H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For immediate release
Seasonally adjusted, billions of dollars
October 4, 1996
Account
1996

1996

1996

Apr
Sep 25

May

--------------

-------- -------------A S S E T S

1
Bank credit
3,641.6
3,660.6
3,678.4
3,691.1
2
983.2
955.4
3
704.3
700.4
4
278.9
255.0

Jun

3,664.7

1996

Jul

Aug

Sep 4

--------

--------

-------- ---------------------------

3,671.6

3,675.8

3,548.4
3,647.6
3,669.9
3,669.9
3,682.2

978.2

966.9

985.1
957.8

998.2
961.5

708.2

702.3

707.9
702.2

714.8
704.5

270.0

264.6

277.2
255.6

283.5
257.0

(2)
2,697.6

2,563.3
2,649.4
2,703.0
2,712.0
2,720.7

742.4

744.0

1,103.2

1,067.9
1,089.9
1,109.9
1,111.1
1,111.5

79.8

80.4

1,023.4

1,029.6

989.7
1,010.0
1,030.4
1,030.7

512.6

514.0

485.7
517.4

500.3
520.7

80.3

76.7

84.3
74.5

85.7
78.7

259.1

258.4

223.9
258.2

245.1
255.5

199.6

203.3

189.5
204.3

192.3
202.6

Securities in bank credit
982.9
989.2
982.9
963.7
U.S. government securities
704.5
713.3
708.5
706.5
Other securities
278.4
275.9
274.4
257.3

5
Loans and leases in bank credit
2,658.4
2,677.7
2,675.4
2,688.7
2,723.0
2,727.4
6
Commercial and industrial
727.3
733.2
735.6
738.6
757.3
761.8
7
Real estate
1,095.3
1,097.1
1,098.8
1,102.0
1,111.7
1,111.4
7a
Revolving home equity
80.0
80.1
79.7
79.3
81.0
81.1
7b
Other
1,015.3
1,017.0
1,019.1
1,022.7
1,030.7
1,030.2
8
Consumer
503.8
507.5
505.0
510.3
518.5
516.4
9
Security (3)
84.9
85.9
82.6
82.1
75.0
79.2
10
Other
247.1
254.0
253.5
255.7
260.4
258.6
11 Interbank loans (4)
202.6
208.9
208.7
200.3
219.1

1995
1996
1996
Week ending
Aug
Feb
Mar
Sep 11
Sep 18

1996

207.0

701.4
750.9

78.2
80.7

728.3
754.3

79.9
80.8

12 Cash assets (5)
216.4
222.5
219.4
215.3
217.8

216.7

216.9

219.3

211.7
226.0

219.6
212.3

13 Other assets (6)
241.8
243.5
243.4
273.3
271.4

253.7

264.8

268.0

224.6
276.8

242.8
273.0

14 Total assets (7)
4,245.5
4,278.3
4,279.2
4,309.4
4,341.3

4,291.7

4,299.2

4,117.3
4,245.6
4,302.6
4,319.0
4,312.2

2,721.4

2,728.4

2,616.7
2,681.7
2,741.9
2,764.8
2,736.8

749.7

742.5

733.3

1,971.8

1,985.9

1,833.5
1,916.3
2,008.6
2,026.6
2,024.4

445.4

448.0

452.7

1,526.4

1,537.9

1,424.7
1,489.9
1,555.9
1,569.8
1,568.1

L I A B I L I T I E S
15 Deposits
2,702.5
2,718.7
2,717.7
2,747.1
2,758.1
16
Transaction
766.6
769.9
756.2
721.8
732.2
17
Nontransaction
1,936.0
1,948.8
1,961.4
2,025.4
2,025.9
18
Large time
429.1
433.3
440.0
459.7
460.6
19
Other
1,506.9
1,515.4
1,521.4
1,565.7
1,565.3

20 Borrowings
688.9
710.7
710.5
702.3
692.8
701.2
730.1
21
From banks in the U.S.
204.1
207.7
207.5
203.7
200.4
206.6
227.0
22
From nonbanks in the U.S.
484.8
503.0
503.0
498.5
492.4
494.6
503.1
23
Net due to related foreign offices
261.6
254.4
255.9
255.1
248.9
254.3
235.5

783.3
738.2

408.8
456.8

765.5
712.4

426.4
456.3

700.7

687.8
699.9

691.9
704.9

200.1

194.2
194.6

192.7
203.2

500.6

493.5
505.3

499.2
501.7

243.5

244.5
239.4

276.6
251.0

215.9
226.6

233.8
228.0

24 Other liabilities (8)
224.1
231.9
220.3
225.7
233.5

228.9

226.4

228.6

25 Total liabilities
3,877.1
3,915.7
3,904.4
3,928.3
3,957.2

3,907.7

3,896.4

3,764.9
3,884.0
3,914.6
3,930.7
3,920.7

26 Residual (assets less liabilities) (9)
368.4
362.7
374.8
384.0
402.8
381.1
384.2
H.8 (510)

388.0

352.5
388.2

361.6
391.5

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Apr
Sep 25

May

--------------

-------- -------------A S S E T S

1
Bank credit
3,635.8
3,661.5
3,688.4
3,688.1
2
987.5
958.3
3
708.6
702.6
4
278.9
255.8

Jun

3,661.6

1996

Jul

Aug

Sep 4

--------

--------

-------- ---------------------------

3,668.4

3,668.5

3,547.1
3,639.2
3,668.7
3,677.7
3,685.7

974.8

971.0

988.8
966.5

993.2
966.7

705.9

705.5

710.7
706.1

710.1
706.6

269.0

265.5

278.1
260.4

283.0
260.1

(2)
2,693.7

2,558.3
2,646.0
2,697.7
2,711.2
2,719.0

743.5

740.6

1,103.0

1,067.6
1,086.8
1,109.5
1,111.5
1,114.2

79.9

80.6

1,023.1

1,028.9

989.1
1,007.4
1,030.5
1,033.0

509.8

514.2

485.9
518.2

500.9
520.5

77.8

74.7

82.1
72.6

88.7
78.8

259.6

258.8

224.5
263.0

243.2
258.9

203.3

196.8

197.6

184.7
206.2

194.2
199.6

214.6

214.6

209.8

202.8
242.0

220.4
216.4

Securities in bank credit
987.9
993.7
984.1
962.2
U.S. government securities
710.5
714.1
708.7
706.2
Other securities
277.4
279.6
275.4
256.0

5
Loans and leases in bank credit
2,648.3
2,673.6
2,667.9
2,684.3
2,730.0
2,725.9
6
Commercial and industrial
731.2
739.1
741.0
741.6
754.2
756.4
7
Real estate
1,089.7
1,093.2
1,095.7
1,100.7
1,113.7
1,112.5
7a
Revolving home equity
79.2
79.5
79.6
79.3
81.5
81.7
7b
Other
1,010.5
1,013.7
1,016.1
1,021.4
1,032.2
1,030.7
8
Consumer
499.6
504.7
503.3
506.5
520.3
518.6
9
Security (3)
84.8
86.7
78.4
80.0
78.3
77.9
10
Other
243.0
249.8
249.5
255.6
263.5
260.5
11 Interbank loans (4)
200.5
205.9
202.3
194.1
204.7
12 Cash assets (5)
209.2
217.0
216.7

