h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------------

--------------

1997

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22

1998

1998

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

4,144.2

4,175.5

3,851.7
4,004.1
4,217.2
4,212.9
4,199.7

1,107.7

1,007.7
1,037.0
1,125.9
1,114.4
1,100.7

766.0

777.4

704.0
724.2
767.0
753.6

341.8

348.5

303.7
312.8
347.4
347.1

(2)
3,067.7

2,843.9
2,967.1
3,091.3
3,098.5
3,099.0

869.6

870.6

1,246.5

1,155.3
1,214.1
1,259.2
1,268.4
1,264.5

99.3

99.0

1,147.3

1,067.9
1,118.3
1,160.2
1,169.1
1,165.2

502.8

502.0

A S S E T S

1
Bank credit
4,026.0
4,068.7
4,187.0
4,206.2

4,089.6

2
Securities in bank credit
1,045.3
1,076.9
1,083.7
1,102.7
1,091.0
1,109.7
3
U.S. government securities
731.0
742.1
746.5
758.5
748.5
768.1
4
Other securities
314.3
334.9
337.2
344.3
342.5
341.6
5
Loans and leases in bank credit
2,980.7
2,991.8
3,005.9
3,041.5
3,096.0
3,096.5
6
Commercial and industrial
841.5
844.3
852.1
862.3
871.3
871.6
7
Real estate
1,217.3
1,225.5
1,229.0
1,232.9
1,263.5
1,271.1
8
Revolving home equity
96.4
97.4
98.3
98.8
99.4
99.4
9
Other
1,120.9
1,128.1
1,130.7
1,134.1
1,164.1
1,171.7
10
Consumer
507.7
507.2
507.1
504.3
497.0
495.2
11
Security (3)

799.7
837.5
865.7
870.5

87.4
99.3

95.8
99.4

516.0
514.8
498.1
495.9
86.9

96.1

104.2
112.9
12
310.0
351.4

99.3
96.8
116.4
107.0
Other loans and leases
315.5
320.9
325.6
351.6

118.0

116.9

113.7

111.9

330.7

342.6

286.0
304.5
352.6
356.2

13 Interbank loans
200.9
206.0
214.2
211.8
201.2

204.0

203.1

216.9

217.5
199.8
214.7
220.4

14 Cash assets (4)
265.9
277.4
267.3
281.1
260.5

268.7

268.8

280.2

240.3
258.0
269.1
282.3

15 Other assets (5)
288.8
294.0
294.6
309.3
303.3

295.6

297.3

293.0

271.4
288.0
304.8
308.2

16 TOTAL ASSETS (6)
4,725.1
4,789.5
4,809.0
4,932.1
4,914.1

4,856.0

4,887.9

4,524.9
4,693.2
4,950.4
4,944.5
4,953.7

3,113.1

3,149.5

2,915.8
3,048.0
3,189.0
3,200.7
3,234.5

678.2

684.6

695.3

2,434.9

2,464.9

2,215.8
2,360.4
2,493.6
2,524.0
2,526.4

642.8

659.1

673.3

1,792.1

1,805.8

1,663.5
1,747.8
1,820.3
1,843.6
1,857.4

826.7

857.5

737.2
771.5
874.4
881.2

291.9

306.9

308.3
295.3
317.8
324.2

534.8

550.6

428.9
476.2
556.5
557.0

25 Net due to related foreign offices
196.4
192.3
202.4
231.3
223.4
180.8
171.0

201.3

220.2
204.7
178.2
152.4

26 Other liabilities
282.1
292.9
293.1
291.4
291.2

295.4

273.4
270.2
291.8
285.2

L I A B I L I T I E S
17 Deposits
3,065.7
3,105.3
3,111.6
3,196.5
3,178.5
18
Transaction
685.5
693.0
686.8
694.6
694.8
19
Nontransaction
2,380.2
2,412.3
2,424.8
2,501.9
2,483.7
20
Large time
620.2
633.5
637.1
664.9
663.0
21
Other
1,760.0
1,778.8
1,787.6
1,837.0
1,820.7

22 Borrowings
800.8
814.6
819.4
825.6
856.3
861.7
23
From banks in the U.S.
292.9
300.3
304.2
290.9
299.9
288.7
24
From others
507.9
514.3
515.3
534.8
556.4
572.9

305.4

303.2

700.0
687.6
676.7
708.2

552.3
612.6
680.3
669.0

27 TOTAL LIABILITIES
4,345.0
4,405.1
4,426.5
4,525.0
4,502.4

4,475.4

4,502.8

28 Residual (assets less liabilities) (7)
380.1
384.5
382.4
380.7
385.1
407.1
411.7

4,146.6
4,294.4
4,543.2
4,545.0
4,553.3

407.2

378.3
398.9
399.5
400.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------------

--------------

1997

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22

1998

1998

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

4,151.5

4,172.9

3,842.4
3,996.6
4,207.5
4,209.2
4,208.9

1,111.2

1,009.2
1,028.8
1,127.1
1,125.3
1,113.6

764.9

780.6

706.4
720.2
776.9
763.6

346.3

346.5

302.8
308.6
348.5
350.1

A S S E T S

1
Bank credit
4,030.9
4,076.3
4,195.6
4,211.0

4,099.3

2
Securities in bank credit
1,043.5
1,076.5
1,078.8
1,103.3
1,101.8
1,118.2
3
U.S. government securities
729.5
743.6
744.5
755.2
756.1
774.6
4
Other securities
314.0
332.9
334.4
348.1
345.7
343.6

5
Loans and leases in bank credit (2)
2,987.3
2,999.9
3,020.4
3,048.2
3,061.7
3,093.8
3,092.9
6
Commercial and industrial
839.3
843.1
850.3
860.0
869.5
880.5
879.9
7
Real estate

2,833.2
2,967.9
3,080.4
3,083.9
3,095.3
874.1

803.0
832.5
870.7
877.8
1,149.3

1,218.7

1,223.5
1,256.4
8
97.2
98.8
9
1,126.3
1,157.7
10
509.5
493.1
11
104.4
116.4
12
310.6
347.3

1,231.6
1,232.5
1,233.0
1,264.0
Revolving home equity
98.1
98.6
99.0
99.0
Other
1,133.6
1,133.9
1,133.9
1,165.0
Consumer
509.8
513.4
511.0
491.9
Security (3)
100.1
99.3
116.6
109.5
Other loans and leases
315.3
324.9
327.7
347.5

