h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
December 11, 1998
Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

1998

1998

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

4,399.6

4,492.2

4,074.3
4,250.2
4,527.0
4,521.5
4,521.2

1,216.3

1,075.1
1,126.1
1,225.6
1,220.2
1,221.7

773.5

787.9

742.8
772.0
783.3
786.7

442.8

437.7

332.3
354.0
437.0
435.0

(2)
3,275.9

2,999.2
3,124.1
3,301.4
3,301.3
3,299.6

942.0

950.5

1,286.3

1,228.4
1,271.4
1,307.0
1,307.0
1,301.3

96.9

98.3

1,189.3

1,131.6
1,173.6
1,208.7
1,208.9
1,202.9

499.3

501.3

A S S E T S

1
Bank credit
4,262.8
4,282.2
4,536.2
4,537.5

4,343.6

2
Securities in bank credit
1,121.5
1,130.1
1,155.3
1,175.1
1,230.3
1,232.4
3
U.S. government securities
756.9
760.4
770.5
766.3
795.3
787.7
4
Other securities
364.6
369.7
384.8
408.9
434.9
444.7
5
Loans and leases in bank credit
3,141.3
3,152.1
3,188.4
3,224.4
3,305.9
3,305.1
6
Commercial and industrial
895.8
900.6
909.1
920.6
951.7
949.3
7
Real estate
1,267.9
1,270.0
1,279.3
1,280.5
1,308.8
1,316.8
8
Revolving home equity
97.5
97.2
97.2
97.5
98.4
98.1
9
Other
1,170.4
1,172.8
1,182.1
1,183.0
1,210.4
1,218.7
10
Consumer
502.7
497.7
496.7
499.9

843.4
882.2
950.4
951.3

96.8
98.1

97.8
98.4

507.2
506.0
501.5
501.7

501.4
11
130.1
153.2
12
344.8
390.8

501.3
Security (3)
132.4
139.0
144.4
146.5
Other loans and leases
351.4
364.3
379.0
391.2

159.5

154.4

99.7
123.0
157.3
156.8

388.8

388.2

320.5
341.5
385.1
388.4

13 Interbank loans
218.2
214.5
209.1
231.2
218.5

223.0

226.6

226.8

200.4
202.7
223.4
232.4

14 Cash assets (4)
250.9
244.1
252.5
261.2
244.3

253.4

243.8

250.2

273.1
251.0
256.7
242.3

15 Other assets (5)
312.3
309.3
311.8
316.4
334.3

316.5

311.6

320.2

295.4
312.5
318.5
317.4

16 TOTAL ASSETS (6)
4,986.7
4,992.5
5,059.7
5,287.0
5,276.2

5,134.9

5,216.1

4,786.6
4,958.8
5,265.9
5,261.9
5,255.1

3,251.1

3,274.6

3,105.4
3,205.4
3,317.5
3,310.3
3,302.7

677.4

668.4

669.4

2,573.7

2,606.1

2,411.8
2,518.1
2,648.0
2,646.1
2,645.5

684.6

696.8

708.1

1,889.1

1,909.3

1,778.5
1,843.2
1,939.9
1,940.0
1,935.3

942.4

981.6

814.1
861.9
968.7
990.4

319.5

324.2

300.7
282.1
317.2
328.7

622.9

657.4

513.4
579.8
651.5
661.8

25 Net due to related foreign offices
170.6
186.3
201.4
200.3
223.7
199.9
208.5

216.9

185.0
174.4
228.3
216.4

326.9

280.3
299.3
333.0
322.8

L I A B I L I T I E S
17 Deposits
3,223.6
3,198.0
3,229.6
3,345.7
3,323.6
18
Transaction
682.7
667.1
667.9
701.7
657.2
19
Nontransaction
2,540.8
2,531.0
2,561.7
2,644.0
2,666.4
20
Large time
685.5
667.6
679.3
709.9
712.0
21
Other
1,855.3
1,863.4
1,882.4
1,934.0
1,954.4

22 Borrowings
858.4
859.9
864.0
892.3
993.3
985.1
23
From banks in the U.S.
287.9
289.7
293.6
303.3
325.1
330.3
24
From others
570.5
570.2
570.4
589.0
668.2
654.8

26 Other liabilities
308.0
317.6
326.0

334.5

348.9

693.6
687.4
664.2
657.2

633.3
674.9
706.1
710.2

319.4

325.5

27 TOTAL LIABILITIES
4,560.5
4,561.9
4,621.0
4,858.3
4,842.8

4,678.2

4,789.6

28 Residual (assets less liabilities) (7)
426.1
430.6
438.7
456.7
426.5
428.6
433.3

4,384.8
4,541.0
4,842.8
4,840.2
4,832.4

423.1

401.8
417.8
421.6
422.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
December 11, 1998
Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

1998

1998

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

4,386.5

4,495.7

4,082.0
4,245.2
4,535.4
4,528.8
4,529.0

1,212.6

1,074.6
1,130.8
1,225.3
1,220.9
1,220.7

770.9

789.1

744.3
776.7
784.5
786.8

441.8

436.2

330.3
354.1
436.3
433.9

A S S E T S

1
Bank credit
4,264.3
4,276.1
4,533.6
4,548.6

4,330.1

2
Securities in bank credit
1,124.5
1,124.5
1,146.8
1,163.1
1,224.1
1,232.9
3
U.S. government securities
759.4
756.5
765.6
761.2
794.2
791.8
4
Other securities
365.1
368.0
381.2
401.9
430.0
441.1

5
Loans and leases in bank credit (2)
3,139.8
3,151.7
3,183.3
3,223.4
3,283.1
3,309.5
3,315.7
6
Commercial and industrial
898.5
900.2
903.0
915.1
940.0

3,007.4
3,114.4
3,310.1
3,308.0
3,308.3
949.0

842.2
887.8
948.2
950.6

949.2
7
1,265.5
1,313.9
8
97.2
99.1
9
1,168.3
1,214.8
10
499.9
504.1
11
130.1
154.3
12
345.9
388.0

946.6
Real estate
1,272.1
1,282.8
1,285.4
1,322.2
Revolving home equity
97.2
97.3
98.2
98.7
Other
1,174.9
1,185.5
1,187.2
1,223.5
Consumer
495.8
498.4
502.8
504.5
Security (3)
130.1
134.4
141.0
148.4
Other loans and leases
353.5
364.7
379.2
393.9

