H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For immediate release
Seasonally adjusted, billions of dollars
August 23, 1996
Account
1996

1996

1996

Mar
Aug 14

Apr

--------------

-------- -------------A S S E T S

1
Bank credit
3,647.3
3,641.1
3,670.5
3,662.8
2
998.2
974.5
3
715.3
703.2
4
282.9
271.3

May

3,659.4

1996

Jun

Jul

--------

--------

-------- ---------------------------

3,663.2

3,668.4

3,533.2
3,633.6
3,671.9
3,676.2
3,664.7

980.3

975.0

982.8
975.4

991.2
967.1

706.5

706.2

703.9
707.3

702.4
705.2

273.7

268.8

278.8
268.2

288.8
261.9

(2)
2,688.1

2,550.4
2,642.3
2,696.9
2,700.8
2,697.6

738.1

741.9

1,102.3

1,062.2
1,086.4
1,103.5
1,104.3
1,105.7

79.4

79.8

1,022.9

1,023.7

984.2
1,006.7
1,024.5
1,025.8

510.0

511.9

481.0
512.8

500.2
511.7

82.1

80.3

87.1
80.4

85.0
76.8

255.7

259.1

222.4
259.8

247.1
260.3

207.0

199.6

192.8
198.8

203.2
203.1

Securities in bank credit
983.0
982.0
988.2
967.8
U.S. government securities
704.7
704.8
713.2
701.4
Other securities
278.3
277.3
275.0
266.4

5
Loans and leases in bank credit
2,649.1
2,658.1
2,677.4
2,675.0
2,696.0
2,695.0
6
Commercial and industrial
728.0
726.9
732.8
735.1
741.4
739.5
7
Real estate
1,090.0
1,095.4
1,097.3
1,099.0
1,106.8
1,108.9
7a
Revolving home equity
80.0
80.0
80.2
79.8
80.3
81.4
7b
Other
1,010.0
1,015.4
1,017.1
1,019.2
1,026.5
1,027.5
8
Consumer
500.3
503.8
507.4
504.9
512.1
511.8
9
Security (3)
85.7
84.9
85.9
82.6
77.4
77.5
10
Other
245.1
247.1
254.0
253.5
258.3
257.3
11 Interbank loans (4)
192.3
202.6
208.9
199.7
205.9

1995
1996
1996
Week ending
Jul
Jan
Feb
Jul 31
Aug 7

1996

208.7

Jul 24

697.7
743.4

78.0
79.8

723.6
743.0

79.7
80.0

12 Cash assets (5)
219.6
216.4
222.5
218.2
218.9

219.4

216.7

216.9

213.8
214.6

233.3
227.0

13 Other assets (6)
243.0
242.0
243.6
264.1
270.2

242.8

253.3

264.8

225.4
265.3

237.9
267.0

14 Total assets (7)
4,245.5
4,245.2
4,277.2
4,294.7
4,299.9

4,277.1

4,288.1

4,108.2
4,251.1
4,295.3
4,297.0
4,303.7

2,717.7

2,721.5

2,609.0
2,687.5
2,728.4
2,732.3
2,736.8

756.4

749.8

742.6

1,961.3

1,971.7

1,817.0
1,904.7
1,985.9
1,983.4
1,984.1

440.0

445.4

448.0

1,521.3

1,526.3

1,415.0
1,482.7
1,537.9
1,536.1
1,538.3

L I A B I L I T I E S
15 Deposits
2,681.7
2,702.6
2,718.7
2,739.8
2,746.4
16
Transaction
765.5
766.7
770.1
737.3
734.6
17
Nontransaction
1,916.2
1,935.9
1,948.7
2,002.5
2,011.8
18
Large time
426.4
429.1
433.3
450.0
453.1
19
Other
1,489.8
1,506.8
1,515.3
1,552.5
1,558.7

20 Borrowings
691.8
688.8
710.5
710.4
702.2
697.0
700.0
21
From banks in the U.S.
192.6
204.0
207.6
207.4
203.6
194.7
203.5
22
From nonbanks in the U.S.
499.2
484.8
502.9
503.0
498.6
502.3
496.5
23
Net due to related foreign offices
276.6
261.6
254.6
256.1
255.1
248.8
245.3

792.0
748.8

402.0
447.4

782.9
752.7

422.0
445.8

692.5

685.8
695.9

705.1
697.5

200.2

195.5
197.4

206.6
201.4

492.3

490.3
498.4

498.5
496.1

248.1

235.5
240.9

270.2
248.1

213.7
225.6

231.6
221.9

24 Other liabilities (8)
233.8
224.1
231.7
224.1
225.7

219.9

226.9

225.3

25 Total liabilities
3,883.9
3,877.0
3,915.5
3,909.7
3,917.4

3,904.0

3,905.6

3,744.0
3,894.4
3,894.4
3,894.7
3,904.3

26 Residual (assets less liabilities) (9)
361.5
368.2
361.6
373.1
382.5
384.9
382.5
H.8 (510)

400.9

364.2
402.3

356.7
399.4

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Mar
Aug 14

Apr

--------------

-------- -------------A S S E T S

1
Bank credit
3,638.9
3,635.4
3,668.7
3,665.1
2
993.2
976.7
3
710.6
705.6
4
282.6
271.1

May

3,660.4

1996

Jun

Jul

--------

--------

-------- ---------------------------

3,660.1

3,665.3

3,526.0
3,624.4
3,664.7
3,661.6
3,661.7

981.5

971.7

979.6
972.0

978.9
967.0

706.8

704.0

701.9
705.1

697.1
704.7

274.7

267.7

277.7
266.9

281.8
262.3

(2)
2,683.8

2,546.4
2,645.5
2,693.0
2,689.6
2,694.7

741.1

743.0

1,100.9

1,062.1
1,086.2
1,103.3
1,103.3
1,104.8

79.3

79.9

1,021.6

1,023.4

984.0
1,006.6
1,023.4
1,024.6

506.3

509.2

478.5
510.5

504.8
510.5

80.0

77.8

84.3
76.4

86.9
76.2

255.6

259.6

223.0
256.8

247.0
260.7

202.3

203.3

196.8

189.6
188.9

212.2
203.3

216.7

214.6

214.6

211.7
200.0

240.8
228.6

Securities in bank credit
987.4
987.2
992.7
973.4
U.S. government securities
709.1
710.8
714.0
705.5
Other securities
278.4
276.4
278.7
267.9

5
Loans and leases in bank credit
2,645.7
2,648.0
2,673.2
2,667.4
2,692.0
2,691.7
6
Commercial and industrial
726.1
730.9
738.7
740.5
740.7
737.9
7
Real estate
1,086.9
1,089.8
1,093.4
1,095.9
1,106.3
1,109.3
7a
Revolving home equity
79.5
79.2
79.6
79.7
80.4
81.6
7b
Other
1,007.4
1,010.6
1,013.8
1,016.3
1,025.9
1,027.7
8
Consumer
500.8
499.5
504.7
503.2
510.1
511.4
9
Security (3)
88.7
84.8
86.7
78.4
75.8
75.5
10
Other
243.2
243.0
249.7
249.5
259.1
257.5
11 Interbank loans (4)
194.2
200.5
205.9
195.5
202.1
12 Cash assets (5)
220.4
209.2
217.0

