H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For immediate release
Seasonally adjusted, billions of dollars
July 12, 1996
Account
1996

1996

1996

Feb
Jul 3

Mar

--------------

-------- -------------A S S E T S

1
Bank credit
3,632.5
3,643.2
3,662.1
3,663.6
2
991.0
976.2
3
703.0
708.0
4
288.0
268.2

Apr

3,633.7

1996

May

Jun

--------

--------

-------- ---------------------------

3,648.8

3,653.0

3,515.1
3,606.0
3,658.4
3,667.3
3,652.3

984.7

976.8

987.8
982.9

991.5
971.4

713.1

706.9

709.9
708.6

710.9
703.4

271.6

269.8

277.9
274.3

280.7
268.0

(2)
2,668.4

2,527.2
2,614.4
2,681.6
2,684.4
2,680.8

731.4

733.9

1,096.3

1,052.9
1,079.3
1,099.5
1,100.0
1,099.9

79.7

79.7

1,016.6

1,019.7

975.2
1,000.2
1,020.3
1,020.1

503.7

509.5

478.6
509.8

495.7
508.7

82.7

82.1

88.0
86.0

83.8
81.5

254.3

256.6

215.7
254.9

239.1
257.3

212.4

209.6

188.0
207.5

196.8
208.6

Securities in bank credit
996.6
980.2
978.0
974.3
U.S. government securities
715.9
705.0
704.4
709.3
Other securities
280.7
275.2
273.6
265.0

5
Loans and leases in bank credit
2,641.5
2,646.6
2,653.5
2,670.9
2,685.9
2,689.4
6
Commercial and industrial
722.5
725.4
723.1
729.0
736.7
734.4
7
Real estate
1,086.2
1,089.3
1,093.8
1,094.9
1,099.7
1,101.4
7a
Revolving home equity
79.7
79.9
79.9
80.0
79.8
79.4
7b
Other
1,006.6
1,009.4
1,014.0
1,014.9
1,019.8
1,022.0
8
Consumer
500.4
500.5
503.5
506.0
509.4
512.5
9
Security (3)
85.0
85.8
85.2
86.2
79.7
82.0
10
Other
247.3
245.6
247.8
254.7
260.4
259.2
11 Interbank loans (4)
204.0
194.2
205.6
210.3
206.4

1995
1995
1996
Week ending
Jun
Dec
Jan
Jun 19
Jun 26

1996

212.7

Jun 12

692.1
733.7

77.8
79.7

716.5
733.5

79.1
79.8

12 Cash assets (5)
233.1
219.1
215.6
219.1
201.0

221.6

218.5

214.9

211.2
214.2

223.7
222.0

13 Other assets (6)
237.0
242.6
241.7
248.5
263.2

244.4

243.2

254.1

223.7
253.1

239.6
250.3

14 Total assets (7)
4,249.9
4,242.6
4,240.0
4,283.0
4,276.8

4,270.7

4,270.4

4,081.1
4,209.6
4,280.0
4,285.2
4,276.4

2,717.6

2,715.9

2,587.0
2,659.2
2,717.4
2,721.3
2,711.7

771.9

758.1

750.4

1,945.7

1,957.8

1,804.8
1,885.3
1,967.0
1,967.6
1,960.4

432.5

439.1

444.3

1,513.1

1,518.7

1,407.2
1,464.0
1,522.7
1,523.6
1,516.8

L I A B I L I T I E S
15 Deposits
2,687.3
2,681.0
2,701.4
2,727.9
2,699.0
16
Transaction
783.4
766.6
768.3
766.8
712.5
17
Nontransaction
1,903.9
1,914.4
1,933.0
1,961.1
1,986.5
18
Large time
421.7
425.8
428.3
443.1
449.6
19
Other
1,482.1
1,488.6
1,504.8
1,517.9
1,536.8

20 Borrowings
705.3
691.4
687.6
709.2
708.3
709.3
683.8
21
From banks in the U.S.
208.2
195.5
207.9
210.4
209.7
206.2
203.1
22
From nonbanks in the U.S.
497.1
495.9
479.8
498.9
498.5
503.0
480.7
23
Net due to related foreign offices
270.1
276.5
261.3
254.4
255.8
253.6
262.1

782.2
753.7

397.7
444.0

773.9
751.3

421.3
443.6

698.6

675.1
694.1

690.5
709.9

205.2

187.0
204.7

198.4
200.8

493.4

488.1
489.3

492.2
509.0

255.5

244.9
254.3

262.6
260.0

222.8
231.3

239.5
228.0

24 Other liabilities (8)
231.9
235.2
226.3
222.3
227.4

234.1

222.3

229.1

25 Total liabilities
3,894.6
3,884.1
3,876.7
3,913.1
3,872.2

3,915.3

3,902.2

3,729.9
3,851.9
3,900.6
3,900.9
3,909.7

26 Residual (assets less liabilities) (9)
355.3
358.5
363.3
355.3
368.2
369.9
404.6
H.8 (510)

379.4

351.3
384.3

357.8
366.7

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Feb
Jul 3

Mar

--------------

-------- -------------A S S E T S

1
Bank credit
3,623.3
3,634.9
3,650.4
3,665.6
2
978.7
974.7
3
697.7
706.8
4
281.0
267.9

Apr

3,628.1

1996

May

Jun

--------

--------

-------- ---------------------------

3,650.0

3,649.9

3,513.9
3,613.7
3,655.2
3,661.7
3,652.5

989.1

978.0

990.5
984.1

981.7
973.7

713.9

707.1

710.7
708.8

706.3
704.8

275.2

270.9

279.8
275.3

275.4
268.9

(2)
2,660.8

2,523.4
2,632.0
2,677.2
2,677.6
2,678.9

736.8

736.8

1,093.3

1,051.7
1,084.0
1,098.1
1,098.9
1,097.8

79.6

79.6

1,013.7

1,018.4

974.0
1,004.9
1,019.3
1,018.1

502.0

505.8

475.1
505.6

501.5
504.8

78.5

80.0

86.0
84.9

87.7
82.3

250.3

256.5

215.8
253.9

244.0
256.7

209.7

205.7

205.8

184.5
207.2

209.2
200.7

216.1

215.9

212.8

209.5
207.0

238.4
222.4

Securities in bank credit
991.7
984.7
983.3
971.3
U.S. government securities
711.3
709.4
710.5
705.9
Other securities
280.4
275.3
272.8
265.4

5
Loans and leases in bank credit
2,644.7
2,643.3
2,643.3
2,666.7
2,675.7
2,694.3
6
Commercial and industrial
719.5
723.6
727.0
734.9
738.5
740.3
7
Real estate
1,086.0
1,086.2
1,088.2
1,091.1
1,098.2
1,101.8
7a
Revolving home equity
79.5
79.4
79.1
79.4
79.9
79.5
7b
Other
1,006.5
1,006.8
1,009.2
1,011.7
1,018.4
1,022.3
8
Consumer
505.0
501.1
499.3
503.2
506.2
508.4
9
Security (3)
86.9
88.8
85.1
87.0
75.3
79.0
10
Other
247.2
243.7
243.7
250.5
257.5
264.8
11 Interbank loans (4)
213.0
196.1
203.4
198.0
213.6
12 Cash assets (5)
240.6
219.9
208.4