1,241.2

1,252.7

1,262.1

98.8

98.0

1,142.4

1,062.7
1,122.2
1,154.7
1,164.3
1,160.8

502.3

495.6

509.6
517.6
491.3
490.7

119.5

117.8

87.6
93.9
110.8
115.4

329.1

340.3

283.8
305.2
349.0
352.5

86.6
97.8

1,259.0

96.5
98.2

13 Interbank loans
196.9
211.4
223.7
209.6
195.9

211.0

206.1

216.4

216.4
195.2
224.1
229.8

14 Cash assets (4)
270.0
287.5
286.8
273.6
258.5

280.0

268.9

268.7

231.0
256.0
257.6
284.4

15 Other assets (5)
288.0
295.1
294.9
305.8
302.7

294.1

298.4

292.9

271.1
289.0
303.1
305.5

16 TOTAL ASSETS (6)
4,729.4
4,813.6
4,847.9
4,928.0
4,911.3

4,880.3

4,889.8

4,505.1
4,679.9
4,928.7
4,937.4
4,971.9

3,119.2

3,136.8

2,906.4
3,050.5
3,179.8
3,215.1
3,258.3

690.2

677.9

683.0

2,429.0

2,458.9

2,218.6
2,367.7
2,496.7
2,533.5
2,524.5

641.0

658.0

670.8

1,787.9

1,800.8

1,667.9
1,753.4
1,825.9
1,860.8
1,862.3

827.4

849.5

729.8
773.7
856.8
873.5

292.9

304.5

305.5
294.2
311.0
320.3

L I A B I L I T I E S
17 Deposits
3,068.6
3,123.4
3,144.0
3,176.1
3,158.1
18
Transaction
681.8
703.8
721.0
689.3
691.2
19
Nontransaction
2,386.8
2,419.6
2,422.9
2,486.7
2,467.0
20
Large time
624.0
639.2
641.7
659.5
659.8
21
Other
1,762.9
1,780.4
1,781.3
1,827.2
1,807.1

22 Borrowings
796.9
812.1
817.4
832.1
869.2
873.6
23
From banks in the U.S.
289.5
300.6
307.9
294.3
303.9
292.2

687.8
682.8
681.7
733.8

550.7
614.3
672.6
662.2

24
507.5
565.2

From others
511.5
509.5
581.4

534.5

545.0

424.3
479.4
545.8
553.1

25 Net due to related foreign offices
193.7
188.4
200.3
231.4
221.4
182.3
182.3

199.6

219.0
204.3
167.2
147.2

26 Other liabilities
281.8
294.5
294.0
290.2
290.8

305.4

304.4

295.7

273.6
269.9
290.8
284.2

27 TOTAL LIABILITIES
4,341.0
4,418.4
4,455.7
4,517.8
4,504.9

4,488.1

4,490.0

4,128.8
4,298.4
4,524.5
4,529.9
4,563.2

537.7

28 Residual (assets less liabilities) (7)
388.3
395.2
392.2
392.2
399.8
410.2
406.4
29
79.8
82.5
30
81.4
82.5

MEMO
Reval. gains on off-bal. sheet items (8)
84.3
82.7
93.4
87.8
81.7
Reval. losses on off-bal. sheet items (8)
85.6
86.0
95.8
90.1
81.4

404.2

376.2
381.5
407.5
408.7

87.5

91.4
84.0

80.8
84.4

89.6

87.3
87.5

81.8
85.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------------

--------------

1997

1998

1998

Jan

Feb

Mar

--------

--------

--------

A S S E T S

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22
-------- --------------------- -------

1
Bank credit
3,486.7
3,519.3
3,638.6
3,650.3
2
868.8
908.2
3
650.3
666.9
4
218.5
241.3

3,544.9

3,577.3

Securities in bank credit
883.8
896.0
911.5
916.4
U.S. government securities
662.8
670.3
678.6
676.8
Other securities
221.0
225.7
232.9
239.6

5
Loans and leases in bank credit
2,617.9
2,635.5
2,648.9
2,665.8
2,730.4
2,733.9
6
Commercial and industrial
619.0
622.9
630.8
638.7
656.1
655.7
7
Real estate
1,189.8
1,198.8
1,203.1
1,206.3
1,239.4
1,246.9
8
Revolving home equity
96.4
97.4
98.3
98.8
99.4
99.4
9
Other
1,093.4
1,101.5
1,104.8
1,107.5
1,140.0
1,147.5
10
Consumer
507.7
507.2
507.1
504.3
497.0
495.2
11
Security (3)
57.5
57.6
53.0
61.5
62.8
61.1
12
Other loans and leases
243.8
249.0
255.0
255.0
275.1
275.0

3,607.9

3,329.0
3,466.8
3,652.2
3,656.1
3,651.4

916.0

929.7

840.0
857.4
918.7
916.1

683.5

691.2

624.9
641.7
678.6
673.6

232.5

238.5

215.1
215.7
240.2
242.5

(2)
2,691.9

2,489.0
2,609.4
2,722.5
2,737.4
2,735.3

646.7

649.8

1,220.5

1,123.4
1,186.1
1,234.5
1,244.4
1,240.5

99.3

99.0

1,121.3

1,036.0
1,090.3
1,135.5
1,145.1
1,141.1

502.8

502.0

63.2

68.0

258.7

268.1

220.6
240.7
276.1
279.9

581.9
615.3
651.8
655.9

87.4
99.3

95.8
99.4

516.0
514.8
498.1
495.9
47.2
67.0

52.5
63.2

13 Interbank loans
180.4
182.4
183.0
190.8
177.0

176.2

178.6

196.3

194.5
181.4
198.5
202.9

14 Cash assets (4)
231.5
242.5
233.8
245.9
227.1

236.5

236.8

246.8

207.3
223.8
233.5
248.0

15 Other assets (5)
246.5
249.3
252.6
268.4
264.0

255.1

255.6

250.9

231.1
245.2
261.4
265.4

16 TOTAL ASSETS (6)
4,088.9
4,137.2
4,157.9
4,286.9
4,261.6

4,188.8

4,222.4

3,906.1
4,060.8
4,289.5
4,292.7
4,311.0

L I A B I L I T I E S
17

Deposits

2,674.1

2,784.8

2,798.0
2,832.4
2,839.1
2,910.9
2,884.1
18
Transaction
675.0
682.7
677.0
683.8
684.8
19
Nontransaction
2,123.0
2,149.7
2,162.1
2,227.2
2,199.3
20
Large time
366.1
374.3
377.3
391.0
382.1
21
Other
1,756.9
1,775.4
1,784.8
1,836.1
1,817.2

2,841.2

2,866.4

2,901.6

668.2

674.6

684.9

2,173.0

2,191.8

1,984.4
2,108.2
2,216.8
2,240.4
2,251.4

382.7

387.5

398.2

1,790.3

1,804.3

1,659.4
1,747.2
1,818.6
1,842.5
1,856.0

682.7

704.3

602.7
626.9
709.5
706.1

269.4

281.1

274.8
260.4
289.7
287.3

413.3

423.2

327.9
366.5
419.8
418.8

22 Borrowings
645.0
658.3
669.9
676.7
696.3
704.9
23
From banks in the U.S.
259.1
271.3
278.3
267.4
279.9
268.1
24
From others
385.9
387.0
391.6
409.3
416.4
436.8
25
77.9
78.6