1995
1996
1996
Week ending
Jul
Jan
Feb
Jul 31
Aug 7

1996

Jul 24

698.5
742.5

78.1
79.9

720.6
742.5

79.5
80.2

205.7

209.3

13 Other assets (6)
242.3
240.5
241.0
268.3
272.0

243.8

252.8

265.5

225.6
262.4

238.6
270.8

14 Total assets (7)
4,239.1
4,228.5
4,267.5
4,280.4
4,290.5

4,265.9

4,278.8

4,096.2
4,259.3
4,284.0
4,255.3
4,306.6

2,707.4

2,718.3

2,601.6
2,694.3
2,721.6
2,693.8
2,737.1

744.0

743.3

735.4

1,963.4

1,974.9

1,817.4
1,899.7
1,986.2
1,981.7
1,984.7

445.4

445.2

445.9

1,517.9

1,529.7

1,417.3
1,480.7
1,540.2
1,534.8
1,539.5

L I A B I L I T I E S
15 Deposits
2,672.7
2,688.9
2,715.6
2,733.0
2,740.9
16
Transaction
758.3
751.9
769.0
725.5
727.0
17
Nontransaction
1,914.4
1,937.0
1,946.6
2,007.5
2,013.9
18
Large time
426.9
430.6
433.2
449.1
451.5
19
Other
1,487.4
1,506.4
1,513.4
1,558.4
1,562.4

20 Borrowings
686.2
680.7
696.6
707.7
711.9
694.3
699.1
21
From banks in the U.S.
194.3
199.2
206.4
204.6
205.3
188.5
197.8
22
From nonbanks in the U.S.
491.9
481.5
490.2
503.1
506.6
505.8
501.3
23
Net due to related foreign offices
278.2
262.2
254.8
258.4
247.6
240.7
240.8

784.2
712.1

400.1
446.8

794.6
752.3

419.0
445.2

704.7

695.4
701.8

692.2
708.9

198.5

193.7
190.3

213.6
200.8

506.2

501.7
511.5

478.6
508.1

246.7

233.8
248.9

277.3
247.5

212.9
224.4

233.3
223.9

24 Other liabilities (8)
234.3
225.5
228.0
223.5
225.1

222.5

227.7

224.8

25 Total liabilities
3,871.4
3,857.3
3,895.0
3,891.5
3,906.0

3,896.0

3,905.4

3,743.7
3,897.1
3,897.7
3,868.9
3,917.4

26 Residual (assets less liabilities) (9)
367.7
371.2
372.5
369.9
373.3
388.9
384.5

386.3

352.5
386.4

362.2
389.2

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars

Account
1996

1996

1996

Mar
Aug 14

Apr

--------------

-------- -------------A S S E T S

1
Bank credit
3,196.0
3,197.9
3,207.1
3,204.4
2
852.6
829.7
3
641.8
621.2
4
210.8
208.6

May

3,211.6

1995
1996
1996
Week ending
Jul
Jan
Feb
Jul 31
Aug 7

1996

1996

Jun

Jul

--------

--------

-------- ---------------------------

3,213.4

3,210.9

3,110.0
3,197.3
3,212.2
3,215.9
3,204.2

835.9

833.2

849.4
834.7

854.2
825.0

627.2

625.5

639.9
627.2

639.2
623.8

208.6

207.8

209.5
207.5

215.1
201.2

(2)
2,375.0

2,260.6
2,343.0
2,379.0
2,381.2
2,379.2

548.1

549.4

1,069.4

1,024.3
1,051.1
1,070.2
1,071.2
1,072.1

79.3

79.8

990.1

Securities in bank credit
843.0
841.8
845.2
826.0
U.S. government securities
633.5
633.2
635.3
619.0
Other securities
209.4
208.6
209.9
206.9

5
Loans and leases in bank credit
2,343.4
2,354.9
2,369.8
2,368.2
2,377.4
2,378.4
6
Commercial and industrial
541.0
541.4
545.8
548.0
549.2
549.8
7
Real estate
1,055.7
1,062.1
1,064.1
1,065.9
1,073.3
1,075.4
7a
Revolving home equity
79.9
80.0
80.1
79.7
80.3
81.3
7b
Other
975.8
982.2
983.9
986.2
993.1
994.0
8
Consumer
500.3
503.8
507.4
504.9
512.1
511.8
9
Security (3)
52.2
51.2
52.9
50.7
43.7
42.9
10
Other
194.2
196.5
199.6
198.8
199.0
198.5

Jul 24

522.9
549.9

540.3
549.9

78.0
79.8

79.7
79.9

990.4

946.3
991.4

971.5
992.2

510.0

511.9

481.0
512.8

500.2
511.7

46.8

46.1

51.9
45.6

55.5
43.3

200.7

201.3

180.5
201.7

195.8
202.1

11 Interbank loans (4)
171.6
181.8
187.8
178.8
185.4

187.4

184.6

180.4

171.4
179.8

181.4
184.9

12 Cash assets (5)
190.3
189.1
196.3
192.9
193.9

193.2

191.5

191.6

187.0
189.3

202.2
201.8

13 Other assets (6)
186.4
187.0
188.7
216.4
222.1

187.4

201.1

215.1

171.6
215.6

182.7
217.7

14 Total assets (7)
3,687.6
3,698.9
3,727.3
3,737.4
3,747.9

3,724.5

3,730.8

3,582.9
3,706.7
3,741.5
3,742.7
3,750.6

2,545.1

2,549.3

2,445.1
2,523.6
2,553.9
2,558.9
2,563.0

745.4

739.0

731.9

1,799.7

1,810.4

1,662.5
1,751.5
1,822.0
1,820.8
1,821.0

279.4

283.1

285.5

1,520.3

1,527.3

1,414.3
1,479.2
1,536.6
1,535.0
1,537.2

L I A B I L I T I E S
15 Deposits
2,516.9
2,534.6
2,549.2
2,565.1
2,571.6
16
Transaction
754.8
756.8
759.5
726.4
723.9
17
Nontransaction
1,762.0
1,777.8
1,789.7
1,838.8
1,847.7
18
Large time
274.4
273.3
275.6
287.2
289.8
19
Other
1,487.7
1,504.5
1,514.0
1,551.6
1,557.9

20 Borrowings
574.1
577.0
591.1
585.4
582.1
580.5
579.3
21
From banks in the U.S.
173.1
183.5
184.4
183.9
183.3
174.5
183.1
22
From nonbanks in the U.S.
401.0
393.5
406.7
401.5
398.8
406.1
396.2
23
Net due to related foreign offices
90.5
81.3
84.6
88.2
79.7
72.8
74.0

782.5
738.1

248.3
285.8

772.1
742.0

272.3
283.8

576.1

567.2
576.3

590.8
580.3

180.6

176.4
175.7

185.2
181.9

395.5

390.7
400.6

405.7
398.5

82.9
74.8

93.0
74.4

137.2
155.9

152.7
153.5

76.1

24 Other liabilities (8)
153.9
147.1
154.8
156.4
157.9

146.4

155.9

155.8

25 Total liabilities
3,335.4
3,340.0
3,379.7
3,374.9
3,382.8

3,365.1

3,367.0

3,232.3
3,360.2
3,361.9
3,365.9
3,371.2

26 Residual (assets less liabilities) (9)
352.2
358.9
347.6
359.4
363.8
362.5
365.0

379.6

350.6
376.8

346.5
379.4

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
Account

1995

1996

1996

1996

1996

1996

1996

1996

Mar
Aug 14

Apr

May

Jun

Jul

--------------

-------- -------------A S S E T S

--------

--------

-------- ---------------------------

3,213.8

3,211.3

3,102.4
3,185.6
3,204.3
3,200.3
3,200.1

839.3

829.3

845.4
829.3

843.2
823.3

628.6

623.5

638.0
624.0

632.0
622.8

210.7

205.9

207.4
205.3

211.2
200.5

(2)
2,372.0

2,257.0
2,342.4
2,375.0
2,371.1
2,376.7

550.6

549.4

1,068.1

1,024.2
1,051.0
1,070.1
1,070.1
1,071.4

79.3

79.9

988.8

1
Bank credit
3,187.8
3,190.7
3,202.9
3,202.6
2
848.6
830.0
3
637.7
622.6
4
210.9
207.5

3,214.3

Securities in bank credit
846.2
846.9
848.5
828.3
U.S. government securities
636.6
638.9
637.0
621.0
Other securities
209.6
208.0
211.5
207.3

