h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------------

--------------

1997

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11

1998

1998

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

4,111.9

4,159.5

3,839.4
3,970.9
4,188.4
4,199.1
4,213.9

1,118.6

1,020.6
1,025.2
1,120.1
1,124.2
1,128.3

762.4

768.1

703.5
715.5
769.6
789.5

356.2

352.0

317.1
309.6
354.5
338.8

(2)
3,040.9

2,818.8
2,945.7
3,068.3
3,074.9
3,085.6

865.5

873.7

1,230.3

1,141.1
1,205.5
1,244.5
1,245.8
1,254.7

98.7

99.1

1,131.6

1,055.2
1,111.2
1,145.4
1,146.8
1,156.0

505.4

502.2

A S S E T S

1
Bank credit
3,995.9
4,031.4
4,226.9
4,217.3

4,077.4

2
Securities in bank credit
1,031.9
1,046.6
1,081.4
1,101.9
1,129.0
1,122.4
3
U.S. government securities
724.5
732.3
746.1
752.3
779.8
771.7
4
Other securities
307.4
314.3
335.3
349.7
349.3
350.8
5
Loans and leases in bank credit
2,964.0
2,984.8
2,996.0
3,010.0
3,097.9
3,094.9
6
Commercial and industrial
837.6
843.7
846.9
856.6
879.0
874.7
7
Real estate
1,214.1
1,220.1
1,227.6
1,227.8
1,259.5
1,257.9
8
Revolving home equity
95.5
96.4
97.3
98.3
98.6
98.6
9
Other
1,118.6
1,123.7
1,130.3
1,129.6
1,160.9
1,159.3
10
Consumer
515.1
509.3
509.3
508.6
502.0
503.4
11
Security (3)

793.2
825.6
877.4
881.2

85.9
99.0

94.3
98.7

520.5
518.8
502.4
504.8
82.8

93.3

94.5
116.0
12
302.7
341.3

104.1
97.5
97.2
115.5
Other loans and leases
307.6
314.6
319.8
343.4

117.2

117.4

116.4

110.5

322.5

330.5

281.2
302.6
332.9
334.4

13 Interbank loans
199.6
201.5
206.4
201.3
208.2

214.3

201.4

198.1

204.1
191.5
202.2
204.7

14 Cash assets (4)
255.0
264.6
274.5
279.1
272.9

263.2

262.1

265.4

230.0
259.0
256.4
268.3

15 Other assets (5)
278.8
288.9
298.8
316.0
307.0

301.3

303.8

311.4

262.5
278.8
312.8
312.1

16 TOTAL ASSETS (6)
4,672.7
4,729.7
4,800.2
4,966.1
4,948.4

4,833.8

4,870.0

4,479.9
4,643.3
4,906.4
4,913.5
4,941.7

3,117.5

3,120.1

2,892.4
3,029.8
3,155.9
3,149.0
3,188.0

687.5

677.2

682.5

2,430.0

2,442.8

2,187.6
2,332.6
2,473.5
2,466.2
2,502.0

646.2

645.4

660.2

1,783.8

1,797.4

1,644.8
1,729.5
1,813.2
1,800.7
1,833.9

841.1

847.6

737.5
744.9
838.0
868.4

296.9

301.5

305.6
277.8
292.0
313.1

544.2

546.2

432.0
467.1
546.0
555.3

25 Net due to related foreign offices
212.0
193.0
193.7
203.6
219.3
204.5
210.2

206.7

218.3
210.5
195.3
194.4

26 Other liabilities
261.8
277.9
287.9
310.0
295.4

309.5

278.5
273.8
309.8
308.7

L I A B I L I T I E S
17 Deposits
3,045.8
3,061.0
3,107.3
3,179.3
3,165.9
18
Transaction
683.0
682.5
692.6
684.4
681.4
19
Nontransaction
2,362.9
2,378.5
2,414.7
2,494.9
2,484.5
20
Large time
618.4
617.1
636.3
670.5
667.4
21
Other
1,744.5
1,761.5
1,778.4
1,824.4
1,817.1

22 Borrowings
767.2
806.6
826.4
830.0
872.7
882.2
23
From banks in the U.S.
285.5
293.8
304.3
311.6
319.1
310.2
24
From others
481.7
512.8
522.1
518.5
553.6
571.9

299.3

310.3

704.8
697.2
682.8
686.0

542.8
603.1
665.5
668.1

27 TOTAL LIABILITIES
4,286.8
4,338.6
4,415.2
4,566.5
4,553.7

4,450.4

4,490.8

28 Residual (assets less liabilities) (7)
385.9
391.0
384.9
383.4
379.2
399.6
394.7

4,126.7
4,259.0
4,519.8
4,492.2
4,559.5

386.5

353.2
384.3
421.4
382.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------------

--------------

1997

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11

1998

1998

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

4,106.8

4,156.0

3,832.2
3,972.1
4,180.3
4,179.6
4,217.6

1,107.8

1,017.1
1,030.3
1,116.1
1,115.5
1,135.1

754.9

766.4

702.2
718.2
766.7
793.6

352.9

349.7

315.0
312.1
348.8
341.5

A S S E T S

1
Bank credit
3,997.5
4,032.9
4,216.8
4,210.2

4,080.9

2
Securities in bank credit
1,032.2
1,046.5
1,079.9
1,083.8
1,133.8
1,127.1
3
U.S. government securities
725.7
733.0
746.6
746.9
785.1
778.3
4
Other securities
306.5
313.5
333.3
336.9
348.7
348.8

5
Loans and leases in bank credit (2)
2,965.3
2,986.4
3,001.0
3,023.0
3,048.2
3,083.0
3,083.1
6
Commercial and industrial
831.8
839.7
844.7
853.0
862.9
878.9
879.2
7
Real estate

2,815.1
2,941.8
3,064.2
3,064.1
3,082.5
873.4

792.9
821.4
876.6
883.8
1,138.0

1,207.2

1,217.4
1,253.8
8
96.2
97.9
9
1,121.2
1,155.9
10
517.3
497.5
11
93.6
116.4
12
305.2
336.4

1,223.4
1,232.1
1,233.2
1,250.7
Revolving home equity
97.0
97.8
98.4
97.8
Other
1,126.4
1,134.2
1,134.9
1,153.0
Consumer
509.4
509.7
513.4
498.8
Security (3)
103.9
99.5
98.6
116.4
Other loans and leases
310.0
315.0
324.8
338.0

