H.

8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20

2001

2002

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

5,427.0

5,405.8

5,270.8
5,333.0
5,395.4
5,409.2
5,403.7

A S S E T S

1
Bank credit
5,348.9
5,424.8
5,415.4
5,415.6

5,400.0

2
Securities in bank credit
1,419.6
1,439.3
1,464.0
1,477.5
1,471.7
1,468.3
1,478.4
3
Treasury and Agency securities (2)
768.4
779.1
797.3
807.0
822.9
806.1
811.1
4
Other securities
651.2
660.1
666.7
670.5
648.7
662.2
667.3

1,358.5
1,389.7
1,470.4
1,468.6
1,465.5

5
Loans and leases in bank credit
3,929.3
3,985.5
3,936.1
3,949.5
3,947.0
3,937.2
6
Commercial and industrial
1,065.1
1,068.3
1,048.6
1,037.3
1,027.6
1,025.7
7
Real estate
1,716.6
1,724.6
1,737.2
1,753.3
1,771.9
1,766.1
8
Revolving home equity
139.4
142.1
147.3
149.5
161.5
162.1
9
Other
1,577.2
1,582.5
1,589.9
1,603.8
1,610.4
1,603.9
10
Consumer
548.6
549.2
551.7
560.0
565.2
565.3

(3)
3,934.1

3,912.3
3,943.4
3,925.0
3,940.6
3,938.2

1,022.9

1,102.0
1,071.3
1,014.0
1,019.9
1,020.0

1,763.4

1,663.7
1,718.3
1,761.8
1,772.8
1,773.5

152.9

157.2

1,610.5

1,534.7
1,580.7
1,604.6
1,613.1
1,613.0

560.4

563.2

809.6

786.7
755.2
808.8
805.6

660.8

571.8
634.5
659.8
659.9

129.0
137.6
159.6
160.5

546.2
550.3
567.0
559.3

11
171.1
150.2
12
427.9
432.1

Security (4)
181.7
150.0
150.7
150.0
Other loans and leases
461.8
448.6
448.2
430.1

141.3

147.6

170.9
170.2
147.0
149.7

446.2

438.4

429.5
433.3
433.9
435.7

13 Interbank loans
287.9
354.0
303.1
278.0
273.7

282.3

290.1

290.7

269.7
273.2
273.1
275.0

14 Cash assets (5)
284.1
329.5
303.5
301.6
297.5

295.0

292.2

291.3

291.7
288.8
292.4
275.5

15 Other assets (6)
433.7
469.7
487.2
480.7
482.1

486.0

475.7

480.8

398.2
420.1
492.6
496.3

16 TOTAL ASSETS (7)
6,287.3
6,510.0
6,424.0
6,401.1
6,394.5

6,419.6

6,391.5

6,165.7
6,248.6
6,383.7
6,392.4
6,375.7

4,177.9

4,213.2

3,895.1
4,071.5
4,234.7
4,239.8
4,233.4

631.0

632.3

629.7

3,546.9

3,580.9

3,287.0
3,465.3
3,605.0
3,637.7
3,623.4

976.8

973.4

984.4

2,570.1

2,607.5

2,343.7
2,490.2
2,620.6
2,634.8
2,627.2

1,233.6

1,257.4
1,222.0
1,219.8
1,224.0
1,219.3

406.5

401.9

397.0
390.5
397.9
406.0

827.1

817.9

860.4
831.4
826.2
813.3

25 Net due to related foreign offices
192.9
169.5
176.9
161.2
147.6
119.7
122.2

128.8

221.3
190.7
103.6
97.2

26 Other liabilities
347.8
399.4
370.5
334.6
329.8

347.1

374.1
336.1
342.0
345.0

L I A B I L I T I E S
17 Deposits
4,083.8
4,209.2
4,161.4
4,241.9
4,231.1
18
Transaction
611.1
689.6
638.1
635.6
633.2
19
Nontransaction
3,472.7
3,519.6
3,523.4
3,606.3
3,597.9
20
Large time
965.1
964.6
976.9
989.8
995.0
21
Other
2,507.7
2,555.0
2,546.5
2,616.5
2,602.9

22 Borrowings
1,232.9
1,286.7
1,265.3
1,237.8
1,217.2
1,219.2
23
From banks in the U.S.
398.6
444.2
423.8
402.8
392.8
395.9
24
From others
834.3
842.5
841.5
835.0
824.4
823.3