1995
1996
1996
Week ending
Aug
Feb
Mar
Sep 11
Sep 18

1996

698.2
745.9

78.5
81.0

726.5
746.6

79.4
81.2

214.5

211.4

13 Other assets (6)
240.3
241.0
244.4
272.0
270.6

253.2

265.5

270.0

226.5
282.9

242.2
275.4

14 Total assets (7)
4,228.8
4,268.5
4,268.0
4,310.7
4,316.6

4,282.2

4,287.9

4,104.1
4,239.2
4,288.2
4,350.5
4,318.9

2,718.2

2,721.5

2,603.6
2,672.7
2,729.6
2,797.6
2,752.9

743.2

735.3

719.6

1,975.0

1,986.2

1,834.7
1,914.4
2,010.0
2,030.9
2,031.0

445.2

445.9

452.0

1,529.8

1,540.3

1,426.7
1,487.5
1,558.0
1,575.4
1,574.3

L I A B I L I T I E S
15 Deposits
2,688.9
2,715.6
2,707.3
2,740.1
2,723.2
16
Transaction
751.8
768.9
743.9
716.7
704.8
17
Nontransaction
1,937.1
1,946.7
1,963.5
2,023.4
2,018.4
18
Large time
430.6
433.2
445.4
458.2
458.6
19
Other
1,506.5
1,513.5
1,518.0
1,565.3
1,559.8

20 Borrowings
680.8
696.7
707.9
712.0
704.9
709.3
731.2
21
From banks in the U.S.
199.3
206.5
204.7
205.4
198.6
196.6
210.2
22
From nonbanks in the U.S.
481.5
490.2
503.1
506.6
506.3
512.7
521.0
23
Net due to related foreign offices
262.2
254.6
258.2
247.6
247.5
244.7
244.8

768.9
766.6

408.0
455.5

758.3
721.9

426.9
456.7

697.1

686.2
700.3

686.3
702.1

193.4

188.2
196.1

194.4
196.6

503.6

497.9
504.1

491.9
505.5

242.5

242.8
233.1

278.2
242.5

215.8
227.8

234.3
229.4

24 Other liabilities (8)
225.5
228.1
223.0
224.4
232.8

229.7

225.9

228.0

25 Total liabilities
3,857.4
3,895.1
3,896.4
3,918.6
3,932.0

3,907.6

3,899.8

3,748.4
3,871.5
3,897.2
3,958.8
3,927.0

26 Residual (assets less liabilities) (9)
371.3
373.4
371.5
374.6
388.1
392.1
384.6

391.0

355.7
391.7

367.7
391.9

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars

Account
1996

1996

1996

Apr
Sep 25

May

--------------

-------- -------------A S S E T S

1
Bank credit
3,198.3
3,212.2
3,218.2
3,229.3
2
843.0
818.1
3
633.1
617.8
4
209.9
200.3

Jun

3,214.4

1995
1996
1996
Week ending
Aug
Feb
Mar
Sep 11
Sep 18

1996

1996

Jul

Aug

Sep 4

--------

--------

-------- ---------------------------

3,213.5

3,214.8

3,121.7
3,196.2
3,206.9
3,206.6
3,221.0

835.1

822.7

848.2
816.5

852.6
821.2

627.5

619.5

640.9
619.7

641.3
620.1

207.6

203.2

207.3
196.8

211.3
201.2

(2)
2,379.7

2,273.4
2,343.7
2,384.2
2,390.1
2,399.7

549.9

552.0

1,069.9

1,030.6
1,055.6
1,076.4
1,077.6
1,078.0

79.7

80.3

990.2

Securities in bank credit
842.0
845.7
837.9
824.0
U.S. government securities
632.9
635.3
629.2
621.1
Other securities
209.1
210.3
208.7
202.9

5
Loans and leases in bank credit
2,355.3
2,370.3
2,368.7
2,375.6
2,400.0
2,405.4
6
Commercial and industrial
541.8
546.3
548.6
548.7
559.3
563.0
7
Real estate
1,062.0
1,063.9
1,065.7
1,069.2
1,078.3
1,077.9
7a
Revolving home equity
79.9
80.1
79.7
79.3
81.0
81.1
7b
Other
982.1
983.8
986.0
989.9
997.3
996.8
8
Consumer
503.8
507.5
505.0
510.3
518.5
516.4
9
Security (3)
51.2
52.9
50.7
46.8
42.9
46.8
10
Other
196.4
199.7
198.8
200.7
201.0
201.2

525.6
556.0

541.3
558.1

78.2
80.6

79.9
80.8

996.1

952.4
997.0

975.7
997.3

512.6

514.0

485.7
517.4

500.3
520.7

46.1

42.1

51.0
39.8

52.2
45.7

201.2

199.7

180.5
199.3

194.2
197.2

11 Interbank loans (4)
181.8
187.8
187.4
181.5
201.7

184.5

180.4

183.4

165.5
184.0

171.6
183.6

12 Cash assets (5)
189.1
196.3
193.2
190.4
193.4

191.5

191.6

194.2

184.6
201.1

190.3
187.1

13 Other assets (6)
186.8
188.6
188.0
223.4
221.5

201.5

215.1

219.8

170.6
228.4

186.3
224.8

14 Total assets (7)
3,699.2
3,727.9
3,726.2
3,755.5
3,787.9

3,733.8

3,744.1

3,585.4
3,687.7
3,746.5
3,761.9
3,758.6

2,549.3

2,553.9

2,448.3
2,516.9
2,567.5
2,590.5
2,563.6

738.8

731.8

722.5

1,810.5

1,822.0

1,674.4
1,762.1
1,845.0
1,862.7
1,861.6

283.1

285.5

290.3

1,527.4

1,536.6

1,424.1
1,487.7
1,554.7
1,568.1
1,565.9

L I A B I L I T I E S
15 Deposits
2,534.6
2,549.2
2,545.1
2,572.9
2,585.7
16
Transaction
756.7
759.4
745.3
711.8
722.4
17
Nontransaction
1,777.9
1,789.8
1,799.8
1,861.1
1,863.3
18
Large time
273.3
275.6
279.4
297.9
300.4
19
Other
1,504.5
1,514.1
1,520.4
1,563.2
1,562.9

20 Borrowings
577.1
591.2
585.5
582.3
576.3
584.5
607.7
21
From banks in the U.S.
183.6
184.5
184.1
183.4
180.8
186.7
204.8
22
From nonbanks in the U.S.
393.5
406.7
401.5
398.8
395.5
397.8
402.9
23
Net due to related foreign offices
81.3
84.5
88.0
79.7
76.9
77.9
71.2

774.0
727.8

250.3
294.7

754.8
702.0

274.4
295.7

580.4

567.2
581.1

574.2
585.8

179.2

175.8
174.5

173.2
183.6

401.2

391.4
406.7

401.0
402.2

90.8
63.2

90.5
72.9

136.9
158.2

153.9
159.7

72.0

24 Other liabilities (8)
147.1
154.9
146.9
156.0
163.8

157.9

156.9

160.4

25 Total liabilities
3,340.1
3,379.8
3,365.5
3,391.3
3,428.4

3,369.1

3,364.0

3,243.3
3,335.5
3,380.3
3,393.0
3,382.0

26 Residual (assets less liabilities) (9)
359.1
348.1
360.7
364.7
380.1
364.3
359.6

366.2

342.1
369.0

352.2
376.6

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
Account

1995

1996

1996

1996

1996

1996

1996

1996

Apr
Sep 25

May

Jun

Jul

Aug

Sep 4

--------------

-------- -------------A S S E T S

--------

--------

-------- ---------------------------

3,213.7

3,206.8

3,118.9
3,188.1
3,203.5
3,212.7
3,222.6

831.1

824.7

850.3
822.8

848.5
824.7

625.4

621.4

642.9
623.3

637.2
622.6

205.7

203.3

207.4
199.5

211.4
202.1

(2)
2,375.8

2,268.6
2,339.5
2,378.8
2,389.9
2,397.9

549.9

547.8

1,069.8

1,030.2
1,052.3
1,076.0
1,077.9
1,080.6

79.8

80.6

989.9

1
Bank credit
3,191.1
3,214.9
3,225.2
3,225.0
2
846.2
820.4
3
636.2
620.7
4
210.0
199.7

3,214.8

Securities in bank credit
847.0
849.0
841.2
822.1
U.S. government securities
638.6
637.0
630.4
621.3
Other securities
208.4
212.0
210.7
200.7