1,293.0

1,234.6
1,265.1
1,313.7
1,315.8
1,307.6

97.7

99.0

1,195.2

1,137.1
1,167.7
1,214.7
1,216.9
1,208.3

501.1

503.8

509.8
500.8
503.3
504.1

160.0

155.7

100.5
122.5
157.1
157.6

389.0

387.9

320.3
338.3
383.6
388.4

97.5
98.9

97.5
99.2

13 Interbank loans
214.9
208.1
202.0
230.7
232.4

217.4

222.7

233.2

205.7
198.3
229.7
240.0

14 Cash assets (4)
245.8
239.7
240.2
262.9
266.1

251.3

247.6

259.5

283.0
246.6
263.9
255.9

15 Other assets (5)
310.8
310.6
313.8
315.8
337.1

317.8

310.8

321.3

296.5
311.9
320.6
317.7

16 TOTAL ASSETS (6)
4,978.2
4,976.8
5,028.4
5,284.7
5,325.4

5,115.1

5,218.7

4,810.4
4,944.6
5,291.0
5,284.6
5,284.1

3,255.2

3,278.3

3,123.6
3,188.9
3,336.1
3,330.3
3,325.8

672.6

664.4

680.2

2,582.6

2,613.9

2,419.1
2,513.4
2,655.9
2,661.4
2,652.0

686.3

700.8

714.3

1,896.2

1,913.1

1,780.1
1,838.3
1,941.6
1,948.5
1,937.2

938.7

977.4

L I A B I L I T I E S
17 Deposits
3,215.6
3,190.5
3,219.4
3,344.2
3,360.2
18
Transaction
677.8
662.2
654.5
700.8
686.8
19
Nontransaction
2,537.8
2,528.3
2,565.0
2,643.4
2,673.4
20
Large time
683.2
664.3
678.4
717.4
718.4
21
Other
1,854.7
1,864.0
1,886.5
1,926.1
1,955.0

22 Borrowings
868.1
864.4
857.1
895.8
982.8
987.6
23
From banks in the U.S.

704.5
675.5
668.8
673.8

639.0
675.2
712.9
714.9

811.6
867.5
963.5
986.8
301.0

283.3

290.8
324.4
24
577.3
658.4

289.9
289.7
335.9
From others
574.5
567.4
651.7

302.1

315.4

324.4

593.7

623.3

652.9

510.6
584.2
647.6
657.9

25 Net due to related foreign offices
176.6
188.3
201.8
200.4
220.6
203.2
203.2

213.7

181.7
183.0
223.7
212.4

26 Other liabilities
307.2
317.0
326.0
321.2
327.0

334.3

348.6

328.3

281.9
298.8
334.3
324.3

27 TOTAL LIABILITIES
4,567.5
4,560.3
4,604.3
4,851.4
4,878.0

4,685.7

4,786.1

4,398.8
4,538.2
4,855.4
4,851.8
4,849.3

28 Residual (assets less liabilities) (7)
410.7
416.6
424.1
429.4
432.5
433.3
447.4
MEMO
29 Reval. gains on off-bal. sheet items (8)
92.7
92.7
95.7
110.0
130.1
103.0
115.9
30 Reval. losses on off-bal. sheet items (8)
90.6
90.6
96.5
110.6
128.1
102.6
112.5

435.6

315.9

329.0

411.6
406.4
432.7
434.8

110.1

84.2
112.0

85.9
106.8

109.6

85.4
113.1

85.0
106.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
December 11, 1998
Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998

1998

Sep

Oct

Nov

--------

--------

--------

A S S E T S

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25
-------- --------------------- -------

1
Bank credit
3,694.7
3,709.2
3,909.2
3,922.6

3,753.2

3,792.9

2
Securities in bank credit
921.4
929.4
943.9
961.0
1,006.2
1,010.8
3
U.S. government securities
668.4
669.7
677.3
685.0
715.2
709.4
4
Other securities
253.0
259.7
266.7
276.0
291.1
301.4
5
Loans and leases in bank credit
2,773.3
2,779.8
2,809.3
2,831.8
2,903.0
2,911.7
6
Commercial and industrial
683.9
685.7
693.2
700.6
724.5
724.0
7
Real estate
1,243.7
1,246.1
1,255.6
1,257.2
1,287.8
1,295.8
8
Revolving home equity
97.5
97.2
97.2
97.5
98.4
98.1
9
Other
1,146.3
1,149.0
1,158.4
1,159.6
1,189.4
1,197.7
10
Consumer
502.7
497.7
496.7
499.9
501.4
501.3
11
Security (3)
67.5
69.7
73.5
75.3
86.2
82.4
12
Other loans and leases
275.4
280.4
290.3
298.8
303.1
308.2

3,863.9

3,526.6
3,686.2
3,903.4
3,897.5
3,896.9

996.1

1,002.7

883.7
928.9
998.7
998.8

694.7

708.5

663.3
682.9
705.1
707.4

301.4

294.2

220.5
246.0
293.6
291.4

(2)
2,867.8

2,642.8
2,757.2
2,900.8
2,898.8
2,898.1

714.9

723.3

1,263.3

1,201.8
1,247.0
1,285.3
1,284.9
1,279.4

96.9

98.3

1,166.4

1,105.0
1,149.2
1,187.1
1,186.8
1,181.0

499.3

501.3

87.9

87.6

302.4

303.2

253.5
270.8
301.6
302.3

622.9
671.5
722.1
724.3

96.8
98.1

97.8
98.4

507.2
506.0
501.5
501.7
57.4
88.7

61.8
90.4

13 Interbank loans
194.3
192.4
186.4
201.7
188.8

191.7

196.7

195.6

176.7
180.9
193.2
196.1

14 Cash assets (4)
216.1
209.1
218.6
228.3
210.5

219.2

208.2

216.5

238.2
216.3
222.8
208.3

15 Other assets (5)
278.5
275.2
276.0
281.9
298.6

278.5

272.2

283.5

249.3
278.4
281.8
278.3

16 TOTAL ASSETS (6)
4,326.2
4,328.4
4,377.3
4,563.3
4,562.3

4,425.0

4,483.1

4,134.5
4,304.4
4,541.0
4,537.3
4,521.5

L I A B I L I T I E S

17 Deposits
2,920.4
2,899.9
2,922.6
3,024.1
3,007.5
18
Transaction
671.6
653.5
655.9
689.9
645.9
19
Nontransaction
2,248.8
2,246.5
2,266.8
2,334.2
2,361.6
20
Large time
393.2
384.5
384.0
407.7
411.1
21
Other
1,855.6
1,862.0
1,882.8
1,926.5
1,950.5

