H.

8 (510)
ASSETS AND
For use at
Seasonally
October 3,

LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
4:15 p.m. Eastern Time
adjusted, billions of dollars
1997
Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

1997

1997

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

3,931.8

3,961.3

3,677.9
3,840.4
3,972.1
3,981.8
3,992.1

1,032.5

1,026.2

974.3
1,020.1
1,031.2
1,029.8

727.8

715.4

703.5
703.6
724.1
720.8

304.6

310.8

270.8
316.6
307.2
309.0

(2)
2,928.8

2,703.6
2,820.2
2,945.9
2,950.6
2,962.2

819.2

827.3

1,192.1

1,109.7
1,140.5
1,197.8
1,201.6
1,205.4

93.3

94.1

1,098.8

1,028.7
1,054.0
1,103.7
1,106.7
1,110.4

521.4

522.0

95.3

95.1

300.9

303.7

A S S E T S

1
Bank credit
3,860.1
3,900.9
3,991.2
3,991.0

3,909.3

2
Securities in bank credit
1,014.3
1,034.1
1,015.9
1,012.7
1,025.3
1,039.6
3
U.S. government securities
708.3
723.6
723.4
726.7
715.3
727.3
4
Other securities
305.9
310.4
292.4
285.9
310.0
312.3
5
Loans and leases in bank credit
2,845.8
2,866.8
2,893.4
2,919.1
2,965.9
2,951.4
6
Commercial and industrial
797.5
804.6
810.2
816.0
839.1
840.1
7
Real estate
1,154.1
1,167.2
1,178.1
1,187.5
1,204.2
1,199.1
8
Revolving home equity
87.9
89.7
90.9
92.4
95.1
95.4
9
Other
1,066.2
1,077.5
1,087.2
1,095.2
1,109.1
1,103.7
10
Consumer
518.1
516.2
519.1
521.7
521.0
514.2
11
Security (3)
88.2
89.7
89.1
94.0
96.5
92.8
12
Other loans and leases
288.0
289.2
296.9
299.9

746.6
793.1
832.4
837.4

81.0
94.9

86.5
95.0

514.0
520.5
521.3
520.7
72.1
93.1

83.9
98.1

261.3
282.3
302.2
300.6

305.1

305.1

13 Interbank loans
220.0
215.9
218.6
198.6
200.5

191.7

186.1

192.8

198.1
204.7
195.2
196.7

14 Cash assets (4)
240.0
246.5
244.0
250.6
252.0

248.3

245.0

262.6

225.2
233.4
270.9
249.5

15 Other assets (5)
272.7
277.2
277.7
280.9
284.0

282.6

277.5

280.7

252.7
265.0
282.5
282.0

16 TOTAL ASSETS (6)
4,536.6
4,584.0
4,593.0
4,664.2
4,670.3

4,597.4

4,612.7

4,296.5
4,487.4
4,651.0
4,673.4
4,663.3

2,971.4

2,992.6

2,753.6
2,892.6
3,018.4
3,049.3
3,012.9

693.8

688.7

696.0

2,277.6

2,303.8

2,019.6
2,187.6
2,322.4
2,349.6
2,353.9

581.2

600.3

606.6

1,696.4

1,703.5

1,567.0
1,645.0
1,715.9
1,731.3
1,730.1

735.4

748.4

705.4
735.3
749.2
765.5

264.9

276.3

290.6
304.9
281.3
289.5

470.6

472.0

414.8
430.4
467.9
476.0

25 Net due to related foreign offices
209.1
211.5
233.7
229.5
215.7
218.5
198.6

206.6

247.4
217.7
207.5
221.8

26 Other liabilities
277.6
270.3
262.5
268.8
271.2

263.2

276.6

282.5

219.9
286.2
281.3
273.5

27 TOTAL LIABILITIES
4,150.8
4,195.3
4,200.3
4,271.4
4,261.7

4,201.2

4,220.4

3,926.3
4,131.8
4,256.0
4,287.4
4,273.7

L I A B I L I T I E S
17 Deposits
2,916.1
2,949.7
2,937.2
3,027.4
3,025.8
18
Transaction
699.7
701.8
689.9
674.5
688.9
19
Nontransaction
2,216.3
2,247.9
2,247.3
2,352.9
2,336.9
20
Large time
548.8
568.2
563.7
626.0
617.4
21
Other
1,667.6
1,679.8
1,683.6
1,726.9
1,719.5

22 Borrowings
748.0
763.7
766.8
737.1
756.7
766.1
23
From banks in the U.S.
313.0
312.4
301.9
269.8
273.5
275.4
24
From others
435.1
451.3
464.9
467.3
483.2
490.6

733.9
705.1
699.6
659.0

452.7
542.5
618.4
623.7

28 Residual (assets less liabilities) (7)
385.8
388.7
392.8
396.2
392.3
392.9
408.6

395.1

370.2
355.6
386.0
389.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
October 3, 1997
Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

1997

1997

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

3,935.5

3,957.0

3,679.1
3,833.2
3,973.4
3,991.6
3,990.9

1,029.7

1,031.5

978.7
1,016.8
1,039.9
1,032.7

723.7

718.2

705.8
702.3
728.4
723.6

306.0

313.3

272.9
314.4
311.5
309.1

(2)
2,927.3

2,700.4
2,816.5
2,941.9
2,951.6
2,958.2

820.4

823.1

1,192.2

1,111.2
1,137.4
1,199.5
1,203.9
1,209.2

93.3

94.4

A S S E T S

1
Bank credit
3,850.5
3,900.4
3,997.7
3,984.2

3,913.9

2
Securities in bank credit
1,016.9
1,036.6
1,024.9
1,019.1
1,025.2
1,034.6
3
U.S. government securities
713.0
726.4
725.9
726.5
717.3
725.7
4
Other securities
304.0
310.2
299.0
292.6
307.9
308.9
5
Loans and leases in bank credit
2,833.6
2,863.8
2,889.0
2,916.3
2,972.5
2,949.7
6
Commercial and industrial
800.1
811.9
817.0
819.4
834.7
834.5
7
Real estate
1,148.1
1,162.7
1,173.7
1,185.8
1,208.1
1,201.2
8
Revolving home equity
87.1
88.9
90.7
92.4

742.7
792.8
826.3
828.4

81.2
95.5

86.1
95.6

95.8
9
1,061.0
1,112.3
10
513.5
523.8
11
87.8
98.4
12
284.1
307.4

96.1
Other
1,073.7
1,083.0
1,093.5
1,105.1
Consumer
513.7
517.0
518.9
517.0
Security (3)
90.2
89.5
93.6
91.4
Other loans and leases
285.3
291.7
298.6
305.5

