h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------------

--------------

1997

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4

1997

1998

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

4,076.8

4,111.3

3,803.5
3,957.4
4,158.9
4,172.3
4,162.4

1,101.9

1,005.1
1,031.4
1,118.8
1,123.7
1,110.2

752.2

762.2

706.3
726.7
761.1
760.3

349.7

356.6

298.7
304.7
362.6
349.9

(2)
3,009.4

2,798.4
2,926.0
3,040.0
3,048.6
3,052.2

857.0

865.3

1,227.6

1,135.6
1,198.2
1,230.5
1,232.0
1,230.0

98.3

98.8

1,129.3

1,050.5
1,105.1
1,131.6
1,133.2
1,130.9

508.6

505.2

A S S E T S

1
Bank credit
3,970.9
3,995.8
4,171.8
4,172.1

4,030.9

2
Securities in bank credit
1,025.2
1,031.9
1,046.6
1,081.4
1,125.2
1,110.7
3
U.S. government securities
715.5
724.5
732.3
746.1
772.6
760.3
4
Other securities
309.6
307.4
314.3
335.3
352.6
350.4
5
Loans and leases in bank credit
2,945.7
2,963.9
2,984.3
2,995.4
3,046.6
3,061.5
6
Commercial and industrial
825.6
837.6
843.6
846.8
869.8
868.8
7
Real estate
1,205.5
1,214.1
1,220.1
1,227.6
1,235.7
1,243.8
8
Revolving home equity
94.3
95.5
96.4
97.3
99.3
99.4
9
Other
1,111.2
1,118.6
1,123.7
1,130.3
1,136.4
1,144.3
10
Consumer
518.8
515.1
509.3
509.3
501.3
500.7
11
Security (3)

784.5
817.0
867.3
865.1

85.2
98.8

93.2
99.1

521.8
517.6
505.7
506.6
81.3

93.5

93.3
115.6
12
302.6
324.4

94.5
104.1
97.5
120.7
Other loans and leases
302.6
307.2
314.1
327.3

96.9

117.2

120.6

129.2

319.3

321.9

275.2
299.7
323.0
321.4

13 Interbank loans
191.5
199.6
201.5
190.8
185.0

206.4

214.3

201.4

197.8
184.6
202.7
197.2

14 Cash assets (4)
259.0
255.1
264.9
258.0
268.8

274.9

263.8

262.7

227.6
241.8
270.0
264.7

15 Other assets (5)
278.8
278.8
289.0
302.6
310.3

298.9

301.7

303.8

252.7
277.0
306.3
306.4

16 TOTAL ASSETS (6)
4,643.3
4,672.7
4,729.6
4,866.4
4,879.3

4,800.1

4,834.2

4,425.4
4,603.9
4,869.8
4,894.6
4,874.1

3,107.1

3,117.3

2,870.7
3,005.2
3,119.9
3,127.5
3,111.4

692.5

687.6

677.1

2,414.6

2,429.8

2,156.4
2,315.0
2,442.8
2,433.8
2,431.5

636.3

646.2

645.6

1,778.3

1,783.6

1,629.4
1,717.5
1,797.2
1,790.2
1,784.4

829.9

840.8

725.9
730.3
846.0
855.3

311.5

296.8

302.0
266.1
293.0
294.7

518.4

544.0

424.0
464.1
553.0
560.6

25 Net due to related foreign offices
210.5
212.0
193.0
193.7
203.5
215.3
211.9

219.2

222.7
216.6
213.6
217.7

26 Other liabilities
273.2
261.2
277.3
304.8
301.0

310.0

259.3
269.6
314.8
302.6

L I A B I L I T I E S
17 Deposits
3,029.8
3,045.8
3,061.0
3,138.3
3,146.6
18
Transaction
697.2
683.0
682.5
672.5
675.5
19
Nontransaction
2,332.6
2,362.9
2,378.5
2,465.7
2,471.2
20
Large time
603.1
618.4
617.1
650.1
651.5
21
Other
1,729.5
1,744.5
1,761.4
1,815.6
1,819.7

22 Borrowings
744.9
767.2
806.6
826.3
837.4
852.1
23
From banks in the U.S.
277.8
285.5
293.8
304.3
294.8
307.2
24
From others
467.1
481.7
512.8
522.0
542.6
544.9

287.3

299.1

714.2
690.1
693.7
679.9

527.0
597.5
643.6
647.1

27 TOTAL LIABILITIES
4,258.3
4,286.2
4,337.9
4,495.8
4,511.6

4,414.4

4,449.9

28 Residual (assets less liabilities) (7)
384.9
386.5
391.7
385.7
384.3
370.6
367.7

4,078.6
4,221.6
4,489.8
4,501.8
4,487.0
346.8
382.3
392.8
387.1

380.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------------

--------------

1997

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4

1997

1998

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

4,080.2

4,106.2

3,802.4
3,953.3
4,155.4
4,164.3
4,151.9

1,083.7

1,108.1

996.7
1,028.9
1,112.0
1,099.8

746.9

754.8

700.4
722.7
754.8
752.5

336.9

353.3

296.3
306.1
357.2
347.3

A S S E T S

1
Bank credit
3,972.1
3,997.3
4,171.1
4,167.4

4,032.3

2
Securities in bank credit
1,030.3
1,032.1
1,046.5
1,079.9
1,120.4
1,107.9
3
U.S. government securities
718.2
725.6
733.0
746.6
768.4
758.3
4
Other securities
312.1
306.5
313.5
333.3
352.0
349.6

5
Loans and leases in bank credit (2)
2,941.8
2,965.2
2,985.9
3,000.4
3,022.4
3,050.7
3,059.5
6
Commercial and industrial
821.4
831.8
839.6
844.6
853.4
869.7
868.1
7
Real estate

2,805.7
2,924.5
3,047.3
3,052.3
3,052.2
862.7

782.3
818.2
864.2
862.7
1,137.6

1,198.3

1,207.2
1,235.3
8
94.6
99.0
9
1,112.6
1,136.3
10
519.2
504.3
11
91.4
115.8
12
302.6
325.6

1,217.5
1,223.5
1,232.0
1,243.3
Revolving home equity
96.2
97.0
97.9
99.2
Other
1,121.3
1,126.5
1,134.2
1,144.1
Consumer
517.2
509.4
509.7
502.5
Security (3)
93.6
103.9
99.5
120.9
Other loans and leases
305.1
309.6
314.6
324.6