1,232.6

1,241.2

98.7

98.6

1,133.8

1,052.5
1,112.6
1,142.6
1,141.5
1,151.0

511.1

502.7

115.8

118.7

1,239.8
85.5
98.3

1,249.0

94.6
98.1

521.2
519.2
501.6
501.8
83.9
117.8

91.4
114.1

325.9

328.2

279.1
302.6
328.2
333.7

13 Interbank loans
194.1
196.3
211.0
202.2
204.8

223.5

210.9

202.2

208.5
187.1
199.5
210.6

14 Cash assets (4)
251.7
265.5
282.5
265.1
265.5

281.3

274.4

267.2

231.1
245.6
262.2
264.2

15 Other assets (5)
281.3
285.8
297.3
309.7
299.9

301.4

304.4

310.9

262.4
282.0
310.2
312.0

16 TOTAL ASSETS (6)
4,667.6
4,724.0
4,814.7
4,936.6
4,923.4

4,856.0

4,889.2

4,478.2
4,629.8
4,903.8
4,894.5
4,947.1

3,147.8

3,122.8

2,877.4
3,019.7
3,140.5
3,125.4
3,185.3

719.2

688.0

675.8

2,428.6

2,434.7

2,179.6
2,335.0
2,464.7
2,454.9
2,500.1

644.4

644.0

659.8

1,784.2

1,790.8

1,637.2
1,732.8
1,804.9
1,789.3
1,832.5

835.6

831.2

722.1
749.7
830.2
848.4

290.3

289.4

293.8
282.6
294.7
297.3

L I A B I L I T I E S
17 Deposits
3,046.0
3,068.7
3,125.1
3,171.6
3,159.0
18
Transaction
681.5
680.4
702.0
672.0
671.0
19
Nontransaction
2,364.5
2,388.2
2,423.1
2,499.6
2,487.9
20
Large time
613.7
624.5
640.8
671.1
668.6
21
Other
1,750.8
1,763.8
1,782.3
1,828.5
1,819.3

22 Borrowings
770.5
796.8
813.4
820.2
834.9
855.8
23
From banks in the U.S.
286.8
286.1
297.6
305.4
295.9
288.5

697.9
684.7
670.5
685.2

542.3
602.2
665.7
667.6

24
483.7
539.0

From others
510.7
515.7
567.3

545.2

541.8

428.3
467.2
535.5
551.2

25 Net due to related foreign offices
204.3
193.6
188.3
200.1
231.0
214.8
214.8

219.5

229.1
206.2
222.6
197.1

26 Other liabilities
262.2
276.5
292.0
310.3
291.6

294.5

306.9

311.2

280.5
272.9
311.3
311.2

27 TOTAL LIABILITIES
4,282.9
4,335.6
4,418.8
4,531.6
4,521.1

4,462.5

4,496.3

4,109.1
4,248.6
4,502.4
4,489.6
4,542.0

514.8

28 Residual (assets less liabilities) (7)
384.7
388.4
395.9
393.5
392.9
405.0
402.3
29
78.7
89.0
30
81.8
91.6

MEMO
Reval. gains on off-bal. sheet items (8)
78.0
83.3
82.2
92.2
86.2
Reval. losses on off-bal. sheet items (8)
81.4
85.5
85.8
95.4
89.0

401.4

369.1
381.2
404.9
405.1

87.4

102.2
88.5

86.5
82.2

90.0

98.9
91.4

89.6
84.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------------

--------------

1997

1998

1998

Dec

Jan

Feb

--------

--------

--------

A S S E T S

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11
-------- --------------------- -------

1
Bank credit
3,458.5
3,487.5
3,643.5
3,649.1
2
849.5
926.9
3
636.7
688.0
4
212.8
238.9

3,525.3

3,552.1

Securities in bank credit
865.3
885.6
902.0
929.8
U.S. government securities
646.0
660.0
668.0
691.4
Other securities
219.4
225.6
234.0
238.3

5
Loans and leases in bank credit
2,609.0
2,622.2
2,639.7
2,650.1
2,716.6
2,719.4
6
Commercial and industrial
615.5
620.2
624.3
632.9
648.7
649.5
7
Real estate
1,186.2
1,192.4
1,200.7
1,201.4
1,233.3
1,232.4
8
Revolving home equity
95.5
96.4
97.3
98.3
98.6
98.6
9
Other
1,090.7
1,096.0
1,103.4
1,103.1
1,134.7
1,133.8
10
Consumer
515.1
509.3
509.3
508.6
502.0
503.4
11
Security (3)
51.5
57.8
56.4
52.6
67.4
66.8
12
Other loans and leases
240.7
242.5
249.0
254.7
265.1
267.2

3,581.7

3,308.4
3,438.3
3,609.0
3,617.1
3,630.3

919.3

922.6

843.2
847.3
929.0
925.3

681.8

682.1

618.8
629.8
683.2
691.0

237.5

240.5

224.4
217.5
245.8
234.3

(2)
2,662.4

2,465.2
2,591.0
2,686.4
2,688.1
2,705.0

639.1

647.0

1,203.2

1,109.0
1,177.1
1,217.7
1,219.0
1,228.4

98.7

99.1

1,104.5

1,023.1
1,082.9
1,118.6
1,120.1
1,129.7

505.4

502.2

62.7

62.9

252.0

256.7

216.5
238.2
256.9
260.6

576.1
605.9
649.7
650.8

85.9
99.0

94.3
98.7

520.5
518.8
502.4
504.8
43.1
60.1

51.0
60.4

13 Interbank loans
181.7
181.5
183.2
185.2
185.0

183.6

174.0

173.8

183.2
173.5
177.6
188.8

14 Cash assets (4)
219.4
229.7
238.3
245.3
240.2

228.6

229.3

232.3

197.2
224.6
223.2
235.2

15 Other assets (5)
236.8
247.5
253.9
271.3
264.5

259.5

259.3

269.3

221.3
236.2
270.1
270.0

16 TOTAL ASSETS (6)
4,040.0
4,089.8
4,144.1
4,288.3
4,282.1

4,167.2

4,187.8

3,854.3
4,015.9
4,227.6
4,231.1
4,267.3

L I A B I L I T I E S
17

Deposits

2,654.5

2,766.4

2,780.3
2,800.2
2,835.2
2,887.1
2,878.7
18
Transaction
672.2
672.1
681.9
672.2
670.0
19
Nontransaction
2,108.1
2,128.1
2,153.3
2,215.0
2,208.6
20
Large time
366.1
369.0
377.3
393.0
393.9
21
Other
1,742.0
1,759.1
1,776.0
1,822.0
1,814.7

2,839.5

2,844.1

2,864.7

677.0

666.2

671.8

2,162.5

2,177.8

1,959.3
2,080.3
2,192.9
2,181.2
2,218.8

381.2

382.8

383.5

1,781.3

1,795.0

1,640.9
1,727.0
1,809.5
1,798.3
1,831.4

682.0

690.4

593.9
607.4
677.6
706.0

271.7

274.5

271.2
246.6
263.5
283.9

410.3

415.9

322.7
360.8
414.1
422.1

22 Borrowings
623.9
644.8
661.4
672.8
715.0
730.3
23
From banks in the U.S.
249.6
256.2
273.8
283.9
292.4
288.5
24
From others
374.3
388.6
387.6
388.9
422.5
441.8
25
84.7
79.0

