H.

8 (510)
pg.1
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For release at 4:15 p.m. Eastern Time
Seasonally adjusted, billions of dollars
June 20, 1997
Account
1997

1997

1997

Jan
Jun 11

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
3,772.8
3,809.0
3,915.7
3,929.3

Mar

3,848.2

1997

Apr

May

--------

--------

-------- ---------------------------

3,870.1

3,905.1

3,664.6
3,744.6
3,912.1
3,911.5
3,918.3

2
Securities in bank credit
989.5
1,005.7
1,021.4
1,015.2
1,033.8
1,009.7
1,016.1
3
U.S. government securities
706.5
707.0
704.3
708.5
722.5
726.1
727.5
4
Other securities
283.0
298.6
317.1
306.8
311.3
283.6
288.6
5
Loans and leases in bank credit
2,783.3
2,803.3
2,826.9
2,854.9
2,906.0
2,913.3
6
Commercial and industrial
783.8
786.4
795.8
801.3
815.6
819.2
7
Real estate
1,127.9
1,134.7
1,140.6
1,154.1
1,179.7
1,180.8
8
Revolving home equity
85.4
85.8
86.7
88.0
91.5
91.6
9
Other
1,042.5
1,048.9
1,054.0
1,066.1
1,088.2
1,089.2
10
Consumer
522.7
523.0
522.9
521.7
525.1
525.2
11
Security (3)
79.7
83.4
84.7
88.8
86.4
91.3
12
Other loans and leases
269.2
275.9
282.9
289.1
299.2
296.7
13 Interbank loans
204.3
199.2
205.4
201.2
194.7

1996
1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4

1997

220.9

May 21

1,015.5

990.9
1,012.1

980.2
1,012.7

722.6

711.6
719.4

707.2
725.3

292.8

279.3
292.7

273.0
287.5

(2)
2,871.3

2,673.7
2,764.4
2,896.6
2,899.3
2,905.5

808.8

814.1

1,162.7

1,103.2
1,121.6
1,172.5
1,172.2
1,173.7

89.2

90.4

1,073.5

1,023.4
1,037.3
1,082.1
1,082.1
1,082.5

519.7

522.5

89.5

88.8

290.7

215.9

735.0
815.3

79.7
90.1

774.7
815.6

84.3
91.1

502.7
522.7

521.7
523.5

77.3
89.3

77.9
90.2

298.8

255.5
299.9

268.6
302.5

220.1

208.7
226.8

212.2
225.3

14 Cash assets (4)
230.9
231.0
230.8
230.9
250.1

236.0

242.1

239.7

219.1
243.8

232.7
245.3

15 Other assets (5)
268.2
257.9
268.7
288.6
289.4

278.2

281.8

281.4

238.0
286.3

259.7
281.9

16 TOTAL ASSETS (6)
4,419.6
4,441.0
4,497.1
4,579.8
4,607.0

4,549.2

4,588.6

4,273.5
4,392.5
4,597.0
4,612.0
4,614.4

2,906.4

2,945.0

2,711.5
2,804.8
2,934.5
2,916.1
2,949.0

698.5

701.8

690.5

2,207.9

2,243.1

1,958.1
2,089.7
2,243.9
2,227.5
2,240.6

541.8

559.2

555.0

1,666.1

1,684.0

1,517.4
1,600.3
1,688.9
1,681.1
1,682.9

L I A B I L I T I E S
17 Deposits
2,832.0
2,846.4
2,872.1
2,953.0
2,967.4
18
Transaction
712.9
709.6
701.0
681.0
698.8
19
Nontransaction
2,119.1
2,136.7
2,171.1
2,272.1
2,268.5
20
Large time
507.7
518.8
535.2
561.7
560.4
21
Other
1,611.5
1,617.9
1,635.9
1,710.4
1,708.1

22 Borrowings
707.0
726.8
741.6
757.9
773.1
746.2
754.8
23
From banks in the U.S.
307.1
303.1
308.1
316.5
315.5
287.3
289.0
24
From others
400.0
423.7
433.5
441.3
457.7
458.9
465.8
25
Net due to related foreign offices
231.4
222.6
218.3
210.2
212.9
246.9
245.1

753.4
688.6

440.8
546.4

715.1
708.5

489.4
557.7

775.4

711.3
786.8

709.2
766.3

305.9

299.9
313.3

303.2
299.6

469.4

411.4
473.5

406.0
466.7

235.2

257.7
242.0

238.1
241.8

218.8
268.6

253.7
261.0

26 Other liabilities
262.4
271.5
289.4
263.1
267.9

279.9

270.3

263.3

27 TOTAL LIABILITIES
4,032.9
4,067.2
4,121.4
4,209.2
4,235.2

4,154.4

4,201.3

3,899.4
4,005.9
4,208.4
4,213.5
4,218.1

28 Residual (assets less liabilities) (7)
386.7
373.8
375.7
394.8
387.2
370.7
371.8
H.8 (510)

pg.2

388.6

374.1
398.5

386.6
396.4

ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1997

1997

1997

Jan
Jun 11

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
3,771.8
3,807.3
3,929.8
3,933.6

Mar

3,841.1

1997

Apr

May

--------

--------

-------- ---------------------------

3,860.6

3,904.7

3,668.0
3,748.9
3,917.0
3,911.3
3,915.2

2
Securities in bank credit
975.6
996.8
1,018.0
1,018.0
1,036.4
1,023.9
1,026.5
3
U.S. government securities
702.3
701.0
703.0
713.0
725.2
730.3
729.6
4
Other securities
273.3
295.8
314.9
305.0
311.2
293.7
296.9
5
Loans and leases in bank credit
2,796.2
2,810.6
2,823.1
2,842.6
2,905.9
2,907.1
6
Commercial and industrial
780.7
784.1
795.4
803.9
821.2
820.2
7
Real estate
1,132.8
1,136.7
1,137.6
1,148.1
1,176.0
1,179.2
8
Revolving home equity
85.5
85.8
86.3
87.2
91.2
91.5
9
Other
1,047.3
1,050.9
1,051.3
1,061.0
1,084.8
1,087.7
10
Consumer
527.5
528.6
523.6
517.1
522.4
521.9
11
Security (3)
81.0
82.6
85.8
88.4
86.8
92.1
12
Other loans and leases
274.2
278.6
280.7
285.1
299.5
293.7
13 Interbank loans
213.6
209.0
209.7
204.8
194.8
14 Cash assets (4)
246.9
241.4
232.0

1996
1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4

1997

May 21

1,024.8

998.2
1,019.5

978.9
1,019.6

725.1

714.0
721.8

707.6
724.7

299.8

284.2
297.7

271.3
294.9

(2)
2,868.3

2,669.9
2,770.0
2,892.2
2,891.9
2,895.7

816.1

820.9

1,158.2

1,099.2
1,125.8
1,168.1
1,167.0
1,168.9

88.5

90.2

1,069.7

1,019.7
1,041.1
1,077.9
1,077.1
1,077.9

517.2

520.4

90.0

89.2

286.8

217.3

227.0

741.0
821.6

79.6
89.9

772.8
819.7

84.7
91.0

500.8
520.6

522.1
521.1

77.9
89.7

79.3
89.7

293.6

251.0
292.9

270.0
296.3

214.3

215.7

204.3
220.5

216.5
218.3

237.4

237.5

216.9
230.2

239.7
253.0

244.0

235.3

15 Other assets (5)
268.1
258.5
268.6
293.5
288.0

273.5

279.4

283.8

240.1
282.7

258.5
284.1

16 TOTAL ASSETS (6)
4,443.7
4,460.2
4,495.5
4,615.4
4,594.9

4,522.6

4,579.6

4,272.2
4,406.8
4,597.6
4,588.2
4,614.3

2,895.2

2,942.3

2,702.0
2,821.8
2,925.8
2,889.7
2,940.3

686.3

705.0

680.6

2,208.9

2,237.2

1,959.3
2,096.5
2,245.2
2,227.2
2,241.8

541.3

555.1

558.7

1,667.6

1,682.1

1,515.2
1,602.6
1,686.5
1,675.7
1,679.3

L I A B I L I T I E S
17 Deposits
2,863.9
2,850.3
2,857.3
2,981.5
2,967.6
18
Transaction
745.8
721.0
694.1
697.2
687.4
19
Nontransaction
2,118.2
2,129.3
2,163.2
2,284.3
2,280.3
20
Large time
507.8
515.5
533.1
564.7
563.0
21
Other
1,610.3
1,613.8
1,630.1
1,719.6
1,717.3