1,098.8

1,029.9
1,051.3
1,105.1
1,108.5
1,113.6

519.0

522.5

93.8

93.2

301.9

303.7

261.6
280.1
306.0
302.5

514.4
521.2
523.4
522.3
70.6
92.0

85.0
95.8

13 Interbank loans
216.4
214.3
214.1
193.3
187.8

189.2

183.9

188.4

193.4
209.1
197.2
195.3

14 Cash assets (4)
230.8
241.8
241.8
246.4
240.4

245.0

241.3

249.0

214.3
234.5
284.7
250.5

15 Other assets (5)
268.1
274.9
280.0
281.9
282.5

282.7

279.6

284.0

255.6
264.9
292.1
288.2

16 TOTAL ASSETS (6)
4,509.7
4,574.8
4,593.2
4,661.9
4,637.8

4,595.3

4,604.7

4,284.9
4,485.8
4,637.4
4,708.1
4,667.5

2,966.6

2,983.9

2,743.0
2,877.6
3,008.3
3,078.4
3,031.8

688.2

682.5

683.4

2,278.5

2,301.4

2,022.0
2,179.5
2,324.9
2,355.3
2,362.7

581.0

595.9

605.7

1,697.5

1,705.5

1,569.8
1,637.4
1,719.2
1,741.7
1,744.6

748.7

752.7

711.1
719.8
755.4
753.6

272.8

280.6

295.8
293.1
287.3
285.6

475.9

472.1

415.3
426.7
468.0
468.0

L I A B I L I T I E S
17 Deposits
2,904.8
2,947.2
2,928.5
3,026.7
2,993.1
18
Transaction
687.5
705.0
680.0
674.7
662.9
19
Nontransaction
2,217.3
2,242.2
2,248.5
2,352.0
2,330.3
20
Large time
548.9
563.8
568.5
618.9
613.1
21
Other
1,668.4
1,678.4
1,680.0
1,733.1
1,717.2

22 Borrowings
728.5
764.7
776.6
756.3
766.2
782.3
23
From banks in the U.S.
301.3
311.2
309.9
282.6
277.8
281.2
24
From others
427.3
453.5
466.7
473.7
488.4
501.2

721.0
698.1
723.2
669.0

452.2
542.1
613.6
618.1

25 Net due to related foreign offices
218.3
210.1
236.7
220.0
211.9
202.6
202.6

202.2

243.1
228.6
197.8
208.1

26 Other liabilities
275.8
270.6
266.2
268.0
269.5

265.5

275.0

281.6

219.3
288.1
282.5
275.8

27 TOTAL LIABILITIES
4,127.4
4,192.6
4,208.0
4,263.5
4,247.5

4,208.5

4,219.5

3,916.5
4,114.2
4,244.8
4,314.1
4,269.3

28 Residual (assets less liabilities) (7)
382.3
382.2
385.2
386.8
385.2
398.4
390.3
29
90.4
78.7
30
86.9
82.4

MEMO
Reval. gains on off-bal. sheet items (8)
90.1
81.4
76.1
84.3
77.7
Reval. losses on off-bal. sheet items (8)
88.0
85.7
80.7
88.4
81.2

392.6

86.1

368.4
371.6
394.0
398.2

--

101.8
79.7

--

98.5
83.3

82.2

90.1

87.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
October 3, 1997
Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

1997

1997

Jun

Jul

Aug

--------

--------

--------

-------- --------------------- -------

3,389.1

3,415.4

3,212.4
3,309.8
3,430.5
3,430.5
3,445.8

A S S E T S

1
Bank credit
3,334.8
3,367.2
3,448.0
3,445.9

3,369.3

2
841.4
840.8
3
624.7
628.0
4
216.6
212.8

Securities in bank credit
856.0
840.3
835.2
853.1
U.S. government securities
635.8
633.5
634.4
639.4
Other securities
220.3
206.8
200.8
213.7

5
Loans and leases in bank credit
2,493.4
2,511.2
2,529.0
2,553.9
2,607.2
2,592.8
6
Commercial and industrial
581.5
588.1
590.7
595.9
614.7
615.3
7
Real estate
1,122.6
1,135.8
1,147.5
1,157.9
1,176.6
1,171.6
8
Revolving home equity
87.9
89.7
90.9
92.4
95.1
95.4
9
Other
1,034.7
1,046.1
1,056.6
1,065.5
1,081.5
1,076.2
10
Consumer
518.1
516.2
519.1
521.7
521.0
514.2
11
Security (3)
48.4
46.5
45.6
48.0
52.1
48.8
12
Other loans and leases
222.7
224.5
226.1
230.4
242.9
242.9

847.5

843.4

824.9
843.2
836.6
843.2

634.2

626.8

622.2
618.2
626.6
630.8

213.3

216.6

202.7
225.0
210.0
212.5

(2)
2,567.9

2,387.5
2,466.6
2,587.1
2,593.9
2,602.6

599.2

605.9

1,163.5

1,076.8
1,108.4
1,169.6
1,173.9
1,177.7

93.3

94.1

1,070.2

1,075.5

995.8
1,021.9
1,078.9
1,082.6

521.4

522.0

514.0
520.5
521.3
520.7

50.5

51.4

233.4

238.2

201.7
217.4
238.1
236.6

552.7
576.2
610.4
614.0

81.0
94.9

42.4
50.2

86.5
95.0

44.1
53.6

13 Interbank loans
197.2
197.0
197.9
181.4
181.7

171.8

166.5

174.2

181.1
183.8
179.6
177.3

14 Cash assets (4)
207.6
213.8
210.1
215.2
218.2

212.6

211.0

228.1

196.2
200.5
235.8
212.5

15 Other assets (5)
231.7
238.1
238.9
241.2
243.6

241.4

234.5

237.7

214.1
223.9
237.0
236.9

16 TOTAL ASSETS (6)
3,915.4
3,959.8
3,959.8
4,029.0
4,032.6

3,958.2

3,970.4

3,746.5
3,862.2
4,013.4
4,026.2
4,015.8

2,712.8

2,721.1

2,574.2
2,654.7
2,746.3
2,770.8
2,734.7

682.7

677.5

684.0

L I A B I L I T I E S
17 Deposits
2,673.4
2,691.8
2,684.9
2,748.8
2,756.2
18
Transaction
689.3
691.0
678.6

723.6
695.4
687.6
647.4

663.4
677.7
19
Nontransaction
1,984.1
2,000.8
2,006.3
2,085.4
2,078.6
20
Large time
320.1
323.6
325.2
361.3
361.6
21
Other
1,664.0
1,677.1
1,681.1
1,724.1
1,716.9

