July 2

,
NOTE TO
Data on
Report.
Data on

1999
THE USERS OF THE H.8:
the attached H.8 release have been benchmarked through the March 1999 Call
the previous release were benchmarked to the December 1998 Call Report.

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16

1999

1999

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

4,494.2

4,500.7

4,239.9
4,529.2
4,510.4
4,533.0
4,521.2

1,189.8

1,125.4
1,223.2
1,189.5
1,197.6
1,192.2

798.8

797.1

768.8
790.5
800.7
802.8

391.0

392.4

356.6
432.7
396.9
389.4

(2)
3,310.9

3,114.5
3,306.0
3,320.9
3,335.4
3,328.9

956.7

951.8

1,341.7

1,268.6
1,315.3
1,348.8
1,349.9
1,353.3

A S S E T S

1
Bank credit
4,548.4
4,538.7
4,546.2
4,561.9

4,524.6

2
Securities in bank credit
1,227.3
1,217.9
1,207.8
1,189.5
1,199.8
1,203.4
3
U.S. government securities
792.4
794.1
791.2
798.6
809.7
813.7
4
Other securities
434.9
423.7
416.6
390.9
390.1
389.7
5
Loans and leases in bank credit
3,321.1
3,320.8
3,316.8
3,304.8
3,346.4
3,358.5
6
Commercial and industrial
949.0
948.8
949.1
953.3
960.4
960.2
7
Real estate
1,329.6
1,336.5
1,338.3
1,339.6
1,355.7
1,354.3
8
Revolving home equity
99.1
98.8
98.4
98.6
101.7
101.4

99.4

100.4

884.7
951.3
955.1
954.8

100.3
100.8

99.3
101.0

9
1,230.5
1,254.1
10
499.9
495.3
11
151.9
129.7
12
390.7
405.3

Other
1,237.6
1,239.9
1,241.0
1,252.9
Consumer
501.7
501.1
500.3
497.4
Security (3)
147.5
140.1
120.1
137.3
Other loans and leases
386.3
388.2
391.5
409.2

1,242.4

1,168.2
1,216.0
1,248.4
1,249.1
1,252.3

500.7

496.6

500.4
498.2
493.3
493.5

123.0

127.5

121.4
151.4
134.7
130.3

388.7

396.2

339.4
389.7
402.4
397.0

13 Interbank loans
217.4
223.2
227.9
217.4
230.9

221.4

215.4

222.3

203.9
217.6
221.8
209.0

14 Cash assets (4)
253.7
259.1
256.4
254.3
266.1

259.0

260.7

262.6

249.1
252.1
273.0
266.1

15 Other assets (5)
341.8
354.2
357.9
346.7
342.5

355.8

345.5

346.6

313.5
339.5
336.2
345.5

16 TOTAL ASSETS (6)
5,303.5
5,317.1
5,308.5
5,305.6
5,342.4

5,271.9

5,263.8

4,949.1
5,280.5
5,283.2
5,305.0
5,282.8

3,368.1

3,377.9

3,204.2
3,324.4
3,372.4
3,388.4
3,357.2

667.3

663.0

655.3

2,700.8

2,714.9

2,520.7
2,653.9
2,717.0
2,734.3
2,715.7

719.4

725.4

721.9

1,981.5

1,989.5

1,830.0
1,926.3
1,995.2
2,014.1
2,004.9

L I A B I L I T I E S
17 Deposits
3,341.5
3,369.6
3,378.7
3,369.0
3,377.9
18
Transaction
672.0
667.6
661.5
650.8
674.7
19
Nontransaction
2,669.5
2,702.0
2,717.2
2,718.3
2,703.2
20
Large time
719.9
726.4
730.5
718.5
716.4
21
Other
1,949.6
1,975.6
1,986.7
1,999.7
1,986.8

22 Borrowings
1,021.1
1,004.1
991.9
988.4
1,022.1
1,034.6
23
From banks in the U.S.
322.5
318.8
316.9
319.7
335.7
340.8
24
From others
698.5
685.3
675.0
668.7
686.4
693.7
25

984.0

998.0

683.5
670.5
654.1
641.5

690.7
727.6
720.2
710.8

898.2
1,015.8
1,001.0
1,019.3

312.1

323.6

283.5
323.7
336.1
337.6

671.9

674.3

614.7
692.1
664.9
681.7

Net due to related foreign offices

175.5

214.4

213.8
216.3

213.5
210.7

217.4

217.3

210.5

204.1

26 Other liabilities
307.0
304.7
296.1
270.7
273.9

272.1

273.3

270.1

27 TOTAL LIABILITIES
4,883.4
4,891.8
4,884.1
4,878.1
4,897.0

4,846.0

4,845.7

4,543.7
4,858.6
4,844.5
4,885.4
4,862.9

28 Residual (assets less liabilities) (7)
420.1
425.3
424.4
425.9
418.1
427.5
445.3

438.7

224.8

218.9

265.8
304.0
271.2
267.4

405.4
421.9
419.6
419.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16

1999

1999

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

4,492.6

4,508.8

4,243.3
4,542.6
4,512.7
4,540.9
4,522.8

1,198.4

1,130.9
1,229.4
1,194.9
1,204.4
1,196.7

808.7

805.2

776.6
792.9
808.8
808.9

389.7

389.7

354.3
436.5
395.6
387.8

A S S E T S

1
Bank credit
4,563.9
4,547.8
4,543.9
4,543.3

4,522.2

2
Securities in bank credit
1,229.0
1,220.4
1,213.3
1,196.1
1,196.0
1,195.9
3
U.S. government securities
793.2
794.4
795.5
805.0
808.9
809.7
4
Other securities
435.8
426.0
417.8
391.1
387.1
386.2

5
Loans and leases in bank credit
3,334.9
3,327.3
3,308.9
3,296.5
3,347.9
3,347.4
6
Commercial and industrial
949.0
947.6
950.5
956.8
960.6
959.7
7
Real estate
1,331.5
1,335.5
1,332.6
1,333.0
1,355.9
1,352.4
8
Revolving home equity
99.5
98.9
98.0
97.7
101.2
101.2
9
Other
1,232.1
1,236.6
1,234.6
1,235.3
1,254.7
1,251.2
10
Consumer
505.2
508.0
501.0
495.6
492.3
495.3
11
Security (3)
154.1
147.5
139.7
123.5
133.5
134.2
12
Other loans and leases
395.1
388.7
385.0
387.5
405.6
405.8

