H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28

2001

2001

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

5,225.5

5,265.1

4,839.9
5,122.7
5,287.9
5,273.1
5,284.6

1,357.3

1,272.5
1,321.1
1,354.4
1,355.2
1,353.5

787.0

775.2

816.1
813.5
780.3
773.6

570.3

579.2

456.4
507.6
574.9
579.9

(2)
3,907.8

3,567.4
3,801.7
3,933.4
3,917.9
3,931.2

1,106.4

1,024.7
1,081.3
1,114.7
1,111.0
1,116.1

1,652.3

1,508.2
1,624.5
1,665.3
1,660.5
1,665.8

129.5

131.0

1,522.8

1,402.0
1,503.9
1,534.3
1,529.8
1,534.6

539.0

539.9

A S S E T S

1
Bank credit
5,170.9
5,150.1
5,325.7
5,303.1

5,162.3

2
Securities in bank credit
1,331.7
1,310.0
1,303.0
1,335.5
1,358.5
1,346.6
3
U.S. government securities
808.1
794.4
784.3
786.5
771.7
763.2
4
Other securities
523.6
515.6
518.6
549.1
586.8
583.3
5
Loans and leases in bank credit
3,839.2
3,840.0
3,859.4
3,889.9
3,967.2
3,956.5
6
Commercial and industrial
1,081.1
1,081.2
1,082.5
1,091.5
1,117.6
1,113.6
7
Real estate
1,635.4
1,635.3
1,646.6
1,653.3
1,675.6
1,678.5
8
Revolving home equity
122.4
125.3
127.0
128.5
131.7
132.2
9
Other
1,513.0
1,509.9
1,519.7
1,524.9
1,543.9
1,546.3
10
Consumer
532.0
532.2
535.3
536.7
537.8
537.6

106.2
120.6
130.7
131.2

500.8
528.7
540.8
542.3

11
178.8
200.1
12
411.9
436.1

Security (3)
176.5
178.1
186.5
193.3
Other loans and leases
414.8
416.8
421.9
433.5

184.2

183.8

142.8
158.2
179.1
179.6

425.9

429.7

390.8
408.9
426.5
427.4

13 Interbank loans
240.0
248.1
247.2
272.5
263.8

252.8

270.2

264.1

225.0
247.6
254.2
262.0

14 Cash assets (4)
268.1
266.8
254.4
269.0
267.6

266.1

273.7

263.6

291.1
270.7
249.2
272.2

15 Other assets (5)
396.1
418.0
407.5
420.7
423.2

407.3

422.0

420.6

359.7
395.8
414.1
435.9

16 TOTAL ASSETS (6)
6,012.6
6,020.9
6,009.0
6,223.3
6,193.2

6,088.2

6,166.5

5,656.7
5,974.8
6,171.5
6,125.9
6,189.9

3,848.5

3,891.3

3,512.1
3,753.4
3,904.3
3,887.7
3,913.0

596.8

606.6

602.6

3,251.7

3,284.7

2,864.1
3,136.2
3,301.7
3,299.4
3,296.7

929.2

943.1

936.7

2,322.5

2,341.6

2,017.7
2,205.2
2,365.0
2,361.9
2,357.9

1,270.8

1,141.3
1,228.0
1,270.2
1,274.6
1,251.6

404.3

403.2

367.2
389.4
401.0
392.9

866.4

866.9

774.2
838.6
873.6
858.7

25 Net due to related foreign offices
269.2
251.9
241.5
224.3
223.0
211.9
230.4

206.3

231.3
269.7
181.7
208.2

26 Other liabilities
331.4
349.8
350.0
355.7
339.5

355.4

298.6
312.2
354.8
359.8

L I A B I L I T I E S
17 Deposits
3,771.2
3,784.4
3,772.1
3,933.7
3,915.8
18
Transaction
609.6
612.5
597.8
628.3
603.4
19
Nontransaction
3,161.6
3,171.8
3,174.3
3,305.4
3,312.3
20
Large time
920.6
914.8
911.8
930.5
927.9
21
Other
2,241.0
2,257.1
2,262.5
2,374.9
2,384.5

22 Borrowings
1,220.7
1,213.6
1,209.9
1,241.4
1,286.6
1,279.0
23
From banks in the U.S.
373.9
370.2
365.8
393.0
413.6
406.8
24
From others
846.8
843.4
844.1
848.3
872.9
872.2

348.4

367.7

648.0
617.1
588.3
616.2

846.4
931.1
937.5
938.9

27 TOTAL LIABILITIES
5,592.5
5,599.7
5,573.5
5,787.8
5,764.7

5,662.7

5,752.8

28 Residual (assets less liabilities) (7)
420.2
421.2
435.6
425.5
413.8
435.5
428.5

5,183.4
5,563.3
5,736.1
5,698.8
5,732.6

435.4

473.3
411.5
427.0
457.3

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28

2001

2001

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

5,259.0

5,288.9

4,842.5
5,093.9
5,287.6
5,278.5
5,272.3

1,366.7

1,276.6
1,308.3
1,358.0
1,360.2
1,353.0

788.6

779.3

820.0
804.6
783.9
776.5

578.0

578.7

456.6
503.7
576.2
576.5

A S S E T S

1
Bank credit
5,157.7
5,163.7
5,322.7
5,302.9

5,193.3

2
Securities in bank credit
1,326.5
1,314.5
1,317.9
1,345.3
1,360.0
1,350.9
3
U.S. government securities
800.1
789.3
786.9
788.2
776.6
771.4
4
Other securities
526.4
525.2
531.0
557.1
583.4
579.5

5
Loans and leases in bank credit (2)
3,831.2
3,849.2
3,875.4
3,913.8
3,922.3
3,962.7
3,952.0
6
Commercial and industrial
1,077.0
1,082.0
1,086.7
1,094.1
1,103.8
1,120.5
1,115.8

3,565.9
3,785.6
3,929.5
3,918.4
3,919.3
1,025.3
1,071.0
1,114.7
1,111.2
1,115.2

7
1,635.8
1,668.6
8
123.2
131.0
9
1,512.7
1,537.5
10
532.8
537.9
10a
208.1
212.8
10b
324.6
325.1
11
171.9
203.0
12
413.7
432.6

Real estate
1,641.0
1,654.6
1,658.6
1,656.4
1,674.6
Revolving home equity
125.9
127.5
128.9
129.8
131.3
Other
1,515.0
1,527.1
1,529.6
1,526.6
1,543.3
Consumer
529.9
534.4
542.6
545.1
535.9
Credit card and related plans
206.9
210.3
219.4
219.8
209.8
Other
323.1
324.0
323.2
325.4
326.1
Security (3)
180.3
180.4
190.7
188.6
195.8
Other loans and leases
415.9
419.3
427.8
428.4
429.8

