What people don’t realize is debts are always old and never new. According to theory of Karma we become indebted even for small favor’s we take from others. To quote an example I take a glass of water from someone to quench my thirst. I become due for one glass of water to that person who gave it to me. In India it is customary for house holder to first ask for water to drink when ever any one comes to his home. Generally people coming from out side would be thirsty and would accept water. This way the house holder ensures water for himself in any number of births. If this is or a glass of water we can imagine how much debt we accumulate over a life time to our family friends and other strangers by accepting their generosity. Vedic astrology provides proof of such indebtedness to our spouses and children. The sixth house in a horoscope stands for debts, diseases and enemies. It can always be seen that the 6th house in the horoscope of father is connected to 1st house or Moon of wife and children indicating father’s debt to them. So long as this debt remains they also remain with him. I will quote my own case .My birth moon happens to be very strong and is placed in cancer sign. My wife’ Moon is in Sagittarius the 6th house from cancer, and my son’s both ascendant and Moon are in Sagittarius and my daughters ascendant is Gemini 7th from Sagittarius indicating my loan to her is out of her being my business partner in some other life. This debt is known as “RINA” in Sanskrit and the bond which comes out of our debts is known as RINA BANDHA. This is very useful tool for marriage matching. Since the husband and wife must be indebted to each other from previous births they should have mutual Rinabandha. The monetary kind of debt is shown by the ascendant lord being placed in the sixth house itself or in conjunction with or an aspect by the 6th lord. This we may call as an affliction to the ascendant lord and the severity is revealed by the intensity of malefic aspect on him. There is a combination called as the Daridra yoga or yoga for poverty. This happens when the Lord of the 11th house is placed in 6th 8th or 12th houses from the ascendant. Such a native will collect huge debts, will be very poor, will be mean and commit sinful deeds. There is another one called KEMADRUMA yoga. In this the Moon stands alone in the horoscope without any of the other six planets (nodes are not counted for this) on either side of it and there is none in any quadrant from Moon. Such a native suffers from poverty and ill fame. Just as there is good in every thing, there is a combination known as SATRU MOOLA DHANA YOGA. It means wealth with the help of enemy. This happens when the 6th lord joins the 2nd lord and is aspected by Mars.

To quote an example say a man wanted to dispose of his house and gave it to an agent for disposal authorizing to sell it for him. The agent sold the House to his enemy at a decent profit. So the person gained by his enemy. .

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