(2)
3,310.3

3,112.4
3,313.2
3,317.8
3,336.5
3,326.1

963.4

956.3

1,338.4

1,268.0
1,319.3
1,348.2
1,350.4
1,356.7

98.7

100.0

889.0
950.8
958.1
953.4

100.0
100.1
100.2
100.4

1,239.7

1,168.0
1,219.2
1,248.3
1,250.2
1,256.3

497.2

494.1

498.0
498.6
490.8
490.4

124.9

127.3

121.3
153.9
133.5
130.5

386.5

391.9

336.0
390.7
403.8
394.9

13 Interbank loans
225.7
226.1
227.6
218.0
218.5

224.5

220.4

218.1

199.2
227.0
224.2
208.4

14 Cash assets (4)
268.8
272.1
257.5
257.4
247.5

251.6

258.3

260.3

246.5
258.9
295.0
249.7

15 Other assets (5)
342.7
346.7
354.5
352.0
344.2

351.1

348.5

348.1

314.7
337.8
345.0
350.2

16 TOTAL ASSETS (6)
5,343.2
5,335.1
5,303.6
5,312.2
5,294.4

5,261.3

5,277.6

4,946.4
5,308.3
5,280.4
5,345.9
5,271.9

3,362.8

3,388.7

3,195.5
3,350.2
3,362.8
3,416.2
3,362.4

660.8

670.7

646.2

2,701.9

2,718.0

2,522.6
2,669.4
2,716.7
2,742.7
2,732.9

721.4

722.4

723.0

1,980.6

1,995.6

1,830.6
1,936.9
1,993.6
2,020.9
2,019.7

L I A B I L I T I E S
17 Deposits
3,375.3
3,368.9
3,355.7
3,382.2
3,338.3
18
Transaction
706.2
682.4
656.6
657.3
641.1
19
Nontransaction
2,669.2
2,686.4
2,699.1
2,724.8
2,697.2
20
Large time
724.5
724.5
731.2
716.7
712.3
21
Other
1,944.7
1,961.9
1,967.9
2,008.1
1,984.9

672.9
680.8
673.6
629.5

692.1
732.5
721.8
713.2

22 Borrowings
1,023.7
1,020.2
994.5
981.7
1,021.0
1,056.3
23
From banks in the U.S.
328.5
323.8
317.2
319.2
333.4
345.6
24
From others
695.2
696.4
677.3
662.5
687.6
710.7

1,006.0

905.6
1,021.3
1,004.8
1,001.4

312.7

324.5

284.7
327.3
335.6
330.9

671.0

681.5

621.0
694.0
669.2
670.4

25 Net due to related foreign offices
219.1
216.4
227.1
215.4
203.5
206.2
206.2

210.5

183.0
216.3
225.2
209.5

26 Other liabilities
307.8
305.6
298.5
269.8
272.9

272.8

272.9

269.8

265.4
304.4
270.8
267.4

27 TOTAL LIABILITIES
4,925.9
4,911.1
4,875.8
4,879.2
4,873.6

4,832.7

4,848.9

4,549.6
4,892.1
4,849.2
4,917.0
4,840.6

983.8

28 Residual (assets less liabilities) (7)
417.3
424.0
427.8
428.7
428.8
433.0
420.8
MEMO
29 Reval. gains on off-bal. sheet items (8)
116.2
112.5
108.5
87.0
87.1
85.4
84.2
30 Reval. losses on off-bal. sheet items (8)
114.1
109.5
106.7
85.9
87.9
85.8
86.7

431.3

396.9
416.2
428.9
431.3

85.9

114.2
93.4
86.4

85.8

113.0
94.4
87.3

87.4
88.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------

--------

1999

1999

Mar

Apr

May

--------

--------

--------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16
-------- --------------------- -------

-------

------A S S E T S

1
Bank credit
3,948.0
3,953.4
4,010.7
4,024.8

3,954.3

3,939.6

2
Securities in bank credit
1,013.5
1,006.1
1,003.2
990.9
1,003.7
1,007.9
3
U.S. government securities
709.6
709.9
708.3
714.9
721.6
726.1
4
Other securities
303.9
296.2
294.9
276.0
282.1
281.9
5
Loans and leases in bank credit
2,934.5
2,947.2
2,951.1
2,948.7
3,007.0
3,016.8
6
Commercial and industrial
731.2
735.3
736.7
742.4
762.8
763.1
7
Real estate
1,307.9
1,315.1
1,317.8
1,319.8
1,337.0
1,335.7
8
Revolving home equity
99.1
98.8
98.4
98.6
101.7
101.4
9
Other
1,208.8
1,216.2
1,219.4
1,221.2
1,235.4
1,234.2
10
Consumer
499.9
501.7
501.1
500.3
495.3
497.4
11
Security (3)
85.6
84.3
80.6
69.3
79.3
85.6
12
Other loans and leases
309.8
310.9
314.7
316.8
332.7
335.1