1,505.1
1,624.6
1,661.6
1,659.7
1,658.0
130.6

105.9
120.8
130.5
130.6

1,399.2
1,503.8
1,531.0
1,529.2
1,527.3
541.1

502.9
527.6
542.3
543.0
--

204.4
215.4
217.6

214.8
326.3

--

323.2
327.0
325.4

185.7

144.4
153.1
181.3
180.0

426.4

388.3
409.4
423.8
423.1

13 Interbank loans
233.5
241.9
252.1
275.0
274.9

260.2

271.2

266.0

226.4
237.6
258.3
260.9

14 Cash assets (4)
263.8
267.7
262.3
270.2
260.3

285.0

287.3

264.6

291.6
258.3
250.1
285.6

15 Other assets (5)
394.6
410.8
404.6
425.5
429.8

407.2

420.4

422.8

362.0
394.1
415.9
435.3

16 TOTAL ASSETS (6)
5,986.9
6,022.0
6,049.7
6,228.7
6,203.2

6,147.8

6,203.8

5,663.6
5,921.8
6,176.3
6,138.2
6,189.4

3,889.6

3,903.4

3,511.0
3,721.1
3,903.2
3,891.8
3,907.9

627.9

617.0

596.0

3,261.7

3,286.4

2,870.2
3,119.6
3,307.2
3,307.2
3,294.7

945.5

956.1

949.9

2,316.2

2,330.3

2,011.2
2,205.5
2,357.4
2,356.3
2,344.4

L I A B I L I T I E S
17 Deposits
3,755.1
3,777.4
3,801.5
3,932.6
3,929.0
18
Transaction
603.3
604.5
605.4
623.1
599.4
19
Nontransaction
3,151.8
3,173.0
3,196.1
3,309.6
3,329.6
20
Large time
909.6
912.1
922.6
944.6
939.9
21
Other
2,242.1
2,260.9
2,273.5
2,365.0
2,389.7

640.7
601.5
584.6
613.2

859.1
914.1
950.9
950.3

22 Borrowings
1,216.3
1,215.4
1,219.0
1,252.1
1,285.4
1,268.4
23
From banks in the U.S.
373.5
369.3
369.3
398.8
412.7
402.1
24
From others
842.8
846.2
849.7
853.4
872.7
866.3

1,288.3

1,145.5
1,200.7
1,272.5
1,278.7
1,256.0

407.3

402.9

368.8
385.0
401.8
393.8

881.0

869.6

776.8
815.7
876.9
862.2

25 Net due to related foreign offices
264.2
253.0
246.6
230.7
225.5
230.7
230.6

219.3

245.8
267.0
190.5
229.0

26 Other liabilities
330.7
348.8
351.1
358.0
341.3

350.9

369.2

357.6

301.0
311.7
357.1
361.7

27 TOTAL LIABILITIES
5,566.3
5,594.7
5,618.3
5,806.7
5,769.2

5,723.3

5,786.4

5,203.2
5,500.6
5,752.6
5,718.1
5,754.6

28 Residual (assets less liabilities) (7)
420.6
427.3
431.4
424.5
417.5
422.0
434.0

423.6

460.3
421.2
420.1
434.8

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2001

2001

Dec

Jan

Feb

--------

--------

--------

A S S E T S

2000

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28
-------- --------------------- -------

1
Bank credit
4,577.1
4,567.4
4,701.6
4,700.0

4,585.1

4,625.0

2
Securities in bank credit
1,122.1
1,115.3
1,116.5
1,131.5
1,152.0
1,142.4
3
U.S. government securities
731.2
724.0
717.6
718.4
704.3
697.2
4
Other securities
390.9
391.3
398.9
413.1
447.7
445.2
5
Loans and leases in bank credit
3,455.0
3,452.1
3,468.6
3,493.6
3,549.5
3,557.6
6
Commercial and industrial
877.2
879.0
880.2
885.9
899.3
898.3
7
Real estate
1,616.5
1,617.5
1,628.4
1,635.0
1,657.6
1,661.0
8
Revolving home equity
122.4
125.3
127.0
128.5
131.7
132.2
9
Other
1,494.1
1,492.2
1,501.4
1,506.5
1,525.9
1,528.8
10
Consumer
532.0
532.2
535.3
536.7
537.8
537.6
11
Security (3)
84.6
75.0
75.3
80.4
87.2
95.0
12
Other loans and leases
344.6
348.3
349.4
355.5
367.5
365.7

4,649.9

4,296.4
4,535.9
4,676.8
4,668.6
4,674.1

1,149.7

1,077.1
1,109.8
1,152.1
1,154.9
1,150.0

720.3

710.8

740.1
734.3
716.6
708.6

429.4

441.3

337.0
375.6
438.4
441.4

(2)
3,500.2

3,219.3
3,426.1
3,524.7
3,513.6
3,524.2

893.8

899.0

1,634.0

1,491.3
1,606.1
1,647.3
1,642.5
1,647.7

129.5

131.0

1,504.4

1,385.1
1,485.6
1,516.3
1,511.8
1,516.5

539.0

539.9

73.9

76.3

359.5

362.3

322.9
339.9
359.5
360.6

828.2
874.8
897.4
901.4

106.2
120.6
130.7
131.2

500.8
528.7
540.8
542.3
76.0
73.4

76.5
72.1

13 Interbank loans
216.0
221.1
220.5
241.6
231.6

226.0

241.0

235.9

192.3
225.1
229.7
232.5

14 Cash assets (4)
223.6
224.3
215.5
224.0
226.1

225.8

230.4

219.9

241.2
226.4
207.4
227.4

15 Other assets (5)
356.1
376.5
367.6
385.6
389.0

371.5

385.0

384.6

322.0
354.8
377.1
399.3

16 TOTAL ASSETS (6)
5,310.6
5,327.7
5,326.6
5,488.6
5,482.5

5,385.1

5,442.3

4,993.3
5,280.6
5,452.9
5,418.4
5,468.8

L I A B I L I T I E S

17 Deposits
3,383.1
3,401.7
3,391.0
3,555.3
3,542.4
18
Transaction
599.9
602.0
587.2
618.5
594.4
19
Nontransaction
2,783.2
2,799.7
2,803.8
2,936.9
2,948.0
20
Large time
544.8
545.3
543.9
563.9
566.0
21
Other
2,238.4
2,254.4
2,259.9
2,373.0
2,382.0

3,464.9

3,500.1

3,134.9
3,357.8
3,521.1
3,506.1
3,524.7

586.5

596.3

592.9

2,878.4

2,903.8

2,497.9
2,751.5
2,928.2
2,927.3
2,917.9

559.2

563.1

564.2

2,319.2

2,340.7

2,018.7
2,202.7
2,364.0
2,361.2
2,356.6

1,025.5

1,030.2

965.9
1,029.1
1,032.9
1,018.7

376.4

378.6

348.7
372.4
376.5
373.3

649.1

651.6

617.2
656.7
656.4
645.5

25 Net due to related foreign offices
244.9
235.3
235.4
226.3
218.3
205.8
218.1

200.2

203.9
246.4
183.2
201.8

26 Other liabilities
255.7
269.3
275.3
277.3
259.7

275.8

290.0

277.7

224.4
239.7
278.1
282.1

27 TOTAL LIABILITIES
4,889.5
4,898.3
4,886.6
5,069.3
5,061.9

4,965.6

5,033.8

4,529.2
4,873.0
5,029.2
5,000.4
5,027.4

22 Borrowings
1,005.9
992.0
984.9
998.6
1,030.9
1,041.7
23
From banks in the U.S.
354.3
350.7
345.8
368.3
380.3
381.9
24
From others
651.6
641.3
639.2
630.3
650.6
659.8