2,935.4

2,954.0

2,832.6
2,910.2
3,000.1
2,996.6
2,982.2

662.3

653.7

657.4

2,273.0

2,300.4

2,149.2
2,234.3
2,342.7
2,343.4
2,337.9

382.9

395.2

407.9

1,890.1

1,905.2

1,775.1
1,842.7
1,934.8
1,936.4
1,929.1

748.6

787.6

657.8
698.5
777.2
792.6

283.9

287.2

271.7
259.7
287.2
290.3

464.7

500.4

386.1
438.8
490.0
502.3

22 Borrowings
691.2
690.2
694.2
708.2
799.2
791.6
23
From banks in the U.S.
258.3
263.1
269.8
271.0
284.6
287.4
24
From others
432.9
427.0
424.4
437.2
514.6
504.2

25 Net due to related foreign offices
73.4
79.3
92.8
105.1
117.7
116.9
119.4

118.6

683.4
675.8
653.2
644.2

374.1
391.7
407.0
408.8

67.9
121.9

73.3
115.8

26 Other liabilities
218.1
224.2
226.9
217.8
222.8

230.7

241.9

224.7

27 TOTAL LIABILITIES
3,903.1
3,893.6
3,936.5
4,158.1
4,141.3

3,979.4

4,062.2

3,742.5
3,893.8
4,131.0
4,127.7
4,111.7

28 Residual (assets less liabilities) (7)
423.1
434.8
440.7
445.6
420.9
405.2
421.0

410.0

184.2
211.9
231.9
221.1

392.0
410.6
409.5
409.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
December 11, 1998

Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

1998

1998

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

3,784.9

3,868.1

3,539.5
3,679.5
3,919.3
3,911.3
3,913.8

A S S E T S

1
Bank credit
3,693.1
3,700.3
3,918.5
3,941.9

3,737.3

2
Securities in bank credit
921.2
921.0
931.2
952.3
1,008.6
1,017.5
3
U.S. government securities
670.8
666.2
671.6
679.9
714.3
711.9
4
Other securities
250.4
254.8
259.6
272.3
294.2
305.7
5
Loans and leases in bank credit
2,771.9
2,779.2
2,806.1
2,832.7
2,910.0
2,924.4
6
Commercial and industrial
686.7
685.6
688.2
696.2
722.8
722.2
7
Real estate
1,241.5
1,248.5
1,259.3
1,262.1
1,292.7
1,301.0
8
Revolving home equity
97.2
97.2
97.3
98.2
99.1
98.7
9
Other
1,144.4
1,151.3
1,162.0
1,163.9
1,193.6
1,202.3
10
Consumer
499.9
495.8
498.4
502.8
504.1
504.5
11
Security (3)
67.7
68.2
69.8
72.2
87.4
84.3
12
Other loans and leases
276.1
281.3
290.3
299.5
303.0
312.3
13 Interbank loans
190.9
186.0
179.4
201.2
202.7

186.0

992.1

1,007.6

886.9
929.7
1,003.2
1,004.3

691.6

708.7

663.7
687.0
704.7
707.4

300.5

298.9

223.2
242.7
298.5
296.9

(2)
2,876.0

2,652.6
2,749.8
2,911.7
2,908.1
2,909.5

712.9

722.2

1,269.8

1,207.7
1,240.9
1,291.8
1,293.4
1,285.4

97.7

99.0

1,172.0

1,110.2
1,143.4
1,192.8
1,194.5
1,186.2

501.1

503.8

88.2

89.1

303.9

304.8

254.8
268.7
302.0
304.4

192.8

202.1

182.0
176.5
199.5
203.7

621.9
677.6
720.3
723.8

97.5
98.9

97.5
99.2

509.8
500.8
503.3
504.1
58.3
89.1

61.9
91.8

14 Cash assets (4)
210.1
204.8
206.2
229.3
230.6

217.0

211.7

224.9

247.3
212.2
229.3
221.0

15 Other assets (5)
277.8
276.9
277.1
280.5
300.5

279.8

272.3

284.1

249.8
277.4
283.5
278.3

16 TOTAL ASSETS (6)
4,314.5
4,310.5
4,342.6
4,571.6
4,617.2

4,410.1

4,487.0

4,162.1
4,288.4
4,572.2
4,565.5
4,558.6

2,938.0

2,958.3

2,851.3
2,890.9
3,019.7
3,017.0
3,007.7

657.0

649.6

668.2

2,281.0

2,308.7

2,157.0
2,226.7
2,351.5
2,359.0
2,346.8

386.4

398.5

412.9

1,894.6

1,910.1

1,778.5
1,836.7
1,938.6
1,946.8
1,932.9

744.9

783.4

655.3
704.1
772.1
788.9

279.9

287.5

272.0
260.9
285.9
290.6

465.0

495.9

383.3
443.2
486.1
498.3

L I A B I L I T I E S
17 Deposits
2,910.7
2,894.2
2,913.7
3,023.1
3,044.4
18
Transaction
666.6
648.5
642.5
689.2
675.3
19
Nontransaction
2,244.1
2,245.8
2,271.2
2,333.9
2,369.2
20
Large time
390.8
383.4
386.4
412.9
415.5
21
Other
1,853.3
1,862.4
1,884.9
1,921.0
1,953.6

22 Borrowings
700.9
694.7
687.3
711.7
788.6
794.1
23
From banks in the U.S.
261.2
263.3
265.9
269.8
283.9
293.0
24
From others
439.7
431.3
421.4
441.9
504.8
501.1

25 Net due to related foreign offices
80.1
84.9
96.7
106.8
115.5
114.6
114.6

114.7

694.3
664.3
658.0
660.9

378.5
389.9
412.2
413.9

64.0
117.3

80.9
112.0

26 Other liabilities
218.1
224.2
226.9
217.8
222.8

230.7

241.9

224.7

27 TOTAL LIABILITIES
3,909.8
3,898.0
3,924.5
4,144.1
4,175.9

3,987.2

4,060.5

3,754.7
3,887.8
4,142.5
4,138.3
4,129.7

28 Residual (assets less liabilities) (7)
404.7
412.4
418.0
422.9
426.5
427.4
441.3
29

MEMO
Reval. gains on off-bal. sheet items (8)

429.7

184.2
211.9
231.9
221.1

407.4
400.7
427.1
428.9

41.2

45.6

50.5
51.0
51.9
61.7
78.7
56.5
66.8
30 Reval. losses on off-bal. sheet items (8)
50.1
50.4
54.2
65.1
80.5
58.8
66.0
31 Mortgage-backed securities (9)
291.2
294.4
301.9
314.0
337.1
348.1
348.8

62.7

65.2

59.6

65.1

43.3
69.5

46.3
62.3

346.4

275.1
298.0
346.3
342.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
December 11, 1998
Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