5
Loans and leases in bank credit
2,344.9
2,367.9
2,365.8
2,372.6
2,404.8
2,402.9
6
Commercial and industrial
544.9
552.2
554.0
551.1
556.5
558.4
7
Real estate
1,056.2
1,060.4
1,062.8
1,067.9
1,080.2
1,078.9
7a
Revolving home equity
79.1
79.5
79.6
79.2
81.5
81.7
7b
Other
977.1
980.9
983.2
988.6
998.7
997.2
8
Consumer
499.6
504.7
503.3
506.5
520.3
518.6
9
Security (3)
51.3
53.9
49.5
47.0
44.9
45.1
10
Other
192.9
196.6
196.2
200.0
202.9
201.9

Week ending
Aug
Feb
Sep 11
Sep 18

521.7
550.9

540.6
551.7

78.4
81.0

79.4
81.2

995.4

951.8
996.9

972.9
999.4

509.8

514.2

485.9
518.2

500.9
520.5

44.8

41.1

49.9
39.9

53.2
45.5

201.4

199.8

180.9
203.1

192.5
199.5

11 Interbank loans (4)
180.5
185.7
180.8
175.0
185.6

182.6

177.6

178.5

161.3
187.0

175.3
180.5

12 Cash assets (5)
182.2
191.4
191.0
188.8
185.7

188.6

188.9

184.1

174.9
216.3

192.2
190.7

201.3

216.5

220.8

171.3
233.5

185.1
226.0

13 Other assets (6)
186.1
187.8
188.3

Mar

222.5

221.1

14 Total assets (7)
3,682.9
3,723.0
3,717.9
3,753.3
3,759.1

3,732.3

3,569.6
3,684.0
3,728.9
3,791.4
3,761.5

2,543.9

2,549.3

2,436.7
2,508.2
2,556.9
2,624.6
2,579.8

732.6

724.7

708.9

1,811.3

1,824.6

1,677.0
1,760.5
1,848.0
1,868.6
1,868.7

282.9

285.6

291.7

1,528.4

1,539.0

1,425.6
1,484.7
1,556.3
1,573.5
1,572.3

3,728.9

L I A B I L I T I E S
15 Deposits
2,520.5
2,548.4
2,533.3
2,566.9
2,549.9
16
Transaction
742.1
758.9
733.6
706.0
694.1
17
Nontransaction
1,778.4
1,789.5
1,799.7
1,860.9
1,855.9
18
Large time
273.8
277.0
282.7
297.8
298.3
19
Other
1,504.6
1,512.5
1,517.1
1,563.1
1,557.6

20 Borrowings
569.6
576.4
584.7
587.8
583.0
586.8
608.6
21
From banks in the U.S.
178.7
184.2
183.0
183.5
178.0
175.8
189.4
22
From nonbanks in the U.S.
390.9
392.2
401.7
404.3
405.1
411.0
419.2
23
Net due to related foreign offices
84.5
84.9
93.1
78.5
75.8
72.3
72.3

759.7
755.9

251.4
295.1

747.6
711.2

275.8
296.4

574.9

564.1
577.9

573.3
579.7

172.7

170.0
175.4

175.7
175.8

402.2

394.1
402.5

397.6
403.8

89.1
60.9

92.3
70.2

135.8
158.6

152.3
160.1

70.4

24 Other liabilities (8)
148.8
153.0
148.4
155.1
163.4

158.2

156.9

158.9

25 Total liabilities
3,323.5
3,362.6
3,359.4
3,381.1
3,394.2

3,368.5

3,365.0

3,225.6
3,326.1
3,361.1
3,421.9
3,389.8

26 Residual (assets less liabilities) (9)
359.4
360.4
358.5
360.5
367.3
372.2
364.9

367.9

344.0
369.4

357.9
371.7

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
1996

1996

Account
1996

1996

1996

1995
1996
Week ending
Aug
Feb

1996
Mar

Apr
Sep 25

May

--------------

-------- -------------A S S E T S

1
Bank credit
1,456.0
1,464.9
1,502.3
1,504.0
2
428.3
433.7
3
343.4
350.0
4
84.9
83.7

Jun

1,468.4

Jul

Aug

Sep 4

--------

--------

-------- ---------------------------

1,477.4

1,484.0

1,398.8
1,444.2
1,493.3
1,496.5
1,500.4

433.4

433.4

420.1
434.0

424.9
435.0

349.2

349.3

337.5
350.2

341.0
351.0

84.1

84.0

82.5
83.8

84.0
84.0

(2)
1,050.7

1,059.9

978.8
1,019.2
1,062.5
1,065.4

187.5

189.4

173.3
190.5

181.9
191.1

544.2

550.0

507.7
551.0

523.8
551.9

29.8

30.3

28.5
30.5

29.8
30.5

514.5

519.7

479.1
520.5

494.0
521.4

247.1

248.4

228.6
249.1

241.7
250.6

5.3

5.3

5.3
5.3

5.5
5.2

66.5

66.9

63.9
66.5

66.2
66.5

Securities in bank credit
430.3
431.9
432.5
435.4
U.S. government securities
345.7
347.2
348.1
351.5
Other securities
84.7
84.7
84.4
83.8

5
Loans and leases in bank credit
1,027.7
1,034.6
1,036.5
1,044.9
1,068.6
1,068.6
6
Commercial and industrial
182.1
183.7
185.7
186.9
191.3
191.8
7
Real estate
528.1
531.7
536.1
540.5
553.4
553.9
7a
Revolving home equity
29.8
29.9
29.7
29.7
30.7
30.9
7b
Other
498.3
501.8
506.4
510.9
522.7
523.0
8
Consumer
245.1
246.6
242.9
245.0
250.7
249.1
9
Security (3)
5.7
5.5
5.2
5.3
5.3
5.6
10
Other
66.7
67.1
66.6
67.1
68.0
68.3

Sep 11

Sep 18

11
66.1
57.5

Interbank loans (4)
61.9
57.4
61.5

58.0

55.8

56.8

55.9
58.2

64.6
56.7

12
71.1
69.1

Cash assets (5)
72.1
70.9
71.0

71.3

69.5

70.4

67.9
73.5

68.9
67.5

13
53.0
61.4

Other assets (6)
53.9
54.1
59.7

56.0

60.0

60.6

50.5
62.0

55.2
62.0

14 Total assets (7)
1,625.1
1,631.7
1,629.6
1,668.3
1,674.3

1,647.9

1,553.0
1,612.0
1,659.4
1,668.3
1,664.7

1,274.1

1,274.5

1,215.8
1,257.4
1,284.4
1,292.5
1,285.7

341.4

336.2

334.7

347.6
336.3

348.3
329.7

932.7

938.3

949.7

868.2
956.2

909.1
956.0

153.5

154.0

156.0

137.7
157.3

152.4
158.0

779.2

784.3

793.7

730.5
798.9

756.7
797.9

184.2

154.6
183.4

163.3
183.9

47.5
57.1

48.4
59.6

107.1
126.3

114.9
124.3

3.7

5.3
3.9

5.9
5.1

30.6
30.9

31.5
31.0

1,641.3

L I A B I L I T I E S
15 Deposits
1,267.8
1,270.6
1,269.9
1,288.7
1,298.5
16
Transaction
350.5
347.9
341.1
333.7
342.1
17
Nontransaction
917.2
922.7
928.9
955.0
956.4
18
Large time
151.8
152.8
153.7
158.2
157.8
19
Other
765.5
770.0
775.2
796.8
798.6