28 Residual (assets less liabilities) (7)
421.1
429.3
440.0
419.5
408.5
419.3
420.6

423.7

637.1
606.3
578.8
606.8

479.1
548.8
566.1
561.2

464.1
407.6
418.0
441.4

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
March 16, 2001

Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28

2001

2001

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

4,647.6

4,664.5

4,294.8
4,517.0
4,672.7
4,668.2
4,662.1

1,154.0

1,079.9
1,102.9
1,154.7
1,157.5
1,151.1

721.3

714.8

743.9
727.0
720.1
711.8

432.7

439.9

336.0
375.9
437.4
439.3

A S S E T S

1
Bank credit
4,564.6
4,572.1
4,695.9
4,698.6

4,601.8

2
Securities in bank credit
1,116.7
1,112.2
1,120.6
1,137.1
1,154.6
1,148.1
3
U.S. government securities
725.2
719.3
718.8
718.9
709.6
706.0
4
Other securities
391.4
392.9
401.8
418.2
445.0
442.1

5
Loans and leases in bank credit (2)
3,447.9
3,459.9
3,481.2
3,510.5
3,510.5
3,541.3
3,550.5
6
Commercial and industrial
873.2
878.4
881.0
884.4
889.6
899.2
898.6
7
Real estate
1,617.2
1,622.9
1,636.3
1,640.3
1,637.9
1,650.3
1,656.8
8
Revolving home equity
123.2
125.9
127.5
128.9
129.8
131.0
131.3
9
Other
1,494.0
1,497.0
1,508.8
1,511.4
1,508.0
1,519.3
1,525.4
10
Consumer
532.8
529.9
534.4
542.6
545.1
537.9
535.9
10a
Credit card and related plans
208.1
206.9
210.3
219.4
219.8
212.8
209.8
10d
Other
324.6
323.1
324.0
323.2
325.4
325.1
326.1
11
Security (3)
77.9
79.4
78.4
84.2
77.7
89.7
97.3
12
Other loans and leases
346.9
349.2
351.2
358.9
360.2
364.2
362.0

3,214.9
3,414.1
3,518.0
3,510.6
3,510.9
896.5

826.4
867.1
894.4
898.0

1,487.9
1,606.4
1,643.3
1,641.4
1,639.6
130.6

105.9
120.8
130.5
130.6

1,382.0
1,485.6
1,512.7
1,510.9
1,509.0
541.1

502.9
527.6
542.3
543.0
--

204.4
215.4
217.6

214.8
326.3
78.5
358.7

--

323.2
327.0
325.4

77.7
76.2

71.2
73.7

320.0
341.8
356.3
356.6

13 Interbank loans
209.5
214.9
225.4
244.0
242.7

233.3

242.0

237.8

193.7
215.1
233.8
231.4

14 Cash assets (4)
220.1
224.5
221.0
226.2
219.8

241.3

242.1

221.4

242.3
215.6
208.4
241.7

15 Other assets (5)
355.2
370.1
364.5
388.7
393.3

369.2

381.9

385.1

322.4
353.8
377.1
397.5

16 TOTAL ASSETS (6)
5,287.1
5,319.9
5,350.6
5,490.5
5,490.0

5,428.2

5,466.9

4,994.6
5,239.7
5,452.8
5,423.2
5,468.2

3,497.0

3,504.0

3,126.8
3,337.5
3,512.3
3,503.0
3,513.0

616.9

606.6

586.4

2,880.1

2,897.4

2,496.9
2,746.7
2,926.0
2,927.8
2,909.3

566.1

569.3

570.8

2,314.0

2,328.1

2,011.2
2,203.3
2,355.2
2,354.1
2,342.2

1,043.0

1,032.5

970.1
1,001.8
1,037.0
1,023.1

379.4

378.3

350.3
368.0
377.2
374.1

663.6

654.2

619.7
633.8
659.8
649.0

25 Net due to related foreign offices
240.6
236.3
239.0
227.7
218.7
220.4
220.4

211.3

216.1
243.8
189.9
219.8

26 Other liabilities
255.4
268.9
275.3
277.9
260.3

276.0

289.6

278.2

224.7
239.6
278.5
282.7

27 TOTAL LIABILITIES
4,870.8
4,898.2
4,925.5
5,073.5
5,062.0

5,010.2

5,055.4

4,537.7
4,822.7
5,034.3
5,008.3
5,038.5

L I A B I L I T I E S
17 Deposits
3,373.3
3,399.2
3,417.2
3,545.4
3,550.2
18
Transaction
593.1
593.8
594.7
613.4
590.6
19
Nontransaction
2,780.2
2,805.4
2,822.5
2,932.0
2,959.5
20
Large time
540.3
546.8
551.2
569.3
572.0
21
Other
2,239.9
2,258.7
2,271.3
2,362.8
2,387.5

22 Borrowings
1,001.5
993.9
994.0
1,009.4
1,029.7
1,031.1
23
From banks in the U.S.
353.9
349.8
349.3
374.1
379.5
377.3
24
From others
647.6
644.1
644.8
635.4
650.3
653.9

28

Residual (assets less liabilities) (7)

629.9
590.8
575.1
603.7

485.7
543.4
573.8
567.1

456.9

416.9

416.3
417.1

421.7
428.0

425.1

418.0

411.6

418.5

414.9

429.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28

2001

2001

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

2,561.2

2,568.7

2,424.3
2,544.0
2,584.8
2,575.1
2,578.3

592.0

592.4

562.2
579.2
593.5
589.6

353.0

346.1

363.2
362.7
348.8
343.8

33.3

35.9

319.7

310.2

341.6
339.0
313.7
308.4

239.0

246.3

199.0
216.5
244.6
245.8

127.6

129.3

85.9
102.5
127.6
128.5

A S S E T S

1
Bank credit
2,566.9
2,543.8
2,610.3
2,606.1
2
587.2
593.3
3
360.8
342.6
3a
23.3
38.0
3b
337.5
304.6
4
226.4
250.7
4a
114.5
132.7

2,542.5

Securities in bank credit
577.4
573.4
581.3
582.8
U.S. government securities
354.7
348.1
351.3
336.9
Trading account
21.2
20.5
29.1
33.8
Investment account
333.5
327.6
322.2
303.1
Other securities
222.7
225.2
230.0
245.8
Trading account
112.7
116.0
122.0
128.0

21.6
35.1

23.8
35.4

4b
112.0
118.0
4c
25.8
27.6
4d
86.2
90.4

Investment account
110.1
109.3
108.0
111.4
117.8
State and local government
26.1
26.3
26.7
27.2
27.7
Other
83.9
82.9
81.3
84.2
90.1

