H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26

2001

2001

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

5,311.9

5,324.6

5,153.5
5,280.9
5,406.7
5,494.2
5,418.8

A S S E T S

1
Bank credit
5,316.4
5,322.2
5,374.0
5,377.7

5,315.5

2
Securities in bank credit
1,364.1
1,370.8
1,379.9
1,385.6
1,418.3
1,460.1
1,478.9
3
Treasury and Agency securities (2)
763.4
765.9
764.0
771.5
782.9
794.1
816.7
4
Other securities
600.7
604.9
615.9
614.1
635.4
666.0
662.1

1,331.4
1,345.7
1,446.0
1,426.9
1,450.2

5
Loans and leases in bank credit
3,952.3
3,951.4
3,935.6
3,926.3
3,913.9
3,898.9
6
Commercial and industrial
1,099.0
1,094.5
1,076.1
1,065.1
1,060.9
1,053.5
7
Real estate
1,690.0
1,701.2
1,704.3
1,710.6
1,708.1
1,711.2
8
Revolving home equity
138.4
139.7
140.9
142.5
146.5
147.6
9
Other
1,551.7
1,561.5
1,563.5
1,568.1
1,561.6
1,563.6
10
Consumer
548.1
551.8
549.6
547.3
544.1
553.2

(3)
3,906.4

3,822.1
3,935.2
3,960.8
4,067.3
3,968.6

1,057.6

1,079.9
1,104.7
1,061.3
1,069.5
1,062.0

1,706.1

1,637.1
1,679.8
1,713.2
1,714.3
1,719.5

143.9

146.3

1,562.2

1,515.1
1,542.9
1,566.9
1,568.7
1,572.5

545.3

546.5

795.5

804.3
757.1
792.7
792.4

650.5

527.1
588.6
634.2
657.8

122.0
136.9
145.6
147.0

525.6
538.9
544.6
547.1

11
179.5
164.2
12
435.7
436.6

Security (4)
167.9
171.8
169.7
152.3
Other loans and leases
436.0
433.8
433.5
428.6

169.9

182.0

168.4
174.1
218.6
183.4

427.4

457.8

411.1
437.7
520.3
456.6

13 Interbank loans
290.7
285.5
271.6
335.7
314.0

275.3

290.4

357.1

238.8
276.1
442.1
357.6

14 Cash assets (5)
287.8
280.6
272.7
290.1
297.0

285.1

279.4

322.0

286.1
270.2
381.1
323.9

15 Other assets (6)
418.8
413.1
406.8
475.1
521.5

416.4

426.2

464.3

382.7
428.1
464.2
445.7

16 TOTAL ASSETS (7)
6,248.2
6,235.8
6,201.3
6,409.0
6,443.0

6,223.1

6,254.6

5,998.7
6,190.4
6,484.0
6,715.6
6,479.9

4,061.2

4,069.6

3,773.2
3,925.5
4,194.6
4,348.1
4,178.5

605.1

609.9

688.4

3,456.1

3,459.6

3,165.6
3,318.7
3,506.2
3,558.1
3,481.5

972.1

959.6

955.1

2,484.0

2,500.1

2,248.2
2,383.8
2,551.1
2,588.6
2,541.4

1,236.7

1,211.8
1,241.6
1,287.1
1,378.8
1,286.6

398.7

442.5

379.1
394.2
507.6
430.0

838.0

844.7

832.6
847.4
871.2
856.6

25 Net due to related foreign offices
190.0
207.4
184.4
190.8
193.8
170.9
175.6

172.5

262.9
233.3
162.1
182.2

26 Other liabilities
349.6
338.8
349.4
401.8
399.2

387.3

339.4
352.1
389.5
395.4

L I A B I L I T I E S
17 Deposits
3,991.3
4,005.1
4,038.1
4,139.7
4,136.4
18
Transaction
608.8
612.4
600.2
666.3
631.4
19
Nontransaction
3,382.5
3,392.7
3,437.9
3,473.4
3,504.9
20
Large time
950.9
965.6
978.6
950.6
957.0
21
Other
2,431.7
2,427.0
2,459.3
2,522.8
2,547.9

22 Borrowings
1,281.2
1,249.8
1,216.6
1,229.6
1,252.3
1,257.1
23
From banks in the U.S.
405.4
385.0
383.6
391.6
421.0
419.7
24
From others
875.8
864.7
833.0
838.0
831.3
837.4

328.2

337.8

607.6
606.8
790.0
697.0

917.4
934.8
969.5
940.1

27 TOTAL LIABILITIES
5,812.1
5,801.0
5,788.5
5,964.7
5,968.3

5,809.8

5,837.9

28 Residual (assets less liabilities) (8)
436.1
434.8
412.8
413.3
416.6
444.2
474.6

5,587.2
5,752.4
6,041.6
6,278.5
6,042.6

442.4

411.5
438.0
437.1
437.3

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26

2001

2001

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

5,291.2

5,307.3

5,148.4
5,268.1
5,400.9
5,482.0
5,419.3

A S S E T S

1
Bank credit
5,308.8
5,311.4
5,366.7
5,380.9

5,308.3

2
Securities in bank credit
1,365.7
1,370.0
1,379.2
1,376.6
1,411.4
1,453.5
1,475.4
3
Treasury and Agency securities (2)
768.2
766.8
764.3
767.5
778.3
789.4
812.0
4
Other securities
597.4
603.2
614.9
609.1
633.1
664.1
663.4

1,327.2
1,349.8
1,442.1
1,424.2
1,445.4

5
Loans and leases in bank credit (3)
3,943.1
3,941.4
3,929.1
3,914.7
3,895.9
3,913.2
3,905.5
6
Commercial and industrial
1,103.6
1,096.7
1,078.4
1,064.3
1,051.5
1,058.7
1,055.1

3,821.2
3,918.3
3,958.8
4,057.8
3,973.9

792.4

800.8
763.0
791.0
788.8

649.7

526.3
586.8
633.2
656.6

1,076.7
1,106.3
1,058.0
1,062.6
1,060.8

7
1,685.7
1,711.7
8
137.4
148.1
9
1,548.3
1,563.6
10
545.0
546.7
10a
213.8
212.5
10b
331.2
334.2
11
175.1
160.2
12
433.7
436.0

Real estate
1,701.6
1,703.7
1,709.7
1,709.3
1,714.5
Revolving home equity
139.7
141.1
142.9
144.7
149.1
Other
1,561.8
1,562.6
1,566.7
1,564.6
1,565.4
Consumer
549.6
546.9
544.8
546.4
552.7
Credit card and related plans
218.4
216.3
215.2
215.4
218.7
Other
331.1
330.6
329.6
331.0
334.0
Security (4)
161.9
167.2
162.0
161.5
150.5
Other loans and leases
431.6
432.9
433.9
427.3
432.7