2,030.1

2,043.6

1,850.6
1,959.3
2,062.4
2,083.2
2,087.3

336.2

342.7

349.3

1,693.9

1,700.9

1,564.8
1,641.0
1,713.1
1,726.8
1,727.6

598.0

608.7

575.8
592.1
611.4
624.6

235.0

245.6

256.6
271.0
249.7
257.4

362.9

363.1

319.1
321.1
361.7
367.2

22 Borrowings
608.0
623.8
623.2
596.1
622.5
619.8
23
From banks in the U.S.
278.2
280.0
269.3
239.9
244.5
237.8
24
From others
329.8
343.8
353.9
356.2
378.0
382.0
25
68.0
89.1

Net due to related foreign offices
77.1
85.1
80.8
85.6
79.8

79.1

285.8
318.3
356.5
359.7

74.2
76.6

78.2
90.3

26 Other liabilities
183.7
178.3
173.2
176.0
179.0

173.1

180.0

184.9

27 TOTAL LIABILITIES
3,533.1
3,571.0
3,566.4
3,636.3
3,634.9

3,562.7

3,584.8

3,379.0
3,511.4
3,619.1
3,636.9
3,624.4

28 Residual (assets less liabilities) (7)
382.3
388.8
393.4
395.5
385.6
392.7
397.7

394.3

154.9
186.4
178.1
174.8

367.5
350.8
389.3
391.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
October 3, 1997

1997

1997

Apr
Sep 24

May

Account
1997
Jun

1997

1997

Jul

Aug

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

--------------

--------------

--------

--------

--------

-------- ---------------------------

3,392.4

3,410.7

3,210.2
3,302.1
3,427.7
3,436.5
3,445.8

845.9

845.0

826.1
838.9
841.7
846.1

632.8

628.0

623.0
615.1
629.7
633.7

213.1

217.0

203.0
223.7
212.0
212.4

(2)
2,564.7

2,384.1
2,463.2
2,582.7
2,594.8
2,599.7

599.3

601.5

1,163.7

1,078.2
1,105.3
1,171.2
1,176.0
1,181.3

93.3

94.4

1,070.4

1,076.8

997.0
1,019.2
1,080.6
1,085.7

519.0

522.5

514.4
521.2
523.4
522.3

48.9

49.5

233.8

237.9

201.9
215.6
241.0
237.8

A S S E T S

1
Bank credit
3,325.4
3,366.6
3,456.8
3,444.6
2
843.4
842.9
3
626.4
630.9
4
217.0
212.0

3,371.3

Securities in bank credit
858.0
844.4
841.0
852.8
U.S. government securities
639.0
635.4
635.5
640.3
Other securities
219.0
209.0
205.5
212.5

5
Loans and leases in bank credit
2,482.0
2,508.6
2,526.9
2,551.4
2,613.9
2,591.8
6
Commercial and industrial
584.5
594.7
597.3
598.6
611.6
611.3
7
Real estate
1,116.6
1,131.7
1,143.3
1,156.3
1,180.5
1,173.6
8
Revolving home equity
87.1
88.9
90.7
92.4
95.8
96.1
9
Other
1,029.5
1,042.8
1,052.7
1,064.0
1,084.7
1,077.5
10
Consumer
513.5
513.7
517.0
518.9
523.8
517.0
11
Security (3)
48.1
47.0
46.0
47.6
53.9
47.4
12
Other loans and leases
219.3
221.3
223.2
230.0
244.1
242.6

548.8
575.9
605.2
607.0

81.2
95.5

40.9
49.2

86.1
95.6

45.2
51.3

13 Interbank loans
193.7
195.3
193.5
176.1
169.1

169.3

164.2

169.8

176.4
188.2
181.6
175.9

14 Cash assets (4)
199.0
209.9
207.8
212.3
207.1

208.5

207.1

214.6

185.2
202.4
250.2
214.9

241.6

237.4

240.1

216.2
223.0
245.5
241.4

15 Other assets (5)
227.7
237.2
240.1

242.1

242.6

16 TOTAL ASSETS (6)
3,889.9
3,952.8
3,956.3
4,030.1
4,006.5

3,962.6

3,730.6
3,859.9
3,995.0
4,056.7
4,020.7

2,707.6

2,715.4

2,565.0
2,642.8
2,738.5
2,803.7
2,758.0

677.1

671.2

671.7

2,030.5

2,044.2

1,854.1
1,954.7
2,066.7
2,092.7
2,100.6

335.5

341.4

350.4

1,695.0

1,702.9

1,567.6
1,633.5
1,716.4
1,737.3
1,742.1

602.2

607.7

576.4
583.2
613.5
608.9

241.3

249.3

261.4
261.5
254.4
252.3

360.9

358.4

315.1
321.7
359.1
356.6

3,955.0

L I A B I L I T I E S
17 Deposits
2,662.3
2,695.6
2,675.7
2,752.1
2,722.7
18
Transaction
677.3
694.6
669.2
663.1
650.8
19
Nontransaction
1,985.0
2,000.9
2,006.5
2,089.0
2,071.8
20
Large time
320.1
325.1
329.0
358.7
357.2
21
Other
1,664.9
1,675.8
1,677.5
1,730.3
1,714.7

22 Borrowings
594.4
622.3
633.1
610.1
626.9
637.3
23
From banks in the U.S.
268.1
278.6
277.8
250.9
248.4
247.0
24
From others
326.2
343.7
355.3
359.2
378.5
390.3
25
72.5
80.5

Net due to related foreign offices
78.8
92.3
79.6
83.0
80.5

76.6

710.9
688.2
711.0
657.3

286.5
321.1
355.4
358.5

71.9
71.6

79.9
84.1

26 Other liabilities
182.0
178.8
174.2
175.8
178.6

174.4

180.5

183.5

27 TOTAL LIABILITIES
3,511.2
3,575.5
3,575.3
3,635.4
3,619.1

3,571.7

3,581.1

3,367.3
3,491.8
3,606.2
3,667.0
3,626.5

28 Residual (assets less liabilities) (7)
378.7
377.4
381.0
383.3
381.5
394.8
387.4
29
49.0
38.2
30
43.2
40.6
31

MEMO
Reval. gains on off-bal. sheet items (8)
49.5
42.0
38.5
44.3
37.4
Reval. losses on off-bal. sheet items (8)
44.6
43.4
40.2
45.7
39.8
Mortgage-backed securities (9)

388.8

45.1

153.9
185.8
178.2
175.5

363.4
368.1
389.7
394.3

--

55.9
38.3

--

50.9
40.0

39.5

46.5

41.7
--

243.5

245.3
251.7

248.8
259.1

249.0

250.3

251.8

253.5

253.8

252.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
October 3, 1997
Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

