h8.

ascii
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
February 5, 1999
Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

1998

1998

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

4,488.2

4,527.9

4,095.0
4,263.7
4,549.0
4,520.2
4,526.7

1,226.6

1,081.9
1,121.6
1,235.8
1,215.8
1,219.7

790.6

792.8

747.3
756.9
793.8
794.7

435.9

443.0

334.6
364.7
422.0
425.0

(2)
3,301.3

3,013.1
3,142.1
3,313.1
3,304.4
3,307.0

947.2

945.2

1,308.9

1,230.7
1,274.6
1,322.5
1,323.8
1,328.6

97.3

97.2

1,211.6

1,133.0
1,176.8
1,225.4
1,227.2
1,232.0

498.8

501.8

A S S E T S

1
Bank credit
4,280.5
4,341.6
4,532.4
4,518.9

4,398.9

2
Securities in bank credit
1,130.4
1,156.5
1,177.1
1,217.7
1,218.9
1,217.9
3
U.S. government securities
760.7
771.2
767.4
774.2
792.1
797.0
4
Other securities
369.8
385.3
409.7
443.5
426.8
420.9
5
Loans and leases in bank credit
3,150.1
3,185.1
3,221.9
3,270.4
3,313.5
3,300.9
6
Commercial and industrial
897.8
906.4
918.6
939.1
945.0
943.5
7
Real estate
1,271.8
1,281.1
1,283.4
1,287.5
1,322.7
1,318.7
8
Revolving home equity
97.5
97.6
97.9
96.9
96.7
96.8
9
Other
1,174.2
1,183.5
1,185.5
1,190.5
1,225.9
1,221.9
10
Consumer
496.0
494.5
497.4
496.8

853.9
886.9
939.9
941.5

97.7
96.6

97.8
96.6

506.5
503.1
500.5
502.8

504.6
11
131.9
158.4
12
352.5
382.8

504.9
Security (3)
137.7
142.9
158.9
152.6
Other loans and leases
365.3
379.6
388.2
381.3

152.5

151.4

97.6
130.2
153.3
150.2

393.9

392.2

324.4
347.3
386.8
383.8

13 Interbank loans
213.2
206.1
219.8
220.3
222.8

220.3

219.8

214.9

209.7
217.8
209.4
213.9

14 Cash assets (4)
243.5
251.6
253.3
279.6
270.5

243.0

249.6

249.4

262.9
250.4
258.8
256.9

15 Other assets (5)
312.7
318.1
323.3
338.0
318.5

322.8

327.1

329.4

296.0
312.5
330.2
332.2

16 TOTAL ASSETS (6)
4,992.2
5,060.2
5,137.9
5,312.4
5,272.8

5,216.4

5,266.4

4,806.9
4,986.8
5,284.6
5,260.7
5,271.6

3,268.0

3,310.9

3,112.1
3,222.4
3,319.2
3,340.9
3,332.3

666.0

665.7

664.7

2,602.0

2,645.2

2,424.1
2,539.7
2,654.5
2,693.1
2,683.5

697.4

709.0

702.0

1,904.6

1,936.2

1,787.3
1,854.0
1,952.5
1,983.2
1,970.2

977.9

986.7

819.2
858.4
964.0
973.1

328.4

325.4

305.0
289.4
321.8
327.2

649.5

661.3

514.2
569.0
642.2
646.0

25 Net due to related foreign offices
187.6
203.8
202.7
226.1
218.5
209.5
205.7

217.1

194.9
170.7
212.7
213.5

342.4

280.9
308.7
342.3
345.0

L I A B I L I T I E S
17 Deposits
3,191.2
3,221.7
3,244.2
3,355.0
3,331.4
18
Transaction
664.7
665.3
675.0
684.5
679.3
19
Nontransaction
2,526.5
2,556.4
2,569.3
2,670.4
2,652.1
20
Large time
668.1
680.3
685.9
715.2
712.5
21
Other
1,858.3
1,876.0
1,883.3
1,955.2
1,939.6

22 Borrowings
857.7
859.9
888.8
939.0
985.9
975.8
23
From banks in the U.S.
295.3
298.1
308.4
319.1
322.4
322.5
24
From others
562.5
561.8
580.4
620.0
663.6
653.3

26 Other liabilities
322.1
334.9
344.2

358.8

340.5

688.1
682.7
647.8
648.8

636.7
685.7
709.8
713.3

347.7

344.8

27 TOTAL LIABILITIES
4,558.6
4,620.3
4,679.9
4,898.2
4,857.7

4,791.9

4,847.7

28 Residual (assets less liabilities) (7)
433.7
439.9
457.9
424.5
418.6
414.2
415.1

4,407.1
4,560.2
4,865.5
4,859.9
4,863.9

419.2

399.7
426.5
400.7
407.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
February 5, 1999
Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

1998

1998

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

4,491.7

4,536.3

4,104.9
4,265.0
4,559.7
4,544.5
4,539.6

1,226.2

1,077.1
1,124.5
1,231.0
1,220.6
1,221.0

791.8

791.4

745.2
759.4
791.7
792.8

434.4

439.6

331.8
365.2
428.8
428.2

A S S E T S

1
Bank credit
4,274.4
4,328.0
4,536.2
4,514.6

4,385.8

2
Securities in bank credit
1,124.8
1,147.9
1,164.9
1,214.0
1,217.7
1,217.5
3
U.S. government securities
756.8
766.3
762.3
771.6
789.1
792.3
4
Other securities
368.0
381.6
402.6
442.4
428.6
425.2

5
Loans and leases in bank credit (2)
3,149.6
3,180.1
3,220.9
3,277.6
3,310.1
3,318.5
3,297.1
6
Commercial and industrial
897.4
900.4
913.1
937.0
945.8

3,027.8
3,140.5
3,328.7
3,324.0
3,318.6
943.1

852.1
889.6
940.7
937.5

941.0
7
1,273.9
1,322.5
8
97.6
97.0
9
1,176.3
1,225.5
10
494.1
511.1
11
129.7
158.0
12
354.6
385.9

938.7
Real estate
1,284.7
1,288.3
1,294.2
1,315.8
Revolving home equity
97.8
98.6
97.8
96.9
Other
1,186.9
1,189.7
1,196.4
1,218.9
Consumer
496.2
500.2
498.6
509.9
Security (3)
133.2
139.5
159.3
152.5
Other loans and leases
365.7
379.8
388.4
380.1

