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© Sarajit Poddar
Section I: Dhana Yogas (Combination for Wealth)
Maharishi Parashara in BPHS says that the Kendras are specifically the houses of happiness and the Trikonas are the houses of Wealth and Prosperity. This is because Kendras are ruled by Vishnu, the sustainer and Trikonas are governed by Lakshmi, the giver of prosperity. Thus, these houses shall appear prominently in the combinations of wealth. Along with it, 2nd house is the house of accumulated wealth and 11th house is the house of gains or income and thus, these houses are equally important in the matters of wealth. 12th signify the house of loss and its involvement in the combinations show loss of wealth. Let’s see what Bhavartha Ratnakara have to say in these matters of wealth:
If the there’s a parivartana between the 2nd and 5th lords or the 2nd and 11th lords, the native earns a lot. This is also true for the placement of the 5th and 9th lords in their own houses. Here the author talks of the association of the lord of wealth (accumulated), i.e., 2nd lord, with either the 5th house (Trine) or the 11th house (gains), the native earns a lot of money. This to note here that while 9th house shows past, the 5th house shows the future. Since the author talks of involvement of the 5th lord, the native shall "Earn" the wealth with his own effort and not inherit from his Father (lineage), as signified by the 9th house. In the subsequent line, the author speaks of the strength of the 5th and 9th houses, the key houses of blessings of Lakshmi. If the lords of 2nd and 11th are associated with lords of the 5th and 9th, dhana yoga results. Here the author reiterates the same concept, just to give emphasis on the association of the houses of wealth and gains with the houses representing the blessings of Lakshmi. Various combinations can be possible by the association with the 2nd and 11th lord with 5th and 9th house. However, in my humble opinion, association of 2nd lord with 5th and 9th lords or houses are more important that 11th lords association with the 5th and 9th lords (the houses are given lower priority), in bestowing wealth to the native. If the said planets (2nd and 11th) are associated with lords other than the 5th and 9th, no dhana yoga results; however, the native does enjoy moderate wealth. This statement is particularly important; as this states that in the absence of any dhana yoga, the person would not suffer penury and shall have riches based on the inherent strength of the 2nd, 11th, 5th and 9th houses. The person shall have moderate wealth and can make a comfortable living out of it as long as there is no association of the houses of wealth with "BAD" houses (which we shall discuss in the combinations for penury). There’ll be loss of wealth if the 12th lord associates with the 2nd and 11th lords. 12th is the house of losses and association of the 12th lord (vyayesha) with the lords of the 2nd and 11th lords, shall cause loss of wealth. However, this cannot be interpreted as lack of wealth. This can be interpreted as the native shall earn wealth based on the association of the lords of the houses of wealth (2nd and 11th) with the houses of blessings of Lakshmi (5th and 9th) or their inherent strength, however, the native has to face losses on unexpected ventures as indicated by the 12th house or 12th lord. It’s always fortunate for Jupiter to associate with the 2nd lord and Mercury. Here the author brings in the influence of the Karaka for wealth, Jupiter. It is known that if the karaka of a house is well placed of associate with the lord of the house of aspect the house, then
in this stanza. If the 2nd and 11th lords are in the lagna. . It is useful to find the intensity of the results. owns the Lagna and Hora Lagna/ Ghatika Lagna. he mentions the placement of the lords of wealth and gain together in the Lagna can also bestow a powerful dhanayoga. the native is fortunate and can have good bank balance. 3. YOGADA: If any planet simultaneously aspects. however has lesser consequences on the matters of wealth. ownership of 7th from these signs can also be considered. Hora Lagna or Ghatika Lagna. In my humble opinion. a powerful dhana yoga results While in previous stanzas. in the antar of another auspicious planet. The association with HL bestow financial gains and hence such yogada is known as Dhana yogada and association with GL gives power and status and hence such yogada is knows as Raja yogada. he becomes Yogada. then there is improvement in power. namely 5th and 9th. The placement of 5th or 9th lord in the houses of wealth and income. he is specifically equipped to give financial gains or status and hence known as Kevala Yogada (exclusive giver of prosperity). KEVALA: Kevala means the exclusive one. the Lagna and the lord/ houses of wealth and gain. the subhapati has the responsibility to provide the materials for sustenance in this world and as it becomes Karta. related to the yogada. then he takes up the role of a Kevala and gives great material prospects. a dhana yoga is formed In the first stanza. KARTA: If any planet becomes the lord of/ placed with/ aspects the Lagna. The following section gives different level of yoga giver. if Hora Lagna. then there is self development. aspect. its ability to bestow material gains increases substantially. Alongwith the ownership of the signs of Lagna/ HL/ GL. If one of the two of the 2nd and 11th lords are placed in the trine. it becomes specifically capable to bestow prosperity on the native.that particular signification of the house is enhanced. the author talked of the stength of the 5th and 9th lords/ houses. KEVALA YOGADA: If the subhapati (Moon sign lord) becomes a yogada. then the combination is proportionately weakened. authority and status of the native. whereby the ones mentioned later become progressively stronger to bestow yoga on the native. 