H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
June 30, 2000
Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

4,858.1

4,904.4

4,516.3
4,688.0
4,970.1
4,989.6
4,974.1

1,283.9

1,191.2
1,243.0
1,301.9
1,302.3
1,295.0

809.8

811.1

801.8
799.0
811.8
808.6

474.1

490.8

389.4
444.1
490.5
486.4

(2)
3,620.5

3,325.0
3,444.9
3,668.2
3,687.3
3,679.1

1,039.1

1,059.7

1,541.7

1,361.3
1,432.6
1,563.1
1,573.1
1,573.2

112.5

115.3

1,429.2

1,255.9
1,332.1
1,447.8
1,456.8
1,456.9

A S S E T S

1
Bank credit
4,763.5
4,786.5
4,987.6
5,017.0

4,820.1

2
Securities in bank credit
1,263.5
1,266.2
1,267.6
1,275.6
1,296.7
1,297.4
3
U.S. government securities
803.9
811.4
813.6
811.9
811.1
814.8
4
Other securities
459.6
454.7
453.9
463.7
485.6
482.7
5
Loans and leases in bank credit
3,500.0
3,520.3
3,552.6
3,582.4
3,690.9
3,719.6
6
Commercial and industrial
1,003.3
1,012.5
1,021.4
1,030.5
1,063.2
1,065.2
7
Real estate
1,469.1
1,486.4
1,504.1
1,521.1
1,578.4
1,587.1
8
Revolving home equity
101.6
104.0
106.2
108.7
116.6
116.8
9
Other
1,367.5
1,382.4
1,397.9
1,412.4
1,461.8
1,470.3
10
Consumer

957.6
998.0
1,062.3
1,064.4

105.3
100.4
116.2
116.3

493.3

483.6

491.1
518.2
11
153.1
147.0
12
383.4
384.1

497.0
501.7
504.8
525.1
Security (3)
143.1
142.3
142.5
152.0
Other loans and leases
381.3
383.0
383.6
390.2

508.7

513.0

515.9

514.8

143.3

144.5

128.1
133.6
151.9
141.1

387.7

387.8

384.8
397.2
384.2
385.6

13 Interbank loans
229.4
225.1
235.8
238.1
245.5

237.1

238.1

242.5

224.9
224.9
239.8
233.5

14 Cash assets (4)
287.6
286.4
284.8
271.4
283.3

278.2

288.2

280.3

260.6
274.6
288.2
279.3

15 Other assets (5)
379.1
405.5
412.6
415.3
425.1

400.3

401.7

411.7

343.8
368.8
415.4
410.2

16 TOTAL ASSETS (6)
5,599.8
5,644.5
5,694.5
5,852.4
5,910.9

5,714.6

5,773.0

5,286.7
5,497.0
5,844.7
5,873.1
5,837.2

3,576.4

3,627.5

3,381.4
3,481.8
3,632.9
3,654.1
3,644.0

626.2

626.0

629.2

2,950.2

3,001.5

2,731.6
2,856.9
3,003.7
3,002.5
3,038.5

854.3

875.8

881.8

2,095.9

2,125.7

2,002.0
2,055.1
2,121.9
2,121.9
2,151.8

1,185.4

1,002.2
1,059.8
1,197.3
1,191.6
1,183.0

374.1

380.0

321.3
349.7
379.6
373.5

811.3

817.3

680.9
710.0
812.0
809.5

25 Net due to related foreign offices
221.1
229.8
233.9
233.1
223.8
252.6
251.7

249.5

202.9
223.9
276.8
274.7

L I A B I L I T I E S
17 Deposits
3,524.5
3,541.4
3,559.6
3,663.2
3,666.4
18
Transaction
630.2
626.7
625.3
607.3
626.8
19
Nontransaction
2,894.4
2,914.7
2,934.3
3,055.9
3,039.6
20
Large time
828.2
841.0
847.7
900.3
898.0
21
Other
2,066.2
2,073.7
2,086.6
2,155.7
2,141.6

22 Borrowings
1,116.6
1,134.0
1,130.5
1,151.3
1,189.4
1,207.2
23
From banks in the U.S.
347.0
359.9
365.0
373.0
375.1
368.5
24
From others
769.7
774.2
765.5
778.3
814.4
838.7

26

Other liabilities

649.9
624.9
651.7
605.6

729.6
801.8
880.5
886.7

268.4

297.7

302.3
301.6

290.3
305.8

295.5

27 TOTAL LIABILITIES
5,164.6
5,195.5
5,219.5
5,406.9
5,431.1

289.5

289.4

312.3

5,250.3

5,326.1

4,855.0
5,063.1
5,392.1
5,433.3
5,404.8

28 Residual (assets less liabilities) (7)
435.2
449.0
475.0
464.2
446.8
445.5
479.8

452.6

310.8

303.0

431.7
433.9
439.8
432.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
June 30, 2000
Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

4,852.2

4,905.0

4,511.7
4,715.4
4,962.2
4,984.6
4,967.7

1,285.7

1,192.3
1,256.9
1,299.5
1,300.8
1,293.6

818.4

816.4

807.7
801.8
817.1
815.0

467.3

483.1

384.6
455.1
483.7
478.6

A S S E T S

1
Bank credit
4,795.9
4,810.7
4,974.9
4,990.4

4,823.1

2
Securities in bank credit
1,273.6
1,274.7
1,271.7
1,277.1
1,286.3
1,282.4
3
U.S. government securities
806.0
813.2
817.6
818.9
810.8
811.1
4
Other securities
467.7
461.5
454.1
458.2
475.5
471.4

5
Loans and leases in bank credit (2)
3,522.2
3,536.0
3,551.4
3,575.2
3,619.2
3,688.6
3,708.0
6
Commercial and industrial

3,319.4
3,458.5
3,662.7
3,683.8
3,674.0
960.4

1,001.7

1,005.3
1,062.0
7
1,473.9
1,576.3
8
102.0
116.6
9
1,371.9
1,459.7
10
496.5
516.4
11
157.8
150.4
12
388.7
383.5

1,010.0
1,022.1
1,034.4
1,064.9
Real estate
1,490.4
1,501.1
1,516.3
1,579.6
Revolving home equity
104.3
105.9
107.7
117.1
Other
1,386.2
1,395.2
1,408.6
1,462.5
Consumer
504.2
503.8
503.2
524.1
Security (3)
147.2
143.8
141.5
151.7
Other loans and leases
384.2
380.7
379.7
387.7

