The Michigan Banner March 16, 2013 Edition

Volume 10 Number 6
The Michigan Banner First Great Lakes Bay Regional Newspaper
March 16, 2013
Leading in Diversity
Empowering Communities and Changing Lives
Providing Unrivaled Access to Medical Care

By The Michigan Banner Staff
WHAT CAN I BE! - Page 2
THE FIRST AND ONLY... Page LB 2
POSITIVE REALITY Page NB 1
CELEBRATING WITH THE COMMUNITY - Page 19
Many times on the roadway within our Great Lakes Bay Area and beyond, you have seen the red and white MMR, mobile medical response, vehicles providing our communities with unrivaled access to medical Care. Time may have evolved and the vehicles that carefully transport their patients have a difference appearance, but the MMR team continues to deliver professional and compassionate healthcare to their patients. The responsibility for the continued efficiency of the MMR team in the Great Lakes Bay Region, and Tuscola County is John Kustuch, who started his career in the Emergency Medical Service (EMS) in 1990 at Saginaw Mercy Ambulance in dispatch, and eventually began to work in the field as a paramedic. In September of 1994, he was at MMR for the merger of Saginaw John Kustuch, MMR Mercy and EMS for about 9 months, but decided it was time to work closer Operations Director to home in Bay City. After several years he returned to MMR in 2000, and once again worked the Great Lakes Bay Region and Tuscola area, where he was promoted to Supervisor in 2002 in Saginaw, and to his present position as Operations Director in March of 2008. As Operations Director, Kustuch has many responsibilities including monitoring daily performances of the deployment of the ambulances, response performance, and the clinical performances of the staff. To assist in those duties, there are two Operations Managers, 11 Field Supervisors, and over 200 EMTs and paramedics. Paramedics have always monitored and interpreted cardiac rhythm, however, with the technology of today, the paramedics can attach a cardiac monitor and do a 12-lead ECG to better assess the current function of the heart and possibly diagnose a heart attack. The monitoring of the blood oxygenation, vital signs, cardiac rhythm and respiratory carbon dioxide levels can also be monitored with the cardiac monitor. Prior to 2002 separate equipment was carried to monitor the functions. These are some of the most significant changes I have seen in my years, says Kustuch. Yes, certain things do change with time, just check out the evolution of the vehicles that have carried their patients, but, Kustuch and MMR are continuing to provide passionate and timely access to medical care that goes beyond ones interpretation of their job. The Michigan Banner salutes John Kustuch and the MMR Team for the awesome service they provide for the Great Lakes Bay Region and beyond.
HOPE - Page 23
Page 2
March 16, 2013
Oh to be a kid again . . .
By Rochelle Mann Every time I look at this picture, I see the perfect picture of innocence and maturity. You see, every week, I take time with teenagers JUST like these three, and we talk School. Home. Life. Whatever! But what happened to the days where these three topics werent laced with what used to be adult issues? Sex. Drugs. Abuse. Why is it that we cant have cute conversations about Tinkerbelle, and instead have to have cautious encounters with TNA? The shirts shown in the picture broadcast a simple message: I Went From Eye Candy To What I Can Be? At some point, the light came on for you, and you realized that even though you were told that you couldnt graduate, you did! Even if it was your GED at the age of 43: YOU DID IT! Or perhaps you realized that even though you were told that you werent fast enough to be on the basketball team, you did! As a matter of fact, you made the varsity team AND WON THE STATE CHAMPIONSHIP! So, ask yourself, What CAN I be? Here is the answer: SUCCESSFUL. You can be the opposite of what opposing opinions said you could be. And then to top it off, guess what else you can be? An example to the future like me! To request additional information or media/booking opportunities regarding Rochelle V. Mann, WhatICanBe.org, or Mann Made Productions, Inc., contact T.Marie Media Group at 248.716.0240 or visit www.rochellevmann.com.
1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com
March 16, 2013
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The Michigan Banner

1400 W. Genesee Saginaw, MI 48602 989.753-3475 publisher@michiganbanner.com Office Hours: Monday Friday 9 a.m. 5 p.m. Publisher Jerome Buckley Senior Editor R. L. Buckley Circulation & Distribution: Staff Marketing & Sales Staff Sales Staff Mission: The Michigan Banner operates and serves as a print and online media venue committed to educating, informing and enlightening our readership regarding events and news that directly and indirectly affect the communities regionally and globally. Furthermore, to serve as a catalyst and a link for cultivating young adults as entrepreneurial and business leaders for the future. Disclaimer: The Michigan Banner and its staff are not responsible and will not be held liable for any mistakes, error, misspellings and false advertisements in part or whole that may be placed within its publication. Articles, information or comments printed in the newspaper are not necessarily the views or beliefs of The Michigan Banner newspaper. The Michigan Banner reserves the right to edit, change, or delete any information, or refuse to print any information, article or advertisement which is believed to be inconsistent with or conflicts with the mission of the newspaper. Deadlines: 2 weeks before each publication date of the 1st and 16th of each month Submission Procedure: Mailed or e-mailed Preferred format: Jpeg or PDF www.themichiganbanner.com Facebook.com/themichiganbanner Twitter.com/MichiganBanner Blog: www.themichiganbanner.wordpress.com Michigan Banner Classified Call 989-753-3475 or go online at themichiganbanner@gmail.com
State Representative Stacy Erwin Oakes Shares March is Reading Month With Local Schools
As a former educator, helping children develop a love for reading early on will prepare them to be successful in all of lifes endeavors. - Rep. Stacy Erwin Oakes
State Representative Stacy Erwin Oakes and 3rd graders enjoy story time at Carrollton Elementary School.
Snyder: Michigan Ranks No. 4 for Major New Corporate Facilities and Expansions
Lansing - Site Selection magazine has named Michigan the No. 4 state for major new corporate facilities and expansions in 2012, Gov. Rick Snyder recently announced. Once again, the nation is taking notice of the bold reforms now driving Michigan forward. More companies are choosing to grow their futures in Michigan and that is reinforcing our well-earned reputation as Americas comeback state, Snyder said. The best way to boost our states economy and improve the quality of life for all is to create an environment that encourages business investment, job growth and innovation. Site Selection, a global business publication, verified 337 projects in Gov. Rick Snyder Michigan that met capital investment, job-creation or size standards as part of its annual Governors Cup ranking. Michigan finished behind first-place Texas, second-place Ohio and third-place Pennsylvania. Rounding out the top 10 were Illinois, Georgia, North Carolina, Tennessee, Virginia and Kentucky. Major new corporate projects for Michigan in 2012 included expansions by leading automotive suppliers MAHLE (Farmington Hills), Brose (New Boston, Auburn Hills and Warren), and Dart Containers headquarters expansion (Mason); General Motors new innovation center (Warren), Magna Sealing and Glass Systems (Holland Charter Township) and Hark Orchids new propagation facility (Kalamazoo), the companys first global expansion outside of Germany. This recognition sends a message around the world that Michigans highly competitive business climate and tremendous workforce capabilities make our state a top location for new corporate expansions, said Michigan Economic Development Corp. President and CEO Michael A. Finney. In the last two years, we have greatly improved Michigans business climate and infrastructure, making it easier for businesses to find new paths to prosperity, and our changes are paying off.
Editorial.......................................................................................................Page 4 Business & Wealth......................................................................................Page 17 Health.........................................................................................................Page 23 Praise Connections.....................................................................................Page 30
In This Issue
Page 4
March 16, 2013
Landmark 1965 Voting Rights Act in Danger

By Mike Thompson For The Michigan Banner In my childhood Saginaw school which was mostly segregated, back in the 1960s and early 1970s I and my white peers were taught we had a right to vote. But for blacks and Latinos, according to U.S Supreme Court Justice Antonin Scalia, apparently voting is not a right, but an entitlement granted by benevolent others who for now remain the majority. Scalia says he opposes the Voting Rights Act of 1965 because it represents perpetuation of racial entitlement. Even more cryptically, Scalia says any incumbent politician or challenger sharing this view would undoubtedly lose votes because ours has become such an entitlement society (shades of Mitt Romney). Therefore, says Scalia, the all-wise high court is obligated to wipe out minority voting rights/ entitlements in a ruling that will emerge later this spring, as all Supreme Court rulings traditionally are announced. The legal appeal comes from central Alabamas Shelby County, a distant Birmingham suburb created by post-civil rights movement white flight, where officials assert they no longer should be constitutionally bound by the Voting Rights Acts key Section 5. This provision requires localities with past histories of racist suppression to gain federal approval for changes, such as suddenly changing poll hours or locations or requiring unreasonable voter IDs, or by creating long lines at sites. Folks in Shelby County, who just so happen to have voted 78-21 percent for Romney over Barack Obama last fall, say they no longer discriminate. The scary thing is the recent Supreme Court arguments and questions indicate Scalia just might win as part of the usual 5-4 conservative majority. Justice Anthony Kennedy hinted that regulation of Southern voting rules might be the equivalent of regulating statues of Confederate war heroes. Chief Justice John Roberts asked whether defenders of the Voting Rights Act are implying that citizens of the South are more racist than citizens in the north. And we all know how Clarence Thomas and Sam Alito, Scalias best pals, are likely to vote. All this is on the horizon 150 years after the Emancipation Proclamation and 50 years after the murder of Medgar Evers, the Mississippi voting rights advocate. Georgia Congressman John Lewis, who suffered the infamous skull cracking in the March 1965 Selma voting rights march, insists the law (passed in large part because of his courage and pain) must remain in place. Voter suppression nowadays is more subtle and sophisticated than demanding literacy tests or counting beans in a jar, he notes, and open violence is mostly part of the past -- but discrimination still exists. It can be as simple and understaffing the polling places in minority areas, creating 6-hour waits in line. In fact, many progressives are arguing that the law should be expanded beyond the South, given the 2012 manipulations that were pursued in northern states such as Pennsylvania and Ohio. Even here in Michigan Tea Partiers in the Legislature are trying to discriminate against black voters by rigging how the Electoral College is counted. Scalia, meanwhile, remains not merely disagreeable but offensive. He smirks that people have stupidly and naively supported the Voting Rights Act because it has a wonderful name that sounds sweet and appealing. I wonder how the relatives and offspring of those who were killed and tortured, such as Evers, would feel about that. If there was ever cause to describe a supposed senior intellectual as childish, Scalia is the person. As one critic noted, in so many words, talk about entitlements. Tragically, under a flaw in our Constitution, Antonin Scalia is entitled to a lifetime seat on the Supreme Court. Then theres Edward Blum, the Shelby County advocate who sees no compunction against saying on television, The America that elected Barack Obama is not the America of our parents and grandparents. Thats right, Ed, except for on the Supreme Court. Provisions in the Voting Rights Act, if they survive the Supreme Courts potential overreach, are up for congressional renewal in 2031. Seems, given the state of todays race relations, we should wait until then and see if maybe by then we have come far enough, because sadly we certainly have not by now.
Editorial
Moolenaar Welcomes the Pastor Anderson to Michigan Capitol

