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H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time
Seasonally adjusted, billions of dollars
August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30

1997

1997

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

3,901.2

3,923.7

3,685.6
3,803.8
3,956.9
3,952.0
3,955.6

1,011.3

1,034.8

984.7
1,004.4
1,031.8
1,033.6

725.0

725.8

708.2
706.4
722.8
720.2

286.4

309.0

276.5
298.0
309.1
313.3

(2)
2,912.3

2,700.9
2,799.3
2,922.1
2,920.2
2,922.0

817.2

821.4

1,181.7

1,104.8
1,134.7
1,185.5
1,183.9
1,186.2

91.6

92.6

1,090.0

1,024.7
1,049.0
1,092.9
1,091.4
1,093.5

520.6

520.0

94.0

95.3

A S S E T S

1
Bank credit
3,840.3
3,860.0
3,978.6
3,993.8

3,893.8

2
Securities in bank credit
1,020.1
1,014.2
1,032.6
1,014.2
1,046.4
1,052.8
3
U.S. government securities
703.6
708.3
722.4
722.0
726.2
721.4
4
Other securities
316.5
305.9
310.2
292.2
320.3
331.4
5
Loans and leases in bank credit
2,820.2
2,845.8
2,861.2
2,887.1
2,932.1
2,941.0
6
Commercial and industrial
793.6
798.0
805.0
810.7
823.3
824.5
7
Real estate
1,140.3
1,153.8
1,162.3
1,172.6
1,187.8
1,195.9
8
Revolving home equity
86.5
87.9
89.1
90.3
92.9
93.2
9
Other
1,053.8
1,065.9
1,073.2
1,082.3
1,094.9
1,102.7
10
Consumer
520.5
518.1
515.6
518.4
520.6
524.1
11
Security (3)
83.9
88.2
89.7
89.1
100.8
93.2

744.7
785.3
822.0
820.5

80.1
92.5

85.7
92.7

511.8
521.5
519.7
520.5
77.9
94.9

82.4
94.1

12
282.0
299.6

Other loans and leases
287.7
288.6
296.2
303.3

298.9

299.8

261.7
275.5
299.7
300.7

13 Interbank loans
204.7
220.0
216.0
182.8
181.7

218.7

191.7

186.1

197.7
198.9
193.7
189.0

14 Cash assets (4)
233.4
239.9
246.1
248.1
247.1

243.7

247.9

244.4

220.5
232.2
248.4
243.7

15 Other assets (5)
265.5
273.2
277.3
277.9
275.4

277.5

282.5

278.2

247.7
256.9
279.4
278.3

16 TOTAL ASSETS (6)
4,487.8
4,537.0
4,576.7
4,630.3
4,640.8

4,584.6

4,589.0

4,294.0
4,435.6
4,608.5
4,616.3
4,609.5

2,931.1

2,965.1

2,743.0
2,871.9
2,984.2
2,992.6
2,982.5

688.6

693.0

687.4

2,242.5

2,272.1

1,999.1
2,156.8
2,296.8
2,299.3
2,292.4

562.7

579.7

598.7

1,679.8

1,692.4

1,551.9
1,630.3
1,698.2
1,703.3
1,694.4

735.4

734.2

701.1
724.2
729.0
733.1

270.8

265.8

287.1
300.6
270.3
259.3

464.7

468.4

414.0
423.6
458.7
473.8

25 Net due to related foreign offices
217.7
209.1
211.7
233.9
229.5
208.3
223.6

216.1

257.4
222.3
225.5
209.3

26 Other liabilities
286.7
278.1
270.8
295.1
286.6

219.9
269.2
277.5
285.3

L I A B I L I T I E S
17 Deposits
2,892.6
2,916.1
2,944.2
2,984.0
2,996.5
18
Transaction
705.1
699.8
700.6
694.6
690.1
19
Nontransaction
2,187.6
2,216.3
2,243.5
2,289.4
2,306.4
20
Large time
542.1
548.3
567.4
603.3
601.6
21
Other
1,645.5
1,667.9
1,676.1
1,686.1
1,704.8

22 Borrowings
735.2
747.8
762.2
765.3
746.7
733.7
23
From banks in the U.S.
304.9
313.0
312.5
302.2
268.8
265.7
24
From others
430.3
434.8
449.7
463.1
478.0
468.0

27 TOTAL LIABILITIES
4,132.2
4,151.0
4,188.8

743.9
715.1
693.3
690.0

447.2
526.5
596.0
598.0

262.8

264.3

282.3

4,193.2

4,194.4

3,921.5
4,087.5
4,216.8
4,224.6
4,210.1

4,234.1

4,240.4

28 Residual (assets less liabilities) (7)
355.7
385.9
387.8
391.4
394.6
396.3
400.4

391.7

372.5
348.1
391.7
399.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30

1997

1997

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

3,905.9

3,927.4

3,682.8
3,802.4
3,952.6
3,945.6
3,945.0

1,017.8

1,032.1

983.3
995.8
1,025.9
1,028.3

724.7

721.6

705.8
700.4
717.8
716.7

293.1

310.5

277.5
295.4
308.1
311.5

(2)
2,909.6

2,699.4
2,806.6
2,920.5
2,919.8
2,916.7

820.7

822.7

1,180.0

1,104.8
1,136.7
1,185.6
1,184.6
1,185.4

A S S E T S

1
Bank credit
3,833.2
3,850.5
3,974.5
3,996.1

3,893.3

2
Securities in bank credit
1,016.7
1,016.9
1,035.1
1,023.2
1,046.5
1,055.7
3
U.S. government securities
702.3
712.9
725.1
724.4
724.7
722.6
4
Other securities
314.4
303.9
310.0
298.8
321.8
333.1
5
Loans and leases in bank credit
2,816.5
2,833.6
2,858.2
2,882.7
2,928.0
2,940.4
6
Commercial and industrial
793.3
800.6
812.3
817.5
822.0
824.3
7
Real estate
1,137.2
1,147.9
1,157.8
1,168.2
1,187.4
1,196.4

745.7
783.0
823.3
821.1

8
86.1
93.0
9
1,051.1
1,094.4
10
521.2
519.8
11
85.0
99.6
12
279.8
299.2

Revolving home equity
87.1
88.4
90.0
93.3
Other
1,060.8
1,069.4
1,078.2
1,103.1
Consumer
513.5
513.1
516.3
522.5
Security (3)
87.8
90.2
89.5
92.4
Other loans and leases
283.8
284.8
291.1
304.8

