NOTICE TO USERS OF THE H.

8
Because of the holidays the H.8 releases that would normally be published on
December 24, 1999, and December 31, 1999, will be
published on December 27, 1999, and December 30, 1999, respectively.
Historical H.8 data may be accessed through the Board's web site:
http://www.federalreserve.gov/.
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------------

--------------

1998

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1

1999

1999

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

4,606.8

4,626.0

4,529.6
4,516.8
4,696.1
4,681.8
4,720.6

1,246.7

1,222.0
1,192.7
1,245.4
1,236.5
1,258.8

809.6

796.5

790.0
799.9
792.7
801.8

437.2

449.0

432.0
392.8
443.8
457.0

(2)
3,379.3

3,307.6
3,324.1
3,450.7
3,445.3
3,461.8

A S S E T S

1
Bank credit
4,553.1
4,547.6
4,745.2
4,753.1

4,582.5

2
Securities in bank credit
1,211.2
1,226.5
1,242.4
1,246.2
1,260.1
1,262.0
3
U.S. government securities
812.8
814.0
820.0
817.4
797.7
798.2
4
Other securities
398.3
412.4
422.4
428.8
462.5
463.8
5
Loans and leases in bank credit
3,341.9
3,321.1
3,340.1
3,360.5
3,485.1
3,491.1
6
Commercial and industrial
963.3
964.5
972.6
980.4
1,009.1
1,011.5
7
Real estate
1,366.0
1,367.4
1,379.8
1,396.7

984.6
1,421.2

1,003.8

955.0
957.3
1,003.8
1,004.6

1,323.7
1,360.4
1,435.8
1,435.4
1,437.0

1,445.6
8
103.7
117.2
9
1,262.4
1,328.4
10
491.0
487.8
11
131.0
142.9
12
390.5
399.7

1,465.6
Revolving home equity
97.9
98.5
106.4
120.5
Other
1,269.5
1,281.2
1,290.3
1,345.1
Consumer
481.1
480.1
480.9
488.7
Security (3)
122.2
122.4
116.0
145.0
Other loans and leases
385.9
385.3
386.4
380.3

102.6
104.3
116.7
117.1

115.2

116.7

1,306.0

1,221.1
1,256.2
1,319.1
1,318.7
1,319.9

481.1

484.9

496.0
495.8
484.6
488.1

107.9

130.8

150.0
126.8
127.4
132.1

384.5

395.4

382.9
383.8
394.1
400.0

13 Interbank loans
224.4
223.9
214.7
213.9
212.6

207.5

218.2

213.8

217.8
227.4
209.1
219.6

14 Cash assets (4)
261.0
258.2
253.4
276.1
302.9

263.7

271.1

277.4

251.2
259.9
267.3
297.9

15 Other assets (5)
345.5
348.0
345.0
370.9
373.9

355.4

358.8

366.1

339.9
344.1
364.3
373.2

16 TOTAL ASSETS (6)
5,325.4
5,319.5
5,336.9
5,546.6
5,582.6

5,374.2

5,414.8

5,280.6
5,289.4
5,493.8
5,463.0
5,551.8

3,395.9

3,435.2

3,322.7
3,374.9
3,479.8
3,460.0
3,503.2

635.3

632.5

624.9

2,760.6

2,802.6

2,652.5
2,725.2
2,854.8
2,846.2
2,855.9

728.5

765.7

803.5

2,032.1

2,036.9

1,926.4
2,001.7
2,051.3
2,043.4
2,043.7

1,042.8

1,016.6
994.4
1,058.9
1,047.6
1,078.7

350.0

352.0

L I A B I L I T I E S
17 Deposits
3,377.2
3,392.4
3,385.5
3,511.9
3,525.4
18
Transaction
655.7
650.1
637.2
624.1
633.4
19
Nontransaction
2,721.5
2,742.4
2,748.3
2,887.8
2,892.0
20
Large time
718.8
722.5
720.4
815.5
821.3
21
Other
2,002.7
2,019.9
2,027.9
2,072.4
2,070.7

22 Borrowings
1,017.0
1,018.5
1,025.4
1,044.7
1,076.4
1,085.3
23
From banks in the U.S.
335.5
337.2
336.5
340.5
352.2
340.8
24
From others

670.2
649.6
613.8
647.2

726.1
723.6
802.8
812.2

321.4
321.5
344.7
361.0
695.2

672.9

681.4
724.2

681.2
744.5

689.0

704.2

692.8

706.9

25 Net due to related foreign offices
215.1
212.5
222.4
218.3
219.6
229.1
227.6

226.0

214.5
203.9
231.8
221.5

26 Other liabilities
275.5
274.3
279.6
297.4
295.8

282.5

287.0

294.2

303.2
271.1
293.9
301.1

27 TOTAL LIABILITIES
4,884.7
4,897.7
4,913.0
5,114.9
5,134.1

4,941.4

4,984.6

4,857.0
4,844.2
5,058.9
5,033.3
5,104.5

28 Residual (assets less liabilities) (7)
440.7
421.8
423.9
432.8
430.2
431.7
448.6

434.9

702.9

717.7

423.6
445.2
429.7
447.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------------

--------------

1998

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1

1999

1999

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

4,596.9

4,630.5

4,543.0
4,519.5
4,710.1
4,695.1
4,727.2

1,243.2

1,228.2
1,198.2
1,251.8
1,242.0
1,263.5

803.9

798.6

A S S E T S

1
Bank credit
4,546.9
4,531.6
4,762.7
4,756.8

4,561.4

2
Securities in bank credit
1,207.9
1,215.3
1,229.5
1,235.1
1,269.7
1,269.4
3
U.S. government securities
812.3
806.2
808.2
807.3
802.7
803.4

792.4
808.1
793.9
802.0

4
395.6
466.9

Other securities
409.1
421.3
466.0

427.8

5
Loans and leases in bank credit
3,339.0
3,316.3
3,331.9
3,361.8
3,493.0
3,487.4
6
Commercial and industrial
963.6
962.1
963.9
976.5
1,007.8
1,004.3
7
Real estate
1,366.6
1,368.4
1,382.4
1,400.4
1,449.2
1,470.1
8
Revolving home equity
103.3
97.7
98.7
107.2
118.0
121.1
9
Other
1,263.3
1,270.6
1,283.6
1,293.2
1,331.2
1,349.0
10
Consumer
488.3
478.7
481.2
483.9
488.4
489.2
11
Security (3)
130.4
120.2
118.7
112.7
144.3
145.1
12
Other loans and leases
390.1
386.9
385.8
388.3
403.3
378.8