1,315.6

1,234.1
1,272.1
1,326.1
1,326.0
1,331.6

98.0

97.5

1,217.6

1,136.1
1,174.7
1,228.7
1,228.8
1,234.6

501.3

508.1

512.8
500.3
510.8
511.2

153.8

154.3

100.3
130.1
152.3
151.8

393.6

397.1

328.4
348.3
394.3
386.5

98.0
97.2

97.5
97.0

13 Interbank loans
206.8
199.0
214.2
226.8
221.4

216.4

226.3

224.8

219.1
214.4
222.5
224.4

14 Cash assets (4)
239.1
239.3
251.2
307.5
264.8

246.8

258.9

267.6

282.1
245.3
275.0
268.3

15 Other assets (5)
314.0
320.0
324.5
334.4
315.9

322.0

328.1

329.5

296.3
311.0
329.9
329.2

16 TOTAL ASSETS (6)
4,976.6
5,028.9
5,117.9
5,347.3
5,259.2

5,218.9

5,291.4

4,845.6
4,978.2
5,323.5
5,314.4
5,303.8

3,271.7

3,329.4

3,144.6
3,214.5
3,351.2
3,382.9
3,354.1

661.9

676.4

698.4

2,609.7

2,653.1

2,422.2
2,536.7
2,652.7
2,695.6
2,684.6

701.4

715.3

707.2

1,908.3

1,937.8

1,780.9
1,853.3
1,945.6
1,986.8
1,972.7

973.8

981.9

L I A B I L I T I E S
17 Deposits
3,183.7
3,211.5
3,248.4
3,362.6
3,293.1
18
Transaction
659.8
651.9
670.3
700.6
659.4
19
Nontransaction
2,523.8
2,559.6
2,578.1
2,662.0
2,633.7
20
Large time
664.8
679.4
687.6
712.1
710.7
21
Other
1,859.0
1,880.2
1,890.5
1,949.8
1,923.0

22 Borrowings
862.1
852.6
891.9
935.0
1,003.5
991.6
23
From banks in the U.S.

722.4
677.8
687.3
669.4

641.3
683.4
708.8
711.9

817.2
868.1
954.6
969.8
308.8

292.3

295.4
330.0
24
566.6
673.5

294.1
307.2
328.5
From others
558.5
584.7
663.1

315.0

328.7

329.6

620.0

645.0

652.3

508.4
575.8
634.2
641.4

25 Net due to related foreign offices
189.1
203.6
202.3
223.7
216.6
211.7
211.7

218.2

193.7
176.6
212.6
214.4

26 Other liabilities
321.4
334.9
343.9
347.5
345.6

358.5

341.8

343.3

281.9
308.0
341.9
344.7

27 TOTAL LIABILITIES
4,556.3
4,602.6
4,686.6
4,925.3
4,841.9

4,788.9

4,861.6

4,437.3
4,567.2
4,894.6
4,892.0
4,882.9

28 Residual (assets less liabilities) (7)
420.3
426.3
431.3
430.0
429.9
422.1
417.2
MEMO
29 Reval. gains on off-bal. sheet items (8)
92.9
96.1
110.4
130.7
110.5
112.5
111.2
30 Reval. losses on off-bal. sheet items (8)
90.6
96.4
110.6
128.0
109.3
107.7
107.0

428.9

320.4

328.4

408.3
411.0
422.4
420.9

117.2

82.5
111.3

92.7
110.5

114.9

85.9
107.4

90.6
107.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
February 5, 1999
Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998

1998

Oct

Nov

Dec

--------

--------

--------

A S S E T S

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20
-------- --------------------- -------

1
Bank credit
3,708.4
3,753.2
3,934.3
3,915.8
2
929.3
999.5
3
669.6
708.6
4
259.6
290.9

3,794.4

3,863.5

3,907.8

Securities in bank credit
944.1
961.6
995.8
1,002.7
994.9
U.S. government securities
677.1
685.2
694.0
710.2
710.4
Other securities
266.9
276.5
301.8
292.5
284.6

5
Loans and leases in bank credit
2,779.1
2,809.2
2,832.7
2,867.7
2,934.8
2,920.8
6
Commercial and industrial
683.7
692.3
700.6
715.3
730.5
728.9
7
Real estate
1,247.8
1,257.3
1,259.8
1,264.2
1,302.0
1,298.0
8
Revolving home equity
97.5
97.6
97.9
96.9
96.7
96.8
9
Other
1,150.3
1,159.7
1,161.9
1,167.2
1,205.3
1,201.2
10
Consumer
496.0
494.5
497.4
496.8
504.6
504.9
11
Security (3)
69.9
73.5
75.2
89.3
87.4
82.1
12
Other loans and leases
281.6
291.5
299.6
302.1
310.3
306.9

3,551.6
3,695.5
3,947.9
3,930.0
3,931.5

1,019.1

895.8
921.4
999.0
1,000.9

711.8

670.7
668.4
711.0
711.5

307.3

225.0
253.0
288.0
289.4

(2)
2,905.1

2,655.9
2,774.1
2,928.8
2,930.9
2,930.6

723.4

727.1

1,286.9

1,204.8
1,250.4
1,301.8
1,303.3
1,307.7

97.3

97.2

1,189.6

1,107.1
1,152.7
1,204.7
1,206.6
1,211.1

498.8

501.8

87.5

85.4

308.4

312.5

258.3
277.9
312.1
309.9

633.5
675.1
729.3
729.1

97.7
96.6

97.8
96.6

506.5
503.1
500.5
502.8
52.9
85.7

67.6
81.2

13 Interbank loans
192.3
186.1
191.4
189.7
193.6

194.9

193.3

187.8

178.5
193.9
184.4
186.9

14 Cash assets (4)
208.5
217.8
219.3
241.8
237.1

207.6

216.1

215.6

229.6
215.6
223.7
220.9

15 Other assets (5)
278.7
282.4
285.5
297.9
281.8

283.5

290.5

290.3

252.8
278.7
292.2
293.9

16 TOTAL ASSETS (6)
4,330.4
4,382.6
4,433.3
4,606.1
4,570.7

4,491.9

4,549.9

4,156.0
4,326.4
4,583.7
4,572.7
4,575.4

L I A B I L I T I E S

17 Deposits
2,893.6
2,915.8
2,929.7
3,036.5
3,016.1
18
Transaction
651.0
653.1
659.7
671.8
666.7
19
Nontransaction
2,242.6
2,262.7
2,270.0
2,364.7
2,349.3
20
Large time
385.1
385.1
384.3
411.9
411.8
21
Other
1,857.5
1,877.7
1,885.7
1,952.9
1,937.6