20 Borrowings
165.5
169.6
167.5
172.7
178.4
185.1
187.5
21
From banks in the U.S.
51.7
52.7
52.9
54.7
57.4
60.6
64.7
22
From nonbanks in the U.S.
113.8
116.9
114.6
118.0
121.1
124.5
122.8
23
Net due to related foreign offices
5.0
4.6
4.2
4.9
5.2
6.6
6.3
24
30.0
31.3

Other liabilities (8)
30.7
30.7
30.3

25 Total liabilities
1,468.2
1,475.6
1,472.3
1,511.6
1,522.6

58.4
125.8

30.6

31.1

31.1

1,482.2

1,489.2

1,406.3
1,458.0
1,503.4
1,510.7
1,505.7

26 Residual (assets less liabilities) (9)
156.9
156.1
157.2
159.1
158.6
156.7
151.7

156.0

146.7
157.6

154.0
159.0

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
1996

1996

Apr
Sep 25

May

Account
1996
Jun

1996

1996

Jul

Aug

Sep 4

1995
1996
1996
Week ending
Aug
Feb
Mar
Sep 11
Sep 18

--------------

-------- -------------A S S E T S

1
Bank credit
1,742.3
1,747.3
1,715.8
1,725.3
2
414.7
384.4
3
289.7
267.8
4
125.0
116.6

1,746.0

--------

--------

-------- ---------------------------

1,736.1

1,730.7

1,722.8
1,752.1
1,713.6
1,710.1
1,720.6

401.7

389.3

428.1
382.5

427.6
386.3

278.2

270.2

303.4
269.5

300.3
269.1

123.5

119.1

124.8
112.9

127.3
117.2

(2)
1,329.0

1,294.7
1,324.5
1,324.2
1,327.6
1,334.3

362.4

362.6

352.3
365.5

359.4
367.0

525.6

526.5

523.0
526.7

531.8
526.1

49.9

50.1

49.7
50.2

50.1
50.2

475.7

476.4

473.3
476.5

481.7
475.9

265.4

265.6

257.1
268.3

258.6
270.0

40.8

36.7

45.7
34.5

46.7
40.4

134.7

132.8

116.5
132.8

128.0
130.7

Securities in bank credit
411.6
413.8
405.4
388.6
U.S. government securities
287.3
288.2
281.1
269.5
Other securities
124.4
125.6
124.3
119.1

5
Loans and leases in bank credit
1,327.6
1,335.7
1,332.2
1,330.7
1,331.4
1,336.7
6
Commercial and industrial
359.7
362.6
362.9
361.7
368.0
371.2
7
Real estate
533.9
532.2
529.6
528.7
524.9
524.0
7a
Revolving home equity
50.1
50.1
50.0
49.6
50.3
50.3
7b
Other
483.8
482.1
479.6
479.1
474.6
473.8
8
Consumer
258.7
260.9
262.1
265.2
267.9
267.3
9
Security (3)
45.5
47.4
45.4
41.5
37.6
41.2
10
Other
129.7
132.6
132.2
133.5
133.0
132.9
11 Interbank loans (4)
115.7
125.9
130.0
124.0
140.1

126.5

124.6

126.6

109.6
125.8

107.0
126.9

12 Cash assets (5)
118.0
124.2
122.4
121.3
122.4

120.1

122.1

123.8

116.7
127.6

121.4
119.6

13 Other assets (6)
133.8
134.8
134.0
162.1
161.9

145.5

155.1

159.2

120.1
166.3

131.1
162.8

2,092.5

2,096.2

2,032.5
2,075.7
2,087.1
2,093.6
2,093.9

14 Total assets (7)
2,074.0
2,096.3
2,096.6

2,087.2

2,113.6
L I A B I L I T I E S

15 Deposits
1,266.8
1,278.5
1,275.1
1,284.2
1,287.2
16
Transaction
406.2
411.5
404.2
378.0
380.4
17
Nontransaction
860.6
867.0
870.9
906.2
906.9
18
Large time
121.6
122.9
125.7
139.8
142.6
19
Other
739.1
744.2
745.2
766.4
764.3

1,275.2

1,279.4

1,232.5
1,259.5
1,283.1
1,298.0
1,277.9

397.4

395.6

387.8

426.4
391.5

406.5
372.3

877.8

883.8

895.3

806.2
906.5

853.0
905.6

129.6

131.5

134.3

112.5
137.4

122.0
137.6

748.2

752.3

761.0

693.6
769.1

731.0
768.0

396.2

412.6
397.7

410.9
401.9

120.8

128.3
117.3

124.8
124.0

275.4

284.3
280.4

286.1
277.9

85.5
59.3

84.6
67.8

106.4
127.3

122.4
128.7

20 Borrowings
411.6
421.6
418.1
409.6
397.9
399.4
420.2
21
From banks in the U.S.
131.9
131.8
131.2
128.7
123.4
126.1
140.1
22
From nonbanks in the U.S.
279.6
289.8
286.9
280.8
274.5
273.3
280.1
23
Net due to related foreign offices
76.4
79.9
83.8
74.8
71.7
71.3
64.9

68.3

24 Other liabilities (8)
117.1
124.3
116.1
124.7
133.4

127.3

125.8

129.3

25 Total liabilities
1,871.9
1,904.3
1,893.1
1,879.7
1,905.7

1,886.9

1,874.7

1,837.0
1,877.5
1,876.9
1,882.3
1,876.3

26 Residual (assets less liabilities) (9)
202.2
192.0
203.4
205.6
221.5
207.6
207.9

210.2

195.4
211.4

198.2
217.6

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Apr
Sep 25

May

--------

--------

1995
1996
1996
Week ending
Aug
Feb
Mar
Sep 11
Sep 18

1996

1996

Jun

Jul

Aug

Sep 4

--------

--------

--------

-------- ---------------------------

-------

------A S S E T S

1
Bank credit
1,507.8
1,516.7
1,502.3
1,504.0
2
437.8
433.7
3
350.9
350.0
4
86.9
83.7

1,519.8

1,517.5

Securities in bank credit
439.8
441.3
439.7
435.4
U.S. government securities
353.2
354.6
353.7
351.5
Other securities
86.7
86.7
86.0
83.8

5
Loans and leases in bank credit
1,070.0
1,076.9
1,078.6
1,077.8
1,068.6
1,068.6
6
Commercial and industrial
188.9
190.6
192.6
192.1
191.3
191.8
7
Real estate
551.7
555.3
559.4
559.4
553.4
553.9
7a
Revolving home equity
31.7
31.9
31.6
31.2
30.7
30.9
7b
Other
520.0
523.4
527.8
528.2
522.7
523.0
8
Consumer
254.3
255.9
252.2
252.2
250.7
249.1
9
Security (3)
6.0
5.8
5.5
5.5
5.3
5.6
10
Other
69.0
69.3
68.8
68.6
68.0
68.3

