H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time
Data on the attached H.8 release have been benchmarked through the September 1997
Call Report. Data on the previous release were
benchmarked to the June 1997 Call Report.
Historical H.8 data may be accessed through the Board's web site:
http://www.bog.frb.fed.us/.

Seasonally adjusted, billions of dollars
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26

1997

1997

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

3,995.8

4,030.9

3,742.4
3,901.9
4,076.4
4,071.5
4,061.8

1,045.6

1,081.0

979.9
1,013.5
1,076.8
1,071.1

732.0

745.5

705.5
721.7
743.8
738.4

313.6

335.6

274.4
291.7
333.0
332.7

(2)
2,985.3

2,762.5
2,888.4
2,995.3
2,994.8
2,990.7

844.6

848.1

1,219.5

1,122.5
1,179.1
1,225.3
1,229.5
1,222.3

95.9

97.1

A S S E T S

1
Bank credit
3,922.0
3,957.4
4,100.7
4,088.6

3,970.9

2
Securities in bank credit
1,009.6
1,031.1
1,024.9
1,031.4
1,094.4
1,096.2
3
U.S. government securities
724.7
726.4
715.3
724.1
755.2
749.0
4
Other securities
284.9
304.7
309.6
307.3
339.2
347.2
5
Loans and leases in bank credit
2,912.3
2,926.3
2,946.0
2,964.4
3,006.3
2,992.4
6
Commercial and industrial
813.8
817.0
825.6
837.7
854.7
852.8
7
Real estate
1,189.5
1,198.4
1,205.6
1,214.1
1,223.7
1,223.5
8
Revolving home equity
91.8
93.1
94.2
95.4
97.5
97.5

774.0
808.4
844.3
847.2

83.7
96.5

90.3
97.4

9
1,097.7
1,126.2
10
517.7
512.2
11
92.6
95.6
12
298.8
320.1

Other
1,105.3
1,111.4
1,118.7
1,126.0
Consumer
517.5
518.7
515.3
513.1
Security (3)
93.5
93.3
94.5
91.4
Other loans and leases
299.9
302.8
302.9
311.5

1,123.7

1,038.9
1,088.8
1,128.2
1,133.0
1,124.9

509.4

510.1

104.3

97.5

520.5
516.5
506.9
510.8
76.9
100.9

88.3
95.7

307.5

314.4

268.6
296.1
313.1
314.7

13 Interbank loans
190.3
184.6
191.5
222.0
215.7

199.6

201.3

205.8

211.7
217.6
206.9
190.9

14 Cash assets (4)
248.0
245.3
262.9
287.1
266.3

258.9

269.3

279.3

229.4
243.8
302.1
258.3

15 Other assets (5)
286.2
282.1
283.9
305.9
339.1

284.1

294.0

307.9

258.9
280.2
299.4
300.8

16 TOTAL ASSETS (6)
4,589.9
4,612.5
4,652.4
4,858.8
4,852.3

4,681.8

4,738.8

4,385.8
4,587.1
4,812.4
4,823.2
4,755.1

3,045.7

3,059.6

2,829.4
2,933.8
3,102.6
3,127.0
3,062.0

682.5

681.8

693.1

2,363.2

2,377.9

2,109.9
2,244.5
2,409.4
2,410.7
2,397.7

618.3

616.7

635.3

1,744.9

1,761.2

1,608.5
1,683.7
1,774.1
1,777.8
1,764.0

807.7

827.8

708.6
762.1
828.9
817.7

295.2

306.0

299.1
301.9
300.5
302.2

512.5

521.8

409.5
460.2
528.4
515.4

L I A B I L I T I E S
17 Deposits
2,969.0
3,005.2
3,029.8
3,127.2
3,103.6
18
Transaction
693.2
689.7
696.8
716.9
676.2
19
Nontransaction
2,275.8
2,315.5
2,333.0
2,410.3
2,427.5
20
Large time
577.1
597.5
603.1
640.8
645.1
21
Other
1,698.7
1,717.9
1,729.9
1,769.4
1,782.4

22 Borrowings
730.1
730.3
744.9
767.0
842.6
831.9
23
From banks in the U.S.
270.2
266.1
277.8
285.4
315.1
316.4
24
From others
459.9
464.1
467.1
481.6
527.5
515.5
25

Net due to related foreign offices

719.5
689.3
716.3
664.3

501.4
560.8
633.0
633.7

237.9

234.1

229.6
190.1

216.6
212.2

210.5

212.0

192.8

196.4

26 Other liabilities
266.0
277.5
281.3
298.7
302.2

268.5

284.8

294.8

27 TOTAL LIABILITIES
4,194.7
4,229.6
4,266.4
4,458.6
4,449.9

4,293.2

4,345.0

4,026.5
4,194.2
4,421.5
4,435.8
4,374.5

28 Residual (assets less liabilities) (7)
395.2
383.0
386.0
388.6
393.8
400.2
402.4

390.9

190.7

199.7

250.6
264.2
289.2
295.1

359.3
392.9
387.3
380.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26

1997

1997

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

3,997.3

4,032.4

3,746.6
3,906.5
4,079.9
4,074.7
4,066.6

1,045.5

1,079.5

978.6
1,022.5
1,077.0
1,071.2

732.6

746.0

705.9
724.2
744.9
738.4

312.8

333.5

272.7
298.3
332.1
332.8

A S S E T S

1
Bank credit
3,925.9
3,953.3
4,095.8
4,091.2

3,972.1

2
Securities in bank credit
1,016.3
1,028.5
1,030.0
1,031.6
1,087.4
1,091.1
3
U.S. government securities
724.6
722.5
717.9
725.3
753.1
751.0
4
Other securities
291.6
306.0
312.1
306.3
334.3
340.1

5
Loans and leases in bank credit (2)
2,909.6
2,924.8
2,942.1
2,965.7
2,986.9
3,008.4
3,000.2
6
Commercial and industrial
817.2
818.2
821.4
831.9
840.5
852.2
849.0
7
Real estate
1,187.8
1,198.4
1,207.3
1,217.4
1,222.9
1,228.1
1,228.7
8
Revolving home equity
91.8
93.1
94.5
96.1
96.4
98.0
97.9
9
Other
1,096.0
1,105.3
1,112.8
1,121.3
1,126.4
1,130.1
1,130.8
10
Consumer
514.9
515.2
519.2
517.5
509.5
512.9
514.3
11
Security (3)
92.2
92.0
91.4
93.6
104.1
97.9
93.2
12
Other loans and leases
297.5
300.9
302.8
305.4
310.0
317.3
315.0

