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H.8 (510)
pg.1
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For immediate release
Seasonally adjusted, billions of dollars
November 1, 1996
Account
1996

1996

1996

May
Oct 23

Jun

--------------

-------- -------------A S S E T S

1
Bank credit
3,668.4
3,672.1
3,712.3
3,714.1
2
990.7
968.2
3
704.5
702.5
4
286.3
265.7

Jul

3,679.4

1996

Aug

Sep

Oct 2

--------

--------

-------- ---------------------------

3,683.5

3,677.9

3,576.5
3,649.7
3,693.3
3,711.8
3,717.4

974.8

969.3

994.5
976.8

991.4
972.5

702.3

703.7

707.7
704.2

704.3
701.0

272.5

265.6

286.9
272.6

287.1
271.4

(2)
2,703.0

2,582.0
2,658.3
2,724.0
2,735.0
2,744.9

744.0

757.9

1,109.9

1,071.9
1,095.3
1,111.6
1,112.3
1,113.2

80.3

81.0

1,029.6

1,030.6

993.6
1,015.4
1,030.9
1,031.1

514.0

518.0

489.5
516.5

503.8
517.1

76.7

77.0

86.7
76.1

84.9
81.5

258.4

259.5

226.3
266.2

247.0
268.7

203.3

205.6

192.2
199.3

202.6
198.1

Securities in bank credit
996.6
990.8
985.9
965.9
U.S. government securities
713.3
708.5
708.2
697.0
Other securities
283.4
282.2
277.7
268.9

5
Loans and leases in bank credit
2,677.7
2,675.4
2,688.7
2,697.6
2,744.1
2,748.2
6
Commercial and industrial
733.2
735.6
738.6
742.4
767.7
768.6
7
Real estate
1,097.1
1,098.8
1,102.0
1,103.2
1,113.3
1,113.9
8
Revolving home equity
80.1
79.7
79.3
79.7
81.9
82.3
9
Other
1,017.0
1,019.1
1,022.8
1,023.5
1,031.5
1,031.6
10
Consumer
507.5
505.0
510.3
512.6
517.2
518.2
11
Security (3)
85.9
82.6
82.1
80.3
79.2
79.2
12
Other loans and leases
254.0
253.5
255.7
259.1
266.7
268.2
13 Interbank loans
208.9
208.7
207.0

1995
1996
1996
Week ending
Sep
Mar
Apr
Oct 9
Oct 16

1996

199.6

707.6
763.8

78.3
81.4

727.3
764.3

79.9
82.2

196.9

211.7

14 Cash assets (4)
222.5
219.4
216.7
235.8
243.4

216.9

219.3

217.9

214.9
223.0

216.4
208.1

15 Other assets (5)
233.4
233.7
243.8
258.2
249.3

254.9

258.4

261.7

219.9
252.8

231.9
255.2

16 Total assets (6)
4,276.0
4,276.9
4,289.6
4,344.7
4,360.2

4,297.0

4,301.0

4,146.8
4,243.7
4,320.6
4,329.0
4,320.4

2,728.4

2,741.9

2,629.5
2,702.6
2,752.9
2,766.8
2,753.4

742.5

733.3

720.9

1,985.9

2,008.6

1,848.4
1,936.0
2,032.0
2,064.6
2,069.5

448.0

452.7

457.5

1,537.9

1,555.9

1,432.9
1,506.9
1,574.4
1,612.0
1,610.8

L I A B I L I T I E S
17 Deposits
2,718.7
2,717.8
2,721.5
2,815.3
2,810.8
18
Transaction
770.0
756.3
749.7
728.1
730.2
19
Nontransaction
1,948.8
1,961.4
1,971.8
2,087.1
2,080.5
20
Large time
433.3
440.0
445.4
463.0
462.1
21
Other
1,515.4
1,521.4
1,526.4
1,624.1
1,618.5

22 Borrowings
707.9
711.1
703.6
696.6
704.7
684.2
699.1
23
From banks in the U.S.
292.7
298.8
295.9
297.8
301.4
294.8
314.7
24
From others
415.2
412.4
407.7
398.8
403.3
389.3
384.3
25
Net due to related foreign offices
254.4
255.9
255.1
248.9
243.5
241.5
237.0

781.1
702.1

415.6
452.7

766.6
683.9

429.1
458.7

713.8

694.5
698.3

691.0
672.7

309.6

299.2
298.9

293.1
292.8

404.3

395.4
399.3

397.9
379.9

244.6

251.8
238.8

261.6
257.5

220.8
249.4

222.3
250.2

26 Other liabilities
230.0
218.5
227.1
242.8
252.7

224.5

226.8

230.6

27 Total liabilities
3,911.0
3,903.4
3,907.2
3,983.7
3,999.5

3,898.5

3,916.8

3,796.6
3,877.5
3,941.9
3,953.3
3,933.9

28 Residual (assets less liabilities) (7)
365.0
373.6
382.4
398.5
384.1
361.0
360.6

378.6

350.2
375.7

366.3
386.6

H.8 (510)
pg.2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

May
Oct 23

Jun

--------------

-------- -------------A S S E T S

1
Bank credit
3,669.4
3,669.6
3,715.9
3,705.4
2
995.9
969.1
3
710.5
702.9
4
285.4
266.2

Jul

3,676.3

1996

Aug

Sep

Oct 2

--------

--------

-------- ---------------------------

3,676.5

3,676.7

3,581.5
3,644.0
3,697.2
3,714.1
3,709.5

979.0

972.0

997.6
977.0

995.8
969.2

705.5

705.1

709.3
704.1

708.6
698.3

273.5

267.0

288.3
272.9

287.1
270.9

(2)
2,697.7

2,583.9
2,648.2
2,725.2
2,737.1
2,740.3

740.6

752.9

1,109.5

1,073.8
1,089.7
1,113.5
1,115.1
1,116.8

80.6

81.5

1,028.9

1,032.0

995.0
1,010.5
1,033.0
1,033.9

514.2

519.2

490.8
517.5

499.6
516.8

74.7

76.6

86.3
72.6

84.8
76.4

258.8

263.0

229.9
271.2

242.9
270.6

197.6

199.9

188.0
196.7

200.5
198.0

215.8

209.2

Securities in bank credit
1,001.7
992.0
982.8
963.2
U.S. government securities
714.1
708.7
705.9
696.4
Other securities
287.6
283.4
276.9
266.8

5
Loans and leases in bank credit
2,673.5
2,667.9
2,684.3
2,693.7
2,746.8
2,742.2
6
Commercial and industrial
739.1
741.0
741.6
743.5
762.9
762.9
7
Real estate
1,093.2
1,095.7
1,100.7
1,103.0
1,117.0
1,116.0
8
Revolving home equity
79.5
79.6
79.2
79.8
82.5
82.9
9
Other
1,013.8
1,016.2
1,021.4
1,023.2
1,034.5
1,033.0
10
Consumer
504.7
503.3
506.5
509.8
517.7
519.0
11
Security (3)
86.7
78.4
80.0
77.8
79.1
76.6
12
Other loans and leases
249.7
249.5
255.6
259.6
270.1
267.7
13 Interbank loans
205.9
202.3
203.3
197.5
203.5
14

Cash assets (4)