1997

1997

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,979.0

1,997.7

1,884.8
1,945.9
2,000.2
1,995.2
2,011.1

441.9

437.6

425.8
444.3
431.0
437.0

310.2

302.8

302.6
299.0
302.9
306.5

24.9

21.8

285.3

281.0

282.3
282.8
279.2
280.1

131.7

134.8

123.2
145.2
128.1
130.5

64.2

63.7

56.9
57.8

80.0
60.2

67.5

71.2

66.3
70.3

65.3
70.3

A S S E T S

1
Bank credit
1,958.0
1,976.3
2,012.4
2,013.7
2
438.7
436.1
3
303.3
305.1
3a
18.3
22.1
3b
285.0
283.0
4
135.4
131.0
4a
69.4
60.1
4b
66.0
70.9

1,968.2

Securities in bank credit
449.8
433.2
429.3
450.4
U.S. government securities
312.7
309.5
310.8
318.3
Trading account
20.3
19.4
23.1
27.9
Investment account
292.3
290.1
287.7
290.4
Other securities
137.1
123.8
118.5
132.1
Trading account
72.0
58.4
51.8
60.2
Investment account
65.1
65.4
66.7
71.9

20.3
23.6

16.2
26.4

4c
20.8
22.0
4d
45.2
48.8

20.8
22.1
44.3
49.9

State and local government
21.1
21.7
22.1

22.3

20.5
22.1

21.1
22.0

Other
44.3

48.9

45.8
48.2

44.1
48.3

45.0

45.3

5
Loans and leases in bank credit (2)
1,519.3
1,526.5
1,535.0
1,549.7
1,555.8
1,576.3
1,563.3
6
Commercial and industrial
406.6
412.1
413.1
416.5
417.8
430.2
430.4
6a
Bankers acceptances
1.7
1.6
1.6
1.6
1.6
1.5
1.5
6b
Other
404.9
410.5
411.5
414.9
416.2
428.7
428.9
7
Real estate
609.0
612.3
618.9
623.7
622.9
625.2
621.2
8
Revolving home equity
60.6
61.2
62.1
63.4
64.1
65.5
65.7
9
Other
548.4
551.0
556.7
560.3
558.8
559.7
555.5
10
Consumer
301.1
299.7
301.0
301.3
301.7
299.0
294.9
11
Security (3)
43.6
41.9
41.0
43.3
45.7
47.0
43.7
11a
Fed funds and RPs with broker/dealer
27.1
23.8
23.4
26.5
28.6
28.7
26.9
11b
Other
16.5
18.1
17.6
16.9
17.1
18.3
16.7
12a
State and local government
11.6
11.2
11.1
11.2
11.2
11.4
11.3
12b
Agricultural
8.8
8.8
8.9
8.8
8.7
8.9
8.9
12c
Fed funds and RPs with others
6.3
7.4
5.8
6.3
7.3
6.6
6.8
12d
All other loans
65.0
64.1
64.8
66.3
66.0
71.1
68.8
12e
Lease financing receivables
67.4
69.1
70.5
72.2
74.3
76.8
77.2
13 Interbank loans
143.5
149.0
149.7

121.6

115.3

1,459.1
1,501.7
1,562.6
1,564.3
1,574.1
422.4
1.5

386.8
402.5
425.7
429.8
1.7
1.4

1.6
1.5

420.9

385.1
400.9
424.3
428.3

623.1

597.6
603.0
625.3
627.2

64.7

57.4
65.5

59.8
65.6

558.4

540.2
543.2
559.8
561.7

299.5

296.2
302.5
298.8
299.6

46.5

37.8
45.2

39.4
48.8

30.0

23.9
30.2

24.0
31.2

16.6

13.9
15.0

15.4
17.6

11.3

11.7
11.3

11.6
11.4

8.7

8.9
8.7

8.7
8.9

6.3

5.0
4.8

5.3
5.8

68.7

60.8
67.7

62.9
66.0

76.1

54.3
76.7

65.8
76.7

121.1

140.1
133.9
125.3
126.2

126.4
13a
92.2
79.8
13b
51.3
46.6

125.4
Fed funds and RPs with banks
96.9
93.4
69.9
79.3
Other
52.1
56.3
51.7
46.1

69.6

73.8

93.4
78.0

84.1
78.2

45.7

47.3

46.7
47.3

49.9
47.9

14 Cash assets (4)
140.7
145.5
143.3
143.9
144.8

143.1

142.2

155.7

136.8
135.7
159.5
143.2

15 Other assets (5)
174.6
179.8
181.6
178.4
179.1

179.3

172.8

173.9

167.9
173.5
176.1
174.4

16 TOTAL ASSETS (6)
2,380.2
2,413.8
2,406.2
2,424.9
2,426.7

2,386.3

2,391.2

2,291.5
2,352.6
2,414.3
2,419.9
2,418.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
October 3, 1997
Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

1997

1997

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,474.5

1,468.8

1,421.5
1,448.6
1,482.6
1,500.6
1,477.3

378.7

372.8

377.5

421.6
393.3
381.0
351.9

1,095.8

1,096.1

1,105.1

999.9
1,055.3
1,119.6
1,125.5

176.9

181.5

187.0

145.9
163.4
192.4
195.6

L I A B I L I T I E S
17 Deposits
1,456.5
1,468.8
1,458.8
1,483.9
1,482.6
18
Transaction
386.3
386.2
375.6
361.1
366.8
19
Nontransaction
1,070.2
1,082.7
1,083.1
1,122.8
1,115.8
20
Large time
164.1
168.5
168.7

197.0
21
906.1
925.8

198.1
Other
914.2
917.6

914.5

918.9

22 Borrowings
453.2
466.3
466.9
438.6
460.4
460.1
23
From banks in the U.S.
193.9
195.1
183.9
160.3
172.4
165.9
24
From others
259.3
271.3
283.0
278.3
288.0
294.2
25
64.1
84.1

914.6

918.1

854.0
891.9
927.2
929.9

437.6

446.0

426.7
439.5
448.9
462.7

159.6

169.1

173.1
187.4
174.4
182.7

278.0

276.9

253.6
252.1
274.6
280.0

Net due to related foreign offices
72.7
80.9
77.0
80.8
74.8

74.6

69.8
72.1

74.2
85.3

26 Other liabilities
158.0
152.9
146.9
147.2
151.9

145.9

153.6

157.5

27 TOTAL LIABILITIES
2,131.8
2,160.7
2,153.5
2,175.6
2,169.4

2,136.0

2,140.9

2,047.7
2,124.4
2,160.7
2,171.6
2,171.5

28 Residual (assets less liabilities) (7)
248.4
253.1
252.8
250.3
250.3
249.3
257.2

253.6

129.7
162.0
149.9
146.1

243.9
228.3
248.2
247.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
October 3, 1997
Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1997

