UNITED STATES BANKRUPTCY COURT Middle District of Alabama In re Greg W Howard and Sandra E Howard Case No.

10−10511 Chapter 13 Debtors

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A Petition for Relief under Chapter 13 of Title 11, U.S. Code, filed by or against the above named Debtors on March 23, 2010. AMENDED ORDER CONFIRMING PLAN The debtors' plan was filed on March 23, 2010. The plan or a summary of the plan was transmitted to creditors pursuant to Bankruptcy Rule 3015. The court finds that the plan meets the requirements of 11 U.S.C. § 1325. It is ORDERED that the debtors chapter 13 plan, as amended, if applicable, is confirmed. Done this 20th day of October, 2011. /s/ Dwight H. Williams Jr. United States Bankruptcy Judge

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Case 10-10511 Doc 46

Filed 10/22/11 Entered 10/23/11 00:05:08 Certificate of Notice Page 1 of 4

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United States Bankruptcy Court Middle District of Alabama In re: Greg W Howard Sandra E Howard Debtors
District/off: 1127-1

Case No. 10-10511-DHW Chapter 13

CERTIFICATE OF NOTICE
User: csanders Form ID: van297a Page 1 of 3 Total Noticed: 33 Date Rcvd: Oct 20, 2011

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Notice by electronic transmission was sent to the following persons/entities by the Bankruptcy Noticing Center. cr E-mail/Text: dhrcscbu@dhr.alabama.gov Oct 20 2011 22:04:03 Alabama Department of Human Resources, c/o Jennifer M. Bush, P. O. Box 304000, Montgomery, AL 36130-4000 2073095 +E-mail/PDF: gecsedi@recoverycorp.com Oct 21 2011 02:47:47 GE CAPITAL / PAYPAL BUYER CREDIT, P.O. BOX 981400, EL PASO, TX 79998-1400 2073096 +E-mail/PDF: gecsedi@recoverycorp.com Oct 21 2011 02:17:01 GEMB/SAM’S CLUB, BANKRUPTCY DEPT, P.O. BOX 103104, ROSWELL, GA 30076-9104 2073097 +E-mail/PDF: gecsedi@recoverycorp.com Oct 21 2011 01:36:54 GEMB/SAMS, P.O. BOX 981400, EL PASO, TX 79998-1400 2073101 E-mail/PDF: gecsedi@recoverycorp.com Oct 21 2011 00:16:36 SAM’S CLUB, P.O. BOX 981064, EL PASO, TX 79998-1064 2073102 +E-mail/Text: dhrcscbu@dhr.alabama.gov Oct 20 2011 22:04:03 STATE OF ALABAMA DHR, CHILD SUPPORT, 50 N RIPLEY STREET, MONTGOMERY, AL 36130-1001 2090107 +E-mail/Text: dhrcscbu@dhr.alabama.gov Oct 20 2011 22:04:03 STATE OF ALABAMA DHR, Alabama Child Support Payment Center, P.O. Box 244015, Montgomery, Alabama 36124-4015 TOTAL: 7 ***** BYPASSED RECIPIENTS (undeliverable, * duplicate) ***** ##+CREDIT SOLUTIONS, 2370 PERFORMANCE DR, BLDG D, RICHARDSON, TX 75082-4333

Addresses marked ’+’ were corrected by inserting the ZIP or replacing an incorrect ZIP. USPS regulations require that automation-compatible mail display the correct ZIP.

Addresses marked ’##’ were identified by the USPS National Change of Address system as undeliverable. will no longer be delivered by the USPS to these addresses; therefore, they have been bypassed. The debtor’s attorney or pro se debtor was advised that the specified notice was undeliverable.

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TOTALS: 0, * 0, ## 1 Notices

