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H.8 (510)
pg.1
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For immediate release
Seasonally adjusted, billions of dollars
November 15, 1996
Account
1996

1996

1996

Jun
Nov 6

Jul

--------------

-------- -------------A S S E T S

1
Bank credit
3,672.0
3,679.3
3,708.2
3,729.0
2
996.6
969.9
3
713.3
703.8
4
283.4
266.1

Aug

3,683.4

1996

Sep

Oct

--------

--------

-------- ---------------------------

3,677.7

3,693.2

3,587.3
3,668.4
3,713.1
3,711.7
3,711.2

969.3

970.1

994.1
968.3

990.7
963.7

703.6

702.0

712.3
702.7

704.5
697.2

265.7

268.1

281.8
265.6

286.3
266.5

(2)
2,723.9

2,593.2
2,677.6
2,743.0
2,743.4
2,747.5

757.9

766.5

1,111.4

1,075.8
1,097.0
1,113.6
1,113.1
1,113.8

81.0

82.2

1,030.4

1,031.4

997.4
1,017.0
1,031.2
1,031.4

517.9

517.2

490.1
517.0

507.4
518.1

77.0

78.4

87.0
79.2

85.9
79.2

259.7

267.3

230.8
267.0

254.0
268.4

205.7

201.3

194.0
197.4

208.9
212.1

Securities in bank credit
990.8
985.9
974.8
984.1
U.S. government securities
708.5
708.2
702.3
707.0
Other securities
282.2
277.7
272.5
277.2

5
Loans and leases in bank credit
2,675.4
2,688.6
2,697.5
2,702.9
2,738.3
2,744.9
6
Commercial and industrial
735.6
738.6
742.4
744.0
767.2
767.5
7
Real estate
1,098.7
1,101.9
1,103.0
1,109.7
1,114.8
1,114.3
8
Revolving home equity
79.7
79.3
79.7
80.3
82.5
82.7
9
Other
1,019.0
1,022.6
1,023.3
1,029.4
1,032.3
1,031.6
10
Consumer
504.9
510.2
512.5
513.9
517.1
517.4
11
Security (3)
82.6
82.1
80.3
76.7
74.4
78.1
12
Other loans and leases
253.6
255.8
259.2
258.6
264.8
267.6
13 Interbank loans
208.8
207.0
199.7

1995
1996
1996
Week ending
Oct
Apr
May
Oct 23
Oct 30

1996

203.4

Oct 16

709.6
767.1

78.4
81.9

733.2
768.0

80.1
82.4

196.1

214.1

14 Cash assets (4)
219.4
216.7
216.9
206.7
225.0

219.3

217.9

221.1

222.3
235.8

222.5
232.8

15 Other assets (5)
233.7
243.8
254.9
249.4
275.3

258.4

261.7

256.9

223.2
258.0

233.4
263.7

16 Total assets (6)
4,276.9
4,289.6
4,297.0
4,302.1
4,385.3

4,301.0

4,320.5

4,170.1
4,276.0
4,334.0
4,344.4
4,361.4

2,741.9

2,752.9

2,644.2
2,718.7
2,780.0
2,814.2
2,794.1

733.3

720.9

701.9

2,008.6

2,032.0

1,865.6
1,948.8
2,078.2
2,087.1
2,083.1

452.7

457.5

466.4

1,555.9

1,574.4

1,442.8
1,515.4
1,611.8
1,623.7
1,609.0

L I A B I L I T I E S
17 Deposits
2,717.8
2,721.5
2,728.4
2,760.1
2,795.3
18
Transaction
756.3
749.7
742.5
686.1
696.9
19
Nontransaction
1,961.4
1,971.8
1,985.9
2,074.0
2,098.4
20
Large time
440.0
445.4
448.0
472.9
469.2
21
Other
1,521.4
1,526.4
1,537.9
1,601.1
1,629.3

22 Borrowings
710.6
702.9
695.9
703.8
712.8
672.4
685.1
23
From banks in the U.S.
298.8
295.9
297.8
301.4
309.3
288.1
294.9
24
From others
411.8
407.0
398.1
402.4
403.5
384.3
390.2
25
Net due to related foreign offices
255.9
255.1
248.9
243.5
244.6
249.6
264.3

778.6
727.1

422.8
463.5

770.0
711.1

433.3
474.0

682.2

687.8
681.7

707.4
696.6

296.5

293.0
293.5

292.7
312.9

385.7

394.8
388.3

414.7
383.7

248.6

257.4
241.6

254.4
246.2

222.3
244.3

230.0
248.3

26 Other liabilities
218.5
227.1
224.5
248.6
251.4

226.8

230.6

248.2

27 Total liabilities
3,902.8
3,906.6
3,897.7
3,930.7
3,996.1

3,916.0

3,940.9

3,811.7
3,910.5
3,959.0
3,981.8
3,985.2

28 Residual (assets less liabilities) (7)
374.1
383.1
399.2
385.0
379.6
371.4
389.2

375.0

358.3
362.6

365.5
376.2

H.8 (510)
pg.2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jun
Nov 6

Jul

--------------

-------- -------------A S S E T S

1
Bank credit
3,669.5
3,676.3
3,715.0
3,734.8

Aug

3,676.4

1996

Sep

Oct

--------

--------

-------- ---------------------------

3,676.6

3,697.1

3,589.1
3,669.4
3,712.0
3,715.3
3,702.6

2
Securities in bank credit
1,001.7
992.0
982.8
979.0
972.6
979.2
3
U.S. government securities
714.1
708.7
705.9
705.5
703.6
706.9
4
Other securities
287.6
283.4
276.9
273.5
269.0
272.3
5
Loans and leases in bank credit
2,667.8
2,684.2
2,693.6
2,697.6
2,742.4
2,755.6
6
Commercial and industrial
741.0
741.6
743.5
740.7
763.6
766.6
7
Real estate
1,095.6
1,100.5
1,102.9
1,109.3
1,117.5
1,120.6
8
Revolving home equity
79.6
79.2
79.8
80.6
83.2
83.3
9
Other
1,016.1
1,021.3
1,023.0
1,028.7
1,034.4
1,037.4
10
Consumer
503.2
506.5
509.7
514.0
518.1
517.7
11
Security (3)
78.4
80.0
77.8
74.7
75.3
80.7
12
Other loans and leases
249.6
255.7
259.7
258.9
267.8
270.0
13 Interbank loans
202.3
203.3
196.9
196.5
215.3
14

Cash assets (4)

1995
1996
1996
Week ending
Oct
Apr
May
Oct 23
Oct 30

1996

197.7

972.1

Oct 16

969.4

996.0
969.2

995.9
961.1

705.0

701.3

710.5
703.0

710.5
696.5

267.0

268.1

285.5
266.1

285.4
264.6

(2)
2,725.1

2,593.2
2,673.5
2,742.6
2,746.2
2,741.5

752.9

762.0

1,113.3

1,078.9
1,093.2
1,116.7
1,116.7
1,115.8

81.5

82.8

1,031.8

1,033.9

999.9
1,013.7
1,034.2
1,032.9

519.1

517.7

490.7
517.5

504.7
518.8

76.6

76.7

85.5
79.1

86.7
76.6

263.2

269.4

232.3
270.5

249.8
267.9

200.0

199.5

193.3
197.9

206.0
203.9

223.3

217.0

705.7
762.3

79.1
82.5

739.1
762.3

79.5
83.0

216.7
211.5

214.6
218.3

214.6

209.8

218.7

221.9

249.3

214.7

15 Other assets (5)
234.6
243.4
255.7
253.2
276.9

260.2

263.0

257.2

223.6
258.3

231.2
258.0

16 Total assets (6)
4,266.1
4,280.4
4,286.0
4,318.2
4,386.9

4,286.4

4,320.6

4,172.7
4,266.6
4,332.5
4,362.7
4,321.0

2,729.6

2,752.2

2,644.2
2,715.6
2,777.9
2,825.0
2,756.0

719.6

720.0

700.2

2,010.0

2,032.2

1,865.4
1,946.7
2,077.7
2,086.4
2,077.7

452.0

456.3

464.7

1,558.0

1,575.9

1,444.1
1,513.5
1,613.1
1,625.8
1,605.2

L I A B I L I T I E S
17 Deposits
2,707.4
2,718.3
2,721.5
2,761.9
2,806.6
18
Transaction
743.9
743.2
735.3
691.0
699.9
19
Nontransaction
1,963.5
1,975.0
1,986.2
2,070.9
2,106.7
20
Large time
445.4
445.2
445.9
471.3
470.6
21
Other
1,518.1
1,529.8
1,540.3
1,599.6
1,636.1

