Notice to Users of the H.

8 Release
Data on the attached H.8 release have been benchmarked through the June 1999 Call
Report. Data on the previous release were benchmarked through the March 1999 Call
Report.
Historical H.8 data may be accessed through the Board's Web site:
http://www.federalreserve.gov.
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
September 10, 1999
Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25

1999

1999

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

4,546.3

4,541.2

4,345.2
4,521.6
4,581.0
4,572.9
4,566.0

1,222.3

1,159.4
1,205.3
1,237.9
1,238.0
1,234.2

816.2

819.8

776.0
791.6
819.2
818.4

406.1

418.2

383.4
413.7
418.9
415.7

(2)
3,318.8

3,185.7
3,316.3
3,343.1
3,334.9
3,331.8

962.4

971.7

1,364.0

1,287.2
1,342.2
1,381.8
1,378.7
1,380.8

A S S E T S

1
Bank credit
4,491.1
4,501.0
4,591.1
4,608.0

4,510.7

2
Securities in bank credit
1,186.9
1,188.3
1,188.0
1,205.6
1,239.1
1,239.9
3
U.S. government securities
799.1
800.1
798.4
812.5
823.2
817.6
4
Other securities
387.8
388.3
389.6
393.1
415.9
422.3
5
Loans and leases in bank credit
3,304.2
3,312.7
3,322.7
3,340.7
3,352.0
3,368.1
6
Commercial and industrial
956.3
960.8
956.4
962.5
976.7
981.5
7
Real estate
1,343.5
1,346.0
1,355.5
1,361.1
1,384.0
1,388.9
8
Revolving home equity

914.3
952.3
966.8
966.5

103.3

101.8

102.0
98.6
9
1,241.5
1,285.3
10
498.7
485.1
11
118.6
122.3
12
387.2
383.9

103.0
104.3
103.7
98.8
Other
1,243.0
1,251.2
1,257.4
1,290.1
Consumer
499.5
495.9
491.6
483.8
Security (3)
121.6
126.1
130.1
121.6
Other loans and leases
384.9
388.8
395.5
392.4

97.7

98.5

98.2

98.4

1,266.3

1,183.9
1,240.4
1,283.4
1,280.5
1,282.4

483.6

483.5

488.5
499.4
482.6
484.1

121.4

121.7

136.2
138.5
124.9
118.3

387.4

384.3

359.5
384.0
381.8
382.2

13 Interbank loans
221.2
217.4
227.5
225.2
211.4

224.5

222.8

215.3

206.1
227.7
212.3
212.6

14 Cash assets (4)
256.2
257.8
259.9
262.4
241.5

261.0

259.4

253.5

249.5
254.0
266.4
247.6

15 Other assets (5)
354.5
344.8
347.2
352.5
364.7

348.6

351.8

350.9

320.2
356.9
350.2
346.5

16 TOTAL ASSETS (6)
5,264.5
5,262.5
5,286.5
5,372.6
5,366.7

5,321.7

5,317.1

5,063.8
5,301.9
5,342.0
5,343.2
5,314.1

3,377.2

3,391.9

3,242.3
3,376.2
3,385.6
3,392.4
3,371.9

655.7

649.6

640.3

2,721.5

2,742.3

2,573.2
2,720.4
2,745.3
2,748.3
2,735.9

718.8

722.0

718.4

2,002.7

2,020.3

1,875.0
1,990.5
2,026.9
2,028.7
2,017.1

L I A B I L I T I E S
17 Deposits
3,367.9
3,376.4
3,374.9
3,391.3
3,380.9
18
Transaction
660.9
656.6
649.6
660.0
623.4
19
Nontransaction
2,706.9
2,719.9
2,725.2
2,731.3
2,757.4
20
Large time
721.2
725.7
723.6
714.9
718.6
21
Other
1,985.7
1,994.2
2,001.7
2,016.4
2,038.8

22 Borrowings
987.8
983.7
997.8
1,020.5
1,027.9
1,026.5
23
From banks in the U.S.
319.3
312.1
324.6
338.8
343.8
345.4
24
From others
668.5
671.6
673.2
681.7
684.1
681.1

669.2
655.8
644.2
636.0

698.1
729.9
719.5
718.8

1,018.7

1,021.6

915.8
990.8
1,029.2
1,012.2

338.5

338.1

296.0
316.4
336.6
331.1

680.2

683.5

619.8
674.3
692.6
681.2

25 Net due to related foreign offices
210.6
210.4
204.1
216.6
216.3
221.4
232.4

227.6

207.6
214.0
221.4
240.0

26 Other liabilities
271.7
273.2
270.4
285.3
283.8

273.5

269.2

277.2

295.2
295.8
275.6
269.6

27 TOTAL LIABILITIES
4,838.0
4,843.7
4,847.2
4,925.9
4,923.6

4,887.8

4,896.1

4,661.0
4,876.7
4,912.0
4,918.5
4,893.7

28 Residual (assets less liabilities) (7)
426.5
418.8
439.3
434.0
421.0
446.7
443.1

429.9

402.7
425.2
424.7
420.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
September 10, 1999
Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25

1999

1999

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

4,540.5

4,525.5

4,327.3
4,519.2
4,560.2
4,550.8
4,547.6

1,211.2

1,149.3
1,210.8
1,225.1
1,224.7
1,221.4

808.3

808.0

766.3
795.8
807.6
806.7

402.9

417.1

383.0
415.0
417.2
414.7

A S S E T S

1
Bank credit
4,489.5
4,509.3
4,559.5
4,593.5

4,513.2

2
Securities in bank credit
1,193.5
1,197.0
1,193.5
1,202.3
1,223.8
1,229.3
3
U.S. government securities
805.5
810.0
806.5
812.0
809.2
806.6
4
Other securities
388.0
387.0
386.9
390.4

414.7

422.7

5
Loans and leases in bank credit
3,296.0
3,312.2
3,319.8
3,338.1
3,335.6
3,364.2
6
Commercial and industrial
959.9
967.4
960.8
962.7
964.5
972.0
7
Real estate
1,336.9
1,342.7
1,354.9
1,361.6
1,385.4
1,391.6
8
Revolving home equity
101.1
102.4
103.9
103.3
98.9
99.3
9
Other
1,235.8
1,240.3
1,251.0
1,258.3
1,286.5
1,292.3
10
Consumer
493.9
496.0
493.4
488.9
487.5
486.8
11
Security (3)
122.0
123.5
126.0
129.5
115.8
118.1
12
Other loans and leases
383.3
382.6
384.7
395.4
382.4
395.7