1995
1996
1996
Week ending
Sep
Mar
Apr
Oct 9
Oct 16

1996

196.8

703.0
760.6

78.9
82.1

731.2
759.8

79.1
82.8

217.0
249.3

216.7
224.8

214.6

214.6

209.8

218.7

219.6

213.3

15 Other assets (5)
231.2
234.6
243.4
258.5
244.1

255.7

260.2

263.0

221.0
255.5

230.5
257.1

16 Total assets (6)
4,266.6
4,266.1
4,280.4
4,363.0
4,319.6

4,286.0

4,286.4

4,149.3
4,227.1
4,320.6
4,327.7
4,319.8

2,721.5

2,729.6

2,628.3
2,688.9
2,752.2
2,772.2
2,766.3

735.3

719.6

720.0

1,986.2

2,010.0

1,848.5
1,937.1
2,032.2
2,066.4
2,075.2

445.9

452.0

456.3

1,540.3

1,558.0

1,433.9
1,506.5
1,575.9
1,616.0
1,617.8

L I A B I L I T I E S
17 Deposits
2,715.6
2,707.4
2,718.3
2,826.0
2,772.1
18
Transaction
769.0
743.9
743.2
739.6
696.9
19
Nontransaction
1,946.7
1,963.5
1,975.0
2,086.4
2,075.2
20
Large time
433.2
445.4
445.2
460.2
460.6
21
Other
1,513.5
1,518.1
1,529.8
1,626.2
1,614.5

22 Borrowings
696.7
707.8
712.0
704.9
697.1
675.4
679.5
23
From banks in the U.S.
291.2
295.6
297.5
294.2
290.9
283.7
290.5
24
From others
405.5
412.2
414.5
410.7
406.2
391.7
389.1
25
Net due to related foreign offices
254.6
258.2
247.6
247.5
242.5
243.0
243.0

779.8
705.8

414.6
450.4

751.9
691.1

430.6
457.4

707.9

693.6
687.8

680.8
666.2

296.0

287.0
287.8

285.5
293.2

412.0

406.5
399.9

395.3
373.0

241.1

247.4
235.2

262.2
253.9

221.0
249.4

223.7
250.2

26 Other liabilities
226.3
221.2
227.9
242.8
252.7

224.0

226.2

230.6

27 Total liabilities
3,893.3
3,894.7
3,905.8
3,987.2
3,947.3

3,897.9

3,895.4

3,790.2
3,855.6
3,931.9
3,944.6
3,936.7

28 Residual (assets less liabilities) (7)
373.3
371.5
374.6
388.1
391.0
375.8
372.3
29

-69.4

MEMO
Reval. gains on off-bal. sheet items (8)
----68.1

388.8

--

359.0
383.1

-71.5

371.5
383.2

-70.5

30
-59.8

Reval. losses on off-bal. sheet items (8)
----58.6

--

-62.0

-61.0

H.8 (510)
pg.3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

May
Oct 23

Jun

--------------

-------- -------------A S S E T S

1
Bank credit
3,212.2
3,214.4
3,233.6
3,232.7
2
842.0
820.9
3
632.9
620.7
4
209.1
200.3

Jul

3,213.5

1995
1996
1996
Week ending
Sep
Mar
Apr
Oct 9
Oct 16

1996

1996

Aug

Sep

Oct 2

--------

--------

-------- ---------------------------

3,214.8

3,206.9

3,139.2
3,198.6
3,223.1
3,237.4
3,233.1

822.7

822.1

852.8
830.6

843.3
824.1

619.5

619.9

642.0
620.9

633.1
616.6

203.2

202.2

210.8
209.7

210.2
207.4

(2)
2,384.2

2,286.3
2,355.3
2,401.0
2,406.7
2,409.1

552.0

559.8

1,076.4

1,034.9
1,062.0
1,078.2
1,079.4
1,080.1

80.3

81.0

996.1

Securities in bank credit
845.7
837.9
835.1
816.8
U.S. government securities
635.3
629.2
627.5
613.9
Other securities
210.3
208.7
207.6
202.9

5
Loans and leases in bank credit
2,370.3
2,368.7
2,375.6
2,379.7
2,412.7
2,415.9
6
Commercial and industrial
546.3
548.6
548.7
549.9
564.1
564.6
7
Real estate
1,063.9
1,065.7
1,069.2
1,069.9
1,079.6
1,080.5
8
Revolving home equity
80.1
79.7
79.3
79.7
81.8
82.3
9
Other
983.8
986.0
989.9
990.2
997.8
998.2
10
Consumer
507.5
505.0
510.3
512.6
517.2
518.2
11
Security (3)
52.9
50.7
46.8
46.1
44.1
44.0
12
Other loans and leases
199.7
198.8
200.7
201.2
207.7
208.6

528.6
561.7

541.8
561.3

78.3
81.4

79.9
82.1

997.3

956.6
998.1

982.1
997.9

514.0

518.0

489.5
516.5

503.8
517.1

42.1

44.2

51.7
43.5

51.2
44.5

199.7

200.7

181.5
205.6

196.4
206.1

13 Interbank loans
187.8
187.4
184.5
182.3
190.1

180.4

183.4

186.8

168.2
180.0

181.8
179.0

14 Cash assets (4)
196.3
193.2
191.5
208.9
214.8

191.6

194.2

192.7

187.9
195.9

189.1
179.0

15 Other assets (5)
188.6
188.0
201.5
225.4
215.5

215.1

219.8

223.6

171.3
221.4

186.8
222.6

16 Total assets (6)
3,727.9
3,726.2
3,733.8
3,792.0
3,794.8

3,744.1

3,746.5

3,609.9
3,699.5
3,768.2
3,776.9
3,755.6

2,553.9

2,567.5

2,458.9
2,534.6
2,579.2
2,591.6
2,572.5

731.8

722.5

711.0

1,822.0

1,845.0

1,686.8
1,777.8
1,868.2
1,898.8
1,898.0

285.5

290.3

296.2

1,536.6

1,554.7

1,431.8
1,504.5
1,572.0
1,608.7
1,606.2

L I A B I L I T I E S
17 Deposits
2,549.2
2,545.1
2,549.4
2,631.7
2,618.4
18
Transaction
759.4
745.4
738.9
717.5
718.9
19
Nontransaction
1,789.8
1,799.8
1,810.5
1,914.2
1,899.5
20
Large time
275.6
279.4
283.1
296.3
295.8
21
Other
1,514.1
1,520.4
1,527.4
1,618.0
1,603.7

22 Borrowings
588.4
586.2
583.5
580.2
584.4
567.1
581.2
23
From banks in the U.S.
269.5
275.3
275.6
278.2
280.6
260.6
280.6
24
From others
319.0
310.8
308.0
302.0
303.9
306.5
300.6
25
Net due to related foreign offices
84.5
88.0
79.7
76.9
72.0
76.4
70.4

772.1
692.8

255.0
290.0

756.8
674.5

273.3
291.8

594.8

576.9
580.7

579.2
556.5

287.1

280.1
266.8

272.6
257.7

307.7

296.7
313.9

306.6
298.8

92.2
68.3

81.3
84.2

141.6
175.3

147.1
175.0

71.6

26 Other liabilities
154.9
146.9
157.9
170.9
178.7

156.9

160.4

162.2

27 Total liabilities
3,377.1
3,366.2
3,370.5
3,446.1
3,448.7

3,367.9

3,384.3

3,269.6
3,342.3
3,407.8
3,415.9
3,388.2

28 Residual (assets less liabilities) (7)
350.8
359.9
363.3
376.2
362.2
345.9
346.1

360.4

340.3
361.0

357.2
367.4

H.8 (510) pg.4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

May
Oct 23

Jun

--------------

-------- -------------A S S E T S

1
Bank credit
3,214.9
3,214.8
3,239.2
3,228.0
2
847.0
820.0
3
638.6
621.1
4
208.4
198.9

Jul

3,213.7

1996

Aug

Sep

Oct 2

--------

--------

-------- ---------------------------

3,206.8

3,203.5

3,143.0
3,191.4
3,225.4
3,240.2
3,233.8

824.7

823.5

854.8
828.9

846.5
821.4

621.4

621.8

644.2
621.8

636.2
616.0

203.3

201.7

210.6
207.1

210.3
205.4

(2)
2,378.8

2,288.2
2,344.9
2,401.8
2,411.3
2,412.4

547.8

555.6

1,076.0

1,036.7
1,056.2
1,080.0
1,082.2
1,083.5

80.6

81.5

995.4

998.5

957.9
1,000.1

977.1
1,000.8

514.2

519.2

490.8
517.5

499.6
516.8

41.1

44.0

51.6
42.6

51.3
43.9

199.8

203.0

184.3
209.3

192.9
209.4

178.5

180.6

163.1
176.4

180.5
177.8

Securities in bank credit
849.0
841.2
831.1
813.4
U.S. government securities
637.0
630.4
625.4
613.5
Other securities
212.0
210.7
205.7
199.9

