h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------------

--------------

1997

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27

1998

1998

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

4,217.6

4,203.4

3,907.4
4,067.5
4,234.3
4,229.2
4,230.5

1,106.7

1,012.0
1,076.1
1,121.8
1,116.3
1,125.6

762.0

768.9

714.4
742.1
764.5
770.4

344.7

352.9

297.6
334.0
351.9
355.3

(2)
3,096.7

2,895.3
2,991.4
3,112.5
3,112.9
3,104.9

868.8

876.4

1,267.7

1,180.2
1,225.9
1,269.2
1,269.7
1,266.0

98.5

98.1

1,169.2

1,089.6
1,128.8
1,171.1
1,171.4
1,168.0

496.6

496.8

A S S E T S

1
Bank credit
4,088.3
4,147.9
4,241.0
4,241.3

4,179.9

2
Securities in bank credit
1,083.0
1,104.6
1,108.6
1,127.0
1,128.0
1,119.8
3
U.S. government securities
746.5
760.3
767.8
779.4
771.2
765.6
4
Other securities
336.5
344.3
340.8
347.6
356.8
354.2
5
Loans and leases in bank credit
3,005.3
3,043.4
3,071.3
3,090.7
3,113.0
3,121.5
6
Commercial and industrial
851.5
861.2
868.2
869.8
878.1
882.5
7
Real estate
1,229.7
1,233.6
1,248.8
1,260.0
1,268.4
1,270.9
8
Revolving home equity
98.0
98.2
98.3
98.4
97.9
98.0
9
Other
1,131.7
1,135.4
1,150.4
1,161.6
1,170.5
1,172.8
10
Consumer
507.2
504.6
503.0
502.1
497.9
497.4
11
Security (3)

812.5
843.9
874.1
875.9

90.6
98.2

97.1
98.0

517.9
507.2
495.6
496.6
89.8

99.3

96.8
119.4
12
320.2
349.3

116.2
117.9
116.8
121.6
Other loans and leases
327.7
333.5
341.9
349.2

111.9

120.3

125.2

117.6

351.6

349.9

295.0
315.2
348.4
348.8

13 Interbank loans
214.3
201.9
199.8
196.6
204.1

216.7

212.6

201.5

217.9
206.1
201.7
205.8

14 Cash assets (4)
267.3
266.3
269.1
271.3
243.8

280.9

274.1

257.8

246.3
277.4
252.6
261.0

15 Other assets (5)
294.6
292.1
293.3
312.6
323.6

292.8

306.6

315.1

281.9
294.3
318.5
314.5

16 TOTAL ASSETS (6)
4,807.8
4,851.6
4,885.5
4,964.5
4,955.7

4,951.1

4,939.6

4,596.9
4,788.8
4,951.6
4,944.9
4,954.5

3,189.3

3,201.1

2,941.0
3,104.8
3,195.9
3,194.9
3,185.2

695.7

693.6

685.0

2,493.6

2,507.5

2,249.5
2,411.9
2,510.9
2,512.5
2,504.0

673.5

670.1

672.0

1,820.1

1,837.4

1,682.8
1,778.7
1,839.0
1,841.2
1,832.9

870.7

867.2

766.0
815.0
862.2
874.1

307.7

286.6

311.7
300.3
284.2
288.3

563.0

580.6

454.4
514.7
578.0
585.8

25 Net due to related foreign offices
202.4
230.7
223.0
201.1
174.1
162.4
170.1

168.1

231.3
192.3
167.6
170.4

26 Other liabilities
293.1
297.6
298.7
295.9
297.4

294.2

268.9
292.9
293.1
294.7

L I A B I L I T I E S
17 Deposits
3,110.9
3,113.8
3,150.2
3,210.6
3,196.1
18
Transaction
686.8
678.4
684.9
712.8
665.3
19
Nontransaction
2,424.0
2,435.4
2,465.2
2,497.7
2,530.9
20
Large time
636.5
643.5
659.4
668.3
681.8
21
Other
1,787.5
1,791.9
1,805.9
1,829.5
1,849.1

22 Borrowings
820.0
828.5
829.0
859.7
866.1
858.8
23
From banks in the U.S.
304.1
291.3
292.3
307.2
279.6
292.2
24
From others
515.9
537.3
536.7
552.5
586.5
566.6

294.5

289.2

691.5
693.0
682.4
681.1

566.7
633.2
671.3
671.2

27 TOTAL LIABILITIES
4,426.4
4,470.7
4,500.8
4,535.0
4,522.4

4,544.5

4,535.1

28 Residual (assets less liabilities) (7)
381.4
380.9
384.7
406.6
404.5
429.6
433.3

4,207.2
4,405.0
4,525.5
4,517.8
4,524.3

426.1

389.7
383.8
427.1
430.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------------

--------------

1997

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27

1998

1998

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

4,208.0

4,208.0

3,903.8
4,075.2
4,229.2
4,221.9
4,218.9

1,117.4

1,017.1
1,075.6
1,126.3
1,121.2
1,125.5

770.4

773.4

718.8
743.6
768.8
773.9

347.0

352.9

298.3
332.1
352.4
351.6

A S S E T S

1
Bank credit
4,097.9
4,155.1
4,223.0
4,249.8

4,177.3

2
Securities in bank credit
1,078.1
1,105.0
1,112.0
1,128.3
1,125.5
1,129.4
3
U.S. government securities
744.4
757.0
766.7
782.7
771.7
772.7
4
Other securities
333.7
348.0
345.3
345.6
353.7
356.7

5
Loans and leases in bank credit (2)
3,019.8
3,050.1
3,065.2
3,079.7
3,090.7
3,097.5
3,120.4
6
Commercial and industrial
849.7
858.9
868.1
873.4
876.3
880.1
887.4
7
Real estate

2,886.6
2,999.5
3,102.8
3,100.7
3,093.4
881.9

817.6
842.6
879.6
881.4
1,174.9

1,232.1

1,233.1
1,261.5
8
98.2
97.6
9
1,134.9
1,163.9
10
513.5
492.7
11
99.3
117.7
12
324.2
345.5

1,233.7
1,243.5
1,253.5
1,267.1
Revolving home equity
98.5
97.9
97.4
97.6
Other
1,135.3
1,145.6
1,156.1
1,169.5
Consumer
511.4
502.5
495.7
493.3
Security (3)
116.4
119.4
117.7
120.9
Other loans and leases
329.7
331.8
339.6
351.7