1997

Jun

Jul

Aug

--------

--------

--------

A S S E T S

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17
-------- ---------------------------

1
Bank credit
1,953.1
1,975.3
2,016.3
2,007.4
2
439.4
437.2
3
303.8
307.0
3a
19.4
23.0
3b
284.5
284.0
3c
184.0
185.8
3d
100.5
98.2
3e
26.9
27.9
3f
57.0
49.0
3g
16.6
21.4
4
135.5
130.2
4a
69.8
59.2
4b
65.7
71.0
4c
20.8
22.0
4d
44.9
48.9

1,970.4

1,981.5

1,992.5

Securities in bank credit
448.3
435.6
433.3
441.1
448.0
U.S. government securities
312.7
309.9
310.1
309.6
317.0
Trading account
20.5
19.6
21.6
23.8
26.5
Investment account
292.2
290.2
288.4
285.8
290.5
Mortgage-backed
186.5
186.3
186.7
188.2
192.5
Other
105.7
103.9
101.7
97.6
98.0
1 year or less
29.4
27.8
27.8
26.1
27.1
Between 1 and 5 years
58.2
57.4
55.0
51.0
48.4
More than 5 years
18.1
18.7
19.0
20.6
22.5
Other securities
135.6
125.7
123.3
131.5
131.0
Trading account
70.8
60.6
57.0
64.9
59.4
Investment account
64.8
65.1
66.3
66.6
71.6
State and local government
20.9
21.2
21.8
21.7
22.1
Other
43.8
43.9
44.5
44.8
49.5

5
Loans and leases in bank credit
1,513.7
1,527.0
1,534.8
1,548.1
1,579.1
1,559.4
6
Commercial and industrial
409.0
417.5
418.2
418.1
427.9
427.2
6a
Bankers acceptances
1.6
1.5
1.5
1.6

1,883.0
1,943.7
1,997.7
2,001.0
2,008.8

441.0

428.9
441.6
437.9
440.4

305.5

305.1
297.4
307.4
309.7

22.5
283.0
187.7

21.0
24.9

284.1
280.9
282.5
282.6
--

182.2
187.8
186.6

--

98.8

95.3
26.0

94.7

135.5

96.0

--

26.6
26.5

--

56.9
48.3

25.8

48.5
20.8

16.4
27.1

47.7
--

21.3

15.2
21.2

123.7
144.2
130.5
130.7

64.8

57.8
60.2

78.8
60.4

70.7

65.9
70.2

65.4
70.3

22.0

20.3
22.0

21.1
22.0

48.7

45.7
48.2

44.2
48.3

(2)
1,551.4

1,454.2
1,502.1
1,556.8
1,563.1
1,568.4

417.9

419.2

1.5

1.5

384.0
402.5
422.0
424.2
1.7
1.5

1.6
1.5

1.5
6b
407.4
426.4
7
606.1
626.7
8
60.1
65.9
9a
332.8
347.9
9b
213.2
213.0
10
298.3
300.7
11
43.2
49.1
11a
26.8
30.7
11b
16.4
18.4
12a
11.5
11.5
12b
8.5
9.1
12c
6.2
7.8
12d
63.2
70.2
12e
67.8
76.1

1.5
Other
415.9
416.7
416.5
416.4
425.6
Real estate
610.9
616.2
622.3
622.7
620.9
Revolving home equity
60.8
62.0
63.4
64.1
66.1
Other residential
340.4
342.8
346.0
345.9
341.7
Commercial
209.8
211.4
213.0
212.6
213.2
Consumer
297.6
299.4
300.3
299.6
296.6
Security (3)
42.4
41.6
43.1
44.3
42.7
Fed funds and RPs with broker/dealer
24.8
24.1
26.0
27.9
26.3
Other
17.6
17.4
17.0
16.5
16.3
State and local government
11.2
11.1
11.2
11.2
11.4
Agricultural
8.6
8.9
8.9
9.0
9.1
Fed funds and RPs with others
7.1
5.9
6.5
7.5
7.5
All other loans
62.8
63.2
65.8
65.4
67.7
Lease financing receivables
68.9
70.4
72.0
73.8
76.4

13 Interbank loans
139.9
146.9
148.7
121.9
123.8
120.1
13a
Fed funds and RPs with banks
90.2
96.9
94.4
71.3
78.2
74.6
13b
Other
49.7
50.0
54.3
50.6
45.6
45.4
14 Cash assets (4)
134.3
142.9
141.3
144.0
139.0

140.4

417.7

382.3
400.9
420.5
422.7

623.6

597.9
602.5
626.1
629.2

64.9

57.5
65.8

59.6
65.9

--

330.8
348.4
350.9

346.9
211.8
300.0

--

212.1
212.0
212.5

296.6
302.3
300.7
300.8

44.7

36.4
44.0

40.4
46.3

28.5

22.8
29.1

24.3
29.8

16.2

13.6
15.0

16.1
16.5

11.4

11.8
11.4

11.6
11.4

9.0

9.1
9.0

8.4
9.1

6.2

4.9
5.1

6.1
6.5

67.5

59.8
68.9

61.9
65.1

75.2

53.7
75.8

66.4
75.9

136.4
136.2
125.3
120.7

115.6

117.7

69.0

70.7

90.1
78.1

86.1
73.4

46.7

47.0

46.4
47.2

50.2
47.3

138.8

144.5

128.1
138.4
169.3
144.5

15 Other assets (5)
171.6
179.9
183.4
179.6
179.6

181.6

175.7

176.3

170.0
171.3
180.6
176.9

16 TOTAL ASSETS (6)
2,362.4
2,408.5
2,407.2
2,427.0
2,409.6

2,388.5

2,386.0

2,279.3
2,353.1
2,399.5
2,439.6
2,414.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
October 3, 1997
Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

1997

1997

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,471.2

1,466.6

1,415.2
1,446.6
1,477.3
1,520.2
1,486.9

374.7

368.7

368.4

1,096.5

1,097.9

1,002.9
1,056.6
1,108.9
1,124.8
1,132.5

176.7

180.9

188.3

146.8
165.6
192.2
194.9

919.8

916.9

920.6

856.1
891.1
932.5
937.6

441.8

446.5

429.3
431.9
453.4
452.0

164.2

172.9

178.0
179.7
179.3
179.4

L I A B I L I T I E S
17 Deposits
1,450.4
1,470.4
1,452.1
1,486.8
1,458.7
18
Transaction
378.6
389.5
369.6
362.6
350.5
19
Nontransaction
1,071.8
1,080.9
1,082.6
1,124.2
1,108.2
20
Large time
163.3
169.0
171.6
194.8
193.2
21
Other
908.5
911.9
910.9
929.5
915.0

