loans that have entered into repayment during the cohort period in question. Dollars in default on FFEL Program. Dollars in repayment on FFEL Program. Filler Identifies the total dollar amount for insurance claim payments. Filler Identifies the cohort year; format is CCYY. Filler

157 167 177 197 207 321 325

166 176 196 206 320 324 335

10 10 20 10 114 4 11

Numeric Numeric Numeric Numeric Character Date Character

FFEL Total Dollars in Default FFEL Total Dollars in Repayment Filler Total Insurance Claim Payments Filler Trailer Sort Cohort Year Filler

6