80.1
92.5

85.7
92.7

91.6

92.6

1,088.3

1,024.7
1,051.0
1,093.0
1,092.1
1,092.7

517.7

517.7

93.6

93.8

297.6

300.7

262.6
278.1
301.4
299.2

509.7
527.2
516.9
518.7
76.5
93.6

81.6
92.4

13 Interbank loans
209.1
216.4
214.4
179.3
182.7

214.2

189.2

183.9

195.2
208.7
191.1
181.8

14 Cash assets (4)
234.5
230.8
241.4
245.6
237.8

241.5

244.6

240.8

217.3
242.5
244.6
228.5

15 Other assets (5)
265.4
268.6
274.9
282.2
281.7

279.8

282.6

280.3

249.4
257.5
279.4
276.5

16 TOTAL ASSETS (6)
4,486.2
4,510.1
4,567.5
4,624.6
4,641.0

4,584.8

4,586.9

4,287.5
4,455.2
4,600.6
4,603.9
4,574.9

2,922.5

2,960.3

2,734.5
2,875.8
2,975.5
2,981.9
2,950.7

678.8

687.3

681.1

2,243.7

2,273.0

1,997.4
2,149.2
2,294.4
2,297.2
2,287.9

567.6

579.5

594.3

1,676.2

1,693.5

1,553.3
1,624.0
1,700.1
1,705.9
1,691.9

754.5

747.5

714.7
718.6
745.0
744.8

283.5

273.7

296.1
294.8
278.6
265.6

471.0

473.8

418.6
423.8
466.3
479.2

L I A B I L I T I E S
17 Deposits
2,877.6
2,904.8
2,941.6
2,974.5
2,999.3
18
Transaction
698.1
687.6
703.8
688.3
687.3
19
Nontransaction
2,179.5
2,217.2
2,237.8
2,286.1
2,312.0
20
Large time
541.6
548.4
563.0
602.2
600.5
21
Other
1,637.9
1,668.8
1,674.7
1,683.9
1,711.5

22 Borrowings
719.7
728.3
763.2
775.1
756.7
741.8
23
From banks in the U.S.
293.1
301.3
311.3
310.2
275.6
268.5
24
From others
426.6
427.0
451.9
464.8

737.0
726.5
684.7
662.7

444.1
525.2
591.3
596.1

481.1

473.3

25 Net due to related foreign offices
228.6
218.3
210.3
236.8
220.1
211.3
211.3

212.3

252.0
232.7
217.3
213.1

26 Other liabilities
288.6
276.3
271.1
295.1
285.4

266.5

266.5

280.5

218.8
266.4
275.8
282.0

27 TOTAL LIABILITIES
4,114.6
4,127.7
4,186.1
4,237.6
4,237.8

4,200.8

4,201.5

3,920.0
4,093.4
4,215.8
4,220.0
4,190.6

28 Residual (assets less liabilities) (7)
371.6
382.4
381.4
384.0
385.4
387.0
403.2
MEMO
29 Reval. gains on off-bal. sheet items (8)
101.8
90.4
90.1
81.4
76.7
94.1
102.8
30 Reval. losses on off-bal. sheet items (8)
98.5
86.9
88.0
85.7
81.4
100.3
108.3

384.8

87.8

367.5
361.8
384.0
384.3

--

86.0

-92.5

90.5

88.7

90.0

85.0
94.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30

1997

1997

May

Jun

Jul

--------

--------

--------

-------- --------------------- -------

3,361.5

3,380.5

3,216.7
3,288.1
3,407.1
3,405.0
3,411.8

A S S E T S

1
Bank credit
3,309.8
3,334.8

3,360.3

3,419.0
2
843.2
852.1
3
618.2
630.7
4
225.0
221.4

3,440.9
Securities in bank credit
841.3
854.7
838.7
856.4
U.S. government securities
624.7
634.5
632.0
628.9
Other securities
216.6
220.2
206.6
227.5

5
Loans and leases in bank credit
2,466.6
2,493.5
2,505.6
2,522.8
2,566.8
2,584.6
6
Commercial and industrial
576.5
581.9
588.4
591.0
602.0
604.1
7
Real estate
1,108.2
1,122.3
1,130.9
1,142.0
1,159.2
1,167.5
8
Revolving home equity
86.5
87.9
89.1
90.3
92.9
93.2
9
Other
1,021.8
1,034.4
1,041.8
1,051.8
1,066.4
1,074.2
10
Consumer
520.5
518.1
515.6
518.4
520.6
524.1
11
Security (3)
44.1
48.4
46.5
45.6
52.5
51.2
12
Other loans and leases
217.2
222.7
224.2
225.7
232.5
237.7

833.3

845.9

833.8
834.4
845.3
848.1

632.6

632.2

628.0
624.6
631.3
632.3

200.7

213.7

205.8
209.8
214.0
215.8

(2)
2,547.1

2,382.9
2,453.7
2,561.2
2,559.7
2,563.6

596.7

601.0

1,152.0

1,071.8
1,102.8
1,157.0
1,155.5
1,157.9

91.6

92.6

1,060.4

1,064.4

991.8
1,017.2
1,063.0
1,065.2

520.6

520.0

511.8
521.5
519.7
520.5

48.0

50.5

229.8

232.7

202.7
214.1
232.6
234.9

550.7
571.0
601.3
601.4

80.1
92.5

45.9
50.6

85.7
92.7

44.3
48.9

13 Interbank loans
183.8
197.3
197.1
162.9
163.2

198.0

171.8

166.5

178.2
176.2
174.1
168.8

14 Cash assets (4)
200.5
207.6
213.4
213.8
212.9

209.7

212.3

210.4

192.2
201.1
214.6
210.1

15 Other assets (5)
223.9
231.8
237.7
234.5
233.2

238.4

241.0

234.3

209.8
218.2
233.8
235.6

16 TOTAL ASSETS (6)
3,862.2
3,915.4
3,952.3
3,973.4
3,993.2

3,951.4

3,949.0

3,739.7
3,827.7
3,961.4
3,970.6
3,969.4

2,707.0

2,563.8
2,646.2
2,713.3
2,724.6
2,712.6

L I A B I L I T I E S
17 Deposits
2,654.7
2,673.4
2,710.2
2,721.8

2,686.4

2,679.1

18
Transaction
695.4
689.3
689.8
683.2
677.7
19
Nontransaction
1,959.3
1,984.1
1,996.6
2,027.0
2,044.1
20
Large time
317.8
319.7
323.0
343.3
341.7
21
Other
1,641.5
1,664.4
1,673.7
1,683.7
1,702.4