1,640.0
1,672.4
1,716.9
1,719.2
1,723.2
147.7

123.2
135.3
147.0
148.5

1,516.8
1,537.1
1,569.1
1,572.2
1,574.7
548.8

528.1
535.2
546.9
550.7

215.0

207.8
208.4
213.2
216.9

333.8

320.3
326.7
333.7
333.8

175.6

163.6
170.1
207.0
182.1

459.5

412.8
434.4
522.2
457.1

13 Interbank loans
296.8
278.8
269.3
312.7
309.7

267.5

279.0

345.1

231.3
283.5
429.8
343.2

14 Cash assets (5)
283.0
278.3
269.0
278.7
290.4

276.2

267.8

317.5

282.2
260.2
378.4
311.5

15 Other assets (6)
418.7
413.4
407.6
472.1
525.3

414.9

423.3

464.3

382.6
427.3
465.1
444.1

16 TOTAL ASSETS (7)
6,241.9
6,216.4
6,188.7
6,364.2
6,439.1

6,184.3

6,211.1

5,981.9
6,174.3
6,461.4
6,688.9
6,451.7

4,029.6

4,029.1

3,751.0
3,935.8
4,169.1
4,335.0
4,137.5

598.8

596.1

682.3

3,430.8

3,433.0

3,148.3
3,335.0
3,486.9
3,544.7
3,457.4

958.2

946.2

943.8

2,472.6

2,486.8

2,241.4
2,397.0
2,543.0
2,587.6
2,528.7

L I A B I L I T I E S
17 Deposits
4,010.6
3,993.1
4,019.2
4,084.9
4,129.9
18
Transaction
615.0
602.7
599.8
644.2
633.1
19
Nontransaction
3,395.6
3,390.4
3,419.3
3,440.7
3,496.8
20
Large time
952.2
964.3
969.0
940.6
947.9
21
Other
2,443.4
2,426.1
2,450.3
2,500.1
2,548.9

602.7
600.8
790.3
680.1

906.9
938.0
957.2
928.7

22 Borrowings
1,281.9
1,254.9
1,217.4
1,220.2
1,253.8
1,254.2
23
From banks in the U.S.
408.6
388.2
384.4
388.3
411.5
411.6
24
From others
873.3
866.7
833.0
831.9
842.3
842.6

1,214.8

1,208.7
1,240.0
1,281.9
1,359.2
1,292.4

390.4

432.7

372.1
397.9
492.7
423.3

824.3

849.2

836.6
842.1
866.5
869.1

25 Net due to related foreign offices
183.0
206.5
180.6
184.4
193.0
174.5
174.6

174.4

264.1
232.2
164.0
182.8

26 Other liabilities
344.7
339.5
347.3
404.8
396.8

323.8

337.7

387.8

339.5
350.8
389.7
394.5

27 TOTAL LIABILITIES
5,820.1
5,793.9
5,764.5
5,918.1
5,955.4

5,758.0

5,774.5

5,563.3
5,758.9
6,013.3
6,248.0
6,007.1

28 Residual (assets less liabilities) (8)
421.8
422.5
424.2
426.2
436.6
446.1
483.7

448.1

418.6
415.4
440.9
444.5

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2001

2001

Jul

Aug

Sep

--------

--------

--------

A S S E T S

2000

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26
-------- --------------------- -------

1
Bank credit
4,690.2
4,711.8
4,786.3
4,794.8

4,714.1

4,719.4

4,733.5

4,558.1
4,658.2
4,819.8
4,913.0
4,827.5

2
Securities in bank credit
1,143.0
1,155.7
1,162.7
1,166.9
1,197.1
1,235.9
1,252.4
3
Treasury and Agency securities (2)
689.2
696.9
696.9
704.7
717.4
724.0
745.1
4
Other securities
453.9
458.8
465.9
462.2
479.7
511.8
507.3

1,120.9
1,138.4
1,223.8
1,208.6
1,228.5

5
Loans and leases in bank credit
3,547.1
3,556.1
3,551.4
3,552.5
3,550.4
3,542.4
6
Commercial and industrial
880.1
877.4
867.0
860.8
856.8
851.1
7
Real estate
1,672.6
1,683.7
1,687.1
1,693.1
1,689.6
1,692.5
8
Revolving home equity
138.4
139.7
140.9
142.5
146.5
147.6
9
Other
1,534.3
1,544.0
1,546.2
1,550.6
1,543.1
1,544.9
10
Consumer
548.1
551.8
549.6
547.3
544.1
553.2
11
Security (4)
78.7
75.3
80.9
83.5
87.9
81.4
12
Other loans and leases
367.5
368.0
366.8
367.8
371.9
364.1

(3)
3,536.3

3,437.2
3,519.8
3,596.0
3,704.4
3,599.1

854.8

858.2

1,688.3

1,618.8
1,661.6
1,694.9
1,696.4
1,701.1

143.9

146.3

1,544.4

1,496.8
1,524.7
1,548.5
1,550.8
1,554.1

545.3

546.5

86.5

727.0

728.9
689.1
726.2
724.6

496.8

392.0
449.3
482.5
503.9

104.0

875.0
884.6
868.1
856.2

122.0
136.9
145.6
147.0

525.6
538.9
544.6
547.1
73.9
141.1

67.0
104.6

361.5

392.4

343.9
367.7
454.1
390.0

13 Interbank loans
262.7
255.0
248.1
308.4
291.0

253.0

268.8

330.8

215.0
245.6
419.1
327.2

14 Cash assets (5)
249.3
243.9
237.5
253.2
257.7

249.6

243.5

279.6

241.6
229.6
332.9
276.4

15 Other assets (6)
379.1
375.7
369.5
440.7
487.8

384.4

396.8

432.7

339.6
391.7
434.1
413.1

16 TOTAL ASSETS (7)
5,516.0
5,521.2
5,504.2
5,722.9
5,764.4

5,541.1

5,576.9

5,292.3
5,460.7
5,797.1
6,033.4
5,778.5

L I A B I L I T I E S

17 Deposits
3,597.2
3,596.4
3,618.9
3,736.2
3,732.8
18
Transaction
598.0
601.6
590.4
654.5
620.5
19
Nontransaction
2,999.2
2,994.8
3,028.5
3,081.8
3,112.3
20
Large time
569.9
570.0
571.6
561.3
566.7
21
Other
2,429.4
2,424.7
2,457.0
2,520.4
2,545.6

3,648.1

3,665.3

3,387.5
3,547.2
3,791.1
3,940.3
3,779.9

595.4

599.6

675.5

3,052.7

3,065.7

2,790.0
2,949.9
3,115.7
3,165.5
3,096.0

571.1

568.1

567.0

2,481.6

2,497.7

2,245.9
2,381.7
2,548.7
2,586.2
2,539.0

1,026.4

1,068.8

994.0
1,008.2
1,150.0
1,058.9

376.4

410.9

359.1
369.8
459.9
399.4

650.0

658.0

634.9
638.4
690.1
659.5

25 Net due to related foreign offices
185.5
211.8
204.1
207.1
205.7
181.9
186.6

188.5

241.4
211.4
197.8
189.9

26 Other liabilities
261.0
253.4
265.9
321.1
320.1

249.5

260.2

308.0

260.9
269.3
311.8
311.9

27 TOTAL LIABILITIES
5,084.3
5,091.9
5,089.1
5,279.5
5,287.7

5,122.3

5,157.6

4,883.8
5,036.2
5,356.5
5,599.8
5,340.5

22 Borrowings
1,040.6
1,030.3
1,000.2
1,017.6
1,040.3
1,048.3
23
From banks in the U.S.
379.5
363.6
359.4
367.5
395.7
388.2
24
From others
661.0
666.7
640.9
650.1
644.6
660.0

