This action might not be possible to undo. Are you sure you want to continue?

COM

IBPS CWE CLERK RECRUITMENT EXAM: PREPARATION GUIDE

PREFACE

Paths can be so many, but to reach the correct destination correct path must be chosen & followed.

Unless there is a proper focus on your goal with correct guidance, same can’t be achieved in a set time frame. Most people fail not because they lack knowledge but because they lack a proper direction.

**WHAT IS THE BOOK ABOUT?
**

In one sense, it is a guide book. It contains the ingredients, the methods that aspirants will need to follow to crack Bank Recruitment Exams & have an absolute understanding of the pattern of Questions in Bank Recruitment Exams. In this book all the sections have been made interesting for aspirants with a practical & user friendly approach.

**HOW TO READ THIS BOOK
**

The concepts & exercises in this book can’t be absorbed by casual browsing. It should be read properly & all the exercises must be practiced again and again. To strategize the preparation, Aspirant must first read carefully the theory & concepts given in the beginning of every section. Once the theory & concepts had been thoroughly understood by an aspirant, then he or she can move to practice exercises. To achieve accuracy & timeliness, aspirant must solve the practice exercise in a set timeframe. This book has been designed keeping in view the requisites for current pattern of Bank recruitment Exams.

Best of Luck!!

TABLE OF CONTENTS

Preface .................................................................................................................................. 2 What is the book about? ................................................................................................... 2 How to read this book ....................................................................................................... 2 Numerical Ability ................................................................................................................... 5 H.C.F. & L.C.M. of numbers ............................................................................................... 5 Simplification .................................................................................................................... 6 Average ............................................................................................................................. 7 Surds & Indices .................................................................................................................. 7 Percentage ........................................................................................................................ 8 Profit & Loss ...................................................................................................................... 9 Partnership ..................................................................................................................... 10 Time & Work ................................................................................................................... 11 Time & Distance .............................................................................................................. 12 Simple Interest ................................................................................................................ 13 Compound Interest ......................................................................................................... 14 Data Interpretation ......................................................................................................... 15 Reasoning ........................................................................................................................... 19 Analogy ........................................................................................................................... 19 Classification ................................................................................................................... 19 Series .............................................................................................................................. 19 Coding - Decoding ........................................................................................................... 20 Puzzle Test ...................................................................................................................... 20 Mathematical Puzzle ....................................................................................................... 21 Direction Sense Test ........................................................................................................ 21 Syllogism ......................................................................................................................... 22 Abstract Reasoning.......................................................................................................... 23 English Language ................................................................................................................. 26

.................................................................. 28 Sentence Reconstruction ...............................................................................................Synonyms ............................................ 28 Cloze Test .................................................................................................. 26 Antonyms .................................................................................................................................................. 29 Comprehension .......................................................................................................................... 30 Computer Knowledge............. 26 Sentence Completion ........................................ 27 One word substitution.............................................................................................................. 34 General Awareness with special reference to Banking Industry ..................................................................... 26 Spotting the error ..................................................................................................... 28 Idiom & Phrases ......................................................................................................................................................................................................................................................................... 27 Sentence Improvement ........................................ 27 Spelling Test ............... 36 ..................................................................................................................................

. 35 = 5 × 7. H. L.C.C. = 2 × 32 = 18.C. of 50.C. To add.). subtract. There are two methods of finding the L. = Product of highest powers of 2. of 50.C.M. Factorization Method 2. and H. then x is said to be a factor of y.M. 35 and 70.Also to simplify a fraction.C. Here comes the concept of Least Common Multiple (L. = L.M.C. Product of two numbers =Product of their H. 70 = 2 × 5 × 7. we need to convert both fractions to a common denominator. Express each one of the given number as the product of prime factors. we divide the numerator and the denominator by the same number.C. L.M.F.M.C.of two or more than two numbers: 1. L. OF NUMBERS If a number x divides another number y exactly.C.of Denominators Example: Find the H.M.F.F.F.C.C. 𝟐𝟒 × 𝟑𝟐 × 5 and 2 × 𝟑𝟒 Solution: Here prime numbers common to given three numbers are 2 and 3.C.of Denominators 3.C.M.C.M.C. although any common multiple would work in this particular case. & L.M.C. 35 and 70. The least common multiple is usually used.F. Common Division Method There are two methods of finding the H. Solution: Let us apply the Factorization Method to find the L.F. of two or more than two numbers: 1.NUMERICAL ABILITY H.C. of Numbers – 1.F.F and L. Division Method Important Formulas of L. or just compare two fractions.F. = H.C.M .C.C. 5 and 7 = 2 × 52 × 7 = 350.F.) or Greatest Common Divisor (G.C. 50 = 2 × 52 . Factorization Method 2. Example : Find the L. H . If we divide them by the greatest common factor. of 𝟐𝟑 × 𝟑𝟑 × 5.of Numerators 2.of Numerators H.).D. That greatest common factor is called the Highest Common Factor (H. then no further simplifications are required.M.

