THE BANK OF YOKOHAMA, LTD (8332

)

SELECTED FINANCIAL INFORMATION FOR THE NINE MONTHS ENDED DECEMBER 31, 2012
Ⅰ.Summary
1. Income status (Non-Consolidated) Ⅰ.決算サマリー 1.損益の状況(単体)

・Gross operating income・・・・・Although interest income and fees & commissions from domestic operations decreased, other ordinary income from domestic operations increased, resulting in gross operating income increased by 0.4 billion yen from the same period previous year, to 150.3 billion yen. ・Expenses・・・・・・・・・・・・・・・・・Mainly due to a decline of expenses centering on facilities, expenses decreased by 0.2 billion yen from the same period     previous year, to 73.3 billion yen. OHR (overhead ratio) decreased by 0.3 points from the same period previous year, to 48.7%. ・Core net business profit・・・・Due to an increase of gross operating income and a decline of expenses, core net business profit increased by 0.5 billion                     yen from the same period previous year, to 76.9 billion yen. ・Ordinary profit・・・・・・・・・・・・Losses on stock and other securities were improved, and also credit costs decreased. This resulted in ordinary profit                    increased by 6.1 billion yen from the same period previous year, to 66.4 billion yen. ・Net income・・・・・・・・・・・・・・・Besides the positive factors mentioned above, corporate tax decreased owing to cut in corporate tax rate. As a result,                     net income increased by 7.8 billion yen from the same period previous year, to 41.2 billion yen.
December 31, 2012(A) Gross operating income Of which, interest income from domestic operations Of which, fees and commissions from domestic operations Of which, other ordinary income from domestic operations Expenses (Reference) OHR Core net business profit Provision of allowance for general loan losses Net business profit Non-recurring gains (losses) Of which, disposal of bad debts Of which, gains or losses on stocks and other securities Ordinary profit Net income Credit costs December 31, 2011(B) March 31, 2012 (Reference)

(A)-(B)

業務粗利益 うち国内資金利益 うち国内役務取引等利益 うち国内その他業務利益 経費(除く臨時処理分) (参考)   O H R 実質業務純益 一般貸倒引当金繰入額 業務純益 臨時損益 うち不良債権処理額 うち株式等関係損益 経常利益 四半期(当期)純利益 与信関係費用

150.3 121.2 20.9 6.2 (△) 73.3 48.7% 76.9 (3.1) 80.1 (13.7) 11.4 (0.2) 66.4 41.2 (△) 8.3

0.4 (1.8) (0.4) 2.7 (0.2) ( 0.3%) 0.5 1.2 (0.6) 6.7 (3.6) 2.7 6.1 7.8 (2.4)

149.9 123.0 21.3 3.5 73.5 49.0% 76.4 (4.3) 80.7 (20.4) 15.0 (2.9) 60.3 33.4 10.7

203.6 164.6 31.1 5.1 98.3 48.2% 105.3 (14.1) 119.5 (32.4) 27.9 (1.3) 87.0 49.1 13.7

(△)

(△)

2. Loans and Deposits, etc. Information

2.貸出金・預金等の状況

・Loans ・・・・・・・Besides the increase of loans to individuals mainly due to housing loan, loans to small and medium-sized business increased.           Thus, total domestic loans increased by 416.6 billion yen from the same period previous year, to 9,404.5 billion yen. ・Deposits・・・・・Mainly due to an increase of deposits from individuals, total domestic deposits increased by 302.2 billion yen from the same period           previous year, to 10,968.6 billion yen.

【Non-Consolidated】 Loans
Domestic branches (excluding loans in offshore market account)

【単体】貸出金末残(特別国際金融取引勘定を除く国内店分)
(Unit:Billions of Yen) As of December 31, 2012 (A) (A)-(B) (A)-(C) As of December 31, 2011 (B)
As of September 30, 2012 (C)

Loans Of which, Loans to small and medium-sized businesses, etc.  Loans to small and medium-sized business  Loans to individuals Retail Loans within Kanagawa Prefecture

貸出金合計 うち中小企業等貸出 中小企業向け貸出 個人向け貸出 県内リテール貸出

9,404.5 7,621.0 3,030.1 4,590.8 6,492.2

416.6 345.0 61.2 283.7 299.6

96.1 50.8 (16.3) 67.0 61.4

8,987.9 7,276.0 2,968.9 4,307.1 6,192.6

9,308.4 7,570.2 3,046.4 4,523.8 6,430.8

(注)県内リテール貸出=中小企業等貸出のうち神奈川県内の残高 Note: Retail Loans within Kanagawa Prefecture = outstanding balance of loans to small and medium-sized businesses, etc. of which in Kanagawa Prefecture

【Non-Consolidated】 Deposits
Domestic branches (excluding deposits in offshore market account)

【単体】預金末残(特別国際金融取引勘定を除く国内店分)
(Unit:Billions of Yen) As of December 31, 2012 (A) (A)-(B) (A)-(C) As of December 31, 2011 (B)
As of September 30, 2012 (C)

Deposits Of which, deposits from individuals Of which, deposits in Kanagawa Prefecture

預金合計 うち個人預金 うち神奈川県内

10,968.6 8,481.6 10,134.3

302.2 225.8 263.0

147.4 220.7 130.9

10,666.4 8,255.8 9,871.3

10,821.2 8,260.9 10,003.4

・Non-deposit products for individuals・・・Since investment trusts and annuity insurance, etc. have sold well, group total balance of non-deposit products                           for individuals increased by 212.9 billion yen from the same period previous year, to 2,059.6 billion yen. 【Consolidated】 Non-deposit products for individuals Information 【連結】個人向け投資型商品残高の状況
(Unit:Billions of Yen) As of December 31, 2012 (A) Total balance of non-deposit products for individuals (Group total) Non-deposit products for individuals (The Bank of Yokohama, Ltd.) Of which, investment trusts (The Bank of Yokohama, Ltd.) Of which, annuity insurance,etc. (The Bank of Yokohama, Ltd.) Non-deposit products for individuals at Hamagin Tokai Tokyo Securities Co., Ltd (A)-(B) (A)-(C) As of December 31, 2011 (B)
As of September 30, 2012 (C)

個人向け投資型商品グループ合計
個人向け投資型商品合計(単体)

2,059.6 1,801.4 468.7 950.2 258.1

212.9 127.4 58.2 134.1 85.4

89.9 62.6 29.3 43.8 27.3

1,846.7 1,674.0 410.5 816.1 172.7

1,969.7 1,738.8 439.4 906.4 230.8

うち投資信託残高(単体)
うち年金等保険残高(単体)
浜銀TT証券㈱の個人向け投資型商品

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