2. conjoin. then improvement in financial prospects and if the association is with the Ghatika Lagna. If Jupiter associate (conjunct. 2nd and 11th lords are in their own houses. Whichever a planet comes into contact with these special lagnas. Yogada (The Yoga Givers) Maharishi Parashara in BPHS discussed about some special lagnas such as Hora Lagna (HL) and Ghatika Lagna (GL) and said that matters related to financial prosperity and power/ status need to be respectively judged from these special lagnas. The effect of the yogada can be felt during their vimshottari dasa. Why Mercury is brought into picture is yet to be understood! If the 1st. whereby here he talks of the strength of the trine which was left out. In my humble opinion. If the subhapati (Moon sign lord) becomes the Karta. If the association is with the Lagna. i. 4. which means material prospects (yoga) giver (da). the combination can be extended to placement of the 2nd and 11th lord in 5th and 9th too. The purpose of seggregating these into two different places can be priority which the author gives for the strength of the combination to bestow wealth. Yogada is comprised of Yoga and Da. the yogadas can give. then he becomes karta. have exchange) with the 2nd lord (11th lord is left out. such planet can become the doer of different actions in the native's life to bring material benefits to the native related to the area implied by the associaton. 1. the exaltation and other strengths (sthana bala in shadbala scheme) of the said lords shall also noteworthy to be studied in the context of Dhana Yogas. This is because. the author speaks of the association of the 2nd and 11th lords with the trinal lords. Karta means the doer and thus.e.. as accumulated wealth is under focus).
where they are placed. Reckoning of the panapharas and apoklimas are also governed by the direction of dasa given above. Among the four Kendras. MAHA YOGADA: If a planet simultaneously aspects. if Saturn is present in the Lagna the direction is always zodiacal.5. 3. will be considered. 5. then he becomes Mahayogada. Section II: Sudasa C A L C U L AT I O N OF SUDASA Direction of dasa The direction of counting dasa is based on whether Sri Lagna (SL) is in an odd sign or an even sign. 6. This rule also applies to reckoning panaphara and Apoklima too. Rule 2: If both lords are placed elsewhere. Stronger of lords (for Aquarius and Scorpio) Rule 1: If one of the lords is placed in own sign and the other is placed elsewhere. KEVALA MAHA YOGADA: This planet has the highest capacity to bestow prosperity to a native. The next four dasa belong to Panaphara from the SL and initiated by the strongest of the Panapharas. which are to be used in finding out the sequence of dasa. Strength of signs The strengths of signs are evaluated in a sequential manner. placed in or own Lagna. For Aquarius and Scorpio. The sign containing more planet is stronger 2. the strongest one initiate the dasa and the subsequent dasa continue zodiacally or anti-zodiacally based on the direction of the dasa identified in the previous steps. The next set of four dasa belong to Apoklima from the SL and initiated by the strongest of the Apoklimas. the person can rise from riches even from rags. the lord placed elsewhere is considered stronger. Mercury and the lord is stronger. Whenever the subhapati becomes the mahayogada. the advancement is seen from the end of the sign. conjunction or exchange). The Mahayogada in its dasa bestow excellent prosperity in the antarof an auspicious planet (related to the yogada by aspect. The sign containing exalted planet is stronger than others. the counting is zodiacal and vice-versa. However. . If SL is in an odd sign. The sign whose lord is in a sign of different oddity (odd/ even) is stronger than the one whose lord is in sign of same oddity. stronger of the dual lords are to be considered. Sequence of Dasa First four dasas belongs to kendra from the SL. The subsequent steps of finding strength are only evaluated if the previous step fails. HL and GL (or seventh from them). it is called the kevala mahayogada. The sign whose lord is more advanced in a sign is stronger. For the nodes. while Ketu’s presence in the Lagna reverses the direction. During the dasa of such planet. The rules of strength of signs are given above. the stronger of the two signs. The steps are as follows: 1. 4. The sign conjoined with or aspected by more of Jupiter.