(2)
3,314.3

3,177.9
3,308.4
3,335.1
3,326.1
3,326.3

960.0

963.0

1,365.0

1,289.7
1,336.5
1,384.4
1,383.1
1,383.2

97.5

98.7

906.4
953.7
958.6
959.0

103.4

101.4
98.3
98.6

1,267.5

1,186.2
1,235.0
1,285.8
1,284.8
1,284.6

481.2

484.7

489.4
499.2
482.1
485.2

119.4

118.0

132.0
138.2
121.3
115.3

388.6

385.0

360.3
380.9
380.9
383.6

13 Interbank loans
224.4
222.4
223.3
208.6
208.5

221.8

216.5

207.5

199.0
227.4
202.8
208.3

14 Cash assets (4)
248.8
255.5
257.6
239.2
248.4

256.6

251.5

242.9

238.7
255.1
246.7
239.3

15 Other assets (5)
349.8
347.8
348.7
349.4
373.0

354.5

354.6

353.8

323.0
353.6
352.7
349.1

16 TOTAL ASSETS (6)
5,254.1
5,276.6
5,284.1
5,297.9
5,364.3

5,314.5

5,289.9

5,030.6
5,297.1
5,305.5
5,294.1
5,285.5

3,375.2

3,375.6

3,226.5
3,353.2
3,371.6
3,372.8
3,362.7

650.8

638.9

623.9

2,724.4

2,736.7

2,574.8
2,702.3
2,747.7
2,753.4
2,738.5

716.1

715.3

715.8

L I A B I L I T I E S
17 Deposits
3,362.6
3,387.2
3,365.5
3,347.3
3,392.9
18
Transaction
654.5
664.2
640.6
618.0
630.9
19
Nontransaction
2,708.1
2,723.0
2,724.9
2,729.3
2,762.0
20
Large time
723.2
722.6
724.8
714.7
718.3
21
Other

651.6
651.0
619.4
624.3

695.7
730.6
714.7
714.9
1,879.1

1,971.7

1,984.8
2,014.5

2,000.3
2,043.7

2,000.1

2,008.3

22 Borrowings
981.2
983.5
1,006.0
1,024.1
999.5
1,008.2
23
From banks in the U.S.
318.9
312.8
325.5
338.6
335.2
339.6
24
From others
662.3
670.7
680.5
685.4
664.3
668.5

2,021.4

2,031.9

2,038.6

2,023.6

1,009.4

998.2

897.1
993.4
998.2
993.8

333.9

330.9

289.8
316.8
326.7
326.2

675.5

667.3

607.3
676.6
671.5
667.6

25 Net due to related foreign offices
208.8
203.3
210.3
210.8
208.5
231.4
231.4

222.6

203.6
223.7
213.4
225.7

26 Other liabilities
272.4
272.8
270.1
285.2
283.6

272.8

268.3

277.1

295.2
298.2
275.9
269.5

27 TOTAL LIABILITIES
4,824.9
4,846.8
4,851.9
4,863.3
4,916.0

4,882.9

4,861.8

4,622.3
4,868.5
4,869.5
4,860.3
4,851.8

28 Residual (assets less liabilities) (7)
429.2
429.8
432.2
431.6
428.1
434.5
448.3
MEMO
29 Reval. gains on off-bal. sheet items (8)
85.8
86.0
85.4
84.2
86.4
92.5
98.7
30 Reval. losses on off-bal. sheet items (8)
85.1
87.3
86.7
85.8
87.6
100.2
105.1

436.0

408.3
428.6
433.8
433.7

93.6

97.4
107.4
93.0
90.3

98.5

98.5
105.9
97.0
92.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
September 10, 1999

1999

1999

Apr
Sep 1

May

Account
1999
Jun

1999

1999

Jul

Aug

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25

--------------

--------------

--------

--------

--------

-------- --------------------- -------

4,015.1

4,023.2

3,751.0
3,955.7
4,059.3
4,052.7
4,047.5

A S S E T S

1
Bank credit
3,941.2
3,952.1
4,071.1
4,080.3

3,971.7

2
Securities in bank credit
990.2
988.9
992.8
1,010.7
1,033.4
1,051.7
1,048.4
3
U.S. government securities
715.1
712.3
712.7
724.5
728.2
740.8
731.7
4
Other securities
275.0
276.6
280.1
286.2
305.2
311.0
316.7
5
Loans and leases in bank credit
2,951.0
2,963.2
2,979.0
3,004.4
3,019.4
3,031.8
6
Commercial and industrial
746.4
752.5
755.6
766.9
781.8
783.9
7
Real estate
1,323.5
1,326.2
1,335.7
1,341.9
1,366.5
1,371.4
8
Revolving home equity
102.0
103.0
104.3
103.7
98.6
98.8
9
Other
1,221.5
1,223.2
1,231.4
1,238.2
1,267.8
1,272.6
10
Consumer
498.7
499.5
495.9
491.6
485.1
483.8
11
Security (3)
68.1
70.1
73.4
79.0
68.3
66.4
12
Other loans and leases
314.3
314.9
318.3
325.0
317.7
326.3