Lansing - Sen. John Moolenaar, R-Midland, welcomes Pastor Dave Anderson (right) to the Michigan Capitol. Anderson is the senior pastor at Midland Nazarene Church in Midland and was invited by Moolenaar to give the invocation before Senate session. (L-R )Sen. John Moolenaar, R-Midland, welcomes Pastor Dave Anderson
Michigan Banner encourages letters from our readers. Expressed opinions must have the writers signature, address and phone number, and can be e-mailed to themichiganbanner@ gmail.com. Only the names will be published with the letters.
March 16, 2013
The Latino Banner Vamos Adelante
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T he Latino Banner
Legislation to Authorize American Latino Museum on National Mall Reintroduced
is time for our country to have a special place where the Hispanic culture and its people can be honored and recognized for being an integral part of our national identity. Senator Menendez and I have been working hard to make the Latino museum a reality, Reid said. For centuries, Americans of Hispanic descent have helped shape the history of Nevada and the country. Latinos have contributed to every facet of our lives and culture, they have spurred progress in our laboratories, playing fields, halls of justice, art, literature and the economy. Its time to build this museum. Senator Rubio said: Authorizing the use of federal land on the National Mall is an important step in laying the ground work to establish the American Latino Museum. This will be an enduring monument as much to the people who have found opportunity and refuge in America as it is a tribute to our exceptional country that has always welcomed people and helped them realize their dreams like no other place in human history. At a time when our nation faces major economic and fiscal challenges, I am pleased that this effort will not rely on taxpayer dollars and that this bill will encourage private fundraising efforts to make it a reality. Chairman of the House Democratic Caucus Xavier Becerra (D-CA) said: Since our founding, Americans of Latino descent have played an important role in our nations story in every chapter and at every turn. Yet their lives and diverse contributions to our nations enduring prosperity remain largely unseen and untold. The Friends of the American Latino Museum has announced the 2013 Campaign Design Contest! You dont need to be a professional artist to submit an entry, and all art forms will be accepted (from painting to graphic design). Creativity is key! All entries must be submitted electronically. The deadline for submission is Friday, March 29 at midnight PST. The finalists will be announced, and the public will then vote to determine the winner of the contest on Thursday, April 18. Washington - US Senator Robert Menendez (D-NJ), Majority Leader Reid (D-NV), US Senator Marco Rubio (R-FL), Chairman of the House Democratic Caucus Xavier Becerra (DCA) and US Representative Ileana Ros-Lehtinen (R-FL) reintroduced bipartisan legislation in the Senate and House of Representatives recently to authorize the Smithsonians Arts and Industries building on the National Mall as the designated location of the Smithsonian American Latino Museum. This authorization of the museum follows the recommendations of the May 2011 report by the bipartisan Commission to Study the Potential Creation of the National Museum of American Latino, a Commission that was established by law in 2008. Senator Menendez said: We are in a new era in which Latinos are a much greater part of our national discourse. Through the years, our numbers have grown as well as our significance to the story of America. A Museum of the American Latino would officially acknowledge our great history in the United States, and educate visitors about how the success of this country could not have been accomplished without the achievements of Hispanic Americans. For years, I have led the push to bring to this long overdue project to fruition. With the reintroduction of this legislation, I am hopeful that with the help of my colleagues in both chambers we can finally make a national museum that honors the countless political, cultural, and economic contributions of Americas Latino community a reality. Senate Majority Leader Reid said: It Today, with the reintroduction of this bipartisan legislation, I continue the decade-long work with my colleagues in the House and Senate to bring the American Latino Museum to the National Mall. Americas past is strongly rooted in the hope, sacrifice, and perseverance of Latinos, and its future will grow with new generations of American Latinos. Let us now move forward in honoring this history for all Americans to witness with pride. Congresswoman Ros-Lehtinen said: Hispanic-Americans have contributed immensely to the social, political, and cultural fabric of this great nation. From our communitys involvement in the armed forces, to the struggles of activists who fought for civil rights, and the accomplishments of leaders in the fields of sports, music, film, science and medicine, HispanicAmericans have profoundly shaped the history of the United States. Through the Latino belief that nothing is impossible, and anything can be accomplished, we are all compelled to remember that this country was built on the tenets of hard work, perseverance and dedication. For these reasons, I support the efforts to establish the National American Latino Museum as part of the Smithsonian family. As the worlds largest museum and research complex, the Smithsonian is a testament to the power of the human mind and spirit. By celebrating the past successes of the Latino community, this museum will empower the next generation of Hispanic-Americans to continue a legacy of excellence for generations to come. Winners Prize Package As was done in 2012, the winner of the 2013 Campaign Design contest will not only have his/her work serve as the center piece for all of the special events and communiqus this year, but they will receive the following prize package: The artist will be provided with transportation and hotel accommodations to attend the event in Washington, D.C. for a premier Cinco de Mayo cel SEE LB 2 The Friends of the American Latino Museum...
1400 W. Genesee Saginaw, Michigan (989) 753-3475 The Latino Banner thelatinobanner@gmail.com
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March 16, 2013
Starting a Business
The Michigan Small Business & Technology Development Center Great Lakes Bay Region is pleased to offer a Starting a Business seminar at the Hoyt Library at 505 Janes Avenue in Saginaw on April 18, 2013, from 6 to 9 p.m. This seminar, formerly titled Fundamentals of Starting a Business, is designed for individuals
who are considering self-employment and those who may be at the beginning stages of starting a business. Delivered in a workshop format, this introductory session helps aspiring entrepreneurs assess their abilities to lead and manage a company, as well as evaluate market and sales potential for their products/services. Start-up
costs, financing options, and business planning are introduced, along with other necessary steps to getting started. For more information about MI-SBTDC business education workshops and to register online, go to www.misbtdc.org/training or call 989.686.9597.
When I can no longer create anything, Ill be done for. Coco Chanel
FROM LB1 The Friends of the American Latino Museum ebration. This event will serve as the official unveiling to showcase the winning design. The winning artist will be part of a national media campaign to promote the museum initiative and the winning design. The artist will be profiled on the Friends of the American Latino Museum website and across the social media outlets. Most importantly, the artist will forever be credited with his or her design, a design that will contribute to a historic campaign to create the first national museum dedicated to honoring the contributions of American Latinos. Submission Rules Only one entry per person will be accepted. The applicant represents and warrants that the design submitted is his/her own creation and it does not include nor infringe any third party intellectual property rights. The winner maintains any and all present and future claims for moral rights in, and to, the design, and commits to providing the Friends of the American Latino Museum with an exclusive license in perpetuity for use of the design. The Friends of the American Latino Museum may, in collaboration with the winning artist, change, alter, amend, add to, delete from and otherwise modify the final design to best suit the use of the campaign. By taking part in this contest, the finalists authorize the Friends of the American Latino Museum to use their full name, design, and all other submitted information for the purposes of promoting this contest and campaign. Submission Instructions Visit - http://bit.ly/ZiLjom for additional information and to enter the contest. Source: http://americanlatinomuseum.org
Celebrating Women History Month
Ellen Ochoa was born in 1958 in Los Angeles, CA, but considers La Mesa, CA, to be her hometown. She is the first and only female Hispanic astronaut to fly in space. NASA selected Ochoa as an astronaut in 1990. She spent nearly 1,000 hours in space during four Shuttle missions: STS-56 in 1993, STS-66 in 1994, STS-96 in 1999, and STS-110 in 2002. She now serves as Deputy Director of NASAs Johnson Space Center. Ochoa is the recipient of numerous awards, including the Harvard Foundation Science Award, Women in Aerospaces Outstanding Achievement Award, and the Hispanic Heritage Leadership Award. She is a classical flutist and pilot, and she also enjoys volleyball and bicycling. Ochoa received a bachelors degree in physics from San Diego State University in 1980, followed by a masters degree and doctorate in electrical engineering from Stanford University in 1981 and 1985, respectively.
March 16, 2013
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Somos Hispanos
Hello! Im Cynthia Reyes, I am the host for Somos Hispanos. I have been working at Delta College for 22 years. I was born and raised in Saginaw. This is a wonderful opportunity which I am very excited about! I am dedicated to promoting and informing Michigan communities about the Hispanic culture and social events we celebrate and sharing valued familial histories of sacrifices & success. I invite you to join me as I began my new journey in engaging and entertaining you about the diverse realities of the fastest growing population in America: our Hispanic community. http://www3.delta.edu/broadcasting/somoshispanos/
LATINO NATION: Beyond the Numbers

Chicago - During the 2012 presidential election, Latinos helped to raise more than $32 million to help re-elect President Barack Obama. Now, as the immigration debate unfolds in Washington, PBS broadcaster Tavis Smiley, in partnership with The William C. Velasquez Institute, is gathering the nations top Latinos for a national conversation on the challenges and opportunities facing the 50-million-strong community. Under the theme LATINO NATION: Beyond the Numbers, this all-day symposium, modeled after Smileys signature State of the Black Union (SOBU) symposia, will include two 3-hour panel discussions from 8:30 a.m. 11:30 a.m. and from 1:30 p.m. 4:30 p.m., Saturday, April 6, 2013, at Chicago State University, 9501 South King Drive, Chicago, IL 60628. Doors open at 7:30 a.m. for this free and open to the public event, and advance registration is required online at http://www.thelatinonation.com . LATINO NATION: Beyond The Numbers will mark the first time that such a diverse and representative group of Latinos discusses its broad agenda on a national stage, said Antonio Gonzalez, president of The William C. Velasquez Institute (WCVI). Too often, our 50-million-strong community is viewed simply and narrowly by America LATINO NATION will reveal the depth and richness of our issues, thoughts and culture. The nationally televised symposium, sponsored in part by Nationwide, will discuss the inevitable and growing role of Latinos in all Margaret Moran, president of the League of United Latin American Citizens (LULAC); Antonio Gonzalez, president of The William C. Velasquez Institute (WCVI); Adriana Quintero, senior attorney and director, La Onda Verde de NRDC; Dr. Juan Andrade Jr., president of the United States Hispanic Leadership Institute; Luis Gutierrez, U.S. Representative (D-IL);Thomas A. Saenz, president and general counsel of MALDEF; Aracely Panameno, director of Latino Affairs at the Center for Responsible Lending (CRL); Oscar Chacon, executive director of the National Alliance of Latin American & Caribbean Communities (NALACC); Hector Barreto, chairman of the Latino Coalition and former administrator of the Small Business Administration; David Montejano, professor of Ethnic Studies at the University of California, Berkeley; Ileana Ros Lehtinen, U.S. Representative (R-FL); Eva Longoria, actress and activist; and others. The symposium will air three consecutive nights on Tavis Smiley on PBS beginning Wednesday, April 10 through Friday, April 12, 2013. Additionally, LATINO NATION can be heard on The Tavis Smiley Show distributed through Public Radio International (PRI) the weekend of April 12. If you are not in the Chicago area you can watch the LIVE online stream at http://www.USTREAM.com/latinonation and engage in the conversation by using the Twitter hashtag #LatinoNation. For additional information, visit http://www.thelatinonation. com .
Antonio Gonzalez , President William C. Velasquez Institute aspects of American society through thoughtful and concrete dialogue, while examining proven solutions for economic growth in this vital community. Featuring some of the nations most influential thinkers, entertainers, business and political leaders in the Latino community, panelists will discuss issues that matter most; such as health care, climate change, education, jobs and immigration. In the most multicultural, multiracial, multiethnic America ever, Im excited to return to Chicago once again to dialogue with the nations leading Latino influencers, said Smiley. The exponential growth of this community demands that we re-examine the assumptions we hold to create new ideas and possibilities for a better, more united tomorrow. Confirmed and invited panelists include: Antonio Villaraigosa, mayor of Los Angeles;
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March 16, 2013
Celebrity Chef Leticia Moreinos Schwartz Partners with Merck on Cuida tu Diabetes, Cuida tu Corazon
N.J. - Celebrity chef and cookbook author, Chef Leticia Moreinos Schwartz, is partnering with Merck on Cuida tu Diabetes, Cuida tu Corazon (Taking Diabetes to Heart) to educate Hispanics living with type 2 diabetes about including small, but important changes in their lifestyle. Chef Leticia will visit select cities to show the Hispanic community how to make traditional dishes healthy, without compromising taste, and help educate people with type 2 diabetes about how they can live a diabetes-friendly lifestyle. My grandfather died from complications from his type 2 diabetes so I know how important it is for people living with type 2 diabetes to manage their disease to help reduce their risk of serious complications, such as heart disease and stroke, said Chef Leticia. In the Hispanic community, we all take to heart our families, our food, our culture, and our community activities, and diabetes impacts all of these aspects of our lives. Im thrilled to be partnering with Merck on Cuida tu Diabetes, Cuida tu Corazon to provide Hispanics living with type 2 diabetes and their families and caregivers with culturally-relevant resources to help them learn how to live a healthier lifestyle. Type 2 diabetes affects the Hispanic community living in the United States more than other ethnic groups, and this community has a 66 percent higher risk of being diagnosed with diabetes than non-Hispanic white adults. Of the Hispanic adults living in the United States, nearly 12 percent are diagnosed with diabetes, which is among the highest prevalence of ethnic groups in the United States. If diagnosed with type 2 diabetes, it is important to work with your health care provider to develop a comprehensive diabetes-management plan that includes diet, exercise and, if appropriate, medication, and stick to that plan. There is no one-size-fits-all approach, so talk to your health care provider about developing an individualized treatment plan that is right for you. Visit CuidaTuDiabetesCuidaTuCorazon.com (http://cuidatudiabetescuidatucorazon.com) for more information about Chef Leticias story, Cuida tu Diabetes, Cuida tu Corazon, and bilingual resources for people with type 2 diabetes, including delicious, diabetes-friendly recipes that the whole family can enjoy, as well as tips for living a healthier lifestyle. Source: Merck
Social Security Goes Electronic