1998

1998

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

2,329.6

2,384.6

2,151.4
2,270.3
2,399.9
2,405.2
2,387.8

570.7

567.1

483.7
525.8
568.0
560.8

369.9

377.8

347.9
368.8
377.0
375.5

20.9

23.4

349.0

354.5

321.3
345.5
352.3
352.9

200.8

189.3

135.7
157.0
191.0
185.3

A S S E T S

1
Bank credit
2,268.0
2,267.7
2,399.6
2,408.5
2
517.5
567.5
3
354.9
382.6
3a
23.4
23.5
3b
331.5
359.1
4
162.7
184.9

2,298.5

Securities in bank credit
519.5
530.3
545.1
570.9
U.S. government securities
353.4
359.4
365.9
376.5
Trading account
20.4
21.3
22.0
21.1
Investment account
333.0
338.0
343.9
355.4
Other securities
166.1
170.9
179.2
194.4

26.7
24.8

23.3
22.6

4a
79.5
88.5
4b
83.2
96.5
4c
22.2
25.0
4d
60.9
71.5

Trading account
81.1
83.1
89.4
109.1
95.4
Investment account
85.0
87.7
89.8
91.7
98.9
State and local government
22.4
22.6
23.2
23.9
24.8
Other
62.6
65.1
66.6
67.8
74.2

92.5

63.4
95.0

75.6
88.2

96.8

72.4
96.0

81.4
97.0

24.6

22.3
24.3

22.8
24.6

72.2

50.1
71.7

58.6
72.4

5
Loans and leases in bank credit (2)
1,667.7
1,744.5
1,750.4
1,748.2
1,768.2
1,784.5
1,813.8
1,832.7
1,837.1
1,827.0
1,832.0
1,837.7
6
Commercial and industrial
447.8
488.0
498.4
498.6
503.0
508.1
520.6
527.3
527.2
528.3
528.0
526.9
6a
Bankers acceptances
1.3
1.3
1.2
1.3
1.3
1.3
1.2
1.2
1.2
1.2
1.2
1.2
6b
Other
446.5
486.8
497.2
497.3
501.7
506.8
519.4
526.1
525.9
527.1
526.8
525.7
7
Real estate
675.8
694.3
684.7
681.1
683.4
681.4
682.6
694.6
698.7
686.7
694.3
701.0
8
Revolving home equity
68.7
69.4
68.8
68.3
68.2
68.6
67.9
67.6
67.7
67.6
67.7
67.3
9
Other
607.1
624.9
616.0
612.8
615.2
612.8
614.7
627.0
631.0
619.1
626.6
633.8
10
Consumer
304.9
305.3
301.6
296.1
297.0
300.0
299.9
300.3
301.9
299.2
299.8
299.2
11
Security (3)
52.2
56.1
61.6
63.7
67.3
68.9
81.3
80.8
81.7
83.7
79.8
75.7
11a
Fed funds and RPs with broker/dealer
35.9
37.7
42.9
44.9
48.0
50.1
63.3
63.6
64.0
65.7
63.0
60.2
11b
Other
16.3
18.4
18.7
18.8
19.3
18.7
18.0
17.3
17.7
17.9
16.8
15.5
12a
State and local government
12.2
11.6
11.4
11.3
11.4
11.5
11.6
11.8
11.9
11.8
11.7
11.7
12b
Agricultural
9.9
9.9
9.9
9.8
9.8
9.8
9.8
9.9
9.9
9.9
9.9
9.9
12c
Fed funds and RPs with others
9.2
5.8
5.6
8.9
9.9
12.3
12.8
12.3
10.8
14.1
10.5
14.3
12d
All other loans
75.4
80.3
83.2
83.3
88.4
92.9
93.9
92.9
92.6
90.8
95.0
95.1

12e
94.0
103.0

Lease financing receivables
95.4
98.0
99.6
101.4
103.7

13 Interbank loans
128.0
123.3
115.1
116.9
131.8
120.6
13a
Fed funds and RPs with banks
76.8
69.7
62.2
63.8
83.9
72.1
13b
Other
51.2
53.6
53.0
53.1
47.9
48.4

102.8

80.3
102.4

93.2
102.5

125.5
117.9
117.1
125.2

122.1

123.4

73.1

74.8

86.4
66.1

67.1
78.3

49.0

48.6

39.0
51.0

50.8
46.9

14 Cash assets (4)
149.5
144.0
151.4
155.9
142.1

151.4

140.9

147.4

169.6
150.5
151.8
143.1

15 Other assets (5)
214.3
211.5
210.6
203.9
208.7

210.1

201.6

205.8

190.6
217.4
207.1
203.2

16 TOTAL ASSETS (6)
2,721.8
2,708.8
2,738.4
2,853.7
2,841.9

2,770.7

2,811.3

2,599.8
2,718.2
2,838.7
2,843.2
2,821.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
December 11, 1998
Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

1998

1998

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

1,623.2

1,634.3

1,606.2
1,642.2
1,659.3
1,660.6
1,645.1

372.7

366.3

367.5

L I A B I L I T I E S
17 Deposits
1,639.3
1,615.1
1,622.8
1,673.6
1,661.5
18
Transaction
382.6
367.4
369.0

395.5
388.7
364.0
359.8

391.9
356.5
19
Nontransaction
1,256.6
1,247.7
1,253.7
1,281.7
1,305.0
20
Large time
222.3
215.9
214.8
228.2
231.7
21
Other
1,034.3
1,031.8
1,039.0
1,053.5
1,073.3

1,250.5

1,268.0

1,210.7
1,253.5
1,291.8
1,296.5
1,285.4

209.7

220.7

229.6

213.4
220.9
229.8
230.4

1,040.8

1,047.3

1,062.2

997.3
1,032.6
1,066.7
1,055.0

576.5

609.7

509.9
541.0
600.1
612.7

206.9

207.7

203.5
190.9
207.9
210.2

369.6

402.0

306.4
350.1
392.1
402.6

22 Borrowings
531.6
525.2
530.2
542.9
622.3
610.5
23
From banks in the U.S.
188.5
190.1
197.0
197.9
205.5
206.0
24
From others
343.1
335.1
333.1
345.0
416.8
404.5

25 Net due to related foreign offices
69.5
75.6
89.1
101.3
113.0
113.5
116.0

114.9

62.9
117.9

69.4
112.2

26 Other liabilities
188.8
194.9
196.8
185.6
189.1

200.4

210.6

192.4

27 TOTAL LIABILITIES
2,429.1
2,410.8
2,438.8
2,595.1
2,577.1

2,467.8

2,534.4

2,335.8
2,435.0
2,576.3
2,578.5
2,559.0

28 Residual (assets less liabilities) (7)
292.7
298.0
299.5
302.8
276.9
258.6
264.8

262.4

156.8
182.3
200.0
189.0

264.0
283.2
264.7
262.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
December 11, 1998