681.9

676.1

2,001.8

2,025.1

1,830.5
1,941.4
2,037.2
2,042.1
2,033.9

324.4

335.1

341.5

1,677.4

1,690.0

1,549.4
1,628.1
1,695.7
1,700.9
1,692.0

594.2

596.8

577.5
593.9
591.3
602.0

239.6

235.2

256.5
272.6
237.7
231.2

354.5

361.6

320.9
321.3
353.6
370.8

22 Borrowings
592.0
607.8
622.4
621.7
604.0
600.2
23
From banks in the U.S.
271.0
278.2
279.7
269.1
236.0
236.8
24
From others
321.0
329.6
342.7
352.6
368.0
363.4
25
78.2
86.1

733.3
704.8
682.5
678.7

677.4

Net due to related foreign offices
68.0
77.1
85.1
80.7
92.6

85.8

281.0
313.3
341.2
341.9

79.3
92.4

72.0
83.0

26 Other liabilities
186.4
183.7
178.4
186.9
180.7

173.2

173.0

180.3

27 TOTAL LIABILITIES
3,511.3
3,532.9
3,564.3
3,587.2
3,595.3

3,559.2

3,554.9

3,371.8
3,490.7
3,576.3
3,585.0
3,580.6

28 Residual (assets less liabilities) (7)
350.9
382.5
387.9
392.2
394.0
386.1
397.9

385.2

151.2
178.6
176.7
183.0

367.9
337.0
385.6
388.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
August 15, 1997

1997

1997

Account
1997

1997

1997

1996
Jul

1997
1997
Week ending
Jan
Feb

Mar
Aug 6

Apr

May

Jun

Jul

Jul 16

Jul 23

Jul 30

--------------

--------------

--------

--------

--------

-------- ---------------------------

3,363.5

3,383.8

3,212.5
3,289.5
3,402.3
3,399.0
3,399.8

839.1

844.3

832.3
829.6
842.0
843.3

633.7

630.8

626.7
617.6
629.8
630.1

205.4

213.5

205.6
212.0
212.2
213.2

(2)
2,544.6

2,380.2
2,459.9
2,558.0
2,557.1
2,556.5

599.4

601.1

1,150.5

1,072.0
1,104.8
1,157.1
1,156.3
1,157.1

91.6

92.6

1,058.8

1,064.5

991.9
1,019.2
1,063.8
1,064.4

517.7

517.7

509.7
527.2
516.9
518.7

47.6

48.9

229.4

233.2

203.2
215.6
233.2
233.0

A S S E T S

1
Bank credit
3,302.1
3,325.4
3,412.8
3,439.4
2
838.8
850.1
3
615.1
630.2
4
223.7
219.9

3,359.7

Securities in bank credit
843.3
856.7
842.8
856.6
U.S. government securities
626.3
637.8
634.0
629.9
Other securities
217.0
218.9
208.9
226.7

5
Loans and leases in bank credit
2,463.2
2,482.1
2,503.0
2,520.6
2,562.7
2,582.9
6
Commercial and industrial
576.2
584.9
594.9
597.6
600.5
603.0
7
Real estate
1,105.1
1,116.4
1,126.9
1,137.9
1,159.0
1,168.1
8
Revolving home equity
86.1
87.1
88.4
90.0
93.0
93.3
9
Other
1,019.1
1,029.3
1,038.5
1,047.8
1,066.1
1,074.8
10
Consumer
521.2
513.5
513.1
516.3
519.8
522.5
11
Security (3)
45.2
48.1
47.0
46.0
51.3
50.3
12
Other loans and leases
215.5
219.2
221.0
222.9
232.0
239.0

550.7
568.8
601.3
600.5

80.1
92.5

44.5
49.3

85.7
92.7

43.5
47.3

13 Interbank loans
188.2
193.7
195.5
159.5
164.2

193.6

169.3

164.3

175.8
186.1
171.6
161.6

14 Cash assets (4)
202.4
199.0
209.5
211.1
203.5

207.5

208.2

206.6

188.8
211.1
210.9
194.8

15 Other assets (5)
223.0
227.8
236.9
238.9
238.8

239.6

241.2

237.1

212.2
219.6
234.9
234.6

16 TOTAL ASSETS (6)
3,859.9
3,890.0
3,945.4
3,965.6
3,988.8

3,947.9

3,945.8

3,732.3
3,850.5
3,953.7
3,959.7
3,934.2

2,670.0

2,701.8

2,557.2
2,649.9
2,707.7
2,716.8
2,681.9

668.0

676.3

669.9

2,001.9

2,025.5

1,830.8
1,933.8
2,037.8
2,043.0
2,030.4

328.2

334.4

340.1

1,673.8

1,691.1

1,550.9
1,621.8
1,697.7
1,703.5
1,689.5

608.2

601.0

583.5
591.5
596.9
605.5

250.7

241.5

264.2
265.8
244.3
238.1

357.5

359.5

319.3
325.6
352.7
367.3

L I A B I L I T I E S
17 Deposits
2,642.8
2,662.3
2,690.3
2,701.2
2,727.5
18
Transaction
688.2
677.3
693.5
677.0
675.2
19
Nontransaction
1,954.7
1,985.0
1,996.8
2,024.2
2,052.3
20
Large time
320.7
319.7
324.5
342.7
343.1
21
Other
1,634.0
1,665.3
1,672.3
1,681.5
1,709.1

22 Borrowings
583.1
594.2
620.8
631.6
606.9
595.6
23
From banks in the U.S.
261.5
268.1
278.3
277.5
241.2
237.6
24
From others
321.6
326.1
342.6
354.1
365.7
358.0
25
79.9
87.6

Net due to related foreign offices
72.5
78.8
92.3
79.6
87.6

83.2

726.4
716.2
673.8
651.5

279.9
311.9
339.5
341.0

77.1
88.0

73.6
83.2

26 Other liabilities
185.8
182.0
178.9
187.6
179.3

174.2

174.4

180.8

27 TOTAL LIABILITIES
3,491.7
3,511.1
3,568.8
3,583.3
3,590.0

3,568.1

3,563.9

3,369.4
3,491.8
3,572.7
3,579.5
3,553.7

28 Residual (assets less liabilities) (7)
368.2
378.9
376.6
379.8
381.8
382.3
398.8
29
55.9
48.3
30
50.9

MEMO
Reval. gains on off-bal. sheet items (8)
49.0
49.5
42.0
38.5
53.6
Reval. losses on off-bal. sheet items (8)
43.2
44.6
43.4
40.2

