h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
November 6, 1998
Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

4,279.0

4,340.9

4,006.7
4,223.3
4,398.2
4,471.5
4,481.8

1,153.6

1,036.3
1,129.7
1,174.5
1,210.1
1,209.3

769.7

766.8

724.5
780.8
764.5
772.6

383.9

407.7

311.8
348.8
445.7
436.7

(2)
3,187.3

2,970.5
3,093.6
3,223.7
3,261.4
3,272.5

911.3

923.0

1,280.1

1,215.0
1,264.9
1,281.4
1,285.4
1,282.9

97.3

97.7

1,182.8

1,119.7
1,166.7
1,183.8
1,189.4
1,185.9

493.7

496.9

A S S E T S

1
Bank credit
4,221.0
4,250.8
4,512.1
4,511.2

4,262.6

2
Securities in bank credit
1,109.8
1,125.9
1,120.2
1,128.3
1,237.8
1,229.5
3
U.S. government securities
764.9
772.0
755.7
759.5
783.2
783.3
4
Other securities
344.9
353.9
364.6
368.8
454.6
446.2
5
Loans and leases in bank credit
3,111.3
3,124.9
3,142.4
3,150.7
3,274.2
3,281.6
6
Commercial and industrial
869.8
883.8
897.7
902.7
949.9
950.2
7
Real estate
1,273.5
1,272.2
1,269.2
1,270.9
1,282.1
1,289.3
8
Revolving home equity
98.4
97.9
97.6
97.3
97.3
97.9
9
Other
1,175.1
1,174.3
1,171.6
1,173.6
1,184.9
1,191.5
10
Consumer
506.1
506.2
502.3
494.7

837.6
872.1
932.9
941.5

95.4
96.0

98.3
97.0

515.5
502.4
496.4
494.3

496.9
11
115.8
159.4
12
346.1
385.9

496.2
Security (3)
120.9
127.7
131.1
156.9
Other loans and leases
341.9
345.5
351.3
389.0

138.4

144.1

95.8
116.9
161.5
160.4

363.8

378.3

306.5
337.3
385.3
393.5

13 Interbank loans
214.6
202.7
218.2
230.7
233.9

214.5

209.0

222.9

196.5
218.3
222.9
216.8

14 Cash assets (4)
268.8
250.7
250.8
247.0
238.0

243.7

251.9

252.9

253.3
275.9
240.7
248.7

15 Other assets (5)
308.5
312.8
313.0
311.9
314.9

309.1

311.4

315.9

289.0
295.8
312.0
311.5

16 TOTAL ASSETS (6)
4,955.5
4,959.5
4,987.2
5,243.9
5,240.1

4,988.9

5,056.4

4,688.9
4,956.2
5,132.6
5,189.5
5,201.0

3,197.1

3,228.8

3,047.8
3,198.8
3,250.1
3,253.8
3,284.5

666.8

667.6

677.1

2,530.3

2,561.2

2,360.4
2,500.6
2,573.1
2,605.0
2,609.9

667.3

679.1

684.3

1,863.0

1,882.0

1,747.8
1,823.2
1,888.8
1,913.0
1,914.9

861.4

889.7

770.5
857.0
920.5
921.4

293.5

303.2

295.6
306.9
314.5
317.5

567.9

586.5

475.0
550.1
606.0
603.9

25 Net due to related foreign offices
179.8
174.4
170.6
186.1
201.2
231.0
226.5

200.1

198.2
205.4
211.2
211.0

335.0

268.1
296.2
362.4
360.2

L I A B I L I T I E S
17 Deposits
3,211.9
3,205.5
3,222.9
3,269.6
3,280.1
18
Transaction
696.5
687.4
682.6
669.9
678.9
19
Nontransaction
2,515.4
2,518.1
2,540.3
2,599.7
2,601.2
20
Large time
674.5
674.9
685.1
699.8
700.0
21
Other
1,840.8
1,843.2
1,855.3
1,900.0
1,901.3

22 Borrowings
870.8
861.9
857.8
857.4
949.4
957.9
23
From banks in the U.S.
305.8
282.1
287.9
289.6
321.3
320.5
24
From others
565.0
579.8
570.0
567.8
628.1
637.3

26 Other liabilities
295.3
299.1
308.1

317.0

325.3

687.4
698.2
648.8
674.6

612.6
677.3
692.0
695.0

361.9

349.6

27 TOTAL LIABILITIES
4,557.8
4,540.9
4,559.5
4,811.9
4,814.0

4,557.5

4,616.6

28 Residual (assets less liabilities) (7)
397.7
418.6
427.7
431.4
439.7
431.9
426.1

4,284.6
4,557.4
4,674.9
4,747.8
4,777.2

457.7

404.3
398.8
441.8
423.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
November 6, 1998
Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

4,273.0

4,327.4

3,999.1
4,214.2
4,385.1
4,469.0
4,486.5

1,145.1

1,027.8
1,131.4
1,162.4
1,202.8
1,204.7

764.9

761.6

720.5
784.1
759.7
768.0

380.2

400.8

307.4
347.3
443.1
436.6

A S S E T S

1
Bank credit
4,226.1
4,245.8
4,509.9
4,514.9

4,264.1

2
Securities in bank credit
1,120.9
1,130.6
1,123.2
1,122.6
1,230.5
1,228.7
3
U.S. government securities
773.3
776.7
758.1
755.6
780.6
782.3
4
Other securities
347.6
354.0
365.1
367.0
449.9
446.4

5
Loans and leases in bank credit (2)
3,105.1
3,115.2
3,140.9
3,150.3
3,182.3
3,279.5
3,286.1
6
Commercial and industrial
877.4
889.3
900.5
902.3
905.2

2,971.3
3,082.8
3,222.7
3,266.2
3,281.9
917.5

832.5
875.6
931.6
938.4

946.8
7
1,267.0
1,288.2
8
97.5
98.1
9
1,169.5
1,190.1
10
501.1
499.1
11
117.3
160.2
12
342.5
385.2

947.7
Real estate
1,265.9
1,266.7
1,273.0
1,295.1
Revolving home equity
97.5
97.3
97.4
98.7
Other
1,168.4
1,169.4
1,175.6
1,196.4
Consumer
500.9
499.5
492.7
498.9
Security (3)
120.4
127.7
128.9
157.0
Other loans and leases
338.7
346.5
353.3
387.4