Net due to related foreign offices
74.4
74.3
77.7
84.1
82.1

81.5

2,853.2

2,893.6

695.1
686.0
672.0
674.8

318.4
353.4
382.9
387.4

78.2
81.0

79.8
67.1

26 Other liabilities
167.7
184.6
190.9
212.5
202.4

201.0

212.3

212.8

27 TOTAL LIABILITIES
3,656.6
3,704.0
3,761.8
3,893.6
3,893.4

3,791.0

3,822.4

3,504.8
3,631.6
3,849.5
3,826.0
3,881.9

28 Residual (assets less liabilities) (7)
383.4
385.8
382.3
376.2
365.4
394.7
388.6

378.1

178.2
177.9
214.2
215.2

349.5
384.3
405.1
385.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
March 27, 1998
Account

1997

1997

1997

1997

1997

1997

1998

1998
Feb 25

Feb

Week ending
Aug
Sep
Mar 4
Mar 11

Oct
Mar 18

Nov

Dec

Jan

Feb

--------------

--------------

--------

--------

--------

-------- ---------------------------

3,552.2

3,581.8

3,300.7
3,435.5
3,600.8
3,601.2
3,628.6

913.4

918.1

838.9
848.9
922.2
926.7

673.3

678.8

615.7
630.9
679.9
691.2

240.2

239.2

223.1
218.0
242.3
235.5

(2)
2,668.4

2,461.8
2,586.7
2,682.8
2,679.0
2,701.9

636.6

646.7

1,205.5

1,105.9
1,178.8
1,214.4
1,213.2
1,222.7

98.7

98.6

1,106.8

1,020.4
1,084.2
1,115.8
1,114.8
1,124.6

511.1

502.7

61.2

64.2

253.9

254.8

214.7
238.0
253.4
259.8

192.9

183.5

177.9

187.6
169.1
174.8
194.8

245.3

241.2

234.8

199.0
211.3
229.8
232.0

A S S E T S

1
Bank credit
3,462.1
3,490.4
3,633.2
3,640.9
2
851.4
929.4
3
638.9
689.9
4
212.5
239.5

3,529.7

Securities in bank credit
865.3
884.8
891.8
932.6
U.S. government securities
647.4
660.9
665.2
694.3
Other securities
217.9
223.9
226.6
238.2

5
Loans and leases in bank credit
2,610.6
2,625.1
2,644.9
2,660.5
2,703.7
2,708.4
6
Commercial and industrial
611.1
617.4
622.3
628.8
650.0
653.8
7
Real estate
1,189.5
1,195.6
1,204.8
1,206.6
1,227.5
1,225.1
8
Revolving home equity
96.2
97.0
97.8
98.4
97.9
97.8
9
Other
1,093.3
1,098.6
1,106.9
1,108.2
1,129.6
1,127.3
10
Consumer
517.3
509.4
509.7
513.4
497.5
498.8
11
Security (3)
50.6
57.6
58.4
54.0
67.7
67.6
12
Other loans and leases
242.2
245.1
249.8
257.7
261.0
263.0
13 Interbank loans
176.1
176.3
187.8
186.0
181.6
14 Cash assets (4)
217.0
230.4
246.0

575.8
601.5
649.3
653.7

85.5
98.3

94.6
98.1

521.2
519.2
501.6
501.8
44.2
61.6

49.1
64.0

232.2

233.5

15 Other assets (5)
238.9
244.8
252.1
264.3
258.6

258.7

260.9

267.9

220.4
238.6
266.5
269.0

16 TOTAL ASSETS (6)
4,037.5
4,085.6
4,159.0
4,258.8
4,257.8

4,192.4

4,211.1

3,851.9
3,997.8
4,224.9
4,215.7
4,267.4

2,866.7

2,846.6

2,642.6
2,758.5
2,853.2
2,832.7
2,894.6

707.9

677.0

664.9

2,158.8

2,169.6

1,954.7
2,084.7
2,188.3
2,173.3
2,220.4

377.0

381.3

387.1

1,781.8

1,788.3

1,633.4
1,730.3
1,801.2
1,786.8
1,830.1

680.0

680.7

585.0
607.1
681.3
689.0

264.2

264.3

261.7
250.9
269.8
269.3

415.8

416.4

323.3
356.2
411.5
419.7

L I A B I L I T I E S
17 Deposits
2,781.4
2,799.9
2,849.5
2,880.6
2,870.2
18
Transaction
670.2
670.0
691.4
660.1
660.1
19
Nontransaction
2,111.2
2,129.9
2,158.1
2,220.5
2,210.1
20
Large time
362.8
368.6
378.2
394.4
393.2
21
Other
1,748.3
1,761.3
1,779.9
1,826.1
1,816.9

22 Borrowings
626.3
639.7
653.6
665.0
683.0
706.6
23
From banks in the U.S.
251.9
251.7
267.2
277.2
270.8
266.8
24
From others
374.4
388.0
386.5
387.8
412.2
439.9
25
80.1
83.3

Net due to related foreign offices
76.0
70.6
73.8
86.1
83.3

83.3

687.9
673.8
659.5
674.2

321.3
354.4
386.4
390.4

79.9
89.7

77.4
69.5

26 Other liabilities
168.3
185.2
194.3
211.1
199.2

197.7

209.9

212.1

27 TOTAL LIABILITIES
3,656.1
3,700.8
3,768.0
3,858.1
3,859.3

3,803.2

3,822.5

3,485.2
3,619.5
3,829.4
3,816.8
3,867.8

28 Residual (assets less liabilities) (7)
381.3
384.8
391.0
389.2
388.5
400.7
398.5
29
37.5
48.9

MEMO
Reval. gains on off-bal. sheet items (8)
38.2
41.5
41.3
50.1
47.3

395.5

47.3

177.7
176.5
213.1
214.7

366.7
378.2
398.9
399.6

55.9
48.7

45.1
43.9

30 Reval. losses on off-bal. sheet items (8)
40.0
41.3
43.6
44.2
52.9
51.4
50.0
31 Mortgage-backed securities (9)
259.3
265.0
273.8
279.1
287.5
294.2
299.4

49.5
291.9

50.9
51.2

46.5
46.2

243.6
256.4
292.9
295.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------------