5
Loans and leases in bank credit
2,367.9
2,365.8
2,372.5
2,375.7
2,419.2
2,414.6
6
Commercial and industrial
552.2
554.0
551.1
549.9
561.6
561.2
7
Real estate
1,060.4
1,062.8
1,067.9
1,069.8
1,083.4
1,082.6
8
Revolving home equity
79.5
79.6
79.2
79.8
82.4
82.9
9
Other
980.9
983.2
988.6
989.9
1,001.0
999.6
10
Consumer
504.7
503.3
506.5
509.8
517.7
519.0
11
Security (3)
53.9
49.5
47.0
44.8
45.1
43.5
12
Other loans and leases
196.6
196.2
200.0
201.4
211.4
208.3
13 Interbank loans
185.7
180.8
182.6

1995
1996
1996
Week ending
Sep
Mar
Apr
Oct 9
Oct 16

1996

177.6

524.7
559.7

78.9
82.1

544.9
558.7

79.1
82.8

181.1

179.4

14 Cash assets (4)
191.4
191.0
188.6
221.9
196.0

188.9

184.1

192.7

187.9
191.7

182.2
183.7

15 Other assets (5)
187.8
188.3
201.3
226.1
210.9

216.5

220.8

224.8

172.3
224.3

186.1
224.9

16 Total assets (6)
3,723.0
3,717.9
3,728.9
3,810.3
3,756.3

3,732.3

3,728.9

3,609.1
3,683.1
3,765.2
3,774.6
3,762.3

2,549.3

2,556.9

2,457.9
2,520.6
2,578.4
2,595.6
2,587.0

724.7

708.9

709.4

1,824.6

1,848.0

1,687.7
1,778.4
1,869.1
1,899.8
1,905.4

285.6

291.7

295.5

1,539.0

1,556.3

1,433.0
1,504.6
1,573.5
1,612.2
1,614.1

L I A B I L I T I E S
17 Deposits
2,548.4
2,533.4
2,544.0
2,645.0
2,581.5
18
Transaction
758.9
733.7
732.7
728.8
685.7
19
Nontransaction
1,789.5
1,799.7
1,811.3
1,916.1
1,895.7
20
Large time
277.0
282.7
282.9
295.1
295.6
21
Other
1,512.5
1,517.1
1,528.4
1,621.0
1,600.2

22 Borrowings
576.4
584.7
587.8
583.0
574.9
559.3
564.2
23
From banks in the U.S.
268.9
273.8
275.6
273.5
270.2
250.7
260.1
24
From others
307.5
310.8
312.2
309.5
304.7
308.6
304.1
25
Net due to related foreign offices
84.9
93.1
78.5
75.8
70.4
74.0
74.0

770.2
695.9

254.7
287.6

742.2
681.6

273.8
291.3

586.6

573.4
572.2

569.6
553.3

273.4

267.8
256.5

264.9
260.9

313.2

305.5
315.7

304.7
292.4

88.7
63.4

84.5
78.3

141.7
175.3

148.8
175.0

68.8

26 Other liabilities
153.0
148.4
158.2
170.9
178.7

156.9

158.9

162.0

27 Total liabilities
3,362.6
3,359.5
3,368.5
3,449.2
3,398.3

3,365.0

3,361.1

3,261.7
3,323.5
3,395.9
3,406.6
3,393.7

28 Residual (assets less liabilities) (7)
360.4
358.5
360.4
367.3
367.9
361.1
358.0
MEMO

369.3

347.5
368.0

359.6
368.6

29 Reval. gains on off-bal. sheet items (8)
-----32.0
31.2
30 Reval. losses on off-bal. sheet items (8)
-----28.2
27.9
31 Mortgage-backed securities (9)
-----237.1
237.8

--

-35.0

-34.3

--

-31.8

-31.0

--

-238.7

-237.9

H.8 (510) pg.5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
Account
1996

1996

1996

May
Oct 23

Jun

--------------

-------- -------------A S S E T S

1
Bank credit
1,810.3
1,808.8
1,789.0
1,785.5

Jul

1,798.7

1995
1996
1996
Week ending
Sep
Mar
Apr
Oct 9
Oct 16

1996

1996

Aug

Sep

Oct 2

--------

--------

-------- ---------------------------

1,792.9

1,775.6

1,794.3
1,805.2
1,783.3
1,794.1
1,788.5

405.3

403.6

449.1
412.9

432.2
406.4

281.9

281.1

316.4
283.8

302.2
279.4

19.5

20.6

19.2
21.0

24.2
18.4

262.4

260.5

297.3
262.8

278.0
261.1

123.4

122.5

132.7
129.1

129.9
127.0

57.7

57.1

63.4
61.4

58.7
60.7

65.8

65.4

69.3
67.7

71.3
66.2

20.5

20.3

22.6
20.3

21.3
20.3

45.3

45.1

46.8
47.4

50.0
45.9

(2)
1,370.3

1,345.1
1,373.1
1,379.7
1,381.3
1,382.2

2
Securities in bank credit
428.8
430.7
422.1
418.0
404.1
399.9
3
U.S. government securities
299.8
300.5
293.2
290.0
284.3
277.1
3a
Trading account
19.4
21.5
20.9
20.8
25.7
18.3
3b
Investment account
280.4
279.0
272.3
269.2
258.6
258.8
4
Other securities
129.0
130.2
128.9
127.9
119.8
122.8
4a
Trading account
58.4
59.9
58.4
59.6
53.5
55.9
4b
Investment account
70.5
70.3
70.5
68.3
66.3
66.9
4c
State and local government
21.3
21.0
20.6
20.6
20.3
20.5
4d
Other
49.3
49.3
49.9
47.7
46.1
46.4
5
Loans and leases in bank credit
1,381.5
1,378.1
1,376.6
1,374.9

1,384.9
6
372.6
381.5
7
552.7
543.5
8
51.7
51.6
9
500.9
491.9
10
273.3
277.9
11
47.3
38.7
12a
11.0
10.6
12b
124.6
132.7

1,385.6
Commercial and industrial
373.0
371.7
372.3
382.1
Real estate
550.0
549.1
545.9
543.0
Revolving home equity
51.6
51.2
51.6
52.0
Other
498.4
497.8
494.3
491.0
Consumer
274.6
277.8
278.1
277.5
Security (3)
45.3
41.4
40.7
38.7
State and local government
11.0
10.9
11.0
10.6
All other
124.3
125.8
127.0
133.7