1,048.4

942.2
1,002.5
1,048.7
1,046.1

734.4

680.2
708.5
732.7
734.0

314.0

262.0
294.0
316.0
312.1

(2)
2,989.8

2,808.8
2,953.2
3,010.9
3,004.1
3,001.4

771.3

777.4

1,345.6

1,263.4
1,321.7
1,364.3
1,361.2
1,363.3

699.9
740.5
773.6
774.0

103.3
97.7

98.5

101.8
98.2
98.4

1,247.9

1,160.0
1,219.9
1,265.8
1,262.9
1,264.8

483.6

483.5

69.5

67.5

319.8

318.2

284.5
312.3
315.7
316.4

488.5
499.4
482.6
484.1
72.5
70.9

79.3
63.6

13 Interbank loans
195.6
192.0
200.9
199.3
188.5

200.0

195.4

189.6

186.1
196.2
187.4
185.7

14 Cash assets (4)
222.1
223.2
223.9
223.6
202.3

227.5

224.4

215.5

215.4
220.3
228.5
209.0

315.1

319.7

321.9

284.3
319.2
322.1
317.5

15 Other assets (5)
317.0
307.3
311.3

322.3

335.6

16 TOTAL ASSETS (6)
4,617.6
4,616.3
4,649.4
4,757.9
4,748.0

4,704.9

4,379.9
4,633.4
4,727.9
4,732.3
4,701.4

3,071.5

3,081.6

2,935.4
3,056.5
3,076.9
3,078.4
3,062.0

644.8

638.7

629.3

2,426.6

2,442.9

2,278.6
2,412.5
2,447.6
2,445.6
2,437.2

426.2

425.4

424.7

2,000.5

2,017.5

1,873.4
1,989.3
2,022.9
2,025.2
2,013.6

846.7

850.3

724.1
811.0
859.8
843.8

313.9

314.5

274.7
298.5
317.0
310.0

532.8

535.7

449.4
512.5
542.8
533.9

25 Net due to related foreign offices
117.7
115.4
118.7
145.6
145.0
148.9
159.1

153.5

98.2
117.3
151.4
161.2

26 Other liabilities
204.4
206.6
211.1
222.9
222.7

214.1

210.9

218.2

221.5
225.9
219.9
211.7

27 TOTAL LIABILITIES
4,194.0
4,198.2
4,219.4
4,317.3
4,305.6

4,270.7

4,284.2

3,979.3
4,210.8
4,298.8
4,309.4
4,278.8

4,699.3

L I A B I L I T I E S
17 Deposits
3,057.7
3,064.6
3,064.4
3,086.5
3,075.7
18
Transaction
650.4
646.5
639.1
649.2
612.9
19
Nontransaction
2,407.3
2,418.1
2,425.3
2,437.3
2,462.9
20
Large time
422.7
425.5
425.6
425.2
429.1
21
Other
1,984.6
1,992.6
1,999.7
2,012.1
2,033.8

22 Borrowings
814.3
811.6
825.1
839.6
859.1
848.2
23
From banks in the U.S.
295.2
290.8
302.9
311.9
320.7
314.4
24
From others
519.1
520.8
522.3
527.7
538.4
533.7

28 Residual (assets less liabilities) (7)
423.6
418.1
430.0
428.6
420.7
440.6
442.4

429.1

------------------------------------------------Footnotes appear on page 13.

656.9
644.0
632.8
624.8

405.2
423.3
420.3
423.7

400.6
422.6
422.9
422.6

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
September 10, 1999
Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25

1999

1999

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

4,012.4

4,010.6

3,736.4
3,949.6
4,042.2
4,035.6
4,031.3

A S S E T S

1
Bank credit
3,938.0
3,963.1
4,044.4
4,068.6

3,979.5

2
Securities in bank credit
995.7
999.1
999.9
1,008.3
1,023.9
1,037.9
1,038.4
3
U.S. government securities
720.7
722.6
720.1
723.6
720.8
727.9
722.2
4
Other securities
275.0
276.5
279.8
284.7
303.1
310.0
316.2
5
Loans and leases in bank credit
2,942.3
2,964.0
2,979.6
3,004.0
3,006.6
3,030.2
6
Commercial and industrial
749.7
760.7
762.7
768.8
771.8
776.7
7
Real estate
1,316.9
1,323.1
1,335.3
1,342.7
1,368.0
1,374.2
8
Revolving home equity
101.1
102.4
103.9
103.3
98.9
99.3
9
Other
1,215.8
1,220.8
1,231.5
1,239.4
1,269.1
1,274.9
10
Consumer
493.9
496.0
493.4
488.9
487.5
486.8
11
Security (3)
70.9
72.1
73.5
78.2
62.2
62.7
12
Other loans and leases

1,036.8

932.8
1,006.3
1,037.1
1,034.0

723.7

671.2
712.4
722.0
722.7

313.1

261.6
294.0
315.1
311.3

(2)
2,986.8

2,803.7
2,943.2
3,005.4
2,998.5
2,997.2

769.7

770.4

1,346.8

1,265.9
1,315.6
1,367.0
1,365.7
1,365.8

97.5

98.7

693.8
740.1
767.1
767.4

103.4

101.4
98.3
98.6

1,249.2

1,162.5
1,214.2
1,268.3
1,267.4
1,267.2

481.2

484.7

67.9

63.7

489.4
499.2
482.1
485.2
68.4
67.6
286.0

79.4
60.3
308.9

311.0
317.1

312.1
329.8

314.6

325.4

321.2

319.6

315.9

318.5

13 Interbank loans
198.7
197.0
196.7
182.6
185.6

197.3

189.1

181.8

179.0
195.9
177.9
181.4

14 Cash assets (4)
215.7
222.0
222.0
200.9
209.7

222.2

216.6

205.3

204.8
222.1
209.2
201.0

15 Other assets (5)
311.8
312.0
313.5
318.5
343.0

322.1

323.3

324.3

286.5
314.8
324.1
319.6

16 TOTAL ASSETS (6)
4,606.0
4,636.1
4,653.3
4,687.9
4,748.0

4,695.4

4,681.7

4,349.7
4,624.5
4,694.9
4,688.2
4,674.6

3,068.8

3,067.7

2,922.1
3,034.8
3,065.4
3,062.4
3,056.3

640.1

628.0

612.9

2,428.6

2,439.7

2,282.7
2,395.4
2,452.5
2,454.1
2,443.2

422.6

420.6

422.9

2,006.0

2,019.1

1,879.2
1,969.7
2,029.6
2,036.3
2,021.3

837.4

826.9

705.4
813.7
828.9
825.5

309.3

307.4

268.6
298.9
307.2
305.1

528.1

519.5

436.8
514.8
521.7
520.4

25 Net due to related foreign offices
117.6
114.0
126.7
141.2
139.8
158.8
158.8

150.5

96.7
123.4
145.3
149.7

26 Other liabilities
205.0
207.3
211.3
222.5
222.2

213.9

210.9

218.0

221.3
226.8
219.9
211.5

27 TOTAL LIABILITIES
4,179.4
4,208.6
4,224.1
4,255.5
4,300.9

4,267.0

4,255.9

3,945.5
4,198.6
4,260.8
4,256.4
4,242.9

L I A B I L I T I E S
17 Deposits
3,049.1
3,075.9
3,052.7
3,043.6
3,090.0
18
Transaction
643.8
654.3
630.3
607.3
620.1
19
Nontransaction
2,405.3
2,421.6
2,422.4
2,436.3
2,469.9
20
Large time
422.5
423.4
424.5
424.0
428.5
21
Other
1,982.8
1,998.2
1,997.9
2,012.2
2,041.4

22 Borrowings
807.7
811.4
833.3
843.1
830.6
829.8
23
From banks in the U.S.
294.8
291.4
303.8
311.7
312.0
308.6
24
From others
512.9
519.9
529.5
531.4
518.6
521.2

639.4
639.3
608.3
613.1

403.5
425.7
417.7
421.9

28 Residual (assets less liabilities) (7)
426.6
427.6
429.2
428.5
425.8
432.4
447.1
MEMO
29 Reval. gains on off-bal. sheet items (8)
46.8
48.3
50.6
51.0
53.8
54.3
61.0
30 Reval. losses on off-bal. sheet items (8)
46.7
49.3
52.5
53.4
55.7
63.8
69.7
31 Mortgage-backed securities (9)
336.9
335.7
335.5
332.1
330.5
335.7
337.3