1,283.7

1,219.6
1,258.4
1,286.4
1,292.3
1,290.5

97.4

98.3

1,186.3

1,123.6
1,161.1
1,188.0
1,195.4
1,192.7

495.4

499.7

518.2
495.9
497.2
495.6

133.9

140.7

93.7
117.8
159.3
162.0

364.2

378.4

307.2
335.1
385.9
395.4

96.0
96.8

97.2
97.8

13 Interbank loans
217.3
198.3
214.9
221.9
226.1

208.1

202.0

217.3

191.9
217.8
221.5
214.2

14 Cash assets (4)
264.2
246.3
245.8
241.6
237.6

239.3

239.6

250.8

251.4
264.4
239.1
271.7

15 Other assets (5)
306.9
312.2
311.5
308.4
312.6

310.4

313.4

317.2

290.0
295.6
312.5
312.2

16 TOTAL ASSETS (6)
4,957.3
4,945.3
4,978.7
5,224.1
5,233.5

4,973.3

5,025.0

4,675.5
4,935.1
5,112.7
5,184.2
5,226.8

3,189.6

3,218.6

3,050.3
3,189.5
3,254.3
3,270.7
3,308.8

661.9

654.2

672.3

2,527.7

2,564.4

2,367.7
2,503.7
2,581.9
2,623.1
2,619.5

664.0

678.2

686.0

1,863.6

1,886.2

1,753.4
1,828.9
1,895.9
1,926.8
1,922.2

854.4

893.1

L I A B I L I T I E S
17 Deposits
3,211.3
3,189.0
3,215.0
3,253.3
3,262.6
18
Transaction
701.6
675.5
677.7
650.4
663.5
19
Nontransaction
2,509.7
2,513.5
2,537.3
2,602.9
2,599.1
20
Large time
669.0
675.2
682.8
702.9
705.6
21
Other
1,840.7
1,838.3
1,854.6
1,900.0
1,893.6

22 Borrowings
870.3
867.5
867.6
861.9
946.3
958.9
23
From banks in the U.S.

682.6
685.8
647.6
689.3

614.3
674.8
696.3
697.3

772.7
848.8
910.8
917.0
294.5

304.4

305.0
317.2
24
565.3
629.1

283.3
290.8
317.5
From others
584.2
576.8
641.4

289.8

289.5

302.0

572.1

564.9

591.1

478.2
544.3
601.8
603.9

25 Net due to related foreign offices
179.0
183.0
176.5
188.2
201.6
228.3
228.3

200.2

197.6
203.9
203.9
208.6

26 Other liabilities
294.5
298.7
307.3
361.5
350.1

316.3

325.3

334.7

267.8
296.4
361.5
359.7

27 TOTAL LIABILITIES
4,555.0
4,538.1
4,566.5
4,789.4
4,799.8

4,555.9

4,599.9

4,288.4
4,538.6
4,682.3
4,746.8
4,794.1

28 Residual (assets less liabilities) (7)
402.3
407.2
412.3
417.4
425.1
434.7
433.6
MEMO
29 Reval. gains on off-bal. sheet items (8)
83.8
85.8
92.7
92.7
95.7
134.8
125.4
30 Reval. losses on off-bal. sheet items (8)
84.4
84.9
90.7
90.5
96.4
132.6
123.6

430.3

309.0

313.1

387.1
396.6
437.4
432.7

109.5

80.8
143.2

87.8
135.4

110.2

81.7
140.6

89.4
133.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
November 6, 1998
Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998

1998

Jul

Aug

Sep

--------

--------

--------

A S S E T S

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21
-------- --------------------- -------

1
Bank credit
3,664.1
3,687.8
3,870.9
3,879.7

3,696.6

3,706.9

2
Securities in bank credit
915.6
928.9
921.2
928.4
1,005.4
1,006.9
3
U.S. government securities
675.8
682.9
668.3
669.3
699.9
703.2
4
Other securities
239.9
246.0
252.9
259.1
305.5
303.6
5
Loans and leases in bank credit
2,748.5
2,758.9
2,775.4
2,778.5
2,865.5
2,872.8
6
Commercial and industrial
656.8
672.1
684.9
686.8
719.1
721.0
7
Real estate
1,248.5
1,247.8
1,245.0
1,247.0
1,259.5
1,266.2
8
Revolving home equity
98.4
97.9
97.6
97.3
97.3
97.9
9
Other
1,150.1
1,149.9
1,147.4
1,149.7
1,162.2
1,168.4
10
Consumer
506.1
506.2
502.3
494.7
496.9
496.2
11
Security (3)
63.6
61.8
67.5
69.6
89.2
86.5
12
Other loans and leases
273.5
271.0
275.7
280.5
300.9
302.9

3,751.1

3,470.1
3,657.2
3,790.8
3,828.5
3,850.2

942.9

960.0

857.4
929.6
978.1
986.5

676.8

684.6

641.8
692.1
679.7
690.7

266.1

275.4

215.6
237.5
298.4
295.9

(2)
2,808.2

2,612.7
2,727.6
2,830.8
2,850.4
2,863.6

694.3

701.7

1,256.4

1,187.0
1,239.0
1,258.1
1,261.5
1,260.3

97.3

97.7

1,159.1

1,091.6
1,140.8
1,160.4
1,165.5
1,163.3

493.7

496.9

73.3

75.1

290.4

299.1

242.7
265.9
299.3
307.2

615.3
652.5
706.8
714.0

95.4
96.0

98.3
97.0

515.5
502.4
496.4
494.3
52.3
86.4

67.8
87.9

13 Interbank loans
192.0
180.9
194.3
199.4
205.5

192.5

186.6

191.7

178.0
195.1
192.6
188.3

14 Cash assets (4)
233.2
216.0
215.5
209.9
203.9

208.5

217.9

218.6

219.1
241.4
204.6
212.3

15 Other assets (5)
272.3
278.7
278.8
272.9
276.6

274.9

275.7

278.0

245.3
259.4
271.5
270.5

16 TOTAL ASSETS (6)
4,304.5
4,306.1
4,328.0
4,495.6
4,508.1

4,325.7

4,374.6

4,056.3
4,296.2
4,422.2
4,439.9
4,463.7

L I A B I L I T I E S

17 Deposits
2,917.9
2,910.2
2,920.3
2,949.2
2,962.8
18
Transaction
684.2
675.8
671.5
655.1
665.0
19
Nontransaction
2,233.6
2,234.4
2,248.8
2,294.1
2,297.8
20
Large time
394.5
391.7
393.2
396.9
399.9
21
Other
1,839.1
1,842.7
1,855.6
1,897.2
1,898.0