22 Borrowings
699.3
721.0
725.7
737.6
773.6
757.9
748.4
23
From banks in the U.S.
301.8
297.2
296.1
304.5
314.1
297.9
287.8
24
From others
397.6
423.8
429.6
433.1
459.5
460.0
460.6
25
Net due to related foreign offices
230.0
233.0
229.1
219.1
211.2
233.6
233.5

742.8
662.5

444.0
551.5

725.2
698.5

493.9
562.5

785.7

717.3
795.6

699.0
777.5

314.3

303.8
322.7

297.0
314.0

471.3

413.5
472.9

402.0
463.5

237.5

259.2
247.4

235.2
252.3

221.3
269.3

257.4
265.0

26 Other liabilities
258.3
268.7
291.3
267.1
272.2

278.0

270.6

267.0

27 TOTAL LIABILITIES
4,051.6
4,073.0
4,103.4
4,240.1
4,221.8

4,130.0

4,197.7

3,899.8
4,013.4
4,216.0
4,202.1
4,235.2

28 Residual (assets less liabilities) (7)
392.1
387.3
392.1
392.6
382.0
375.3
373.1
29
69.4
79.9
30

MEMO
Reval. gains on off-bal. sheet items (8)
89.2
103.0
92.2
92.1
80.5
Reval. losses on off-bal. sheet items (8)

381.6

83.4

372.4
386.1

393.4
379.1

-83.1

65.6
80.9

--

60.5

64.4
82.1

84.9
82.0

98.2

86.4

87.3

85.1

84.6

82.6

H.8 (510)
pg.3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
Account
1997

1997

1997

Jan
Jun 11

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
3,267.6
3,292.0
3,372.6
3,378.8
2
825.0
831.5
3
619.0
632.2
4
206.1
199.3

Mar

3,315.5

1997

Apr

May

--------

--------

-------- ---------------------------

3,341.7

3,367.5

3,212.9
3,250.7
3,368.4
3,367.8
3,371.1

856.2

840.5

844.7
838.9

822.3
835.5

634.9

633.0

635.0
631.9

620.1
632.5

221.3

207.5

209.7
207.0

202.2
203.0

(2)
2,511.3

2,368.2
2,428.4
2,527.9
2,528.9
2,535.6

590.1

592.4

1,130.7

1,069.6
1,089.1
1,141.3
1,141.2
1,142.9

89.2

90.4

1,041.5

1,051.0

989.8
1,004.8
1,051.1
1,051.8

519.7

522.5

502.7
522.7

521.7
523.5

46.5

45.6

49.0
46.2

42.9
47.0

224.3

226.1

199.1
226.3

208.2
228.1

185.3

192.0

Securities in bank credit
835.4
844.6
842.8
835.6
U.S. government securities
625.3
619.1
625.2
634.2
Other securities
210.1
225.5
217.6
201.4

5
Loans and leases in bank credit
2,442.6
2,456.6
2,470.9
2,498.9
2,541.1
2,543.2
6
Commercial and industrial
570.7
571.5
577.6
583.6
594.5
596.0
7
Real estate
1,095.9
1,102.7
1,108.3
1,122.1
1,149.1
1,150.2
8
Revolving home equity
85.4
85.8
86.7
88.0
91.5
91.6
9
Other
1,010.5
1,016.9
1,021.6
1,034.1
1,057.6
1,058.5
10
Consumer
522.7
523.0
522.9
521.7
525.1
525.2
11
Security (3)
43.6
45.3
45.1
49.3
45.4
45.4
12
Other loans and leases
209.8
214.1
217.1
222.3
227.0
226.5
13

Interbank loans

1996
1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4

1997

May 21

547.8
592.6

79.7
90.1

566.6
594.0

84.3
91.1

182.5
180.3

175.9
172.7

183.0

196.0

195.1

197.5

202.3

197.0

14 Cash assets (4)
199.8
199.8
197.7
196.3
215.1

203.2

208.8

205.2

193.1
209.9

201.8
211.5

15 Other assets (5)
231.3
219.2
226.7
244.7
245.6

236.1

241.5

241.5

193.7
246.6

223.6
242.0

16 TOTAL ASSETS (6)
3,824.8
3,831.0
3,867.1
3,937.6
3,955.8

3,921.3

3,956.9

3,728.1
3,811.6
3,956.5
3,970.6
3,965.6

2,659.2

2,682.1

2,538.0
2,600.9
2,677.4
2,668.8
2,693.6

687.7

690.7

678.9

1,971.5

1,991.4

1,795.2
1,896.0
1,998.5
1,991.4
1,996.4

308.5

311.3

312.5

1,663.1

1,680.1

1,515.5
1,596.6
1,685.9
1,679.5
1,682.4

L I A B I L I T I E S
17 Deposits
2,612.5
2,619.3
2,631.2
2,699.5
2,712.3
18
Transaction
702.7
699.2
691.1
669.8
687.8
19
Nontransaction
1,909.8
1,920.1
1,940.1
2,029.7
2,024.6
20
Large time
302.6
302.3
306.6
319.2
317.7
21
Other
1,607.3
1,617.8
1,633.5
1,710.5
1,706.9

22 Borrowings
585.8
596.2
597.6
616.5
631.5
608.8
615.8
23
From banks in the U.S.
274.6
275.3
274.3
281.7
282.3
257.5
260.5
24
From others
311.2
320.9
323.4
334.8
349.2
351.3
355.3
25
Net due to related foreign offices
69.1
72.0
78.3
68.2
77.5
79.8
78.9

742.8
677.4

279.7
311.9

704.9
697.1

299.4
314.0

630.1

578.4
634.7

584.1
623.6

271.9

264.4
277.2

270.5
265.2

358.2

314.0
357.6

313.6
358.4

88.9
90.6

71.0
83.4

148.5
177.6

173.8
171.6

85.7

26 Other liabilities
179.6
181.5
189.8
171.2
174.5

186.6

179.0

174.2

27 TOTAL LIABILITIES
3,447.0
3,469.1
3,496.9
3,559.3
3,581.6

3,530.6

3,570.2

3,353.9
3,429.7
3,567.4
3,571.7
3,572.1

28 Residual (assets less liabilities) (7)
377.9
361.9
370.3
390.7
386.7
378.3
374.2

389.1

374.2
398.8

381.9
393.4

H.8 (510) pg.4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
Account
1997

1997

1997

Jan
Jun 11

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
3,270.6
3,293.3
3,381.2
3,382.8
2
817.5
839.9
3
617.2
635.5
4
200.2
204.3