1,046.2

1,062.6

1,063.6

1,063.1

1,537.2

1,359.6
1,439.0
1,560.5
1,570.1
1,573.5

111.6

114.9

1,425.6

1,254.6
1,338.2
1,445.7
1,454.2
1,457.5

507.6

512.6

492.9
482.2
515.2
513.2

143.9

143.0

126.0
135.8
150.2
140.5

384.3

384.0

380.5
399.8
384.6
383.8

105.0
100.8
115.8
116.0

13 Interbank loans
234.9
225.9
237.3
241.6
238.9

243.0

245.0

242.4

223.9
229.0
244.5
236.3

14 Cash assets (4)
307.5
300.7
285.4
272.6
273.1

269.7

285.2

278.1

258.4
283.6
314.3
269.0

15 Other assets (5)
379.1
404.1
415.1
417.1
422.0

404.0

405.7

415.5

346.8
365.7
424.4
414.5

16 TOTAL ASSETS (6)
5,657.4
5,682.6
5,702.1
5,846.0
5,864.3

5,709.8

5,781.6

5,282.0
5,534.2
5,838.1
5,907.7
5,827.3

3,580.3

3,645.5

3,368.2
3,509.6
3,618.3
3,667.9
3,645.9

619.1

634.7

619.9

2,961.2

3,010.8

2,728.0
2,876.5
2,998.4
2,998.8
3,045.6

862.8

875.3

878.1

2,098.4

2,135.5

2,000.6
2,064.6
2,120.3
2,123.3
2,163.6

1,146.3

1,183.6

1,010.4
1,067.7
1,206.9
1,198.9
1,168.0

L I A B I L I T I E S
17 Deposits
3,566.9
3,554.7
3,558.5
3,667.0
3,628.5
18
Transaction
662.9
638.2
618.3
615.3
609.8
19
Nontransaction
2,903.9
2,916.5
2,940.1
3,051.7
3,018.7
20
Large time
843.2
852.0
860.4
891.7
885.6
21
Other
2,060.8
2,064.5
2,079.8
2,160.1
2,133.2
22 Borrowings
1,125.8
1,152.5
1,180.4
1,234.3

1,134.4

640.2
633.1
669.2
600.3

727.3
811.9
875.5
882.0

23
351.9
371.2
24
773.9
809.2

From banks in the U.S.
363.7
366.5
372.9
375.4
From others
788.8
767.9
773.4
858.8

375.4

380.7

321.9
353.2
380.2
368.3

808.2

826.1

688.4
714.5
818.7
799.6

25 Net due to related foreign offices
227.3
233.3
248.3
236.7
213.2
240.9
240.9

249.9

202.1
227.9
278.3
256.2

26 Other liabilities
304.5
291.7
297.8
300.3
303.6

290.1

288.2

310.9

267.4
298.7
309.5
301.9

27 TOTAL LIABILITIES
5,224.6
5,232.3
5,238.9
5,388.6
5,407.3

5,253.4

5,330.4

4,848.0
5,103.9
5,385.9
5,454.6
5,372.0

28 Residual (assets less liabilities) (7)
432.8
450.3
463.1
456.3
451.2
457.3
456.9
MEMO
29 Reval. gains on off-bal. sheet items (8)
104.1
102.4
104.9
105.3
104.7
106.3
104.8
30 Reval. losses on off-bal. sheet items (8)
102.4
100.9
104.4
102.3
103.5
105.3
104.4

452.2

434.0
430.3
453.1
455.3

117.5

84.3
100.8
111.5
108.2

117.3

85.8
99.7
111.4
107.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
June 30, 2000
Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

2000

2000

Mar

Apr

May

--------

--------

--------

A S S E T S

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14
-------- --------------------- -------

1
Bank credit
4,215.2
4,239.4
4,413.7
4,443.6

4,280.2

4,314.7

2
Securities in bank credit
1,061.2
1,065.8
1,076.4
1,081.4
1,093.9
1,096.4
3
U.S. government securities
723.2
730.9
738.3
734.5
733.4
736.7
4
Other securities
338.0
334.9
338.0
346.9
360.5
359.7
5
Loans and leases in bank credit
3,154.1
3,173.6
3,203.9
3,233.2
3,319.8
3,347.2
6
Commercial and industrial
809.9
817.6
824.7
832.3
854.6
857.0
7
Real estate
1,452.1
1,469.0
1,486.4
1,503.0
1,559.6
1,567.9
8
Revolving home equity
101.6
104.0
106.2
108.7
116.6
116.8
9
Other
1,350.5
1,365.0
1,380.2
1,394.2
1,443.0
1,451.2
10
Consumer
491.1
497.0
501.7
504.8
518.2
525.1
11
Security (3)
86.1
76.5
75.7
76.2
68.3
71.8
12
Other loans and leases
314.9
313.5
315.3
317.0
319.0
325.4

4,337.0

3,978.7
4,149.4
4,389.1
4,405.9
4,402.9

1,083.3

1,095.2

997.5
1,050.7
1,096.2
1,093.8

731.0

732.2

715.2
720.5
732.3
731.2

352.3

362.9

282.3
330.2
363.8
362.6

(2)
3,253.7

2,981.2
3,098.7
3,293.9
3,309.8
3,309.2

837.4

852.1

1,523.2

1,341.7
1,415.3
1,544.4
1,554.1
1,554.3

112.5

115.3

1,410.7

1,236.4
1,314.8
1,429.1
1,437.9
1,438.0

508.7

513.0

65.7

63.9

318.7

320.5

315.2
329.9
319.5
321.0

755.5
801.7
854.1
855.9

105.3
100.4
116.2
116.3

493.3
483.6
515.9
514.8
75.5
66.1

68.3
63.1

13 Interbank loans
199.9
196.2
203.2
213.5
215.9

208.8

208.9

210.9

198.4
199.7
212.3
205.6

14 Cash assets (4)
234.1
231.0
230.3
221.7
234.4

226.3

236.4

232.3

223.1
225.8
241.2
231.8

15 Other assets (5)
342.5
367.0
374.5
372.9
380.4

361.3

362.0

370.8

308.4
333.9
374.6
369.2

16 TOTAL ASSETS (6)
4,932.3
4,974.8
5,029.6
5,162.2
5,214.6

5,052.3

5,085.0

4,650.0
4,849.9
5,143.4
5,174.5
5,149.9

L I A B I L I T I E S
17 Deposits
3,150.4
3,160.5
3,178.9
3,272.7
3,273.1
18
Transaction
619.6
615.9
614.2
594.9
615.0
19
Nontransaction
2,530.7
2,544.6
2,564.7
2,677.8
2,658.1
20
Large time
467.8
473.6
480.1
523.0
516.8
21
Other
2,063.0
2,071.0
2,084.6
2,154.8
2,141.3