381.0

44.3
45.7

151.7
176.7
177.7
183.1

362.9
358.7
380.2
380.5

--

47.5
45.5

--

44.0
46.9

42.8
43.9

51.1
55.3
31 Mortgage-backed securities (9)
244.1
246.2
249.5
249.6
249.8
252.7

248.9

250.1

--

244.9
250.0
249.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30

1997

1997

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

1,956.7

1,968.1

1,886.7
1,915.5
1,987.9
1,988.1
1,990.6

427.5

440.4

433.0
432.1
440.5
441.9

309.0

308.3

306.4
302.7
307.8
307.7

23.1

24.9

285.9

283.4

285.5
285.4
282.2
282.7

118.5

132.1

126.6
129.4
132.6
134.2

51.7

64.1

A S S E T S

1
Bank credit
1,934.4
1,946.4
1,994.1
2,004.1
2
442.5
445.5
3
297.3
306.0
3a
16.2
22.8
3b
281.1
283.2
4
145.2
139.5
4a
79.9
69.8
4b

1,964.6

Securities in bank credit
436.9
447.9
431.4
448.1
U.S. government securities
301.5
310.8
307.7
302.6
Trading account
18.3
20.3
19.4
22.5
Investment account
283.3
290.5
288.2
280.1
Other securities
135.4
137.0
123.7
145.5
Trading account
69.3
71.9
58.3
73.8
Investment account

20.9
25.7

17.3
25.1

58.1
65.3

64.6
66.3

68.5

64.9

65.3
69.7
4c
21.1
22.2
4d
44.1
47.5

66.0
71.7
20.8
22.3
45.2
49.4

65.1

65.4

66.8

68.0

67.4

67.9

State and local government
20.8
21.1
21.7

22.1

20.6
22.0

20.5
22.1

Other
44.3

45.8

47.9
45.3

44.3
45.8

44.3

45.0

5
Loans and leases in bank credit (2)
1,491.9
1,509.5
1,516.7
1,525.3
1,540.6
1,548.6
1,556.0
6
Commercial and industrial
401.3
405.3
410.8
411.9
416.3
418.6
419.2
6a
Bankers acceptances
1.6
1.7
1.6
1.6
1.6
1.6
1.4
6b
Other
399.7
403.6
409.2
410.3
414.7
417.0
417.8
7
Real estate
597.7
603.7
606.9
613.4
618.2
617.1
620.1
8
Revolving home equity
59.5
60.3
61.0
61.9
63.1
64.1
64.1
9
Other
538.2
543.3
545.9
551.6
555.2
552.9
555.9
10
Consumer
300.2
298.9
297.4
298.8
299.1
299.3
300.4
11
Security (3)
39.2
43.3
41.7
40.8
43.1
47.6
46.1
11a
Fed funds and RPs with broker/dealer
23.9
26.9
23.6
23.2
26.3
29.6
29.8
11b
Other
15.3
16.5
18.1
17.6
16.9
18.0
16.3
12a
State and local government
11.6
11.5
11.2
11.1
11.2
11.1
11.2
12b
Agricultural
8.6
8.6
8.6
8.8
8.6
8.6
8.6
12c
Fed funds and RPs with others
4.9
5.9
6.9
5.4
5.9
6.4
8.0
12d
All other loans
62.6
64.9
64.1
64.7
66.0
65.1
66.8
12e
Lease financing receivables
65.8
67.4
69.1
70.5
72.1
74.9
75.7

1,453.7
1,483.4
1,547.5
1,547.6
1,548.7
418.4
1.6

384.4
397.4
418.8
418.9
1.6
1.6

1.9
1.6

416.8

382.8
395.5
417.2
417.3

617.5

592.0
597.0
617.0
617.4

63.9

57.1
63.8

59.1
63.9

553.7

535.0
537.9
553.2
553.5

299.5

294.1
298.5
299.8
299.8

45.5

41.3
45.6

39.6
44.0

28.4

25.6
28.2

23.7
27.4

17.1

15.7
17.4

15.9
16.6

11.1

11.8
11.2

11.7
11.1

8.6

9.0
8.5

8.6
8.6

6.8

5.3
6.6

5.7
7.2

65.8

63.1
66.0

61.2
67.1

74.3

52.7
74.1

63.7
74.6

13 Interbank loans
130.3
139.6
144.9
145.8
109.6
108.2
13a
Fed funds and RPs with banks
80.4
88.4
92.8
89.5
63.9
61.4
13b
Other
49.9
51.2
52.1
56.3
45.7
46.7

135.1
125.7
119.3
114.8

118.6

112.4

66.9

66.7

89.3
74.2

77.9
69.6

51.7

45.7

45.8
45.2

47.9
45.2

14 Cash assets (4)
134.9
139.9
144.6
144.2
141.9

142.4

142.3

141.2

134.3
138.3
143.4
140.6

15 Other assets (5)
171.7
172.8
177.9
170.5
169.9

179.7

177.6

171.2

161.8
168.2
170.3
172.4

16 TOTAL ASSETS (6)
2,335.0
2,362.3
2,395.4
2,381.9
2,387.4

2,388.1

2,370.1

2,279.9
2,311.4
2,376.1
2,384.5
2,382.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30

1997

1997

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

1,448.1

1,462.6

1,407.2
1,440.5
1,455.7
1,463.4
1,453.3

373.6

376.7

370.0

427.6
401.1
374.3
370.7

1,074.6

1,086.0

1,085.7

979.7
1,039.4
1,089.1
1,082.6

L I A B I L I T I E S
17 Deposits
1,438.3
1,446.2
1,458.5
1,450.2
1,464.3
18
Transaction
391.0
384.1
384.0
373.0
371.9
19
Nontransaction
1,047.3
1,062.1
1,074.4
1,077.2
1,092.5

20
162.1
181.4
21
885.2
895.8

Large time
162.9
167.2
180.6
Other
899.1
907.2
911.9

167.3

175.6

180.0

142.0
159.1
179.6
180.3

907.3

910.4

905.7

837.7
880.3
909.5
902.2

436.7

436.6

434.6
438.4
432.7
440.2

160.6

160.4

177.3
188.1
163.6
155.5

276.1

276.3

257.2
250.3
269.1
284.7

22 Borrowings
437.8
451.5
464.5
465.0
440.5
437.8
23
From banks in the U.S.
187.4
194.0
195.4
184.2
160.2
160.3
24
From others
250.4
257.5
269.1
280.7
280.3
277.5
25
74.2
81.3

Net due to related foreign offices
64.1
72.7
80.9
76.9
87.8

81.0

73.6
87.5

68.0
78.4

26 Other liabilities
161.4
157.3
152.3
160.1
151.4

146.4

145.8

153.7

27 TOTAL LIABILITIES
2,111.7
2,119.1
2,147.8
2,132.2
2,141.3

2,140.4

2,122.1

2,041.4
2,101.3
2,127.1
2,133.9
2,128.6

28 Residual (assets less liabilities) (7)
223.2
243.2
247.6
247.7
248.0
249.7
246.1

249.0

126.0
154.4
150.3
156.7

238.5
210.2
250.6
253.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1997

1997

May

Jun

Jul

--------

--------

--------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30
-------- ---------------------------