28 Residual (assets less liabilities) (8)
431.7
429.3
415.1
418.9
419.3
443.4
476.7

440.7

597.5
597.3
774.8
683.9

544.1
568.2
579.4
557.0

408.4
424.5
433.6
438.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
October 12, 2001

Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26

2001

2001

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

4,703.2

4,722.5

4,554.8
4,650.3
4,815.6
4,904.3
4,827.7

A S S E T S

1
Bank credit
4,685.4
4,705.7
4,777.4
4,796.7

4,710.6

2
Securities in bank credit
1,144.6
1,154.9
1,162.0
1,157.8
1,190.3
1,229.2
1,248.9
3
Treasury and Agency securities (2)
694.0
697.8
697.2
700.6
712.7
719.3
740.4
4
Other securities
450.6
457.1
464.8
457.2
477.5
509.9
508.6

1,116.7
1,142.4
1,219.9
1,206.0
1,223.6

5
Loans and leases in bank credit (3)
3,540.8
3,550.8
3,548.5
3,545.4
3,532.2
3,548.2
3,547.7
6
Commercial and industrial
886.5
882.8
870.4
860.7
850.0
854.1
851.5
7
Real estate
1,668.3
1,684.1
1,686.4
1,692.2
1,691.5
1,693.1
1,695.8
8
Revolving home equity
137.4
139.7
141.1
142.9
144.7
148.1
149.1
9
Other
1,530.9
1,544.3
1,545.4
1,549.2
1,546.7
1,545.0
1,546.8
10
Consumer
545.0
549.6
546.9
544.8
546.4
546.7
552.7
10a
Credit card and related plans
213.8
218.4
216.3
215.2
215.4
212.5
218.7
10d
Other
331.2
331.1
330.6
329.6
331.0
334.2
334.0
11
Security (4)
75.8
70.0
78.3
78.6
81.9
82.9
79.8
12
Other loans and leases
365.3
364.4
366.5
369.1
362.6
371.4
367.9

3,438.1
3,507.9
3,595.7
3,698.3
3,604.1

723.9

725.4
694.9
724.4
721.0

496.0

391.2
447.5
481.5
502.7

855.3

872.1
885.0
862.6
855.3

1,621.7
1,654.2
1,698.5
1,701.3
1,704.8
147.7

123.2
135.3
147.0
148.5

1,498.5
1,518.9
1,550.8
1,554.3
1,556.3
548.8

528.1
535.2
546.9
550.7

215.0

207.8
208.4
213.2
216.9

333.8

320.3
326.7
333.7
333.8

98.8
394.3

70.2
131.3

68.9
102.4

345.9
364.5
456.4
391.0

13 Interbank loans
268.7
248.3
245.8
285.4
286.8

245.2

257.4

318.9

207.5
252.9
406.7
312.8

14 Cash assets (5)
246.1
242.5
234.8
241.3
250.9

241.9

232.9

276.0

238.6
221.1
332.2
265.6

15 Other assets (6)
379.8
376.6
371.7
438.2
492.1

383.8

394.3

433.0

339.8
390.4
434.9
412.0

16 TOTAL ASSETS (7)
5,515.0
5,507.9
5,497.7
5,676.6
5,759.6

5,508.9

5,541.2

5,278.4
5,450.2
5,777.4
6,012.1
5,752.0

3,626.7

3,636.5

3,372.8
3,553.1
3,773.6
3,937.5
3,747.4

589.0

585.7

669.0

3,037.7

3,050.8

2,780.5
2,961.5
3,104.6
3,162.6
3,080.5

567.4

566.3

563.9

2,470.3

2,484.5

2,239.2
2,394.8
2,540.7
2,585.3
2,526.3

1,004.5

1,063.6

990.9
1,006.6
1,130.4
1,064.7

368.1

401.1

352.1
373.4
444.9
392.7

636.4

662.5

638.8
633.2
685.5
672.0

25 Net due to related foreign offices
183.1
214.1
203.4
204.0
206.1
183.6
183.6

187.9

240.6
210.3
196.6
188.5

26 Other liabilities
258.2
255.6
265.3
323.3
316.8

246.6

260.5

307.3

260.1
268.0
310.5
310.0

27 TOTAL LIABILITIES
5,096.2
5,088.4
5,076.9
5,233.6
5,278.0

5,085.4

5,107.7

4,864.4
5,037.9
5,332.4
5,575.0
5,310.6

L I A B I L I T I E S
17 Deposits
3,613.6
3,583.2
3,607.1
3,684.9
3,732.3
18
Transaction
604.8
592.3
590.1
631.6
621.8
19
Nontransaction
3,008.8
2,991.0
3,017.0
3,053.3
3,110.5
20
Large time
567.8
567.2
568.9
555.5
563.9
21
Other
2,441.1
2,423.8
2,448.0
2,497.7
2,546.6

22 Borrowings
1,041.3
1,035.4
1,001.1
1,008.2
1,041.8
1,045.3
23
From banks in the U.S.
382.8
366.7
360.2
364.2
386.2
380.1
24
From others
658.5
668.7
640.9
643.9
655.6
665.2

28

Residual (assets less liabilities) (8)

592.3
591.6
774.9
666.9

541.2
566.7
577.3
554.2

414.0

412.3

418.9
443.1

419.6
481.6

420.8

423.4

433.5

445.0

437.0

441.4

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26

2001

2001

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

2,626.8

2,627.0

2,568.7
2,598.7
2,700.0
2,802.4
2,709.5

A S S E T S

1
Bank credit
2,625.3
2,637.3
2,666.7
2,654.1
2
603.4
667.0
3
347.6
365.2
3a
33.7
34.0
3b
313.9
331.2
4
255.8
301.8
4a
135.9
181.2

2,635.4

Securities in bank credit
613.6
617.2
614.3
634.6
675.5
Treasury and Agency securities (2)
355.7
353.9
354.4
361.1
378.0
Trading account
35.3
35.1
38.3
36.3
34.2
Investment account
320.5
318.8
316.1
324.8
343.9
Other securities
257.8
263.3
259.9
273.5
297.5
Trading account
137.0
143.5
140.8
153.1
177.0

