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NATURE OF LOAN OR FINANCING & COLLATERALS

Nature of Advances Duration
1 Running Finance R/F Short Term 1
2
3
4

2 Demand Finance D/F Long Term 1

2
3

3 Finance Agaisnt Imported
Merchandise FIM Short Term 1

2

3

4 Finance Against Trust 1
Receipt FTR

2

3

5 Packing Financing P/C Short Term 1
2

3

6 Finance Against Foreign 1
Bills Purchase/Discount 2
Under Collection FBP Short Term 3
7 Finance for Local Made Long Term 1
Machinery LMM

2

8 Balancing Modernization 1
& Replacement Long Term

2

9 Export Refinance Short Time 1
2

3

10 Post Shipment Finance Short Time 1
2
3

11 Mortgage Financing Long Time 1

2

3
4
12 Lease Financing Long Time 1
2

3
4

13 Bridge Financing Pre Set Term 1

2
3
CING & COLLATERALS
Collateral
Pledge of Stock
Hypotication of Stocks
Mortgage of Fixed Assets
Person Guarantee of Sponsors/s

Registered/ Equitable Mortgage of
Fixed Assets prefered offical and
commercial property with General
Power of Attrorney registered in
favor of bank.
Hypothecation of Stocks
Personal Guarantee

Pledge of Stocks duly insured with
15% to 20% margin in favor of bank
Margin on Letter of Credit 10% to
15% and above prefered
Personal Guarantee

Pledge of Imported Merchandise duly
insured with 15% to 20% margin in
favor of bank.
Margin on Import Request 10% and
above to be kept under lien.
Personal Guarantee of Sponors

Lien of Export Order
Pledge of Finish Goods for Export
duly insured with 15% to 25% margin
in favor of bank.
Personal Guarantee of Sponosrs

Lien on Export Dcuments
Personal Guarantee
Collateral Security
Equitable or Registered Mortgage of
Property with General Power of
Attorney registered in Favor of
Bank.
Charge on Equipment with 10% to
15% Margin at a value of the local
machinery.
Personal Guarantee.

Equitable or Registered Mortgage of
Property with General Power of
Attorney registered in Favor of
Bank.
Charge on Equipment with 10% to
15% Margin at a value of the local
machinery.
Personal Guarantee.

Lien of Export Order
Pledge of Finish Goods for Export
duly insured with 15% to 25% margin
in favor of bank.
Personal Guarantee of Sponosrs

Lien on Export Dcuments
Personal Guarantee
Collateral Security

Equitable or Registered Mortgage of
Property with General Power of
Attorney registered in Favor of
Bank.
Linen on Insurance Coverage with
15% Margin at a value of the property local
30% Equity Participation as Margin
Personal Guarantee.
Charge on Equipment
15% to 20% Margin on the value of
Equipment
Personal Guarantee.
Insurace Coverage on Equipment

Registered/ Equitable Mortgage of
Fixed Assets prefered offical and
commercial property with General
Power of Attrorney registered in
favor of bank.
Hypothecation of Stocks
Personal Guarantee