Net due to related foreign offices
75.2
80.8
91.2
88.4
75.2

82.6

2,905.8

2,948.1

689.7
676.5
665.4
696.8

324.9
361.0
397.9
395.3

72.9
77.1

79.1
62.2

26 Other liabilities
190.5
196.9
197.5
199.5
201.1

209.0

205.7

201.3

27 TOTAL LIABILITIES
3,711.5
3,762.8
3,787.3
3,885.4
3,865.3

3,818.1

3,843.1

3,530.3
3,666.7
3,889.9
3,893.4
3,913.2

28 Residual (assets less liabilities) (7)
377.4
374.4
370.6
370.6
379.3
401.4
396.2

399.6

180.6
175.9
201.0
196.8

375.8
394.1
399.3
397.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
May 8, 1998
Account

1997

1997

1997

1997

1997

1998

1998

1998

Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22

Nov
Apr 29

Dec

Jan

Feb

Mar

--------------

--------------

--------

--------

--------

-------- ---------------------------

3,587.7

3,606.0

3,319.6
3,462.2
3,643.0
3,653.5
3,661.1

922.5

933.0

842.8
850.5
927.6
927.9

683.2

693.8

626.6
637.5
689.5
685.2

239.3

239.2

216.2
213.0
238.1
242.7

(2)
2,683.4

2,476.8
2,611.7
2,710.0
2,725.9
2,733.2

645.5

652.7

1,215.0

1,117.3
1,190.7
1,227.9
1,238.4
1,235.2

98.8

98.0

1,116.2

1,030.8
1,094.2
1,130.0
1,140.6
1,136.9

502.3

495.6

64.5

68.2

256.0

265.6

218.1
241.6
273.8
277.0

183.1

181.6

195.8

193.4
176.7
207.9
212.3

247.8

237.5

236.3

198.9
221.6
224.2
251.6

A S S E T S

1
Bank credit
3,491.8
3,532.2
3,646.9
3,655.2
2
866.3
918.1
3
648.4
677.2
4
217.9
240.9

3,555.5

Securities in bank credit
887.0
895.0
917.4
923.1
U.S. government securities
663.2
668.5
677.2
683.9
Other securities
223.8
226.4
240.2
239.2

5
Loans and leases in bank credit
2,625.5
2,645.2
2,660.5
2,670.3
2,728.8
2,732.1
6
Commercial and industrial
617.2
621.9
628.2
635.5
664.8
664.4
7
Real estate
1,195.7
1,204.7
1,206.4
1,206.4
1,232.5
1,240.1
8
Revolving home equity
97.2
98.1
98.6
99.0
98.8
99.0
9
Other
1,098.5
1,106.6
1,107.8
1,107.3
1,133.8
1,141.1
10
Consumer
509.5
509.8
513.4
511.0
493.1
491.9
11
Security (3)
57.6
58.6
54.3
61.6
66.8
63.6
12
Other loans and leases
245.4
250.2
258.2
255.8
271.6
272.1
13 Interbank loans
176.4
187.7
192.5
188.6
171.7
14 Cash assets (4)
235.4
251.8
251.7

584.5
611.3
656.9
663.0

86.6
97.8

96.5
98.2

509.6
517.6
491.3
490.7
47.3
65.5

50.6
67.3

240.3

226.3

15 Other assets (5)
246.7
249.8
252.2
267.5
264.8

253.2

255.3

250.8

230.9
246.2
262.4
265.5

16 TOTAL ASSETS (6)
4,094.0
4,165.0
4,195.4
4,286.9
4,261.4

4,215.7

4,223.9

3,887.1
4,050.2
4,269.3
4,291.6
4,334.1

2,849.2

2,855.9

2,664.0
2,786.0
2,891.2
2,923.5
2,974.8

680.2

668.1

672.7

2,169.0

2,187.7

1,986.4
2,114.7
2,218.5
2,252.7
2,251.9

382.0

387.9

393.6

1,787.0

1,799.9

1,664.5
1,750.9
1,825.0
1,859.9
1,861.4

683.3

696.2

595.4
629.1
691.9
698.4

270.3

278.7

272.1
259.4
282.9
283.4

413.0

417.6

323.3
369.7
409.0
414.9

L I A B I L I T I E S
17 Deposits
2,801.2
2,851.1
2,868.3
2,892.5
2,863.0
18
Transaction
671.3
693.6
710.7
679.1
681.3
19
Nontransaction
2,129.8
2,157.5
2,157.6
2,213.4
2,181.7
20
Large time
369.1
378.8
377.5
387.2
378.7
21
Other
1,760.8
1,778.8
1,780.1
1,826.2
1,803.0

22 Borrowings
641.1
655.8
667.9
683.1
709.2
716.8
23
From banks in the U.S.
255.7
271.6
282.1
270.9
283.9
271.6
24
From others
385.4
384.2
385.8
412.2
425.3
445.2
25
76.0
80.8

Net due to related foreign offices
70.6
73.8
86.5
85.1
80.8

81.8

677.5
671.3
670.8
722.9

321.9
363.8
392.8
390.6

72.5
73.6

80.2
61.0

26 Other liabilities
190.5
196.9
197.5
199.5
201.1

209.0

205.7

201.3

27 TOTAL LIABILITIES
3,708.8
3,774.4
3,807.5
3,882.0
3,861.7

3,827.9

3,830.0

3,512.5
3,671.2
3,870.6
3,890.0
3,931.0

28 Residual (assets less liabilities) (7)
385.2
390.6
387.9
387.8
393.9
404.9
399.7
29
38.2
43.6

MEMO
Reval. gains on off-bal. sheet items (8)
41.5
41.3
50.1
47.3
42.7

398.7

47.5

180.6
175.9
201.0
196.8

374.7
379.0
401.6
403.1

49.0
43.6

37.5
45.6

30 Reval. losses on off-bal. sheet items (8)
41.3
43.6
44.2
52.9
49.5
44.3
43.4
31 Mortgage-backed securities (9)
266.0
275.6
281.6
290.2
294.7
289.1
288.6

49.8
300.3

43.2
46.5

40.0
47.2

248.8
259.3
301.6
294.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------------