435.8
390.1
448.1
461.6

439.3

453.2

(2)
3,387.3

3,314.8
3,321.3
3,458.3
3,453.0
3,463.6

985.6

1,003.8

954.5
961.7
1,004.4
1,003.3

1,425.0

1,327.7
1,359.8
1,440.6
1,439.6
1,440.0

116.1

117.7

1,308.9

1,224.3
1,256.0
1,322.9
1,321.8
1,321.9

481.8

485.1

496.4
493.4
484.5
488.4

108.7

132.2

152.5
126.6
128.5
133.4

386.2

396.6

383.7
379.8
396.0
398.5

103.4
103.9
117.8
118.1

13 Interbank loans
221.7
217.6
206.9
224.7
220.7

204.0

214.7

220.5

227.3
223.2
217.8
220.9

14 Cash assets (4)
256.6
250.3
243.1
298.8
294.5

261.0

271.4

284.7

257.9
257.6
282.1
293.6

15 Other assets (5)
351.4
350.7
347.8
373.6
372.5

357.4

356.2

364.6

338.3
345.6
361.4
365.8

16 TOTAL ASSETS (6)
5,317.8
5,292.0
5,300.2
5,600.0
5,584.4

5,359.9

5,413.6

5,308.4
5,287.1
5,520.2
5,496.9
5,547.9

3,394.5

3,437.7

3,348.5
3,365.5
3,506.1
3,494.3
3,508.0

629.5

624.3

634.6

2,765.0

2,813.4

2,668.0
2,724.9
2,871.5
2,863.4
2,864.7

730.0

767.3

808.7

L I A B I L I T I E S
17 Deposits
3,375.2
3,376.1
3,371.6
3,552.6
3,543.3
18
Transaction
650.8
639.3
620.9
652.9
636.8
19
Nontransaction
2,724.4
2,736.8
2,750.7
2,899.7
2,906.5
20
Large time
716.1
715.8
717.7

680.5
640.6
630.9
643.3

731.0
724.8
806.2
818.7

822.0
21
2,008.3
2,077.7

829.1
Other
2,021.0
2,077.4

2,046.0

1,937.0
2,000.1
2,062.8
2,057.2
2,046.0

1,045.6

1,022.1
1,002.5
1,065.9
1,057.0
1,078.8

347.7

356.4

325.1
322.4
350.0
363.6

697.9

709.5

697.0
680.1
707.0
715.2

25 Net due to related foreign offices
209.3
204.7
217.4
214.3
221.3
232.5
232.5

227.7

216.4
210.1
225.7
231.7

26 Other liabilities
274.8
273.5
279.6
298.0
296.8

281.4

285.5

294.4

303.6
270.8
294.1
301.5

27 TOTAL LIABILITIES
4,879.8
4,863.4
4,870.4
5,172.4
5,146.6

4,929.9

4,990.1

4,890.5
4,848.8
5,094.1
5,071.0
5,120.0

2,032.9

2,035.0

22 Borrowings
1,020.5
1,009.2
1,002.0
1,039.6
1,089.2
1,074.0
23
From banks in the U.S.
335.4
332.6
329.4
336.8
360.7
344.2
24
From others
685.1
676.5
672.6
702.8
728.5
729.8

28 Residual (assets less liabilities) (7)
438.0
428.6
429.8
430.1
423.5
427.6
437.7
MEMO
29 Reval. gains on off-bal. sheet items (8)
89.5
91.8
96.5
98.4
96.5
109.5
105.8
30 Reval. losses on off-bal. sheet items (8)
91.2
92.6
98.8
97.1
95.2
106.4
103.3

426.0

417.8
438.3
425.9
427.8

98.6

114.2
92.0

89.5
104.5

97.8

113.0
92.4

91.0
102.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
December 17, 1999

1999

1999

Account
1999

1999

1999

1998
Nov

1999
1999
Week ending
May
Jun

Jul
Dec 8

Aug

Sep

Oct

Nov

Nov 17

Nov 24

Dec 1

--------------

--------------

--------

--------

--------

-------- --------------------- -------

4,088.2

4,108.3

3,918.7
3,976.9
4,155.0
4,149.3
4,164.8

1,060.2

1,006.4
996.6
1,051.3
1,049.3
1,052.9

729.9

718.2

708.0
712.6
717.9
718.2

330.3

333.2

298.4
284.0
331.4
334.7

(2)
3,048.2

2,912.3
2,980.2
3,103.7
3,100.0
3,111.9

785.6

803.0

1,403.5

1,301.1
1,340.6
1,418.4
1,417.9
1,419.7

115.2

116.7

1,288.2

1,198.5
1,236.4
1,301.6
1,301.3
1,302.6

481.1

484.9

56.2

68.7

321.8

328.9

299.5
315.0
328.4
331.4

A S S E T S

1
Bank credit
4,020.6
4,027.0
4,183.1
4,195.8

4,058.8

2
Securities in bank credit
1,015.1
1,036.7
1,052.4
1,057.1
1,055.7
1,057.0
3
U.S. government securities
724.5
728.1
735.9
735.8
717.7
718.4
4
Other securities
290.7
308.6
316.5
321.3
337.9
338.6
5
Loans and leases in bank credit
3,005.5
2,990.3
3,006.4
3,031.1
3,127.4
3,138.9
6
Commercial and industrial
766.6
771.9
777.1
783.2
810.0
814.4
7
Real estate
1,346.8
1,349.0
1,362.2
1,379.1
1,428.3
1,448.3
8
Revolving home equity
103.7
97.9
98.5
106.4
117.2
120.5
9
Other
1,243.2
1,251.1
1,263.7
1,272.7
1,311.1
1,327.8
10
Consumer
491.0
481.1
480.1
480.9
487.8
488.7
11
Security (3)
79.0
69.6
67.5
64.8
71.2
77.3
12
Other loans and leases
322.0
318.7
319.5
323.0
330.1
310.1