3,193.3

3,233.9

3,066.7
3,126.5
3,244.5
3,276.2
3,262.0

614.8

614.9

617.8

2,578.5

2,619.0

2,427.6
2,511.9
2,626.8
2,636.4
2,668.4

485.4

496.2

507.5

2,093.1

2,122.7

1,999.7
2,052.4
2,119.3
2,120.3
2,150.8

984.5

991.4

826.3
873.8
980.7
980.2

353.4

362.3

299.4
323.6
359.1
358.6

631.0

629.1

526.9
550.2
621.6
621.6

25 Net due to related foreign offices
182.0
194.2
207.1
213.2
208.9
240.0
241.0

229.4

123.3
178.9
246.9
249.6

26 Other liabilities
232.9
220.3
224.0
230.5
233.6

220.2

218.7

235.1

209.0
230.5
238.7
232.1

27 TOTAL LIABILITIES
4,500.4
4,529.0
4,564.4
4,726.4
4,747.4

4,600.0

4,646.0

4,225.4
4,409.7
4,700.4
4,742.4
4,723.9

22 Borrowings
935.1
954.1
954.3
973.2
983.3
999.6
23
From banks in the U.S.
322.5
340.2
346.7
353.5
355.2
348.9
24
From others
612.6
613.9
607.6
619.7
628.1
650.7

28 Residual (assets less liabilities) (7)
431.9
445.8
465.3
452.3
439.1
435.7
467.2

443.0

639.1
614.5
639.7
593.6

427.9
459.5
516.1
517.6

424.6
440.2
432.1
426.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
June 30, 2000

Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

4,310.2

4,343.9

3,980.8
4,164.4
4,389.5
4,407.1
4,404.1

1,088.7

1,000.3
1,055.1
1,095.8
1,096.8
1,095.6

738.9

736.5

720.0
721.8
736.7
736.7

349.9

359.2

280.3
333.3
360.1
359.0

(2)
3,255.1

2,980.5
3,109.2
3,293.8
3,310.3
3,308.5

846.2

859.2

1,518.9

1,340.1
1,421.6
1,541.9
1,551.2
1,554.7

111.6

114.9

1,407.3

1,235.1
1,320.8
1,427.0
1,435.3
1,438.7

507.6

512.6

66.2

62.5

316.2

317.6

311.8
331.8
320.0
319.5

215.7

210.7

197.4
203.8
217.1
208.3

A S S E T S

1
Bank credit
4,237.6
4,255.8
4,411.5
4,428.9

4,279.0

2
Securities in bank credit
1,067.6
1,070.4
1,079.2
1,085.8
1,090.3
1,088.7
3
U.S. government securities
723.9
732.1
742.2
741.7
733.2
733.6
4
Other securities
343.7
338.3
337.0
344.1
357.1
355.1
5
Loans and leases in bank credit
3,170.0
3,185.4
3,199.8
3,224.4
3,321.2
3,340.2
6
Commercial and industrial
808.3
813.6
822.9
834.6
857.3
859.8
7
Real estate
1,457.0
1,472.8
1,483.0
1,498.1
1,557.7
1,560.6
8
Revolving home equity
102.0
104.3
105.9
107.7
116.6
117.1
9
Other
1,355.0
1,368.6
1,377.2
1,390.4
1,441.1
1,443.4
10
Consumer
496.5
504.2
503.8
503.2
516.4
524.1
11
Security (3)
90.3
80.1
77.4
74.9
71.1
71.6
12
Other loans and leases
317.9
314.6
312.6
313.6
318.8
324.1
13 Interbank loans
205.4
197.0
204.7
217.0
209.3

214.7

762.2
802.6
859.6
858.3

105.0
100.8
115.8
116.0

492.9
482.2
515.2
513.2
73.6
64.3

71.0
62.6

14 Cash assets (4)
249.7
242.9
231.5
223.7
225.0

218.9

235.7

231.3

221.8
231.8
267.4
222.2

15 Other assets (5)
340.3
364.1
375.1
376.4
380.2

363.7

366.7

375.3

311.8
330.8
384.7
374.6

16 TOTAL ASSETS (6)
4,973.4
5,001.3
5,031.8
5,168.8
5,183.6

5,048.7

5,103.0

4,653.3
4,871.5
5,147.2
5,216.5
5,149.4

3,191.0

3,250.8

3,052.4
3,151.6
3,229.0
3,288.9
3,265.2

608.0

623.9

608.9

2,583.0

2,626.9

2,422.6
2,529.0
2,620.2
2,631.5
2,676.1

487.1

493.8

502.2

2,096.0

2,133.1

1,998.4
2,062.3
2,117.9
2,120.9
2,161.2

L I A B I L I T I E S
17 Deposits
3,184.2
3,167.0
3,170.8
3,280.1
3,240.2
18
Transaction
651.8
627.2
607.3
603.5
598.4
19
Nontransaction
2,532.4
2,539.7
2,563.5
2,676.6
2,641.8
20
Large time
474.0
479.2
486.7
518.9
511.0
21
Other
2,058.4
2,060.5
2,076.7
2,157.7
2,130.8

22 Borrowings
944.3
972.6
958.2
968.2
974.3
1,026.7
23
From banks in the U.S.
327.5
344.0
348.2
353.4
351.3
355.9
24
From others
616.8
628.6
610.0
614.8
623.0
670.8

629.8
622.6
657.4
589.1

424.2
466.7
510.6
514.9

982.6

1,000.9

834.5
881.7
988.0
965.1

354.7

363.0

300.0
327.1
359.7
353.4

627.9

637.9

534.4
554.7
628.3
611.7

25 Net due to related foreign offices
183.0
195.5
219.1
216.2
202.9
230.8
230.8

234.0

126.7
181.2
252.0
235.5

26 Other liabilities
233.1
220.0
224.4
230.4
233.2

220.6

219.3

235.1

209.0
230.5
238.5
232.2

27 TOTAL LIABILITIES
4,544.6
4,555.0
4,572.5
4,715.5
4,731.0

4,596.0

4,655.7

4,222.7
4,445.0
4,699.1
4,767.4
4,698.1

28 Residual (assets less liabilities) (7)
428.8
446.4
459.3
452.6
447.3
453.3
452.6
MEMO

448.1

430.7
426.5
449.0
451.3

29 Reval. gains on off-bal. sheet items (8)
64.5
62.7
64.8
66.0
65.4
66.4
65.7
30 Reval. losses on off-bal. sheet items (8)
63.9
61.9
64.4
64.1
65.1
66.3
66.0
31 Mortgage-backed securities (9)
347.8
348.5
353.1
354.3
358.9
356.2
353.6

72.7

50.1
69.8

59.8
67.6

73.0

52.0
70.5

59.8
67.7

357.4

335.5
348.2
358.2
357.0

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
June 30, 2000
Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,680.5