1,261.2

1,262.9

97.6

97.8

1,163.6

1,084.6
1,134.2
1,165.1
1,165.5
1,161.3

491.8

491.7

113.5

119.9

1,263.4
90.3
97.9

1,259.0

97.8
97.7

512.9
509.8
489.9
491.2
89.2
100.1
124.2
117.4

347.9

346.5

292.0
315.0
343.5
344.4

13 Interbank loans
223.8
208.8
202.8
188.8
206.9

216.2

215.3

197.1

213.9
211.5
195.5
199.3

14 Cash assets (4)
286.8
277.3
269.3
271.1
258.5

269.4

269.4

253.4

242.3
287.5
244.8
245.6

15 Other assets (5)
295.0
290.5
294.5
311.3
325.3

292.6

304.6

314.5

281.4
295.4
318.1
311.6

16 TOTAL ASSETS (6)
4,846.8
4,875.4
4,887.3
4,937.4
4,983.2

4,929.4

4,940.7

4,585.0
4,812.9
4,937.2
4,923.2
4,918.3

3,180.1

3,200.6

2,926.7
3,122.9
3,179.6
3,173.1
3,154.8

683.4

698.8

673.3

2,496.7

2,501.8

2,246.7
2,419.2
2,506.3
2,507.0
2,497.0

671.0

664.6

672.3

1,825.7

1,837.2

1,679.3
1,780.3
1,834.0
1,836.3
1,825.9

870.7

872.7

770.3
812.5
868.3
877.3

307.0

287.7

313.0
300.6
284.6
288.8

L I A B I L I T I E S
17 Deposits
3,143.2
3,119.9
3,137.4
3,184.8
3,218.7
18
Transaction
721.0
690.4
678.2
693.8
682.3
19
Nontransaction
2,422.2
2,429.5
2,459.2
2,491.0
2,536.4
20
Large time
641.1
641.7
658.3
670.2
683.0
21
Other
1,781.1
1,787.8
1,800.9
1,820.8
1,853.4

22 Borrowings
818.0
835.0
829.7
851.7
867.8
861.6
23
From banks in the U.S.
307.9
294.7
293.3
304.8
280.0
292.7

680.0
703.8
666.2
657.9

567.4
638.9
670.6
671.1

24
510.1
587.8

From others
540.3
536.4
569.0

563.7

585.0

457.3
511.9
583.8
588.5

25 Net due to related foreign offices
200.3
231.0
221.1
199.4
173.4
179.5
179.5

178.4

236.5
188.4
176.8
181.2

26 Other liabilities
294.0
297.6
299.9
295.3
296.7

294.7

288.3

293.7

268.4
294.5
292.9
293.9

27 TOTAL LIABILITIES
4,455.5
4,483.5
4,488.1
4,527.5
4,556.6

4,525.9

4,533.0

4,201.9
4,418.3
4,524.4
4,511.2
4,507.3

546.9

28 Residual (assets less liabilities) (7)
391.2
391.9
399.2
403.5
407.6
409.9
426.7
29
82.7
86.7
30
86.0
86.5

MEMO
Reval. gains on off-bal. sheet items (8)
93.2
87.5
87.2
83.5
88.2
Reval. losses on off-bal. sheet items (8)
95.6
89.8
89.4
84.6
86.8

412.8

383.1
394.6
412.0
411.0

85.5

82.4
84.3

84.3
85.0

85.0

85.5
83.2

85.6
86.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------------

--------------

1997

1998

1998

Mar

Apr

May

--------

--------

--------

A S S E T S

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27
-------- --------------------- -------

1
Bank credit
3,544.2
3,579.2
3,674.9
3,675.8
2
895.8
931.7
3
670.2
681.5
4
225.5
250.2

3,611.3

3,651.8

Securities in bank credit
911.5
915.7
929.7
923.0
U.S. government securities
679.1
684.0
691.9
675.4
Other securities
232.4
231.6
237.7
247.6

5
Loans and leases in bank credit
2,648.5
2,667.8
2,695.7
2,722.1
2,743.2
2,752.8
6
Commercial and industrial
630.1
638.0
645.7
649.5
665.7
668.1
7
Real estate
1,203.7
1,207.1
1,222.8
1,235.3
1,245.3
1,247.9
8
Revolving home equity
98.0
98.2
98.3
98.4
97.9
98.0
9
Other
1,105.8
1,108.9
1,124.5
1,136.9
1,147.4
1,149.9
10
Consumer
507.2
504.6
503.0
502.1
497.9
497.4
11
Security (3)
53.0
61.4
63.1
68.0
61.1
64.2
12
Other loans and leases
254.4
256.7
261.0
267.1
273.3
275.2

3,648.8

3,373.1
3,519.0
3,670.0
3,668.7
3,668.3

915.5

927.6

843.2
883.7
927.9
931.7

674.8

680.8

631.8
662.8
681.6
683.7

240.7

246.7

211.4
220.9
246.3
248.1

(2)
2,733.3

2,529.9
2,635.2
2,742.4
2,740.8
2,736.6

654.2

662.8

1,243.6

1,149.4
1,199.3
1,246.1
1,246.6
1,243.1

98.5

98.1

1,145.1

1,058.9
1,102.2
1,148.0
1,148.3
1,145.1

496.6

496.8

63.8

62.3

275.0

274.4

225.4
248.7
272.8
273.9

591.2
622.4
661.4
662.0

90.6
98.2

97.1
98.0

517.9
507.2
495.6
496.6
45.9
64.5

57.6
60.9

13 Interbank loans
183.0
173.8
175.0
177.4
182.7

195.8

192.4

180.9

197.8
182.4
182.4
184.0

14 Cash assets (4)
233.8
233.4
236.5
237.0
209.4

246.9

238.8

223.3

212.3
242.5
217.3
226.6

15 Other assets (5)
252.3
251.5
250.9
272.5
282.2

249.9

264.2

273.2

242.8
249.1
273.0
273.4

16 TOTAL ASSETS (6)
4,156.9
4,181.6
4,217.3
4,305.0
4,293.3

4,287.7

4,287.4

3,969.7
4,136.7
4,290.4
4,284.5
4,295.2

L I A B I L I T I E S
17

Deposits

2,693.7

2,832.0

2,838.3
2,840.3
2,865.4
2,920.3
2,895.9
18
Transaction
677.0
668.3
674.8
700.7
655.5
19
Nontransaction
2,161.4
2,172.1
2,190.6
2,219.6
2,240.4
20
Large time
376.7
381.9
386.5
389.7
391.4
21
Other
1,784.7
1,790.2
1,804.0
1,830.0
1,849.0