2,768.1
2,884.0
3,000.3
2,997.8
2,995.5
845.9

772.1
815.2
841.1
845.7

1,126.8
1,174.7
1,229.7
1,234.5
1,226.0
97.6

84.1
97.1

90.1
98.0

1,042.7
1,084.6
1,132.1
1,137.4
1,128.0
510.4
99.5

520.9
514.4
506.8
510.9
78.2
101.6

88.7
98.4

314.8

270.0
291.0
313.8
314.5

13 Interbank loans
187.7
182.3
187.1
220.5
228.7

194.1

196.1

210.4

216.0
213.2
212.5
196.1

14 Cash assets (4)
244.7
241.7
249.3
292.8
282.1

255.6

270.3

287.4

236.3
241.6
313.0
269.6

15 Other assets (5)
286.4
284.3
287.3
301.3
340.5

286.7

290.8

306.4

257.6
282.5
300.3
296.7

16 TOTAL ASSETS (6)
4,588.0
4,604.8
4,638.7
4,853.4
4,885.1

4,676.7

4,733.0

4,399.9
4,587.3
4,827.1
4,843.8
4,772.3

3,045.9

3,067.3

2,846.5
2,925.1
3,120.4
3,151.1
3,080.8

681.0

679.7

702.6

2,364.8

2,387.6

2,116.8
2,245.7
2,417.8
2,425.5
2,404.1

613.6

624.1

639.8

1,751.2

1,763.5

1,612.2
1,680.1
1,778.0
1,785.8
1,767.3

L I A B I L I T I E S
17 Deposits
2,964.2
2,996.5
3,019.7
3,127.7
3,135.6
18
Transaction
687.5
683.4
684.3
718.0
701.0
19
Nontransaction
2,276.7
2,313.1
2,335.5
2,409.7
2,434.6
20
Large time
576.9
593.2
602.2
643.6
645.5
21
Other
1,699.8
1,719.9
1,733.3
1,766.1
1,789.1

729.7
679.4
725.6
676.7

504.6
565.6
639.7
636.7

22 Borrowings
750.5
744.7
749.8
770.3
822.0
824.5
23
From banks in the U.S.
283.9
274.9
282.6
286.7
304.3
311.4
24
From others
466.6
469.8
467.2
483.5
517.7
513.1

797.9

814.8

698.5
772.4
817.2
802.3

287.5

299.3

293.0
310.5
298.3
292.9

510.3

515.5

405.5
461.9
518.9
509.4

25 Net due to related foreign offices
219.9
212.9
206.2
204.3
193.4
198.8
198.9

191.0

234.9
236.5
186.6
187.5

26 Other liabilities
268.3
275.9
280.3
303.1
305.6

268.9

283.5

299.1

254.4
267.9
294.6
299.1

27 TOTAL LIABILITIES
4,202.9
4,230.0
4,255.9
4,451.6
4,464.6

4,289.4

4,342.0

4,034.3
4,201.9
4,425.3
4,449.5
4,369.7

28 Residual (assets less liabilities) (7)
385.1
374.8
382.8
387.4
391.0
401.8
420.6
29
76.0
80.9
30
79.9
83.5

MEMO
Reval. gains on off-bal. sheet items (8)
84.2
86.1
78.2
77.4
85.4
Reval. losses on off-bal. sheet items (8)
87.5
89.2
81.2
80.6
88.7

401.8

365.7
385.3
394.3
402.6

83.1

65.6
84.7

81.4
83.7

85.2

60.5
86.5

85.2
85.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------

--------

1997

1997

Sep

Oct

Nov

--------

--------

--------

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26
-------- --------------------- -------

-------

------A S S E T S

1
Bank credit
3,388.5
3,421.5
3,541.1
3,528.7
2
836.4
889.5
3
635.0
662.8
4
201.4
226.7

3,438.7

3,458.9

Securities in bank credit
851.3
847.4
849.5
892.1
U.S. government securities
636.1
629.5
636.3
661.3
Other securities
215.2
217.9
213.2
230.8

5
Loans and leases in bank credit
2,552.1
2,570.2
2,591.3
2,609.4
2,651.6
2,636.6
6
Commercial and industrial
595.6
598.9
605.9
615.5
630.8
627.0
7
Real estate
1,160.0
1,169.9
1,177.3
1,186.2
1,197.1
1,196.8
8
Revolving home equity
91.8
93.1
94.2
95.4
97.5
97.5
9
Other
1,068.2
1,076.8
1,083.1
1,090.8
1,099.7
1,099.2
10
Consumer
517.7
517.5
518.7
515.3
512.2
513.1
11
Security (3)
47.8
50.0
51.0
51.5
57.5
52.7
12
Other loans and leases
231.0
233.9
238.4
240.9
254.0
247.0

3,487.6

3,247.8
3,367.8
3,523.9
3,524.4
3,518.7

865.2

885.0

821.6
840.5
885.0
883.4

645.6

659.3

619.2
633.7
658.6
658.8

219.6

225.7

202.4
206.8
226.4
224.6

(2)
2,622.4

2,426.3
2,527.3
2,638.9
2,639.4
2,635.3

621.0

625.5

1,191.8

1,090.1
1,148.6
1,198.3
1,202.5
1,195.4

95.9

97.1

1,095.9

1,006.4
1,058.3
1,101.2
1,106.0
1,097.9

509.4

510.1

57.7

56.3

242.5

248.8

208.2
226.4
248.4
248.2

565.6
590.3
624.1
624.6

83.7
96.5

90.3
97.4

520.5
516.5
506.9
510.8
41.9
57.6

45.5
56.3

13 Interbank loans
171.6
166.0
173.5
193.6
188.8

181.6

181.3

182.7

191.5
197.8
181.5
171.7

14 Cash assets (4)
212.9
211.7
228.5
252.3
230.9

223.3

234.5

243.1

198.6
210.3
265.1
221.6

15 Other assets (5)
245.6
239.6
241.4
259.9
295.5

242.1

252.6

263.3

223.1
241.7
255.1
256.2

16 TOTAL ASSETS (6)
3,962.3
3,982.3
4,025.4
4,190.2
4,186.8

4,099.5

3,804.6
3,961.5
4,156.3
4,169.6
4,111.6

2,780.1

2,798.7

2,625.4
2,684.9
2,831.0
2,856.8
2,791.8

671.7

671.3

682.5

2,108.4

2,127.4

1,916.1
2,006.4
2,148.5
2,151.5
2,138.2

366.0

368.6

376.8

1,742.4

1,758.8

1,606.1
1,681.1
1,771.7
1,775.4
1,761.6

645.9

663.2

583.0
620.2
661.8
662.0

257.6

275.5

265.9
269.0
268.7
276.2

388.3

387.7

317.0
351.1
393.2
385.7

4,049.6

L I A B I L I T I E S
17 Deposits
2,715.6
2,740.6
2,766.4
2,850.6
2,826.6
18
Transaction
682.6
679.1
685.6
706.0
666.2
19
Nontransaction
2,033.0
2,061.5
2,080.8
2,144.6
2,160.4
20
Large time
336.9
346.2
353.4
377.6
380.4
21
Other
1,696.1
1,715.4
1,727.4
1,767.0
1,779.9