3,949.3

989.3

3,670.2
3,916.9
3,967.8
3,992.6
3,988.9

992.4

923.0

1,007.4
999.4

998.5

711.7

712.1

679.7
708.2
714.7
717.3

277.6

280.3

243.3
299.2
284.7
281.2

(2)
2,959.9

2,747.2
2,909.5
2,975.4
2,993.1
2,990.4

748.5

750.7

1,322.0

1,244.0
1,292.7
1,329.2
1,330.3
1,333.9

99.4

100.4

672.3
727.7
755.8
756.8

100.3
100.8

99.3
101.0

1,222.6

1,143.7
1,193.3
1,228.9
1,229.6
1,232.9

500.7

496.6

71.5

74.8

317.2

324.0

268.7
304.8
330.4
326.0

500.4
498.2
493.3
493.5
61.8
83.3

86.1
80.2

13 Interbank loans
189.4
193.8
196.4
191.9
207.0

195.7

190.0

195.5

182.1
190.3
192.8
184.5

14 Cash assets (4)
217.7
222.5
220.2
216.9
233.1

222.0

223.0

223.7

214.4
217.1
234.0
228.2

15 Other assets (5)
303.2
315.5
320.0
311.3
312.3

318.1

308.1

311.3

278.4
302.4
303.6
314.5

16 TOTAL ASSETS (6)
4,600.6
4,627.4
4,632.8
4,672.2
4,718.5

4,612.1

4,288.0
4,569.0
4,639.8
4,664.3
4,657.5

3,057.7

3,064.2

2,907.8
3,006.8
3,060.6
3,081.5
3,052.5

654.6

650.8

642.9

2,403.1

2,413.3

2,235.9
2,349.2
2,417.8
2,440.1
2,423.8

422.8

425.4

424.5

1,980.3

1,987.9

1,828.7
1,924.1
1,993.3
2,012.3
2,002.7

809.3

822.3

716.0
801.1
824.8
836.4

290.9

302.5

261.4
291.2
314.6
311.8

518.4

519.8

454.5
509.9
510.2
524.6

25 Net due to related foreign offices
112.4
111.8
117.3
117.8
115.4
145.6
142.3

118.3

71.7
115.2
133.7
144.3

26 Other liabilities
230.2
230.2
225.7
209.9
216.0

204.2

205.9

209.2

197.5
227.8
209.3
209.3

27 TOTAL LIABILITIES
4,189.4
4,201.0
4,210.5
4,250.3
4,281.8

4,193.5

4,194.8

3,893.0
4,150.9
4,210.5
4,249.4
4,242.6

4,617.1

L I A B I L I T I E S
17 Deposits
3,029.5
3,048.6
3,056.6
3,060.1
3,071.6
18
Transaction
660.4
654.7
647.8
637.7
662.2
19
Nontransaction
2,369.1
2,393.9
2,408.8
2,422.3
2,409.4
20
Large time
421.1
420.2
423.4
424.8
424.4
21
Other
1,948.0
1,973.7
1,985.5
1,997.6
1,985.0

22 Borrowings
817.3
810.4
810.9
813.8
834.8
851.8
23
From banks in the U.S.
295.2
297.1
298.9
295.6
305.5
315.0
24
From others
522.1
513.3
511.9
518.2
529.3
536.8

28 Residual (assets less liabilities) (7)
411.2
426.4
422.2
423.6
417.3
421.9
436.7

429.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4

671.8
657.6
641.3
628.7

407.2
425.1
427.9
421.2

395.0
418.2
414.9
414.9

ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16

1999

1999

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

3,936.3

3,960.2

3,678.7
3,927.1
3,975.4
4,002.3
3,993.5

A S S E T S

1
Bank credit
3,960.7
3,959.0
4,012.7
4,011.4

3,948.1

2
Securities in bank credit
1,016.6
1,008.5
1,007.1
996.4
1,001.9
1,002.3
3
U.S. government securities
710.2
710.5
712.2
720.4
720.8
722.3
4
Other securities
306.4
298.0
294.8
276.0
281.1
280.0
5
Loans and leases in bank credit
2,944.0
2,950.5
2,941.0
2,939.9
3,010.9
3,009.1
6
Commercial and industrial
728.5
732.3
736.4
745.7
765.1
764.1
7
Real estate
1,309.7
1,313.9
1,311.8
1,313.2
1,337.4
1,333.9
8
Revolving home equity
99.5
98.9
98.0
97.7
101.2
101.2
9
Other
1,210.3
1,215.0
1,213.7
1,215.5
1,236.2
1,232.8
10
Consumer
505.2
508.0
501.0
495.6
492.3
495.3
11
Security (3)
87.3
84.4
80.6
72.1
82.7
82.6
12
Other loans and leases
313.3
311.9
311.3
313.4
333.4
333.1

999.6

999.6

929.9
1,010.4
1,005.9
1,002.7

722.0

719.5

686.7
710.2
721.6
722.4

277.6

280.1

243.2
300.2
284.3
280.4

(2)
2,960.7

2,748.8
2,916.7
2,975.8
2,996.4
2,990.7

756.6

757.8

1,318.9

1,243.7
1,296.4
1,328.9
1,331.1
1,337.6

98.7

100.0

679.1
726.0
760.8
757.8

100.0
100.1
100.2
100.4

1,220.2

1,143.7
1,196.3
1,228.9
1,230.9
1,237.2

497.2

494.1

73.5

74.9

314.4

320.1

498.0
498.6
490.8
490.4
62.1
82.1

89.1
80.6

265.9
306.6
331.5
324.2

13 Interbank loans
197.6
196.7
196.1
192.5
194.6

198.8

195.0

191.3

177.4
199.7
195.2
183.9

14 Cash assets (4)
231.3
235.1
222.0
219.1
213.7

215.6

221.9

221.8

212.1
223.3
255.0
211.2

15 Other assets (5)
302.6
307.7
315.5
317.7
315.4

312.9

312.8

313.5

280.2
300.6
312.9
319.6

16 TOTAL ASSETS (6)
4,634.5
4,641.1
4,623.7
4,683.3
4,676.3

4,605.4

4,631.8

4,291.3
4,592.9
4,643.4
4,706.5
4,649.3

3,049.1

3,075.5

2,896.9
3,033.0
3,048.8
3,106.1
3,055.6

648.0

658.7

634.0

2,401.0

2,416.8

2,235.3
2,365.0
2,414.9
2,445.3
2,438.1

422.6

423.3

423.4

1,978.5

1,993.5

1,828.8
1,934.5
1,991.5
2,018.8
2,017.6

809.1

830.4

723.4
806.6
828.7
818.5

291.6

303.4

262.6
294.9
314.2
305.1

517.5

527.0

460.8
511.7
514.5
513.3

25 Net due to related foreign offices
111.4
112.0
123.4
117.7
114.0
137.9
137.9

126.6

80.9
113.7
136.5
138.1

26 Other liabilities
229.6
230.9
226.5
209.5
215.6

204.8

206.6

209.4

197.7
227.1
209.3
209.4

27 TOTAL LIABILITIES
4,220.5
4,220.0
4,198.3
4,254.0
4,258.7

4,178.7

4,205.2

3,898.8
4,180.4
4,215.2
4,280.6
4,221.6

L I A B I L I T I E S
17 Deposits
3,059.7
3,050.5
3,034.8
3,072.9
3,031.7
18
Transaction
694.2
669.4
643.1
644.6
628.9
19
Nontransaction
2,365.5
2,381.0
2,391.7
2,428.3
2,402.8
20
Large time
423.6
421.9
425.8
422.3
420.0
21
Other
1,941.9
1,959.2
1,965.9
2,006.0
1,982.8

22 Borrowings
819.8
826.6
813.5
807.2
833.7
873.6
23
From banks in the U.S.
301.1
302.2
299.3
295.1
303.2
319.8
24
From others
518.7
524.4
514.2
512.0
530.5
553.8

28

Residual (assets less liabilities) (7)

661.5
668.0
660.8
617.4

406.5
430.6
426.5
420.6

392.6

412.5

414.0
429.3

421.2
417.6

425.5

426.7

426.6

MEMO
29 Reval. gains on off-bal. sheet items (8)
68.0
66.5
64.9
46.8
48.3
51.8
51.3
30 Reval. losses on off-bal. sheet items (8)
69.6
67.2
65.4
46.7
49.0
53.1
55.1
31 Mortgage-backed securities (9)
345.4
342.2
341.0
336.3
334.7
328.4
329.8