372.5

378.4

363.5
379.3

369.6
379.3

546.7

545.4

545.5
544.6

554.4
544.0

51.7

51.9

51.3
51.9

51.7
52.0

495.0

493.5

494.2
492.7

502.7
491.9

278.4

280.6

270.2
277.3

271.1
277.5

36.6

38.7

46.1
38.3

45.4
39.3

10.8

10.6

11.6
10.6

11.2
10.5

125.2

126.1

108.3
131.1

121.4
131.6

13 Interbank loans
129.8
134.0
130.5
126.9
136.2

128.6

130.5

132.6

114.3
127.6

119.3
127.8

14 Cash assets (4)
127.5
125.7
123.4
136.0
134.8

125.3

127.0

125.6

123.7
125.8

121.1
115.9

15 Other assets (5)
137.3
136.5
148.2
165.8
164.5

158.0

162.2

165.4

122.2
162.5

136.3
164.8

16 Total assets (6)
2,168.5
2,168.7
2,164.6
2,181.0
2,184.3

2,168.1

2,158.8

2,117.6
2,145.7
2,170.4
2,173.9
2,160.5

1,325.5

1,329.6

1,278.7
1,311.6
1,333.8
1,341.3
1,328.5

402.5

394.5

385.0

430.3
380.3

413.1
370.6

922.9

935.1

948.8

848.4
961.0

898.5
957.9

135.9

138.9

144.9

118.4
148.3

125.6
149.0

787.1

796.2

803.9

730.0
812.6

772.9
808.9

L I A B I L I T I E S
17 Deposits
1,323.9
1,320.7
1,321.1
1,361.3
1,349.6
18
Transaction
418.6
411.3
404.5
396.9
388.2
19
Nontransaction
905.3
909.4
916.6
964.5
961.4
20
Large time
127.0
130.0
133.9
152.9
152.6
21
Other
778.3
779.5
782.7

811.6

808.8

22 Borrowings
427.9
426.1
418.5
407.7
405.5
394.3
405.6
23
From banks in the U.S.
183.7
187.1
184.9
182.0
180.5
167.3
184.1
24
From others
244.1
239.1
233.5
225.7
225.0
227.0
221.6
25
Net due to related foreign offices
79.6
83.6
74.5
71.4
68.0
73.4
67.2

416.0

424.9
409.2

420.3
386.9

187.0

193.7
174.3

185.9
169.4

229.0

231.2
235.0

234.4
217.5

86.8
64.2

76.1
81.0

112.4
147.4

118.7
147.2

65.9

26 Other liabilities
125.9
117.7
129.0
144.3
152.7

127.4

130.9

133.2

27 Total liabilities
1,957.3
1,948.1
1,943.2
1,973.3
1,975.1

1,932.0

1,934.0

1,902.8
1,926.6
1,948.9
1,962.1
1,943.6

28 Residual (assets less liabilities) (7)
211.2
220.6
221.4
236.1
224.7
207.7
209.2

221.5

214.8
211.8

219.1
216.9

H.8 (510) pg.6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account
1996
1996

1996

1996

May
Oct 23

Jun

Aug

Sep

Oct 2

--------------

-------- -------------A S S E T S

--------

--------

-------- ---------------------------

1,785.2

1,773.4

1,794.7
1,802.2
1,782.5
1,793.5
1,787.3

408.9

405.3

451.4
412.6

433.6
405.5

285.2

283.3

318.9
286.0

303.5
280.5

1996

1
Bank credit
1,811.6
1,807.8
1,792.9
1,780.2
2
430.0
405.0
3
301.7
286.5
3a
20.0
26.9
3b
281.7
259.6

Jul

1,797.0

Securities in bank credit
431.8
423.1
414.7
398.6
U.S. government securities
300.1
292.1
288.4
278.8
Trading account
21.3
19.6
19.9
19.2
Investment account
278.8
272.4
268.5
259.6

20.9
264.3

21.0
262.3

1995
1996
1996
Week ending
Sep
Mar
Apr
Oct 9
Oct 16

19.5
21.0
299.4
265.0

24.6
18.4
278.9
262.2

4
Other securities
128.2
131.6
131.0
126.3
118.5
119.9
4a
Trading account
58.1
61.7
61.1
58.7
51.7
52.6
4b
Investment account
70.1
69.9
69.9
67.6
66.8
67.3
4c
State and local government
21.3
21.1
20.7
20.3
20.3
20.5
4d
Other
48.8
48.8
49.2
47.4
46.5
46.8
5
Loans and leases in bank credit
1,381.7
1,376.0
1,373.9
1,370.5
1,387.9
1,381.6
6
Commercial and industrial
376.8
376.6
372.8
372.2
379.9
379.3
7
Real estate
551.1
547.9
547.8
545.7
545.3
543.3
8
Revolving home equity
51.3
51.5
51.1
51.6
52.1
52.4
9
Other
499.7
496.4
496.7
494.1
493.2
490.8
10
Consumer
271.6
273.3
275.4
275.7
277.8
277.6
11
Security (3)
48.3
44.3
41.7
39.5
39.7
38.3
12a
State and local government
11.0
11.0
10.9
11.0
10.7
10.6
12b
All other
122.9
122.9
125.3
126.3
134.5
132.5

132.5
126.5

130.1
125.0

56.2

62.7
58.4

59.1
58.1

65.9

65.8

69.7
68.1

71.0
66.8

20.3

20.3

22.6
20.2

21.4
20.3

45.6

45.5

47.1
47.9

49.6
46.5

(2)
1,364.5

1,343.3
1,368.6
1,377.2
1,380.9
1,381.8

369.6

375.3

360.6
378.1

371.9
377.4

546.3

545.6

545.7
545.2

551.3
545.8

51.9

52.2

51.6
52.3

51.2
52.5

494.4

493.4

494.1
492.8

500.1
493.3

278.0

280.3

269.9
277.2

269.4
277.0

35.7

38.6

46.2
37.3

45.4
38.6

10.9

10.6

11.7
10.7

11.1
10.5

124.0

126.8

109.3
132.4

119.4
132.6

123.7

122.0

57.8

13 Interbank loans
127.7
130.5
131.7
125.0
126.8

128.4

126.4

128.0

110.7
124.5

117.6
123.1

14 Cash assets (4)
124.5
124.0
122.2
145.6
120.6

123.0

119.2

125.8

123.9
122.7

116.7
118.1

15 Other assets (5)
136.6
137.0
149.2
165.1
162.2

159.5

162.9

165.8

122.6
164.2

135.4
164.7

16 Total assets (6)
2,164.4
2,163.1
2,163.8
2,192.2
2,153.5

2,159.7

2,145.2

2,114.6
2,135.6
2,165.4
2,168.5
2,156.8

L I A B I L I T I E S
17 Deposits
1,321.8
1,312.9
1,319.3
1,370.1
1,321.5
18
Tranlgdtion
418.1
403.4
401.6
405.0
363.7
19
Nontranlgdtion
903.7
909.5
917.8
965.1
957.7
20
Large time
127.4
132.4
133.9
151.5
152.0
21
Other
776.3
777.1
783.9
813.6
805.8

1,322.1

1,322.9

1,278.4
1,301.7
1,333.8
1,344.0
1,333.4

397.0

384.8

385.1

430.2
383.8

403.8
371.9

925.1

938.1

948.7

848.2
960.3

897.9
961.5

136.3

140.4

144.1

117.9
145.8

125.0
148.1

788.8

797.7

804.6

730.3
814.5

772.9
813.4

411.2

423.5
402.4

414.4
384.7

178.0

185.1
166.8

181.1
172.4

233.2

238.4
235.6

233.3
212.3

83.2
59.2

79.0
75.4

112.3
147.4

119.9
147.2

22 Borrowings
419.2
422.5
421.1
413.5
401.7
391.1
393.7
23
From banks in the U.S.
183.2
184.6
184.0
180.7
175.4
162.9
170.6
24
From others
236.0
237.9
237.1
232.9
226.3
228.2
223.0
25
Net due to related foreign offices
80.1
88.7
73.6
70.5
66.5
70.7
70.7