1995
1995
1996
Week ending
Jun
Dec
Jan
Jun 19
Jun 26

1996

Jun 12

694.7
734.4

77.7
79.6

714.7
737.2

79.2
79.7

204.7

218.3

13 Other assets (6)
237.7
242.0
240.2
246.2
270.7

241.8

244.1

253.6

223.1
251.2

239.3
247.6

14 Total assets (7)
4,258.1
4,236.3
4,223.4
4,242.4
4,311.2

4,261.1

4,258.8

4,074.2
4,243.9
4,270.3
4,270.1
4,266.2

2,714.5

2,705.5

2,583.9
2,690.4
2,714.1
2,724.4
2,702.9

770.9

745.7

743.8

1,943.5

1,959.8

1,808.0
1,881.2
1,970.2
1,977.9
1,962.5

432.4

444.5

444.1

1,511.1

1,515.3

1,410.3
1,461.0
1,526.1
1,530.9
1,518.9

L I A B I L I T I E S
15 Deposits
2,694.0
2,672.0
2,687.6
2,685.1
2,737.4
16
Transaction
795.1
759.4
753.5
729.8
752.4
17
Nontransaction
1,898.9
1,912.6
1,934.1
1,955.3
1,985.0
18
Large time
418.8
426.4
429.8
440.4
443.1
19
Other
1,480.1
1,486.2
1,504.3
1,514.9
1,541.9

20 Borrowings
692.2
685.4
679.2
694.9
705.5
713.8
700.4
21
From banks in the U.S.
215.2
197.2
202.9
209.1
206.9
200.2
211.6
22
From nonbanks in the U.S.
477.0
488.2
476.3
485.8
498.7
513.5
488.8
23
Net due to related foreign offices
277.2
278.2
262.1
254.7
258.3
254.2
253.3

775.9
746.5

397.7
446.9

809.1
740.4

420.3
443.6

708.3

685.3
699.3

695.2
721.1

206.9

188.4
208.5

211.4
202.0

501.4

496.9
490.8

483.8
519.2

248.0

238.3
245.6

263.8
248.6

223.3
232.8

234.6
226.5

24 Other liabilities (8)
233.7
235.7
227.8
223.7
227.9

230.4

224.8

229.9

25 Total liabilities
3,897.2
3,871.3
3,856.8
3,876.7
3,918.9

3,894.4

3,894.2

3,730.9
3,883.9
3,900.2
3,902.0
3,899.2

26 Residual (assets less liabilities) (9)
360.9
365.0
366.6
366.7
364.6
365.7
392.2

370.1

343.2
368.1

360.0
367.0

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars

Account
1996

1996

1996

Feb
Jul 3

Mar

--------------

-------- -------------A S S E T S

1
Bank credit
3,197.8
3,196.3
3,211.3
3,215.4
2
854.6
837.2
3
640.2
630.9
4
214.5
206.3

Apr

3,197.0

1995
1995
1996
Week ending
Jun
Dec
Jan
Jun 19
Jun 26

1996

1996

May

Jun

--------

--------

-------- ---------------------------

3,208.0

3,210.2

3,099.1
3,176.4
3,208.2
3,209.0
3,205.0

845.3

836.1

857.0
837.4

855.0
832.6

636.9

629.5

645.9
629.9

644.0
626.5

208.3

206.6

211.0
207.5

211.1
206.0

(2)
2,364.9

2,242.2
2,321.4
2,372.1
2,371.6
2,372.4

547.6

547.5

1,063.2

1,014.7
1,043.0
1,066.6
1,067.2
1,067.4

79.7

79.7

983.5

Securities in bank credit
853.3
843.5
841.3
837.0
U.S. government securities
643.4
635.4
634.5
631.4
Other securities
209.9
208.1
206.9
205.6

5
Loans and leases in bank credit
2,343.1
2,343.0
2,353.5
2,366.7
2,374.1
2,378.4
6
Commercial and industrial
540.1
540.5
540.7
545.3
548.8
548.7
7
Real estate
1,051.0
1,055.0
1,060.6
1,061.8
1,066.5
1,068.2
7a
Revolving home equity
79.6
79.8
79.8
80.0
79.8
79.4
7b
Other
971.3
975.2
980.7
981.8
986.7
988.8
8
Consumer
500.4
500.5
503.5
506.0
509.4
512.5
9
Security (3)
55.6
52.3
51.5
53.2
45.5
46.8
10
Other
196.1
194.7
197.2
200.4
203.9
202.2

Jun 12

518.8
546.6

535.2
547.5

77.8
79.7

79.1
79.8

986.9

936.9
987.6

963.9
987.6

503.7

509.5

478.6
509.8

495.7
508.7

50.8

46.8

54.4
47.3

56.2
47.2

199.6

201.6

175.7
200.7

191.2
201.6

11 Interbank loans (4)
182.2
173.5
184.8
192.6
187.2

191.6

191.0

187.2

165.5
185.4

173.7
180.9

12 Cash assets (5)
202.0
189.8
188.3
194.4
176.5

195.5

192.4

189.7

184.6
189.2

193.6
196.3

13 Other assets (6)
182.6
186.0
186.7
198.9
213.6

189.4

187.8

201.9

169.8
197.9

184.4
199.6

14 Total assets (7)
3,707.7
3,689.1
3,700.2
3,740.2
3,735.2

3,727.7

3,724.7

3,562.2
3,671.7
3,730.0
3,724.8
3,725.1

2,548.1

2,543.3

2,424.9
2,491.8
2,545.2
2,547.6
2,540.6

761.4

747.2

739.6

1,786.6

1,796.1

1,652.1
1,728.4
1,805.7
1,804.8
1,800.6

274.8

278.5

282.0

1,511.8

1,517.6

1,404.6
1,458.3
1,523.7
1,524.0
1,518.7

L I A B I L I T I E S
15 Deposits
2,523.4
2,516.2
2,533.4
2,558.7
2,524.6
16
Transaction
772.6
755.9
758.5
756.4
702.4
17
Nontransaction
1,750.7
1,760.3
1,774.9
1,802.3
1,822.2
18
Large time
272.1
273.9
272.5
282.5
285.7
19
Other
1,478.6
1,486.4
1,502.4
1,519.8
1,536.5

20 Borrowings
591.0
573.7
575.8
589.8
583.3
590.0
569.5
21
From banks in the U.S.
186.7
176.0
187.3
187.2
186.3
185.7
186.0
22
From nonbanks in the U.S.
404.3
397.7
388.5
402.7
397.0
404.3
383.5
23
Net due to related foreign offices
93.0
90.5
81.2
84.6
88.0
81.5
86.8

772.8
742.8

247.4
280.8

763.4
739.9

270.1
282.0

578.6

562.6
570.1

577.5
589.1

184.9

168.5
184.4

179.9
181.1

393.7

394.1
385.7

397.6
408.0

90.8
79.7

91.0
80.7

142.6
156.0

155.3
159.5

80.2

24 Other liabilities (8)
153.5
155.7
149.7
154.6
157.9

157.6

149.2

158.1

25 Total liabilities
3,360.9
3,336.0
3,340.1
3,384.8
3,338.9

3,380.0

3,363.7

3,221.0
3,315.7
3,362.1
3,353.5
3,370.0

26 Residual (assets less liabilities) (9)
346.8
353.1
360.1
347.7
361.0
355.5
396.4

367.9

341.2
371.3

356.0
355.1

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
Account

1995

1995

1996

1996

1996

1996

1996

1996

Feb
Jul 3

Mar

Apr

May

Jun

--------------

-------- -------------A S S E T S

--------

--------

-------- ---------------------------

3,210.9

3,210.5

3,100.8
3,182.4
3,208.4
3,209.9
3,207.2

848.6

839.4

861.0
842.0

848.5
837.3

638.6

630.6

647.6
631.8

640.2
628.6

210.0

208.8

213.5
210.2

208.3
208.7

(2)
2,362.0

2,239.8
2,333.9
2,369.0
2,367.9
2,370.0

553.1

550.0

1,060.3

1,013.5
1,047.7
1,065.3
1,066.2
1,065.1

79.6

79.6

980.7

1
Bank credit
3,186.1
3,188.3
3,204.0
3,217.3
2
843.6
838.1
3
633.0
630.5
4
210.6
207.6

3,190.0

Securities in bank credit
849.4
846.9
846.6
835.2
U.S. government securities
639.3
638.6
640.2
629.0
Other securities
210.1
208.4
206.4
206.2