2,696.2

2,491.1
2,583.4
2,734.3
2,743.4
2,741.8

629.7

640.1

560.0
602.9
640.7
640.3

397.4

399.1

391.4
391.2
400.0
399.6

21.9

24.1

375.5

375.0

369.4
372.4
375.5
375.9

232.4

241.0

168.6
211.7
240.7
240.8

A S S E T S

1
Bank credit
2,637.5
2,637.1
2,745.3
2,768.0
2
614.6
637.7
3
396.4
400.5
3a
20.1
22.4
3b
376.3
378.0
4
218.2

2,659.3

Securities in bank credit
613.4
619.7
626.6
640.6
U.S. government securities
397.4
400.4
398.9
404.8
Trading account
21.0
22.1
21.0
23.5
Investment account
376.4
378.2
377.9
381.2
Other securities
216.0
219.4
227.7

22.1
24.5

18.8
23.7

237.3
4a
87.1
97.7
4b
131.1
139.6
4c
26.6
28.1
4d
104.6
111.5

235.8
Trading account
81.8
86.2
91.5
93.3
96.4
Investment account
134.1
133.1
136.2
139.0
139.4
State and local government
26.9
27.0
27.2
27.7
28.1
Other
107.3
106.1
109.0
111.3
111.3

5
Loans and leases in bank credit (2)
2,022.9
2,023.7
2,039.6
2,053.9
2,066.5
2,107.6
2,127.4
6
Commercial and industrial
597.6
600.6
604.8
608.4
611.7
624.5
625.6
6a
Bankers acceptances
1.1
1.1
1.0
1.0
1.1
1.0
1.1
6b
Other
596.5
599.5
603.8
607.4
610.6
623.4
624.5
7
Real estate
806.4
813.3
820.4
828.3
842.9
864.1
869.5
8
Revolving home equity
70.7
72.1
73.7
75.6
78.9
82.1
82.0
9
Other
735.8
741.2
746.7
752.7
764.0
782.0
787.5
10
Consumer
292.6
294.1
298.1
300.0
304.0
308.6
311.2
11
Security (3)
80.8
71.4
70.5
70.8
60.0
62.7
66.4
11a
Fed funds and RPs with broker/dealer
60.9
50.3
47.2
48.9
38.3
43.8
47.9
11b
Other
19.9
21.1
23.3
22.0
21.7
18.9
18.5
12a
State and local government
12.6
12.7
12.8
13.0
13.1
13.2
13.0
12b
Agricultural
10.3
10.5
10.7
10.7
10.8
10.9
11.0
12c
Fed funds and RPs with others
12.0
11.4
11.5
11.5
11.8
12.2
12.3
12d
All other loans
79.3
78.3
79.4
79.7
79.6

101.7
139.3

67.8
100.7

82.4
101.3

100.8
129.3
140.0
139.5

28.0

25.1
28.0

26.5
28.0

111.4

75.7
102.8
112.0
111.4

1,931.0
1,980.4
2,094.2
2,102.6
2,101.5
623.8
1.1

562.2
591.1
624.7
626.2
1.0
1.1

1.1
1.0

622.7

561.2
589.9
623.6
625.2

855.3

745.5
775.8
860.7
861.7

81.1

76.4
81.8

69.9
81.9

774.2

669.1
705.9
778.9
779.8

306.0

303.4
289.2
307.2
306.6

58.6

70.9
60.8

62.8
57.5

39.3

53.9
43.3

44.5
39.8

19.3

17.0
17.6

18.4
17.6

13.0

11.9
13.0

12.5
12.9

10.8

9.3
10.8

10.2
10.8

11.9

11.3
12.1

12.5
11.9

80.9

96.9
79.1

96.3
79.3

76.7
12e
131.3
134.7

79.7
Lease financing receivables
131.3
131.3
131.3
138.7

13 Interbank loans
147.4
143.9
149.4
155.4
155.3
154.1
13a
Fed funds and RPs with banks
75.1
69.1
76.4
80.2
83.6
78.7
13b
Other
72.2
74.8
73.0
75.2
71.6
75.4

132.7

133.8

119.6
130.0
134.2
134.6

148.6

154.2

146.4
147.0
156.1
149.4

77.1

83.5

91.6
85.7

77.5
80.3

71.5

70.7

54.8
70.4

69.5
69.1

14 Cash assets (4)
160.8
161.2
161.6
152.6
163.6

157.7

167.5

160.8

155.4
155.8
166.8
160.7

15 Other assets (5)
260.3
281.9
291.1
284.0
284.0

278.1

277.2

282.4

236.0
253.0
287.1
280.7

16 TOTAL ASSETS (6)
3,166.5
3,185.3
3,223.0
3,298.7
3,331.4

3,233.4

3,251.0

2,989.5
3,099.9
3,293.0
3,314.9
3,294.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
June 30, 2000
Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,791.1

1,745.4
1,745.5
1,794.9
1,815.7
1,799.5

L I A B I L I T I E S
17 Deposits
1,757.9
1,752.2
1,759.5
1,802.0
1,784.1
18
Transaction

1,765.0

366.5

341.7

348.4
340.0
337.1
324.6
336.0
19
Nontransaction
1,409.5
1,412.3
1,422.4
1,477.5
1,448.0
20
Large time
260.3
263.0
265.6
296.3
290.2
21
Other
1,149.2
1,149.2
1,156.8
1,181.2
1,157.8

336.5

335.9

338.4

1,428.5

1,455.1

1,378.9
1,403.8
1,456.4
1,462.3
1,473.5

267.6

276.3

284.8

1,160.9

1,178.8

1,145.2
1,149.7
1,171.6
1,170.9
1,182.1

753.3

754.1

645.0
674.1
738.7
740.9

264.2

269.7

216.1
238.1
264.7
267.0

489.1

484.4

428.9
436.0
474.0
473.8

25 Net due to related foreign offices
177.5
189.1
201.9
207.8
203.6
234.7
235.7

223.4

118.3
174.4
241.3
244.6

26 Other liabilities
199.4
185.8
187.7
194.4
197.4

185.7

185.1

199.8

178.9
197.4
203.5
197.3

27 TOTAL LIABILITIES
2,864.7
2,861.4
2,881.6
2,979.5
2,983.5

2,902.8

2,933.0

2,687.6
2,791.4
2,972.2
2,999.2
2,982.3

22 Borrowings
729.8
734.3
732.5
744.3
748.4
766.3
23
From banks in the U.S.
238.3
251.3
257.1
260.4
265.3
257.0
24
From others
491.5
483.0
475.4
483.9
483.1
509.3

28 Residual (assets less liabilities) (7)
301.8
323.8
341.4
330.6
318.0
319.2
347.9

320.8

353.4

326.0

233.7
254.1
291.4
291.4

301.9
308.5
315.7
311.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
June 30, 2000