Mar

3,307.8

1997

Apr

May

--------

--------

-------- ---------------------------

3,332.3

3,366.9

3,215.2
3,255.4
3,370.5
3,366.3
3,368.0

858.2

844.7

849.0
841.7

821.3
838.5

638.2

634.9

637.0
633.7

620.6
632.8

220.0

209.8

212.0
208.0

200.7
205.7

(2)
2,508.7

2,366.2
2,434.2
2,525.8
2,524.6
2,529.5

596.7

599.0

1,126.7

1,065.9
1,092.9
1,137.2
1,136.2
1,138.4

88.5

90.2

1,038.2

1,047.0

986.3
1,008.2
1,046.3
1,047.4

517.2

520.4

500.8
520.6

522.1
521.1

47.0

46.0

49.6
46.6

44.3
46.5

221.1

223.3

196.3
222.3

210.0
225.1

193.5

193.1

180.8
196.0

196.3
190.0

Securities in bank credit
830.6
840.2
844.8
844.0
U.S. government securities
618.3
616.1
626.8
636.9
Other securities
212.3
224.2
218.0
207.0

5
Loans and leases in bank credit
2,453.2
2,462.7
2,467.5
2,487.5
2,541.3
2,538.9
6
Commercial and industrial
567.3
569.3
577.3
586.6
599.4
597.5
7
Real estate
1,100.6
1,104.7
1,105.2
1,116.1
1,145.6
1,148.7
8
Revolving home equity
85.5
85.8
86.3
87.2
91.2
91.5
9
Other
1,015.1
1,018.9
1,018.9
1,029.0
1,054.4
1,057.2
10
Consumer
527.5
528.6
523.6
517.1
522.4
521.9
11
Security (3)
44.8
44.5
46.2
48.9
45.8
46.2
12
Other loans and leases
213.0
215.5
215.3
218.9
228.1
224.6
13 Interbank loans
191.8
185.7
187.4
183.9
172.8

1996
1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4

1997

192.4

May 21

553.7
598.8

79.6
89.9

564.9
598.4

84.7
91.0

14 Cash assets (4)
214.7
209.8
199.6
208.6
199.6

194.8

205.0

203.0

191.0
196.3

208.5
218.6

15 Other assets (5)
230.5
220.6
225.7
248.5
243.0

232.1

240.6

242.8

194.7
242.3

222.1
243.2

16 TOTAL ASSETS (6)
3,851.2
3,853.7
3,864.8
3,965.6
3,941.7

3,895.9

3,950.1

3,724.7
3,825.8
3,953.2
3,944.7
3,963.7

2,648.2

2,685.9

2,528.2
2,615.3
2,668.3
2,641.3
2,681.1

675.8

694.3

669.6

1,972.4

1,991.6

1,795.5
1,900.2
1,998.7
1,989.2
1,993.7

308.4

312.7

316.3

1,664.0

1,678.9

1,512.8
1,600.2
1,682.4
1,673.1
1,676.6

L I A B I L I T I E S
17 Deposits
2,641.7
2,623.1
2,619.5
2,724.9
2,710.0
18
Transaction
734.9
710.5
684.0
686.3
676.8
19
Nontransaction
1,906.8
1,912.6
1,935.5
2,038.7
2,033.3
20
Large time
299.3
301.0
309.4
321.8
320.1
21
Other
1,607.6
1,611.6
1,626.1
1,716.8
1,713.1

22 Borrowings
579.2
593.7
588.3
602.2
629.5
617.8
606.3
23
From banks in the U.S.
268.7
268.4
264.5
271.3
280.8
266.4
258.1
24
From others
310.5
325.3
323.8
330.9
348.8
351.5
348.2
25
Net due to related foreign offices
66.2
73.6
79.9
72.5
78.8
79.7
79.6

732.7
652.0

282.7
316.1

715.1
687.4

300.0
317.2

640.5

584.1
646.8

577.3
637.9

280.7

268.7
288.6

264.2
280.3

359.8

315.5
358.2

313.1
357.7

93.8
98.4

68.4
96.7

149.0
176.5

176.9
173.1

92.2

26 Other liabilities
176.9
179.6
189.3
172.5
175.9

184.9

179.5

175.2

27 TOTAL LIABILITIES
3,464.0
3,470.0
3,477.0
3,595.0
3,571.8

3,507.8

3,573.8

3,355.1
3,437.9
3,576.2
3,562.9
3,588.8

28 Residual (assets less liabilities) (7)
387.2
383.6
387.8
388.1
376.4
370.6
369.9
29

MEMO
Reval. gains on off-bal. sheet items (8)

377.0

369.7
381.8

--

387.9
374.8

33.1

36.0
47.5
55.9
49.0
49.5
38.5
40.0
30 Reval. losses on off-bal. sheet items (8)
31.8
44.0
50.9
43.2
44.6
40.2
41.2
31 Mortgage-backed securities (9)
241.4
244.0
243.6
245.8
249.3
250.6
248.9

42.0

42.1

39.5

43.4

-43.4

28.9
41.0

249.7

-249.3

238.3
248.8

H.8 (510) pg.5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
Account
1997

1997

1997

Jan
Jun 11

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
1,859.4
1,875.0
1,913.3
1,918.4

Mar

1,893.8

1996
1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4

1997

1997

Apr

May

--------

--------

-------- ---------------------------

1,905.0

1,920.8

1,858.8
1,850.3
1,913.1
1,913.2
1,913.8

438.2

422.3

437.8
421.1

414.8
418.2

300.8

298.4

308.2
297.7

292.9
299.1

20.1

19.3

21.1
20.1

21.5
21.7

280.8

279.1

287.2
277.6

271.4
277.4

137.4

123.8

129.6
123.4

122.0
119.1

72.1

58.3

59.4
57.6

57.8
53.9

65.3

65.5

70.1
65.8

64.2
65.2

20.7

21.0

21.0
21.0

20.2
20.9

44.6

44.6

49.2
44.8

44.0
44.2

(2)
1,482.6

1,420.9
1,435.4
1,490.8
1,492.2
1,495.7

2
Securities in bank credit
417.5
423.9
434.3
428.2
414.5
417.8
3
U.S. government securities
291.4
294.6
289.2
292.5
297.8
299.4
3a
Trading account
19.4
17.2
16.1
17.7
20.4
22.9
3b
Investment account
271.9
277.4
273.1
274.8
277.5
276.5
4
Other securities
126.1
129.3
145.0
135.7
116.7
118.4
4a
Trading account
60.7
64.6
79.9
69.8
50.2
52.1
4b
Investment account
65.4
64.8
65.1
65.9
66.4
66.3
4c
State and local government
20.3
20.5
21.1
20.7
21.5
21.5
4d
Other
45.1
44.2
44.0
45.1
45.0
44.8
5
Loans and leases in bank credit
1,441.9
1,451.1
1,459.6
1,476.8
1,498.8
1,500.6

May 21

6
391.5
407.7
7
576.5
598.2
8
57.2
61.0
9
519.3
537.2
10
289.9
293.8
11
38.7
40.4
12a
11.5
11.0
12b
133.9
147.7

Commercial and industrial
391.5
395.6
399.9
409.3
Real estate
577.0
577.7
583.2
598.9
Revolving home equity
57.3
57.7
58.4
61.2
Other
519.6
520.0
524.9
537.7
Consumer
293.0
294.7
293.6
293.8
Security (3)
40.5
40.1
44.1
40.4
State and local government
11.4
11.3
11.2
10.9
All other loans and leases
137.7
140.2
144.8
147.3

