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  CREDIT       REPORTING   AGENCY: CREDIT REPORT DATE: 06/07/2007 06/07/2007
 
CREDIT

CREDIT

  CREDIT      
 
  CREDIT      
 
  CREDIT      
 
  CREDIT      

REPORTING

 

AGENCY:

CREDIT REPORT DATE: 06/07/2007 06/07/2007 06/07/2007  

CREDIT REPORT DATE:

06/07/2007

06/07/2007

06/07/2007

 
NAME: JAMES SCOTT, JR. JAMES SCOTT JAMES A. SCOTT, JR.

NAME:

JAMES SCOTT, JR. JAMES SCOTT

JAMES A. SCOTT, JR.

ALSO KNOWN

JAMES A. SCOTT, JR. SCOTT JAMES A SCOTT JAMES

 

AS:

DATE OF 11/1958 1955 11/1955  

DATE OF

11/1958

1955

11/1955

 

BIRTH:

CURRENT 3525 SAGE RD 3525 SAGE RD 3525 SAGE RD

CURRENT

3525

SAGE RD

3525

SAGE RD

3525

SAGE RD

ADDRESS:

#1216

#1216

#1216

 

HOUSTON, TX

HOUSTON, TX

HOUSTON, TX

  HOUSTON, TX HOUSTON, TX HOUSTON, TX

77056

77056-7025

77056

11/30/2006

11/2006

11/2006

 
PREVIOUS 2500 OLD FARM 914 DALLAS ST 2500 OLD FARM

PREVIOUS

2500

OLD FARM

914 DALLAS ST

2500

OLD FARM

ADDRESS:

RD #1328

#903

RD #1328

 
 

HOUSTON, TX

HOUSTON, TX

HOUSTON, TX

  HOUSTON, TX HOUSTON, TX HOUSTON, TX

77063

77002-6331

77063

05/18/2006

01/2006

06/2006

 
914 DALLAS ST HOUSTON, TX 2500 OLD FARM 15518 KEOWEE CT FRIENDSWOOD, TX 77546

914 DALLAS ST HOUSTON, TX

2500

OLD FARM

15518 KEOWEE CT FRIENDSWOOD, TX 77546

RD

77002

HOUSTON, TX

77002 HOUSTON, TX
 

77063-4430

04/2006

02/2006

EMPLOYER: SYSTEMS SOFT SYSTEMSOFT SYSTEMS SOFT INC HOUSTON, TX SCOTT SYSTEMS

EMPLOYER:

SYSTEMS SOFT

SYSTEMSOFT

SYSTEMS SOFT INC HOUSTON, TX SCOTT SYSTEMS

 

INC

CORP

  INC CORP

04/13/2005

11/2003

PREVIOUS MICROSOFT- SYSTEMSOFT

PREVIOUS

MICROSOFT-

SYSTEMSOFT

EMPLOYER:

POSITRONIC-

1700

COMMERCE

EMPLOYER: POSITRONIC- 1700 COMMERCE
 

SYST

DALLAS, TX

 
 

09/2003

 
AS 400 MICRO SYS GRP FRIENDSW, TX

AS 400 MICRO SYS GRP FRIENDSW, TX

AS 400 MICRO SYS GRP FRIENDSW, TX
1700 COMMERCE   SYST DALLAS, TX     09/2003   AS 400 MICRO SYS GRP FRIENDSW,

None ReportedTOTAL ACCOUNTS: 2 6 24 4 20 1 12 91949 3292 0 16 28 11

None Reported TOTAL ACCOUNTS: 2 6 24 4 20 1 12 91949 3292 0 16 28

TOTAL

ACCOUNTS:TOTAL 2 6

26

24

4

20

1

12

91949

3292

0

16

28

11

17

1

13

91859

3292

0

15

OPEN

ACCOUNTS:OPEN 1 1

11

CLOSED

ACCOUNTS:CLOSED 1 5

15

DELINQUENT:1

1

DEROGATORY: 12 12

BALANCES:91094

91094

PAYMENTS:3292

3292

PUBLIC RECORDS: 0

RECORDS:

0

INQUIRIES (2 years): 17

years):

17

3292 PUBLIC RECORDS: 0 INQUIRIES (2 years): 17 Real Estate Accounts: Primary and secondary mortgages on

Real Estate Accounts: Primary and secondary mortgages on your home

WASHINGTON MUTUAL HOMEAccounts: Primary and secondary mortgages on your home Account No.: 1428211300**** 1428211300**** 4282***

Account No.:

1428211300****

1428211300****

4282***

Condition:

Closed

Closed (Paid)

Closed (Paid)

Balance:

$0

$0

Type:

Pay Status:

FHA real estate mortgage Current

FHA real estate mortgage Current

FHA real estate mortgage Current

Past Due:

$0

High Balance:

$85776

$85776

$85776

Terms:

180 months

180 months

180 months

Limit:

Payment:

$0

$0

Opened:

06/01/2001

06/2001

06/2001

Reported:

12/01/2002

12/31/2002

12/2002

Responsibility:

Joint

Joint

Joint

Late Payments (last 7 years):

30

Days Late:

0

0

60

Days Late:

0

0

90

Days Late:

0

0

Joint Joint Late Payments (last 7 years): 30 Days Late: 0 0 60 Days Late: 0
Two Year Payment History: Remarks:
Two Year Payment History:
Remarks:

[TransUnion] Closed [Experian] [Equifax] Closed or paid account/zero balance FHA mortgage

WASHINGTON MUTUAL HOME
WASHINGTON MUTUAL HOME

Account No.:

1046569600****

1046569600****

4656**

Condition:

Closed

Closed (Paid)

Closed (Paid)

Balance:

$0

$0

Type:

FHA real estate

FHA real estate

FHA real estate

Pay Status:

mortgage Current

mortgage Current

mortgage Current

Past Due:

$0

High Balance:

$87762

$87762

$87762

Terms:

360 months

360 months

Limit:

 

Payment:

$0

$1092

Opened:

02/01/1991

02/1991

02/1991

Reported:

03/01/2001

04/30/2001

03/2001

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30

Days Late:

0

0

60

Days Late:

0

0

90

Days Late:

0

0

Two Year Payment History: Remarks:
Two Year Payment History:
Remarks:

[TransUnion] Closed [Experian] [Equifax] Closed or paid account/zero balance FHA mortgage

[Experian] [Equifax] Closed or paid account/zero balance FHA mortgage Revolving Accounts: Accounts with an open-end term
[Experian] [Equifax] Closed or paid account/zero balance FHA mortgage Revolving Accounts: Accounts with an open-end term

Revolving Accounts: Accounts with an open-end term

CREDIT ONE BANKAccount No.: 444796112412**** 444796112412**** 444796112412**** Condition: Open Open Open

Account No.:

444796112412****

444796112412****

444796112412****

Condition:

Open

Open

Open

Balance:

$369

$369

$369

Type:

Credit Card

Credit Card

Credit Card

Pay Status:

Current

Current

Current

Past Due:

$0

High Balance:

$369

$369

Terms:

 

Limit:

$300

$300

$300

Payment:

$20

$20

$20

Opened:

04/13/2006

04/2006

04/2006

Reported:

05/18/2007

05/18/2007

05/2007

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30

Days Late:

0

0

60

Days Late:

0

0

90

Days Late:

0

0

Two Year Payment History: Remarks:
Two Year Payment History:
Remarks:

[TransUnion] [Experian] [Equifax] Credit card Amount in H/C column is credit limit

CAPITAL 1 BK
CAPITAL 1 BK

Account No.:

43057222****

43057222****

43057222****

Condition:

Derogatory

Derogatory

Derogatory

Balance:

$949

$949

$949

Type:

Credit Card

Credit Card

Unknown - credit extension, review, or

Pay Status:

collection Collection/Chargeoff Collection/Chargeoff Collection/Chargeoff

Past Due:

$949

$949

$949

High Balance:

$646

$949

$540

Terms:

Limit:

Payment:

$0

Opened:

12/24/2001

12/2001

12/2001

Reported:

05/06/2007

05/06/2007

05/2007

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

30

Days Late:

1

1

60

Days Late:

1

1

90

Days Late:

4

4

60 Days Late: 1 1 90 Days Late: 4 4 Two Year Payment History: Remarks: [TransUnion]

Two Year Payment History:

1 90 Days Late: 4 4 Two Year Payment History: Remarks: [TransUnion] Charged off as bad
Remarks:
Remarks:

[TransUnion] Charged off as bad debt Canceled by credit grantor [Experian] Account has been closed due to inactivity. Unpaid balance reported as a loss by the credit grantor. [Equifax] Charged off account Accounts closed by credit grantor

WASHMTL/PROV
WASHMTL/PROV

Account No.:

260071****

260071****

260071****

Condition:

Closed (Paid)

Closed (Transferred) Derogatory

Balance:

$0

$0

Type:

Credit Card Credit Card

Credit Card

Pay Status:

Collection/Chargeoff Collection/Chargeoff Collection/Chargeoff

Past Due:

$0

High Balance:

$1063

$406

Terms:

 

Limit:

$400

$406

Payment:

 

$0

Opened:

10/30/2001

10/2001

10/2001

Reported:

02/27/2004

02/27/2004

02/2004

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30

Days Late:

2

2

60

Days Late:

1

1

90

Days Late:

3

9

Days Late: 2 2 60 Days Late: 1 1 90 Days Late: 3 9 Two Year

Two Year Payment History:

Days Late: 2 2 60 Days Late: 1 1 90 Days Late: 3 9 Two Year
Remarks:
Remarks:

[TransUnion] Charged off as bad debt Purchased by another lender [Experian] Purchased by a another lender. Unpaid balance reported as a loss by credit grantor. [Equifax] Account transferred or sold Credit card

CAPITAL 1 BK
CAPITAL 1 BK

Account No.:

43886420****

43886420****

43886420****

Condition:

Closed (Paid)

Closed (Paid)

Derogatory

Balance:

$0

$0

Type:

Credit Card Credit Card

Credit Card

Pay Status:

Collection/Chargeoff Collection/Chargeoff Collection/Chargeoff

Past Due:

$0

High Balance:

$845

$1521

$845

Terms:

 

Limit:

Payment:

 

$0

Opened:

11/24/1999

11/1999

11/1999

Reported:

01/02/2005

06/05/2004

01/2005

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30

Days Late:

3

3

60

Days Late:

1

1

90

Days Late:

3

4

Two Year Payment History:60 Days Late: 1 1 90 Days Late: 3 4 Remarks: [TransUnion] Charged off as bad

1 90 Days Late: 3 4 Two Year Payment History: Remarks: [TransUnion] Charged off as bad
Remarks:
Remarks:

[TransUnion] Charged off as bad debt Settled - less than full balance [Experian] Account legally paid in full for lass than the full balance. Unpaid balance reported as a loss by credit grantor. Account legally paid in full for less than the full balance. [Equifax] Settlement accepted on this account Credit card

PROVIDIAN
PROVIDIAN

Account No.:

140046****

Condition:

Closed

Balance:

$0

Type:

Credit Card

Pay Status:

Current

Past Due:

$0

High Balance:

$4392

Terms:

Limit:

$3700

Payment:

Opened:

08/01/1999

Reported:

10/01/2002

Responsibility:

Individual

Late Payments (last 7 years):

30

Days Late:

0

60

Days Late:

0

90

Days Late:

0

Two Year Payment History: Remarks:
Two Year Payment History:
Remarks:

[TransUnion] Account closed by consumer [Experian] [Equifax]

CITIBKSDNA
CITIBKSDNA

Account No.:

7555***

Condition:

Closed (Transferred)

Balance:

$0

Type:

Pay Status:

Current

Past Due:

High Balance:

$2450

Terms:

Limit:

Payment:

$0

Opened:

04/1997

Reported:

03/1999

Responsibility:

Individual

Late Payments (last 7 years):

30

Days Late:

60

Days Late:

90

Days Late:

Late Payments (last 7 years): 30 Days Late: 60 Days Late: 90 Days Late: Two Year

Two Year Payment History:

Late Payments (last 7 years): 30 Days Late: 60 Days Late: 90 Days Late: Two Year
Late Payments (last 7 years): 30 Days Late: 60 Days Late: 90 Days Late: Two Year
Remarks: [TransUnion] [Experian] [Equifax] Account transferred or sold
Remarks:
[TransUnion]
[Experian]
[Equifax] Account transferred or sold
CHEVRON CREDIT BANK NA
CHEVRON CREDIT BANK NA

Account No.:

727736****

727736****

727736****

Condition:

Closed

Closed

Closed

Balance:

$0

$0

$0

Type:

Credit Card

Credit Card

Unknown - credit extension, review, or collection

Pay Status:

Current

Current

Current

Past Due:

$0

High Balance:

$408

$408

$408

Terms:

 

Limit:

Payment:

 

$0

Opened:

02/01/1996

02/1996

02/1996

Reported:

06/01/1998

07/01/1998

06/1998

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30

Days Late:

0

60

Days Late:

0

90

Days Late:

0

Two Year Payment History:0 60 Days Late: 0 90 Days Late: 0 Remarks: [TransUnion] Canceled by credit grantor [Experian]

0 90 Days Late: 0 Two Year Payment History: Remarks: [TransUnion] Canceled by credit grantor [Experian]
Remarks:
Remarks:

[TransUnion] Canceled by credit grantor [Experian] Account has been closed due to inactivity. [Equifax] Accounts closed by credit grantor

CITI
CITI

Account No.:

46212006****

Condition:

Closed (Paid)

Balance:

Type:

Credit Card

Pay Status:

Current

Past Due:

High Balance:

$8456

Terms:

Limit:

$8000

Payment:

Opened:

09/1994

Reported:

06/30/1997

Responsibility:

Individual

Late Payments (last 7 years):

30

Days Late:

0

60

Days Late:

0

90

Days Late:

0

Two Year Payment History:0 60 Days Late: 0 90 Days Late: 0 Remarks: [TransUnion] [Experian] Account has been closed

0 90 Days Late: 0 Two Year Payment History: Remarks: [TransUnion] [Experian] Account has been closed
Remarks:
Remarks:

[TransUnion] [Experian] Account has been closed due to inactivity. [Equifax]

5 STAR BNK
5 STAR BNK

Account No.:

51004100****

51004100****

51004100****

Condition:

Closed

Closed

Closed

Balance:

$0

$0

$0

Type:

Credit Card

Credit Card

Credit Card

Pay Status:

Current

Current

Current

Past Due:

$0

High Balance:

$1203

$1203

$1075

Terms:

 

Limit:

$1100

$1075

Payment:

 

$0

Opened:

05/28/1993

05/1993

05/1993

Reported:

05/17/2007

05/17/2007

05/2007

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30

Days Late:

0

0

60

Days Late:

0

0

90

Days Late:

0

0

  30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0

Two Year Payment History:

  30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0
  30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0
Remarks:
Remarks:

[TransUnion] Account closed by consumer [Experian] Credit line closed - consumer request - reported by subscriber. [Equifax] Account closed by consumer Credit card

CBUSASEARS
CBUSASEARS

Account No.:

80605****

80605****

Condition:

Open

Open

Balance:

Type:

Charge account

Charge account

Pay Status:

Current

Current

Past Due:

$0

High Balance:

$5781

Terms:

Limit:

$5400

$5420

Payment:

$0

Opened:

08/01/1982

08/1982

Reported:

01/21/2004

01/2004

Responsibility:

Terminated

Terminated

Late Payments (last 7 years):

30 Days Late: 0 60 Days Late: 0 90 Days Late: 0 Two Year Payment
30
Days Late:
0
60
Days Late:
0
90
Days Late:
0
Two Year Payment History:
Remarks:

[TransUnion] [Experian] [Equifax] Charge Amount in H/C column is credit limit

CBUSASEARS
CBUSASEARS

Account No.:

6526****

Condition:

Open

Balance:

Type:

Charge account

Pay Status:

Current

Past Due:

High Balance:

Terms:

Limit:

$5420

Payment:

$0

Opened:

08/1982

Reported:

12/2003

Responsibility:

Authorized User

Late Payments (last 7 years):

30 Days Late: 60 Days Late: 90 Days Late: Two Year Payment History: Remarks:
30
Days Late:
60
Days Late:
90
Days Late:
Two Year Payment History:
Remarks:

[TransUnion] [Experian] [Equifax] Charge Amount in H/C column is credit limit

[Equifax] Charge Amount in H/C column is credit limit Installment Accounts: Accounts comprised of fixed terms
[Equifax] Charge Amount in H/C column is credit limit Installment Accounts: Accounts comprised of fixed terms

Installment Accounts: Accounts comprised of fixed terms with regular payments

CAPITAL ONE AUTO FINANAccounts comprised of fixed terms with regular payments Account No.: 6206217063831**** 6206217063831****

Account No.:

6206217063831**** 6206217063831**** 6206217063831****

Condition:

Open

Open

Open

Balance:

$21525

$21525

$21525

Type:

Auto Loan Auto Loan Auto Loan (obsolete)

Pay Status:

Current

Current

Current

Past Due:

$0

High Balance:

$22547

$22547

$22547

Terms:

72 months

72 months

Limit:

 

Payment:

$461

$461

$461

Opened:

12/16/2006

12/2006

12/2006

Reported:

05/31/2007

05/31/2007

05/2007

Responsibility:

Joint

Joint

Joint

Late Payments (last 7 years):

 

30

Days Late:

0

0

60

Days Late:

0

0

90

Days Late:

0

0

  30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0

Two Year Payment History:

  30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0
Remarks: [TransUnion] [Experian] [Equifax] Auto ATTYGENERL
Remarks:
[TransUnion]
[Experian]
[Equifax] Auto
ATTYGENERL

Account No.:

N00947****

N00947****

N00947****

Condition:

Open

Open

Open

Balance:

$19696

$20551

$19696

Type:

Child support

Family support

Child support

Pay Status:

Late 120 Days

Late 90 Days

Late 120 Days

Past Due:

$19606

$20459

$19606

High Balance:

$0

Terms:

1 months

Limit:

Payment:

$1609

$1609

$1609

Opened:

07/16/2006

07/2006

07/2006

Reported:

04/30/2007

04/15/2007

05/2007

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30 Days Late:

1

0

2

60 Days Late:

2

0

1

90 Days Late:

5

1

5

Two Year Payment History: Remarks:
Two Year Payment History:
Remarks:

[TransUnion] [Experian] [Equifax] Child/family support

WFFINANCIAL
WFFINANCIAL

Account No.:

5023759123588**** 5023759123588**** 5023759123588****

Condition:

Open

Open

Open

Balance:

$42771

$42771

$43482

Type:

Auto Loan Auto Loan Auto Loan (obsolete)

Pay Status:

Current

Current

Current

Past Due:

$0

High Balance:

$52772

$52772

$52772

Terms:

75 months

75 months

Limit:

Payment:

$1202

$1202

$1202

Opened:

04/13/2005

04/2005

04/2005

Reported:

04/30/2007

04/30/2007

03/2007

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30 Days Late:

5

5

5

60 Days Late:

1

1

1

90 Days Late:

0

0

0

Two Year Payment History: Remarks: [TransUnion] [Experian] [Equifax] Auto
Two Year Payment History:
Remarks:
[TransUnion]
[Experian]
[Equifax] Auto
MERCEDES-BENZ FINANCIA
MERCEDES-BENZ FINANCIA

Account No.:

300123****

300123****

300123****

Condition:

Closed

Closed (Paid)

Closed (Paid)

Balance:

$0

$0

Type:

Auto Loan

Auto Loan

Auto Loan (obsolete)

Pay Status:

Current

Current

Current

Past Due:

$0

High Balance:

$46599

$46599

$46599

Terms:

61 months

61 months

61 months

Limit:

Payment:

$0

$0

Opened:

06/30/2001

06/2001

06/2001

Reported:

05/31/2005

09/30/2005

09/2005

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30 Days Late:

7

12

15

60 Days Late:

0

0

3

90 Days Late:

0

0

0

30 Days Late: 7 12 15 60 Days Late: 0 0 3 90 Days Late: 0

Two Year Payment History:

30 Days Late: 7 12 15 60 Days Late: 0 0 3 90 Days Late: 0
30 Days Late: 7 12 15 60 Days Late: 0 0 3 90 Days Late: 0
Remarks:
Remarks:

[TransUnion] Closed [Experian] [Equifax] Closed or paid account/zero balance Auto

MERCEDES-BEN
MERCEDES-BEN

Account No.:

500266845****

500266845****

Condition:

Closed

Closed (Paid)

Balance:

$0

$0

Type:

Auto Loan

Auto Loan (obsolete)

Pay Status:

Current

Current

Past Due:

$0

High Balance:

$39488

$39488

Terms:

61 months

Limit:

Payment:

$690

$690

Opened:

01/01/2001

01/2001

Reported:

08/01/2003

08/2003

Responsibility:

Individual

Individual

Late Payments (last 7 years):

30 Days Late: 0 60 Days Late: 0 90 Days Late: 0 Two Year Payment
30
Days Late:
0
60
Days Late:
0
90
Days Late:
0
Two Year Payment History:
Remarks:

[TransUnion] [Experian] [Equifax] Closed or paid account/zero balance Auto

CITI AUTO
CITI AUTO

Account No.:

619000****

619000****

619000****

Condition:

Closed

Closed (Paid)

Closed (Paid)

Balance:

$0

$0

Type:

Auto Loan

Auto Loan

Auto Loan (obsolete)

Pay Status:

Current

Current

Current

Past Due:

$0

High Balance:

$32693

$32693

$32693

Terms:

72 months

72 months

Limit:

 

Payment:

$657

$657

Opened:

12/01/1995

12/1995

12/1995

Reported:

01/01/2001

03/07/2001

02/2001

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30

Days Late:

0

0

60

Days Late:

0

0

90

Days Late:

0

0

Two Year Payment History: Remarks:
Two Year Payment History:
Remarks:

[TransUnion] Closed [Experian] [Equifax] Closed or paid account/zero balance Auto

BANKAMERICA
BANKAMERICA

Account No.:

99000101342****

7940101342****

101342****

Condition:

Closed

Closed (Paid)

Closed (Paid)

Balance:

$0

$0

Type:

Auto Loan

Auto Loan

Auto Loan (obsolete)

Pay Status:

Current

Current

Current

Past Due:

$0

High Balance:

$26465

$26465

$26465

Terms:

72 months

72 months

Limit:

 

Payment:

$519

$519

Opened:

07/01/1994

07/1994

07/1994

Reported:

09/01/2000

09/30/2000

09/2000

Responsibility:

Individual

Individual

Individual

Late Payments (last 7 years):

 

30

Days Late:

0

0

60

Days Late:

0

0

90

Days Late:

0

0

  30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0

Two Year Payment History:

  30 Days Late: 0 0 60 Days Late: 0 0 90 Days Late: 0 0
Remarks:
Remarks:

[TransUnion] Closed [Experian] [Equifax] Closed or paid account/zero balance Auto

PORTFOLIO
PORTFOLIO

Account No.:

540979260071**** PROVI-

 

0979260071****

Condition:

Derogatory

Derogatory

Balance:

$668

$668

Type:

Unknown - credit extension, review, or collection

Collection

Pay Status:

Collection/Chargeoff

Late 120 Days

Past Due:

$668

$668

High Balance:

$560

$560

Terms:

1 months

Limit:

Payment:

 

$0

Opened:

02/2004

Reported:

05/11/2007

05/2007

Responsibility:

Individual

Individual

Late Payments (last 7 years):

 

30

Days Late:

0

60

Days Late:

0

90

Days Late:

0

Two Year Payment History:0 60 Days Late: 0 90 Days Late: 0 Remarks: [TransUnion] [Experian] Account seriously past due

0 90 Days Late: 0 Two Year Payment History: Remarks: [TransUnion] [Experian] Account seriously past due
Remarks:
Remarks:

[TransUnion] [Experian] Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department. [Equifax] Collection account

to attorney, collection agency, or credit grantor's internal collection department. [Equifax] Collection account

Account No.:

851189**** 851189****

Condition:

Derogatory Derogatory

Balance:

$1186

$1186

Type:

Unknown - credit extension, review, or collection

Medical debt

Pay Status:

Collection/Chargeoff

Late 120 Days

Past Due:

$1186

$1186

High Balance:

$871

$871

Terms:

1 months

Limit:

Payment:

 

$0

Opened:

06/2005

Reported:

05/16/2007

05/2007

Responsibility:

Individual

Individual

Late Payments (last 7 years):

 

30

Days Late:

0

60

Days Late:

0

90

Days Late:

0

Two Year Payment History:0 60 Days Late: 0 90 Days Late: 0 Remarks: [TransUnion] [Experian] Account seriously past due

0 90 Days Late: 0 Two Year Payment History: Remarks: [TransUnion] [Experian] Account seriously past due
Remarks:
Remarks:

[TransUnion] [Experian] Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department. [Equifax] Medical Collection account

collection department. [Equifax] Medical Collection account Account No.: 851131**** 851131**** Condition:

Account No.:

851131**** 851131****

Condition:

Derogatory Derogatory

Balance:

$2638

$2638

Type:

Unknown - credit extension, review, or collection

Medical debt

Pay Status:

Collection/Chargeoff

Late 120 Days

Past Due:

$2638

$2638

High Balance:

$1918

$1918

Terms:

1 months

Limit:

Payment:

$0

Opened:

06/2005

Reported:

05/16/2007

05/2007

Responsibility:

Individual

Individual

Late Payments (last 7 years):

30

Days Late:

0

60

Days Late:

0

90

Days Late:

0

0 60 Days Late: 0 90 Days Late: 0 Two Year Payment History: Remarks: [TransUnion] [Experian]

Two Year Payment History:

0 90 Days Late: 0 Two Year Payment History: Remarks: [TransUnion] [Experian] Account seriously past due
Remarks:
Remarks:

[TransUnion] [Experian] Account seriously past due date/account assigned to attorney, collection agency, or credit grantor's internal collection department. [Equifax] Medical Collection account

AFNI-BLOOM
AFNI-BLOOM

Account No.:

CINGULAR-

201011****

Condition:

Derogatory

 

Balance:

$0

Type:

Collection Late 120 Days

Pay Status:

 

Past Due:

High Balance:

$567

Terms:

 

Limit:

Payment:

$0

Opened:

Reported:

05/2007

Responsibility:

Individual

Late Payments (last 7 years):

 

30

Days Late:

60

Days Late:

90

Days Late:

Remarks:

[TransUnion] [Experian] [Equifax] Settlement accepted on this account Collection account

 

PALISADES

   
   

Account No.:

VERIZ-

1VERIZN724****

Condition:

Derogatory

Balance:

$348

Type:

Collection

Pay Status:

Late 120 Days

Past Due:

$348

High Balance:

$348

Terms:

Limit:

Payment:

$0

Opened:

Reported:

03/2007

Responsibility:

Individual

Late Payments (last 7 years):