22 Borrowings
707.3
711.3
704.1
696.2
706.9
668.9
684.1
23
From banks in the U.S.
295.6
297.5
294.2
290.9
295.7
282.8
295.8
24
From others
411.6
413.8
409.9
405.3
411.2
386.1
388.3
25
Net due to related foreign offices
258.2
247.6
247.5
242.5
241.1
254.7
254.7

778.9
738.6

421.3
460.6

769.0
678.3

433.2
472.5

672.8

688.9
673.0

696.3
677.2

286.8

286.2
282.4

291.2
288.7

386.1

402.8
390.6

405.1
388.5

250.1

258.6
243.2

254.6
252.5

221.6
244.3

226.3
248.3

26 Other liabilities
221.2
227.9
224.0
248.6
251.4

226.2

230.6

248.2

27 Total liabilities
3,894.1
3,905.1
3,897.1
3,934.1
3,996.8

3,894.5

3,930.8

3,813.3
3,892.9
3,949.1
3,985.4
3,933.9

28 Residual (assets less liabilities) (7)
372.0
375.3
388.9
391.9
389.8
384.0
390.1
29

-70.0

MEMO
Reval. gains on off-bal. sheet items (8)
----71.8

383.4

69.3

359.4
377.4

-69.5

373.8
387.1

-68.1

30
-60.0

Reval. losses on off-bal. sheet items (8)
----59.6
62.5

-59.8

-58.7

H.8 (510)
pg.3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jun
Nov 6

Jul

--------------

-------- -------------A S S E T S

1
Bank credit
3,214.3
3,213.4
3,228.2
3,234.7
2
845.7
818.6
3
635.3
618.7
4
210.3
200.0

Aug

3,214.7

1995
1996
1996
Week ending
Oct
Apr
May
Oct 23
Oct 30

1996

1996

Sep

Oct

--------

--------

-------- ---------------------------

3,206.8

3,223.0

3,149.8
3,212.2
3,232.1
3,233.1
3,229.9

822.1

820.9

852.5
821.1

842.0
814.7

619.8

618.3

646.0
620.8

632.9
614.0

202.3

202.6

206.5
200.3

209.1
200.7

(2)
2,400.9

2,297.3
2,370.2
2,411.2
2,412.0
2,415.2

559.9

562.7

1,078.0

1,038.4
1,063.8
1,080.1
1,079.4
1,080.3

81.0

82.2

997.0

Securities in bank credit
837.9
835.1
822.7
821.7
U.S. government securities
629.2
627.5
619.5
619.5
Other securities
208.7
207.6
203.2
202.1

5
Loans and leases in bank credit
2,368.7
2,375.5
2,379.6
2,384.1
2,409.5
2,413.1
6
Commercial and industrial
548.6
548.7
550.0
552.1
562.3
562.8
7
Real estate
1,065.6
1,069.1
1,069.7
1,076.2
1,081.1
1,080.6
8
Revolving home equity
79.7
79.3
79.7
80.3
82.5
82.6
9
Other
985.9
989.8
990.0
995.9
998.7
998.0
10
Consumer
504.9
510.2
512.5
513.9
517.1
517.4
11
Security (3)
50.7
46.8
46.1
42.1
42.6
43.9
12
Other loans and leases
198.9
200.8
201.4
199.8
206.5
208.4

Oct 16

531.8
563.5

546.3
564.0

78.4
81.8

80.1
82.3

997.9

959.9
997.5

983.8
998.0

517.9

517.2

490.1
517.0

507.4
518.1

44.2

43.8

51.6
44.1

52.9
44.0

200.9

207.4

185.5
208.1

199.8
208.7

13 Interbank loans
187.4
184.6
180.5
176.3
192.4

183.5

186.9

182.4

167.3
182.7

187.9
190.5

14 Cash assets (4)
193.2
191.5
191.6
178.8
195.6

194.2

192.7

193.0

194.2
208.9

196.3
204.1

15 Other assets (5)
188.0
201.5
215.1
216.7
241.1

219.8

223.6

224.0

175.0
225.3

188.6
229.9

16 Total assets (6)
3,726.1
3,733.8
3,744.1
3,741.8
3,805.8

3,746.5

3,768.2

3,629.6
3,727.9
3,773.2
3,791.7
3,796.2

2,567.5

2,579.2

2,470.8
2,549.2
2,594.3
2,630.8
2,601.3

722.5

711.0

691.7

1,845.0

1,868.2

1,701.3
1,789.8
1,902.6
1,914.4
1,901.6

290.3

296.2

295.1

1,554.7

1,572.0

1,440.3
1,514.1
1,607.6
1,618.1
1,604.7

L I A B I L I T I E S
17 Deposits
2,545.1
2,549.4
2,553.9
2,571.1
2,611.1
18
Transaction
745.4
738.9
731.8
676.7
686.0
19
Nontransaction
1,799.8
1,810.5
1,822.0
1,894.4
1,925.2
20
Large time
279.4
283.1
285.5
296.3
297.8
21
Other
1,520.4
1,527.4
1,536.6
1,598.1
1,627.4

22 Borrowings
585.6
582.9
579.4
583.5
593.8
556.9
566.2
23
From banks in the U.S.
275.3
275.6
278.2
280.6
286.9
256.2
262.2
24
From others
310.2
307.3
301.2
303.0
306.9
300.8
304.0
25
Net due to related foreign offices
88.0
79.7
76.9
72.0
71.6
76.7
83.3

769.4
716.4

261.0
296.3

759.4
699.7

275.6
296.9

565.4

571.9
564.7

587.9
578.5

262.8

273.2
259.2

269.5
278.6

302.6

298.6
305.5

318.5
299.9

92.6
76.4

84.5
80.8

143.3
172.3

154.9
174.2

78.9

26 Other liabilities
146.9
157.9
156.9
171.6
171.5

160.4

162.2

173.5

27 Total liabilities
3,365.6
3,369.8
3,367.1
3,376.3
3,432.1

3,383.4

3,406.8

3,278.6
3,376.6
3,412.1
3,444.2
3,434.8

28 Residual (assets less liabilities) (7)
360.5
364.0
377.0
363.1
361.4
365.4
373.7

361.1

351.1
347.5

351.3
361.3

H.8 (510) pg.4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jun
Nov 6

Jul

--------------

-------- -------------A S S E T S

1
Bank credit
3,214.8
3,213.6
3,233.6
3,244.7
2
849.0
818.3
3
637.0
618.7
4
212.0
199.7

Aug

3,206.7

1996

Sep

Oct

--------

--------

-------- ---------------------------

3,203.4

3,225.3

3,154.5
3,214.8
3,234.2
3,238.6
3,225.4

823.6

819.1

853.6
820.1

847.0
811.5

621.8

618.2

645.0
621.2

638.6
613.6

201.8

200.9

208.6
198.9

208.4
197.8

(2)
2,401.7

2,300.9
2,367.8
2,415.0
2,418.6
2,413.9

555.7

560.3

1,079.8

1,041.5
1,060.4
1,083.2
1,083.1
1,082.4

81.5

82.8

Securities in bank credit
841.2
831.1
824.7
821.3
U.S. government securities
630.4
625.4
621.4
620.0
Other securities
210.7
205.7
203.3
201.3