405.1

405.7

377.3
405.7

389.3
407.0

586.1

592.5

577.3
592.1

574.1
592.9

59.0

59.9

55.3
59.7

56.5
60.6

527.1

532.6

522.1
532.5

517.5
532.3

292.2

293.4

284.6
293.7

289.6
293.7

41.6

40.6

44.0
41.4

38.0
42.1

11.0

10.8

11.5
10.8

11.4
10.7

146.6

147.7

126.2
148.5

133.1
149.4

13 Interbank loans
128.7
122.7
126.7
123.6
118.3

135.5

140.8

142.8

134.8
148.3

139.9
139.7

14 Cash assets (4)
134.4
134.1
130.9
129.5
140.9

136.0

140.5

138.2

131.2
142.6

136.2
142.2

15 Other assets (5)
175.1
164.6
170.0
181.7
180.5

172.7

177.5

178.8

147.4
182.5

169.0
178.8

16 TOTAL ASSETS (6)
2,261.4
2,260.5
2,285.7
2,312.1
2,322.2

2,313.5

2,343.7

2,235.1
2,259.0
2,337.1
2,350.8
2,338.8

1,405.8

1,417.6

1,362.3
1,400.4
1,407.7
1,403.7
1,417.4

375.8

375.5

365.3

426.8
363.6

1,030.0

1,042.1

1,042.4

935.5
1,003.8
1,040.1
1,040.0

159.6

163.7

163.7

132.5
163.4

155.9
165.3

870.5

878.4

878.7

803.0
876.6

847.9
874.8

L I A B I L I T I E S
17 Deposits
1,408.0
1,400.2
1,398.1
1,414.6
1,418.8
18
Transaction
395.5
392.1
382.4
357.2
367.4
19
Nontransaction
1,012.5
1,008.1
1,015.7
1,057.4
1,051.4
20
Large time
157.6
155.9
158.8
168.9
167.3
21
Other
854.9
852.2
857.0
888.5
884.1

396.5
377.4

22 Borrowings
422.4
431.6
431.3
444.8
457.0
435.8
439.0
23
From banks in the U.S.
189.4
189.1
188.2
194.2
194.7
172.8
172.7
24
From others
232.9
242.5
243.1
250.7
262.3
263.0
266.3
25
Net due to related foreign offices
66.4
68.0
74.3
64.3
73.1
76.2
75.2

456.9

440.8
463.5

422.2
450.1

184.0

184.1
189.7

183.2
178.1

272.9

256.8
273.8

239.1
271.9

84.3
86.9

68.8
79.4

121.9
151.9

146.3
146.6

81.6

26 Other liabilities
151.9
155.2
163.4
147.1
150.8

160.4

154.6

149.3

27 TOTAL LIABILITIES
2,048.6
2,055.0
2,067.1
2,073.6
2,083.9

2,075.4

2,102.3

2,009.3
2,037.7
2,095.5
2,105.9
2,093.6

28 Residual (assets less liabilities) (7)
212.7
205.5
218.6
238.1
241.4
238.5
238.3

241.6

225.8
244.9

221.3
245.2

H.8 (510) pg.6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account
1997
1997

1997

1997

Jan
Jun 11

Feb

Apr

May

--------------

-------- -------------A S S E T S

--------

--------

-------- ---------------------------

1,900.1

1,919.8

1,861.1
1,853.4
1,915.2
1,912.2
1,912.3

436.7

424.6

440.1
422.9

415.4
419.5

300.9

298.8

308.6
298.8

295.0
298.1

1997

1
Bank credit
1,859.6
1,878.2
1,922.4
1,921.0
2
410.4
422.0
3
290.1
300.3
3a
18.1
21.1
3b
272.0
279.3
4

Mar

1,891.6

Securities in bank credit
420.6
431.5
428.8
423.8
U.S. government securities
288.9
287.6
293.1
299.8
Trading account
16.3
16.3
18.8
22.4
Investment account
272.6
271.2
274.2
277.4
Other securities

20.2
280.6

May 21

19.6
279.2

1996
1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4

21.3
21.2

22.7
20.5

287.3
277.5

272.3
277.6

131.6

120.4

120.3
131.8
144.0
135.8
121.6
124.0
4a
Trading account
54.2
66.5
78.8
70.2
55.3
57.9
4b
Investment account
66.1
65.3
65.2
65.5
66.3
66.1
4c
State and local government
20.4
20.6
21.1
20.8
21.5
21.5
4d
Other
45.6
44.7
44.1
44.7
44.8
44.5
5
Loans and leases in bank credit
1,449.3
1,457.6
1,460.0
1,471.3
1,500.4
1,497.2
6
Commercial and industrial
388.5
389.3
395.6
402.4
411.1
409.4
7
Real estate
579.2
579.4
577.2
580.3
595.8
597.9
8
Revolving home equity
57.3
57.4
57.5
57.8
60.8
61.0
9
Other
522.0
522.0
519.7
522.5
535.0
536.8
10
Consumer
293.8
297.6
294.6
290.8
292.6
292.5
11
Security (3)
39.7
39.6
41.1
43.7
40.7
41.1
12a
State and local government
11.5
11.2
11.2
11.2
11.0
10.9
12b
All other loans and leases
136.5
140.5
140.4
142.9
149.1
145.3

135.9

125.8

124.1

121.5

70.9

60.5

61.7
58.7

55.4
56.5

64.9

65.3

69.9
65.4

65.0
65.0

20.8

21.1

21.1
21.1

20.3
21.1

44.1

44.2

48.8
44.3

44.7
43.8

(2)
1,483.1

1,420.9
1,437.9
1,490.6
1,489.3
1,492.7

410.5

410.9

381.8
410.5

388.3
410.2

584.7

589.9

575.1
588.5

575.7
589.5

58.6

59.8

55.2
59.6

56.9
60.5

526.2

530.1

519.9
528.9

518.8
528.9

290.1

291.7

283.2
291.8

289.3
292.5

42.1

41.2

44.7
42.1

39.2
41.9

10.9

10.8

11.5
10.8

11.4
10.8

144.8

146.1

124.7
145.6

134.0
148.0

13 Interbank loans
134.9
131.2
129.0
126.3
116.1

132.0

138.8

141.8

134.1
145.9

139.3
139.9

14 Cash assets (4)
145.7
141.9
133.6
138.2
129.3

129.6

138.0

136.2

129.2
131.7

140.3
147.4

15 Other assets (5)
173.7
165.0
167.6
183.8
181.9

169.6

177.6

180.6

148.7
181.8

166.9
180.4

16 TOTAL ASSETS (6)
2,277.7
2,280.7
2,286.2
2,334.7
2,312.2

2,295.6

2,338.5

2,236.2
2,263.6
2,338.1
2,335.9
2,344.2

L I A B I L I T I E S
17 Deposits
1,424.0
1,406.4
1,396.1
1,428.9
1,415.0
18
Tranlgdtion
416.7
399.7
379.0
366.3
357.0
19
Nontranlgdtion
1,007.3
1,006.7
1,017.1
1,062.6
1,058.0
20
Large time
155.2
155.8
160.9
171.3
169.6
21
Other
852.1
850.9
856.1
891.3
888.4

1,399.7

1,419.2

1,355.3
1,407.2
1,401.1
1,385.9
1,410.0

368.1

378.9

359.3

420.2
347.3

1,031.6

1,040.3

1,041.8

935.1
1,004.2
1,038.6
1,037.3

158.7

164.1

166.6

134.7
166.7

156.2
167.6

872.9

876.2

875.2

800.3
871.9

848.0
869.7

463.2

444.0
468.8

417.0
457.8

190.3

187.3
197.1

178.7
188.1

272.9

256.7
271.7

238.3
269.7

89.2
94.7

66.2
92.8

122.7
151.0

149.5
148.6

22 Borrowings
416.4
427.4
423.4
436.3
457.7
443.4
431.7
23
From banks in the U.S.
184.1
182.5
180.3
187.7
194.0
180.3
172.0
24
From others
232.3
244.9
243.0
248.6
263.7
263.0
259.7
25
Net due to related foreign offices
63.4
69.7
76.0
68.6
74.4
76.1
76.0