A S S E T S

1
Bank credit
1,932.1
1,941.5
1,988.6
2,003.3
2
439.8
445.3
3
295.6
307.4
3a
16.4
23.2
3b
279.2
284.2
3c
181.9
187.2
3d
97.3
96.9
3e
26.2
26.9
3f
56.1
48.5
3g
15.0
21.5
4
144.1
137.9
4a
78.8
69.1
4b
65.4
68.8
4c
21.1
21.9
4d
44.2
46.9

1,963.6

1,958.9

1,970.5

Securities in bank credit
437.6
446.4
433.7
431.5
450.5
U.S. government securities
302.1
310.9
308.0
308.2
305.6
Trading account
19.4
20.5
19.6
21.6
23.3
Investment account
282.7
290.4
288.4
286.6
282.3
Mortgage-backed
183.7
186.2
186.1
186.4
189.1
Other
99.0
104.1
102.3
100.2
93.3
1 year or less
26.5
28.9
27.4
27.3
25.9
Between 1 and 5 years
56.2
57.3
56.5
54.2
47.0
More than 5 years
16.3
17.9
18.5
18.7
20.3
Other securities
135.5
135.5
125.7
123.3
144.9
Trading account
69.8
70.7
60.5
56.9
73.8
Investment account
65.7
64.8
65.1
66.3
71.1
State and local government
20.8
20.9
21.2
21.8
21.9
Other
44.9
43.8
43.9
44.6
49.2

5
Loans and leases in bank credit (2)
1,492.4
1,504.0
1,517.2
1,525.1
1,539.0
1,543.3
1,552.8
6
Commercial and industrial
401.3
407.8
416.2
417.0
417.8
417.8
418.9

1,882.0
1,918.8
1,982.7
1,981.0
1,978.7

439.6

432.2
428.8
437.5
437.9

307.7

305.9
297.0
306.8
306.4

23.8
283.9
187.8

20.0
24.4

285.9
280.6
282.4
282.6
--

181.1
187.8
187.1

-96.2
25.7

94.6

131.8

99.5
95.4

--

27.4
25.0

--

58.3
49.5

25.2

50.5
20.0

16.4
23.8

50.2
--

19.2

13.8
20.9

126.4
131.9
130.6
131.5

64.8

58.7
64.0

66.5
64.7

67.1

67.7
66.6

65.4
66.8

21.7

20.2
21.6

20.6
21.7

45.3

47.4
45.0

44.8
45.1

1,449.8
1,490.0
1,543.1
1,543.5
1,540.8
418.5

384.5
395.2
418.6
418.3

6a
1.6
1.5
6b
399.7
416.3
7
597.2
616.5
8
59.4
64.1
9a
328.4
342.2
9b
209.4
210.1
10
300.1
297.9
11
40.2
46.7
11a
24.1
29.0
11b
16.1
17.7
12a
11.5
11.2
12b
8.3
8.9
12c
5.7
6.6
12d
61.7
63.7
12e
66.4
74.2

Bankers acceptances
1.5
1.5

1.6
1.4

1.6

Other
406.1
414.6
415.5
416.3
417.5
Real estate
600.7
605.6
610.8
616.8
620.6
Revolving home equity
59.8
60.5
61.8
63.1
64.1
Other residential
330.3
336.6
340.4
343.2
347.0
Commercial
210.7
208.5
208.7
210.5
209.4
Consumer
296.1
295.3
297.1
298.0
298.7
Security (3)
43.0
42.2
41.4
42.8
45.1
Fed funds and RPs with broker/dealer
26.6
24.6
24.0
25.8
29.7
Other
16.4
17.6
17.4
17.0
15.5
State and local government
11.5
11.2
11.1
11.2
11.2
Agricultural
8.4
8.5
8.7
8.8
8.9
Fed funds and RPs with others
5.8
6.6
5.4
6.0
7.8
All other loans
63.0
62.8
63.2
65.5
66.8
Lease financing receivables
67.7
68.9
70.4
72.0
74.8

13 Interbank loans
132.6
136.1
142.9
144.7
110.4
106.2
13a
Fed funds and RPs with banks
82.4
86.4
92.9
90.4
63.8
59.1
13b
Other
50.2
49.7
50.0
54.3
46.6
47.1
14 Cash assets (4)
137.6
133.5
142.1

140.4

1.5

1.5
1.5

1.9
1.5

417.0

382.9
393.3
417.2
416.8

617.2

591.8
599.4
617.2
616.1

63.9

57.1
63.9

59.2
63.9

--

331.1
343.2
342.3

343.1
210.3
297.3

--

209.1
210.2
209.9

292.2
303.1
297.3
297.7

44.1

40.0
44.5

38.7
42.6

27.7

24.9
28.0

22.8
27.1

16.4

15.1
16.5

16.0
15.5

11.2

11.8
11.2

11.5
11.2

8.8

9.2
8.8

8.5
8.8

7.0

5.4
6.9

5.8
7.3

65.1

62.6
65.4

62.9
64.8

73.8

52.4
73.6

64.7
73.9

135.3
134.3
119.6
112.8

118.9

112.8

68.3

66.1

88.7
73.1

82.9
66.1

50.6

46.7

46.6
46.4

51.5
46.7

139.6

137.8

131.4
146.1
141.2
128.6

142.1

133.7

15 Other assets (5)
169.5
169.8
178.0
174.0
173.9

181.4

179.9

174.1

164.3
168.6
173.0
173.3

16 TOTAL ASSETS (6)
2,335.5
2,344.5
2,390.2
2,378.7
2,380.5

2,389.0

2,372.3

2,275.2
2,331.7
2,370.9
2,378.2
2,356.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30

1997

1997

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

1,441.5

1,459.3

1,404.1
1,446.7
1,453.5
1,461.0
1,434.0

367.5

372.7

366.0

423.0
408.7
369.1
352.4

1,074.0

1,086.6

1,087.5

981.1
1,038.0
1,091.9
1,081.6

170.3

175.4

179.5

141.6
159.1
179.1
180.0

903.7

911.3

908.0

839.5
878.9
912.8
901.6

447.1

440.8

441.0
434.3
438.7
443.6

168.6

165.0

183.5
181.6
168.5
160.2

L I A B I L I T I E S
17 Deposits
1,436.3
1,440.1
1,460.1
1,446.7
1,465.5
18
Transaction
387.7
376.5
387.4
370.6
367.1
19
Nontransaction
1,048.6
1,063.6
1,072.6
1,076.1
1,098.4
20
Large time
164.3
162.1
167.7
181.3
181.9
21
Other
884.3
901.6
904.9
894.7
916.5