1998

1998

Jul
Dec 2

Aug

Account
1998
Sep

1998

1998

Oct

Nov

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

--------------

--------------

--------

--------

--------

-------- ---------------------------

2,319.5

2,389.0

2,164.9
2,256.6
2,416.5
2,418.6
2,406.7

A S S E T S

1
Bank credit
2,261.6
2,260.7
2,408.5
2,430.4
2
514.2
572.5
3
354.6
384.3
3a
22.5
23.5
3b
332.1
360.7
3c
217.2
258.5
3d
114.9
102.2
3e
31.2
26.8
3f
48.4
38.8
3g
35.3
36.6
4
159.6
188.2
4a
76.7
90.2
4b
82.9
98.0
4c
22.4
25.0
4d
60.6
73.0

2,283.0

Securities in bank credit
512.5
518.6
537.0
569.7
581.5
U.S. government securities
351.2
354.5
361.2
369.1
382.3
Trading account
19.9
21.2
21.9
21.9
23.4
Investment account
331.3
333.4
339.3
347.1
358.9
Mortgage-backed
218.6
225.3
235.9
254.6
257.5
Other
112.7
108.1
103.4
92.5
101.3
1 year or less
30.0
28.5
27.3
25.7
27.1
Between 1 and 5 years
51.3
48.2
43.6
36.6
37.8
More than 5 years
31.4
31.3
32.5
30.2
36.4
Other securities
161.3
164.0
175.8
200.7
199.2
Trading account
77.0
76.8
86.4
108.8
98.7
Investment account
84.3
87.2
89.4
91.9
100.5
State and local government
22.3
22.7
23.2
24.0
24.8
Other
62.1
64.6
66.2
67.9
75.7

5
Loans and leases in bank credit (2)
1,747.4
1,748.3
1,764.4
1,782.5
1,819.2

575.4

489.9
522.4
575.2
570.3

380.9

351.1
369.6
378.8
379.1

24.6

28.0
25.4

22.5
24.3

356.4

323.1
347.0
353.4
354.8

257.4

211.7
225.8
258.3
253.5
111.4

99.0

121.3
95.1
101.3

26.7

31.0
27.1

31.1
26.6

37.4

56.3
35.4

51.7
38.6

34.9

24.1
32.6

38.5
36.1

194.5

138.8
152.8
196.4
191.2

96.4

65.6
99.8

72.1
92.9

98.0

73.2
96.6

80.7
98.4

24.6

22.3
24.3

22.7
24.6

73.4

50.9
72.4

58.0
73.8

1,675.0
1,734.2
1,841.1
1,843.4
1,836.4

1,836.0
6
499.5
527.3
6a
1.2
1.3
6b
498.3
526.0
7
681.9
696.9
8
68.6
68.3
9a
378.4
388.8
9b
234.9
239.7
10
300.4
300.7
11
61.7
80.9
11a
42.6
63.3
11b
19.1
17.6
12a
11.4
11.8
12b
10.0
9.9
12c
5.6
10.5
12d
83.4
94.9
12e
93.6
103.0

1,848.9
Commercial and industrial
498.6
499.5
505.2
520.4
527.4
526.2
Bankers acceptances
1.3
1.3
1.3
1.3
1.3
1.3
Other
497.4
498.3
503.9
519.1
526.1
524.9
Real estate
683.4
686.7
684.6
686.6
698.8
705.2
Revolving home equity
68.5
68.5
69.1
68.5
68.3
67.9
Other residential
379.8
382.2
378.2
380.4
391.4
399.5
Commercial
235.1
236.0
237.3
237.7
239.1
237.7
Consumer
295.8
298.5
301.9
300.8
301.2
300.9
Security (3)
62.2
63.6
65.8
81.6
82.3
77.6
Fed funds and RPs with broker/dealer
43.9
45.0
47.6
63.7
65.0
61.7
Other
18.3
18.5
18.2
17.9
17.3
15.9
State and local government
11.3
11.5
11.6
11.6
11.9
11.8
Agricultural
10.2
10.2
10.1
10.0
10.0
9.9
Fed funds and RPs with others
8.9
9.9
12.3
12.8
12.3
14.3
All other loans
83.0
87.7
92.4
94.4
94.3
99.4
Lease financing receivables
94.9
96.8
98.5
101.0
102.8
103.7

13 Interbank loans
128.4
122.2
112.6
115.7
130.5
127.6
13a
Fed funds and RPs with banks
77.1
69.0
60.3
63.3
82.1
78.4
13b
Other
51.3
53.3
52.2
52.4

447.9
491.6
526.7
529.2
1.4
1.4

1.2
1.3

446.5
490.4
525.4
527.8
679.8
686.5
704.2
691.0
69.3
68.3

68.9
68.4

372.4
380.3
396.6
383.4
238.1
237.3
239.3
239.2
305.8
301.3
302.4
300.1
53.1
82.0

56.1
85.1

36.7
65.0

37.7
67.2

16.4
17.0

18.5
17.9

12.3
12.0

11.5
11.9

9.9
10.0

9.8
10.0

9.2
10.8

5.8
14.1

76.6
92.7

79.1
92.5

80.3
102.4

92.5
102.6

127.4
117.2
118.2
128.3

119.3

125.5

70.5

76.5

88.1
67.3

66.7
80.3

48.8

49.0

39.3
50.8

50.5
47.9

48.4

49.2

14 Cash assets (4)
144.4
140.3
141.3
156.1
157.1

149.9

144.5

153.5

176.3
146.5
156.5
152.6

15 Other assets (5)
214.3
211.5
210.6
203.9
208.7

210.1

201.6

205.8

190.6
217.4
207.1
203.2

16 TOTAL ASSETS (6)
2,710.7
2,697.1
2,709.8
2,861.3
2,885.6

2,757.5

2,816.5

2,621.7
2,700.0
2,863.4
2,862.3
2,852.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
December 11, 1998
Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

1998

1998

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

1,629.2

1,640.6

1,618.4
1,622.5
1,672.5
1,672.3
1,663.9

369.6

364.1

374.2

1,259.6

1,276.4

1,216.3
1,243.2
1,298.4
1,306.9
1,292.2

213.1

224.1

234.7

217.9
219.2
235.0
235.5

1,046.5

1,052.4

1,063.7

998.5
1,024.1
1,072.0
1,056.7

L I A B I L I T I E S
17 Deposits
1,632.9
1,615.1
1,620.4
1,672.4
1,687.5
18
Transaction
379.2
365.2
359.9
391.0
375.8
19
Nontransaction
1,253.7
1,249.9
1,260.5
1,281.5
1,311.7
20
Large time
220.0
214.8
217.2
233.4
236.1
21
Other
1,033.7
1,035.0
1,043.4
1,048.1
1,075.5
22