As of March 1, paper Social Security checks became a thing of the past, with all retirement and disability payments (with minor exceptions) slated for electronic distribution. Beneficiaries were given the opportunity to choose to receive their monthly payments by direct deposit to a bank or credit union account or to a Direct Express debit card. The Social Security Administration has been transitioning to electronic payments for some time, so most recipients are already enrolled. Find more information at the Treasurys website (www.godirect.org) or by calling (800) 333-1795.
Traumatic Brain Injuries Change Lives

Traumatic Brain Injury: Its not just an injury- its people. People whose lives have been changed forever by a blow to the head or a neurological event. There are many faces of brain injury - survivors, spouses, fathers, mothers, sisters, brothers, significant others, friends, neurologists, nurses, service coordinators, occupational therapists, legislators, advocates, brain injury association members, certified homecare aides and many others from a host of disciplines and backgrounds - a community of people working together for a common cause.
March 16, 2013
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DWayne Jenkins, Assistant Director Central Michigan University Multicultural Academic Student Services Central Michigan University 2013 Asian Pacific American Heritage Month Celebration Embracing and Celebrating Cultural Values Central Michigan University has planned numerous amounts of wonderful events and programs to honor Asian Pacific American Heritage Month that started March 15, and will conclude on April 15. The Office of Multicultural Academic Student Services (MASS) has collaborated with the Asian Cultural Organization to present this years annual celebration. This years theme is Embracing and Celebrating Cultural Values. On Friday March 15, we started the celebration at the Bovee University Center from 11 p.m. 1 am, where we had giveaways and flyers to start the month off the right way. On Tuesday March 19, we will have our fabulous Food Taster which will be held in our University Center Rotunda. Tickets are $3 for CMU students and $5 for general public. We have a wonderful variety of Asian Pacific food that you dont want to miss out! We have a special documentary screening on Monday March 25, at 6pm of Danny from North Korea which will be sponsored by the Liberty in North Korea. A major highlight for the month will be on Tuesday March 26. Our keynote speaker will be Hoan Do, a young and dynamic motivational speaker whos been recognized as Americas #1 College Success Coach. Hoan inspires students worldwide through speaking engagements, coaching programs and books. The Office of Diversity Education will sponsor a Soup and Substance discussion over lunch. The topic this month will be Languages and Racialized Identities of Asian American Students and will be held on Wednesday March 27, from 12-1pm in the Bovee University Center Rotunda. Later that day, the Asian Cultural Organization will sponsor the Silent Library, which is similar to the popular MTV show. The month of April will start with a guest lecture on Asian Americanism in the 21st Century, which will be by CMUs very own Professor of Political Science Dr. Won Paik. The fun continues on April 3, in Herrig Classroom with Extreme Cuisine. This event will be a dinner like none other. If you are daring and want to compete in eating the most bizarre foods, this is the event for you! A prize will be given to the winner who can master this food in the fastest time. More fun on April 4, as the Asian Cultural Organization presents: So You Think You Can Sing: Karaoke Night, which will be held in Woldt Hall at 7pm. Stop by the UC Rotunda on April 11, at 5 pm to see us as we wrap up Asian Pacific American Heritage Month with Asian cultural performance from CMU students and organizations and learn more about the Asian Pacific heritage and culture. We welcome you to participate in any or all of the events to help us celebrate Asian Pacific American Heritage Month. For more information about any of the events, please contact the CMU Office of Multicultural Academic Student Services at (989) 774-3945.
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Join us on Warriner Mall to get to know resources on campus! Registered Student Organizations, departments, offices and local businesses will all be there to share information and free giveaways.
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HISPANIC HERITAGE MONTH
Celebrate the contributions of Hispanic/Latinos in America. Come try delicious Latin cuisine or learn how to salsa dance. Make sure to check out the keynote speaker who will share a unique viewpoint on current events in the United States.
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OCTOBER
Coming Out Week is a time full of celebratory and educational events celebrating the coming out experience of LGBTQ individuals and allies.
COMING OUT WEEK
NATIVE AMERICAN HERITAGE MONTH

Native American Heritage Month offers organized cultural events for the CMU campus and surrounding community which include, speakers, panels, classroom presentations, workshops, and a food taster. November was nationally proclaimed Native American Heritage Month in 1992.
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What holidays do you celebrate? See some of the traditional holidays that CMU students celebrate through songs, dances, and other performances at this annual event.
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MARTIN LUTHER KING JR. DAY
Honor the legacy and work of Dr. Martin Luther King, Jr. at our annual peace brunch. Join us in the afternoon for our annual peace march through CMUs campus where we end in downtown Mount Pleasant for a candlelight vigil.
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African-Americans have contributed a lot to the foundation of our country. Hear about contemporary issues in the African-American community from our keynote speaker, or join us for a little soul food at our annual food taster.
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Many unique and wonderful things come from Asian culture. You could try out a new food or learn a new exercise like yoga or tai chi. Dont forget to see our keynote speaker who will share about current Asian-American issues.
MAR. 15 THRU APR. 15, 2013

PRIDE WEEK
8-12, 2013
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APRIL
Pride Week is a time for the students, faculty, and staff of CMU to celebrate the LGBTQ community and the diversity within. The week includes guest speakers, education, celebration, and the annual Drag Show.
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The Central Michigan Celebrating Life annual Pow wow is held in the spring of every year to celebrate the new beginning of life and to share Native American culture and traditions with the CMU campus and surrounding community through featured dancers, singers and craft vendors.
MAR. 23 THRU MAR. 24, 2013
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MONTHLY
A semi-monthly presentation series that provides members of the campus community and the greater Mt. Pleasant area an opportunity to hear a substantive presentation on a diversity-related topic over a free lunch of soup and bread.
SOUP & SUBSTANCE
Go to: www.cmich.edu/Institutional_diversity.htm to find out how you can help us in our efforts to create an environment of inclusiveness.
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March 16, 2013
March 16, 2013
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Education
Summer Art Camps at Marshall M. Fredericks Sculpture Museum

Courtesy of a grant from the Johnny Burke Childrens Foundation, art camps at the Marshall M. Fredericks Sculpture Museum this summer will be affordable for more youth. Up to ten full scholarships are available to students who demonstrate financial need. The Johnny Burke Childrens Foundations generous gift makes it possible for the Museum to offer ten full scholarships to youth in the Great Lakes Bay Region for the summer art camp program, said Marilyn Wheaton, Museum Director. This is the fifth year we have hosted the art camps and kids love it, she said. New this year, a session for 14 to 18 year olds has been added in June. Starting Monday, June 10 the Museum will host five art camps for children ages 8 to 18. The classes will be taught by SVSU art education majors, Tara Parker and Beth Hazen, and will focus on sculpting, drawing, and painting projects, while exploring different cultures and well known artists. Each class is limited to 12 children; there are both one- and two-week sessions. The registration fee is $163 per child per session. Registration and payment for each camp is due two weeks before the camp session begins. Refunds will not be made later than one week before the start of camp. The summer art camp sessions will take place at the Marshall M. Fredericks Sculpture Museum located in the Arbury Fine Arts Center on the campus of Saginaw Valley State University, 7400 Bay Rd., University Center, MI 48710. For more information about the art camps and scholarships, call 989-964-7096, email ondish@ svsu.edu or visit the website at http://marshallfredericks.org/learn.
Free College Financial Planning Seminar

Saginaw Medical Federal Credit Union is offering a free financial seminar to help families learn how to pay for college without the high price tag on Wednesday, March 20, 2013, from 6 8 p.m. at the Saginaw Country Club, located at 4465 Gratiot Avenue. Guest speaker will be national student lending expert Janet Barger. This College Planning seminar will give families the tools and information they need to reach college graduation with the least amount of debt possible. Janet is prepared to offer her perspective on legislation, industry changes in the student lending market as well as how students and families can prepare themselves for the higher cost of education by using their credit union. There will also be time for questions and answers. Refreshments will be served. To register, call (989) 791-7070 ext. 2502, or send an email with name, phone number and number attending to marketing@smfcu.com.
One Book, One Community

The Public Libraries of Saginaw has chosen Brian Willinghams Soul of a Black Cop as the 2013 One Book, One Community selection. Willingham is a Flint police officer who shares what it is like providing police services to an urban population in a city with a high crime rate. His stories are at once heartwarming and heartbreaking offering insight for all readers into a world we may not understand even though it is part of our community. Soul of a Black Cop will be discussed by the author on Saturday, April 20, at 2:00 p.m., at First Congregational Church, 403 S. Jefferson, in Saginaw. Copies are available for check out at all branches of the Public Libraries of Saginaw. If you would like to see an interview with Officer Willingham, visit http://www.saginawlibrary.org/your-library/library-newsletter-media/
Lego Club
Tuesday, March 19 @ 4:30 p.m. Claytor Library Club activities will take place the third Tuesday of each month during the school year. Children 7-12 are welcome to join the club. No registration needed, children can feel free to drop in and build with us! Saturday, March 23 @ 2 p.m. Butman-Fish Library Register for this event by calling 799-9160 after 9 a.m. Children must be 7-12 to register and adult participation is encouraged.
IS YOUR HOME COMPUTER IN A CENTRAL LOCATION?
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March 16, 2013
Nominations for Detroit Tigers Kids Opening Day Participants