2,899.8

2,922.6

2,784.6
2,907.5
2,935.3
2,927.5
2,962.8

653.4

655.8

662.2

2,246.4

2,266.8

2,108.2
2,221.3
2,273.0
2,293.0
2,304.0

384.5

384.0

382.9

1,861.9

1,882.8

1,747.2
1,820.5
1,890.1
1,906.1
1,912.4

691.4

705.4

625.9
704.2
730.6
725.8

269.5

270.6

260.7
279.9
282.4
282.7

422.0

434.8

365.2
424.3
448.2
443.2

22 Borrowings
704.8
698.5
690.7
687.5
754.1
760.7
23
From banks in the U.S.
279.2
259.7
258.3
262.8
282.0
282.2
24
From others
425.6
438.8
432.4
424.7
472.1
478.5

25 Net due to related foreign offices
77.4
73.3
73.4
79.3
92.8
124.6
124.9

105.0

676.3
686.2
634.5
658.7

361.0
400.8
386.9
391.7

72.6
101.6

82.8
113.7

26 Other liabilities
210.2
211.9
218.0
241.9
244.9

224.0

226.6

230.5

27 TOTAL LIABILITIES
3,910.2
3,893.8
3,902.4
4,069.8
4,093.3

3,890.5

3,933.5

3,656.9
3,901.7
3,976.2
4,005.8
4,044.7

28 Residual (assets less liabilities) (7)
394.3
412.2
425.6
435.2
441.1
425.9
414.8

445.9

173.8
207.1
246.1
242.4

399.4
394.5
434.0
419.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
November 6, 1998

Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

3,698.1

3,735.1

3,465.6
3,647.9
3,782.9
3,830.1
3,853.7

930.2

951.2

850.5
932.8
973.9
979.7

671.2

679.5

637.6
694.6
675.7
686.0

259.0

271.7

212.8
238.2
298.1
293.7

(2)
2,804.9

2,615.1
2,715.1
2,831.7
2,856.2
2,874.0

689.3

697.2

1,260.1

1,191.6
1,232.4
1,263.0
1,268.2
1,267.6

97.4

98.3

1,162.7

1,095.6
1,135.2
1,164.7
1,171.3
1,169.8

495.4

499.7

69.6

72.0

290.5

299.7

243.5
263.5
301.3
310.4

179.5

186.1

173.5
194.6
191.2
185.7

A S S E T S

1
Bank credit
3,668.9
3,681.1
3,870.0
3,883.5
2
924.8
997.8
3
685.5
696.4
4
239.3
301.4

3,695.0

Securities in bank credit
929.7
921.0
920.0
1,004.7
U.S. government securities
687.0
670.7
665.8
701.3
Other securities
242.7
250.3
254.3
303.4

5
Loans and leases in bank credit
2,744.1
2,751.5
2,774.0
2,778.1
2,872.2
2,878.8
6
Commercial and industrial
664.3
678.2
687.7
686.6
716.7
718.3
7
Real estate
1,242.2
1,241.6
1,242.8
1,249.4
1,265.3
1,271.8
8
Revolving home equity
97.5
97.5
97.3
97.4
98.1
98.7
9
Other
1,144.7
1,144.1
1,145.5
1,152.0
1,167.2
1,173.1
10
Consumer
501.1
500.9
499.5
492.7
499.1
498.9
11
Security (3)
65.7
61.9
67.6
68.0
90.0
86.9
12
Other loans and leases
270.8
268.9
276.4
281.3
301.2
302.9
13 Interbank loans
194.7
176.5
191.0
190.7
197.6

186.1

611.4
655.4
705.5
711.6

96.0
96.8

97.2
97.8

518.2
495.9
497.2
495.6
50.4
84.1

67.9
88.9

14 Cash assets (4)
230.3
211.9
209.5
204.1
202.6

204.2

205.6

216.4

217.1
231.0
203.3
235.1

15 Other assets (5)
272.7
277.7
278.1
270.6
275.4

276.6

276.8

279.2

246.4
259.2
273.0
272.3

16 TOTAL ASSETS (6)
4,309.7
4,290.1
4,316.3
4,477.9
4,501.7

4,307.8

4,339.9

4,045.8
4,276.1
4,407.3
4,439.9
4,489.2

2,894.1

2,913.7

2,785.8
2,897.1
2,937.9
2,943.6
2,988.6

648.4

642.4

656.9

2,245.7

2,271.2

2,114.7
2,223.1
2,281.0
2,310.1
2,315.3

383.4

386.4

386.4

1,862.3

1,884.9

1,750.9
1,826.9
1,894.6
1,919.6
1,920.9

684.5

708.9

628.0
696.0
720.9
721.4

265.5

269.5

259.6
277.5
276.9
278.2

419.0

439.4

368.4
418.5
444.1
443.1

L I A B I L I T I E S
17 Deposits
2,919.0
2,890.9
2,910.6
2,934.1
2,945.1
18
Transaction
689.8
664.3
666.5
635.6
649.4
19
Nontransaction
2,229.2
2,226.7
2,244.1
2,298.5
2,295.6
20
Large time
390.3
389.9
390.8
400.0
403.3
21
Other
1,838.9
1,836.8
1,853.2
1,898.5
1,892.3

22 Borrowings
704.2
704.1
700.4
692.0
750.9
761.7
23
From banks in the U.S.
278.4
260.9
261.2
263.0
277.9
279.2
24
From others
425.9
443.2
439.2
429.0
473.1
482.6

25 Net due to related foreign offices
78.0
80.9
80.1
84.9
96.7
123.6
123.6

106.7

671.1
674.0
633.5
673.3

363.8
396.2
390.4
394.4

73.5
98.6

82.1
111.4

26 Other liabilities
210.2
211.9
218.0
241.9
244.9

224.0

226.6

230.5

27 TOTAL LIABILITIES
3,911.3
3,887.8
3,909.1
4,050.6
4,075.3

3,895.0

3,921.4

3,661.2
3,882.3
3,984.0
4,009.3
4,063.8

28 Residual (assets less liabilities) (7)
398.4
402.3
407.2
412.8
418.4
427.3
426.5
29

MEMO
Reval. gains on off-bal. sheet items (8)

423.3

173.8
207.1
246.1
242.4

384.6
393.8
430.6
425.4

37.5

47.2

43.9
45.6
50.5
51.0
51.9
77.2
75.1
30 Reval. losses on off-bal. sheet items (8)
45.3
46.3
50.1
50.4
54.2
79.0
77.6
31 Mortgage-backed securities (9)
295.6
298.0
291.2
294.4
301.9
340.9
345.3

61.5

84.1

80.6

65.0

39.9
85.0

49.6
81.7

314.0

259.0
300.7
322.6
334.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
November 6, 1998
Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