2,900.4

2,909.4

2,901.8

685.1

682.6

674.4

2,215.3

2,226.8

2,013.0
2,149.3
2,227.3
2,227.9
2,221.3

396.9

390.3

388.5

1,818.4

1,836.5

1,681.1
1,775.3
1,838.9
1,840.7
1,832.7

705.8

699.1

624.3
658.7
691.7
704.3

281.1

262.5

279.3
271.3
259.5
263.6

424.7

436.5

345.0
387.4
432.2
440.7

22 Borrowings
670.5
678.8
684.2
705.7
699.6
690.8
23
From banks in the U.S.
278.3
267.7
269.6
281.3
256.9
264.0
24
From others
392.3
411.1
414.6
424.4
442.7
426.8
25
80.8
65.2

Net due to related foreign offices
91.1
88.3
82.6
75.5
69.9

70.6

2,900.0

2,892.7

680.8
682.7
672.0
671.4

331.9
373.9
387.2
388.6

87.9
79.0

75.2
73.9

26 Other liabilities
197.5
201.1
201.1
203.9
203.4

200.3

198.6

200.8

27 TOTAL LIABILITIES
3,787.2
3,811.3
3,838.9
3,889.0
3,860.0

3,889.0

3,889.2

3,583.7
3,762.8
3,872.3
3,866.9
3,873.1

28 Residual (assets less liabilities) (7)
369.7
370.3
378.4
398.7
398.2
416.1
433.3

418.1

177.7
196.9
196.2
202.1

386.1
374.0
417.6
422.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
June 12, 1998
Account

1997

1997

1997

1998

1998

1998

1998

1998

Week ending
May
Nov
Dec
May 13
May 20
May 27

Jan
Jun 3

Feb

Mar

Apr

May

--------------

--------------

--------

--------

--------

-------- ---------------------------

3,642.5

3,653.7

3,368.5
3,531.8
3,663.2
3,660.5
3,656.5

924.7

928.3

845.0
886.9
929.3
928.7

684.5

684.8

635.8
663.2
686.0
686.7

240.1

243.5

209.2
223.7
243.3
242.0

(2)
2,729.0

2,523.5
2,644.9
2,734.9
2,731.2
2,727.8

661.7

668.9

1,237.4

1,144.3
1,205.1
1,239.9
1,240.4
1,236.3

97.6

97.8

1,139.8

1,054.0
1,107.3
1,142.1
1,142.5
1,138.6

491.8

491.7

65.9

62.3

272.2

272.1

223.5
250.0
269.2
270.9

195.3

195.1

176.4

193.9
187.7
176.1
177.5

236.4

235.8

219.2

208.6
251.8
210.2
211.8

A S S E T S

1
Bank credit
3,554.8
3,589.6
3,657.2
3,677.5
2
894.7
926.4
3
668.5
682.4
4
226.2
244.0

3,609.2

Securities in bank credit
917.3
922.1
933.0
925.8
U.S. government securities
677.7
683.7
694.5
680.7
Other securities
239.5
238.4
238.5
245.1

5
Loans and leases in bank credit
2,660.1
2,672.3
2,687.1
2,709.6
2,730.8
2,751.7
6
Commercial and industrial
627.5
634.8
644.5
652.4
669.2
672.9
7
Real estate
1,207.1
1,207.2
1,217.3
1,228.8
1,238.6
1,244.3
8
Revolving home equity
98.2
98.5
97.9
97.4
97.6
97.6
9
Other
1,108.8
1,108.7
1,119.4
1,131.4
1,141.0
1,146.8
10
Consumer
513.5
511.4
502.5
495.7
492.7
493.3
11
Security (3)
54.3
61.5
64.4
68.2
59.7
63.9
12
Other loans and leases
257.7
257.5
258.4
264.6
270.6
277.3
13 Interbank loans
192.5
180.7
178.0
169.5
185.5
14 Cash assets (4)
251.7
244.5
237.2

596.8
621.4
667.4
668.1

90.3
97.9

97.8
97.7

512.9
509.8
489.9
491.2
46.0
64.2

58.6
61.4

236.9

223.0

15 Other assets (5)
251.9
249.5
250.6
270.8
283.4

249.8

264.5

272.2

241.9
249.6
271.8
270.0

16 TOTAL ASSETS (6)
4,194.4
4,208.2
4,218.7
4,277.9
4,312.4

4,267.5

4,292.7

3,956.8
4,164.5
4,274.3
4,261.9
4,258.9

2,889.9

2,910.5

2,677.3
2,850.6
2,882.6
2,876.7
2,860.4

672.9

688.1

663.0

2,217.1

2,222.3

2,007.7
2,157.1
2,219.7
2,220.5
2,211.9

392.3

386.1

386.7

1,824.7

1,836.3

1,676.7
1,778.7
1,832.9
1,835.4
1,824.9

705.8

704.5

628.6
656.2
697.8
707.6

280.4

263.7

280.6
271.6
259.9
264.1

425.4

440.9

347.9
384.6
438.0
443.5

L I A B I L I T I E S
17 Deposits
2,867.6
2,848.3
2,854.9
2,889.3
2,914.4
18
Transaction
710.7
680.3
668.3
681.8
672.5
19
Nontransaction
2,156.8
2,168.0
2,186.5
2,207.5
2,241.9
20
Large time
376.9
381.2
386.9
387.6
390.4
21
Other
1,779.9
1,786.8
1,799.6
1,819.9
1,851.5

22 Borrowings
668.5
685.2
684.9
697.7
701.4
693.6
23
From banks in the U.S.
282.0
271.2
270.6
278.8
257.3
264.5
24
From others
386.5
414.1
414.3
418.9
444.1
429.2
25
73.8
80.4

Net due to related foreign offices
86.5
85.1
81.8
76.3
80.4

80.0

669.6
693.6
656.2
648.5

330.9
378.4
385.1
387.0

92.3
85.5

70.6
83.7

26 Other liabilities
197.5
201.1
201.1
203.9
203.4

200.3

198.6

200.8

27 TOTAL LIABILITIES
3,807.4
3,821.2
3,825.9
3,874.9
3,891.8

3,869.8

3,891.1

3,575.9
3,774.3
3,868.0
3,856.2
3,853.9

28 Residual (assets less liabilities) (7)
387.0
387.0
392.8
397.7
401.5
403.0
420.6
29
41.3
46.3

MEMO
Reval. gains on off-bal. sheet items (8)
49.9
47.0
47.3
44.2
47.3

406.3

45.8

177.7
196.9
196.2
202.1

380.9
390.2
405.6
405.0

42.0
45.7

41.5
45.1

30 Reval. losses on off-bal. sheet items (8)
44.2
52.7
49.2
49.6
45.6
47.1
47.4
31 Mortgage-backed securities (9)
281.0
289.7
293.8
299.5
293.4
291.5
292.6

46.5
294.7

43.4
45.7

43.6
47.4

252.0
275.1
296.9
296.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------------