The Detroit Tigers are giving young fans a chance to be a part of the excitement of Opening Day. The Tigers are now accepting nominations for children ages 5-14 who are interested in participating in the Detroit Tigers Kids Opening Day on Sunday, April 7. The Tigers will host the New York Yankees. On Opening Day, 21 win-
KIDZ SPORTS NEWS
ners will receive four complimentary tickets to the game in addition to having the opportunity to participate in several special events. In order to enter, a parent or legal guardian must submit a 250 word or fewer essay answering the question, How do you and your child pledge to live a healthy lifestyle this summer?
Kids are allowed to write the essays, but it must be submitted by a parent or legal guardian. For more information, including official entry rules, and to submit a nomination, visit tigers. com/kidsopeningday. The deadline for submissions is March 22 at 5 p.m.
Know How to Keep Your Teen from Using Shortcuts to Improve Athletic Performance
Carpools. Practices. Games. If youre the parent of a teen athlete, your life is probably as hectic as your childs. Its important, however, to make time to talk to your teen about the dangers of performance-enhancing drugs. By setting rules and consequences and explaining the possible health effects of drug use, you can help your teen steer clear of performance-enhancing drugs. What are the most common performance-enhancing drugs? For teens, the most common performance-enhancing drugs and supplements can include: Creatine. Creatine is a naturally occurring compound in the body thats also sold as an over-the-counter supplement. Its primarily used to enhance recovery after a workout and increase muscle mass and strength. Creatine can be popular with athletes who participate in football, gymnastics, hockey and wrestling. Side effects can include weight gain, nausea, muscle cramps and kidney damage. Anabolic steroids. Anabolic steroids are synthetic versions of the hormone testosterone, used to build muscle and increase strength. They may be popular with football players and weightlifters. Use of anabolic steroids can cause heart and liver damage, halt bone growth, and result in a permanently short stature. Steroid precursors. Steroid precursors, such as androstenedione (andro) and dehydroepiandrosterone (DHEA), are substances that the body converts into anabolic steroids. Theyre used to increase muscle mass. Most steroid precursors are illegal without a prescription. DHEA, however, is still available in over-the-counter preparations. Side effects of steroid precursors are similar to those for steroids. Why do teens take performance-enhancing drugs? Some teens experiment with performance-enhancing drugs as a way to cope with insecurities, the difficulties of fitting in with a group of peers or a desire for independence. Others may be influenced by societal pressure to win at all costs. Common risk factors for teen use of performance-enhancing drugs include: A desire to gain muscle mass or strength A negative body image or a tendency to compare ones appearance with others Pressure from parents or peers regarding weight or muscles Being male boys are more likely to use performance-enhancing drugs than are girls What can parents do to stop use of performance-enhancing drugs? You can take various steps to prevent your teen from using performance-enhancing drugs or supplements. For example: Discuss ethics and proper training. Remind your teen that using a performance-enhancing drug is similar to cheating and, more importantly, could lead to serious health problems. Explain that a healthy diet and rigorous training are the true keys to athletic performance. Be clear about your expectations. Tell your teen that you expect him or her to avoid performance-enhancing drugs. Set rules and explain the consequences of breaking them. For example, if your teen uses performance-enhancing drugs, he or she has to quit the team. Get involved. Attend games and practices. Encourage your teens coaches, school and sports organizations to discourage the use of performance-enhancing drugs. Reassure your teen of your love and support, regardless of his or her competitive performance. Monitor your teens purchases. Check the ingredients of any over-the-counter products your teen uses. Watch for performance-enhancing drug paraphernalia, such as vials, resealable plastic bags and hypodermic needles. What are the warning signs of performanceenhancing drug use? Possible red flags include: Behavioral, emotional or psychological changes particularly increased aggressiveness (roid rage) Changes in body build, including muscle growth, rapid weight gain and development of the upper body Increased acne and facial bloating Needle marks in the buttocks or thighs Enlarged breasts in boys or smaller breasts in girls What help is available for teens who take performance-enhancing drugs? If you suspect that your teen is using performance-enhancing drugs, talk to him or her. Encourage your teen to be honest with you. If your teen admits to using performance-enhancing drugs, encourage him or her to stop immediately and offer a reminder of the health risks. Make an appointment for your teen to see his or her doctor for a medical evaluation and counseling. Consider informing your teens coach, so he or she is aware of the problem. In addition, be sure to tell your teen that youre disappointed and enforce the consequences that youve established such as quitting the team. Most importantly, emphasize the healthy alternatives to achieving his or her goals. Dont put off talking with your teen about performance-enhancing drugs. Help your teen understand the risks, as well as healthier ways to support athletic performance and a good body image. Source: http://www.mayoclinic.com
March 16, 2013
The National Banner Positive Youth Empowerment Media
NB 1
Table of Contents
Spring 2013 Issue: The Positive Talk Our Mission & Objective Positive Reality DUI Faith Takes Hope Liquid Thoughts Togetherness in Color Revelation People My God Thoughts Canvas of a White Wall 6 Days and 6 Nights
LOOKING FOR SPRING Photo - MEDIA INTERN
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March 16, 2013
The National Banner Mission & Objectives

The National Banner is a vision and concept of youth and young adults having a voice in the community. The voice of the youth will be the voice of those who feel isolated and voiceless among their peers and others. By publishing the original writings, artwork, and creative media in the quarterly newspaper, and our other media outlets, the youth will develop skills, and connect with the communities and each other in a way that is hard to find elsewhere. Why the name The National Banner? Because the youth understand that what is happening in their world is happening across the nation and what they create will affect not only the ME but also the THEM the ALL OF US. The National Banner will collaborate with other organizations so the participants of the vision and employment opportunities will be strengthened in positive media. The newspaper is planned by the youth with support of trained adults, and will include training in a range of media skills, beginning with the newspaper, and blog that will impact their audience positively.
Positive Reality Faith Takes Hope D.U.I. Driving Under the Impression
By Yesenia Media Intern By Diamond Media Intern Are you taking control of your life, or are you just evaluating life while sitting in the passengers seat? Many teens go with the flow of the world while nonchalantly echoing the acronym Y.O.L.O., but if you only live once, wouldnt your main goal be to make a difference in the world? Wouldnt you want to have left a lasting impression of who you were, to have stood out as an individual, and maybe even have been a role model because this was your only chance to have lived? Many people are getting D.U.I.s (driving under the impression) and it is true that this is not the type you receive a ticket for while physically driving a car, but this type of D.U.I. can be equated just as dangerous as the on the road ticket because people are driving their life under the influence of music, their peers, and their environment. Driving under the influence and driving your life under the impression can impact and hurt others around you. This is why in both situations you have to be careful and aware of what you are putting into your system, because the outcomes may be something you may Regret.
When you want something to happen, you have got to believe in it. You have to be careful to not get discouraged if it doesnt happen right away and continue exercising your faith. Taking small steps towards your goal and believing everything will be made rightthats faith. When things go wrong or something tragic happens, you can either choose to give up and walk away, or keep the faith and determination in yourself. When something terrible happens, instead of thinking in the mindset of my life sucks, what do I have to live for, why not think in the positive, Ive got nothing to lose mindset and go out on a limb. Reach for your goals. We often like to sit back and throw ourselves a pity party. Why? Really, what is that going to do for you? Go out and make it happen. Try your best and rest. Keeping your faith has everything to do with your mindset. Your thoughts reflect your actions and your actions determine the person you are. Keep that positive mindset even when going through something rough. When having a bad day, always remember it is just thata bad daynot a bad life. Keep the faith, believe in yourself, trust that things will get better, and that you will be successful if you try.
Your life is what you make of it!
March 16, 2013
NB 3
Canvas of a White Wall 6 Days and 6 Nights

By Drew Through my eyes I see a white wall that I perceive wants to be inspired by an artists hand instead of remaining blank. This white wall longs for colorfor all it has known is a lack of color. This wall wants to feel the wet paint and the artists hand going to work with a tasty variety of colors on it. This white wall wants colors of sound that are and speak out to people instead of lacking in color and sound. This white wall wants diverse colors of black, white, yellow, and red, to come together as those who desire the togetherness of the races. All the colors of the world including the colors of the promises in Gods Rainboware what this wall wants By Marcques Wake up early every day for you only live once. Dont sleep the day away because you are feeling lifes harsh pain. Why spend His days making something imperfect. Why not try to change and become something worthy within his name? But on that 7th day God took a stand, and rested his mighty hand.
My God Thoughts
loud
God took 6 days and 6 Nights to make this land
So, wake up early every day to live for once in His mighty great land!
Togetherness in Color
Revelation People
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March 16, 2013
The National Banner

INVITESYOU to join the conversation.
log on to post positive art/media and interact with peers

thenationalbanner.wordpress.com
March 16, 2013
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Intersection of Business & Wealth

Detroit Entrepreneur Was First African American Female to Own McDonalds Restaurant
STANDARD LOAN GUIDELINES FOR ALL LOANS
ACCEPTABLE PROPERTY TYPES

Apartment (5-20 Units) Apartment (21+ Units) Auto Services Bed & Breakfast Campground / RV Park Carwash Church Condo Conversion Convenience Store with Gas Day Care Center Dry Cleaner Educational Center Equipment Financing Funeral Home Gas Station Golf Course Health Care / Assisted Living Hospital Hotel Condo Hotel / Motel Investment Condo Laundromat Light Industrial Mixed Use Mobile Home Park Multi Family (2-4 Units) Multi Family (5+ Units) Office Office Condo Parking Garage Restaurant Retail Rooming House Self Storage Single Family Residence Townhome / Residential Condo Warehouse
LOAN to VALUES:
65-75% LTV all Properties 80% LTV for Multi-Family Purchases in Tier I & Tier II areas Only
INTEREST RATES:
3.75 6% Interest Average 8.99 11% Bridge Loans/Hard Money
PREPAYMENT PENALTY:
5% Declining; 5% 1st yr., 4% 2nd yr., 3% 3rd yr., 2% 4th yr., 1% 5th yr.
TERMS:
5, 7 and 10 year Terms
AMORTIZATION:
25-30 years
Why not go out on the limb, isnt that where the fruit is? To some this may be just a quote but for McDonalds owner-operator Yvonne Knox, these words are the daily mantra that has fueled and inspired her remarkable business journey. These words speak to walking out on faith and taking risks to achieve ultimate success, something that has been second nature to Knox since the beginning of her entrepreneurial career, 31 years ago. Clerk, receptionist, teacher and assistant principal are job titles that Knox at one point in time held, but her passion to become an entrepreneur would lead her to what has been her longest and what she considers her most fulfilling career. I was the first African American woman in Michigan to own a McDonalds restaurant, a feat that certainly didnt come without adversity and obstacles. But not one to give in to challenges, Knox remained steadfast and motivated to change the perceptions of women business owners that existed at that time. My biggest challenge as a woman owner certainly was networking but as more women began to become operators, we were able to work together to create our own networks and opportunities. With those obstacles and roadblocks behind her, Knox now strives every day to leave a positive mark in the lives of her crew and employees, as well as the customers and community that she serves. My goal each day is to create an environment and experience that is enjoyed by my customers and employees, she says. Knox prides herself in having an open door policy with her staff and creating opportunities of engagement and fellowship between SEE P 18, Detroit Entrepreneuer
ASSET BASED:
No Personal Guarantee Must close in LLC. Non-Credit Score Driven
E AC H L O AN M U S T Q U AL I F Y O N I T S OWN MERIT Thomas A. Baker Sr. Vice President 248-289-3020 tbaker@seniorcommercialcapital.com
Account Executive
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March 16, 2013
Bouncing Back From Fear of Failure in Your Business