5
Loans and leases in bank credit
2,342.5
2,338.9
2,343.1
2,364.3
2,365.9
2,382.1
6
Commercial and industrial
537.0
539.7
543.8
551.2
549.9
552.3
7
Real estate
1,050.8
1,051.7
1,054.8
1,058.3
1,065.3
1,068.8
7a
Revolving home equity
79.5
79.4
79.1
79.4
79.9
79.5
7b
Other
971.3
972.3
975.7
978.9
985.4
989.2
8
Consumer
505.0
501.1
499.3
503.2
506.2
508.4
9
Security (3)
54.0
53.3
51.6
54.2
43.3
46.0
10
Other
195.7
193.0
193.5
197.3
201.1
206.7

Jun 12

Week ending
Jun
Dec
Jun 19
Jun 26

521.0
548.0

533.2
550.7

77.7
79.5

79.2
79.7

985.7

935.8
986.6

968.6
985.4

502.0

505.8

475.1
505.6

501.5
504.8

49.6

47.0

54.7
49.1

56.9
48.7

197.0

201.0

175.4
199.0

194.5
200.5

11 Interbank loans (4)
189.9
177.2
183.4
178.9
194.5

189.5

184.2

185.1

163.2
187.1

184.7
177.9

12 Cash assets (5)
209.8
191.7
181.4
179.0
192.6

190.6

190.1

186.7

182.1
181.1

208.5
196.0

188.6

188.0

201.7

169.5
195.7

183.7
197.5

13 Other assets (6)
183.5
184.9
186.0

Jan

197.3

221.7

14 Total assets (7)
3,712.8
3,685.5
3,684.1
3,702.3
3,769.2

3,716.2

3,558.7
3,702.6
3,725.0
3,716.8
3,721.7

2,547.2

2,531.5

2,419.4
2,522.1
2,539.8
2,547.3
2,529.4

760.9

735.4

733.3

1,786.4

1,796.0

1,652.6
1,723.8
1,806.5
1,811.1
1,799.8

276.2

281.8

281.9

1,510.2

1,514.3

1,405.3
1,458.1
1,524.7
1,528.5
1,518.0

3,723.0

L I A B I L I T I E S
15 Deposits
2,529.2
2,507.5
2,519.3
2,513.2
2,565.3
16
Transaction
784.3
748.8
743.8
719.2
741.7
17
Nontransaction
1,744.9
1,758.7
1,775.4
1,794.0
1,823.6
18
Large time
269.4
275.3
273.0
280.0
282.8
19
Other
1,475.5
1,483.4
1,502.5
1,514.0
1,540.8

20 Borrowings
581.7
572.5
568.0
574.5
582.3
592.1
578.7
21
From banks in the U.S.
193.7
178.5
182.2
186.9
185.1
179.6
191.0
22
From nonbanks in the U.S.
388.0
394.0
385.8
387.7
397.2
412.5
387.7
23
Net due to related foreign offices
92.9
92.3
84.5
85.0
93.2
82.8
81.9

766.8
736.2

247.3
282.6

798.3
729.5

265.8
281.9

584.0

569.1
571.4

584.0
595.4

184.9

168.6
185.8

191.8
181.0

399.1

400.5
385.6

392.2
414.4

89.6
79.5

89.3
77.2

142.7
156.5

153.3
158.6

79.0

24 Other liabilities (8)
154.2
154.1
151.5
154.9
159.0

155.6

150.6

158.4

25 Total liabilities
3,358.0
3,326.4
3,323.3
3,343.0
3,384.9

3,362.4

3,357.6

3,220.8
3,348.8
3,361.2
3,354.8
3,360.6

26 Residual (assets less liabilities) (9)
354.8
359.1
360.8
360.6
358.6
359.4
384.3

363.8

337.9
362.0

353.8
361.0

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
1996

1996

Account
1996

1996

1996

1995
1995
Week ending
Jun
Dec

1996
Jan

Feb
Jul 3

Mar

--------------

-------- -------------A S S E T S

1
Bank credit
1,457.3
1,461.4
1,492.0
1,492.4
2
429.8
437.6
3
345.4
352.4
4
84.3
85.2

Apr

1,471.8

May

Jun

--------

--------

-------- ---------------------------

1,479.0

1,482.5

1,392.7
1,448.5
1,490.0
1,489.8
1,490.5

436.3

436.6

420.1
436.9

428.9
436.1

351.1

351.8

337.8
352.1

345.4
351.7

85.2

84.8

82.3
84.9

83.5
84.5

(2)
1,046.2

1,053.4

972.6
1,019.6
1,052.9
1,054.3

187.9

188.8

171.6
189.5

181.3
188.5

540.2

543.7

507.5
543.5

524.7
544.0

30.5

30.3

29.2
30.4

30.2
30.4

509.7

513.4

478.3
513.1

494.4
513.6

244.1

246.4

223.7
245.9

241.0
246.8

5.6

5.6

5.5
5.5

5.7
5.6

68.4

68.9

64.2
68.5

66.9
69.4

Securities in bank credit
429.9
433.0
434.5
437.2
U.S. government securities
345.1
347.5
349.4
352.4
Other securities
84.7
85.4
85.1
84.8

5
Loans and leases in bank credit
1,027.5
1,031.6
1,038.8
1,044.5
1,054.5
1,055.2
6
Commercial and industrial
183.2
184.0
184.0
185.9
188.7
188.5
7
Real estate
527.6
529.7
533.1
536.3
544.3
546.2
7a
Revolving home equity
30.4
30.6
30.5
30.8
30.3
30.1
7b
Other
497.2
499.1
502.6
505.5
514.0
516.0
8
Consumer
243.3
244.3
247.3
247.5
246.9
246.5
9
Security (3)
5.8
5.8
6.0
5.9
5.6
5.6
10
Other
67.6
67.7
68.4
68.8
69.0
68.4

Jun 12

Jun 19

Jun 26

11
68.1
61.1

Interbank loans (4)
67.3
70.1
61.2

67.0

62.1

61.2

59.9
60.3

65.0
60.3

12
71.6
72.9

Cash assets (5)
69.2
71.0
62.0

72.1

70.9

70.5

66.7
72.8

70.0
70.5

13
54.6
58.0

Other assets (6)
56.7
55.2
63.7

57.1

56.3

58.6

49.8
59.7

56.2
57.7

14 Total assets (7)
1,630.8
1,633.7
1,647.0
1,662.6
1,657.8

1,650.5

1,549.0
1,618.8
1,658.9
1,661.1
1,657.6

1,285.9

1,284.2

1,213.8
1,260.2
1,284.0
1,290.0
1,282.9

354.5

347.2

345.7

349.6
349.3

353.4
346.1

931.4

937.0

938.3

864.2
940.7

906.8
936.9

153.4

154.3

153.8

136.2
153.8

150.6
153.7

778.0

782.7

784.5

727.9
786.9

756.2
783.1

170.4

151.1
168.1

161.2
172.5

45.0
54.8

50.0
54.0

106.1
113.3

111.3
118.5

4.7

4.8
5.0

5.9
5.1

30.1
35.1

34.5
35.6

1,654.0

L I A B I L I T I E S
15 Deposits
1,269.8
1,272.3
1,282.2
1,288.7
1,265.3
16
Transaction
356.3
353.9
356.6
352.4
327.3
17
Nontransaction
913.5
918.4
925.6
936.3
938.0
18
Large time
151.6
153.3
152.3
153.7
153.7
19
Other
761.8
765.1
773.3
782.6
784.3

