Custom Edits

The following section gives the detailed description of the reject codes received from the Loan Origination Center. Questions pertaining to reject codes that you have received should be directed to the LOC at 1-800-848-0978.

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Loan Origination Reject Codes
These codes will appear in field 5 in the DISF00OP/DIPF00OP file. Note: All questions regarding the definition of the reject codes or LOC edits should be directed to the Loan Origination Center at 1-800-848-0978.
Code Error Message 01 02 03 04 05 06 07 08 09 10 11 12 Invalid School Code. Borrower's address is incomplete. Invalid Borrower Birth Date. Invalid Borrower Default on Education Loans Code. Invalid Borrower's Citizenship Code. Must Provide Borrower First or Last Name. Edit Description School code type not equal "E" or "G", or school code not numeric. Borrower's zip code blank or city blank or state blank or invalid. Borrower's birth date zero, blank, or invalid format. Borrower’s age may not be < 12 or > 100. Code indicates Borrower's default is not “N” or “Z” (default override code). Borrower's citizenship is not “1” for U.S. or “2” for alien, eligible non-citizen. Borrower's first and last name blank.

Must Provide Borrower's Alien Registration Borrower's citizenship is “2”, eligible non-citizen Number. and Alien registration number is 0 or blank. Anticipated Disbursement Date Prior to the Loan Period Start Date (-10 Days). Anticipated Disbursement Date after the Loan Period End Date (+90 Days). Minimum of Two Disbursements is Required. Anticipated Disbursement Date is Blank. Total Amount Disbursed must Be Less Than or Equal The Loan Amount Approved. Disbursement Dates Are Not in Order. Not in use. Invalid Loan year. This Loan ID Is Already On File (Duplicate). This Borrower Has The Same Social Security Number As Another DLSS Borrower. Anticipated disbursement date more than 10 days before the loan period start date. Anticipated Disbursement date more than 90 days after the loan period end date. School not experimental site and anticipated disbursement date 1 or 2 equal zero or blank. Anticipated disbursement date zero or blank and loan gross amount not equal zero. Anticipated gross total disbursement > approved loan limit. Anticipated disbursement date < previous disbursement date. Not in use. Invalid loan Year. Loan ID must be unique. Same Social Security Number cannot belong to another borrower.

13 14 15 16 17

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Code Error Message 18 19 Loan Fee Amount Does Not Reflect The Current Loan Fee Percentage. Not in use. Change rejects only. This Field Cannot be Modified. Change Rejects Only. Invalid State Code. Not in use. Not in use. Change rejects only. Invalid Field Number. Not in use; change rejects only. Not in use; change rejects only. Must Provide Loan Period Start And End Dates. Loan Amount Approved Exceeds the Annual Maximum Limits for this borrower at your school for equal or overlapping academic years. Review the borrower’s academic years, dependency status, grade level, loan approved amount, and if applicable, the additional unsubsidized eligibility for a dependent student and/or HEAL. Edit Description Calculated loan fee amount not equal anticipated disbursement fee. Not in use. Change rejects only.Non-modifiable Field. Non-blank state code is not a valid code. Not in use. Not in use. Change rejects only.Invalid field number. Not in use; change rejects only. Not in use; change rejects only. Either start or end date equal zero or blank, or loan period start date occurs before date allowed for the loan year. Approved loan amount greater than maximum annual loan amount: Dependent Student 1st Year (Grade level 01 or 02) Sub Max=2,625 Sub and Unsub Max= 2,625 2nd Year (Grade level 03) Sub Max=3,500 Sub and Unsub Max= 3,500 3rd Year, 4th Year or 5th year eligible undergraduate (Grade level 04, 05, or 06) Sub Max=5,500 Sub and Unsub Max= 5,500 Dependent Student Eligible for Additional Unsubsidized Amount 1st Year (Grade level 01 or 02) Sub Max=2,625 Sub and Unsub Max= 6,625 2nd Year (Grade level 03) Sub Max=3,500 Sub and Unsub Max= 7,500 3rd Year, 4th Year or 5th year eligible undergraduate (Grade level 04, 05, or 06) Sub Max=5,500 Sub and Unsub Max= 10,500