22 Borrowings
430.2
443.3
465.4
471.0
444.7
437.0
23
From banks in the U.S.
179.7
187.6
194.8
190.3

164.4
24
250.5
280.3
25
76.0
82.8

162.7
From others
255.7
270.6
274.4

280.7

278.5

Net due to related foreign offices
68.6
74.4
88.1
75.8
82.8

275.8

78.4

257.5
252.7
270.2
283.4
71.4
83.2

69.7
78.6

26 Other liabilities
160.4
155.3
152.5
160.6
149.8

147.6

147.6

154.0

27 TOTAL LIABILITIES
2,102.9
2,107.3
2,152.3
2,134.8
2,135.2

2,148.2

2,129.8

2,042.8
2,102.9
2,126.7
2,133.8
2,112.6

28 Residual (assets less liabilities) (7)
232.6
237.2
237.8
240.8
242.5
243.9
245.3
29
55.9
48.3
30
50.9
51.1
31
202.3
203.5
31a
138.6
141.4
31b
63.7
62.1
32
2.7
3.2
33
32.1
33.8

MEMO
Reval. gains on off-bal. sheet items (8)
49.0
49.5
42.0
38.5
53.6
Reval. losses on off-bal. sheet items (8)
43.2
44.6
43.4
40.2
55.3
Mortgage-backed securities (9)
203.2
206.1
205.7
203.9
204.6
Pass-through
139.9
142.3
142.9
142.0
142.4
CMO, REMIC, and other
63.4
63.8
62.8
61.9
62.2
Net unrealized gains (losses) on
2.7
1.8
2.1
2.6
3.7
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
32.9
33.3
33.6
33.4
33.8

244.2

126.2
152.2
151.0
156.4

232.4
228.8
244.3
244.3

-44.3
45.7

42.8
--

43.9

47.5
45.5
44.0
46.9

--

202.7
204.0
203.6

204.0
142.3

--

138.3
142.6
142.4

-61.7
3.1

33.7

61.4
--

3.2

28.8
34.0

64.4
61.2
2.7
3.1
30.9
33.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars

August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30

1997

1997

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

1,404.8

1,412.4

1,330.0
1,372.5
1,419.2
1,416.8
1,421.1

405.8

405.5

400.8
402.2
404.8
406.2

323.6

323.9

321.6
321.9
323.4
324.6

82.2

81.7

A S S E T S

1
Bank credit
1,375.4
1,388.3
1,424.9
1,436.8
2
400.7
406.7
3
320.9
324.7
4
79.9
81.9

1,395.7

Securities in bank credit
404.4
406.8
407.3
408.3
U.S. government securities
323.2
323.7
324.4
326.3
Other securities
81.3
83.1
83.0
82.0

5
Loans and leases in bank credit (2)
974.7
983.9
988.8
997.4
1,006.5
1,018.2
1,028.6
6
Commercial and industrial
175.2
176.6
177.5
179.1
180.4
183.4
184.9
7
Real estate
510.5
518.7
524.0
528.6
533.8
542.2
547.4
8
Revolving home equity
26.9
27.6
28.1
28.4
28.5
28.8
29.1
9
Other
483.6
491.1
495.9
500.2
505.2
513.4
518.3
10
Consumer
220.3
219.2
218.2
219.7
221.5
221.3
223.7
11
Security (3)
4.9
5.1
4.8
4.8
4.9
4.9
5.1
12
Other loans and leases
63.7
64.3
64.3
65.2
65.9
66.4
67.4
13
53.6

Interbank loans
57.6
52.1

52.3

53.2

79.2
81.4

80.4
81.7

1,013.7

929.2
970.3
1,012.1
1,014.9

182.6

166.2
173.6
182.5
182.5

539.5

479.8
505.8
538.5
540.5

28.7

23.0
28.7

26.5
28.7

510.8

456.8
479.3
509.8
511.7

220.6

217.7
223.0
219.8
220.7
4.6
5.0

4.7
5.0

66.2

60.8
66.2

63.2
66.2

54.1

43.1
54.8

50.5
54.0

4.9

53.4

55.0

14
65.6
69.6

Cash assets (4)
67.7
68.8
71.0

67.3

70.0

69.3

57.9
71.2

62.8
69.5

15
52.2
64.0

Other assets (5)
59.0
59.8
63.3

58.7

63.3

63.1

48.0
63.5

50.0
63.2

1,563.2

1,578.9

1,459.7
1,516.3
1,585.4
1,586.1
1,587.5

1,231.0

1,244.4

1,156.6
1,205.7
1,257.6
1,261.2
1,259.4

303.8

305.2

306.1

305.8
303.7
308.3
308.1

927.2

939.2

951.5

850.8
902.0
952.9
951.3

157.1

159.6

161.4

139.0
154.2
161.6
161.5

770.1

779.6

790.0

711.8
747.8
791.4
789.8

157.4

160.2

142.9
155.5
158.6
161.8

79.0

74.9

79.2
74.1

84.5
75.7

78.4

85.3

63.7
84.5

71.0
86.1

5.7
4.9

4.0
4.6

25.2
26.4

24.3
26.3

16 TOTAL ASSETS (6)
1,527.2
1,553.1
1,556.8
1,591.5
1,605.8

L I A B I L I T I E S
17 Deposits
1,216.4
1,227.2
1,228.0
1,260.0
1,257.5
18
Transaction
304.3
305.2
305.8
310.2
305.9
19
Nontransaction
912.0
922.0
922.2
949.8
951.6
20
Large time
155.7
156.8
155.7
161.9
161.1
21
Other
756.3
765.2
766.5
787.9
790.5

22 Borrowings
154.2
156.3
157.9
156.7
163.5
162.4
23
From banks in the U.S.
83.6
84.2
84.3
84.8
75.8
76.5
24
From others
70.6
72.1
73.6
71.9
87.7
85.9
25
4.0
4.8

Net due to related foreign offices
3.9
4.4
4.2
3.8
4.8

4.8

26
25.0
26.8

Other liabilities
26.3
26.1
29.4

27 TOTAL LIABILITIES
1,399.6
1,413.8
1,416.5
1,455.1
1,454.0

26.8

27.3

26.6

1,418.8

1,432.9

1,330.4
1,389.5
1,449.1
1,451.1
1,452.0

28 Residual (assets less liabilities) (7)
127.7
139.3
140.4
144.5
146.0
136.4
151.8

136.2

129.4
126.8
135.0
135.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30

1997

1997

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

1,404.6

1,413.2

1,330.5
1,370.7
1,419.6
1,418.0
1,421.1

407.6

404.8

400.0
400.8
404.5
405.4

325.5

323.1

320.8
320.6
323.0
323.6

82.1

81.7

A S S E T S

1
Bank credit
1,369.9
1,383.9
1,424.2
1,436.1
2
399.1
404.8
3
319.5
322.8
4
79.6
82.0

1,396.1

Securities in bank credit
405.8
410.3
409.1
406.1
U.S. government securities
324.3
326.9
325.9
324.2
Other securities
81.5
83.4
83.2
81.8