2000

2000

Jan

Feb

Account
2000
Mar

1999

2000

2000

Apr

May

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

Jun 21
--------------

--------------

--------

--------

--------

-------- ---------------------------

2,682.2

2,699.7

2,485.9
2,598.6
2,727.9
2,739.1
2,736.5

A S S E T S

1
Bank credit
2,659.4
2,659.9
2,737.7
2,748.0
2
621.5
631.8
3
397.7
397.9
3a
20.0
22.9
3b
377.7
375.0
3c
247.7
247.7
3d
130.0
127.4
3e
25.5
33.3
3f
62.3
56.4
3g
42.2
37.7
4
223.8
233.8
4a
87.1
97.7
4b
136.7
136.2
4c
26.8
28.0
4d
109.9
108.2
5

2,670.8

Securities in bank credit
619.7
625.8
630.0
630.7
630.8
U.S. government securities
400.1
406.7
404.8
402.0
399.1
Trading account
21.7
23.2
22.0
22.1
23.0
Investment account
378.4
383.5
382.8
379.9
376.0
Mortgage-backed
247.5
253.4
253.2
251.6
246.2
Other
130.9
130.2
129.7
128.3
129.9
1 year or less
26.4
30.7
32.6
32.4
35.6
Between 1 and 5 years
62.0
58.9
56.9
55.7
56.4
More than 5 years
42.5
40.6
40.1
40.2
37.9
Other securities
219.6
219.1
225.1
228.7
231.7
Trading account
81.8
86.2
91.5
93.3
96.4
Investment account
137.7
132.9
133.7
135.4
135.3
State and local government
27.1
27.2
27.3
27.7
28.1
Other
110.6
105.7
106.4
107.7
107.2
Loans and leases in bank credit (2)

636.9

558.7
609.0
638.8
639.6

400.1

392.8
394.3
402.0
402.4

22.6

20.8
23.9

19.9
25.4

377.5

372.0
374.3
378.1
377.0

248.8

248.2
247.9
249.8
248.7

128.7

123.8
126.4
128.3
128.3

34.4

24.9
34.5

24.2
33.7

55.8

57.4
56.4

61.4
56.9

38.5

41.5
37.4

40.9
37.6

236.8
101.7

165.9
214.8
236.8
237.2
67.8
100.7

82.4
101.3

135.1

98.1
132.3
136.1
135.9

27.9

25.0
28.0

107.2

73.1
105.6
108.1
107.9
1,927.2

26.8
28.0

1,989.6

2,037.9
2,105.9
6
596.4
625.2
6a
1.1
1.0
6b
595.3
624.1
7
811.9
861.2
8
70.8
82.2
9a
455.2
479.7
9b
285.8
299.3
10
295.7
307.1
11
85.0
65.6
11a
64.8
45.8
11b
20.2
19.7
12a
12.7
13.0
12b
10.4
10.9
12c
12.0
12.2
12d
83.0
76.1
12e
130.9
134.7

2,040.2
2,044.9
2,052.2
2,069.0
2,117.2
Commercial and industrial
597.5
604.1
610.7
618.3
626.4
Bankers acceptances
1.1
1.0
1.0
1.1
1.1
Other
596.5
603.1
609.6
617.2
625.3
Real estate
819.5
821.7
826.6
840.0
862.0
Revolving home equity
72.4
73.6
74.8
78.2
82.5
Other residential
457.4
457.4
460.0
466.9
479.7
Commercial
289.6
290.8
291.8
294.9
299.8
Consumer
300.7
301.1
300.3
303.8
310.0
Security (3)
75.1
72.2
69.5
60.5
66.2
Fed funds and RPs with broker/dealer
54.7
49.7
47.3
38.3
46.3
Other
20.4
22.5
22.2
22.2
19.9
State and local government
12.7
12.8
12.9
12.9
12.8
Agricultural
10.5
10.4
10.4
10.6
10.9
Fed funds and RPs with others
11.4
11.5
11.5
11.8
12.3
All other loans
79.2
77.8
77.4
77.7
78.2
Lease financing receivables
133.5
133.3
132.9
133.4
138.3

13 Interbank loans
148.4
144.5
149.7
158.2
160.2
155.0
13a
Fed funds and RPs with banks
76.7
70.6
76.0
82.3
84.8
77.5
13b
Other

2,091.1
628.2
1.1

2,100.3

2,096.9

566.4
593.0
627.9
626.5
1.0
1.1

1.1
1.0

627.1

565.4
591.8
626.8
625.5

852.5

743.2
780.2
857.5
860.6

80.8

76.1
81.6

70.0
81.7

474.6

404.3
428.9
477.0
480.7

297.2

262.9
281.3
299.0
298.3

305.6

302.9
287.4
306.6
305.1

57.2

68.9
59.0

65.6
57.0

37.2

51.4
40.7

47.6
39.5

20.0

17.5
18.3

18.0
17.5

12.9

11.8
12.9

12.7
12.7

10.7

9.2
10.7

10.3
10.8

11.9

11.3
12.1

12.5
11.9

78.2

93.8
79.4

99.2
77.7

133.9

119.6
128.7
134.3
134.6

153.8

158.0

149.4
146.2
163.9
150.1

79.8

84.1

92.3
89.5

78.6
78.0

57.1

67.6

71.8
75.4

73.9
77.5

73.7

75.9

74.0

73.9

74.3

72.1

14 Cash assets (4)
172.1
171.7
163.2
154.8
157.1

152.4

167.4

160.1

154.4
158.8
186.5
152.5

15 Other assets (5)
258.7
281.0
292.6
288.6
286.0

280.6

281.1

287.6

240.3
248.6
295.3
286.9

16 TOTAL ASSETS (6)
3,199.1
3,218.7
3,238.0
3,302.6
3,307.7

3,235.0

3,263.7

2,990.6
3,112.7
3,295.0
3,346.0
3,287.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
June 30, 2000
Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,764.7

1,800.8

1,731.4
1,759.6
1,780.1
1,821.9
1,796.8

331.9

343.1

332.0

1,432.8

1,457.7

1,371.6
1,413.4
1,448.0
1,456.8
1,478.2

269.2

273.8

279.5

1,163.5

1,183.9

1,141.6
1,152.1
1,168.6
1,170.8
1,189.6

L I A B I L I T I E S
17 Deposits
1,782.9
1,763.6
1,759.9
1,807.8
1,763.0
18
Transaction
369.7
349.7
333.6
330.3
324.9
19
Nontransaction
1,413.2
1,413.9
1,426.2
1,477.5
1,438.1
20
Large time
266.5
268.6
272.2
292.2
284.4
21
Other
1,146.7
1,145.3
1,154.0
1,185.3
1,153.7