1,233.0

1,232.8

98.5

98.8

1,134.6

1,052.5
1,105.1
1,133.9
1,134.9
1,130.9

513.4

510.9

98.4

115.8

1,233.7
85.1
98.8

1,230.0

93.2
99.1

527.4
515.2
510.9
511.1
80.6
118.0

92.0
127.3

324.3

325.2

277.8
300.7
325.5
321.0

13 Interbank loans
187.1
194.1
196.3
200.6
191.2

211.0

223.6

210.9

207.6
182.3
210.0
199.2

14 Cash assets (4)
245.6
251.8
265.9
258.3
256.1

282.9

281.9

275.0

237.7
238.2
293.8
262.9

15 Other assets (5)
282.0
281.3
285.9
308.0
309.8

297.4

301.8

304.4

253.3
279.1
303.7
308.2

16 TOTAL ASSETS (6)
4,629.8
4,667.6
4,723.9
4,881.2
4,867.7

4,814.7

4,856.4

4,445.0
4,596.2
4,889.1
4,915.3
4,865.7

3,125.0

3,147.6

2,874.5
2,996.5
3,122.6
3,124.5
3,077.4

702.0

719.2

687.9

2,423.0

2,428.4

2,148.9
2,312.7
2,434.7
2,424.2
2,414.0

640.8

644.4

644.2

1,782.2

1,784.0

1,623.2
1,719.5
1,790.5
1,780.5
1,766.4

820.1

835.3

720.4
744.7
854.6
848.1

305.3

290.3

296.2
274.9
291.6
286.5

L I A B I L I T I E S
17 Deposits
3,019.7
3,046.0
3,068.6
3,129.4
3,125.1
18
Transaction
684.7
681.5
680.4
672.6
661.0
19
Nontransaction
2,335.0
2,364.5
2,388.2
2,456.8
2,464.1
20
Large time
602.2
613.7
624.5
649.5
652.9
21
Other
1,732.8
1,750.8
1,763.7
1,807.3
1,811.2

22 Borrowings
749.7
770.5
796.7
813.3
828.8
822.4
23
From banks in the U.S.
282.6
286.8
286.1
297.6
283.1
281.9

725.6
683.8
700.3
663.4

525.7
593.2
643.7
647.6

24
467.2
545.7

From others
483.6
510.6
540.5

514.7

545.0

424.1
469.8
563.0
561.6

25 Net due to related foreign offices
206.2
204.3
193.6
188.3
200.0
219.0
219.0

230.9

233.1
212.9
231.6
238.4

26 Other liabilities
272.3
261.6
275.9
306.1
303.9

291.4

294.3

306.6

256.7
268.0
309.0
303.9

27 TOTAL LIABILITIES
4,248.0
4,282.3
4,334.8
4,483.2
4,470.3

4,417.9

4,462.0

4,084.7
4,222.1
4,495.3
4,519.7
4,467.9

515.7

28 Residual (assets less liabilities) (7)
381.9
385.3
389.1
396.7
394.4
398.0
397.3
29
86.5
89.7
30
89.6
92.6

MEMO
Reval. gains on off-bal. sheet items (8)
78.7
78.0
83.3
82.2
86.7
Reval. losses on off-bal. sheet items (8)
81.8
81.4
85.5
85.8
89.1

393.8

360.3
374.1
395.6
397.9

92.2

89.1
94.7

84.6
87.0

95.4

85.4
97.6

87.9
90.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------------

--------------

1997

1997

1998

Nov

Dec

Jan

--------

--------

--------

A S S E T S

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4
-------- --------------------- -------

1
Bank credit
3,438.3
3,458.4
3,591.2
3,595.7
2
847.3
921.9
3
629.8
683.3
4
217.5
238.6

3,487.0

3,524.7

Securities in bank credit
849.5
865.3
885.6
915.1
U.S. government securities
636.7
645.9
660.0
677.2
Other securities
212.8
219.4
225.6
237.9

5
Loans and leases in bank credit
2,591.0
2,608.9
2,621.7
2,639.1
2,669.2
2,680.6
6
Commercial and industrial
605.9
615.4
620.1
624.2
643.4
644.6
7
Real estate
1,177.1
1,186.3
1,192.4
1,200.6
1,208.6
1,217.0
8
Revolving home equity
94.3
95.5
96.4
97.3
99.3
99.4
9
Other
1,082.9
1,090.7
1,096.0
1,103.3
1,109.3
1,117.5
10
Consumer
518.8
515.1
509.3
509.3
501.3
500.7
11
Security (3)
51.0
51.5
57.7
56.4
63.4
64.0
12
Other loans and leases
238.2
240.6
242.1
248.5
252.6
254.3

3,551.4

3,287.6
3,421.2
3,580.9
3,593.2
3,584.4

902.0

919.3

834.8
851.2
924.6
913.3

668.0

681.7

625.3
636.4
684.5
678.8

234.0

237.6

209.5
214.9
240.2
234.5

(2)
2,649.5

2,452.8
2,569.9
2,661.6
2,668.6
2,671.1

633.0

639.0

1,201.1

1,103.8
1,169.7
1,203.4
1,205.2
1,203.0

98.3

98.8

1,102.8

1,018.6
1,076.6
1,104.6
1,106.4
1,103.8

508.6

505.2

52.5

62.6

254.2

251.4

213.8
233.7
252.2
250.5

570.1
598.9
639.6
640.3

85.2
98.8

93.2
99.1

521.8
517.6
505.7
506.6
43.2
65.9

50.0
70.7

13 Interbank loans
173.5
181.7
181.5
167.3
158.7

183.3

183.8

174.1

175.1
166.0
178.8
173.5

14 Cash assets (4)
224.6
219.5
230.1
226.0
234.9

238.7

229.1

229.8

196.5
208.2
236.6
231.5

15 Other assets (5)
236.2
236.8
247.6
260.8
268.1

254.0

259.7

259.7

214.6
234.5
261.0
259.5

16 TOTAL ASSETS (6)
4,015.9
4,040.0
4,089.7
4,188.7
4,200.7

4,144.1

4,167.3

3,817.9
3,973.3
4,187.9
4,213.2
4,192.5

L I A B I L I T I E S
17

Deposits

2,645.0

2,740.6

2,766.4
2,780.3
2,800.1
2,859.7
2,856.1
18
Transaction
686.0
672.2
672.1
662.5
665.3
19
Nontransaction
2,080.3
2,108.1
2,128.0
2,197.2
2,190.9
20
Large time
353.4
366.1
369.0
384.0
382.7
21
Other
1,727.0
1,742.0
1,759.0
1,813.2
1,808.1

2,835.0

2,839.4

2,843.9

681.8

677.0

666.3

2,153.2

2,162.4

1,941.1
2,061.1
2,177.6
2,170.6
2,163.8

377.3

381.2

382.9

1,775.8

1,781.1

1,627.2
1,714.9
1,794.7
1,787.7
1,781.9

672.6

681.7

595.4
595.2
689.5
690.3

283.8

271.6

273.8
235.9
266.0
270.0

388.7

410.0

321.6
359.4
423.5
420.4

22 Borrowings
607.4
623.9
644.8
661.3
673.4
702.9
23
From banks in the U.S.
246.6
249.6
256.1
273.8
265.5
283.7
24
From others
360.8
374.2
388.6
387.5
407.9
419.2
25
79.8
81.0