30

Days Late:

60

Days Late:

90

Days Late:

Remarks:

[TransUnion] [Experian] [Equifax] Collection account

[TransUnion] [Experian] [Equifax] Collection account Other Accounts: Accounts in which the exact category is
[TransUnion] [Experian] [Equifax] Collection account Other Accounts: Accounts in which the exact category is

Other Accounts: Accounts in which the exact category is unknown None Reported

in which the exact category is unknown None Reported Collection Accounts: Accounts seriously past due CERTIFIED

Collection Accounts: Accounts seriously past due

Reported Collection Accounts: Accounts seriously past due CERTIFIED RECOVERY SYS Creditor Name: CERTIFI RECV

CERTIFIED RECOVERY SYS

Creditor Name:

CERTIFI RECV

CERTIFIED RECOVERY SYS

Account No.:

688864

688864

688864

Original

09 OLD FARM APTS Joint Paid

OLD FARM APTS

OLD FARM APTS

Creditor:

 

Responsibility:

Joint

Joint

Condition:

Paid

Paid

Original Balance:$1621

$1621

$1621

Balance:

$0

$0

Date Opened:

01/25/2007

01/2007

01/2007

Date Reported:

05/29/2007

05/29/2007

05/2007

Remarks:

[TransUnion] Settled - less than full balance [Experian] Account legally paid in full for lass than the full balance. Account legally paid in full for less than the full balance. [Equifax] Settlement accepted on this account

CREDIT MANAGEMENT LP
CREDIT MANAGEMENT LP

Creditor Name:

CMI

CREDIT MANAGEMENT LP

Account No.:

33016114

33016114

33016114

Original

11

AT T HOME

AT T HOME ENTERTAINMENT

AT T HOME ENTER

Creditor:

ENTERTAINMENT

Responsibility:

Individual

Individual Individual

Condition:

Derogatory

Derogatory

Derogatory

Original Balance:$880

 

$880

$880

Balance:

$880

$880

$880

Date Opened:

10/24/2006

10/2006

10/2006

Date Reported:

02/09/2007

02/09/2007

02/2007

Remarks:

 

[TransUnion] Placed for collection [Experian] [Equifax] Subject has not satisfied debt.

 

PALISADES COLLECTION L

 
 

Creditor Name:

PALISAD COLL

PALISADES

 

COLLECTION L

Account No.:

PAL1VERIZN7243428PAL1VERIZN7243428

Original

10

VERIZON

VERIZON

Creditor:

 

Responsibility:

Individual

Individual

Condition:

Derogatory

Derogatory

Original Balance:$348

 

$348

Balance:

$348

$348

Date Opened:

08/29/2006

08/2006

Date Reported:

03/19/2007

03/19/2007

Remarks:

 

[TransUnion] Placed for collection [Experian] [Equifax]

 

AFNI, INC.

 
 
 

Creditor Name:

AFNI

AFNI, INC.

Account No.:

2010111728

2010111728

Original Creditor: 10 CINGULAR

CINGULAR

Responsibility:

Individual

Individual

Condition:

Paid

Paid

Original Balance:

$567

$567

Balance:

$0

Date Opened:

11/30/2005

11/2005

Date Reported:

05/21/2007

05/21/2007

Remarks:

 

[TransUnion] Settled - less than full balance [Experian] Account legally paid in full for lass than the full balance. Account legally paid in full for less than the full balance. [Equifax]

paid in full for lass than the full balance. Account legally paid in full for less
paid in full for lass than the full balance. Account legally paid in full for less

WEST ASSET MANAGEMENTCreditor Name: WEST ASSET WEST ASSET   MANAGEMENT Account No.: 2416710 2416710 2416710

Creditor Name:

WEST ASSET

WEST ASSET

 

MANAGEMENT

Account No.:

2416710

2416710

2416710

Original

MED1 02 CLEAR LAKE REGIONAL MEDICAL Individual Derogatory

CLEAR LAKE

Creditor:

REGIONAL

MEDICAL CE

Responsibility:

Individual

Individual

Condition:

Derogatory

Derogatory

Original Balance:$64

$64

$64

Balance:

$64

$64

$64

Date Opened:

08/19/2005

08/2005

08/2005

Date Reported:

04/03/2006

05/25/2006

04/2006

Remarks:

[TransUnion] Placed for collection [Experian] [Equifax] Medical Subject has not satisfied debt.

