h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
August 14, 1998
Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29

1998

1998

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

4,246.5

4,256.0

3,961.5
4,150.9
4,274.0
4,262.7
4,272.8

1,116.1

1,030.0
1,104.5
1,124.0
1,118.6
1,122.2

754.1

757.7

718.2
760.6
752.3
751.1

362.1

366.3

311.7
343.9
366.4
371.0

(2)
3,139.9

2,931.5
3,046.4
3,149.9
3,144.1
3,150.6

890.2

895.8

1,270.8

1,196.5
1,235.2
1,273.2
1,272.3
1,270.0

97.6

97.3

1,173.2

1,103.3
1,137.2
1,175.9
1,175.1
1,172.7

502.1

495.8

A S S E T S

1
Bank credit
4,182.2
4,222.8
4,295.6
4,302.1

4,219.9

2
Securities in bank credit
1,108.5
1,127.0
1,107.7
1,122.8
1,133.7
1,136.5
3
U.S. government securities
768.0
779.9
764.2
770.9
765.3
769.6
4
Other securities
340.5
347.1
343.5
351.9
368.4
366.9
5
Loans and leases in bank credit
3,073.7
3,095.7
3,112.2
3,123.7
3,161.9
3,165.5
6
Commercial and industrial
871.3
873.2
871.2
880.0
900.4
898.0
7
Real estate
1,249.9
1,262.6
1,270.1
1,271.4
1,273.4
1,280.6
8
Revolving home equity
98.1
98.2
98.3
97.9
97.3
97.3
9
Other
1,151.8
1,164.4
1,171.8
1,173.5
1,176.1
1,183.3
10
Consumer
502.5
502.5
505.6
505.7
495.9
494.9

820.1
863.6
896.0
894.0

93.2
97.2

98.0
97.4

518.1
504.4
495.6
495.8

11
117.7
133.0
12
332.3
359.1

Security (3)
116.7
115.2
119.8
130.0
Other loans and leases
340.8
350.1
346.8
362.0

126.1

128.9

94.2
116.0
124.0
135.1

350.7

356.3

302.6
327.2
356.1
355.7

13 Interbank loans
199.8
216.5
212.7
214.4
213.6

201.4

216.5

212.1

184.9
201.3
215.0
209.2

14 Cash assets (4)
269.1
281.0
274.1
249.7
246.9

255.8

255.8

248.1

246.2
265.4
261.3
248.5

15 Other assets (5)
294.7
291.3
305.6
311.2
317.5

312.2

312.1

310.3

287.4
291.6
314.9
308.3

16 TOTAL ASSETS (6)
4,889.1
4,954.7
4,955.0
5,013.3
5,023.0

4,958.4

4,982.8

4,623.2
4,852.6
4,987.1
4,996.5
4,981.5

3,201.7

3,218.8

3,005.2
3,118.3
3,191.2
3,207.8
3,182.9

687.9

683.5

667.8

2,513.9

2,535.3

2,315.8
2,437.2
2,523.4
2,528.4
2,517.3

674.0

683.5

664.8

1,839.8

1,851.8

1,718.6
1,792.1
1,858.6
1,867.6
1,853.6

866.2

866.5

741.6
828.9
864.9
868.9

292.1

292.9

280.2
291.2
297.5
286.2

574.2

573.6

461.5
537.7
567.4
582.7

25 Net due to related foreign offices
223.0
201.4
175.5
168.4
164.7
178.6
192.2

180.1

213.9
230.6
172.5
178.4

26 Other liabilities
296.8
290.7
289.6
323.3
320.6

314.9

283.4
293.8
314.1
310.2

L I A B I L I T I E S
17 Deposits
3,155.4
3,195.1
3,208.3
3,187.7
3,214.1
18
Transaction
688.4
698.3
696.9
677.4
664.7
19
Nontransaction
2,467.0
2,496.7
2,511.3
2,510.4
2,549.5
20
Large time
659.6
676.4
673.7
665.2
675.0
21
Other
1,807.3
1,820.3
1,837.6
1,845.2
1,874.5

22 Borrowings
829.2
860.2
874.7
867.1
885.6
858.7
23
From banks in the U.S.
292.3
306.6
304.6
283.5
298.1
296.1
24
From others
536.9
553.6
570.1
583.6
587.5
562.6

295.6

303.9

689.4
681.1
679.5
665.5

597.2
645.1
660.8
663.7

27 TOTAL LIABILITIES
4,504.3
4,547.3
4,548.0
4,575.1
4,585.7

4,532.8

4,553.6

28 Residual (assets less liabilities) (7)
384.8
407.3
407.0
425.6
429.2
438.1
437.3

4,244.1
4,471.6
4,552.8
4,559.4
4,540.3

434.3

379.1
380.9
437.1
441.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
August 14, 1998
Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29

1998

1998

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

4,241.3

4,257.4

3,956.5
4,158.1
4,268.3
4,257.4
4,260.1

1,119.0

1,025.6
1,104.9
1,118.5
1,112.2
1,113.1

756.5

753.8

715.1
757.3
748.2
746.6

362.5

364.7

310.5
347.7
364.0
366.5

A S S E T S

1
Bank credit
4,179.5
4,213.2
4,284.5
4,301.8

4,224.5

2
Securities in bank credit
1,111.9
1,128.4
1,118.4
1,127.4
1,126.4
1,133.9
3
U.S. government securities
766.9
783.2
772.5
775.5
759.9
765.7
4
Other securities
345.0
345.1
345.8
351.9
366.4
368.2

5
Loans and leases in bank credit (2)
3,067.6
3,084.9
3,106.1
3,113.9
3,138.4
3,158.2
3,167.9
6
Commercial and industrial
871.2
876.7
878.7
885.5
892.9
897.0
896.2

2,930.9
3,053.2
3,149.8
3,145.2
3,147.1
895.4

819.8
861.3
895.8
893.1

7
1,244.6
1,275.8
8
97.7
97.4
9
1,146.9
1,178.4
10
502.0
495.5
11
119.2
131.1
12
330.7
358.9

Real estate
1,256.1
1,263.6
1,265.1
1,283.8
Revolving home equity
97.2
97.4
97.5
97.3
Other
1,158.9
1,166.2
1,167.5
1,186.5
Consumer
496.0
500.7
500.4
494.4
Security (3)
117.6
116.7
119.5
128.7
Other loans and leases
338.5
346.4
343.5
364.8