428.2

425.9

427.7

50.6

45.6
56.0

65.6
51.8

52.5

47.1
58.1

68.1
53.8

333.6

297.1
346.0
332.2
331.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16

1999

1999

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,400.4

2,404.7

2,276.5
2,430.2
2,416.5
2,436.4
2,430.6

541.0

540.8

526.0
578.4
546.6
542.6

375.9

373.9

372.4
382.6
374.7
375.5

25.9

22.3

A S S E T S

1
Bank credit
2,441.6
2,434.4
2,445.5
2,456.4
2
577.3
546.6
3
380.1
378.2
3a
23.0
23.0
3b

2,427.7

Securities in bank credit
566.4
560.3
543.9
548.9
U.S. government securities
378.5
376.1
379.6
381.2
Trading account
25.1
17.9
22.5
25.4
Investment account

24.0
21.3
348.5

22.3
21.4
360.3

357.1
355.1
4
197.2
168.5
4a
100.2
69.2
4b
97.0
99.3
4c
24.8
25.3
4d
72.2
74.0

353.4
358.2
357.2
350.0
355.8
Other securities
188.0
184.2
164.3
165.1
167.7
Trading account
91.4
87.5
66.7
66.1
67.6
Investment account
96.6
96.7
97.5
99.0
100.0
State and local government
24.6
24.7
24.9
24.6
25.2
Other
71.9
72.0
72.7
74.4
74.8

5
Loans and leases in bank credit (2)
1,864.3
1,868.0
1,867.4
1,856.5
1,863.7
1,898.9
1,907.6
6
Commercial and industrial
534.8
536.2
537.4
541.8
546.6
556.9
556.7
6a
Bankers acceptances
1.3
1.3
1.2
1.1
1.1
1.0
0.9
6b
Other
533.5
535.0
536.2
540.6
545.5
555.9
555.8
7
Real estate
711.3
709.7
708.9
705.3
705.0
710.6
707.4
8
Revolving home equity
70.2
69.9
69.8
69.9
70.5
72.3
72.2
9
Other
641.1
639.7
639.1
635.5
634.5
638.2
635.3
10
Consumer
301.2
304.2
303.2
300.7
299.2
293.5
295.1
11
Security (3)
79.4
78.3
74.7
63.4
65.8
73.9
80.6
11a
Fed funds and RPs with broker/dealer
62.6
61.5
57.7
46.2
47.8
54.5
59.0
11b
Other
16.8
16.8
17.0
17.2
18.0
19.4
21.6
12a
State and local government
11.7
11.7
11.6
11.6
11.8
11.9
11.7
12b
Agricultural
10.3
10.3
10.4
10.3
10.3
10.0
9.9
12c
Fed funds and RPs with others

351.6
166.8
68.3

353.4

354.1

153.6
195.9
171.9
167.1
72.0

73.3

99.7

67.8

98.6

81.5
98.6

96.1
99.3

24.8

22.7
25.3

24.5
25.4

73.8

58.9
73.3

71.7
73.9

1,750.5
1,851.7
1,875.8
1,889.8
1,888.0
546.8
1.0

492.2
534.1
550.9
551.8
1.2
1.0

1.3
1.1

545.8

491.0
532.7
549.9
550.8

708.4

700.7
705.7
707.1
710.2

71.2

72.1
71.4

70.4
71.8

637.2

628.7
635.4
635.7
638.4

296.3

301.9
300.8
292.9
293.7

69.5

56.1
78.0

79.5
74.8

51.3

37.8
60.0

61.9
56.2

18.2

18.3
18.0

17.5
18.6

11.8

11.6
11.9

11.9
12.3

10.0

10.1
10.0

10.2
10.0

5.9

12.6

16.4
38.5
12d
93.1
83.9
12e
106.1
119.8

12.8
12.2
12.2
40.2
All other loans
96.3
96.0
95.7
85.9
Lease financing receivables
108.6
113.1
115.6
120.0

13 Interbank loans
124.6
127.2
129.9
132.1
135.1
152.1
13a
Fed funds and RPs with banks
75.5
80.1
80.2
83.2
83.7
97.1
13b
Other
49.1
47.2
49.7
48.9
51.3
55.0

11.5

14.1

37.5

34.7

95.9

99.6

78.8
82.3

93.4
81.1

117.8

119.2

93.1
103.6
119.3
119.4

128.1

136.6

119.4
122.1
135.9
129.3

79.4

86.2

69.1
84.9

76.1
76.8

48.7

50.4

50.3
51.0

46.0
52.5

14 Cash assets (4)
147.7
152.3
150.4
146.2
157.5

151.9

154.0

151.9

148.8
147.3
158.6
156.7

15 Other assets (5)
229.7
238.0
242.6
229.8
236.5

239.4

228.9

229.8

221.5
231.3
223.3
232.8

16 TOTAL ASSETS (6)
2,905.6
2,913.8
2,912.1
2,918.2
2,964.1

2,885.2

2,877.4

2,728.1
2,892.8
2,896.5
2,915.8
2,911.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1999

1999

Mar

Apr

May

--------

--------

--------

L I A B I L I T I E S

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16
-------- ---------------------------

17 Deposits
1,682.9
1,684.0
1,679.4
1,675.4
1,677.4
18
Transaction
370.9
365.9
359.3
352.1
365.9
19
Nontransaction
1,312.0
1,318.1
1,320.1
1,323.3
1,311.5
20
Large time
230.7
230.1
229.4
226.0
225.9
21
Other
1,081.3
1,088.1
1,090.7
1,097.4
1,085.6

1,677.7

1,684.6

1,654.5
1,678.4
1,679.6
1,694.9
1,673.8

363.3

365.6

356.9

1,314.4

1,319.0

1,265.2
1,307.5
1,322.7
1,336.1
1,324.7

226.7

227.5

224.2

1,087.7

1,091.5

1,042.5
1,075.0
1,098.5
1,108.8
1,101.9

619.1

627.1

559.5
621.8
627.5
636.9

205.9

214.5

190.5
207.4
225.4
222.0

413.2

412.6

369.0
414.4
402.1
414.9

25 Net due to related foreign offices
108.8
108.7
114.1
113.2
110.5
141.8
138.6

113.2

67.9
111.6
128.7
139.6

26 Other liabilities
199.1
199.3
195.1
176.2
185.2

173.4

174.3

176.9

170.4
197.1
176.9
176.5

27 TOTAL LIABILITIES
2,624.0
2,620.2
2,613.4
2,629.2
2,653.5

2,586.2

2,588.4

2,452.3
2,609.0
2,596.9
2,628.0
2,626.7

22 Borrowings
633.2
628.1
624.8
621.9
635.7
652.3
23
From banks in the U.S.
209.3
213.7
214.0
208.8
214.3
222.0
24
From others
423.8
414.5
410.8
413.0
421.4
430.2