Net due to related foreign offices
84.7
74.4
74.3
77.7
81.1

84.1

2,853.7

2,832.9

703.9
679.5
683.1
669.1

313.9
346.2
382.9
381.8

72.1
81.5

85.6
88.3

26 Other liabilities
177.3
167.0
183.9
209.5
202.0

190.3

200.6

212.0

27 TOTAL LIABILITIES
3,630.9
3,655.9
3,703.2
3,823.6
3,842.1

3,761.0

3,790.2

3,481.4
3,595.8
3,821.6
3,840.9
3,820.3

28 Residual (assets less liabilities) (7)
384.9
384.0
386.5
383.1
377.1
365.1
358.6

366.3

169.0
174.3
216.1
208.8

336.4
377.5
372.4
372.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
February 20, 1998
Account

1997

1997

1997

1997

1997

1997

1997

1998

Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4

Sep
Feb 11

Oct

Nov

Dec

Jan

--------------

--------------

--------

--------

--------

-------- ---------------------------

3,529.1

3,551.6

3,289.0
3,416.6
3,581.0
3,590.5
3,576.0

891.8

913.4

830.1
849.7
918.9
905.6

665.2

673.2

618.3
635.0
676.3
669.0

226.6

240.2

211.7
214.7
242.6
236.6

(2)
2,659.9

2,458.9
2,566.9
2,667.6
2,671.6
2,670.4

628.9

636.4

1,206.4

1,105.8
1,169.9
1,205.8
1,206.9
1,203.1

98.5

98.8

1,107.9

1,020.6
1,076.7
1,106.9
1,108.0
1,104.0

513.4

510.9

54.0

61.2

257.2

253.3

215.3
234.2
253.5
249.2

187.9

193.0

183.6

184.9
163.8
186.1
175.4

246.4

245.8

241.7

206.2
204.4
260.0
229.4

A S S E T S

1
Bank credit
3,435.5
3,462.0
3,589.4
3,588.9
2
848.9
917.2
3
630.9
677.0
4
218.0
240.2

3,489.9

Securities in bank credit
851.4
865.3
884.8
911.1
U.S. government securities
638.9
647.4
660.9
673.6
Other securities
212.5
217.9
223.8
237.6

5
Loans and leases in bank credit
2,586.7
2,610.5
2,624.6
2,644.3
2,672.2
2,677.8
6
Commercial and industrial
601.5
611.1
617.3
622.2
643.2
643.2
7
Real estate
1,178.8
1,189.5
1,195.6
1,204.7
1,208.2
1,216.3
8
Revolving home equity
94.6
96.2
97.0
97.9
99.0
99.2
9
Other
1,084.2
1,093.3
1,098.6
1,106.8
1,109.2
1,117.2
10
Consumer
519.2
517.2
509.4
509.7
504.3
502.5
11
Security (3)
49.1
50.6
57.5
58.4
63.6
64.2
12
Other loans and leases
238.0
242.1
244.7
249.4
253.0
251.6
13 Interbank loans
169.1
176.1
176.3
177.1
164.9
14 Cash assets (4)
211.3
217.1
230.8

567.9
599.0
636.9
638.1

85.1
98.8

93.2
99.1

527.4
515.2
510.9
511.1
42.5
63.4

48.5
68.8

226.4

222.8

15 Other assets (5)
238.6
238.9
244.8
265.8
266.1

252.2

258.9

261.2

215.9
237.3
260.2
262.1

16 TOTAL ASSETS (6)
3,997.7
4,037.4
4,085.5
4,202.1
4,186.2

4,159.0

4,192.6

3,840.3
3,965.6
4,211.2
4,240.6
4,186.7

2,849.3

2,866.6

2,648.7
2,734.9
2,846.4
2,849.5
2,798.1

691.3

708.0

677.0

2,158.0

2,158.6

1,933.4
2,061.7
2,169.4
2,159.8
2,145.4

378.2

377.1

381.3

1,779.7

1,781.6

1,621.0
1,716.9
1,788.0
1,778.0
1,764.0

664.8

679.6

593.0
600.8
700.1
691.0

277.2

264.2

267.0
242.9
265.1
261.3

387.7

415.5

326.0
357.9
435.1
429.7

L I A B I L I T I E S
17 Deposits
2,758.5
2,781.4
2,799.8
2,853.1
2,837.5
18
Transaction
673.8
670.2
670.0
662.1
650.5
19
Nontransaction
2,084.7
2,111.2
2,129.9
2,191.0
2,187.0
20
Large time
354.4
362.8
368.6
386.1
387.2
21
Other
1,730.3
1,748.3
1,761.3
1,804.9
1,799.8

22 Borrowings
607.1
626.2
639.7
653.5
667.6
676.9
23
From banks in the U.S.
250.9
251.9
251.6
267.1
253.5
259.2
24
From others
356.2
374.4
388.0
386.4
414.0
417.7
25
77.4
79.1

Net due to related foreign offices
80.1
76.0
70.6
73.8
79.1

86.1

715.3
673.2
689.8
652.7

312.4
344.8
381.8
381.4

73.8
87.5

83.2
96.5

26 Other liabilities
175.9
167.7
184.5
208.9
201.6

193.7

197.3

209.6

27 TOTAL LIABILITIES
3,618.9
3,655.5
3,700.1
3,808.7
3,795.1

3,767.1

3,802.5

3,482.6
3,593.7
3,821.7
3,849.4
3,794.6

28 Residual (assets less liabilities) (7)
378.8
381.9
385.4
391.8
390.1
393.4
391.0
29
45.1
48.9

MEMO
Reval. gains on off-bal. sheet items (8)
37.5
38.2
41.5
41.3
46.8

389.5

50.1

167.2
174.8
212.2
209.0

357.7
372.0
391.3
392.1

47.5
53.4

44.3
46.7

30 Reval. losses on off-bal. sheet items (8)
46.5
40.0
41.3
43.6
44.2
51.6
48.8
31 Mortgage-backed securities (9)
256.4
259.3
265.0
273.8
279.1
292.5
292.1

52.9
287.5

44.0
55.9

45.9
49.6

244.3
254.7
286.5
288.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------------