1,268.3

1,198.2
1,235.3
1,275.3
1,275.2
1,271.6

97.3

97.4

1,171.0

1,105.0
1,137.1
1,178.0
1,177.8
1,174.2

499.3

493.8

515.8
511.1
493.0
494.0

126.1

126.8

92.5
116.2
122.6
132.1

351.7

358.4

304.5
329.3
358.6
356.3

93.2
97.4

98.2
97.4

13 Interbank loans
202.8
216.0
215.4
202.9
210.7

197.0

213.3

206.0

180.2
208.1
209.4
198.6

14 Cash assets (4)
269.3
269.4
269.4
243.1
242.0

251.4

250.6

243.7

241.9
276.4
257.9
234.9

15 Other assets (5)
295.8
291.2
303.7
313.4
322.2

311.7

310.4

311.6

288.2
290.1
315.0
308.0

16 TOTAL ASSETS (6)
4,890.9
4,933.0
4,955.9
4,986.5
5,019.3

4,944.1

4,974.2

4,610.1
4,876.4
4,972.1
4,982.2
4,944.3

3,185.2

3,210.8

2,997.7
3,124.5
3,183.7
3,202.5
3,155.7

676.0

678.5

663.0

2,509.2

2,532.3

2,313.3
2,431.3
2,520.8
2,527.4
2,511.5

674.3

681.2

661.5

1,834.9

1,851.1

1,719.3
1,788.0
1,859.3
1,869.3
1,850.9

873.6

868.3

744.4
835.3
868.7
871.5

294.0

292.3

280.3
294.7
297.9
285.4

L I A B I L I T I E S
17 Deposits
3,142.6
3,185.8
3,207.7
3,167.3
3,220.1
18
Transaction
681.7
686.0
702.1
664.8
666.2
19
Nontransaction
2,460.9
2,499.8
2,505.6
2,502.5
2,554.0
20
Large time
658.5
673.9
668.1
664.2
672.9
21
Other
1,802.4
1,826.0
1,837.5
1,838.3
1,881.1

22 Borrowings
829.8
852.1
874.6
872.5
886.5
853.1
23
From banks in the U.S.
293.2
304.2
303.9
284.6

684.4
693.1
675.2
644.2

593.9
643.4
658.0
660.6

296.3
24
536.5
590.1

292.5
From others
547.9
570.7
560.6

579.6

576.1

464.1
540.6
570.8
586.1

25 Net due to related foreign offices
221.1
199.7
174.8
178.8
172.2
186.6
186.7

183.5

213.2
231.0
176.2
183.5

26 Other liabilities
298.0
290.9
288.7
323.1
320.1

295.0

303.0

314.2

282.6
293.8
313.4
309.3

27 TOTAL LIABILITIES
4,491.5
4,528.5
4,545.8
4,563.4
4,580.0

4,531.6

4,559.6

4,238.0
4,484.6
4,549.7
4,560.9
4,520.1

587.9

28 Residual (assets less liabilities) (7)
399.5
404.5
410.1
412.5
414.6
423.1
439.3
29
87.5
92.1
30
89.8
89.5

MEMO
Reval. gains on off-bal. sheet items (8)
87.2
83.3
85.3
92.1
89.9
Reval. losses on off-bal. sheet items (8)
89.3
84.4
84.8
90.4
91.1

422.4

372.1
391.8
421.4
424.2

92.2

89.5
92.6

93.2
91.5

90.6

92.0
91.6

95.6
89.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
August 14, 1998
Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1998

1998

May

Jun

Jul

--------

--------

--------

A S S E T S

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29
-------- --------------------- -------

1
Bank credit
3,613.5
3,656.8
3,710.0
3,708.5
2
915.5
929.6
3
684.0
669.3
4
231.6
260.3

3,662.1

3,682.2

Securities in bank credit
929.7
916.1
928.7
923.7
U.S. government securities
692.1
675.9
682.6
668.9
Other securities
237.6
240.1
246.1
254.9

5
Loans and leases in bank credit
2,698.0
2,727.1
2,746.0
2,753.5
2,780.4
2,784.8
6
Commercial and industrial
648.7
652.8
656.9
666.4
679.9
680.1
7
Real estate
1,224.0
1,238.0
1,246.4
1,248.3
1,250.1
1,257.1
8
Revolving home equity
98.1
98.2
98.3
97.9
97.3
97.3
9
Other
1,125.9
1,139.8
1,148.1
1,150.4
1,152.8
1,159.8
10
Consumer
502.5
502.5
505.6
505.7
495.9
494.9
11
Security (3)
62.9
67.8
63.5
61.7
71.6
67.3
12
Other loans and leases
259.9
266.1
273.5
271.4
282.8
285.3

3,688.1

3,424.7
3,582.2
3,699.8
3,699.8
3,701.2

920.4

927.3

854.3
911.4
929.4
930.1

667.3

667.9

635.1
679.1
668.8
667.3

253.1

259.3

219.3
232.3
260.6
262.8

(2)
2,767.7

2,570.4
2,670.9
2,772.5
2,770.4
2,771.1

674.7

677.3

1,247.9

1,167.6
1,208.7
1,250.1
1,249.0
1,246.8

97.6

97.3

1,150.3

1,074.4
1,110.7
1,152.8
1,151.7
1,149.5

502.1

495.8

67.5

69.2

275.5

280.1

236.2
256.2
280.8
280.6

598.9
640.4
677.9
676.3

93.2
97.2

98.0
97.4

518.1
504.4
495.6
495.8
49.6
67.1

61.2
71.6

13 Interbank loans
175.0
195.6
191.8
189.1
194.3

180.6

193.2

190.5

166.1
173.2
196.7
187.2

14 Cash assets (4)
236.5
246.9
238.8
214.9
213.3

221.3

220.6

213.4

212.4
232.5
225.8
214.6

15 Other assets (5)
252.5
248.7
262.8
270.7
277.2

270.4

271.6

270.5

243.5
251.3
275.2
268.8

16 TOTAL ASSETS (6)
4,221.1
4,291.3
4,298.4
4,327.3
4,336.4

4,297.2

4,316.3

3,990.3
4,182.9
4,317.1
4,340.4
4,314.7

L I A B I L I T I E S

17 Deposits
2,870.6
2,906.1
2,915.9
2,891.0
2,912.9
18
Transaction
678.3
687.7
685.9
665.9
653.4
19
Nontransaction
2,192.3
2,218.4
2,230.0
2,225.1
2,259.5
20
Large time
386.8
399.8
393.3
380.4
384.9
21
Other
1,805.6
1,818.6
1,836.7
1,844.8
1,874.6