--------------

1997

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22

1998

1998

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

2,134.8

2,159.8

2,001.5
2,063.0
2,199.5
2,201.4
2,193.8

506.9

518.7

444.7
454.0
508.4
507.0

360.0

368.3

310.5
320.8
358.6
354.6

28.0

27.5

332.1

340.8

291.8
297.3
335.3
331.9

146.8

150.5

134.2
133.2
149.8
152.3

67.9

71.2

A S S E T S

1
Bank credit
2,076.6
2,091.8
2,180.8
2,190.2
2
462.7
499.3
3
327.0
348.6
3a
25.0
21.0
3b
302.0
327.6
4
135.7
150.7
4a
63.6

2,105.8

Securities in bank credit
473.9
482.9
500.9
506.5
U.S. government securities
337.5
342.8
353.4
356.9
Trading account
26.7
27.3
29.1
25.6
Investment account
310.9
315.4
324.3
331.3
Other securities
136.3
140.1
147.5
149.6
Trading account
63.7
63.7
69.9

18.7
23.3

68.9
69.5

23.4
22.8

61.7
71.2

68.8
4b
72.1
81.9
4c
22.3
23.0
4d
49.8
58.9

68.7
Investment account
72.6
76.5
77.7
79.0
80.9
State and local government
22.3
22.1
22.5
22.7
23.1
Other
50.3
54.3
55.1
56.2
57.8

5
Loans and leases in bank credit (2)
1,613.9
1,618.0
1,622.9
1,633.8
1,653.0
1,681.5
1,683.7
6
Commercial and industrial
436.9
438.9
445.6
451.7
458.2
465.2
464.0
6a
Bankers acceptances
1.3
1.3
1.2
1.2
1.2
1.2
1.3
6b
Other
435.6
437.6
444.4
450.5
456.9
464.0
462.8
7
Real estate
649.4
650.6
649.7
647.3
656.5
667.8
672.9
8
Revolving home equity
67.7
68.1
68.8
69.3
69.7
70.0
69.9
9
Other
581.7
582.5
580.9
578.0
586.8
597.8
603.0
10
Consumer
298.6
296.2
294.7
293.5
292.4
289.8
288.3
11
Security (3)
52.4
52.1
47.3
55.9
57.4
56.8
55.5
11a
Fed funds and RPs with broker/dealer
35.3
35.7
30.9
39.5
41.2
38.6
38.1
11b
Other
17.1
16.4
16.4
16.4
16.2
18.2
17.3
12a
State and local government
11.1
11.0
10.9
10.8
10.8
10.6
10.6
12b
Agricultural
9.3
9.6
9.6
9.5
9.5
9.7
9.7
12c
Fed funds and RPs with others
8.9
8.9
11.1
7.7
6.1
6.8
6.4
12d
All other loans
68.6
71.2
72.3
73.2
76.7
84.3
84.8
12e
Lease financing receivables
78.7
79.6
81.5
84.3
85.4

79.2

65.3
80.3

71.5
81.1

22.8

21.0
23.0

22.2
22.9

56.4

44.3
57.3

49.3
58.2

1,556.8
1,609.0
1,680.8
1,693.0
1,686.8
461.0
1.3

413.1
434.3
462.1
465.1
1.8
1.3

1.5
1.2

459.7

411.3
432.8
460.8
463.9

668.3

635.0
649.6
676.0
670.3

69.6

62.2
70.0

67.3
70.0

598.7

572.8
582.3
605.9
600.3

293.8

308.0
302.9
293.1
290.2

61.8

42.4
60.1

47.7
56.4

43.7

25.9
42.5

30.8
38.6

18.1

16.5
17.6

16.9
17.7

10.6

11.4
10.7

11.3
10.6

9.6

9.2
9.6

9.2
9.7

7.1

6.4
6.9

7.4
8.3

81.3

63.8
85.1

69.2
86.6

87.4

67.6
89.4

77.5
89.7

90.5

91.2

13 Interbank loans
124.0
126.6
127.0
119.8
124.3
114.9
13a
Fed funds and RPs with banks
77.7
81.9
82.2
76.3
72.1
64.1
13b
Other
46.3
44.7
44.8
43.4
52.2
50.8

145.3
127.5
131.6
132.4

121.2

131.1

68.9

80.3

95.6
79.4

80.7
81.3

52.3

50.9

49.7
52.2

46.8
51.1

14 Cash assets (4)
160.9
169.8
162.1
171.0
154.2

164.5

163.9

173.1

142.5
153.2
159.7
172.6

15 Other assets (5)
184.6
184.6
189.6
198.9
195.7

191.3

190.4

186.2

177.2
182.7
194.7
195.1

16 TOTAL ASSETS (6)
2,509.4
2,536.2
2,547.7
2,638.0
2,618.2

2,573.6

2,598.6

2,429.3
2,489.8
2,653.0
2,650.3
2,657.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------------

--------------

1997

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22

1998

1998

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

1,554.0

1,573.0

1,498.5
1,524.6
1,600.7
1,602.2
1,630.4

370.9

375.1

382.6

L I A B I L I T I E S
17 Deposits
1,531.7
1,554.1
1,555.4
1,602.4
1,574.6
18
Transaction
376.0
382.4
378.4
380.4
380.5
19
Nontransaction

396.4
377.2
370.3
393.2
1,102.1

1,147.4

1,155.7
1,222.0
20
200.8
219.2
21
954.9
1,002.9

1,171.7
1,176.9
1,194.1
Large time
206.9
209.5
210.2
Other
964.8
967.5
983.8

1,183.1

1,197.9

1,218.1

214.2

216.8

227.0

171.7
197.6
225.1
223.0

968.9

981.0

991.1

930.4
949.8
1,006.8
1,014.2

523.5

542.9

457.8
472.4
545.9
542.8

196.9

208.9

200.4
185.4
216.3
215.4

326.6

334.0

257.4
286.9
329.5
327.4

22 Borrowings
491.4
504.1
512.0
518.5
533.8
540.1
23
From banks in the U.S.
187.9
200.6
205.7
195.1
206.5
194.2
24
From others
303.5
303.5
306.2
323.3
327.3
345.9
25
72.8
75.5

Net due to related foreign offices
70.2
76.5
87.0
82.2
72.1

78.5

1,231.9

68.9
72.9

1,237.2

74.2
59.0

26 Other liabilities
162.7
168.1
168.4
168.4
170.8

180.2

176.3

171.0

27 TOTAL LIABILITIES
2,258.5
2,296.6
2,312.2
2,380.1
2,357.6

2,339.6

2,355.0

2,180.6
2,219.9
2,393.1
2,391.4
2,398.3

28 Residual (assets less liabilities) (7)
250.8
239.7
235.5
234.0
243.6
257.9
260.5

260.0

155.3
148.7
170.4
166.2

248.7
269.9
258.9
258.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------

--------

1998

1998

Jan

Feb

Mar

--------

--------

--------

1997

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22
-------- ---------------------------