730.8
755.3
801.2
803.9

102.6
104.3
116.7
117.1

496.0
495.8
484.6
488.1
84.8
67.9

73.4
68.9

13 Interbank loans
199.9
196.4
188.9
189.2
188.6

184.7

195.3

190.9

190.7
200.8
184.9
197.4

14 Cash assets (4)
227.5
223.1
215.4
224.7
249.5

222.9

227.0

227.1

216.4
223.9
216.9
246.0

15 Other assets (5)
312.1
315.8
316.0
333.5
338.5

326.1

327.0

331.2

303.0
308.2
329.8
337.5

16 TOTAL ASSETS (6)
4,701.7
4,704.5
4,720.8
4,871.2
4,912.9

4,763.0

4,798.6

4,571.1
4,651.4
4,844.9
4,821.8
4,886.4

3,084.8

3,104.1

3,007.4
3,064.4
3,122.0
3,102.6
3,138.4

624.4

621.1

613.6

2,460.4

2,483.1

2,350.0
2,425.3
2,508.3
2,500.8
2,502.4

433.5

447.9

458.9

2,026.9

2,035.1

1,924.8
1,999.7
2,049.4
2,041.7
2,041.3

873.2

879.7

801.8
821.7
872.5
894.2

327.2

325.1

289.2
300.1
320.3
330.4

545.9

554.6

512.6
521.6
552.2
563.8

25 Net due to related foreign offices
145.6
145.2
150.5
152.2
166.2
186.4
182.6

182.0

115.3
118.7
186.1
182.1

26 Other liabilities
214.1
211.0
218.0
225.9
226.0

218.0

224.2

228.3

227.2
211.1
231.3
232.5

27 TOTAL LIABILITIES
4,267.2
4,284.2
4,298.0
4,442.0
4,468.9

4,330.8

4,367.6

4,151.6
4,215.9
4,412.0
4,392.5
4,447.2

L I A B I L I T I E S
17 Deposits
3,071.5
3,081.9
3,076.3
3,143.9
3,152.7
18
Transaction
644.8
639.1
626.2
612.9
621.8
19
Nontransaction
2,426.6
2,442.8
2,450.1
2,531.0
2,530.9
20
Large time
426.2
425.8
426.2
460.9
463.8
21
Other
2,000.5
2,017.0
2,023.9
2,070.1
2,067.1

22 Borrowings
836.0
846.1
853.3
875.8
885.7
907.6
23
From banks in the U.S.
309.0
312.7
312.9
315.3
319.4
315.8
24
From others
527.1
533.4
540.4
560.5
566.3
591.9

28 Residual (assets less liabilities) (7)
434.5
420.4
422.7
432.2
431.0
429.2
444.0

433.0

------------------------------------------------Footnotes appear on page 13.

657.4
639.1
601.7
636.0

425.2
425.6
459.2
461.1

419.5
435.4
429.3
439.2

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------------

--------------

1998

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1

1999

1999

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

4,079.3

4,108.9

3,928.8
3,984.8
4,166.0
4,159.8
4,170.8

1,054.0

1,009.4
1,003.8
1,054.7
1,051.8
1,056.1

724.3

719.9

710.0
720.0
719.1
719.0

329.7

334.7

299.4
283.8
332.7
337.1

(2)
3,054.9

2,919.4
2,981.0
3,111.3
3,108.0
3,114.7

785.6

801.7

1,407.0

1,304.9
1,340.3
1,423.0
1,422.0
1,422.6

116.1

117.7

1,291.0

1,201.5
1,236.4
1,305.3
1,304.2
1,304.5

481.8

485.1

57.3

70.9

A S S E T S

1
Bank credit
4,017.6
4,014.2
4,197.8
4,200.7

4,041.5

2
Securities in bank credit
1,012.7
1,027.2
1,040.8
1,046.6
1,062.6
1,064.2
3
U.S. government securities
723.6
720.8
725.2
726.6
722.0
722.5
4
Other securities
289.2
306.4
315.6
320.1
340.6
341.7
5
Loans and leases in bank credit
3,004.8
2,987.0
3,000.7
3,032.7
3,135.2
3,136.6
6
Commercial and industrial
768.6
770.3
770.1
779.6
807.5
806.8
7
Real estate
1,347.6
1,350.2
1,364.9
1,382.8
1,431.7
1,452.7
8
Revolving home equity
103.3
97.7
98.7
107.2
118.0
121.1
9
Other
1,244.4
1,252.5
1,266.2
1,275.6
1,313.8
1,331.6
10
Consumer
488.3
478.7
481.2
483.9
488.4
489.2
11
Security (3)
78.2
68.0
63.7
61.3

729.1
762.5
800.5
801.6

103.4
103.9
117.8
118.1

496.4
493.4
484.5
488.4
87.8
70.2

73.5
71.0

73.2
12
322.1
334.3

78.8
Other loans and leases
319.9
320.8
325.0
309.1

323.2

330.6

301.2
311.4
330.9
331.1

13 Interbank loans
197.2
190.1
181.2
200.0
196.6

181.1

191.8

197.6

200.2
196.6
193.6
198.7

14 Cash assets (4)
222.2
215.4
205.4
245.6
240.1

220.4

226.7

233.6

222.5
222.0
230.9
241.6

15 Other assets (5)
319.0
319.3
318.2
335.5
335.1

327.7

324.5

329.6

301.2
310.5
327.1
329.9

16 TOTAL ASSETS (6)
4,697.4
4,681.1
4,687.6
4,919.5
4,912.7

4,749.4

4,792.9

4,595.0
4,655.4
4,867.3
4,852.2
4,881.6

3,083.9

3,106.6

3,033.6
3,052.7
3,148.9
3,138.8
3,143.6

618.1

612.8

623.4

2,465.8

2,493.7

2,365.8
2,422.4
2,525.5
2,520.0
2,511.3

433.1

450.0

464.9

2,032.7

2,043.8

1,935.1
1,997.9
2,060.6
2,054.9
2,043.7

875.9

886.7

807.3
829.8
881.9
894.2

324.9

329.5

292.8
301.0
325.6
333.0

551.0

557.2

514.5
528.8
556.2
561.2

25 Net due to related foreign offices
141.2
139.9
147.5
149.8
166.1
187.1
187.1

181.0

113.7
126.7
178.2
187.2

26 Other liabilities
213.9
211.1
217.7
225.2
225.5

227.6

226.6
211.3
230.6
231.6

L I A B I L I T I E S
17 Deposits
3,068.8
3,068.0
3,064.9
3,184.3
3,168.5
18
Transaction
640.1
628.5
610.0
641.6
625.4
19
Nontransaction
2,428.6
2,439.5
2,455.0
2,542.7
2,543.1
20
Large time
422.6
420.9
424.3
467.3
470.5
21
Other
2,006.0
2,018.7
2,030.6
2,075.4
2,072.6

22 Borrowings
839.6
836.8
829.8
870.7
898.5
896.4
23
From banks in the U.S.
308.8
308.1
305.8
311.6
327.9
319.2
24
From others
530.8
528.7
524.0
559.1
570.6
577.2

27

TOTAL LIABILITIES

217.3

223.3

667.8
630.3
618.8
632.4

430.7
424.5
465.0
467.5

4,181.2

4,220.6

4,263.4
4,495.1

4,255.8
4,477.5

4,260.0

4,321.6

4,371.9

28 Residual (assets less liabilities) (7)
434.0
425.3
427.6
427.8
421.0
424.4
435.2
MEMO
29 Reval. gains on off-bal. sheet items (8)
54.6
54.4
58.4
60.1
60.9
65.3
63.7
30 Reval. losses on off-bal. sheet items (8)
57.1
56.3
62.5
59.8
60.0
63.5
63.4
31 Mortgage-backed securities (9)
334.0
339.3
343.2
345.9
346.1
347.8
348.9