MIDLAND CRED
MIDLAND CRED

Creditor Name:

MIDLAND CRED

Account No.:

8511319040

Original

EMERGE

Creditor:

MASTERCARD

Responsibility: Individual

Condition:

Original Balance:$1918

Derogatory

Balance:

$2638

Date Opened:

06/07/2005

Date Reported:

05/16/2007

Remarks:

[TransUnion] Placed for collection [Experian] [Equifax]

MIDLAND CRED
MIDLAND CRED

Creditor Name:

MIDLAND CRED

Account No.:

8511894946

Original

EMERGE

Creditor:

MASTERCARD

Responsibility: Individual

Condition:

Original Balance:$871

Derogatory

Balance:

$1186

Date Opened:

06/07/2005

Date Reported:

05/16/2007

Original Balance: $871 Derogatory Balance: $1186 Date Opened: 06/07/2005 Date Reported: 05/16/2007
Original Balance: $871 Derogatory Balance: $1186 Date Opened: 06/07/2005 Date Reported: 05/16/2007
Original Balance: $871 Derogatory Balance: $1186 Date Opened: 06/07/2005 Date Reported: 05/16/2007

Remarks:

[TransUnion] Placed for collection [Experian] [Equifax]

PORTFOLIO RC
PORTFOLIO RC

Creditor Name:

PORTFOLIO RC

Account No.:

5409792600713935

Original

PROVIDIAN

Creditor:

NATIONAL BANK

Responsibility: Individual

Condition:

Original Balance:$560

Derogatory

Balance:

$668

Date Opened:

02/23/2004

Date Reported:

05/11/2007

Remarks:

[TransUnion] Placed for collection [Experian] [Equifax]

[TransUnion] Placed for collection [Experian] [Equifax] Creditor Name: ASSC CR&COLL ASSOCIATED CR &

Creditor Name:

ASSC CR&COLL

ASSOCIATED CR & COLL

Account No.:

ACCIFAI3044142074ACCIFAI3044142074ACCIFAI3044142074

Original

09 FAIRWAYS AT SOUTH SHORE Individual Paid

FAIRWAYS AT

FAIRWAYS AT

Creditor:

SOUTH SHORE

SOU

Responsibility:

Individual

Individual

Condition:

Paid

Paid

Original Balance:$710

$710

$710

Balance:

$0

$0

Date Opened:

08/11/2003

08/2003

08/2003

Date Reported:

05/02/2007

09/05/2006

06/2007

Remarks:

[TransUnion] Paid collection [Experian] [Equifax]

 
[TransUnion] Paid collection [Experian] [Equifax]   Creditor Name: Account No.: 153963 Original Creditor:

Creditor Name:

Account No.:

153963

Original Creditor:

BDR

Responsibility:

Individual

Condition:

Derogatory

Original Balance:

$45

Balance:

$54

Date Opened:

01/2003

Date Reported:

02/2005

Remarks:

[TransUnion] [Experian] [Equifax] Subject has not satisfied debt.

 
 
  None Reported
None Reported

None Reported

 
 
  GEMB 05/11/2007 Equifax PORTFOLIO RC 05/09/2007 TransUnion LANDSAFECREDIT 04/05/2007 Experian
  GEMB 05/11/2007 Equifax PORTFOLIO RC 05/09/2007 TransUnion LANDSAFECREDIT 04/05/2007 Experian

GEMB

05/11/2007

Equifax

PORTFOLIO RC05/09/2007 TransUnion

05/09/2007

TransUnion

LANDSAFECREDIT04/05/2007 Experian

04/05/2007

Experian

LANDSAFECREDIT03/26/2007 Experian

03/26/2007

Experian

LANDSAFE03/26/2007 Equifax

03/26/2007

Equifax

LANDSAFE CRT03/26/2007 TransUnion

03/26/2007

TransUnion

EQUIFAX MORTGAGE SERVI02/17/2007 Experian

02/17/2007

Experian

EFX-RES04602/17/2007 Equifax

02/17/2007

Equifax

EQUIFAX MTG02/17/2007 TransUnion

02/17/2007

TransUnion

CBCINNOVIS02/13/2007 Experian

02/13/2007

Experian

CBCINNOVIS02/13/2007 Equifax

02/13/2007

Equifax

CBCINNOVIS02/13/2007 TransUnion

02/13/2007

TransUnion

EQUIFAX MORTGAGE SERVI02/09/2007 Experian

02/09/2007

Experian

EFX-RES04602/09/2007 Equifax

02/09/2007

Equifax

EQUIFAX MTG02/09/2007 TransUnion

02/09/2007

TransUnion

WELLS FARGO FINANCIAL01/15/2007 Experian

01/15/2007

Experian

NORTHLAND COLLS SRC12/30/2006 Experian

12/30/2006

Experian

CARMAXFIN12/16/2006 Equifax

12/16/2006