went public in 1986. Number Three on Forbe's 1991 list of richest Americans. the results can be read from following factors: 1. Placement in the quadrant gives consolidation of the fortune. 2. The bhava whose arudha falls in the dasa sign prospers. Section V: Case Studies Bill Gates American computer billionaire. Further add one to it if the lord of the dasa sign is exalted and subtract one from it if the lord is debilitated. Bhava arudhas falling in the sign. 4. 3. By 1991 he was worth some $4. Microsoft. 5.Rule 3: If the signs occupied by the lords are of equal strength. Planets placed in the dasa sign and the yogas forming in the sign. 2. if not under any adverse yogas. GL and Yogadas in the dasa sign is specifically important for finances. Gemini. His company. Odd footed signs are three signs counted from Aries and Libra. then the length of the dasa is 12 years. If the dasa sign is occupied by the lord of the sign. Planets aspecting the dasa sign. Taurus. 4. . Placement of the dasa sign or the lord from Arudha Lagna (AL).4 billion. Dasa remaining for 1st dasa Find the fraction of arc remaining to be traversed by the SL. For example. then the lord more advanced in the sign is considered stronger. Libra. Count from dasa sign to the lord of the sign in the direction mentioned above. I N T E R P R E TAT I O N During a particular dasa. the counting is zodiacal and vice-versa. Length of signs 1. Aries. 6. If the dasa sign is odd footed. Subtract one from the length in the above step. Placement of HL. The dasa remaining for the 1 st dasa is 10/30 * 6 = 2 years. the richest man in the world in the '90s. Scorpio and Sagittarius. Dusthanas from the AL (more specifically 12th) can be detrimental to finances. Rests are even footed signs.. Prorate the length of the first dasa with the remaining fraction of SL. Placement of the lord of the dasa and its involvement in any yogas. if 10deg arc remains to be traversed by SL in a sign and the length of the dasa of the first sign is 6 years. Consider the stronger lord of the sign for Scorpio and Aquarius. while trine and 11th gives growth. 3. viz.
Narayana Dasa Narayana Dasa of D-1 chart (a versatile phalita rasi dasa): Vi MD: 1976-10-28 1988-10-28 Antardasas in this MD: . 2.2001-07-05 . The antardasa lords Sun. 5.1998-09-06 .1992-11-05 .1988-09-05 . 3. since they are aspecting both HL and Lagna simultaneously. Sun is debilitated. Notably Saturn is the Atmakaraka (yogas with Atmakaraka are considered very strong).1989-11-05 .1995-07-05 . 2nd lord Moon in the strongest Kendra (10th) aspected by exalted Mercury (lagna and the 4th lord) and Mars (11th lord) from the 4th house. Mars and Rahu are all identified as wealth givers. 4. however it is cancelled due to placement of exalted Saturn. As noted before Venus is one of the contending wealth givers. Vimshottari Dasa Vimsottari Dasa (started from Moon): Ven MD: 1982-09-05 2002-09-06 Antardasas in this MD: Ven: Sun: Moon: Mars: Rah: Jup: Sat: Merc: Ket: 1982-09-05 1986-01-03 1987-01-04 1988-09-05 1989-11-05 1992-11-05 1995-07-05 1998-09-06 2001-07-05 1986-01-03 1987-01-04 . Moon. 11th is aspected by Rahu and Ketu. Chandra Mangala yoga in the 4th -10th axis. Mars and Mercury are the yogadas in the horoscope as well.2002-09-06 Interpretation: He became rich in Venus – Sun to Venus – Rahu period. who is any a strong wealth giver. Moon. 9th lord Saturn is exalted in the 5th house with the 5th lord Venus and 3rd lord Sun. 11th from AL is vacant and is lorded by Moon.The wealth givers 1.