5
Loans and leases in bank credit (2)
970.9
978.1
985.8
995.5
1,005.6
1,019.4
1,030.0
6
Commercial and industrial
174.9
177.1
178.8
180.5
181.6
182.7
184.1
7
Real estate
508.0
515.6
521.3
527.1
533.6
542.6
547.5
8
Revolving home equity
26.7
27.3
27.9
28.3
28.6
28.9
29.2
9
Other
481.2
488.3
493.5
498.8
505.1

79.2
81.5

80.2
81.7

1,014.9

930.5
969.9
1,013.5
1,015.7

182.6

166.3
173.6
182.7
182.2

539.9

480.2
505.4
539.1
540.9

28.7
511.1

23.1
28.7

26.5
28.7

457.2
478.9
510.4
512.2

513.7
10
221.1
221.9
11
5.0
4.7
12
61.8
67.5

518.4
Consumer
217.4
217.8
219.2
223.7
Security (3)
5.1
4.8
4.6
5.2
Other loans and leases
62.8
63.1
64.0
69.5

219.7

220.4

4.7

4.8

65.9

217.5
224.0
219.6
221.0
4.5
4.8

4.8
4.6

67.3

62.0
67.3

62.1
67.0

13
55.6
49.1

Interbank loans
57.6
52.5
58.0

48.8

50.4

51.5

40.5
52.0

51.7
48.8

14
64.9
69.0

Cash assets (4)
65.5
67.5
69.8

67.1

68.6

68.8

57.5
69.7

64.9
66.3

15
53.5
64.9

Other assets (5)
58.0
58.9
64.8

58.2

61.4

63.0

47.9
61.9

51.0
61.3

1,558.8

1,573.5

1,457.1
1,518.8
1,582.8
1,581.5
1,577.3

1,228.5

1,242.4

1,153.1
1,203.2
1,254.2
1,255.8
1,247.9

300.5

303.6

303.9

303.5
307.4
304.7
299.1

928.0

938.9

950.3

849.7
895.8
951.1
948.8

157.9

159.1

160.6

138.3
152.9
160.5
161.0

770.1

779.8

789.7

711.4
742.9
790.7
787.8

161.1

160.2

142.4
157.2
158.2
161.9

82.1

76.4

80.7
75.7

84.3
77.9

79.1

83.7

61.8
82.5

72.9
84.0

5.7
4.9

4.0
4.6

16 TOTAL ASSETS (6)
1,524.5
1,545.4
1,555.2
1,586.9
1,608.3

L I A B I L I T I E S
17 Deposits
1,206.5
1,222.2
1,230.2
1,254.5
1,262.0
18
Transaction
300.5
300.9
306.1
306.4
308.1
19
Nontransaction
906.0
921.4
924.1
948.1
953.9
20
Large time
156.4
157.7
156.8
161.3
161.2
21
Other
749.7
763.7
767.4
786.8
792.7

22 Borrowings
152.9
150.9
155.4
160.7
162.2
158.6
23
From banks in the U.S.
81.8
80.5
83.5
87.3
76.8
74.9
24
From others
71.2
70.4
71.9
73.4
85.4
83.6
25
4.0
4.8

Net due to related foreign offices
3.9
4.4
4.2
3.8
4.8

4.8

26
25.4
27.0

Other liabilities
26.7
26.4
29.4

27 TOTAL LIABILITIES
1,388.8
1,403.8
1,416.4
1,448.5
1,454.8

24.5
26.7

26.8

26.8

1,419.9

1,434.1

1,326.6
1,388.9
1,446.0
1,445.6
1,441.1

28 Residual (assets less liabilities) (7)
135.6
141.7
138.8
138.9
139.3
138.4
153.6
29
41.8
46.3

25.4
26.7

26.5

MEMO
Mortgage-backed securities (9)
42.9
43.4
43.9
48.1

136.8

130.5
130.0
135.9
136.2

-45.0

46.2

46.0

42.2
46.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30

1997

1997

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

539.8

543.2

549.8

468.8
515.7
547.1
543.8

178.0

188.9

150.9
170.1
186.6
185.4

92.3

93.6

A S S E T S

1
Bank credit
530.5
525.3
559.6
552.9
2
176.9
194.3
3
85.4
95.5
4

533.5

Securities in bank credit
172.9
177.9
175.5
196.4
U.S. government securities
83.6
87.8
89.9
92.5
Other securities

80.1
91.5

81.8
88.0

70.8

88.3

91.5
98.8
5
353.6
365.3
6
217.1
221.3
7
32.0
28.6
11
39.8
48.3
12
64.7
67.2

89.3
103.9

90.1

85.5

Loans and leases in bank credit
352.4
355.6
364.3
356.5
Commercial and industrial
216.1
216.6
219.7
220.4
Real estate
31.5
31.4
30.6
28.5
Security (3)
39.7
43.2
43.5
42.0
Other loans and leases
65.1
64.5
70.5
65.5

85.7

95.3

95.0

97.5

(2)
365.2

360.9

317.9
345.6
360.5
358.4

220.5

220.5

194.0
214.4
220.7
219.1

29.6

28.5

32.9
28.4

31.8
28.3

46.0

44.9

32.0
44.3

38.1
45.2

69.1

67.1

59.0
67.1

61.3
65.8

13
20.9
19.9

Interbank loans
22.7
18.9
18.5

20.6

19.9

19.6

19.4
19.5

22.7
20.2

14
32.9
34.3

Cash assets (4)
32.4
32.7
34.2

34.0

35.7

34.0

28.3
33.8

31.1
33.6

15
41.6
43.4

Other assets (5)
41.4
39.5
42.3

39.1

41.5

43.9

37.8
45.6

38.6
42.7

633.3

640.0

647.1

554.4
607.9
645.7
640.1

258.1

270.9

179.3
225.7
268.0
269.9

16 TOTAL ASSETS (6)
625.6
621.5
624.4
657.0
647.6

L I A B I L I T I E S
17 Deposits
238.0
242.7
257.7
273.8
274.7
18
Transaction
9.7
10.4
10.8
11.4
12.4
19
Nontransaction
228.2
232.2
246.9
262.4
262.3
20
Large time
224.3
228.7
244.5
260.0
259.9
21
Other
4.0
3.6
2.5
2.4
2.4