22 Borrowings
591.7
595.2
607.4
623.7
675.4
673.4
23
From banks in the U.S.
239.8
235.9
246.6
249.5
286.3
288.4
24
From others
351.8
359.4
360.8
374.1
389.1
385.0
25
81.1
74.0

Net due to related foreign offices
85.6
79.8
84.7
74.1
81.1

75.6

709.3
678.4
705.3
653.7

310.0
325.3
376.1
376.6

71.0
74.6

85.7
75.4

26 Other liabilities
177.1
182.6
185.7
200.3
202.6

174.9

192.3

198.1

27 TOTAL LIABILITIES
3,565.5
3,604.1
3,639.4
3,800.3
3,783.7

3,663.4

3,711.0

3,450.4
3,566.4
3,767.8
3,788.1
3,726.6

28 Residual (assets less liabilities) (7)
396.8
378.1
386.0
386.1
388.5
389.9
403.0

388.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4

171.0
175.7
194.9
197.4

354.3
395.1
381.5
385.0

ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26

1997

1997

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

3,462.5

3,490.5

3,252.5
3,369.8
3,528.3
3,527.9
3,524.1

865.1

884.2

820.6
844.7
884.6
883.4

647.1

660.2

619.6
635.6
659.3
659.4

218.1

223.9

200.9
209.0
225.3
224.0

(2)
2,625.4

2,431.9
2,525.1
2,644.2
2,643.3
2,640.7

618.3

623.4

1,195.0

1,093.9
1,144.5
1,202.3
1,207.1
1,198.7

96.4

97.6

1,098.6

1,009.8
1,054.4
1,104.8
1,110.0
1,100.7

509.5

510.4

57.5

58.3

245.1

249.7

A S S E T S

1
Bank credit
3,391.9
3,416.9
3,540.0
3,534.0
2
842.3
886.0
3
636.2
662.2
4
206.1
223.8

3,436.0

Securities in bank credit
849.8
849.0
851.4
890.0
U.S. government securities
634.8
630.6
638.6
664.2
Other securities
215.0
218.3
212.8
225.8

5
Loans and leases in bank credit
2,549.6
2,567.2
2,587.0
2,611.1
2,654.0
2,644.0
6
Commercial and industrial
598.4
599.0
601.5
611.2
628.3
623.6
7
Real estate
1,158.4
1,170.0
1,178.9
1,189.4
1,201.1
1,201.5
8
Revolving home equity
91.8
93.1
94.5
96.1
98.0
97.9
9
Other
1,066.6
1,076.9
1,084.5
1,093.3
1,103.1
1,103.6
10
Consumer
514.9
515.2
519.2
517.5
512.9
514.3
11
Security (3)
47.4
48.5
49.1
50.6
59.7
54.5
12
Other loans and leases
230.6
234.4
238.2
242.4
251.9
250.2

563.9
596.8
621.5
623.2

84.1
97.1

90.1
98.0

520.9
514.4
506.8
510.9
43.2
58.2

46.0
59.1

210.0
223.5
249.6
248.9

13 Interbank loans
169.1
163.8
169.1
192.1
201.8

176.1

176.1

187.3

195.8
193.4
187.1
176.9

14 Cash assets (4)
208.8
207.9
215.0
257.6
246.4

220.9

235.1

250.9

205.2
208.0
275.5
232.3

15 Other assets (5)
245.9
242.5
243.9
254.8
295.9

244.3

249.9

261.6

221.6
243.0
255.9
252.3

16 TOTAL ASSETS (6)
3,959.2
3,974.7
4,007.1
4,187.8
4,220.9

4,047.0

4,095.2

3,818.7
3,958.0
4,171.4
4,189.9
4,129.1

2,781.3

2,798.4

2,640.0
2,675.7
2,845.2
2,875.6
2,808.3

669.8

669.2

692.0

2,111.5

2,129.2

1,920.5
2,006.6
2,153.2
2,160.9
2,142.2

362.7

368.2

377.7

1,748.8

1,761.0

1,609.8
1,677.5
1,775.5
1,783.4
1,764.9

640.8

655.5

576.3
630.7
656.3
652.4

253.1

268.9

259.7
278.0
266.2
267.1

387.7

386.6

316.5
352.6
390.2
385.3

L I A B I L I T I E S
17 Deposits
2,710.4
2,734.9
2,758.5
2,849.0
2,857.2
18
Transaction
677.0
672.8
673.4
707.1
690.8
19
Nontransaction
2,033.4
2,062.1
2,085.1
2,141.9
2,166.4
20
Large time
336.2
344.8
354.4
378.2
379.8
21
Other
1,697.3
1,717.4
1,730.8
1,763.6
1,786.6

22 Borrowings
607.1
600.8
607.1
626.1
663.3
666.7
23
From banks in the U.S.
251.9
242.9
250.9
251.8
275.7
282.0
24
From others
355.3
357.9
356.2
374.3
387.7
384.6
25
79.6
75.2

Net due to related foreign offices
83.2
77.4
80.1
75.7
75.3

71.9

719.5
669.1
714.7
666.1

310.7
329.1
377.5
377.3

68.4
69.9

92.3
69.1

26 Other liabilities
178.4
183.1
184.2
203.4
204.9

175.5

193.0

201.7

27 TOTAL LIABILITIES
3,575.6
3,602.0
3,627.3
3,790.9
3,804.0

3,663.0

3,707.9

3,458.7
3,575.4
3,774.2
3,800.8
3,731.0

28

Residual (assets less liabilities) (7)

174.1
176.7
199.0
201.1

359.9

382.6

383.6
396.9

372.6
416.9

379.8

384.0

387.3

MEMO
29 Reval. gains on off-bal. sheet items (8)
38.5
44.3
45.1
37.5
38.2
40.0
42.2
30 Reval. losses on off-bal. sheet items (8)
40.2
45.9
46.5
40.0
41.3
42.4
44.9
31 Mortgage-backed securities (9)
250.4
254.3
256.0
258.6
263.4
273.5
275.0