𝟏 𝟏 Example: Arjun spends 𝟓 of his salary on house rent. x Then. Solution: Given expression: 120 ÷ 24 × 3 + 5 × 2 1 1 5 120 ÷ 8 + 2 1 120 8 +2 𝟏 1 31 2 . r<0 Example: What will be the value of x in the following equation? 5𝟑 + 𝟒 + x +2𝟓 = 9𝟑 . ‘D’ for ‘Division’.SIMPLIFICATION SOME IMPORTANT CONCEPTS ‘BODMAS’ Rule: This ‘BODMAS’ Rule shows the correct sequence of all the operations that are to be executed to find out the value of a given expression. Expenditure on Conveyance = Rs. 15 = 2400 x =Rs. 4500. the correct order to simplify an expression is: (a) () (e) Division (b) {} (f) Multiplication (c) [] (g) Addition (d) of (h) Subtraction Modulus of a Real Number: If the real number is ‘r’. then find his expenditure on conveyance. If he has Rs.450. −r. 𝟔 of his salary on food and 𝟏𝟎 of his salary on conveyance.53 2 1 1 4 𝟏 𝟏 𝟏 𝟐 – 25 x = 1 29 3 𝟏 - 16 3 𝟏 - 1 4 𝟏 - 11 5 x = 580 −320 −15−132 60 x = 113 60 = 1 60 . × 10 . 8x 1 1 1 14 16 x 30 = 8x 15 .2400 left with him. 53 Example: Simplify 120 ÷ 24 of 𝟑 + 𝟓 × 2 𝟐. ‘M’ for ‘Multiplication’. ‘O’ stands for ‘of’. Solution: Suppose Arjun’s monthly salary is Rs. In this rule ‘B’ Stands for ‘Bracket’.( 1 4500) = Rs. Solution: Simplifying the above equation x=93 . remaining part of his salary = x. ‘A’ for ‘Addition’ and ‘S’ for ‘Subtraction’.(5 + 6 + 10 ) x = x – (30 ) x = Now. ififr>0 . then | r | = {r. Therefore.

Average height of a particular group etc. then we say that ‘ 81 is equal to base 9 raised to the power 2’. a+4 and a+6. Solution: Sum of first 17 numbers = 17× 60 = 1020 Also. Then. The laws of Indices: . Solution: Suppose his average after 15th inning = a Then. Example: A famous batsman makes a score of 92 runs in the 15 th inning and by this his average increased by 5. the smallest even number = 6.what is his average after the 15 th inning. Average is used quite regular in our day to day life.If the average of first 17 numbers is 60 and that of last 17 numbers is 65. The term average is also referred to as ‘Mean’. a+ a+2 + a+4 +(a+6) 4 =9 4a+12 4 = 9 a+3 = 9 a=6. Hence.AVERAGE The term Average refers to the sum of all observations divided by the total number of observations. sum of last 17 numbers = 17× 65 = 1105 18th number = {Sum of 35 numbers – (sum of first 17 numbers + sum of last 17 numbers)} = {35× 70 – (1020+1105)} 2450 – 2125= 325. average after 14th inning = (a – 5) 15 × a = 14 (a – 5) + 92 a =22. Basic formula to calculate the average is as follows: Average = (Number Sum of all observation of observation ) Example: If the average of four consecutive even numbers is 9. For example to calculate the average marks of the students. then find the 18th number. SURDS & INDICES The term Index (Indices is a plural) refers to the power to which a number is raised. Solution: Suppose four consecutive even numbers are a. a+2. Example: The average of 35 numbers is 70. For Example: 81 = 92 . If 𝑎2 is a number then ‘a’ is called a base 2 is called the power (Index or Exponent). then find the smallest of these numbers.

It is denoted by the symbol “%”. Solution: Given that. Calculation of Percentage The Percent Value is computed by multiplying the numeric value of the ratio by 100. a percentage is a way of expressing a number like Ratio.02 = (9)0. (81)0. For example 50% read as Fifty percent and it is equal to 50/100 or 0. 64 5 6 = (26 )6 = (2)5 = 32.02 = (92 )0.24 × (9)0. then number and ‘n’ is a positive integer. Solution: Given that. 5 Example: Simplify:(𝟖𝟏)𝟎.02 = (9)0. Solution: 4𝑥−2 + 4𝑥+2 = 1028 4𝑥−2 (1+44 ) = 1028 𝑥−2 (257) = 1028 4𝑥−2 = 4 x – 2 = 1 x = 3. The percent value is computed by multiplying the numeric value of the ratio by 100.24 × (9)0. The required percentage= (20/80) × 100 = 25% Calculation of Percentage of a Percentage .48 × (9)0.𝟐𝟒 × (𝟗)𝟎.5. then find the value of x.(i) 𝑎𝑚 × 𝑎𝑛 = 𝑎𝑚 +𝑛 (ii) (𝑎𝑚 )𝑛 = 𝑎𝑚𝑛 (iii) 𝑎 𝑛 = 𝑎𝑚 −𝑛 When the power is a fraction say 𝑛 . relative to another quantity. Example: If 𝟒𝒙−𝟐 + 𝟒𝒙+𝟐 = 1028.50 = (32 )2 = 3.𝟎𝟐 . as a fraction of 100. The laws of Surds: (i) 𝑛 𝑛 (iv) (𝑎𝑏)𝑛 = 𝑎𝑛 𝑏𝑛 (v) (𝑏 )𝑛 = 𝑏 𝑛 (vi) 𝑎0 = 1 1 𝑛 𝑎 𝑎 𝑛 𝑎 𝑚 𝑎 is a surd of order n. Percentages are used to express how large/small one quantity is. 4 1 PERCENTAGE In mathematics. For Example: If we want to calculate the percentage of 20 oranges out of 80 oranges then. Here ‘a’ is a rational 𝑎 =𝑎𝑛 𝑛 1 (v) 𝑚 𝑛 𝑛 𝑎 = 𝑚 𝑚𝑛 𝑎 𝑚 (ii) ( 𝑎) = a 𝑛 𝑛 (iii) 𝑎𝑏 = 𝑛 𝑎 × 𝑏 (iv) 𝑛 (vi) ( 𝑎) = ( 𝑎) 𝑛 𝑎 𝑏 𝑛 = 𝑛 𝑎 𝑏 𝟓 Example: Simplify: 𝟔𝟒 𝟔 .