By Leslie Cunningham It was near the end of my radio interview with John Yokoyama, owner of world famous Pike Place Fish Market, when he made what we call in the coaching and consulting world, a throw away comment. It was just an off-handed comment spoken quite casually, but it was rich with insight. John had been sharing about the process he and his staff went through to uncover their vision of being world famous. Then he took a breath, paused a few minutes and continued, I have to make a choice and commitment every day, and sometimes moment by moment to show up in a way thats going to make a world famous difference. One of my regular limiting internal conversations is, I dont want to. I dont want to live my vision of creating a world famous difference or world peace. Or, I dont want to solve this employee argument right now. In the early days when I was working more at the market, I would often think to myself, I dont want to get up and go to work. He continued, Ive realized what weve tapped into is the same thing that great leaders of the world like Gandhi or Martin Luther King have done naturally. We must choose to live our commitment and vision each and every moment, even when we dont feel like it and even in the moments when we doubt our vision could ever become a reality. I was struck by his comment even dumbfounded. Here was someone SEE P 19, Bouncing Back
Terry Reed
Sales Professional Used Cars
(L-R) Customer Theresa Marshall, with Sales Professional, Terry Reed
Phone (989) 667-2000 Ext 341 Direct (989) 460-0341 Fax (989) 667-0103 E-Mail terry.reed@labadieauto.com Website www.labadieauto.com Labadie Buick Cadillac GMC 711 S. Euclid Ave. Bay City, MI 48706
Women actually do quite well on Wall Street because so much of this business is intuitive. Elizabeth MacKay Business Entrepreneur
FROM P 17, Detroit Entreprenuer crew members. My managers and I recently started a reading club with the local library, among other programs that work to bring the crew as well as the community together after work hours. Not to be overshadowed by her presence within her restaurant, Knox is just as involved with her surrounding community. Im on the Board of Directors for the YWCA and Detroit Community Initiative as well as involved with the NAACP and March of Dimes. Its evident that Knox is no stranger to community outreach and she says the same goes for every local McDonalds owner-operator. Myself and the other Detroit owner-operators are all about supporting the community, because the community consistently supports us, she says. Some of their community initiatives include partnering with local shelters to feed the homeless, donating food and coffee for events like Mack and Third Live and helping students in the Detroit Public Schools. Why McDonalds? This is a question that Knox is familiar with but throughout the years her answer remains the same. I chose McDonalds because of the positive impact it has and continues to have on the community. Since being a part of this organization, Ive had the ability to provide so many jobs and opportunities and make a difference in the lives of so many people. And I cant express how much that means to me. When shes not running her business and managing her crew of 72, Knox says she loves to travel, read and spend time with her family. And though, she doesnt plan on leaving the business anytime soon, Knox says that when she does one day retire from the Golden Arches, she hopes to leave behind the legacy of striving for perfection. I want African American girls who strive to become entrepreneurs to always follow their dreams and their heart and to embrace both the good and bad and most importantly find a mentor that can help them along the way. Knox has had the pleasure of witnessing the evolution of McDonalds throughout the years and is even more excited to see the companys future growth. Though McDonalds continues to change and evolve, one thing remains constant and thats the commitment to great service, great food and being deeply rooted in our great community, she said. Source: The Michigan Chronicle
March 16, 2013
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VISIT US AT http://themichiganbanner.wordpress.com/ TO FIND OUT HOW WE ARE PARTNERING WITH THE GREAT LAKES BAY REGION AND BEYOND!
THE MICHIGAN BANNER IS CELEBRATING OUR 1O YEAR ANNIVERSARY!
Saginaw County Chamber of Commerce Welcomes New Members

Popeyes Louisiana Kitchen 3359 East Holland Rd. Saginaw, MI 48601 Earl Pegues 989.401-7400 989.401.7402
1000 businesses strong: Are YOU a member? Contact Susan@ saginawchamber.org or 989 757-2112 for more information.
Underground Railroad 5647 State Street, Suite A Saginaw, MI 48603 Valerie Hoffman 989.399.0007 989.399.0010 www.undergroundrailroadinc.org
MARCH IS WOMEN NATIONAL CELEBRATION MONTH

FROM P 18, Bouncing Back who had succeeded in making a world famous difference with his business, and yet 23 years later in a radio interview, John openly shared that every day he had to be aware of his limiting internal conversations. Every day he had to choose conversations that were in alignment with his commitment to make a world famous difference. Although we may choose an extraordinary vision to be in our business, there is the possibility every day of not being connected to your inspiration or higher vision. I remember many years ago when I first started my business, my internal default conversation was, I dont know how. When I first got my coaching certification my conversation was, I dont know how to do this. How can I possibly be successful if I dont know how to be a coach? And I remember when I began hosting my radio show my internal conversation was, I dont know how to be a talk show radio host. When I became a regular columnist for a magazine, my conversation was, I dont know how to be a columnist who the heck do I think Im fooling anyway?! Just like John Yokoyama, I was being called to live my vision which was to show up for my clients, business, friends and the world in an openhearted way with the intention to create a rich experience for others that made a vastly huge difference for them. I had to choose the conversation of my higher vision, to run a successful business and to empower thousands of entrepreneurs to create financial security and freedom in their businesses so they could live and love richly in their businesses AND lives over my limiting I dont know how to conversation. When we make a commitment to a higher vision and purpose in our businesses we are called to let go of our old limiting internal conversations and commit instead to being our vision every month, week, day, hour and quite literally every minute. This is what leads us forward into uncharted territory while staying the course and keeping our internal compass on true north. Be gentle and give yourself a break and realize that even great leaders in the world do not do things perfectly and experience fear and doubt at times as they move towards their extraordinary visions and yet many succeed in seeing their vision come to fruition. You dont have to do things perfectly to succeed either. What successful leaders have in common is their willingness to commit and then recommit to living their vision each and every moment, IN SPITE of their fears, self-doubts and resistance. It is human nature to doubt yourself, to lack faith in your abilities and to fear failure down to such depths at times that you wake up in a cold sweat in the middle of the night. Most entrepreneurs stop here. To become extraordinary, one of the most essential steps you must take is to simply be willing to commit to living your vision each and every moment The next time you experience any sort of fear, doubt, resistance or stuck-ness remember that its a perfect opportunity to reconnect with your vision and allow it to literally breathe life into your spirit and soul. To do this simply ask yourself, How would someone who had the vision to _______________ handle this situation right now? And then take action from that space.
Leslie Cunningham is a certified money coach, certified marketing & business coach, who specialize in working with women entrepreneurs. Visit http:// www.FinancialDating.com for additional information.
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March 16, 2013
believe. do.
At AT&T we believe in communities. Thats why we do what we do. Like striving to connect people with good jobs, donating our time and talent, supporting the underserved, and promoting innovative educational programs. Because we believe the power of you creates limitless possibilities for us all.
Thats why we proudly support the Michigan Banner.
2011 AT&T Intellectual Property. All rights reserved.
March 16, 2013
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Authors W. James Richardson 1356 Woodside Street Saginaw, MI 988-753-0233 www.wjamesrichardson.com Auto 2 Fresh Detail Kenny Jackson 300 N. Niagara Street Saginaw, MI 48602 989-239-7012 Labadie Olds 711 S. Euclid Bay City, MI 48706 Terry Reed Sales Professional 989-667-2000 Ext. 341 Direct 989-460-0341 Fax 989-667-0103 E-mail terry.reed@labadieauto.com Website www.labadieauto.com McDonald Pontiac-GMC, Inc. 5155 State Street Saginaw, MI 48603 Leon V. Washington Sales & Leasing Professional 989-790-5155 Leonwa1@yahoo.com Saginaw Valley Ford Lincoln Gil Johnson, President 4201 Bay Road Saginaw, MI 48603 989.792.1700 1.800.479.8651 Bakeries Lighthouse Bakery 285 S. Outer Drive Saginaw, MI 989-754-7088 Fax 989-754-7099 Banquet Facilities Rowan - West Facility 1400 W. Genesee Saginaw, Michigan 989-753-3475 Beauty Illusions Beauty Salon Valerie King Owner/Operator 1400 W. Genesee Street Saginaw, Michigan 989-755-2666/989-755-3883 LocAccents Tonita Lawson Sisterlocks Consultant 6327 Laurentian Ct. Flint, MI 48532 810-240-9665 www.Sisterlocks.com Reflection of U Too 2103 Sheridan Ave. Saginaw, Michigan 989-753-4600 Sports Barbershop 1400 W. Genesee Saginaw, Michigan 989-992-2600
Business Directory
Unique Cuts & Massage 1502 Court Street Saginaw, MI 48602 989-327-2338 Unique Cuts II 3125 E. Holland Saginaw, MI 48601 989-327-2338 Business Solutions The Growth Coach Cal Talley, Owner 293 Provincial Ct. #78 989-401-6229 C.Talley@The GrowthCoach.com www.The GrowthCoach.com Carrollton Public Schools Craig C. Douglas Superintendent P.O. Box 517 Carrollton, MI 48724 (989) 754-1475 Fax (989) 754-1470 Direct Dial (989) 399-8860 cdouglas@carrollton.k12.mi.us Cleaning Services Extreme Carpet & Upholstery William & Denise Murphy - Owners Commercial & Residential Janitorial Services 989-753-3335 Best Choice Floor Maintenance & Carpet Cleaning 989-316-8327 bestchoicefmandcc@hotmail.com Community Centers and Services First Ward Community Services 1410 N. 12th Street Saginaw, Michigan 989-753-0411 Construction Kingdom Builders Jim Shafley, President 2210 Annesley Street Saginaw, MI 48601 989. 948.8094 www.kingdombuildersmi.org Consultants EnviCare Consulting, Inc. Billy J. Strawter, Sr., President 2809 Blairmont Drive Midland, MI 48622 989.839.9177 www.envicareinc.com Dentists Jack W. Nash, DDS Cosmetic and Restorative Dentistry 1320 S. Washington Ave. Saginaw, Michigan 48601 989-752-1200 Fashion Where Did U Get That Hat? Specialize in Custom Designs Sundays Best Yvonne Ellison/Milliner Phone 989-529-4193 E-mail: yeellison@aol.com Financial City of Saginaw Block Grant & Rehab Program 1315 S. Washington Avenue, Room Saginaw, MI 48601 989-759-1530 Saginaw Economic Development Corporation Shontaye Bibbs 1315 S. Washington Avenue, Room 207 Saginaw, MI 48601 989-759-1395 sbibbs@saginaw-mi.com Florists Erikas Flowers 214 Federal Ave. Saginaw, MI 48607 989-755-9330 www.erikasflowerssaginaw.com Food & Dining Spencers Route 46 Spence Dambro Proprietor 5530 Gratiot 989-793-3400 Saginaw, MI 48638 www.spencersfinefood.com Funeral Homes Deisler Funeral Home 2233 Hemmeter Rd. Saginaw, MI 48603 989.799.1151 Graphics/Digital TBF Graphics Digital 803 S. Washington Ave. Saginaw, Michigan 989-752-5540 TBFGRAPHICS.COM TBFDIGITAL.COM Heating and Cooling HORIZON Azola Williams 989-755-8650 Business 989-233-3295 Cell Photography E.B. Studio 212 Washington Ave. Saginaw, MI 48607 989-397-4144 Quality Photo 124 N. Michigan Saginaw, MI 48602 989-790-8130
Publications David Hall Crimiel Publications LLC POB 20061 Saginaw, Michigan 48602 Realtors Keller Williams Gregg Matekel 4177 Fashion Square Blvd. Suite 3 Saginaw, MI 48603 989-792-8200 x188 Office 989-529-3244 Cell Fax: 989-401-5172 Restaurants Brother Arthurs Fish & More 2522 E. Genesee Saginaw, MI 989-752-0200 Rite Spot 1205 Lapeer Saginaw, MI 48601 989-754-6001 Savoy Bar & Grill 127 S. Franklin Street Saginaw, MI 48607 989.754.9660 Retailers GREEKS R US 2203 E. Genesee Saginaw, MI 48601 989-755-4925 riggins52@charter.net Shoe Repair Morgans Shoe Repair 308 Federal Ave. Saginaw, MI 48607 989-754-6155 Tailors Executive Tailoring Christopher E. Eddington Master Tailor 418 Court Street Saginaw, MI 48602 989-791-0037 chrissgnw@aol.com 24 hour service Tax Services Robert McDuffy Tax & Accounting Service/ERO e-file 2127 Ledyard Saginaw, MI 48601 Business - 989-443-0115 Fax 989-752-1467 rmcduffy@aol.com Transportation McFadden Charter Service, LLC Howard McFadden 1200 E. Moore Rd. Saginaw, Michigan 989-777-7038 / 989-751-1461 Howard bigmac@charter.net
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March 16, 2013
SAGINAW INCREDIBLE YEARS