--------------

1997

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27

1998

1998

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,199.8

2,192.4

2,026.6
2,092.4
2,205.5
2,208.2
2,202.9

506.1

514.4

444.6
473.9
515.5
517.4

355.5

358.5

315.7
337.7
359.9
360.4

23.7

24.9

331.8

333.6

296.3
311.0
336.2
335.9

150.5

155.9

128.9
136.3
155.6
157.1

69.7

74.7

A S S E T S

1
Bank credit
2,106.1
2,137.7
2,208.2
2,205.8
2
482.9
517.6
3
342.9
358.3
3a
27.4
27.5
3b
315.5
330.8
4
140.1
159.3
4a
63.6

2,164.4

Securities in bank credit
501.2
506.9
518.7
509.7
U.S. government securities
354.1
360.7
368.8
353.8
Trading account
29.1
28.0
27.5
25.7
Investment account
325.0
332.8
341.4
328.2
Other securities
147.1
146.2
149.9
155.9
Trading account
69.6
67.5
71.0

19.4
23.7

63.2
74.9

26.7
24.5

63.6
75.2

78.2
4b
76.5
81.0
4c
22.1
22.7
4d
54.3
58.3

74.2
Investment account
77.5
78.7
78.9
80.9
81.7
State and local government
22.5
22.7
22.8
23.0
22.5
Other
54.9
56.0
56.2
57.9
59.2

5
Loans and leases in bank credit (2)
1,623.2
1,636.6
1,657.5
1,681.1
1,686.3
1,690.6
1,696.1
6
Commercial and industrial
445.4
451.4
457.7
461.3
464.2
472.8
474.8
6a
Bankers acceptances
1.2
1.2
1.2
1.3
1.2
1.3
1.2
6b
Other
444.1
450.2
456.4
460.0
463.0
471.6
473.6
7
Real estate
650.6
648.2
658.9
668.9
672.7
670.9
672.0
8
Revolving home equity
68.4
68.7
68.7
69.0
69.2
68.3
68.2
9
Other
582.2
579.5
590.1
599.9
603.5
602.6
603.8
10
Consumer
294.9
293.9
292.6
294.1
290.6
291.1
290.6
11
Security (3)
47.3
55.8
57.3
61.8
57.4
55.3
57.8
11a
Fed funds and RPs with broker/dealer
30.9
39.4
41.1
43.7
39.7
37.7
39.9
11b
Other
16.4
16.4
16.2
18.1
17.8
17.7
17.9
12a
State and local government
10.9
10.7
10.7
10.5
10.6
10.6
10.7
12b
Agricultural
9.6
9.5
9.5
9.6
9.7
9.7
9.6
12c
Fed funds and RPs with others
11.1
7.7
6.1
7.1
7.1
5.3
5.4
12d
All other loans
72.1
75.5
79.9
81.1
84.5
82.2
82.0
12e
Lease financing receivables
81.3
83.9
84.9
86.7
89.5

81.2

65.7
80.6

72.6
81.9

22.8

21.4
22.8

22.3
22.8

58.5

44.4
57.9

50.3
59.1

1,582.0
1,618.5
1,691.1
1,692.7
1,685.4
470.7
1.2

420.0
438.6
469.7
470.1
1.6
1.2

1.3
1.3

469.4

418.4
437.4
468.5
468.8

672.6

648.9
651.4
674.7
669.5

68.6

64.0
68.9

67.9
68.5

604.0

584.9
583.4
605.8
601.0

290.2

308.7
296.3
289.8
289.5

56.3

41.6
58.5

52.1
55.1

37.8

24.2
39.0

35.7
36.0

18.5

17.5
19.5

16.4
19.1

10.7

11.2
10.8

11.0
10.7

9.4
9.7

9.6
9.7

6.0

8.9

9.7
6.0

6.0

6.3

82.8

64.8
82.1

71.1
82.0

92.1

71.3
91.4

79.5
92.5

92.7

93.1

13 Interbank loans
127.0
117.5
117.7
130.7
110.7
112.5
13a
Fed funds and RPs with banks
82.2
76.3
68.9
80.4
59.5
60.5
13b
Other
44.8
41.2
48.8
50.3
51.2
51.9

151.9
126.6
114.9
118.0

125.9

114.1

74.4

63.1

97.2
63.4

81.9
67.6

51.5

51.1

54.7
51.5

44.7
50.4

14 Cash assets (4)
162.2
161.5
163.7
159.2
136.0

173.3

164.2

148.5

147.6
169.9
144.1
151.6

15 Other assets (5)
189.4
187.8
185.9
199.5
201.0

185.4

195.6

200.7

188.9
184.5
201.4
202.7

16 TOTAL ASSETS (6)
2,547.9
2,567.7
2,594.9
2,640.8
2,618.4

2,652.1

2,641.1

2,477.7
2,536.8
2,631.9
2,631.7
2,638.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------------

--------------

1997

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27

1998

1998

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,600.2

1,601.9

1,507.3
1,554.5
1,587.1
1,589.5
1,581.0

383.0

381.4

373.5

L I A B I L I T I E S
17 Deposits
1,555.4
1,553.9
1,572.8
1,595.5
1,578.8
18
Transaction
378.7
371.2
375.5
390.6
357.4
19
Nontransaction

387.7
382.7
374.2
370.5
1,119.6

1,171.8

1,176.7
1,182.7
1,197.2
1,204.9
1,221.4
20
Large time
209.0
213.6
216.0
213.1
214.8
21
Other
967.8
969.2
981.2
991.8
1,006.6

1,217.2

1,220.5

1,213.6

225.9

218.3

214.7

178.3
206.7
214.8
215.9

991.3

1,002.2

999.0

941.3
965.1
1,000.5
994.6

542.3

533.7

475.8
504.5
528.8
536.6

208.1

188.5

200.9
200.6
187.5
187.6

334.2

345.2

274.9
303.9
341.4
349.0

22 Borrowings
512.6
520.6
525.0
544.3
532.4
524.4
23
From banks in the U.S.
205.8
195.3
197.0
208.9
182.8
188.3
24
From others
306.9
325.3
328.0
335.4
349.6
336.1
25
76.5
60.9

Net due to related foreign offices
86.9
82.1
78.5
72.1
65.7

66.8

1,215.2

83.7
75.0

1,210.5

70.2
70.3

26 Other liabilities
168.4
172.3
171.7
173.3
170.1

169.8

167.6

169.3

27 TOTAL LIABILITIES
2,312.9
2,333.6
2,351.6
2,362.2
2,339.0

2,392.9

2,383.9

2,219.2
2,297.3
2,356.8
2,357.8
2,358.8

28 Residual (assets less liabilities) (7)
235.0
234.1
243.3
259.2
257.2
278.6
279.4

275.0

152.4
168.1
164.5
170.8

258.5
239.4
273.8
279.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------