653.4

593.2
595.9
640.6
658.6

366.0

365.0
343.6
365.5
366.3

38.6

22.8
44.3

35.4
42.1

327.4

342.3
308.1
321.3
324.1

287.4

228.2
252.3
275.1
292.4

167.0

114.8
132.5
154.8
171.8

4b
119.9
120.6
4c
28.4
27.5
4d
91.5
93.1

Investment account
120.8
119.8
119.2
120.4
120.5
State and local government
28.1
27.9
27.8
27.6
27.0
Other
92.7
92.0
91.4
92.8
93.5

120.4

113.4
119.9
120.3
120.6

27.5

25.7
27.7

28.1
27.5

92.9

87.6
92.5

91.8
93.1

5
Loans and leases in bank credit (3)
1,975.4
2,002.8
2,021.9
2,023.7
2,018.2
2,012.6
1,992.5
2,046.6
2,161.7
2,050.8
1,999.7
1,978.6
6
Commercial and industrial
594.1
589.5
585.3
582.8
570.9
561.6
556.5
560.7
571.7
559.1
559.3
552.0
6a
Bankers acceptances
0.9
0.8
0.8
0.8
0.7
-------6b
Other
593.3
588.7
584.5
582.0
570.1
561.6
556.5
560.7
571.7
559.1
559.3
552.0
7
Real estate
830.3
841.3
848.7
855.3
854.6
853.7
844.3
844.2
852.0
850.5
835.0
834.7
8
Revolving home equity
77.9
89.5
90.6
91.2
91.5
91.7
91.9
93.4
93.2
93.9
93.3
93.8
9
Other
752.3
751.8
758.1
764.0
763.1
761.9
752.4
750.8
758.8
756.6
741.7
740.9
10
Consumer
230.9
243.7
249.8
252.2
254.1
253.9
251.8
253.5
254.4
254.0
253.1
251.9
11
Security (4)
67.1
59.0
70.4
66.8
72.5
75.1
78.0
95.2
131.4
96.1
79.2
73.4
11a
Fed funds and RPs with broker/dealer
46.8
43.7
53.9
49.4
54.7
59.6
63.5
67.9
80.1
69.1
60.3
56.8
11b
Other
20.3
15.3
16.6
17.4
17.8
15.5
14.5
27.3
51.2
27.0
18.9
16.7
12a
State and local government
12.8
13.0
13.0
12.9
13.3
14.2
14.1
14.3
14.2
14.2
14.4
14.2
12b
Agricultural
9.5
10.4
10.4
10.6
10.3
10.0
9.4
9.2
9.2
9.2
9.1
9.1
12c
Fed funds and RPs with others
16.3
26.2
23.0
23.6
25.5
30.8
31.8
32.5
36.7
36.1
29.0
27.0
12d
All other loans
86.3
86.8
87.7
85.3
84.4
81.5
75.5
105.6
160.7
99.9
89.0
85.1
12e
Lease financing receivables
128.1
133.0
133.7
134.3
132.6
131.7
131.0
131.5
131.5
131.8
131.6
131.2

13 Interbank loans
147.4
133.9
130.6
135.7
186.4
181.3
13a
Fed funds and RPs with banks
83.5
72.5
71.8
70.7
113.9
111.3
13b
Other
63.9
61.5
58.7
64.9
72.6
69.9

150.1

208.0

133.9
138.9
280.7
206.7

79.7

132.1

58.8
199.5

71.8
126.1

70.4

75.8

75.1
81.2

67.0
80.6

14 Cash assets (5)
145.5
139.9
135.6
146.9
151.4

146.2

140.1

173.8

143.6
142.7
226.6
172.1

15 Other assets (6)
271.6
269.1
257.5
317.1
319.7

263.6

272.6

295.6

251.0
274.3
295.9
276.3

16 TOTAL ASSETS (7)
3,151.9
3,142.5
3,121.4
3,279.1
3,267.4

3,134.2

3,151.7

3,061.2
3,116.8
3,339.4
3,567.5
3,326.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26

2001

2001

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,749.3

1,751.3

1,667.3
1,717.2
1,861.2
1,996.7
1,853.5

306.2

303.6

374.1

1,443.1

1,447.6

1,361.6
1,413.2
1,487.1
1,525.1
1,467.4

L I A B I L I T I E S
17 Deposits
1,742.2
1,733.1
1,737.7
1,812.7
1,811.8
18
Transaction
303.9
304.7
300.3
343.4
316.9
19
Nontransaction
1,438.3
1,428.4
1,437.4

305.8
304.0
471.5
386.2

1,469.3
20
269.3
261.3
21
1,169.0
1,207.9

1,494.9
Large time
271.6
275.1
266.4
Other
1,156.8
1,162.3
1,228.5

262.0
269.4
275.0
253.9

271.5

264.5

264.3

1,171.6

1,183.2

1,099.5
1,143.8
1,222.8
1,250.1
1,213.5

686.1

720.0

662.3
680.9
798.0
709.7

226.4

257.2

196.9
220.9
302.4
247.3

459.7

462.8

465.4
459.9
495.7
462.4

25 Net due to related foreign offices
172.7
195.2
190.9
192.4
190.2
171.5
176.2

178.0

220.9
196.1
188.7
179.1

26 Other liabilities
205.0
196.6
208.7
262.0
251.4

191.6

201.9

246.9

211.2
213.5
251.4
250.8

27 TOTAL LIABILITIES
2,829.5
2,820.4
2,804.3
2,937.7
2,939.9

2,814.2

2,829.5

2,761.7
2,807.6
3,006.0
3,234.7
2,993.2

22 Borrowings
709.6
695.5
667.1
680.9
691.5
700.5
23
From banks in the U.S.
231.2
213.9
211.3
219.0
242.7
235.4
24
From others
478.4
481.7
455.7
461.9
448.8
465.1

28 Residual (assets less liabilities) (8)
322.4
322.1
317.0
320.1
322.2
341.3
327.5

333.4

299.5
309.2
332.8
333.5

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001

2001

Jul

Aug

Sep

--------

--------

--------

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26
-------- ---------------------------

A S S E T S

1
Bank credit
2,620.8
2,630.8
2,650.9
2,654.3
2
602.4
659.5
3
349.8
359.7
3a
34.0
33.5
3b
315.8
326.1
3c
227.6
252.6
3d
88.3
73.6
3e
30.9
18.4
3f
31.4
36.2
3g
25.9
18.9
4
252.5
299.9
4a
134.2
180.0
4b
118.4
119.9
4c
28.0
27.3
4d
90.3
92.5

2,630.0

2,610.5

2,612.8

Securities in bank credit
611.2
614.9
605.3
628.4
674.2
Treasury and Agency securities (2)
355.1
352.6
350.4
357.1
375.4
Trading account
35.2
35.0
37.9
35.9
33.9
Investment account
319.9
317.6
312.5
321.2
341.5
Mortgage-backed
234.3
230.6
230.8
243.7
268.5
Other
85.6
87.0
81.8
77.5
73.0
1 year or less
27.8
26.2
21.8
20.0
18.4
Between 1 and 5 years
31.2
34.3
34.2
33.7
35.5
More than 5 years
26.6
26.5
25.8
23.9
19.1
Other securities
256.2
262.3
254.9
271.3
298.8
Trading account
136.1
142.9
138.1
151.9
177.8
Investment account
120.0
119.4
116.9
119.4
121.0
State and local government
28.0
27.8
27.3
27.3
27.1
Other
92.1
91.6
89.6
92.0
93.9