To calculate a percentage of a percentage first we should convert all the percentages to fractions of 100. [Taking LCM] PROFIT & LOSS Profit and loss is a very important branch of basic Mathematics.40 × 0. given that number of students passed in the examination = 637_______ (2) Step III: Now. This branch deals with the study of Profit and loss made in the business and in our daily life. According to the problem total number of students failed in the examination = 30 % 0f X_______ (1) Step II: Also. For Example: 40% of 50% = (40/100)× (50/100) = 0. is called Cost price and it is abbreviated by C.P. . Some basic terms used in Profit and loss are: Cost price – The price. at which an article is purchased. How many students appeared for the examination? Solution: We will solve this problem in steps. Step I : Let us suppose X students appeared for the examination Now. Number of Failed students + Number of passed students = Total number of students appeared in the examination => 30% of X + 637 = X [From (1) and (2) ] => (30/100) X + 637 = X => (3/10) X + 637 =X => 3X + 6370 = 10X => 6370 = 10 X – 3X => 6370 = 7X => 910 = X or X= 910 Hence.50 = 0. 910 students appeared in the examination.20 = 20/100 = 20% Example: In an Examination. 30 % of the students failed and 637 passed.

P.P = (100 +20) 100 (100 −Loss %) 100 × C. 9750. > C. Loss % = Loss ×100 C.P.8. then seller is said to have a profit.P. There are two types of partners in the business 1. – C.9750 Hence. = (100 +Gain %) 100 × C. new selling Price should be Rs.P.P.P.×100 (100 −Loss %) 6500 ×100 80 × 8125.P. Sleeping Partner: A person who simply invests the money is known as sleeping partner.P.P.P. Formulae – Profit or Gain = S.P. Gain % = Gain ×100 C. Profit – If S. Working Partner: A person who manages the business is known as working partner.P. Loss = C. C. 6. C. 2011) Solution: If selling price = Rs. (Clerks’ Grade. C.P. at which an article is sold. = Rs. S.. Some Important Formulae: . they are called partners in that business and the deal between them is known as partnership.P. PARTNERSHIP Meaning: When two or more than two persons run a business jointly.P. Then seller is said to have incurred a loss.125 Now new S. is called its selling price and it is abbreviated by S.P. loss = 20% We know the formula S.P.At what price should he have sold the item to have gained a profit of 20%.P. 2.Selling Price – The price.P. Example: Karan sold an item for Rs. S. 6.= S .P = (100 +Gain 100 %) × S. Rs.500 Then. = (100 −Loss %) 100 × C. Loss – If SP < CP.500 and incurred a loss of 20%.P = (100 −Loss 100 %) × S. –S.

000 × 13 44 ) = Rs. If the efficiency of P to do a work is x times than efficiency of Q to do a same work then. TIME & WORK SOME BASIC FACTS WITH FORMULAE 1. 2. X for m month and Rs.26. 3.000) : (40. Q and R = (10. If a Person P can do a piece of work in n days and another person Q can do the same nm work in m days then time taken by them to complete the work is n+m days when they work together but independently. Q and R start a business by investing Rs.000+1.000 =160 : 104 : 88 = 20 : 13 : 11 Hence.60.000 × 8) : (10.20. 2. 4. (2 × 4 X) = Rs.000) = 1. share of Q = Rs. P invests 2 times as much as Q invests and Q invests one-fourth of what R invests.63. Y respectively for a year in a business. X.000. (88.000 : 88.000 + 64.000 more.000. Q and R enter into partnership. then he can finish the work in n days. 4 X Now. Y for n months respectively. If the profit earned by them is Rs.000.000 × 8) : (10. 4. then their share of profit or loss at the end of the year: Share of P ′ s profit (or loss ) Share of Q ′ sprofit (or loss ) =Y X (b) Suppose two persons P and Q invests Rs. Example: P.000.(a) Suppose two persons P and Q invests Rs.000 × 8) = (40.000.000 : 1. then Share of P ′ s profit (or loss ) Share of Q ′ sprofit = (or loss ) Xm Yn Example: Three friends P. P’s capital = Rs.04. share of P’s profit = Rs. If a person P can do a piece of work in n days.000 profit was recorded at the end of the year. (2 × Q’s Capital) = Rs.After 4 month P invests 5. Q’s Capital = Rs. If the total Rs. Q withdraws Rs. Solution: Ratio of capitals of P.000 + 48.000) : (40. If a Person P can do n work in 1 day. Then.000 × 4 + 6.88.000 × 4 + 8. then work done by him in 1 day = n .(63. Ratio of work done by P and Q = x: 1 Ratio of time taken by P and Q to complete a work = 1:3 1 1 .000 × 4 + 15. X and Rs. then find the share of Q.000 and R withdraws Rs. (2 X) 1 1 1 Ratio of their capitals = 1 2 X : 4 X : X =2:1:4 2 1 Hence. 10. Solution: Let us suppose R’s Capital = Rs. then what is the share of profit of P at the end of the year.000 × 7) =18.

Speed = Distance Time 5 . Important Formulae 1. Distance and Speed. to do the same work? Solution: Prerna’s 1 day’s work = 1 16 . For example if you know the speed of any vehicle and the distance covered by that vehicle. Monami’s 1 day’s work = 1 16 1 20 9 80 9 8 9 (Prerna + Monami) ’s 1 day’s work = + 1 20 = 5+4 80 = Time taken by Prerna and Monami to finish the work = 80 days = 8 days.Distance= Speed×Time. In how many days will Arun finish the work? Solution: (Arun’s 1 day work) : (Brijesh’s 1 day work) = 3 : 1 (Arun + Brijesh)’s 1 day work = Then. These relationships have many practical applications. Time= Distance Speed 2. then we can easily calculate the time taken in whole journey by using the formula of Time and Distance. Arun’s 1 day work = 1 27 1 27 3 4 1 36 × = Arun can finish the work in 36 days. Solution: Suppose the actual speed of Taj = S km/hr Then new speed = 11 × S Time taken by Taj with new speed = 1 hr 40 min 48 sec 5 . Find the actual speed of the Taj Express. working together but independently. TIME & DISTANCE Time and Distance Formulae relates Time. S km/hr =(s× 18 )m/sec 3.Example: Prerna can do a piece of work in 16 days while Monami can do the same work in 20 days. S m/sec =(s× 18 5 )km/hr 5 Example: A Taj Express travelling at 11 of its actual speed and covers 42 km in 1 hr 40 min 48 sec. How long should it take both Prerna and Monami. Example: Efficiency of Arun is thrice than Brijesh to do a piece of work and together they finish a piece of work in 27 days.