20 21 22 23 24 25

26

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Loan Origination Reject Codes, continued
Code Error Message 26, cont. Loan Amount Approved Exceeds the Annual Maximum Limits for this borrower at your school for equal or overlapping academic years. Review the borrower’s academic years, dependency status, grade level, loan approved amount, and if applicable, the additional unsubsidized eligibility for a dependent student and/or HEAL. — continued Edit Description Independent Student 1st Year (Grade level 01 or 02) Sub Max=2,625 Unsub and Sub Max= 6,625 2nd Year (Grade level 03) Sub Max=3,500 Unsub and Sub Max= 7,500 3rd Year, 4th Year or 5th year eligible undergraduate (Grade level 04, 05, or 06) Undergrad Sub Max=5,500 Unsub and Sub Max= 10,500 Graduate/professional and beyond (Grade level 07) Sub Max=8,500 Sub and Unsub Max= 18,500 Former HEAL Loan Limits Dependent 4th Year or 5th year eligible undergraduate (Grade level 05, or 06) Undergrad Sub Max=5,500 Unsub and Sub Max= 22,167 Independent & Dependent Student Eligible for Additional Unsubsidized Amount 4th Year or 5th year eligible undergraduate (Grade level 05, or 06) Undergrad Sub Max= 5,500 Unsub and Sub Max= 27,167 Graduate/professional and beyond (Grade level 07) Sub Max=8,500 Sub and Unsub Max=45,167 27 28 29 30 31 32 Anticipated Net Amount Is Not Equal To Gross Amount Minus Loan Fee. Invalid Loan Type. Must Provide Borrower/Student Social Security Number. Loan Period Is Invalid. Loan Period Start Date Is Greater Than The Loan Period End Date. Not in use.Invalid Borrower Signed Date. Anticipated disbursement net amount not equal to gross — loan fee. Loan sequence number less than 0 or greater than 999 or loan type not equal to "S" or "U" or "P.” Social Security Number blank or not numeric, or SSN < 001010001. Loan Period may not be greater than 12 months. Loan Period End Date is prior to Loan Period Start Date. Not in use.Date invalid format.

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Loan Origination Reject Codes, continued
Code Error Message 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 55 56 Loan Amount Must Be Positive. Invalid Promissory Note Print Indicator. Anticipated Completion Date Must Be After Loan Period Start Date. Borrower And Student Social Security Number Cannot Be The same. Invalid Student Birth Date. Invalid Student Citizenship Code. Invalid Student Default On Education Loans Code. Must Provide Either Student's First Or Last Name. Must Provide Student's Alien Registration Number. Not in use. Not in use. Not in use. Not in use; change rejects only. The Borrower's Middle Initial Must Be A Space Or Alphabetic. The Student's Middle Initial Must Be A Space Or Alphabetic. The Phone Number Must Be Numeric or blank. Not in use. Not in use; change rejects only. Not in use; change rejects only. Invalid Date Format. Not in use. Anticipated Gross Amount Disbursed Should Not Be Blank. Zip Code Must Be Numeric. Borrower's State Code Should Not Be Blank. Edit Description Loan amount less than or equal 0. Pnote indicator not "O", "F", "R", "S", or "Z". Completion date earlier than loan start date. Student's and borrower's Social Security Numbers are the same (PLUS only). Student's date of birth equal zero, blank, or invalid format. Student’s age may be < 12 or > 100. Student not citizen of U.S. nor eligible alien. Code indicates student default and not default override code. Both first and last names blank. Eligible non-citizen but alien registration number zero or blank. Not in use. Not in use. Not in use. Not in use; change rejects only. Borrower's middle initial not blank or alphabetic. Student's Middle initial not blank or alphabetic. Must be numeric or blank. Not in use. Not in use; change rejects only. Not in use; change rejects only. Date format invalid, must be CCYYMMDD. Not in use. Anticipated disbursement date not blank or zero but gross anticipated disbursement amount zero. Zip code not numeric. Zip code non-blank and state code blank.

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Loan Origination Reject Codes, continued
Code Error Message 57 58 Edit Description

Borrower's Zip Code Should Not Be Blank. Borrower's state non-blank and not “CN”, “MX”, or “FC”. State Code In Borrower's Driver License Is Indicates driver's license but invalid state. Invalid. (not used for Year 3, 4, and 5, and 6). Numeric Field Contains Non-numeric Characters. Invalid dependency status. Borrower's local address incomplete. Borrower's local zip code must be numeric. Borrower's local State code should not be blank. Borrower's local zip code should not be blank. Invalid Borrower's local state code. Not in use.Invalid borrower's permanent
address change date.

59 60 61 62 63 64 65 66 67 68 69 70 71 72

Field contains non-numeric data. Loan dependency status not equal "I" or "D” . Blank is invalid. Failure to have any one or all of address, city, and state of borrower information. Borrower's local zip code is non-blank andor not numeric. Zip code not blank. State is non-blank and is not “CN”, “MX”, or “FC”, and zip code is blank. Not valid local state code. Not in use.Not a valid date. Not in use; change rejects only. Not in use; change rejects only. Not in use; change rejects only. Sequence number less than zero or greater than 99 or not numeric. Not in use. Anticipated gross disbursements are blank or zero, or total anticipated gross disbursements is less than zero. Calculated percentage of all disbursement percentages less than 100 percent. Not in use; change rejects only. LOC researching issue. Loan origination date invalid, not CCYYMMDD. Completion Date earlier than Loan Period End Date. Grade level not equal to 01 through 07.