-------

------A S S E T S

1
Bank credit
2,081.6
2,105.3
2,180.8
2,186.9
2
462.9
502.7
3
327.2
352.9
3a
26.1
20.7
3b
301.1
332.1
3c
198.3
216.2
3d
102.8
115.9
3e
26.5
30.8
3f
53.1
50.9
3g
23.3
34.1
4
135.7
149.9
4a
63.3
69.0
4b
72.3
80.8
4c
22.4
23.0
4d
50.0
57.8

2,115.7

2,150.3

2,166.4

Securities in bank credit
480.1
483.7
508.3
515.5
507.2
U.S. government securities
340.7
342.6
353.4
361.8
358.7
Trading account
28.0
26.9
28.2
28.4
23.8
Investment account
312.7
315.6
325.3
333.4
334.9
Mortgage-backed
206.9
211.7
219.8
222.6
216.9
Other
105.8
104.0
105.5
110.8
118.0
1 year or less
29.1
27.7
26.6
28.5
31.9
Between 1 and 5 years
53.9
53.6
52.5
51.6
51.4
More than 5 years
22.9
22.6
26.4
30.7
34.7
Other securities
139.4
141.2
154.9
153.7
148.5
Trading account
65.9
63.9
76.6
74.6
68.4
Investment account
73.5
77.2
78.3
79.1
80.1
State and local government
22.3
22.2
22.5
22.7
23.1
Other
51.2
55.1
55.8
56.4
57.0

5
Loans and leases in bank credit (2)
1,618.7
1,625.2
1,632.0
1,642.0
1,650.9
1,678.1
1,679.7
6
Commercial and industrial

1,995.8
2,056.0
2,193.9
2,197.3
2,198.1

520.6

446.1
447.6
512.9
513.1

369.7

311.0
316.9
365.4
361.0

28.3

19.2
24.9

23.4
23.8

341.3

291.7
293.5
340.4
337.1

227.3

187.8
192.7
228.7
221.0

114.1

103.9
100.8
111.8
116.2

29.2

27.8
28.5

27.9
31.1

51.6

59.0
51.2

50.1
50.9

33.3

17.2
32.0

22.9
34.2

151.0

135.1
130.7
147.5
152.1

71.7

69.8
67.5

59.4
71.5

79.3

65.3
80.1

71.3
80.6

22.7

20.9
22.9

22.3
22.9

56.5

44.4
57.2

49.0
57.7

1,549.8
1,608.4
1,673.3
1,684.4
1,685.0
414.7

431.7

436.6
471.0
6a
1.4
1.1
6b
435.2
469.9
7
653.0
660.9
8
68.3
69.1
9a
360.6
366.3
9b
224.1
225.5
10
299.5
286.3
11
52.5
60.7
11a
35.5
41.8
11b
17.0
19.0
12a
11.2
10.4
12b
9.5
9.4
12c
8.9
6.8
12d
69.1
82.7
12e
78.4
89.9

439.0
443.6
449.3
457.3
469.9
Bankers acceptances
1.4
1.3
1.2
1.2
1.2
Other
437.6
442.3
448.1
456.1
468.7
Real estate
654.5
652.1
650.4
654.7
665.8
Revolving home equity
68.8
69.1
69.7
69.3
69.3
Other residential
360.6
357.9
357.5
361.4
370.5
Commercial
225.2
225.1
223.2
224.1
226.0
Consumer
297.1
298.7
298.5
292.1
285.3
Security (3)
53.1
48.6
56.0
58.7
58.1
Fed funds and RPs with broker/dealer
36.6
31.3
39.6
42.5
40.0
Other
16.5
17.3
16.4
16.3
18.0
State and local government
11.1
11.0
10.8
10.8
10.5
Agricultural
9.6
9.6
9.4
9.1
9.4
Fed funds and RPs with others
8.9
11.1
7.7
6.1
6.4
All other loans
72.3
75.5
73.9
75.3
83.6
Lease financing receivables
79.6
81.8
86.1
86.8
90.6

13 Interbank loans
120.8
128.6
132.4
125.3
124.7
116.1
13a
Fed funds and RPs with banks
74.8
83.6
86.3
80.3
73.1
65.6
13b
Other
46.1
45.0
46.1
45.0
51.7
50.5

462.9
1.2

465.6
1.7
1.2

470.0
1.5
1.2

461.7

413.1
430.2
464.4
468.8

664.0

631.3
652.5
671.3
665.4

68.6

61.4
68.5

67.8
68.8

370.8

352.0
362.4
378.2
371.9

224.6

217.9
222.3
224.6
224.8

289.3

303.7
304.7
288.1
286.2

61.9

42.5
58.6

45.8
60.4

43.9

26.0
42.2

29.3
42.1

18.0

16.5
16.4

16.5
18.3

10.6

11.4
10.5

11.3
10.5

9.2

8.9
9.2

9.5
9.3

7.1

6.4
6.9

7.4
8.3

80.4

62.8
84.6

68.8
85.3

88.0

68.1
89.5

76.7
89.7

140.9
126.1
130.0
135.2

120.2

126.9

68.1

76.9

92.2
78.1

79.8
84.6

52.1

49.9

48.7
52.0

46.3
50.6

14 Cash assets (4)
164.8
176.6
176.4
167.5
153.8

174.6

164.7

164.4

135.9
151.8
151.7
175.2

15 Other assets (5)
184.6
184.6
189.6
198.9
195.7

191.3

190.4

186.2

177.2
182.7
194.7
195.1

16 TOTAL ASSETS (6)
2,515.1
2,558.3
2,577.4
2,635.5
2,616.0

2,605.0

2,605.1

2,412.8
2,479.4
2,634.5
2,637.0
2,667.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------------

--------------

1997

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22

1998

1998

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

1,563.4

1,565.5

1,487.6
1,529.3
1,588.7
1,602.7
1,640.9

380.5

372.0

373.5

1,182.8

1,193.4

1,099.9
1,155.1
1,215.2
1,233.9
1,231.8

213.5

217.2

222.4

168.7
200.4
220.1
218.3

969.4

976.3

992.8

931.2
954.7
1,013.8
1,013.5

524.0

525.9

538.0

453.7
471.5
534.3
540.0

L I A B I L I T I E S
17 Deposits
1,536.8
1,566.3
1,576.8
1,581.9
1,555.4
18
Transaction
373.9
388.9
401.6
375.9
379.0
19
Nontransaction
1,162.8
1,177.4
1,175.2
1,205.9
1,176.4
20
Large time
203.8
211.4
209.7
215.3
206.9
21
Other
959.0
966.0
965.5
990.6
969.5
22 Borrowings
487.1
502.0
545.7
549.7

