IF YOU NEED ANY HELP WITH THIS SPREADSHEET - PLEASE CONTACT US: 01933 375 300, me@paulgreen.

biz

Cash Flow
Notes Welcome to the cash flow spreadsheets. These spreadsheets attempt to give you an easy format to produce a monthly cash flow and show you what the full year profit or loss might be. Remember cash is your life line - without it you won't be able to pay your suppliers, or even yourself. At this point your business will die. So, be cautious, and remember, time spent planning is never wasted. It can help you identify problems before they arise so that you can do something about them. Please don't hesitate to contact us if we can be of any assistance to you. We'd like to help you succeed - partly because we've been where you are now and struggled with similar issues that you are struggling with now. We'll try not to charge you for our advice unless it really does become necessary.

t: 01933 375 300 e: me@paulgreen.biz w: www.paulgreen.biz

Copyright 2013 Paul Green

IF YOU NEED ANY HELP WITH THIS SPREADSHEET - PLEASE CONTACT US: 01933 375 300, me@paulgreen.biz

CASH FLOW FORECAST for 12 months ending: MONTH QUANTITY OF SALES CASH IN With VAT Customers No VAT Grants Other Business Income Own Cash Contribution TOTAL CASH IN (A) CASH OUT - Business Cost of sales Materials - incl VAT Staff costs Staff Wages NHI (Staff & Personal) paid "next month" Premises costs Business Rent & Rates Heat & Light Telephone/Fax/Mobile Post/Stationery Business Insurance Repairs & maintenance Transport & Travelling Marketing & Promotion Other Expenses TOTAL CASH OUT (B)
Operating Cash Flow In/(out) [A-B] Opening Balance/(Deficit) Capital expenditure Loan Repayments Other Loans received /(repaid) Bank Loans received / (repaid) Net VAT Payments Personal drawings Closing Balance/(Deficit) Pre Start 1 2 3 4 5

BUSINESS NAME
6 7 8 9 10 11 12

TOTALS
0 0

100

100 0 0 0 100

100

0

0

0

0

0

0

0

0

0

0

0

0

500

500 0 0

200

700 (600) 100

0 0 (550)

0 0 (550)

0 0 (550)

0 0 (550)

0 0 (550)

0 0 (550)

0 0 (550)

0 0 (550)

0 0 (550)

0 0 (550)

0 0 (550)

0 0 (550)

200 0 0 0 0 0 0 0 0 0 700 (600) 100 0 0 0 0 0 0 (50) (550)

(50) (550) (550) (550) (550) (550) (550) (550) (550) (550) (550) (550) (550) (550)

t: 01933 375 300 e: me@paulgreen.biz w: www.paulgreen.biz

Copyright 2013 Paul Green

IF YOU NEED ANY HELP WITH THIS SPREADSHEET - PLEASE CONTACT US: 01933 375 300, me@paulgreen.biz

OPERATING BUDGET - PROFIT & LOSS ACCOUNT for 12 months ending BUSINESS NAME: All amounts exclude VAT £ Sales Cost of sales Gross Profit Gross Profit % Overheads Staff Costs Inc. (NHI Staff & Personal) Premises Cost Transport & Travelling Marketing & Promotion Other expenses Depreciation (Capital spend *25%) Total Overheads Net Profit / (Loss) Corporation Tax Personal Drawings Retained Profit 20% 85 (426) (340) -400%

25%

0 (200) 0 0 0 0 (200) (540) 108 (50) (482)

t: 01933 375 300 e: me@paulgreen.biz w: www.paulgreen.biz

Copyright 2013 Paul Green

VAT RATE =
VAT workings MONTH QUANTITY OF SALES CASH IN With VAT Customers No VAT Other Loans Bank Loans (Matched) Grants Other Business Income Own Cash Contribution TOTAL CASH IN (A) CASH OUT - Business Cost of sales Materials - incl VAT Staff costs Staff Wages NHI (Staff & Personal) paid "next month" Premises costs Business Rent & Rates Heat & Light Telephone/Fax/Mobile Post/Stationery Business Insurance Repairs & maintenance Transport & Travelling Marketing & Promotion Other Expenses TOTAL CASH OUT (B)

20%

IF YOU NEED ANY HELP WITH THIS SPREADSHEET - PLEASE CONTACT US: 01933 375 300, me@paulgreen.biz
BUSINESS NAME

Pre Start

1

2

3

4

5

6

7

8

9

10

11

12

TOTALS

0 0 (17) 0 0 0 0 0 0 0 0 0 0 0 0 (17) 0 0 0 0 0 (17)

(17)

0

0

0

0

0

0

0

0

0

0

0

0

83

0

0

0

0

0

0

0

0

0

0

0

0

83 0 0 0 0 0 0 0 0 0 0 0 0 83 (100) 0 0 0 0 0 0 0 0 (100)

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0

0 0 0 83 (100)

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

0 0 0 0 0 (100) 0

Operating Cash Flow In/(out) [A-B] Opening Balance/(Deficit) Capital expenditure Loan Repayments Other Loan Repayments Bank Loan Repayments Net VAT Payments Personal drawings Closing Balance/(Deficit)

0

(100)

(100)

(100)

(100)

(100)

(100)

(100)

(100)

(100)

(100)

(100)

(100)

(100)

Each quarter you will need to pay VAT about 40 days after the month end. Its probably safer to put in a VAT payment the month after your quarter end. That way you will err on the side of safety.

t: 01933 375 300 e: me@paulgreen.biz w: www.paulgreen.biz

Copyright 2013 Paul Green

Sign up to vote on this title
UsefulNot useful