Not in use; change rejects only. Not in use; change rejects only. Not in use; change rejects only. Invalid Promissory note print sequence number. Not in use. Total anticipated Gross disbursements Must be greater than zero. Disbursement Percentages should sum to 100%. Not in use; change rejects only. Acknowledged but not applied. Invalid loan origination date. Anticipated Completion Date cannot be before Loan Period End Date. Must provide a valid Student's College Grade Level.

73 74 75 76 77 78

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Code Error Message 79 Minimum of two Disbursement Percentages Required, if not an Experimental School. Not in use. Different Year Record(s) Included in Batch Message Class Received. Loan Amount Approved is Less than the Sum of the Actual Disbursements. Edit Description Required percentage value (s) missing.

80 81 82 83 84 85 86

Not in use. Date of record reflects different year then the batch message class indicates. Actual disbursements sum is more than the loan amount approved.

Borrower and Student cannot be the same Borrower and Student date of birth cannot be the person — PLUS only. same. Endorser and Student cannot be the same Endorser and Student date of birth and social person — PLUS only. security numbers cannot be the same. Invalid Anticipated Completion Date. Invalid Academic Year Start and End Dates. Must be a valid date; cannot be blank or all zeroes. Must be a valid date; cannot be all zeroes. Academic year end date not greater than academic year start date, or academic year cannot be greater than 12 months. Additional Unsubsidized Eligibility code is not equal to “Y” or blank. OR Student’s grade level is not eligible for an additional unsubsidized amount up to the HEAL amount. Additional Unsubsidized Eligibility code must be for student grade levels 05, 06, or 07.

87

Invalid Additional Unsubsidized Eligibility up to HEAL Amount.

88

Invalid Additional Unsubsidized Eligibility for Dependent Student.

Additional Unsubsidized Eligibility code not equal to “Y” or blank, OR An independent student is not eligible for an additional unsubsidized amount for a dependent student. Additional Unsubsidized Eligibility code must be for a dependent undergraduate student loan.

89

Loan Approved Amount exceeds the accepted promissory note amount at the LOC.

Loan Approved Amount cannot exceed the accepted promissory note amount at the LOC. Decrease the Loan Approved Amount or if appropriate, submit a subsequent promissory note to the LOC.

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Loan Origination Reject Codes, continued
Code Error Message 90 91 92 Not in use; change rejects only. Not in use; change rejects only. Loan Period Start and End Dates exceed the borrower’s academic year dates. Not in use; change rejects only. Edit Description Not in use; change rejects only. Not in use; change rejects only. Loan period start and end dates must be within the borrower’s academic year and cannot exceed the academic year. Not in use; change rejects only.

93

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Loan Origination Change Reject Codes
These codes will appear in fields marked error 01–10 in message class DIOC99OP. Note: All questions regarding the definition of the reject codes or LOC edits should be directed to the Loan Origination Center at 1-800-848-0978.
Code Error Message 01 02 03 04 05 06 07 08 09 10 11 12 Invalid School Code. Borrower's address is incomplete. Invalid Borrower's Birth Date. Invalid Borrower Default on Education Loans Code. Invalid Borrower's Citizenship Code. Edit Description School code type not equal "E" or "G", or school code not numeric. Borrower's zip code blank or city blank or state blank or invalid. Borrower's birth date zero, blank, or invalid format. Borrower’s age may be < 12 or > 100. Code indicates Borrower's default and is not default override code. Borrower's not U.S. citizen and not eligible noncitizen.

Must Provide Borrower First or Last Name. Borrower's first and last name blank. Must Provide Borrower's Alien Registration Borrower's eligible non-citizen and Alien Number. registration number is 0 or blank. Anticipated Disbursement Date Prior to the Anticipated disbursement date more than 10 days Loan Period Start Date (-10 Days). before the loan period start date. Anticipated Disbursement Date After the Loan Period End Date (+90 Days). Minimum of Two Disbursements is Required. Anticipated Disbursement Date is Blank. Total Amount Disbursed must Be Less Than or Equal The Loan Amount Approved. Disbursement Dates Are Not in Order. Not in use. Invalid Loan year. Loan ID not unique. Duplicate on file. Anticipated disbursement date more than 90 days after the loan period end date. School not experimental site and anticipated disbursement date 1 or 2 equal zero or blank. Anticipated disbursement date zero or blank and loan gross amount not equal zero. Anticipated gross total disbursement > approved loan limit. Anticipated disbursement date < previous disbursement date. Not in use. Loan year (award year) not valid. Loan Identification must be unique.