22 Borrowings
445.1
467.3
472.9
449.0
467.9
473.5
23
From banks in the U.S.
187.6
194.5
190.0
168.4
176.0
171.7
24
From others

412.3
390.0
395.4
354.3

251.3

252.2

257.5
291.9
25
68.6
75.5

272.8
301.7

282.9

280.6

277.5

Net due to related foreign offices
74.4
88.1
75.8
78.2
75.5

273.6

72.1

274.1
67.5
67.1

272.6
76.0
79.1

26 Other liabilities
155.9
153.1
148.1
147.4
151.8

147.7

153.9

155.9

27 TOTAL LIABILITIES
2,120.0
2,165.2
2,161.3
2,177.6
2,159.5

2,143.7

2,140.4

2,040.7
2,115.5
2,151.7
2,191.2
2,165.2

28 Residual (assets less liabilities) (7)
242.4
243.4
245.9
244.8
245.5
249.3
250.1
29
49.0
38.2
30
43.2
40.6
31
202.7
202.0
31a
139.1
139.6
31b
63.6
62.4
32
2.7
3.3
33
32.9
34.1

MEMO
Reval. gains on off-bal. sheet items (8)
49.5
42.0
38.5
44.3
37.4
Reval. losses on off-bal. sheet items (8)
44.6
43.4
40.2
45.7
39.8
Mortgage-backed securities (9)
204.5
204.0
203.9
204.3
208.9
Pass-through
140.5
140.9
141.8
142.4
146.5
CMO, REMIC, and other
64.0
63.0
62.1
61.9
62.4
Net unrealized gains (losses) on
1.8
2.1
2.6
3.1
3.3
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
33.3
33.6
33.4
33.7
34.1

247.7

128.6
161.0
150.5
147.3

238.6
237.6
248.4
249.0

-45.1
46.5

39.5
--

41.7

55.9
38.3
50.9
40.0

--

202.0
203.9
202.8

204.0
141.6

--

138.0
141.1
140.0

-62.4
3.7

34.0

62.8
--

3.4

28.4
34.6

64.0
62.7
2.7
3.1
32.1
34.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
October 3, 1997

Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

1997

1997

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,410.0

1,417.7

1,327.6
1,363.9
1,430.3
1,435.3
1,434.8

405.6

405.8

399.1
399.0
405.7
406.3

324.0

324.0

319.6
319.1
323.7
324.3

81.6

81.8

A S S E T S

1
Bank credit
1,376.8
1,390.9
1,435.6
1,432.2
2
402.7
404.7
3
321.4
322.9
4
81.2
81.8

1,401.1

Securities in bank credit
406.3
407.1
405.9
402.7
U.S. government securities
323.1
324.0
323.6
321.1
Other securities
83.2
83.0
82.3
81.6

5
Loans and leases in bank credit (2)
974.1
984.6
994.0
1,004.1
1,012.1
1,030.9
1,029.5
6
Commercial and industrial
175.0
176.0
177.7
179.3
181.4
184.5
184.8
7
Real estate
513.6
523.5
528.6
534.2
540.6
551.4
550.4
8
Revolving home equity
27.3
28.4
28.7
29.0
29.2
29.6
29.6
9
Other
486.3
495.1
499.9
505.2
511.4
521.8
520.8
10
Consumer
217.0
216.5
218.1
220.4
219.6
222.0
219.3
11
Security (3)
4.9
4.6
4.6
4.7
4.7
5.1
5.1
12
Other loans and leases
63.7
63.9
64.9
65.6
65.7
68.0
69.8
13
53.8
55.0

Interbank loans
48.0
48.2
56.3

50.2

51.2

79.5
81.9

79.8
82.0

1,024.5

928.4
964.9
1,029.6
1,028.5

183.5

166.0
173.6
184.6
184.3

546.4

479.2
505.4
548.6
550.4

29.4

23.6
29.4

26.7
29.4

517.0

455.7
478.8
519.2
521.0

222.5

217.7
218.0
222.5
221.1
4.5
5.0

4.7
4.8

67.1

61.0
68.8

63.1
67.9

53.1

41.0
54.4

49.9
51.2

4.9

14
67.0
71.3

Cash assets (4)
68.3
66.8
73.4

69.6

68.8

72.4

59.4
76.4

64.8
69.2

15
57.1
62.8

Other assets (5)
58.3
57.3
64.5

62.0

61.7

63.8

46.2
60.9

50.4
62.6

1,571.9

1,579.2

1,454.9
1,509.6
1,599.1
1,606.4
1,597.2

1,238.3

1,252.3

1,152.7
1,206.1
1,263.7
1,270.2
1,257.3

304.0

304.7

306.5

302.1
302.1
306.6
295.5

934.3

947.6

957.3

850.7
904.0
963.6
961.8

159.3

161.3

162.3

139.9
154.9
164.1
164.1

775.0

786.3

794.9

710.7
749.1
799.6
797.7

160.4

162.8

149.0
152.6
162.4
162.0

75.5

76.5

83.5
75.3

83.6
74.7

84.9

86.3

65.5
87.2

69.0
87.2

4.4
4.5

4.0
4.9

25.2
28.1

24.4
28.7

16 TOTAL ASSETS (6)
1,535.3
1,546.0
1,553.6
1,604.1
1,605.9

L I A B I L I T I E S
17 Deposits
1,216.9
1,223.0
1,226.1
1,264.8
1,273.6
18
Transaction
303.0
304.8
303.0
302.3
310.8
19
Nontransaction
913.9
918.1
923.1
962.6
962.8
20
Large time
156.0
155.1
156.5
164.3
163.5
21
Other
757.9
763.0
766.6
798.2
799.3

22 Borrowings
154.8
157.5
156.3
157.5
162.1
159.7
23
From banks in the U.S.
84.3
84.9
85.3
79.5
72.1
71.9
24
From others
70.5
72.6
70.9
77.9
90.0
87.8
25
3.9
5.0

Net due to related foreign offices
4.4
4.2
3.8
4.8
5.0

4.5

26
25.7
28.8

Other liabilities
25.5
26.3
27.1

27 TOTAL LIABILITIES
1,401.3
1,410.3
1,412.9
1,460.7
1,465.4

27.1

26.4

27.5

1,426.7

1,443.9

1,331.3
1,387.0
1,458.5
1,465.2
1,452.9

28 Residual (assets less liabilities) (7)
134.0
135.7
140.6
145.2
135.3
143.4
140.5

140.7

123.6
122.5
141.1
144.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
October 3, 1997
Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