63.1

26 Other liabilities
123.8
119.5
129.4
144.3
152.7

127.6

129.4

132.9

27 Total liabilities
1,944.9
1,943.6
1,943.4
1,976.1
1,938.5

1,933.9

1,920.5

1,897.4
1,915.0
1,940.9
1,953.0
1,940.7

28 Residual (assets less liabilities) (7)
219.5
219.5
220.4
225.8
224.7
216.0
215.0
MEMO
Reval. gains on off-bal. sheet itens(8)
-----32.0
31.2
30 Reval. losses on off-bal. sheet itens (8)
-----28.2
27.9
31 Mortgage-backed securities (9)
-----185.1
184.9
29

224.5

217.2
215.5

220.6
216.2

--

-35.0

-34.3

--

-31.8

-31.0

--

-186.5

-185.8

H.8 (510) pg 7
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)

Seasonally adjusted, adjusted for mergers, billions of dollars
Account
1996

1996

1996

May
Oct 23

Jun

--------------

-------- -------------A S S E T S

1
Bank credit
1,402.0
1,405.6
1,444.7
1,447.2
2
413.2
416.9
3
333.1
336.4
4
80.1
80.5

Jul

1,414.8

1995
1996
1996
Week ending
Sep
Mar
Apr
Oct 9
Oct 16

1996

1996

Aug

Sep

Oct 2

--------

--------

-------- ---------------------------

1,421.9

1,431.3

1,344.9
1,393.3
1,439.8
1,443.2
1,444.6

417.4

418.5

403.7
417.8

411.1
417.7

337.6

338.8

325.6
337.2

330.9
337.2

79.7

79.7

78.1
80.6

80.2
80.5

Securities in bank credit
415.0
415.8
417.1
416.9
U.S. government securities
334.8
336.0
337.4
336.8
Other securities
80.1
79.8
79.7
80.1

5
Loans and leases in bank credit (2)
988.8
990.7
999.0
1,004.8
1,013.9
1,027.8
1,030.4
6
Commercial and industrial
173.6
175.6
177.0
177.6
179.5
182.6
182.5
7
Real estate
511.2
515.7
520.2
524.0
529.7
536.1
537.5
8
Revolving home equity
28.3
28.1
28.1
28.2
28.6
30.2
30.3
9
Other
482.9
487.6
492.1
495.8
501.1
505.9
507.2
10
Consumer
234.2
230.4
232.5
234.5
235.6
239.2
240.7
11
Security (3)
5.7
5.4
5.4
5.4
5.4
5.4
5.3
12
Other loans and leases
64.0
63.5
64.0
63.3
63.7
64.4
64.3

1,021.3

941.2
1,025.5

982.2
1,026.9

181.4

165.1
182.4

172.2
182.0

532.9

489.5
534.8

507.6
536.1

27.1
29.5

28.2
30.1

503.8

462.4
505.4

479.4
506.0

237.4

219.4
239.2

232.8
239.6

5.5
5.2

5.9
5.2

29.1

5.5
64.1

61.7
63.9

63.8
64.1

13
58.1
55.4

Interbank loans
53.4
54.0
53.9

51.9

52.9

54.2

53.9
52.4

62.5
51.2

14
68.8
72.9

Cash assets (4)
67.6
68.1
80.0

66.3

67.3

67.1

64.2
70.1

68.0
63.1

15
51.3
59.6

Other assets (5)
51.5
53.3
51.1

16 Total assets (6)
1,559.4
1,557.5
1,569.2
1,611.0
1,610.5

49.1
58.9

50.5
57.8

57.1

57.6

58.3

1,576.0

1,587.7

1,492.3
1,553.7
1,597.8
1,602.9
1,595.0

1,228.4

1,237.9

1,180.2
1,223.1
1,245.3
1,250.3
1,244.0

329.3

328.0

325.9

341.8
312.5

343.7
303.9

899.1

910.0

919.4

838.4
937.8

879.3
940.1

149.6

151.5

151.3

136.6
141.7

147.7
142.8

749.5

758.5

768.1

701.8
796.1

731.6
797.3

178.8

152.0
171.5

158.9
169.6

100.1

86.5
92.5

86.7
88.3

78.7

65.5
78.9

72.2
81.3

5.7

5.4
4.1

5.2
3.1

29.2
27.9

28.4
27.9

L I A B I L I T I E S
17 Deposits
1,225.3
1,224.4
1,228.2
1,270.4
1,268.8
18
Transaction
340.8
334.1
334.4
320.6
330.7
19
Nontransaction
884.5
890.4
893.8
949.8
938.1
20
Large time
148.7
149.4
149.2
143.4
143.2
21
Other
735.8
740.9
744.7
806.4
794.9

22 Borrowings
160.5
160.0
165.1
172.5
178.9
172.8
175.6
23
From banks in the U.S.
85.7
88.3
90.6
96.2
100.0
93.2
96.5
24
From others
74.8
71.8
74.4
76.2
78.9
79.6
79.1
25
Net due to related foreign offices
4.9
4.4
5.1
5.5
4.0
3.0
3.2
26
29.1
26.6

Other liabilities
29.2
28.9
26.0

27 Total liabilities
1,419.8
1,418.1
1,427.3
1,472.8
1,473.6

29.5

29.5

29.0

1,435.9

1,450.2

1,366.9
1,415.6
1,458.9
1,453.8
1,444.6

28 Residual (assets less liabilities) (7)
139.6
139.4
141.9
140.2
137.5
138.2
136.9

139.0

125.4
149.2

138.1
150.5

H.8 (510) pg.8
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account
1996

1996

1996

May
Oct 23

Jun

--------------

-------- -------------A S S E T S

1
Bank credit
1,403.3
1,407.0
1,446.3
1,447.8
2
417.1
415.0
3
336.9
334.6
4
80.2
80.3

Jul

1,416.7

1995
1996
1996
Week ending
Sep
Mar
Apr
Oct 9
Oct 16

1996

1996

Aug

Sep

Oct 2

--------

--------

-------- ---------------------------

1,421.6

1,430.1

1,348.3
1,389.1
1,442.9
1,446.7
1,446.5

415.8

418.3

403.4
416.3

412.9
415.9

336.2

338.5

325.3
335.8

332.7
335.5

79.6

79.7

78.2
80.6

80.2
80.4

Securities in bank credit
417.2
418.1
416.3
414.8
U.S. government securities
336.9
338.4
337.0
334.7
Other securities
80.3
79.7
79.4
80.1

5
Loans and leases in bank credit (2)
986.2
989.8
998.7
1,005.3
1,014.3
1,031.4
1,033.0
6
Commercial and industrial
175.4
177.4
178.4
177.7
178.2
181.8
181.9
7
Real estate
509.4
514.9
520.0
524.1
529.7
538.1
539.3
8
Revolving home equity
28.1
28.1
28.1
28.3
28.7
30.4
30.5
9
Other
481.2
486.9
491.9
495.8
501.0
507.8
508.8
10
Consumer
233.1
230.0
231.1
234.1
236.1
239.9
241.4
11
Security (3)
5.6
5.2
5.3
5.3
5.4
5.4
5.2
12
Other loans and leases
62.7
62.3
63.8
64.1
65.0
66.2
65.2