13 14 15 16

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Code Error Message 17 This Borrower Has The Same Social Security Number As Another DLSS Borrower. Loan Fee Amount Does Not Reflect The Current Loan Fee Percentage. This Field Cannot be Modified. Invalid State Code. Not in use. Invalid Field Number. Not in use. This Loan ID is Not on File. Must Provide Loan Period Start And End Dates. Loan Amount Approved Exceeds the Annual Loan Maximum Limits for this borrower at your school for equal or overlapping academic years. Review the borrower’s academic years, dependency status, grade level, loan approved amount, and if applicable, the additional unsubsidized eligibility for a dependent student and/or HEAL. Edit Description Same Social Security Number cannot belong to another borrower. Calculated loan fee amount not equal anticipated disbursement fee. Non-modifiable Field. Non-blank state code not a valid code. Not in use. Invalid field number. Not in use. The loan ID was not found. Either start or end date equal zero or blank, loan period start date occurs before date allowed for the loan year. Approved loan amount greater than maximum annual loan amount: Dependent Student 1st Year (Grade level 01 or 02) Sub Max=2,625 Sub and Unsub Max=2,625 2nd Year (Grade level 03) Sub Max=3,500 Sub and Unsub Max= 3,500 3rd Year, 4th Year or 5th year eligible undergraduate (Grade level 04, 05, or 06) Sub Max=5,500 Sub and Unsub Max= 5,500 Dependent Student Eligible for Additional Unsubsidized Amount 1st Year (Grade level 01 or 02) Sub Max=2,625 Sub and Unsub Max= 6,625 2nd Year (Grade level 03) Sub Max=3,500 Sub and Unsub Max= 7,500 3rd Year, 4th Year or 5th year eligible undergraduate (Grade level 04, 05, or 06) Sub Max=5,500 Sub and Unsub Max= 10,500

18 19 20 21 22 23 24 25

26

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Loan Origination Change Reject Codes, continued
Code Error Message 26, cont. Loan Amount Approved Exceeds the Annual Loan Maximum Limits for this borrower at your school for equal or overlapping academic years. Review the borrower’s academic years, dependency status, grade level, loan approved amount, and if applicable, the additional unsubsidized eligibility for a dependent student and/or HEAL. — continued Edit Description Independent Student 1st Year (Grade level 01 or 02) Sub Max=2,625 Unsub and Sub Max= 6,625 2nd Year (Grade level 03) Sub Max=3,500 Unsub and Sub Max= 7,500 3rd Year, 4th Year, or 5th year eligible undergraduate (Grade level 04, 05, or 06) Undergrad Sub Max= 5,500 Unsub and Sub Max= 10,500 Graduate/professional and beyond (Grade level 07) Sub Max=8,500 Sub and Unsub Max= 18,500 Former HEAL Loan Limits Dependent 4th Year or 5th year eligible undergraduate (Grade level 05, or 06) Undergrad Sub Max=5,500 Unsub and Sub Max=22,167 Independent & Dependent Student Eligible for Additional Unsubsidized Amount 4th Year or 5th year eligible undergraduate (Grade level 05, or 06) Undergrad Sub Max=5,500 Unsub and Sub Max= 27,167 Graduate/professional and beyond (Grade level 07) Sub Max=8,500 Sub and Unsub Max= 45,167 27 28 29 Anticipated Net Amount Is Not Equal To Gross Amount Minus Loan Fee. Invalid Loan Type. Must Provide Borrower/Student Social Security Number. Anticipated disbursement net amount not equal to gross — loan fee. Loan sequence number less than 0 or greater than 999 or loan type not equal to "S" or "U" or "P". Social Security Number blank or not numeric, or SSN < 001010001.

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Loan Origination Change Reject Codes, continued
Code Error Message 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49 50 51 52 53 54 Loan Period Is Invalid. Edit Description Loan period may be greater than 12 months.

Loan Period Start Date Is Greater than the Start date greater than end date. Loan Period End Date. Not in use.Invalid Borrower Signed Date. Loan Amount Must Be Positive. Invalid Promissory Note Print Indicator. Not in use. Borrower And Student Social Security Number Cannot Be The same. Invalid Student’s Birth Date. Invalid Student Citizenship Code. Invalid Student Default On Education Loans Code. Not in use.Date invalid format. Loaned amount less than or equal to 0. Pnote indicator not "O", "F", "R", "S", or "Z". Not in use. Student’s and borrower’s SSN's are the same (PLUS only). Student’s date of birth equal zero, blank, or invalid format. Student’s age may be < 12 or > 100. Student not citizen of U.S. nor eligible alien. Code indicates student default and not default override code.