5
Loans and leases in bank credit
2,365.8
2,372.5
2,375.7
2,378.7
2,415.2
2,423.3
6
Commercial and industrial
554.0
551.1
549.9
547.8
560.6
562.5
7
Real estate
1,062.7
1,067.8
1,069.6
1,075.8
1,083.8
1,086.8
8
Revolving home equity
79.6
79.2
79.8
80.6
83.1
83.2
9
Other
983.1
988.5
989.8
995.2
1,000.6
1,003.6
10
Consumer
503.2
506.5
509.7
514.0
518.1
517.7
11
Security (3)
49.5
47.0
44.8
41.1
43.5
45.7
12
Other loans and leases
196.3
200.2
201.6
200.0
209.3
210.6
13 Interbank loans
180.8
182.6
177.7

1995
1996
1996
Week ending
Oct
Apr
May
Oct 23
Oct 30

1996

178.6

Oct 16

529.3
561.0

79.1
82.5

552.2
560.6

79.5
83.0

998.3

1,000.4

962.4
1,000.7

980.9
999.5

519.1

517.7

490.7
517.5

504.7
518.8

44.0

44.0

51.9
45.1

53.9
43.5

203.2

209.8

187.6
211.8

196.7
208.5

180.7

179.2

164.8
181.5

185.8
179.8

175.8

195.9

14 Cash assets (4)
191.0
188.6
188.9
183.2
189.6

184.1

192.7

193.5

194.8
221.9

191.4
186.0

15 Other assets (5)
188.3
201.3
216.5
220.2
242.1

220.8

224.7

224.5

175.6
226.0

187.8
224.7

16 Total assets (6)
3,717.9
3,728.9
3,732.3
3,754.8
3,814.2

3,728.9

3,765.2

3,633.1
3,723.0
3,773.3
3,810.0
3,757.9

2,556.9

2,578.4

2,472.4
2,548.4
2,593.8
2,644.0
2,564.9

708.9

709.4

689.8

1,848.0

1,869.0

1,703.0
1,789.5
1,903.9
1,916.2
1,897.8

291.7

295.5

294.5

1,556.3

1,573.5

1,442.2
1,512.5
1,609.4
1,621.1
1,601.1

L I A B I L I T I E S
17 Deposits
2,533.4
2,544.0
2,549.3
2,574.7
2,620.9
18
Transaction
733.7
732.7
724.7
681.2
689.1
19
Nontransaction
1,799.7
1,811.3
1,824.6
1,893.4
1,931.8
20
Large time
282.7
282.9
285.6
296.3
298.2
21
Other
1,517.1
1,528.4
1,539.0
1,597.1
1,633.6

22 Borrowings
584.1
587.1
582.2
574.0
585.5
557.3
565.2
23
From banks in the U.S.
273.8
275.6
273.5
270.2
273.2
252.3
263.9
24
From others
310.2
311.5
308.7
303.8
312.3
305.0
301.3
25
Net due to related foreign offices
93.1
78.5
75.8
70.4
68.8
80.3
80.3

769.5
727.8

260.8
295.1

758.9
667.1

277.0
296.7

558.6

575.1
557.0

575.9
561.6

255.2

267.8
249.4

268.9
258.3

303.4

307.3
307.6

307.0
303.4

92.0
74.0

84.9
84.6

143.7
172.3

153.0
174.2

78.3

26 Other liabilities
148.4
158.2
156.9
171.6
171.5

158.9

162.0

173.5

27 Total liabilities
3,358.9
3,367.8
3,364.2
3,384.0
3,437.9

3,360.2

3,394.8

3,283.1
3,362.2
3,404.2
3,447.3
3,385.4

28 Residual (assets less liabilities) (7)
359.0
361.1
368.1
368.7
370.3
370.8
376.3
MEMO

369.1

350.0
362.8

360.8
372.4

29 Reval. gains on off-bal. sheet items (8)
-----31.6
31.6
32.1
30 Reval. losses on off-bal. sheet items (8)
-----28.0
27.7
29.1
31 Mortgage-backed securities (9)
-----238.5
240.1
240.0

-32.0

-31.2

-28.2

-27.9

-237.2

-237.9

H.8 (510) pg.5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
Account
1996

1996

1996

Jun
Nov 6

Jul

--------------

-------- -------------A S S E T S

1
Bank credit
1,808.9
1,798.8
1,779.1
1,786.2

Aug

1,793.0

1995
1996
1996
Week ending
Oct
Apr
May
Oct 23
Oct 30

1996

1996

Sep

Oct

--------

--------

-------- ---------------------------

1,775.7

1,783.4

1,797.0
1,810.4
1,785.8
1,788.4
1,782.5

403.7

403.5

447.8
404.1

428.8
397.7

281.1

281.3

319.2
284.3

299.9
277.1

20.6

21.3

20.6
25.7

19.4
18.3

260.5

260.0

298.6
258.7

280.5
258.8

122.5

122.2

128.6
119.8

129.0
120.5

57.1

55.7

59.3
53.5

58.4
53.6

65.4

66.6

69.3
66.3

70.5
66.9

20.3

20.4

22.1
20.3

21.2
20.5

45.1

46.2

47.2
46.0

49.3
46.4

(2)
1,379.7

1,349.2
1,381.6
1,382.2
1,384.3
1,384.9

2
Securities in bank credit
430.8
422.2
418.0
405.4
401.0
405.6
3
U.S. government securities
300.6
293.3
290.1
282.0
281.3
283.8
3a
Trading account
21.5
20.9
20.8
19.5
20.9
23.0
3b
Investment account
279.1
272.4
269.3
262.5
260.4
260.8
4
Other securities
130.2
128.9
127.9
123.4
119.7
121.8
4a
Trading account
59.9
58.4
59.6
57.7
53.2
55.8
4b
Investment account
70.3
70.5
68.3
65.7
66.5
66.0
4c
State and local government
21.0
20.6
20.6
20.4
20.4
20.8
4d
Other
49.3
49.9
47.7
45.3
46.1
45.2
5
Loans and leases in bank credit
1,378.1
1,376.6
1,374.9
1,370.3

Oct 16

1,378.1
6
373.0
379.1
7
550.0
542.3
8
51.6
52.1
9
498.4
490.2
10
274.5
276.9
11
45.3
37.4
12a
11.1
10.8
12b
124.3
131.5

1,380.6
Commercial and industrial
371.7
372.4
372.5
379.1
Real estate
549.1
545.9
546.7
542.4
Revolving home equity
51.2
51.6
51.7
52.2
Other
497.8
494.3
495.0
490.2
Consumer
277.7
278.0
278.3
277.1
Security (3)
41.4
40.7
36.6
38.5
State and local government
11.0
11.1
11.0
11.0
All other
125.8
127.0
125.2
132.5