5
Loans and leases in bank credit (3)
2,018.5
2,019.5
2,015.1
2,005.2
1,984.5
1,991.4
1,980.1
6
Commercial and industrial
589.6
585.6
572.5
561.7
553.4

2,560.2
2,595.2
2,690.3
2,787.8
2,702.3

649.7

589.4
597.7
637.8
653.5

363.1

361.9
347.2
363.7
362.3

38.3

22.6
44.1

35.8
41.7

324.8

339.4
311.4
319.7
320.7

250.1

213.8
220.1
245.2
244.0

74.7

125.5
74.5

91.3
76.7

20.3

33.5
20.3

31.6
21.8

34.4

54.2
33.8

34.3
34.2

20.0

37.8
20.3

25.4
20.7

286.6

227.5
250.5
274.1
291.2

166.5

114.5
131.5
154.3
171.1

120.1

113.0
119.0
119.8
120.1

27.4

25.7
27.6

27.9
27.4

92.7

87.3
92.2

91.1
92.7

1,970.8
1,997.4
2,040.6
2,150.0
2,048.8
559.3

592.7
590.2
568.4
559.2

557.5
6a
0.8
-6b
588.7
557.5
7
844.7
835.7
8
89.6
94.5
9a
457.9
442.6
9b
297.1
298.7
10
250.4
251.7
10a
85.0
84.0
10f
165.4
167.8
11
67.3
74.8
11a
51.5
56.9
11b
15.8
17.9
12a
13.0
14.4
12b
10.2
9.3
12c
23.0
29.0
12d
86.5
88.9
12e
133.8
130.1

553.5
Bankers acceptances
0.8
0.7
----Other
584.8
571.7
561.7
553.4
559.3
553.5
Real estate
854.9
853.3
852.3
845.7
846.1
837.0
Revolving home equity
91.1
91.7
92.4
93.0
94.6
94.9
Other residential
465.1
461.9
460.2
453.7
452.8
444.9
Commercial
298.6
299.7
299.6
299.0
298.7
297.2
Consumer
252.7
253.6
252.1
250.5
252.2
249.6
Credit card and related plans
87.3
88.3
87.7
85.3
84.6
82.5
Other
165.3
165.2
164.5
165.2
167.6
167.1
Security (4)
61.9
70.1
70.4
73.5
90.2
71.7
Fed funds and RPs with broker/dealer
45.8
52.9
55.9
59.8
64.4
55.4
Other
16.1
17.2
14.5
13.7
25.8
16.3
State and local government
12.9
13.3
14.2
14.1
14.3
14.2
Agricultural
10.5
10.4
10.1
9.6
9.3
9.2
Fed funds and RPs with others
23.6
25.5
30.8
31.8
32.5
27.0
All other loans
83.8
84.5
82.4
75.6
106.8
86.9
Lease financing receivables
133.7
132.1
131.2
130.2
130.1
130.8

13 Interbank loans
149.5
136.3
135.0
135.5
177.8
176.5
13a
Fed funds and RPs with banks
84.6
73.7
74.2
70.7

144.6
76.8

200.1
127.1

0.9

--

0.8

--

591.8
589.4
568.4
559.2
831.6
835.5
855.0
852.2
78.9
94.5

88.1
95.0

462.1
450.8
461.3
457.8
290.6
296.6
299.3
299.3
230.0
243.4
253.2
253.0
75.8
85.0

83.1
85.4

154.2
160.3
168.2
167.6
63.6
121.4

60.7
94.1

44.3
74.1

45.0
67.7

19.3
47.3

15.7
26.4

12.8
14.2

13.0
14.2

9.6

10.2
9.3

9.3

16.3
36.7

26.2
36.1

87.3
161.9

84.8
100.7

126.8
133.4
130.0
130.0
129.4
140.0
267.1
200.5
56.9
189.9

72.4
122.3

108.6
13b
64.9
69.2

108.4
Other
62.6
68.1

60.8

72.5
77.2

67.6
78.2

64.8

67.8

73.0

14 Cash assets (5)
145.8
140.0
134.1
138.1
145.5

139.8

132.3

169.5

140.1
137.8
223.5
163.8

15 Other assets (6)
272.3
270.0
259.7
314.6
324.0

262.9

270.0

295.9

251.2
273.0
296.8
275.2

16 TOTAL ASSETS (7)
3,150.8
3,139.2
3,120.9
3,243.4
3,261.1

3,110.8

3,121.5

3,044.8
3,108.1
3,317.5
3,536.8
3,303.5

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26

2001

2001

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

1,741.0

1,735.3

1,658.1
1,715.7
1,849.9
1,994.0
1,833.5

301.4

292.6

367.6

1,439.7

1,442.8

1,357.4
1,415.4
1,482.3
1,526.2
1,459.9

267.9

262.7

261.3

1,171.8

1,180.1

1,098.2
1,147.5
1,221.0
1,253.1
1,208.8

L I A B I L I T I E S
17 Deposits
1,751.3
1,726.3
1,737.2
1,780.6
1,811.1
18
Transaction
311.1
300.5
300.4
328.6
316.2
19
Nontransaction
1,440.2
1,425.8
1,436.8
1,452.0
1,494.9
20
Large time
267.2
268.8
272.4
255.5
263.5
21
Other
1,173.0
1,157.1
1,164.4
1,196.5
1,231.4

300.7
300.3
467.8
373.6

259.2
267.8
273.0
251.1

22 Borrowings
710.3
700.6
667.9
671.5
693.0
697.6
23
From banks in the U.S.
234.4
217.0
212.2
215.7
233.3
227.3
24
From others
475.9
483.7
455.7
455.8
459.8
470.3

664.2

714.8

659.2
679.2
778.4
715.5

218.1

247.4

189.8
224.6
287.4
240.7

446.1

467.3

469.4
454.7
491.0
474.9

25 Net due to related foreign offices
170.3
197.5
190.3
189.2
190.6
173.3
173.3

177.4

220.0
194.9
187.5
177.7

26 Other liabilities
202.2
198.8
208.1
264.2
248.1

188.7

202.2

246.2

210.4
212.2
250.1
249.0

27 TOTAL LIABILITIES
2,834.1
2,823.3
2,803.5
2,911.1
2,930.0

2,790.5

2,792.4

2,747.8
2,802.0
2,988.2
3,210.1
2,975.8

28 Residual (assets less liabilities) (8)
316.6
315.9
317.4
320.3
329.1
332.3
331.1

329.3

297.0
306.1
326.8
327.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
October 12, 2001