434.1

404.2
425.9
431.8
431.7

58.3

53.3
60.3

64.9
56.5

64.9

56.3
65.4

65.4
60.8

334.6

301.2
341.6
333.7
333.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
September 10, 1999
Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25

1999

1999

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

2,447.7

2,443.4

2,327.9
2,435.5
2,462.3
2,460.8
2,451.8

571.5

584.3

535.2
561.7
585.3
582.2

381.8

387.8

368.7
377.5
386.2
387.6

22.7

22.8

A S S E T S

1
Bank credit
2,408.3
2,412.5
2,470.9
2,473.5
2
545.3
587.4
3
381.1
394.0
3a
22.5

2,420.8

Securities in bank credit
542.4
542.2
552.6
583.0
U.S. government securities
377.3
375.4
381.6
384.9
Trading account
25.9
22.3
25.1

22.1
21.2

17.9
23.0

27.5
3b
358.6
366.5
4
164.2
193.4
4a
66.7
73.2
4b
97.5
120.2
4c
24.9
25.8
4d
72.7
94.4

20.1
Investment account
351.4
353.1
356.5
359.0
364.8
Other securities
165.1
166.8
170.9
189.7
198.2
Trading account
66.1
68.3
67.5
73.0
77.3
Investment account
99.0
98.6
103.4
116.7
120.9
State and local government
24.6
24.8
25.3
25.4
25.7
Other
74.4
73.8
78.2
91.3
95.2

5
Loans and leases in bank credit (2)
1,863.0
1,870.1
1,878.6
1,895.1
1,871.9
1,883.6
1,890.4
6
Commercial and industrial
547.2
551.6
551.7
560.2
562.8
569.8
571.3
6a
Bankers acceptances
1.1
1.1
1.0
1.0
1.0
1.1
1.1
6b
Other
546.0
550.5
550.8
559.2
561.8
568.7
570.2
7
Real estate
711.8
711.7
715.1
714.6
710.9
722.4
723.8
8
Revolving home equity
73.4
74.2
75.0
74.1
68.1
68.9
69.0
9
Other
638.4
637.5
640.2
640.5
642.9
653.5
654.8
10
Consumer
298.5
297.0
294.2
289.6
282.2
279.1
278.2
11
Security (3)
62.3
64.5
68.2
73.7
64.2
63.1
60.8
11a
Fed funds and RPs with broker/dealer
46.3
47.9
51.4
55.6
46.8
46.7
45.2
11b
Other
16.0
16.6
16.8
18.1
17.4
16.4
15.6
12a
State and local government
11.1
11.3
11.3
11.3
11.6
11.9
11.8
12b
Agricultural
8.8
8.7
8.5
8.4
8.4

365.0

346.5
359.7
365.0
364.6

196.6

166.5
184.2
199.1
194.7

77.3

79.2
80.8

87.5
75.9

119.3

87.3
118.3

96.7
118.7

25.7

22.9
25.6

24.7
25.9

93.6

64.4
92.7

72.0
92.8

1,792.7
1,873.8
1,878.0
1,875.4
1,869.5
566.1
1.1

514.7
542.3
563.0
563.0
1.3
1.0

1.2
1.1

565.0

513.5
541.1
562.0
562.0

721.2

703.8
715.8
720.4
720.8

68.7

74.8
68.4

73.3
68.7

652.5

629.0
642.4
652.0
652.0

279.1

293.5
300.9
279.1
279.2

62.1

66.7
65.7

73.5
58.3

45.3

49.0
47.6

57.8
41.4

16.9

17.6
18.1

15.8
16.9

11.8

11.1
11.8

11.1
11.7

8.8
8.6

8.9
8.6

8.7

8.7
12c
12.2
30.0
12d
95.6
75.6
12e
115.6
122.9

8.7
Fed funds and RPs with others
11.6
14.2
38.1
32.2
30.7
All other loans
95.9
96.1
79.3
77.9
80.3
Lease financing receivables
117.8
119.2
119.9
121.6
124.7

13 Interbank loans
133.4
131.2
142.8
144.2
142.9
131.2
13a
Fed funds and RPs with banks
84.4
80.6
87.5
86.6
95.0
83.6
13b
Other
48.9
50.6
55.2
57.6
48.0
47.6

30.0

10.2
29.8

12.3
29.3

76.0

86.1
74.6

95.9
75.7

123.1

97.8
113.1
122.5
122.9

139.3

134.4

119.2
131.1
134.5
131.3

89.1

85.7

66.4
86.2

81.4
80.2

50.1

48.7

52.8
48.4

49.7
51.1

14 Cash assets (4)
152.4
154.6
152.4
148.1
135.5

155.5

151.2

143.4

149.0
150.9
152.9
139.0

15 Other assets (5)
240.0
229.9
232.4
235.6
233.1

235.6

234.1

232.6

223.1
243.5
234.9
232.5

16 TOTAL ASSETS (6)
2,895.4
2,889.9
2,909.9
2,959.5
2,934.9

2,944.6

2,929.8

2,781.4
2,922.4
2,934.5
2,944.8
2,916.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
September 10, 1999
Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1999

1999

Jun

Jul

Aug

--------

--------

--------

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25
-------- ---------------------------

L I A B I L I T I E S
17 Deposits
1,685.8
1,692.9
1,687.7
1,677.0
1,672.5
18
Transaction
360.8
363.1
354.2
348.3
326.6
19
Nontransaction
1,325.1
1,329.8
1,333.5
1,328.7
1,345.9
20
Large time
227.5
228.3
225.3
224.5
228.2
21
Other
1,097.5
1,101.4
1,108.1
1,104.3
1,117.8

1,687.9

1,686.9

1,656.9
1,687.6
1,674.9
1,678.4
1,665.0

356.0

350.7

339.6

1,331.9

1,336.1

1,282.4
1,330.4
1,335.3
1,332.6
1,327.1

227.3

228.2

224.6

1,104.6

1,107.9

1,060.1
1,100.1
1,110.7
1,111.4
1,103.6

636.4

638.2

562.0
625.3
650.3
632.7

215.8

217.5

198.4
213.6
220.2
214.0

420.6

420.8

363.6
411.6
430.1
418.7

25 Net due to related foreign offices
113.1
110.5
113.6
141.5
140.8
145.8
155.9

150.0

94.5
114.1
147.2
158.0

26 Other liabilities
173.7
175.0
178.8
187.8
184.9

180.7

178.1

183.0

193.0
195.5
185.3
177.2

27 TOTAL LIABILITIES
2,595.2
2,600.0
2,609.3
2,655.2
2,646.4

2,649.0

2,642.1

2,506.4
2,622.4
2,646.2
2,661.2
2,632.9

22 Borrowings
622.4
621.5
629.2
638.9
644.6
633.1
23
From banks in the U.S.
208.4
205.6
214.1
219.1
221.7
217.2
24
From others
414.0
415.9
415.1
419.8
422.8
416.0