2,247.1

2,277.8

2,095.6
2,234.2
2,308.7
2,333.8
2,356.3

526.3

541.1

460.0
525.6
551.6
559.6

355.4

362.1

326.9
374.6
352.8
363.6

21.1

21.8

334.3

340.3

303.4
348.3
332.5
344.7

170.9

179.1

133.1
151.1
198.8
196.0

A S S E T S

1
Bank credit
2,234.6
2,248.6
2,372.8
2,379.4
2
512.9
576.4
3
361.4
371.9
3a
22.5
21.7
3b
338.9
350.2
4
151.5
204.5

2,247.5

Securities in bank credit
521.8
513.7
515.5
577.4
U.S. government securities
364.8
351.0
349.4
373.6
Trading account
23.3
23.3
20.2
20.3
Investment account
341.5
327.7
329.2
353.3
Other securities
157.0
162.7
166.1
203.8

23.5
20.3

26.3
18.9

4a
70.6
113.5
4b
80.9
91.0
4c
23.0
24.0
4d
58.0
67.0

Trading account
75.6
79.5
81.1
83.1
110.4
Investment account
81.4
83.2
85.0
87.7
93.4
State and local government
22.8
22.2
22.4
22.6
24.1
Other
58.6
60.9
62.6
65.1
69.4

89.3

61.7
109.1

72.1
105.8

89.8

71.4
89.7

79.0
90.2

23.2

22.2
23.3

22.8
23.8

66.6

49.2
66.4

56.2
66.4

5
Loans and leases in bank credit (2)
1,635.7
1,708.6
1,721.7
1,726.8
1,733.8
1,731.6
1,751.5
1,767.6
1,782.3
1,796.7
1,796.4
1,802.0
6
Commercial and industrial
439.1
468.5
471.4
484.3
495.1
495.4
499.9
504.9
508.3
515.6
520.5
521.6
6a
Bankers acceptances
1.5
1.3
1.2
1.3
1.2
1.3
1.3
1.3
1.2
1.3
1.3
1.2
6b
Other
437.6
467.3
470.2
483.1
493.9
494.1
498.6
503.7
507.0
514.3
519.3
520.4
7
Real estate
663.8
684.6
689.0
685.6
676.6
673.0
675.2
673.2
673.1
672.6
670.5
675.6
8
Revolving home equity
67.3
69.1
69.4
68.8
68.2
67.7
67.6
68.0
66.5
67.5
67.6
68.1
9
Other
596.5
615.5
619.6
616.9
608.4
605.2
607.6
605.2
606.5
605.1
602.9
607.5
10
Consumer
307.7
297.8
302.0
301.3
297.7
292.2
293.1
296.0
296.3
295.0
295.9
295.7
11
Security (3)
47.6
61.7
57.3
55.9
61.3
63.4
66.9
68.5
79.6
81.0
82.5
80.0
11a
Fed funds and RPs with broker/dealer
30.9
43.8
39.8
37.6
42.8
44.8
47.9
50.0
61.8
62.8
64.8
62.9
11b
Other
16.7
17.9
17.6
18.3
18.6
18.5
19.0
18.5
17.8
18.2
17.8
17.1
12a
State and local government
12.2
11.2
11.2
11.2
11.0
10.9
11.1
11.1
11.2
11.2
11.0
11.0
12b
Agricultural
9.5
9.8
9.9
9.8
9.8
9.7
9.7
9.7
9.7
9.8
9.7
9.7
12c
Fed funds and RPs with others
7.6
7.2
7.3
5.7
5.5
8.7
9.7
12.1
12.5
13.1
11.6
13.4
12d
All other loans
70.4
79.9
82.8
80.0
82.9
83.0
88.1
92.5
91.1
97.4
93.2
93.4

12e
90.8
101.3

Lease financing receivables
93.0
93.9
95.3
101.6

13 Interbank loans
128.2
116.3
126.2
121.7
123.3
129.6
13a
Fed funds and RPs with banks
76.5
65.4
74.9
68.0
75.3
81.3
13b
Other
51.7
50.9
51.3
53.6
47.9
48.3

77.9
100.6

87.7
100.9

97.9

99.4

113.7

115.5

60.7

62.3

83.0
65.0

82.6
64.9

53.0

53.2

43.5
53.1

50.3
46.9

126.5
132.9
118.1
111.8

14 Cash assets (4)
166.3
148.7
147.4
140.9
135.4

142.0

149.3

149.3

150.6
175.4
137.2
143.0

15 Other assets (5)
209.7
214.8
211.9
199.9
196.5

209.3

208.4

208.0

185.9
198.0
199.0
200.3

16 TOTAL ASSETS (6)
2,701.2
2,690.7
2,695.5
2,799.3
2,803.4

2,682.7

2,712.4

2,521.6
2,703.1
2,744.4
2,750.7
2,773.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
November 6, 1998
Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,592.8

1,600.3

1,553.2
1,633.1
1,600.6
1,592.2
1,622.4

363.2

364.9

368.5

L I A B I L I T I E S
17 Deposits
1,635.9
1,619.8
1,616.6
1,606.8
1,616.9
18
Transaction
392.6
384.4
378.3

384.7
393.1
350.2
369.9

361.2
371.3
19
Nontransaction
1,243.3
1,235.4
1,238.4
1,245.6
1,245.6
20
Large time
222.6
217.9
219.3
219.6
222.7
21
Other
1,020.7
1,017.5
1,019.1
1,026.1
1,022.9

1,229.5

1,235.4

1,168.5
1,240.0
1,232.1
1,242.0
1,252.5

213.0

211.8

206.8

201.2
230.3
209.7
215.3

1,016.5

1,023.6

1,025.4

967.3
1,009.6
1,032.3
1,037.2

527.5

540.2

474.7
548.5
559.7
554.3

196.1

196.9

187.0
210.6
205.7
204.6

331.5

343.3

287.7
337.9
354.1
349.7

22 Borrowings
546.9
538.2
528.8
522.6
582.0
588.7
23
From banks in the U.S.
209.9
189.9
187.5
189.1
205.4
206.5
24
From others
337.0
348.3
341.3
333.4
376.6
382.2

25 Net due to related foreign offices
73.9
69.4
69.5
75.6
89.1
119.8
120.1

101.3

67.8
96.7

78.7
109.0

26 Other liabilities
179.8
181.7
188.1
210.2
212.6

194.1

196.1

199.8

27 TOTAL LIABILITIES
2,436.5
2,409.1
2,403.1
2,518.8
2,538.3

2,385.1

2,413.0

2,242.9
2,437.3
2,441.8
2,462.9
2,496.7

28 Residual (assets less liabilities) (7)
264.7
281.6
292.4
297.6
299.4
280.5
265.1

302.6

147.2
177.0
214.3
211.0

278.6
265.8
287.7
277.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
November 6, 1998

