You are on page 1of 5

DATA PRESENTATION, ANALYSIS AND INTERPRETATION

Balance Sheet statement of the KAIJS BANK (Market Yard Branch)

Liabilities
1) Fixed Deposits
2) Saving Deposits
3) Current Deposits
4) Interest Payable
4) Bills Payable
5) Other Liabilities
6) Net Profit
Total

Assets
1) Cash in Hand & Cash at Bank

2) Short Term Loan


3) Medium Term Loan
4) Long Term Loan
5) Interest Receivable
6) Bill Receivable
7) Other Assets
8) Head Office Balance
Total

31/03/2010 31/03/2011 31/03/2012


135923235 148584634 166699601
15466882 20090680 24614329
20562070 12393329 11292083
499658
444008
238813
104164
26284
796901
157712
11100
5202764
9913600
10434978
178555674 191610247 213290904

31/03/2010 31/03/2011 31/03/2012


4351757
2064454
549791
2426346
2409223
2601725
15378095 14820844 16491223
36916711 38557830 47077314
22017612 25120139 27521518
104164
26284
953054
875537
733053
3209278
4782675
85357071 83874311 99757299

Profit & Loss statement of the KAIJS BANK (Market Yard Branch)

Income
1) Interest
2) Interest Received from Head Office
3) Commission
4) Other Income
Total

Expenditure
1) Interest (Deposits & Borrowings)
2) Salaries, Allowances PF Contribution
3) Directors & Members Fees Allowance

4) Rent, Tax, Insurance & Light


5) Postage & Telephone, Telegram
6) Audit Fees
7) Depreciation & Repairs to Properties
8) Printing, Stationary & Advertising
9) Other expenses
10) Net Profit
Total

31/03/2010 31/03/2011 31/03/2012


15318996 23790982 27038636
3625153
22426
13712
203829
111213
123673
877245
1024402
1016028
20025223 24949023 28192049

31/03/2010 31/03/2011 31/03/2012


12248877 12185617 15081364
1716480
1764702
1817189
14894
14021
5980
482985
499322
546902
54728
46931
79478
25000
28000
170676
240244
212746
16193
27609
43909
14906718 15035423 18068880
5202764
9913600
10434978
34839315 39755469 46291426

A) Common size Statement of the Bank:There are two types of Common size statement: Common size Balance Sheet.
Common size Income Statement.
1) Common size Balance Sheet of the Bank:Common size Balance Sheet of a Bank For the year ending 31st March, 2010, 2011 & 2012.
LIABILITIES
1) Fixed Deposits
2) Saving Deposits
3) Current Deposits
4) Interest Payable
4) Bills Payable
5) Other Liabilities
6) Net Profit
Total

31/03/2010
135923235
15466882
20562070
499658
104164
796901
5202764
178555674

ASSETS
1) Cash in Hand & Cash at Bank

2) Short Term Loan


3) Medium Term Loan
4) Long Term Loan
5) Interest Receivable
6) Bill Receivable
7) Other Assets
8) Head Office Balance
Total

Year
Percentage
31/03/2011 31/03/2012 31-03-2010 31-03-2011 31-03-2012
148584634 166699601 76,12%
77,55%
78,15%
20090680 24614329
8,66%
10,48%
11,54%
12393329 11292083 11,51%
646%
529%
444008
238813
028%
023%
011%
26284
005%
001%
0%
157712
11100
045%
008%
001%
9913600 10434978
292%
518%
489%
100,00%
100,00%
191610247 213290904 100,00%

Year
31-03-2010 31-03-2011 31-03-2012
4351757
2426346
15378095
36916711
22017612
104164
953054
3209278
85357071

2064454
2409223
14820844
38557830
25120139
26284
875537
83874311

Percentage
31-032010
510%

549791
2601725 284%
16491223 18,01%
47077314 43,25%
27521518 25,79%
012%
733053 112%
4782675 376%
99757299 100,00%

31-032011
246%

31-032012
055%

287%

260%

17,67%

1654%

45,97%

4719%

29,94%

2759%

003%

0%

105%

073%

0%

479%

100,00%

100,00%

2) Common size Income Statement of the Bank:-

Income
1) Interest
2) Interest Received from
Head Office
3) Commission
4) Other Income
Total

Expenditure
1) Interest (Deposits &
Borrowings)
2) Salaries, Allowances
PF Contribution
3) Directors & Members
Fees Allowance
4) Rent, Tax, Insurance &
Light
5) Postage & Telephone,
Telegram
6) Audit Fees
7) Depreciation & Repairs
to Properties
8) Printing, Stationary &
Advertising
9) Other expenses
10) Net Profit
Total

Year
31-03-2010 31-03-2011 31-03-2012
15318996
3625153

23790982
22426

27038636
13712

203829
877245
20025223

111213
1024402
24949023

123673
1016028
28192049

Year
31-03-2010 31-03-2011 31-03-2012

Percentage
31-032010
76,50%
18,10%

31-032011
95,36%
010%

31-032012
95,90%
005%

101%
438%

045%
408%

044%
360%

100,00%

100,00%

100,00%

Percentage

12248877

12185617

15081364

31-032010
35,15%

31-032011
30,66%

31-032012
32,57%

1716480

1764702

1817189

492%

444%

392%

14894

14021

5980

004%

004%

001%

482985

499322

546902

138%

126%

118%

54728

46931

79478

015%

012%

018%

25000
170676

28000
240244

212746

008%
049%

007%
060%

046%

16193

27609

43909

005%

006%

009%

14906718
5202764
34839315

15035423
9913600
39755469

18068880
10434978
46291426

42,78%
14,94%

37,81%
24,93%

39,03%
22,55%

100,00%

100,00%

100,00%

B) Comparative Statement of the Bank:There are two types of Comparative statement: Comparative Balance Sheet.
Comparative Income Statement.
1) Comparative Balance Sheet of the Bank:-