1,492.8

1,458.1
1,499.3
1,496.6
1,497.8
1,501.7

435.4

434.2

432.3
434.2

435.5
435.1

350.7

350.0

347.6
350.3

349.4
351.1

84.6

84.2

84.8
83.9

86.1
84.1

(2)
1,057.5

1,025.7
1,063.8
1,062.4
1,063.6
1,066.6

188.7

189.7

180.7
190.7

189.0
191.3

548.1

551.3

534.4
551.5

549.1
552.5

30.3

30.5

30.8
30.6

31.8
30.7

517.8

520.8

503.7
520.9

517.3
521.8

248.3

248.9

238.8
249.4

251.2
250.9

5.4

5.4

5.6
5.4

5.9
5.3

66.9

67.1

66.2
66.7

68.6
66.6

11
68.4
57.5

Interbank loans (4)
64.4
59.8
61.5

59.4

56.4

57.2

58.7
58.4

67.2
56.9

12
73.8
69.1

Cash assets (5)
75.0
73.7
71.0

73.5

70.0

70.6

71.0
73.6

72.0
67.6

13
55.3
61.4

Other assets (6)
56.2
56.4
59.7

58.0

60.6

60.8

53.0
62.1

57.6
62.1

1,686.4

1,658.1

1,619.7
1,674.5
1,663.4
1,670.0
1,666.4

14 Total assets (7)
1,683.5
1,690.4
1,687.9
1,668.3
1,674.3

L I A B I L I T I E S
15 Deposits
1,314.8
1,318.0
1,316.7
1,288.7
1,298.5
16
Transaction
362.9
360.6
353.1
333.7
342.1
17
Nontransaction
951.9
957.4
963.6
955.0
956.4
18
Large time
154.9
155.9
157.0
158.2
157.8
19
Other
797.0
801.5
806.6
796.8
798.6

1,310.8

1,282.8

1,269.0
1,307.3
1,287.5
1,293.8
1,287.0

350.5

338.9

335.7

363.3
336.6

361.7
330.0

960.3

943.9

951.8

905.7
957.3

945.6
957.0

156.1

154.7

156.2

141.4
157.4

156.0
158.1

804.2

789.2

795.6

764.2
799.9

789.6
798.9

184.5

159.9
183.5

168.3
184.0

49.9
57.2

50.7
59.7

110.0
126.4

117.6
124.3

3.7

5.3
3.9

5.9
5.1

31.4
30.9

32.4
31.1

20 Borrowings
170.3
174.4
172.3
175.9
179.0
185.1
187.5
21
From banks in the U.S.
53.9
55.0
55.1
56.2
57.6
60.6
64.7
22
From nonbanks in the U.S.
116.4
119.4
117.2
119.7
121.4
124.5
122.8
23
Net due to related foreign offices
5.0
4.6
4.2
4.9
5.2
6.6
6.3
24
30.8
31.3

Other liabilities (8)
31.5
31.6
30.3

25 Total liabilities
1,520.9
1,528.5
1,524.8
1,511.6
1,522.6

58.6
126.0

31.3

31.3

31.2

1,522.8

1,498.4

1,465.6
1,513.9
1,506.9
1,512.2
1,507.2

26 Residual (assets less liabilities) (9)
162.7
161.9
163.1
163.6
159.8
156.7
151.7

156.5

154.1
157.7

160.6
159.2

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Apr
Sep 25

May

--------------

-------- -------------A S S E T S

Jun

1995
1996
1996
Week ending
Aug
Feb
Mar
Sep 11
Sep 18

1996

1996

Jul

Aug

Sep 4

--------

--------

-------- ---------------------------

1
Bank credit
1,503.6
1,518.0
1,506.7
1,507.9
2
439.6
434.2
3
352.7
350.4
4
86.9
83.9

1,521.2

1,519.4

Securities in bank credit
443.7
443.5
442.0
436.3
U.S. government securities
356.9
356.6
356.0
352.4
Other securities
86.8
86.9
86.0
83.9

5
Loans and leases in bank credit
1,064.0
1,074.3
1,077.7
1,077.4
1,072.5
1,071.6
6
Commercial and industrial
189.7
192.4
194.4
193.4
190.5
190.7
7
Real estate
549.1
553.4
558.7
559.3
555.0
555.5
7a
Revolving home equity
31.4
31.7
31.6
31.2
30.9
31.1
7b
Other
517.6
521.7
527.0
528.1
524.1
524.4
8
Consumer
251.7
254.8
251.8
250.8
252.7
251.2
9
Security (3)
6.0
5.8
5.3
5.4
5.1
5.1
10
Other
67.5
68.0
67.6
68.4
69.2
69.0

1,492.5

1,457.2
1,493.6
1,495.4
1,497.9
1,504.2

434.6

432.6

430.8
432.4

434.5
434.7

350.3

348.5

346.2
348.7

348.6
350.7

84.3

84.1

84.6
83.8

85.9
84.0

(2)
1,057.9

1,026.4
1,059.1
1,062.8
1,065.5
1,069.5

188.8

188.4

179.5
189.1

188.2
189.7

548.2

551.3

534.5
551.8

546.8
554.0

30.4

30.6

30.8
30.7

31.6
30.8

517.8

520.8

503.7
521.1

515.2
523.2

247.9

249.4

239.3
250.4

251.2
251.8

5.2

5.3

5.5
5.6

6.0
5.5

67.7

68.4

67.5
68.6

66.9
68.5

11
68.8
54.0

Interbank loans (4)
64.4
56.7
53.6

56.3

53.8

56.4

58.0
62.0

68.6
59.5

12
71.3
67.4

Cash assets (5)
73.1
73.1
67.3

71.9

69.6

68.3

68.7
79.5

72.2
69.3

13
55.4
61.0

Other assets (6)
56.0
56.1
59.1

56.7

60.5

61.1

53.3
65.6

57.9
63.1

1,682.3

1,654.7

1,616.1
1,670.8
1,659.5
1,683.2
1,674.2

14 Total assets (7)
1,677.3
1,689.5
1,685.3
1,667.3
1,666.0

L I A B I L I T I E S

15 Deposits
1,310.6
1,319.3
1,312.8
1,284.0
1,283.8
16
Transaction
357.5
360.6
349.3
328.9
328.5
17
Nontransaction
953.1
958.7
963.5
955.2
955.3
18
Large time
155.9
156.8
157.8
158.3
158.1
19
Other
797.2
801.9
805.7
796.9
797.2

1,307.2

1,281.6

1,264.8
1,303.2
1,283.5
1,307.4
1,294.7

347.2

337.3

331.8

359.1
348.4

358.1
335.0

960.0

944.3

951.7

905.7
959.0

945.1
959.6

156.0

154.5

156.0

141.3
157.0

156.4
158.1

804.0

789.8

795.7

764.4
802.0

788.7
801.6

180.9

157.5
180.5

167.6
181.0

47.5
56.1

51.7
56.2

110.0
124.4

115.9
124.9

3.7

5.4
4.0

5.9
5.4

31.5
31.2

32.6
31.4

20 Borrowings
167.4
169.5
174.6
177.6
177.6
183.8
189.6
21
From banks in the U.S.
52.2
54.9
55.7
56.8
55.7
57.0
61.7
22
From nonbanks in the U.S.
115.2
114.6
118.9
120.8
122.0
126.9
127.9
23
Net due to related foreign offices
5.3
4.6
4.1
4.6
5.0
6.4
6.4
24
31.4
31.4

Other liabilities (8)
31.6
31.2
30.5

25 Total liabilities
1,514.6
1,524.9
1,522.8
1,505.7
1,510.3

55.5
125.3

31.3

31.1

31.3

1,520.7

1,495.3

1,459.1
1,509.3
1,499.3
1,523.1
1,512.5

26 Residual (assets less liabilities) (9)
162.7
164.6
162.5
161.7
159.4
161.6
155.7

160.2

157.0
160.2

161.5
161.7

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Apr
Sep 25

May

--------------

-------- -------------A S S E T S

1

Bank credit

Jun

1995
1996
1996
Week ending
Aug
Feb
Mar
Sep 11
Sep 18

1996

1996

Jul

Aug

Sep 4

--------

--------

-------- ---------------------------

1,663.6

1,696.9

1,690.5
1,715.8
2
405.2
384.4
3
282.2
267.8
3a
24.0
19.4
3b
258.1
248.4
3c
110.8
113.8
3d
147.4
134.6
3e
35.9
31.5
3f
61.2
54.7
3g
50.4
48.4
4
123.0
116.6
4a
58.4
55.8
4b
64.6
60.8
4c
19.0
18.9
4d
45.6
41.9