1998

1998

May
Oct 28

Jun

Account
1998
Jul

1998

1998

Aug

Sep

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

--------------

--------------

--------

--------

--------

-------- ---------------------------

2,240.2

2,262.3

2,088.6
2,228.6
2,298.6
2,338.3
2,359.3

A S S E T S

1
Bank credit
2,233.7
2,234.9
2,371.2
2,382.1
2
516.5
571.8
3
366.1
370.5
3a
22.7
22.9
3b
343.4
347.6
3c
224.8
257.0
3d
118.6
90.6
3e
31.9
24.2
3f
52.0
35.5
3g
34.7
30.9
4
150.5
201.3
4a
70.2
110.2
4b
80.3
91.1
4c
22.9
24.2
4d
57.3
66.9

2,241.2

Securities in bank credit
518.4
510.4
508.5
514.7
577.9
U.S. government securities
365.6
350.8
347.2
350.6
373.8
Trading account
22.5
22.4
19.6
20.9
21.1
Investment account
343.0
328.3
327.5
329.7
352.7
Mortgage-backed
224.5
216.0
217.4
224.1
260.9
Other
118.5
112.3
110.2
105.6
91.8
1 year or less
30.4
30.5
29.3
27.9
24.5
Between 1 and 5 years
50.5
47.3
50.2
47.1
35.8
More than 5 years
37.6
34.6
30.7
30.6
31.5
Other securities
152.8
159.6
161.3
164.0
204.2
Trading account
72.1
76.7
77.0
76.8
110.7
Investment account
80.7
82.9
84.3
87.2
93.4
State and local government
22.7
22.4
22.3
22.7
24.2
Other
58.0
60.6
62.1
64.6
69.2

5
Loans and leases in bank credit (2)
1,717.1
1,716.5
1,730.8
1,731.7
1,747.6

533.0

453.6
527.5
550.8
555.4

357.4

323.0
375.9
351.4
360.8

21.7

23.4
21.0

27.1
19.8

335.6

299.6
348.8
330.4
341.0

234.6

195.9
231.1
240.7
251.9
103.7

101.0

117.7
89.8
89.1

26.7

29.0
24.7

30.7
25.3

42.6

51.2
36.6

52.6
35.7

31.7

23.5
28.4

34.4
28.0

175.7

130.6
151.6
199.4
194.6

86.3

59.4
109.1

72.6
104.4

89.4

71.2
90.3

79.0
90.2

23.2

22.3
23.4

22.7
23.8

66.2

49.0
66.8

56.3
66.4

1,635.1
1,701.1
1,765.6
1,787.6
1,803.9

1,799.4
6
476.5
519.6
6a
1.2
1.3
6b
475.3
518.3
7
683.0
673.6
8
68.4
68.2
9a
380.3
371.7
9b
234.3
233.7
10
297.9
296.8
11
59.4
83.3
11a
41.7
65.5
11b
17.7
17.8
12a
11.1
11.1
12b
9.5
9.8
12c
7.3
11.6
12d
81.8
92.8
12e
90.5
100.7

1,804.2
Commercial and industrial
487.9
496.2
495.5
496.4
502.0
520.5
Bankers acceptances
1.2
1.2
1.3
1.3
1.3
1.3
Other
486.7
495.0
494.3
495.2
500.7
519.2
Real estate
677.8
673.7
675.2
678.4
676.4
678.1
Revolving home equity
68.3
68.0
67.9
67.9
68.5
68.8
Other residential
376.3
374.7
376.1
378.4
374.5
374.8
Commercial
233.3
231.0
231.3
232.1
233.4
234.5
Consumer
297.2
296.5
292.0
294.6
298.0
296.8
Security (3)
56.0
61.4
61.8
63.2
65.4
80.4
Fed funds and RPs with broker/dealer
37.6
42.5
43.8
45.0
47.5
62.7
Other
18.4
19.0
18.0
18.2
17.9
17.7
State and local government
11.1
11.0
10.9
11.1
11.2
11.1
Agricultural
9.7
9.9
10.1
10.1
10.0
9.8
Fed funds and RPs with others
5.7
5.5
8.7
9.7
12.1
13.4
All other loans
78.8
83.1
82.6
87.4
92.0
93.2
Lease financing receivables
92.3
93.5
94.8
96.7
98.4
100.9

13 Interbank loans
128.9
115.7
126.6
120.6
117.9
126.5
13a
Fed funds and RPs with banks
77.7
65.1
75.2
67.3
70.1
78.7
13b
Other
51.2
50.6
51.4
53.3

436.5
470.5
508.9
514.9
1.5
1.3

1.2
1.3

434.9
469.2
507.7
513.5
666.7
680.4
678.7
677.2
67.8
67.2

68.2
68.2

368.3
379.2
377.4
377.1
230.6
233.0
234.0
231.9
309.6
293.3
297.3
295.7
45.7
77.3

61.8
82.1

29.4
60.5

44.0
64.0

16.3
16.8

17.8
18.1

12.2
11.3

11.2
11.3

9.7
10.0

9.4
10.0

7.6
12.5

7.2
13.1

70.0
91.3

79.0
99.2

77.1
100.4

88.3
100.4

125.1
128.6
114.9
110.1

111.2

114.3

58.9

61.8

82.1
62.3

79.2
62.8

52.3

52.5

43.0
52.6

49.4
47.3

47.8

47.8

14 Cash assets (4)
163.9
144.7
142.3
137.7
136.1

138.3

139.2

147.8

149.2
166.6
136.3
161.4

15 Other assets (5)
209.7
214.8
211.9
199.9
196.5

209.3

208.4

208.0

185.9
198.0
199.0
200.3

16 TOTAL ASSETS (6)
2,698.9
2,672.5
2,684.4
2,789.3
2,803.8

2,671.0

2,683.9

2,511.3
2,684.7
2,731.3
2,750.7
2,793.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
November 6, 1998
Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,592.7

1,598.0

1,557.9
1,621.1
1,606.7
1,606.5
1,644.2

361.0

355.8

365.4

1,231.7

1,242.2

1,176.1
1,237.1
1,241.3
1,258.4
1,262.8

211.9

214.2

210.2

203.9
225.8
213.2
218.1

1,019.8

1,028.0

1,031.1

972.2
1,011.4
1,045.2
1,044.8

L I A B I L I T I E S
17 Deposits
1,628.7
1,600.1
1,610.3
1,600.1
1,608.7
18
Transaction
394.5
375.0
374.8
348.9
362.6
19
Nontransaction
1,234.1
1,225.1
1,235.5
1,251.2
1,246.0
20
Large time
218.4
216.2
216.9
222.7
226.2
21
Other
1,015.8
1,009.0
1,018.5
1,028.5
1,019.9
22