I. Then S.I.I. then it is called Simple Interest and it is denoted by S. then after that specified period.I. The Principle and interest together is called amount. 1 minute = 60 Second. Rate =R% per annum. the actual speed of the Taj Express is 55 km/hr SIMPLE INTEREST DEFINITION: If a person X borrows some money from another person Y for a certain period. = ( Now. This additional money that X (borrower) has to pay is called Interest. then S.I. & 1 minute = 60 hr. P×T ) or T = ( 100 ×S. Simple Interest + Principle = Amount If we denote the amount by ’A’.I.= 1hr+40 × 60 hr+48 × 60×60 [Because 1hr = 60 minutes. according to the formula New Speed × Time taken by Taj with new speed = Distance covered by Taj 11 S× 5 126 75 = 42 S = 42×75×11 126 ×5 S =55km/hr Hence.I. = A – P = 𝑅𝑇 P ×R ×T 100 100 𝑅𝑇 P ×R ×T 100 ) or P = ( 100 ×S. X (borrower) has to return the borrowed money with some additional money. The actual borrowed money is called Principal or Sum. FORMULAE: Let Principle = P. 1 Second = = 1hr +3 hr + 75 hr = 2 1 126 75 1 60 1 1 1 minute ] hrs Now. R×T ) or R = ( 100 ×S. and Time = T years. If the interest on a sum borrowed for a certain period is reckoned uniformly. The interest that X has to pay for every 100 rupees each year is called rate percent per annum. = A – P S. and the time for which X the borrower has been used the borrowed money is called the time. P×R ) A=P (1+ 100 ) = SI (1+ ) .

I. (5788. S.yearly. 70.200 Therefore. [5.000 × 8. given that Principal (P) =78. 5000 at 5% per annum for 3 years. If interest is compounded Quarterly.000 ] = Rs.125 5 21 9.125 – 5000) = Rs.261 R 2 1 R 2 4. If interest is compounded half. then 𝟏 Compound Interest = Rs.000 at 10% per annum for 9 years will be Rs. then R/4 Amount = P (1 + 100 )4n Amount = P (1 + 100 ) (1+ 100 ) Example: What will be the Compound Interest on Rs.788. then R/2 Amount = P (1 + 100 )2n 3. say 2 𝟐 𝐲𝐞𝐚𝐫𝐬.000 at 10% per annum for 9 years? Solution: Here. we know that. Time = n years 1. principal for the second unit of time is the amount of first unit of time and so on.000 ×(1 + 100 )3 ] = Rs. 78. If time is in fractions and the interest is compounded yearly. In these calculations. 78.000 ×(20 )3 ] = Rs. the simple interest on Rs. . [5. Time (T) = 9 years Now. SOME IMPORTANT FACTS AND FORMULAE Let Principal = P. then the difference between the amount and the money borrowed is said to be the Compound Interest and it denoted by C. = ( P ×R ×T 100 )=( 78. 70.125. Rate (R) = 10%.000.000 ×10 ×9 100 ) = Rs. If interest is compounded annually. 200. [5.I. Two different cases can be compared by using the following formula A 1−P 1 A 2−P 2 = 𝑃 𝑃 1𝑅 1𝑇 2𝑅 2𝑇 1 2 Example: What will be the simple interest on Rs. compounded annually? Solution: Amount = Rs. then R Amount = P (1 + 100 )n 2. half yearly or quarterly to settle the previous money.5788. COMPOUND INTEREST When the borrower X and the lender Y agrees to fix up a certain time for example yearly.

200 = Rs. Principal = Rs.1000. Frequency polygon Histogram 3. then calculate the compound interest on the same amount for the same period at the same time.200. Time = 4 years Now. 1000 at x % per annum for 2 years is Rs. 12000. S. Principal = Rs.I.Example: What is the compound interest on Rs. 14520 Compound Interest = Rs. DATA INTERPRETATION Data plays an important role in our day to day life. 12000 in 4 years at 20 % per annum. Solution: Given that. Solution: Here. 1. Example: If the simple interest on Rs. Rate = x% per annum. There are some important ways to represent the data in précised form. The process of interpreting the data from its precise form is called Data Interpretation.200 Then. = Rs. If the given data is very large then it can be represented in precise form.I. Histogram 2.( 1000 × x × 2 100 ) x = 10%.( 1000 × x × 2 100 ) Rs. Pie-chart . Amount = Rs. = Rs. S. 2520. the interest being compounded half yearly. Bar-diagram 4. (120 × 11× 11) = Rs.(14520 – 12000) = Rs.[ 12000 (1 + 20 2 100 ) 2 = Rs. Rate = 20% per annum. Time = 2 years.

percentage and average. Calculation Part The calculation part requires knowledge of ratio. In these types of questions candidates are required to find the ratio of two different elements. percentage of one element with respect to other or the average of two or more elements .Frequency polygon Bar Diagram Pie-Chart The method for solving the DI part involved two way process 1. Observation or Understanding of the Information provided in the Data. 2.

therefore the average will be (4.5 (b) 3 (c) 3.5 times the profit of C's profit which is 50.000 which is 25% of E's cost of production which is 4.000)/5= 80.50. The company C has a 40% profit.000 therefore the ratio is 2:3.000 (d) 80.000. What is the average profit of all the companies? (a) 50. The cost of production of company B is how many times of company C profit? (a) 2. The profit of B is 50.00.000 (b) 60.Question (1 to 5): The line diagram shows the cost of production and profit of five companies for the year 2011-12. 500 400 300 COST OF PRODUCTION PROFIT 200 100 0 A B C D E 1.000 ANSWERS 1.5 4. The ratio of profits of company B to D is: (a) 2:3 (b) 3:4 (c) 4:3 (d) 3:2 2.00.000.000+50. 4.000 and D is 75.000+1.000.00. 5.00. The profit of C is 1. (c) 70.000+1.000 = 4.000 which 3.00. The cost of B is 3. The total profit of all the companies are 75. The profit of company C is what percentage of the cost of production of company E? (a) 20% (b) 25% (c) 30% (d) 35% 3. 2.000.000 . Which company has the maximum percentage of profit? (a) A (b) B (c) C (d) 4 (d) D 5. 3. (The figures are in '000').00.000+75.