2001

2001

May
Oct 3

Jun

Account
2001
Jul

2000

2001

2001

Aug

Sep

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26
--------

--------

--------------

--------------

--------

--------

--------

--------

-------

-------

2,092.6

2,106.4

1,989.4
2,059.5
2,119.7
2,110.7
2,118.1

A S S E T S

1
Bank credit
2,064.9
2,074.5
2,119.5
2,140.6
2
539.6
568.8
3
341.5
358.8
4
198.1
210.0

2,078.7

Securities in bank credit
542.1
545.5
552.7
562.6
576.9
Treasury and Agency securities (2)
341.2
342.9
350.3
356.3
367.0
Other securities
201.0
202.6
202.3
206.2
209.8

5
Loans and leases in bank credit
1,525.3
1,532.4
1,533.2
1,539.9
1,550.7
1,563.8
6
Commercial and industrial
294.8
294.6
296.1
299.1
297.5
299.1
7
Real estate
824.0
828.4
832.4
839.4
854.6
857.8
8
Revolving home equity
47.8
48.5
49.4
50.8
53.2
53.9
9
Other
776.2
779.9
783.0
788.7
801.4
803.9
10
Consumer
298.3
299.6
295.5
293.4
291.1
301.3
11
Security (4)
8.3
8.5
8.4
8.4
8.7
8.0
12
Other loans and leases
99.8
101.3
100.7
99.5
98.8
97.5

570.3

527.7
542.5
568.0
569.8

360.9

363.9
345.5
360.6
358.3

209.4

163.8
197.0
207.4
211.5

(3)
1,543.9

1,461.8
1,517.0
1,549.4
1,542.7
1,548.3

298.2

297.5

280.9
295.1
296.4
297.1

844.0

850.7

788.6
820.3
844.4
850.6

52.0

53.0

792.0

797.7

744.5
772.9
792.1
797.5

293.6

293.1

294.7
295.2
290.2
293.1

8.5

8.8

99.5

44.1
52.4

47.4
53.2

6.8
9.7

8.0
8.6

99.4

90.9
101.9

98.3
98.9

13 Interbank loans
115.2
121.1
117.6
122.0
109.7

117.3

118.7

122.8

81.1
106.7
138.4
120.5

14 Cash assets (5)
103.8
104.0
101.9
106.3
106.3

103.4

103.3

105.8

98.0
86.9
106.4
104.3

15 Other assets (6)
107.5
106.6
112.0
123.7
168.1

120.8

124.3

137.1

88.6
117.4
138.2
136.8

16 TOTAL ASSETS (7)
2,364.1
2,378.7
2,382.9
2,443.8
2,497.0

2,425.2

2,231.0
2,343.9
2,457.7
2,465.9
2,451.8

1,898.9

1,914.0

1,720.2
1,830.0
1,929.9
1,943.7
1,926.3

289.2

295.9

301.4

1,609.7

1,618.1

1,428.4
1,536.6
1,628.5
1,640.4
1,628.6

299.6

303.6

302.7

1,310.1

1,314.5

1,146.4
1,237.8
1,325.9
1,336.1
1,325.5

340.3

348.8

331.7
327.3
351.9
349.1

150.0

153.7

162.2
148.8
157.5
152.1

190.3

195.2

169.5
178.5
194.4
197.1

2,406.9

L I A B I L I T I E S
17 Deposits
1,855.0
1,863.3
1,881.2
1,923.5
1,921.0
18
Transaction
294.1
296.9
290.1
311.0
303.6
19
Nontransaction
1,560.9
1,566.4
1,591.1
1,612.5
1,617.4
20
Large time
300.6
298.4
296.5
300.0
300.4
21
Other
1,260.3
1,268.0
1,294.6
1,312.5
1,317.0

22 Borrowings
331.0
334.8
333.2
336.7
348.8
347.7
23
From banks in the U.S.
148.3
149.7
148.0
148.6
152.9
152.8
24
From others
182.7
185.1
185.1
188.1
195.8
194.9
25
12.8
10.4

Net due to related foreign offices
16.6
13.1
14.7
15.5
10.4

10.6

26
56.0
59.1

Other liabilities
56.8
57.2
68.7

27 TOTAL LIABILITIES
2,254.8
2,271.5
2,284.8
2,341.8
2,347.8

282.1
298.8
304.3
303.1

20.6

9.1

15.4
10.7

49.7
60.4

55.8
61.0

57.8

58.3

61.1

2,308.1

2,328.1

2,122.1
2,228.5
2,350.5
2,365.1
2,347.2

28 Residual (assets less liabilities) (8)
109.3
107.2
98.1
98.8
97.1
102.0
149.2

107.2

------------------------------------------------Footnotes appear on page 14.

H.8 (510)

291.8
293.4
303.2
297.7

108.9
115.3
100.8
104.5

Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26

2001

2001

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

2,092.6

2,109.6

1,994.6
2,055.1
2,125.3
2,116.5
2,125.4

A S S E T S

1
Bank credit
2,064.6
2,075.0
2,126.4
2,142.4
2
542.3
569.7
3
344.2
359.6
4
198.1
210.0

2,080.6

Securities in bank credit
543.7
547.1
552.5
561.9
574.8
Treasury and Agency securities (2)
342.7
344.6
350.2
355.7
365.0
Other securities
201.0
202.6
202.3
206.2
209.8

5
Loans and leases in bank credit (3)
1,522.3
1,531.3
1,533.4
1,540.1
1,547.7
1,556.8
1,567.6
6
Commercial and industrial
296.9
297.2
297.9
299.0
296.6
296.6
297.9
7
Real estate
823.6
829.2
833.2
839.9
845.8
857.4
858.8
8
Revolving home equity
47.7
48.6
49.4
50.5
51.7
53.6
54.1
9
Other
775.9
780.6
783.8
789.4
794.0
803.8
804.7
10
Consumer
294.6
296.9
293.4
292.6
295.8
294.9
303.1
10a
Credit card and related plans
128.8
131.1
128.0
127.5
130.0
128.5
136.2
10h
Other
165.8
165.8
165.4
165.1
165.8