2,949.1

2,995.6

2,839.6
2,919.3
3,011.9
3,029.6
3,013.9

650.7

653.4

654.0

2,298.3

2,342.3

2,161.4
2,247.7
2,357.9
2,393.6
2,376.9

397.4

410.3

409.0

1,900.9

1,932.0

1,784.5
1,854.3
1,948.9
1,979.5
1,967.0

792.3

807.3

669.7
691.4
791.6
799.1

295.0

297.0

279.2
259.9
299.9
302.9

497.3

510.4

390.6
431.5
491.8
496.1

22 Borrowings
690.0
694.7
709.8
753.5
804.8
798.4
23
From banks in the U.S.
269.5
276.1
278.2
287.1
298.1
298.3
24
From others
420.5
418.5
431.6
466.4
506.8
500.1

25 Net due to related foreign offices
79.8
93.6
105.6
116.9
116.3
111.0
109.9

114.8

678.2
671.6
636.1
637.0

376.9
393.4
414.1
409.9

73.2
110.9

73.4
114.7

26 Other liabilities
228.6
235.5
240.2
250.4
247.2

251.5

238.2

241.7

27 TOTAL LIABILITIES
3,892.0
3,939.6
3,985.4
4,202.7
4,171.5

4,071.0

4,142.4

3,767.8
3,902.9
4,175.7
4,177.8
4,174.2

28 Residual (assets less liabilities) (7)
438.4
443.0
447.9
420.9
407.5
403.4
399.2

408.0

185.2
218.8
245.6
246.7

388.3
423.5
394.8
401.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
February 5, 1999

Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

1998

1998

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

3,867.7

3,923.7

3,562.3
3,693.8
3,960.1
3,955.7
3,947.8

A S S E T S

1
Bank credit
3,699.5
3,737.2
3,944.2
3,918.2

3,786.4

2
Securities in bank credit
920.9
931.3
952.8
991.8
1,007.7
1,006.0
1,001.9
3
U.S. government securities
666.1
671.5
680.1
690.9
710.4
707.8
709.2
4
Other securities
254.8
259.8
272.8
300.9
297.2
298.2
292.7
5
Loans and leases in bank credit
2,778.6
2,805.9
2,833.6
2,875.9
2,938.2
2,916.3
6
Commercial and industrial
683.6
687.4
696.2
713.4
726.1
724.0
7
Real estate
1,250.2
1,261.0
1,264.8
1,270.6
1,301.8
1,295.2
8
Revolving home equity
97.6
97.8
98.6
97.8
97.0
96.9
9
Other
1,152.6
1,163.2
1,166.2
1,172.9
1,204.8
1,198.3
10
Consumer
494.1
496.2
500.2
498.6
511.1
509.9
11
Security (3)
68.3
69.8
72.2
89.6
87.0
82.4
12
Other loans and leases
282.4
291.5
300.3
303.6
312.2
304.7
13 Interbank loans
185.9
179.1
185.8
196.1
192.1

190.9

1,018.4

894.7
921.2
1,009.5
1,007.7

710.7

669.0
670.8
710.8
710.9

307.7

225.7
250.4
298.7
296.8

(2)
2,916.0

2,667.5
2,772.6
2,941.7
2,946.2
2,940.1

722.2

724.2

1,293.3

1,208.1
1,248.2
1,305.4
1,305.3
1,310.7

98.0

97.5

1,195.3

1,110.1
1,150.7
1,207.9
1,208.1
1,213.7

501.3

508.1

89.1

87.2

310.1

316.8

261.6
278.6
318.2
311.5

199.8

197.7

187.9
190.5
197.5
197.4

630.8
677.8
727.7
724.1

98.0
97.2

97.5
97.0

512.8
500.3
510.8
511.2
54.1
84.3

67.7
82.8

14 Cash assets (4)
204.2
205.5
217.1
270.1
231.7

211.1

224.5

232.1

247.2
209.6
239.5
232.3

15 Other assets (5)
280.3
283.5
286.7
294.4
278.8

283.7

291.1

289.7

252.4
278.0
291.6
290.2

16 TOTAL ASSETS (6)
4,312.4
4,348.0
4,418.4
4,647.4
4,563.6

4,495.8

4,581.2

4,193.2
4,314.6
4,621.8
4,627.0
4,610.3

2,953.3

3,015.2

2,869.0
2,909.6
3,040.7
3,073.3
3,038.4

646.7

664.1

687.3

2,306.6

2,351.1

2,156.9
2,243.0
2,353.5
2,398.1
2,380.7

400.8

415.3

409.4

1,905.8

1,935.8

1,779.8
1,851.9
1,944.0
1,985.3
1,971.2

788.2

802.5

667.7
701.1
782.3
795.7

295.3

301.1

283.0
262.8
298.5
304.2

492.9

501.4

384.8
438.2
483.7
491.6

L I A B I L I T I E S
17 Deposits
2,887.9
2,906.9
2,932.3
3,047.2
2,978.9
18
Transaction
646.0
639.7
654.4
687.9
647.3
19
Nontransaction
2,241.9
2,267.2
2,278.0
2,359.4
2,331.6
20
Large time
384.0
387.5
387.8
411.1
410.1
21
Other
1,857.9
1,879.8
1,890.2
1,948.3
1,921.5

22 Borrowings
694.4
687.4
713.0
749.5
822.4
814.2
23
From banks in the U.S.
269.7
272.1
277.0
283.0
305.7
304.3
24
From others
424.7
415.2
435.9
466.5
516.7
509.9

25 Net due to related foreign offices
84.9
96.7
106.8
115.5
113.7
109.0
109.0

111.3

712.1
666.6
675.2
657.7

377.1
391.0
412.8
409.5

67.1
106.5

80.1
111.6

26 Other liabilities
228.6
235.5
240.2
250.4
247.2

251.5

238.2

241.7

27 TOTAL LIABILITIES
3,895.7
3,926.5
3,992.3
4,229.0
4,149.2

4,069.8

4,155.2

3,789.0
3,909.6
4,196.2
4,207.7
4,192.3

28 Residual (assets less liabilities) (7)
416.7
421.5
426.1
425.9
426.0
418.5
414.4
29

MEMO
Reval. gains on off-bal. sheet items (8)

425.6

185.2
218.8
245.6
246.7

404.1
405.1
419.3
418.0

41.0

50.5

51.0
51.9
61.7
78.7
62.7
66.7
65.8
30 Reval. losses on off-bal. sheet items (8)
50.4
54.2
65.1
80.5
65.1
65.5
65.4
31 Mortgage-backed securities (9)
293.0
301.2
313.7
335.9
346.3
338.5
338.6

69.1

65.4

63.8

70.5

43.9
65.4

50.1
64.4

345.9

281.1
291.0
345.9
343.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
February 5, 1999
Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