117.0

113.1
113.9
117.0
117.3

27.4

24.5
27.3

25.9
27.7

89.6

88.6
89.8

88.1
89.6

5
Loans and leases in bank credit (2)
1,862.1
1,964.7
1,979.6
1,966.4
1,969.1
1,979.9
1,976.7
1,992.4
1,981.7
1,988.7
2,017.0
2,023.4
6
Commercial and industrial
568.1
590.7
591.2
591.0
589.2
594.1
598.8
602.1
600.6
604.2
602.3
601.3
6a
Bankers acceptances
1.0
0.9
0.9
0.8
0.9
0.9
0.8
0.8
0.8
0.8
0.8
0.8
6b
Other
567.1
589.8
590.3
590.2
588.4
593.3
598.0
601.3
599.8
603.4
601.5
600.6
7
Real estate
763.9
824.4
825.4
817.4
820.2
818.7
815.1
821.9
817.3
821.1
830.5
833.2
8
Revolving home equity
68.1
79.1
78.0
80.0
81.2
82.1
82.4
83.4
83.1
83.5
84.0
84.4
9
Other
695.7
745.3
747.4
737.4
739.0
736.6
732.7
738.5
734.2
737.7
746.5
748.8
10
Consumer
225.3
233.6
234.0
234.7
236.3
235.6
234.7
238.1
238.1
238.7
238.2
239.4
11
Security (3)
69.9
69.5
77.7
67.9
68.1
72.8
66.5
68.4
65.8
64.4
79.0
86.3
11a
Fed funds and RPs with broker/dealer
47.1
50.7
58.2
49.1
50.0
56.1
49.0
51.0
48.3
47.6
61.7
70.1
11b
Other
22.8
18.8
19.5
18.7
18.1
16.7
17.5
17.4
17.5
16.8
17.3
16.1
12a
State and local government
12.4
12.5
12.6
12.6
12.6
12.4
12.6
12.7
12.7
12.8
12.8
12.8
12b
Agricultural
9.5
9.6
9.4
9.4
9.5
9.7
9.8
10.1
10.0
10.1
10.1
10.1
12c
Fed funds and RPs with others
13.4
14.1
16.2
16.9
19.0
20.9
25.7
26.1
25.9
25.1
27.4
25.1
12d
All other loans
81.7
84.3
86.3
87.6
85.1
86.6
85.1
84.9
83.1
84.1
88.3
86.9
12e
Lease financing receivables
118.0
126.2
126.8
128.7
129.1
129.1
128.3
128.3
128.2
128.2
128.3
128.2

13 Interbank loans
131.5
137.0
140.8
140.5
137.4
127.8
13a
Fed funds and RPs with banks
57.2
58.3
61.5
64.1
70.5
60.4
13b
Other
74.3
78.7
79.3
76.3
66.9
67.4

132.7
141.1
138.0
134.4

153.6

139.1

77.3

70.1

62.0
69.7

66.9
68.6

76.4

69.0

70.8
68.3

74.1
65.8

14 Cash assets (4)
142.2
142.8
137.6
138.9
139.0

144.5

146.6

137.0

150.6
145.3
128.1
143.4

15 Other assets (5)
248.2
263.6
259.8
264.7
266.2

257.5

264.5

261.3

223.9
246.1
260.0
261.7

16 TOTAL ASSETS (6)
3,053.1
3,051.8
3,045.2
3,113.7
3,101.4

3,067.2

3,096.1

2,896.7
3,040.9
3,084.4
3,063.4
3,080.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28

2001

2001

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

1,665.3

1,673.6

1,625.3
1,647.7
1,678.1
1,670.8
1,677.9

295.3

300.0

297.6

1,370.0

1,373.6

1,308.8
1,341.7
1,380.5
1,381.1
1,371.1

L I A B I L I T I E S
17 Deposits
1,647.5
1,650.7
1,634.6
1,700.8
1,692.7
18
Transaction
302.2
304.5
294.3
312.9
291.7
19
Nontransaction
1,345.3
1,346.2
1,340.2

316.5
306.1
289.7
306.8

1,387.8
20
258.9
260.1
21
1,086.4
1,127.7

1,401.0
Large time
255.8
251.6
261.9
Other
1,090.4
1,088.7
1,139.1

234.0
266.9
259.7
256.1

261.7

263.7

258.8

1,108.3

1,109.8

1,074.8
1,074.8
1,121.6
1,121.4
1,115.0

683.6

687.1

633.7
690.9
690.8
676.0

215.9

215.6

193.3
208.0
215.3
209.5

467.7

471.5

440.4
483.0
475.5
466.5

25 Net due to related foreign offices
224.4
211.9
211.8
205.4
201.4
190.7
203.0

183.5

203.9
222.7
168.2
181.7

26 Other liabilities
208.0
216.5
221.1
222.8
203.5

221.6

236.0

223.6

163.7
193.7
224.8
226.4

27 TOTAL LIABILITIES
2,752.9
2,744.9
2,730.4
2,802.5
2,796.0

2,763.9

2,794.6

2,626.6
2,755.1
2,772.3
2,754.6
2,761.9

22 Borrowings
673.0
665.9
662.9
671.6
688.2
696.8
23
From banks in the U.S.
192.6
196.9
194.3
212.8
216.5
218.2
24
From others
480.4
469.0
468.6
458.8
471.7
478.6

28 Residual (assets less liabilities) (7)
300.2
306.9
314.8
303.3
301.5
311.2
305.4

312.2

270.0
285.8
308.9
318.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2001

2001

Dec

Jan

Feb

--------

--------

--------

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28
-------- ---------------------------

A S S E T S

1
Bank credit
2,550.0
2,546.5
2,619.6
2,618.7
2
583.2
599.1
3
355.8
349.9
3a
22.6
40.3
3b
333.2
309.6
3c
208.8
212.2
3d
124.5
97.4
3e
33.3
33.1
3f
53.7
36.3
3g
37.5
28.0
4
227.5
249.3
4a
114.5
132.7
4b
113.0
116.6
4c
25.7
27.8
4d
87.3
88.8

2,558.8

2,582.0

2,590.3

Securities in bank credit
576.9
579.1
586.9
597.7
590.7
U.S. government securities
352.5
351.1
352.4
355.8
346.7
Trading account
21.1
21.8
28.9
34.5
38.1
Investment account
331.5
329.4
323.5
321.3
308.6
Mortgage-backed
210.9
211.2
213.1
219.5
211.3
Other
120.6
118.2
110.4
101.9
97.3
1 year or less
32.0
32.7
31.3
31.4
34.9
Between 1 and 5 years
51.6
49.9
45.0
38.4
35.6
More than 5 years
37.0
35.6
34.1
32.0
26.8
Other securities
224.4
228.0
234.5
241.9
244.0
Trading account
112.7
116.0
122.0
127.6
128.0
Investment account
111.7
112.0
112.5
114.3
116.0
State and local government
26.1
26.6
26.9
27.5
27.9
Other
85.6
85.4
85.6
86.8
88.1