570.2

527.3
544.7
568.1
570.1

360.8

363.5
347.7
360.7
358.6

209.4

163.8
197.0
207.4
211.5

1,467.3
1,510.4
1,555.1
1,548.4
1,555.3
296.0

279.4
294.8
294.2
296.1

852.4

790.1
818.7
846.2
852.6

53.2

44.3
52.5

47.2
53.5

799.3

745.8
771.5
793.7
799.1

296.6

298.1
291.8
293.7
297.7

130.4

132.0
125.4
128.2
131.5

166.2

166.1
166.4
165.5
166.2

166.4
11
8.4
8.1
12
98.7
99.8

166.9
Security (4)
8.2
8.2
8.2
8.1
Other loans and leases
99.8
100.8
100.4
99.7

8.3

8.7

6.6
9.9

8.2
8.3

101.2

101.4

93.0
104.4

96.9
100.7

13 Interbank loans
119.2
112.1
110.8
107.5
110.3

109.7

112.8

118.7

78.1
113.0
139.6
112.3

14 Cash assets (5)
100.3
102.5
100.7
103.3
105.3

102.1

100.6

106.5

98.6
83.3
108.7
101.8

15 Other assets (6)
107.5
106.6
112.0
123.7
168.1

120.8

124.3

137.1

88.6
117.4
138.2
136.8

16 TOTAL ASSETS (7)
2,364.2
2,368.7
2,376.9
2,433.2
2,498.5

2,398.1

2,419.7

2,233.7
2,342.1
2,459.9
2,475.2
2,448.5

1,885.7

1,901.2

1,714.7
1,837.4
1,923.7
1,943.5
1,913.9

287.7

293.2

301.4

1,598.0

1,608.1

1,423.1
1,546.1
1,622.3
1,636.4
1,620.6

299.6

303.6

302.7

1,298.4

1,304.5

1,141.0
1,247.3
1,319.7
1,332.1
1,317.5

340.3

348.8

331.7
327.3
351.9
349.1

150.0

153.7

162.2
148.8
157.5
152.1

190.3

195.2

169.5
178.5
194.4
197.1

L I A B I L I T I E S
17 Deposits
1,862.3
1,856.9
1,869.8
1,904.2
1,921.2
18
Transaction
293.6
291.8
289.7
303.0
305.6
19
Nontransaction
1,568.7
1,565.1
1,580.1
1,601.3
1,615.6
20
Large time
300.6
298.4
296.5
300.0
300.4
21
Other
1,268.1
1,266.7
1,283.6
1,301.3
1,315.2

22 Borrowings
331.0
334.8
333.2
336.7
348.8
347.7
23
From banks in the U.S.
148.3
149.7
148.0
148.6
152.9
152.8
24
From others
182.7
185.1
185.1
188.1
195.8
194.9
25
12.8
10.4

Net due to related foreign offices
16.6
13.1
14.7
15.5
10.4

26
56.0

Other liabilities
56.8
57.2

57.8

58.3

291.7
291.3
307.1
293.3

282.1
298.8
304.3
303.1

10.6

20.6
9.1

15.4
10.7

61.1

49.7
60.4

55.8
61.0

59.1

68.7

27 TOTAL LIABILITIES
2,262.0
2,265.1
2,273.4
2,322.4
2,348.0

2,294.9

2,315.3

28 Residual (assets less liabilities) (8)
102.2
103.7
103.5
103.1
104.4
110.8
150.5

2,116.6
2,235.9
2,344.2
2,365.0
2,334.8

115.6

117.0
106.1
110.3
113.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26

2001

2001

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

592.5

591.2

587.0

595.4
622.7
581.2
591.3

222.2

210.5
207.4
218.3
221.7

A S S E T S

1
Bank credit
626.2
610.4
587.8
583.0

601.4

2
221.0
224.3
3
74.2
70.1
4
146.8
154.1

Securities in bank credit
215.1
217.2
218.7
221.1
226.5
Treasury and Agency securities (2)
69.0
67.1
66.9
65.5
71.6
Other securities
146.1
150.0
151.9
155.6
154.8

5
405.2
363.5
6

Loans and leases in bank credit (3)
395.2
384.2
373.8
370.0
356.5
Commercial and industrial

68.5

75.4
66.6

68.1
67.8

153.7

135.1
139.3
151.7
153.9

364.8

384.9
415.3
362.9
369.6
204.9

220.1

218.9
204.1
7
17.4
18.5
11
100.7
76.3
12
68.2
64.6

217.0
209.1
204.4
202.4
Real estate
17.5
17.3
17.5
18.7
Security (4)
92.7
90.9
86.2
70.9
Other loans and leases
68.0
67.0
65.7
64.5

202.8

203.1

17.8

18.4

83.4

78.0

201.3
18.3
17.9
94.6

205.8
18.1
18.4

107.1
77.5
78.8

66.0

65.3

67.2
66.2

70.0
66.6

13
28.0
27.3

Interbank loans
30.5
23.5
22.9

22.3

21.6

26.3

23.8
23.1

30.5
30.4

14
38.5
37.0

Cash assets (5)
36.7
35.2
39.3

35.5

36.0

42.4

44.5
48.2

40.5
47.5

15
39.8
34.4

Other assets (6)
37.4
37.3
33.6

31.9

29.3

31.5

43.1
30.1

36.3
32.6

681.9

677.7

686.9

706.4
729.7
682.2
701.4

404.3

403.4

385.6
378.2
407.8
398.6

10.3

12.9

393.9

390.5

375.6
368.8
392.6
385.6

210.2

218.3

217.7
233.4
228.8
227.7

22.3

31.6

188.0

186.7

16 TOTAL ASSETS (7)
732.2
714.6
697.1
686.1
678.5

L I A B I L I T I E S
17 Deposits
394.1
408.7
419.2
403.5
403.6
18
Transaction
10.8
10.8
9.9
11.8
11.0
19
Nontransaction
383.3
397.9
409.4
391.6
392.7

413.1
9.7
403.4

22 Borrowings
240.6
219.4
216.4
212.1
212.0
208.8
23
From banks in the U.S.
25.9
21.4
24.2
24.1
25.3
31.5
24
From others
214.7
198.0
192.1
188.0
186.7
177.4

25 Net due to related foreign offices
4.5
-4.4
-19.7
-16.3
-11.9
-11.0
-11.0
26
88.6
80.7

Other liabilities
85.4
83.4
79.1

78.7

77.6

-16.0

79.3

10.1
15.2

20.0
47.8

9.5
13.0

24.5
30.6

197.8
208.9
181.1
197.1
21.5
-35.7

21.8
-7.7

78.5
77.7

82.8
83.5

27 TOTAL LIABILITIES
727.8
709.1
699.4
685.3
680.6
28
4.4
0.8

687.5

680.3

Residual (assets less liabilities) (8)
5.5
-2.3
-5.6
-2.6
-2.1

685.1

1.8

703.3
716.2
678.7
702.2
3.1
3.5

13.5
-0.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26

2001

2001

Jul

Aug

Sep

--------

--------

--------

-------- ---------------------------

588.0

584.8

585.3

593.6
617.8
577.7
591.6

222.2

210.5
207.4
218.3
221.7

A S S E T S

1
Bank credit
623.3
605.6
589.3
584.2
2
221.0
224.3
3
74.2
70.1
3a
14.8
15.8
3b
59.4
54.3
4
146.8
154.1
4a
99.6

597.7

Securities in bank credit (2)
215.1
217.2
218.7
221.1
226.5
Treasury and Agency securities
69.0
67.1
66.9
65.5
71.6
Trading account
13.8
13.8
13.6
12.4
14.4
Investment account
55.2
53.3
53.2
53.2
57.2
Other securities
146.1
150.0
151.9
155.6
154.8
Trading account
99.3
105.6
107.7
111.0

68.5

75.4
66.6

68.1
67.8

13.7

14.1
12.1

9.5
13.7

54.8

61.3
54.5

58.5
54.1

153.7
109.8

135.1
139.3
151.7
153.9
90.8
107.4

94.6
110.1

110.9
4b
47.3
43.3
5
402.3
365.0
6
217.1
204.6
7
17.4
18.5
11
99.3
77.3
12
68.4
64.6