1998

1998

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

2,391.9

2,411.9

2,171.7
2,275.4
2,434.1
2,408.7
2,416.7

569.4

577.7

494.6
519.5
554.1
557.9

380.1

376.6

355.1
356.9
374.3
375.9

23.4

24.0

356.7

352.6

327.7
333.5
347.5
347.6

189.3

201.1

139.5
162.7
179.8
182.0

A S S E T S

1
Bank credit
2,274.4
2,305.1
2,421.1
2,403.6
2
521.5
558.8
3
355.4
375.1
3a
20.4
27.1
3b
335.0
348.0
4
166.1
183.7

2,336.2

Securities in bank credit
532.2
547.0
572.6
555.1
U.S. government securities
361.3
367.8
371.8
377.1
Trading account
21.3
22.0
20.9
27.6
Investment account
340.0
345.8
350.9
349.5
Other securities
170.9
179.2
200.8
178.0

27.4
26.8

23.4
28.3

4a
81.1
86.1
4b
85.0
97.7
4c
22.4
25.0
4d
62.6
72.7

Trading account
83.1
89.5
109.2
92.8
81.1
Investment account
87.7
89.8
91.7
96.5
96.9
State and local government
22.6
23.2
23.9
24.6
25.0
Other
65.1
66.6
67.8
71.9
71.9

101.8

63.3
80.4

79.5
82.7

99.3

76.2
99.4

83.2
99.3

25.0

22.1
25.2

22.2
24.9

74.4

54.0
74.1

60.9
74.4

5
Loans and leases in bank credit (2)
1,677.1
1,755.9
1,752.8
1,772.9
1,789.1
1,819.3
1,842.5
1,856.4
1,854.6
1,858.8
1,862.3
1,848.5
6
Commercial and industrial
458.0
490.4
497.6
502.9
508.9
521.4
527.7
529.6
531.0
531.1
532.2
531.2
6a
Bankers acceptances
1.3
1.2
1.3
1.3
1.3
1.2
1.2
1.2
1.3
1.3
1.3
1.3
6b
Other
456.8
489.2
496.3
501.7
507.6
520.2
526.5
528.3
529.8
529.8
530.9
529.9
7
Real estate
677.1
695.0
686.7
687.9
685.6
686.2
698.7
706.1
702.8
708.6
702.0
697.1
8
Revolving home equity
69.4
69.1
68.7
68.6
68.8
68.0
67.7
67.5
66.9
67.2
67.4
67.6
9
Other
607.7
625.9
617.9
619.3
616.8
618.3
631.0
638.6
635.9
641.5
634.6
629.5
10
Consumer
302.8
301.8
294.5
295.7
298.6
299.5
300.5
301.6
301.0
305.2
306.9
307.1
11
Security (3)
47.4
61.6
63.9
67.4
68.9
82.7
80.8
79.0
79.4
75.0
81.4
76.3
11a
Fed funds and RPs with broker/dealer
31.1
42.9
44.9
48.0
50.1
64.7
63.6
62.8
61.9
59.8
63.1
61.2
11b
Other
16.3
18.7
19.0
19.4
18.8
18.0
17.3
16.3
17.4
15.2
18.3
15.1
12a
State and local government
11.9
11.6
11.1
11.5
11.5
11.6
11.9
11.6
11.5
11.8
11.6
11.5
12b
Agricultural
10.1
10.1
10.0
10.0
10.0
9.9
10.0
10.1
10.2
10.2
10.2
10.2
12c
Fed funds and RPs with others
11.6
5.6
8.9
10.0
12.4
12.9
12.4
16.1
13.9
12.6
12.3
12.1
12d
All other loans
75.2
85.3
83.9
88.9
93.2
93.5
97.8
96.5
97.6
97.1
98.4
95.1

12e
96.3
107.4

Lease financing receivables
98.7
100.0
101.4
102.8
107.8

13 Interbank loans
123.9
115.7
117.5
119.0
122.3
125.9
13a
Fed funds and RPs with banks
70.1
62.5
64.2
73.6
79.5
78.4
13b
Other
53.8
53.2
53.4
45.4
42.8
47.4

105.7

83.0
107.2

94.4
107.2

127.8
128.0
117.3
120.4

119.3

120.5

75.2

73.6

87.4
74.4

77.2
76.7

44.0

46.9

40.4
43.0

50.8
43.7

14 Cash assets (4)
143.8
151.2
151.3
169.6
158.9

141.0

147.9

147.8

162.2
149.1
155.6
152.4

15 Other assets (5)
215.7
219.3
219.8
223.2
221.0

215.8

218.2

216.9

196.2
214.8
217.0
217.5

16 TOTAL ASSETS (6)
2,720.0
2,754.0
2,787.3
2,898.3
2,871.6

2,829.8

2,859.4

2,620.4
2,729.4
2,881.4
2,860.9
2,869.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
February 5, 1999
Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

1998

1998

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

1,639.7

1,666.3

1,613.0
1,644.3
1,672.6
1,675.9
1,663.1

366.6

368.3

367.3

L I A B I L I T I E S
17 Deposits
1,620.1
1,627.8
1,628.2
1,682.4
1,658.1
18
Transaction
367.8
369.3
373.1

392.8
383.2
355.6
355.2

381.1
366.4
19
Nontransaction
1,252.3
1,258.5
1,255.1
1,301.2
1,291.8
20
Large time
216.1
214.9
209.8
229.4
229.7
21
Other
1,036.2
1,043.5
1,045.3
1,071.9
1,062.1

1,273.1

1,298.1

1,220.2
1,261.0
1,305.4
1,320.4
1,307.9

221.5

230.3

230.2

1,051.6

1,067.7

1,004.4
1,038.5
1,075.2
1,088.5
1,080.2

610.0

621.1

519.3
532.5
604.5
616.6

208.1

209.3

209.3
188.8
214.2
220.6

401.8

411.8

310.0
343.7
390.3
396.0

22 Borrowings
526.6
531.8
544.5
579.2
622.1
616.7
23
From banks in the U.S.
190.5
197.5
198.4
204.0
215.2
217.0
24
From others
336.1
334.2
346.2
375.3
406.9
399.7

25 Net due to related foreign offices
76.1
89.9
101.8
112.3
112.7
108.3
107.2

111.3

215.8
222.5
231.9
227.7

68.9
107.4

69.6
111.6

26 Other liabilities
198.5
204.9
209.6
219.5
217.7

220.2

206.0

209.6

27 TOTAL LIABILITIES
2,421.3
2,454.3
2,484.2
2,632.2
2,599.7

2,551.4

2,595.0

2,358.5
2,435.4
2,614.6
2,601.9
2,606.3

28 Residual (assets less liabilities) (7)
298.6
299.7
303.2
278.4
264.4
266.1
271.8

266.8

157.3
189.0
214.0
215.0

261.9
294.0
259.0
262.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
February 5, 1999