--------------

1997

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11

1998

1998

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

2,113.1

2,140.5

1,984.2
2,039.7
2,161.8
2,169.2
2,172.9

511.0

516.4

450.0
441.8
522.9
513.8

358.9

361.8

305.1
306.8
363.4
366.6

29.6

28.0

329.3

333.8

288.9
286.1
336.1
338.6

152.0

154.6

144.9
135.0
159.5
147.2

74.3

75.7

A S S E T S

1
Bank credit
2,051.1
2,076.2
2,186.8
2,193.8
2
444.6
516.4
3
313.7
365.2
3a
23.4
26.9
3b
290.3
338.2
4
130.9
151.2
4a
59.6

2,097.2

Securities in bank credit
460.4
477.8
492.0
522.3
U.S. government securities
323.3
336.5
343.3
371.5
Trading account
25.2
26.5
29.4
26.4
Investment account
298.1
310.1
314.0
345.0
Other securities
137.2
141.3
148.6
150.9
Trading account
65.4
68.8
72.2

16.2
27.3

80.0
79.9

20.6
28.0

63.7
69.5

73.8
4b
71.3
77.5
4c
22.3
22.5
4d
49.0
54.9

70.9
Investment account
71.8
72.5
76.5
77.7
80.0
State and local government
22.4
22.2
22.1
22.5
22.7
Other
49.4
50.3
54.4
55.2
57.3

5
Loans and leases in bank credit (2)
1,606.5
1,615.8
1,619.4
1,621.1
1,629.6
1,670.3
1,671.5
6
Commercial and industrial
434.6
438.3
439.9
446.7
451.5
458.5
459.0
6a
Bankers acceptances
1.5
1.3
1.3
1.3
1.2
1.2
1.3
6b
Other
433.1
437.0
438.7
445.4
450.3
457.3
457.8
7
Real estate
648.9
649.7
650.4
646.9
645.0
664.8
664.3
8
Revolving home equity
67.1
67.6
68.0
68.8
69.2
69.0
69.0
9
Other
581.8
582.1
582.4
578.2
575.8
595.8
595.2
10
Consumer
302.9
299.7
297.2
294.6
293.4
291.3
292.2
11
Security (3)
46.6
52.6
51.3
47.3
57.5
61.8
60.9
11a
Fed funds and RPs with broker/dealer
29.7
35.4
35.1
31.1
41.2
43.3
42.9
11b
Other
16.9
17.1
16.2
16.3
16.4
18.5
18.0
12a
State and local government
11.3
11.2
11.1
11.1
11.1
10.7
10.7
12b
Agricultural
9.3
9.5
9.7
9.8
9.5
9.5
9.5
12c
Fed funds and RPs with others
6.7
9.0
10.8
12.5
7.5
5.8
7.8
12d
All other loans
68.9
67.6
69.5
71.0
71.0
81.4
80.2
12e
Lease financing receivables
77.3
78.2
79.4
81.3
83.1

78.9

64.9
79.6

71.4
77.7

22.7

21.2
22.7

22.4
22.7

56.2

43.7
56.9

48.9
55.0

1,534.2
1,598.0
1,645.4
1,646.3
1,659.2
457.0
1.2

407.4
426.8
459.4
460.4
1.7
1.2

1.5
1.2

455.8

405.7
425.3
458.1
459.2

652.7

625.9
647.3
652.5
661.3

69.3

61.0
69.2

66.1
69.0

583.5

564.9
581.1
583.3
592.2

291.9

307.6
305.1
293.0
293.2

57.6

38.4
54.7

46.3
54.7

42.1

23.0
37.7

30.0
39.3

15.5

15.4
17.0

16.3
15.4

11.0

11.6
10.7

11.3
10.7

9.4

9.1
9.3

9.2
9.4

5.2

5.5
5.3

6.4
5.7

75.6

62.6
75.6

69.3
77.5

85.0

66.1
85.7

76.3
86.2

86.5

86.9

13 Interbank loans
129.0
125.5
128.0
125.5
120.9
115.7
13a
Fed funds and RPs with banks
81.7
78.8
82.3
81.4
74.1
70.6
13b
Other
47.3
46.6
45.7
44.1
46.8
45.0

134.0
122.5
118.1
123.7

116.3

113.7

74.4

66.0

84.6
69.1

74.9
72.8

41.8

47.7

49.3
49.0

47.6
51.0

14 Cash assets (4)
148.1
160.4
166.5
172.3
167.8

158.3

159.7

160.1

133.8
153.5
153.0
163.5

15 Other assets (5)
175.7
184.1
187.7
201.8
201.1

195.1

195.5

203.0

172.7
173.2
205.7
202.8

16 TOTAL ASSETS (6)
2,467.2
2,509.4
2,542.6
2,645.0
2,641.8

2,555.3

2,575.4

2,387.7
2,451.9
2,602.0
2,609.3
2,626.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------------

--------------

1997

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11

1998

1998

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

1,557.5

1,551.5

1,481.3
1,517.4
1,561.1
1,555.0
1,582.2

379.5

371.5

373.8

L I A B I L I T I E S
17 Deposits
1,525.5
1,534.4
1,554.6
1,579.9
1,572.6
18
Transaction
373.9
375.0
381.2
375.3
370.9
19
Nontransaction

401.2
385.5
372.9
375.3
1,080.1

1,132.0

1,151.5
1,204.6
20
202.1
221.8
21
949.4
982.8

1,159.4
1,173.5
1,201.7
Large time
203.4
209.8
222.8
Other
955.9
963.7
978.9

1,178.0

1,180.0

1,187.3

211.8

212.1

212.8

167.8
191.8
213.0
216.1

966.1

967.9

974.6

912.2
940.2
969.0
990.8

525.4

532.4

444.8
450.7
523.7
543.2

199.8

202.4

185.9
168.7
195.5
207.8

325.6

330.0

259.0
282.1
328.2
335.4

22 Borrowings
468.2
490.9
506.2
514.2
547.7
561.8
23
From banks in the U.S.
175.5
182.6
200.7
209.7
214.8
209.9
24
From others
292.7
308.2
305.5
304.5
332.9
351.9
25
79.9
74.5

Net due to related foreign offices
69.2
69.3
73.4
79.9
77.6

75.4

1,182.1

74.2
77.4

1,206.9

75.3
63.0

26 Other liabilities
139.6
156.8
162.4
183.9
174.0

172.2

184.7

185.1

27 TOTAL LIABILITIES
2,213.2
2,251.3
2,292.6
2,385.9
2,386.0

2,317.2

2,341.5

2,154.7
2,194.3
2,354.0
2,342.1
2,374.7

28 Residual (assets less liabilities) (7)
254.0
258.1
250.0
238.1
233.9
259.1
255.7

248.0

154.3
150.8
186.0
186.3

233.0
257.6
267.2
251.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------