28 Residual (assets less liabilities) (7)
281.6
293.6
298.7
299.0
289.0
289.0
310.7

299.6

389.3
370.9
358.8
349.1

222.7
232.5
227.3
222.8

275.8
283.8
287.7
284.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
July 2, 1999

Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16

1999

1999

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,402.9

2,410.6

2,275.6
2,443.1
2,414.0
2,437.8
2,425.8

A S S E T S

1
Bank credit
2,456.0
2,446.6
2,441.1
2,435.6
2
580.8
542.9
3
380.8
375.5
3a
23.7
22.5
3b
357.1
353.0
3c
256.1
232.3
3d
101.0
120.7
3e
26.8
25.0
3f
38.7
56.4
3g
35.5
39.3
4
200.0
167.4
4a
100.2
69.2
4b
99.8
98.2
4c
25.0
25.2
4d

2,432.2

Securities in bank credit
569.5
566.3
547.9
546.3
541.4
U.S. government securities
379.7
381.6
383.7
381.9
375.3
Trading account
25.2
18.6
23.4
25.2
23.0
Investment account
354.5
363.0
360.3
356.7
352.3
Mortgage-backed
252.6
250.4
243.8
241.0
232.0
Other
101.9
112.6
116.4
115.7
120.3
1 year or less
27.7
25.8
24.0
24.5
24.9
Between 1 and 5 years
37.9
47.1
52.5
53.3
56.4
More than 5 years
36.3
39.6
39.9
37.9
39.1
Other securities
189.8
184.8
164.2
164.4
166.1
Trading account
91.4
87.5
66.7
66.1
67.6
Investment account
98.4
97.3
97.5
98.2
98.4
State and local government
24.8
24.8
24.9
24.7
25.2
Other

542.6

527.9
583.7
549.6
543.6

376.8

375.2
386.8
378.6
377.6

20.8

22.6
21.1

24.6
22.0

356.0

352.6
362.3
357.4
355.6

237.9

228.5
260.8
236.2
235.5

118.1

124.1
101.5
121.3
120.2

23.8

31.8
24.7

27.5
24.5

54.9

52.9
56.8

38.5
56.2

39.3

39.4
39.8

35.5
39.5

165.8

152.7
196.8
171.0
166.0
72.0

68.3

99.7
73.3

67.8

97.5

80.6
97.7

97.1
98.2

24.9

22.7
25.3

24.6
25.3

57.9

72.5

74.8
73.0

73.6
73.3

72.5

72.6

73.5

5
Loans and leases in bank credit (2)
1,875.2
1,877.1
1,865.9
1,855.0
1,864.3
1,898.2
1,894.2
6
Commercial and industrial
532.9
534.0
537.3
544.4
552.6
557.3
555.9
6a
Bankers acceptances
1.3
1.3
1.2
1.1
1.1
1.0
0.9
6b
Other
531.6
532.7
536.2
543.3
551.5
556.2
554.9
7
Real estate
714.8
712.4
707.6
702.4
702.1
708.7
703.1
8
Revolving home equity
70.4
70.0
69.5
69.2
69.9
72.1
72.0
9a
Other residential
398.9
394.5
387.2
380.9
378.6
382.4
376.8
9b
Commercial
245.6
247.9
251.0
252.3
253.6
254.3
254.3
10
Consumer
304.5
309.5
303.6
298.1
296.7
291.5
293.3
11
Security (3)
81.0
78.4
74.7
66.1
67.8
77.3
77.7
11a
Fed funds and RPs with broker/dealer
63.8
62.1
58.2
48.8
49.7
57.0
54.8
11b
Other
17.2
16.3
16.5
17.3
18.1
20.4
23.0
12a
State and local government
11.8
11.7
11.6
11.6
11.7
11.8
11.6
12b
Agricultural
10.3
10.2
10.0
9.9
10.0
10.1
10.0
12c
Fed funds and RPs with others
16.4
12.8
12.2
12.2
11.5
38.5
40.2
12d
All other loans
97.6
97.9
94.5
93.9
93.9
83.0
82.4
12e
Lease financing receivables
105.8
110.3
114.4
116.5
118.0
120.1
120.1
13 Interbank loans
127.8
130.1
129.7
137.6
146.9

132.2

132.1

72.6

72.5

72.9

1,747.7
1,859.5
1,871.5
1,888.2
1,882.2
551.3
1.0

496.6
533.7
553.5
550.8
1.2
1.0

1.3
1.1

550.3

495.4
532.3
552.6
549.7

705.7

698.3
709.0
705.3
710.1

70.9

71.8
71.1

70.9
71.3

380.4

384.2
394.3
380.4
384.8

254.4

242.3
243.8
253.8
254.0

294.1

299.8
300.4
291.1
291.4

69.7

56.4
76.8

82.5
75.2

51.0

37.8
58.4

65.1
56.8

18.6

18.6
18.4

17.4
18.4

11.7

11.5
11.8

12.1
12.1

10.0

10.1
10.1

10.2
10.1

14.1

5.9
37.5

12.6
34.7

95.8

76.1
82.7

96.4
78.2

119.1

93.0
102.6
119.4
119.7

136.6

119.6
123.5
139.5
126.7

13a
79.3
84.5
13b
48.5
53.2

Fed funds and RPs with banks
83.7
80.8
82.9
91.5
Other
46.4
49.0
49.3
55.4

82.0

85.3

68.6
87.0

78.8
73.0

50.1

51.3

51.0
52.5

44.7
53.7

14 Cash assets (4)
158.0
161.6
151.1
148.4
143.3

147.0

152.9

150.4

147.0
151.4
173.7
142.9

15 Other assets (5)
229.2
233.3
239.4
235.0
239.7

235.6

233.2

232.1

223.4
228.2
229.2
237.3

16 TOTAL ASSETS (6)
2,932.9
2,933.9
2,914.2
2,923.5
2,926.9

2,879.2

2,890.8

2,727.5
2,908.0
2,894.7
2,941.4
2,894.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16

1999

1999

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,676.1

1,690.8

1,639.9
1,692.4
1,665.2
1,705.2
1,666.6

358.0

369.8

350.4

1,318.1

1,321.0

1,258.4
1,314.8
1,314.8
1,334.1
1,329.5

226.5

225.4

223.1

L I A B I L I T I E S
17 Deposits
1,707.0
1,693.3
1,675.1
1,681.2
1,645.8
18
Transaction
393.9
376.1
356.4
357.4
343.2
19
Nontransaction
1,313.1
1,317.1
1,318.7
1,323.8
1,302.6
20
Large time
233.3
231.7
231.8
223.5
221.4