4,444.2

423.1

4,429.5

4,456.7

413.8
434.8
422.7
424.9

59.8

65.6
56.9

54.2
61.8

59.8

68.1
57.5

56.1
61.7

347.3

346.0
335.4
347.2
346.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------------

--------------

1998

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1

1999

1999

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

2,490.5

2,489.3

2,451.6
2,438.0
2,530.3
2,522.7
2,540.1

594.5

590.6

582.3
548.5
587.5
593.7

383.7

377.4

386.5
378.0
376.3
379.0

A S S E T S

1
Bank credit
2,465.7
2,457.5
2,554.6
2,565.6
2
559.4
596.4
3
384.2
378.8

2,475.2

Securities in bank credit
577.0
590.6
593.6
597.9
U.S. government securities
384.5
392.1
390.3
380.2

3a
25.1
17.5
3b
359.1
361.3
4
175.1
217.6
4a
71.1
88.0
4b
104.0
129.6
4c
25.3
27.2
4d
78.7
102.4

Trading account
22.7
23.3
20.9
20.0
16.7
Investment account
361.7
368.8
369.4
363.7
363.4
Other securities
192.6
198.5
203.3
210.8
217.7
Trading account
73.6
77.5
78.1
81.7
85.9
Investment account
119.0
121.0
125.2
129.1
131.8
State and local government
25.4
25.7
25.7
26.3
26.3
Other
93.5
95.3
99.5
102.7
105.5

5
Loans and leases in bank credit (2)
1,906.4
1,880.4
1,884.6
1,896.9
1,894.7
1,958.2
1,967.7
6
Commercial and industrial
561.9
564.4
567.9
571.0
567.6
588.7
592.8
6a
Bankers acceptances
1.0
1.0
1.1
1.1
1.1
1.1
1.2
6b
Other
561.0
563.4
566.8
569.9
566.4
587.5
591.6
7
Real estate
723.2
717.9
722.9
734.4
747.0
762.4
780.8
8
Revolving home equity
74.2
68.2
68.8
76.7
85.0
86.3
89.5
9
Other
649.1
649.7
654.2
657.7
662.1
676.1
691.3
10
Consumer
292.8
283.4
281.0
279.1
277.6
283.2
285.0
11
Security (3)
73.9
64.3
62.2
59.5
51.0
65.4
71.3
11a
Fed funds and RPs with broker/dealer
55.7
46.9
45.3
42.2
34.2
48.1
50.7
11b
Other
18.2
17.5
16.9
17.3
16.8
17.3
20.7
12a
State and local government
11.4
11.7
11.9
11.9
12.0
11.7
11.8

18.0

22.3
16.4

22.3
18.3

359.4

364.2
355.7
359.9
360.7

213.2

195.9
170.5
211.2
214.7

82.4

99.7
80.2

71.9
84.5

130.8

96.1
98.6
130.9
130.2

27.3

24.5
27.3

24.8
27.3

103.5

71.7
103.6

73.8
102.8

1,869.3
1,889.5
1,939.8
1,935.2
1,946.4
581.9
1.1

540.2
553.5
579.8
582.6
1.3
1.1

1.0
1.2

580.8

538.9
552.5
578.7
581.5

755.4

721.3
723.8
753.9
756.4

86.2

74.0
86.2

75.1
86.5

669.2

647.3
648.7
667.8
669.9

281.7

302.3
297.8
281.4
283.6

62.9

78.4
62.2

68.3
63.1

45.1

62.1
44.7

51.5
44.1

17.8

16.3
17.6

16.9
19.1

11.8

11.6
11.8

11.4
11.8

12b
8.6
8.8
12c
15.6
13.4
12d
99.0
95.0
12e
120.0
129.7

Agricultural
8.5
8.8
8.8
8.9
8.9
Fed funds and RPs with others
4.3
7.7
11.0
9.8
10.0
All other loans
104.1
99.1
96.8
94.2
77.6
Lease financing receivables
121.7
123.1
124.4
126.7
129.6

13 Interbank loans
145.0
139.9
134.7
132.8
134.0
134.9
13a
Fed funds and RPs with banks
87.4
89.8
86.2
83.6
67.6
66.3
13b
Other
57.6
50.1
48.5
49.2
66.4
68.5

8.9
8.8

8.6
8.8

12.0

12.9
12.3

10.7
11.9

96.3

89.9
96.0

96.0
99.0

8.8

128.9

103.6
119.3
128.8
129.1

146.0

137.5

124.1
143.6
134.1
142.4

90.8

72.6

78.0
67.6

88.4
76.3

55.2

64.9

46.0
66.5

55.2
66.1

14 Cash assets (4)
156.3
150.7
143.3
149.6
166.7

150.0

154.2

153.2

148.2
153.2
145.4
168.4

15 Other assets (5)
237.4
238.0
235.7
250.5
251.3

245.8

242.6

247.9

236.8
234.1
248.2
252.5

16 TOTAL ASSETS (6)
2,965.9
2,947.9
2,950.6
3,050.2
3,079.5

2,980.4

2,993.5

2,922.3
2,930.3
3,030.2
3,011.9
3,064.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------

--------

1999

1999

Sep

Oct

Nov

--------

--------

--------

1998

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1
-------- ---------------------------

-------

------L I A B I L I T I E S

17 Deposits
1,697.2
1,695.7
1,682.4
1,710.1
1,712.9
18
Transaction
357.6
352.4
338.1
333.5
337.9
19
Nontransaction
1,339.6
1,343.3
1,344.3
1,376.6
1,375.0
20
Large time
228.2
229.7
227.3
251.5
254.5
21
Other
1,111.5
1,113.6
1,117.0
1,125.2
1,120.5

1,688.2

1,689.6

1,696.1
1,697.0
1,696.5
1,683.0
1,706.7

338.9

335.6

330.7

1,349.3

1,354.0

1,321.5
1,341.2
1,365.8
1,360.4
1,363.8

233.0

242.9

249.8

1,116.3

1,111.0

1,087.2
1,115.0
1,116.0
1,110.0
1,112.5

658.9

666.5

627.0
630.2
660.0
681.2

234.6

234.4

206.8
213.7
230.3
239.8

424.3

432.1

420.1
416.5
429.7
441.4

25 Net due to related foreign offices
141.5
140.9
147.0
148.8
161.9
182.1
178.3

177.5

111.7
113.6
181.4
177.5

26 Other liabilities
182.0
179.7
184.9
191.5
191.5

183.9

189.7

194.1

198.0
180.0
197.2
197.9

27 TOTAL LIABILITIES
2,660.6
2,655.5
2,659.0
2,755.6
2,775.0

2,682.7

2,700.1

2,632.8
2,620.8
2,734.6
2,721.5
2,763.2

22 Borrowings
639.9
639.2
644.7
661.8
671.8
692.3
23
From banks in the U.S.
218.7
215.5
217.1
219.1
230.1
229.2
24
From others
421.2
423.7
427.6
442.7
441.8
463.1