--------

1998

1998

Mar

Apr

May

--------

--------

--------

1997

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27
-------- ---------------------------

-------

------A S S E T S

1
Bank credit
2,116.0
2,153.3
2,183.9
2,202.0
2
483.8
508.5
3
342.7
356.4
3a
27.0
25.3
3b
315.7
331.0
3c
211.7
217.5
3d
104.0
113.5
3e
28.1
28.1
3f
53.3
47.7
3g
22.6
37.7
4
141.1
152.1
4a
63.9
71.8
4b
77.2
80.3
4c
22.2
22.8
4d
55.1
57.5

2,170.9

2,194.2

2,191.5

Securities in bank credit
508.6
515.5
520.6
509.7
509.4
U.S. government securities
354.2
362.5
370.2
360.2
356.8
Trading account
28.2
28.4
28.3
23.9
26.2
Investment account
326.0
334.1
341.9
336.4
330.6
Mortgage-backed
220.2
222.8
227.4
220.7
217.6
Other
105.8
111.2
114.5
115.6
113.0
1 year or less
27.1
29.1
29.8
31.0
26.9
Between 1 and 5 years
52.2
51.3
51.2
50.5
47.2
More than 5 years
26.5
30.9
33.5
34.1
39.0
Other securities
154.4
153.0
150.4
149.5
152.6
Trading account
76.3
74.2
71.4
69.3
71.1
Investment account
78.1
78.8
79.0
80.2
81.5
State and local government
22.5
22.7
22.7
22.9
22.6
Other
55.6
56.1
56.3
57.3
59.0

5
Loans and leases in bank credit (2)
1,632.2
1,644.7
1,655.4
1,673.6
1,681.8
1,675.4
1,692.6
6
Commercial and industrial

2,015.4
2,105.8
2,191.7
2,191.7
2,184.3

511.0

442.3
480.2
512.0
511.0

359.2

316.4
340.8
360.3
360.9

24.1

18.9
22.6

28.0
24.5

335.1

297.5
312.8
337.7
336.3

220.1

189.9
206.9
222.0
222.3

115.0

107.6
105.9
115.6
114.1

29.6

28.9
31.3

29.4
28.5

49.1

59.2
49.9

53.6
49.0

36.3

19.4
34.5

22.9
36.5

151.7

125.8
139.4
151.7
150.1

71.2

60.6
71.7

65.9
69.1

80.6

65.2
80.0

73.5
81.1

22.7

21.4
22.7

22.3
22.7

57.8

43.9
57.3

51.2
58.3

1,573.1
1,625.6
1,680.8
1,679.7
1,673.4
423.2

438.8

443.3
474.1
6a
1.3
1.2
6b
442.0
472.9
7
653.0
662.1
8
68.8
67.9
9a
358.7
367.2
9b
225.6
227.0
10
298.8
287.5
11
48.6
54.0
11a
31.3
36.0
11b
17.3
18.0
12a
11.0
10.5
12b
9.6
9.6
12c
11.1
5.3
12d
75.2
80.3
12e
81.6
92.0

449.0
456.8
463.2
469.3
477.4
Bankers acceptances
1.2
1.2
1.2
1.2
1.2
Other
447.8
455.6
462.0
468.1
476.2
Real estate
651.3
657.2
664.7
666.8
667.1
Revolving home equity
69.1
68.4
68.0
68.1
67.8
Other residential
358.7
364.3
372.3
372.8
372.4
Commercial
223.5
224.5
224.4
225.8
227.0
Consumer
299.0
292.3
289.5
286.7
288.2
Security (3)
55.9
58.6
61.9
59.5
57.5
Fed funds and RPs with broker/dealer
39.5
42.4
43.9
41.6
39.6
Other
16.4
16.3
18.0
17.9
17.9
State and local government
10.7
10.7
10.5
10.4
10.6
Agricultural
9.4
9.1
9.2
9.3
9.6
Fed funds and RPs with others
7.7
6.1
7.1
7.1
5.4
All other loans
76.1
78.4
80.2
83.4
84.3
Lease financing receivables
85.7
86.2
87.3
89.3
92.6

13 Interbank loans
132.4
122.9
116.7
126.4
110.2
115.1
13a
Fed funds and RPs with banks
86.3
80.3
68.1
77.1
58.6
62.6
13b
Other
46.1
42.6
48.6
49.3
51.6
52.5

474.2
1.2

473.1
1.6
1.1

473.5
1.4
1.2

473.0

421.6
437.4
472.0
472.3

664.8

642.3
655.3
666.8
660.7

68.1

63.6
68.3

68.6
68.0

370.0

358.7
361.2
371.9
366.4

226.7

220.0
225.6
226.6
226.3

286.3

304.9
297.2
285.1
285.3

56.4

41.7
58.3

53.1
55.6

37.8

24.2
39.0

36.6
36.1

18.6

17.5
19.3

16.5
19.4

10.6

11.1
10.6

11.1
10.6

9.3
9.5

9.6
9.5

6.0

8.9

9.5
6.0

6.0

6.3

81.6

63.8
79.8

72.2
80.0

91.4

70.9
90.6

79.5
91.7

150.9
128.6
112.4
116.4

126.6

113.5

75.5

62.7

96.8
61.9

83.6
66.1

51.1

50.8

54.2
50.6

45.0
50.3

14 Cash assets (4)
176.5
171.4
164.6
158.2
144.3

164.5

161.8

144.4

144.0
176.7
138.4
139.4

15 Other assets (5)
189.4
187.8
185.9
199.5
201.0

185.4

195.6

200.7

188.9
184.5
201.4
202.7

16 TOTAL ASSETS (6)
2,577.6
2,598.9
2,601.4
2,615.2
2,625.5

2,633.6

2,638.9

2,462.0
2,558.8
2,613.6
2,607.1
2,606.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------------

--------------

1997

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27

1998

1998

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,588.2

1,594.7

1,490.4
1,566.6
1,567.5
1,565.6
1,553.2

373.9

383.4

364.2

1,214.3

1,211.3

1,111.4
1,177.5
1,203.3
1,203.9
1,198.9

221.3

214.1

212.9

177.3
211.2
212.7
214.3

993.0

997.2

990.4

934.1
966.3
991.2
984.6

539.5

544.1

538.7

479.5
502.4
533.5
539.3

L I A B I L I T I E S
17 Deposits
1,576.9
1,563.3
1,565.2
1,568.9
1,587.6
18
Transaction
401.8
380.8
372.4
377.3
366.8
19
Nontransaction
1,175.1
1,182.5
1,192.8
1,191.6
1,220.7
20
Large time
209.2
212.9
216.4
211.1
213.9
21
Other
965.8
969.6
976.5
980.5
1,006.8
22 Borrowings
509.9
526.1
534.2
529.1