--------------

1997

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4

1997

1998

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

2,096.0

2,111.8

1,965.2
2,036.0
2,139.3
2,152.0
2,142.0

491.8

510.9

440.0
446.4
518.3
506.7

343.2

358.8

310.6
314.5
363.5
357.7

29.4

29.6

313.9

329.2

293.3
290.8
332.3
330.5

148.6

152.0

129.4
132.0
154.7
149.0

72.2

74.3

A S S E T S

1
Bank credit
2,038.6
2,049.9
2,149.4
2,151.9
2
441.7
516.9
3
306.7
363.3
3a
20.6
28.3
3b
286.0
335.0
4
135.0
153.6
4a
63.7

2,075.0

Securities in bank credit
444.4
460.3
477.7
510.3
U.S. government securities
313.5
323.1
336.4
357.5
Trading account
23.3
25.2
26.5
27.7
Investment account
290.2
297.9
310.0
329.8
Other securities
130.9
137.2
141.3
152.8
Trading account
59.6
65.4
68.8

17.3
31.3

64.6
77.5

23.7
27.2

64.2
71.7

74.7
4b
71.4
78.9
4c
22.4
22.7
4d
48.9
56.2

74.1
Investment account
71.3
71.8
72.5
76.5
78.7
State and local government
22.3
22.4
22.2
22.1
22.8
Other
49.0
49.4
50.3
54.4
55.9

5
Loans and leases in bank credit (2)
1,596.9
1,605.5
1,614.7
1,618.3
1,620.0
1,632.5
1,641.6
6
Commercial and industrial
426.7
434.4
438.3
439.9
446.9
454.5
454.6
6a
Bankers acceptances
1.5
1.5
1.3
1.3
1.3
1.2
1.2
6b
Other
425.1
432.9
437.0
438.7
445.6
453.3
453.4
7
Real estate
646.8
648.4
649.2
649.8
646.0
646.7
653.3
8
Revolving home equity
66.1
67.1
67.6
68.0
68.8
69.2
69.3
9
Other
580.7
581.4
581.6
581.7
577.3
577.4
584.0
10
Consumer
304.9
302.7
299.5
297.0
294.4
291.1
291.7
11
Security (3)
46.3
46.6
52.5
51.3
47.3
58.0
58.8
11a
Fed funds and RPs with broker/dealer
30.0
29.7
35.4
35.1
31.1
42.6
43.7
11b
Other
16.3
16.9
17.1
16.2
16.3
15.4
15.1
12a
State and local government
11.3
11.3
11.2
11.1
11.1
11.1
11.1
12b
Agricultural
9.1
9.2
9.3
9.6
9.6
9.4
9.3
12c
Fed funds and RPs with others
6.4
6.6
9.0
10.8
12.4
4.8
4.3
12d
All other loans
69.2
68.9
67.5
69.5
70.9
73.2
74.6
12e
Lease financing receivables
76.3
77.3
78.2
79.3
81.2

77.7

64.8
77.2

67.8
77.4

22.5

20.7
22.4

22.3
22.4

55.2

44.1
54.9

45.4
54.9

1,525.2
1,589.6
1,628.4
1,633.7
1,635.3
451.5
1.2

402.8
421.8
451.9
451.9
2.0
1.2

1.6
1.2

450.3

400.9
420.2
450.7
450.7

644.5

625.0
646.3
645.8
643.1

69.2

60.6
69.2

65.5
69.5

575.3

564.3
580.8
576.6
573.6

293.2

306.0
307.1
293.3
294.6

57.5

38.8
60.8

45.5
65.5

41.2

22.8
44.9

28.6
48.7

16.3

16.0
15.9

16.9
16.8

11.0

11.7
11.0

11.2
10.8

9.3

9.0
9.4

9.0
9.4

7.5

6.3
6.5

7.5
6.0

70.8

61.5
72.2

66.6
70.7

83.0

64.1
83.0

74.6
83.5

83.7

83.9

13 Interbank loans
122.3
128.8
125.3
127.9
106.4
100.8
13a
Fed funds and RPs with banks
74.7
81.5
78.7
82.1
63.1
62.1
13b
Other
47.6
47.3
46.6
45.8
43.4
38.7

129.3
116.4
120.6
114.9

125.5

116.2

81.4

74.4

81.5
80.3

70.4
74.5

44.1

41.8

47.8
40.2

46.0
40.4

14 Cash assets (4)
153.4
147.9
160.2
155.4
161.0

166.3

158.1

159.5

135.6
140.4
162.4
161.1

15 Other assets (5)
172.8
175.4
183.8
195.8
200.5

187.3

194.7

195.3

167.9
173.1
195.3
194.0

16 TOTAL ASSETS (6)
2,450.1
2,465.4
2,507.6
2,570.6
2,577.6

2,540.8

2,553.5

2,360.8
2,428.7
2,573.8
2,594.0
2,575.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------------

--------------

1997

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4

1997

1998

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,553.2

1,556.0

1,481.7
1,502.0
1,550.1
1,556.8
1,536.2

380.6

379.0

371.0

L I A B I L I T I E S
17 Deposits
1,516.2
1,524.2
1,533.1
1,558.3
1,549.2
18
Transaction
384.9
373.4
374.5
367.6
365.0
19
Nontransaction

410.7
380.7
383.2
368.8
1,071.0

1,121.3

1,131.2
1,190.7
20
191.7
213.0
21
939.6
977.7

1,150.8
1,158.6
1,184.2
Large time
201.9
203.3
212.7
Other
948.9
955.3
971.6

1,172.6

1,177.0

1,179.1

209.7

211.7

212.0

164.5
186.1
212.2
211.6

963.0

965.4

967.1

906.5
935.2
961.5
955.8

514.1

525.3

444.8
441.6
532.0
531.9

209.7

199.8

187.3
158.7
194.2
197.3

304.4

325.5

257.5
282.9
337.8
334.5

22 Borrowings
450.7
468.1
490.8
506.1
515.9
542.1
23
From banks in the U.S.
168.7
175.5
182.6
200.7
193.7
208.6
24
From others
282.0
292.6
308.2
305.4
322.3
333.5
25
75.3
76.9

Net due to related foreign offices
79.9
69.2
69.3
73.4
77.0

79.8

1,173.7

68.1
77.4

1,167.4

80.8
84.4

26 Other liabilities
150.2
139.0
156.2
182.0
174.6

161.9

171.7

184.4

27 TOTAL LIABILITIES
2,192.3
2,211.2
2,249.2
2,333.2
2,343.0

2,290.5

2,315.2

2,140.3
2,172.8
2,339.6
2,354.7
2,333.7

28 Residual (assets less liabilities) (7)
257.8
254.1
258.4
250.3
238.3
237.5
234.6

234.2

145.8
148.5
188.5
181.2

220.5
255.9
239.3
241.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------

--------

1997

1998

Nov

Dec

Jan

--------

--------

--------

1997

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4
-------- ---------------------------