Must Provide Either Student’s First Or Last Both first and last names blank. Name. Must Provide Student's Alien Registration Number. Not in use. Not in use. Not in use. Not in use. The Borrower’s Middle Initial Must Be A Space Or Alphabetic. The Student’s Middle Initial Must Be A Space Or Alphabetic. The Phone Number Must Be Numeric. Not in use. Not in use. Not in use. Invalid Date Format. Not in use. Gross Amount Disbursed Should Not Be Blank. Eligible non-citizen but alien registration number zero or blank. Not in use. Not in use. Not in use. Not in use. Borrower middle initial not blank or alphabetic. Student’s Middle initial not blank or alphabetic. Non blank must be numeric. Not in use. Not in use. Not in use. Date format invalid, must be CCYYMMDD. Not in use. Anticipated disbursement date not blank or zero but gross anticipated disbursement amount zero.

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Code Error Message 55 56 57 58 Zip Code Must Be Numeric. Borrower's State Code Should Not Be Blank. Edit Description Zip code not numeric. Zip code non-blank and state code blank.

Borrower's Zip Code Should Not Be Blank. Borrower's state is non-blank and is not “CN”, “MX”, or “FC”. State Code In Borrower's Driver License Is Indicates driver's license but invalid state. Invalid. (not used for years 3, 4, and 5 and 6) Numeric Field Contains Non-numeric Characters. Invalid dependency status. Borrower's local address incomplete. Field contains non-numeric data. Loan dependency status not equal to "I" or "D". Blank is invalid. Failure to have any one or all of address, city, and state of borrower information.

59 60 61 62 63 64 65 66 67 68 69 70 71 72 73 74

Borrower's local zip code must be numeric. Borrower's local zip code is non-blank and is not numeric or non-numeric. Borrower's local State code should not be blank. Borrower's local zip code should not be blank. Invalid Borrower's local state code. Invalid borrower's permanent address change date. Invalid borrower's local address change date. Invalid borrower's Social Security Number change date. Invalid borrower's birth date change date. Invalid Promissory note print sequence number. Not in use. Total anticipated Gross disbursements Must be greater than zero. Disbursement Percentages should sum to 100 %. Not in use. School code cannot be changed after Loan originated. Zip code not blank. State is non-blank and is not “CN”, “MX”, or “FC”, and zip code is blank. Not valid local state code. Not a valid date. Not a valid date. Not a valid date. Not a valid date. Sequence number less than zero or greater than 99 or not numeric. Not in use. Anticipated gross disbursements blank or total anticipated gross disbursements is less than zero. Calculated percentage of all disbursement percentages less than 100 percent. Not in use.Attempt to change school code invalid.

Loan Origination Change Reject Codes, continued

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Code Error Message 75 76 77 78 79 Acknowledged but not applied. Invalid loan origination date. Not in use. Anticipated Completion Date cannot be before Loan Period End Date. Must provide a valid Student's College Grade Level. Minimum of two Disbursement Percentages Required, if not an Experimental school. Not in use. Different Year Record(s) Included in Batch Message Class Received. Loan Amount Approved is Less than the Sum of the Actual Disbursements. Borrower and student cannot be the same person — PLUS only.

Edit Description LOC researching issue. Loan origination date invalid, not CCYYMMDD. Not in use. Completion Date earlier than Loan Period End Date. Grade level not equal to 01 through 07. Required percentage value (s) missing.

80 81 82 83 84 85 86

Not in use. Date of record reflects different year then the batch message class indicates. Actual disbursements sum is more than the loan amount approved. Borrower and Student date of birth cannot be the same.

Endorser and Student cannot be the same Endorser and Student cannot be the same. person — PLUS only. Not in use. Invalid Academic Year Start and End Dates. Not in use. Must be a valid date; cannot be all zeros. Academic year and date not greater than academic start date, or Academic year cannot be greater than 12 months. Additional Unsubsidized Eligibility code is not equal to “Y” or blank. OR Student’s grade level is not eligible for an additional unsubsidized amount up to the HEAL amount. Additional Unsubsidized Eligibility code must be for student grade levels 05, 06, or 07.

87

Invalid Additional Unsubsidized Eligibility up to HEAL Amount.

88

Invalid Additional Unsubsidized Eligibility for Dependent Student.