2,907.4

2,916.7

2,741.9
2,844.8
2,895.7
2,915.8
2,890.5

677.3

672.7

654.9

2,230.1

2,244.0

2,063.1
2,173.9
2,240.8
2,248.0
2,236.8

390.3

391.6

382.9

1,839.9

1,852.5

1,716.2
1,790.4
1,857.9
1,866.5
1,853.0

692.7

690.4

597.6
679.1
688.0
690.0

260.0

264.2

248.3
267.7
265.5
256.3

432.8

426.2

349.3
411.5
422.5
433.7

22 Borrowings
684.3
706.1
705.6
698.7
704.7
678.6
23
From banks in the U.S.
269.6
280.8
278.1
259.7
269.7
271.0
24
From others
414.7
425.3
427.5
439.0
435.0
407.6
25
88.3
73.7

Net due to related foreign offices
82.9
77.2
71.4
71.5
78.6

76.2

678.8
670.9
667.8
653.8

346.9
383.6
381.6
383.8

80.3
77.7

91.0
77.3

26 Other liabilities
199.5
196.7
199.4
220.8
217.2

202.1

209.2

217.4

27 TOTAL LIABILITIES
3,842.6
3,891.9
3,898.0
3,890.1
3,887.3

3,879.6

3,890.2

3,604.1
3,812.6
3,879.7
3,900.5
3,871.9

28 Residual (assets less liabilities) (7)
378.5
399.4
400.4
417.6
426.1
437.2
449.1

437.4

184.2
197.6
219.0
214.1

386.2
370.3
440.0
442.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
August 14, 1998

Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29

1998

1998

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

3,675.5

3,686.4

3,417.1
3,592.6
3,691.0
3,691.8
3,685.3

920.2

918.9

847.4
917.2
921.4
918.1

669.6

664.4

632.1
677.8
665.5
662.5

250.6

254.6

215.2
239.4
255.9
255.6

(2)
2,766.3

2,569.8
2,675.4
2,772.1
2,770.4
2,767.2

677.5

677.2

1,245.6

1,169.6
1,208.8
1,252.4
1,252.0
1,248.5

97.3

97.4

1,148.3

1,076.4
1,110.5
1,155.1
1,154.7
1,151.1

499.3

493.8

67.6

67.7

276.2

281.0

237.1
257.0
281.6
280.0

190.0

184.4

161.4
180.1
191.1
176.7

A S S E T S

1
Bank credit
3,611.5
3,647.6
3,695.0
3,703.6
2
922.0
917.8
3
683.6
664.0
4
238.4
253.8

3,666.9

Securities in bank credit
933.0
925.3
929.5
916.4
U.S. government securities
694.7
685.7
686.6
665.4
Other securities
238.4
239.6
242.9
251.1

5
Loans and leases in bank credit
2,689.5
2,714.5
2,741.6
2,746.0
2,777.2
2,787.1
6
Commercial and industrial
647.5
655.6
664.4
672.5
677.2
679.0
7
Real estate
1,218.5
1,231.4
1,240.2
1,242.1
1,252.8
1,260.5
8
Revolving home equity
97.7
97.2
97.4
97.5
97.4
97.3
9
Other
1,120.8
1,134.2
1,142.8
1,144.5
1,155.4
1,163.2
10
Consumer
502.0
496.0
500.7
500.4
495.5
494.4
11
Security (3)
64.2
67.9
65.6
61.8
70.1
66.1
12
Other loans and leases
257.3
263.6
270.8
269.3
281.6
287.2
13 Interbank loans
178.0
195.2
194.6
177.6
191.5
14

Cash assets (4)

176.2

598.8
637.2
677.7
675.4

93.2
97.4

98.2
97.4

515.8
511.1
493.0
494.0
48.5
66.1

208.2

61.3
69.4

243.5

237.2
208.4

236.4
208.3

235.8

217.2

214.6

209.1

222.7

201.5

15 Other assets (5)
252.2
248.6
263.2
272.8
280.9

269.4

270.8

272.3

16 TOTAL ASSETS (6)
4,222.6
4,271.1
4,303.6
4,296.6
4,327.0

4,281.2

4,304.5

3,975.1
4,209.4
4,299.5
4,324.3
4,275.5

2,888.1

2,907.0

2,736.4
2,852.9
2,890.0
2,912.2
2,865.0

665.7

667.7

649.9

2,222.4

2,239.3

2,062.6
2,169.9
2,240.1
2,248.9
2,232.7

388.5

389.2

381.8

1,833.9

1,850.1

1,716.8
1,787.0
1,858.3
1,868.4
1,849.9

700.0

692.2

600.4
685.6
691.8
692.7

261.9

263.5

248.5
271.2
265.9
255.6

438.1

428.7

351.9
414.4
425.9
437.1

244.9
249.3
275.9
269.0

L I A B I L I T I E S
17 Deposits
2,860.0
2,895.7
2,917.0
2,870.3
2,920.8
18
Transaction
671.8
675.5
691.4
653.2
655.0
19
Nontransaction
2,188.3
2,220.2
2,225.6
2,217.0
2,265.8
20
Large time
387.1
395.2
389.1
379.7
385.7
21
Other
1,801.2
1,825.0
1,836.5
1,837.4
1,880.1

22 Borrowings
684.9
697.9
705.5
704.2
705.6
673.0
23
From banks in the U.S.
270.6
278.3
277.4
260.8
267.9
267.4
24
From others
414.3
419.6
428.1
443.4
437.6
405.6
25
85.1
83.1

Net due to related foreign offices
82.1
77.9
80.8
79.7
83.3

83.1

673.8
683.0
663.3
632.3

345.8
382.9
380.6
382.8

83.6
85.1

86.5
85.6

26 Other liabilities
199.5
196.7
199.4
220.8
217.2

202.1

209.2

217.4

27 TOTAL LIABILITIES
3,829.6
3,872.4
3,899.8
3,879.7
3,894.3

3,875.2

3,896.0

3,604.6
3,822.6
3,882.8
3,908.0
3,857.5

28 Residual (assets less liabilities) (7)
393.0
398.7
403.8
406.0
408.6
416.9
432.7
29
47.0

MEMO
Reval. gains on off-bal. sheet items (8)
47.2
43.9
45.6
50.5

416.8

51.2

184.2
197.6
219.0
214.1

370.5
386.8
416.2
418.0

44.3
52.1

49.9
51.8

50.3
47.5
30 Reval. losses on off-bal. sheet items (8)
49.2
49.6
45.3
46.3
50.1
48.5
49.8
31 Mortgage-backed securities (9)
293.8
299.5
293.4
294.9
286.9
289.1
293.0

50.6
289.7

45.9
52.3

52.7
50.3

254.9
289.7
288.9
290.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
August 14, 1998
Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29