1,695.5
1,725.3

1,694.6

1,696.0

1,721.9

Securities in bank credit
402.1
404.4
398.2
399.7
388.6
U.S. government securities
279.7
280.8
275.5
276.7
269.5
Trading account
19.3
21.4
20.8
20.8
22.4
Investment account
260.5
259.4
254.8
255.9
247.1
Mortgage-backed pass-through
113.0
116.9
116.5
116.3
113.6
Other (including CMOs)
147.5
142.5
138.3
139.6
133.4
1 year or less
35.1
32.9
32.2
33.1
31.6
Between 1 and 5 years
63.3
62.0
59.3
59.9
54.1
More than 5 years
49.1
47.7
46.8
46.6
47.7
Other securities
122.4
123.6
122.6
123.0
119.1
Trading account
58.4
59.9
58.4
59.6
58.0
Investment account
64.0
63.7
64.2
63.4
61.1
State and local government
18.9
18.7
18.5
18.9
18.7
Other
45.0
45.0
45.7
44.5
42.4

5
Loans and leases in bank credit
1,285.3
1,293.4
1,290.2
1,297.9
1,331.4
1,336.7
6
Commercial and industrial
352.8
355.6
356.0
356.6
368.0
371.2
7
Real estate
510.3
508.6
506.3
509.8
524.9
524.0
7a
Revolving home equity
48.2
48.2
48.1
48.1
50.3
50.3

1,710.3

1,708.8

1,719.2

388.5

415.9
382.3

417.0
386.1

269.6

293.3
269.4

291.9
269.0

17.6
20.4

23.4
19.7

250.1

275.7
249.1

268.4
249.3

114.7

100.1
114.0

113.0
114.4

135.4

175.7
135.0

155.4
134.9

31.8

43.6
31.9

38.8
32.5

56.2

73.1
55.7

66.0
54.2

47.4

59.0
47.5

50.6
48.2

122.5
112.8

125.2
117.1

57.7

59.9
52.8

60.7
56.9

61.3

62.7
60.1

64.4
60.2

18.9

20.1
18.8

19.0
18.7

42.4

42.5
41.3

45.4
41.5

19.4

118.9

(2)
1,322.2

1,247.7
1,279.9
1,321.7
1,326.5
1,333.1

361.2

362.3

344.9
365.3

352.4
366.8

521.8

525.1

496.2
526.1

506.5
525.6

49.5

49.9

47.5
50.1

48.1
50.1

7b
462.1
474.6
8
249.5
267.9
9
45.2
37.6
10
127.5
133.0
10a
29.0
27.0
10b
10.5
10.3
10c
88.0
95.8

Other
460.4
458.2
461.7
472.3
473.8
Consumer
251.6
252.8
258.1
264.3
267.3
Security (3)
47.1
45.1
41.3
40.7
41.2
Other
130.4
130.0
132.0
134.3
132.9
Nonbank financial
29.7
28.7
29.6
29.3
27.8
State and local government
10.4
10.4
10.4
10.6
10.3
All other
90.3
90.9
92.1
94.4
94.9

475.3

448.7
476.1

458.4
475.5

265.1

246.9
268.0

249.1
269.8

45.4
34.4

46.3
40.4

114.3
132.7

125.6
130.6

28.2

24.1
27.5

27.0
27.3

10.5

10.9
10.6

10.5
10.2

93.8

79.2
94.6

88.1
93.1

36.7
132.6

11 Interbank loans (4)
113.4
123.4
127.5
124.0
140.1

125.1

124.0

126.2

106.8
125.6

104.5
126.7

12 Cash assets (5)
115.3
121.3
119.5
121.3
122.4

117.9

121.6

123.6

113.5
127.5

118.3
119.5

13 Other assets (6)
131.5
132.5
131.7
162.1
161.9

143.5

154.6

159.0

117.6
166.3

128.7
162.7

14 Total assets (7)
2,015.7
2,037.5
2,038.2
2,087.2
2,113.6

2,047.4

2,086.0

1,965.7
2,013.2
2,083.1
2,092.0
2,092.2

1,238.5

1,271.0

1,179.4
1,209.6
1,280.0
1,296.7
1,276.6

388.3

392.9

386.8

410.6
391.2

393.1
372.0

850.2

878.1

893.2

768.7
905.5

816.5
904.6

126.9

130.7

134.1

108.9
137.3

118.4
137.6

723.2

747.4

759.1

659.9
768.2

698.1
767.0

406.3

397.3

395.9

407.3
397.6

405.9
401.7

L I A B I L I T I E S
15 Deposits
1,219.8
1,231.2
1,228.4
1,284.2
1,287.2
16
Transaction
393.9
398.8
392.2
378.0
380.4
17
Nontransaction
826.0
832.4
836.2
906.2
906.9
18
Large time
118.5
119.7
122.4
139.8
142.6
19
Other
707.5
712.6
713.7
766.4
764.3
20 Borrowings
406.8
416.9

413.2

399.4
21
129.7
126.1
22
277.1
273.3
23
76.4
71.3

420.2
From banks in the U.S.
129.5
129.0
127.2
123.1
140.1
From nonbanks in the U.S.
287.3
284.2
279.1
274.2
280.1
Net due to related foreign offices
79.9
83.8
74.8
71.7
64.9

120.7

125.9
117.3

122.6
123.9

275.2

281.4
280.3

283.4
277.8

85.5
59.3

84.6
67.8

105.5
127.3

121.5
128.7

68.3

24 Other liabilities (8)
116.2
123.4
115.3
124.7
133.4

126.6

125.6

129.1

25 Total liabilities
1,819.2
1,851.3
1,840.7
1,879.7
1,905.7

1,846.3

1,865.6

1,777.6
1,821.7
1,873.3
1,880.8
1,874.8

26 Residual (assets less liabilities) (9)
196.4
186.2
197.5
201.1
220.4
207.6
207.9

209.7

188.1
211.2

191.6
217.4

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Apr
Sep 25

May

--------------

-------- -------------A S S E T S

1
Bank credit
1,687.5
1,696.9
1,718.5
1,717.1
2
406.6
386.2
3
283.5
270.3
3a
24.4
20.8
3b
259.1
249.6
3c
111.4
114.3

Jun

1,693.6

1995
1996
1996
Week ending
Aug
Feb
Mar
Sep 11
Sep 18

1996

1996

Jul

Aug

Sep 4

--------

--------

-------- ---------------------------

1,694.4

1,714.3

1,661.7
1,694.5
1,708.1
1,714.8
1,718.3

Securities in bank credit
403.3
405.5
399.2
396.5
385.7
U.S. government securities
281.7
280.4
274.4
275.1
268.9
Trading account
19.9
21.2
19.5
19.9
20.6
Investment account
261.8
259.2
254.9
255.2
248.3
Mortgage-backed pass-through
114.0
115.9
115.6
115.7
114.2

392.1

419.5
390.4

414.0
390.0

272.9

296.7
274.7

288.6
271.9

18.8
22.2

23.3
20.7

252.0

277.9
252.4

265.3
251.2

115.3

100.5
115.0

111.8
115.2

20.8

3d
147.7
135.3
3e
36.0
32.0
3f
61.6
55.1
3g
50.1
48.1
4
123.1
115.8
4a
58.8
54.6
4b
64.3
61.3
4c
19.0
18.9
4d
45.3
42.3