-------

------A S S E T S

1
Bank credit
2,036.1
2,049.6
2,152.7
2,150.0
2
445.0
514.6
3
309.4
359.0
3a
21.3
27.4
3b
288.1
331.6
3c
190.0
221.6
3d
98.1
110.0
3e
26.8
28.6
3f
49.9
53.4
3g
21.4
28.0
4
135.7
155.6
4a
64.8
76.1
4b
70.9
79.4
4c
22.2
22.7
4d
48.7
56.8

2,075.2

2,098.8

2,109.1

Securities in bank credit
445.9
461.2
478.4
482.0
507.4
U.S. government securities
315.2
325.5
339.0
340.8
354.5
Trading account
23.4
26.1
28.0
26.9
27.4
Investment account
291.8
299.5
311.0
313.9
327.1
Mortgage-backed
191.8
197.4
205.9
210.7
221.5
Other
100.0
102.1
105.1
103.2
105.6
1 year or less
27.6
26.3
28.9
27.5
27.6
Between 1 and 5 years
49.8
52.7
53.5
53.2
50.9
More than 5 years
22.7
23.1
22.7
22.5
27.1
Other securities
130.7
135.7
139.4
141.2
152.9
Trading account
59.4
63.3
65.9
63.9
74.0
Investment account
71.3
72.3
73.5
77.2
78.9
State and local government
22.3
22.4
22.3
22.2
22.7
Other
49.0
50.0
51.2
55.1
56.1

5
Loans and leases in bank credit (2)
1,591.1
1,603.6
1,614.0
1,620.3
1,627.1
1,638.1
1,642.6
6
Commercial and industrial

1,968.5
2,030.9
2,141.5
2,151.8
2,138.4

506.4

436.7
445.7
513.3
500.8

351.5

304.9
314.0
355.9
349.5

28.2

16.4
31.3

22.6
25.8

323.3

288.5
291.4
324.6
323.7

218.5

185.1
191.0
217.6
220.4

104.8

103.4
100.4
107.0
103.3

26.4

28.5
28.0

26.8
26.7

52.2

60.6
53.5

52.4
49.5

26.2

14.2
25.5

21.2
27.1

154.9

131.8
131.7
157.4
151.2

76.6

66.5
79.5

64.9
73.4

78.3

65.3
77.9

66.9
77.8

22.5

20.7
22.4

21.9
22.5

55.8

44.6
55.4

44.9
55.3

1,531.8
1,585.2
1,635.1
1,638.5
1,637.7
400.6

421.9

423.4
454.6
6a
1.5
1.2
6b
421.9
453.4
7
647.3
648.2
8
66.3
69.2
9a
361.1
356.5
9b
219.8
222.5
10
305.4
292.9
11
44.5
58.0
11a
28.5
42.4
11b
16.0
15.6
12a
11.3
11.0
12b
9.3
9.1
12c
6.3
5.8
12d
68.1
73.9
12e
75.4
84.6

431.1
436.2
438.6
443.4
453.7
Bankers acceptances
1.5
1.4
1.4
1.3
1.2
Other
429.6
434.8
437.3
442.0
452.5
Real estate
649.4
650.0
651.6
649.2
655.0
Revolving home equity
67.4
68.0
68.4
68.8
69.1
Other residential
360.8
359.1
359.1
356.3
362.9
Commercial
221.2
223.0
224.0
224.0
223.0
Consumer
304.1
299.0
296.7
298.4
292.2
Security (3)
45.8
52.4
53.0
48.5
58.8
Fed funds and RPs with broker/dealer
29.3
35.5
36.5
31.3
43.2
Other
16.5
16.9
16.5
17.3
15.6
State and local government
11.4
11.3
11.1
11.1
11.0
Agricultural
9.4
9.4
9.5
9.5
9.0
Fed funds and RPs with others
7.3
8.8
8.7
11.0
5.5
All other loans
68.5
68.6
71.7
74.6
72.7
Lease financing receivables
76.6
78.2
79.3
81.4
84.8

13 Interbank loans
118.9
125.0
119.9
127.6
112.5
103.4
13a
Fed funds and RPs with banks
71.6
78.4
73.5
82.3
67.7
64.2
13b
Other
47.3
46.7
46.4
45.3
44.8
39.2

449.0
1.2

449.2
1.9
1.1

449.9
1.5
1.2

447.8

398.8
420.4
448.1
448.7

647.2

627.4
646.1
648.0
644.1

69.3

60.7
69.3

65.5
69.5

356.0

349.4
360.3
356.5
352.6

221.9

217.3
220.3
222.2
222.0

298.0

310.6
304.9
297.8
298.1

56.0

38.0
58.2

44.1
63.8

39.5

21.9
42.3

27.9
46.7

16.4

16.0
15.9

16.2
17.2

10.9

11.5
10.8

11.2
10.6

9.3

9.0
9.2

9.3
9.2

7.6

6.4
6.4

7.7
6.2

72.8

63.3
74.4

66.0
71.1

84.3

65.1
84.4

74.1
84.6

137.8
116.7
128.9
121.0

131.4

124.5

85.1

79.5

86.4
84.8

69.7
78.0

46.4

45.0

51.4
44.1

47.0
42.9

14 Cash assets (4)
142.5
147.1
159.7
156.3
152.9

171.2

171.0

169.3

143.2
137.1
182.8
160.8

15 Other assets (5)
175.2
177.1
181.4
197.2
197.8

184.9

193.2

195.7

168.2
176.0
194.6
196.1

16 TOTAL ASSETS (6)
2,435.6
2,461.8
2,499.6
2,582.1
2,567.5

2,545.6

2,568.0

2,380.7
2,423.7
2,594.5
2,621.8
2,580.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------------

--------------

1997

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4

1997

1998

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,559.8

1,570.2

1,487.9
1,499.7
1,555.8
1,560.2
1,520.9

386.7

399.4

378.4

1,173.0

1,170.8

1,069.6
1,123.1
1,177.4
1,171.0
1,160.2

210.1

208.5

211.9

164.4
185.5
212.7
212.0

962.9

962.3

965.5

905.2
937.6
958.3
948.2

500.0

506.9

521.6

440.7
447.2
538.4
530.8

L I A B I L I T I E S
17 Deposits
1,510.9
1,523.1
1,530.5
1,558.0
1,543.5
18
Transaction
375.9
372.2
371.9
366.8
355.4
19
Nontransaction
1,135.0
1,150.9
1,158.6
1,191.3
1,188.1
20
Large time
192.9
199.0
202.5
215.1
216.4
21
Other
942.1
951.9
956.1
976.1
971.7
22 Borrowings
451.9
471.2
512.3
521.0

485.6

418.3
376.6
389.2
360.7

23
173.0
184.5
24
278.9
327.9
25
72.9
75.0

From banks in the U.S.
177.1
178.8
195.8
189.1
From others
294.1
306.9
304.2
331.9