378.4

380.1

365.5
380.8

372.6
381.4

545.3

543.2

546.3
543.4

552.7
542.9

51.9

52.0

51.2
51.6

51.7
52.0

493.4

491.2

495.1
491.8

501.0
490.9

280.5

277.4

267.6
277.8

273.2
277.4

38.7

38.5

46.2
38.7

47.3
38.7

10.7

10.7

11.5
10.8

11.1
10.8

126.1

132.3

112.1
132.8

124.6
133.7

13 Interbank loans
134.0
130.6
128.7
123.5
135.3

130.7

132.7

128.9

114.5
127.0

129.8
136.4

14 Cash assets (4)
125.7
123.4
125.3
114.7
129.3

127.0

125.6

125.4

129.3
136.0

127.6
134.4

15 Other assets (5)
136.5
148.2
158.0
157.4
166.9

162.2

165.4

164.0

123.8
165.8

137.3
168.2

16 Total assets (6)
2,168.9
2,164.8
2,168.3
2,138.2
2,181.5

2,159.0

2,170.6

2,127.9
2,168.7
2,167.6
2,180.6
2,185.0

1,329.8

1,334.0

1,285.3
1,324.1
1,340.7
1,360.9
1,348.7

394.5

385.1

380.9

429.3
396.3

418.7
387.2

935.2

948.9

959.8

856.0
964.6

905.4
961.5

138.9

144.9

151.4

121.7
152.9

127.0
152.7

796.3

804.0

808.3

734.3
811.7

778.4
808.8

L I A B I L I T I E S
17 Deposits
1,320.9
1,321.3
1,325.7
1,323.6
1,345.4
18
Transaction
411.3
404.5
402.6
370.0
378.7
19
Nontransaction
909.6
916.8
923.1
953.6
966.7
20
Large time
130.0
133.9
135.9
151.8
153.3
21
Other
779.6
782.9
787.2

801.9

813.4

22 Borrowings
425.6
417.8
407.0
404.7
415.0
386.9
397.0
23
From banks in the U.S.
187.1
184.9
182.0
180.5
186.9
166.3
174.1
24
From others
238.5
232.9
225.0
224.1
228.1
220.6
222.9
25
Net due to related foreign offices
83.6
74.5
71.4
68.0
65.9
73.4
79.8

393.6

422.5
392.2

427.4
403.1

171.6

189.4
166.9

183.7
183.1

222.1

233.1
225.3

243.6
220.1

86.8
73.4

79.6
77.0

113.0
145.4

125.9
145.7

75.6

26 Other liabilities
117.7
129.0
127.4
143.5
142.4

130.9

133.2

145.6

27 Total liabilities
1,947.7
1,942.7
1,931.4
1,927.4
1,964.6

1,933.3

1,948.1

1,907.7
1,957.0
1,955.5
1,971.9
1,974.6

28 Residual (assets less liabilities) (7)
221.2
222.1
236.8
225.6
222.5
210.8
216.9

212.1

220.2
208.7

211.7
210.4

H.8 (510) pg.6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account
1996
1996

1996

1996

Jun
Nov 6

Jul

Sep

Oct

--------------

-------- -------------A S S E T S

--------

--------

-------- ---------------------------

1,773.5

1,782.6

1,800.5
1,811.8
1,786.7
1,792.3
1,777.5

405.3

403.8

451.1
405.1

430.0
396.6

283.3

283.2

320.5
286.5

301.8
278.8

1996

1
Bank credit
1,807.9
1,797.1
1,784.7
1,794.2
2
431.8
403.0
3
300.2
283.7
3a
21.3
21.7
3b
278.9
262.0

Aug

1,785.3

Securities in bank credit
423.2
414.8
409.0
407.1
U.S. government securities
292.2
288.5
285.3
286.1
Trading account
19.6
19.9
20.9
23.7
Investment account
272.5
268.6
264.4
262.5

21.0
262.4

Oct 16

22.0
261.2

1995
1996
1996
Week ending
Oct
Apr
May
Oct 23
Oct 30

21.2
26.9
299.3
259.7

20.0
19.2
281.8
259.6

4
Other securities
131.6
131.0
126.3
123.7
119.3
121.0
4a
Trading account
61.7
61.1
58.7
57.8
52.4
54.2
4b
Investment account
69.9
69.9
67.6
65.8
66.9
66.8
4c
State and local government
21.1
20.7
20.2
20.3
20.4
20.9
4d
Other
48.8
49.2
47.4
45.6
46.5
45.9
5
Loans and leases in bank credit
1,376.1
1,373.9
1,370.5
1,364.5
1,381.6
1,387.1
6
Commercial and industrial
376.6
372.8
372.2
369.6
378.4
379.6
7
Real estate
547.9
547.8
545.7
546.2
543.3
545.9
8
Revolving home equity
51.5
51.1
51.6
51.9
52.6
52.6
9
Other
496.4
496.7
494.1
494.3
490.7
493.3
10
Consumer
273.3
275.3
275.6
278.0
277.5
277.2
11
Security (3)
44.3
41.7
39.5
35.7
38.3
39.9
12a
State and local government
11.1
11.0
11.1
11.1
10.9
11.0
12b
All other
122.9
125.3
126.3
124.0
133.3
133.5

130.7
118.5

128.2
117.7

53.5

60.9
51.7

58.1
50.4

65.8

67.1

69.8
66.8

70.1
67.3

20.3

20.4

22.2
20.3

21.3
20.5

45.5

46.7

47.6
46.5

48.8
46.8

(2)
1,377.2

1,349.4
1,381.7
1,382.9
1,387.2
1,380.9

375.3

378.4

363.8
379.2

376.8
378.6

545.5

544.4

547.5
545.2

551.1
543.2

52.2

52.4

51.6
52.1

51.3
52.5

493.3

492.0

495.9
493.1

499.8
490.7

280.2

277.4

267.6
277.7

271.6
277.4

38.7

38.7

46.4
39.7

48.3
38.3

10.8

10.8

11.6
10.8

11.1
10.8

126.8

133.2

112.5
134.6

122.9
132.5

122.0

120.6

56.2

13 Interbank loans
130.6
131.8
128.5
122.7
132.7

126.5

128.2

124.8

110.9
125.1

127.8
126.9

14 Cash assets (4)
124.1
122.2
123.0
117.5
123.2

119.2

125.8

125.1

129.0
145.6

124.6
120.3

15 Other assets (5)
137.0
149.2
159.5
159.9
166.9

162.9

165.8

164.0

123.9
165.2

136.6
165.9

16 Total assets (6)
2,163.3
2,164.0
2,159.9
2,148.5
2,180.5

2,145.4

2,165.6

2,127.8
2,164.7
2,164.3
2,191.8
2,154.2

L I A B I L I T I E S
17 Deposits
1,313.0
1,319.5
1,322.3
1,325.5
1,347.7
18
Tranlgdtion
403.4
401.6
397.0
373.0
376.7
19
Nontranlgdtion
909.6
917.9
925.3
952.5
970.9
20
Large time
132.4
133.9
136.3
151.5
153.4
21
Other
777.2
784.0
789.0
800.9
817.5

1,323.1

1,333.9

1,284.4
1,322.0
1,338.1
1,369.6
1,320.6

384.8

385.1

378.3

428.1
404.4

418.1
362.8

938.3

948.8

959.7

856.3
965.2

903.9
957.8

140.4

144.1

150.6

121.1
151.5

127.4
152.1

797.9

804.7

809.2

735.1
813.7

776.4
805.7

389.4

425.6
389.0

418.8
391.2

167.3

186.0
162.5

183.2
169.7

222.1

239.6
226.5

235.5
221.5

86.1
70.7

80.1
80.8

113.4
145.4

123.9
145.7

22 Borrowings
421.9
420.4
412.7
400.8
410.2
387.2
398.2
23
From banks in the U.S.
184.6
184.0
180.7
175.4
178.0
163.8
176.8
24
From others
237.3
236.4
232.1
225.3
232.2
223.4
221.4
25
Net due to related foreign offices
88.7
73.6
70.5
66.5
63.1
76.9
76.9