28 Residual (assets less liabilities) (7)
300.3
289.9
300.6
295.5
287.7
304.3
288.5

288.3

374.5
357.2
345.8
337.9

222.3
230.3
221.2
223.5

275.0
300.0
283.6
283.6

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
September 10, 1999

Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25

1999

1999

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

2,437.9

2,429.5

2,311.1
2,440.1
2,443.1
2,441.0
2,433.8

A S S E T S

1
Bank credit
2,410.9
2,418.5
2,441.3
2,459.7
2
549.3
574.6
3
385.1
382.4
3a
23.4
25.2
3b
361.7
357.2
3c
244.2
236.3
3d
117.5
120.9
3e
24.2
24.4
3f
53.0
57.5
3g
40.2
39.0
4
164.2
192.2
4a
66.7
73.2
4b
97.5
119.0
4c
24.9

2,418.4

Securities in bank credit
547.7
544.0
548.4
563.7
575.2
U.S. government securities
383.4
378.2
378.8
376.0
377.4
Trading account
25.2
20.8
23.5
20.9
19.4
Investment account
358.1
357.5
355.3
355.0
358.1
Mortgage-backed
241.4
238.4
234.0
232.8
237.7
Other
116.7
119.1
121.3
122.2
120.4
1 year or less
24.7
24.0
25.0
25.0
24.4
Between 1 and 5 years
53.6
55.3
57.0
58.1
57.4
More than 5 years
38.5
39.8
39.3
39.1
38.6
Other securities
164.4
165.8
169.5
187.7
197.8
Trading account
66.1
68.3
67.5
73.0
77.3
Investment account
98.2
97.5
102.0
114.7
120.5
State and local government
24.7
24.9
25.1
24.9

574.3

527.1
567.8
574.6
572.3

378.8

361.2
383.0
376.7
378.7

21.7

21.2
19.8

18.6
23.0

357.1

340.1
364.4
357.0
355.7

235.8

228.5
250.8
235.0
234.3

121.3

111.6
113.6
122.0
121.3

24.6

29.5
24.9

26.0
24.8

57.9

49.8
58.7

47.6
57.7

38.8

32.4
38.4

40.0
38.8

195.5

165.9
184.8
197.8
193.6

77.3

79.2
80.8

87.5
75.9

118.2

86.7
117.1

97.3
117.7

25.4

22.7
25.2

24.8
25.5

25.5
4d
72.6
93.5

25.5
73.5
95.0

Other
72.6

76.9

89.8

5
Loans and leases in bank credit (2)
1,861.6
1,870.8
1,874.4
1,889.5
1,865.8
1,866.7
1,884.5
6
Commercial and industrial
549.8
557.6
556.3
560.2
561.3
561.4
565.4
6a
Bankers acceptances
1.1
1.1
1.0
1.0
1.0
1.1
1.1
6b
Other
548.7
556.6
555.3
559.2
560.4
560.3
564.3
7
Real estate
708.7
708.8
712.4
712.6
710.1
721.5
724.3
8
Revolving home equity
72.6
73.6
74.7
73.8
68.1
69.3
69.5
9a
Other residential
387.6
385.6
387.4
388.1
390.5
398.0
400.9
9b
Commercial
248.5
249.6
250.4
250.6
251.5
254.2
254.0
10
Consumer
295.8
294.6
292.0
287.7
280.4
280.6
280.4
11
Security (3)
65.0
66.5
68.3
72.9
62.6
56.9
57.1
11a
Fed funds and RPs with broker/dealer
48.9
49.8
51.1
54.0
45.3
40.6
41.2
11b
Other
16.2
16.7
17.2
18.9
17.3
16.3
15.9
12a
State and local government
11.1
11.2
11.2
11.2
11.5
12.0
11.9
12b
Agricultural
8.5
8.5
8.5
8.6
8.6
8.9
9.0
12c
Fed funds and RPs with others
12.2
11.6
14.2
38.1
32.2
30.0
30.7
12d
All other loans
93.8
94.0
92.5
78.2
77.8
73.1
81.7
12e
Lease financing receivables
116.5
118.1
119.1
120.2
121.2
122.2
124.0
13

Interbank loans

92.8

64.0
91.9

72.5
92.2

1,783.9
1,872.4
1,868.8
1,866.4
1,861.5
560.3
1.1

509.8
542.2
557.6
557.5
1.3
1.0

1.2
1.1

559.3

508.5
541.1
556.6
556.5

721.8

704.3
714.4
722.7
721.3

69.0

75.0
68.6

73.0
69.0

399.5

392.5
394.4
401.1
399.4

253.3

236.8
247.1
253.0
252.8

279.7

294.2
301.3
278.4
279.8

58.4

62.6
62.4

73.6
55.0

41.8

45.2
45.2

58.3
38.4

16.6

17.4
17.2

15.3
16.6

11.8

11.2
11.8

11.2
11.8

9.0
8.8

8.6
8.9

30.0

10.2
29.8

12.3
29.3

75.3

85.4
72.8

94.4
75.5

122.5

97.3
114.4
122.0
122.4

8.9

115.6

130.9

133.5
132.3
13a
84.2
84.6
13b
49.3
47.6

135.2
142.9
144.6
129.7
Fed funds and RPs with banks
83.3
86.6
85.7
82.2
Other
52.0
56.3
58.8
47.5

137.1

129.1

126.6

129.3

85.5

80.7

63.0
78.7

82.0
78.7

51.5

48.4

52.6
47.8

49.0
50.7

14 Cash assets (4)
147.4
153.5
150.8
132.4
140.6

151.3

145.3

136.3

141.4
151.6
139.1
133.7

15 Other assets (5)
236.2
234.2
234.7
233.8
237.5

241.0

236.3

234.2

224.7
240.3
235.9
234.5

16 TOTAL ASSETS (6)
2,889.4
2,903.4
2,908.4
2,901.4
2,928.8

2,936.1

2,910.0

2,754.8
2,924.6
2,904.3
2,904.0
2,893.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
September 10, 1999
Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25

1999

1999

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,681.8

1,675.6

1,646.0
1,683.3
1,664.8
1,663.8
1,660.2

352.4

344.0

330.1

1,329.4

1,331.5

1,282.0
1,329.0
1,334.7
1,334.0
1,327.4

L I A B I L I T I E S
17 Deposits
1,684.3
1,699.0
1,673.3
1,646.2
1,679.8
18
Transaction
355.5
367.2
347.8
322.5
332.7
19
Nontransaction
1,328.8
1,331.8
1,325.5
1,323.7
1,347.1
20
Large time