203.7

192.7

180.7
164.2
191.8
189.3

303.2

328.9

259.9
282.9
346.6
341.4

Net due to related foreign offices
75.3
70.8
65.6
69.5
75.0

81.8

69.8
83.4

78.4
92.6

26 Other liabilities
148.6
139.9
156.8
180.9
173.6

165.4

169.0

181.8

27 TOTAL LIABILITIES
2,184.3
2,209.5
2,243.7
2,326.3
2,313.0

2,290.8

2,315.6

2,142.1
2,173.9
2,340.9
2,366.2
2,325.1

28 Residual (assets less liabilities) (7)
251.2
252.3
255.8
254.8
252.4
255.8
254.5
29
45.1
48.9
30
46.5
51.6
31
208.2
241.4
31a
143.1
164.8
31b
65.1
76.7
32
3.0
3.5
33
34.0
37.4

MEMO
Reval. gains on off-bal. sheet items (8)
37.5
38.2
41.5
41.3
46.8
Reval. losses on off-bal. sheet items (8)
40.0
41.3
43.6
44.2
48.8
Mortgage-backed securities (9)
210.0
215.7
224.1
228.9
241.0
Pass-through
144.6
149.3
154.2
157.2
163.9
CMO, REMIC, and other
65.4
66.4
70.0
71.7
77.1
Net unrealized gains (losses) on
2.5
2.5
2.4
2.2
3.4
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
34.1
34.2
34.4
34.2
37.4

253.6

143.8
148.8
184.4
180.9

238.6
249.8
255.5
254.9

50.1

47.5
53.4

44.3
46.7

52.9

44.0
55.9

45.9
49.6

237.1

207.0
209.0
236.3
238.9

162.0

139.5
144.4
161.6
164.3

75.1
3.0

35.5

67.5
74.7

64.6
74.6

2.0
3.3

2.5
3.2

30.9
35.1

33.7
34.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE

UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------------

--------------

1997

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4

1997

1998

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,428.7

1,439.6

1,322.4
1,385.2
1,441.6
1,441.2
1,442.4

410.1

408.4

394.8
404.8
406.4
406.6

324.7

322.9

314.7
321.9
320.9
321.1

85.4

85.5

A S S E T S

1
Bank credit
1,399.7
1,408.5
1,441.8
1,443.7
2
405.6
405.0
3
323.1
320.0
4
82.5
85.0

1,412.0

Securities in bank credit
405.1
405.0
407.9
404.8
U.S. government securities
323.2
322.8
323.5
319.6
Other securities
81.9
82.2
84.4
85.1

5
Loans and leases in bank credit (2)
994.1
1,003.4
1,006.9
1,020.8
1,029.5
1,036.7
1,039.0
6
Commercial and industrial
179.3
181.0
181.8
184.3
186.1
188.9
190.0
7
Real estate
530.3
537.8
543.3
550.9
555.1
561.9
563.6
8
Revolving home equity
28.1
28.4
28.8
29.3
29.6
30.0
30.2
9
Other
502.2
509.4
514.4
521.6
525.5
531.9
533.5
10
Consumer
213.8
212.3
209.8
212.3
214.2
210.2
209.0
11
Security (3)
4.7
4.9
5.2
5.1
5.2
5.4
5.2
12
Other loans and leases
65.9
67.3
66.9
68.2
69.0
70.4
71.1

80.1
85.4

82.9
85.5

1,033.2

927.5
980.4
1,034.8
1,035.8

187.4

167.3
177.1
187.7
188.4

558.9

478.8
523.4
559.4
559.9

29.7

24.5
29.7

27.7
29.7

529.3

454.3
495.7
529.8
530.2

212.0

215.8
210.5
212.4
212.1

5.1
69.7

4.4
5.2

4.6
5.2

61.2
70.1

64.9
70.3

13
51.1
60.8

Interbank loans
52.8
56.2
57.8

55.4

58.3

57.9

45.8
58.3

49.7
58.6

14
71.2
70.6

Cash assets (4)
71.6
69.9
73.9

72.4

71.0

70.3

60.9
74.2

67.7
70.4

15
63.4
65.0

Other assets (5)
61.4
63.7
67.7

66.7

65.0

64.4

46.7
65.7

61.4
65.6

1,603.2

1,613.8

1,457.0
1,544.5
1,614.1
1,619.3
1,616.9

1,281.8

1,283.4

1,163.3
1,238.7
1,293.8
1,296.9
1,296.7

301.3

298.1

295.3

293.2
298.8
299.9
300.3

980.5

985.3

998.5

870.1
939.8
997.0
996.4

167.7

169.6

170.9

149.4
160.1
170.7
170.3

812.9

815.8

827.7

720.7
779.7
826.3
826.1

158.5

156.3

150.6
153.7
157.5
158.5

74.2

71.8

86.6
71.7

77.2
72.6

84.4

84.5

64.1
85.8

76.5
85.8

4.0
4.1

4.8
3.9

23.2
27.7

25.8
27.6

16 TOTAL ASSETS (6)
1,565.7
1,574.6
1,582.1
1,618.1
1,623.1

L I A B I L I T I E S
17 Deposits
1,250.2
1,256.1
1,267.1
1,301.3
1,306.9
18
Transaction
301.1
298.8
297.6
294.9
300.3
19
Nontransaction
949.1
957.3
969.4
1,006.5
1,006.6
20
Large time
161.7
164.2
165.7
171.0
170.1
21
Other
787.4
793.1
803.7
835.5
836.6

22 Borrowings
156.8
155.7
154.0
155.2
157.4
160.7
23
From banks in the U.S.
78.0
74.1
73.5
73.1
71.8
75.0
24
From others
78.8
81.6
80.5
82.1
85.6
85.7
25
4.5
4.1

Net due to related foreign offices
4.8
5.2
5.0
4.3
4.1

4.2

26
27.1
27.5

Other liabilities
28.1
27.8
27.3

27 TOTAL LIABILITIES
1,438.6
1,444.7
1,454.0
1,490.4
1,499.0

28.5

28.9

27.6

1,470.4

1,475.0

1,341.1
1,422.9
1,482.0
1,486.2
1,486.7

28 Residual (assets less liabilities) (7)
127.2
129.9
128.1
132.8
138.8

132.1

115.9
121.6
133.1
130.3

127.7

124.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------------

--------------

1997

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4

1997

1998

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,430.3

1,442.5

1,320.5
1,385.6
1,439.5
1,438.7
1,437.6

409.8

407.0

393.4
404.0
405.6
404.9

324.3

321.7

313.5
321.1
320.4
319.5

85.4

85.3

A S S E T S

1
Bank credit
1,399.4
1,412.4
1,436.7
1,438.9
2
403.8
402.6
3
321.5
317.9
4
82.3
84.6

1,414.7

Securities in bank credit
405.5
404.1
406.3
403.8
U.S. government securities
323.7
321.8
321.9
319.0
Other securities
81.8
82.2
84.4
84.7