74.9

26 Other liabilities
119.6
129.4
127.7
143.5
142.4

129.4

132.9

145.6

27 Total liabilities
1,943.2
1,942.9
1,933.2
1,933.0
1,965.1

1,919.7

1,940.1

1,909.6
1,944.7
1,948.0
1,974.7
1,938.3

28 Residual (assets less liabilities) (7)
220.1
221.1
226.7
225.6
225.6
215.5
215.3

216.3

MEMO
Reval. gains on off-bal. sheet itens(8)
-----31.6
31.6
32.1
30 Reval. losses on off-bal. sheet itens (8)
-----28.0
27.7
29.1
31 Mortgage-backed securities (9)
-----185.7
186.9
187.0
29

218.2
217.1

220.0
215.9

-32.0

-31.2

-28.2

-27.9

-185.1

-184.9

H.8 (510) pg 7
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)

Seasonally adjusted, adjusted for mergers, billions of dollars
Account
1996

1996

1996

Jun
Nov 6

Jul

--------------

-------- -------------A S S E T S

1
Bank credit
1,405.4
1,414.6
1,449.1
1,448.5
2
414.9
417.6
3
334.7
337.4
4
80.2
80.2

Aug

1,421.7

1995
1996
1996
Week ending
Oct
Apr
May
Oct 23
Oct 30

1996

1996

Sep

Oct

--------

--------

-------- ---------------------------

1,431.1

1,439.6

1,352.8
1,401.8
1,446.3
1,444.7
1,447.4

418.4

417.3

404.7
416.9

413.1
417.0

338.7

336.9

326.9
336.4

333.0
336.9

79.7

80.4

77.9
80.5

80.1
80.1

Securities in bank credit
415.7
417.0
417.3
416.0
U.S. government securities
335.9
337.3
337.6
335.7
Other securities
79.8
79.7
79.7
80.3

5
Loans and leases in bank credit (2)
990.6
998.9
1,004.7
1,013.8
1,021.2
1,031.4
1,032.5
6
Commercial and industrial
175.6
177.0
177.6
179.6
181.5
183.1
183.7
7
Real estate
515.6
520.1
523.9
529.6
532.7
538.8
538.2
8
Revolving home equity
28.1
28.0
28.2
28.6
29.1
30.3
30.5
9
Other
487.6
492.0
495.7
500.9
503.6
508.5
507.8
10
Consumer
230.4
232.5
234.5
235.6
237.4
240.2
240.2
11
Security (3)
5.4
5.4
5.4
5.4
5.5
5.2
5.5
12
Other loans and leases
63.5
64.0
63.3
63.7
64.1
64.1
64.9

Oct 16

1,029.0

948.1
1,027.8

988.6
1,030.4

182.6

166.2
182.7

173.6
182.6

536.9

492.0
536.0

511.1
537.4

27.2
30.2

28.3
30.3

506.7

464.8
505.7

482.8
507.1

239.8

222.5
239.2

234.2
240.7

5.4
5.4

5.7
5.3

30.2

5.3
64.3

61.9
64.6

64.0
64.3

13
53.4
52.8

Interbank loans
54.0
51.8
57.1

52.9

54.1

53.5

52.8
55.7

58.1
54.1

14
67.6
64.1

Cash assets (4)
68.1
66.3
66.3

67.2

67.1

67.6

64.9
72.9

68.8
69.7

15
51.5
59.3

Other assets (5)
53.3
57.1
74.1

16 Total assets (6)
1,557.2
1,569.0
1,575.8
1,603.6
1,624.3

51.2
59.5

51.3
61.7

57.6

58.2

59.9

1,587.5

1,597.6

1,501.8
1,559.2
1,605.6
1,611.1
1,611.2

1,237.8

1,245.2

1,185.4
1,225.2
1,253.6
1,269.9
1,252.6

327.9

325.9

310.8

340.1
320.1

340.8
312.5

909.8

919.3

942.8

845.3
949.8

884.4
940.1

151.4

151.3

143.6

139.3
143.4

148.7
144.2

758.4

768.0

799.2

706.0
806.4

735.7
795.9

171.7

149.4
172.5

160.5
175.4

91.2

83.9
92.3

85.7
95.6

80.5

65.5
80.2

74.8
79.8

3.3

5.8
3.0

4.9
3.7

30.3
26.9

29.0
28.5

L I A B I L I T I E S
17 Deposits
1,224.2
1,228.0
1,228.2
1,247.5
1,265.7
18
Transaction
334.0
334.3
329.3
306.7
307.2
19
Nontransaction
890.2
893.7
899.0
940.8
958.5
20
Large time
149.4
149.2
149.6
144.5
144.5
21
Other
740.8
744.5
749.4
796.3
814.0

22 Borrowings
160.0
165.1
172.5
178.9
178.8
170.0
169.2
23
From banks in the U.S.
88.3
90.6
96.2
100.0
100.0
89.9
88.1
24
From others
71.8
74.4
76.3
78.9
78.8
80.2
81.1
25
Net due to related foreign offices
4.4
5.1
5.5
4.0
5.7
3.2
3.4
26
29.2
28.2

Other liabilities
28.9
29.5
29.1

27 Total liabilities
1,417.9
1,427.1
1,435.7
1,448.9
1,467.5

29.4

29.0

27.9

1,450.1

1,458.7

1,370.9
1,419.6
1,456.6
1,472.3
1,460.2

28 Residual (assets less liabilities) (7)
139.3
141.9
140.2
137.5
139.0
154.7
156.8

149.0

130.9
138.8

139.6
151.0

H.8 (510) pg.8
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account
1996

1996

1996

Jun
Nov 6

Jul

--------------

-------- -------------A S S E T S

1
Bank credit
1,406.8
1,416.5
1,448.9
1,450.5
2
417.1
415.3
3
336.8
334.9
4
80.4
80.4

Aug

1,421.4

1995
1996
1996
Week ending
Oct
Apr
May
Oct 23
Oct 30

1996

1996

Sep

Oct

--------

--------

-------- ---------------------------

1,429.9

1,442.7

1,353.9
1,403.1
1,447.5
1,446.4
1,447.9

418.2

415.3

402.4
415.0

417.0
414.9

338.5

335.0

324.5
334.7

336.8
334.8

79.8

80.3

77.9
80.3

80.2
80.1

Securities in bank credit
418.0
416.3
415.7
414.2
U.S. government securities
338.3
336.9
336.1
333.9
Other securities
79.7
79.4
79.6
80.3

5
Loans and leases in bank credit (2)
989.7
998.5
1,005.1
1,014.2
1,024.5
1,033.6
1,036.3
6
Commercial and industrial
177.4
178.4
177.7
178.3
180.4
182.2
183.0
7
Real estate
514.8
519.9
524.0
529.6
534.2
540.5
540.9
8
Revolving home equity
28.1
28.1
28.3
28.7
29.3
30.6
30.6
9
Other
486.8
491.8
495.7
500.9
504.9
509.9
510.3
10
Consumer
230.0
231.1
234.1
236.1
238.9
240.6
240.5
11
Security (3)
5.2
5.3
5.3
5.4
5.4
5.2
5.8
12
Other loans and leases
62.3
63.8
64.1
65.0
65.6
65.1
66.1