397.1

389.1

398.1

41.5

33.1
43.3

42.0
42.0

43.6

28.9
45.2

43.4
43.6

272.1

238.4
248.8
271.3
270.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26

1997

1997

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

2,027.2

2,052.9

1,918.3
1,984.2
2,074.3
2,079.1
2,067.5

456.6

473.6

426.8
434.4
474.6
470.7

319.4

332.4

304.2
310.7
332.2
331.1

25.5

26.3

A S S E T S

1
Bank credit
1,995.0
2,013.4
2,086.6
2,074.8
2
430.3
477.2
3
311.7
335.3
3a
22.2
27.9
3b

2,016.0

Securities in bank credit
442.5
437.8
440.5
480.9
U.S. government securities
310.7
302.9
309.7
334.6
Trading account
23.7
20.6
23.3
25.8
Investment account

21.6
25.9
282.6

18.7
25.5
292.0

289.5
307.4
4
118.6
141.9
4a
51.8
67.9
4b
66.8
74.0
4c
21.7
21.7
4d
45.1
52.2

287.0
282.3
286.3
294.0
308.8
Other securities
131.9
134.9
130.8
137.1
146.3
Trading account
64.2
63.7
59.6
65.4
71.7
Investment account
67.7
71.3
71.2
71.8
74.7
State and local government
22.1
22.3
22.1
22.0
21.6
Other
45.5
49.0
49.2
49.8
53.1

5
Loans and leases in bank credit (2)
1,564.7
1,570.8
1,578.2
1,586.7
1,596.3
1,609.3
1,593.9
6
Commercial and industrial
417.8
418.7
423.5
431.4
435.9
442.9
439.1
6a
Bankers acceptances
1.6
1.6
1.5
1.5
1.3
1.2
1.2
6b
Other
416.1
417.2
422.1
429.9
434.6
441.6
437.9
7
Real estate
634.9
634.5
635.0
636.4
636.7
634.5
635.2
8
Revolving home equity
63.9
64.7
65.3
66.2
66.8
67.4
67.4
9
Other
571.0
569.8
569.7
570.2
569.9
567.1
567.8
10
Consumer
303.3
304.0
301.8
299.6
296.4
294.6
294.1
11
Security (3)
43.2
45.4
46.2
46.6
52.5
52.3
47.5
11a
Fed funds and RPs with broker/dealer
26.4
28.6
30.0
29.6
35.4
35.6
32.0
11b
Other
16.8
16.9
16.3
16.9
17.1
16.6
15.4
12a
State and local government
11.3
11.2
11.3
11.4
11.3
11.0
11.0
12b
Agricultural
8.8
8.7
8.8
8.9
9.0
9.3
9.4
12c
Fed funds and RPs with others

306.1
141.2

306.3

305.6

122.6
123.8
142.5
139.5

68.8

57.8
71.4

58.4
67.3

72.5

64.8
71.0

65.4
72.2

21.8

20.2
21.9

21.1
21.8

50.7

44.6
49.2

44.3
50.4

1,491.5
1,549.8
1,600.7
1,604.5
1,596.8
438.2
1.2

397.8
414.2
437.4
437.2
1.9
1.3

1.6
1.2

437.0

395.9
412.7
436.2
436.0

637.1

609.7
630.0
642.7
633.3

67.2

59.2
67.1

62.7
67.3

569.9

550.5
567.3
575.6
566.0

294.1

299.4
302.9
292.9
295.1

51.2

37.4
52.4

41.0
51.5

35.0

21.7
36.6

23.4
34.9

16.2

15.7
15.8

17.6
16.6

11.2

11.8
11.3

11.2
11.1

8.8
9.3

8.9
9.2

6.0

5.8

9.3

6.5
14.3
12d
66.5
71.1
12e
72.3
79.4

7.4
6.3
6.6
9.0
All other loans
66.3
69.0
68.7
68.6
Lease financing receivables
74.5
76.3
77.2
80.0

13 Interbank loans
121.8
115.5
121.5
128.0
136.5
129.6
13a
Fed funds and RPs with banks
70.1
69.8
74.2
80.9
91.1
86.0
13b
Other
51.7
45.7
47.3
47.0
45.4
43.6

8.9

10.7

8.6

12.6

67.7

69.7

61.2
71.3

65.0
67.7

77.9

79.1

59.5
78.7

70.7
79.0

124.5

127.0

78.0

81.5

93.8
79.3

93.7
75.5

46.5

45.5

53.0
46.2

56.3
44.6

146.8
150.0
125.5
120.1

14 Cash assets (4)
144.0
143.1
156.4
177.7
157.5

150.9

163.6

169.5

138.6
144.2
186.5
152.9

15 Other assets (5)
185.0
177.3
177.1
190.8
197.8

179.6

187.4

192.0

175.6
185.6
189.6
190.8

16 TOTAL ASSETS (6)
2,409.0
2,412.5
2,434.4
2,555.3
2,523.0

2,449.4

2,492.0

2,342.0
2,427.3
2,526.5
2,544.3
2,495.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1997

1997

Sep

Oct

Nov

--------

--------

--------

L I A B I L I T I E S

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26
-------- ---------------------------

17 Deposits
1,487.3
1,482.0
1,496.1
1,545.5
1,524.6
18
Transaction
381.4
375.5
379.8
391.5
358.2
19
Nontransaction
1,105.9
1,106.5
1,116.3
1,154.0
1,166.4
20
Large time
178.8
183.5
189.0
207.3
208.7
21
Other
927.1
923.0
927.3
946.7
957.7

1,503.9

1,512.5

1,461.6
1,471.4
1,532.4
1,553.2
1,506.4

368.3

369.2

375.9

1,135.6

1,143.3

1,052.7
1,093.2
1,156.5
1,158.1
1,150.1

199.1

200.4

206.7

162.2
170.6
206.6
206.9

936.5

942.8

949.8

890.5
922.6
951.5
943.2

489.7

505.1

431.0
469.3
504.0
503.3

182.8

200.7

178.9
183.2
194.6
200.5

306.9

304.4

252.1
286.1
309.4
302.8

22 Borrowings
440.0
439.0
448.1
465.8
518.3
510.9
23
From banks in the U.S.
159.3
158.7
168.7
175.6
211.3
211.6
24
From others
280.7
280.3
279.5
290.3
307.1
299.3
25
77.3
69.0

Net due to related foreign offices
80.8
75.3
79.9
69.0
76.1

70.5

409.0
378.3
395.2
356.2

68.8
69.2

81.5
70.9

26 Other liabilities
150.5
156.6
158.4
171.4
170.7

146.5

164.2

169.0

27 TOTAL LIABILITIES
2,155.2
2,158.4
2,178.0
2,304.3
2,282.2

2,196.2

2,235.3

2,108.3
2,172.1
2,277.0
2,293.0
2,249.2

28 Residual (assets less liabilities) (7)
253.9
254.1
256.5
253.2
256.7
251.0
240.8

249.4

146.8
149.8
166.6
168.5

233.7
255.3
251.3
246.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
December 12, 1997

Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26

1997

1997

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

2,026.9

2,053.0

1,921.4
1,986.3
2,077.0
2,080.8
2,071.9

A S S E T S

1
Bank credit
1,997.5
2,008.3
2,083.1
2,079.3
2
434.4
474.5
3
311.0
335.9
3a
20.8
28.0
3b
290.2
307.9
3c
187.8
205.6
3d
102.4
102.4
3e
27.9
28.2
3f
55.3
51.4
3g
19.2
22.8
4
123.4
138.6
4a
57.0
63.4
4b
66.4
75.2
4c
21.8
22.0
4d

2,013.5

Securities in bank credit
441.8
441.2
442.0
457.5
480.9
U.S. government securities
310.1
305.6
311.3
321.8
339.5
Trading account
22.6
21.3
23.4
26.3
28.0
Investment account
287.6
284.3
288.0
295.5
311.5
Mortgage-backed
189.2
188.2
190.0
195.6
207.4
Other
98.3
96.1
98.0
99.9
104.0
1 year or less
26.3
26.2
27.0
25.7
28.2
Between 1 and 5 years
51.3
48.9
48.7
51.6
54.2
More than 5 years
20.8
21.0
22.2
22.6
21.6
Other securities
131.7
135.6
130.7
135.6
141.4
Trading account
64.9
64.8
59.4
63.3
65.6
Investment account
66.8
70.8
71.2
72.3
75.8
State and local government
21.7
22.0
22.0
22.0
21.7
Other

474.3

427.4
436.8
475.4
473.0

334.9

306.3
311.0
334.1
334.1

27.8

22.9
27.3

18.9
28.1

307.1

283.5
292.1
306.8
306.0

204.1

174.6
187.6
202.9
202.3

103.0

108.9
104.6
103.9
103.7

28.2

30.7
29.0

27.9
28.1

52.6

62.7
53.3

57.8
52.2

22.2

15.5
21.6

18.9
23.4

139.4

121.0
125.7
141.4
138.9

65.9

55.4
69.5

60.6
65.6

73.5

65.6
71.8

65.1
73.4

21.9

20.3
22.0

21.2
21.9

45.4

43.9

44.6
53.2

45.0
54.1

48.8

49.2

50.3

5
Loans and leases in bank credit (2)
1,563.1
1,566.5
1,572.4
1,584.9
1,595.6
1,608.5
1,598.4
6
Commercial and industrial
419.3
418.8
420.3
428.1
433.8
441.0
436.6
6a
Bankers acceptances
1.6
1.5
1.5
1.5
1.4
1.4
1.3
6b
Other
417.7
417.3
418.9
426.6
432.4
439.6
435.3
7
Real estate
633.5
634.2
635.4
637.5
637.5
635.6
638.0
8
Revolving home equity
63.9
64.7
65.5
66.6
67.2
67.8
67.7
9a
Other residential
354.3
354.3
355.2
354.8
353.0
349.6
351.9
9b
Commercial
215.3
215.2
214.8
216.0
217.4
218.3
218.5
10
Consumer
302.3
301.8
302.3
301.0
295.9
294.5
294.6
11
Security (3)
43.0
44.1
44.4
45.7
52.4
54.5
48.8
11a
Fed funds and RPs with broker/dealer
26.0
27.9
28.5
29.3
35.5
36.7
33.1
11b
Other
17.0
16.2
15.9
16.4
16.9
17.8
15.7
12a
State and local government
11.3
11.3
11.4
11.5
11.3
11.1
11.1
12b
Agricultural
8.9
9.0
9.1
9.1
9.1
9.2
9.2
12c
Fed funds and RPs with others
6.6
7.6
6.2
7.2
8.7
10.6
7.9
12d
All other loans
66.0
65.7
67.8
68.3
68.8
72.6
72.2
12e
Lease financing receivables
72.2
74.0
75.4
76.5
78.0
79.4
80.0
13 Interbank loans
122.1
115.9
118.1
133.2
135.5

124.2

119.1

51.6

49.9

51.4

1,494.0
1,549.6
1,602.7
1,605.4
1,598.9
436.9
1.4

396.8
419.4
435.6
436.7
2.1
1.4

1.5
1.3

435.6

394.7
417.8
434.2
435.3

638.9

611.3
627.3
645.1
634.4

67.6

59.5
67.5

62.6
67.7

353.0

343.3
351.0
358.8
349.3

218.2

208.5
213.7
218.8
217.4

293.8

299.1
301.2
292.4
294.4

53.0

38.5
52.8

41.6
53.9

36.5

22.6
37.3

24.1
37.2

16.5

15.9
15.5

17.5
16.7

11.2

11.9
11.3

11.2
11.2

9.2

8.8
9.3

8.9
9.2

8.7

5.1
7.3

5.9
9.9

71.9

63.1
73.0

63.5
70.1

79.1

59.5
78.7

70.6
79.0

126.6

146.3
149.0
125.7
120.1

13a
71.5
88.1
13b
50.6
45.1

Fed funds and RPs with banks
69.2
71.1
77.7
91.3
Other
46.7
47.0
46.4
44.2

72.9

81.6

93.8
80.6

94.6
75.3

46.2

45.0

52.5
45.0

54.4
44.8

14 Cash assets (4)
141.3
139.7
145.3
181.0
169.0

150.0

163.1

174.6

142.5
142.2
193.6
160.4

15 Other assets (5)
187.2
180.3
179.5
186.9
195.8

181.3

185.0

189.5

173.6
187.4
188.5
186.9

16 TOTAL ASSETS (6)
2,411.3
2,407.5
2,419.6
2,547.8
2,542.9

2,445.8

2,483.9

2,346.4
2,428.2
2,531.3
2,552.2
2,502.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26

1997

1997

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

1,502.8

1,509.9

1,468.5
1,464.8
1,539.0
1,562.5
1,515.8

367.1

366.6

382.1

1,135.7

1,143.3

1,053.0
1,092.6
1,156.9
1,161.8
1,149.9

196.2

199.6

207.2

L I A B I L I T I E S
17 Deposits
1,484.0
1,479.7
1,490.8
1,542.2
1,541.0
18
Transaction
377.4
371.5
370.8
393.4
373.8
19
Nontransaction
1,106.6
1,108.3
1,120.1
1,148.7
1,167.2
20
Large time
178.6
182.9
190.3
207.6
208.6