Borrowings

402.1
379.2
365.3
371.7

507.8

546.2

540.9
610.6
23
190.9
205.2
24
350.0
405.4

529.7
521.9
543.0
613.1
From banks in the U.S.
190.2
192.4
195.7
212.3
From others
339.6
329.6
347.4
400.8

572.3

606.0

203.4

209.1

204.7
191.4
208.4
211.6

368.9

396.9

303.1
354.8
388.4
398.1

25 Net due to related foreign offices
76.2
81.2
92.9
103.0
110.9
111.2
111.2

110.9

596.8

59.0
113.3

609.7

77.1
108.3

26 Other liabilities
188.8
194.9
196.8
185.6
189.1

200.4

210.6

192.4

27 TOTAL LIABILITIES
2,438.8
2,420.9
2,432.1
2,579.8
2,600.9

2,475.7

2,534.3

2,342.0
2,428.1
2,581.9
2,582.3
2,570.8

28 Residual (assets less liabilities) (7)
271.9
276.2
277.8
281.9
282.2
281.5
284.7
29
50.5
56.5
30
50.1
58.8
31
239.0
287.4
31a
157.4
198.8
31b
81.5
88.6
32
3.2
3.2
33
36.1
39.3

MEMO
Reval. gains on off-bal. sheet items (8)
51.0
51.9
61.7
78.7
66.8
Reval. losses on off-bal. sheet items (8)
50.4
54.2
65.1
80.5
66.0
Mortgage-backed securities (9)
241.6
248.3
259.1
279.3
287.6
Pass-through
157.5
160.8
166.8
189.0
198.6
CMO, REMIC, and other
84.1
87.5
92.3
90.3
89.0
Net unrealized gains (losses) on
3.5
3.1
3.8
4.4
3.0
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
35.3
35.6
36.8
38.5
39.3

281.5

H.8 (510)

279.7
271.8
280.0
282.0

62.7

41.2
65.2

45.6
59.6

65.1

43.3
69.5

46.3
62.3

286.0

229.8
247.0
286.6
281.5

196.3

155.4
165.4
195.8
192.3

89.7
3.1

39.2

------------------------------------------------Footnotes appear on page 13.

156.8
182.3
200.0
189.0

74.4
90.8

81.6
89.1

2.3
3.1

2.8
3.3

34.4
39.2

36.0
39.4

Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
December 11, 1998
Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

1998

1998

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

1,463.3

1,479.3

1,375.2
1,415.9
1,503.5
1,492.3
1,509.1

425.4

435.5

400.1
403.1
430.7
438.0

324.8

330.6

315.3
314.2
328.1
331.9

A S S E T S

1
Bank credit
1,426.7
1,441.4
1,509.7
1,514.0
2
403.8
438.7
3
313.5
332.6
4
90.3
106.1

1,454.8

Securities in bank credit
409.9
413.7
415.9
440.0
U.S. government securities
316.3
317.9
319.1
332.9
Other securities
93.5
95.8
96.8
107.1

100.6

5
Loans and leases in bank credit
1,022.9
1,031.6
1,041.1
1,047.4
1,071.0
1,074.1
6
Commercial and industrial
185.5
187.1
190.2
192.5
196.5
197.1
7
Real estate
559.0
565.0
572.2
575.8
593.5
594.8
8
Revolving home equity
28.7
28.9
29.0
29.0
30.7
30.9
9
Other
530.3
536.1
543.2
546.8
562.8
563.9
10
Consumer
201.2
201.7
199.8
200.0
201.5
202.1
11
Security (3)
6.0
6.0
6.2
6.4
6.4
6.7
12
Other loans and leases
71.2
71.7
72.7
72.7

104.9

84.7
102.6

89.0
106.1

(2)
1,053.9

1,068.0

975.1
1,012.7
1,061.7
1,071.0

194.2

196.0

175.1
183.5
194.9
196.0

580.8

590.8

526.0
552.7
586.2
592.7

29.1

30.7

551.7

560.1

497.9
524.4
555.8
562.0

199.4

201.1

202.4
200.8
199.6
202.4

6.6

6.8

72.9

73.5

28.1
30.4

28.4
30.8

5.2
7.0

5.7
6.7

66.4
73.9

70.0
73.2

72.9

73.4

13
66.3
69.9

Interbank loans
69.1
71.3
68.2

74.7

74.6

72.2

51.3
76.2

63.0
70.9

14
66.6
72.4

Cash assets (4)
65.2
67.2
68.5

67.8

67.3

69.1

68.6
71.0

65.7
65.2

15
64.3
78.0

Other assets (5)
63.7
65.5
90.0

68.5

70.6

77.7

58.7
74.7

60.9
75.0

1,654.3

1,671.8

1,534.6
1,586.2
1,702.3
1,694.1
1,700.0

16 TOTAL ASSETS (6)
1,604.4
1,619.6
1,638.9
1,709.6
1,720.4

L I A B I L I T I E S
17 Deposits
1,226.4
1,268.0
1,281.1
1,284.8
1,299.9
1,312.2
1,319.7
1,340.8
1,336.1
1,337.0
1,350.5
1,346.0
18
Transaction
287.8
287.1
289.0
286.1
286.9
289.6
287.3
289.9
289.2
284.5
298.0
289.4
19
Nontransaction
938.5
980.8
992.1
998.7
1,013.0
1,022.6
1,032.4
1,050.9
1,046.9
1,052.6
1,052.5
1,056.6
20
Large time
160.7
170.7
170.8
168.5
169.2
173.2
174.5
178.2
177.2
178.4
179.4
179.4
21
Other
777.8
810.1
821.3
830.2
843.8
849.3
857.9
872.6
869.7
874.2
873.1
877.3
22 Borrowings
159.6
164.9
164.1
165.3
176.9
181.1
23
From banks in the U.S.
69.9
73.0
72.8
73.1
79.1
81.4
24
From others
89.8
91.9
91.3
92.1
97.9
99.7