.

The candidate is required to study the pattern and either to complete the given series with the suitable term or to find the wrong term in the series. In these types of questions a series of numbers or alphabetical letters or combinations of both are given. Number Series 2. Alpha-Numeric Series .I. Alphabet Series 3.P. They are arranged in a particular manner and each term is related to the earlier and the following term in a particular way. In these types of Questions the candidate is required to choose one item which does not fit into the group of similar items.B. series of alphabetical letters and the combination of alphabets and letters follow a certain pattern. There are some important types of series: 1. Example: Command: Order::Confusion:? (a) Discipline (b) Clarity (c) Chaos Answer: (c) The words in both the pairs are synonymous of each other.O. It is one of the important chapters of General Mental Ability Segment of Reasoning. (S. Example: (a) 24 (b) 35 (c) 48 (d) 64 Answer: (d) Each of the numbers except 64 are in the form of (x2 – 1). (d) 343 (BANK P. Example: (a) Write (b) Read (c) Knowledge (d) Learn (e) Study Answer: All others are resorted to by one to acquire knowledge. The candidate is required to identify the pattern followed in the series and then fill in the space with suitable alternatives or to find out the wrong term in the series.2000) (d) Problem CLASSIFICATION ‘Classification’ means to list the items of a given group on the basis of certain quality and then choose the stranger out.O. 2005) SERIES In these types of questions series of numbers. Example: D: 64:: G : ? (a) 64 (b) 125 (c) 216 th Answer: (d) G is the 7 letter in English alphabet and 73 = 343.REASONING ANALOGY It is a similarity or comparability between like features of two things on which a comparison may be based.

(5 – 4) ………. Decoding is the reverse process. It is a method of transmitting a message between sender and the receiver in such a way that only the sender and receiver can understand its meaning. Example: If in a certain language. The candidate is required to analyze the given information to find the suitable answer of that particular situation. CODING . How is Q related to R? . 23. 3. (3 – 4). In the same language. 4. A (d) S (d) 324 (a) C (b) E (c) G Solution: (b) It is the reverse order of vowels in the English alphabet. PAPER is written as OZODQ. 212. 5. PUZZLE TEST In this segment questions are framed in the form of puzzles. Example: If in a certain language. Which word would be written as RZKD? (d) SKIP (a) SEAL (b) SALE (c) SELL Solution: (b) all the letters have been decreased by one in the code according to the English alphabet. TRIANGLE is written as SSHBMHKF. ? (a) 339 (b) 343 (c) 361 3 3 3 3 Solution: (a) The series is (2 – 4). I. 2.Example: 4. the letters at odd places is decreased by one and the letters at even places is increased by one according to the English alphabet.. 'Coding' is done according a certain pattern in the mind of the sender.DECODING A CODE is a system of conveying a message through signals. P’s son is S’s brother. O. ?. There are some important types of Questions based on Puzzle test: 1. converting these code symbols back into information understandable by a receiver. (4 – 4). 60. Example: U. things etc. COUNTRY is written as: (d) DNVNVQ (a) BPVOSSX (b) DNVMUQZ (c) BPTOSSX Solution: (c) In the code. R and S are sisters. 121. These puzzles involves certain number of items. Seating Arrangements Questions based on Classification Problems based on family Questions based on comparison Sequential order of things Example: P and Q are brothers.

Therefore the required number is 343. DIRECTION SENSE TEST In these types of questions a successive follow –up of different directions is formulated then a candidate is required to find out the final direction or the distance between two points. 2. Therefore. In this rule ‘B’ Stands for ‘Bracket’. 3. ‘A’ for ‘Addition’ and ‘S’ for ‘Subtraction’. 3 × 4 × 3 = ? Solution: Here the numbers are placed in the same order.Answer: In the question P’s son is S’s brother means P is the father of S and similarly P is the father of R because S and R are sisters. ‘M’ for ‘Multiplication’. ‘O’ stands for ‘of’. 2 × 1 × 6 = 216. the correct order to simplify an expression is: (i) () (iv) of (vii) Addition (viii) Subtraction (ii) {} (v) Division (vi) Multiplication (iii) [] Example: Some equations are solved on the basis of certain system on the same basis find out the correct answer for the unsolved equation. . Types of the questions based on Mathematical Puzzles are: 1. Mathematical-Logical problems The correct sequence of solving mathematical problems is known as “BODMAS Rule”. ‘BODMAS’ Rule: This Rule shows the correct sequence of all the operations that are to be executed to find out the value of a given expression. Mathematical Puzzles require basic knowledge of Mathematics. because Q is the father’s brother of R. Therefore Q is the uncle of R. Filling the correct mathematical operations. Arrangement of correct mathematical operations. MATHEMATICAL PUZZLE Mathematical puzzles are the major ingredients of recreational Mathematics. ‘D’ for ‘Division’. 1 × 2 × 5 = 125.