1998

1998

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

2,220.5

2,217.7

2,051.4
2,145.1
2,217.3
2,220.7
2,216.7

507.8

509.8

453.8
501.9
512.8
512.0

346.4

345.1

318.0
354.9
346.2
344.3

24.6

21.7

321.8

323.4

294.8
325.8
323.9
323.1

161.3

164.7

135.8
147.0
166.6
167.7

A S S E T S

1
Bank credit
2,171.1
2,208.4
2,224.7
2,216.3
2
507.7
511.6
3
361.5
346.4
3a
28.0
21.7
3b
333.6
324.7
4
146.2
165.1
4a

2,208.4

Securities in bank credit
519.5
506.6
515.5
504.0
U.S. government securities
369.6
356.4
359.8
345.9
Trading account
27.5
23.7
24.5
20.3
Investment account
342.2
332.6
335.3
325.6
Other securities
149.8
150.3
155.7
158.2
Trading account

23.3
22.3

68.4

29.1
21.2

69.6

67.5
80.7
4b
78.7
84.5
4c
22.7
22.4
4d
56.0
62.0

70.9
69.4
74.4
78.3
74.3
Investment account
78.9
80.9
81.3
83.1
83.9
State and local government
22.8
23.0
22.8
22.2
22.6
Other
56.2
57.9
58.5
60.9
61.3

5
Loans and leases in bank credit (2)
1,663.3
1,688.9
1,701.8
1,705.0
1,710.0
1,713.2
1,712.3
6
Commercial and industrial
461.9
465.8
468.6
475.7
482.3
485.0
484.8
6a
Bankers acceptances
1.2
1.3
1.2
1.3
1.2
1.3
1.3
6b
Other
460.7
464.6
467.4
474.5
481.1
483.8
483.6
7
Real estate
661.0
672.4
676.6
676.3
669.4
663.9
668.7
8
Revolving home equity
68.6
68.9
69.2
68.6
68.0
67.5
67.4
9
Other
592.4
603.6
607.5
607.7
601.4
596.4
601.3
10
Consumer
292.9
294.4
298.5
298.1
294.8
289.0
288.4
11
Security (3)
57.1
61.6
57.2
55.9
61.4
65.9
60.9
11a
Fed funds and RPs with broker/dealer
41.2
43.7
39.7
37.6
42.9
47.0
42.6
11b
Other
16.0
17.8
17.5
18.3
18.5
18.9
18.3
12a
State and local government
11.4
11.1
11.2
11.3
11.2
11.1
11.1
12b
Agricultural
9.5
9.6
9.6
9.7
9.6
9.7
9.6
12c
Fed funds and RPs with others
6.1
7.1
7.2
5.6
5.6
9.0
8.6
12d
All other loans
78.1
79.5
82.5
80.0
82.2
84.2
84.0
12e
Lease financing receivables

79.8

81.2

82.5

84.9

67.4
85.3

77.4
85.3

22.4

22.1
22.3

22.5
22.5

62.5

45.3
63.1

54.9
62.8

1,597.5
1,643.2
1,707.5
1,707.9
1,704.7
483.2
1.3

423.7
455.1
484.0
482.1
1.6
1.3

1.2
1.3

481.9

422.1
453.9
482.7
480.8

665.4

649.2
650.9
665.9
660.7

67.5

65.6
67.5

68.6
67.4

597.9

583.6
582.3
598.4
593.3

289.3

307.3
294.4
290.0
288.8

63.3

45.3
61.1

55.6
65.9

44.8

28.6
42.4

39.4
47.3

18.5

16.7
18.7

16.2
18.6

11.1

11.3
11.2

11.4
11.1

9.5

9.1
9.5

9.5
9.6

8.7

7.9
9.3

7.7
8.4

68.0
82.6

74.3
83.1

75.8

84.2

82.3

85.3
95.4

87.3
96.2

90.3

92.5

13 Interbank loans
118.3
131.3
126.6
115.2
120.1
122.2
13a
Fed funds and RPs with banks
69.5
81.0
75.0
64.2
64.5
67.9
13b
Other
48.8
50.3
51.5
51.1
55.5
54.4

93.4

94.7

94.3

94.9

125.6

121.9

73.1

66.9

72.2
70.8

76.9
66.1

52.5

55.0

44.1
55.3

40.6
54.6

116.3
117.5
126.1
120.7

14 Cash assets (4)
164.4
173.9
164.9
141.2
140.0

147.5

146.2

140.6

145.5
161.1
150.1
142.1

15 Other assets (5)
188.3
185.6
196.5
198.1
194.7

201.9

199.4

196.5

182.6
188.4
197.9
195.1

16 TOTAL ASSETS (6)
2,605.0
2,662.2
2,659.0
2,647.0
2,636.5

2,647.7

2,651.7

2,458.5
2,575.3
2,639.2
2,657.5
2,637.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
August 14, 1998
Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29

1998

1998

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

1,595.4

1,592.0

1,511.2
1,560.8
1,568.4
1,583.0
1,564.3

378.7

372.5

357.8

L I A B I L I T I E S
17 Deposits
1,580.3
1,608.6
1,611.0
1,561.9
1,584.5
18
Transaction
380.6
387.4
386.6
362.0
355.7

382.8
375.5
369.5
355.2

19
Nontransaction
1,128.4
1,185.3
1,199.7
1,221.2
1,224.4
1,216.7
1,219.5
1,210.6
1,213.5
1,209.1
1,199.9
1,228.8
20
Large time
188.6
213.7
214.7
227.3
219.4
214.8
216.2
210.0
208.3
210.5
207.9
212.2
21
Other
939.8
971.6
985.0
994.0
1,005.0
1,001.9
1,003.3
1,000.6
1,005.2
998.6
992.0
1,016.6
22 Borrowings
525.6
545.0
543.0
534.9
534.9
509.8
23
From banks in the U.S.
197.2
209.1
208.3
188.7
193.2
193.0
24
From others
328.4
335.9
334.6
346.2
341.7
316.8
25
82.2
70.0

527.8

522.0

444.8
521.5
519.6
523.5

187.8

188.8

172.4
195.5
190.8
182.3

340.1

333.2

272.3
326.0
328.8
341.3

Net due to related foreign offices
78.8
73.7
67.6
67.7
74.8

72.5

75.4
74.3

86.8
73.5

26 Other liabilities
170.7
166.8
169.0
188.7
182.4

171.3

178.4

185.6

27 TOTAL LIABILITIES
2,358.8
2,399.3
2,396.7
2,355.5
2,351.5

2,369.2

2,365.9

2,190.0
2,338.5
2,348.6
2,363.9
2,343.3

28 Residual (assets less liabilities) (7)
246.2
262.9
262.4
278.5
285.8
291.5
285.0

290.6

158.6
169.4
187.0
182.0

268.5
236.9
293.6
294.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
August 14, 1998