Oct 16

1,032.1

951.5
1,031.3

986.1
1,033.0

181.9

165.5
181.8

175.4
182.0

538.8

494.0
538.0

509.3
539.2

27.4
30.4

28.1
30.5

508.4

466.5
507.6

481.1
508.7

240.4

223.1
239.8

233.1
241.4

5.3

5.4
5.4

5.6
5.2

65.8

63.5
66.3

62.7
65.2

30.4

13
50.3
53.1

Interbank loans
50.9
49.2
63.3

52.1

52.5

54.4

53.8
56.3

58.0
52.9

14
66.9
65.8

Cash assets (4)
66.4
65.8
66.4

64.9

66.9

68.3

65.8
76.4

66.9
65.7

51.7

51.2

15

Other assets (5)

51.3
60.2

52.0
75.2

57.0

16 Total assets (6)
1,554.6
1,564.9
1,572.4
1,606.3
1,633.7

57.9

58.9

60.4

60.8

58.8

1,583.5

1,599.5

1,505.3
1,558.3
1,609.0
1,618.3
1,603.6

1,233.8

1,244.5

1,188.0
1,226.5
1,255.7
1,274.4
1,244.3

324.1

324.3

311.5

341.3
323.4

340.8
304.3

909.7

920.2

944.2

846.7
951.0

885.7
940.0

151.3

151.4

143.9

139.7
143.6

149.5
144.6

758.4

768.8

800.3

707.0
807.4

736.1
795.4

169.2

149.4
168.0

157.1
170.4

88.0

81.8
86.9

85.7
88.6

81.3

67.6
81.1

71.5
81.8

3.4

5.8
3.3

4.8
3.8

30.3
26.9

29.1
28.5

L I A B I L I T I E S
17 Deposits
1,220.3
1,224.5
1,226.9
1,249.2
1,273.3
18
Transaction
330.2
331.1
327.6
308.3
312.4
19
Nontransaction
890.1
893.4
899.3
941.0
960.9
20
Large time
150.3
149.0
149.3
144.8
144.8
21
Other
739.9
744.4
750.0
796.2
816.1

22 Borrowings
162.2
166.6
169.5
173.2
175.4
170.1
166.9
23
From banks in the U.S.
89.2
91.5
92.8
94.7
95.2
88.5
87.1
24
From others
72.9
75.1
76.6
78.4
80.1
81.6
79.9
25
Net due to related foreign offices
4.4
4.9
5.3
4.0
5.8
3.4
3.4
26
28.8
28.2

Other liabilities
28.9
29.2
29.1

27 Total liabilities
1,415.7
1,424.9
1,431.0
1,451.0
1,472.8

29.5

29.2

27.9

1,440.4

1,454.8

1,373.5
1,417.5
1,456.2
1,472.6
1,447.1

MEMO
28 Residual (assets less liabilities) (7)
138.9
140.0
141.4
143.1
144.8
155.4
160.9
31 Mortgage-backed securities (9)
-----53.2
53.0

152.8
52.7

131.8
145.7
-52.1

140.8
156.6
-53.0

H.8 (510) pg.9
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars

Account
1996

1996

1996

Jun
Nov 6

Jul

--------------

-------- -------------A S S E T S

1
Bank credit
457.7
465.9
480.1
494.3

1995
1996
1996
Week ending
Oct
Apr
May
Oct 23
Oct 30

1996

Sep

Oct

--------

--------

-------- ---------------------------

471.0

470.2

481.0

437.5
478.6

456.2
481.3

147.2

149.2

141.6
147.2

148.8
149.0

83.8

83.8

66.3
81.9

71.6
83.2

63.4

65.5

75.3
65.3

77.2
65.8

(2)
323.0

331.8

295.9
331.4

307.4
332.3

198.0

203.8

177.9
203.6

187.0
204.0

33.4

33.5

37.4
33.7

33.2
33.5

32.8

34.6

35.4
35.1

33.0
35.1

58.8

59.9

45.2
59.0

54.3
59.7

Aug

1996

468.7

2
151.0
151.3
3
77.9
85.1
4
73.0
66.2

Securities in bank credit
152.9
150.9
152.1
162.5
U.S. government securities
79.3
80.7
82.8
87.4
Other securities
73.6
70.1
69.3
75.0

5
306.7
328.8
6
187.0
205.0
7
33.1
33.7
11
31.9
31.8
12
54.7
58.3

Loans and leases in bank credit
313.0
317.9
318.8
331.8
Commercial and industrial
189.9
192.5
191.9
204.7
Real estate
32.8
33.3
33.5
33.6
Security (3)
35.3
34.3
34.7
34.2
Other loans and leases
55.0
57.8
58.7
59.2

Oct 16

13
21.3
19.8

Interbank loans
22.4
19.2
21.7

19.9

18.8

18.9

26.7
14.6

21.0
21.7

14
26.1
27.9

Cash assets (4)
25.2
25.3
29.4

25.1

25.2

28.1

28.1
26.9

26.2
28.6

15
45.7
32.7

Other assets (5)
42.3
39.7
34.3

38.6

38.1

32.9

48.2
32.7

44.8
33.8

554.5

552.3

560.8

540.4
552.7

548.1
565.2

16 Total assets (6)
550.8
555.8
552.9
560.3
579.4
L I A B I L I T I E S

17 Deposits
172.6
172.1
174.5
189.0
184.1
18
Transaction
11.0
10.8
10.7
9.4
10.9
19
Nontransaction
161.7
161.3
163.9
179.6
173.2
20
Large time
160.6
162.3
162.6
176.6
171.4
21
Other
1.1
-1.0
1.3
3.0
1.9

173.5
183.4

169.5
192.8

9.2
10.6

10.5
11.3

175.6

164.3
172.8

159.0
181.5

161.3

171.3

161.8
167.2

157.7
177.1

2.4

4.2

2.5
5.6

1.3
4.3

115.9
117.0

119.4
118.1

19.8
34.2

23.2
34.2

83.1

96.2
82.8

96.2
83.9

169.7

164.8
165.3

169.9
165.5

78.9
72.0

75.1
74.0

533.2
537.6

533.9
550.4

7.2
15.1

14.2
14.8

174.4

173.7

185.7

10.8

10.0

10.1

163.6

163.7

162.4
1.2

22 Borrowings
125.0
120.0
116.5
120.3
119.0
115.5
118.9
23
From banks in the U.S.
23.4
20.3
19.6
20.9
22.4
32.0
32.7
24
From others
101.5
99.7
96.8
99.4
96.6
83.5
86.2
25
Net due to related foreign offices
167.9
175.4
172.0
171.5
173.0
172.9
181.1
26
71.7
77.0

Other liabilities
69.2
67.6
79.9

27 Total liabilities
537.1
536.8
530.6
554.4
564.0
28
13.6
5.9

116.8
33.7

66.4

68.4

74.7

532.6

534.1

546.9

Residual (assets less liabilities) (7)
19.1
22.3
21.9
18.2
15.4

13.9

H.8 (510) pg. 10
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1996

1996

1996

Jun
Nov 6

Jul

--------------

-------- -------------A S S E T S

1

Bank credit

Aug

1996

1996

Sep

Oct

--------

--------

Oct 16

1995
1996
1996
Week ending
Oct
Apr
May
Oct 23
Oct 30

-------- ---------------------------

434.6

454.5

454.8
481.4
2
152.7
154.3
3
77.1
85.0
3a
-19.5
3b
-65.4
4
75.6
69.3
4a
-48.7
4b
-20.6
5
302.0
327.1
6
187.0
203.0
7
32.9
33.8
11
28.9
31.8
12
53.3
58.5

462.6
490.1

469.7

473.2

Securities in bank credit
150.9
151.7
154.3
157.9
U.S. government securities
78.2
80.5
84.1
86.8
Trading account
---20.9
Investment account
---65.9
Other securities
72.6
71.2
70.2
71.1
Trading account
---49.8
Investment account
---21.2
Loans and leases in bank credit
311.7
317.9
318.9
332.2
Commercial and industrial
190.4
193.6
192.9
204.0
Real estate
32.8
33.2
33.5
33.8
Security (3)
33.0
33.0
33.6
35.0
Other loans and leases
55.6
58.1
58.9
59.4