5
Loans and leases in bank credit (2)
995.6
1,006.9
1,010.7
1,024.0
1,032.8
1,034.1
1,035.1
6
Commercial and industrial
178.1
180.0
181.2
183.6
185.5
188.6
189.5
7
Real estate
531.5
540.1
545.6
553.2
557.2
560.0
561.3
8
Revolving home equity
28.3
28.8
29.0
29.4
29.7
29.8
30.0

79.9
85.2

82.9
85.3

1,032.5

927.1
981.6
1,033.1
1,032.7

187.4

167.3
177.1
187.7
188.2

558.5

478.4
523.8
558.9
559.0

29.6

24.4
29.6

27.7
29.6

9
503.3
530.2
10
213.8
211.3
11
4.7
5.6
12
67.5
68.6

Other
511.3
516.6
523.7
531.3
Consumer
213.1
210.4
212.9
210.3
Security (3)
4.8
5.1
5.3
5.4
Other loans and leases
68.9
68.4
69.0
68.6

527.5

529.0

454.0
496.1
529.3
529.4

215.0

212.8

216.8
210.3
213.1
213.1

5.4

5.3

69.6

4.6
5.2

4.4
5.0

68.4

60.0
68.3

66.0
67.5

13
50.2
64.6

Interbank loans
51.1
56.4
61.5

60.3

61.6

59.2

47.1
57.2

47.1
54.4

14
68.8
70.1

Cash assets (4)
70.0
71.0
69.9

75.2

74.8

72.4

63.1
77.2

67.3
68.6

15
63.4
68.6

Other assets (5)
61.9
63.4
68.3

67.4

65.7

65.5

47.7
65.6

61.3
66.0

1,613.3

1,624.6

1,459.6
1,541.9
1,616.6
1,618.8
1,606.7

1,289.5

1,296.4

1,160.8
1,235.3
1,290.7
1,289.4
1,277.2

304.6

308.6

298.7

297.0
296.6
300.5
292.1

984.9

987.8

992.0

863.8
938.6
988.8
985.2

168.1

168.6

169.4

148.0
159.2
169.1
169.4

816.8

819.2

822.6

715.8
779.4
819.7
815.8

157.9

158.1

152.3
153.7
161.8
160.3

73.5

71.5

86.3
73.3

78.7
72.0

84.4

86.6

66.0
88.5

74.9
88.3

16 TOTAL ASSETS (6)
1,562.2
1,575.6
1,585.9
1,620.0
1,618.6

L I A B I L I T I E S
17 Deposits
1,247.6
1,258.4
1,269.4
1,295.1
1,294.0
18
Transaction
297.9
298.1
298.1
295.4
295.1
19
Nontransaction
949.7
960.3
971.3
999.7
998.9
20
Large time
161.4
163.9
166.1
170.9
170.8
21
Other
788.3
796.4
805.1
828.8
828.1

22 Borrowings
155.3
155.1
154.0
153.5
155.2
155.9
23
From banks in the U.S.
77.9
74.8
72.9
71.3
69.1
70.1
24
From others
77.4
80.3
81.2
82.2
86.1
85.8
25

Net due to related foreign offices

4.0

4.8

4.5
4.1
26
27.2
28.0

4.8
4.1

5.2

5.0

4.3

4.2

28.3

28.3

27.8

1,476.3

1,486.9

1,340.5
1,419.7
1,480.8
1,483.1
1,469.5

Other liabilities
27.7
27.7
28.1

27 TOTAL LIABILITIES
1,434.6
1,446.0
1,456.3
1,482.4
1,482.1

28 Residual (assets less liabilities) (7)
127.6
129.6
129.6
137.0
137.7
137.6
136.5
29
48.2
51.0

MEMO
Mortgage-backed securities (9)
49.3
49.3
49.7
51.1

50.2

135.8

50.4

4.1
23.4
27.9

3.9
26.0
28.1

119.1
122.2
135.7
137.2

37.3
50.1

45.7
50.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------------

--------------

1997

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4

1997

1998

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

552.1

559.9

578.0

515.9
536.2
579.1
578.0

199.9

199.6

170.3
180.2
199.0
196.9

84.3

80.6

A S S E T S

1
Bank credit
532.6
537.4
580.6
576.5
2
177.9
203.3
3
85.8

543.9

Securities in bank credit
182.4
181.3
195.8
195.6
U.S. government securities
87.8
86.4
86.1

81.0
76.6

90.3
81.5

89.3
4
92.1
114.0
5
354.7
377.4
6
219.7
226.4
7
28.3
27.1
11
42.2
52.2
12
64.4
71.7

83.1
Other securities
94.6
94.9
112.5

109.7

115.6

Loans and leases in bank credit
355.0
362.6
356.3
380.8
Commercial and industrial
222.2
223.6
222.6
224.3
Real estate
27.9
27.7
26.9
26.8
Security (3)
43.0
46.3
41.1
56.8
Other loans and leases
62.0
65.0
65.6
73.0

119.0

89.2
122.4

89.9
115.4

(2)
360.0

378.4

345.7
356.1
380.1
381.1

224.1

226.4

214.4
218.0
227.7
224.8

26.5

27.0

31.8
26.8

28.5
27.0

44.4

54.5

38.1
54.7

43.5
58.5

65.0

70.5

61.3
70.8

66.0
70.8

13
18.0
23.5

Interbank loans
18.0
20.0
26.3

23.1

30.6

27.2

22.7
23.8

18.5
23.8

14
34.4
32.0

Cash assets (4)
35.5
34.8
33.9

36.2

34.7

32.9

31.1
33.4

33.6
33.2

15
42.6
41.8

Other assets (5)
42.0
41.4
42.2

44.9

42.0

44.1

38.1
45.3

42.5
46.9

656.1

666.9

681.9

607.5
630.6
681.4
681.6

272.1

278.0

276.0

225.7
264.6
273.8
278.5

10.7

10.5

10.8

261.4

267.4

265.2

215.4
253.9
263.2
267.7

259.0

265.0

262.7

213.2
251.4
260.8
265.3

2.4

2.4

2.4

165.1

157.3

159.1

16 TOTAL ASSETS (6)
627.4
632.7
639.9
677.7
678.6

L I A B I L I T I E S
17 Deposits
263.4
265.6
260.9
278.6
290.5
18
Transaction
11.2
10.8
10.4
10.1
10.2
19
Nontransaction
252.2
254.8
250.5
268.6
280.3
20
Large time
249.7
252.3
248.1
266.1
268.7
21
Other
2.5
2.5
2.4
2.5
11.5
22 Borrowings
137.4
143.3
164.1
149.2