1998

1998

Mar
Aug 5

Apr

Account
1998
May

1997

1998

1998

Jun

Jul

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29
--------

--------

--------------

--------------

--------

--------

--------

--------

-------

-------

2,206.7

2,211.3

2,045.7
2,160.7
2,210.4
2,213.7
2,203.8

A S S E T S

1
Bank credit
2,177.6
2,202.8
2,211.0
2,213.9
2
516.3
501.4
3
363.3
342.7
3a
28.4
21.2
3b
334.9
321.6
3c
223.1
214.3
3d
111.8
107.3
3e
29.2
28.2
3f
51.5
49.4
3g
31.0
29.7
4
153.0
158.7
4a
74.2
75.0
4b
78.8
83.7
4c
22.7
22.5
4d
56.1
61.2

2,207.5

Securities in bank credit
521.4
510.3
512.1
504.4
498.5
U.S. government securities
371.0
361.0
360.6
346.1
344.0
Trading account
28.3
23.9
23.7
23.7
21.0
Investment account
342.7
337.2
336.9
322.4
323.0
Mortgage-backed
227.7
221.3
221.0
212.6
217.7
Other
115.0
115.9
115.8
109.8
105.3
1 year or less
30.0
31.2
29.7
29.8
27.4
Between 1 and 5 years
51.4
50.8
49.4
46.2
48.0
More than 5 years
33.6
34.0
36.8
33.8
29.8
Other securities
150.3
149.2
151.5
158.3
154.6
Trading account
71.4
69.0
70.9
75.5
70.9
Investment account
79.0
80.2
80.6
82.9
83.6
State and local government
22.7
22.9
22.7
22.4
22.5
Other
56.3
57.3
57.9
60.5
61.1

5
Loans and leases in bank credit (2)
1,661.3
1,681.4
1,697.2
1,694.6
1,706.9
1,709.6
1,715.4

502.7

448.1
509.3
505.7
501.8

342.8

316.4
355.0
344.0
341.2

21.1

22.6
21.6

28.2
20.5

321.7

293.8
326.8
322.4
320.7

214.0

192.1
220.5
213.1
214.1

107.7

101.7
106.3
109.3
106.6

28.6

27.4
29.7

27.2
27.7

49.1

52.8
49.3

52.4
48.6

30.0

21.5
30.2

26.7
30.2

159.9

131.7
154.3
161.7
160.6

75.7

64.9
76.9

76.3
76.1

84.3

66.9
84.8

78.0
84.5

22.3

21.9
22.1

22.5
22.4

62.0

44.9
62.7

55.6
62.1

1,597.6
1,651.3
1,707.6
1,708.0
1,702.0

6
461.1
483.3
6a
1.2
1.2
6b
459.9
482.1
7
659.2
665.9
8
68.2
67.7
9a
363.7
370.3
9b
227.3
227.8
10
292.6
289.3
11
58.5
64.4
11a
42.4
45.7
11b
16.0
18.7
12a
11.4
11.1
12b
9.1
10.0
12c
6.1
9.0
12d
76.7
82.0
12e
86.6
94.6

Commercial and industrial
467.7
473.7
479.3
483.4
484.8
Bankers acceptances
1.2
1.2
1.2
1.2
1.2
Other
466.5
472.5
478.1
482.2
483.6
Real estate
668.2
670.7
668.5
666.5
672.5
Revolving home equity
67.9
68.1
68.1
67.8
67.6
Other residential
373.0
374.1
371.5
371.1
377.1
Commercial
227.2
228.5
228.8
227.6
227.9
Consumer
289.8
294.5
294.1
293.6
288.6
Security (3)
61.7
59.3
55.9
61.6
59.7
Fed funds and RPs with broker/dealer
43.9
41.6
37.5
42.6
42.3
Other
17.8
17.7
18.4
19.0
17.3
State and local government
11.2
11.1
11.2
11.2
11.1
Agricultural
9.2
9.3
9.5
9.7
10.0
Fed funds and RPs with others
7.1
7.2
5.6
5.6
8.6
All other loans
78.6
81.5
78.8
82.4
84.9
Lease financing receivables
87.9
90.1
91.8
93.0
95.3

13 Interbank loans
117.3
127.0
127.3
114.6
117.5
120.0
13a
Fed funds and RPs with banks
68.6
77.7
76.2
63.8
62.7
66.1
13b
Other
48.6
49.4
51.1
50.8
54.8
53.8

483.2
1.2

423.8
452.7
483.7
481.8
1.5
1.2

1.2
1.3

482.0

422.3
451.5
482.5
480.6

667.7

651.1
654.0
668.6
662.5

67.7

65.8
67.7

69.0
67.6

372.4

361.9
358.8
372.8
367.7

227.6

223.5
226.2
228.1
227.2

289.1

306.9
299.4
289.3
288.7

61.7

44.2
60.1

55.7
63.7

43.7

28.0
42.0

39.5
46.2

18.0

16.2
18.1

16.2
17.5

11.1

11.2
11.1

11.3
11.1

9.9

9.4
9.9

9.4
10.0

8.7

7.9
9.3

7.7
8.4

82.0

67.8
82.0

75.0
81.5

94.2

75.4
94.0

86.0
94.3

115.5
122.9
125.5
117.7

126.1

120.9

73.4

66.2

71.5
70.5

80.9
63.3

52.7

54.7

44.0
55.0

42.0
54.5

14 Cash assets (4)
165.2
165.1
162.6
136.4
135.8

143.5

141.1

137.0

142.0
171.0
148.0
132.3

15 Other assets (5)
188.3
185.6
196.5
198.1
194.7

201.9

199.4

196.5

182.6
188.4
197.9
195.1

16 TOTAL ASSETS (6)
2,611.6
2,643.7
2,656.8
2,626.0
2,627.3

2,629.5

2,640.6

2,448.4
2,606.4
2,627.6
2,647.8
2,611.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
August 14, 1998
Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29

1998

1998

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

1,575.7

1,585.6

1,510.9
1,570.3
1,568.4
1,585.3
1,551.1

369.3

369.1

355.6

1,206.4

1,216.5

1,130.4
1,185.0
1,212.8
1,217.2
1,208.6

213.0

213.8

208.8

187.5
213.0
207.3
209.5

993.4

1,002.7

1,003.9

942.9
972.1
1,009.9
999.2

540.0

534.7

523.8

447.7
527.0
524.0
525.7

L I A B I L I T I E S
17 Deposits
1,572.8
1,596.5
1,603.8
1,552.1
1,592.0
18
Transaction
377.5
378.1
388.6
355.8
355.9
19
Nontransaction
1,195.3
1,218.4
1,215.2
1,196.3
1,236.1
20
Large time
215.0
222.7
215.2
207.2
213.0
21
Other
980.3
995.7
1,000.0
989.0
1,023.1
22 Borrowings
528.1
540.1