Additional Unsubsidized Eligibility code not equal to “Y” or blank, OR An independent student is not eligible for an additional unsubsidized amount for a dependent student. Additional Unsubsidized Eligibility code must be for a dependent undergraduate student loan.

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Code Error Message 89 Loan Approved Amount exceeds the accepted promissory note amount at the LOC. Edit Description Loan Approved Amount cannot exceed the accepted promissory note amount at the LOC. Decrease the Loan Approved Amount or if appropriate, submit a subsequent promissory note to the LOC. All actual disbursements corresponding to this loan are not adjusted to $0 and/or all anticipated disbursements corresponding to this loan are not adjusted to $0. Change record of $0 for Loan Amount Approved received without change records to increase the corresponding anticipated disbursements. Loan Period Start and End Date must be within or equal to the borrower’s academic year and cannot exceed the academic year. Borrower’s SSN is under review by the LOC. Call the LOC for assistance.

90

Changing Loan Amount Approved to $0 requires all anticipated and/or actual disbursements to be adjusted to $0. Prior to increasing the Loan Amount Approved from $0, anticipated disbursements must be increased. Loan Period Start and End Dates exceed the borrower’s academic year dates. Borrower’s Social Security number is not valid.

91

92

93

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Promissory Note Reject Codes
Note: All questions regarding the definition of the reject codes or the LOC edits should be directed to the Loan Origination Center at 1-800-848-0978.
Code Type Error text 01 02 03 04 05 06 07 08 09 10 11 ** ** Missing origination record Promissory note under review Master Promissory Note ablished by the on file does not match Loan Origination Recor.: Master Promissory Note cannot be used for a PLUS loan.Not in Not in use.Invalid or Missing Loan Identification Number Not in use.No original signature (photocopied or faxed copy) Not in use.Application is in pencil Not in use.A Section/Block is not completed Not in use.Missing Legal Text Not in use.Student or Parent is in default Not in use.Duplicate Promissory Note Not in use.Loan amount on the Master Promissory Note does not match the Loan Origination dependency status, grade level and if applicable, the additional unsubsidized eligibility for a dependent student and/or HEAL. Borrower's signature missing * Promissory note text or signature altered Borrower Social Security number missing Address missing Phone number incomplete Driver's license is missing or incomplete Citizenship status missing (PLUS) Loan amount requested missing Reference data missing (plus) Employer data missing (plus) Borrower's date of birth missing Student's SSN missing (PLUS) Student's signature missing (PLUS)

A B C D E F G H I J K L M

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Promissory Note Reject Codes, continued

Code Type Error text N O P Q R S T U V W X Y Z * * * School data missing Loan period missing Disbursement dates missing Student date of birth missing Citizenship data missing (PLUS) Sum of actual disbursements greater than promissory note amount Promissory note received earlier than 9 months prior to loan origination record Signed date on promissory note after expiration date on form Promissory note marked "copy" or " non-negotiable" received Missing paper promissory note Duplicate promissory note manifest (loan ID and promissory note print sequence number) Signed date on promissory note missing Citizenship marked as an ineligible non-citizen

* Reject Code — requires a new printed note sent to LOC ** Pending Code — requires no action taken by the school on the promissory note All other codes listed above received by LOC are incomplete promissory note reasons and require corrections be made to actual note and sent back to LOC.

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Cash Allocation Reject Codes
Note: All questions regarding the definition of the reject codes and/or the LOC Edits should be directed to the Loan Origination Center at 1-800-848-0978.
Code Error Message RA Edit Description

Invalid record type for LOC. School in The #K record layout has been eliminated. All Original Drawdown Institution Code does allocations must be done on the GAPS Web Site. not exist on the LOC school file. Original Drawdown Institution Code must exist on the LOC school file. Invalid date for Action Date. Invalid Action Amount entry for action type of "A". Invalid Action Amount entry for action type of "R". The sum of the Allocation/Reallocation Statement Adjustment amounts cannot be greater than Action Amount on Allocation. Sequence number must be numeric. Adjustment Amount must be less than or equal to total drawdown amount. School designated in Institution Code field does not exist on the LOC school file. Action type must be either A or R. Original Drawdown Institution Code is not main campus for school specified in Institution Code. Institutions are not both participating institutions. 1) Date must be logically valid including leap year logic 1) If action type = A, field 3 Amount = Numeric and > 0. 2) If action type = R, field 3 must = 0. The sum of the Allocation/Reallocation Statement Adjustment Amounts cannot be greater than Action Amount for Allocation. Field 5 must be numeric. Adjustment Amount cannot be greater than total drawdown. School in field 7 must exist on the LOC school file.