--------

1998

1998

Dec

Jan

Feb

--------

--------

--------

1997

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11
-------- ---------------------------

-------

------A S S E T S

1
Bank credit
2,050.7
2,076.4
2,182.3
2,190.9
2
446.0
519.0
3
315.3
367.2
3a
23.4
29.7
3b
292.0
337.5
3c
191.8
222.6
3d
100.1
114.9
3e
27.6
30.7
3f
49.8
51.2
3g
22.7
33.0
4
130.7
151.8
4a
59.4
74.5
4b
71.3
77.3
4c
22.3
22.6
4d
49.0
54.8

2,100.0

2,110.3

2,142.7

Securities in bank credit
461.3
478.5
482.1
506.5
524.0
U.S. government securities
325.7
339.1
341.0
351.6
373.4
Trading account
26.1
28.0
26.9
28.2
29.6
Investment account
299.6
311.1
314.0
323.5
343.8
Mortgage-backed
197.4
205.9
210.7
218.6
228.0
Other
102.1
105.2
103.3
104.9
115.8
1 year or less
26.3
28.9
27.6
26.4
29.6
Between 1 and 5 years
52.7
53.5
53.3
52.2
52.2
More than 5 years
23.1
22.8
22.5
26.3
33.9
Other securities
135.7
139.4
141.2
154.9
150.6
Trading account
63.3
65.9
63.9
76.6
71.2
Investment account
72.3
73.5
77.2
78.3
79.4
State and local government
22.4
22.3
22.2
22.5
22.7
Other
50.0
51.2
55.1
55.8
56.7

5
Loans and leases in bank credit (2)
1,604.7
1,615.0
1,621.4
1,628.2
1,636.2
1,663.4
1,667.0
6
Commercial and industrial

1,981.9
2,037.3
2,159.4
2,159.4
2,177.5

513.5

447.3
445.1
517.2
516.9

359.8

303.4
309.5
361.1
368.5

28.4

16.4
26.9

21.3
30.4

331.4

287.0
288.2
334.1
338.1

221.2

185.7
190.0
222.5
224.3

110.2

101.3
98.2
111.6
113.9

28.3

27.3
28.4

26.8
29.5

51.4

58.4
50.2

50.0
51.4

30.5

15.6
33.1

21.4
33.0

153.7

143.9
135.7
156.2
148.3

74.6

78.8
76.6

64.8
70.7

79.1

65.0
79.5

70.9
77.7

22.7

21.2
22.7

22.2
22.7

56.4

43.8
56.8

48.7
55.0

1,534.7
1,592.1
1,645.9
1,642.2
1,660.6
407.4

423.6

431.2
459.7
6a
1.5
1.2
6b
429.7
458.5
7
649.9
662.5
8
67.4
68.5
9a
361.1
371.3
9b
221.4
222.7
10
304.3
288.4
11
45.8
61.9
11a
29.3
43.7
11b
16.5
18.3
12a
11.4
10.7
12b
9.6
9.2
12c
7.3
6.0
12d
68.5
77.9
12e
76.6
87.0

436.2
438.6
443.1
449.0
462.5
Bankers acceptances
1.4
1.4
1.3
1.2
1.2
Other
434.8
437.3
441.8
447.8
461.3
Real estate
650.5
652.2
650.0
647.7
660.6
Revolving home equity
68.0
68.4
68.8
69.3
68.4
Other residential
359.2
359.2
356.6
356.3
368.9
Commercial
223.3
224.5
224.6
222.1
223.3
Consumer
299.2
296.9
298.6
298.2
289.5
Security (3)
52.4
53.0
48.5
56.0
61.8
Fed funds and RPs with broker/dealer
35.5
36.5
31.3
39.5
44.0
Other
17.0
16.5
17.3
16.4
17.8
State and local government
11.3
11.1
11.1
10.9
10.6
Agricultural
9.6
9.7
9.7
9.4
9.2
Fed funds and RPs with others
8.8
8.8
11.0
7.6
7.5
All other loans
68.7
71.7
74.6
73.0
77.9
Lease financing receivables
78.2
79.4
81.5
84.4
87.3

13 Interbank loans
125.2
120.1
127.7
131.5
117.7
114.0
13a
Fed funds and RPs with banks
78.6
73.7
82.4
85.1
72.0
69.5
13b
Other
46.7
46.4
45.3
46.4
45.6
44.5

457.0
1.2

459.1
1.7
1.2

463.3
1.5
1.2

455.8

405.7
422.1
457.9
462.0

652.1

625.3
647.7
649.5
658.7

69.0

60.8
68.8

66.3
68.6

360.1

347.9
361.4
357.5
366.6

222.9

216.6
220.1
223.1
223.6

291.7

307.5
305.6
291.8
291.1

58.7

39.4
56.3

44.5
58.0

42.5

23.3
38.1

28.5
41.8

16.3

16.2
18.2

16.0
16.2

10.9

11.6
10.7

11.4
10.7

9.1

8.9
8.9

9.5
9.1

6.1

6.3
5.9

6.3
6.5

74.4

61.6
73.4

68.1
76.4

85.8

66.8
86.5

75.4
86.8

136.3
119.1
115.9
124.4

124.5

115.7

79.5

67.7

86.6
67.4

71.8
74.9

45.0

48.0

49.6
48.5

47.3
49.5

14 Cash assets (4)
147.3
159.9
171.4
161.7
163.2

171.2

169.4

163.4

136.4
142.7
159.4
160.9

15 Other assets (5)
177.4
181.7
185.2
196.5
197.2

193.5

196.0

200.2

170.4
175.5
201.1
200.9

16 TOTAL ASSETS (6)
2,463.6
2,501.4
2,547.4
2,621.3
2,628.6

2,569.8

2,596.2

2,388.1
2,437.3
2,602.1
2,599.3
2,626.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------------

--------------

1997

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11

1998

1998

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

1,571.7

1,557.3

1,479.3
1,512.2
1,559.4
1,546.2
1,586.2

399.9

378.9

370.5

1,171.8

1,178.4

1,081.4
1,135.7
1,188.9
1,179.7
1,211.4

208.7

212.0

215.7

170.0
193.1
215.4
218.5

963.1

966.3

973.2

911.4
942.7
964.3
993.0

507.0

521.6

523.9

437.3
451.9
523.3
531.8

L I A B I L I T I E S
17 Deposits
1,524.3
1,531.8
1,561.2
1,576.7
1,571.0
18
Transaction
372.7
372.4
387.3
365.1
366.1
19
Nontransaction
1,151.6
1,159.4
1,173.9
1,211.6
1,204.9
20
Large time
199.1
202.6
210.3
222.5
221.4
21
Other
952.5
956.8
963.6
989.1
983.5
22 Borrowings
471.2
485.7
525.4
548.7