364.0
354.3
329.7
332.8

220.6

232.7

227.3
223.3
21
1,101.5
1,100.4

226.3
227.6
Other
1,105.6
1,119.5

224.2

223.7

223.4

222.8

1,101.3

1,105.7

1,108.2

1,061.4
1,096.3
1,111.9
1,115.4
1,105.6

627.3

614.8

543.4
630.5
619.9
613.6

212.1

211.0

192.9
215.2
211.3
209.4

415.2

403.8

350.5
415.3
408.6
404.1

25 Net due to related foreign offices
113.1
109.0
121.7
137.1
135.5
155.7
155.7

147.1

92.9
120.2
141.1
146.4

26 Other liabilities
173.7
175.0
178.8
187.8
184.9

180.7

178.1

183.0

193.0
195.5
185.3
177.2

27 TOTAL LIABILITIES
2,592.6
2,607.0
2,610.8
2,605.4
2,634.6

2,641.0

2,616.5

2,475.3
2,629.6
2,609.7
2,610.1
2,597.4

22 Borrowings
621.5
623.9
637.0
641.4
615.7
614.3
23
From banks in the U.S.
210.4
208.0
215.2
218.8
213.6
212.0
24
From others
411.1
415.9
421.8
422.6
402.1
402.3

28 Residual (assets less liabilities) (7)
296.9
296.3
297.6
295.2
293.5
296.0
294.2
29
46.8
54.3
30
46.6
63.8
31
272.6
265.3
31a
182.8
177.1
31b
89.7
88.1
32
0.6
-3.8
33
39.0
29.7

MEMO
Reval. gains on off-bal. sheet items (8)
48.3
50.6
51.0
53.8
61.0
Reval. losses on off-bal. sheet items (8)
49.3
52.5
53.4
55.7
69.7
Mortgage-backed securities (9)
269.9
265.9
261.3
259.7
266.4
Pass-through
179.9
177.2
173.9
173.5
176.5
CMO, REMIC, and other
90.0
88.7
87.5
86.2
90.0
Net unrealized gains (losses) on
0.9
0.6
0.0
-3.3
-4.8
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
37.9
37.7
37.0
36.3
29.7

294.6

218.6

221.8

279.5
295.0
293.9
295.6

58.3

53.3
60.3

64.9
56.5

64.9

56.3
65.4

65.4
60.8

264.1

252.1
279.5
263.2
262.8

175.9

163.5
189.9
175.1
175.2

88.2
-4.2

32.2

88.6
88.1

89.7
87.6

3.1
-4.3

2.3
-3.9

35.6
34.4

38.9
33.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
September 10, 1999
Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25

1999

1999

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,567.4

1,579.9

1,423.1
1,520.2
1,597.0
1,592.0
1,595.8

461.9

464.1

407.0
440.8
463.4
463.9

346.4

346.7

311.5
331.0
346.5
346.4

115.6

117.4

95.5
109.8
116.9
117.5

(2)
1,117.9

1,016.1
1,079.4
1,132.9
1,128.6
1,131.9

208.5

211.3

185.2
198.2
210.6
210.9

634.6

643.1

559.6
605.9
640.8
642.5

29.7

29.8

605.0

613.3

A S S E T S

1
Bank credit
1,532.9
1,539.6
1,600.2
1,606.8
2
444.8
464.4
3
334.0
346.8
4
110.8
117.6

1,551.0

Securities in bank credit
446.5
450.5
458.1
465.4
U.S. government securities
335.0
337.3
342.9
346.9
Other securities
111.5
113.2
115.2
118.5

5
Loans and leases in bank credit
1,088.0
1,093.1
1,100.4
1,109.3
1,135.8
1,141.4
6
Commercial and industrial
199.2
200.9
203.8
206.7
211.9
212.6
7
Real estate
611.8
614.5
620.5
627.3
644.1
647.6
8
Revolving home equity
28.6
28.9
29.3
29.6
29.7
29.8
9
Other
583.1
585.7
591.2
597.7
614.4
617.8
10
Consumer

28.6
29.8

28.5
29.7

531.0
577.5
610.9
612.8
195.0

198.4

200.2
206.0
11
5.8
5.2
12
71.0
68.6

202.5
201.7
201.9
205.5
Security (3)
5.6
5.2
5.3
5.6
Other loans and leases
69.5
69.1
68.0
70.1

201.4

204.4

5.3

5.3

68.1

203.5

204.9

5.8
5.2

5.8
5.3

68.7

70.5
68.5

71.0
68.2

13
62.2
56.3

Interbank loans
60.8
58.1
57.3

55.8

56.2

55.2

66.9
52.9

65.1
54.4

14
69.7
75.6

Cash assets (4)
68.5
71.6
66.9

72.0

73.2

72.1

66.4
75.6

69.5
70.0

15
77.0
86.7

Other assets (5)
77.4
78.9
102.4

79.6

85.7

89.3

61.2
87.2

75.8
85.0

1,754.7

1,775.1

1,598.4
1,710.9
1,793.4
1,787.5
1,784.9

1,383.6

1,394.7

1,278.5
1,368.9
1,402.0
1,399.9
1,397.0

288.8

287.9

289.7

282.3
286.8
287.0
286.8

1,094.8

1,106.8

1,112.3

996.2
1,082.2
1,113.0
1,110.1

198.9

197.2

200.0

182.9
193.0
199.1
200.1

895.9

909.6

912.2

813.3
889.1
913.8
910.0

210.3

212.0

162.1
185.7
209.5
211.1

98.0

97.1

76.3
96.9

112.3

115.0

85.8
100.8
112.7
115.2

16 TOTAL ASSETS (6)
1,722.1
1,726.4
1,739.5
1,798.5
1,813.1

L I A B I L I T I E S
17 Deposits
1,371.8
1,371.7
1,376.7
1,409.4
1,403.2
18
Transaction
289.6
283.4
284.9
300.9
286.3
19
Nontransaction
1,082.2
1,088.3
1,091.9
1,108.5
1,116.9
20
Large time
195.2
197.2
200.3
200.7
200.9
21
Other
887.0
891.1
891.6
907.8
916.0

22 Borrowings
191.8
190.1
196.0
200.6
214.5
215.0
23
From banks in the U.S.
86.8
85.2
88.8
92.7
98.9
97.3
24
From others
105.1
104.9
107.2
107.9
115.6
117.8
25
4.5
3.1
26