509.2

387.7
374.2
368.8
409.1

23
184.9
209.6
24
302.2
336.1
25
70.8
77.7

From banks in the U.S.
201.8
209.4
198.2
196.1
From others
300.2
299.8
325.8
353.7

198.6

207.6

199.0
183.3
211.8
213.4

327.3

330.5

254.7
288.2
322.5
326.6

Net due to related foreign offices
65.6
69.5
82.3
79.0
77.7

77.7

68.6
69.3

75.3
57.8

26 Other liabilities
162.7
168.1
168.4
168.4
170.8

180.2

176.3

171.0

27 TOTAL LIABILITIES
2,257.3
2,302.0
2,323.9
2,373.6
2,353.6

2,349.8

2,346.7

2,165.2
2,224.8
2,375.4
2,376.7
2,404.9

28 Residual (assets less liabilities) (7)
257.7
256.2
253.5
255.2
258.4
261.8
262.4
29
38.2
43.6
30
41.3
44.3
31
216.9
236.4
31a
149.6
160.8
31b
67.3
75.6
32
2.5
2.9
33
34.2
35.4

MEMO
Reval. gains on off-bal. sheet items (8)
41.5
41.3
50.1
47.3
42.7
Reval. losses on off-bal. sheet items (8)
43.6
44.2
52.9
49.5
43.4
Mortgage-backed securities (9)
225.4
230.2
238.7
242.6
236.3
Pass-through
154.5
157.5
162.5
165.0
161.0
CMO, REMIC, and other
70.9
72.7
76.1
77.6
75.3
Net unrealized gains (losses) on
2.4
2.2
3.0
3.3
2.8
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
34.4
34.2
35.5
36.2
35.4

259.1

155.3
148.7
170.4
166.2

247.6
254.7
260.3
262.1

47.5

49.0
43.6

37.5
45.6

49.8

43.2
46.5

40.0
47.2

247.7

208.0
211.2
248.8
241.5

169.4

140.8
145.0
170.7
164.9

78.3
3.0

35.2

67.3
78.1

66.3
76.5

0.6
3.1

1.8
3.2

32.9
35.5

34.1
35.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE

UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------------

--------------

1997

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22

1998

1998

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

1,442.6

1,448.1

1,327.5
1,403.7
1,452.7
1,454.7
1,457.6

409.1

411.0

395.3
403.4
410.3
409.1

323.5

323.0

314.4
320.9
320.0
319.0

85.6

88.0

(2)
1,039.0

1,041.7

932.2
1,000.3
1,044.4
1,048.5

188.6

188.9

168.8
181.0
189.7
190.7

564.1

566.3

488.4
536.5
568.4
570.1

29.6

29.5

534.5

536.8

463.1
508.0
539.2
540.8

210.4

208.2

208.0
211.9
205.0
205.7

5.8

6.2

70.1

72.2

A S S E T S

1
Bank credit
1,410.1
1,427.5
1,457.9
1,460.2
2
406.1
408.9
3
323.4
318.3
4
82.8
90.6

1,439.1

Securities in bank credit
410.0
413.1
410.6
409.9
U.S. government securities
325.3
327.5
325.2
319.9
Other securities
84.7
85.6
85.4
90.0

5
Loans and leases in bank credit
1,004.0
1,017.5
1,026.0
1,032.0
1,048.9
1,050.3
6
Commercial and industrial
182.1
184.0
185.1
187.0
190.9
191.7
7
Real estate
540.4
548.2
553.4
559.0
571.6
574.0
8
Revolving home equity
28.7
29.2
29.6
29.5
29.4
29.5
9
Other
511.7
519.0
523.8
529.5
542.2
544.5
10
Consumer
209.1
211.0
212.4
210.8
207.2
206.9
11
Security (3)
5.2
5.5
5.7
5.6
6.0
5.6
12
Other loans and leases
67.2
68.8
69.4
69.5
73.2
72.1

80.9
90.3

25.2
29.2

82.5
90.1

28.5
29.4

4.8
6.9

4.7
6.9

62.2
74.5

66.1
75.0

13
56.4
66.5

Interbank loans
55.8
56.1
62.2

56.4

57.3

65.1

49.2
66.9

53.8
70.5

14
70.6
75.0

Cash assets (4)
72.7
71.7
72.8

72.0

72.9

73.7

64.8
73.8

70.5
75.4

15
61.9
69.5

Other assets (5)
64.7
63.0
68.2

63.8

65.2

64.7

53.8
66.7

62.5
70.2

1,615.2

1,623.8

1,476.8
1,571.0
1,636.5
1,642.4
1,653.9

1,287.2

1,293.4

1,175.5
1,260.2
1,300.9
1,303.6
1,317.7

297.3

299.5

302.3

293.3
299.3
295.1
303.6

989.9

993.9

998.7

882.2
960.8
1,008.5
1,014.1

168.6

170.7

171.2

153.2
163.4
172.8
172.3

821.4

823.2

827.5

729.0
797.4
835.7
841.8

159.2

161.4

144.9
154.6
163.6
163.3

72.4

72.3

74.4
73.3

75.0
71.8

86.7

89.2

70.5
90.3

79.6
91.5

3.9
4.2

4.9
3.2

25.3
30.6

27.3
30.6

16 TOTAL ASSETS (6)
1,579.5
1,601.0
1,610.1
1,648.8
1,643.4

L I A B I L I T I E S
17 Deposits
1,266.3
1,278.3
1,283.7
1,308.5
1,309.5
18
Transaction
299.0
300.3
298.6
303.4
304.3
19
Nontransaction
967.3
978.0
985.2
1,005.1
1,005.2
20
Large time
165.3
167.4
167.8
171.9
171.8
21
Other
802.0
810.6
817.4
833.3
833.3

22 Borrowings
153.6
154.2
157.9
158.2
162.5
164.8
23
From banks in the U.S.
71.2
70.7
72.5
72.3
73.4
73.9
24
From others
82.4
83.4
85.4
85.9
89.1
90.9
25
5.2
3.1

Net due to related foreign offices
5.0
4.3
4.2
6.1
3.1

4.1

26
27.8
31.1

Other liabilities
28.8
29.1
30.3

27 TOTAL LIABILITIES
1,452.9
1,466.3
1,475.1
1,505.3
1,507.7

28.8

29.4

30.4

1,478.5

1,488.1

1,349.7
1,446.9
1,496.8
1,502.0
1,514.9

28 Residual (assets less liabilities) (7)
126.6
134.7
135.0
136.7
135.7

139.7

127.1
124.2
140.4
139.0

143.5

135.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------------

--------------

1997

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22

1998

1998

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

1,437.4

1,439.5

1,323.7
1,406.2
1,449.0
1,456.2
1,463.0

407.0

412.4

396.7
402.9
414.7
414.8

321.4

324.1

315.6
320.7
324.1
324.2

85.6

88.3

(2)
1,032.5

1,036.7

927.0
1,003.3
1,041.5
1,048.2

188.2

189.8

169.7
179.6
191.3
193.0

560.3

563.9

486.0
538.2
567.1
569.7

29.5

29.4

A S S E T S

1
Bank credit
1,410.2
1,426.9
1,466.2
1,468.3
2
403.4
415.4
3
321.2
324.3
4
82.2
91.1

1,439.8

Securities in bank credit
406.9
411.2
409.0
415.8
U.S. government securities
322.5
325.9
323.7
325.2
Other securities
84.4
85.3
85.3
90.7