500.1

397.9
376.4
366.5
374.7

23
177.1
200.1
24
294.1
325.3
25
75.3
78.8

From banks in the U.S.
178.8
195.8
203.7
195.8
From others
306.9
304.3
303.3
352.9

192.7

194.0

178.3
173.0
198.5
198.3

329.0

329.9

259.0
278.9
324.7
333.5

Net due to related foreign offices
70.8
65.6
69.5
81.8
78.8

77.2

76.0
86.1

72.9
65.3

26 Other liabilities
140.6
157.5
166.0
182.0
170.6

169.5

182.1

184.0

27 TOTAL LIABILITIES
2,211.5
2,245.8
2,292.9
2,362.9
2,369.1

2,317.6

2,342.8

2,145.9
2,186.3
2,344.4
2,340.1
2,368.9

28 Residual (assets less liabilities) (7)
252.2
255.6
254.5
252.1
253.4
258.5
259.4
29
37.5
48.9
30
40.0
51.4
31
210.0
242.8
31a
144.6
164.6
31b
65.4
78.1
32
2.5
3.0
33
34.1
34.8

MEMO
Reval. gains on off-bal. sheet items (8)
38.2
41.5
41.3
50.1
47.3
Reval. losses on off-bal. sheet items (8)
41.3
43.6
44.2
52.9
50.0
Mortgage-backed securities (9)
215.7
224.1
228.9
237.2
248.3
Pass-through
149.3
154.2
157.2
162.1
171.2
CMO, REMIC, and other
66.4
70.0
71.7
75.1
77.0
Net unrealized gains (losses) on
2.5
2.4
2.2
3.0
3.0
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
34.2
34.4
34.2
35.5
34.8

257.6

153.4
149.3
184.5
185.6

242.2
251.0
259.2
258.0

47.3

55.9
48.7

45.1
43.9

49.5

50.9
51.2

46.5
46.2

240.9

206.5
208.2
242.1
244.5

164.4

139.7
143.1
166.3
166.6

76.5
3.3

36.2

66.8
75.8

65.1
77.9

2.0
3.3

3.0
2.9

32.1
35.6

34.0
35.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE

UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------------

--------------

1997

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11

1998

1998

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

1,439.0

1,441.2

1,324.2
1,398.6
1,447.2
1,447.9
1,457.4

408.3

406.2

393.2
405.5
406.1
411.6

322.8

320.3

313.7
323.0
319.8
324.4

85.5

85.9

(2)
1,032.9

1,041.0

931.0
993.0
1,041.8
1,045.8

187.6

190.0

168.7
179.1
190.3
190.4

558.3

564.9

483.2
529.9
566.5
567.1

29.5

29.8

528.7

535.1

458.3
501.7
536.8
537.5

212.0

210.3

212.9
213.7
209.4
211.5

5.1

5.3

69.8

70.5

A S S E T S

1
Bank credit
1,407.4
1,411.3
1,456.7
1,455.3
2
405.0
410.5
3
323.0
322.8
4
81.9
87.6

1,428.1

Securities in bank credit
404.9
407.8
410.0
407.5
U.S. government securities
322.7
323.4
324.6
320.0
Other securities
82.2
84.4
85.4
87.5

5
Loans and leases in bank credit
1,002.5
1,006.4
1,020.3
1,028.9
1,046.2
1,047.8
6
Commercial and industrial
180.9
181.8
184.4
186.2
190.2
190.5
7
Real estate
537.4
542.7
550.3
554.4
568.5
568.2
8
Revolving home equity
28.4
28.8
29.3
29.5
29.6
29.6
9
Other
508.9
513.9
521.0
524.9
538.9
538.6
10
Consumer
212.2
209.6
212.1
214.0
210.8
211.2
11
Security (3)
4.9
5.2
5.1
5.2
5.6
5.9
12
Other loans and leases
67.1
67.1
68.4
69.1
71.2
72.1

79.5
86.3

24.9
29.8

82.5
87.1

28.1
29.6

4.6
5.4

4.7
5.7

61.6
70.1

65.7
71.1

13
52.6
64.3

Interbank loans
56.0
55.2
69.4

58.1

57.7

60.1

49.3
59.4

51.0
65.1

14
71.3
73.0

Cash assets (4)
69.3
71.8
72.4

70.4

69.7

72.2

63.3
70.2

71.0
71.6

15
61.1
69.5

Other assets (5)
63.4
66.3
63.4

64.4

63.8

66.2

48.6
64.4

63.1
67.2

1,611.9

1,612.4

1,466.6
1,564.0
1,625.6
1,621.8
1,641.2

1,282.0

1,292.5

1,173.2
1,249.0
1,303.7
1,298.2
1,311.4

297.5

294.7

298.1

293.9
300.6
299.1
299.5

984.6

997.8

1,005.6

879.2
948.4
999.1
1,011.9

169.4

170.7

170.7

150.6
161.6
169.9
171.2

815.2

827.1

834.9

728.6
786.8
829.2
840.7

156.6

158.0

149.1
156.7
153.9
162.9

71.9

72.1

85.4
68.0

78.0
76.2

84.7

85.9

63.7
85.9

78.7
86.7

4.0
3.6

4.5
4.1

23.9
28.2

27.1
28.9

16 TOTAL ASSETS (6)
1,572.8
1,580.3
1,601.5
1,643.3
1,640.3

L I A B I L I T I E S
17 Deposits
1,254.8
1,265.8
1,280.6
1,307.2
1,306.0
18
Transaction
298.2
297.1
300.7
296.9
299.1
19
Nontransaction
956.6
968.7
979.8
1,010.4
1,006.9
20
Large time
164.1
165.5
167.5
171.2
171.1
21
Other
792.5
803.2
812.3
839.2
835.8

22 Borrowings
155.7
154.0
155.2
158.6
167.3
168.5
23
From banks in the U.S.
74.1
73.5
73.1
74.2
77.7
78.6
24
From others
81.5
80.4
82.1
84.4
89.6
89.9
25
4.8
4.5

Net due to related foreign offices
5.2
5.0
4.3
4.2
4.5

6.1

26
28.0
28.6

Other liabilities
27.7
28.4
28.4

27 TOTAL LIABILITIES
1,443.4
1,452.6
1,469.2
1,507.7
1,507.4

28.8

27.5

27.7

1,473.8

1,480.9

1,350.1
1,437.2
1,495.5
1,483.9
1,507.2

28 Residual (assets less liabilities) (7)
129.4
127.7
132.3
138.1
131.5

130.2

116.5
126.8
137.9
133.9

135.6

132.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------------

--------------

1997

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11

1998

1998

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

1,441.9

1,439.1

1,318.7
1,398.3
1,441.4
1,441.8
1,451.1

406.9

404.6

391.6
403.7
404.9
409.8

321.6

319.0

312.3
321.4
318.8
322.7

85.3

85.6

(2)
1,032.2

1,036.8

927.2
994.6
1,036.9
1,041.3

187.6

189.7

168.4
177.9
190.1
190.4

557.9

562.3

480.6
531.1
563.7
563.9

29.4

29.6

A S S E T S

1
Bank credit
1,411.4
1,414.1
1,450.8
1,450.0
2
405.4
410.4
3
323.6
322.8
4
81.8
87.7

1,429.7

Securities in bank credit
403.9
406.3
409.6
408.6
U.S. government securities
321.7
321.8
324.2
320.9
Other securities
82.2
84.4
85.4
87.7