5
Loans and leases in bank credit (2)
1,966.7
1,969.6
1,979.7
1,995.1
1,992.6
2,020.5
2,028.0
6
Commercial and industrial
588.8
590.8
591.5
593.2
595.9

2,435.5
2,521.6
2,596.7
2,590.6
2,584.4

598.7

568.3
572.7
599.8
595.2

352.7

369.5
356.1
355.2
350.1

37.9

22.6
37.1

23.1
37.4

314.8

346.9
333.0
318.1
312.7

215.4

223.0
208.4
218.1
212.6

99.4

123.8
124.6
100.0
100.1

33.5

28.2
33.7

32.5
34.3

37.0

56.5
37.7

54.2
37.4

28.9

39.2
28.6

37.9
28.5

246.0

198.8
216.6
244.6
245.1

129.3

85.9
102.5
127.6
128.5

116.7

112.9
114.1
116.9
116.6

27.6

24.7
27.5

25.6
27.9

89.1

88.2
89.5

88.5
88.7

1,867.3
1,948.9
1,998.0
1,990.8
1,989.2
601.3

567.4
585.0
599.5
602.6

603.3
6a
0.9
0.8
6b
588.0
602.5
7
823.0
828.5
8
78.3
83.6
9a
460.2
458.2
9b
284.5
286.7
10
233.0
240.1
10a
75.4
83.1
10f
157.6
157.0
11
70.9
81.5
11a
51.8
63.9
11b
19.2
17.6
12a
12.8
12.7
12b
9.6
9.9
12c
16.2
27.4
12d
87.1
86.8
12e
125.2
130.2

602.6
Bankers acceptances
0.8
0.9
0.9
0.8
0.8
Other
589.9
590.6
592.3
595.1
601.8
Real estate
819.4
825.4
824.7
821.6
833.9
Revolving home equity
80.2
81.3
82.3
82.8
83.9
Other residential
454.2
457.3
455.7
454.2
464.4
Commercial
285.0
286.8
286.7
284.6
285.6
Consumer
232.7
234.7
238.2
240.1
240.4
Credit card and related plans
76.5
78.0
82.3
83.3
82.7
Other
156.2
156.7
155.9
156.8
157.8
Security (3)
72.3
71.2
76.6
70.3
88.6
Fed funds and RPs with broker/dealer
53.8
53.6
59.7
53.4
72.7
Other
18.5
17.6
16.8
16.9
16.0
State and local government
12.8
12.7
12.5
12.6
12.7
Agricultural
9.6
9.6
9.7
9.8
9.9
Fed funds and RPs with others
16.9
19.0
20.9
25.7
25.1
All other loans
87.6
87.7
90.6
86.2
84.7
Lease financing receivables
127.5
127.8
128.7
130.5
130.0

13 Interbank loans
128.0
131.1
139.2
141.2
139.0
130.5
13a
Fed funds and RPs with banks
55.5
56.5
62.2
65.2

0.8

1.0
0.8

0.9
0.8

600.5

566.5
584.0
598.7
601.8

823.5

765.2
821.9
821.7
819.7

83.3

68.0
83.2

79.3
83.3

454.2

422.9
457.8
452.7
450.3

286.0

274.2
284.7
285.7
286.1

240.7

228.3
231.7
241.0
241.1
--

83.0
157.7

83.1

74.3
84.1

--

157.4
157.9
157.0

70.6

71.6
68.6

64.2
66.0

53.8

49.7
52.0

45.7
49.7

16.8

22.0
16.6

18.5
16.3

12.6

12.3
12.6

12.7
12.7

9.2
9.8

9.7
9.8

26.1

13.4
25.9

14.1
25.1

83.1

79.9
81.7

84.5
82.1

9.8

130.2

119.9
125.2
130.1
130.1

154.7

139.6

133.0
135.1
139.8
134.1

79.2

69.9

61.6
70.6

63.1
66.7

71.3
13b
72.5
67.7

62.9
Other
74.6
67.6

77.0

71.4
69.3

72.0
67.4

76.0

75.6

69.7

14 Cash assets (4)
139.1
143.1
139.9
141.0
134.4

155.3

156.7

139.0

152.2
137.3
130.1
154.8

15 Other assets (5)
247.8
257.2
255.3
268.5
270.1

255.7

264.2

263.3

225.1
243.4
262.0
261.7

16 TOTAL ASSETS (6)
3,029.0
3,042.7
3,057.4
3,130.5
3,115.8

3,097.6

3,128.9

2,911.2
3,001.7
3,100.8
3,084.8
3,097.4

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28

2001

2001

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

1,688.3

1,684.5

1,625.6
1,632.1
1,679.5
1,677.3
1,678.2

314.4

308.7

294.7

1,373.9

1,375.9

1,312.6
1,337.1
1,384.8
1,387.7
1,371.4

268.6

269.9

265.4

1,105.4

1,105.9

1,072.1
1,075.6
1,119.4
1,120.4
1,109.4

L I A B I L I T I E S
17 Deposits
1,639.8
1,645.3
1,647.8
1,701.3
1,699.6
18
Transaction
297.6
298.6
298.1
311.0
287.3
19
Nontransaction
1,342.2
1,346.6
1,349.7
1,390.3
1,412.3
20
Large time
254.4
257.2
258.8
265.5
267.9
21
Other
1,087.8
1,089.4
1,090.9
1,124.8
1,144.3

313.0
295.0
289.6
306.8

240.6
261.6
267.3
262.0

22 Borrowings
662.8
664.8
669.9
678.1
693.6
698.3
23
From banks in the U.S.
188.6
193.4
196.7
215.8
220.3
221.2
24
From others
474.2
471.4
473.1
462.3
473.2
477.1

703.7

695.9

642.2
660.5
700.6
685.2

220.1

219.9

197.5
200.7
220.2
214.1

483.6

476.0

444.7
459.8
480.4
471.1

25 Net due to related foreign offices
220.0
212.8
215.3
206.8
201.9
205.3
205.3

194.5

216.1
220.1
174.8
199.6

26 Other liabilities
208.0
216.5
221.1
222.8
203.5

221.6

236.0

223.6

163.7
193.7
224.8
226.4

27 TOTAL LIABILITIES
2,730.7
2,739.3
2,754.2
2,822.9
2,806.7

2,794.8

2,826.1

2,647.7
2,706.4
2,793.6
2,777.5
2,789.4

28 Residual (assets less liabilities) (7)
298.3
303.4
303.2
302.8
302.8
307.6
309.1

307.2

263.5
295.3
307.3
308.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
March 16, 2001