5
Loans and leases in bank credit
2,339.3
2,344.5
2,367.4
2,365.3
2,372.9
2,374.3
6
Commercial and industrial
540.2
544.5
551.7
553.5
547.3
546.3
7
Real estate
1,052.4
1,056.4
1,060.6
1,063.0
1,072.9
1,075.8
7a
Revolving home equity
79.5
79.2
79.5
79.6
80.3
81.6
7b
Other
973.0
977.2
981.0
983.4
992.5
994.2
8
Consumer
500.8
499.5
504.7
503.2
510.1
511.4
9
Security (3)
53.2
51.3
53.9
49.5
43.0
42.2
10
Other
192.6
192.9
196.6
196.2
199.7
198.6

Jul 24

Week ending
Jul
Jan
Jul 31
Aug 7

522.9
548.0

537.2
549.2

78.1
79.9

79.5
80.1

990.2

946.1
990.2

971.5
991.3

506.3

509.2

478.5
510.5

504.8
510.5

47.0

44.8

50.5
43.4

53.9
43.1

200.0

201.5

180.9
199.0

195.5
202.5

11 Interbank loans (4)
175.3
180.5
185.7
176.4
183.0

180.8

182.6

177.6

168.2
169.8

189.1
184.2

12 Cash assets (5)
192.2
182.2
191.4
180.0
183.6

191.0

188.6

188.9

184.4
174.3

210.0
202.9

187.7

200.9

216.5

172.5
213.3

183.7
221.7

13 Other assets (6)
185.2
186.3
187.9

Feb

219.1

222.8

14 Total assets (7)
3,683.9
3,682.7
3,722.4
3,720.6
3,734.0

3,726.1

3,570.9
3,711.9
3,729.8
3,700.2
3,751.1

2,533.3

2,544.0

2,439.4
2,529.4
2,549.3
2,521.4
2,564.6

733.7

732.7

724.7

1,799.6

1,811.2

1,664.7
1,745.7
1,824.5
1,820.0
1,823.0

282.7

282.9

285.6

1,517.0

1,528.3

1,416.3
1,476.0
1,538.9
1,533.5
1,538.1

3,716.3

L I A B I L I T I E S
15 Deposits
2,508.2
2,520.6
2,548.4
2,560.4
2,568.3
16
Transaction
747.7
742.2
759.0
714.8
716.3
17
Nontransaction
1,760.5
1,778.3
1,789.4
1,845.6
1,852.0
18
Large time
275.8
273.8
277.0
288.8
291.2
19
Other
1,484.7
1,504.6
1,512.4
1,556.9
1,560.8

20 Borrowings
573.2
569.5
576.3
584.5
587.6
572.3
577.0
21
From banks in the U.S.
175.6
178.5
184.1
182.8
183.4
167.8
177.1
22
From nonbanks in the U.S.
397.6
390.9
392.1
401.7
404.2
404.5
399.9
23
Net due to related foreign offices
92.3
84.5
85.0
93.2
78.5
68.8
68.8

774.8
701.5

248.3
286.5

783.8
741.7

269.6
284.8

582.8

571.6
579.9

581.7
586.9

177.8

173.5
169.6

192.1
180.1

405.0

398.1
410.3

389.6
406.8

81.8
77.1

92.9
75.7

137.0
155.4

153.4
154.8

75.1

24 Other liabilities (8)
152.3
148.8
152.8
154.4
156.0

147.9

156.2

155.8

25 Total liabilities
3,326.0
3,323.4
3,362.4
3,355.9
3,370.1

3,358.9

3,366.3

3,229.9
3,357.4
3,362.9
3,333.9
3,382.1

26 Residual (assets less liabilities) (9)
357.9
359.3
360.0
357.4
359.8
364.7
364.0

366.9

341.0
366.3

354.4
369.0

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
1996

1996

Account
1996

1996

1996

1995
1996
Week ending
Jul
Jan

1996
Feb

Mar
Aug 14

Apr

--------------

-------- -------------A S S E T S

1
Bank credit
1,448.3
1,460.1
1,492.8
1,494.4
2
426.1
433.9
3
341.9
349.5
4
84.2
84.4

May

1,469.0

Jun

Jul

--------

--------

-------- ---------------------------

1,472.5

1,481.3

1,392.3
1,444.0
1,487.4
1,490.8
1,491.9

433.5

434.3

418.3
435.6

426.3
434.4

348.9

350.0

336.0
351.1

342.7
350.0

84.6

84.3

82.2
84.5

83.6
84.4

(2)
1,047.8

1,053.2

974.0
1,017.7
1,055.2
1,057.4

187.3

187.9

171.7
187.9

181.3
188.5

542.2

545.9

506.2
547.6

522.7
548.8

29.9

30.0

28.6
30.0

29.8
30.1

512.3

516.0

477.6
517.6

492.9
518.7

245.6

247.4

226.1
247.7

241.3
248.0

5.4

5.4

5.6
5.3

5.7
5.3

67.4

66.6

64.4
66.8

66.6
66.8

Securities in bank credit
429.4
431.5
433.0
434.1
U.S. government securities
344.3
346.6
348.1
349.9
Other securities
85.1
84.9
84.9
84.2

5
Loans and leases in bank credit
1,022.2
1,030.7
1,037.5
1,039.4
1,058.9
1,060.3
6
Commercial and industrial
182.3
182.5
184.1
186.1
188.8
189.4
7
Real estate
525.5
529.8
533.4
537.8
549.5
550.6
7a
Revolving home equity
30.0
30.0
30.2
29.9
30.3
30.4
7b
Other
495.5
499.7
503.2
507.8
519.2
520.3
8
Consumer
242.3
245.6
247.2
243.5
248.2
247.6
9
Security (3)
5.6
5.8
5.6
5.3
5.5
5.5
10
Other
66.5
67.0
67.2
66.8
66.9
67.2

Jul 24

Jul 31

Aug 7

11
65.1
57.2

Interbank loans (4)
66.5
62.4
58.4

57.9

58.5

56.3

59.7
55.5

66.9
55.0

12
69.1
69.8

Cash assets (5)
71.3
72.3
69.9

71.1

71.6

69.8

67.5
68.8

71.1
72.3

13
55.4
59.4

Other assets (6)
53.3
53.9
63.3

53.4

55.5

60.1

51.0
59.2

53.8
62.3

14 Total assets (7)
1,617.0
1,630.1
1,636.5
1,657.4
1,664.3

1,645.4

1,550.5
1,615.1
1,652.0
1,652.6
1,659.8

1,273.8

1,277.9

1,212.1
1,258.2
1,278.3
1,279.3
1,281.5

342.5

342.8

337.6

348.8
338.3

352.5
340.4

931.3

935.2

940.7

863.3
941.0

905.6
941.1

154.0

153.8

154.3

136.2
154.2

150.8
154.2

777.3

781.4

786.5

727.1
786.8

754.8
786.9

178.8

154.7
181.1

163.3
181.4

48.3
57.0

51.1
58.6

106.4
124.1

112.2
122.8

5.1

5.1
5.1

5.7
4.7

30.4
31.1

33.3
31.5

1,633.7

L I A B I L I T I E S
15 Deposits
1,261.2
1,271.6
1,274.5
1,285.3
1,291.8
16
Transaction
349.7
352.0
349.4
335.1
339.2
17
Nontransaction
911.5
919.6
925.1
950.2
952.7
18
Large time
152.7
152.0
153.0
155.7
155.8
19
Other
758.8
767.6
772.1
794.6
796.9