359.8
346.2
365.1
318.6

229.9
261.3
285.9
288.6

22 Borrowings
736.5
754.4
740.6
745.3
742.6
787.7
23
From banks in the U.S.
241.8
255.8
261.2
263.7
262.3
261.0
24
From others
494.7
498.6
479.4
481.6
480.2
526.7

755.1

762.3

652.3
680.7
746.2
730.9

267.8

271.0

217.2
241.0
266.1
263.7

487.3

491.3

435.1
439.6
480.1
467.2

25 Net due to related foreign offices
178.6
190.4
213.9
210.8
197.6
225.5
225.5

228.0

121.7
176.7
246.4
230.5

26 Other liabilities
199.4
185.8
187.7
194.4
197.4

185.7

185.1

199.8

178.9
197.4
203.5
197.3

27 TOTAL LIABILITIES
2,897.3
2,894.2
2,902.1
2,970.4
2,973.7

2,906.6

2,938.5

2,684.3
2,814.4
2,970.2
3,017.9
2,955.5

28 Residual (assets less liabilities) (7)
301.7
324.5
335.9
328.4
325.2
332.2
334.0
29
64.5
66.4
30
63.9
66.3
31
285.9
286.9
31a
191.7
197.3
31b
94.2
89.6
32
-6.0
-9.2
33
24.0
22.5

MEMO
Reval. gains on off-bal. sheet items (8)
62.7
64.8
66.0
65.4
65.7
Reval. losses on off-bal. sheet items (8)
61.9
64.4
64.1
65.1
66.0
Mortgage-backed securities (9)
285.6
289.0
289.2
291.2
284.5
Pass-through
191.7
195.2
195.3
198.6
196.4
CMO, REMIC, and other
93.8
93.8
93.9
92.6
88.1
Net unrealized gains (losses) on
-7.4
-7.8
-7.3
-8.4
-9.1
available-for-sale securities (10)
Offshore credit to U.S. residents (11)
23.2
23.6
24.1
24.4
22.5

324.8

72.7

50.1
69.8

59.8
67.6

73.0

52.0
70.5

59.8
67.7

288.2

275.7
285.8
289.3
288.3

197.0

181.2
190.7
198.7
198.0

91.2

94.5
90.6

95.1
90.2

-9.3

0.6
-9.1

-5.8
-9.4

23.5

37.7
22.3

24.8
22.3

------------------------------------------------Footnotes appear on page 13.

306.3
298.4
328.1
331.8

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
June 30, 2000
Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,634.2

1,640.8

1,487.6
1,566.1
1,654.8
1,662.6
1,661.2

453.6

455.1

437.4
447.8
455.4
453.5

333.6

333.2

323.8
329.3
332.3
331.6

119.9

121.9

113.7
118.5
123.1
121.8

(2)
1,187.3

1,050.2
1,118.3
1,199.7
1,207.1
1,207.7

225.7

228.3

193.3
210.7
229.4
229.7

680.3

689.1

596.2
639.5
693.4
692.6

33.6

34.2

646.7

654.9

567.3
609.0
658.9
658.2

204.8

207.0

189.9
194.4
208.7
208.3

5.7

5.3

A S S E T S

1
Bank credit
1,577.7
1,602.3
1,668.4
1,675.6
2
446.5
456.2
3
326.8
332.9
4
119.7
123.3

1,620.9

Securities in bank credit
452.4
456.6
454.8
455.8
U.S. government securities
333.5
338.0
335.6
331.9
Other securities
118.9
118.7
119.2
123.9

5
Loans and leases in bank credit
1,131.2
1,149.9
1,164.3
1,179.4
1,212.2
1,219.8
6
Commercial and industrial
212.3
217.0
219.9
223.8
230.2
231.4
7
Real estate
645.7
655.7
666.0
674.7
695.5
698.4
8
Revolving home equity
31.0
31.9
32.5
33.1
34.5
34.7
9
Other
614.7
623.8
633.5
641.6
661.1
663.7
10
Consumer
198.5
202.9
203.7
204.8
209.6
213.9
11
Security (3)
5.3
5.1
5.2
5.4
5.5
5.4
12
Other loans and leases

29.0
34.4

4.7
5.3
66.1

30.5
34.4

5.4
5.6
68.3

69.4
71.3

69.2
70.7

69.5

70.7

70.7

70.1

70.4

71.5

13
52.6
58.3

Interbank loans
52.3
53.8
61.8

53.4

60.3

56.7

52.0
56.2

52.7
56.2

14
73.3
69.1

Cash assets (4)
69.8
68.8
70.8

68.6

68.9

71.4

67.7
74.5

70.0
71.1

15
82.1
89.0

Other assets (5)
85.1
83.4
96.4

83.2

84.8

88.5

72.4
87.5

81.0
88.5

1,818.9

1,834.0

1,660.5
1,750.0
1,850.4
1,859.6
1,855.8

1,428.3

1,442.8

1,321.3
1,381.0
1,449.7
1,460.4
1,462.5

278.3

279.0

279.3

1,150.0

1,163.8

1,048.8
1,108.1
1,170.3
1,174.1
1,194.9

217.8

219.9

222.7

194.3
205.4
224.7
226.3

932.2

943.9

947.6

854.5
902.8
949.4
968.6

231.2

237.3

181.3
199.7
242.0
239.3

89.2

92.6

83.3
94.4

141.9

144.7

98.0
114.2
147.6
147.8

16 TOTAL ASSETS (6)
1,765.8
1,789.5
1,806.6
1,863.5
1,883.2

L I A B I L I T I E S
17 Deposits
1,392.5
1,408.3
1,419.4
1,470.7
1,489.0
18
Transaction
271.2
275.9
277.1
270.3
278.9
19
Nontransaction
1,121.3
1,132.4
1,142.3
1,200.3
1,210.1
20
Large time
207.5
210.6
214.6
226.7
226.6
21
Other
913.8
921.8
927.8
973.7
983.5

22 Borrowings
205.3
219.8
221.8
229.0
234.9
233.4
23
From banks in the U.S.
84.2
88.8
89.6
93.1
89.9
92.0
24
From others
121.1
130.9
132.2
135.8
145.0
141.4
25
4.5
5.3

Net due to related foreign offices
5.1
5.3
5.4
5.3
5.3

6.0

26
33.5
36.0

Other liabilities
34.5
36.3
36.2

27 TOTAL LIABILITIES
1,635.7
1,667.6
1,682.7
1,746.9
1,763.9

272.6
272.9
286.3
267.6

85.5
91.6

5.0
5.6

4.5
5.0

30.1
35.1

33.1
34.8

34.5

33.6

35.3

1,697.2

1,712.9

1,537.8
1,618.4
1,728.2
1,743.2
1,741.6

28 Residual (assets less liabilities) (7)
130.0
121.9
123.9
121.7
121.1
116.6
119.3

122.2

122.7
131.7
116.4
114.2

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
June 30, 2000
Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