177.9

77.0

79.5

68.2
79.3

68.8
80.1

95.1

98.4

79.7
97.9

88.7
99.7

5.0
4.0

3.8
3.6

27.4
32.0

29.5
32.2

25
3.9
3.4

Net due to related foreign offices
3.7
3.7
3.7
4.7
3.4

3.7

26
29.3
32.2

Other liabilities
29.4
30.1
33.7

27 TOTAL LIABILITIES
1,474.0
1,482.8
1,497.7
1,563.0
1,564.2

147.9
157.5
177.1
179.8

172.1

30.4

31.3

32.3

1,511.6

1,527.8

1,406.6
1,458.8
1,554.7
1,549.2
1,552.7

28 Residual (assets less liabilities) (7)
130.4
136.8
141.2
142.8
144.0
146.6
156.2

147.6

128.0
127.4
144.8
147.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
December 11, 1998
Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

1998

1998

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

1,465.4

1,479.1

1,374.6
1,422.9
1,502.8
1,492.7
1,507.1

422.4

432.2

397.0
407.3
428.0
434.0

322.5

327.8

312.6
317.4
326.0
328.3

A S S E T S

1
Bank credit
1,431.5
1,439.5
1,510.0
1,511.5
2
407.0
436.1
3
316.2
330.1
4
90.8
106.0

1,454.3

Securities in bank credit
408.6
412.6
415.2
436.1
U.S. government securities
315.0
317.1
318.7
329.6
Other securities
93.5
95.6
96.5
106.5

5
Loans and leases in bank credit
1,024.5
1,031.0
1,041.7
1,050.2
1,073.9
1,075.4
6
Commercial and industrial
187.2
186.9
188.7
191.0
195.5
196.1
7
Real estate
559.6
565.0
572.6
577.5
595.8
595.8
8
Revolving home equity

99.8

104.4

84.4
102.0

89.9
105.7

(2)
1,056.7

1,070.6

977.6
1,015.6
1,064.8
1,073.1

192.6

194.7

174.0
186.0
193.6
194.7

583.2

592.9

528.0
554.4
589.2
594.4
28.2

28.5

28.6
30.8
9
531.0
565.0
10
199.5
203.4
11
6.0
6.4
12
72.1
72.8

28.7
28.8
29.1
30.8
Other
536.3
543.8
548.3
565.1
Consumer
200.0
199.9
200.8
203.6
Security (3)
6.0
6.2
6.4
6.7
Other loans and leases
73.1
74.3
74.5
73.2

29.2

30.7

30.6

30.8

554.0

562.2

499.8
525.9
558.6
563.6

200.3

202.6

204.0
199.5
200.9
204.0

6.6

6.8

74.1

5.2
7.0

5.7
6.7

73.5

66.4
74.0

70.0
73.3

13
62.5
70.6

Interbank loans
63.7
66.8
75.0

70.3

73.5

76.5

54.6
81.4

59.2
75.4

14
65.7
73.2

Cash assets (4)
64.5
65.0
73.5

67.1

67.2

71.4

71.1
72.8

65.7
68.4

15
63.5
76.6

Other assets (5)
65.4
66.6
91.8

69.7

70.8

78.3

59.1
76.4

60.0
75.1

1,652.6

1,670.6

1,540.4
1,588.5
1,708.8
1,703.2
1,705.8

16 TOTAL ASSETS (6)
1,603.8
1,613.4
1,632.8
1,710.2
1,731.6

L I A B I L I T I E S
17 Deposits
1,232.9
1,268.4
1,277.8
1,279.2
1,293.3
1,308.7
1,317.7
1,347.2
1,344.7
1,343.8
1,350.6
1,356.9
18
Transaction
292.2
285.0
287.4
283.3
282.6
287.4
285.5
294.1
292.7
289.2
298.2
299.4
19
Nontransaction
940.7
983.4
990.3
995.9
1,010.7
1,021.3
1,032.2
1,053.1
1,052.1
1,054.6
1,052.4
1,057.5
20
Large time
160.7
170.7
170.8
168.5
169.2
173.2
174.5
178.2
177.2
178.4
179.4
179.4
21
Other
780.0
812.7
819.5
827.3
841.5
848.1
857.7
874.9
874.8
876.2
873.0
878.1
22 Borrowings
160.1
165.0
165.4
168.7
178.1
181.0
23
From banks in the U.S.
70.4
73.2
73.5
74.2
78.7
80.8
24
From others
89.7
91.8
91.9
94.5
99.3
100.3

147.5
157.8
175.2
179.3

172.6

177.4

76.5

78.5

67.3
77.5

69.5
79.0

96.2

99.0

80.2
97.8

88.3
100.3

25
3.9
3.4

Net due to related foreign offices
3.7
3.7
3.7
4.7
3.4

3.7

26
29.3
32.2

Other liabilities
29.4
30.1
33.7

27 TOTAL LIABILITIES
1,471.0
1,477.2
1,492.5
1,564.3
1,575.1

3.8
3.6

27.4
32.0

29.5
32.2

30.4

31.3

32.3

1,511.5

1,526.3

1,412.7
1,459.6
1,560.7
1,556.0
1,558.9

28 Residual (assets less liabilities) (7)
132.8
136.2
140.3
141.1
144.3
145.9
156.5
31
52.2
60.8

5.0
4.0

MEMO
Mortgage-backed securities (9)
52.7
53.6
54.9
61.3

57.8

148.2

60.3

127.7
128.8
147.2
146.9

45.4
59.7

51.1
60.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
December 11, 1998
Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

1998

1998

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

606.7

628.3

623.6

547.7
564.1
624.0
624.4

Securities in bank credit
200.7
211.3
214.1
221.6

220.2

222.9

191.3
197.1
221.5
222.9

A S S E T S

1
Bank credit
568.2
573.0
626.9
614.9
2
200.2
224.0

590.4

3
88.5
80.1
4
111.6
143.9

U.S. government securities
90.6
93.2
81.3
78.3
Other securities
110.0
118.1
132.8
143.3

5
368.0
402.9
6
211.9
227.1
7
24.2
21.0
11
62.5
67.0
12
69.4
87.8

Loans and leases in bank credit
372.4
379.1
392.6
393.3
Commercial and industrial
214.9
215.9
220.0
225.3
Real estate
23.8
23.7
23.3
21.0
Security (3)
62.6
65.5
69.1
64.1
Other loans and leases
71.0
74.0
80.2
83.0