RB RC RD RE

RF RG RH

RI RJ

Field 8 must be either A or R. The relationship must exist between the two schools in field 1 and field 7 as specified. Both schools must be participating actively in the Direct Loan Program. The participation code on the school file at the LOC must be equal to “1” participating. GAPS Control Number is required for the reallocation. No drawdown related to the reallocation LOC Database. Multiple drawdowns found related to the reallocation.

RK

RL RM RN

Invalid Control Number. Drawdown not found. More than one drawdown found.

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Disbursement Reject Codes
Note: All questions regarding the definition of the reject codes or the LOC edits should be directed to the Loan Origination Center at 1-800-848-0978.
Code Error Message 0 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 Not in use. Disbursement cancellation not allowed. School is currently a Non-participant school. Not in use. Discrepancy being researched by LOC. Different Year Record(s) Included in Batch Message Class Received. Gross disbursement does not match LOC amount. Net amount does not match LOC amount. Net amount invalid for disbursement Activity. Fee amount does not match LOC amount. Gross amount does not match LOC amount. Disbursement fee is invalid. Gross amount is invalid. Adjustment amount is invalid. Adjustment amount not valid for activity type. Disbursement fee contains invalid characters. Disbursement Sequence Number must be sequential and follow in order. Edit Description Not in use. Disbursement cancellation is not a valid transaction in Year 6. School is not a member of the direct loan system. Not in use. Error occurred which does not match any other error code. Date of record reflects different year than the batch message class indicates. Total gross disbursements may not be a negative value. Net amount not equal to calculated amount by program. Net amount must be greater than zero for a disbursement. Fee amount not equal to amount calculated by LOC. Gross amount not equal to amount calculated by LOC. Disbursement fee cannot be negative. Gross amount must be positive numeric value. Adjustment amount must be numeric. Adjustment amount must be zero if activity is not "A". Disbursement fee must be numeric. Disbursement sequence #02 followed by disbursement sequence #03 will be accepted, but disbursement sequence #02 followed by disbursement sequence #04 will be rejected. In order to adjust a disbursement date, an actual disbursement record must be on file at the LOC.

17

Adjusted Disbursement Date not accepted. No Actual Disbursement record on file at the LOC for this disbursement number.

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Code Error Message 18 Edit Description Adjusted Disbursement Date not accepted. Disbursement dates must be in chronological Disbursement Date cannot be changed to a order. date prior to a disbursement date for a previous disbursement number. Adjusted Disbursement Date not accepted. Disbursement dates must be in chronological Disbursement Date cannot be changed to a order. date later than the date of a subsequent disbursement for a subsequent disbursement number. Adjusted Disbursement Date not accepted. Disbursement cannot be in the future. Disbursement Date cannot be changed to a date in the future of the current date. MPN is inactive. There has been no disbursement activity for 18 months since the date of the first anticipated disbursement associated with the Master Promissory Note. Adjusted Disbursement Date not accepted. Date change is more than 120 days after original actual disbursement date. Adjusted Disbursement Date not accepted. Submitted record must provide both the Transaction Date (new Disbursement Date) and the Original Disbursement Date. Disbursement date cannot be 18 months after the first anticipated disbursement associated with the Master Promissory Note if there has been no disbursement activity during that period.. Disbursement date cannot be more than 120 days after original actual disbursement date. An adjusted disbursement date record requires the original disbursement date be submitted as well as the new disbursement date.

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Disbursement Amount exceeds the A student may not exceed the maximum annual Maximum Annual Loan Limit for this loan limits. Review the Duplicate Borrower borrower at all enrolled schools for equal or Report to help resolve this issue. overlapping academic years. Review the Dependent Student Duplicate Borrower Report to help resolve 1st Year (Grade level 01 or 02) this issue. Sub Max=2,625 Sub and Unsub Max= 2,625 2nd Year (Grade level 03) Sub Max=3,500 Sub and Unsub Max= 3,500 3rd Year, 4th Year or 5th year eligible undergraduate (Grade level 04, 05, or 06) Sub Max=5,500 Sub and Unsub Max= 5,500 Dependent Student Eligible for Additional Unsubsidized Amount 1st Year (Grade level 01 or 02) Sub Max=2,625 Sub and Unsub Max= 6,625

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Code Error Message 24, cont. Edit Description