Prakash. option (c) is the correct answer. Mohan and Sanjay. Then Ram is facing (a) East (b) West (c) North Solution : This problem is based on Direction Sense (d) South NE (North –East) E (East) SE (South – East) Step I: We can represent the four directions East. Sanjay is to the right of Mohan who is facing west. SYLLOGISM A syllogism is a kind of logical argument in which one conclusion is inferred from two or more other premises of a specific form. Ram. Mohan and Sanjay are playing a game of Carrom. Ram are partners. The questions based on the syllogism are in the form of statements (premises) . West. North.Following figure shows the four main directions and four cardinal directions to help the candidates: N(North) NW (North –West) W (West) SW (South –West) S (South) Example: Prakash. Hence. and South in the following manner North West South Step II: Sanjay (North) Mohan (East) East Step III: Sanjay(North) Prakash (West) Ram (South) Mohan(East) Thus. The literal meaning of syllogism is ‘Conclusion’ or ‘inference’. Ram is facing towards north.

No A is a B. The graphical representation of the statements 1. Embedded figure questions. Some As are Bs. 2. The general form of statements and conclusions in the syllogism is: All As are Bs. No A is a B. Paper Cutting problems. Some As are Bs. 1. 4. All As are Bs. abstract refers to something that is not concrete and reasoning is defined as judgments made on the basic of some logic. 3. Pictorial pattern based questions. The Candidate is required to find the correct conclusion on the basis of the given statements. Relationship based problems. 3. Example: Which answer figure will complete the pattern in the question figure? Question figure: . ABSTRACT REASONING In Abstract Reasoning. This is a process of reaching conclusions through the use of Symbols rather than concrete factual information The questions from this section can be of the following types. 5. Mirror Image questions.followed by Conclusion (proposition). 2.

.Answer figures: Answer: (D) will complete the pattern.

.

SPOTTING THE ERROR Spotting errors forms an important part of all the competitive Examinations that have objective questions. Physics. adjective. – (This is correct) There are some nouns that are singular in nature but take a plural form and always use a plural verb. participles etc. Hence right answer is (a). (d) Reduce ANTONYMS This word comes from ancient Greek words ‘anti’ and ‘onoma’ where ‘anti’ means ‘opposite’ and ‘onoma’ means ‘name’. Police etc. cooperate. (a) People is very crazy. rice. Example: Find the word which synonymous to Deny. Two words are said to be synonymous of each other when they have similar meanings. advice etc. Stationary. Company. Day – Night. Example: The opposite word of Concur is: (d) Discourage (a) Disagree (b) Disappear (c) Disarrange Answer: The synonyms for Concur are agree. pronoun. preposition. tenses. Conjunction. The words caste and class is synonymous because both the words have similar meaning. Example: Mathematics. Synonyms are the word which has similar meanings. Small – Large. – (This is incorrect) (b) Ram has given advice. The literal meaning of antonyms is the opposite which means the word which has opposite meaning.ENGLISH LANGUAGE SYNONYMS Synonyms: This word comes from ancient Greek words ‘syn’ and ‘onoma’ where ‘syn’ means ‘with’ and ‘onoma’ means ‘name’. Example: People. (a) Ram has given advices. parts of Speech. For example. Long – Short. combine etc. These questions requires a proper Knowledge of all the basic rules of Grammar such as noun. News. (a) Regain (b) Refuse (c) Repair Answer: (b) Here the correct synonym for deny is Refuse. Some Basic Rules There are some nouns that always take singular verb. Up – Down. furniture. adverb. etc. Therefore the antonym for ‘agree’ is ‘disagree’. – (This is incorrect) (b) People are very Crazy – (This is correct) .

1993) (c) lend me a few rupees (d) No improvement Answer: The correct answer is option (c) lend me a few rupees. There are lots of words in English language that can be used effectively in place of complex sentences or words to make writing to the point without losing the meaning of the context. Example: Subhash would have been looked smart in traditional clothes. Example: One who eats too much? . (c) force (d) denigrate (e) delude SENTENCE IMPROVEMENT Sentence improvement is similar to Spotting errors up to certain extent. one should be content with making a _____ selection. Example: Will you lend me few rupees in this hour of need? (a) borrow me a few rupees (b) land me any rupees (Section officers. (a) would be looked (b) was looked (c) has looked (d) would have looked Answer: The correct answer is option (d) would have looked.SENTENCE COMPLETION Sentence Completion test is one of the most important chapter to check the vocabulary skills of the candidates. (a) keep (b) fool Answer: (e) delude. In these types of questions a candidate is required to pick out the most effective word from the given words to fill in the blank to make the sentence meaningfully complete. Example : Since one cannot read every book. ONE WORD SUBSTITUTION One word substitution is the words that replace a group of words or sentences without creating or changing the exact meaning of sentences. In this type of questions the candidate is required to examine the error and to find out the correct option from the given alternatives. These words generally bring compression in any kind of writing. (a) normal (b) standard Answer: (e) judicious. (c) sample (d) moderate (e) judicious Example: Some people _______ themselves into believing that they are indispensable to the organization they work for.

Question asked is such section generally required to choose the correct spelt word or the miss. phrase structure. rather than a figurative sense. It is usually asked in all the competitive exams especially in banking examinations.(a) Foodist Answer: (b) glutton (b) glutton (c) Eater (d) food loving Example: A book published after the death of its author. who is born with a silver spoon . They are used in specific situations and often used in an idiomatic. Idioms are often full sentences. Students should be very careful while restructuring the sentences. however. The sentences are presented in a jumbled manner and the students are supposed to arrange it chronologically. (a) Posthumous (b) anonymous Answer: (a) Posthumous (c) Synonymous (d) mysterious SPELLING TEST Spelling test is basically devised to test the vocabulary power and the candidate ability to write the words with correct spellings. as an evil Q. Example: Find the correctly spelt word? (a) Miscevious (b) Mischieveous (c) Mischevious (d) Mischievous Answer: The correct answer is option (d) Mischievous IDIOM & PHRASES Idioms and phrases refer to commonly used groups of words in English. Example: There is a fashion now-a-days P. Phrases.spelt out of the alternatives given. and syntax. Example: He always cuts both ends (a) Work for both sides (b) Inflicts injuries on others (c) Argues in support of both sides of the issue Answer: The correct answer is option (c) (d) Behaves dishonestly (e) Creates discord among friends SENTENCE RECONSTRUCTION Sentence reconstruction is the grammatical arrangement of words in sentences. are usually made up of a few words and are used as a grammatical unit in a sentence.