1,628.1

1,644.2

1,494.9
1,565.8
1,661.6
1,668.0
1,667.6

458.0

458.9

441.6
446.1
458.0
456.0

336.9

336.4

327.2
327.5
334.7
334.3

121.1

122.4

114.3
118.6
123.3
121.8

(2)
1,186.2

1,053.3
1,119.7
1,202.7
1,210.0
1,211.5

227.9

231.0

195.7
209.6
231.8
231.9

679.0

689.4

596.9
641.4
693.7
694.1

A S S E T S

1
Bank credit
1,578.1
1,595.9
1,673.8
1,680.8
2
446.1
458.5
3
326.2
335.2
4
119.9
123.3

1,608.2

Securities in bank credit
450.7
453.4
455.8
457.9
U.S. government securities
332.0
335.5
336.9
334.5
Other securities
118.8
117.9
119.0
123.4

5
Loans and leases in bank credit
1,132.1
1,145.2
1,154.9
1,172.2
1,215.3
1,222.9
6
Commercial and industrial
211.9
216.1
218.8
223.9
232.1
233.4
7
Real estate
645.1
653.3
661.3
671.5
696.4
698.6

8
31.2
34.4
9
613.9
662.0
10
200.8
209.3
11
5.3
5.5
12
69.0
71.9

Revolving home equity
31.8
32.3
32.9
34.7
Other
621.5
629.0
638.6
663.9
Consumer
203.5
202.7
202.9
214.1
Security (3)
5.1
5.2
5.4
5.4
Other loans and leases
67.2
66.8
68.5
71.5

28.9
34.3

30.8
34.3

33.5

34.1

645.5

655.3

567.9
610.6
659.4
659.8

203.8

207.0

190.0
194.8
208.6
208.1

5.7

5.3

69.8

4.7
5.3

5.4
5.6

70.1

66.1
70.6

68.5
71.9

13
56.9
56.8

Interbank loans
52.5
55.0
54.3

56.5

61.9

52.7

48.0
53.2

57.6
58.3

14
77.6
68.9

Cash assets (4)
71.2
68.3
67.9

66.6

68.2

71.2

67.4
81.0

73.0
69.7

15
81.7
87.8

Other assets (5)
83.1
82.5
94.3

83.1

85.6

87.6

71.5
89.5

82.2
87.8

1,813.7

1,839.3

1,662.7
1,758.8
1,852.2
1,870.5
1,862.2

1,426.3

1,450.0

1,321.1
1,392.0
1,448.9
1,467.0
1,468.4

276.1

280.8

276.8

1,150.3

1,169.1

1,051.0
1,115.5
1,172.1
1,174.8
1,197.9

217.8

219.9

222.7

194.3
205.4
224.7
226.3

932.4

949.2

949.4

856.8
910.2
950.0
971.6

227.5

238.7

182.1
201.1
241.8
234.3

86.9

92.1

82.8
93.6

140.6

146.6

99.3
115.0
148.2
144.6

16 TOTAL ASSETS (6)
1,774.3
1,782.7
1,793.8
1,866.2
1,875.9

L I A B I L I T I E S
17 Deposits
1,401.3
1,403.4
1,410.9
1,472.2
1,477.3
18
Transaction
282.0
277.5
273.7
273.2
273.5
19
Nontransaction
1,119.3
1,125.8
1,137.2
1,199.0
1,203.7
20
Large time
207.5
210.6
214.6
226.7
226.6
21
Other
911.8
915.2
922.7
972.4
977.1

22 Borrowings
207.8
218.2
217.6
222.9
231.7
239.0
23
From banks in the U.S.
85.7
88.3
87.0
89.7
89.0
94.9
24
From others
122.1
129.9
130.6
133.2

270.0
276.4
292.3
270.6

86.0
89.7

142.7

144.1

25
4.5
5.3

Net due to related foreign offices
5.1
5.3
5.4
5.3
5.3

6.0

26
33.7
35.9

Other liabilities
34.2
36.6
35.8

27 TOTAL LIABILITIES
1,647.3
1,660.8
1,670.4
1,745.2
1,757.3

4.5
5.0

30.1
35.0

33.1
34.9

34.9

34.3

35.3

1,689.5

1,717.1

1,538.4
1,630.6
1,728.9
1,749.5
1,742.6

28 Residual (assets less liabilities) (7)
127.1
121.9
123.4
124.2
122.1
121.0
118.6
31
61.9
69.3

5.0
5.6

MEMO
Mortgage-backed securities (9)
62.9
64.1
65.2
69.1

67.7

123.3

69.2

124.3
128.2
121.0
119.5

59.8
68.9

62.4
68.8

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
June 30, 2000
Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

543.4

567.4

581.0

537.6
538.5
583.7
571.2

Securities in bank credit
200.3
191.2
194.2

200.6

206.7

193.8
192.3
206.1
201.3

A S S E T S

1
Bank credit
548.3
547.1
573.9
573.4
2
202.3

539.9

202.8
3
80.7
77.7
4
121.6
125.1

201.1
U.S. government securities
80.5
75.3
77.4
78.1
Other securities
119.8
115.9
116.8
123.0

5
345.9
371.1
6
193.4
208.6
7
17.0
18.8
11
67.1
78.7
12
68.5
65.1

Loans and leases in bank credit
346.8
348.7
349.2
372.3
Commercial and industrial
194.9
196.7
198.2
208.3
Real estate
17.4
17.7
18.1
19.1
Security (3)
66.6
66.6
66.3
80.2
Other loans and leases
67.8
67.7
66.6
64.8

86.6
79.5

78.5
77.5

78.8

78.9

121.8

127.9

107.2
113.9
126.6
123.8

(2)
366.8

374.3

343.8
346.2
377.6
369.9

201.8

207.7

202.1
196.2
208.1
208.5

18.5

18.7

19.5
19.0

17.3
18.9

77.6

80.6

52.6
85.7

65.4
78.0

69.0

67.3

69.6
64.7

67.3
64.6

13
29.5
24.6

Interbank loans
28.9
32.6
29.6

28.3

29.3

31.6

26.5
27.4

25.2
27.9

14
53.5
49.7

Cash assets (4)
55.4
54.5
48.9

51.8

51.8

48.1

37.5
47.0

48.8
47.5

15
36.6
42.3

Other assets (5)
38.6
38.2
44.7

39.1

39.7

40.8

35.4
40.8

34.8
41.0

662.3

687.9

701.3

636.7
647.1
698.5
687.3

383.1

393.6

388.4

314.7
355.3
378.0
382.0

11.3

11.1

11.5

371.8

382.5

376.9

303.9
345.0
366.0
370.1

200.9

205.9

175.9
186.0
210.9
202.8

20.7

17.7

16 TOTAL ASSETS (6)
667.6
669.7
664.8
690.2
696.3

L I A B I L I T I E S
17 Deposits
374.2
380.9
380.6
390.5
393.3
18
Transaction
10.5
10.8
11.1
12.4
11.8
19
Nontransaction
363.6
370.0
369.5
378.1
381.5