1998

1998

Aug
Jan 27

Sep

Account
1998
Oct

1998

1998

Nov

Dec

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

--------------

--------------

--------

--------

--------

-------- ---------------------------

2,396.3

2,428.6

2,181.6
2,269.0
2,445.8
2,441.5
2,437.5

A S S E T S

1
Bank credit
2,267.4
2,289.6
2,435.8
2,411.0
2
514.5
566.2
3
353.1
375.2
3a
19.9
26.8
3b
333.3
348.4
3c
219.0
246.1
3d
114.3
102.3
3e
30.4
28.7
3f
52.1
37.8
3g
31.9
35.8
4
161.3
191.0
4a
77.0
92.5
4b
84.3
98.5
4c
22.3
24.9
4d
62.1
73.6

2,326.1

Securities in bank credit
520.5
539.0
571.6
577.7
563.0
U.S. government securities
356.5
363.1
371.0
383.2
377.0
Trading account
21.2
21.9
21.9
24.6
26.5
Investment account
335.3
341.2
349.0
358.6
350.5
Mortgage-backed
225.7
236.3
255.2
258.1
247.2
Other
109.6
104.8
93.9
100.5
103.3
1 year or less
28.9
27.7
26.1
27.2
28.2
Between 1 and 5 years
48.9
44.2
37.2
38.2
38.6
More than 5 years
31.8
33.0
30.6
35.2
36.5
Other securities
164.0
175.9
200.7
194.5
185.9
Trading account
76.8
86.4
108.8
96.8
88.6
Investment account
87.2
89.4
91.9
97.7
97.3
State and local government
22.7
23.2
24.0
24.6
24.9
Other
64.6
66.2
67.9
73.1
72.4

5
Loans and leases in bank credit (2)
1,752.9
1,769.1
1,787.1
1,824.6
1,851.0

578.9

495.4
516.2
567.5
565.8

377.1

354.9
356.6
376.4
376.1

23.6

27.0
25.5

22.5
27.3

353.5

327.9
334.1
350.9
348.8

253.4

217.0
217.6
253.5
251.2
110.9

100.1

116.5
97.4
97.6

26.5

29.9
25.9

31.6
26.2

38.4

56.8
36.6

49.1
36.1

35.1

24.1
34.9

35.8
35.4

201.8

140.5
159.6
191.1
189.6

101.5

63.6
90.2

76.7
89.2

100.4

77.0
100.9

82.9
100.4

25.0

22.2
25.2

22.4
24.9

75.4

54.8
75.6

60.6
75.6

1,686.2
1,752.8
1,866.9
1,874.0
1,871.8

1,869.6
6
497.7
528.7
6a
1.2
1.3
6b
496.5
527.5
7
688.9
705.0
8
68.9
67.7
9a
383.4
392.8
9b
236.7
244.5
10
294.3
311.4
11
62.3
81.1
11a
43.9
62.7
11b
18.5
18.3
12a
11.1
11.6
12b
10.3
10.0
12c
8.9
12.3
12d
83.5
99.7
12e
95.8
109.9

1,848.0
Commercial and industrial
499.5
506.0
521.1
527.8
527.2
527.1
Bankers acceptances
1.3
1.3
1.3
1.3
1.3
1.2
Other
498.3
504.6
519.8
526.5
525.9
525.9
Real estate
691.2
688.9
690.3
703.0
708.7
697.6
Revolving home equity
68.9
69.4
68.6
68.4
67.8
67.7
Other residential
384.9
380.8
382.8
393.9
398.4
384.8
Commercial
237.4
238.8
238.9
240.7
242.4
245.1
Consumer
297.2
300.6
300.5
301.4
305.6
310.1
Security (3)
63.7
65.8
83.1
82.3
80.8
76.6
Fed funds and RPs with broker/dealer
45.1
47.6
65.2
65.0
63.7
61.3
Other
18.6
18.2
17.9
17.3
17.1
15.3
State and local government
11.5
11.6
11.6
12.0
11.7
11.5
Agricultural
10.3
10.3
10.1
10.1
10.1
10.0
Fed funds and RPs with others
10.0
12.4
12.9
12.4
16.1
12.1
All other loans
88.2
92.7
94.0
99.3
100.6
93.1
Lease financing receivables
97.5
98.9
101.0
102.8
106.0
110.0

13 Interbank loans
122.9
113.1
116.3
116.2
128.6
128.1
13a
Fed funds and RPs with banks
69.4
60.7
63.7
70.9
83.8
79.5
13b
Other
53.5
52.5
52.7
45.2

456.0
491.5
530.1
527.1
1.3
1.3

1.2
1.3

454.6
490.3
528.8
525.9
679.5
692.1
708.3
714.6
69.7
67.7

68.9
67.7

371.0
383.8
397.3
403.0
238.8
239.4
243.3
243.9
306.7
300.6
310.3
311.6
48.7
77.9

61.7
76.6

31.4
60.7

42.6
61.3

17.2
17.2

19.2
15.3

12.0
11.5

11.5
11.8

10.1
10.4

10.2
10.2

11.6
13.9

5.6
12.6

78.4
101.9

85.5
97.6

83.2
109.5

94.0
109.7

133.2
128.4
124.1
126.9

121.3

125.7

76.9

77.5

91.5
79.5

77.5
81.7

44.4

48.2

41.6
44.6

50.9
45.2

44.8

48.6

14 Cash assets (4)
140.2
141.1
149.8
194.3
156.9

144.6

154.0

161.1

176.2
144.0
167.1
162.8

15 Other assets (5)
215.7
219.3
219.8
223.2
221.0

215.8

218.2

216.9

196.2
214.8
217.0
217.5

16 TOTAL ASSETS (6)
2,708.2
2,725.4
2,774.2
2,944.3
2,879.6

2,835.0

2,884.1

2,649.6
2,718.2
2,911.5
2,912.3
2,907.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
February 5, 1999
Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

1998

1998

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

1,645.9

1,679.5

1,634.6
1,637.9
1,694.2
1,710.4
1,685.3

364.4

374.9

390.4

1,281.5

1,304.6

1,218.5
1,258.1
1,303.7
1,329.6
1,314.7

224.8

235.3

230.7

1,056.7

1,069.3

1,002.5
1,038.0
1,073.1
1,099.0
1,087.4

L I A B I L I T I E S
17 Deposits
1,620.0
1,625.4
1,634.3
1,694.3
1,636.1
18
Transaction
365.6
360.2
370.0
394.9
356.8
19
Nontransaction
1,254.5
1,265.2
1,264.3
1,299.4
1,279.4
20
Large time
215.0
217.3
213.3
228.6
228.0
21
Other
1,039.5
1,047.9
1,051.0
1,070.9
1,051.3
22