28 Residual (assets less liabilities) (7)
305.3
292.4
291.6
297.7
293.3
294.5
304.5

295.6

374.6
355.8
322.6
342.9

234.3
226.2
250.4
251.3

289.5
309.4
290.4
301.5

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)

Not seasonally adjusted, adjusted for mergers, billions of dollars
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------------

--------------

1998

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1

1999

1999

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

2,478.3

2,491.1

2,464.5
2,435.7
2,544.3
2,537.3
2,548.5

591.5

596.1

587.6
550.2
593.0
598.4

381.1

381.4

390.8
380.8
380.5
381.5

20.8

19.9

360.3

361.5

366.2
360.1
361.8
361.8

238.3

238.3

262.5
239.5
237.9
237.8

122.0

123.1

103.7
120.5
123.9
123.9

25.2

23.6

28.0
23.0

24.3
23.5

59.0

59.7

39.3
60.8

55.9
60.3

37.7

39.8

36.4
40.1

40.4
40.2

210.3

214.7

81.7

82.4

99.7
80.2

128.6

132.3

97.1
97.5
132.3
132.4

A S S E T S

1
Bank credit
2,455.6
2,443.4
2,573.7
2,576.2
2
555.1
605.3
3
381.4
384.8
3a
23.5
20.2
3b
357.9
364.6
3c
235.2
239.5
3d
122.8
125.1
3e
25.3
24.1
3f
57.7
60.9
3g
39.9
40.0
4
173.7
220.5
4a
71.1
88.0
4b
102.6
132.5

2,455.7

Securities in bank credit
569.2
580.5
585.5
606.8
U.S. government securities
378.6
383.1
382.9
385.3
Trading account
20.9
22.2
20.7
19.5
Investment account
357.7
360.9
362.2
365.8
Mortgage-backed
233.9
237.6
240.7
240.3
Other
123.8
123.3
121.5
125.4
1 year or less
25.2
24.9
24.4
24.4
Between 1 and 5 years
58.8
59.0
58.2
61.0
More than 5 years
39.7
39.5
38.8
40.1
Other securities
190.6
197.4
202.6
221.5
Trading account
73.6
77.5
78.1
85.9
Investment account
117.0
120.0
124.5
135.7

24.6
18.7

20.8
19.7

196.8
169.4
212.5
216.9
71.9
84.5

4c
25.1
27.4
4d
77.5
105.1

25.0
26.4

State and local government
25.4
25.6
26.4

Other
92.0
94.6
109.3

98.9

102.2

5
Loans and leases in bank credit (2)
1,900.5
1,874.2
1,875.2
1,892.9
1,899.6
1,968.4
1,969.4
6
Commercial and industrial
562.0
563.0
562.1
568.6
569.0
587.6
586.9
6a
Bankers acceptances
1.0
1.0
1.1
1.1
1.1
1.1
1.2
6b
Other
561.0
562.0
561.1
567.4
567.9
586.5
585.8
7
Real estate
721.2
717.1
723.5
734.7
749.2
766.9
787.2
8
Revolving home equity
73.9
68.3
69.1
77.2
85.6
86.9
89.9
9a
Other residential
392.7
394.0
398.5
400.0
404.3
417.0
433.5
9b
Commercial
254.6
254.8
255.9
257.5
259.2
262.9
263.8
10
Consumer
290.8
281.6
281.6
280.9
277.6
283.2
284.8
11
Security (3)
73.1
62.7
58.4
56.0
52.1
67.3
72.8
11a
Fed funds and RPs with broker/dealer
54.1
45.3
41.8
38.8
35.2
49.9
53.3
11b
Other
19.0
17.4
16.6
17.1
16.8
17.5
19.6
12a
State and local government
11.3
11.6
11.9
12.0
12.0
11.9
11.9
12b
Agricultural
8.7
8.8
9.0
9.0
9.0
8.8
8.8
12c
Fed funds and RPs with others
15.6
4.3
7.7
11.0
9.8
13.4
10.0
12d
All other loans
97.6
103.9
98.3
97.4
95.2
101.0
78.7
12e
Lease financing receivables
120.2
121.3
122.5
123.3
125.8
128.3
128.2

27.4

24.6
27.4

24.9
27.6

104.9

72.5
104.9

72.6
104.9

1,876.9
1,885.5
1,948.2
1,944.3
1,950.1
582.2
1.1

539.8
558.0
580.8
581.9
1.3
1.1

1.0
1.2

581.1

538.5
557.0
579.7
580.7

759.6

724.7
721.1
757.6
758.9

86.9

74.6
87.0

74.8
87.2

410.4

406.4
392.0
408.3
408.8

262.2

243.7
254.3
262.3
262.8

281.4

302.0
295.6
281.0
283.2

65.1

81.5
64.5

68.4
65.2

47.4

65.3
47.3

51.2
45.7

17.7

16.2
17.2

17.2
19.6

11.9

11.7
12.0

11.3
12.0

9.0
8.9

8.6
8.9

12.0

12.9
12.3

10.7
11.9

99.4

92.8
99.8

92.6
100.6

8.9

127.6

102.6
119.2
127.4
127.6

13 Interbank loans
145.4
137.8
129.5
130.4
138.6
134.2
13a
Fed funds and RPs with banks
86.5
86.2
81.2
81.6
74.4
68.1
13b
Other
58.8
51.5
48.3
48.9
64.2
66.1

125.5
143.7
136.4
140.0

141.4

138.3

87.0

75.5

80.8
71.5

87.5
76.2

54.4

62.9

44.7
64.9

56.3
63.8

14 Cash assets (4)
152.1
144.8
136.4
164.5
159.1

148.8

154.7

157.4

152.2
151.7
155.6
163.9

15 Other assets (5)
242.7
240.2
237.2
249.6
248.1

247.0

240.1

244.5

233.6
236.4
243.9
245.5

16 TOTAL ASSETS (6)
2,957.1
2,927.9
2,920.3
3,087.5
3,078.4

2,965.7

2,988.7

2,937.4
2,928.8
3,045.7
3,034.6
3,059.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------------

--------------

1998

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1

1999

1999

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

1,684.2

1,688.2

1,710.2
1,682.6
1,710.8
1,704.1
1,706.7

335.6

330.5

336.8

1,348.7

1,357.8

1,328.8
1,333.3
1,374.0
1,369.5
1,366.4

L I A B I L I T I E S
17 Deposits
1,691.2
1,684.4
1,672.4
1,737.5
1,722.5
18
Transaction
354.0
345.7
328.8
353.1
337.1
19
Nontransaction
1,337.2
1,338.7
1,343.6