Student must be very proficient in grammar in order to fill the correct word.R. He lost (2) of his parents because his family was (3) poor to afford any treatment. Raju was orphaned at a very (1) age. Along with his studies he (5) part-time in a restaurant and earned enough money in order to (6) his studies. (a) little (b) so 4. and to pity the Youngman 6. one of which fits the blank appropriately. five words are suggested. (a) worked (b) employed (c) busy (d) established (e) functioned (c) stand. He decided to work hard and (4) on his own feet. each of which has been numbered. 1. Being a brilliant student. Determine and hard work (10) to success in life. It is basically a test for diagnosing reading ability. he earned scholarships and later managed to get admission in a good medical college. (a) youth (b) early 2. words are generally deleted from a prose passage and the reader is required to fill in the blanks. (d) erect (e) talk (c) too (d) some (e) ample (c) either (d) couple (e) both (c) childhood (d) childish (e) recent . to bewail poverty S. (a) balance (b) establish 5. One should practice lots and lots of exercises on such pattern. (a) any (b) few 3. Find out the appropriate word in each case. He was deeply affected by this. Example (Q. These numbers are printed below the passage and against each. in his mouth (a) PSRQ (b) RPSQ (c) RSQP (d) SPRQ Answer: The correct answer is option (b) CLOZE TEST Cloze test is the test of the ability to comprehend text in which the reader has to supply the missing words that have been removed from the text at regular intervals. 1-1O): In the following passage there arc blanks. He is now a (7) doctor and helps poor patient for (8). This shows that one can survive every (9) condition.

5): Read the following passage carefully and answer the questions given below it. (e) 3.6. (d) (e) urge (c) worse (d) evil (e) tragedy (c) penny (d) subsidy (e) free (c) respected (d) worth (e) merit (c) follow (d) pursue (e) proceed COMPREHENSION Comprehension is asked in the examination to test the ability of aspirants to grasp something mentally and the capacity to understand ideas and facts. at that size. (a) recognize (b) know 8. they are conditioned to believe they cannot break away.” the trainer explained. (a) 6. (d) 7. at anytime. As they grow up. “when they were very young and much smaller we used the same size rope to tie them and. (b) 2. Yet they stayed were they were. These animals could at any time break free from their bonds but because . It was obvious that the elephants could. “Well. (a) result (b) follow (c) excel (d) lead Answers: 1.” The man was amazed. he suddenly stopped. it was enough to hold them. Certain words have been printed in bold to help you locate them while answering some of the questions. (a) done (b) practice 7. (c) 5. (a) failed (b) adverse 10. (c) 8. break away from their bonds. No chains. (e) 9. (c) 4. Once upon a time there was a man who was walking past some elephants in a circus. Thus comprehension involves combining reading with thinking and reasoning Example (Q 1. Readers who have strong comprehension are able to draw conclusions about what they read – what is important. They believe the rope can still hold them. confused by the fact that these large animals were being held by only a small rope tied to their front leg. what is a fact. (a) favour (b) less 9. which characters are funny. no cages. He asked the trainer why the animals didn't try to escape. (b) 10. what caused an event to happen. so they never try to break free.

Which of the following best describes elephant’s character? (a) Hard working (b) lenient (c) quitter (d) unambitious Answer: Option (c) 5. Answer: Option (c) 4. (a) The man was petrified to see that elephant can break any time but is not doing so.they believed they couldn’t. (d) Their legs is always so heavily tied that they never manage to escape. (d) The man was feeling very sad after seeing such a scenario. (c) The man was amazed to see that elephant can break any time but is not doing so. how many of us go through life hanging onto a belief that we cannot do something. (b) They are habituated to believe they cannot break way the rope. Like the elephants. 1. (c) They were tied with chains and locked in cages. simply because we failed at it once before? Failure is part of learning. What did the man noticed when he was walking past some elephants in a circus? (a) The elephants were roaring loudly. they were stuck right where they were. COMPLETE THE SENTENCE: Failure is part of learning. Answer: Option (b) 3. (b) They were held with a small rope. Which of the following is True in context to the passage. Answer: Option (b) 2. Why the elephant didn’t try to escape? (a) They were heavily instructed to do so. (b) The man was frightened to see that elephant can break any time but is not doing so. we should never give up the struggle in life. (c) Their legs have been amputed. we should _______ give up the struggle in life (a) Always (b) seldom Answer: Option (c) (c) never (d) sometimes . (d) They were playing with each other.

CONDITIONED (a) Limited (b) habituated Answer: Option (b) 9. ESCAPE (a) Get away (b) breakout Answer: Option (a) 8. HANGING (a) Killing (b) hang Answer: Option (a) (c) dismissing (d) suspending (c) attacked (d) strucked (c) uncomfortable (d) confident (c) to get in touch (d) disappeared (c) Clear (d) doubtful . 6. 6. OBVIOUS (a) Vague (b) definitely Answer: Option (c) 7. AMAZED (a) Surprised (b) dazzled Answer: Option (a) 10.Example (Q.10): Choose the word which is most similar in meaning to the word printed in bold as used in the passage.