Disbursement Amount exceeds the 2nd Year (Grade level 03) Maximum Annual Loan Limit for this Sub Max=3,500 borrower at all enrolled schools for equal or Sub and Unsub Max= 7,500 overlapping academic years. Review the 3rd Year, 4th Year or 5th year eligible Duplicate Borrower Report to help resolve undergraduate (Grade level 04, 05, or 06) this issue.— continued Sub Max=5,500 Sub and Unsub Max= 10,500 Independent Student 1st Year (Grade level 01 or 02) Sub Max=2,625 Unsub and Sub Max= 6,625 2nd Year (Grade level 03) Sub Max=3,500 Unsub and Sub Max= 7,500 3rd Year, 4th Year or 5th year eligible undergraduate (Grade level 04, 05, or 06) Undergrad Sub Max=5,500 Unsub and Sub Max= 10,500 Graduate/professional and beyond (Grade level 07) Sub Max=8,500 Sub and Unsub Max= 18,500 Former HEAL Loan Limits Dependent 4th Year or 5th year eligible undergraduate (Grade level 05, or 06) Undergrad Sub Max=5,500 Unsub and Sub Max= 22,167 Independent & Dependent Student Eligible for Additional Unsubsidized Amount 4th Year or 5th year eligible undergraduate (Grade level 05, or 06) Undergrad Sub Max= 5,500 Unsub and Sub Max= 27,167 Graduate/professional and beyond (Grade level 07) Sub Max=8,500 Sub and Unsub Max=45,167

25

Actual Disbursement exceeds the amount on the accepted Promissory Note at the LOC for this loan. Affirmation required prior to disbursement.

Disbursements for a loan cannot exceed the accepted promissory note amount on file at the LOC. Actual disbursement cannot be accepted without an affirmation code.

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Code Error Message A B C D E F G H I J K L M N O P Q Not in use. Invalid disbursement number. Must be 1, 2, 3, or 4. A previous disbursement number is missing. Not in use. Invalid Disbursement Activity. Must be A, D, or Q. Disbursement Sequence Number is not Numeric. Edit Description Not in use. Disbursement number not equal to 1, 2, 3, or 4. Disbursement number (sequential) not found. Not in use. Disbursement Activity Status not equal to A, D, or Q. Disbursement Sequence Number contains nonnumeric characters.

Total Gross Disbursements Cannot be > the Gross Disbursement sum is greater than the loan Loan Amount Approved/Request. amount approved/requested. Reported Amount does not match LOC Amount. Not in use. Credit Check not yet approved for this PLUS loan. No Disbursement Record Found for this adjustment. Unsatisfactory Eligibility Conditions. Duplicate Disbursement. Disbursement Number already on file. Not in use. Not in use. Duplicate adjustment transaction. Disbursement date outside of allowable window. Disbursement Date Cannot Be in the Future. Not in use. Must have valid Promissory Note to disburse for an Option 1 or Standard Origination. (Levels 2 and 3) Loan ID not in origination table. Adjusted Amount not equal to calculated amount by LOC. Not in use. Credit check pending. Disbursement record missing. School ineligible to participate at this time. Disbursement number exists on file. Not in use. Not in use. Matching gross, fee and net found. Disbursement date more than 10 days prior to loan period start date or more than 90 days after loan period end date. Disbursement date greater than current date. Not in use. Promissory note date, loan ID, or status null or invalid. Loan ID missing from file.

R S T

U

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Code Error Message V W Action date not a valid date. Disbursement dates not in chronological order with previous disbursements. School code not found in school table or school code invalid. Action rejected because school Physically closed or ownership changed. Edit Description Action date contains zeros or other invalid date value. Disbursement dates not in correct chronological order; disbursement numbers not synchronized with dates. School code missing from school table or school code invalid. School is closed or has changed ownership.

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School code does not match school code in School code for disbursement does not match origination record. school code in origination record.

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Booking Reject Codes Promissory Note Booking Status Reject Codes
Code Error Message 1 B C K Promissory note has been rejected by LOC. Loan not booked–Missing Disbursement record. Loan not booked–Missing Promissory note and disbursement record. Loan not booked–Missing origination record and disbursement record. Edit Description Promissory note missing from LOC or the code of Promissory Note in LOC is "R" or spaces. Disbursement record is missing from the LOC. Acceptable promissory note is missing for the loan and Disbursement record is missing from the LOC. Loan Origination record and Disbursement record is missing from LOC.

Booking Reject Codes Disbursement Booking Status Reject Codes
Code Error Message 1 3 H K Promissory note has been rejected by LOC. Disbursement error occurred. Loan not booked–Missing promissory note. Loan not booked–Missing origination record and disbursement record. Edit Description Promissory note is missing from LOC or the code of Promissory note in LOC is "R" or spaces. See Disbursement error codes. Promissory note is missing for the loan from the LOC. Loan Origination record and Disbursement record is missing from LOC.

Note: All questions regarding the definition of the reject codes or the LOC edits should be directed to the Loan Origination Center at 1-800-848-0978.

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