Borrowings

416.0
379.8
380.8
370.6

216.1
220.1
230.6
227.3

516.5

541.8

530.9
636.3
23
190.5
221.2
24
340.4
415.1

523.1
544.3
574.7
628.2
From banks in the U.S.
192.7
196.0
200.4
221.0
From others
330.4
348.3
374.3
407.3

606.4

615.6

209.6

213.4

213.0
191.2
215.2
221.8

396.8

402.2

303.6
350.7
385.0
391.4

25 Net due to related foreign offices
81.2
92.9
103.0
110.9
110.1
106.3
106.3

107.7

600.2

62.8
103.0

613.2

76.2
108.5

26 Other liabilities
198.5
204.9
209.6
219.5
217.7

220.2

206.0

209.6

27 TOTAL LIABILITIES
2,430.6
2,446.4
2,491.2
2,656.4
2,588.4

2,551.7

2,602.1

2,371.2
2,445.0
2,627.1
2,627.5
2,622.1

28 Residual (assets less liabilities) (7)
277.6
279.1
283.0
283.3
282.1
288.0
291.1
29
51.0
66.7
30
50.4
65.5
31
242.8
276.1
31a
157.9
189.4
31b
84.9
86.8
32
3.5
2.8
33
35.3
39.0

MEMO
Reval. gains on off-bal. sheet items (8)
51.9
61.7
78.7
62.7
65.8
Reval. losses on off-bal. sheet items (8)
54.2
65.1
80.5
65.1
65.4
Mortgage-backed securities (9)
249.6
260.4
280.6
286.9
276.5
Pass-through
161.3
167.3
189.5
196.6
191.1
CMO, REMIC, and other
88.3
93.2
91.1
90.3
85.4
Net unrealized gains (losses) on
3.1
3.7
4.4
3.1
2.8
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
35.6
36.8
38.5
39.1
39.0

284.5

H.8 (510)

278.4
273.2
284.7
284.9

69.1

41.0
65.4

50.5
63.8

70.5

43.9
65.4

50.1
64.4

283.9

235.8
240.2
283.1
280.9

194.7

158.9
157.8
194.5
192.6

89.2
3.0

38.5

------------------------------------------------Footnotes appear on page 13.

157.3
189.0
214.0
215.0

77.0
88.7

82.3
88.3

2.1
3.2

3.2
3.2

34.2
39.3

36.1
39.0

Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
February 5, 1999
Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

1998

1998

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

1,471.6

1,495.9

1,380.0
1,420.1
1,513.8
1,521.3
1,514.8

433.3

441.4

401.2
401.9
444.9
443.0

330.1

335.2

315.7
311.5
336.7
335.6

A S S E T S

1
Bank credit
1,434.0
1,448.1
1,513.2
1,512.2
2
407.8
440.7
3
314.3
333.5
4
93.5
107.2

1,458.2

Securities in bank credit
411.9
414.6
423.2
439.8
U.S. government securities
315.8
317.4
322.2
333.2
Other securities
96.1
97.2
101.0
106.6

103.2

5
Loans and leases in bank credit
1,026.3
1,036.2
1,043.6
1,048.4
1,072.6
1,072.4
6
Commercial and industrial
186.2
189.4
191.7
193.9
198.4
197.8
7
Real estate
561.2
569.4
574.2
577.9
600.0
600.9
8
Revolving home equity
28.8
29.0
29.0
29.0
29.3
29.3
9
Other
532.4
540.3
545.2
549.0
570.7
571.7
10
Consumer
201.5
198.9
198.7
197.3
197.8
197.7
11
Security (3)
6.0
6.1
6.3
6.5
6.0
5.8
12
Other loans and leases
71.4
72.5
72.6
72.8

106.2

85.5
108.3

90.4
107.4

(2)
1,062.5

1,072.3

978.8
1,018.2
1,076.3
1,071.8

195.7

197.6

175.4
184.6
198.3
198.0

588.2

595.8

527.7
555.4
600.5
599.0

29.6

29.7

558.6

566.1

499.4
526.8
570.7
569.6

198.3

200.2

203.8
201.3
199.5
197.6

6.7

6.4

73.6

72.4

28.3
29.7

28.6
29.4

5.4
6.4

6.0
6.2

66.4
71.7

70.9
71.0

70.4

70.1

13
68.3
67.4

Interbank loans
70.4
73.9
67.7

75.9

74.0

67.3

50.7
67.1

65.9
66.5

14
64.7
72.2

Cash assets (4)
66.6
68.0
78.2

66.6

68.2

67.8

67.4
68.0

66.5
68.5

15
63.0
74.7

Other assets (5)
63.1
65.6
60.8

67.7

72.4

73.5

56.6
75.2

63.9
76.4

1,662.1

1,690.5

1,535.7
1,597.0
1,702.3
1,711.8
1,706.5

16 TOTAL ASSETS (6)
1,610.4
1,628.7
1,646.0
1,707.8
1,699.1

L I A B I L I T I E S
17 Deposits
1,226.6
1,275.0
1,273.5
1,288.0
1,301.5
1,309.4
1,329.3
1,339.2
1,353.7
1,350.7
1,354.1
1,357.9
18
Transaction
285.4
288.4
283.2
283.7
286.6
284.1
285.1
286.7
280.5
281.7
290.6
300.4
19
Nontransaction
941.2
986.6
990.3
1,004.3
1,014.9
1,025.2
1,044.2
1,052.5
1,073.2
1,069.0
1,063.5
1,057.6
20
Large time
161.0
170.9
169.0
170.1
174.5
175.9
180.0
178.8
182.2
182.2
182.5
182.1
21
Other
780.1
815.7
821.3
834.1
840.4
849.3
864.2
873.7
891.0
886.8
881.0
875.5
22 Borrowings
163.4
162.9
165.3
174.3
182.8
181.7
23
From banks in the U.S.
79.0
78.6
79.8
83.1
82.9
81.3
24
From others
84.4
84.3
85.4
91.2
99.9
100.4