We began our third Incredible Years class series in October 2012. On the first day of classes we do We believe this paperwork and story shows just introductions. how vital the During the first Incredible Years class, my co-group leader and Project and I began Launch are to introductions by our community. saying what our jobs are and what our background is. Then it was the parents turns to share. This group went way above and beyond the typical name and brief background (number of children, gender and ages) that most parents give when they first meet each other. These parents voluntarily opened up and shared difficulties they were having with each child including the troubles and barriers their families were facing. Several of the parents cried when they shared. Each parent spent a good ten minutes or more telling their story and what had led them to be in the class. They chose not to hold back! We believe this story shows just how vital the Project Launch-funded Incredible Years is to the community. The parents in our current session had these feelings and concerns bottled up just waiting for someone to listen to them. Just waiting for someone who had support to offer them. When adults who have never met are willing to open up to strengthen their families, you know the services being provided are exactly what they were hoping for! ~ Danelle Elliott Incredible Years Group Leader CAN Council Great Lakes Bay
Are you or someone you know having child behavior problems?
Incredible Years
The CAN Council, through Project LAUNCH funding, offers FREE parenting classes. The program is called Incredible Years and is an evidence based curricula targeting parents with 3 to 6 year old children. The parent training program is designed to work jointly to promote emotional and social competence and to prevent, reduce, and treat behavioral and emotional problems in young children. There have been 40 parents and caregivers who participated in 3 series of 20 sessions each. Is IY helpful? National studies have shown promising results: Increased positive and nurturing parenting Decreased harsh coercive negative parenting Reduction in childrens home and school behavior problems Increased positive behaviors at home and school Increased parent-child bonding
For more information about Incredible Years, please contact Vera, CAN Council Great Lakes Bay Region CAPE Director and Incredible Years Group Leader, at vharrison@cancouncil.org or 989-752-7226.
Project LAUNCH stands for Linking Actions for Unmet Needs for Childrens Health. The Michigan Department of Community Health was awarded a grant from the federal government and they chose Saginaw as the area to provide services. If you want to learn more about Project LAUNCH contact Pamela at (989) 202-1485 extension 102 or pamela@urbanregenerationllc.com.
March 16, 2013
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Health
A Closer Look at Multiple Sclerosis

Multiple sclerosis (MS) is a disease of the central nervous system (CNS). The CNS consists of the brain, optic nerves and spinal cord. With MS, areas of the CNS become inflamed, damaging the protective covering (known as myelin) that surrounds and insulates the nerves (known as axons). In addition to the myelin, over time, the axons and nerve cells (neurons) within the CNS may also become damaged. The damage to the protective covering and also to the nerves disrupts the smooth flow of nerve impulses. As a result, messages from the brain and spinal cord going to other parts of the body may be delayed and have trouble reaching their destination - causing the symptoms of MS. Multiple sclerosis (MS) is an unpredictable disorder that can cause a variety of symptoms, which for many, can flare-up and then subside over the course of days, months, or even years. While MS is not contagious, its causes are not yet fully understood and researchers continue to search for answers. While the symptoms vary greatly - from visual changes to numbness, and from bladder issues to fatigue or depression - many individuals may feel relieved to know that early in the disease course, these symptoms are often temporary for the majority of patients. When experiencing one or more of these symptoms, an individual should consult his or her physician. For additional information call the Multiple Sclerosis Association of America at 1-800-532-7667, Ext. 154. Source: www. http://mymsaa.org
Free Blood Pressure Screening

In celebration of National Heart Awareness Month, St. Marys of Michigan has partnered with the YMCA to offer a free monthly blood pressure screenings offered at the Saginaw YMCA, 1915 Fordney in Saginaw, from noon to 1 p.m. on Mondays, March 18, April 22 and May 20.
Our Mission Is To Provide Our Communities With Unrivaled Access to Medical Care
American Heart Association (AHA) CPR instruction is available for businesses and the general public as well as all healthcare providers. This four hour course provides the basic knowledge of rescue breathing, providing help for choking victims and CPR. The course consists of lecture and hands on practice. Call the MMR front desk to register for any of the classes at 800.232.5216.
March 30 is National Doctors' Day

National Doctors Day recognizes physicians, their work, and their contributions to society and the community.
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March 16, 2013
Do I Really Have to Get a Crown Now?

Dr. Jack Nash has been practicing dentistry for over 35 years. He is a graduate of the University of Michigan Dental School. To ask Dr. Nash dental questions write to him at: Dr. Jack W. Nash, POB 1442, Saginaw, MI 48607, or email him at Drjacknash@aol.com. All opinions discussed in these articles are those of Dr. Nash; treatment options should be discussed with an individuals personal dentist. Dear Dr. Nash: I recently went to my dentist for a routine checkup and I was informed that I have some small cracks (called crazes) in my teeth. Until now I thought that teeth are hard as rocks, and cant crack from everyday wear and tear. The dentist suggested that a few of my teeth with deeper cracks will need a couple of crowns. My funds are a little tight right now so I want to know do you think I should get the crowns right away or can I wait? Tyrone Dear Tyrone: First, I want to commend you for going to the dentist on a routine basis. Many people will wait until they have serious problems before they get on the phone to call the dentist, and at that point we are often left with very few options for them. I am a firm subscriber to an old saying, An ounce of prevention is worth a pound of cure. You are ahead of the game if your dentist can identify the small cracks in your teeth before they become bigger problems. In some cases, the cracks may be small enough that nothing will have to be done to the teeth, but some cracked teeth of a more serious degree will need immediate attention. If a crack is small it may be appropriate to have it watched by your dentist and his/her team over time for any signs of deterioration or changes, or if it is larger a bonded restoration (a crown) can be placed by your dentist over the tooth to support and repair the crack. If not cared for, a crack can deepen, eventually exposing the tooths center, and cause the tooth to become infected or die. There is a good chance this kind of crack could start to cause tooth sensitivity or may even cause tooth loss. People often ask me why their teeth crack and I tell them it is often just a matter of natural wear and tear. A tooth that is stressed and eventually cracks is just a natural chain of events over the lifetime of a tooth. Whether repairs are necessary depends on where the cracks are located, and/or how severe the cracks may be. Your dentist may be able to show you the crack with a photograph or by using a plain mouth mirror. However, a great amount of damage to teeth such as this can be prevented. In some cases, cracking is associated with eating very hard candy, large old fillings, cavities that are left untreated, constant and aggressive gum chewing, chewing ice or even gnawing on hard objects like pencils or bones, or even using teeth as tools! All of these things can cause teeth to crack. Should you get a crown now or can you wait? I believe that question should be discussed directly with your dental team to make the best decision for your teeth and for your current situation. Give your dentist a call and discuss if you have to have the crown done now, or if you can safely wait for a while. A new crown over the cracked tooth may just help you keep those choppers looking and working well for the rest of your life. Without the needed care, it is likely to cause you both pain and greater expense later on. Until next time my friend, May the Floss be with you. -- Dr. Nash Dr. Jack W. Nash, DDS FAGD, 1320 S. Washington Ave., Saginaw, Michigan 486012591 - Office - 989.752.1200 Fax- 989.752.2481
Honoring the Red Cross in the Month of March

I request that during that month (March) our people rededicate themselves to the splendid aims and activities of the Red Cross. I summon the men, women, and young people of our country, in every city and town and village, in every county and state throughout the land, to enlist in the army of mercy mobilized under the banner of the Red Cross and to contribute generously to the Red Cross War Fund. President Franklin D. Roosevelt, first Presidential Proclamation, 1943 March is Red Cross Month, a time to remind everyone of the work of the American Red Cross in communities across the country and around the globe and how we depend on public support to help people in need. The Red Cross was created in 1881 by Clara Barton and officially chartered by Congress in 1900 to provide national and international relief during disasters, and to give relief to the military and serve as a means of communication between members of the Armed Forces and their families. Today, the American Red Cross responds to nearly 70,000 disasters a year, providing shelter, food, emotional support and other necessities to those affected. Through a worldwide network, the American Red Cross provides 24-hour support to members of the military, veterans and their families in war zones, military hospitals and on military installations around the world. Red Cross Blood Services collects and distributes more than 40 percent of this countrys blood supply. And, more than 9 million people across the United States receive American Red Cross training in first aid, water safety and other skills every year.
March 16, 2013
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Maximize
The story of a child with Severe Emotional Disturbance is too often one of tragedy. With the right help and the right team, it can be one of triumph. We maximize results to give more family stories a happy ending.
Results
Contact Wardene Talley
989-754-2288
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March 16, 2013
Goodwill Industries Partners with Food Bank

There has NEVER been a better time to donate to the Food Bank of Eastern Michigan and now you can do it while making donations to Goodwill. Goodwill Industries and the Food Bank of Eastern Michigan are partnering to better serve our community. Clean out your closets and your pantry. All Goodwill of MidMichigan locations are now drop-off sites for both organizations. When you donate to the Food Bank of Eastern Michigan you are supporting their mission to Change the face of hunger. When you support Goodwill by donating, you help people in Mid-Michigan. Revenue generated from the sale of donated goods helps Goodwill assist individuals with barriers to employment in making the transition to independence and self-sufficiency. Goodwill stores/donation centers are open Monday Saturday 9:00 8:00 and Sunday 11:00 5:00. For a complete listing of locations www.goodwillmidmichigan.org For additional information about the Food Bank visit http://www.fbem.org/
We are building LIFETIME ADVOCATES to inspire change and end VIOLENCE AGAINST WOMEN. Come experience how you can help make that change in Saginaw. Underground RailroadAdvocates for Change Thursday, May 9, 2013 11:451:15 doors open at 11:15 Horizons Conference Center
After you hear our story, you will see how your $100 donation ensures someone is available to answer the most important call.
Reservations required. Reserve your seat today. Call Lisa Hall, Underground Railroad, 989-399-0007 ext. 100
NON PROFIT DIRECTORY