527.5

379.0
389.2
361.7
354.4

23
209.4
182.6
24
300.4
351.6
25
69.5
76.2

From banks in the U.S.
198.3
198.7
207.6
189.1
From others
327.9
328.8
331.9
340.0

207.7

188.9

201.4
201.8
186.8
187.3

336.4

349.8

278.0
300.6
346.7
352.1

Net due to related foreign offices
82.3
79.0
77.7
72.8
76.2

76.2

88.1
81.5

65.6
80.2

26 Other liabilities
168.4
172.3
171.7
173.3
170.1

169.8

167.6

169.3

27 TOTAL LIABILITIES
2,324.6
2,344.0
2,343.4
2,352.6
2,362.9

2,375.3

2,379.3

2,210.3
2,302.8
2,351.7
2,345.1
2,343.6

28 Residual (assets less liabilities) (7)
253.0
254.9
258.0
258.3
259.6
262.6
262.5
29
41.3
46.3
30
44.2
47.1
31
229.9
238.7
31a
157.3
161.3
31b
72.6
77.4
32
2.2
2.7
33
34.2
35.7

MEMO
Reval. gains on off-bal. sheet items (8)
49.9
47.0
47.3
44.2
47.3
Reval. losses on off-bal. sheet items (8)
52.7
49.2
49.6
45.6
47.4
Mortgage-backed securities (9)
238.6
242.3
247.4
240.8
239.2
Pass-through
162.6
164.9
169.4
164.5
161.6
CMO, REMIC, and other
76.0
77.4
78.0
76.3
77.7
Net unrealized gains (losses) on
3.0
3.3
2.9
3.0
3.2
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
35.5
36.2
35.2
35.5
35.7

261.9

152.4
168.1
164.5
170.8

251.8
256.0
262.0
262.5

45.8

42.0
45.7

41.5
45.1

46.5

43.4
45.7

43.6
47.4

241.4

209.3
225.1
243.4
243.7

163.6

142.6
154.2
165.1
166.1

77.8

66.7
78.3

2.8

-0.1
2.7

35.8

33.6
36.1

70.9
77.6
2.4
2.7
34.4
36.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE

UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------------

--------------

1997

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27

1998

1998

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,452.0

1,456.4

1,346.5
1,426.6
1,464.4
1,460.5
1,465.5

409.5

413.2

398.6
409.8
412.4
414.3

319.3

322.3

316.1
325.2
321.7
323.3

90.2

90.9

(2)
1,047.0

1,051.3

947.9
1,016.8
1,048.1
1,051.2

190.0

192.2

171.2
183.8
191.6
191.9

571.0

573.4

500.6
547.9
571.8
573.7

29.3

29.5

541.6

543.9

474.0
518.7
542.5
544.1

206.0

206.6

209.2
210.9
205.8
207.1

6.3

5.9

73.6

73.1

A S S E T S

1
Bank credit
1,438.1
1,441.5
1,466.7
1,470.1
2
412.8
414.1
3
327.4
323.2
4
85.5
90.9

1,446.9

Securities in bank credit
410.3
408.7
410.9
413.3
U.S. government securities
325.0
323.3
323.1
321.5
Other securities
85.3
85.4
87.8
91.8

5
Loans and leases in bank credit
1,025.3
1,031.2
1,038.2
1,041.1
1,052.6
1,056.8
6
Commercial and industrial
184.8
186.6
188.0
188.3
192.8
193.3
7
Real estate
553.2
558.9
563.9
566.4
574.4
575.9
8
Revolving home equity
29.6
29.5
29.6
29.5
29.6
29.8
9
Other
523.6
529.4
534.4
536.9
544.8
546.1
10
Consumer
212.3
210.7
210.3
208.0
206.8
206.8
11
Security (3)
5.7
5.6
5.8
6.2
5.7
6.4
12
Other loans and leases
69.4
69.5
70.1
72.1
72.8
74.4

82.6
90.7

26.6
29.3

84.6
91.0

29.2
29.6

4.3
6.0

5.5
5.8

62.6
72.9

68.7
72.7

13
56.0
66.7

Interbank loans
56.4
57.3
70.2

65.1

66.5

66.7

46.0
67.4

55.8
66.0

14
71.6
77.8

Cash assets (4)
72.0
72.8
73.4

73.6

74.6

74.8

64.7
73.1

72.6
75.0

15
62.9
73.0

Other assets (5)
63.6
65.0
81.3

64.5

68.6

72.5

53.9
71.7

64.6
70.7

1,635.6

1,646.3

1,492.1
1,600.0
1,658.5
1,652.8
1,657.1

1,300.1

1,307.4

1,186.4
1,277.5
1,314.6
1,310.5
1,311.8

302.1

301.1

300.9

293.0
300.1
297.8
300.9

998.1

1,006.3

1,013.7

893.4
977.4
1,012.7
1,010.9

171.0

172.0

173.8

153.6
167.2
172.4
172.7

827.1

834.3

839.9

739.8
810.2
840.3
838.2

163.5

165.4

148.5
154.2
162.9
167.7

73.0

74.0

78.4
72.0

70.7
75.9

90.5

91.4

70.1
90.8

83.5
91.7

4.2
4.0

5.0
3.6

25.3
31.7

28.8
31.3

16 TOTAL ASSETS (6)
1,609.0
1,613.9
1,622.4
1,664.3
1,674.9

L I A B I L I T I E S
17 Deposits
1,282.9
1,286.4
1,292.6
1,324.8
1,317.1
18
Transaction
298.3
297.1
299.3
310.0
298.1
19
Nontransaction
984.6
989.4
993.3
1,014.7
1,019.0
20
Large time
167.7
168.4
170.5
176.6
176.5
21
Other
816.9
821.0
822.8
838.2
842.5

22 Borrowings
157.9
158.2
159.2
161.4
167.3
166.4
23
From banks in the U.S.
72.5
72.4
72.6
72.4
74.1
75.7
24
From others
85.4
85.8
86.6
89.0
93.1
90.8
25
4.3
4.2