22 Borrowings
181.5
180.0
176.2
178.1
206.1
207.6
23
From banks in the U.S.
24.4
19.7
18.3
19.5
19.9
19.6

10.8
11.9

21.9
20.5

10.4
12.0

26.1
14.9

24
157.1
186.3

From others
160.2
157.9
188.0

158.6

180.3

188.2

154.0
159.8
190.4
187.9

25
39.1
12.6

Net due to related foreign offices
35.6
26.8
19.9
14.9
10.7

20.1

79.6
29.9

45.0
25.2

26
69.4
71.2

Other liabilities
70.0
71.5
72.2

59.4
72.2

67.2
70.9

70.7

77.2

650.3

680.2

691.7

27 TOTAL LIABILITIES
664.2
666.4
655.1
680.4
683.8

69.2

28
3.4
9.8

Residual (assets less liabilities) (7)
3.3
9.7
11.9
7.8
12.5

9.6

629.7
653.4
690.9
680.9
7.1
7.6

-6.3
6.4

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
June 30, 2000
Account
2000

2000

2000

Jan
Jun 21

Feb

--------------

--------------

1999

1999
1999
Week ending
May
Nov
Dec
May 31
Jun 7
Jun 14

2000

2000

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

542.0

561.1

572.6

530.9
551.1
577.5
563.6

197.0

203.7

192.0
201.8
204.1
198.0

79.5

79.9

A S S E T S

1
Bank credit
558.3
554.9
563.3
561.6
2
206.1
196.0
3
82.1

544.1

Securities in bank credit
204.3
192.5
191.3
193.7
U.S. government securities
81.1
75.4
77.2

87.6
80.4

80.0
78.3

77.6
3a
6.7
11.7
3b
75.4
65.9
4
124.0
118.4
4a
80.7
76.7
4b
43.2
41.7
5
352.2
367.4
6
197.0
204.7
7
16.9
18.6
11
67.5
79.3
12
70.8
64.7

77.5
Trading account
7.9
7.4
9.5
11.3
Investment account
73.2
68.1
67.7
66.2
Other securities
123.2
117.0
114.0
116.2
Trading account
78.2
74.3
71.8
74.3
Investment account
45.0
42.8
42.3
41.9

12.0

Loans and leases in bank credit
350.6
351.6
350.7
367.8
Commercial and industrial
196.4
199.2
199.9
205.1
Real estate
17.6
18.0
18.3
19.0
Security (3)
67.0
66.4
66.5
80.1
Other loans and leases
69.6
68.1
66.1
63.6

12.5

19.2
13.1
68.5
67.3

8.5
12.1
71.5
66.2

67.5

67.3

117.5

123.9

74.8

81.3

62.6
80.9

80.3
78.1

42.7

42.6

41.8
42.7

41.5
41.6

(2)
364.1

368.9

338.9
349.3
373.5
365.6

200.0

203.4

198.2
199.2
204.0
204.7

18.3

18.7

19.5
18.9

17.4
18.8

77.6

80.5

52.5
85.9

64.8
77.8

68.2

66.4

68.7
64.7

67.9
64.3

104.4
121.8
123.6
119.7

13
29.5
24.6

Interbank loans
28.9
32.6
29.6

28.3

29.3

31.6

26.5
27.4

25.2
27.9

14
57.8
48.8

Cash assets (4)
57.8
53.9
48.1

50.7

49.6

46.8

36.6
46.9

51.8
46.8

15
38.7
40.7

Other assets (5)
40.0
40.1
41.8

40.3

39.0

40.2

35.0
39.7

34.9
39.9

661.1

678.7

691.0

628.7
662.6
691.2
677.9

389.3

394.7

389.3

315.7
358.0
379.0
380.7

11.1

10.7

11.0

16 TOTAL ASSETS (6)
684.0
681.3
670.3
677.1
680.6

L I A B I L I T I E S
17 Deposits
382.7
387.7
387.7
387.0
388.3
18
Transaction
11.1
11.0
11.0
11.8
11.4
19
Nontransaction

10.4
11.7
305.4

10.5
11.2
347.5

371.5
375.2

376.7
376.9

376.7

378.2

22 Borrowings
181.5
180.0
176.2
178.1
206.1
207.6
23
From banks in the U.S.
24.4
19.7
18.3
19.5
19.9
19.6
24
From others
157.1
160.2
157.9
158.6
186.3
188.0

384.0

378.2

200.9

205.9

20.7

17.7

180.3

188.2

367.2

369.5

175.9
186.0
210.9
202.8
21.9
20.5

26.1
14.9

154.0
159.8
190.4
187.9

25
44.3
10.1

Net due to related foreign offices
37.9
29.1
20.5
10.2
10.1

15.9

75.3
26.3

46.7
20.7

26
71.5
69.9

Other liabilities
71.7
73.5
70.4

58.4
71.0

68.2
69.7

68.9

75.8

657.4

674.8

686.8

27 TOTAL LIABILITIES
680.0
677.3
666.4
673.1
676.3

69.5

28
4.1
4.0

Residual (assets less liabilities) (7)
4.0
3.9
3.7
3.9
4.3

29
39.6
39.9
30
38.6
39.0

MEMO
Reval. gains on off-bal. sheet items (8)
39.7
40.1
39.3
39.3
39.1
Reval. losses on off-bal. sheet items (8)
39.0
40.0
38.2
38.4
38.4

625.3
658.8
687.2
673.9
3.3
4.0

3.8
4.0

44.7

34.2
41.7

41.0
40.6

44.3

33.7
40.9

39.9
39.3

4.1

------------------------------------------------Footnotes appear on page 13.

H.8 (510)
Page 13

Footnotes

June 30, 2000
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.

1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
NOTE: Domestically chartered commercial banks acquired and divested $1.5
billion in assets and liabilities of nonbank institutions in the week ending June
21, 2000. The major items
affected were, on net, (in billions): U.S goverment securities, $0.3; real
estate loans, revolving home equity, $0.1; real estate loans, other, -$2.4;
commercial and industrial loans,

-$0.8; consumer loans; $0.1; lease financing receivables, $3.3; and other
assets, $1.0. The major liability items affected were transaction deposits, $2.2; nontransaction deposits,
other, $0.8; borrowings from others, $3.0; other liabilities, $0.2; and
residual (assets less liabilities), $0.3.