544.8

380.5
385.2
368.1
342.5

534.4
23
198.9
190.7
24
329.1
343.8
25
79.0
79.5

504.8
From banks in the U.S.
207.8
208.0
189.1
189.4
From others
332.3
336.8
350.9
315.3

189.2

188.0

172.5
198.5
191.3
181.1

345.6

335.9

275.1
328.5
332.7
344.6

Net due to related foreign offices
78.0
74.4
77.0
75.9
79.5

79.5

78.7
81.6

82.3
81.9

26 Other liabilities
170.7
166.8
169.0
188.7
182.4

171.3

178.4

185.6

27 TOTAL LIABILITIES
2,350.6
2,381.5
2,392.0
2,354.7
2,358.7

2,364.0

2,374.6

2,195.9
2,349.0
2,357.3
2,378.0
2,340.7

28 Residual (assets less liabilities) (7)
261.0
262.2
264.8
265.5
266.0
271.3
268.7
29
47.0
50.3
30
49.2
48.5
31
242.6
236.0
31a
165.2
157.3
31b
77.3
78.7
32
3.3
3.4
33
36.2
35.2

MEMO
Reval. gains on off-bal. sheet items (8)
47.2
43.9
45.6
50.5
47.5
Reval. losses on off-bal. sheet items (8)
49.6
45.3
46.3
50.1
49.8
Mortgage-backed securities (9)
247.7
241.1
241.9
233.9
239.3
Pass-through
169.8
165.2
164.6
156.7
157.8
CMO, REMIC, and other
77.9
75.9
77.3
77.2
81.6
Net unrealized gains (losses) on
2.9
3.0
2.8
3.2
2.9
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
35.2
35.5
36.0
36.1
35.2

270.3

H.8 (510)
Page 9

252.5
257.5
269.8
271.1

51.2

44.3
52.1

49.9
51.8

50.6

45.9
52.3

52.7
50.3

236.4

210.1
238.8
235.7
237.1

156.8

144.6
163.0
156.2
157.2

79.6
3.5

35.3

------------------------------------------------Footnotes appear on page 13.

158.6
169.4
187.0
182.0

65.5
79.5

75.8
79.9

1.3
3.4

3.0
3.6

33.7
35.7

35.5
34.9

ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
August 14, 1998
Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29

1998

1998

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

1,461.7

1,470.4

1,373.4
1,437.1
1,482.5
1,479.1
1,484.4

412.6

417.5

400.5
409.4
416.6
418.1

320.8

322.9

317.0
324.2
322.6
323.1

91.8

94.6

(2)
1,057.7

1,065.0

972.9
1,027.7
1,062.5
1,066.3

192.4

194.1

175.2
185.3
193.8
194.2

578.5

584.7

518.4
557.8
583.0
586.1

29.6

29.8

548.9

554.9

490.8
528.4
553.3
556.2

207.3

206.4

210.8
210.0
205.6
207.0

6.0

5.9

73.4

73.8

A S S E T S

1
Bank credit
1,442.5
1,448.4
1,485.3
1,492.2
2
407.8
418.0
3
322.4
322.9
4
85.4
95.1

1,453.7

Securities in bank credit
410.2
409.5
413.2
419.7
U.S. government securities
322.5
319.6
322.8
323.0
Other securities
87.8
89.9
90.4
96.7

5
Loans and leases in bank credit
1,034.7
1,038.2
1,044.2
1,048.5
1,067.2
1,072.5
6
Commercial and industrial
186.8
186.9
188.3
190.7
194.9
195.3
7
Real estate
563.0
565.6
569.8
572.0
586.2
588.4
8
Revolving home equity
29.5
29.3
29.1
29.3
29.8
29.9
9
Other
533.6
536.2
540.7
542.7
556.4
558.4
10
Consumer
209.5
208.1
207.2
207.6
206.9
206.6
11
Security (3)
5.7
6.2
6.3
5.9
5.7
6.4
12
Other loans and leases
69.6
71.4
72.7
72.4
73.4
75.8

83.5
94.0

27.6
29.7

85.2
95.0

29.4
29.9

4.3
6.0

5.5
5.7

64.2
73.9

69.1
73.4

13
56.8
69.0

Interbank loans
64.3
65.2
72.1

65.3

67.5

68.5

49.8
70.6

55.7
66.5

14
72.2
73.6

Cash assets (4)
73.0
73.9
73.4

73.8

74.4

72.8

66.9
75.7

71.4
72.5

15
64.3
72.5

Other assets (5)
63.0
66.4
82.5

68.5

72.2

74.0

60.9
77.4

62.9
73.7

1,649.4

1,664.5

1,531.7
1,607.6
1,677.8
1,682.9
1,677.1

16 TOTAL ASSETS (6)
1,616.1
1,629.1
1,639.4
1,680.3
1,699.9

L I A B I L I T I E S
17 Deposits
1,230.7
1,284.1
1,290.2
1,297.6
1,304.9
1,312.0
1,324.7
1,327.3
1,332.8
1,326.2
1,329.1
1,328.4
18
Transaction
296.1
295.4
297.6
300.4
299.2
298.5
300.2
297.1
298.3
298.5
303.9
297.7
19
Nontransaction
934.7
988.6
992.6
997.2
1,005.6
1,013.4
1,024.6
1,030.2
1,034.5
1,027.7
1,025.2
1,030.7
20
Large time
158.3
169.9
172.1
172.5
173.9
175.5
175.4
173.0
173.2
173.3
172.5
172.7
21
Other
776.4
818.7
820.5
824.7
831.7
838.0
849.2
857.3
861.3
854.4
852.7
857.9
22 Borrowings
158.7
161.0
162.6
163.8
169.8
168.8
23
From banks in the U.S.
72.4
71.6
69.7
71.0
76.5
78.0
24
From others
86.2
89.4
92.9
92.8
93.3
90.8

168.3

72.2

75.4

75.9
74.6

72.2
74.1

92.7

93.0

77.0
93.7

85.4
92.4

4.9
3.5

4.2
3.7

25.6
31.9

28.2
32.1

25
6.1
3.6

Net due to related foreign offices
4.1
3.5
3.8
3.8
3.8

3.6

26
28.8
32.0

Other liabilities
29.9
30.4
34.8

27 TOTAL LIABILITIES
1,483.8
1,492.6
1,501.3
1,534.6
1,535.8
28

152.8
157.6
168.3
166.5

164.9

30.8

30.9

31.8

1,510.4

1,524.3

1,414.0
1,474.1
1,531.1
1,536.5
1,528.6

Residual (assets less liabilities) (7)