A.Philip Randolph Institute POB 1107 Saginaw, MI 48606 American Red Cross 1232 N. Michigan Saginaw, MI 48602 989-754-8181 Antique Toy & Firehouse Museum 3456 Patterson Rd. Bay City, MI 48706 1-888-888-1270 Boys & Girls Club of Bay County 300 Lafayette Ave. Bay City, MI 48706 989-892-6723 CAN Council Saginaw County 1311 N. Michigan Avenue Saginaw, MI 48602 (989) 752-7226 / fax (989) 752-2777 www.cancouncil.org Castle Museum of Saginaw County History 500 Federal Ave. Saginaw, MI 48607 Circle of Love 1809 Durand Ave. Saginaw, MI 48602 989-754-2377 Emmaus House of Saginaw 733 S. 15th Street Saginaw, MI 48601 989-755-7538 THE EZEKIEL PROJECT ezekielprojectnow@yahoo.com P.O. Box 3470 Saginaw, MI. 48605-3470 Phone: 989.755.1620 Fax: 989.755.4038 First Ward Community Center 1410 N. 12th Street Saginaw, MI 48601 989-753-0411 Girl Scouts Heart of Michigan 5470 Davis Rd. Saginaw, MI 48604 989-799-9565 Good Neighbors Mission 1318 Cherry Street Saginaw, MI 48601 989-399-9918 Health Delivery, Inc. 501 Lapeer Ave. Saginaw, MI 48607 989.759.6400 Houghton-Jones Task Force 1708 Johnson Street Saginaw, MI 989-752-1660 Michigan Banner Outreach 1400 W. Genesee Saginaw, MI 48602 989-714-2240 Nathan Weidner Childrens Advocacy Ctr. 715 N. Euclid Bay City, MI 989-671-1345 Operation Reach 119 S. Jefferson Avenue Saginaw, MI 989-754-4444 Public Libraries of Saginaw Butman-Fish, Claytor, Hoyt, Wickes & Zauel Libraries 505 Janes Avenue Saginaw, MI 48607 989-755-0904 www.saginawlibrary.org Restoration Community Outreach 1205 Norman Saginaw, MI 48601 (989) 753-1886 / fax (989) 753-2880 Email: rcosag@yahoo.com Saginaw County Community Action Agency, Inc. (CAC) 2824 Perkins Street Saginaw, MI 48601 989.753.7741 The Salvation Army 2030 N. Carolina Saginaw, MI 48602 989-793-8371 The Saginaw Community Foundation 1 Tuscola, Suite 100 Saginaw, MI 48607 989-755-0545 Women of Colors POB 5525 Saginaw, MI 48603 989-399-9275 or 989-737-9286
March 16, 2013
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The Doctor Is In! at the 9th Annual Saginaw County Medical Society Health Fair
Once again in 2013, the Saginaw County Medical Society will hold the countys largest FREE Health Fair. This years Health Fair will be from 9 a.m. to 1 p.m. on Saturday, March 23, at Horizons Conference Center, 6200 State Street in Saginaw. We will have more than 80 medically related booths (local hospitals, physician practices, assisted living, rehabilitation, eye care, pharmacies, etc.) at the Health Fair, and a number of area physicians in attendance to speak with guests. Information will be available on assisted living, bariatric surgery, cancer prevention, diabetes and diabetic shoes, dioxin clean-up, eye care issues, heart health, home health and hospice, mammography, mental health and substance abuse, nursing homes, physical therapy, plastic surgery, womens health and more. The Community Prescription Support Program (CRxSP) will provide information on how patients may be able to get access to prescription medications they cannot afford. Guests can also try the distracted driving simulators and receive information on Gift of Life-Michigan. Also available are free health screenings which include: Balance, blood pressure, body mass index, bone density, cholesterol, glucose, hearing, lung function, memory, postural/back, varicose vein, vision and much more. Raffles for gifts donated by participating vendors will be held during the fair and prizes will be given away all day!
Independence. Dignity. Quality of Life.
COMFORCARE HOME CARE

A Dedicated Non-Medical Home Care Agency
The ComForcare Mission To improve the quality of life and level of independence for every client and family receiving our services. We focus on four initiatives that are critical to the well-being of seniors: Fall Prevention Medication Adherence Chronic Disease Management Transition of Care
Wilbert J. Smith and Alois B. Smith Owner/Operators
Contact us today to learn more about our Quality Care Guarantee! 320 S. Washington Avenue Suite 202 Saginaw, MI 48607 989-752-5501 989-752-5503 FAX Email: mbsmichigan@comforcare.com Website: www.mbsmichigan.comforcare.com
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March 16, 2013
March 16, 2013
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Enjoying Life While Gaining Greater Freedom & Fortune

By Cal Talley President/CEO The Growth Coach Great Lakes Bay Region After interacting with business owners over the years, we have learned with absolute clarity that your goal as a business owner should be to design a company that is distinct from you and quite candidly, works in your absence. You should create a separate cash flow entity, not merely a job for yourself. It should pay you a healthy salary plus a return on your investment of money, time and effort. You should build equity! You should build wealth! Bottom line, your role should be to shape, manage and grow this independent and enduring asset your business. Your enterprise should function without you, not because of you. I know this sounds bizarre, but hear me out. While you can be the brains behind the enterprise, you should not be like Hercules trying to hold up the entire weight of the company! You will be crushed! Your business should work harder so you dont have to. You should be able to make money every day without having to work every day. You should invest more brain equity and leadership equity and much less sweat equity into your company. Your business should be a product of your brain, not your brawn. You should strive to build a business that does not enslave you and does not rely on your being present every minute of every day doing all the thinking, deciding, worrying, and working. You must adopt a new way of thinking and acting. You must become a strategic business owner. Specifically, you must learn to adopt a CEO mindset; systematize and document your business; lead more and work less; create a simple business plan; utilize the leverage of marketing; effectively manage your greatest asset, your people; and learn to let go. In short, you must transform the way you see yourself and your business. As a strategic business owner, your primary
Innovation distinguishes between a leader and a follower Steve Jobs
aim should be to develop a self-managing and systems-oriented business that still runs consistently, predictably, smoothly, and profitably while you are not there. You should shape and own the business system (again, an integrated web of processes) and employ competent and caring employees to operate the system. You should document the work of your business so that you can effectively train others to execute the work. You must make yourself replaceable in the technical trenches of your business. To repeat, define and document the specific work to be done and then train and delegate. This is how you begin successfully to beat the blues, escape death by details, and gain greater freedom. With a documented operating system, your employees should be able to carry on the work of the business while you focus on big picture priorities or God forbid, decide to take a break. You should be able to escape the daily drudgery. In fact, your company should run on autopilot status even while youre on an extended, workfree, guilt-free vacation. If it does, you will have designed and built a business that truly works and is worth a fortune. More importantly, in the process, you will have gained back a personal life that is fulfilling. To maintain freedom, independence and fulfillment, as your business grows, so must your leadership effectiveness and operating systems. You must stop micromanaging and start leading (macro managing). You must become more purposeful and proactive. Specifically, we take business owners and managers on a lifechanging process: Step one: Learn to work on yourself by transitioning to a new way of thinking and behaving. Re-program yourself and your habits. Stop acting like an employee and start thinking like a CEO. Learn to work on your business, not in your business. Adopt the theory
of optimization. Be strategic, not tactical; work less, lead more! Step two: Systematize your company by creating, documenting and continually improving all your key processes, procedures and policies. Trust the business system and personnel you put in place and remove yourself from the companys daily details. Be more hands-off and more brains-on. Replace yourself with other people. Define and document the work to be done. Train others and delegate the work. This operating system is your foundation for freedom. Step three: Increase your leadership capabilities. Excel at leadership, not doer-ship. Your business needs a clear vision and strong leader to hold others accountable, not another employee doing technical work. Help build and direct your team. Step four: Develop clarity of direction for your business and employees by creating a simple business plan and an effective implementation process. Step five: Learn to effectively manage your people, your greatest asset. Step six: instead of incremental growth, engage the leverage of marketing to achieve substantial, profitable growth. Step seven: Learn to let go, delegate, and truly enjoy business ownership, your relationships, and your life. By working less in your business, you gain more time to work on your business and make those essential changes necessary to optimize your company and your life. You may well be skeptical. Thats normal. However, let me ask you Are your current paths and strategies working? If so, you wouldnt be searching for answers here. If not, I invite you to acknowledge the problems in your business, take responsibility for them, and dare to try new approaches. Cal Talley can be contacted at 989.401.6229, cell 989.714.7950, or visit www.TheGrowthCoach.com
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March 16, 2013
Praise Connections and Life

Good Friday Drama THE END
This Time youll Be Glad you Saw It Coming
Saginaw Valley Community Church
A family is at the brink of despair after an unforeseen tragedy threatens to tear their close bonds apart. In a heartfelt moment of surrender a distraught father utters a desperate plea to a God he is not sure hears him. All he can hear are the despondent words of his wife ringing in his ears, Where was God when we really needed Him? Join Faith Harvest Church, located at 1734 N. Mason, in Saginaw, at the corner of N. Mason and Congress, as they present the Good Friday Drama The End on Friday, March 29, at 3:30 p.m. and 7 p.m. Tickets are free and may be obtained on-line at faithharvestministry.org or by calling the church office at (989) 799-4200 Written and directed by Pastor Phyllis Chipp, the drama stars Robert Austin, Greg Baugh, Kia Champion, Keyonie Champion, Ophelia Packard and Ronald Stanley. Supporting cast includes Desmond Baugh, Dylan Lewis, Abram Prince and Detric Smith. Says Pastor Chipp, I think we have all faced situations and circumstances where we have asked, Where is God? This drama will help us see that not only is He with us but He has often shown us the end from the beginning. Our faith will be stirred and our questions answered as we see our lives from Gods view point. God knows the end from the beginning and this time well be glad we saw it coming!
3660 Hermansau Dr. Saginaw, MI 48603 989-753-4769 Sunday 10 a.m. ~ Morning Worship 6 p.m. ~ Celebrate Recovery 6:30 p. m. ~ Young Adults Life Group Bible Study/ Worship Monday 7 p. m ~ Womens Life Group Wednesday Tuesday 6:30 p.m ~ Equipping Classes, all ages (2nd & 4th) 10 a.m. 3 p.m. ~ Thursday Heavens Manna Food Distribution 1 p. m & 6:30 p .m ~ Healing Rooms 7 a.m. ~ Mens Life Group Saturday 6:30 p.m ~ Prayer Night 6 p.m. ~ Youth Worship 10 a.m. & 7 p.m ~ Healing Rooms
175 Years of Service

Celebrate the 175th Anniversary of the First Presbyterian Church. Discover artifacts and photographs that tell the story of this pioneering congregation.
Tuesday through Saturday 10 a.m. - 4:30 p.m. Sunday 1 p.m. - 4:30 p.m.
CASTLE MUSEUM
SAGINAW COUNTY HISTORY
500 Federal Avenue | 989.752.2861 | castlemuseum.org
of
Saturday, March 23, 2013

TrueVine Baptist Church 2930 Janes St., Saginaw, MI Conference Time: 8 a.m. 1 p.m. Women in Concert: 6 p.m. 8 p.m. Paul E. Broaddus, Pastor
Womens Conference
March 16, 2013
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New Beginning Christian Church
New Birth Missionary Baptist Church

1418 S. Warren Avenue Saginaw, MI 48601 989-755-6604
1016 Sherman Road Saginaw, MI 48604 989-754-2963
Sunday 10 a.m. - Sunday School 11 a.m. - Morning Worship 1st Sunday Morning Worship Communion Wednesday Reverend Dr. Willie F. Casey Noon and 6 p.m. Prayer and Bible Study and 1st Lady Ida M. Casey
Sunday
9:30 a.m. Sunday School 11:00 Worship Service
Pastor Larry D. Camel and 1st Lady Shirley Camel
Christ Disciple Baptist Church

Christian Education 9:30 a.m. Sunday Morning Worship 11:30 a.m. Wednesday Bible Study 6 p.m. Mens Meeting held every second Saturday of the month
3317 Lapeer Street, Saginaw, Michigan 989-754-2444
Jacobs Ladder Ministries

1926 Fairfield Street Saginaw, MI 48602 989.799.6601 www.jacobsladdersaginaw.org Sunday Morning Worship - 11:15 a.m.
Pastor Dempsey Allen
Mt. Olive Institutional Missionary Baptist Church

1114 N. 6th Saginaw, MI 48601 (989)-752-8064
Sunday 8:30 a.m. Early Morning Worship 8:00 a.m. Radio Ministry - 98.9 FM 9:30 a.m. Sunday School, Enrichment 10:30 a.m. Morning Worship www.mtoimbc.org
Dr. Marvin T. and Omie Smith
Bethel A. M. E. Church
535 Cathay Street Saginaw, MI (989) 755-7011 ext. 221
Pastor P. David Saunders
Happy Birthday Morris Valley II Love Dad, Mom & Sis
Happy 5th Birthday Djimon Deanthony Tatum

May God bless you We love you soooo...much! Nanna Pat and Poppy Duane Fairris
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March 16, 2013
Mr. Counterculture . . .
By Corey Pritchett
What is the Church (Body of Christ, Ecclesia?)