20 Borrowings
163.7
165.9
170.0
167.9
173.1
183.5
184.5
21
From banks in the U.S.
48.6
51.8
53.1
53.1
55.0
56.9
59.6
22
From nonbanks in the U.S.
115.1
114.1
116.9
114.8
118.2
126.6
124.9
23
Net due to related foreign offices
5.9
5.0
4.6
4.2
4.8
3.8
3.6
24
31.6
30.9

Other liabilities (8)
30.1
30.7
30.7

25 Total liabilities
1,462.4
1,472.6
1,479.9
1,503.5
1,510.6

57.6
121.2

30.7

30.5

31.1

1,476.5

1,486.4

1,402.3
1,460.5
1,493.4
1,496.5
1,499.1

26 Residual (assets less liabilities) (9)
154.7
157.5
156.6
157.1
158.9
153.9
153.6

158.6

148.3
156.2

154.6
160.7

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
1996

1996

Mar
Aug 14

Apr

Account
1996
May

1996

1996

Jun

Jul

Jul 24

1995
1996
1996
Week ending
Jul
Jan
Feb
Jul 31
Aug 7

--------------

-------- -------------A S S E T S

1
Bank credit
1,747.6
1,737.8
1,714.4
1,710.0
2
426.5
395.9
3
299.9
271.7
4
126.6
124.2

1,742.6

--------

--------

-------- ---------------------------

1,740.9

1,729.6

1,717.7
1,753.3
1,724.8
1,725.0
1,712.3

402.4

399.0

431.1
399.1

428.0
390.6

278.3

275.5

303.8
276.1

296.5
273.8

124.1

123.5

127.2
123.0

131.5
116.8

(2)
1,327.2

1,286.6
1,325.4
1,325.8
1,325.9
1,321.7

360.8

361.6

351.2
362.0

359.0
361.4

527.3

524.3

518.0
523.6

528.4
523.3

49.5

49.8

49.3
49.8

49.9
49.8

477.8

474.5

468.7
473.8

478.5
473.5

264.5

264.5

254.9
265.1

259.0
263.8

41.4

40.7

46.4
40.3

49.8
38.0

133.3

134.7

116.0
134.9

129.2
135.3

Securities in bank credit
413.5
410.3
412.2
391.9
U.S. government securities
289.2
286.6
287.2
269.1
Other securities
124.3
123.7
124.9
122.7

5
Loans and leases in bank credit
1,321.2
1,324.3
1,332.3
1,328.8
1,318.5
1,318.1
6
Commercial and industrial
358.7
358.9
361.7
361.9
360.5
360.5
7
Real estate
530.3
532.4
530.7
528.1
523.8
524.7
7a
Revolving home equity
49.9
50.0
50.0
49.8
49.9
51.0
7b
Other
480.3
482.4
480.7
478.3
473.9
473.8
8
Consumer
258.0
258.1
260.2
261.4
263.8
264.1
9
Security (3)
46.5
45.4
47.3
45.3
38.2
37.5
10
Other
127.7
129.5
132.4
132.0
132.1
131.3
11 Interbank loans (4)
106.6
115.3
125.4
121.6
126.9

129.5

126.1

124.1

111.6
124.4

114.5
129.9

12 Cash assets (5)
121.2
117.8
124.0
123.1
124.1

122.1

119.9

121.9

119.4
120.5

131.0
129.5

13 Other assets (6)
131.0
133.7
134.7
157.1
158.8

134.0

145.6

155.0

120.6
156.4

128.9
155.4

2,090.9

2,085.5

2,032.4
2,091.7
2,089.5
2,090.0
2,090.8

14 Total assets (7)
2,070.5
2,068.9
2,090.8

2,080.0

2,083.6
L I A B I L I T I E S

15 Deposits
1,255.7
1,263.0
1,274.7
1,279.8
1,279.8
16
Transaction
405.1
404.9
410.1
391.3
384.7
17
Nontransaction
850.5
858.1
864.5
888.6
895.0
18
Large time
121.7
121.3
122.6
131.5
134.0
19
Other
728.9
736.8
741.9
757.0
761.0

1,271.3

1,271.4

1,233.0
1,265.4
1,275.6
1,279.6
1,281.5

403.0

396.2

394.3

433.7
399.8

419.6
401.6

868.4

875.2

881.3

799.3
879.8

845.9
879.9

125.4

129.3

131.2

112.1
131.5

121.5
129.6

743.0

745.9

750.1

687.2
748.3

724.4
750.3

397.3

412.5
395.3

427.5
398.9

123.1

128.2
118.8

134.1
123.2

274.2

284.3
276.5

293.4
275.7

77.8
69.8

87.3
69.6

106.8
124.8

119.5
122.1

20 Borrowings
410.4
411.1
421.1
417.5
409.0
397.0
394.8
21
From banks in the U.S.
124.6
131.6
131.3
130.8
128.3
117.6
123.5
22
From nonbanks in the U.S.
285.9
279.4
289.8
286.7
280.7
279.5
271.3
23
Net due to related foreign offices
84.6
76.4
80.0
84.0
74.9
69.0
70.4

71.0

24 Other liabilities (8)
122.3
117.0
124.0
125.5
127.2

115.7

125.4

124.7

25 Total liabilities
1,873.0
1,867.4
1,899.8
1,871.3
1,872.2

1,888.6

1,880.6

1,830.1
1,899.7
1,868.5
1,869.4
1,872.1

26 Residual (assets less liabilities) (9)
197.5
201.4
191.0
202.3
204.9
208.6
211.4

221.0

202.3
220.6

192.0
218.7

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Mar
Aug 14

Apr

--------

--------

1996

1996

May

Jun

Jul

--------

--------

--------

Jul 24

1995
1996
1996
Week ending
Jul
Jan
Feb
Jul 31
Aug 7

-------- ---------------------------

-------

------A S S E T S

1
Bank credit
1,499.3
1,507.8
1,492.8
1,494.4
2
435.5
433.9
3
349.4
349.5
4
86.1
84.4

1,516.7

1,519.8

Securities in bank credit
437.8
439.8
441.2
434.1
U.S. government securities
350.9
353.2
354.5
349.9
Other securities
86.9
86.7
86.7
84.2

5
Loans and leases in bank credit
1,063.8
1,070.0
1,076.9
1,078.6
1,059.0
1,060.3
6
Commercial and industrial
189.0
188.9
190.6
192.5
188.8
189.4
7
Real estate
549.1
551.8
555.3
559.5
549.6
550.6
7a
Revolving home equity
31.8
31.7
31.9
31.6
30.3
30.4
7b
Other
517.3
520.1
523.5
527.9
519.2
520.3
8
Consumer
251.2
254.3
255.9
252.3
248.3
247.6
9
Security (3)
5.9
6.0
5.8
5.5
5.5
5.5
10
Other
68.6
69.0
69.2
68.8
66.9
67.2