471.8

477.9

476.7

477.2

148.5

150.3

142.4
149.1

148.8
149.6

83.2

83.1

65.5
81.8

71.9
82.9

--

18.9

-18.1

-19.2

--

64.2

-63.7

-63.7

65.3

67.2

76.9
67.3

77.0
66.7

--

46.9

-47.1

-46.7

--

20.3

-20.2

-20.1

(2)
323.3

327.6

292.3
327.6

305.7
327.6

197.2

201.7

176.4
201.3

186.9
201.6

33.5

33.5

37.5
33.6

32.8
33.4

32.6

32.7

33.7
34.0

32.8
33.1

60.0

59.6

44.7
58.7

53.1
59.4

13
21.5
20.8

Interbank loans
20.7
19.1
19.4

19.1

19.3

20.3

28.5
16.4

20.2
24.1

14
25.7
28.3

Cash assets (4)
26.0
25.7
28.7

25.7

26.1

28.5

28.5
27.4

25.6
28.8

15
46.3
33.1

Other assets (5)
42.2
39.2
34.8

39.4

38.2

32.7

48.0
32.4

43.4
33.3

557.5

555.4

559.2

539.6
552.7

543.6
563.1

16 Total assets (6)
548.2
551.4
553.7
563.4
572.7
L I A B I L I T I E S

17 Deposits
174.0
174.3
172.3
187.2
185.7
18
Transaction
10.3
10.6
10.7
9.8
10.8
19
Nontransaction
163.8
163.7
161.6
177.4
174.9
20
Large time
162.8
162.3
160.3
174.9
172.4
21
Other
1.0
1.4
1.3
2.5
2.5

Other liabilities
69.6
67.1
79.9

27 Total liabilities
535.2
537.3
532.9
550.2
558.9
28
13.0
13.2
29
-38.4
30
-32.3

167.2
191.1

173.7

184.1

10.7

10.6

10.3

162.1

163.1

173.8

162.4
170.2

157.2
179.8

160.3

160.8

170.2

160.5
165.5

156.2
175.8

1.7

2.4

3.7

1.9
4.6

0.9
4.1

113.9
116.0

120.3
115.6

18.4
33.0

22.3
30.5

82.7

95.5
83.0

98.1
85.1

171.8

166.6
169.2

169.8
167.8

77.9
72.0

73.4
74.0

530.2
538.1

530.7
548.5

22 Borrowings
123.2
124.3
121.9
122.2
121.3
111.6
119.0
23
From banks in the U.S.
21.8
21.9
20.7
20.7
22.5
30.5
31.9
24
From others
101.4
102.3
101.2
101.5
98.8
81.1
87.0
25
Net due to related foreign offices
165.2
169.1
171.7
172.1
172.3
174.4
174.4
26
72.8
77.0

171.8
181.0

172.7

114.3
31.6

67.3

68.6

74.7

534.3

536.0

544.9

Residual (assets less liabilities) (7)
14.1
20.8
23.1
19.4
13.8

14.3

MEMO
Reval. gains on off-bal. sheet items (8)
----37.7
39.7
Reval. losses on off-bal. sheet items (8)
----31.6
33.4

9.4
10.8

9.4
14.6

10.0
11.2

12.9
14.6

-37.5

-36.9

-31.6

-30.8

H.8 (510) pg.11
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars
Federa
l Reserve Distict
National

___________________________________________________________
total
York
Philadelphia
Cleveland Richmond
Atlanta
ASSETS
1 Bank credit
1,794.2
335.2
94.9
161.7
177.5
204.4
2
Securities in bank credit (14)
407.1
3
U.S. government securities (14)
286.1
3a
Trading account (14)
23.7
3b
Investment account
262.5
77.5
5.4
25.6
26.5
27.1
3c
Mortgage-backed
155.0
51.7
2.5
12.9
14.0
15.8
3d
Other
107.4
25.9
2.9
12.6
12.5
11.3
3e
1 year or less
28.8
4.4
1.5
1.5
3.8
2.6
3f
Between 1 and 5 years
57.9
15.3
1.1
5.0
7.9
7.5
3g
More than 5 years
20.8
6.2
0.2
6.1
0.8
1.1
4
Other securities (14)
121.0
4a
Trading account (14)
54.2
4b
Investment account
66.8
19.6
2.2
5.8
4.4
10.7
4c
State and local government
20.9
6.4
0.7
0.9
1.7
2.0
4d
Other
45.9
13.1
1.5
4.9
2.7
8.7
5
Loans and leases in bank credit (2)
1,387.1
238.1
87.3
130.4
146.6
166.6
6
Commerical and industrial
379.6
64.2
14.6
38.2
35.0
37.1
6a
Bankers accep and commercial paper
1.8
0.8
0.0
0.0
0.0
0.0
6b
Other
377.8
63.4
14.6
38.2
34.9
37.1
7
Real estate
545.9
91.9
22.2
47.6
72.3
82.1
8
Revolving home equtiy
52.6
7.2
2.6
5.5
6.4
5.6
9a
Other residential
316.1
55.8
13.8
29.8
43.0
49.6
9b
Commercial
177.2
28.8
5.8
12.3
22.9
26.9
10
Consumer
277.2
34.6
44.3
27.4
19.0
35.5
11
Security (3)
39.9
15.8
0.1
1.0
6.9
1.1
11a
Fed funds and RPs with broker/dealer
24.5
7.4
0.0
0.0
6.6
0.7
11b
Other
15.5
8.4
0.1
0.9
0.2
0.4
12a
State and local government
11.0
1.6
0.7
1.3
2.1
2.2
12b
Agricultural
7.7
0.1
0.1
0.2
0.6
0.5
12c
Fed funds and RPs with others
4.4

Boston
92.7

16.4
7.2
9.2
3.4
5.1
0.7

5.2
1.8
3.4
71.1
26.9
0.1
26.8
21.2
3.2
10.2
7.8
6.9
7.5
7.1
0.4
0.2
0.0
0.7

New

2.0
12d
15.4
12e
12.5
13
46.1
13a
24.1
13b
22.0
14
24.9
15
106.0
16
499.3

0.0
0.0
1.2
All other loans
1.3
6.0
4.8
Lease financing receivables
3.9
8.6
4.7
Interbank loans
5.6
8.5
13.6
Fed funds and RPs with banks
4.0
5.2
8.3
Other
1.5
3.3
5.4
Cash assets(4)
4.4
9.1
10.2
Other assets (12)
8.6
11.0
33.3
TOTAL ASSETS (6)
111.3
187.5
232.5

0.0
3.9
4.3
13.4
10.0
3.3
12.1
12.9
239.8

62.6

3.2

58.9

4.5

132.7

3.2

80.7

1.8

52.0

1.4

123.2

7.1

185.7

16.1

2,199.4

117.4

H.8 (510) pg.12
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars
Federa

l Reserve Distict
National
___________________________________________________________
total
York
Philadelphia Cleveland Richmond
Atlanta
17
263.1
18
67.8
19
195.3
20
41.1
21
154.2
22
76.5
23
22.3
24
54.1
26
95.8
27
435.4

Deposits
66.7
Transaction
15.1
Nontransaction
51.6
Large time
9.9
Other
41.7
Borrowings
26.2
From banks in
10.9
From others
15.3
Other liabilities
7.8
TOTAL LIABILITIES
100.7