381.5
377.6
371.1
337.1

222.0
238.0
226.0
222.2

21
1,079.9
1,100.4

Other
1,085.4
1,081.2

1,095.6

1,036.4
1,076.8
1,091.8
1,108.1
1,107.3

621.5

634.8

566.6
625.3
632.8
623.6

208.2

215.5

191.8
209.3
225.9
217.6

413.2

419.3

374.8
415.9
406.9
406.0

25 Net due to related foreign offices
107.8
109.0
120.2
113.1
109.1
134.1
134.1

121.6

77.1
110.1
131.5
133.5

26 Other liabilities
199.1
199.3
195.1
176.2
185.2

173.4

174.3

176.9

170.4
197.1
176.9
176.5

27 TOTAL LIABILITIES
2,647.8
2,645.3
2,620.4
2,627.4
2,632.9

2,583.4

2,595.6

2,454.0
2,624.9
2,598.5
2,646.4
2,600.1

1,086.9

1,091.6

22 Borrowings
633.8
643.8
630.0
620.8
635.8
667.8
23
From banks in the U.S.
213.3
218.0
215.5
210.8
213.0
224.3
24
From others
420.5
425.8
414.4
410.1
422.7
443.5

28 Residual (assets less liabilities) (7)
285.1
288.5
293.8
295.7
295.2
296.1
294.0
29
68.0
51.8
30
69.6
53.1
31
286.6
260.0
31a
197.1
172.8
31b
89.5
87.2
32
3.0
-1.1
33
38.5
37.1

MEMO
Reval. gains on off-bal. sheet items (8)
66.5
64.9
46.8
48.3
51.3
Reval. losses on off-bal. sheet items (8)
67.2
65.4
46.6
49.0
55.1
Mortgage-backed securities (9)
282.1
279.1
272.2
269.5
261.1
Pass-through
194.3
189.5
182.5
179.6
172.4
CMO, REMIC, and other
87.8
89.6
89.7
89.9
88.8
Net unrealized gains (losses) on
3.0
2.3
0.6
0.9
-0.9
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
38.9
38.9
39.0
37.9
37.1

296.2

273.5
283.2
295.0
293.9

50.6

45.6
56.0

65.6
51.8

52.5

47.1
58.1

68.1
53.8

265.6

250.4
289.5
263.4
262.8

176.8

167.8
199.0
175.2
174.6

88.7
0.5

37.7

-------------------------------------------------

82.6
88.2

90.6
88.2

2.8
-0.8

3.1
-1.0

36.0
36.8

39.1
37.2

Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16

1999

1999

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,539.2

1,544.6

1,393.7
1,486.7
1,551.3
1,556.2
1,558.3

448.4

451.7

397.0
429.0
452.9
455.9

335.9

338.2

307.2
325.6
340.0
341.8

112.5

113.5

89.8
103.4
112.8
114.1

(2)
1,096.2

1,099.6

996.7
1,057.8
1,103.3
1,102.4

201.9

203.9

180.1
193.7
204.9
205.0

617.0

620.8

543.2
586.9
623.2
623.7

28.9

29.1

588.2

591.7

515.0
558.0
593.9
594.4

201.6

200.3

198.4
197.4
200.4
199.8

A S S E T S

1
Bank credit
1,506.4
1,518.9
1,565.2
1,568.3
2
436.2
457.1
3
329.5
343.5
4
106.7
113.6

1,526.6

Securities in bank credit
439.7
442.9
447.0
459.1
U.S. government securities
331.4
332.2
335.2
344.9
Other securities
108.3
110.7
111.8
114.2

5
Loans and leases in bank credit
1,070.2
1,079.2
1,083.7
1,092.2
1,108.2
1,109.2
6
Commercial and industrial
196.4
199.1
199.4
200.6
205.9
206.4
7
Real estate
596.6
605.4
608.9
614.4
626.5
628.2
8
Revolving home equity
28.9
28.9
28.6
28.7
29.4
29.3
9
Other
567.7
576.5
580.3
585.8
597.1
598.9
10
Consumer
198.7
197.6
198.0
199.6
201.8
202.3

28.3
29.4

28.9
29.2

11
6.3
5.3
12
72.2
68.7

Security (3)
6.0
5.9
6.0
4.9
Other loans and leases
71.2
71.4
71.5
67.4

5.7
5.3

6.6
5.4

69.3

69.2
69.5

73.2
68.6

5.7

5.3

70.0

13
64.8
56.9

Interbank loans
66.6
66.4
55.0

63.6

61.9

58.9

62.7
56.9

68.2
55.1

14
70.0
70.7

Cash assets (4)
70.2
69.8
75.7

70.1

69.0

71.8

65.7
75.4

69.7
71.5

15
73.5
81.5

Other assets (5)
77.5
77.4
75.8

78.8

79.3

81.5

56.9
80.3

71.1
81.7

1,731.8

1,734.7

1,559.9
1,676.2
1,743.3
1,748.5
1,746.5

1,380.0

1,379.5

1,253.3
1,328.4
1,381.0
1,386.6
1,378.7

291.3

285.2

286.0

282.5
286.7
282.6
279.6

1,088.7

1,094.3

1,095.0

970.7
1,041.7
1,104.0
1,099.1

196.1

197.9

200.3

184.5
192.6
200.6
198.3

892.6

896.4

894.7

786.2
849.1
903.5
900.7

190.2

195.2

156.4
179.2
197.3
199.6

85.1

88.1

70.9
89.2

83.8
89.8

105.2

107.2

85.6
108.1

95.4
109.7

3.8
5.0

3.6
4.7

27.1
32.4

30.6
32.9

16 TOTAL ASSETS (6)
1,695.1
1,713.7
1,720.6
1,754.0
1,754.4

L I A B I L I T I E S
17 Deposits
1,346.6
1,364.6
1,377.2
1,384.7
1,394.2
18
Transaction
289.5
288.8
288.4
285.6
296.3
19
Nontransaction
1,057.1
1,075.8
1,088.8
1,099.0
1,097.9
20
Large time
190.4
190.2
194.0
198.8
198.6
21
Other
866.8
885.6
894.8
900.2
899.3

22 Borrowings
184.1
182.3
186.1
192.0
199.1
199.6
23
From banks in the U.S.
85.8
83.4
85.0
86.8
91.2
93.0
24
From others
98.3
98.8
101.2
105.2
107.9
106.6
25
3.6
3.8