2000

2000

Oct
Mar 7

Nov

Account
2000
Dec

2000

2001

2001

Jan

Feb

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28
--------

--------

--------------

--------------

--------

--------

--------

--------

-------

-------

2,063.8

2,081.2

1,872.2
1,992.0
2,092.0
2,093.4
2,095.9

557.7

559.7

515.0
530.6
561.5
560.4

367.3

364.7

377.0
371.6
367.7
364.7

190.4

195.0

138.0
159.1
193.7
195.6

(2)
1,523.5

1,357.2
1,461.3
1,532.3
1,531.9
1,535.5

295.0

296.9

260.1
284.1
296.8
297.2

818.9

825.4

727.4
781.8
825.2
826.6

47.2

47.6

771.7

777.8

689.3
740.3
777.7
778.9

304.3

301.9

275.5
295.2
302.7
303.6

7.4

7.9

6.1
7.6

7.0
7.7

98.0

100.2

88.1
99.6

93.3
100.4

A S S E T S

1
Bank credit
2,010.2
2,023.6
2,091.3
2,093.9
2
534.8
558.8
3
370.4
361.7
4
164.5
197.0

2,042.6

Securities in bank credit
537.9
543.1
550.2
559.7
U.S. government securities
369.3
369.5
367.1
360.3
Other securities
168.6
173.6
183.1
199.4

5
Loans and leases in bank credit
1,475.4
1,485.7
1,499.5
1,513.6
1,532.5
1,534.2
6
Commercial and industrial
286.0
288.0
291.0
291.8
297.1
297.0
7
Real estate
791.1
800.1
808.1
816.3
827.2
827.7
8
Revolving home equity
44.4
45.3
45.8
46.3
47.7
47.8
9
Other
746.7
754.8
762.3
770.0
779.4
780.0
10
Consumer
298.0
297.5
299.0
301.2
299.6
298.2
11
Security (3)
7.0
7.1
7.2
7.6
8.2
8.7
12
Other loans and leases
93.3
93.0
94.1
96.8
100.5
102.6

38.1
47.6

41.5
47.7

13 Interbank loans
84.5
84.1
79.7
104.2
103.9

85.5

87.4

96.9

59.6
91.7

84.1
98.1

14
81.3
85.1

81.3

83.8

82.9

90.7
79.3

81.0
84.0

114.0

120.5

123.4

98.1
108.7
117.1
137.6

Cash assets (4)
81.6
77.8
87.1

15 Other assets (5)
107.8
112.9
107.8
120.9
122.7

16 TOTAL ASSETS (6)
2,257.4
2,275.9
2,281.5
2,374.9
2,381.1

2,346.3

2,096.6
2,239.7
2,368.5
2,354.9
2,388.8

1,799.6

1,826.5

1,509.7
1,710.0
1,843.1
1,835.3
1,846.8

291.2

296.3

295.3

1,508.5

1,530.2

1,189.1
1,409.8
1,547.8
1,546.2
1,546.8

297.6

299.4

305.3

245.2
281.8
306.4
305.1

1,210.9

1,230.8

1,242.4

943.9
1,127.9
1,239.8
1,241.6

341.9

343.1

332.2
338.2
342.1
342.8

160.6

163.0

155.4
164.5
161.2
163.8

181.3

180.1

176.8
173.7
180.9
179.0

2,318.0

L I A B I L I T I E S
17 Deposits
1,735.6
1,751.0
1,756.4
1,854.5
1,849.7
18
Transaction
297.7
297.5
292.9
305.5
302.7
19
Nontransaction
1,437.9
1,453.6
1,463.5
1,549.0
1,547.0
20
Large time
285.9
289.5
292.4
303.7
304.1
21
Other
1,152.0
1,164.0
1,171.2
1,245.3
1,242.9

22 Borrowings
332.9
326.2
322.0
327.1
342.7
344.9
23
From banks in the U.S.
161.7
153.8
151.5
155.6
163.8
163.7
24
From others
171.2
172.3
170.5
171.5
178.9
181.2

320.6
300.3
289.1
300.0

25
20.6
15.1

Net due to related foreign offices
23.4
23.7
20.9
16.8
15.1

16.7

0.0
15.0

23.7
20.2

26
47.6
54.5

Other liabilities
52.8
54.1
56.2

60.7
53.3

45.9
55.8

27 TOTAL LIABILITIES
2,136.6
2,153.5
2,156.3
2,266.9
2,265.9

54.1

54.0

54.1

2,201.7

2,239.2

1,902.5
2,117.9
2,257.0
2,245.8
2,265.5

28 Residual (assets less liabilities) (7)
120.8
122.5
125.2
116.2
107.0
108.1
115.2

111.6

------------------------------------------------Footnotes appear on page 14.

H.8 (510)

194.1
121.8
109.1
123.3

Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28

2001

2001

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

2,065.6

2,074.3

1,859.3
1,995.4
2,076.1
2,077.6
2,077.6

556.3

556.1

511.7
530.2
557.7
555.9

365.5

362.1

374.4
370.9
364.9
361.6

190.8

193.9

137.2
159.3
192.8
194.2

A S S E T S

1
Bank credit
2,014.6
2,025.6
2,076.3
2,079.9
2
533.4
555.4
3
369.5
359.7
4
164.0
195.7

2,043.0

Securities in bank credit
535.3
541.5
550.2
557.3
U.S. government securities
366.8
367.7
366.5
359.2
Other securities
168.5
173.8
183.7
198.1

5
Loans and leases in bank credit (2)
1,481.2
1,490.3
1,501.6
1,515.3
1,518.0
1,520.8
1,522.5
6
Commercial and industrial
284.3
287.7
289.5
291.3
293.7
295.8
296.0
7
Real estate
794.2
803.5
810.8
815.6
816.3
821.8
822.9
8
Revolving home equity
44.9
45.7
46.2
46.6
47.0
47.4
47.5
9
Other
749.3
757.8
764.7
769.0
769.2
774.4
775.4
10
Consumer
299.8
297.2
299.6
304.4
305.0
297.8
295.4
10a
Credit card and related plans
132.7
130.4
132.3
137.2
136.5
129.8
127.1
10h
Other
167.1
166.9
167.3
167.2
168.5