Net due to related foreign offices
4.2
6.1
4.1
3.5
4.2

3.9

26
29.1
30.5

Other liabilities
28.8
29.4
33.2

27 TOTAL LIABILITIES
1,474.2
1,477.7
1,487.3
1,526.8
1,521.0

30.5

31.0

31.5

1,496.1

1,505.3

1,364.5
1,465.4
1,515.4
1,509.1
1,514.3

28 Residual (assets less liabilities) (7)
134.7
136.2
135.1
139.4
140.9

143.1

127.6
134.5
143.8
142.8

137.5

153.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------------

--------------

1997

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27

1998

1998

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,448.3

1,462.1

1,353.2
1,426.0
1,471.5
1,468.8
1,472.2

415.0

417.3

402.8
406.7
417.4
417.7

324.3

325.6

319.4
322.4
325.7
325.9

90.7

91.7

(2)
1,047.1

1,054.2

950.4
1,019.3
1,051.5
1,054.5

192.4

194.7

173.6
182.6
194.4
194.5

570.6

575.1

502.0
549.8
573.6
575.6

29.5

29.7

A S S E T S

1
Bank credit
1,438.8
1,436.3
1,473.4
1,475.5
2
411.0
417.9
3
325.8
326.0
4
85.1
91.9

1,438.3

Securities in bank credit
408.7
406.6
412.3
416.4
U.S. government securities
323.6
321.2
324.2
323.9
Other securities
85.1
85.4
88.1
92.5

5
Loans and leases in bank credit
1,027.8
1,027.6
1,031.7
1,036.0
1,055.4
1,059.1
6
Commercial and industrial
184.2
185.8
187.7
189.2
195.1
195.5
7
Real estate
554.1
555.9
560.2
564.1
576.5
577.2
8
Revolving home equity
29.5
29.4
29.5
29.4
29.7
29.7

83.4
91.7

26.7
29.6

84.3
91.9

29.3
29.7

9
524.6
546.8
10
214.7
205.2
11
5.7
5.7
12
69.1
72.9

Other
526.5
530.6
534.7
547.4
Consumer
212.4
210.2
206.1
205.2
Security (3)
5.6
5.8
6.2
6.4
Other loans and leases
68.0
67.9
70.3
74.8

541.2

545.4

475.3
520.6
544.0
545.9

205.1

205.4

207.9
212.6
204.8
205.8

6.3

5.9

72.7

4.3
6.0

5.5
5.8

73.1

62.5
72.7

68.7
72.7

13
60.1
59.3

Interbank loans
57.8
61.3
70.4

68.9

68.6

62.9

43.0
63.7

59.2
61.1

14
75.2
78.7

Cash assets (4)
73.1
72.6
78.7

71.9

74.0

74.7

64.6
71.7

75.1
72.3

15
62.5
71.3

Other assets (5)
61.7
64.7
82.5

64.4

69.0

71.5

53.0
70.5

65.1
67.2

1,633.9

1,653.7

1,494.7
1,605.7
1,660.7
1,654.8
1,652.8

16 TOTAL ASSETS (6)
1,616.9
1,609.3
1,617.3
1,662.7
1,686.9

L I A B I L I T I E S
17 Deposits
1,186.9
1,284.0
1,290.7
1,285.0
1,289.6
1,301.7
1,315.7
1,315.1
1,311.1
1,307.2
1,320.4
1,326.9
18
Transaction
290.7
304.4
308.9
299.5
295.9
299.0
304.7
298.8
294.5
294.1
304.5
305.7
19
Nontransaction
896.3
979.6
981.8
985.6
993.7
1,002.7
1,011.0
1,016.3
1,016.6
1,013.1
1,015.9
1,021.2
20
Large time
153.6
167.2
167.7
168.4
170.5
171.0
172.0
173.8
172.4
172.7
176.6
176.5
21
Other
742.7
812.4
814.1
817.2
823.2
831.7
839.1
842.5
844.2
840.4
839.4
844.7
22 Borrowings
158.6
159.1
157.4
158.2
167.2
164.5
23
From banks in the U.S.
72.6
72.9
71.8
71.2
74.7
75.3
24
From others
86.0
86.2
85.5
87.0
92.5
89.2
25

149.1
153.7
164.3
168.2

161.7

165.8

72.7

74.8

79.2
73.1

69.8
76.8

89.0

91.1

69.9
91.2

84.0
91.4

Net due to related foreign offices

4.2

5.0

4.3
4.2
26
29.1
30.5

4.2
4.2

6.1

4.1

3.5

3.9

30.5

31.0

31.5

1,494.5

1,511.8

1,365.6
1,471.5
1,516.3
1,511.1
1,510.3

Other liabilities
28.8
29.4
33.2

27 TOTAL LIABILITIES
1,482.8
1,477.2
1,482.5
1,522.4
1,528.9

28 Residual (assets less liabilities) (7)
134.1
132.1
134.8
139.4
141.9
140.4
158.1
29
51.1
52.9

MEMO
Mortgage-backed securities (9)
51.1
51.5
52.1
53.3

52.6

144.4

53.3

4.0
25.3
31.7

3.6
28.8
31.3

129.1
134.2
143.6
142.5

42.7
53.5

50.0
53.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------------

--------------

1997

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27

1998

1998

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

565.9

554.6

564.4

534.3
548.5
560.5
562.2

191.2

194.2

168.8
192.3
188.4
193.9

87.2

88.1

A S S E T S

1
Bank credit
544.0
568.7
566.1
565.5
2
187.2
196.3
3
76.3

568.6

Securities in bank credit
193.1
193.0
197.3
196.8
U.S. government securities
81.2
83.8
87.5

82.7
82.8

79.2
86.7

89.7
4
110.9
106.6
5
356.8
369.8
6
221.3
212.4
7
25.9
23.0
11
43.8
58.3
12
65.8
76.0

90.3
Other securities
111.9
109.2
106.6

109.8

Loans and leases in bank credit
375.6
375.6
368.5
368.6
Commercial and industrial
223.2
222.5
220.3
214.4
Real estate
26.5
25.9
24.7
22.9
Security (3)
54.8
54.8
48.8
57.4
Other loans and leases
71.0
72.4
74.7
74.0

104.0

106.1

86.2
113.1
105.6
107.2

(2)
363.4

370.1

365.5
356.2
372.1
368.3

214.6

213.6

221.3
221.4
212.7
213.9

24.0

23.1

30.7
23.1

26.6
22.8

48.1

58.0

43.8
60.7

41.7
56.7

76.7

75.5

69.6
75.5

66.4
74.9

13
31.3
19.3

Interbank loans
28.0
24.8
21.5

20.9

20.2

20.7

20.0
19.3

23.7
21.8

14
33.5
34.3

Cash assets (4)
32.9
32.6
34.4

34.1

35.3

34.6

34.0
35.3

34.9
34.4

15
42.3
40.1

Other assets (5)
40.6
42.4
41.4

42.9

42.4

41.8

39.1
45.5

45.2
41.1

663.4

652.2

661.2

627.2
652.1
660.4
659.3

291.8

294.2

247.2
272.8
294.9
292.4

16 TOTAL ASSETS (6)
650.9
670.0
668.2
659.5
662.4

L I A B I L I T I E S
17 Deposits
272.5
273.5
284.8
290.3
300.3
18
Transaction
9.8
10.2
10.1
12.2
9.8
19
Nontransaction
262.7
263.3
274.7
278.1
290.5
20
Large time
259.9
261.5
272.9
278.6
290.4
21
Other
2.8
1.8
1.8
-0.5
0.0
22 Borrowings
149.5
149.7
166.4
168.0