88.1

403.1
372.7

26 Other liabilities
149.7
153.0
162.4
149.0
152.4

158.3

154.8

150.6

27 TOTAL LIABILITIES
2,053.5
2,056.5
2,057.9
2,097.3
2,075.0

2,062.9

2,106.2

2,011.1
2,040.0
2,103.0
2,100.4
2,109.2

28 Residual (assets less liabilities) (7)
224.2
224.2
228.3
232.7
232.4
237.4
237.2
MEMO
29 Reval. gains on off-bal. sheet itens(8)
36.0
47.5
55.9
49.0
49.5
38.5
40.0
30 Reval. losses on off-bal. sheet itens (8)
31.8
44.0
50.9
43.2
44.6
40.2
41.2
31 Mortgage-backed securities (9)
194.1
195.7
195.3
196.0
198.7
198.6
196.6

225.1
235.5

223.6
235.1

42.0

-42.1

33.1
39.5

43.4

-43.4

28.9
41.0

198.5

-198.0

191.6
197.5

235.2

H.8 (510) pg.7
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars

Account
1997

1997

1997

Jan
Jun 11

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
1,408.3
1,417.0
1,459.3
1,460.4
2
407.5
417.0
3
327.6
334.3
4
79.9
82.7

Mar

1,421.7

1996
1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4

1997

1997

Apr

May

--------

--------

-------- ---------------------------

1,436.7

1,446.7

1,354.1
1,400.4
1,455.4
1,454.6
1,457.3

418.0

418.3

406.9
417.8

407.4
417.4

334.1

334.6

326.7
334.2

327.3
333.5

83.9

83.7

80.1
83.6

80.2
83.9

(2)
1,028.7

1,037.1

947.2
1,036.8

993.0
1,039.9

185.0

186.7

170.5
186.9

177.3
187.0

544.7

548.8

492.2
549.1

515.1
550.0

30.2

30.4

24.5
30.4

27.7
30.5

514.4

518.4

467.8
518.6

487.3
519.5

227.5

229.1

218.1
229.0

232.1
229.8

4.9

4.9

5.1
4.8

4.8
4.9

66.6

67.6

61.4
67.0

63.7
68.1

Securities in bank credit
411.4
410.3
414.6
417.8
U.S. government securities
330.7
329.9
332.7
334.8
Other securities
80.7
80.5
82.0
83.0

5
Loans and leases in bank credit
1,000.7
1,005.5
1,011.3
1,022.1
1,042.3
1,042.6
6
Commercial and industrial
179.2
180.0
182.0
183.7
186.8
186.7
7
Real estate
519.4
525.8
530.6
538.9
550.9
551.3
8
Revolving home equity
28.1
28.5
29.0
29.6
30.4
30.4
9
Other
491.3
497.3
501.6
509.2
520.4
520.8
10
Consumer
232.8
229.9
228.2
228.1
231.2
231.4
11
Security (3)
4.9
4.8
5.0
5.2
5.0
4.9
12
Other loans and leases
64.4
65.1
65.6
66.3
68.4
68.3

May 21

13
53.8
56.7

Interbank loans
53.2
56.3
54.4

60.5

54.3

54.6

50.4
54.1

52.2
57.4

14
65.4
66.8

Cash assets (4)
65.8
66.8
74.2

67.2

68.3

67.0

62.0
67.3

65.5
69.3

15
56.2
63.0

Other assets (5)
54.6
56.7
65.1

16 TOTAL ASSETS (6)
1,563.5
1,570.5
1,581.4
1,625.4
1,633.6

46.3
64.1

54.6
63.2

63.4

64.0

62.6

1,607.8

1,613.2

1,493.0
1,552.6
1,619.3
1,619.8
1,626.8

1,253.4

1,264.5

1,175.7
1,200.5
1,269.7
1,265.1
1,276.2

312.0

315.1

313.6

316.0
313.8

308.4
319.8

941.5

949.4

956.1

859.7
951.3

892.1
956.4

148.9

147.7

148.9

147.2
148.5

143.5
148.8

792.6

801.7

807.2

712.5
802.8

748.7
807.6

173.2

137.6
171.3

161.9
173.5

87.9

80.4
87.5

87.3
87.0

85.3

57.2
83.8

74.5
86.5

4.1

4.6
3.7

2.2
3.9

26.7
25.7

27.5
24.9

L I A B I L I T I E S
17 Deposits
1,204.5
1,219.1
1,233.0
1,284.9
1,293.5
18
Transaction
307.2
307.1
308.7
312.6
320.4
19
Nontransaction
897.3
912.0
924.3
972.3
973.2
20
Large time
144.9
146.4
147.8
150.3
150.3
21
Other
752.4
765.5
776.5
822.0
822.8

22 Borrowings
163.4
164.6
166.3
171.7
174.6
173.0
176.8
23
From banks in the U.S.
85.2
86.2
86.1
87.5
87.6
84.7
87.8
24
From others
78.2
78.4
80.2
84.2
86.9
88.4
88.9
25
Net due to related foreign offices
2.7
4.0
4.0
3.9
4.4
3.6
3.6
26
27.7
24.1

Other liabilities
26.4
26.4
23.8

27 TOTAL LIABILITIES
1,398.3
1,414.0
1,429.7
1,485.7
1,497.7

26.2

24.4

24.9

1,455.2

1,467.9

1,344.6
1,392.0
1,471.9
1,465.8
1,478.6

28 Residual (assets less liabilities) (7)
165.1
156.4
151.7
152.6
145.3
139.8
135.9

147.5

148.4
154.0

160.6
148.2

H.8 (510) pg.8
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account

1996

1996

1996

1997

1997

1997

1997

1997

Jan
Jun 11

Feb

Mar

Apr

May

--------------

-------- -------------A S S E T S

--------

--------

-------- ---------------------------

1,432.2

1,447.1

1,354.1
1,402.0
1,455.2
1,454.1
1,455.7

421.4

420.1

408.9
418.8

405.8
418.9

337.3

336.1

328.5
335.0

325.6
334.7

84.1

84.0

80.4
83.8

80.2
84.2

(2)
1,025.6

1,035.2

945.3
1,035.3

996.2
1,036.8

186.3

188.1

171.9
188.3

176.6
188.3

542.0

547.3

490.8
547.7

517.3
548.9

29.9

30.3

24.4
30.3

27.9
30.4

512.0

517.0

466.4
517.4

489.4
518.5

227.1

228.6

217.6
228.8

232.8
228.6

4.9

4.7

4.9
4.6

5.1
4.6

65.4

66.4

60.2
65.9

64.5
66.4

1
Bank credit
1,411.0
1,415.1
1,458.7
1,461.9
2
407.1
417.9
3
327.1
335.2
4
80.0
82.7

1,416.2

Securities in bank credit
410.0
408.7
416.0
420.2
U.S. government securities
329.5
328.5
333.8
337.1
Other securities
80.5
80.2
82.2
83.1

5
Loans and leases in bank credit
1,003.9
1,005.1
1,007.5
1,016.2
1,040.9
1,041.7
6
Commercial and industrial
178.7
180.0
181.7
184.2
188.3
188.0
7
Real estate
521.4
525.4
528.0
535.8
549.7
550.8
8
Revolving home equity
28.2
28.4
28.8
29.4
30.4
30.5
9
Other
493.1
497.0
499.3
506.5
519.4
520.4
10
Consumer
233.7
230.9
229.0
226.3
229.8
229.5
11
Security (3)
5.1
4.9
5.1
5.2
5.1
5.0
12
Other loans and leases
65.0
63.9
63.7
64.8
68.0
68.3