1,517.3

1,447.4
1,495.2
1,492.2
1,491.0
1,492.0

439.6

435.2

429.4
435.6

435.7
434.5

353.6

350.6

345.1
351.1

350.1
350.1

86.0

84.6

84.3
84.5

85.6
84.4

(2)
1,077.7

1,018.0
1,059.5
1,057.0
1,055.4
1,057.6

192.0

188.7

178.7
187.9

187.9
188.5

559.5

548.2

531.3
547.6

546.6
548.9

31.1

30.2

30.7
30.0

31.6
30.1

528.3

518.0

500.7
517.6

514.9
518.8

252.1

248.0

235.6
247.7

250.4
248.0

5.5

5.4

5.8
5.3

6.0
5.3

68.6

66.8

66.5
66.8

68.7
66.8

11
67.2
57.2

Interbank loans (4)
68.4
64.4
58.4

59.8

59.5

56.4

62.3
55.5

69.3
55.0

12
72.0
69.8

Cash assets (5)
73.8
75.0
69.9

73.7

73.5

70.0

70.7
68.8

74.4
72.3

13
57.6
59.4

Other assets (6)
55.3
56.0
63.3

55.5

57.1

60.4

53.3
59.2

55.9
62.3

1,687.0

1,685.5

1,612.8
1,673.4
1,657.3
1,652.8
1,660.0

14 Total assets (7)
1,674.5
1,683.5
1,690.2
1,657.5
1,664.3

L I A B I L I T I E S
15 Deposits
1,307.3
1,314.8
1,318.0
1,285.4
1,291.8
16
Transaction
361.7
362.9
360.6
335.1
339.2
17
Nontransaction
945.6
951.9
957.4
950.3
952.7
18
Large time
156.0
154.9
155.9
155.7
155.8
19
Other
789.6
797.0
801.5
794.6
796.9

1,316.7

1,310.8

1,261.9
1,305.0
1,282.9
1,279.5
1,281.7

353.1

350.5

338.9

363.5
338.4

365.3
340.4

963.6

960.3

943.9

898.3
941.1

939.7
941.2

157.0

156.1

154.7

139.6
154.2

154.1
154.2

806.6

804.2

789.2

758.7
786.9

785.6
787.0

179.0

159.6
181.1

168.1
181.4

50.5
57.0

53.4
58.6

109.1
124.1

114.6
122.8

5.1

5.1
5.1

5.7
4.7

31.2
31.1

34.1
31.5

20 Borrowings
168.3
170.3
174.4
172.4
176.0
183.5
184.5
21
From banks in the U.S.
50.7
53.9
55.2
55.2
56.3
56.9
59.6
22
From nonbanks in the U.S.
117.6
116.4
119.2
117.2
119.7
126.6
124.9
23
Net due to related foreign offices
5.9
5.0
4.6
4.2
4.8
3.8
3.6
24
32.4
30.9

Other liabilities (8)
30.8
31.5
30.7

25 Total liabilities
1,513.9
1,520.9
1,528.5
1,503.6
1,510.6

57.7
121.4

31.4

31.1

31.2

1,524.6

1,522.7

1,457.8
1,512.8
1,498.2
1,496.6
1,499.3

26 Residual (assets less liabilities) (9)
160.6
162.7
161.7
162.3
162.8
153.9
153.6

159.1

155.0
156.2

160.6
160.7

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Mar
Aug 14

Apr

--------------

-------- -------------A S S E T S

May

1996

1996

Jun

Jul

--------

--------

Jul 24

1995
1996
1996
Week ending
Jul
Jan
Feb
Jul 31
Aug 7

-------- ---------------------------

1
Bank credit
1,493.6
1,503.6
1,491.4
1,493.1
2
434.5
432.5
3
348.6
348.4
4
85.9
84.1

1,518.0

1,521.2

Securities in bank credit
439.6
443.7
443.5
432.4
U.S. government securities
352.7
356.9
356.6
348.4
Other securities
86.9
86.8
86.9
84.1

5
Loans and leases in bank credit
1,059.1
1,064.0
1,074.3
1,077.7
1,058.9
1,060.6
6
Commercial and industrial
188.2
189.7
192.3
194.3
187.8
188.2
7
Real estate
546.8
549.1
553.5
558.7
549.1
550.8
7a
Revolving home equity
31.6
31.4
31.7
31.6
30.4
30.4
7b
Other
515.2
517.7
521.8
527.1
518.7
520.3
8
Consumer
251.2
251.8
254.8
251.8
248.0
247.9
9
Security (3)
6.0
6.0
5.8
5.3
5.5
5.4
10
Other
66.9
67.5
67.9
67.5
68.5
68.4

1,519.2

1,447.1
1,490.2
1,491.9
1,489.7
1,490.8

441.9

434.4

428.6
434.8

433.7
432.6

355.9

350.1

344.7
350.7

348.2
348.5

86.0

84.3

83.9
84.1

85.5
84.2

(2)
1,077.3

1,018.5
1,056.5
1,057.5
1,054.9
1,058.2

193.4

188.8

178.9
187.6

187.0
188.1

559.3

548.3

531.5
547.6

544.9
548.5

31.2

30.3

30.7
30.1

31.5
30.2

528.1

518.0

500.7
517.5

513.4
518.3

250.8

247.6

235.3
247.7

250.8
248.5

5.4

5.2

5.6
5.0

6.1
5.2

68.4

67.6

67.3
67.1

67.7
67.9

11
68.6
59.6

Interbank loans (4)
68.8
64.3
57.3

56.7

56.3

53.8

59.4
49.6

70.1
53.1

12
72.2
67.0

Cash assets (5)
71.3
73.1
67.1

73.1

71.9

69.6

70.3
65.2

76.5
72.6

13
57.9
60.4

Other assets (6)
55.4
55.8
63.2

55.3

55.9

60.3

53.2
57.6

56.6
63.6

1,684.3

1,681.4

1,609.1
1,671.9
1,653.9
1,640.6
1,658.4

14 Total assets (7)
1,670.8
1,677.3
1,689.3
1,656.7
1,659.0

L I A B I L I T I E S

15 Deposits
1,303.2
1,310.6
1,319.3
1,286.4
1,287.2
16
Transaction
358.1
357.5
360.6
335.0
334.9
17
Nontransaction
945.1
953.1
958.7
951.4
952.3
18
Large time
156.4
155.9
156.8
155.5
155.5
19
Other
788.7
797.2
801.9
795.9
796.8

1,312.8

1,307.3

1,260.3
1,304.8
1,281.6
1,268.3
1,282.2

349.3

347.2

337.3

361.7
327.5

369.0
340.4

963.5

960.0

944.3

898.7
940.8

935.8
941.8

157.8

156.0

154.5

139.3
154.3

152.5
154.4

805.7

804.0

789.8

759.3
786.4

783.3
787.4

177.6

158.3
179.4

167.8
179.8

48.8
54.2

56.1
57.2

109.5
125.1

111.7
122.6

5.0

5.0
4.7

5.8
4.7

30.9
30.8

33.8
31.2

20 Borrowings
167.6
167.4
169.5
174.6
177.6
178.4
181.1
21
From banks in the U.S.
51.7
52.2
55.1
55.8
56.9
53.6
56.6
22
From nonbanks in the U.S.
115.9
115.2
114.4
118.8
120.7
124.9
124.5
23
Net due to related foreign offices
5.9
5.3
4.5
4.1
4.6
3.5
3.5
24
32.6
30.7

Other liabilities (8)
31.4
31.6
30.7

25 Total liabilities
1,509.3
1,514.6
1,524.9
1,499.1
1,502.5

55.7
121.9

31.1

31.1

31.0

1,522.6

1,520.5

1,454.6
1,512.2
1,495.1
1,483.2
1,497.8

26 Residual (assets less liabilities) (9)
161.5
162.7
164.4
161.8
160.9
157.6
156.5

158.8

154.6
157.4

159.6
160.6

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Mar
Aug 14

Apr

--------------

-------- -------------A S S E T S

1

Bank credit

May

1996

1996

Jun

Jul

--------

--------

Jul 24

1995
1996
1996
Week ending
Jul
Jan
Feb
Jul 31
Aug 7

-------- ---------------------------

1,662.6

1,702.1

1,696.6
1,714.3
2
417.0
395.9
3
292.4
271.7
3a
24.0
19.2
3b
268.4
252.5
3c
113.1
114.9
3d
155.3
137.6
3e
38.8
31.5
3f
66.0
58.9
3g
50.5
47.2
4
124.7
124.2
4a
60.2
62.2
4b
64.4
62.0
4c
19.0
19.0
4d
45.4
43.0