5
Loans and leases in bank credit
1,006.7
1,020.0
1,028.6
1,028.3
1,050.8
1,052.5
6
Commercial and industrial
180.6
182.9
184.6
186.2
193.9
194.5
7
Real estate
542.7
550.2
554.3
556.0
571.6
574.3
8
Revolving home equity
28.9
29.3
29.5
29.4
29.7
29.7

81.1
90.6

25.1
29.3

82.3
90.6

28.7
29.5

9
513.8
542.0
10
210.0
206.9
11
5.2
6.0
12
68.3
72.3

Other
520.9
524.8
526.6
544.6
Consumer
212.7
214.8
212.5
206.6
Security (3)
5.5
5.7
5.6
5.6
Other loans and leases
68.8
69.2
68.0
71.5

530.8

534.6

460.9
509.5
537.8
540.3

210.3

206.3

205.9
212.9
203.2
204.5

5.8

6.2

67.9

4.8
6.9

4.7
6.9

70.4

60.5
73.0

67.9
74.0

13
55.6
63.8

Interbank loans
59.2
60.1
55.6

57.9

61.3

68.9

52.5
77.8

50.7
77.1

14
70.6
72.8

Cash assets (4)
75.2
75.3
72.6

73.2

72.7

72.0

62.9
72.6

69.9
76.4

15
62.1
68.6

Other assets (5)
65.2
62.5
69.0

61.8

64.8

64.6

53.7
67.7

63.5
70.4

1,610.6

1,618.8

1,474.3
1,570.8
1,634.8
1,654.6
1,667.0

1,285.8

1,290.4

1,176.4
1,256.7
1,302.5
1,320.8
1,333.9

299.7

296.1

299.2

289.9
297.1
301.9
313.7

986.2

994.3

1,003.3

886.5
959.6
1,018.8
1,020.2

168.6

170.7

171.2

153.2
163.4
172.8
172.3

817.6

823.6

832.1

733.3
796.2
846.1
847.9

157.4

158.2

141.6
157.6
157.6
158.3

71.7

71.1

73.0
71.1

76.1
70.0

85.7

87.1

68.6
86.6

81.5
88.3

16 TOTAL ASSETS (6)
1,579.0
1,606.8
1,618.0
1,651.4
1,645.5

L I A B I L I T I E S
17 Deposits
1,264.4
1,284.8
1,291.5
1,310.6
1,307.6
18
Transaction
297.4
304.6
309.2
303.1
302.3
19
Nontransaction
967.0
980.2
982.3
1,007.5
1,005.3
20
Large time
165.3
167.4
167.8
171.9
171.8
21
Other
801.7
812.8
814.5
835.6
833.5

22 Borrowings
154.0
153.8
158.7
159.1
163.5
167.1
23
From banks in the U.S.
70.8
69.8
72.7
72.7
74.3
75.5
24
From others
83.2
83.9
86.0
86.4
89.1
91.6
25

Net due to related foreign offices

3.9

4.9

5.2
3.1
26
27.8
31.1

5.0
3.1

4.3

4.2

6.1

4.1

28.8

29.4

30.4

1,478.0

1,483.3

1,347.2
1,446.5
1,495.2
1,513.3
1,526.1

Other liabilities
28.8
29.1
30.3

27 TOTAL LIABILITIES
1,451.4
1,472.4
1,483.6
1,508.3
1,508.1

28 Residual (assets less liabilities) (7)
127.5
134.4
134.4
132.6
135.4
143.1
137.3
29
49.1
52.7

MEMO
Mortgage-backed securities (9)
50.2
51.4
51.6
52.3

52.1

4.2

139.6

52.5

25.3
30.6

3.2
27.3
30.6

127.1
124.3
141.3
140.9

40.7
52.8

48.1
52.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------------

--------------

1997

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22

1998

1998

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

566.9

567.5

565.0

522.7
537.3
556.8
548.4

191.7

196.2

167.8
179.6
195.6
184.6

82.4

86.2

A S S E T S

1
Bank credit
539.3
549.4
548.4
555.9
2
176.5
182.8
3
80.6

544.7

Securities in bank credit
193.1
187.7
191.2
193.3
U.S. government securities
79.2
76.3
79.9

79.1
88.4

82.5
80.0

81.6
4
95.9
101.2
5
362.8
365.6
6
222.5
215.2
7
27.5
24.1
11
46.7
50.1
12
66.1
76.3

91.3
Other securities
113.8
111.5
102.0

111.3

109.3

Loans and leases in bank credit
356.3
357.0
375.7
362.6
Commercial and industrial
221.4
221.3
223.6
215.9
Real estate
26.6
25.9
26.6
24.2
Security (3)
41.7
43.8
54.9
45.9
Other loans and leases
66.5
66.0
70.6
76.6

110.0

88.7
107.3

97.1
104.6

(2)
375.8

368.8

354.9
357.7
361.1
363.7

222.9

220.7

217.9
222.3
214.0
214.7

26.0

24.7

31.9
24.0

28.0
24.1

54.9

48.9

39.7
46.7

43.6
48.7

72.1

74.4

65.5
76.5

63.8
76.3

13
20.5
21.0

Interbank loans
23.6
31.1
24.1

27.8

24.6

20.6

23.0
16.2

18.4
17.5

14
34.4
35.1

Cash assets (4)
34.9
33.5
33.5

32.2

32.0

33.4

33.1
35.6

34.2
34.3

15
42.3
40.9

Other assets (5)
44.7
42.0
39.3

40.5

41.6

42.1

40.3
43.4

42.8
42.8

667.3

665.5

660.9

618.8
632.4
651.8
642.7

271.9

283.2

287.3

241.7
263.2
294.9
286.4

10.0

10.0

10.4

261.8

273.2

276.9

231.4
252.1
283.6
275.0

260.1

271.6

275.2

227.3
251.5
282.5
273.7

1.8

1.6

1.7

148.9

144.0

153.2

16 TOTAL ASSETS (6)
636.2
652.3
651.1
645.3
652.5

L I A B I L I T I E S
17 Deposits
267.7
272.8
272.5
285.6
294.5
18
Transaction
10.4
10.3
9.8
10.8
10.0
19
Nontransaction
257.2
262.6
262.7
274.7
284.5
20
Large time
254.1
259.3
259.9
273.9
280.9
21
Other
3.1
3.3
2.8
0.8
3.5
22 Borrowings
155.8
156.3
160.0
156.8