415.5
372.2
400.7
365.9

162.5
173.6
207.1
207.3

21
928.0
941.1

Other
925.4
958.6

929.8

939.6

22 Borrowings
451.7
444.6
449.3
468.8
506.3
507.0
23
From banks in the U.S.
168.3
164.2
173.0
177.2
202.3
207.2
24
From others
283.5
280.4
276.3
291.7
304.0
299.8
25
75.8
70.2

943.7

949.7

890.5
919.0
954.7
942.6

484.5

499.0

425.8
475.9
500.3
496.0

178.9

195.8

174.5
189.7
193.1
194.0

305.6

303.2

251.3
286.1
307.2
301.9

Net due to related foreign offices
78.4
72.9
75.3
70.6
70.2

66.9

66.2
64.5

88.1
64.7

26 Other liabilities
152.4
156.9
156.7
174.7
173.4

147.5

164.9

172.7

27 TOTAL LIABILITIES
2,164.0
2,159.6
2,169.8
2,293.3
2,291.6

2,194.5

2,229.8

2,110.6
2,179.9
2,277.5
2,298.1
2,248.8

28 Residual (assets less liabilities) (7)
247.4
247.9
249.8
251.4
254.0
254.5
251.3
29
38.5
40.0
30
40.2
42.4
31
206.7
223.4
31a
142.4
154.9
31b
64.3
68.5
32
2.6
3.6
33
33.4
34.5

MEMO
Reval. gains on off-bal. sheet items (8)
44.3
45.1
37.5
38.2
42.2
Reval. losses on off-bal. sheet items (8)
45.9
46.5
40.0
41.3
44.9
Mortgage-backed securities (9)
207.1
206.3
208.1
213.7
224.8
Pass-through
143.0
141.7
143.1
147.7
154.5
CMO, REMIC, and other
64.1
64.6
64.9
66.0
70.4
Net unrealized gains (losses) on
3.1
3.7
3.3
3.9
3.5
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
33.7
34.0
34.1
34.2
34.5

253.8

150.0
151.1
170.8
172.3

235.8
248.3
254.1
254.1

41.5

33.1
43.3

42.0
42.0

43.6

28.9
45.2

43.4
43.6

222.1

200.5
206.8
221.3
220.1

152.9

133.8
141.5
151.7
151.7

69.2
3.6

34.5

-------------------------------------------------

66.7
69.7

65.3
68.4

2.4
3.5

2.1
3.6

31.3
34.6

33.6
34.6

Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26

1997

1997

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

1,431.6

1,434.7

1,329.5
1,383.6
1,449.6
1,445.3
1,451.2

408.6

411.4

394.8
406.1
410.4
412.7

326.2

326.9

315.0
323.1
326.4
327.7

82.4

84.4

A S S E T S

1
Bank credit
1,393.4
1,408.2
1,454.5
1,453.9
2
406.1
412.3
3
323.3
327.5
4
82.7
84.8

1,422.7

Securities in bank credit
408.8
409.6
409.0
411.2
U.S. government securities
325.5
326.6
326.7
326.7
Other securities
83.3
82.9
82.3
84.5

5
Loans and leases in bank credit (2)
987.4
999.4
1,013.1
1,022.7
1,026.1
1,042.2
1,042.7
6
Commercial and industrial
177.9
180.2
182.4
184.1
185.1
188.0
187.9
7
Real estate
525.1
535.4
542.3
549.8
555.1
562.7
561.5
8
Revolving home equity
27.9
28.4
28.9
29.2
29.0
30.1
30.1
9
Other
497.2
507.0
513.4
520.6
526.0
532.6
531.4
10
Consumer
214.4
213.6
216.9
215.7
213.0
217.6
219.0

79.8
83.9

83.1
85.1

1,038.3

934.7
977.5
1,035.0
1,038.5

187.2

167.9
176.0
186.7
187.3

561.2

480.4
518.7
559.8
562.1

29.8

24.5
29.4

27.6
30.2

531.3

455.9
491.0
530.4
531.9

216.0

221.1
213.6
214.1
215.7

11
4.6
5.2
12
65.5
68.8

Security (3)
4.6
4.8
5.0
5.2
Other loans and leases
65.7
66.7
68.1
69.0

4.5
5.1

4.6
4.8

68.8

60.9
69.3

64.7
68.5

5.2

5.1

67.7

13
49.8
57.1

Interbank loans
50.5
52.0
59.2

53.7

56.8

55.7

44.7
56.0

47.8
51.5

14
68.9
74.6

Cash assets (4)
68.6
72.1
73.4

72.5

70.9

73.5

60.0
78.6

66.1
68.6

15
60.6
69.1

Other assets (5)
62.3
64.3
97.7

62.5

65.2

71.3

47.5
65.5

56.1
65.4

1,600.2

1,607.5

1,462.7
1,534.2
1,629.9
1,625.3
1,616.5

1,276.2

1,286.2

1,163.8
1,213.4
1,298.5
1,303.6
1,285.4

303.4

302.1

306.6

300.3
300.1
310.2
297.4

972.8

984.1

992.0

863.5
913.3
993.4
988.0

166.9

168.1

170.1

147.8
154.7
169.5
169.7

805.9

816.0

821.9

715.7
758.6
823.9
818.4

156.2

158.1

151.9
150.9
157.9
158.7

74.8

74.8

87.1
74.1

85.8
75.8

81.4

83.3

64.9
83.7

65.1
82.9

2.2
5.4

4.2
4.4

24.2
28.2

25.8
28.9

16 TOTAL ASSETS (6)
1,553.3
1,569.8
1,591.0
1,634.9
1,663.8

L I A B I L I T I E S
17 Deposits
1,228.3
1,258.6
1,270.3
1,305.0
1,302.0
18
Transaction
301.2
303.5
305.8
314.5
308.1
19
Nontransaction
927.1
955.0
964.5
990.5
994.0
20
Large time
158.1
162.7
164.4
170.3
171.7
21
Other
769.0
792.4
800.1
820.3
822.3

22 Borrowings
151.7
156.2
159.3
157.9
157.1
162.5
23
From banks in the U.S.
80.6
77.2
78.0
74.0
75.0
76.8
24
From others
71.1
79.1
81.3
83.9
82.1
85.7
25
3.8
5.0