161.8

10.3
10.6

2.2
2.4

10.6
10.8

2.6
2.4

130.5
135.0
156.5
164.9

23
31.2
29.3
24
106.3
134.7

From banks in the U.S.
35.9
37.7
30.5
23.5
From others
107.4
124.1
134.5
125.7

28.2
27.1

30.3
24.7

27.7

25.2

129.6

134.0

102.4
104.7
129.4
140.2

25 Net due to related foreign offices
130.6
127.3
118.6
119.4
125.9
134.3
130.8

135.1

150.6
130.9
132.0
129.4

26
96.0
95.3

Other liabilities
94.1
93.4
99.0

98.6

98.0

653.5

659.7

668.2

27 TOTAL LIABILITIES
627.4
630.2
634.7
672.2
669.6

97.0

28
0.0
5.5

Residual (assets less liabilities) (7)
2.5
5.2
2.6
7.2
9.0

13.7

90.4
98.6

95.3
93.8

597.2
625.9
661.0
666.7
10.4
20.4

4.8
14.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
February 20, 1998
Account
1997

1997

1997

Sep
Feb 11

Oct

--------------

--------------

1997

1997
1997
Week ending
Jan
Jul
Aug
Jan 21
Jan 28
Feb 4

1997

1998

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

551.1

554.5

574.4

513.4
536.8
573.8
575.9

Securities in bank credit
180.7
181.2
195.1

192.0

194.7

166.6
179.1
193.1
194.1

A S S E T S

1
Bank credit
536.5
535.4
581.7
578.5
2
181.5

542.5

203.2
3
87.3
91.4
3a
18.3
23.3
3b
68.9
68.1
4
94.2
111.8
4a
61.4
74.5
4b
32.8
37.3

196.8
U.S. government securities
86.7
85.6
85.7
84.7
Trading account
17.2
15.1
17.6
13.2
Investment account
69.5
70.5
68.1
71.5
Other securities
94.0
95.6
109.4
112.1
Trading account
61.4
62.5
69.6
72.9
Investment account
32.6
33.1
39.8
39.2

5
355.1
378.5
6
219.9
226.5
7
28.4
27.1
11
42.2
52.2
12
64.6
72.6

Loans and leases in bank credit
354.6
361.3
356.0
381.7
Commercial and industrial
220.7
222.2
222.4
224.9
Real estate
28.0
27.8
27.3
26.9
Security (3)
43.0
46.3
41.1
56.8
Other loans and leases
63.0
64.9
65.2
73.0

81.7

81.6

82.0
78.5

87.7
83.4

15.8

15.5

16.2
12.8

17.0
18.7

65.9

66.0

65.8
65.7

70.7
64.8

110.3

113.1

84.6
114.6

91.4
110.7

70.3

72.3

56.4
70.5

60.3
70.8

40.0

40.8

28.1
44.1

31.1
40.0

(2)
362.6

379.7

346.8
357.6
380.7
381.8

224.5

226.3

214.3
219.2
227.3
224.7

26.6

27.0

31.8
26.8

28.4
26.9

44.4

54.5

38.1
54.7

43.5
58.5

67.0

71.9

62.6
72.0

66.5
71.7

13
18.0
23.5

Interbank loans
18.0
20.0
26.3

23.1

30.6

27.2

22.7
23.8

18.5
23.8

14
34.3
31.9

Cash assets (4)
34.7
35.2
33.3

36.5

36.0

33.3

31.5
33.8

33.8
33.4

15
43.4
42.2

Other assets (5)
42.4
41.1
43.6

45.2

42.9

43.2

37.3
43.5

41.7
46.2

655.7

663.8

677.9

604.6
630.6
674.7
679.0

281.0

276.1

225.8
261.6
275.0
279.3

16 TOTAL ASSETS (6)
632.1
630.2
638.5
679.1
681.5

L I A B I L I T I E S
17 Deposits
261.2
264.6
268.8
276.3
287.6
18
Transaction

275.7

10.4

10.6

10.9
10.4
19
250.3
265.8
20
247.8
263.4
21
2.5
2.4

11.2
10.5
10.5
Nontransaction
253.3
258.3
277.1
Large time
250.8
255.9
265.7
Other
2.5
2.5
11.4

10.7

11.2

10.8

265.0

269.8

265.3

215.5
251.0
264.4
268.6

262.6

267.3

262.8

213.3
248.5
262.0
266.2

2.5

2.5

2.4

155.2

155.6

28.2

26.1

29.2
26.5

127.1

129.5

98.2
112.0
127.9
131.9

25 Net due to related foreign offices
128.7
124.1
117.6
117.6
126.3
139.9
139.9

144.8

159.3
129.7
144.2
141.9

26
96.4
97.1

22 Borrowings
142.6
144.2
157.1
159.8
161.3
145.5
23
From banks in the U.S.
31.7
34.9
34.5
30.5
29.6
22.7
24
From others
110.9
109.3
122.6
129.3
131.7
122.8

Other liabilities
93.9
91.3
102.2

97.0

96.9

650.8

659.5

673.5

27 TOTAL LIABILITIES
629.0
626.8
634.8
674.5
675.2

97.7

28
3.0
4.5

Residual (assets less liabilities) (7)
3.4
3.7
4.9
4.3
6.3

29
41.5
40.8
30
43.1
41.0

MEMO
Reval. gains on off-bal. sheet items (8)
41.2
39.8
41.8
40.9
39.9
Reval. losses on off-bal. sheet items (8)
41.8
40.1
41.9
41.6
40.3

H.8 (510)
Page 13

Footnotes

2.2
2.4

10.7

2.5
2.4

127.4
143.9
154.4
157.1

89.5
96.7

31.9
25.2

93.2
94.9

602.1
628.4
670.3
673.3
2.6
4.4

2.2
5.8

42.0

41.5
41.3

40.3
40.3

42.4

41.4
41.6

42.1
40.6

4.3

------------------------------------------------Footnotes appear on page 13.

10.5

February 20, 1998
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Large domestically chartered commercial banks acquired $2.7 billion in
assets and liabilities of thrift institutions in the week ending February 11,

1998. The major asset
items affected were (in billions): U.S. government investment account, mortgagebacked, $0.6; real estate loans, commercial, $0.4; real estate loans, other, $1.5;
consumer loans,
$0.2.. The major liability items affected were: transaction deposits, $0.2;
nontransaction large time deposits, $0.2; nontransaction deposits, other, $1.6;
borrowing from banks in the
U.S., $0.2; borrowing from others, $0.3; and other liabilities, $0.1. The major
memo items affected were mortgage-backed securities (Pass-through), $0.4; and
mortgage-backed
securities (CMOS/REMIC), $0.2.