149.5

10.3
11.3

4.1
1.1

11.0
11.4

0.6
1.3

134.5
144.6
164.9
175.1

23
33.8
20.0
24
122.0
140.0

From banks in the U.S.
29.0
25.9
23.4
20.6
From others
127.3
123.6
125.5
136.2

33.4
28.1

34.9
36.9

22.6

25.8

121.4

127.4

101.1
109.7
136.7
138.2

25 Net due to related foreign offices
118.5
117.1
121.7
140.0
135.0
102.2
95.7

118.7

147.3
125.6
101.0
90.2

26
91.6
91.9

Other liabilities
96.0
95.5
90.1

97.5

94.1

657.2

659.7

653.3

27 TOTAL LIABILITIES
633.5
642.2
639.2
639.6
637.1

96.4

28
2.7
5.7

Residual (assets less liabilities) (7)
10.1
11.9
10.0
5.8
15.5

92.7
90.8

616.3
627.7
651.6
640.1
2.5
0.2

7.5

94.2
88.4

4.8
2.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
May 8, 1998
Account
1998

1997

1997

Nov
Apr 29

Dec

--------------

--------------

1997

1997
1997
Week ending
Mar
Sep
Oct
Apr 8
Apr 15
Apr 22

1998

1998

Jan

Feb

Mar

--------

--------

--------

-------- ---------------------------

563.8

567.0

564.6

522.9
534.4
555.7
547.8

Securities in bank credit
189.5
183.9
185.9

188.7

194.1

166.4
178.3
197.7
185.7

A S S E T S

1
Bank credit
539.1
544.2
548.7
555.8
2
177.3

543.8

183.7
3
81.1
78.9
3a
14.3
18.0
3b
66.7
60.9
4
96.2
104.8
4a
55.6
58.0
4b
40.6
46.8
5
361.9
365.0
6
222.2
215.7
7
27.8
23.9
11
46.7
49.7
12
65.2
75.8

195.1
U.S. government securities
80.3
75.9
78.0
90.7
Trading account
16.0
13.7
14.6
26.8
Investment account
64.3
62.2
63.4
63.9
Other securities
109.1
107.9
107.9
104.4
Trading account
60.9
60.0
62.9
58.2
Investment account
48.3
47.9
45.0
46.1

81.7

86.9

79.8
87.4

82.7
78.3

14.0

17.6

17.8
17.0

17.0
10.0

67.6

69.3

62.0
70.4

65.7
68.4

107.0

107.3

86.6
110.4

95.6
107.4

61.4

59.7

52.3
59.7

55.1
57.3

45.7

47.5

34.3
50.6

40.5
50.0

(2)
378.3

370.4

356.5
356.1
358.0
362.1

224.0

221.4

218.5
221.2
213.8
214.7

26.2

24.7

31.9
23.7

28.0
23.8

55.0

49.6

40.3
45.3

43.3
48.1

73.1

74.7

65.7
75.2

63.6
75.4

Loans and leases in bank credit
354.7
359.9
377.9
360.7
Commercial and industrial
221.2
222.2
224.4
215.5
Real estate
26.9
26.0
26.6
23.9
Security (3)
41.6
45.0
55.0
45.9
Other loans and leases
65.1
66.7
71.8
75.5

13
20.5
21.0

Interbank loans
23.6
31.1
24.1

27.8

24.6

20.6

23.0
16.2

18.4
17.5

14
34.6
33.3

Cash assets (4)
35.7
35.1
32.2

32.2

31.4

32.3

32.1
33.4

34.3
32.7

15
41.3
38.3

Other assets (5)
45.3
42.7
37.9

40.9

43.1

42.1

40.2
40.7

42.8
40.0

664.6

665.9

659.4

617.9
629.7
645.8
637.8

280.9

288.5

242.4
264.5
291.6
283.5

16 TOTAL ASSETS (6)
635.3
648.6
652.5
641.1
649.8

L I A B I L I T I E S
17 Deposits
267.5
272.3
275.6
283.6
295.1
18
Transaction

270.0

10.2

11.5

10.5
10.2
19
257.0
273.3
20
254.9
272.4
21
2.1
1.0

10.2
10.3
9.9
Nontransaction
262.1
265.3
285.3
Large time
260.5
264.2
281.1
Other
1.6
1.2
4.1

10.0

9.8

260.0

271.1

278.2

232.2
253.0
280.8
272.6

259.0

270.2

277.2

228.8
250.5
279.8
271.6

1.0

1.0

1.0

144.0

153.2

22.6

25.8

121.4

127.4

25 Net due to related foreign offices
117.7
117.8
126.5
144.8
136.3
101.5
101.5

117.9

26
91.3
90.7

22 Borrowings
155.8
156.3
149.5
148.9
160.0
156.8
23
From banks in the U.S.
33.8
29.0
25.9
23.4
20.0
20.6
24
From others
122.0
127.3
123.6
125.5
140.0
136.2

Other liabilities
97.6
96.5
89.8

10.4

98.7

94.3

660.2

660.0

653.9

28
3.1
5.3

Residual (assets less liabilities) (7)
4.6
4.4
4.4
5.9
6.6

29
41.6
38.9
30
40.2
38.2

MEMO
Reval. gains on off-bal. sheet items (8)
42.8
41.4
43.3
40.5
39.0
Reval. losses on off-bal. sheet items (8)
42.0
41.8
42.9
40.6
38.1

H.8 (510)
Page 13

Footnotes

10.9

2.4
1.0

134.5
144.6
164.9
175.1
33.4
28.1

34.9
36.9

101.1
109.7
136.7
138.2
124.1
93.6
86.2

93.0
89.8

94.0
87.4

616.3
627.2
639.9
632.2
1.6
5.9

2.5
5.6

40.0

42.4
40.4

43.3
38.8

39.8

44.1
41.0

41.8
38.2

5.5

------------------------------------------------Footnotes appear on page 13.

3.4
1.0

146.5

96.4

27 TOTAL LIABILITIES
632.2
644.0
648.2
635.8
643.2

10.9

May 8, 1998
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Domestically chartered commercial banks acquired $200 million in assets
and liabilities of thrift institutions in the week ending April 22, 1998. The

major asset items
affected were U.S. government securities, $100 million; and real estate loans,
other, $100 million. The major liability item affected was nontransac
tion deposits, $200 million.