1,024.6

944.9
1,030.4

976.2
1,030.6

180.3

164.1
181.6

172.9
181.3

534.4

491.1
537.0

504.9
537.8

27.3
29.7

27.9
30.3

505.1

463.8
507.2

477.0
507.5

238.9

221.0
240.4

230.2
239.8

5.4

5.4
5.2

5.9
5.4

65.6

63.3
66.3

62.3
66.3

29.3

13
58.0
56.1

Interbank loans
50.3
50.9
52.7

49.2

52.1

52.5

52.3
52.0

62.9
54.7

14
66.9
76.4

Cash assets (4)
66.9
66.4
75.4

65.8

64.9

66.9

64.0
69.0

65.5
65.6

49.7

50.7

15

Other assets (5)

51.2
61.0

51.3
48.6

52.0

16 Total assets (6)
1,558.6
1,554.8
1,565.1
1,618.1
1,602.8

57.0

57.9

59.0

60.1

60.2

1,572.6

1,583.8

1,494.5
1,547.6
1,599.8
1,606.1
1,605.4

1,227.1

1,233.9

1,179.5
1,218.8
1,244.7
1,251.6
1,253.6

327.6

324.1

324.3

340.1
312.1

338.3
309.7

899.5

909.8

920.4

839.5
939.5

880.5
944.0

149.3

151.3

151.4

136.8
141.8

148.8
143.3

750.1

758.6

769.0

702.7
797.7

731.8
800.7

175.4

149.8
169.8

155.2
168.6

95.4

82.7
89.7

83.8
88.6

80.0

67.1
80.1

71.4
80.1

5.8

5.5
4.2

5.5
2.9

29.4
27.9

29.0
27.9

L I A B I L I T I E S
17 Deposits
1,226.6
1,220.5
1,224.7
1,274.9
1,260.0
18
Transaction
340.8
330.2
331.1
323.9
322.0
19
Nontransaction
885.8
890.3
893.6
951.0
938.0
20
Large time
149.6
150.3
149.0
143.6
143.6
21
Other
736.2
740.0
744.5
807.4
794.4

22 Borrowings
157.1
162.2
166.6
169.5
173.2
168.2
170.5
23
From banks in the U.S.
85.7
89.3
91.5
92.8
94.7
87.8
89.4
24
From others
71.5
72.9
75.1
76.6
78.4
80.4
81.1
25
Net due to related foreign offices
4.8
4.4
4.9
5.3
4.0
3.3
3.3
26
29.1
26.6

Other liabilities
28.8
28.9
26.0

27 Total liabilities
1,417.7
1,415.9
1,425.1
1,473.0
1,459.9

29.2

29.5

29.2

1,431.2

1,440.6

1,364.3
1,408.5
1,455.0
1,453.6
1,453.0

MEMO
28 Residual (assets less liabilities) (7)
140.9
138.9
140.1
141.5
143.2
145.1
143.0
31 Mortgage-backed securities (9)
-----52.0
52.9

144.8
--

130.3
152.5
-52.2

139.0
152.4
-52.1

H.8 (510) pg.9
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars

Account
1996

1996

1996

May
Oct 23

Jun

--------------

-------- -------------A S S E T S

1
Bank credit
456.2
457.7
478.6
481.4

1995
1996
1996
Week ending
Sep
Mar
Apr
Oct 9
Oct 16

1996

Aug

Sep

Oct 2

--------

--------

-------- ---------------------------

468.7

471.0

470.2

437.4
474.4

451.1
484.3

152.1

147.2

141.7
146.1

148.1
148.4

82.8

83.8

65.6
83.2

71.2
84.4

69.3

63.4

76.1
62.9

76.9
64.0

(2)
318.8

323.0

295.7
328.3

303.1
335.8

191.9

198.0

179.0
202.1

185.6
203.0

33.5

33.4

37.0
32.9

33.3
33.2

34.7

32.8

35.0
32.6

33.6
37.0

58.7

58.8

44.7
60.7

50.6
62.6

Jul

1996

465.9

2
148.8
147.3
3
71.6
81.9
4
77.2
65.4

Securities in bank credit
151.0
152.9
150.9
149.1
U.S. government securities
77.9
79.3
80.7
83.2
Other securities
73.0
73.6
70.1
66.0

5
307.4
331.3
6
187.0
203.6
7
33.2
33.7
11
33.0
35.1
12
54.3
59.0

Loans and leases in bank credit
306.7
313.0
317.9
332.3
Commercial and industrial
187.0
189.9
192.5
204.0
Real estate
33.1
32.8
33.3
33.5
Security (3)
31.9
35.3
34.3
35.1
Other loans and leases
54.7
55.0
57.8
59.7

13
21.0
14.6

Interbank loans
21.3
22.4
21.7

19.2

19.9

18.8

24.0
19.3

20.8
19.1

14
26.2
26.9

Cash assets (4)
26.1
25.2
28.6

25.3

25.1

25.2

27.0
27.1

27.4
29.0

15
44.8
32.7

Other assets (5)
45.7
42.3
33.8

39.7

38.6

38.1

48.6
31.5

45.0
32.6

552.9

554.5

552.3

536.9
552.2

544.3
564.8

16 Total assets (6)
548.1
550.8
555.8
552.7
565.3
L I A B I L I T I E S

17 Deposits
169.5
172.6
172.1
183.5
192.4
18
Transaction
10.5
11.0
10.8
10.6
11.3
19
Nontransaction
159.0
161.7
161.3
172.9
181.0
20
Large time
157.7
160.6
162.3
166.7
166.3
21
Other
1.3
1.1
-1.0
6.2
14.7

Other liabilities
71.7
69.2
74.0

27 Total liabilities
533.9
537.1
536.8
537.6
550.8
28
14.2
15.1

168.0
180.9

174.4

173.7

10.7

10.8

10.0

163.9

163.6

163.8

161.6
165.9

158.1
171.5

162.6

162.4

161.3

160.5
162.7

155.8
166.9

1.3

1.2

2.4

1.1
3.2

2.4
4.7

117.7
117.6

111.8
116.3

22.5

19.0
32.1

20.5
35.2

96.6

98.6
85.4

91.3
81.1

159.5
170.6

180.2
173.3

79.2
74.1

75.2
75.2

527.0
537.5

535.2
545.7

22 Borrowings
119.4
125.0
120.0
116.5
120.3
117.1
117.9
23
From banks in the U.S.
23.2
23.4
20.3
19.6
20.9
34.3
34.1
24
From others
96.2
101.5
99.7
96.8
99.4
82.8
83.7
25
Net due to related foreign offices
169.9
167.9
175.4
172.0
171.5
165.1
166.7
26
75.1
71.9

170.6
175.2

174.5

119.0

173.0

67.6

66.4

68.4

530.6

532.6

534.1

Residual (assets less liabilities) (7)
13.6
19.1
22.3
21.9
14.5

18.2

9.0
9.3

9.9
14.7

9.8
9.3

9.1
19.2

H.8 (510) pg. 10
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

May
Oct 23

Jun

--------------

-------- -------------A S S E T S

1

Bank credit

Jul

1995
1996
1996
Week ending
Sep
Mar
Apr
Oct 9
Oct 16

1996

1996

Aug

Sep

Oct 2

--------

--------

-------- ---------------------------

438.5

452.6

454.5
476.7
2
148.8
149.2
3
71.9
81.8
3a
-18.1
3b
-63.7
4
77.0
67.4
4a
-47.2
4b
-20.2
5
305.7
327.5
6
186.9
201.3
7
32.8
33.6
11
32.8
34.0
12
53.1
58.7

454.8
477.4

462.6

469.7

Securities in bank credit
152.7
150.9
151.7
149.8
U.S. government securities
77.1
78.2
80.5
82.9
Trading account
---19.2
Investment account
---63.7
Other securities
75.6
72.6
71.2
66.9
Trading account
---46.8
Investment account
---20.1
Loans and leases in bank credit
302.0
311.7
317.9
327.6
Commercial and industrial
187.0
190.4
193.6
201.6
Real estate
32.9
32.8
33.2
33.4
Security (3)
28.9
33.0
33.0
33.1
Other loans and leases
53.3
55.6
58.1
59.4