it also houses. Sri Lagna showing the blessings of Lakshmi. AL. Since the Arudha which is placed in the Sudasha Sign prospers.Vi: Le: Cn: Ge: Ta: Ar: Pi: Aq: Cp: Sg: Sc: Li: Ta MD: 1976-10-28 1977-10-28 1978-10-28 1979-10-29 1980-10-28 1981-10-28 1982-10-28 1983-10-29 1984-10-28 1985-10-28 1986-10-28 1987-10-29 1988-10-28 - 1977-10-28 1978-10-28 1979-10-29 1980-10-28 1981-10-28 1982-10-28 1983-10-29 1984-10-28 1985-10-28 1986-10-28 1987-10-29 1988-10-28 1993-10-28 Antardasas in this MD: Li: Vi: Le: Cn: Ge: Ta: Ar: Pi: Aq: Cp: Sg: Sc: 1988-10-28 1989-03-25 1989-08-28 1990-01-25 1990-06-27 1990-11-27 1991-04-25 1991-09-28 1992-02-24 1992-07-28 1992-12-26 1993-05-26 1989-03-25 1989-08-28 1990-01-25 1990-06-27 1990-11-27 1991-04-25 1991-09-28 1992-02-24 1992-07-28 1992-12-26 1993-05-26 1993-10-28 Interpretation: As per Narayana Dasa. Virgo appears in Sudasha as well giving wealth and fortune. Virgo houses the 11th lord Mars and lagna as well as 4th lord Mercury and is involved in the potent Chandra mangala yoga and aspected by the 2nd lord Moon. he was running later part of Virgo dasa and most part of Taurus dasa during the time of his financial boom. Sudasha Vi MD: Sudasa (phalita dasa showing Lakshmi's blessings): 1983-12-19 1995-12-19 Antardasas in this MD: Vi: Le: Cn: Ge: Ta: Ar: Pi: Aq: Cp: Sg: Sc: Li: 1983-12-19 1984-12-18 1985-12-19 1986-12-19 1987-12-19 1988-12-18 1989-12-19 1990-12-19 1991-12-19 1992-12-18 1993-12-19 1994-12-19 1984-12-18 1985-12-19 1986-12-19 1987-12-19 1988-12-18 1989-12-19 1990-12-19 1991-12-19 1992-12-18 1993-12-19 1994-12-19 1995-12-19 Interpretation: As shown in the Narayana Dasa. made him a famous person as well. but is 9th from AL and aspects the 11th from the AL. Its lord Venus is placed in the 5th house in own house joining Saturn. Taurus is the 12th house. which is placed in Virgo. the 9th lords. . In addition.
the 5. On the court. 2. Two years later with several wins under his belt. 2nd Lord Mercury is placed in the 12th house with the lagna lord Sun and the 7th lord Rahu. a charitable enterprise that funds projects designed to help educate and provide sports training for disadvantaged people. Federer became the first Swiss to ever win at Wimbledon. By age 14 he had pretty well decided that tennis was his first love. As of July 2007 his career earnings exceed $31 million from prizes alone. He has won the title every year since then.Roger Federer Swiss-born professional athlete. The wealth givers 1. 5th lord Jupiter is placed in the dhana bhava with Saturn the 6th and 7th lord. he is ranked number 1 singles tennis player in the world. By the end of 1999. Moon is the Dhana Yogada and Ketu is the the Ghati Yogada. before he was 26 years old. He dropped out of school at age 16 because he felt that his studies were keeping him from his tennis practice. a tennis phenomenon who won five consecutive Wimbledon championships. They needn’t have worried. he defeated renowned champion Pete Sampras that same year. he won his first ATP singles title in Milan. With his court performance soaring. Federer is the younger of two children. taking his fifth consecutive title in 2007. Vimshottari Dasa Sat MD: Vimsottari Dasa (started from Moon): 1989-01-08 2008-01-09 . Venus is Mahayogada. at the age of 22. finesse and power. 2003. they extracted a promise that he would return to school if his tennis career didn’t pan out. 3. he became the world junior champion and his professional career took off. the as-yet unmarried. the only son born to business professionals from the pharmaceutical industry. 4. Somewhat hampered by his emotional outbursts at his own mistakes. 11th from AL is Aries which is vacant and aspected by Venus from the Lagna. Athletic from the time he was young. handsome lad is known for his politeness and frank responses to interview questions. His parents had been totally supportive of his passion for tennis and had obtained skillful coaches for him. he began playing tennis at age three and picked up soccer shortly afterward. Federer underwent counseling to achieve the emotional coolness required to compete. On July 6. Nevertheless. With such a stellar record. 11th lord Venus is placed in the Lagna. Federer is known for his agility. Off the court. he was the youngest player on the ATP list of the top 100. In 1998. In 2003 he established the Roger Federer Foundation. 2003-2007 inclusive.