28
64.0

Residual (assets less liabilities (13)
10.6
15.5
16.7

29
30
31

121.2

121.2

172.2

30.3

28.3

36.1

90.9
11.1
79.8

92.9
13.0
80.0

136.1
19.1
117.0

35.3
the US
13.5

65.7

35.3

34.2

21.3

21.8
(13)
15.4

31.5

14.0

28.9

13.1

172.0

215.7

220.6
19.3

MEMO
Reval. gains on off-bal. sheet items (8,14)
Reval. losses on off-bal. sheet items (8,14)
Mortgage-backed securities (9)

Boston

1,347.7

67.3

376.7

22.0

970.9

45.2

153.4

6.8

817.5

38.4

398.2

27.1

176.8

7.1

221.4

20.0

238.2

12.7

1,984.0

107.1

215.3

10.3

32.1
29.1
187.0

8.4

New

56.7
3.3
19.8
16.2
21.7
31a
Pass-through
44.0
1.7
12.5
13.0
13.1
31b
CMO, REMIC and other
12.7
1.6
7.3
3.2
8.5
32 Net unrealized ganis (losses)
on available-for-sale securities (10,14)
33 Offshore credit to U.S. residents (11,14)

128.3

6.4

58.7

1.9

2.3
30.6

H.8 (510) pg.13
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars
Federa
l Reserve Distict

_______________________________

_______________________________________

1
41.4
2
3
3a
3b
2.8
3c
1.9
3d
0.9
3e
0.3
3f
0.3
3g
0.3
4
4a
4b
0.6
4c
0.2
4d
0.4
5
38.0
6
8.4
6a
0.0
6b
8.4
7
8.6
8
0.4

Kansac City
Dallas
San Francisco
ASSETS
Bank credit
26.1
69.3
289.2
Securities in bank credit (14)
U.S. government securities (14)
Trading account (14)
Investment account (14)
7.0
12.7
27.6
Mortgage-backed
4.8
10.3
19.5
Other
2.2
2.5
8.1
1 year or less
0.3
0.8
1.6
Between 1 and 5 years
1.6
1.4
5.6
More than 5 years
0.3
0.2
0.9
Other securities (14)
Trading account (14)
Investment accout (14)
1.1
2.1
7.0
State and local government
0.6
0.7
1.7
Other
0.5
1.5
5.3
Loans and leases in bank credit (2)
18.0
54.4
254.5
Commerical and industrial
5.1
24.0
54.0
Bankers accep and commercial paper
0.0
0.0
0.6
Other
5.0
24.0
53.4
Real estate
6.6
14.8
116.5
Revolving home equtiy
0.4
0.3
14.9

Chicago

St.Louis

Minneapolis

183.0

41.0

25.8

8.0

9.3

5.0

16.5

3.0

7.5

1.1

5.6

1.5

3.4

0.5

6.4

1.7

3.5

0.8

3.0

1.0

150.8

31.2

63.9

8.2

0.2

0.0

63.7

8.2

46.7

15.3

4.8

1.2

9a
5.9
9b
2.2
10
16.4
11
1.1
11a
0.6
11b
0.4
12a
0.1
12b
0.2
12c
0.0
12d
2.2
12e
0.9
13
4.3
13a
4.3
13b
0.0
14
2.3
15
3.1
16
50.3

Other residential
3.6
10.1
65.4
Commercial
2.6
4.4
36.2
Consumer
4.2
10.6
49.7
Security (3)
0.0
0.4
2.7
Fed funds and RPs with broker/dealer
0.0
0.1
1.1
Other
0.0
0.3
1.6
State and local government
0.1
0.1
1.2
Agricultural
0.5
0.1
4.8
Fed funds and RPs with others
0.0
0.0
0.1
All other loans
1.3
3.6
12.0
Lease financing receivables
0.3
0.6
13.5
Interbank loans
1.2
9.6
17.5
Fed funds and RPs with banks
0.9
8.4
4.7
Other
0.3
1.2
12.8
Cash assets(4)
2.2
9.2
23.3
Other assets (12)
1.2
7.6
40.2
TOTAL ASSETS
30.3
95.0
363.8

18.4

10.4

23.6

3.7

23.4

5.2

3.1

0.4

0.6

0.1

2.5

0.3

1.1

0.2

0.4

0.1

0.3

0.0

7.8

1.0

4.0

0.9

8.2

1.5

7.5

1.4

0.7

0.1

15.5

2.9

20.3

3.2

224.1

48.0

H.8 (510) pg.14
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars
Federa
l Reserve Distict

_______________________________

_______________________________________
Minneapolis
17
22.9
18
7.6
19
15.3
20
1.2
21
14.2
22

Kansas City

Deposits
23.6
Transaction
6.4
Nontransaction
17.2
Large time
1.3
Other
15.9
Borrowings

Dallas
67.0
20.3

Chicago

St.Louis

San Francisco
256.2
95.3

46.6

160.9

4.6

24.6

42.1

136.3

136.0

30.3

40.6

6.9

95.4

23.4

18.0

2.7

77.4

20.7

42.9

11.7

19.0
23
15.4
24
3.6
26
4.5

3.6
13.8
From banks in the US
2.1
3.6
From others
1.5
10.1
Other liabilities (13)
1.0
6.5

27
46.4

TOTAL LIABILITIES
28.2

28
3.9

Residual (assets less liabilities (13)
2.2
7.8
40.1

29
30
31
2.0
31a
1.8
31b
0.2
32
33

87.2

41.2
19.7
21.5
26.3

8.3

24.5

3.4

23.8

2.4

202.7

44.4

21.4

3.6

13.2

5.9

6.8

2.6

6.4

3.3

323.7

MEMO
Reval. gains on off-bal. sheet items (8,14)
Reval. losses on off-bal. sheet items (8,14)
Mortgage-backed securities (9)
5.4
11.0
23.4
Pass-through
4.1
9.0
13.3
CMO, REMIC and other
1.4
2.0
10.1
Net unrealized ganis (losses)
on available-for-sale securities (10,14)
Offshore credit to U.S. residents (11,14)

H.8 (510)

18.4

Footnotes

Note: This release is available on the Federal Reserve Board's web site:
http://www.bog.frb.fed.us/. Current and historical
data are available on the Commerce Department's economic bulletin board. For
information call 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered
commercial banks that submit a weekly report of condition (large domestic);
other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations (foreign-related
institutions). Excludes International Banking Facilities. Data are Wednesday
values or pro rata averages of Wednesday
values. Large domestic banks constitute a universe; data for small domestic
banks and foreign-related institutions are
estimates based on weekly samples and on quarter-end condition reports. Data
are adjusted for breaks caused by
reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 8 are
adjusted to remove the estimated effects of mergers between these two groups.
The adjustment for mergers changes past
levels to make them comparable with current levels. Estimated quantities of
balance sheet items acquired in mergers
are removed from past data for the bank group that contained the acquired bank
and put into past data for the group
containing the acquiring bank. Balance sheet data for acquired banks are
obtained from call reports, and a ratio procedure
is used to adjust past levels.

2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial
banks in the United States, all of which
are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due
from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is included
in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported
gross of these items.
7. This balancing item is not intended as a measure of equity capital for use in
capital adequacy analysis. On a seasonally
adjusted basis this item reflects any differences in the seasonal patterns
estimated for total assets and total
liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a
gain/loss position, as determined under FASB Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified as
available-for-sale under FASB Statement
No. 115. Data are reported net of tax effects. Data shown are restated to
include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount of
credit extended to other than
non-financial businesses.
12. Includes the due-from position with related foreign offices.
13. Includes the due-to position with related foreign offices.
14. Disaggregation by District not available. The trading account components of
securities (lines 3a and 4a) are included
in line 15.