144.8

288.9
10.6

11.0

10.6

10.7
10.4

10.3
9.7

278.3

280.8

283.6

236.5
262.6
284.5
282.7

276.6

279.8

283.5

234.8
259.3
284.1
282.6

1.7

0.9

0.1

154.0

165.0

168.1

1.7
0.4

3.3
0.1

141.7
156.3
170.5
169.7

23
25.9
22.7
24
123.6
143.8

From banks in the U.S.
23.6
22.7
25.9
28.2
From others
126.2
122.1
128.1
139.8

26.7

24.1

138.3

144.1

25 Net due to related foreign offices
121.7
139.6
134.7
118.4
98.5
97.3
100.2

97.5

26
95.5
92.0

Other liabilities
96.5
97.6
94.0

90.6

93.5

655.5

645.9

653.2

27 TOTAL LIABILITIES
639.2
659.4
661.9
646.0
662.5

94.2

28
11.7
13.5

Residual (assets less liabilities) (7)
10.6
6.3
7.9
6.3
-0.1

8.0

32.4
24.7

29.0
24.7

109.3
127.3
145.8
145.0
143.4

117.1
88.6
96.5

91.2
96.9

96.0
92.5

623.5
642.2
650.9
651.2
3.6

9.6

9.9

8.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
June 12, 1998
Account
1998

1998

1998

Jan
Jun 3

Feb

--------------

--------------

1997

1997
1997
Week ending
May
Nov
Dec
May 13
May 20
May 27

1998

1998

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

565.5

554.4

566.0

535.2
543.3
561.4
562.3

Securities in bank credit
187.7
189.9
195.3

192.7

198.1

172.1
188.7
191.9
196.8

A S S E T S

1
Bank credit
543.1
565.6
565.8
572.3
2
183.4

568.0

199.1
3
75.9
89.4
3a
13.7
22.4
3b
62.2
67.0
4
107.4
109.7
4a
60.0
61.3
4b
47.4
48.4

203.6
U.S. government securities
79.2
83.0
88.2
92.0
Trading account
14.6
14.1
17.6
21.5
Investment account
64.6
68.9
70.6
70.5
Other securities
108.5
106.9
107.1
111.6
Trading account
62.9
61.3
59.7
62.2
Investment account
45.6
45.6
47.4
49.4

5
359.7
366.7
6
222.2
210.9
7
26.0
22.9
11
45.0
58.0
12
66.5
74.9

Loans and leases in bank credit
377.8
378.1
370.2
368.8
Commercial and industrial
224.1
223.6
221.0
214.5
Real estate
26.6
26.1
24.7
22.8
Security (3)
54.9
54.9
49.5
57.0
Other loans and leases
72.3
73.4
75.0
74.4

85.8

88.7

83.0
82.8

80.3
87.2

18.4

20.5

16.6
14.5

16.0
20.6

67.4

68.2

66.4
68.3

64.3
66.6

106.8

109.4

89.1
108.4
109.1
109.6

58.4

59.8

50.9
58.4

60.9
60.0

48.4

49.6

38.2
50.7

47.5
49.7

(2)
361.7

367.9

363.1
354.6
369.5
365.5

214.6

213.0

220.8
221.2
212.1
213.4

23.8

23.0

30.6
23.0

26.9
22.7

47.6

57.6

43.2
60.0

41.6
56.0

75.7

74.4

68.5
74.4

65.0
73.4

13
31.3
19.3

Interbank loans
28.0
24.8
21.5

20.9

20.2

20.7

20.0
19.3

23.7
21.8

14
35.1
34.2

Cash assets (4)
32.8
32.0
35.5

33.0

33.6

34.2

33.7
34.6

35.7
33.9

15
43.1
40.4

Other assets (5)
41.0
43.9
41.8

42.9

40.1

42.3

39.5
46.2

45.8
41.6

662.0

648.0

662.9

628.2
648.3
661.3
659.4

290.1

296.9

249.4
272.3
296.5
294.4

16 TOTAL ASSETS (6)
652.4
667.2
668.6
659.5
670.9

L I A B I L I T I E S
17 Deposits
275.6
271.6
282.6
295.5
304.3
18
Transaction

290.1

10.4

10.2

10.3
12.0
19
265.3
283.5
20
264.2
282.6
21
1.2
1.0

10.1
9.9
9.8
Nontransaction
261.5
272.6
294.5
Large time
260.5
271.4
292.6
Other
1.0
1.2
1.9

10.5

10.6

10.3

279.6

279.5

286.6

239.0
262.1
286.5
285.0

278.7

278.5

285.5

236.4
260.5
285.5
284.0

1.0

1.0

1.1

165.0

168.1

26.7

24.1

138.3

144.1

25 Net due to related foreign offices
126.5
144.5
136.0
117.6
97.1
99.2
99.2

98.4

22 Borrowings
149.5
149.7
144.8
154.0
166.4
168.0
23
From banks in the U.S.
25.9
23.6
22.7
25.9
22.7
28.2
24
From others
123.6
126.2
122.1
128.1
143.8
139.8

26
96.5
91.4

Other liabilities
96.5
98.8
93.3

89.7

92.9

656.1

641.9

656.4

28
4.2
7.0

Residual (assets less liabilities) (7)
4.9
6.4
5.8
6.1
6.1

29
41.4
40.4
30
41.8
39.4

MEMO
Reval. gains on off-bal. sheet items (8)
43.2
40.4
40.0
39.3
40.9
Reval. losses on off-bal. sheet items (8)
42.9
40.6
39.8
38.9
39.4

H.8 (510)
Page 13

Footnotes

9.4

1.6
1.0

141.7
156.3
170.5
169.7
32.4
24.7

29.0
24.7

109.3
127.3
145.8
145.0
117.8
91.3
97.5

90.7
96.7

97.6
91.8

626.0
644.0
654.9
653.4
2.2
6.4

4.4
6.0

39.7

40.4
38.6

42.8
39.9

38.4

42.1
37.5

42.0
38.7

6.5

------------------------------------------------Footnotes appear on page 13.

2.6
1.0

144.2

94.4

27 TOTAL LIABILITIES
648.2
662.3
662.2
652.6
664.8

10.0

June 12, 1998
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.bog.frb.fed.us/.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.