1,690.1
1,710.0

1,694.9

1,693.6

1,693.6

Securities in bank credit
405.1
401.9
403.9
396.3
391.9
U.S. government securities
282.6
280.0
280.7
273.7
269.1
Trading account
24.5
19.6
21.3
18.9
18.1
Investment account
258.1
260.5
259.4
254.8
251.0
Mortgage-backed pass-through
110.9
113.1
117.1
116.7
115.6
Other (including CMOs)
147.3
147.3
142.4
138.1
135.4
1 year or less
35.9
35.1
32.9
32.2
31.8
Between 1 and 5 years
61.2
63.3
62.0
59.3
56.0
More than 5 years
50.2
49.0
47.5
46.6
47.6
Other securities
122.5
121.9
123.2
122.6
122.7
Trading account
57.9
57.9
59.5
58.4
60.7
Investment account
64.6
64.0
63.7
64.2
62.1
State and local government
19.0
18.9
18.7
18.5
18.9
Other
45.6
45.0
45.0
45.7
43.1

5
Loans and leases in bank credit
1,279.6
1,285.0
1,293.0
1,289.7
1,318.4
1,318.1
6
Commercial and industrial
352.1
352.5
355.2
355.5
360.5
360.5
7
Real estate
506.6
510.4
508.7
506.4
523.8
524.7
7a
Revolving home equity
48.1
48.3
48.3
48.1
49.9
51.0

1,720.0

1,724.9

1,712.2

398.1

420.0
399.1

418.5
390.5

274.9

294.8
276.1

289.1
273.7

18.5
18.5

21.9
19.8

255.9

276.2
257.6

267.2
253.9

116.4

98.4
116.3

112.6
115.8

139.6

177.9
141.3

154.6
138.1

33.1

44.1
34.7

38.8
32.0

60.0

74.0
59.2

66.9
59.3

46.5

59.8
47.4

48.9
46.8

125.2
123.0

129.5
116.8

59.8

62.3
59.8

63.7
54.1

63.4

62.9
63.2

65.8
62.7

18.9

20.3
19.0

19.2
19.0

44.5

42.6
44.2

46.6
43.6

19.0

123.2

(2)
1,297.3

1,242.6
1,283.5
1,321.9
1,325.8
1,321.6

356.1

360.8

344.2
362.0

352.4
361.4

510.0

522.0

492.9
523.6

504.6
523.2

48.2

49.6

47.3
49.8

48.0
49.8

7b
458.4
473.9
8
249.1
263.8
9
46.3
38.2
10
125.6
132.1
10a
27.0
28.0
10b
10.5
10.6
10c
88.1
93.5

Other
462.1
460.5
458.3
461.8
473.8
Consumer
249.4
251.5
252.6
257.9
264.1
Security (3)
45.2
47.1
45.1
41.3
37.5
Other
127.5
130.4
130.0
132.1
131.3
Nonbank financial
29.0
29.7
28.7
29.6
28.0
State and local government
10.5
10.4
10.4
10.4
10.5
All other
88.0
90.4
90.9
92.1
92.8

472.5

445.6
473.8

456.5
473.4

263.9

245.4
265.0

249.9
263.7

46.1
40.3

49.6
38.0

114.0
134.9

127.1
135.3

29.3

23.1
29.2

25.9
29.0

10.6

11.0
10.6

10.7
10.6

94.6

79.8
95.1

90.5
95.7

40.7
134.5

11 Interbank loans (4)
104.5
113.4
123.4
121.6
126.9

127.5

125.1

124.0

109.1
124.4

112.1
129.9

12 Cash assets (5)
118.3
115.3
121.3
123.0
124.1

119.5

117.9

121.6

116.3
120.5

127.8
129.5

13 Other assets (6)
128.8
131.7
132.7
157.0
158.8

131.9

143.9

154.7

118.3
156.4

126.8
155.4

14 Total assets (7)
2,013.1
2,015.4
2,037.1
2,079.9
2,083.6

2,037.5

2,045.3

1,970.1
2,033.4
2,084.2
2,089.9
2,090.6

1,228.4

1,238.5

1,183.2
1,218.6
1,271.1
1,279.4
1,281.3

392.3

388.4

393.0

419.0
399.7

406.8
401.6

836.1

850.1

878.1

764.2
879.7

811.8
879.8

122.4

126.9

130.7

108.7
131.5

118.2
129.6

713.6

723.1

747.4

655.5
748.2

693.6
750.2

413.1

406.1

397.1

407.6
395.3

422.8
398.9

L I A B I L I T I E S
15 Deposits
1,209.6
1,219.8
1,231.2
1,279.7
1,279.8
16
Transaction
393.2
394.0
398.9
391.2
384.7
17
Nontransaction
816.4
825.9
832.3
888.5
895.0
18
Large time
118.4
118.5
119.7
131.5
134.0
19
Other
698.1
707.4
712.6
757.0
761.0
20 Borrowings
405.8
406.7

416.7

397.0
21
122.5
117.6
22
283.4
279.5
23
84.6
69.0

394.8
From banks in the U.S.
129.6
129.2
128.8
127.0
123.5
From nonbanks in the U.S.
277.1
287.5
284.3
279.1
271.3
Net due to related foreign offices
76.4
80.0
84.0
74.9
70.4

123.0

125.9
118.8

131.8
123.2

274.1

281.7
276.5

291.0
275.7

77.8
69.8

87.3
69.6

106.0
124.8

118.7
122.1

71.0

24 Other liabilities (8)
121.5
116.2
123.3
125.5
127.2

115.0

124.8

124.6

25 Total liabilities
1,821.6
1,819.1
1,851.3
1,871.2
1,872.2

1,840.5

1,844.3

1,774.5
1,847.4
1,863.7
1,869.3
1,871.9

26 Residual (assets less liabilities) (9)
191.5
196.3
185.9
197.1
201.0
208.6
211.4

220.5

195.6
220.6

186.0
218.7

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Mar
Aug 14

Apr

--------------

-------- -------------A S S E T S

1
Bank credit
1,694.3
1,687.1
1,711.6
1,709.6
2
414.1
397.5
3
289.1
274.1
3a
23.9
20.2
3b
265.3
253.9
3c
111.9
115.5

May

1,696.3

1995
1996
1996
Week ending
Jul
Jan
Feb
Jul 31
Aug 7

1996

1996

Jun

Jul

--------

--------

-------- ---------------------------

1,692.6

1,692.1

1,655.3
1,695.4
1,712.4
1,710.6
1,709.3

Securities in bank credit
406.6
403.2
405.0
397.4
395.9
U.S. government securities
283.9
282.0
280.3
272.6
272.7
Trading account
24.9
20.2
21.1
17.7
20.1
Investment account
259.1
261.8
259.2
254.9
252.6
Mortgage-backed pass-through
111.5
114.1
116.1
115.7
116.1

Jul 24

394.9

416.8
394.5

409.6
390.7

273.3

293.3
273.3

283.8
274.4

17.7
17.4

20.6
20.0

255.2

275.6
256.0

263.2
254.4

115.7

97.9
115.4

110.6
116.0

18.1

3d
153.3
138.4
3e
38.2
31.7
3f
65.0
59.3
3g
50.2
47.5
4
125.0
123.4
4a
60.6
61.4
4b
64.4
62.0
4c
19.0
18.7
4d
45.4
43.3