110.1
Investment account
46.8
44.4
44.2
44.7
Loans and leases in bank credit
390.5
380.5
369.3
357.8
Commercial and industrial
214.0
208.0
203.6
203.6
Real estate
17.5
17.3
17.5
18.7
Security (4)
91.9
88.9
83.4
70.7
Other loans and leases
67.2
66.3
64.8
64.7

44.3
44.3

44.7
43.8

44.6

43.9

(3)
363.7

363.0

383.1
410.4
359.5
369.9

201.5

202.8

204.5
221.2
200.0
205.6

17.8

18.4

18.3
17.9

79.6

76.8

93.3
101.1
75.7
79.7

64.7

65.1

66.9
65.8

69.9
66.1

18.1
18.4

13
28.0
27.3

Interbank loans
30.5
23.5
22.9

22.3

21.6

26.3

23.8
23.1

30.5
30.4

14
37.0
37.4

Cash assets (5)
35.8
34.1
39.5

34.3

34.8

41.5

43.6
46.2

39.1
45.9

15
38.9
33.9

Other assets (6)
36.8
36.0
33.2

31.1

29.0

31.3

42.8
30.2

36.9
32.1

675.4

669.9

684.0

703.5
724.0
676.8
699.6

392.6

395.5

378.2
382.7
397.5
390.1

10.3

13.3

382.2

382.2

367.9
373.5
382.2
376.9

210.2

218.3

217.7
233.4
228.8
227.7

22.3

31.6

188.0

186.7

16 TOTAL ASSETS (7)
726.9
708.5
690.9
687.5
679.5

L I A B I L I T I E S
17 Deposits
397.0
409.9
412.1
400.1
397.6
18
Transaction
10.2
10.4
9.7
12.6
11.3
19
Nontransaction
386.7
399.4
402.4
387.4
386.3

402.9
9.8
393.1

22 Borrowings
240.6
219.4
216.4
212.1
212.0
208.8
23
From banks in the U.S.
25.9
21.4
24.2
24.1
25.3
31.5
24
From others
214.7
198.0
192.1
188.0
186.7
177.4

10.3
15.4

20.0
47.8

9.2
13.2

24.5
30.6

197.8
208.9
181.1
197.1

25
-0.1
-9.1

Net due to related foreign offices
-7.6
-22.9
-19.6
-13.1
-9.1

26
86.5
81.6

Other liabilities
83.9
82.0
80.0

23.5
-32.6

22.0
-5.7

79.4
79.2

82.8
84.4

77.2

77.1

80.5

672.6

666.8

680.8

27 TOTAL LIABILITIES
724.0
705.6
687.6
684.5
677.3
28
2.9
3.0

-13.5

Residual (assets less liabilities) (8)
2.9
3.4
2.8
3.1
2.2

3.1

698.9
720.9
673.0
696.5
4.6
3.8

3.1
3.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars
October 12, 2001
Account
2001

2001

2001

May
Oct 3

Jun

--------------

--------------

2000

2001

2001

Jul

Aug

Sep

--------

--------

--------

2001
2001
Week ending
Sep
Mar
Apr
Sep 12
Sep 19
Sep 26
-------- ---------------------------

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers
29 Reval. gains on off-bal. sheet items (9)
79.9
82.0
87.3
77.6
87.7
113.8
118.1
30
74.9
98.1

Reval. losses on off-bal. sheet items (9)
74.7
81.5
70.3
76.7
102.2

31 Mortgage-backed securities (10)
258.5
265.4
261.7
261.0
283.7
298.3

273.9

103.2

74.5
95.3

80.8
104.9

89.3

73.9
83.2

79.8
91.3

280.8

243.9
251.8
275.9
275.4

31a
194.7
223.0
31b
63.9
60.7

Pass-through
200.2
200.2
199.4
226.8
CMO, REMIC, and other
65.2
61.4
61.7
71.6

218.1

61.7

62.8

69.4
61.8

2.3

-6.9
1.2

20.2

22.1
20.6

22.6
20.5

95.4

96.2

82.8
96.3

77.6
96.2

85.6

86.6

71.8
86.7

67.8
86.6

9.8

9.6

11.0
9.6

20.1

20.1

26.1
20.0

32
3.6
2.8

Net unrealized gains (losses) on
2.0
1.7
-0.4
0.7
4.9
available-for-sale securities (11)

33
21.7
20.0

Offshore credit to U.S. residents (12)
21.0
20.6
20.2
19.6
20.0

34 Securitized consumer loans (13)
81.3
79.6
81.1
95.5
95.7
96.7
34a
Credit card and related plans
71.8
70.4
72.2
86.1
86.2
86.9
34b
Other
9.5
9.2
8.9
9.4
9.5
9.9
35
20.0
20.4

Securitized business loans (13)
20.0
20.5
19.9
20.2

174.5
186.5
214.2
213.9

212.2

65.3
61.5
3.6
2.2

9.8
9.5
28.5
20.1

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers
31 Mortgage-backed securities (10)
230.7
235.1
238.3
245.1
255.8
259.6
34 Securitized consumer loans (13)
235.3
236.3
240.7
230.1
236.5
240.2
34a
Credit card and related plans
226.7
227.9
232.1
221.5
228.3
231.6
34b
Other
8.6
8.4
8.5
8.6
8.2
8.6

251.4

257.3

204.4
222.7
258.9
255.6

232.7

235.7

222.4
236.8
235.6
232.9

224.3

227.4

214.0
228.1
227.4
224.7

8.4

8.3

8.4
8.2

8.7
8.2

FOREIGN-RELATED INSTITUTIONS
29
56.5
56.6

Reval. gains on off-bal. sheet items (9)
56.3
57.2
54.9
57.2
57.1

56.4

47.7
54.6

52.7
57.4

30
52.1
51.8

Reval. losses on off-bal. sheet items (9)
51.8
52.0
49.8
52.0
51.2

51.3

45.1
49.8

49.7
52.4

35
30.2
26.6

Securitized business loans (13)
28.4
27.7
27.1
26.7

26.6

26.6

33.4
26.6

31.9
26.6

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 14

Footnotes

October 12, 2001
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.

2. Treasury securities are liabilities of the U.S. Treasury. Agency securities
are liabilities of U.S. government agencies and U.S. government-sponsored
enterprises.
3. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
4. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
5. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
6. Excludes the due-from position with related foreign offices, which is
included in line 25.
7. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
8. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
9. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
10. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
11. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
12. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to other than nonfinancial businesses.
13. Total amount outstanding.
NOTE: Domestically chartered commercial banks acquired $0.3 billion in assets
and liabilities of nonbank institutions in the week ending October 3, 2001. The
major asset item
affected was (in billions): real estate loans, other, $0.1. The major liability
item affected was: nontransactions deposits, other, $0.3.