1,347.6
1,465.2
1,520.0
1,519.8
1,521.7
295.2

259.0
282.2
295.0
295.3

819.8

722.7
784.5
819.7
819.9

47.3

37.9
47.3

41.4
47.3

772.5

684.9
743.1
772.4
772.6

300.4

274.5
295.9
301.3
302.0

131.8

--

130.2
132.3
133.6

-168.6

165.7
169.0
168.4

168.1
11
7.0
8.2
12
95.9
97.2

168.3
Security (3)
7.1
7.2
7.6
8.7
Other loans and leases
94.8
94.4
96.5
99.6

6.1
7.6

7.0
7.7

96.8

85.3
96.2

95.6
96.8

7.4

7.9

95.6

13 Interbank loans
81.6
83.7
86.2
105.0
112.2

92.1

87.3

98.3

60.6
94.0

80.0
97.3

14
81.0
85.2

86.0

85.4

82.4

90.1
78.4

78.3
86.9

15 Other assets (5)
107.4
112.8
109.3
120.1
123.2

113.5

117.7

121.8

97.2
110.4
115.1
135.8

16 TOTAL ASSETS (6)
2,258.1
2,277.2
2,293.2
2,360.0
2,374.2

2,330.6

2,338.0

2,083.3
2,237.9
2,352.0
2,338.4
2,370.8

1,808.8

1,819.5

1,501.2
1,705.4
1,832.8
1,825.7
1,834.8

302.5

297.9

291.7

1,506.2

1,521.6

1,184.3
1,409.6
1,541.1
1,540.1
1,537.9

297.6

299.4

305.3

245.2
281.8
306.4
305.1

1,208.6

1,222.2

1,235.8

939.1
1,127.7
1,233.7
1,232.8

339.3

336.5

327.9
341.3
336.4
337.9

159.3

158.4

152.8
167.4
157.0
160.0

180.0

178.2

175.1
174.0
179.4
177.9

Cash assets (4)
81.4
81.1
85.4

L I A B I L I T I E S
17 Deposits
1,733.6
1,754.0
1,769.4
1,844.2
1,850.6
18
Transaction
295.5
295.1
296.6
302.4
303.3
19
Nontransaction
1,438.1
1,458.8
1,472.8
1,541.8
1,547.3
20
Large time
285.9
289.5
292.4
303.7
304.1
21
Other
1,152.1
1,169.3
1,180.5
1,238.0
1,243.2

22 Borrowings
338.7
329.1
324.1
331.3
336.2
332.8
23
From banks in the U.S.
165.3
156.4
152.5
158.3
159.1
156.1
24
From others
173.4
172.6
171.6
173.0
177.0
176.8
25
20.6
15.1

Net due to related foreign offices
23.4
23.7
20.9
16.8
15.1

26
47.4

Other liabilities
52.4
54.2

54.4

53.6

316.9
295.8
285.6
296.9

16.7

0.0
15.0

23.7
20.2

54.6

61.0
53.7

45.9
56.3

55.1

56.8

27 TOTAL LIABILITIES
2,140.2
2,158.9
2,171.4
2,250.6
2,255.4

2,215.4

2,229.2

28 Residual (assets less liabilities) (7)
118.0
118.3
121.9
115.2
108.8
109.5
118.8

1,890.0
2,116.3
2,240.7
2,230.8
2,249.2

111.3

193.3
121.6
107.5
121.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28

2001

2001

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

600.4

615.2

611.1

543.4
586.8
604.6
610.5

207.6

202.3

195.3
211.2
200.2
203.5

66.7

64.4

140.9

137.9

119.4
132.0
136.6
138.5

408.8

348.1
375.6
404.3
407.0

A S S E T S

1
Bank credit
593.8
582.7
624.1
603.1

577.2

2
209.6
206.4
3
76.9
67.3
4
132.7
139.1

Securities in bank credit
194.7
186.5
204.0
204.2
U.S. government securities
70.4
66.7
68.1
66.0
Other securities
124.3
119.8
136.0
138.1

5
384.2
417.7
6

Loans and leases in bank credit (2)
388.0
390.7
396.4
407.6
398.9
Commercial and industrial

76.0
63.7

196.4

79.2
65.0

206.5

203.9
218.3
7
18.8
18.0
11
94.2
112.9
12
67.3
68.6

202.2
202.3
205.6
215.2
Real estate
17.7
18.3
18.4
17.6
Security (3)
101.6
102.8
106.1
98.3
Other loans and leases
66.5
67.3
66.4
67.8

212.5

215.7

213.6

214.7

18.3

18.0

16.9
18.0

18.4
18.1

110.3

107.5

66.8
105.7

81.7
107.4

66.4

67.5

67.9
67.0

69.0
66.8

13
24.0
30.9

Interbank loans
27.0
26.7
32.1

26.8

29.1

28.2

32.7
24.5

22.5
29.5

14
44.5
44.9

Cash assets (4)
42.4
38.9
41.5

40.4

43.3

43.7

49.9
41.8

44.3
44.8

15
40.1
35.1

Other assets (5)
41.5
39.9
34.3

35.8

37.0

36.0

37.7
37.0

41.0
36.6

703.0

724.2

718.6

663.5
694.2
707.5
721.1

391.2

383.2

377.2
395.6
381.6
388.3

16 TOTAL ASSETS (6)
702.1
693.2
682.4
734.7
710.7

L I A B I L I T I E S
17 Deposits
388.1
382.7
381.1
378.4
373.4
18
Transaction
9.7
10.6
10.6
9.8
9.1
19
Nontransaction
378.4
372.1
370.5
368.5
364.3

383.6
10.3
373.3

22 Borrowings
214.8
221.6
225.0
242.7
255.7
237.3
23
From banks in the U.S.
19.6
19.5
20.0
24.7
33.3
24.9
24
From others
195.2
202.1
204.9
218.0
222.4
212.4

10.3

10.9
9.5

10.8
9.4

381.0

373.5

366.3
384.8
372.1
378.9

245.3

240.0

175.5
198.9
241.7
232.9

27.9

24.6

217.4

215.4

25
24.3
6.1

Net due to related foreign offices
16.6
6.0
-2.0
4.7
12.3

26
75.7
78.4

Other liabilities
80.6
74.7
79.8

72.7

9.7

77.7

18.4
24.6

17.0
19.7

157.0
181.9
217.1
213.2
27.4
-1.5

23.4

6.0

77.6

74.2
76.7

72.5
77.7

6.4

27 TOTAL LIABILITIES
702.9
701.4
686.8
718.5
702.8
28
-0.9
16.2

697.1

719.0

Residual (assets less liabilities) (7)
-8.1
-4.4
6.0
5.2
7.8

706.8

654.2
690.4
698.5
705.2
9.2

11.7

9.0

3.9
15.8

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28

2001

2001

Dec

Jan

Feb

--------

--------

--------

-------- ---------------------------

611.4

624.4

614.8

547.7
576.9
610.4
610.3

212.7

203.3

196.7
205.4
202.7
201.9

67.3

64.5

76.1
63.8

77.6
64.7

11.1

10.4

7.3
10.3

13.9
10.9

56.2

54.1

68.8
53.5

63.7
53.8

145.4

138.8

95.6

90.9

A S S E T S

1
Bank credit
593.1
591.5
626.8
604.3
2
209.8
205.5
3
74.8
67.1
3a
14.2
11.3
3b
60.6
55.7
4
134.9
138.4
4a
91.9

591.4

Securities in bank credit
202.2
197.3
208.1
202.9
U.S. government securities
70.0
68.1
69.2
65.5
Trading account
11.8
10.8
11.7
9.5
Investment account
58.2
57.2
57.5
56.0
Other securities
132.3
129.2
138.9
137.4
Trading account
90.3
87.8
90.3

120.6
127.8
138.9
137.2
77.4
90.6

83.3
89.2

90.7
4b
43.0
47.7
5
383.3
421.3
6
203.9
221.4
7
18.6
18.2
11
94.0
113.3
12
66.8
68.4