381.3
349.4
334.6
340.4

1,384.4
20
224.6
257.8
21
1,112.6
1,126.6

1,385.3
Large time
224.8
225.4
261.2
Other
1,113.9
1,118.2
1,124.1

239.8
225.1
256.3
257.7

232.5

245.0

255.9

1,116.2

1,112.8

1,089.0
1,108.2
1,118.2
1,113.3
1,108.6

658.8

671.2

630.4
637.9
667.0
677.7

230.4

237.0

208.8
214.7
233.8
240.1

428.4

434.2

421.6
423.2
433.3
437.6

25 Net due to related foreign offices
137.1
135.7
144.0
146.4
161.8
182.8
182.8

176.5

110.1
121.7
173.5
182.6

26 Other liabilities
182.0
179.7
184.9
191.5
191.5

183.9

189.7

194.1

198.0
180.0
197.2
197.9

27 TOTAL LIABILITIES
2,652.5
2,629.8
2,622.6
2,793.5
2,779.1

2,668.5

2,698.6

2,648.7
2,622.3
2,752.6
2,741.7
2,764.9

22 Borrowings
642.3
630.1
621.2
654.1
681.6
682.4
23
From banks in the U.S.
218.3
211.8
210.7
215.0
236.4
231.9
24
From others
424.0
418.3
410.5
439.1
445.2
450.4

28 Residual (assets less liabilities) (7)
304.6
298.1
297.7
297.2
290.1
294.0
299.3
29
54.6
65.3
30
57.1
63.5
31
264.2
276.6
31a
176.5
187.8
31b
87.6
88.8
32
0.0
-6.0
33
37.0
24.8

MEMO
Reval. gains on off-bal. sheet items (8)
54.4
58.4
60.1
60.9
63.7
Reval. losses on off-bal. sheet items (8)
56.3
62.5
59.8
60.0
63.4
Mortgage-backed securities (9)
268.9
273.3
275.5
273.4
277.4
Pass-through
182.6
186.2
184.8
183.6
188.6
CMO, REMIC, and other
86.4
87.1
90.7
89.8
88.8
Net unrealized gains (losses) on
-3.3
-4.2
-4.9
-5.6
-5.6
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
36.3
32.2
27.8
26.7
24.8

293.1

288.7
306.6
292.9
294.4

59.8

65.6
56.9

54.2
61.8

59.8

68.1
57.5

56.1
61.7

275.8

291.0
266.8
275.7
275.7

186.3

200.2
177.9
186.4
186.7

89.4
-5.8

24.8

90.8
89.3

88.9
89.1

3.1
-5.8

0.6
-5.8

39.1
24.7

37.7
25.3

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------------

--------------

1998

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1

1999

1999

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

1,597.7

1,619.1

1,467.1
1,538.9
1,624.7
1,626.6
1,624.7

465.6

460.8

424.1
448.2
461.8
459.2

346.1

340.8

321.6
334.6
341.5
339.2

119.5

120.0

102.5
113.5
120.2
120.0

(2)
1,153.4

1,043.0
1,090.7
1,163.9
1,164.8
1,165.5

218.0

221.0

190.6
201.9
221.4
221.3

656.4

662.9

579.8
616.8
664.0
663.3

30.3

30.5

626.1

632.4

A S S E T S

1
Bank credit
1,554.9
1,569.5
1,628.5
1,630.2
2
455.7
459.3
3
340.2
339.0
4
115.5
120.3

1,583.6

Securities in bank credit
459.7
461.9
463.5
459.1
U.S. government securities
343.6
343.9
345.5
338.2
Other securities
116.0
118.0
118.0
120.9

5
Loans and leases in bank credit
1,099.1
1,109.8
1,121.7
1,134.2
1,169.2
1,171.2
6
Commercial and industrial
204.7
207.4
209.2
212.2
221.3
221.7
7
Real estate
623.6
631.1
639.3
644.8
665.9
667.5
8
Revolving home equity
29.5
29.7
29.8
29.7
30.8
31.0
9
Other
594.1
601.3
609.5
615.0

28.6
30.5

29.2
30.6

551.2
587.6
633.5
632.7

635.1
10
198.3
204.6
11
5.1
5.9
12
67.4
71.5

636.5
Consumer
197.7
199.0
201.9
203.7
Security (3)
5.3
5.2
5.3
6.0
Other loans and leases
68.4
69.0
70.1
72.3

203.5

203.2

5.3

5.8

70.2

193.7
198.0
203.2
204.5
6.3
5.7

5.1
5.8

71.0

72.5
70.6

68.9
70.7

13
54.9
55.2

Interbank loans
56.5
54.2
53.7

51.9

49.3

53.4

66.7
50.8

57.2
55.0

14
71.2
75.1

Cash assets (4)
72.4
72.1
82.9

72.9

72.8

73.9

68.2
71.5

70.8
77.6

15
74.7
83.0

Other assets (5)
77.8
80.3
87.2

80.3

84.4

83.4

66.2
81.5

74.1
85.0

1,782.6

1,805.1

1,648.8
1,721.1
1,814.7
1,809.8
1,821.7

1,396.6

1,414.5

1,311.3
1,367.4
1,425.4
1,419.6
1,431.7

285.5

285.4

282.9

1,111.1

1,129.1

1,028.5
1,084.1
1,142.5
1,140.4
1,138.6

200.6

205.0

209.0

190.9
199.4
208.8
209.8

910.5

924.1

933.4

837.6
884.7
931.6
928.8

214.3

213.2

174.8
191.5
212.5
213.0

92.6

90.7

82.3
90.1

121.6

122.5

92.4
105.1
122.5
122.4

16 TOTAL ASSETS (6)
1,735.8
1,756.6
1,770.2
1,821.0
1,833.3

L I A B I L I T I E S
17 Deposits
1,374.2
1,386.2
1,393.9
1,433.8
1,439.7
18
Transaction
287.2
286.7
288.1
279.4
283.8
19
Nontransaction
1,087.0
1,099.5
1,105.8
1,154.4
1,155.9
20
Large time
198.0
196.0
198.9
209.5
209.3
21
Other
889.0
903.5
906.9
944.9
946.6

22 Borrowings
196.2
206.9
208.6
213.9
213.9
215.3
23
From banks in the U.S.
90.3
97.2
95.8
96.1
89.3
86.6
24
From others
105.9
109.8
112.8
117.8
124.6
128.8
25
4.1
4.3