Net due to related foreign offices
4.8
4.5
4.8
5.2
5.0

5.0

26
26.5
28.8

Other liabilities
26.1
27.3
31.9

29.1

28.4

28.1

27 TOTAL LIABILITIES
1,410.3
1,445.7
1,461.4
1,496.0
1,501.5

1,467.3

1,342.1
1,394.4
1,490.8
1,495.1
1,477.5

1,475.7

28 Residual (assets less liabilities) (7)
142.9
124.1
129.6
132.9
131.8
139.0
162.2

139.1

120.6
139.8
130.2
139.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26

1997

1997

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

1,435.5

1,437.5

1,331.1
1,383.5
1,451.3
1,447.1
1,452.2

407.7

409.8

393.2
407.9
409.2
410.4

325.2

325.3

313.3
324.6
325.3
325.3

82.4

84.5

A S S E T S

1
Bank credit
1,394.4
1,408.6
1,456.9
1,454.7
2
407.9
411.5
3
325.2
326.3
4
82.6
85.2

1,422.4

Securities in bank credit
408.0
407.8
409.4
409.1
U.S. government securities
324.7
325.0
327.2
324.7
Other securities
83.3
82.7
82.2
84.4

5
Loans and leases in bank credit (2)
986.5
1,000.7
1,014.6
1,026.2
1,029.8
1,045.4
1,045.6
6
Commercial and industrial
179.1
180.2
181.2
183.1
184.5

79.9
83.9

83.3
85.1

1,041.5

937.9
975.5
1,037.9
1,041.8

186.5

167.1
177.4
186.0
186.5

187.3
7
524.9
565.5
8
27.9
30.2
9
497.1
535.3
10
212.6
218.4
11
4.4
5.3
12
65.5
69.0

187.0
Real estate
535.8
543.5
552.0
563.5
Revolving home equity
28.4
29.0
29.5
30.2
Other
507.4
514.5
522.5
533.3
Consumer
213.4
216.9
216.5
219.6
Security (3)
4.5
4.7
4.9
5.7
Other loans and leases
66.8
68.3
69.7
69.9

482.6
517.2
562.0
564.2

557.5

563.4

29.2

29.9

528.2

533.5

458.0
489.6
532.4
534.0

213.6

216.6

221.8
213.1
214.5
216.5

5.2

5.4

69.1

24.6
29.5

27.5
30.3

4.7
5.4

4.4
5.1

69.6

61.6
70.0

63.4
69.4

13
47.0
58.9

Interbank loans
47.9
51.0
66.2

51.9

57.0

60.6

49.5
61.4

44.4
56.8

14
67.6
76.6

Cash assets (4)
68.1
69.7
77.3

70.9

72.0

76.3

62.7
82.0

65.9
71.9

15
58.7
67.8

Other assets (5)
62.3
64.4
100.1

62.9

64.9

72.1

48.0
67.3

55.6
65.4

1,601.2

1,611.4

1,472.3
1,529.7
1,640.0
1,637.7
1,626.1

1,278.5

1,288.5

1,171.5
1,210.9
1,306.2
1,313.0
1,292.5

302.7

302.6

309.9

304.0
296.8
313.9
300.2

975.8

986.0

996.3

867.5
914.1
999.1
992.3

166.6

168.6

170.5

148.2
155.6
170.4
170.0

809.2

817.4

825.8

719.3
758.5
828.7
822.3

156.3

156.5

150.4
154.8
156.1
156.4

16 TOTAL ASSETS (6)
1,547.9
1,567.2
1,587.5
1,639.9
1,678.0

L I A B I L I T I E S
17 Deposits
1,226.4
1,255.2
1,267.7
1,306.8
1,316.2
18
Transaction
299.6
301.3
302.6
313.7
317.0
19
Nontransaction
926.8
953.8
965.1
993.1
999.2
20
Large time
157.6
161.8
164.1
170.6
171.2
21
Other
769.2
792.0
801.0
822.5
828.0

22 Borrowings
155.4
156.2
157.8
157.2
157.0
159.7
23
From banks in the U.S.

85.2

88.3

83.6
73.4
24
71.8
83.7

78.7
77.9
74.9
From others
77.5
79.9
84.9

74.6

74.2

73.1

73.1

73.0

82.6

82.1

83.4

65.2
83.0

66.5
83.4

2.2
5.4

4.2
4.4

24.1
28.2

25.6
28.8

25
3.8
5.0

Net due to related foreign offices
4.8
4.5
4.8
5.2
5.0

5.0

26
26.0
28.7

Other liabilities
26.3
27.5
31.5

27 TOTAL LIABILITIES
1,411.6
1,442.5
1,457.5
1,497.5
1,512.4

28.0

28.1

29.0

1,468.6

1,478.1

1,348.2
1,395.5
1,496.7
1,502.7
1,482.2

28 Residual (assets less liabilities) (7)
136.2
124.7
130.0
132.7
133.3
142.4
165.6
29
43.7
50.1

MEMO
Mortgage-backed securities (9)
47.2
49.7
50.5
50.2

49.7

143.3

50.0

124.2
134.3
134.9
144.0

38.0
50.0

42.0
50.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26

1997

1997

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

536.9

543.3

552.5

A S S E T S

1
Bank credit
533.5
535.8

532.2

494.6
534.1
547.1
543.1

559.6

559.9

2
173.3
204.8
3
89.7
92.3
4
83.6
112.5

Securities in bank credit
179.8
177.5
181.9
204.1
U.S. government securities
90.3
85.8
87.8
87.6
Other securities
89.5
91.7
94.1
116.4

5
360.3
354.8
6
218.1
223.9
7
29.5
26.6
11
44.8
38.2
12
67.8
66.1

Loans and leases in bank credit
356.1
354.7
355.0
355.9
Commercial and industrial
218.0
219.7
222.2
225.8
Real estate
28.5
28.3
27.9
26.8
Security (3)
43.5
42.2
43.0
38.7
Other loans and leases
66.0
64.4
62.0
64.5

158.3
173.0
191.7
187.7

180.4

196.1

86.4

86.2

86.3
85.2

88.0
79.6

94.1

109.9

72.0
106.6

84.9
108.1

(2)
362.9

356.4

336.2
361.1
355.3
355.4

223.5

222.6

208.4
218.2
220.2
222.6

27.7

27.0

32.4
27.1

30.5
26.9

46.6

41.2

35.0
43.4

42.7
39.3

65.0

65.6

60.4
64.7

69.7
66.5

13
18.6
28.4

Interbank loans
18.5
18.0
26.9

18.0

20.0

23.1

20.2
25.4

19.8
19.2

14
35.1
34.8

Cash assets (4)
33.6
34.4
35.4

35.5

34.8

36.2

30.9
37.0

33.6
36.7

15
40.6
46.0

Other assets (5)
42.5
42.6
43.6

42.0

41.3

44.5

35.8
44.3

38.5
44.6

632.2

639.2

656.1

581.2
625.6
653.6
643.4

265.6

260.9

271.6

204.0
248.9
270.2
270.2

10.8

10.4

10.6

254.8

250.5

260.9

193.8
238.0
259.3
259.6

252.3

248.1

258.5

191.4
235.5
256.9
257.1

16 TOTAL ASSETS (6)
627.6
630.2
627.0
668.6
665.6

L I A B I L I T I E S
17 Deposits
253.3
264.6
263.4
276.6
277.0
18
Transaction
10.6
10.6
11.2
10.9
9.9
19
Nontransaction
242.8
253.9
252.2
265.7
267.1
20
Large time
240.2
251.4
249.7
263.2
264.7