Greetings beloved, I would like to draw your attention to a vital part of community, the Church. There are so many misconceptions of the Body of Christ and its responsibilities to our community and throughout this country. So, now, what is the Church? The Greek term, , which is transliterated as ecclesia, generally meant an assembly, but in most English translations of the New Testament it is usually translated as church. In the New Testament, the term, (church or assembly) is used for local communities as well as in a universal sense to mean all believers. A CHURCH IS AN ASSEMBLY OF PROFESSING BELIEVERS The first criterion for a New Testament church is an assembly of those who have their faith in Jesus Christ (Rom. 10:9). There will be some in the church who are not saved, as was the case in beginning New Testament times (Acts 8:13-23). THE UNIQUE PRESENCE OF JESUS CHRIST DWELLS IN A CHURCH Christ is the light of the world (John 8:12), and the primary purpose of the church is to hold up the light in a dark world (Phil. 2:15-16). The church does more than possess a light; it is a light, expressly a corporate group of lights; ye are lights (Phil. 2:15). But Christ does more than indwell a church; He is the church. It is His body and He is its life. A CHURCH IS UNDER THE DISCIPLINE OF THE WORD OF GOD One of the first exercises of the New Testament church after the day of Pentecost was that they continued steadfastly in the apostles doctrine (Acts 2:42). Doctrinal purity (sound doctrine) is essential for a New Testament church. There is a unique union between Christ and the Bible, for both are the Word of God. A local church must place itself under the authority of God by placing itself under the discipline of the Word of God. A CHURCH IS ORGANIZED TO CARRY OUT THE GREAT COMMISSION In the early church they ceased not to teach and preach Jesus Christ (Acts 5:42). Since everyone is lost, the church believed that everyone must be presented with the gospel. There are five communications of the great commission that I will discuss at a later date. A CHURCH REFLECTS THE SPIRITUAL GIFTS If indeed there is a New Testament church, spiritual gifts will emerge. This process begins when God rises up leadership to bring the church into existence. These leaders minister through their spiritual gifts (1 Cor. 12; Rom. 12; Eph. 4). God hath set some in the church, first apostles, secondarily prophets, thirdly teachers (1 Cor. 12:28). And he gave some apostles, and some prophets, and some evangelists, and some pastors and teachers (Eph. 4:11), which is known to some as the fivefold ministry. This is a foundation for the portion of the Mr. Counterculture column concerning the Church. Stay tuned beloved and grace and peace to you all in the name of the Lord Jesus. Source: THEO 104-Liberty University
I will rejoice in You and be in high spirits; I will sing praise to Your name, O Most High! Psalm 9:2
Business
Wedding
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402 N. Michigan, Saginaw, MI 48602
Tel: (989) 752-5169 Come see Sal for more Deals and Discounts.
Suits, Shirt, Tie Starting at: $149
March 16, 2013
Page 33
Bay City
Second Baptist Church Pastor Seth Doyle 1770 W. Youngs Ditch Rd. Bay City, MI (989) 893-3937
Saginaw
Bethel AME Church Pastor P. David Saunders 535 Cathay St. Saginaw, MI 48601 (989) 755-7011 Bethlehem Baptist Church Pastor Ernest W. Bothuel 3309 Bundy Street Saginaw, MI 48601 989-752-5866 Bread of Life Harvest Center Senior Pastor Rodney J. McTaggart 3726 Fortune Blvd. Saginaw, MI 48603 (989) 790-7933 Christ Disciples Baptist Pastor Eddie Benson 3317 Lapeer Street Saginaw, MI 48601 (989) 754-2444 Christ Fellowship MBC Pastor Robert Davis 818 N. Washington Ave. Saginaw, MI 48601 (989) 754-4435 World Outreach Campus of Greater Coleman Temple Ministries Supt. H.J. Coleman Jr. 2405 Bay Rd. Saginaw, MI 48602 (989) 752-7957 Corinthian Baptist Church Pastor Roy L. Manning 104 S. 10th St. Saginaw, MI 48601 (989) 754-1820
Faith Harvest Church Bishop Ronald E. Chipp Faith Harvest Church 1734 N. Mason Saginaw, MI 48602 (989) 799-4200 Website: www.faithharvestministry.org E-mail: office@faithharvestministry.org Greater Freewill Missionary Baptist Church Pastor James E. Speed 615 Irving Park Ave. Saginaw, Michigan 48601 (989) 753-1713 (989) 755-3133 Email: greaterfreewill@att.net Greater Williams Temple Bishop H.J. Williams 608 Remington Saginaw, MI 48601 (989) 755-5291 Jacobs Ladder Pastor Dempsey Allen 1926 Fairfield Street Saginaw, MI 48602 989-799-6601 Life In Christ Ministries Pastor Dennis Cotton, Sr. 2915 S. Washington Ave. Saginaw, MI 48601 989-752-2837 LifeInChristMinistries07@gmail.com Messiah Missionary Baptist Church 2615 Williamson Road Saginaw, MI 48601 Pastor Otis Washington Phone: 989-777-2636 Fax: 989-777-2640 Email: Messiahmbc@att.net Website: www.Messiahsag.org Mt. Olive Baptist Church Pastor Marvin T. Smith 1114 N. 6th Street Saginaw, MI 48601 (989) 752-8064 New Beginning Christian Church Reverend Dr. Willie F. Casey 1016 Sherman Road Saginaw, MI 48604 989-754-2963
New Beginnings Life Changing Ministries Pastor Otis Dickens 2312 S. Washington Ave. Saginaw, MI 48601 (989) 755-3650 New Birth Missionary Baptist Pastor Larry D. Camel 1418 S. Warren Saginaw, MI 48601 (989) 755-6604 New Covenant Christian Center Pastor Ron Frierson 523 Hayden Saginaw, MI 752-8485 New Faith Temple COGIC Elder Charles H. Coleman 2118 Burt Street Saginaw, MI 48601 (989) 752-3880 New Hope Missionary Baptist Church Pastor Floyd A. Logan 1721 Tuscola Street Saginaw, MI 48601 (989) 753-7600 Email: NewHope1721@yahoo.com New Life Baptist Church Pastor Rufus Bradley 1401 Janes St. Saginaw, MI 48601 (989) 753-1151 New Mt. Calvary Baptist Pastor Robert Donald 3610 Russell Street Saginaw, MI 48601 (989) 754-0801 Ninth Street Community Church Pastor William L. Scott, Jr. Assistant Pastor Rex Jones 1118 N. 9th Street Saginaw, MI 48601 989-752-7366 Prince of Peace Baptist Church 825 North 24th Street Saginaw, MI 48601 989.754.2841 Pastor Robert B. Corley, Jr. Resurrection Life Ministries Church Pastor Carolyn L. Wilkins 2320 Sheridan Avenue Saginaw, MI 48601 989.754.9466
St. Paul Baptist Pastor Vincent D. McMillon 120 N. 15th St. Saginaw, MI 48601 (989) 752-5023 Saginaw Valley Community Pastor Richard Sayad 3660 Hermansau Saginaw, MI 48603 (989) 752-4769 St. John Missionary Baptist Church Pastor James E. Hodge 1309 North 6th Street Saginaw, MI 48601 (989) 753-2188 (989)714-7678 St. Lukes CME Pastor Charles Braddock 1121 Tuscola Saginaw, MI 48607 (989) 755-0351 Transforming Life Ministries Pastor William Brown 3024 South Washington Avenue Saginaw, MI 48601-4353 (989) 754-9573 Truevine Baptist Church Pastor Paul E. Broaddus 2930 Janes Street Saginaw, MI 48601 989-752-0751 Victorious Believers Ministries Church Rev. Christopher V. Pryor 624 S. Outer Dr. Saginaw, MI (989) 755-7692 Wolverine Baptist State Convention 615 S. Jefferson Ave. Saginaw, MI 48607 Zion Missionary Baptist Church Pastor Rodrick Smith 721 Johnson Saginaw, MI 48607 (989) 754-9621
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March 16, 2013
March 24, 2013 - Palm Sunday March 28, 2013 - Maundy (Holy) Thursday March 29, 2013 - Good Friday March 31, 2013 - Easter Sunday
Alleluia! He is Risen!
it happened on the first day of the week the guards stood by so that no one would seek to steal the body of the Savior King make an outrageous claim that they had seen Him come to life as He had said He would and spread deception that would not be good but none could stop what God had foreordained what happened next the guards could not explain for the earth did quake and an angel by the cave rolled back the stone that covered up the grave the angel shone with a brightness all aglow the guards in fear were deadened in their woe and then it happened . . . just as He had said Jesus the Savior rose up from the dead ~JD Collier
LIGHTHOUSE BAKERY & DELI

285 S. Outer Drive Tel: 754-7088 Fax: 754-7099
Be good to yourself
We bake from scratch!
Hungry?
Donuts Cookies Cakes Pies
Stop in today and try one of our homemade specialties
March 16, 2013
Page 35
Great Recruiting Commissions

Home and Catalog Shows are available
Traci Lynn Fashion Jewelry Patricia Tatum-Fairris Independent Consultant #7551 T: (989) 482-3857 E: PFairris@charter.net www.tracilynnjewelry.net/pfairris
Page 36
March 16, 2013
i am
a runner and go-getter

For Lauren Little, its all about making connections. The rhetoric and professional writing major spends her summers volunteering and works during the school year giving tours as a Club Red ambassador and an Orientation Leader. A students mom came up to me years after she took a campus tour, and she wanted to say hi, Lauren said. Thats the kind of connection I want to make. Lauren hopes to go on to pursue a masters degree in Chicago and eventually to run her own public relations firm. Waking every day at 5:30 a.m., Lauren organizes her life around running, but ask her, and shell tell you that learning is the top priority. Education is my all, and SVSU is truly home for me; it makes it that much easier for me to love what I do every day. I simply love everything it has to offer the campus life and all the opportunities for growth.
Prospective or transfer students can check out SVSU by taking a campus tour and meeting with an admissions representative. Call (989) 964-4200 or email admissions@svsu.edu.
Visit us online at svsu.edu

The Michigan Banner March 16, 2013 Edition

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The Michigan Banner March 16, 2013 Edition

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Volume 10 Number 6

The Michigan Banner First Great Lakes Bay Regional Newspaper

March 16, 2013

Empowering Communities and Changing Lives

Providing Unrivaled Access to Medical Care

WHAT CAN I BE! - Page 2

THE FIRST AND ONLY... Page LB 2

POSITIVE REALITY Page NB 1

CELEBRATING WITH THE COMMUNITY - Page 19

The Michigan Banner First Great Lakes Bay Regional Newspaper

March 16, 2013

1400 W. Genesee Saginaw, Michigan (989) 753-3475 www.themichiganbanner.com

March 16, 2013

The Michigan Banner First Great Lakes Bay Regional Newspaper