5
Loans and leases in bank credit
1,006.0
1,010.1
1,023.5
1,032.3
1,040.4
1,041.4
6
Commercial and industrial
179.9
181.2
183.7
185.7
190.3
191.3
7
Real estate
539.6
545.0
552.6
556.6
565.0
564.5
8
Revolving home equity
28.8
29.0
29.4
29.6
29.4
29.4

79.3
86.1

24.7
29.5

82.3
87.1

28.3
29.5

9
510.8
535.6
10
213.0
209.1
11
4.8
5.8
12
68.8
70.1

Other
516.0
523.2
527.0
535.1
Consumer
210.2
212.8
214.8
209.4
Security (3)
5.1
5.3
5.4
5.8
Other loans and leases
68.5
69.2
69.8
70.4

528.4

532.7

455.9
502.8
534.2
534.4

212.9

211.0

213.7
213.6
209.8
210.7

5.3

5.5

68.6

4.7
5.3

4.6
6.0

68.4

59.7
68.0

67.3
70.2

13
50.9
68.3

Interbank loans
56.2
60.2
67.5

61.4

59.0

62.3

51.3
58.9

50.0
70.4

14
69.7
70.5

Cash assets (4)
70.5
74.6
70.3

74.2

71.8

71.4

62.6
70.4

68.6
71.1

15
61.6
67.8

Other assets (5)
63.1
66.9
61.4

65.2

64.9

67.8

50.0
65.4

63.1
68.1

1,622.6

1,614.9

1,463.8
1,560.4
1,622.8
1,616.4
1,640.5

1,295.0

1,289.3

1,163.3
1,246.3
1,293.9
1,286.5
1,308.5

308.0

298.1

294.5

290.1
297.4
292.9
299.5

987.0

991.2

999.4

873.2
949.0
993.6
1,009.0

168.3

169.3

171.4

151.3
161.3
171.1
171.9

818.7

822.0

827.9

722.0
787.7
822.5
837.1

158.4

156.8

147.7
155.2
158.1
157.2

71.5

70.3

83.4
71.3

77.9
71.0

86.8

86.5

64.2
86.8

77.3
86.2

16 TOTAL ASSETS (6)
1,573.8
1,584.2
1,611.6
1,637.4
1,629.2

L I A B I L I T I E S
17 Deposits
1,257.1
1,268.1
1,288.3
1,303.9
1,299.2
18
Transaction
297.5
297.6
304.0
295.0
294.0
19
Nontransaction
959.6
970.6
984.2
1,008.9
1,005.2
20
Large time
163.7
166.0
168.0
171.9
171.8
21
Other
795.8
804.6
816.3
837.0
833.4

22 Borrowings
155.0
154.0
153.5
158.0
157.6
157.9
23
From banks in the U.S.
74.8
72.9
71.3
73.5
70.8
70.9
24
From others
80.3
81.1
82.2
84.5
86.9
86.9
25

Net due to related foreign offices

4.0

4.5

4.8
4.5
26
27.7
29.1

5.2
4.5

5.0

4.3

4.2

6.1

28.3

27.8

28.2

1,485.6

1,479.7

1,339.3
1,433.2
1,484.9
1,476.7
1,498.9

Other liabilities
27.7
28.3
28.6

27 TOTAL LIABILITIES
1,444.7
1,455.0
1,475.1
1,495.2
1,490.2

28 Residual (assets less liabilities) (7)
129.2
129.2
136.5
137.0
135.2
142.3
139.0
29
49.3
51.4

MEMO
Mortgage-backed securities (9)
49.3
49.7
50.2
51.2

50.4

137.9

51.0

3.6
24.4
28.6

4.1
27.2
29.1

124.5
127.2
139.7
141.6

37.1
50.9

48.2
51.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------------

--------------

1997

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11

1998

1998

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

559.9

577.8

579.4

531.0
532.6
582.0
583.6

199.3

197.5

177.4
177.9
195.2
203.0

80.6

86.0

A S S E T S

1
Bank credit
537.4
543.9
583.4
568.2
2
182.4
202.1
3
87.8

552.1

Securities in bank credit
181.3
195.8
199.9
192.7
U.S. government securities
86.4
86.1
84.3

84.7
86.5

85.8
98.5

91.7
4
94.6
110.4
5
355.0
381.3
6
222.2
230.3
7
27.9
26.2
11
43.0
48.6
12
62.0
76.2

80.2
Other securities
94.9
109.7
112.5

115.6

118.7

Loans and leases in bank credit
362.6
356.3
359.9
375.5
Commercial and industrial
223.6
222.6
223.8
225.2
Real estate
27.7
26.9
26.5
25.5
Security (3)
46.3
41.1
44.6
48.7
Other loans and leases
65.0
65.6
65.1
76.2

111.5

92.7
108.7

92.1
104.5

(2)
378.5

381.9

353.6
354.7
386.8
380.6

226.4

226.7

217.1
219.7
227.7
230.3

27.0

26.8

32.0
26.7

28.3
26.3

54.5

54.5

39.8
56.3

42.2
50.1

70.5

73.8

64.7
76.1

64.4
73.8

13
18.0
16.2

Interbank loans
20.0
23.1
23.2

30.7

27.5

24.3

20.9
24.7

18.0
15.8

14
35.5
33.8

Cash assets (4)
34.8
36.2
32.6

34.6

32.7

33.1

32.9
33.2

34.4
33.1

15
42.0
44.7

Other assets (5)
41.4
44.9
42.5

41.8

44.4

42.2

41.2
42.8

42.6
42.2

666.7

682.2

678.7

625.7
627.4
682.4
674.4

278.0

276.0

291.2

238.0
263.4
295.8
294.4

10.5

11.0

10.6

267.4

265.0

280.5

228.3
252.2
285.0
283.2

265.0

262.6

276.7

224.3
249.7
282.5
280.7

2.4

2.4

3.8

157.2

159.1

157.2

16 TOTAL ASSETS (6)
632.7
639.9
656.0
677.8
666.3

L I A B I L I T I E S
17 Deposits
265.5
260.9
272.1
292.2
287.2
18
Transaction
10.8
10.4
10.7
12.2
11.4
19
Nontransaction
254.8
250.5
261.4
280.0
275.9
20
Large time
252.3
248.1
259.0
277.5
273.4
21
Other
2.5
2.4
2.4
2.4
2.4
22 Borrowings
143.3
161.8
157.8
151.9