186.2

86.8

87.7

69.9
85.7

71.1
82.3

95.5

98.5

80.6
101.5

87.7
100.1

4.3
3.5

3.9
3.1

27.9
31.6

29.8
31.6

25
3.7
2.7

Net due to related foreign offices
3.7
3.7
4.7
3.6
2.7

3.6

26
30.1
30.9

Other liabilities
30.7
30.6
29.4

27 TOTAL LIABILITIES
1,470.7
1,485.3
1,501.2
1,570.5
1,571.8

150.5
158.8
187.1
182.5

182.3

31.4

32.2

32.1

1,519.7

1,547.4

1,409.3
1,467.5
1,561.1
1,576.0
1,567.9

28 Residual (assets less liabilities) (7)
139.7
143.4
144.8
142.5
143.1
137.3
127.3

141.2

126.4
129.5
135.8
138.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
February 5, 1999
Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

1998

1998

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

1,471.4

1,495.1

1,380.6
1,424.9
1,514.2
1,514.2
1,510.3

430.0

439.5

399.3
405.0
442.0
441.9

327.2

333.6

314.1
314.2
334.4
334.7

A S S E T S

1
Bank credit
1,432.1
1,447.7
1,508.4
1,507.2
2
406.5
439.8
3
313.0
332.6
4
93.5
107.2

1,460.4

Securities in bank credit
410.8
413.9
420.2
438.9
U.S. government securities
315.0
317.0
319.9
332.1
Other securities
95.8
96.9
100.2
106.8

102.8

5
Loans and leases in bank credit
1,025.7
1,036.8
1,046.5
1,051.2
1,068.6
1,068.3
6
Commercial and industrial
185.9
187.9
190.3
192.2
197.4
196.9
7
Real estate
561.2
569.8
575.9
580.4
596.8
597.7
8
Revolving home equity

105.9

85.2
107.6

90.8
107.2

(2)
1,065.1

1,074.8

981.3
1,019.9
1,072.2
1,068.4

194.4

197.1

174.9
186.4
197.6
196.9

590.4

596.7

528.6
556.0
596.9
596.1
28.3

28.5

28.7
29.3
9
532.5
567.5
10
199.8
199.7
11
6.0
6.0
12
72.8
68.7

28.9
29.2
29.1
29.3
Other
540.9
546.7
551.2
568.4
Consumer
199.0
199.6
198.2
199.8
Security (3)
6.1
6.3
6.5
5.8
Other loans and leases
74.1
74.4
74.0
68.1

29.6

29.6

29.4

29.3

560.7

567.1

500.3
527.5
567.5
566.8

199.9

202.4

206.2
199.7
200.4
199.6

6.7

6.4

73.7

5.4
6.4

6.0
6.2

72.2

66.2
70.9

71.8
69.6

13
63.0
67.5

Interbank loans
65.9
69.5
64.1

74.8

78.5

72.1

54.8
73.4

62.1
70.5

14
64.0
75.8

Cash assets (4)
64.4
67.3
74.7

66.5

70.4

71.0

71.0
72.4

65.6
69.5

15
64.6
71.2

Other assets (5)
64.2
66.8
57.8

67.8

73.0

72.9

56.2
74.6

63.2
72.8

1,660.8

1,697.1

1,543.6
1,596.4
1,710.2
1,714.7
1,703.3

16 TOTAL ASSETS (6)
1,604.2
1,622.5
1,644.2
1,703.1
1,684.0

L I A B I L I T I E S
17 Deposits
1,234.4
1,271.6
1,267.9
1,281.5
1,298.1
1,307.3
1,335.6
1,346.6
1,362.9
1,353.0
1,352.9
1,342.7
18
Transaction
296.1
286.8
280.4
279.5
284.4
282.3
289.2
296.8
294.4
287.0
293.0
290.5
19
Nontransaction
938.3
984.9
987.4
1,002.0
1,013.7
1,025.1
1,046.4
1,049.7
1,068.5
1,066.0
1,059.9
1,052.3
20
Large time
161.0
170.9
169.0
170.1
174.5
175.9
180.0
178.8
182.2
182.2
182.5
182.1
21
Other
777.3
814.0
818.4
831.9
839.2
849.1
866.5
871.0
886.3
883.8
877.4
870.1
22 Borrowings
163.5
164.2
168.7
174.8
186.1
185.9
23
From banks in the U.S.
79.2
79.4
81.0
82.6
84.5
83.4
24
From others
84.3
84.8
87.6
92.2
101.6
102.6

151.2
159.3
182.1
182.5

181.8

186.9

85.7

87.7

70.0
83.4

71.7
82.3

96.1

99.2

81.2
98.7

87.6
100.2

25
3.7
2.7

Net due to related foreign offices
3.7
3.7
4.7
3.6
2.7

3.6

26
30.1
30.9

Other liabilities
30.7
30.6
29.4

27 TOTAL LIABILITIES
1,465.1
1,480.1
1,501.1
1,572.6
1,560.8

3.9
3.1

27.9
31.6

29.8
31.6

31.4

32.2

32.1

1,518.1

1,553.2

1,417.8
1,464.6
1,569.1
1,580.2
1,570.3

28 Residual (assets less liabilities) (7)
139.1
142.4
143.1
142.7
143.9
130.5
123.2
31
50.1
62.4

4.3
3.5

MEMO
Mortgage-backed securities (9)
51.7
53.2
55.3
62.1

59.4

141.1

62.0

125.8
131.9
134.6
133.0

45.3
62.7

50.8
62.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
February 5, 1999
Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

1998

1998

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

624.7

620.1

601.1

543.4
568.2
590.2
595.1

Securities in bank credit
212.4
215.4
221.9
223.0

223.9

216.7

186.2
200.2
216.8
218.8

A S S E T S

1
Bank credit
572.1
588.4
598.1
603.1
2
201.1
219.5

604.6

3
91.0
83.6
4
110.1
135.9

U.S. government securities
94.1
82.2
80.2
86.7
Other securities
118.4
133.2
141.7
136.3

5
371.0
378.6
6
214.1
214.4
7
23.9
20.7
11
62.0
71.0
12
70.9
72.6

Loans and leases in bank credit
376.0
389.2
402.8
380.1
Commercial and industrial
214.1
218.0
223.8
214.5
Real estate
23.9
23.6
23.3
20.7
Security (3)
64.2
67.6
69.6
70.5
Other loans and leases
73.9
80.0
86.1
74.4