252.0
11.2

11.1

11.3

10.6
10.8

10.3
11.3

240.8

247.0

259.6

168.7
215.4
257.3
258.6

238.4

244.6

257.2

166.2
213.2
254.8
256.2

2.4

2.4

2.4

141.3

137.4

31.1

30.6

22 Borrowings
143.2
140.0
139.8
143.6
142.7
133.5
23
From banks in the U.S.
33.9
34.8
32.8
33.2

2.4
2.4

2.2
2.4

123.6
130.3
137.7
131.1
30.5
32.6

27.9
28.0

32.8
24
109.3
110.0

28.8
From others
105.2
107.1
104.7

110.1

106.9

93.1
102.4
105.1
103.0

25 Net due to related foreign offices
139.4
141.1
134.6
148.7
148.8
122.1
131.0

130.3

178.1
150.3
133.2
126.3

26 Other liabilities
100.3
94.4
92.4
108.1
105.8

89.6

91.2

101.9

68.7
90.5
100.7
102.2

27 TOTAL LIABILITIES
620.8
618.1
624.5
646.8
645.1

634.0

639.4

640.5

549.7
596.8
639.6
629.5

28
4.8
10.2

110.5

Residual (assets less liabilities) (7)
3.4
-0.1
-0.7
0.6
2.5

6.5

4.6
6.1

11.1
10.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
August 15, 1997
Account
1997

1997

1997

Mar
Aug 6

Apr

--------------

--------------

1996

1997
1997
Week ending
Jul
Jan
Feb
Jul 16
Jul 23
Jul 30

1997

1997

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

542.4

543.6

550.3

470.2
512.9
546.6
545.3

178.7

187.8

151.0
166.2
183.9
185.0

A S S E T S

1
Bank credit
531.1
525.1
561.7
556.6
2
177.9
196.3
3

533.6

Securities in bank credit
173.5
178.4
180.4
199.1
U.S. government securities

79.1

82.8

87.2
94.5
3a
21.4
21.9
3b
65.8
72.6
4
90.7
101.8
4a
65.2
68.8
4b
25.5
33.0
5
353.2
365.3
6
217.0
221.5
7
32.1
28.3
11
39.8
48.3
12
64.4
67.2

86.6
87.3
90.5
92.7
Trading account
20.0
18.6
18.8
19.1
Investment account
66.6
68.7
71.6
73.6
Other securities
87.0
91.1
89.9
106.4
Trading account
60.4
61.1
59.7
72.9
Investment account
26.6
29.9
30.2
33.4

91.0

90.9

88.0

18.8

18.2

72.2

72.7

87.7

97.0

58.9

65.0

28.8

31.9

(2)
364.9

362.5

319.2
346.7
362.7
360.2

221.3

221.6

195.0
214.3
221.9
220.6

29.5

28.4

32.8
28.3

31.8
28.3

46.0

44.9

32.0
44.3

38.1
45.2

68.2

67.5

59.4
68.2

62.6
66.1

--

Loans and leases in bank credit
351.5
355.2
362.0
357.5
Commercial and industrial
215.7
217.3
219.9
221.4
Real estate
31.5
30.9
30.3
28.3
Security (3)
39.7
43.2
43.5
42.0
Other loans and leases
64.6
63.8
68.3
65.8

16.1
--

86.7
17.0
14.8

71.9

65.8
71.8

71.9
95.9

83.4
98.3

--

58.7
66.3

--

24.8
32.0

64.0
31.9

13
20.9
19.9

Interbank loans
22.7
18.9
18.5

20.6

19.9

19.6

19.4
19.5

22.7
20.2

14
32.1
34.5

Cash assets (4)
31.8
31.8
34.3

34.0

36.4

34.1

28.5
33.8

31.5
33.7

15
42.4
43.2

Other assets (5)
40.8
38.1
42.9

40.1

41.4

43.1

37.2
44.6

37.9
41.9

636.9

641.1

646.9

555.2
604.7
644.2
640.7

258.5

267.9

177.2
225.8
265.2
268.7

16 TOTAL ASSETS (6)
626.3
620.2
622.1
659.0
652.2

L I A B I L I T I E S
17 Deposits
234.8
242.5
251.3
273.3
271.8
18
Transaction
9.9
10.2
10.4
11.3
12.0

252.5
10.7

11.0

11.2

10.6
11.0

10.4
11.2

19
224.9
262.0
20
221.0
259.6
21
3.9
2.4

Nontransaction
232.3
241.0
259.8
Large time
228.7
238.6
257.4
Other
3.5
2.4
2.4

241.8

247.5

256.6

166.7
215.5
254.2
257.5

239.4

245.1

254.2

164.3
213.2
251.8
255.1

2.4

2.4

2.4

146.3

146.5

32.8

32.2

32.0
34.4

113.5

114.2

99.3
98.2
113.7
111.9

25 Net due to related foreign offices
148.6
145.8
131.5
144.5
140.6
123.7
123.7

129.1

174.9
159.1
129.2
129.9

22 Borrowings
136.6
134.1
142.3
143.4
149.8
146.2
23
From banks in the U.S.
31.7
33.2
33.0
32.7
34.4
31.0
24
From others
105.0
100.9
109.3
110.7
115.4
115.3

26 Other liabilities
102.8
94.2
92.2
107.5
106.1

92.3

92.2

99.7

27 TOTAL LIABILITIES
622.8
616.6
617.3
654.3
647.8

632.7

637.6

643.1

Residual (assets less liabilities) (7)
3.5
4.8
4.2
3.5
4.3

29
45.9
45.9
30
47.6
49.2

MEMO
Reval. gains on off-bal. sheet items (8)
41.4
40.5
39.4
38.2
49.2
Reval. losses on off-bal. sheet items (8)
43.7
43.4
42.3
41.2
53.1

3.9

43.5
46.7

------------------------------------------------Footnotes appear on page 13.

August 15, 1997

Footnotes

2.2
2.4

131.3
127.1
148.1
139.4

67.2

28
3.4
4.7

H.8 (510)
Page 13

2.4
2.4

28.9
27.5

89.7
98.0

98.9

550.6
601.7
640.5
636.9
4.7
3.7

3.1
3.8

--

41.1
44.5

--

41.0
47.6

43.2
46.6

Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Domestically chartered commercial banks aquired $1.1 billion in assets
and liabilities of thrift institutions in the week ending August 6, 1997. The
major asset items affected
were (in billions): real estate revolving home equity loans, $0.1; real

estate loans, other, $0.8; consumer loans, $0.1; commercial and industrial loans,
$0.1; and other loans, $0.1.
The major liabilty item affected was nontransaction, deposits, other, $1.1.