Net due to related foreign offices
4.3
3.5
3.4
4.3
4.3

4.5

282.8
283.3
279.2
293.1

3.6
4.7

86.5
90.6

5.0
4.6

26
32.1
34.4

Other liabilities
31.3
33.1
34.5

27 TOTAL LIABILITIES
1,606.6
1,628.7
1,639.0
1,686.3
1,693.8

29.2
34.1

31.1
34.7

34.1

34.4

34.2

1,648.1

1,667.5

1,518.8
1,595.1
1,677.3
1,670.9
1,684.0

28 Residual (assets less liabilities) (7)
129.2
127.9
131.2
134.5
137.6
134.7
139.5

137.4

130.0
126.0
138.9
137.7

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------------

--------------

1998

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1

1999

1999

Sep

Oct

Nov

--------

--------

--------

-------- ---------------------------

1,601.0

1,617.9

1,464.3
1,549.0
1,621.7
1,622.5
1,622.2

462.5

458.5

421.8
453.5
458.8
457.7

343.2

338.5

319.3
339.2
338.6
337.5

119.4

120.0

102.5
114.3
120.2
120.2

A S S E T S

1
Bank credit
1,562.0
1,570.8
1,624.2
1,624.5
2
457.6
457.4
3
342.1
337.2
4
115.5
120.1
5

1,585.8

Securities in bank credit
458.0
460.3
461.2
457.4
U.S. government securities
342.1
342.1
343.7
337.3
Other securities
115.8
118.2
117.5
120.1

Loans and leases in bank credit (2)

1,042.5

1,095.5

1,104.4
1,166.8
6
206.6
219.9
7
626.4
664.9
8
29.4
31.0
9
597.1
633.8
10
197.5
205.2
11
5.1
5.9
12
68.7
71.0

1,112.8
1,125.5
1,139.8
1,167.1
Commercial and industrial
207.3
208.0
211.1
219.8
Real estate
633.1
641.4
648.1
665.5
Revolving home equity
29.5
29.6
30.0
31.2
Other
603.7
611.7
618.1
634.3
Consumer
197.1
199.6
203.0
204.4
Security (3)
5.3
5.2
5.3
6.0
Other loans and leases
70.0
71.3
72.3
71.4

1,155.3

1,163.1

1,163.7

216.6

219.5

189.3
204.5
219.7
219.7

657.9

663.4

580.2
619.2
664.4
663.7

30.5

30.8

627.4

632.6

551.4
590.1
633.6
632.8

204.2

203.7

194.5
197.7
203.5
205.2

5.3

5.8

71.4

28.8
30.8

1,164.5

29.1
30.9

6.3
5.7

5.1
5.8

70.8

72.2
70.5

68.9
70.2

13
51.8
61.4

Interbank loans
52.4
51.7
62.5

50.7

50.4

59.2

74.7
57.2

52.9
58.7

14
70.1
81.2

Cash assets (4)
70.6
69.0
81.0

71.6

72.0

76.2

70.3
75.2

70.3
77.7

15
76.3
85.9

Other assets (5)
79.0
80.9
87.0

80.7

84.4

85.1

67.6
83.2

74.1
84.4

1,783.7

1,804.2

1,657.6
1,726.5
1,821.6
1,817.5
1,822.3

1,399.7

1,418.4

1,323.5
1,370.1
1,438.0
1,434.7
1,436.9

282.5

282.4

286.6

1,117.1

1,136.0

1,037.0
1,089.1
1,151.4
1,150.5
1,144.9

200.6

205.0

209.0

190.9
199.4
208.8
209.8

916.5

931.0

942.4

846.1
889.7
941.7
935.1

16 TOTAL ASSETS (6)
1,740.3
1,753.2
1,767.3
1,832.0
1,834.3

L I A B I L I T I E S
17 Deposits
1,377.6
1,383.6
1,392.5
1,446.8
1,446.1
18
Transaction
286.2
282.8
281.2
288.5
288.3
19
Nontransaction
1,091.4
1,100.8
1,111.3
1,158.3
1,157.8
20
Large time
198.0
196.0
198.9
209.5
209.3
21
Other
893.4
904.8
912.4
948.8
948.5

286.4
280.9
284.3
292.0

22 Borrowings
197.3
206.7
208.6
216.6
216.9
214.0
23
From banks in the U.S.
90.5
96.3
95.1
96.6
91.5
87.2
24
From others
106.8
110.4
113.5
120.0
125.4
126.8

215.5

94.6

92.5

84.0
91.9

122.6

123.0

92.8
105.6
123.0
123.6

25
4.1
4.3

Net due to related foreign offices
4.3
3.5
3.4
4.3
4.3

4.5

26
31.9
33.7

Other liabilities
31.4
32.8
34.0

27 TOTAL LIABILITIES
1,610.9
1,626.0
1,637.4
1,701.7
1,698.4

86.3
93.0

3.6
4.7

5.0
4.6

28.6
33.5

31.3
33.7

33.5

33.5

33.5

1,653.1

1,673.3

1,532.5
1,598.3
1,691.6
1,687.7
1,691.8

28 Residual (assets less liabilities) (7)
129.4
127.2
129.9
130.6
130.9
130.4
135.9
31
69.8
71.2

176.9
191.9
214.8
216.5

217.1

MEMO
Mortgage-backed securities (9)
70.3
70.0
70.5
71.5

72.7

130.0

71.5

125.1
128.2
129.8
130.5

55.0
71.5

68.6
71.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------------

--------------

1998

1999

1999

Sep

Oct

Nov

--------

--------

--------

A S S E T S

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1
-------- ---------------------------

1
Bank credit
532.5
520.6
562.1
557.3

523.7

518.5

2
196.1
204.5
3
88.4
79.9
4
107.7
124.6

Securities in bank credit
189.7
190.0
189.1
205.1
U.S. government securities
85.9
84.1
81.6
79.8
Other securities
103.8
105.9
107.5
125.2

5
336.4
357.7
6
196.7
199.1
7
19.2
17.3
11
52.0
71.7
12
68.5
69.6

Loans and leases in bank credit
330.9
333.7
329.4
352.3
Commercial and industrial
192.6
195.5
197.2
197.1
Real estate
18.4
17.6
17.6
17.2
Security (3)
52.6
54.9
51.3
67.7
Other loans and leases
67.2
65.8
63.4
70.2

517.7

541.1

610.9
539.9
532.5
555.8

186.5

194.1

215.6
196.0
187.2
205.9

79.7

78.3

106.9

115.8

133.6
108.8
112.4
122.3

(2)
331.1

347.0

395.4
343.9
345.3
349.9

198.9

200.9

224.2
201.9
202.6
200.7

17.8

17.4

22.5
17.5

19.8
17.3

51.6

62.1

65.3
59.5

53.3
63.2

62.8

66.6

83.3
65.7

68.8
68.6

82.0
74.8

87.3
83.6

13
24.5
24.7

Interbank loans
27.4
25.7
24.1

22.9

22.9

22.9

27.1
24.2

26.6
22.2

14
33.5
51.4

Cash assets (4)
35.0
38.0
53.3

40.8

44.1

50.4

34.8
50.3

35.9
51.9

15
33.4
37.4

Other assets (5)
32.1
29.0
35.3

29.3

31.8

34.8

36.9
34.5

35.9
35.7

611.2

616.2

648.9

709.5
638.0
641.3
665.3

311.1

331.0

357.8

315.3
310.4
357.5
364.8

10.9

11.5

11.3

300.2

319.6

346.5

16 TOTAL ASSETS (6)
623.7
614.9
616.2
675.4
669.8

L I A B I L I T I E S
17 Deposits
305.7
310.5
309.2
368.0
372.7
18
Transaction
10.9
10.9
11.0
11.2
11.6
19
Nontransaction
294.8
299.6
298.2