147.8
134.2
35.9
31.3
62.7
54.9

Other (including CMOs)
143.3
139.3
139.5
1 year or less
33.5
33.3

136.8

177.4
137.4

153.4
136.1

33.2

32.1

44.0
32.8

38.2
33.1

Between 1 and 5 years
61.8
58.7
59.7

57.3

74.5
56.3

65.0
54.7

47.4

59.0
48.3

50.3
48.2

122.8
115.7

125.4
118.1

57.8

60.0
55.1

61.1
57.4

61.4

62.8
60.6

64.4
60.8

18.7

20.0
18.7

19.0
18.7

42.6

42.8
41.9

45.4
42.0

More than 5 years
49.2
48.0
47.3
46.6
48.0
Other securities
121.6
125.1
124.8
121.4
116.8
Trading account
58.1
61.7
61.1
58.7
55.7
Investment account
63.5
63.3
63.6
62.7
61.1
State and local government
19.0
18.8
18.6
18.5
18.8
Other
44.5
44.6
45.0
44.2
42.3

5
Loans and leases in bank credit (2)
1,280.9
1,293.5
1,288.1
1,295.2
1,317.8
1,332.3
1,331.3
6
Commercial and industrial
355.2
359.8
359.7
357.7
361.1
366.0
367.6
7
Real estate
507.2
507.0
504.1
508.6
521.6
525.2
523.3
7a
Revolving home equity
47.7
47.8
48.0
48.0
49.5
50.6
50.6
7b
Other
459.5
459.2
456.2
460.6
472.1
474.6
472.8
8
Consumer
247.9
249.9
251.5
255.7
261.9
267.6
267.4
9
Security (3)
45.3
48.1
44.2
41.6
39.5
39.8
40.0
10
Other
125.4
128.6
128.6
131.6
133.7
133.7
133.0
10a
Nonbank financial
27.8
28.9
27.9
28.9
28.8
27.4
27.7
10b
State and local government
10.5
10.4
10.4
10.4
10.7
10.3
10.4

119.2

1,242.2
1,280.5
1,316.0
1,324.4
1,328.3
359.4

342.2
361.8

352.3
362.0

524.6

495.7
526.0

505.6
526.6

47.6
50.3

47.9
50.3

474.6

448.1
475.8

457.7
476.2

264.8

246.6
267.8

249.7
268.7

44.3
34.3

47.2
40.0

113.4
134.5

125.6
131.0

27.8

23.8
28.2

26.1
28.1

10.6

11.0
10.7

10.4
10.3

50.0

35.8
131.4

10c
87.2
96.0

All other
89.4
90.3
94.9

78.6
95.7

89.1
92.6

122.1

103.3
125.0

106.7
121.0

119.2

115.8

106.3
136.8

119.9
121.4

144.5

156.0

159.6

118.0
167.9

127.2
162.9

2,046.6

2,077.6

1,953.5
2,013.2
2,069.5
2,108.1
2,087.3

1,236.7

1,267.7

1,171.9
1,205.0
1,273.3
1,317.1
1,285.2

385.4

387.4

377.1

400.5
407.5

389.6
376.2

851.3

880.3

896.3

771.3
909.6

815.4
909.0

126.9

131.1

135.7

110.1
138.2

119.4
138.3

724.4

749.2

760.6

661.2
771.4

696.0
770.7

394.0

406.6
397.4

405.7
398.6

117.2

122.5
119.3

124.0
119.7

276.8

284.1
278.1

281.7
278.9

83.7
56.9

86.5
64.8

104.3
127.4

119.7
128.7

92.4

94.2

93.0

11 Interbank loans (4)
111.6
121.4
124.1
120.9
132.0

126.2

123.9

12 Cash assets (5)
110.9
118.3
117.9
121.4
118.3

116.8

13 Other assets (6)
130.7
131.8
132.1
161.5
162.0
14 Total assets (7)
2,005.5
2,033.5
2,032.7
2,086.0
2,093.2

L I A B I L I T I E S
15 Deposits
1,210.0
1,229.1
1,220.5
1,282.9
1,266.1
16
Transaction
384.6
398.3
384.3
377.1
365.6
17
Nontransaction
825.3
830.8
836.2
905.8
900.5
18
Large time
117.9
120.2
124.9
139.5
140.1
19
Other
707.5
710.6
711.3
766.2
760.4

20 Borrowings
402.2
406.9
410.0
410.2
405.4
403.0
419.0
21
From banks in the U.S.
126.4
129.3
127.3
126.7
122.3
118.9
127.8
22
From nonbanks in the U.S.
275.7
277.6
282.8
283.5
283.1
284.1
291.2
23
Net due to related foreign offices
79.2
80.3
88.9
73.9
70.8
65.9
65.9

66.8

24 Other liabilities (8)
117.4
121.4
117.1
123.7
132.9

127.0

125.8

127.6

25 Total liabilities
1,808.8
1,837.6
1,836.6
1,875.4
1,883.9

1,847.8

1,869.7

1,766.5
1,816.8
1,861.8
1,898.9
1,877.4

26 Residual (assets less liabilities) (9)
196.7
195.9
196.0
198.8
207.9
210.6
209.2

207.7

187.0
209.3

196.4
210.0

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Apr
Sep 25

May

--------------

-------- -------------A S S E T S

1
Bank credit
443.2
448.3
460.2
461.7

Jun

450.3

1996

Jul

Aug

Sep 4

--------

--------

-------- ---------------------------

458.1

461.0

463.0

426.8
463.3

451.4
461.2

143.1

144.2

136.9
141.4

145.7
140.3

80.7

82.8

67.0
82.5

73.5
84.5

62.4

61.4

69.9
58.8

72.2
55.8

(2)
317.9

318.8

289.9
321.9

305.7
321.0

192.5

191.9

175.8
194.9

187.0
196.2

33.3

33.5

37.3
33.4

34.3
33.5

34.3

34.7

33.3
34.8

33.5
33.0

57.8

58.7

43.5
58.9

50.9
58.3

38.0

38.7

27.7
38.9

31.6
38.7

19.8

20.0

15.8
19.9

19.3
19.6

19.2

19.9

24.0
20.3

20.7
19.0

2
140.1
137.3
3
71.2
82.6
4
69.0
54.7

Securities in bank credit
140.9
143.6
145.1
139.8
U.S. government securities
71.6
77.9
79.3
85.4
Other securities
69.3
65.6
65.8
54.4

5
303.1
322.9
6
185.5
198.0
7
33.3
33.4
9
33.6
32.1
10
50.6
59.4
10a
31.6
39.3
10c
19.0
20.1

Loans and leases in bank credit
307.5
306.7
313.0
322.0
Commercial and industrial
187.0
187.0
189.9
198.8
Real estate
33.2
33.1
32.8
33.5
Security (3)
33.0
31.9
35.3
32.4
Other
54.3
54.7
55.0
57.3
Nonbank financial
34.3
34.8
35.4
37.8
All other
20.1
19.9
19.6
19.5

11
20.8

Interbank loans (4)
21.0
21.3

1995
1996
1996
Week ending
Aug
Feb
Mar
Sep 11
Sep 18

1996

22.4

18.9

17.5

12
27.4
25.0

Cash assets (5)
26.2
26.1
24.4

25.2

25.3

25.1

27.2
25.0

29.3
25.1

13
55.0
49.8

Other assets (6)
54.9
55.4
49.8

52.2

49.7

48.1

54.0
48.5

56.5
48.3

557.9

555.1

556.1

531.9
557.0

557.9
553.6

174.5

174.4

168.4
174.3

164.8
173.2

14 Total assets (7)
546.4
550.4
553.1
553.9
553.4
L I A B I L I T I E S
15 Deposits
168.0
169.5
172.6
174.2
172.4
16
Transaction
9.8
10.5
11.0
10.0
9.7
17
Nontransaction
158.1
159.0
161.7
164.2
162.6
18
Large time
155.8
157.7
160.6
161.7
160.2
19
Other
2.4
1.3
1.1
2.5
2.4