May 21

Week ending
May
Nov
May 28
Jun 4

13
56.9
57.6

Interbank loans
54.4
58.3
56.7

60.4

54.7

51.3

46.7
50.1

57.0
50.2

14
69.0
70.4

Cash assets (4)
67.9
66.1
70.3

65.1

67.0

66.8

61.7
64.5

68.3
71.2

15
56.8

Other assets (5)
55.6
58.1

62.5

63.0

62.1

45.9
60.5

55.1
62.8

Dec

64.6

61.2

16 TOTAL ASSETS (6)
1,573.6
1,573.0
1,578.6
1,630.9
1,629.4

1,611.6

1,488.6
1,562.3
1,615.1
1,608.8
1,619.4

1,248.5

1,266.7

1,172.9
1,208.1
1,267.2
1,255.4
1,271.1

307.7

315.4

310.3

312.5
304.7

312.0
314.7

940.8

951.3

956.9

860.4
950.7

896.1
956.4

149.7

148.6

149.7

147.9
149.4

143.8
149.6

791.1

802.7

807.2

712.5
801.2

752.2
806.8

177.3

140.1
178.0

160.3
180.1

90.5

81.4
91.5

85.5
92.2

86.8

58.7
86.5

74.8
88.0

4.1

4.6
3.7

2.2
3.9

26.3
25.4

27.3
24.5

1,600.3

L I A B I L I T I E S
17 Deposits
1,217.7
1,216.7
1,223.4
1,296.1
1,295.1
18
Transaction
318.2
310.8
304.9
320.0
319.8
19
Nontransaction
899.5
905.9
918.5
976.1
975.3
20
Large time
144.1
145.2
148.5
150.5
150.6
21
Other
755.4
760.7
770.0
825.5
824.7

22 Borrowings
162.9
166.3
164.9
165.9
171.8
174.4
174.6
23
From banks in the U.S.
84.6
85.9
84.2
83.6
86.7
86.0
86.1
24
From others
78.3
80.4
80.7
82.3
85.1
88.4
88.5
25
Net due to related foreign offices
2.7
4.0
4.0
3.9
4.4
3.6
3.6
26
27.2
23.5

Other liabilities
26.6
26.9
23.5

27 TOTAL LIABILITIES
1,410.5
1,413.5
1,419.1
1,497.7
1,496.8

26.5

24.6

24.6

1,444.9

1,467.6

1,344.0
1,397.9
1,473.2
1,462.5
1,479.7

MEMO
28 Residual (assets less liabilities) (7)
163.1
159.4
159.5
155.4
144.0
133.2
132.6
31 Mortgage-backed securities (9)
47.3
48.3
48.3
49.8
50.6
51.9
52.3

141.9
51.2

144.6
146.2

164.4
139.7

-51.3

46.7
51.2

H.8 (510) pg.9
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars

Account
1997

1997

1997

Jan
Jun 11

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
505.2
517.0
543.1
550.6

1996
1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4

1997

Apr

May

--------

--------

-------- ---------------------------

528.4

537.6

543.7

451.7
543.6

493.9
547.2

177.6

174.9

146.2
173.2

157.9
177.2

87.6

89.6

76.6
87.5

87.0
92.7

90.0

85.3

69.6
85.7

70.9
84.5

(2)
360.0

368.7

305.5
370.4

336.0
369.9

218.7

221.7

187.2
222.7

208.1
221.6

31.9

31.1

33.6
31.0

32.4
30.7

43.0

43.3

28.3
43.1

35.0
43.3

66.4

72.7

56.4
73.6

60.4
74.3

Mar

1997

532.7

2
164.5
178.2
3
87.6
94.0
4
77.0
84.2

Securities in bank credit
170.3
176.8
172.4
180.5
U.S. government securities
81.7
85.2
83.3
93.3
Other securities
88.5
91.6
89.1
87.2

5
340.6
364.9
6
213.1
221.1
7
32.0
30.6
11
36.2
41.0
12
59.4
72.2

Loans and leases in bank credit
346.7
356.0
356.0
370.1
Commercial and industrial
214.9
218.2
217.7
223.3
Real estate
32.0
32.3
32.0
30.6
Security (3)
38.0
39.6
39.5
45.9
Other loans and leases
61.8
65.8
66.7
70.2

May 21

13
21.8
20.9

Interbank loans
23.4
22.3
22.1

24.9

20.8

22.6

23.4
24.4

20.2
28.3

14
31.1
34.6

Cash assets (4)
31.2
33.1
35.0

32.8

33.2

34.5

25.9
33.9

30.9
33.8

15
36.9
43.8

Other assets (5)
38.6
42.0
43.9

42.1

40.3

40.0

44.3
39.7

36.1
39.9

627.9

631.7

640.5

545.4
641.4

580.9
648.9

16 TOTAL ASSETS (6)
594.7
610.0
630.0
642.2
651.2
L I A B I L I T I E S

17 Deposits
219.5
227.1
241.0
253.5
255.0
18
Transaction
10.2
10.4
9.9
11.2
11.1
19
Nontransaction
209.3
216.7
231.1
242.4
243.9
20
Large time
205.1
216.5
228.6
242.5
242.7
21
Other
4.2
0.1
2.4
-0.2
1.2

173.5
247.4

203.9
255.4

10.6
11.2

10.2
11.3

245.4

162.9
236.2

193.7
244.1

247.8

242.4

161.1
234.5

190.0
243.7

3.9

3.0

1.8
1.7

3.7
0.5

132.9
152.0

125.1
142.7

34.0

35.5
36.1

32.7
34.4

111.3

97.4
115.9

92.4
108.2

168.8
151.4

167.1
158.4

70.3
91.0

80.0
89.5

545.5
641.8

576.1
645.9

-0.1
-0.3

4.7
2.9

247.2

262.8

257.1

10.8

11.1

11.6

236.4

251.7

233.4
3.0

22 Borrowings
121.3
130.6
144.0
141.3
141.6
137.3
139.0
23
From banks in the U.S.
32.4
27.8
33.8
34.8
33.2
29.8
28.5
24
From others
88.8
102.8
110.1
106.5
108.4
107.5
110.5
25
Net due to related foreign offices
162.3
150.6
140.1
142.0
135.4
167.1
166.2
26
82.8
91.9

Other liabilities
89.9
99.6
93.3

27 TOTAL LIABILITIES
585.9
598.1
624.6
649.8
653.6
28
8.8
-7.6

145.3

149.5

93.3

91.3

89.1

623.8

631.2

641.0

Residual (assets less liabilities) (7)
11.8
5.4
4.1
0.5
-2.4

-0.5

H.8 (510) pg.10
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
Account
1997

1997

1997

Jan
Jun 11

Feb

--------------

-------- -------------A S S E T S

1
Bank credit
501.2
514.0

Mar

533.3

1996
1996
1996
Week ending
May
Nov
Dec
May 28
Jun 4

1997

1997

Apr

May

--------

--------

-------- ---------------------------

528.3

537.8

546.5

May 21

452.8
545.0

493.5
547.2

548.6
2
158.1
184.1
3
85.1
94.7
3a
19.9
23.6
3b
65.3
71.1
4
73.0
89.3
4a
54.1
63.4
4b
18.9
25.9
5
343.0
364.6
6
213.5
221.8
7
32.2
30.4
11
36.2
41.0
12
61.2
71.4

550.8
Securities in bank credit
166.1
177.7
173.2
182.6
U.S. government securities
82.7
86.9
86.2
92.6
Trading account
17.0
21.4
19.9
20.6
Investment account
65.7
65.6
66.3
72.1
Other securities
83.5
90.8
87.0
89.9
Trading account
61.5
68.1
63.3
63.3
Investment account
22.0
22.7
23.7
26.6
Loans and leases in bank credit
347.9
355.6
355.1
368.2
Commercial and industrial
214.8
218.1
217.3
222.7
Real estate
32.0
32.4
32.0
30.5
Security (3)
38.0
39.6
39.5
45.9
Other loans and leases
63.1
65.5
66.3
69.1