Notice by first class mail was sent to the following persons/entities by the Bankruptcy Noticing Center on Oct 22, 2011. db/jdb +Greg W Howard, Sandra E Howard, 3031 Hwy 134 E, Headland, AL 36345-6151 aty Jennifer Bush, Department of Human Resources, P.O. Box 304000, Montgomery, AL 36130-4000 cr Massachusetts Department of Revenue, Child Support, P.O. Box 9561, Boston, MA 02114-9561 2073087 +BAC HOME LOANS, 450 AMERICAN STREET #SV416, SIMI VALLEY, CA 93065-6285 2073088 +CAPITAL ONE, P.O. Box 30281, Salt Lake City, UT 84130-0281 2073089 +CHASE/CIRCUIT CITY, 800 BROOKSEDGE BLVD, WESTERVILLE, OH 43081-2822 2073090 +COUCH, STILLMAN, BLITT & CONVILLE, 2820 COLUMBIANA RD, STE 210, BIRMINGHAM, AL 35216-2565 2073091 +CREDIT FIRST NA/ FIRESTONE, 6275 EASTLAND RD, BROOK OARK, OH 44142-1399 2073092 +CREDIT FIRST NA/FIRESTONE, 6275 Eastland Road, Brook Park, OH 44142-1399 2125037 Capital One Bank (USA), N.A., by American Infosource Lp As Agent, PO Box 71083, Charlotte, NC 28272-1083 2100325 Chase Bank USA, N.A., PO Box 15145, Wilmington, DE 19850-5145 2084139 +Credit First N A, Po Box 818011, Cleveland Oh 44181-8011 2073094 +FIRST EQUITY CARD/TSYS, PO BOX 84075, COLUMBUS, GA 31908-4075 2095690 +First Equity Card, c/o Creditors Bankruptcy Service, P.O. Box 740933, Dallas, TX 75374-0933 2073098 +HOME DEPOT/CITIBANK, PO BOX 6497, SIOUX FALLS, SD 57117-6497 2073085 +HOWARD GREG W, 3031 Hwy 134 E, Headland, AL 36345-6151 2073086 +HOWARD SANDRA E, 3031 Hwy 134 E, Headland, AL 36345-6151 2073099 +HSBC BANK, P.O. BOX 81622, SALINAS, CA 93912-1622 2114070 +Massachusetts Department of Revenue, Child Support Enforcement Division, P.O. Box 9561, 5th Floor, Boston, MA 02114-9561, ATTN: Gale Erb 2073100 NATIONAL ACTION FINANCIAL SERVICES, P.O. BOX 9027, WILLIAMSVILLE, NY 14231-9027 2108637 +PRA Receivables Management, LLC, As Agent Of Portfolio Recovery Assocs., PO Box 12914, Norfolk VA 23541-0914 2073103 +VALERIE MITHCELL, 124 MARBORO RD, SOUTHBOROUGH, MA 01772-1212 2073104 +WELLS FARGO FINANCIAL BANK, 3201 N 4TH AVE, SIOUX FALLS, SD 57104-0700 2077163 +Wells Fargo Bank, N.A., 4137 121st Street, Urbandale IA 50323-2310 2073105 +ZARZAUR & SCHWARTZ P.C., P.O. BOX 11366, BIRMINGHAM, AL 35202-1366 2073106 +ZWICKER & ASSOCIATES, 80 MINUTEMAN ROAD, ANDOVER, MA 01810-1008

Case 10-10511

Doc 46

Filed 10/22/11 Entered 10/23/11 00:05:08 Certificate of Notice Page 2 of 4

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District/off: 1127-1

User: csanders Form ID: van297a

Page 2 of 3 Total Noticed: 33

Date Rcvd: Oct 20, 2011

***** BYPASSED RECIPIENTS (continued) *****

I, Joseph Speetjens, declare under the penalty of perjury that I have sent the attached document to the above listed entities in the manner shown, and prepared the Certificate of Notice and that it is true and correct to the best of my information and belief.

Meeting of Creditor Notices only (Official Form 9): Pursuant to Fed. R. Bank. P. 2002(a)(1), a notice containing the complete Social Security Number (SSN) of the debtor(s) was furnished to all parties listed. This official court copy contains the redacted SSN as required by the bankruptcy rules and the Judiciary’s privacy policies.

Date: Oct 22, 2011

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Signature:

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Case 10-10511 Doc 46

Filed 10/22/11 Entered 10/23/11 00:05:08 Certificate of Notice Page 3 of 4

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District/off: 1127-1

User: csanders Form ID: van297a

Page 3 of 3 Total Noticed: 33

Date Rcvd: Oct 20, 2011

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Case 10-10511 Doc 46 Filed 10/22/11 Entered 10/23/11 00:05:08 Certificate of Notice Page 4 of 4 Desc Imaged

The following persons/entities were sent notice through the court’s CM/ECF electronic mail (Email) system on October 20, 2011 at the address(es) listed below: Bankruptcy Administrator ba@almb.uscourts.gov Curtis C. Reding trustees_office@ch13mdal.com Jodi B Rowland-Lowney on behalf of Creditor Massachusetts Department of Revenue, Child Support Enforcement Division rowlandloj@dor.state.ma.us, oneilld@dor.state.ma.us Michael D. Brock on behalf of Debtor Greg Howard brockstout@enter.twcbc.com, bknotices@brockandstout.com;bankruptcy@managefirmlaw.com TOTAL: 4

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