165.1

9.7
10.8

3.9
2.5

11.2
11.2

2.5
2.5

143.7
137.4
160.5
162.3

23
35.9
26.7
24
107.4
131.1

From banks in the U.S.
37.7
30.5
27.7
21.8
From others
124.1
134.5
129.5
130.1

34.4
28.5

31.2
29.2

25.2

26.9

133.9

130.3

109.3
106.3
131.9
133.1

25 Net due to related foreign offices
127.3
118.6
119.4
125.9
135.3
125.4
128.1

125.2

140.0
130.6
114.3
127.3

26
94.1
97.5

Other liabilities
93.4
97.0
93.0

98.1

96.7

100.3
95.5

659.4

668.4

670.3

621.9
627.4
666.1
677.5

27 TOTAL LIABILITIES
630.2
634.7
653.5
672.9
660.3

98.3

28
2.5
4.9

Residual (assets less liabilities) (7)
5.2
2.6
7.2
13.8
6.1

8.4

3.7
16.2

96.0
93.5

0.0
-3.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
March 27, 1998
Account
1997

1997

1997

Oct
Mar 18

Nov

--------------

--------------

1997

1997
1997
Week ending
Feb
Aug
Sep
Feb 25
Mar 4
Mar 11

1998

1998

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

554.5

574.2

579.5

531.6
536.5
578.4
589.0

Securities in bank credit
181.2
195.1
192.0

194.4

198.0

178.3
181.5
193.3
208.5

A S S E T S

1
Bank credit
535.4
542.5
583.7
569.3
2
180.7

551.1

204.4
3
86.7
95.2
3a
17.2
19.9
3b
69.5
75.3
4
94.0
109.2
4a
61.4
69.9
4b
32.6
39.3

194.6
U.S. government securities
85.6
85.7
81.7
84.0
Trading account
15.1
17.6
15.8
12.2
Investment account
70.5
68.1
65.9
71.8
Other securities
95.6
109.4
110.3
110.6
Trading account
62.5
69.6
70.3
69.8
Investment account
33.1
39.8
40.0
40.8

5
354.6
379.3
6
220.7
228.9
7
28.0
26.3
11
43.0
48.6
12
63.0
75.4

Loans and leases in bank credit
361.3
356.0
362.5
374.7
Commercial and industrial
222.2
222.4
224.2
225.4
Real estate
27.8
27.3
26.6
25.6
Security (3)
46.3
41.1
44.6
48.7
Other loans and leases
64.9
65.2
67.1
75.0

81.6

87.5

86.4
86.8

87.3
102.4

15.5

16.2

20.6
15.1

18.3
27.4

66.1

71.3

65.8
71.7

68.9
75.0

112.8

110.5

91.9
106.5

94.2
106.1

72.4

72.1

63.2
69.8

61.4
67.7

40.4

38.4

28.7
36.7

32.8
38.4

(2)
379.8

381.5

353.3
355.1
385.1
380.5

226.3

226.7

217.1
219.9
227.3
230.1

27.0

26.9

32.1
26.7

28.4
26.4

54.5

54.5

39.8
56.3

42.2
50.1

71.9

73.5

64.4
74.8

64.6
73.9

13
18.0
16.2

Interbank loans
20.0
23.1
23.2

30.7

27.5

24.3

20.9
24.7

18.0
15.8

14
34.7
32.8

Cash assets (4)
35.2
36.5
32.0

36.0

33.1

32.4

32.1
32.4

34.3
32.2

15
42.4
45.4

Other assets (5)
41.0
45.2
41.3

42.7

43.6

43.0

42.0
43.6

43.4
42.9

663.6

678.1

678.9

626.3
632.1
678.8
679.7

276.2

287.3

234.8
261.2
292.7
290.6

16 TOTAL ASSETS (6)
630.2
638.5
655.7
677.9
665.6

L I A B I L I T I E S
17 Deposits
264.6
268.8
275.7
291.0
288.8
18
Transaction

281.0

9.9

10.9

11.2
11.9
19
253.3
279.1
20
250.8
276.7
21
2.5
2.4

10.5
10.7
10.9
Nontransaction
258.3
265.0
277.8
Large time
255.8
262.5
275.4
Other
2.5
2.5
2.4

11.2

11.1

10.9

269.8

265.1

276.4

224.9
250.3
281.7
279.7

267.3

262.7

272.7

221.0
247.8
279.2
277.2

2.5

2.4

3.7

155.6

150.5

26.1

25.2

129.4

125.3

105.0
110.9
124.0
131.5

25 Net due to related foreign offices
124.1
117.6
117.6
126.3
145.0
131.4
131.4

136.2

149.2
128.7
132.9
127.7

26
93.9
99.2

22 Borrowings
144.2
157.1
159.8
155.2
151.9
149.2
23
From banks in the U.S.
34.9
34.5
30.5
28.2
25.0
21.8
24
From others
109.3
122.6
129.3
127.0
126.9
127.5

Other liabilities
91.3
97.7
92.4

2.5
2.4

137.1
142.6
148.9
159.4
32.1
24.9

31.7
28.0

97.0

99.1

102.7
98.2

659.3

673.7

673.0

623.9
629.0
672.8
674.2

28
3.4
4.3

Residual (assets less liabilities) (7)
3.7
4.9
4.3
4.3
3.8

29
41.2
40.1
30
41.8
40.1

MEMO
Reval. gains on off-bal. sheet items (8)
39.8
41.8
40.9
42.1
39.0
Reval. losses on off-bal. sheet items (8)
40.1
41.9
41.6
42.5
39.1

Footnotes appear on page 13.

96.4
96.4

2.4
6.1

3.0
5.5

40.1

46.3
39.9

41.5
38.3

40.4

48.0
40.1

43.1
38.0

5.8

-------------------------------------------------

Footnotes

3.9
2.4

11.0

96.8

27 TOTAL LIABILITIES
626.8
634.8
650.8
673.5
661.8

H.8 (510)
Page 13

11.0

March 27, 1998
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Large domestically chartered commercial banks acquired $2.0 billion in
assets and liabilities of thrift institutions in the week ending March 4, 1998.

The major asset items
affected were (in billions): cash assets, $0.1; real estate loans, other, $1.5;
and other assets, $0.4. The major liability items affected were: other
liabilities, $1.9; and residual (assets less liabilities), $0.1.