placed with the dasa lord Saturn. The current dasa of Cancer is although the 12th house in the horoscope is placed with Lagna lord Sun and the 2nd lord Mercury. Narayana Dasa Aq MD: Narayana Dasa of D-1 chart (a versatile phalita rasi dasa): 1998-08-08 2005-08-08 Antardasas in this MD: Cn: Ge: Ta: Ar: Pi: Aq: Cp: Sg: Sc: Li: Vi: Le: Cn MD: 1998-08-08 1999-03-06 1999-10-09 2000-05-06 2000-12-07 2001-07-08 2002-02-05 2002-09-08 2003-04-06 2003-11-08 2004-06-06 2005-01-06 2005-08-08 1999-03-06 1999-10-09 2000-05-06 2000-12-07 2001-07-08 2002-02-05 2002-09-08 2003-04-06 2003-11-08 2004-06-06 2005-01-06 2005-08-08 2014-08-08 Antardasas in this MD: Li: Sc: Sg: Cp: Aq: Pi: Ar: Ta: Ge: Cn: Le: Vi: 2005-08-08 2006-05-06 2007-02-05 2007-11-08 2008-08-08 2009-05-06 2010-02-05 2010-11-08 2011-08-09 2012-05-06 2013-02-04 2013-11-08 2006-05-06 2007-02-05 2007-11-08 2008-08-08 2009-05-06 2010-02-05 2010-11-08 2011-08-09 2012-05-06 2013-02-04 2013-11-08 2014-08-08 Aquarius dasa initiated the time period in which he begin attaining wealth and fame. Aquarius the 7th house in the horoscope and is placed in the 9 th house from the AL. thus is enabled to give Dhana yoga and is placed in the 11th from Saturn dasa lord.Antardasas in this MD: Sat: Merc: Ket: Ven: Sun: Moon: Mars: Rah: Jup: 1989-01-08 1992-01-12 1994-09-23 1995-11-02 1998-12-31 1999-12-14 2001-07-13 2002-08-23 2005-06-28 1992-01-12 1994-09-23 1995-11-02 1998-12-31 1999-12-14 2001-07-13 2002-08-23 2005-06-28 2008-01-09 Interpretation: As mentioned before Saturn is the 7th lord placed in the 2nd house with 5th lord Jupiter and hence involved in dhana yoga. Antardasa lord Rahu is placed with Mercury. Jupiter is the 5th lord in the 2nd house. Sudasa (phalita dasa showing Lakshmi's blessings): Maha Dasas: Vi: 1981-08-08 1983-07-30 . 2nd lord and Lagna lord Sun. The lord Saturn is placed in the 2nd house with 5th lord Jupiter.
Similarly Aquarius is also aspected by the same combination involved in the Dhana Yoga. Sun and Rahu in the 12th house.Ge: Pi: Sg: Le: Ta: Aq: Sc: 1983-07-30 1984-07-29 1990-07-29 1999-07-30 2000-07-29 2003-07-30 2010-07-29 - 1984-07-29 1990-07-29 1999-07-30 2000-07-29 2003-07-30 2010-07-29 2017-07-29 Interpretation: Taurus is the 10th house in the horoscope. . although vacant is aspected by Mercury.
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