20 Borrowings
164.9
164.5
165.9
169.8
167.3
174.3
168.2
21
From banks in the U.S.
52.7
50.4
53.6
54.0
53.7
55.3
56.0
22
From nonbanks in the U.S.
112.2
114.1
112.3
115.8
113.6
119.0
112.1
23
Net due to related foreign offices
5.7
5.9
5.0
4.6
4.2
4.4
4.3
24
34.7
35.4

Other liabilities (8)
34.6
34.5
38.5

25 Total liabilities
1,475.0
1,477.3
1,487.6
1,502.8
1,476.3

54.8
115.5

35.6

35.4

35.7

1,495.9

1,491.1

1,399.9
1,461.8
1,494.8
1,498.2
1,496.1

26 Residual (assets less liabilities) (9)
155.8
156.4
159.4
158.1
159.4
159.8
181.5

164.1

149.1
162.9

156.9
161.5

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
1996

1996

Feb
Jul 3

Mar

Account
1996
Apr

1996

1996

May

Jun

Jun 12

1995
1995
1996
Week ending
Jun
Dec
Jan
Jun 19
Jun 26

--------------

-------- -------------A S S E T S

1
Bank credit
1,740.5
1,734.9
1,719.3
1,723.0
2
424.9
399.6
3
294.7
278.5
4
130.2
121.1

1,725.2

--------

--------

-------- ---------------------------

1,729.0

1,727.7

1,706.5
1,728.0
1,718.2
1,719.2
1,714.5

409.0

399.5

436.9
400.5

426.2
396.4

285.9

277.7

308.2
277.9

298.5
274.9

123.1

121.8

128.7
122.7

127.6
121.6

(2)
1,318.7

1,269.6
1,301.8
1,318.7
1,318.7
1,318.1

359.7

358.7

347.2
357.1

353.9
359.0

523.0

522.9

507.2
523.7

518.3
523.4

49.2

49.4

48.6
49.2

48.9
49.4

473.8

473.5

458.6
474.4

469.4
474.0

259.6

263.1

254.8
264.0

254.7
261.8

45.2

41.2

48.8
41.8

50.5
41.7

131.2

132.7

111.5
132.2

124.3
132.2

Securities in bank credit
423.4
410.6
406.8
399.8
U.S. government securities
298.3
287.8
285.0
278.9
Other securities
125.2
122.7
121.8
120.9

5
Loans and leases in bank credit
1,315.6
1,311.5
1,314.7
1,322.2
1,319.6
1,323.2
6
Commercial and industrial
356.9
356.5
356.7
359.4
360.1
360.2
7
Real estate
523.4
525.3
527.5
525.5
522.2
522.0
7a
Revolving home equity
49.2
49.3
49.3
49.2
49.5
49.3
7b
Other
474.2
476.0
478.2
476.2
472.7
472.7
8
Consumer
257.1
256.2
256.3
258.4
262.5
266.0
9
Security (3)
49.7
46.5
45.5
47.3
39.9
41.2
10
Other
128.5
127.0
128.7
131.6
134.9
133.8
11 Interbank loans (4)
114.1
106.2
114.7
131.5
126.0

124.6

129.0

126.0

105.6
125.2

108.7
120.6

12 Cash assets (5)
130.4
120.6
117.2
121.5
114.5

123.4

121.5

119.2

117.8
116.4

123.6
125.8

13 Other assets (6)
127.9
129.4
131.5
140.8
149.9

132.4

131.5

143.3

119.9
138.3

128.2
141.9

2,073.8

2,074.2

2,013.2
2,053.0
2,071.1
2,063.6
2,067.5

14 Total assets (7)
2,077.0
2,055.4
2,053.2

2,077.7

2,077.4
L I A B I L I T I E S

15 Deposits
1,253.6
1,243.9
1,251.2
1,270.0
1,259.3
16
Transaction
416.3
402.0
401.9
404.0
375.1
17
Nontransaction
837.3
841.9
849.3
866.0
884.2
18
Large time
120.4
120.6
120.2
128.8
132.0
19
Other
716.8
721.3
729.1
737.2
752.2

1,262.1

1,259.1

1,211.1
1,231.7
1,261.3
1,257.6
1,257.6

406.9

399.9

393.9

423.2
393.5

410.0
393.9

855.2

859.2

867.3

787.9
864.1

821.6
863.8

121.5

124.2

128.2

111.2
127.0

119.5
128.2

733.8

734.9

739.1

676.7
737.0

702.1
735.6

408.2

411.5
402.1

416.3
416.6

130.1

123.5
129.6

129.9
127.1

278.1

288.1
272.5

286.4
289.6

86.0
74.7

85.1
75.6

112.5
121.0

120.7
123.9

20 Borrowings
426.2
409.2
409.9
420.0
416.0
415.7
401.4
21
From banks in the U.S.
134.1
125.7
133.7
133.2
132.5
130.4
130.0
22
From nonbanks in the U.S.
292.1
283.5
276.2
286.8
283.4
285.3
271.4
23
Net due to related foreign offices
87.3
84.6
76.2
80.0
83.8
77.2
82.5

75.5

24 Other liabilities (8)
118.8
121.1
115.2
119.2
119.4

122.0

113.7

122.4

25 Total liabilities
1,885.9
1,858.8
1,852.6
1,882.0
1,862.6

1,884.1

1,872.6

1,821.1
1,853.8
1,867.3
1,855.3
1,873.8

26 Residual (assets less liabilities) (9)
191.1
196.7
200.7
189.6
201.6
195.6
214.8

203.8

192.1
208.4

199.1
193.6

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Feb
Jul 3

Mar

--------

--------

1996

1996

Apr

May

Jun

--------

--------

--------

Jun 12

1995
1995
1996
Week ending
Jun
Dec
Jan
Jun 19
Jun 26

-------- ---------------------------

-------

------A S S E T S

1
Bank credit
1,495.5
1,499.4
1,514.8
1,492.4
2
435.9
440.4
3
350.4
354.6
4
85.5
85.9

1,506.4

1,513.1

Securities in bank credit
436.0
438.1
439.4
437.2
U.S. government securities
350.1
351.7
353.4
352.4
Other securities
85.9
86.4
86.0
84.8

5
Loans and leases in bank credit
1,059.6
1,063.4
1,068.4
1,073.6
1,074.4
1,055.2
6
Commercial and industrial
187.7
188.4
188.2
190.1
191.0
188.5
7
Real estate
545.9
547.8
549.5
552.4
556.5
546.2
7a
Revolving home equity
31.6
31.7
31.6
31.8
30.9
30.1
7b
Other
514.3
516.1
518.0
520.6
525.7
516.0
8
Consumer
251.0
252.0
254.7
255.0
251.8
246.5
9
Security (3)
6.0
6.0
6.2
6.1
5.6
5.6
10
Other
69.0
69.2
69.8
70.1
69.4
68.4