149.2
177.8

157.6
181.1

90.2

77.0
88.0

87.0
91.9

18.6

18.8

-17.7

21.8
19.6

68.5

71.3

-70.3

65.2
72.4

91.2

90.0

72.2
89.7

70.6
89.1

64.4

62.9

-62.4

51.7
63.1

26.8

27.1

-27.3

18.9
26.1

(2)
359.6

366.4

303.6
367.3

335.9
366.2

219.4

221.9

187.3
222.8

207.9
221.2

31.5

30.9

33.3
30.8

32.9
30.5

43.0

43.3

28.3
43.1

35.0
43.3

65.7

70.3

54.7
70.6

60.1
71.2

178.2

180.1

87.0

13
21.8
20.9

Interbank loans
23.4
22.3
22.1

24.9

20.8

22.6

23.4
24.4

20.2
28.3

14
32.2
35.4

Cash assets (4)
31.6
32.4
35.7

32.2

32.4

34.5

25.9
33.9

31.1
34.5

15
37.6
45.1

Other assets (5)
37.9
42.9
45.0

41.5

38.8

41.0

45.4
40.4

36.4
40.9

626.6

629.5

644.4

547.5
643.5

580.9
650.7

173.9

206.5

16 TOTAL ASSETS (6)
592.5
606.6
630.7
649.8
653.3
L I A B I L I T I E S
17

Deposits

222.2
256.5
18
10.9
10.9
19
211.3
245.6
20
208.6
242.9
21
2.8
2.7

227.2
237.8
257.6
Transaction
10.4
10.2
10.6
Nontransaction
216.7
227.6
247.0
Large time
214.5
223.7
242.8
Other
2.2
4.0
4.2

247.0

256.3

257.5

10.6

10.7

11.1

236.5

245.7

232.9
3.6

Other liabilities
89.1
102.0
96.4

27 TOTAL LIABILITIES
587.6
602.9
626.4
645.1
650.0

259.2

10.1
10.5

10.2
11.1

246.5

163.8
237.9

196.3
248.0

242.4

242.4

161.3
235.4

193.9
245.3

3.3

4.1

2.4
2.6

2.4
2.7

133.2
148.8

121.7
139.6

33.6

35.1
34.1

32.8
33.7

111.6

98.1
114.8

88.9
105.8

165.4
149.0

166.8
155.6

72.3
92.9

80.6
92.0

544.7
639.2

575.5
646.3

4.6

2.8
4.4

5.5
4.3

41.3

-41.0

32.5
41.4

41.7

-41.2

31.6
41.7

22 Borrowings
120.1
127.3
137.4
135.4
144.1
140.0
142.1
23
From banks in the U.S.
33.1
28.8
31.6
33.2
33.4
31.5
29.7
24
From others
87.0
98.5
105.8
102.2
110.7
108.5
112.4
25
Net due to related foreign offices
163.9
159.3
149.1
146.6
132.4
153.9
153.9
26
81.5
94.6

248.5

145.2

145.3

93.1

91.1

91.8

622.2

623.9

639.9

28
4.9
4.6

Residual (assets less liabilities) (7)
3.7
4.3
4.5
5.6
3.3

29
33.5
41.3
30
32.6
41.9

MEMO
Reval. gains on off-bal. sheet items (8)
41.7
47.1
43.2
42.6
40.5
Reval. losses on off-bal. sheet items (8)
40.9
47.3
43.2
42.8
40.9

H.8 (510) pg.11
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of
June 11, 1997.
Federa
l Reserve Distict
National
___________________________________________________________

York

Philadelphia
Cleveland Richmond
ASSETS
1 Bank credit
363.5
105.9
178.7
282.9
2
Securities in bank credit (14)
3
3a
3b
81.3
3c
57.0
3d
24.3
3e
4.5
3f
13.7
3g
6.1
4
4a
4b
19.9
4c
7.5
4d
12.4
5
262.3
6
68.7
6a
0.7
6b
68.1
7
103.7
8
8.7
9a
66.4
9b
28.6
10
37.0
11
19.9
11a
10.9
11b
9.0
12a

total
Atlanta
134.3

299.8

Trading account (14)

Trading account (14)

93.3

423.8

U.S. government securities (14)

Investment account
6.8
24.8
42.5
Mortgage-backed
3.5
19.0
27.2
Other
3.3
5.8
15.3
1 year or less
0.9
0.6
4.4
Between 1 and 5 years
2.0
3.6
8.6
More than 5 years
0.4
1.6
2.3
Other securities (14)

1,921.0

Boston

22.4
22.1
13.3
8.8
2.5
4.4
1.9

277.4

16.7

179.3

7.3

98.1

9.4

26.0

3.5

53.5

5.1

18.6

0.8

124.0
57.9

Investment account
66.1
2.6
5.3
8.7
5.4
State and local government
21.5
0.6
0.7
1.8
1.2
Other
44.5
1.9
4.5
6.8
4.3
Loans and leases in bank credit (2)
1,497.2
96.5
148.6
231.8
106.7
Commerical and industrial
409.4
14.5
42.1
55.8
24.0
Bankers acceptances
1.4
0.0
0.0
0.2
0.0
Other
408.0
14.5
42.1
55.6
24.0
Real estate
597.9
29.4
54.9
114.3
54.5
Revolving home equtiy
61.0
3.4
7.2
11.4
3.1
Other residential
338.8
16.6
31.5
68.1
30.7
Commercial
198.1
9.3
16.2
34.7
20.8
Consumer
292.5
44.5
35.7
35.9
21.5
Security (3)
41.1
0.1
1.1
3.9
1.0
Fed funds and RPs with broker/dealer
24.2
0.0
0.1
3.3
0.8
Other
16.9
0.1
1.0
0.5
0.2
State and local government
10.9

5.8
2.1
3.7
70.8
29.3
0.1
29.3
22.1
3.1
10.8
8.2
5.8
5.3
4.8
0.5
0.2

New

1.5
12b
0.1
12c
1.8
12d
15.9
12e
13.6
13
47.0
13a
27.0
13b
19.9
14
32.4
15
111.3
16
542.8

0.8
1.3
3.0
Agricultural
0.1
0.3
0.8
Fed funds and RPs with others
0.0
0.2
1.2
All other loans
2.4
3.0
7.0
Lease financing receivables
4.8
10.2
9.9
Interbank loans
3.7
9.8
9.6
Fed funds and RPs with banks
2.2
5.9
3.4
Other
1.5
3.9
6.3
Cash assets(4)
4.7
9.3
12.5
Other assets (12)
10.4
16.2
43.7
TOTAL ASSETS (6)
122.6
210.9
345.0

1.1
0.3
0.0
2.0
2.3
3.8
3.2
0.6
7.0
9.3
152.4

8.3

0.0

4.2

0.1

61.9

2.9

70.9

5.0

116.1

2.8

64.1

1.6

52.0

1.2

129.3

6.2

209.9

15.5

2,340.2

116.3

H.8 (510) pg.12
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of
June 11, 1997.
Federa

l Reserve Distict
National
___________________________________________________________
total
York
Philadelphia Cleveland Richmond
Atlanta
17
290.3
18
66.4
19
224.0
20
50.2
21
173.8
22
90.3
23
22.2
24
68.1
26
93.6
27
474.2

Deposits
68.3
Transaction
15.7
Nontransaction
52.6
Large time
11.8
Other
40.8
Borrowings
32.4
From banks in
16.9
From others
15.6
Other liabilities
9.9
TOTAL LIABILITIES
110.7