117.7

133.4

132.3
145.7

136.6
164.2

138.0

139.1

140.2

146.7

146.4

148.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
August 14, 1998
Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29

1998

1998

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

1,468.7

1,475.1

1,371.4
1,431.9
1,480.6
1,478.1
1,481.6

415.7

416.2

399.3
407.9
415.7
416.3

323.5

321.6

315.8
322.8
321.5
321.4

92.2

94.6

(2)
1,059.4

1,064.4

972.2
1,024.0
1,062.4
1,065.2

194.1

193.9

175.0
184.5
193.9
193.6

579.2

584.8

518.5
554.8
583.5
586.0

29.5

29.7

A S S E T S

1
Bank credit
1,433.9
1,444.7
1,484.0
1,489.6
2
405.7
416.4
3
320.4
321.2
4
85.4
95.1

1,459.4

Securities in bank credit
411.6
415.0
417.3
417.9
U.S. government securities
323.6
324.7
326.0
321.4
Other securities
88.0
90.3
91.3
96.5

5
Loans and leases in bank credit
1,028.2
1,033.1
1,044.4
1,051.4
1,067.6
1,071.8
6
Commercial and industrial
186.4
187.9
190.7
193.2
193.9
194.2
7
Real estate
559.3
563.3
569.5
573.6
586.9
588.0
8
Revolving home equity
29.4
29.2
29.3
29.4

83.5
94.2

27.5
29.7

85.1
94.9

29.2
29.7

29.7
9
529.8
557.3
10
209.4
206.1
11
5.7
5.7
12
67.4
74.9

29.7
Other
534.0
540.2
544.2
558.2
Consumer
206.1
206.2
206.3
205.8
Security (3)
6.2
6.3
5.9
6.4
Other loans and leases
69.6
71.8
72.4
77.4

549.6

555.1

491.0
525.5
553.8
556.2

205.7

204.7

208.9
211.7
203.7
205.3

6.0

5.9

74.3

4.3
6.0

5.5
5.7

75.1

65.4
75.2

67.6
74.7

13
60.8
60.2

Interbank loans
68.1
67.3
71.5

61.6

63.9

63.5

45.9
65.6

57.2
58.9

14
72.0
72.0

Cash assets (4)
71.3
73.2
72.5

73.7

73.5

72.1

66.2
74.7

72.5
69.3

15
63.9
74.7

Other assets (5)
62.9
66.7
86.2

67.5

71.4

75.8

62.3
78.0

60.9
73.9

1,651.7

1,663.9

1,526.7
1,603.0
1,671.9
1,676.4
1,663.6

16 TOTAL ASSETS (6)
1,611.0
1,627.4
1,646.9
1,670.6
1,699.7

L I A B I L I T I E S
17 Deposits
1,225.5
1,282.6
1,287.2
1,299.1
1,313.2
1,312.5
1,321.4
1,321.7
1,326.9
1,313.9
1,318.2
1,328.8
18
Transaction
293.3
297.8
294.3
297.3
302.8
296.4
298.6
294.3
295.1
289.8
297.4
299.1
19
Nontransaction
932.2
984.9
993.0
1,001.8
1,010.4
1,016.0
1,022.8
1,027.4
1,031.7
1,024.1
1,020.8
1,029.7
20
Large time
158.3
169.9
172.1
172.5
173.9
175.5
175.4
173.0
173.2
173.3
172.5
172.7
21
Other
773.9
815.0
820.9
829.3
836.5
840.6
847.4
854.4
858.5
850.8
848.3
857.0
22 Borrowings
156.9
157.8
160.7
164.2
171.1
168.2
23
From banks in the U.S.
71.7
70.5
69.4
71.7
77.2
78.0
24
From others
85.2
87.3
91.3
92.5
93.9
90.2

152.8
158.5
167.7
167.0

165.3

168.4

72.7

75.6

76.0
74.5

72.7
74.5

92.6

92.8

76.8
93.2

85.9
92.5

25
6.1
3.6

Net due to related foreign offices
4.1
3.5
3.8
3.8
3.8

3.6

26
28.8
32.0

Other liabilities
29.9
30.4
34.8

27 TOTAL LIABILITIES
1,479.0
1,490.9
1,507.8
1,525.0
1,535.6

4.2
3.7

25.6
31.9

28.2
32.1

30.8

30.9

31.8

1,511.2

1,521.4

1,408.7
1,473.6
1,525.5
1,530.0
1,516.8

28 Residual (assets less liabilities) (7)
132.0
136.5
139.1
140.5
142.6
145.7
164.1
29
51.2
53.1

4.9
3.5

MEMO
Mortgage-backed securities (9)
51.8
52.3
53.0
53.7

53.0

146.5

53.3

118.0
129.4
146.4
146.8

44.9
53.2

50.9
53.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
August 14, 1998
Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29

1998

1998

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

564.3

567.9

574.2

536.7
568.7
563.0
571.6

195.7

196.8

175.6
193.1
189.2
192.1

A S S E T S

1
Bank credit
568.6
566.0
585.6
593.6
2
192.9
204.1
3

557.8

Securities in bank credit
197.3
191.6
194.1
212.8
U.S. government securities

83.2

81.5

84.1
96.0
4
108.9
108.1
5
375.7
381.5
6
222.6
220.4
7
25.9
23.3
11
54.8
61.4
12
72.4
76.4

87.8
88.2
100.8
Other securities
109.5
103.4
112.0

88.3

86.8

89.8

105.8

108.9

107.0

92.5
111.6
105.7
108.3

(2)
372.2

377.4

361.1
375.6
373.7
379.5

215.5

218.5

221.2
223.3
218.1
217.6

22.9

23.1

28.9
23.4

26.5
23.2

58.6

59.6

44.6
56.9

54.8
63.5

75.2

76.2

66.4
75.3

71.0
75.1

Loans and leases in bank credit
368.7
366.2
370.2
380.8
Commercial and industrial
220.4
214.3
213.6
217.9
Real estate
24.6
23.7
23.1
23.6
Security (3)
49.0
51.7
58.1
62.7
Other loans and leases
74.7
76.5
75.4
76.6