Net due to related foreign offices
3.0
3.2
4.5
4.9
3.8

5.0

26
31.1
33.6

Other liabilities
31.0
30.6
30.7

32.3

30.9

31.7

27 TOTAL LIABILITIES
1,565.4
1,580.9
1,597.2
1,621.1
1,628.3

1,607.3

1,606.3

28 Residual (assets less liabilities) (7)
129.6
132.8
123.5
124.5
128.3
132.9
126.1

1,440.6
1,541.9
1,613.6
1,621.3
1,615.8

129.7

119.2
134.3
127.2
130.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16

1999

1999

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,533.4

1,549.7

1,403.1
1,483.9
1,561.4
1,564.5
1,567.6

453.3

457.0

402.0
426.7
456.3
459.1

340.1

342.7

311.5
323.3
343.0
344.8

113.2

114.3

90.5
103.4
113.3
114.3

A S S E T S

1
Bank credit
1,504.6
1,512.4
1,571.7
1,575.8
2
435.8
459.0
3
329.4
345.3
4
106.4
113.7

1,515.9

Securities in bank credit
439.0
440.7
448.6
460.9
U.S. government securities
330.8
330.7
336.7
347.0
Other securities
108.1
110.1
111.8
113.9

5
Loans and leases in bank credit (2)
1,068.8
1,073.4
1,075.1
1,084.9
1,096.4
1,112.7
1,114.9
6
Commercial and industrial
195.6
198.3
199.0
201.3
204.0

1,001.1
1,057.3
1,104.4
1,108.2
1,108.5
206.5

182.5
192.3
207.3
207.1

207.8
7
594.9
628.7
8
29.1
29.2
9
565.8
599.5
10
200.7
200.9
11
6.3
5.3
12
71.4
70.0

208.3
Real estate
601.5
604.2
610.8
630.9
Revolving home equity
28.9
28.5
28.5
29.2
Other
572.6
575.6
582.3
601.7
Consumer
198.5
197.4
197.5
202.0
Security (3)
6.0
5.9
6.0
4.9
Other loans and leases
69.1
68.6
69.3
68.9

545.4
587.4
625.8
627.4

616.8

623.2

28.8

29.0

588.1

594.2

517.2
558.2
596.6
598.3

200.5

200.1

198.2
198.1
199.7
199.1

5.7

5.3

69.3

28.2
29.2

29.2
29.1

5.7
5.3

6.6
5.4

69.4

69.3
70.0

72.8
69.5

13
69.8
54.9

Interbank loans
66.6
66.4
47.8

66.6

62.8

54.6

57.8
55.7

76.2
57.2

14
73.4
70.7

Cash assets (4)
73.4
70.8
70.4

68.6

68.9

71.4

65.2
81.3

71.8
68.3

15
73.4
82.8

Other assets (5)
74.4
76.2
75.8

77.4

79.7

81.4

56.8
83.8

72.5
82.3

1,726.3

1,741.0

1,563.9
1,684.9
1,748.7
1,765.1
1,755.3

1,372.9

1,384.7

1,256.9
1,340.6
1,383.6
1,400.9
1,389.0

290.0

288.9

283.6

280.0
290.4
289.7
280.4

1,082.9

1,095.8

1,100.0

976.9
1,050.2
1,111.2
1,108.6

196.1

197.9

200.3

184.5
192.6
200.6
198.3

886.8

897.9

899.7

792.4
857.6
910.6
910.3

187.6

195.6

156.7
181.3
195.9
194.9

16 TOTAL ASSETS (6)
1,701.6
1,707.3
1,709.5
1,759.8
1,749.4

L I A B I L I T I E S
17 Deposits
1,352.7
1,357.2
1,359.7
1,391.7
1,385.9
18
Transaction
300.3
293.3
286.7
287.2
285.7
19
Nontransaction
1,052.4
1,063.9
1,073.0
1,104.5
1,100.1
20
Large time
190.4
190.2
194.0
198.8
198.6
21
Other
862.0
873.8
879.0
905.7
901.5

22 Borrowings
186.0
182.7
183.5
186.4
197.9
205.8
23
From banks in the U.S.

70.8

85.5

87.8
90.2
24
98.2
107.8

84.2
83.8
95.5
From others
98.6
99.8
110.3

84.4

83.3

87.9

88.3

87.6

102.0

104.3

107.7

85.9
107.6

95.8
107.3

3.8
5.0

3.6
4.7

27.3
32.4

30.0
33.0

25
3.6
3.8

Net due to related foreign offices
3.0
3.2
4.5
4.9
3.8

5.0

26
30.5
33.2

Other liabilities
31.6
31.4
30.4

27 TOTAL LIABILITIES
1,572.7
1,574.6
1,577.9
1,626.6
1,625.8

31.5

32.4

32.5

1,595.3

1,609.6

1,444.8
1,555.6
1,616.7
1,634.2
1,621.5

28 Residual (assets less liabilities) (7)
128.9
132.6
131.7
131.0
131.4
133.1
123.6
31
58.8
68.4

MEMO
Mortgage-backed securities (9)
60.1
61.8
64.1
68.7

65.2

131.9

68.0

119.1
129.3
130.9
133.8

46.6
68.8

56.4
68.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16

1999

1999

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

554.7

551.4

542.6

A S S E T S

1
Bank credit
600.4
585.3

570.4

569.8
612.3
540.4
532.2

535.5

537.1

2
213.8
196.1
3
82.8
88.1
4
131.0
108.0

Securities in bank credit
211.7
204.6
198.6
195.4
U.S. government securities
84.2
82.9
83.7
87.6
Other securities
127.5
121.7
114.8
107.8

5
386.7
339.4
6
217.8
197.6
7
21.7
18.7
11
66.3
50.4
12
80.8
72.7

Loans and leases in bank credit
373.6
365.8
356.1
341.7
Commercial and industrial
213.5
212.3
210.8
197.1
Real estate
21.4
20.5
19.8
18.7
Security (3)
63.2
59.4
50.7
51.8
Other loans and leases
75.5
73.5
74.7
74.2