1,516.3

1,435.5
1,487.6
1,514.2
1,521.6
1,517.0

441.1

439.8

428.1
441.4

435.6
439.7

354.9

354.3

344.4
355.5

351.0
354.5

86.2

85.5

83.7
85.8

84.6
85.2

(2)
1,075.2

1,007.4
1,052.0
1,074.4
1,080.3
1,077.4

192.1

191.6

176.5
193.4

185.8
191.4

556.1

555.7

527.3
558.8

543.1
557.1

31.5

31.0

30.6
31.3

31.4
31.2

524.6

524.7

496.7
527.4

511.7
525.9

251.6

251.8

232.1
252.9

248.8
253.0

5.7

5.6

5.7
5.6

5.9
5.6

69.7

69.6

65.8
69.7

68.4
70.2

11
70.1
61.8

Interbank loans (4)
69.0
71.5
61.2

68.5

63.5

62.0

62.0
61.3

66.9
61.1

12
74.2
74.1

Cash assets (5)
71.5
73.0
62.0

74.1

72.9

71.8

69.4
74.4

72.5
72.1

13
56.2
59.1

Other assets (6)
58.2
56.6
63.7

58.5

57.7

59.7

51.6
61.0

57.9
58.9

1,692.6

1,688.8

1,597.8
1,663.5
1,686.0
1,696.6
1,687.4

14 Total assets (7)
1,674.6
1,676.7
1,686.0
1,688.2
1,657.8

L I A B I L I T I E S
15 Deposits
1,304.7
1,306.6
1,313.5
1,309.6
1,265.3
16
Transaction
365.8
362.7
364.5
356.4
327.3
17
Nontransaction
938.9
943.9
949.0
953.2
938.0
18
Large time
153.9
155.5
154.1
154.8
153.7
19
Other
785.0
788.3
795.0
798.3
784.3

1,317.0

1,314.8

1,252.4
1,295.8
1,305.9
1,318.7
1,306.8

362.5

354.7

350.3

360.9
355.7

363.4
351.0

954.5

960.0

955.6

891.5
963.0

932.4
955.7

155.1

156.1

155.1

138.7
155.5

152.8
155.1

799.4

804.0

800.5

752.8
807.4

779.5
800.6

172.3

154.6
170.8

164.5
174.7

46.6
56.1

51.5
55.0

108.1
114.7

113.0
119.7

4.7

4.8
5.0

5.9
5.1

30.8
35.6

35.1
36.0

20 Borrowings
168.1
167.7
168.8
172.7
170.3
175.6
168.2
21
From banks in the U.S.
54.2
51.8
55.0
55.3
55.1
55.9
56.0
22
From nonbanks in the U.S.
113.9
115.9
113.9
117.4
115.2
119.7
112.1
23
Net due to related foreign offices
5.7
5.9
5.0
4.6
4.2
4.4
4.3
24
35.3
35.6

Other liabilities (8)
35.2
35.0
38.5

25 Total liabilities
1,513.8
1,515.3
1,522.3
1,525.2
1,476.3

55.7
116.6

36.1

35.9

36.0

1,530.4

1,525.2

1,442.7
1,501.3
1,518.9
1,530.1
1,522.5

26 Residual (assets less liabilities) (9)
160.9
161.4
163.7
162.2
163.6
163.0
181.5

167.1

155.1
166.5

162.2
164.8

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Feb
Jul 3

Mar

--------------

-------- -------------A S S E T S

Apr

1996

1996

May

Jun

--------

--------

Jun 12

1995
1995
1996
Week ending
Jun
Dec
Jan
Jun 19
Jun 26

-------- ---------------------------

1
Bank credit
1,490.5
1,493.7
1,517.5
1,493.8
2
433.9
443.3
3
348.6
357.7
4
85.3
85.6

1,502.2

1,514.4

Securities in bank credit
435.0
439.9
443.3
437.1
U.S. government securities
349.3
353.5
357.2
352.8
Other securities
85.6
86.4
86.2
84.2

5
Loans and leases in bank credit
1,056.6
1,058.7
1,062.3
1,071.1
1,074.2
1,056.7
6
Commercial and industrial
186.8
187.7
189.0
191.9
192.3
189.6
7
Real estate
544.2
545.5
546.9
550.5
557.1
546.9
7a
Revolving home equity
31.5
31.5
31.3
31.6
31.0
30.3
7b
Other
512.8
514.0
515.6
518.9
526.1
516.6
8
Consumer
251.5
252.0
252.1
253.9
250.9
245.0
9
Security (3)
6.1
6.1
6.2
6.0
5.1
5.6
10
Other
68.0
67.5
68.2
68.8
68.7
69.6

1,517.6

1,437.5
1,490.3
1,516.1
1,523.9
1,517.9

443.4

442.1

430.4
444.2

434.5
442.2

357.0

356.6

346.8
358.1

349.8
357.0

86.4

85.5

83.6
86.0

84.6
85.2

(2)
1,074.3

1,007.1
1,055.9
1,074.0
1,079.7
1,075.7

193.9

193.0

177.7
194.6

185.2
192.9

555.4

555.6

527.2
558.4

545.1
556.4

31.5

31.1

30.6
31.4

31.4
31.1

523.8

524.5

496.6
527.0

513.7
525.3

251.1

250.5

230.9
251.4

250.4
251.3

5.5

5.5

5.6
5.6

6.2
5.4

68.4

69.4

65.6
69.6

69.0
69.7

11
70.9
52.0

Interbank loans (4)
70.5
71.9
59.6

68.4

60.2

58.7

58.7
61.8

70.6
55.5

12
76.2
68.5

Cash assets (5)
71.7
70.5
67.3

72.2

72.3

70.0

67.9
70.8

76.8
70.2

13
56.8
56.8

Other assets (6)
58.5
56.7
67.0

58.3

57.5

58.5

50.5
58.0

57.4
56.9

1,691.7

1,685.8

1,594.0
1,673.6
1,681.6
1,692.7
1,678.8

14 Total assets (7)
1,673.1
1,673.1
1,679.9
1,673.1
1,666.3

L I A B I L I T I E S

15 Deposits
1,304.5
1,302.5
1,309.2
1,291.9
1,275.8
16
Transaction
369.5
359.1
359.1
341.7
337.6
17
Nontransaction
935.0
943.3
950.2
950.2
938.2
18
Large time
152.2
155.9
155.1
154.0
152.6
19
Other
782.8
787.4
795.1
796.2
785.7

1,318.2

1,310.8

1,249.1
1,305.1
1,302.3
1,316.8
1,299.3

362.5

350.9

347.0

357.8
352.5

375.5
344.8

955.7

960.0

955.3

891.3
964.3

929.6
954.4

156.0

156.9

154.9

138.6
156.1

151.2
155.0

799.8

803.1

800.4

752.7
808.2

778.4
799.5

173.7

156.1
171.3

166.2
175.7

47.0
56.4

55.2
55.9

109.1
114.9

111.0
119.9

4.5

4.6
4.6

6.0
4.6

30.7
35.8

35.0
35.8

20 Borrowings
167.8
166.9
165.9
167.8
172.5
178.9
170.2
21
From banks in the U.S.
56.9
52.8
53.2
55.3
55.7
56.0
57.1
22
From nonbanks in the U.S.
110.9
114.0
112.7
112.5
116.8
122.9
113.1
23
Net due to related foreign offices
5.8
5.9
5.3
4.5
4.1
4.6
4.6
24
35.0
35.5

Other liabilities (8)
35.4
35.6
38.2

25 Total liabilities
1,513.1
1,510.6
1,516.1
1,510.8
1,488.7

56.2
117.5

36.1

35.5

36.0

1,526.7

1,523.0

1,440.5
1,512.3
1,516.5
1,528.4
1,515.4

26 Residual (assets less liabilities) (9)
160.0
162.4
163.8
165.0
162.9
162.2
177.6

165.2

153.4
164.3

161.3
163.4

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Feb
Jul 3

Mar

--------------

-------- -------------A S S E T S

1

Bank credit

Apr

1996

1996

May

Jun

--------

--------

Jun 12

1995
1995
1996
Week ending
Jun
Dec
Jan
Jun 19
Jun 26

-------- ---------------------------

1,663.7

1,688.9

1,702.2
1,696.5
2
418.7
396.8
3
289.7
276.3
3a
22.6
21.6
3b
267.1
254.7
3c
112.5
116.7
3d
154.6
138.0
3e
39.0
32.4
3f
66.7
60.5
3g
48.8
45.2
4
129.0
120.5
4a
63.2
55.9
4b
65.8
64.6
4c
19.2
18.7
4d
46.6
45.9