76.6
82.8

88.6
83.2

80.5

81.0

143.4

135.7

109.6
111.6
134.0
135.6

(2)
396.3

384.4

357.2
368.0
373.4
376.3

223.9

218.0

220.5
211.8
210.6
212.5

22.0

20.7

25.9
20.6

24.2
20.9

65.0

66.0

44.8
67.6

62.5
69.0

85.4

79.7

66.1
74.6

69.4
73.9

13
21.0
30.7

Interbank loans
20.0
28.4
29.3

25.4

26.5

27.1

31.2
25.0

23.9
27.0

14
35.0
37.8

Cash assets (4)
33.8
34.0
33.4

35.4

33.5

33.9

33.3
35.1

34.8
36.0

15
34.1
40.1

Other assets (5)
35.7
37.9
36.7

39.2

36.6

39.1

43.1
38.0

33.8
38.3

724.5

716.4

700.9

650.8
660.4
688.0
696.2

318.9

315.2

307.3

272.5
303.1
311.3
318.4

15.2

12.3

10.7

303.7

302.9

296.6

262.7
292.0
299.5
306.6

185.6

179.4

149.4
167.0
172.4
174.0

33.4

28.5

16 TOTAL ASSETS (6)
661.9
677.6
704.5
706.3
702.2

L I A B I L I T I E S
17 Deposits
297.6
305.9
314.5
318.5
315.4
18
Transaction
13.7
12.3
15.3
12.8
12.6
19
Nontransaction
283.9
293.6
299.2
305.7
302.8

22 Borrowings
167.7
165.2
178.9
185.5
181.1
177.4
23
From banks in the U.S.
25.8
21.9
30.2
32.0
24.3
24.1
24
From others

9.8
11.8

25.8
21.9
123.6

11.1
11.9

29.5
24.2
137.5

141.9
156.8

152.2

150.9

25 Net due to related foreign offices
107.8
110.2
97.1
109.1
102.2
98.6
95.8

102.3

26
93.5
97.4

143.3
153.2

148.8

Other liabilities
99.3
104.0
97.6

153.5

107.3

27 TOTAL LIABILITIES
666.6
680.7
694.6
695.5
686.2
28
-4.7
10.8

720.8

102.3

705.3

Residual (assets less liabilities) (7)
-3.1
10.0
3.6
11.1
16.0

100.7

689.7

11.2

150.5

149.8

121.7
97.3
101.8
98.8
95.7
96.7

89.9
98.4

639.4
657.3
682.1
689.7
11.4

5.9

3.0

6.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
February 5, 1999
Account
1998

1998

1998

Aug
Jan 27

Sep

--------------

--------------

1997

1998
1998
Week ending
Dec
Jun
Jul
Jan 6
Jan 13
Jan 20

1998

1998

Oct

Nov

Dec

--------

--------

--------

-------- ---------------------------

624.0

612.6

599.6

542.6
571.2
588.8
591.8

218.5

212.6

182.4
203.4
211.1
213.3

81.4

80.7

A S S E T S

1
Bank credit
574.9
590.8
592.0
596.4
2
203.9
211.7
3
90.7
81.3

599.3

Securities in bank credit
216.6
212.0
222.2
215.6
U.S. government securities
94.8
82.2
80.8
83.2

76.3
80.9

88.6
81.9

3a
25.3
16.9
3b
65.4
64.5
4
113.2
130.4
4a
70.7
78.7
4b
42.5
51.7
5
371.1
380.3
6
213.9
214.9
7
23.7
20.7
11
61.4
71.0
12
72.1
73.7

Trading account
31.0
20.6
16.7
19.7
Investment account
63.8
61.6
64.1
63.4
Other securities
121.7
129.8
141.5
132.5
Trading account
76.5
84.8
91.7
82.5
Investment account
45.2
45.0
49.8
50.0
Loans and leases in bank credit
374.3
387.3
401.7
380.8
Commercial and industrial
213.0
216.9
223.7
214.7
Real estate
23.7
23.5
23.5
20.6
Security (3)
63.4
67.4
69.7
70.1
Other loans and leases
74.2
79.5
84.8
75.4

14.4

15.6

13.7
16.8

20.0
17.9

67.0

65.2

62.5
64.1

68.6
64.0

137.1

131.9

84.3

79.5

62.0
77.6

70.1
79.6

52.8

52.3

44.1
52.6

44.6
51.8

(2)
394.0

387.0

360.2
367.8
377.8
378.4

223.6

218.9

221.3
211.8
213.0
213.5

22.3

20.8

26.0
20.7

24.0
21.0

64.7

67.1

46.1
68.0

62.4
69.0

83.5

80.3

66.8
76.1

69.7
75.0

106.1
114.8
130.1
131.4

13
21.0
30.7

Interbank loans
20.0
28.4
29.3

25.4

26.5

27.1

31.2
25.0

23.9
27.0

14
34.8
37.4

Cash assets (4)
33.8
34.1
33.1

35.7

34.4

35.5

34.9
35.5

35.7
36.0

15
33.7
40.0

Other assets (5)
36.5
37.9
37.1

38.3

37.0

39.8

43.9
38.3

33.0
39.0

723.1

710.2

701.7

652.4
663.6
687.4
693.5

318.4

314.2

310.5

275.6
304.9
309.6
315.7

15.2

12.3

11.2

303.1

302.0

299.3

16 TOTAL ASSETS (6)
664.2
680.9
699.4
699.9
695.6

L I A B I L I T I E S
17 Deposits
295.8
304.6
316.1
315.4
314.3
18
Transaction
13.8
12.2
15.9
12.7
12.2
19
Nontransaction
282.0
292.4
300.1

10.3
12.0

11.2
11.8

265.3
293.7
297.6
303.9

302.6

302.1

22 Borrowings
167.7
165.2
178.9
185.5
181.1
177.4
23
From banks in the U.S.
25.8
21.9
30.2
32.0
24.3
24.1
24
From others
141.9
143.3
148.8
153.5
156.8
153.2

149.4
167.0
172.4
174.0

185.6

179.4

33.4

28.5

152.2

150.9

123.6
137.5
150.5
149.8

25 Net due to related foreign offices
104.2
106.9
95.6
108.1
102.9
102.7
102.7

106.9

126.6
96.5
106.1
102.8

26
92.8
97.1

Other liabilities
99.3
103.7
98.4

107.0

27 TOTAL LIABILITIES
660.5
676.0
694.3
696.3
692.7

719.0

103.6

706.3

28
3.6
3.6

Residual (assets less liabilities) (7)
4.9
5.2
4.1
3.9
2.9

29
41.9
45.7
30
40.2
42.2

MEMO
Reval. gains on off-bal. sheet items (8)
44.2
48.7
51.9
47.9
45.4
Reval. losses on off-bal. sheet items (8)
42.2
45.4
47.5
44.2
41.6

101.7

698.4

25.8
21.9

96.7
96.3

29.5
24.2

89.1
98.0

648.3
657.6
684.3
690.6
4.1
3.1

6.0
2.9

48.1

41.5
45.9

42.3
46.7

44.4

41.9
42.0

40.6
42.9

3.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

February 5, 1999
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.

1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.