172.1
10.8

10.7

Other liabilities (8)
76.9
73.5
69.7

25 Total liabilities
537.0
535.8
538.9
537.0
528.8
26
9.3
16.8

9.3
10.5

10.7
10.3

161.3

163.9

163.6

159.1
163.8

154.1
162.8

162.3

162.6

162.4

158.5
162.1

152.0
160.7

1.3

1.2

0.6
1.8

2.2
2.2

120.6
118.7

117.7
119.1

20.9

18.4
20.1

19.4
19.6

99.4

102.2
98.6

98.2
99.5

171.5

153.7
176.2

186.1
178.1

78.9
68.5

79.9
68.3

521.6
537.7

548.5
538.7

-1.0

20 Borrowings
111.8
119.4
125.0
120.0
116.5
116.7
122.4
21
From banks in the U.S.
20.5
23.2
23.4
20.3
19.6
19.9
22.2
22
From nonbanks in the U.S.
91.3
96.2
101.5
99.7
96.8
96.8
100.2
23
Net due to related foreign offices
180.2
169.9
167.9
175.4
172.0
176.4
164.3
24
77.0
69.7

10.8

120.3

71.0

69.5

68.2

538.6

532.5

534.4

Residual (assets less liabilities) (9)
14.6
14.1
19.3
22.6
24.6

21.8

10.3
19.3

9.4
14.9

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Apr
Sep 25

May

--------------

-------- -------------A S S E T S

1
Bank credit
444.7
446.6
463.1
463.2

Jun

446.8

1995
1996
1996
Week ending
Aug
Feb
Mar
Sep 11
Sep 18

1996

1996

Jul

Aug

Sep 4

--------

--------

-------- ---------------------------

454.6

461.7

465.2

428.2
465.0

451.1
463.2

143.8

146.3

138.5
143.7

144.6
142.0

80.5

84.1

67.8
82.8

72.9
84.0

63.3

62.2

70.7
60.9

71.7
58.0

(2)
317.9

318.9

289.7
321.3

306.5
321.2

193.6

192.9

176.5
195.0

185.9
194.9

33.2

33.5

37.3
33.6

34.5
33.6

33.0

33.6

32.2
32.8

35.4
33.3

58.1

58.9

43.6
59.9

50.6
59.4

38.3

38.8

27.7
39.5

31.8
39.2

19.8

20.1

15.9
20.4

18.8
20.2

2
141.3
137.9
3
72.4
81.8
4
68.9
56.1

Securities in bank credit
140.9
144.7
142.9
140.2
U.S. government securities
71.9
77.1
78.2
84.9
Other securities
69.0
67.7
64.6
55.3

5
303.4
325.2
6
186.4
197.7
7
33.4
33.6
9
33.5
33.4
10
50.1
60.6
10a
31.5
40.0
10c
18.7
20.6

Loans and leases in bank credit
305.7
302.0
311.7
323.0
Commercial and industrial
186.9
187.0
190.4
198.0
Real estate
32.8
32.9
32.8
33.6
Security (3)
32.8
28.9
33.0
32.8
Other
53.1
53.3
55.6
58.6
Nonbank financial
33.8
34.4
36.3
38.6
All other
19.3
18.9
19.3
20.0

11
20.0
19.1

Interbank loans (4)
20.2
21.5
19.1

20.7

19.1

19.1

23.4
19.1

18.9
19.1

12
27.0
25.7

Cash assets (5)
25.6
25.7
25.7

26.0

25.7

25.7

27.8
25.7

28.2
25.7

13
54.2
49.5

Other assets (6)
53.2
56.1
49.5

55.2
49.4

57.1
49.4

559.3

534.5
559.1

555.2
557.4

172.7

167.0
173.0

164.6
173.1

49.1

49.3

553.3

555.6

172.3

14 Total assets (7)
545.9
545.5
550.0
557.4
557.5

52.0

L I A B I L I T I E S
15 Deposits
168.4
167.2
174.0
173.2
173.3
16
Transaction
9.7
10.0
10.3
10.7
10.7
17
Nontransaction
158.7
157.2
163.8
162.5
162.6
18
Large time
156.8
156.2
162.8
160.3
160.3
19
Other
1.9
0.9
1.0
2.1
2.2

174.3
10.6

10.7

Other liabilities (8)
75.2
74.6
69.4

25 Total liabilities
533.9
532.5
537.0
537.5
537.8
26
11.9
19.9

9.2
10.7

10.6
10.7

163.7

161.6

162.1

157.7
162.3

153.9
162.4

162.3

160.3

160.3

156.6
160.3

151.1
160.3

1.4

1.3

1.7

1.1
1.9

2.8
2.0

122.0
122.4

113.0
122.4

20.7

18.2
20.7

18.7
20.8

101.5

103.8
101.6

94.3
101.7

153.8
172.3

185.9
172.3

80.0
69.3

82.0
69.3

522.8
536.9

545.4
537.2

20 Borrowings
111.2
120.3
123.2
124.3
121.9
122.5
122.6
21
From banks in the U.S.
20.6
22.3
21.8
21.9
20.7
20.8
20.8
22
From nonbanks in the U.S.
90.6
98.1
101.4
102.3
101.2
101.8
101.8
23
Net due to related foreign offices
177.7
169.8
165.2
169.1
171.7
172.4
172.5
24
76.7
69.3

10.7

122.2

172.1

71.5

69.0

69.2

539.1

534.8

536.2

Residual (assets less liabilities) (9)
13.0
13.0
14.1
20.8
19.7

23.1

11.7
22.3

9.8
20.2

--------------------------------1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically
chartered commercial banks that submit a weekly report of condition (large
domestic); other domestically
chartered commercial banks (small domestic); branches and agencies of foreign

banks, New York State
investment companies, and Edge Act and agreement corporations (foreignrelated institutions). Excludes
international banking facilities. Data are Wednesday values or pro rata
averages of Wednesday values.
Large domestic banks constitute a universe; data for small domestic banks and
foreign-related institutions
are estimates based on weekly samples and on quarter-end condition reports.
Data are adjusted for breaks
caused by reclassifications of assets and liabilities.
The data for small and large domestic banks presented on pages 5 and 6 are
adjusted to remove the estimated
effects of mergers between these two groups. The data for small and large
banks presented on pages 7-8 and
pages 9-10 are based on reported data and are affected by mergers. The
adjustment for mergers changes past
levels to make them comparable with current levels. Estimated quantities of
balance sheet items acquired
in mergers are removed from past data for the bank group that contained the
acquired bank and put into past
data for the group containing the acquiring bank. Balance sheet data for
acquired banks are obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans to commercial
banks in the United States.
3. Consists of reverse RPs with broker-dealers and loans to purchase and carry
securities. For small domestic
banks, consists of an estimate of other loans derived from weekly data for a
sample of small banks multiplied
by the share of security loans in other loans, calculated from quarterly Call
Reports.
4. Consists of federal funds sold to, reverse RPs with, and loans to commercial
banks in the United States.
5. Includes vault cash, cash items in process of collection, demand balances due
from depository institutions in
the United States, balances due from Federal Reserve Banks, and other cash
assets.
6. Excludes the due-from position with related foreign offices, which is
included in line 23.
7. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are
reported gross of these items.
8. Estimated with partial data; for all banks, not seasonally adjusted,
constrained to equal values in line 11.
The seasonally adjusted aggregates for all commercial banks in lines 11 and
21 are sums of seasonally adjusted
components and are not necessarily equal.
9. Excludes the due-to position with related foreign offices, which is included
in line 23.
10. This balancing item is not intended as a measure of equity capital for use in
capital adequacy analysis. On a
seasonally adjusted basis this item reflects any differences in the seasonal
patterns estimated for total
assets and total liabilities.