1,696.9
1,723.0

1,690.6

1,694.9

1,693.9

Securities in bank credit
417.3
405.5
401.9
404.2
399.8
U.S. government securities
293.3
283.7
281.1
282.0
278.9
Trading account
24.9
25.7
20.7
22.7
23.6
Investment account
268.4
258.1
260.4
259.3
255.3
Mortgage-backed pass-through
113.0
110.8
112.9
116.9
117.0
Other (including CMOs)
155.4
147.3
147.4
142.4
138.3
1 year or less
39.0
36.2
35.4
33.3
32.5
Between 1 and 5 years
66.1
61.3
63.4
62.0
61.5
More than 5 years
50.2
49.8
48.6
47.1
44.3
Other securities
124.1
121.7
120.8
122.1
120.9
Trading account
59.6
57.0
56.8
58.3
56.6
Investment account
64.5
64.7
64.0
63.8
64.2
State and local government
19.0
19.0
18.9
18.7
18.7
Other
45.4
45.7
45.1
45.1
45.6

5
Loans and leases in bank credit
1,283.5
1,279.6
1,285.2
1,293.0
1,299.7
1,323.2
6
Commercial and industrial
352.4
352.1
352.5
355.2
357.8
360.2
7
Real estate
505.1
507.2
511.1
509.4
510.0
522.0
7a
Revolving home equity
48.0
48.1
48.3
48.3
48.9
49.3

1,693.9

1,687.4

1,688.0

396.2

428.9
396.1

419.4
392.9

275.1

301.5
274.4

293.0
272.0

24.9
19.5

24.5
18.4

254.7

276.6
254.9

268.5
253.7

116.5

97.6
117.0

106.9
115.7

138.2

179.0
137.9

161.7
138.0

32.6

44.8
32.8

44.7
32.5

59.5

74.0
58.2

66.7
58.1

46.1

60.1
46.9

50.2
47.4

127.3
121.7

126.4
120.9

56.8

63.7
57.6

61.7
56.2

64.3

63.6
64.2

64.8
64.7

18.5

20.7
18.4

19.2
18.6

45.8

42.9
45.8

45.5
46.1

20.4

121.1

(2)
1,289.7

1,234.8
1,269.4
1,297.7
1,291.3
1,295.1

355.5

355.9

342.3
353.2

349.4
356.1

507.1

510.9

487.4
508.5

499.8
510.3

48.2

48.7

47.2
48.3

47.7
48.7

7b
457.1
461.0
8
249.4
257.6
9
49.6
39.9
10
127.0
134.4
10a
25.9
29.0
10b
10.7
10.5
10c
90.5
94.9

Other
459.0
462.8
461.2
458.9
472.7
Consumer
248.5
248.9
251.0
252.1
266.0
Security (3)
46.3
45.4
47.1
45.1
41.2
Other
125.5
127.4
130.3
129.9
133.8
Nonbank financial
27.0
29.0
29.6
28.0
28.8
State and local government
10.5
10.5
10.4
10.4
10.6
All other
88.0
87.9
90.3
91.5
94.4

462.2

440.2
460.2

452.1
461.6

257.8

246.5
257.0

246.9
255.7

48.6
41.7

50.4
41.6

110.0
131.0

122.9
131.4

28.9

21.6
29.3

24.9
28.8

10.4

11.1
10.1

10.8
10.4

92.7

77.3
91.6

87.1
92.2

41.2
131.9

11 Interbank loans (4)
112.1
104.5
113.3
130.8
126.0

123.2

127.5

125.2

103.5
124.1

106.7
119.8

12 Cash assets (5)
127.8
118.3
115.3
120.3
114.5

121.3

119.5

117.9

115.2
114.8

121.1
124.3

13 Other assets (6)
126.4
127.8
130.1
139.8
149.9

131.0

130.1

142.2

118.2
136.9

126.6
140.7

14 Total assets (7)
2,033.1
2,012.4
2,014.2
2,052.1
2,077.4

2,035.2

2,035.9

1,964.5
2,008.2
2,044.0
2,028.2
2,037.7

1,231.1

1,228.5

1,172.5
1,196.1
1,239.3
1,229.0
1,233.8

398.9

392.4

389.2

411.9
387.1

400.0
388.9

832.2

836.1

850.1

760.6
841.8

796.1
844.9

119.7

122.4

126.9

108.7
125.3

117.3
126.9

712.4

713.6

723.2

651.9
716.5

678.8
718.0

417.1

413.0

406.3

408.0
399.3

413.0
414.5

L I A B I L I T I E S
15 Deposits
1,218.7
1,209.6
1,219.9
1,249.1
1,259.3
16
Transaction
406.9
393.2
394.0
400.0
375.1
17
Nontransaction
811.8
816.4
825.9
849.1
884.2
18
Large time
118.2
118.4
118.5
127.7
132.0
19
Other
693.6
698.1
707.4
721.5
752.2
20 Borrowings
422.9
406.0

407.0

414.4
21
132.5
129.8
22
290.4
284.6
23
87.3
77.2

401.4
From banks in the U.S.
124.2
132.4
131.8
131.2
130.0
From nonbanks in the U.S.
281.8
274.6
285.3
281.8
271.4
Net due to related foreign offices
84.6
76.2
80.0
83.8
82.5

129.2

121.9
128.3

128.4
126.1

277.1

286.1
271.0

284.6
288.4

86.0
74.7

85.1
75.6

111.9
120.5

120.2
123.5

75.5

24 Other liabilities (8)
118.2
120.5
114.7
118.9
119.4

121.5

113.2

122.0

25 Total liabilities
1,847.2
1,820.7
1,817.8
1,859.6
1,862.6

1,849.7

1,838.5

1,778.3
1,814.4
1,843.2
1,823.4
1,847.4

26 Residual (assets less liabilities) (9)
186.0
191.7
196.4
185.5
197.4
192.5
214.8

200.8

186.1
204.8

193.8
190.3

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Feb
Jul 3

Mar

--------------

-------- -------------A S S E T S

1
Bank credit
1,695.6
1,694.6
1,686.6
1,723.6
2
409.7
394.8
3
284.4
272.8
3a
21.2
18.0
3b
263.2
254.9
3c
110.5
116.0

Apr

1,687.7

1995
1995
1996
Week ending
Jun
Dec
Jan
Jun 19
Jun 26

1996

1996

May

Jun

--------

--------

-------- ---------------------------

1,696.5

1,692.9

1,663.3
1,692.0
1,692.3
1,686.0
1,689.3

Securities in bank credit
414.4
407.0
403.3
405.2
398.1
U.S. government securities
290.0
285.1
283.1
281.6
276.2
Trading account
24.8
26.0
21.3
22.5
20.7
Investment account
265.2
259.0
261.8
259.2
255.5
Mortgage-backed pass-through
111.8
111.4
113.9
116.0
116.4

Jun 12

397.3

430.6
397.8

414.1
395.1

274.0

300.8
273.6

290.4
271.6

23.5
19.0

23.0
18.3

254.8

277.2
254.7

267.4
253.3

115.6

96.9
115.6

108.1
114.6

19.2

3d
152.7
138.9
3e
39.1
33.6
3f
65.4
59.7
3g
48.2
45.5
4
125.3
122.0
4a
59.2
58.3
4b
66.0
63.7
4c
19.1
18.8
4d
46.9
44.8