1997

1997

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,410.9

1,418.1

1,327.1
1,358.4
1,430.0
1,435.5
1,437.0

404.8

404.0

397.2
397.3
403.8
405.6

323.2

322.5

317.9
317.8
322.2
324.0

81.7

81.6

A S S E T S

1
Bank credit
1,372.3
1,391.3
1,440.6
1,437.2
2
404.0
405.7
3
322.6
323.9
4
81.4
81.8

1,400.9

Securities in bank credit
409.7
408.9
407.7
404.8
U.S. government securities
326.3
325.5
325.4
323.3
Other securities
83.5
83.3
82.2
81.5

5
Loans and leases in bank credit (2)
968.3
981.5
992.0
1,003.2
1,013.3
1,034.9
1,032.4
6
Commercial and industrial
175.5
177.2
179.1
180.5
181.4
183.7
184.1
7
Real estate
510.5
520.8
527.1
534.0
541.0
553.7
552.7
8
Revolving home equity
27.0
28.2
28.6
29.0
29.2
29.9
30.0
9
Other
483.5
492.7
498.5
505.0
511.8
523.8
522.7
10
Consumer

79.3
81.6

79.5
81.7

1,025.9

929.9
961.1
1,031.7
1,031.3

182.3

164.8
173.3
183.2
182.8

547.6

480.4
502.9
549.9
552.1

29.5
518.1

23.7
29.7

26.5
29.7

456.7
476.4
520.3
522.4
217.8

218.9

215.2
223.1
11
4.9
4.9
12
62.2
69.4

216.2
217.6
218.6
220.4
Security (3)
4.6
4.4
4.5
4.7
Other loans and leases
62.7
63.7
65.6
70.5

219.5

222.5

4.6

4.8

66.8

222.8

221.5

4.5
5.1

4.8
5.0

68.7

62.6
70.7

61.2
69.8

13
53.7
52.3

Interbank loans
48.4
44.8
49.0

47.4

48.6

52.1

40.0
56.3

52.0
55.2

14
64.8
68.3

Cash assets (4)
67.0
66.6
68.1

68.2

68.4

70.0

57.1
80.9

64.0
70.4

15
56.1
62.6

Other assets (5)
57.3
56.8
63.1

60.1

61.7

63.8

46.3
64.9

51.7
64.5

1,566.5

1,576.6

1,451.3
1,506.8
1,595.6
1,617.1
1,606.5

1,236.4

1,248.9

1,149.8
1,196.2
1,261.1
1,283.6
1,271.1

302.4

302.5

303.3

298.6
298.2
315.6
303.0

934.0

946.4

957.8

851.2
898.0
967.9
968.1

158.8

160.4

162.1

139.7
155.6
163.2
163.6

775.2

786.0

795.8

711.5
742.4
804.7
804.5

160.4

161.2

147.1
151.3
160.1
156.9

77.0

76.4

83.3
75.1

81.8
72.9

83.3

84.8

63.7
85.0

69.6
84.0

4.4
4.5

4.0
4.9

16 TOTAL ASSETS (6)
1,527.6
1,544.3
1,549.2
1,603.2
1,596.9

L I A B I L I T I E S
17 Deposits
1,211.9
1,225.2
1,223.6
1,265.3
1,264.0
18
Transaction
298.7
305.1
299.7
300.5
300.3
19
Nontransaction
913.2
920.1
923.9
964.8
963.7
20
Large time
156.9
156.2
157.4
163.9
164.0
21
Other
756.4
763.9
766.5
800.8
799.7

22 Borrowings
149.3
155.0
160.2
161.2
159.0
163.8
23
From banks in the U.S.
80.5
84.1
87.8
82.6
72.5
75.2
24
From others
68.8
70.9
72.4
78.6
86.5
88.6
25
3.9
5.0
26

Net due to related foreign offices
4.4
4.2
3.8
4.8
5.0
Other liabilities

4.5

25.3

24.8

26.1
28.4

25.7
26.8

26.0

27 TOTAL LIABILITIES
1,391.2
1,410.3
1,414.1
1,457.7
1,459.6

26.6

26.6

27.6

1,428.0

1,440.7

1,326.6
1,376.3
1,454.5
1,475.8
1,461.3

28 Residual (assets less liabilities) (7)
136.3
134.0
135.1
138.5
135.9
145.4
137.3
29
42.6
49.7

MEMO
Mortgage-backed securities (9)
44.3
45.1
46.4
50.2

141.1

27.7

124.7
130.5
141.3
145.3

-47.5

28.3

49.5

49.9

41.5
49.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
October 3, 1997
Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

1997

1997

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

542.7

545.9

541.6

465.5
530.5
551.3
546.2

185.0

182.8

149.4
176.9
194.6
186.6

93.6

88.6

81.3
97.4

85.4
90.1

91.3

94.2

68.1
97.2

91.5
96.5

A S S E T S

1
Bank credit
525.3
533.7
543.1
545.1
2
172.9
184.5
3
83.6
87.3
4
89.3
97.2

540.0

Securities in bank credit
178.0
175.6
177.5
186.5
U.S. government securities
87.9
90.0
92.4
87.8
Other securities
90.2
85.6
85.1
98.7

5
352.4
358.7
6
215.9
224.4
7
31.5
27.6
11
39.7
44.5
12
65.3
62.2

Loans and leases in bank credit
355.7
364.4
365.2
358.6
Commercial and industrial
216.4
219.5
220.1
224.9
Real estate
31.4
30.6
29.6
27.5
Security (3)
43.2
43.5
46.0
44.0
Other loans and leases
64.7
70.8
69.5
62.2

(2)
361.0

358.8

316.1
353.6
356.7
359.6

220.0

221.4

193.9
217.0
222.0
223.3

28.6

28.2

32.9
27.7

32.0
27.8

44.9

43.6

29.7
42.8

39.8
44.5

67.6

65.5

59.6
64.1

64.9
64.0

13
22.7
17.2

Interbank loans
18.9
20.6
18.8

19.9

19.6

18.7

17.0
15.6

20.9
19.4

14
32.4
35.4

Cash assets (4)
32.7
34.0
33.8

35.7

34.0

34.5

29.1
35.1

32.9
37.0

15
41.0
39.7

Other assets (5)
39.1
38.9
40.4

41.2

43.0

43.0

38.6
45.5

41.1
45.1

639.2

642.3

637.6

550.1
625.2
647.2
647.5

258.6

271.5

272.1

179.4
238.0
278.4
278.2

11.1

11.3

12.0

247.5

260.2

260.0

169.1
228.2
266.4
266.6

245.0

257.6

257.2

166.9
224.3
261.9
264.0

2.5

2.6

2.8

137.5

139.7

29.9

30.8

16 TOTAL ASSETS (6)
621.2
624.2
633.2
635.2
637.8

L I A B I L I T I E S
17 Deposits
242.7
258.0
252.3
278.7
269.6
18
Transaction
10.4
10.8
11.3
11.1
11.3
19
Nontransaction
232.2
247.2
241.0
267.5
258.3
20
Large time
228.7
244.6
238.5
264.7
255.8
21
Other
3.6
2.6
2.5
2.8
2.5