Borrowings

381.7
383.9
348.1
381.3

473.9

543.5

548.2
577.7
23
209.4
201.4
24
338.8
376.3

543.4
538.2
527.1
586.8
From banks in the U.S.
190.4
189.9
189.2
202.8
From others
353.0
348.3
337.9
384.0

519.3

540.3

191.4

194.6

184.9
209.2
201.5
201.0

327.9

345.6

289.0
334.2
349.8
348.9

25 Net due to related foreign offices
74.5
77.1
76.2
81.2
92.9
118.8
118.8

103.0

551.3

68.6
93.8

549.9

78.0
106.7

26 Other liabilities
179.8
181.7
188.1
210.2
212.6

194.1

196.1

199.8

27 TOTAL LIABILITIES
2,431.2
2,402.3
2,412.8
2,506.7
2,526.9

2,395.2

2,406.3

2,247.6
2,419.6
2,449.7
2,465.9
2,511.7

28 Residual (assets less liabilities) (7)
267.7
270.2
271.6
275.9
277.6
282.6
276.9
29
43.9
77.2
30
45.3
79.0
31
245.0
281.0
31a
165.4
192.0
31b
79.6
89.0
32
3.0
4.5
33
35.5
38.9

MEMO
Reval. gains on off-bal. sheet items (8)
45.6
50.5
51.0
51.9
75.1
Reval. losses on off-bal. sheet items (8)
46.3
50.1
50.4
54.2
77.6
Mortgage-backed securities (9)
245.8
237.8
240.5
247.1
285.4
Pass-through
164.8
156.9
157.0
160.3
197.2
CMO, REMIC, and other
81.0
80.9
83.4
86.8
88.2
Net unrealized gains (losses) on
2.8
3.2
3.5
3.1
4.5
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
36.0
36.1
35.3
35.6
38.9

281.6

H.8 (510)

263.7
265.1
284.8
281.8

61.5

37.5
84.1

47.2
80.6

65.0

39.9
85.0

49.6
81.7

257.9

214.3
251.4
264.8
275.8

166.3

145.1
170.0
174.7
186.3

91.6
3.8

36.8

------------------------------------------------Footnotes appear on page 13.

147.2
177.0
214.3
211.0

69.2
90.1

81.4
89.4

1.8
4.9

2.9
4.6

34.1
37.8

35.2
38.1

Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
November 6, 1998
Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,459.8

1,473.3

1,374.4
1,423.0
1,482.1
1,494.7
1,493.9

416.6

418.9

397.4
403.9
426.5
426.9

321.4

322.5

314.9
317.5
326.9
327.1

95.2

96.4

(2)
1,056.7

1,063.2

977.1
1,019.0
1,068.2
1,066.9

194.4

196.7

176.3
183.9
198.5
198.4

581.2

584.9

523.2
554.4
588.4
587.7

29.7

29.7

551.6

555.2

495.1
525.2
559.0
558.2

200.7

200.9

207.8
204.5
200.1
199.2

6.4

6.6

74.0

74.1

A S S E T S

1
Bank credit
1,429.5
1,439.2
1,498.2
1,500.3
2
402.7
429.0
3
314.4
328.0
4
88.4
101.0

1,449.0

Securities in bank credit
407.1
407.5
412.8
429.4
U.S. government securities
318.2
317.2
319.9
329.6
Other securities
89.0
90.2
93.0
99.8

5
Loans and leases in bank credit
1,026.8
1,032.1
1,041.5
1,046.9
1,069.2
1,070.8
6
Commercial and industrial
185.4
187.7
189.8
191.3
198.5
199.4
7
Real estate
559.5
562.2
568.4
574.1
589.0
590.6
8
Revolving home equity
29.0
29.1
29.4
29.6
29.7
29.7
9
Other
530.5
533.1
539.0
544.5
559.3
560.9
10
Consumer
204.1
204.9
204.6
202.4
201.0
200.4
11
Security (3)
6.2
5.9
6.1
6.2
6.6
6.5
12
Other loans and leases
71.6
71.4
72.6
72.9

82.5
99.6

28.1
29.5

86.4
99.8

29.2
29.5

4.6
6.8

6.1
6.8

65.2
74.3

70.1
74.8

74.0

73.8

13
63.8
76.2

Interbank loans
64.6
68.1
75.9

70.8

72.9

76.3

51.5
74.5

62.2
76.5

14
66.9
69.0

Cash assets (4)
67.3
68.1
68.5

66.5

68.6

69.3

68.5
67.4

66.0
69.3

15
62.6
73.0

Other assets (5)
63.9
66.9
80.1

65.6

67.3

70.0

59.5
72.5

61.3
70.2

1,643.0

1,662.2

1,534.8
1,593.1
1,677.7
1,689.2
1,689.9

16 TOTAL ASSETS (6)
1,603.3
1,615.4
1,632.5
1,696.3
1,704.7

L I A B I L I T I E S
17 Deposits
1,231.3
1,274.4
1,281.9
1,290.4
1,303.7
1,307.1
1,322.3
1,334.6
1,335.3
1,340.3
1,342.3
1,345.9
18
Transaction
291.6
293.1
291.7
291.4
293.3
290.2
290.9
293.7
284.3
288.8
293.9
293.7
19
Nontransaction
939.7
981.3
990.3
999.0
1,010.4
1,016.9
1,031.4
1,040.9
1,051.0
1,051.5
1,048.5
1,052.2
20
Large time
159.9
170.5
171.9
173.8
173.9
171.5
172.2
176.2
177.2
176.4
177.3
177.2
21
Other
779.9
810.9
818.4
825.2
836.5
845.4
859.2
864.7
873.7
875.2
871.1
875.0
22 Borrowings
157.9
160.3
161.8
164.9
172.0
172.1
23
From banks in the U.S.
69.3
69.8
70.8
73.6
76.6
75.7
24
From others
88.6
90.5
91.1
91.3
95.4
96.3

165.2

73.4

73.8

73.7
76.8

69.4
78.1

90.5

91.5

77.5
94.2

86.3
93.5

4.9
4.9

4.1
4.7

26.6
31.8

30.1
31.4

25
3.5
4.8

Net due to related foreign offices
3.8
3.9
3.7
3.7
4.8

3.7

26
30.4
31.8

Other liabilities
30.2
29.9
32.3

27 TOTAL LIABILITIES
1,473.7
1,484.7
1,499.3
1,550.9
1,555.0

151.2
155.7
170.9
171.6

163.9

29.8

30.5

30.8

1,505.5

1,520.4

1,414.0
1,464.3
1,534.4
1,542.9
1,548.0

28 Residual (assets less liabilities) (7)
129.6
130.7
133.2
137.6
141.7
145.4
149.7

143.4

120.8
128.7
146.3
141.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
November 6, 1998
Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,457.9