153.4
139.1
38.4
33.4
65.0
60.2

Other (including CMOs)
147.6
147.8
143.2
1 year or less
36.3
36.3

139.2

180.3
139.1

159.3
138.7

33.8

33.7

46.3
34.0

43.5
33.6

Between 1 and 5 years
61.8
62.8
61.9

58.9

73.4
57.9

66.2
57.6

46.6

60.6
47.2

49.5
47.5

129.8
124.2

123.7
123.5

59.5

66.8
60.4

58.7
59.4

63.7

63.1
63.7

64.9
64.1

18.6

20.8
18.5

19.3
18.8

45.1

42.3
45.2

45.6
45.3

More than 5 years
49.9
49.6
48.7
47.5
45.5
Other securities
124.4
121.9
120.2
123.6
121.9
Trading account
60.0
57.6
56.6
60.2
58.5
Investment account
64.4
64.4
63.6
63.4
63.4
State and local government
19.0
19.0
19.0
18.8
18.3
Other
45.4
45.3
44.6
44.6
45.1

5
Loans and leases in bank credit (2)
1,285.9
1,280.2
1,280.7
1,293.2
1,287.7
1,291.7
1,325.4
6
Commercial and industrial
350.2
352.0
354.8
359.4
359.2
357.6
362.7
7
Real estate
506.6
506.2
507.9
507.8
505.0
508.2
521.8
7a
Revolving home equity
48.0
47.9
47.8
47.9
48.1
48.9
49.2
7b
Other
458.6
458.3
460.2
459.9
456.9
459.3
472.6
8
Consumer
253.5
249.1
247.2
249.4
250.9
255.4
263.3
9
Security (3)
47.9
47.2
45.4
48.2
44.1
38.2
40.4
10
Other
127.7
125.5
125.3
128.5
128.5
132.4
137.1
10a
Nonbank financial
26.1
26.1
27.8
28.8
27.2
27.9
28.8
10b
State and local government
10.5
10.4
10.5
10.4
10.4
10.5
10.6

123.3

1,232.7
1,278.0
1,295.0
1,288.2
1,294.3
357.0

343.3
353.4

348.0
357.8

509.7

486.3
507.8

502.6
508.7

47.1
48.1

47.8
48.6

461.1

439.2
459.6

454.9
460.1

255.3

244.2
254.2

251.1
253.5

49.1
43.4

50.7
43.4

109.9
129.4

125.5
130.9

28.1

21.1
28.4

26.3
27.8

10.4

11.1
10.2

10.7
10.4

48.6

41.5
131.5

10c
91.1
94.0

All other
89.0
87.1
97.7

77.7
90.8

88.5
92.7

126.4

104.5
125.3

114.1
122.4

117.9

116.7

114.2
110.3

131.8
125.9

130.3

130.6

143.2

118.9
137.8

126.4
140.5

2,031.3

2,030.4

1,964.7
2,029.0
2,043.3
2,024.2
2,042.9

1,229.0

1,220.6

1,170.3
1,217.0
1,237.5
1,230.5
1,230.1

398.4

384.6

386.3

408.9
383.7

422.8
384.7

830.6

836.1

851.2

761.4
846.8

794.2
845.4

120.2

124.9

126.9

108.7
126.5

114.6
126.9

710.4

711.2

724.3

652.6
720.3

679.6
718.5

410.3

413.0
400.1

417.9
419.7

128.7

121.6
129.4

136.6
125.1

281.6

291.3
270.7

281.2
294.6

85.0
75.0

83.3
72.6

112.0
120.8

118.3
122.9

89.4

90.9

93.0

11 Interbank loans (4)
119.0
106.7
111.5
126.8
134.8

121.1

124.0

12 Cash assets (5)
133.6
119.9
110.9
110.4
125.3

118.3

13 Other assets (6)
126.7
126.3
129.3
140.5
154.7
14 Total assets (7)
2,039.7
2,012.5
2,004.2
2,029.2
2,102.9

L I A B I L I T I E S
15 Deposits
1,224.7
1,205.0
1,210.0
1,221.3
1,289.5
16
Transaction
414.8
389.7
384.8
377.5
404.1
17
Nontransaction
809.9
815.4
825.3
843.8
885.4
18
Large time
117.2
119.4
117.9
126.0
130.2
19
Other
692.7
696.0
707.4
717.8
755.2

20 Borrowings
413.9
405.6
402.1
406.8
409.9
413.2
408.4
21
From banks in the U.S.
136.8
125.7
129.0
131.6
129.4
123.6
133.9
22
From nonbanks in the U.S.
277.1
279.9
273.1
275.2
280.4
289.6
274.6
23
Net due to related foreign offices
87.1
86.5
79.2
80.5
89.1
78.2
77.3

74.5

24 Other liabilities (8)
119.1
118.7
115.9
119.4
120.8

119.5

115.0

122.4

25 Total liabilities
1,844.8
1,815.8
1,807.2
1,832.1
1,896.1

1,835.7

1,834.6

1,780.3
1,836.5
1,844.7
1,826.4
1,845.3

26 Residual (assets less liabilities) (9)
194.9
196.7
197.0
195.6
195.7
197.1
206.7

198.6

184.4
197.8

192.5
197.6

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Feb
Jul 3

Mar

--------------

-------- -------------A S S E T S

1
Bank credit
434.8
446.9
450.8
448.3

Apr

436.7

1996

May

Jun

--------

--------

-------- ---------------------------

440.8

442.9

450.2

415.9
458.2

429.6
447.3

139.4

140.7

130.8
145.5

136.5
138.9

76.2

77.5

64.0
78.7

66.9
76.9

63.2

63.2

66.9
66.8

69.6
62.0

(2)
303.5

309.5

285.1
312.8

293.1
308.4

183.8

186.4

173.3
187.1

181.3
185.9

33.1

32.8

38.2
32.7

36.3
32.5

31.9

35.3

33.6
38.7

27.5
34.3

54.7

55.0

40.0
54.2

47.9
55.7

34.8

35.4

26.1
35.0

30.3
35.4

19.9

19.6

13.9
19.2

17.6
20.2

21.3

22.4

22.5
22.1

23.1
27.7

2
136.4
139.0
3
62.8
77.1
4
73.6
61.9

Securities in bank credit
143.3
136.7
136.6
137.3
U.S. government securities
72.5
69.6
69.9
77.9
Other securities
70.8
67.0
66.7
59.4

5
298.4
311.8
6
182.4
187.9
7
35.3
33.2
9
29.5
34.2
10
51.3
56.5
10a
32.4
36.6
10c
18.8
19.9

Loans and leases in bank credit
303.6
300.0
304.2
311.0
Commercial and industrial
184.9
182.4
183.7
185.7
Real estate
34.3
33.3
33.2
33.2
Security (3)
33.5
33.6
33.0
35.2
Other
50.9
50.6
54.3
57.0
Nonbank financial
31.6
31.6
34.3
37.1
All other
19.3
19.0
20.1
19.9

11
21.8

Interbank loans (4)
20.7
20.8

1995
1995
1996
Week ending
Jun
Dec
Jan
Jun 19
Jun 26

1996

21.0

Jun 12

17.7

19.2

12
31.1
24.7

Cash assets (5)
29.3
27.4
24.5

26.2

26.1

25.2

26.6
25.1

30.2
25.7

13
54.5
49.6

Other assets (6)
56.6
55.0
49.6

54.9

55.4

52.2

54.0
55.2

55.2
50.7

542.9

545.7

550.0

518.9
560.5

537.9
551.3

169.5

172.6

172.1

162.1
173.7

167.3
171.1

10.5

11.0

10.8

9.4
10.9

10.5
11.4

159.0

161.7

161.3

152.8
162.9

156.8
159.7

157.7

160.6

162.3

150.2
163.2

151.2
161.7

1.3

1.1

14 Total assets (7)
542.1
553.5
539.8
542.7
541.6
L I A B I L I T I E S
15 Deposits
163.9
164.8
168.0
169.3
174.4
16
Transaction
10.7
10.7
9.8
10.5
10.2
17
Nontransaction
153.2
154.1
158.1
158.8
164.2
18
Large time
149.7
152.0
155.8
160.6
163.9
19
Other
3.5
2.2
2.4
-1.9
0.3