.

one program (e. a word processing application) allows letters or documents to be created. The processing element carries out arithmetic and logic operations and sequencing and control unit can change the order of operations based on stored information. a computer consists of at least one processing element and some form of memory. computers are classified as: Analog Computer Digital Computer Hybrid Computer (Analog + Digital) On the basis of Size Super Computer Mainframe Computer Mini Computer Micro Computer or Personal Computer Desktop Computer Laptop Computer Palmtop Computer/Digital Diary /Notebook /PDAs ..g. processes it according to a set of instructions (a program) and gives back a result (or output). So. The same machine can perform different tasks by using different programs.. but obviously somewhat more complex. Peripheral devices allow information to be retrieved from an external source. it is very similar to a calculator. a graphics or drawing application) allows images to be created. The other key characteristic of a computer is that it is a multi-function device. and the result of operations are saved and retrieved.g. Computer has four functions to perform: Input – Its Accepts the data Processing – It Processes data Output – It Produces the Outcome Storage – It Stores the results Classification of Computers According to functionality. a computer takes information (or inputs). Describing in its simplest form. In this respect.COMPUTER KNOWLEDGE What is a Computer? A Computer is an electronic device for Storing and processing data that executes the instructions in a programme. while another program (e. Conventionally.

ALU stands for: (a) Arithmetic Logic Unit (b) Arithmetic Log Unit Answer: Option (d) (c) Arithmetically Long Unit (d) None of these (c) A software (d) A storage (c) Recycles Bin (d) None of these (c) Interpreter (d) Monitor (c) Storage (d) Memory . All types of deleted files go to: (a) My Computer (b) My Documents Answer: Option (c) 4. Which type of device is Computer Keyboard? (a) Input (b) Output Answer: Option (a) 2.Some Examples: 1. Which of the option is not an example of hardware? (a) Mouse (b) Scanner Answer: Option (c) 3. Computer printer is: (a) An input device (b) An output device Answer: Option (b) 5.

GENERAL AWARENESS WITH SPECIAL REFERENCE TO BANKING INDUSTRY International US and Pakistan inked NATO Supply Agreement India allowed FDI (Foreign Direct Investment) from Pakistan India signed Tax Information Exchange Agreement (TIEA) with Monaco United Nations General Assembly adopted Resolution on Syria National The Government approved a Complete Ban on Employment of Children Union Government approved Relaxation in Policies Related to Transfer of Government Land Power Tripped in Northern.6 %in June 2011 RBI signed MoU with Financial Regulators of 9 Countries to promote Sharing of Information India’s Fiscal Deficit reached 37 Percent of the Budget Estimate India’s NSE became the World’s Largest Bourse in Equity Segment as per WFE’s Global Ranking Corporate SBI reduced Interest Rate on Home and Car Loans by Up to 0.6 % in June 2012 against 5. Eastern and North Eastern Grids: India’s Biggest Power Blackout Special Tribunal approved MHA Move to declare SIMI as an Unlawful Organization Economy Growth of Eight Core Sectors slipped to 3.5 Percent SBI reduced the interest rate on the deposits of more than 5 years Jet Airways Tied Up with HDFC Bank and Launched Credit Cards Sports London Olympics 2012 concluded as US topped the Medal Tally Michel Phelps became the Most Successful Athlete in the Olympic History Saina Nehwal clinched Bronze in Women’s Singles Badminton Event at London Olympics 2012 Persons Appointed Awarded Died Current Affairs for banking Exams .

Some Examples: 1. (a) State Bank of India (b) Union Bank (c) United Bank of India (d) Allahabad Bank Answer: Option (b) 3. 2007) . Which of India's leading commodity bourses on 20 December 2011 became the world's fifth-largest commodity futures exchange? (a) National Multi Commodity Exchange of India (b) Bharat Diamond Bourse (c) Multi Commodity Exchange (d) Bombay Stock Exchange Answer: Option (d) 2. the minimum lending rate. Which of the following Indian Telecom company on 16 February 2012 got the RBI nod for FCCB redemption? (a) Reliance Telecom (b) Uninor (c) Airtel (d) Vodafone Answer : Option (a) 4. thereby becoming the first banker this year to do so when others are waiting for a signal from the central bank. Who became Miss World 2012? (a) Denise Perrier (b) Yu Wenxia (c) Marita Lindah (d) Azra Akin Answer: Option (b) (Clerks’ Grade. (a) Chandar S Sundaram (b) Namita Gokhale (c) Jaswinder Sanghara (d) Anita Desai (e) Salman Rushdie Answer: Option (e) 5. Name the state-run Mumbai-headquartered bank which on 29 December 2011 surprised the market by cutting its base rate. by 10 basis points. Who is the author of the book ‘Shame’.

Sign up to vote on this title

UsefulNot useful- IBPS Ability
- IBPS PO Computer Paper 2011
- RBI Grade B Officer Exam Solved Question Papers _ Question Papers
- Josh Magazine SBI Associate Bank Clerk Exam Guide 2012 1
- Q card..22
- LG MATH Grade 5 - Ratl.nos.Percent v2.0
- Session+2+Supplement+V
- `DATA INTERPRETATION REPLICA QUESTIONS THAT HAVE APPEARED IN CAT IN THE LAST 4 YEARS
- Fomc 19720111 Green Book 19720107
- IBPS Specialist Officers Model Paper465+656+98898
- 09 Math Bootcamp, GRE prep!
- Math Bootcamp
- Andhra Bank PO 27-07-2009 Exam Detail Ans
- Chapter 4
- Proforma Mte 3109 - Teaching of Numbers, Fractions, Decimals & Percentages
- jae198547030505
- Lesson Plan 2009
- Economic Bulletin (Vol. 34 No. 11)
- Home Educators Scope and Sequence
- Chapter - 16
- cpi_195809_
- rev_frbsf_19260320
- Impact of ICT on Arab youth - Employment, Education and Social Change
- Wb Budgetbericht-pakistan07-08 Vog 070710
- Career Advancement
- IDBI Executive Quant 2005
- Pearson International Mathematics for the MYP Year 2
- e Pratibha18
- control matrix
- Untitled
- Josh Magazine a Summary on IBPS Clerk Examination Guide Repaired 1

Are you sure?

This action might not be possible to undo. Are you sure you want to continue?

We've moved you to where you read on your other device.

Get the full title to continue

Get the full title to continue reading from where you left off, or restart the preview.