1,472.8

1,377.0
1,419.3
1,484.3
1,491.7
1,494.4

415.5

418.2

396.9
405.3
423.1
424.3

320.5

322.2

314.6
318.7
324.3
325.2

95.0

96.0

(2)
1,057.3

1,066.1

980.1
1,014.0
1,068.6
1,070.1

192.9

195.2

174.9
184.9
196.5
196.7

581.7

586.6

524.9
552.1
589.5
590.4

A S S E T S

1
Bank credit
1,435.2
1,446.3
1,498.7
1,501.4
2
408.3
426.0
3
319.4
325.8
4
88.8
100.2

1,453.8

Securities in bank credit
411.3
410.6
411.5
426.8
U.S. government securities
321.4
319.9
318.6
327.5
Other securities
89.9
90.7
93.0
99.3

5
Loans and leases in bank credit
1,027.0
1,035.0
1,043.2
1,046.4
1,072.7
1,074.6
6
Commercial and industrial
187.8
190.3
191.5
191.1
197.0
197.8
7
Real estate
559.2
563.8
569.1
574.1
591.7
593.7
8
Revolving home equity

82.3
98.8

28.2

86.6
99.1

29.1

29.1
29.9
9
530.1
561.9
10
203.1
202.3
11
6.2
6.6
12
70.6
75.0

29.3
29.3
29.5
29.9
Other
534.6
539.7
544.6
563.8
Consumer
203.7
203.0
200.7
202.1
Security (3)
5.9
6.1
6.2
6.5
Other loans and leases
71.3
73.5
74.2
74.6

29.5

29.9

29.6

29.6

552.2

556.7

496.7
523.0
559.9
560.8

200.8

201.7

208.7
202.6
199.9
199.9

6.4

6.6

75.6

4.6
6.8

6.1
6.8

76.0

66.9
75.8

68.3
76.3

13
65.8
72.8

Interbank loans
60.9
64.4
71.1

65.4

68.3

71.8

48.4
76.3

66.0
75.5

14
66.3
66.4

Cash assets (4)
67.2
67.2
66.5

65.9

66.3

68.6

67.9
67.1

64.4
73.7

15
63.0
70.6

Other assets (5)
62.9
66.2
78.9

67.2

68.4

71.2

60.5
74.0

61.2
72.0

1,636.8

1,656.0

1,534.5
1,591.5
1,676.0
1,689.2
1,695.7

16 TOTAL ASSETS (6)
1,610.8
1,617.6
1,631.9
1,688.6
1,697.9

L I A B I L I T I E S
17 Deposits
1,227.9
1,276.0
1,290.3
1,290.8
1,300.3
1,301.4
1,315.7
1,331.2
1,337.1
1,344.4
1,334.1
1,336.4
18
Transaction
289.4
290.1
295.2
289.3
291.7
287.4
286.6
291.5
285.4
292.0
286.7
286.8
19
Nontransaction
938.5
986.0
995.0
1,001.6
1,008.6
1,014.0
1,029.1
1,039.7
1,051.6
1,052.5
1,047.4
1,049.6
20
Large time
159.9
170.5
171.9
173.8
173.9
171.5
172.2
176.2
177.2
176.4
177.3
177.2
21
Other
778.7
815.5
823.2
827.8
834.7
842.5
856.9
863.5
874.4
876.1
870.0
872.4
22 Borrowings
156.1
160.6
162.3
164.9
173.3
174.9
23
From banks in the U.S.
69.0
70.5
71.3
73.8
76.5
76.4
24
From others
87.1
90.2
91.0
91.1
96.8
98.5

154.2
152.5
169.6
171.5

165.2

168.6

74.1

74.8

74.7
75.4

68.2
77.3

91.1

93.8

79.4
94.3

84.3
94.2

25
3.5
4.8

Net due to related foreign offices
3.8
3.9
3.7
3.7
4.8

3.7

26
30.4
31.8

Other liabilities
30.2
29.9
32.3

27 TOTAL LIABILITIES
1,480.2
1,485.5
1,496.3
1,543.9
1,548.4

4.1
4.7

26.6
31.8

30.1
31.4

29.8

30.5

30.8

1,499.8

1,515.2

1,413.6
1,462.7
1,534.3
1,543.4
1,552.0

28 Residual (assets less liabilities) (7)
130.6
132.1
135.6
137.0
140.8
144.7
149.6
29
50.6
59.9

4.9
4.9

MEMO
Mortgage-backed securities (9)
52.2
53.4
53.9
59.9

54.8

141.7

56.1

120.9
128.7
145.8
143.6

44.7
57.8

49.3
58.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
November 6, 1998
Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

572.0

589.8

607.4

536.6
566.1
643.0
631.6

Securities in bank credit
197.0
199.0
199.9
222.7

210.7

214.5

178.9
200.1
232.0
222.8

A S S E T S

1
Bank credit
556.9
563.0
641.1
631.5
2
194.1
232.4

566.0

3
89.2
83.3
4
105.0
149.1

U.S. government securities
89.1
87.4
90.2
80.1
Other securities
107.9
111.7
109.7
142.6

5
362.8
408.7
6
213.0
230.8
7
25.0
22.6
11
52.2
70.2
12
72.6
85.0

Loans and leases in bank credit
366.0
367.0
372.1
408.8
Commercial and industrial
211.7
212.9
215.9
229.2
Real estate
24.4
24.2
23.9
23.1
Security (3)
59.1
60.2
61.5
70.4
Other loans and leases
70.9
69.8
70.8
86.1

92.9

82.2

82.7
84.7

88.8
81.9

117.8

132.3

96.2
111.3
147.3
140.8

(2)
379.1

392.9

357.7
366.0
411.0
408.9

217.0

221.3

222.3
219.6
226.1
227.5

23.7

23.4

28.0
23.9

25.9
22.7

65.1

69.0

43.6
75.0

49.1
72.5

73.4

79.2

63.8
86.0

71.4
86.2

13
22.6
31.2

Interbank loans
21.8
23.9
28.4

22.0

22.5

31.2

18.4
30.3

23.1
28.5

14
35.6
37.1

Cash assets (4)
34.8
35.3
34.2

35.2

34.0

34.3

34.2
36.1

34.5
36.4

15
36.2
39.0

Other assets (5)
34.1
34.1
38.3

34.2

35.8

37.9

43.6
40.5

36.4
40.9

663.2

681.8

710.5

632.6
660.0
749.7
737.2

297.2

306.2

314.8

263.2
291.2
326.3
321.7

13.4

11.8

14.8

283.9

294.4

300.0

252.1
279.3
312.0
305.9

169.9

184.3

144.6
152.8
189.8
195.6

24.0

32.6

16 TOTAL ASSETS (6)
651.0
653.4
659.2
748.2
732.0

L I A B I L I T I E S
17 Deposits
294.0
295.3
302.6
320.5
317.3
18
Transaction
12.3
11.5
11.1
14.8
13.9
19
Nontransaction
281.8
283.7
291.6
305.6
303.4