202.4
215.8
198.1
193.8

200.5

197.1

87.1

85.0

113.4

112.1

113.3
133.5
112.2
108.2

(2)
350.9

345.6

367.3
396.5
342.3
338.5

208.3

201.1

212.4
223.6
199.3
198.0

19.7

19.6

24.6
19.6

22.7
19.4

51.4

52.6

59.6
51.4

65.4
50.1

71.5

72.2

70.7
72.0

84.9
71.0

89.2
86.0

82.3
85.6

13
28.1
25.5

Interbank loans
29.4
31.5
23.9

25.7

25.4

26.8

21.8
29.0

27.3
24.5

14
36.0
37.3

Cash assets (4)
36.6
36.3
33.0

37.1

37.7

38.9

34.7
39.0

35.0
37.8

15
38.6
35.4

Other assets (5)
38.7
37.9
30.2

37.6

37.4

35.3

35.1
32.6

37.0
31.0

654.8

651.7

643.4

661.1
711.4
640.7
625.3

310.4

313.8

311.7

296.4
317.6
307.0
304.7

12.7

12.2

12.5

297.8

301.6

299.3

284.8
304.6
294.2
291.9

174.5

174.7

175.7

182.3
214.7
176.1
182.9

16 TOTAL ASSETS (6)
702.9
689.7
675.8
633.4
623.9

L I A B I L I T I E S
17 Deposits
311.9
321.0
322.1
309.0
306.3
18
Transaction
11.6
12.9
13.7
13.1
12.5
19
Nontransaction
300.4
308.0
308.4
295.9
293.8
22 Borrowings
203.8
193.6

181.0

11.7
12.8

12.9
12.8

187.3
23
27.4
30.2
24
176.4
157.1

182.7
From banks in the U.S.
21.6
17.9
24.0
25.8
From others
172.0
163.1
150.5
156.9

21.2

21.1

153.5

154.5

25 Net due to related foreign offices
101.4
101.7
100.1
99.6
95.1
70.7
68.3

85.8

26
76.8
60.9

Other liabilities
74.5
70.4
57.9

28
8.9
5.6

67.4

60.8

652.5

650.9

634.0

Residual (assets less liabilities) (7)
-1.1
2.2
2.3
0.8
8.6

32.4
25.8

160.2
182.3
154.7
157.1
103.8

67.9

27 TOTAL LIABILITIES
694.0
690.8
673.6
627.8
615.3

22.1
21.5

99.2
91.1

68.3
61.9

76.2
58.1

650.8
707.7
636.0
620.4
10.3
4.6

9.4

74.7

3.8
4.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
July 2, 1999
Account
1999

1999

1999

Jan
Jun 23

Feb

--------------

--------------

1998

1998
1998
Week ending
May
Nov
Dec
Jun 2
Jun 9
Jun 16

1999

1999

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

556.3

548.5

537.3

A S S E T S

1
Bank credit
603.3
588.8
531.2
531.9
2

574.1

Securities in bank credit

564.6
615.5
538.6
529.3
201.0

219.0

212.4
194.1
3
83.0
88.1
3a
15.3
19.4
3b
67.7
68.7
4
129.4
106.0
4a
79.1
62.9
4b
50.4
43.1

212.0
206.3
199.7
193.6
U.S. government securities
83.9
83.2
84.6
87.4
Trading account
17.4
18.0
19.1
19.1
Investment account
66.5
65.3
65.5
68.3
Other securities
128.1
123.0
115.1
106.2
Trading account
79.0
74.7
70.3
63.0
Investment account
49.1
48.3
44.8
43.1

198.9

195.3

198.5

194.0

86.7

85.7

89.9
87.2

82.7
86.6

20.3

17.5

20.9
18.8

14.2
18.8

66.4

68.2

69.0
68.4

68.6
67.7

112.1

109.6

68.4

67.6

66.7
68.8

84.9
64.5

43.8

42.0

44.5
42.6

51.4
42.9

5
390.9
337.0
6
220.5
195.5
7
21.8
18.5
11
66.8
50.9
12
81.8
72.2

Loans and leases in bank credit
376.8
367.8
356.6
338.3
Commercial and industrial
215.3
214.2
211.2
195.5
Real estate
21.6
20.9
19.9
18.5
Security (3)
63.2
59.1
51.4
51.6
Other loans and leases
76.8
73.7
74.1
72.7

(2)
349.7

342.0

363.6
396.5
340.1
335.4

206.8

198.5

209.9
224.8
197.2
195.6

19.5

19.3

24.3
19.3

22.9
19.1

51.4

52.4

59.2
51.3

64.7
49.9

72.0

71.8

70.2
72.3

84.1
70.7

111.1
136.3
111.3
107.4

13
28.1
25.5

Interbank loans
29.4
31.5
23.9

25.7

25.4

26.8

21.8
29.0

27.3
24.5

14
37.5
38.3

Cash assets (4)
37.0
35.5
33.8

36.0

36.4

38.5

34.4
40.0

35.6
38.5

15
40.1
34.3

Other assets (5)
39.0
39.0
28.8

38.2

35.7

34.6

34.5
32.0

37.2
30.6

655.9

645.8

637.1

655.1
715.4
639.4
622.6

313.2

314.0

298.7
317.1
310.1
306.9

16 TOTAL ASSETS (6)
708.7
693.9
679.9
628.9
618.1

L I A B I L I T I E S
17 Deposits
315.6
318.4
309.3
306.6

320.8

313.7

18
12.0
12.7
19
303.6
296.6

Transaction
13.0
13.5
12.2
Nontransaction
305.4
307.4
294.4

11.4
12.7

12.8
12.1

12.8

12.0

12.2

300.9

301.2

301.8

287.3
304.3
297.4
294.8

174.7

175.7

182.3
214.7
176.1
182.9

21.2

21.1

153.5

154.5

25 Net due to related foreign offices
107.7
104.4
103.7
97.8
89.5
68.3
68.3

83.9

22 Borrowings
203.8
193.6
181.0
174.5
187.3
182.7
23
From banks in the U.S.
27.4
21.6
17.9
24.0
30.2
25.8
24
From others
176.4
172.0
163.1
150.5
157.1
156.9

26
78.2
60.3

Other liabilities
74.7
72.0
57.3

66.3

60.4

653.9

643.6

633.9

27 TOTAL LIABILITIES
705.3
691.1
677.5
625.2
614.9

68.0

28
3.4
3.8

Residual (assets less liabilities) (7)
2.8
2.3
2.0
2.2
3.2

29
48.2
33.7
30
44.5
32.7

MEMO
Reval. gains on off-bal. sheet items (8)
46.0
43.6
40.2
38.8
32.8
Reval. losses on off-bal. sheet items (8)
42.3
41.3
39.2
38.9
31.6

22.1
21.5

32.4
25.8

160.2
182.3
154.7
157.1
102.1

102.6
88.7
71.3

67.8
61.5

77.2
57.9

650.8
711.7
636.4
619.0
4.3
3.0

3.7
3.6

36.8

40.3
37.4

48.6
34.6

36.0

38.7
36.3

44.9
33.6

3.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

July 2, 1999
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,

contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.