A little something to

cushion your fall!

AEGON Religare AD Rider

Eligibility Entry Age Maximum Maturity Age Sum Assured Minimum . Premium due dates will be the same dates as for the base plan. The request for addition of rider should come 45 days before the policy anniversary date. Terms & Conditions Definitions: Accidental Death is defined as death caused solely by external.000 Maximum .5 years Maximum . unforeseeable and visible means. This rider is a good supplement to your life insurance policy. insurrection. the rider terminates and the rider premium is returned by the insurer after deducting the premium for the period from the policy issue date to the policy cancellation date. Maximum . an illegal activity or any breach of law with criminal intent. military or usurper power. Sum Assured cannot be changed during the term of the rider. rebellion.equal to the Policy Term of the base plan. civil war.Life as we know is uncertain in every corner. Service tax on premiums will be payable as per the applicable tax laws. proved to the satisfaction of the insurer.75 years last birthday Minimum . You can add this rider to your existing insurance plan. And when ill luck befalls in the form of accidents. act of foreign enemy. Addition of riders will be subject to underwriting requirements. martial law. you are always prepared to face it. Other Terms & Conditions n Benefit Structure Accidental Death: In case of your unfortunate death due to an accident. Which is why. n n . in case of any unfortunate event. n n n n n Premium Payment Frequency Annual Exclusions: The Accidental Death Benefit will not be payable if the claim results from or is accelerated by: n *At inception of the policy. a criminal offence. However. Suicide or self inflicted injury.65 years last birthday Maximum . of any country at war or service in any force of an international body. a new rider can be added on subsequent policy anniversary. So. Reinstatement period is 2 years from the date of first unpaid premium. the rider will lapse. n Other Features Free Look Cancellation: If base policy is cancelled for the free look. Sum Assured under this rider will be paid out. then reinstatement of rider is not allowed at a later stage. invasion. terrorism. the rider term will be equal to the Policy Term of the base plan. the damage is more if you are not prepared in advance. Committing an assault. If a due premium is not paid within the grace period. Rider Term* Minimum . Service in the armed forces. Level premium is payable during the Premium Payment Term of the rider. revolution. War. riot or civil commotion. 450 p.a. We at AEGON Religare Life Insurance understand this. violent. whether the Life Insured is medically sane or insane.equal to the Sum Assured under base plan. Premium Payment Term Minimum Premium Equal to the Rider Term# Rs. The request for addition of rider should come 45 days before the policy anniversary date.000. we offer you a comprehensive insurance plan which covers such unfortunate events. occurring independently of any other causes and within ninety (90) days of such trauma. You never know what will happen next.18 years completed. or any police organization. The AEGON Religare AD Rider helps you do just that. The lapsed rider may be reinstated as per the terms and conditions applicable to reinstatement of the base plan to which it is attached and the reinstatement happens along with the base plan. hostilities. # Single premium payment mode is not available for this rider. If the rider is not reinstated alongwith the base policy. Option to attach or detach Rider Benefit: The rider can be added or removed on policy anniversaries.Rs.1. War means any war whether declared or not.

including corporates and institutions. nor shall any person taking out or renewing or continuing a policy accept any rebate. except as prescribed by a licensed doctor other than the owner of this policy or the Life Insured. Mumbai 400 057. Near Garware House. i /January 2012 . after the expiry of two years from the date on which it was effected. or a referee. accidentally or otherwise.In an industry first. AEGON has businesses in over twenty markets in the Americas. the group offers a wide array of products and services ranging from insurance. aegonreligare. Body or mental infirmity or any disease. 1938 states: In accordance with Section 45 of Insurance Act. No. With over 10. BCCL owns some of the prominent brands such as Times of India.000 employees across multiple geographies. an international life insurance. be called in question by an insurer on the ground that a statement made in the proposal of insurance or any report of a medical officer. 138. a global financial services group and Bennett. either directly or indirectly. sedative or poison. broking and lending solutions to investment banking and wealth management. high net worth families and individuals. pension and investment company. Bennett. 1938 states: 1) No person shall allow For More Details Call 1800 209 9090 Sms INSURANCE to 56677 www. which may extend to Five Hundred Rupees. or in any other document leading to the issue of the policy. AEGON Religare AD Rider is a non participating and non linked rider. Times Now. Religare. accidentally or otherwise. In India. Participation in aviation other than as a fare-paying passenger in an aircraft that is authorised by the relevant regulations to carry such passengers between established aerodromes.000 people and serve some 40 million customers across the globe. and retail investors. unless the insurer shows that such statements was on material factor or suppressed facts which it was material to disclose and that it was fraudulently made by the Policy Holder and that the Policy Holder knew at the time of making that the statement was false or that it suppressed facts which it was material to disclose. any rebate of the whole or part of the commission payable or any rebate of the premium shown on the policy. any intoxicating liquor. Europe and Asia. Europe and the Americas. 2nd Floor. Coleman & company. ADVT. was inaccurate or false. except accidentally in the course of duty. have come together to launch AEGON Religare Life Insurance Company Limited (ARLI). Subhash Road.com Insurance is the subject matter of the solicitation. Coleman & Company Limited (BCCL). ARLI launched its pan-India operations in July. or offer to allow. As an international life insurance. pension and investment company. Product Name: AEGON Religare AD Rider UIN-138B006V01 About AEGON Religare Life Insurance AEGON. drug. IRDA Company Registration No. India’s largest media house holds 30% equity in our Company. asset management. we offer policy servicing on the phone via Interactive Voice Response System (IVR). medicine.n n n n Taking or absorbing. India’s largest media house. Religare serves over a million clients. or a friend of the insured. Religare’s largest market. The Netherlands. Africa. AEGON companies employ approximately 28. 2) Any person making default in complying with the provision of this section shall be punishable with fine. Paranjpe ‘B’ Scheme. Vile Parle (East). no policy of life insurance shall. Prohibition of Rebates Section 41 of the Insurance Act. Middle East. REL holds 44% equity in our Company. Economic Times. Zoom and Femina. narcotic. Radio Mirchi. With headquarters in The Hague. 1938. Inhaling any gas or fumes. AEGON has more than 160 years of experience with its roots going back to 1844 and holds 26% equity in our Company Religare Enterprises Limited (REL) is a global financial services group with a presence across Asia. IC/January 2012/1199 V No. except such rebate as may be allowed in accordance with the published prospectuses or tables of the insurer. Section 45 of Insurance Act. as an inducement to any person to take out or renew or continue an insurance in respect of any kind of risk relating to lives or property in India. Registered Office : AEGON Religare Life Insurance Company Limited. 2008 following a multichannel distribution strategy with a vision to help people plan their life better.

aegonreligare. IRDA Company Registration No. Subhash Road. IC/January 2012/1199 V No.com Insurance is the subject matter of the solicitation. No. 2nd Floor. ADVT. 138. i /January 2012 . Registered Office : AEGON Religare Life Insurance Company Limited. Near Garware House. Mumbai 400 057. Vile Parle (East). Paranjpe ‘B’ Scheme.For More Details Call 1800 209 9090 Sms INSURANCE to 56677 www.