147.6
136.5
36.0
31.9
61.6
57.1

Other (including CMOs)
147.7
143.2
139.2
1 year or less
35.9
33.5

139.5

177.7
140.6

152.7
138.4

33.3

33.2

44.2
34.5

38.9
32.0

Between 1 and 5 years
62.7
61.8
58.8

59.7

73.6
59.4

65.5
59.4

46.6

59.8
46.8

48.3
47.1

123.6
121.1

125.8
116.3

58.9

61.3
58.7

59.8
54.0

62.7

62.2
62.4

66.0
62.3

18.5

19.9
18.7

19.1
18.8

44.2

42.4
43.7

46.8
43.5

More than 5 years
50.0
49.1
47.8
47.1
47.5
Other securities
122.7
121.2
124.6
124.8
123.2
Trading account
58.3
57.7
61.3
61.1
61.2
Investment account
64.3
63.5
63.3
63.6
62.0
State and local government
19.0
19.0
18.8
18.6
18.7
Other
45.3
44.5
44.6
45.0
43.3

5
Loans and leases in bank credit (2)
1,280.2
1,280.6
1,293.1
1,287.6
1,294.7
1,314.0
1,313.7
6
Commercial and industrial
352.0
354.8
359.3
359.1
357.2
359.5
358.2
7
Real estate
505.6
507.3
507.1
504.3
508.7
523.8
525.0
7a
Revolving home equity
47.9
47.8
47.9
48.0
48.1
50.0
51.1
7b
Other
457.7
459.5
459.3
456.3
460.7
473.8
473.9
8
Consumer
249.7
247.8
249.8
251.4
255.5
262.1
263.5
9
Security (3)
47.2
45.3
48.1
44.2
41.6
37.4
36.8
10
Other
125.6
125.4
128.6
128.7
131.6
131.2
130.2
10a
Nonbank financial
26.1
27.8
28.9
27.9
28.9
28.0
27.7
10b
State and local government
10.4
10.5
10.4
10.4
10.4
10.7
10.6

121.6

1,238.5
1,285.9
1,317.5
1,316.1
1,318.6
360.7

344.0
360.3

350.2
361.2

521.8

492.7
522.5

506.1
522.9

47.3
49.8

48.0
49.9

472.3

445.4
472.7

458.1
473.0

261.6

243.2
262.9

254.0
261.9

44.9
38.4

47.9
37.9

113.6
131.9

127.8
134.6

28.8

22.7
27.9

26.1
28.6

10.7

11.1
10.7

10.5
10.7

49.6

39.5
133.9

10c
89.1
92.5

All other
87.2
89.4
91.9

79.7
93.3

91.2
95.3

123.9

108.9
120.1

119.0
131.1

116.8

119.3

114.1
109.1

133.6
130.3

132.4

144.9

156.2

119.3
155.7

127.1
158.0

2,032.0

2,044.7

1,961.7
2,040.0
2,075.9
2,059.6
2,092.6

1,220.6

1,236.7

1,179.1
1,224.7
1,267.7
1,253.2
1,282.4

384.5

385.5

387.5

413.1
374.0

414.8
401.3

836.1

851.2

880.2

766.0
879.2

809.9
881.2

124.9

126.9

131.1

109.0
132.2

117.2
130.4

711.2

724.3

749.1

657.0
747.0

692.7
750.7

405.2

413.3
400.5

413.9
407.1

122.1

124.7
115.4

136.0
123.0

283.0

288.7
285.1

277.8
284.2

76.8
72.4

87.1
71.1

106.1
124.6

119.6
123.6

90.3

92.4

94.4

11 Interbank loans (4)
106.7
111.6
121.4
116.7
125.6

124.1

126.2

12 Cash assets (5)
119.9
110.9
118.3
113.0
116.5

117.9

13 Other assets (6)
127.3
130.8
132.0
158.8
159.6
14 Total assets (7)
2,013.1
2,005.3
2,033.1
2,064.0
2,075.0

L I A B I L I T I E S
15 Deposits
1,205.0
1,210.0
1,229.1
1,274.0
1,281.0
16
Transaction
389.6
384.7
398.4
379.8
381.4
17
Nontransaction
815.4
825.3
830.7
894.2
899.7
18
Large time
119.4
117.9
120.2
133.3
135.7
19
Other
696.0
707.4
710.5
760.9
764.0

20 Borrowings
405.6
402.1
406.8
409.9
410.0
393.8
395.9
21
From banks in the U.S.
123.9
126.3
129.0
127.0
126.5
114.2
120.5
22
From nonbanks in the U.S.
281.7
275.7
277.8
282.8
283.5
279.6
275.4
23
Net due to related foreign offices
86.5
79.2
80.5
89.1
73.9
65.3
65.3

70.1

24 Other liabilities (8)
119.7
117.4
121.2
123.7
125.3

116.9

125.2

124.8

25 Total liabilities
1,816.8
1,808.7
1,837.6
1,856.9
1,867.6

1,836.4

1,845.8

1,775.3
1,845.2
1,867.8
1,850.7
1,884.3

26 Residual (assets less liabilities) (9)
196.3
196.6
195.6
195.6
198.9
207.1
207.5

208.1

186.4
208.9

194.8
208.3

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Mar
Aug 14

Apr

--------------

-------- -------------A S S E T S

1
Bank credit
451.4
443.2
463.4
458.4

May

447.8

1996

Jun

Jul

--------

--------

-------- ---------------------------

449.8

457.5

459.7

423.2
460.3

436.3
460.5

144.4

141.8

133.4
140.7

137.0
142.1

79.3

80.7

64.0
80.1

63.2
81.4

65.1

61.1

69.4
60.7

73.8
60.6

(2)
313.1

317.9

289.8
319.6

299.3
318.4

190.0

192.5

174.7
193.6

183.3
193.1

32.8

33.3

37.9
33.1

35.3
33.6

35.3

34.3

35.1
34.8

29.5
33.5

55.0

57.8

42.0
58.1

51.3
58.2

35.4

38.0

26.9
38.3

32.4
38.3

19.6

19.8

15.1
19.8

18.8
19.9

22.4

19.2

21.4
18.9

21.8
18.2

2
145.7
144.8
3
73.5
82.1
4
72.2
62.7

Securities in bank credit
140.0
140.3
143.0
141.9
U.S. government securities
71.2
71.5
77.9
82.4
Other securities
68.9
68.7
65.1
59.5

5
305.7
318.6
6
187.0
192.1
7
34.3
33.5
9
33.5
33.7
10
50.9
59.2
10a
31.6
39.0
10c
19.3
20.3

Loans and leases in bank credit
303.1
307.5
306.8
316.6
Commercial and industrial
185.6
187.0
187.1
189.7
Real estate
33.3
33.2
33.1
33.5
Security (3)
33.6
33.0
31.9
34.6
Other
50.6
54.3
54.7
58.8
Nonbank financial
31.6
34.3
34.8
38.6
All other
19.0
20.1
19.9
20.2

11
20.7

Interbank loans (4)
20.8
21.0

1995
1996
1996
Week ending
Jul
Jan
Feb
Jul 31
Aug 7

1996

21.3

Jul 24

21.0

20.5

12
29.3
25.3

Cash assets (5)
27.4
26.2
25.0

26.1

25.2

25.3

26.8
25.3

31.1
25.1

13
56.5
47.7

Other assets (6)
55.0
54.9
48.2

55.4

52.2

49.7

53.8
49.7

55.2
49.3

552.6

557.3

553.8

525.2
554.3

544.4
553.1

172.6

172.1

174.5

163.9
173.4

163.9
173.8

11.0

10.8

10.7

9.4
10.7

10.7
10.8

161.7

161.3

163.9

154.4
162.6

153.2
163.1

160.6

162.3

162.6

153.7
161.6

149.7
162.0

0.7
1.0

3.5
1.1

118.6
119.5

114.3
117.2

19.6

19.1
21.7

21.4
19.6

96.8

99.5
97.8

92.8
97.6

152.6
166.1

177.1
173.7

76.6
69.7

78.8
68.4

511.6
528.7

534.2
533.1

14 Total assets (7)
557.9
546.3
549.8
557.3
552.1
L I A B I L I T I E S
15 Deposits
164.8
168.0
169.5
174.7
174.8
16
Transaction
10.7
9.8
10.5
10.9
10.7
17
Nontransaction
154.1
158.1
159.0
163.8
164.1
18
Large time
152.0
155.8
157.7
162.8
163.3
19
Other
2.2
2.4
1.3
0.9
0.9