12.8
12.0

10.5
11.2

302.5
299.9
345.4
353.6

356.8

361.1

22 Borrowings
180.9
172.3
172.1
168.9
190.7
177.7
23
From banks in the U.S.
26.6
24.5
23.6
25.3
32.8
25.0
24
From others
154.4
147.8
148.6
143.7
157.9
152.6

169.7

179.2

22.8

26.9

146.9

152.3

214.8
172.7
175.1
184.6
32.3
24.4

21.4
30.6

182.6
151.3
150.7
154.0

25
69.4
42.7

Net due to related foreign offices
67.3
72.0
66.1
53.4
45.0

44.0

99.3
45.7

85.2
39.3

26
61.4
71.4

Other liabilities
63.3
61.7
69.8

76.0
62.6

59.9
68.6

62.8

65.9

610.6

616.9

646.9

27 TOTAL LIABILITIES
617.5
613.5
615.0
672.9
665.2

64.5

28
6.2
2.5

Residual (assets less liabilities) (7)
1.4
1.2
0.6
-0.7
4.6

2.0

705.4
628.3
640.9
657.3
4.1
0.4

9.8
8.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
December 17, 1999
Account
1999

1999

1999

Jul
Dec 8

Aug

--------------

--------------

1999

1999

Sep

Oct

Nov

--------

--------

--------

1998

1999
1999
Week ending
Nov
May
Jun
Nov 17
Nov 24
Dec 1
-------- ---------------------------

A S S E T S

1

Bank credit

614.1

534.7

529.4
564.9

517.4
556.0

520.0

517.7

2
195.2
207.0
3
88.8
80.7
3a
21.6
7.4
3b
67.2
73.3
4
106.4
126.3
4a
63.0
86.1
4b
43.4
40.2

Securities in bank credit
188.1
188.7
188.5
205.2
U.S. government securities
85.4
83.1
80.7
80.8
Trading account
19.9
17.3
15.6
7.2
Investment account
65.5
65.7
65.1
73.7
Other securities
102.7
105.7
107.8
124.4
Trading account
60.6
64.8
69.6
83.8
Investment account
42.1
40.9
38.2
40.6

5
334.2
357.9
6
195.0
200.4
7
19.0
17.5
11
52.2
71.1
12
68.0
69.0

Loans and leases in bank credit
329.3
331.2
329.2
350.8
Commercial and industrial
191.9
193.8
196.8
197.5
Real estate
18.2
17.5
17.6
17.4
Security (3)
52.2
55.0
51.4
66.3
Other loans and leases
67.0
65.0
63.3
69.7

521.6

544.1

535.3

556.4

189.2

197.1

79.6

78.7

14.6

9.0

65.0

69.7

109.6

118.4

71.4

79.0

84.4
76.6

64.5
84.1

38.2

39.4

52.0
38.8

41.9
40.4

(2)
332.4

347.0

395.4
340.3
345.0
349.0

200.0

202.2

225.4
199.3
203.9
201.8

18.0

17.6

22.8
17.6

19.6
17.4

51.4

61.3

64.6
58.3

53.0
62.4

63.0

66.0

82.5
65.1

68.5
67.4

218.8
194.4
190.3
207.4
82.4
74.9

88.0
83.0

14.9

6.9

20.0
11.0

67.5
68.0

68.1
72.0

136.4
106.3
115.4
124.4

13
24.5
24.7

Interbank loans
27.4
25.7
24.1

22.9

22.9

22.9

27.1
24.2

26.6
22.2

14
34.3
53.2

Cash assets (4)
34.9
37.7
54.4

40.6

44.7

51.1

35.3
51.2

35.6
52.0

15
32.4
38.0

Other assets (5)
31.4
29.6
37.4

29.7

31.7

35.0

37.0
34.3

35.2
36.0

610.5

620.6

652.8

16 TOTAL ASSETS (6)
620.4
610.9
612.7
680.5
671.7

L I A B I L I T I E S

713.4
631.8
644.7
666.3

17 Deposits
306.4
308.1
306.6
368.3
374.8
18
Transaction
10.7
10.8
10.9
11.3
11.4
19
Nontransaction
295.7
297.2
295.7
357.0
363.4

314.9
312.8
355.5
364.4

310.6

331.1

357.3

11.4

11.5

11.2

299.2

319.6

346.1

302.1
302.5
343.4
353.5

169.7

179.2

214.8
172.7
175.1
184.6

22.8

26.9

146.9

152.3

182.6
151.3
150.7
154.0

22 Borrowings
180.9
172.3
172.1
168.9
190.7
177.7
23
From banks in the U.S.
26.6
24.5
23.6
25.3
32.8
25.0
24
From others
154.4
147.8
148.6
143.7
157.9
152.6

12.7
12.1

32.3
24.4

10.3
10.9

21.4
30.6

25
68.1
45.4

Net due to related foreign offices
64.8
69.8
64.5
55.2
45.4

46.7

102.7
47.5

83.4
44.5

26
61.0
72.8

Other liabilities
62.4
61.8
71.3

77.0
63.5

59.4
69.9

62.2

66.8

608.2

618.1

649.9

27 TOTAL LIABILITIES
616.4
607.6
610.4
677.3
669.2

64.1

28
4.0
3.2

Residual (assets less liabilities) (7)
3.3
2.2
2.3
2.5
2.5

29
34.9
44.2
30
34.1
42.9

MEMO
Reval. gains on off-bal. sheet items (8)
37.4
38.1
38.3
35.7
42.1
Reval. losses on off-bal. sheet items (8)
36.2
36.3
37.3
35.2
39.9

4.0
3.2

3.5
2.9

38.7

48.6
35.1

35.3
42.8

38.0

44.9
34.9

34.8
41.2

2.9

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13
December 17, 1999

Footnotes

709.4
628.2
641.6
663.4

Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount

of credit extended to other than nonfinancial businesses.
NOTE: Domestically chartered commercial banks acquired $0.4 billion in
assets and liabilities of nonbank institutions in the week ending December 8,
1999. The major asset items
affected were (in billions): other securities, $0.1; and real estate loans,
other, $0.3. The major liability item affected was nontransaction deposits,
other, $0.4.