22 Borrowings
140.0
139.9
143.6
141.1
134.2
146.3
23
From banks in the U.S.
34.7
32.4
32.6
30.0
28.9
37.6
24
From others

10.3
12.0

2.2
4.5

9.7
11.6

4.0
2.6

129.7
143.2
137.8
140.9
33.9
31.6
95.7

33.9
32.1
109.3

105.3
105.2

107.5
108.6

111.1

107.6

108.9

25 Net due to related foreign offices
141.0
134.4
148.6
148.7
130.1
129.4
118.8

127.5

26
94.0
92.9

Other liabilities
92.0
89.3
92.2

111.1

96.6

97.6

638.5

635.6

636.8

27 TOTAL LIABILITIES
617.7
624.3
633.9
635.1
626.9

90.1

28
3.5
0.2

Residual (assets less liabilities) (7)
-0.1
-0.6
0.7
6.7
10.9

106.2

173.2
139.4
130.9
131.5
65.0
103.3

99.8
98.7

547.3
620.4
650.5
649.4
2.7
-3.3

0.8

108.8

4.8
-1.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
October 3, 1997
Account
1997

1997

1997

Apr
Sep 24

May

--------------

--------------

1996

1997
1997
Week ending
Aug
Feb
Mar
Sep 3
Sep 10
Sep 17

1997

1997

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

543.1

546.3

545.7

469.0
531.2
555.1
545.1

183.8

186.5

152.6
177.9
198.2
186.6

90.9

90.2

A S S E T S

1
Bank credit
525.1
533.8
540.8
539.6
2
173.5
182.3
3
86.6
86.4

542.6

Securities in bank credit
178.5
180.5
178.1
181.7
U.S. government securities
87.3
90.5
91.0
85.4

82.7
98.7

87.2
89.9

3a
20.0
16.8
3b
66.6
69.6
4
87.0
95.9
4a
60.4
61.1
4b
26.6
34.7
5
351.6
358.5
6
215.6
223.1
7
31.5
27.7
11
39.7
44.5
12
64.8
63.3

Trading account
18.6
18.8
18.8
15.1
Investment account
68.8
71.7
72.3
70.3
Other securities
91.2
90.0
87.1
96.4
Trading account
61.1
59.7
58.2
61.9
Investment account
30.0
30.3
28.9
34.4
Loans and leases in bank credit
355.2
362.1
365.0
357.9
Commercial and industrial
217.2
219.7
220.9
223.3
Real estate
30.9
30.4
29.5
27.6
Security (3)
43.2
43.5
46.0
44.0
Other loans and leases
64.0
68.5
68.6
63.0

-26.5

21.4
17.4

18.2

19.2

72.7

71.0

92.9

96.3

60.9

62.3

32.0

34.0

(2)
362.5

359.2

316.4
353.3
356.9
358.5

221.2

221.6

194.0
216.9
221.1
221.4

28.5

28.2

32.9
27.9

32.1
27.9

44.9

43.6

29.7
42.8

39.8
44.5

68.0

65.8

59.8
65.0

64.5
64.8

--

72.2

65.8
72.5

69.9
99.5

90.7
96.7

--

65.2
62.2

--

25.5
34.5

65.2
34.3

13
22.7
17.2

Interbank loans
18.9
20.6
18.8

19.9

19.6

18.7

17.0
15.6

20.9
19.4

14
31.8
34.2

Cash assets (4)
31.9
34.0
33.3

36.5

34.2

34.4

29.0
34.5

32.1
35.7

15
40.4
39.8

Other assets (5)
37.7
39.9
39.9

41.1

42.2

43.9

39.3
46.5

41.9
46.8

640.3

642.1

642.4

554.3
625.8
651.4
646.7

259.1

268.5

269.8

177.9
234.8
274.7
273.8

11.1

11.3

11.7

248.0

257.2

258.1

16 TOTAL ASSETS (6)
619.8
622.0
636.9
631.8
631.3

L I A B I L I T I E S
17 Deposits
242.5
251.6
252.8
274.5
270.5
18
Transaction
10.2
10.4
10.7
11.6
12.0
19
Nontransaction
232.3
241.2
242.1

10.1
12.2

9.9
11.7

167.8
224.9
262.5
262.1

263.0
20
228.7
260.2
21
3.6
2.8

258.4
Large time
238.7
239.5
255.9
Other
2.6
2.5
2.5

165.7
221.0
258.1
259.6

245.5

254.6

255.3

2.5

2.6

2.8

146.6

145.0

31.5

31.3

115.0

113.7

100.2
105.0
109.0
111.4

25 Net due to related foreign offices
145.7
131.3
144.3
140.4
128.9
122.1
122.0

125.6

171.2
148.6
126.2
124.0

26
93.8
92.2

22 Borrowings
134.1
142.4
143.5
146.2
139.3
145.0
23
From banks in the U.S.
33.1
32.7
32.1
31.7
29.4
34.2
24
From others
101.0
109.8
111.3
114.5
109.9
110.8

Other liabilities
91.8
92.0
90.9

94.4

98.1

636.8

638.4

638.6

27 TOTAL LIABILITIES
616.2
617.1
632.6
628.1
628.4

91.1

28
3.6
3.7

Residual (assets less liabilities) (7)
4.9
4.3
3.5
3.7
2.9

29
41.4
40.5
30
43.7
41.8

MEMO
Reval. gains on off-bal. sheet items (8)
40.5
39.4
37.6
40.0
40.3
Reval. losses on off-bal. sheet items (8)
43.4
42.3
40.5
42.7
41.4

3.8

41.1
43.6

2.2
4.4

3.9
2.5

134.7
136.7
141.9
144.7
34.5
32.9

31.7
33.3

65.4
102.3
104.3
100.3
549.2
622.4
647.1
642.8
5.1
4.3

3.5
3.9

--

45.9
41.4

--

47.6
43.3

42.7
45.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

October 3, 1997
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.

1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Domestically chartered commercial banks acquried $1.3 billion in assets
and liabilities of thrift institutions in the week ending September 24, 1997. The
major asset items
affected were (in billions): U. S. government securities, $0.3; real estate
loans, revolving home equity, $0.1; real estate loans, other, $0.7; and commercial
and industrial loans,

$0.1.
$1.3.

The major liability item affected was nontransaction, deposits, other,