90.5
Investment account
42.0
41.5
48.6
46.9

49.7

Loans and leases in bank credit (2)
389.3
394.1
403.3
411.7
401.4
Commercial and industrial
203.6
205.7
209.6
214.2
217.3
Real estate
18.0
18.3
18.3
18.6
17.9
Security (3)
100.9
102.0
106.5
110.9
98.5
Other loans and leases
66.7
68.1
68.8
68.1
67.8

47.9

43.2
48.2

44.6
48.0

411.5

351.0
371.5
407.7
408.4

218.2

198.9
203.8
216.7
217.3

18.3

17.2
18.3

18.2
18.3

107.3

66.6
105.1

81.9
106.3

67.7

68.3
67.5

67.6
66.5

13
24.0
30.9

Interbank loans
27.0
26.7
32.1

26.8

29.1

28.2

32.7
24.5

22.5
29.5

14
43.7
44.0

Cash assets (4)
43.3
41.3
40.6

43.7

45.2

43.2

49.3
41.7

42.8
44.0

15
39.4
36.8

Other assets (5)
40.7
40.0
36.5

37.9

38.5

37.7

39.6
38.8

40.3
37.8

719.6

736.9

723.5

669.0
682.1
715.0
721.2

392.5

399.4

390.9

384.2
383.6
388.8
394.9

10.9

10.4

381.6

389.0

381.3

373.3
372.9
379.3
385.4

245.3

240.0

175.5
198.9
241.7
232.9

27.9

24.6

217.4

215.4

16 TOTAL ASSETS (6)
699.8
702.1
699.1
738.2
713.2

L I A B I L I T I E S
17 Deposits
381.8
378.2
384.3
387.2
378.8
18
Transaction
10.2
10.7
10.8
9.6
8.7
19
Nontransaction
371.6
367.5
373.6
377.5
370.0

10.8

22 Borrowings
214.8
221.6
225.0
242.7
255.7
237.3
23
From banks in the U.S.
19.6
19.5
20.0
24.7
33.3
24.9
24
From others
195.2
202.1
204.9
218.0
222.4
212.4

9.6

10.7
9.5

18.4
24.6

9.5

17.0
19.7

157.0
181.9
217.1
213.2

25
23.6
10.2

Net due to related foreign offices
16.8
7.6
3.0
6.8
10.2

26
75.3
80.1

Other liabilities
79.9
75.9
80.9

74.8

79.5

79.4

713.0

731.0

718.4

27 TOTAL LIABILITIES
695.5
696.5
692.8
733.2
707.2
28
4.3
5.0

8.1

Residual (assets less liabilities) (7)
5.7
6.3
6.5
5.9
6.0

5.1

29.7

0.6

76.2
78.6

23.2

9.2

72.1
79.1

665.5
677.8
709.8
716.0
3.5
5.2

4.3
5.2

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars
March 16, 2001
Account
2000

2000

2000

Oct
Mar 7

Nov

--------------

--------------

2000

2001

2001

Dec

Jan

Feb

--------

--------

--------

2000
2000
Week ending
Feb
Aug
Sep
Feb 14
Feb 21
Feb 28
-------- ---------------------------

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers
29
74.4
80.6

Reval. gains on off-bal. sheet items (8)
70.9
68.0
77.8
79.5
76.6

77.6

64.5
76.4

66.5
76.2

30
73.9
83.3

Reval. losses on off-bal. sheet items (8)
72.8
72.6
83.1
82.5
76.4

81.0

64.3
80.0

67.3
79.9

31 Mortgage-backed securities (9)
238.8
240.3
240.4
242.3
240.9
239.5

247.7

244.3

253.2
238.6
247.0
241.7

31a
170.7
176.2
31b
68.1
64.7

Pass-through
173.6
174.0
177.3
175.0
CMO, REMIC, and other
66.6
66.4
65.0
64.5

179.1

65.2

65.1

77.7
65.4

68.5
64.9

-0.8

-10.8
-1.2

-8.6
-1.0

22.7

23.6
22.7

22.1
22.5

32
-7.4
-0.1

Net unrealized gains (losses) on
-7.8
-7.5
-5.3
-3.0
-0.4
available-for-sale securities (10)

33
22.1
22.8

Offshore credit to U.S. residents (11)
22.3
23.1
23.4
23.0
22.8

34 Securitized consumer loans (12)
85.9
80.8
80.5
82.2
80.9
80.6
34a
Credit card and related plans
71.8
67.2
67.3
68.6
67.6
67.5
34b
Other
14.1
13.6
13.2
13.6
13.3
13.1
35
15.3
18.6

Securitized business loans (12)
15.2
17.8
18.6
18.7

175.5
170.2
181.6
176.8

182.5

-82.4

80.8

68.5

67.3

13.9

13.4

18.4

18.6

80.3

86.6
80.0

--

72.0
66.7

--

14.6
13.4

66.9
13.4

-18.5

16.2
18.5

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers
31 Mortgage-backed securities (9)
211.0
211.8
213.2
214.7
225.7
226.2
34 Securitized consumer loans (12)
221.6
224.6
225.5
230.9
238.4
238.2
34a
Credit card and related plans
213.0
215.2
215.9
221.6
229.7
229.6
34b
Other
8.6
9.4
9.6
9.3
8.7
8.6

218.2

222.3

231.1

235.3

222.0

226.5

9.1

8.8

202.4
209.6
221.0
223.3
--

220.9
233.8
234.6

--

212.0
225.0
225.8

--

8.8

8.9
8.8

FOREIGN-RELATED INSTITUTIONS
29
48.6
50.3

Reval. gains on off-bal. sheet items (8)
47.3
44.7
45.6
51.0
50.2

49.8

42.8
49.3

43.0
49.6

30
45.0
48.1

Reval. losses on off-bal. sheet items (8)
44.7
41.0
41.7
47.4
49.1

47.8

42.3
47.6

40.1
47.7

35
23.1
22.2

Securitized business loans (12)
23.0
22.8
23.1
22.3

-23.2

22.4

22.2

23.7
22.3

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 14

Footnotes

March 16, 2001
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.

2. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
3. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
4. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
5. Excludes the due-from position with related foreign offices, which is
included in line 25.
6. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
7. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
8. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
9. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
10. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
11. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
12. Total amount outstanding.
Note: Large domestically chartered commercial banks acquired $1.4 billion in
assets and liabilities of nonbank institutions in the week ending March 7, 2001.
The major asset items
affected were (in billions): cash assets, $0.1; U.S. government securities,
investment accounts, mortgage-backed, $0.1; U.S. government securities, more than
5 years,$0.1; other securities,
investment account, other, $0.1; fed funds and rps with broker/dealer, $0.1;
real estate loans, revolving home equity, $0.1; real estate loans, commercial,
$0.1; and other assets, $0.9.
The major liability items affected were: transaction deposits, $0.4;
nontransaction deposits, other, $0.7; and residual (assets less liabilities),
$0.3. Memo items affected were mortgage-backed
securities, pass-through, $0.1; and large time deposits, $0.1.