28
68.6

Residual (assets less liabilities (13)
11.9
16.7
27.4

132.5

206.2

103.9

28.9

41.7

21.1

103.7

164.5

11.5

22.8

92.2

141.7

82.8
10.8
72.0

45.2
the U.S.
19.1

68.8

26.4

19.6

16.2

26.1
(13)
16.4

49.2

10.2

42.6

8.3

194.2

317.6

138.7
13.8

Boston

1,415.0

65.4

357.0

22.5

1,058.0

42.9

169.6

6.1

888.4

36.7

431.7

25.9

172.0

7.4

259.7

18.5

256.3

14.6

2,103.0

105.8

237.2

10.5

New

29

MEMO
Reval. gains on off-bal. sheet items (8,14)

40.0

30

Reval. losses on off-bal. sheet items (8,14)

41.2

31 Mortgage-backed securities (9)
61.0
4.8
20.6
29.6
31a
Pass-through
48.9
2.4
12.2
24.3
31b
CMO, REMIC and other
12.1
2.4
8.5
5.2
32 Net unrealized ganis (losses)
33

14.7
7.2
7.5

196.6

8.1

137.9

5.7

58.7

2.4

2.6

on available-for-sale securities (10,14)
Offshore credit to U.S. residents (11,14)

34.2

H.8 (510) pg.13
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of
June 11, 1997.
Federa
l Reserve Distict

_______________________________

_______________________________________
Kansac City
Dallas
San Francisco
ASSETS
1 Bank credit
58.4
18.1
70.3
298.7
2
Securities in bank credit (14)

Chicago

St.Louis

Minneapolis

3
3a
3b
5.7
3c
3.1
3d
2.5
3e
0.1
3f
0.9
3g
1.5
4
4a
4b
1.3
4c
0.6
4d

196.5

40.1

27.9

6.5

13.7

4.0

14.2

2.5

6.5

0.4

5.7

1.7

2.0

0.4

6.4

1.0

3.4

0.7

3.0

0.3

U.S. government securities (14)
Trading account (14)
Investment account (14)
4.5
11.6
26.9
Mortgage-backed
3.2
9.6
18.2
Other
1.3
2.1
8.6
1 year or less
0.2
0.3
2.1
Between 1 and 5 years
1.1
1.6
5.2
More than 5 years
0.0
0.2
1.3
Other securities (14)
Trading account (14)
Investment accout (14)
0.8
1.8
7.3
State and local government
0.6
0.6
1.7
Other

0.6
5
51.5
6
11.3
6a
0.0
6b
11.3
7
14.9
8
1.0
9a
9.6
9b
4.2
10
19.6
11
1.2
11a
0.6
11b
0.5
12a
0.2
12b
0.5
12c
0.0
12d
2.7
12e
1.1
13
3.3
13a
3.2
13b
0.2
14
3.1
15
4.6
16
68.3

0.2
1.2
5.5
Loans and leases in bank credit (2)
12.8
56.8
264.5
Commerical and industrial
3.9
25.8
56.5
Bankers acceptances
0.0
0.0
0.2
Other
3.9
25.8
56.3
Real estate
5.1
14.9
118.7
Revolving home equtiy
0.5
0.2
15.7
Other residential
2.3
8.8
61.1
Commercial
2.4
5.8
41.9
Consumer
2.8
10.8
50.2
Security (3)
0.0
0.6
2.8
Fed funds and RPs with broker/dealer
0.0
0.5
1.0
Other
0.0
0.2
1.8
State and local government
0.1
0.1
1.4
Agricultural
0.5
0.2
4.9
Fed funds and RPs with others
0.0
0.0
0.3
All other loans
0.4
3.0
13.4
Lease financing receivables
0.0
1.4
16.5
Interbank loans
2.2
5.9
19.6
Fed funds and RPs with banks
2.0
3.2
4.8
Other
0.3
2.7
14.9
Cash assets(4)
2.6
10.6
23.5
Other assets (12)
3.1
7.6
38.3
TOTAL ASSETS
25.9
93.5
373.6

162.3

32.5

69.0

8.6

0.3

0.0

68.7

8.5

50.5

15.0

5.3

1.4

23.0

9.9

22.2

3.8

23.6

5.2

3.9

1.4

1.2

1.1

2.7

0.3

1.1

0.2

0.5

0.1

0.6

0.0

8.3

1.0

4.9

1.0

5.8

2.4

5.3

2.3

0.6

0.2

14.6

2.8

20.4

9.8

234.3

54.6

H.8 (510) pg.14
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES, BY DISTRICT (1)
Not seasonally adjusted, billions of dollars. Data are as of
June 11, 1997.
Federa

l Reserve Distict
_______________________________________

_______________________________
Chicago

St.Louis

Minneapolis

Kansas City

Dallas

San Francisco

17
33.3
18
8.8
19
24.5
20
2.0
21
22.4
22
20.4
23
14.0
24
6.4
26
7.6

Deposits
19.3
65.4
Transaction
5.1
19.2
Nontransaction
14.3
46.2
Large time
1.2
4.5
Other
13.0
41.7
Borrowings
2.6
14.0
From banks in the U.S.
2.3
3.7
From others
0.3
10.3
Other liabilities (13)
0.5
5.7

27
61.3

TOTAL LIABILITIES
22.4

28
7.0

Residual (assets less liabilities (13)
3.4
8.4
41.7

85.1

259.1
83.0
176.1
25.6
150.4
43.6
20.1
23.5

331.9

MEMO
Reval. gains on off-bal. sheet items (8,14)

30

Reval. losses on off-bal. sheet items (8,14)

33

29.8

38.0

6.6

103.5

23.1

20.3

2.7

83.2

20.5

45.2

16.7

17.8

12.6

27.4

4.1

25.2

2.7

211.9

49.2

22.4

5.4

15.6

4.2

8.2

2.6

7.4

1.6

29.2

29

31 Mortgage-backed securities (9)
3.3
3.3
10.1
31a
Pass-through
2.9
2.3
8.7
31b
CMO, REMIC and other
0.4
0.9
1.4
32 Net unrealized ganis (losses)

141.4

21.3
12.4
8.9

on available-for-sale securities (10,14)
Offshore credit to U.S. residents (11,14)

H.8 (510)

Footnotes

Note: This release is available on the Federal Reserve Board's web site:
http://www.bog.frb.fed.us/. Current and historical
data are available on the Commerce Department's economic bulletin board. For
information call 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered
commercial banks that submit a weekly report of condition (large domestic);
other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations (foreign-related

institutions). Excludes International Banking Facilities. Data are Wednesday
values or pro rata averages of Wednesday
values. Large domestic banks constitute a universe; data for small domestic
banks and foreign-related institutions are
estimates based on weekly samples and on quarter-end condition reports. Data
are adjusted for breaks caused by
reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 8 are
adjusted to remove the estimated effects
of mergers between these two groups. The adjustment for mergers changes past
levels to make them comparable with
current levels. Estimated quantities of balance sheet items acquired in
mergers are removed from past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank.
Balance sheet data for acquired banks are obtained from call reports, and a
ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to commercial
banks in the United States, all of which
are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due
from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is included
in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported
gross of these items.
7. This balancing item is not intended as a measure of equity capital for use in
capital adequacy analysis. On a seasonally
adjusted basis this item reflects any differences in the seasonal patterns
estimated for total assets and total
liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a
gain/loss position, as determined under FASB Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified as
available-for-sale under FASB Statement
No. 115. Data are reported net of tax effects. Data shown are restated to
include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount of
credit extended to other than
non-financial businesses.
12. Includes the due-from position with related foreign offices.
13. Includes the due-to position with related foreign offices.
14. Disaggregation by District not available. The trading account components of
securities (lines 3a and 4a) are included
in line 15.