Net due to related foreign offices
4.9
5.0
4.1
4.3
3.1
Other liabilities

3.5

3.7
4.1
28.5

84.9
96.0

3.2
3.3
30.4

30.6
35.1

31.6
37.8

32.4

27 TOTAL LIABILITIES
1,598.8
1,598.3
1,610.1
1,662.2
1,659.2

33.3

32.8

35.2

1,621.7

1,642.1

1,472.9
1,588.3
1,652.7
1,648.2
1,646.0

28 Residual (assets less liabilities) (7)
123.3
128.2
129.4
133.1
133.0
136.3
153.9

140.8

34.6

34.6

125.6
122.6
139.3
138.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
September 10, 1999
Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25

1999

1999

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

1,574.5

1,581.1

1,425.4
1,509.4
1,599.1
1,594.6
1,597.5

460.2

462.5

405.7
438.6
462.5
461.8

344.8

344.9

310.0
329.4
345.3
344.1

115.4

117.6

95.7
109.2
117.2
117.7

A S S E T S

1
Bank credit
1,527.1
1,544.6
1,603.2
1,608.9
2
446.4
463.3
3
335.6
345.5
4
110.8
117.8

1,561.1

Securities in bank credit
451.4
455.9
460.0
463.2
U.S. government securities
339.2
341.9
344.8
344.8
Other securities
112.2
114.0
115.2
118.5

5
Loans and leases in bank credit (2)
1,080.7
1,093.2
1,105.2
1,114.5
1,120.9
1,139.8
1,145.7

1,019.7
1,070.8
1,136.6
1,132.0
1,135.7

6
199.8
210.4
7
608.1
646.5
8
28.5
29.6
9
579.7
616.8
10
198.1
206.9
11
5.8
5.2
12
68.8
70.8

Commercial and industrial
203.0
206.5
208.6
211.2
Real estate
614.3
622.9
630.1
649.9
Revolving home equity
28.8
29.2
29.5
29.8
Other
585.6
593.7
600.7
620.1
Consumer
201.4
201.5
201.2
206.4
Security (3)
5.6
5.2
5.3
5.6
Other loans and leases
68.8
69.1
69.3
72.5

208.4

210.1

184.0
197.9
209.5
209.8

636.7

645.2

561.6
601.2
643.0
644.5

29.4

29.6

607.3

615.6

533.2
572.7
613.3
615.0

200.8

205.0

195.3
197.9
203.7
205.5

5.3

5.3

69.7

28.4
29.7

28.4
29.6

5.8
5.2

5.8
5.3

71.0

73.0
70.7

68.1
70.6

13
65.2
50.4

Interbank loans
61.7
53.8
56.0

52.7

52.1

52.7

63.5
51.4

65.0
52.1

14
68.3
68.5

Cash assets (4)
68.5
71.2
69.1

70.9

71.3

68.9

63.4
70.1

70.5
67.2

15
75.6
84.7

Other assets (5)
77.8
78.8
105.5

81.2

87.0

90.1

61.8
88.2

74.5
85.1

1,759.3

1,771.7

1,594.9
1,699.9
1,790.6
1,784.2
1,781.6

1,386.9

1,392.2

1,276.2
1,351.4
1,400.6
1,398.6
1,396.1

287.8

284.0

282.8

1,099.2

1,108.1

1,000.7
1,066.4
1,117.8
1,120.0
1,115.8

198.9

197.2

200.0

182.9
193.0
199.1
200.1

900.3

910.9

917.8

817.8
873.3
920.9
915.6

201.8

210.1

212.0

162.0
183.1
209.0
211.9

16 TOTAL ASSETS (6)
1,716.5
1,732.7
1,744.9
1,786.5
1,819.1

L I A B I L I T I E S
17 Deposits
1,364.8
1,376.9
1,379.4
1,397.4
1,410.2
18
Transaction
288.3
287.1
282.5
284.8
287.4
19
Nontransaction
1,076.5
1,089.8
1,096.9
1,112.5
1,122.8
20
Large time
195.2
197.2
200.3
200.7
200.9
21
Other
881.3
892.6
896.6
911.8
921.9
22 Borrowings
186.2
187.4

196.3

275.5
285.0
278.6
280.3

214.9
23
84.4
98.4
24
101.9
116.5

215.5
From banks in the U.S.
83.5
88.6
92.9
96.7
From others
104.0
107.7
108.8
118.9

97.2

96.3

75.7
95.9

112.9

115.7

86.3
99.4
113.1
116.2

25
4.5
3.1

Net due to related foreign offices
4.9
5.0
4.1
4.3
3.1

3.5

26
31.2
34.7

Other liabilities
32.3
32.6
37.3

27 TOTAL LIABILITIES
1,586.8
1,601.5
1,613.3
1,650.1
1,666.2

3.7
4.1

3.2
3.3

28.3
34.6

31.2
34.3

33.2

32.8

34.9

1,626.0

1,639.4

1,470.2
1,569.0
1,651.1
1,646.3
1,645.5

28 Residual (assets less liabilities) (7)
129.8
131.2
131.6
133.3
132.4
136.4
152.9
31
64.3
70.5

83.7
95.7

MEMO
Mortgage-backed securities (9)
65.8
69.6
70.8
70.8

70.8

139.5

70.6

124.6
130.8
137.9
136.1

49.1
70.5

62.0
70.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
September 10, 1999
Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1998

1999

1999

Jun

Jul

Aug

--------

--------

--------

A S S E T S

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25
-------- ---------------------------

1
Bank credit
549.9
549.0
520.0
527.7

538.9

531.2

2
196.7
187.4
3
84.0
82.4
4
112.8
105.0

Securities in bank credit
199.5
195.2
194.9
191.5
U.S. government securities
87.8
85.6
88.0
85.8
Other securities
111.7
109.6
106.9
105.6

5
353.2
332.6
6
209.9
194.9
7
19.9
17.5
11
50.5
53.9
12
72.9
66.2

Loans and leases in bank credit
349.5
343.7
336.3
336.2
Commercial and industrial
208.3
200.8
195.6
197.6
Real estate
19.8
19.8
19.2
17.5
Security (3)
51.5
52.7
51.1
55.2
Other loans and leases
70.0
70.5
70.5
66.0