22 Borrowings
166.0
163.4
167.1
169.9
195.4
197.1
23
From banks in the U.S.
26.6
22.4
29.6
26.8
39.3
38.3
24
From others

11.0
14.3

34.9
32.1
109.7

12.0
15.8

27.0
34.9
125.8

139.4
156.0

141.0
158.8

137.5

143.1

145.9

151.7

25 Net due to related foreign offices
102.5
101.2
97.2
106.8
108.3
106.4
101.6

95.1

26 Other liabilities
85.1
87.3
90.1
120.0
104.7

93.0

98.7

27 TOTAL LIABILITIES
647.6
647.1
657.1
742.2
720.7

667.0

683.2

28
3.4
6.0

Residual (assets less liabilities) (7)
6.4
2.1
-3.8
-1.4
11.3

104.5

698.7

157.7

125.6
122.6
109.6
97.3
94.2
116.3

89.1
117.8

627.7
655.7
742.0
732.5
4.9
7.7

11.8

160.7

4.3
4.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
November 6, 1998
Account
1998

1998

1998

May
Oct 28

Jun

--------------

--------------

1997

1998
1998
Week ending
Sep
Mar
Apr
Oct 7
Oct 14
Oct 21

1998

1998

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

574.9

592.2

602.2

533.5
566.3
638.9
632.8

214.9

211.2

177.4
198.6
228.9
225.0

93.7

82.1

A S S E T S

1
Bank credit
557.2
564.7
640.0
631.4
2
196.1
232.7
3
87.8
84.2

569.1

Securities in bank credit
201.0
202.2
202.6
224.1
U.S. government securities
89.7
87.4
89.8
81.1

82.9
84.0

89.5
82.0

3a
18.5
22.0
3b
69.3
62.2
4
108.3
148.5
4a
64.8
96.7
4b
43.6
51.8
5
361.0
407.3
6
213.1
230.2
7
24.7
22.9
11
51.6
70.2
12
71.6
84.0

Trading account
20.8
18.9
24.9
16.3
Investment account
68.9
68.5
64.9
64.8
Other securities
111.3
114.8
112.8
143.0
Trading account
66.6
70.2
70.1
88.6
Investment account
44.7
44.6
42.6
54.4
Loans and leases in bank credit
363.7
366.9
372.3
407.3
Commercial and industrial
211.1
212.8
215.7
229.4
Real estate
24.3
24.0
23.6
23.3
Security (3)
58.6
60.1
60.9
70.1
Other loans and leases
69.8
70.1
72.0
84.5

30.7

21.5

17.0
21.3

17.5
21.4

63.1

60.6

65.9
62.6

72.1
60.6

121.2

129.1

94.5
109.1
145.0
142.9

75.2

83.3

56.6
95.7

65.8
93.2

46.0

45.8

37.9
49.3

43.3
49.7

(2)
377.3

391.0

356.1
367.7
410.0
407.9

215.8

220.2

221.2
220.3
226.1
226.9

23.6

23.3

28.0
24.1

25.9
22.9

64.3

68.7

43.3
75.2

49.9
73.0

73.7

78.7

63.6
84.6

71.6
85.0

13
22.6
31.2

Interbank loans
21.8
23.9
28.4

22.0

22.5

31.2

18.4
30.3

23.1
28.5

14
33.9
37.5

Cash assets (4)
34.4
36.3
35.0

35.1

34.1

34.4

34.3
35.8

33.4
36.6

15
34.2
37.8

Other assets (5)
34.5
33.4
37.2

33.8

36.6

37.9

43.6
39.5

36.4
39.9

665.5

685.2

705.4

629.6
659.0
744.3
737.6

295.4

304.9

316.4

264.5
292.5
327.1
320.2

13.5

11.8

15.4

282.0

293.2

300.9

16 TOTAL ASSETS (6)
647.6
655.2
662.4
746.2
731.7

L I A B I L I T I E S
17 Deposits
292.3
298.0
304.4
319.2
317.6
18
Transaction
11.8
11.2
11.1
14.9
14.0
19
Nontransaction
280.5
286.8
293.3

11.5
14.1

11.9
16.0

253.0
280.6
313.0
304.2

304.3

303.5

22 Borrowings
166.0
163.4
167.1
169.9
195.4
197.1
23
From banks in the U.S.
26.6
22.4
29.6
26.8
39.3
38.3
24
From others
139.4
141.0
137.5
143.1
156.0
158.8

144.6
152.8
189.8
195.6

169.9

184.3

24.0

32.6

145.9

151.7

109.7
125.8
157.7
160.7

25 Net due to related foreign offices
101.0
102.1
96.5
103.3
105.0
104.7
104.7

93.5

124.1
121.7
105.3
97.2

26 Other liabilities
84.3
86.8
89.3
119.6
105.2

92.3

98.7

27 TOTAL LIABILITIES
643.7
650.3
657.3
738.9
724.6

660.9

678.5

28
3.9
7.4

Residual (assets less liabilities) (7)
4.9
5.1
4.6
6.7
7.1

29
39.9
57.6
30
39.0
53.6

MEMO
Reval. gains on off-bal. sheet items (8)
40.2
42.2
41.7
43.8
50.3
Reval. losses on off-bal. sheet items (8)
38.6
40.6
40.2
42.2
46.0

104.2

698.4

34.9
32.1

94.0
115.3

27.0
34.9

89.3
117.2

627.2
656.3
737.6
730.3
2.5
6.7

2.7
7.3

47.9

43.3
59.1

40.6
54.7

45.3

41.8
55.6

39.8
51.9

7.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

November 6, 1998
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.

1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Large domestically chartered commercial banks acquired $11.5 billion in
assets and liabilities of thrift institutions in the week ending October 21, 1998.
The major asset
items affected were (in billions): other securities, trading account, $9.3;
other securities, investment account, other, $0.7; and fed funds and rps with
broker/dealer, $1.5. The major
liability items affected were borrowings from others, $11.2; and other

liabilities, $0.3.