10.2
10.9

10.9
10.7

21
2.5
2.4

Other
2.6
2.4

2.5

2.5

2.4
2.4

2.5
2.4

2.4

2.4

161.8

164.6

37.7

30.5

33.2
31.8

124.2

134.1

92.4
109.0
135.3
129.7

25 Net due to related foreign offices
148.5
130.9
130.6
127.3
118.6
116.1
131.1

120.8

166.9
148.4
116.1
124.3

26
88.9
98.4

22 Borrowings
138.4
135.0
137.4
143.3
167.2
158.4
23
From banks in the U.S.
30.4
30.3
31.2
35.9
28.8
28.0
24
From others
108.1
104.7
106.3
107.4
138.4
130.4

Other liabilities
94.9
95.5
99.6

92.5

96.7

629.7

634.0

653.7

27 TOTAL LIABILITIES
629.2
625.4
627.0
658.3
666.2

93.6

28
-1.6
10.3

Residual (assets less liabilities) (7)
4.8
0.0
2.5
5.3
-0.6

125.7
142.0
167.0
155.7

79.6
94.4

32.9
26.0

88.5
97.7

576.2
627.8
647.7
647.9
5.0

2.4

5.9

-2.2
-4.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
December 12, 1997
Account
1997

1997

1997

Jul
Dec 3

Aug

--------------

--------------

1997

1997

Sep

Oct

Nov

--------

--------

--------

A S S E T S

1996

1997
1997
Week ending
Nov
May
Jun
Nov 12
Nov 19
Nov 26
-------- ---------------------------

1
Bank credit
534.0
536.3
555.8
557.2

536.1

534.9

2
174.0
201.4
3
88.4
90.8
3a
17.8
21.9
3b
70.6
69.0
4
85.5
110.5
4a
57.3
70.2
4b
28.2
40.3

Securities in bank credit
178.7
181.0
180.2
201.1
U.S. government securities
87.7
87.3
86.7
86.8
Trading account
17.0
18.3
17.2
19.2
Investment account
70.7
68.9
69.5
67.6
Other securities
91.0
93.8
93.5
114.3
Trading account
59.9
61.0
60.9
72.5
Investment account
31.1
32.8
32.6
41.7

5
360.0
354.5
6
218.9
223.9
7
29.3
27.0
11
44.8
38.2
12
67.0
65.4

Loans and leases in bank credit
357.6
355.1
354.6
356.1
Commercial and industrial
219.2
219.9
220.7
225.4
Real estate
28.4
28.4
28.0
27.2
Security (3)
43.5
42.2
43.0
38.7
Other loans and leases
66.5
64.6
63.0
64.8

541.9

551.5

494.1
536.7
546.8
542.5

180.3

195.4

158.0
177.8
192.3
187.8

85.6

85.7

86.2
85.5

88.5
79.0

15.1

17.6

21.0
16.2

18.0
13.4

70.5

68.1

65.2
69.3

70.6
65.6

94.8

109.6

71.8
106.8

89.3
108.8

61.9

69.5

49.9
67.3

59.4
69.0

32.8

40.2

21.9
39.5

29.9
39.8

(2)
361.5

356.2

336.1
358.8
354.5
354.8

222.2

222.5

208.2
218.4
219.6
222.5

27.9

27.4

32.9
27.4

30.2
27.3

46.6

41.2

35.0
43.4

42.7
39.3

64.9

65.2

60.0
64.1

67.5
65.6

13
18.6
28.4

Interbank loans
18.5
18.0
26.9

18.0

20.0

23.1

20.2
25.4

19.8
19.2

14
35.9
35.2

Cash assets (4)
33.8
34.3
35.7

34.7

35.2

36.5

31.1
37.5

33.6
37.3

15
40.5
46.5

Other assets (5)
41.7
43.4
44.6

42.4

41.0

44.8

36.0
44.4

39.5
44.4

629.7

637.8

655.8

16 TOTAL ASSETS (6)
628.7
630.2
631.7
665.7
664.3

581.2
629.3
653.9
643.2

L I A B I L I T I E S
17 Deposits
253.8
261.6
261.2
278.8
278.3
18
Transaction
10.5
10.6
10.9
10.9
10.2
19
Nontransaction
243.3
251.0
250.3
267.8
268.2
20
Large time
240.7
248.5
247.8
265.4
265.7
21
Other
2.5
2.5
2.5
2.4
2.4

206.6
249.4
275.5
272.4

264.6

268.8

275.2

11.2

10.5

10.7

253.3

258.4

264.6

196.4
239.0
264.6
261.9

250.9

255.9

262.1

193.9
236.5
262.2
259.4

2.5

2.5

2.4

157.1

159.3

34.5

30.4

33.3
32.1

122.6

128.9

88.9
109.3
128.7
124.1

25 Net due to related foreign offices
140.3
129.7
128.7
124.1
117.6
123.6
123.6

119.1

166.5
144.2
116.7
118.4

26
89.9
99.7

22 Borrowings
143.3
143.9
142.6
144.2
158.6
157.8
23
From banks in the U.S.
32.0
31.9
31.7
34.9
28.6
29.4
24
From others
111.3
112.0
110.9
109.3
130.0
128.4

Other liabilities
92.8
96.0
100.7

90.5

97.4

626.3

634.1

651.1

27 TOTAL LIABILITIES
627.2
628.0
628.6
660.8
660.5

93.4

28
1.5
4.9

Residual (assets less liabilities) (7)
2.2
3.0
3.4
3.7
3.7

29
37.6
40.9
30
39.7
41.1

MEMO
Reval. gains on off-bal. sheet items (8)
39.9
41.1
40.7
39.2
43.2
Reval. losses on off-bal. sheet items (8)
41.7
42.6
41.2
39.3
43.8

2.4
2.4

10.4
10.6

2.6
2.4

122.2
141.8
160.9
149.9

80.2
95.5

32.5
25.8

91.2
98.0

575.5
626.5
648.7
638.7
5.7
5.2

2.7
4.5

41.6

32.5
41.4

39.3
41.6

41.6

31.6
41.3

41.8
41.6

4.7

------------------------------------------------Footnotes appear on page 13.

10.2
10.9

H.8 (510)
Page 13

Footnotes

December 12, 1997
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax

effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.