517.9

521.7

594.2
565.9
520.2
518.5

188.9

189.5

217.3
202.8
189.4
188.1

88.0

85.4

100.9

104.2

121.4
119.7
102.9
103.6

(2)
329.0

332.2

376.9
363.1
330.8
330.5

191.1

194.3

214.4
211.8
193.2
192.5

18.4

17.6

23.9
17.6

20.5
17.5

51.9

54.2

63.7
54.0

59.1
54.6

67.6

66.1

75.0
66.1

71.7
65.8

95.9
86.5

83.1
84.4

13
25.7
26.0

Interbank loans
25.4
26.6
22.9

24.5

27.4

25.6

20.0
24.8

31.5
26.9

14
34.1
38.8

Cash assets (4)
34.6
35.9
39.1

33.5

35.0

38.0

34.1
38.0

33.7
38.6

15
37.5
30.2

Other assets (5)
37.5
35.9
29.2

33.4

32.1

29.0

35.9
28.2

37.7
29.0

622.4

612.2

614.0

683.9
668.5
610.9
612.8

305.7

310.3

308.7

306.9
319.7
314.0
309.9

10.9

10.9

11.0

294.8

299.4

297.7

16 TOTAL ASSETS (6)
646.9
646.2
637.1
614.7
618.7

L I A B I L I T I E S
17 Deposits
310.2
311.9
310.4
304.8
305.2
18
Transaction
10.5
10.1
10.5
10.8
10.6
19
Nontransaction
299.6
301.8
299.9
294.0
294.6

12.3
11.4

11.8
11.2

294.6
307.9
302.7
298.7

22 Borrowings
173.5
172.1
172.7
180.9
168.8
178.3
23
From banks in the U.S.
24.1
21.3
21.7
26.9
23.1
31.0
24
From others
149.4
150.8
151.0
154.0
145.7
147.4

191.7
179.8
169.3
168.4

172.0

171.4

24.6

23.5

147.4

147.8

170.4
161.9
149.8
147.3

21.2
19.6

17.9
21.1

25
92.9
72.5

Net due to related foreign offices
95.0
85.4
71.0
71.2
73.3

74.1

109.4
70.0

96.7
78.8

26
67.3
62.4

Other liabilities
66.5
59.3
61.1

73.7
55.7

69.8
57.8

58.3

59.0

617.1

611.9

613.2

27 TOTAL LIABILITIES
644.0
645.5
627.8
608.6
617.9

59.4

28
2.9
6.1

Residual (assets less liabilities) (7)
0.7
9.2
5.4
0.3
0.7

0.8

681.7
666.0
609.1
614.9
2.2
1.7

2.6
-2.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
September 10, 1999
Account
1999

1999

1999

Apr
Sep 1

May

--------------

--------------

1998

1999
1999
Week ending
Aug
Feb
Mar
Aug 11
Aug 18
Aug 25

1999

1999

Jun

Jul

Aug

--------

--------

--------

-------- ---------------------------

528.1

514.8

518.0

A S S E T S

1
Bank credit
551.6
546.1
515.1
524.9

533.7

590.8
569.6
515.3
516.4

2
197.8
186.0
3
84.8
81.3
3a
19.1
16.1
3b
65.7
65.3
4
113.0
104.7
4a
69.1
65.1
4b
43.9
39.5

Securities in bank credit
197.9
193.5
194.0
190.9
U.S. government securities
87.4
86.4
88.4
84.4
Trading account
20.4
17.6
19.8
18.0
Investment account
67.0
68.8
68.6
66.5
Other securities
110.5
107.1
105.6
106.5
Trading account
67.4
65.7
62.7
66.7
Investment account
43.1
41.4
43.0
39.7

5
353.7
329.1
6
210.3
192.7
7
20.0
17.4
11
51.2
53.7
12
72.3
65.3

Loans and leases in bank credit
348.2
340.2
334.1
334.0
Commercial and industrial
206.8
198.1
193.9
195.4
Real estate
19.5
19.5
19.0
17.4
Security (3)
51.4
52.4
51.3
55.4
Other loans and leases
70.5
70.1
70.0
65.9

216.6
204.5
187.6
187.3

187.3

188.3

87.5

84.3

95.2
85.5

83.4
84.0

18.6

16.2

31.0
15.4

18.0
14.9

68.9

68.1

64.1
70.1

65.4
69.1

99.8

104.0

121.4
121.0
102.1
103.4

58.1

63.5

76.5
61.2

73.6
62.6

41.7

40.4

44.9
40.9

47.4
40.7

(2)
327.5

329.7

374.3
365.2
327.7
329.0

190.3

192.6

212.6
213.6
191.5
191.6

18.2

17.5

23.7
17.4

20.9
17.4

51.5

54.3

63.6
53.7

58.8
55.0

67.4

65.4

74.3
65.0

71.9
65.0

13
25.7
26.0

Interbank loans
25.4
26.6
22.9

24.5

27.4

25.6

20.0
24.8

31.5
26.9

14
33.1
38.3

Cash assets (4)
33.5
35.6
38.7

34.3

34.9

37.7

33.8
37.5

33.0
38.4

15
38.1
30.9

Other assets (5)
35.7
35.2
30.1

32.4

31.4

29.6

36.5
28.5

38.8
29.5

619.1

608.2

610.6

16 TOTAL ASSETS (6)
648.1
640.4
630.8
609.9
616.4

680.9
672.7
605.9
610.9

L I A B I L I T I E S
17

Deposits

304.3

318.5

313.5
303.7
18
10.7
10.7
19
302.8
293.0

311.3
312.8
302.9
Transaction
9.9
10.3
10.8
Nontransaction
301.4
302.5
292.1

306.4

307.9

306.2

10.7

10.8

10.9

295.7

297.0

295.2

292.1
306.9
299.3
295.3

172.0

171.4

191.7
179.8
169.3
168.4

24.6

23.5

147.4

147.8

170.4
161.9
149.8
147.3
106.9
100.3
68.1
76.0

22 Borrowings
173.5
172.1
172.7
180.9
168.8
178.3
23
From banks in the U.S.
24.1
21.3
21.7
26.9
23.1
31.0
24
From others
149.4
150.8
151.0
154.0
145.7
147.4
25
91.2
72.6

Net due to related foreign offices
89.4
83.6
69.6
68.7
72.6

72.0

26
67.4
62.7

Other liabilities
65.4
58.8
61.4

57.4

59.2

615.9

605.9

608.7

27 TOTAL LIABILITIES
645.5
638.2
627.8
607.8
615.2

58.9

28
2.6
2.1

Residual (assets less liabilities) (7)
2.2
3.0
3.1
2.3
1.2

29
39.0
38.2
30
38.5
36.4

MEMO
Reval. gains on off-bal. sheet items (8)
37.7
34.8
33.3
32.6
37.7
Reval. losses on off-bal. sheet items (8)
38.0
34.2
32.3
31.9
35.4

310.4
12.2
11.1

21.2
19.6

73.9
56.0

306.4
11.6
11.2

17.9
21.1

71.4
58.1

676.8
669.9
603.8
608.9
4.1
2.0

2.8
2.0

35.4

44.2
32.7

42.5
33.9

33.6

42.2
31.6

40.5
31.9

1.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

September 10, 1999
Current and historical H.8 data are available on the Federal Reserve Board's web

site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.