473.2

471.8

473.9

475.7

154.3

148.5

142.8
148.1

149.3
147.8

84.1

83.2

65.2
82.3

72.4
82.3

--

--

-18.9

-18.4

--

--

-63.4

-63.9

70.2

65.3

--

--

-44.8

-45.4

--

--

-21.0

-20.2

(2)
318.9

323.3

295.7
325.8

303.4
327.9

192.9

197.3

178.3
200.9

186.4
201.1

33.5

33.5

37.1
33.0

33.4
33.2

33.6

32.6

34.7
30.1

33.5
32.4

58.9

60.0

45.5
61.8

50.1
61.1

77.7
65.8

76.8
65.6

13
20.2
16.4

Interbank loans
21.5
20.7
24.1

19.1

19.1

19.3

24.9
20.3

20.0
20.2

14
25.6
27.4

Cash assets (4)
25.7
26.0
28.8

25.7

25.7

26.1

28.0
27.9

27.0
29.6

15
43.4
32.3

Other assets (5)
46.3
42.2
33.3

39.2

39.4

38.2

48.8
31.3

44.4
32.2

553.7

557.5

555.4

540.1
553.1

544.0
557.6

16 Total assets (6)
543.6
548.2
551.4
552.7
563.3
L I A B I L I T I E S

17 Deposits
167.2
174.0
174.3
181.1
190.6
18
Transaction
10.0
10.3
10.6
10.8
11.2
19
Nontransaction
157.2
163.8
163.7
170.3
179.4
20
Large time
156.2
162.8
162.3
165.0
165.0
21
Other
0.9
1.0
1.4
5.2
14.4

Other liabilities
72.8
69.6
74.0

27 Total liabilities
530.7
535.2
537.3
538.1
549.0
28
12.9
14.7
29
-37.4
30
-31.5

168.4
179.3

172.7

173.7

10.7

10.7

10.6

161.6

162.1

163.1

160.8
166.6

158.7
169.8

160.3

160.3

160.8

159.9
162.8

156.8
166.1

1.3

1.7

2.4

0.9
3.8

1.9
3.7

120.2
115.6

111.2
112.9

22.5

19.2
31.3

20.6
32.3

98.8

101.0
84.3

90.6
80.6

172.3

158.7
171.8

177.7
175.6

79.3
74.1

74.9
75.2

528.6
538.1

532.1
543.0

11.6
15.1

11.9
14.6

22 Borrowings
120.3
123.2
124.3
121.9
122.2
116.1
115.4
23
From banks in the U.S.
22.3
21.8
21.9
20.7
20.7
33.0
30.4
24
From others
98.1
101.4
102.3
101.2
101.5
83.0
85.0
25
Net due to related foreign offices
169.8
165.2
169.1
171.7
172.1
169.0
169.0
26
73.4
71.9

170.4
176.5

172.3

121.3

67.1

67.3

68.6

532.9

534.3

536.0

Residual (assets less liabilities) (7)
13.0
14.1
20.8
23.1
14.3
MEMO
Reval. gains on off-bal. sheet items (8)
----36.8
Reval. losses on off-bal. sheet items (8)
----30.7

19.4

9.5
10.0

9.7
9.5

--

-36.5

-36.2

--

-30.2

-30.0

H.8 (510) pg.11
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars
Federa
l Reserve Distict
National

___________________________________________________________
total
York
Philadelphia
Cleveland Richmond
Atlanta
ASSETS
1 Bank credit
1,780.2
333.4
95.4
161.3
161.1
213.8
2
Securities in bank credit (14)
398.6
3
3a
3b
76.2
3c
50.6
3d
25.7
3e
4.6
3f
14.0
3g
7.0
4
4a
4b
19.7
4c
6.5
4d
13.2
5
237.4
6
63.7
6a
0.8
6b
62.9
7
91.8
8
7.2
9a
55.6
9b
29.0
10
33.9
11
16.8
11a
8.7
11b
8.0

U.S. government securities (14)

Trading account (14)

91.5

278.8

Trading account (14)
Investment account
5.5
25.3
26.2
Mortgage-backed
2.6
13.0
14.5
Other
2.9
12.3
11.8
1 year or less
1.5
1.6
3.8
Between 1 and 5 years
1.2
4.8
7.2
More than 5 years
0.2
5.8
0.7
Other securities (14)

Boston

19.2
27.6
15.8
11.8
2.6
7.8
1.4

259.6

15.9

153.3

6.3

106.3

9.5

28.3

3.2

55.6

4.8

22.4

1.5

119.9
52.6

Investment account
67.3
2.2
5.7
4.9
10.5
State and local government
20.5
0.7
0.9
1.2
2.0
Other
46.8
1.5
4.7
3.7
8.5
Loans and leases in bank credit (2)
1,381.6
87.7
130.3
130.0
175.8
Commerical and industrial
379.3
14.7
38.3
34.8
37.6
Bankers accep and commercial paper
1.7
0.0
0.0
0.0
0.0
Other
377.5
14.7
38.3
34.7
37.6
Real estate
543.3
22.2
48.0
58.0
89.4
Revolving home equtiy
52.4
2.6
5.5
6.4
5.6
Other residential
312.9
13.8
30.2
28.8
56.8
Commercial
177.9
5.8
12.3
22.8
26.9
Consumer
277.6
44.8
27.4
19.3
37.0
Security (3)
38.3
0.1
1.0
4.5
1.2
Fed funds and RPs with broker/dealer
23.0
0.0
0.0
4.2
0.8
Other
15.4
0.1
1.0
0.3
0.4

5.1
1.8
3.3
70.4
26.5
0.1
26.4
21.2
3.2
10.2
7.8
6.9
6.3
6.0
0.4

New

12a
1.6
12b
0.1
12c
1.9
12d
15.4
12e
12.2
13
49.5
13a
28.0
13b
21.5
14
26.2
15
101.2
16
497.4

State and local government
0.7
1.1
2.2
Agricultural
0.1
0.2
0.5
Fed funds and RPs with others
0.0
0.0
1.3
All other loans
1.3
5.9
4.9
Lease financing receivables
3.8
8.5
4.7
Interbank loans
5.2
8.9
14.4
Fed funds and RPs with banks
3.7
6.0
8.9
Other
1.5
2.9
5.4
Cash assets(4)
4.7
9.4
9.7
Other assets (12)
9.0
10.9
27.9
TOTAL ASSETS (6)
112.2
187.6
210.9

2.1
0.5
0.0
3.6
4.3
9.3
6.8
2.5
10.6
14.0

10.6

0.2

7.7

0.0

5.0

1.3

61.6

3.3

58.2

4.6

126.8

4.0

76.3

2.1

50.5

1.9

120.6

7.5

182.3

15.6

2,173.5

116.8

244.9

H.8 (510) pg.12
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars
Federa
l Reserve Distict

National
___________________________________________________________
total
York
Philadelphia Cleveland Richmond
Atlanta
17
257.7
18
66.0
19
191.7
20
39.2
21
152.5
22
73.6
23
21.9
24
51.6
26
102.7
27
434.0

Deposits
65.4
Transaction
14.5
Nontransaction
50.9
Large time
9.5
Other
41.4
Borrowings
28.3
From banks in
11.4
From others
16.9
Other liabilities
7.6
TOTAL LIABILITIES
101.2