83.5

83.8

13
24.8
25.3

Interbank loans
20.9
20.9
19.3

20.8

23.3

21.6

18.8
18.3

28.0
21.9

14
32.6
34.8

Cash assets (4)
34.1
35.3
33.6

34.5

35.1

34.7

33.8
35.4

32.9
33.9

15
42.2
40.5

Other assets (5)
42.7
42.8
40.3

41.8

40.5

39.7

43.9
39.6

40.4
39.5

661.3

666.5

670.0

633.0
669.7
656.1
666.8

294.3

302.0

295.5

263.2
273.5
292.1
292.3

10.6

10.7

12.9

283.8

291.3

282.6

252.7
263.3
280.3
280.5

173.5

176.2

144.0
149.7
177.0
178.9

32.1

28.8

141.4

147.4

16 TOTAL ASSETS (6)
668.0
663.4
656.6
685.9
686.5

L I A B I L I T I E S
17 Deposits
284.8
288.9
292.4
296.7
301.2
18
Transaction
10.1
10.6
11.1
11.5
11.2
19
Nontransaction
274.7
278.3
281.3
285.2
290.0

22 Borrowings
144.8
154.1
169.1
168.4
180.9
180.1
23
From banks in the U.S.
22.6
25.8
26.6
23.8
28.4
25.1
24
From others
122.2
128.3
142.5
144.5

10.6
11.7

31.9
32.1

10.2
11.8

23.5
29.9

112.2
126.2
144.9
149.0

152.5

155.0

25 Net due to related foreign offices
134.7
118.5
98.3
97.0
93.2
104.9
113.6

104.0

26 Other liabilities
97.4
94.0
90.2
102.5
103.4

93.5

94.7

97.5

27 TOTAL LIABILITIES
661.7
655.5
650.0
685.0
698.4

653.2

663.4

673.1

28
6.3
0.9

Residual (assets less liabilities) (7)
7.9
6.5
8.0
3.1
-11.8

133.6

-3.1

139.6
94.8
101.2

99.2
95.2

96.2
96.0

640.1
659.1
659.0
668.4
-7.1
-2.9

10.6
-1.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
August 14, 1998
Account
1998

1998

1998

Mar
Aug 5

Apr

--------------

--------------

1997

1998
1998
Week ending
Jul
Jan
Feb
Jul 15
Jul 22
Jul 29

1998

1998

May

Jun

Jul

--------

--------

--------

-------- ---------------------------

565.9

570.9

577.3

539.3
565.5
565.6
574.8

198.8

199.6

178.2
187.7
190.8
195.0

86.9

89.4

A S S E T S

1
Bank credit
568.1
565.6
589.5
598.2
2
189.9
208.6
3
83.3
95.9
3a

557.6

Securities in bank credit
195.3
193.1
197.9
217.5
U.S. government securities
88.5
86.8
88.9
100.3
Trading account

83.0
82.7

79.5
84.1

16.0

14.6

14.1
32.8
3b
69.2
63.1
4
106.6
112.6
4a
61.3
64.6
4b
45.3
48.1
5
378.1
380.9
6
223.7
219.8
7
26.1
23.0
11
55.0
61.0
12
73.4
77.2

17.6
18.3
20.4
34.1
Investment account
70.9
68.6
68.5
66.2
Other securities
106.8
106.2
109.0
117.1
Trading account
59.7
58.2
59.8
66.2
Investment account
47.1
48.1
49.2
50.9
Loans and leases in bank credit
370.3
364.5
367.9
380.8
Commercial and industrial
221.0
214.4
213.0
217.3
Real estate
24.7
23.5
23.0
23.3
Security (3)
49.7
51.1
57.7
62.6
Other loans and leases
74.9
75.6
74.3
77.6

18.2

24.3

17.7

20.1

68.7

65.1

67.0
65.0

64.9
64.0

111.9

110.2

95.3
108.2
108.1
110.9

63.1

63.3

56.0
62.3

62.9
62.4

48.9

46.8

39.3
45.8

45.3
48.4

(2)
372.1

377.7

361.1
377.8
374.8
379.8

215.4

218.3

221.0
224.1
218.1
217.7

22.7

22.9

28.6
23.1

26.5
23.0

58.5

59.1

44.0
56.5

54.9
62.7

75.5

77.5

67.4
77.1

72.2
76.4

13
24.8
25.3

Interbank loans
20.9
20.9
19.3

20.8

23.3

21.6

18.8
18.3

28.0
21.9

14
32.0
34.8

Cash assets (4)
33.0
33.6
33.7

34.2

36.1

34.6

33.7
35.2

32.8
33.4

15
43.7
40.6

Other assets (5)
42.7
40.5
41.3

42.3

39.6

39.3

43.3
39.1

40.8
39.0

663.0

669.6

672.6

634.9
666.9
658.0
668.8

303.8

293.7

261.3
271.6
290.3
290.6

16 TOTAL ASSETS (6)
668.3
661.9
652.3
689.9
692.3

L I A B I L I T I E S
17 Deposits
282.5
290.1
290.7
297.0
299.3
18
Transaction
9.9
10.5
10.7
11.6
11.2
19
Nontransaction
272.6
279.6
280.0
285.5
288.1

297.1
10.3
286.8

10.8
293.0

13.1
280.6

10.7
11.9

10.1
11.8

250.6
261.4
278.4
278.8

22 Borrowings
144.8
154.1
169.1
168.4
180.9
180.1
23
From banks in the U.S.
22.6
25.8
26.6
23.8
28.4
25.1
24
From others
122.2
128.3
142.5
144.5
152.5
155.0

173.5

176.2

32.1

28.8

141.4

147.4

25 Net due to related foreign offices
136.0
117.6
96.9
98.0
92.4
103.4
103.4

100.4

26 Other liabilities
98.5
94.2
89.3
102.3
102.9

92.9

93.8

96.7

27 TOTAL LIABILITIES
661.9
656.1
646.0
683.7
685.7

656.4

663.6

667.0

28
6.4
6.2

Residual (assets less liabilities) (7)
5.9
6.3
6.6
6.0
6.5

29
40.4
41.9
30
40.6
41.0

MEMO
Reval. gains on off-bal. sheet items (8)
40.0
39.4
39.7
41.5
42.4
Reval. losses on off-bal. sheet items (8)
39.8
39.0
38.4
40.3
41.3

144.0
149.7
177.0
178.9
31.9
32.1

23.5
29.9

112.2
126.2
144.9
149.0
129.6

144.5
91.1
97.9

98.3
94.4

96.3
95.2

633.3
662.0
652.8
662.6
1.6
5.1

4.9
6.2

41.0

45.2
40.5

43.2
39.7

40.0

46.1
39.3

42.9
38.7

5.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

August 14, 1998
Note: This release and historical data are available on the Federal Reserve
Board's web site: http://www.federalreserve.gov/
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and

Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.