20 Borrowings
114.3
117.7
111.8
119.4
125.0
119.2
114.2
21
From banks in the U.S.
21.4
19.4
20.5
23.2
23.4
20.5
17.1
22
From nonbanks in the U.S.
92.8
98.2
91.3
96.2
101.5
98.7
97.2
23
Net due to related foreign offices
177.1
186.0
180.2
169.8
167.8
172.0
175.2
24
78.4
67.8

Other liabilities (8)
79.5
76.6
69.5

25 Total liabilities
533.7
548.0
536.5
528.3
533.4
26
8.5
14.4

-1.0

5.7
-1.9

112.4
123.9

113.0
120.8

20.3

18.5
20.3

18.5
19.7

99.7

93.9
103.6

94.5
101.0

175.3

154.2
174.6

171.6
179.3

80.2
75.2

84.2
68.5

508.9
547.4

536.2
539.7

120.0

76.5

73.1

71.1

535.3

538.5

538.5

Residual (assets less liabilities) (9)
5.4
3.3
7.6
7.2
8.2

2.5
-0.3

11.5

10.0
13.0

1.7
11.5

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Feb
Jul 3

Mar

--------------

-------- -------------A S S E T S

1
Bank credit
437.3
446.6
446.4
448.2

Apr

438.1

1995
1995
1996
Week ending
Jun
Dec
Jan
Jun 19
Jun 26

1996

1996

May

Jun

--------

--------

-------- ---------------------------

439.2

439.3

446.8

413.1
451.8

431.3
445.3

140.5

138.6

129.5
142.1

133.2
136.4

75.3

76.4

63.1
77.1

66.1
76.2

65.2

62.2

66.4
65.1

67.1
60.2

(2)
298.8

308.2

283.6
309.7

298.1
308.9

183.7

186.8

173.7
186.4

181.5
186.5

32.9

32.8

38.2
32.7

36.3
32.7

28.9

33.0

31.4
35.8

30.8
33.5

53.3

55.6

40.4
54.8

49.5
56.2

34.4

36.3

26.7
35.7

31.4
36.7

18.9

19.3

13.7
19.1

18.1
19.5

2
135.1
136.5
3
64.7
76.2
4
70.4
60.3

Securities in bank credit
142.2
137.8
136.7
136.1
U.S. government securities
71.9
70.9
70.2
76.9
Other securities
70.3
66.9
66.5
59.2

5
302.2
309.8
6
182.5
188.5
7
35.2
33.0
9
33.0
32.0
10
51.5
56.4
10a
32.6
37.1
10c
18.9
19.3

Loans and leases in bank credit
304.4
300.3
302.5
312.1
Commercial and industrial
183.9
183.2
183.7
188.1
Real estate
34.5
33.4
32.8
33.1
Security (3)
35.4
33.5
32.8
32.9
Other
50.6
50.1
53.1
58.1
Nonbank financial
31.8
31.5
33.8
38.2
All other
18.8
18.7
19.3
19.8

Jun 12

11
23.1
19.1

Interbank loans (4)
18.9
20.0
19.1

20.2

21.5

20.7

21.4
20.1

24.6
22.7

12
30.7
25.7

Cash assets (5)
28.2
27.0
25.7

25.6

25.7

26.0

27.4
25.9

29.9
26.4

13
54.2
48.9

Other assets (6)
57.1
54.2
49.0

53.7
55.5

55.5
50.1

545.4

515.5
553.2

541.3
544.6

174.0

174.3

164.5
177.0

168.3
173.5

10.0

10.3

10.6

9.2
10.3

10.8
10.8

157.2

163.8

163.7

155.4
166.7

157.4
162.7

156.2

162.8

162.3

150.4
164.3

154.5
161.8

0.9

1.0

1.4

5.0
2.4

2.9
0.9

116.3
127.8

111.1
125.7

21.9

19.8
22.7

19.6
21.0

102.3

96.5
105.2

91.5
104.7

148.7
166.1

174.5
171.4

80.6
76.3

81.3
67.9

510.1
547.2

535.1
538.5

5.4
6.0

6.1
6.0

56.1

52.0

538.1

542.6

167.2

14 Total assets (7)
545.3
550.8
539.3
540.1
542.0

53.2

L I A B I L I T I E S
15 Deposits
164.8
164.6
168.4
171.9
172.0
16
Transaction
10.8
10.6
9.7
10.6
10.6
17
Nontransaction
154.0
153.9
158.7
161.3
161.4
18
Large time
149.4
151.1
156.8
160.3
160.3
19
Other
4.6
2.8
1.9
0.9
1.0

20 Borrowings
110.5
113.0
111.2
120.3
123.2
121.6
121.7
21
From banks in the U.S.
21.5
18.7
20.6
22.3
21.8
20.6
20.6
22
From nonbanks in the U.S.
89.0
94.3
90.6
98.1
101.4
101.0
101.1
23
Net due to related foreign offices
184.3
185.8
177.6
169.7
165.1
171.4
171.5
24
79.5
68.8

Other liabilities (8)
81.5
76.3
68.9

25 Total liabilities
539.2
544.9
533.4
533.8
534.1
26
6.1
6.3

124.3

169.0

74.8

74.3

71.5

532.0

536.6

539.0

Residual (assets less liabilities) (9)
5.9
5.9
6.1
6.0
7.9

6.3

--------------------------------1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically
chartered commercial banks that submit a weekly report of condition (large
domestic); other domestically
chartered commercial banks (small domestic); branches and agencies of foreign

banks, New York State
investment companies, and Edge Act and agreement corporations (foreignrelated institutions). Excludes
international banking facilities. Data are Wednesday values or pro rata
averages of Wednesday values.
Large domestic banks constitute a universe; data for small domestic banks and
foreign-related institutions
are estimates based on weekly samples and on quarter-end condition reports.
Data are adjusted for breaks
caused by reclassifications of assets and liabilities.
The data for small and large domestic banks presented on pages 5 and 6 are
adjusted to remove the estimated
effects of mergers between these two groups. The data for small and large
banks presented on pages 7-8 and
pages 9-10 are based on reported data and are affected by mergers. The
adjustment for mergers changes past
levels to make them comparable with current levels. Estimated quantities of
balance sheet items acquired
in mergers are removed from past data for the bank group that contained the
acquired bank and put into past
data for the group containing the acquiring bank. Balance sheet data for
acquired banks are obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans to commercial
banks in the United States.
3. Consists of reverse RPs with broker-dealers and loans to purchase and carry
securities. For small domestic
banks, consists of an estimate of other loans derived from weekly data for a
sample of small banks multiplied
by the share of security loans in other loans, calculated from quarterly Call
Reports.
4. Consists of federal funds sold to, reverse RPs with, and loans to commercial
banks in the United States.
5. Includes vault cash, cash items in process of collection, demand balances due
from depository institutions in
the United States, balances due from Federal Reserve Banks, and other cash
assets.
6. Excludes the due-from position with related foreign offices, which is
included in line 23.
7. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are
reported gross of these items.
8. Estimated with partial data; for all banks, not seasonally adjusted,
constrained to equal values in line 11.
The seasonally adjusted aggregates for all commercial banks in lines 11 and
21 are sums of seasonally adjusted
components and are not necessarily equal.
9. Excludes the due-to position with related foreign offices, which is included
in line 23.
10. This balancing item is not intended as a measure of equity capital for use in
capital adequacy analysis. On a
seasonally adjusted basis this item reflects any differences in the seasonal
patterns estimated for total
assets and total liabilities.