1.1

-1.0

20 Borrowings
117.7
111.8
119.4
125.0
120.0
116.4
120.7
21
From banks in the U.S.
19.4
20.5
23.2
23.4
20.3
20.2
20.3
22
From nonbanks in the U.S.
98.2
91.3
96.2
101.5
99.7
96.2
100.3
23
Net due to related foreign offices
186.1
180.2
169.9
167.9
175.4
176.0
171.3
24
79.9
67.7

Other liabilities (8)
77.0
76.9
67.8

25 Total liabilities
548.5
537.0
535.8
534.9
534.6
26
9.4
22.4

1.3

116.5

172.0

73.5

71.0

69.5

538.9

538.6

532.5

Residual (assets less liabilities) (9)
9.2
14.0
13.6
18.7
17.5

21.3

13.6
25.5

10.2
20.0

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Mar
Aug 14

Apr

--------------

-------- -------------A S S E T S

1
Bank credit
451.1
444.7
465.8
462.4

May

446.1

1995
1996
1996
Week ending
Jul
Jan
Feb
Jul 31
Aug 7

1996

1996

Jun

Jul

--------

--------

-------- ---------------------------

446.3

454.0

460.3

423.6
461.2

438.8
461.6

142.2

142.3

134.2
142.7

135.7
143.7

78.2

80.5

63.9
81.1

65.1
81.8

64.0

61.9

70.3
61.6

70.6
61.8

(2)
311.8

318.0

289.4
318.5

303.1
317.9

190.5

193.6

175.6
194.5

183.4
193.3

32.8

33.2

37.9
33.2

35.2
33.4

33.0

33.0

33.7
33.0

33.0
33.1

55.6

58.1

42.2
57.8

51.5
58.2

36.3

38.3

27.1
38.1

32.6
38.3

19.3

19.8

15.1
19.7

18.9
19.9

2
144.6
146.7
3
72.9
83.1
4
71.7
63.6

Securities in bank credit
141.2
140.3
144.2
145.1
U.S. government securities
72.4
71.9
77.1
84.5
Other securities
68.8
68.4
67.1
60.6

5
306.5
319.1
6
185.9
193.4
7
34.5
33.4
9
35.4
32.9
10
50.6
59.4
10a
31.8
39.2
10c
18.8
20.2

Loans and leases in bank credit
303.4
305.8
302.1
317.3
Commercial and industrial
186.4
187.0
187.0
191.6
Real estate
33.4
32.8
32.9
33.5
Security (3)
33.5
32.8
28.9
33.4
Other
50.1
53.1
53.3
58.9
Nonbank financial
31.5
33.8
34.4
38.8
All other
18.7
19.3
18.9
20.1

Jul 24

11
18.9
19.1

Interbank loans (4)
20.0
20.2
19.1

21.5

20.7

19.1

21.4
19.1

23.1
19.1

12
28.2
25.7

Cash assets (5)
27.0
25.6
25.7

25.7

26.0

25.7

27.3
25.7

30.7
25.7

13
57.1
49.2

Other assets (6)
54.2
53.2
49.2

53.1
49.1

54.9
49.1

554.2

525.4
555.1

547.5
555.5

174.3

172.3

162.2
172.4

164.8
172.5

10.3

10.6

10.7

9.5
10.7

10.8
10.7

163.8

163.7

161.6

152.7
161.7

154.0
161.8

162.8

162.3

160.3

151.7
160.3

149.4
160.3

1.0

1.4

1.3

1.0
1.3

4.6
1.4

123.8
121.9

110.5
122.0

20.7

20.2
20.7

21.5
20.7

101.2

103.6
101.3

89.0
101.3

151.9
171.7

184.4
171.8

75.9
69.0

79.9
69.0

513.8
535.0

539.7
535.3

52.0

49.1

549.6

552.7

174.0

14 Total assets (7)
555.2
545.8
545.0
559.8
556.5

56.1

L I A B I L I T I E S
15 Deposits
164.6
168.4
167.2
172.6
172.7
16
Transaction
10.6
9.7
10.0
10.7
10.7
17
Nontransaction
153.9
158.7
157.2
161.9
162.0
18
Large time
151.1
156.8
156.2
160.3
160.3
19
Other
2.8
1.9
0.9
1.5
1.6

20 Borrowings
113.0
111.2
120.3
123.2
124.3
122.1
122.1
21
From banks in the U.S.
18.7
20.6
22.3
21.8
21.9
20.7
20.7
22
From nonbanks in the U.S.
94.3
90.6
98.1
101.4
102.3
101.4
101.4
23
Net due to related foreign offices
185.9
177.7
169.8
165.2
169.1
171.9
172.0
24
82.0
69.1

Other liabilities (8)
76.7
75.2
69.1

25 Total liabilities
545.4
533.9
532.5
535.6
535.9
26
9.8
24.2

121.9

171.7

74.6

71.5

69.0

537.0

539.1

534.8

Residual (assets less liabilities) (9)
11.9
12.5
12.5
13.5
20.5

19.4

11.5
20.1

7.8
20.2

--------------------------------1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically
chartered commercial banks that submit a weekly report of condition (large
domestic); other domestically
chartered commercial banks (small domestic); branches and agencies of foreign

banks, New York State
investment companies, and Edge Act and agreement corporations (foreignrelated institutions). Excludes
international banking facilities. Data are Wednesday values or pro rata
averages of Wednesday values.
Large domestic banks constitute a universe; data for small domestic banks and
foreign-related institutions
are estimates based on weekly samples and on quarter-end condition reports.
Data are adjusted for breaks
caused by reclassifications of assets and liabilities.
The data for small and large domestic banks presented on pages 5 and 6 are
adjusted to remove the estimated
effects of mergers between these two groups. The data for small and large
banks presented on pages 7-8 and
pages 9-10 are based on reported data and are affected by mergers. The
adjustment for mergers changes past
levels to make them comparable with current levels. Estimated quantities of
balance sheet items acquired
in mergers are removed from past data for the bank group that contained the
acquired bank and put into past
data for the group containing the acquiring bank. Balance sheet data for
acquired banks are obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans to commercial
banks in the United States.
3. Consists of reverse RPs with broker-dealers and loans to purchase and carry
securities. For small domestic
banks, consists of an estimate of other loans derived from weekly data for a
sample of small banks multiplied
by the share of security loans in other loans, calculated from quarterly Call
Reports.
4. Consists of federal funds sold to, reverse RPs with, and loans to commercial
banks in the United States.
5. Includes vault cash, cash items in process of collection, demand balances due
from depository institutions in
the United States, balances due from Federal Reserve Banks, and other cash
assets.
6. Excludes the due-from position with related foreign offices, which is
included in line 23.
7. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are
reported gross of these items.
8. Estimated with partial data; for all banks, not seasonally adjusted,
constrained to equal values in line 11.
The seasonally adjusted aggregates for all commercial banks in lines 11 and
21 are sums of seasonally adjusted
components and are not necessarily equal.
9. Excludes the due-to position with related foreign offices, which is included
in line 23.
10. This balancing item is not intended as a measure of equity capital for use in
capital adequacy analysis. On a
seasonally adjusted basis this item reflects any differences in the seasonal
patterns estimated for total
assets and total liabilities.