79.5
78.2

89.1
79.3

78.7

79.5

141.4

143.5

111.8
108.0
143.4
143.6

(2)
408.1

400.7

356.4
366.9
402.5
401.5

227.2

227.2

220.5
210.7
228.3
227.0

22.9

21.7

26.6
22.1

24.4
21.9

71.6

66.8

42.3
68.6

61.2
66.5

86.3

85.0

67.0
83.5

70.7
86.1

13
24.0
29.5

Interbank loans
22.1
22.6
29.7

31.4

29.9

31.2

23.6
30.2

21.8
36.3

14
34.8
32.9

Cash assets (4)
35.0
33.9
33.8

34.2

35.6

33.7

34.9
33.9

34.8
34.1

15
33.8
34.5

Other assets (5)
34.1
35.8
35.7

38.0

39.4

36.7

46.1
36.7

34.1
39.1

710.0

733.0

725.0

652.1
654.5
724.6
733.6

315.7

320.5

317.3

272.8
295.3
313.6
320.5

15.0

14.8

12.0

300.7

305.8

305.3

262.6
283.7
302.7
307.6

193.8

194.0

156.3
163.4
191.5
197.9

35.6

36.9

16 TOTAL ASSETS (6)
660.5
664.1
682.4
723.6
713.9

L I A B I L I T I E S
17 Deposits
303.2
298.1
307.0
321.6
316.1
18
Transaction
11.1
13.6
12.0
11.8
11.3
19
Nontransaction
292.0
284.5
295.0
309.8
304.8

22 Borrowings
167.2
169.8
169.8
184.1
194.1
193.5
23
From banks in the U.S.
29.6
26.6
23.8
32.3
40.5
42.9
24
From others

10.3
10.9

29.0
30.0
127.3

11.5
12.9

22.4
38.4
141.0

137.6
153.6
25
97.2
83.0

143.2
150.6

146.0

151.8

Net due to related foreign offices
107.0
108.5
95.2
106.1
89.2

26 Other liabilities
89.9
93.4
99.1
101.5
102.7

103.8

27 TOTAL LIABILITIES
657.5
668.3
684.5
700.2
701.5
28
3.0
23.4

158.2

698.8

107.0

727.4

Residual (assets less liabilities) (7)
-4.2
-2.0
11.1
5.5
12.4

157.0

98.3

102.2

711.8

13.1

161.5

159.5

117.1
101.1
106.3
100.7
96.1
101.1

87.4
101.7

642.3
647.2
712.5
720.7
9.8
12.1

7.3
12.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
December 11, 1998
Account
1998

1998

1998

Jul
Dec 2

Aug

--------------

--------------

1997

1998
1998
Week ending
Nov
May
Jun
Nov 11
Nov 18
Nov 25

1998

1998

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

601.6

627.6

616.1

542.5
565.7
617.5
615.1

220.5

217.6

187.7
201.1
217.7
216.4

79.3

80.3

A S S E T S

1
Bank credit
571.2
575.8
615.1
606.7
2
203.3
215.6
3
88.6
79.9

592.8

Securities in bank credit
203.4
215.6
210.8
215.4
U.S. government securities
90.3
94.0
81.2
79.9

80.6
79.8

89.7
79.4

3a
20.0
13.2
3b
68.6
66.7
4
114.8
135.7
4a
70.1
80.1
4b
44.6
55.6
5
367.9
399.5
6
211.8
226.4
7
24.0
21.2
11
62.4
67.0
12
69.7
85.0

Trading account
25.1
30.7
20.2
13.2
Investment account
65.2
63.3
61.1
66.7
Other securities
113.1
121.6
129.6
135.5
Trading account
70.1
75.3
83.4
80.9
Investment account
43.0
46.3
46.2
54.6
Loans and leases in bank credit
372.4
377.3
390.7
391.4
Commercial and industrial
214.7
214.8
218.9
224.4
Real estate
23.6
23.5
23.3
21.2
Security (3)
61.9
64.6
68.8
64.1
Other loans and leases
72.2
74.3
79.7
81.6

16.0

13.8

16.0
12.9

20.8
13.2

63.3

66.6

64.6
66.9

68.9
66.2

141.3

137.3

89.6

82.3

62.6
82.8

66.7
82.0

51.7

55.0

44.4
55.1

44.7
54.9

(2)
407.1

398.4

354.8
364.6
399.9
398.8

227.1

226.9

220.2
210.1
227.9
226.8

23.2

21.9

26.9
22.4

24.3
22.1

71.8

66.6

42.2
68.0

60.6
65.8

85.1

83.0

65.5
81.6

69.6
84.0

107.1
111.4
137.9
137.0

13
24.0
29.5

Interbank loans
22.1
22.6
29.7

31.4

29.9

31.2

23.6
30.2

21.8
36.3

14
35.7
33.6

Cash assets (4)
34.9
34.0
35.5

34.3

35.9

34.6

35.7
34.6

34.4
35.0

15
33.0
35.2

Other assets (5)
33.7
36.6
36.6

38.0

38.5

37.2

46.8
37.1

34.5
39.3

704.9

731.6

718.8

648.3
656.1
719.1
725.5

317.3

320.0

316.4

272.3
298.0
313.2
318.1

15.7

14.8

12.0

301.6

305.2

304.4

16 TOTAL ASSETS (6)
663.7
666.4
685.8
713.1
708.2

L I A B I L I T I E S
17 Deposits
304.9
296.3
305.7
321.1
315.7
18
Transaction
11.2
13.7
12.0
11.6
11.5
19
Nontransaction
293.8
282.6
293.7

10.2
10.8

11.2
12.9

262.1
286.8
302.4
305.2

309.5

304.2

22 Borrowings
167.2
169.8
169.8
184.1
194.1
193.5
23
From banks in the U.S.
29.6
26.6
23.8
32.3
40.5
42.9
24
From others
137.6
143.2
146.0
151.8
153.6
150.6
25
96.5
88.6

194.0

35.6

36.9

158.2

157.0

127.3
141.0
161.5
159.5

99.0

117.7
102.1
106.4
100.4

Net due to related foreign offices
103.5
105.2
93.6
105.0
88.6

26 Other liabilities
89.1
92.7
99.1
103.4
104.2

103.5

27 TOTAL LIABILITIES
657.7
662.2
679.8
707.2
702.0

698.5

156.3
163.4
191.5
197.9

193.8

106.7

725.6

28
5.9
5.9

Residual (assets less liabilities) (7)
4.1
6.0
6.4
6.0
6.2

29
42.2
46.4
30
40.6
43.8

MEMO
Reval. gains on off-bal. sheet items (8)
41.7
43.8
48.3
51.4
49.0
Reval. losses on off-bal. sheet items (8)
40.2
42.3
45.5
47.7
46.5

103.6

712.9

29.0
30.0

97.7
102.4

22.4
38.4

86.9
103.2

644.1
650.4
713.5
719.6
4.2
5.6

5.7
5.9

47.5

43.0
46.8

40.3
47.1

44.5

42.1
43.6

38.7
44.6

5.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

December 11, 1998
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.

1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.