28
63.4

Residual (assets less liabilities (13)
10.9
15.4
15.4

119.6

118.6

170.4

29.2

27.5

35.9

90.5
11.6
78.9

91.1
13.0
78.1

134.6
18.9
115.7

35.3
the US
15.1

51.3

39.0

23.1

21.9

20.2
(13)
17.3

28.2

17.2

25.5

14.7

172.2

195.5

224.2
20.7

Boston

1,321.5

65.6

363.7

20.8

957.7

44.9

152.0

6.9

805.8

38.0

393.7

28.8

170.6

8.4

223.0

20.4

243.4

12.3

1,958.5

106.7

215.0

10.1

New

29

MEMO
Reval. gains on off-bal. sheet items (8,14)

31.2

30

Reval. losses on off-bal. sheet items (8,14)

27.9

31 Mortgage-backed securities (9)
55.6
3.4
19.3
16.1
31a
Pass-through
42.7
1.7
12.3
12.9
31b
CMO, REMIC and other
12.9
1.6
7.0
3.2
32 Net unrealized ganis (losses)
33

21.5
12.9
8.6

on available-for-sale securities (10,14)
Offshore credit to U.S. residents (11,14)

184.9

8.4

126.2

6.3

58.8

2.1

2.0
30.2

H.8 (510) pg.13
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars
Federa

l Reserve Distict
_______________________________________
Minneapolis

_______________________________

Kansac City
Dallas
San Francisco
ASSETS
1 Bank credit
39.6
26.1
75.7
287.3
2
Securities in bank credit (14)
3
3a
3b
2.8
3c
1.9
3d
0.9
3e
0.3
3f
0.3
3g
0.3
4
4a
4b
0.7
4c
0.2

Chicago

St.Louis

183.3

40.0

25.5

8.0

9.4

5.0

16.1

3.0

6.9

1.1

5.8

1.5

3.4

0.5

6.4

1.7

3.5

0.8

U.S. government securities (14)
Trading account (14)
Investment account (14)
6.9
12.7
27.1
Mortgage-backed
4.8
10.6
18.9
Other
2.1
2.1
8.1
1 year or less
0.4
0.8
1.4
Between 1 and 5 years
1.3
1.1
5.8
More than 5 years
0.3
0.2
0.9
Other securities (14)
Trading account (14)
Investment accout (14)
1.1
2.2
7.0
State and local government
0.6
0.7
1.7

4d
0.5
5
36.1
6
8.5
6a
0.0
6b
8.5
7
7.6
8
0.4
9a
5.0
9b
2.2
10
16.0
11
1.0
11a
0.5
11b
0.4
12a
0.1
12b
0.2
12c
0.0
12d
1.8
12e
0.9
13
4.6
13a
4.5
13b
0.2
14
2.4
15
2.9
16
48.7

Other
0.5
1.5
5.3
Loans and leases in bank credit (2)
18.1
60.7
253.3
Commerical and industrial
5.0
23.6
53.4
Bankers accep and commercial paper
0.0
0.0
0.6
Other
5.0
23.6
52.9
Real estate
6.6
20.8
116.6
Revolving home equtiy
0.4
0.3
14.8
Other residential
3.6
15.8
65.2
Commercial
2.7
4.7
36.6
Consumer
4.2
10.4
49.2
Security (3)
0.0
1.2
2.6
Fed funds and RPs with broker/dealer
0.0
0.9
1.1
Other
0.0
0.3
1.5
State and local government
0.1
0.1
1.1
Agricultural
0.5
0.1
4.9
Fed funds and RPs with others
0.0
0.2
0.1
All other loans
1.4
3.6
11.9
Lease financing receivables
0.3
0.6
13.5
Interbank loans
1.3
1.8
17.6
Fed funds and RPs with banks
1.0
0.9
5.0
Other
0.3
0.9
12.6
Cash assets(4)
2.3
9.8
21.1
Other assets (12)
1.3
7.4
40.4
TOTAL ASSETS
30.6
93.9
360.2

3.0

0.9

151.4

30.3

64.9

8.2

0.2

0.0

64.7

8.2

46.5

14.5

4.7

1.2

18.2

9.7

23.6

3.6

23.4

5.1

3.3

0.4

0.5

0.1

2.8

0.3

1.1

0.2

0.4

0.1

0.4

0.0

7.5

0.9

4.0

0.9

8.4

1.7

7.7

1.6

0.7

0.1

14.0

2.9

20.5

3.0

223.2

47.0

H.8 (510) pg.14
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars
Federa
l Reserve Distict
_______________________________________

_______________________________

Chicago
Minneapolis

Kansas City

Dallas

17
22.3
18
7.7
19
14.5
20
1.4
21
13.2
22
18.4
23
14.1
24
4.3
26
4.2

Deposits
23.2
65.7
Transaction
7.0
20.0
Nontransaction
16.2
45.8
Large time
1.3
4.5
Other
14.9
41.3
Borrowings
4.4
14.4
From banks in the US
3.0
3.7
From others
1.4
10.6
Other liabilities (13)
0.9
5.4

27
44.8

TOTAL LIABILITIES
28.5

28
3.9

Residual (assets less liabilities (13)
2.1
8.4
39.9

85.5

249.2
88.3
160.9
24.6
136.3
44.2
21.8
22.4
26.9

MEMO
Reval. gains on off-bal. sheet items (8,14)

30

Reval. losses on off-bal. sheet items (8,14)

33

133.9

29.7

40.1

6.8

93.8

22.9

18.0

3.1

75.9

19.8

44.2

11.8

17.5

8.6

26.7

3.2

23.8

2.0

202.0

43.5

21.2

3.5

13.3

5.8

6.8

2.6

6.5

3.2

320.3

29

31 Mortgage-backed securities (9)
2.0
5.4
11.4
31a
Pass-through
1.8
4.1
8.9
31b
CMO, REMIC and other
0.2
1.3
2.5
32 Net unrealized ganis (losses)

St.Louis

San Francisco

22.7
13.2
9.5

on available-for-sale securities (10,14)
Offshore credit to U.S. residents (11,14)

H.8 (510)

Footnotes

Note: This release is available on the Federal Reserve Board's web site:
http://www.bog.frb.fed.us/. Current and historical
data are available on the Commerce Department's economic bulletin board. For
information call 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered
commercial banks that submit a weekly report of condition (large domestic);
other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and

Agreement corporations (foreign-related
institutions). Excludes International Banking Facilities. Data are Wednesday
values or pro rata averages of Wednesday
values. Large domestic banks constitute a universe; data for small domestic
banks and foreign-related institutions are
estimates based on weekly samples and on quarter-end condition reports. Data
are adjusted for breaks caused by
reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 8 are
adjusted to remove the estimated effects of mergers between these two groups.
The adjustment for mergers changes past
levels to make them comparable with current levels. Estimated quantities of
balance sheet items acquired in mergers
are removed from past data for the bank group that contained the acquired bank
and put into past data for the group
containing the acquiring bank. Balance sheet data for acquired banks are
obtained from call reports, and a ratio procedure
is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial
banks in the United States, all of which
are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due
from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is included
in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported
gross of these items.
7. This balancing item is not intended as a measure of equity capital for use in
capital adequacy analysis. On a seasonally
adjusted basis this item reflects any differences in the seasonal patterns
estimated for total assets and total
liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a
gain/loss position, as determined under FASB Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified as
available-for-sale under FASB Statement
No. 115. Data are reported net of tax effects. Data shown are restated to
include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount of
credit extended to other than
non-financial businesses.
12. Includes the due-from position with related foreign offices.
13. Includes the due-to position with related foreign offices.
14. Disaggregation by District not available. The trading account components of
securities (lines 3a and 4a) are included
in line 15.