406.4

360.9

608.1
606.2
602.1
610.0

943.3
975.1
1,002.9
996.1

27 TOTAL LIABILITIES
5,857.3
6,064.8
5,974.1
5,913.4
5,902.3

5,983.3

5,955.3

28 Residual (assets less liabilities) (8)
429.9
445.3
449.9
436.3
436.2
487.7
492.2

5,747.9
5,820.3
5,930.3
5,909.5
5,894.9

453.4

417.8
428.3
482.9
480.8

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20

2001

2002

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

5,447.7

5,442.4

5,285.7
5,312.4
5,409.0
5,409.3
5,399.4

A S S E T S

1
Bank credit
5,331.6
5,419.2
5,401.2
5,408.6

5,408.0

2
Securities in bank credit
1,412.8
1,435.5
1,461.8
1,481.4
1,477.6
1,469.2
1,479.3
3
Treasury and Agency securities (2)
763.8
776.1
792.4
807.4
822.3
806.7
812.7
4
Other securities
649.0
659.4
669.4
674.1
655.3
662.5
666.5

1,363.7
1,380.7
1,476.0
1,472.0
1,466.0

5
Loans and leases in bank credit (3)
3,918.8
3,983.7
3,946.2
3,966.3
3,964.8
3,932.0
3,929.3
6
Commercial and industrial
1,058.9
1,065.0
1,048.1
1,038.4
1,025.3
1,026.3
1,025.9

3,922.1
3,931.7
3,933.1
3,937.3
3,933.4

811.9

788.9
751.1
811.5
806.5

664.1

574.8
629.6
660.6
659.5

1,099.2
1,070.4
1,011.4
1,017.8
1,019.1

7
1,719.8
1,762.2
8
140.2
160.0
9
1,579.6
1,602.3
10
549.6
566.0
10a
218.1
226.5
10b
331.5
339.5
11
162.6
148.6
12
427.8
428.9

Real estate
1,728.2
1,740.9
1,759.3
1,768.5
1,756.8
Revolving home equity
143.5
148.5
150.3
153.0
160.6
Other
1,584.7
1,592.4
1,609.0
1,615.5
1,596.2
Consumer
551.4
551.4
560.4
566.2
565.2
Credit card and related plans
217.2
216.7
226.0
232.6
227.6
Other
334.2
334.7
334.5
333.6
337.7
Security (4)
175.5
156.2
157.3
152.1
154.4
Other loans and leases
463.6
449.5
450.8
452.7
427.0

1,662.7
1,717.3
1,760.2
1,767.6
1,768.5
156.2

128.2
137.9
158.2
159.3

1,534.6
1,579.3
1,604.1
1,609.4
1,609.2
567.5

550.6
547.8
568.9
560.7

229.4

217.6
216.9
227.8
220.4

338.1

333.0
330.8
341.1
340.4

154.3

178.8
162.5
151.1
152.2

439.6

430.7
433.7
431.8
432.9

13 Interbank loans
276.6
342.1
297.2
276.7
275.3

290.6

300.1

293.0

271.8
265.4
276.7
279.1

14 Cash assets (5)
272.3
324.8
303.8
317.0
297.5

303.8

312.7

307.1

308.3
279.7
284.6
272.4

15 Other assets (6)
430.7
469.7
482.7
476.6
480.8

485.5

482.8

483.0

400.0
418.6
493.9
496.6

16 TOTAL ASSETS (7)
6,243.6
6,487.6
6,422.0
6,397.0
6,387.6

6,456.8

6,465.8

6,201.3
6,209.8
6,417.9
6,389.4
6,372.5

4,201.2

4,264.9

3,909.9
4,039.8
4,253.3
4,259.1
4,257.1

637.2

662.7

641.7

3,564.0

3,602.2

3,290.0
3,440.0
3,611.6
3,670.3
3,658.5

984.6

989.7

2,579.3

2,612.4

L I A B I L I T I E S
17 Deposits
4,043.1
4,183.6
4,148.8
4,265.1
4,249.1
18
Transaction
597.2
683.4
632.2
633.3
625.4
19
Nontransaction
3,445.9
3,500.2
3,516.6
3,631.8
3,623.7
20
Large time
951.5
953.2
970.7
1,000.7
1,007.3
21
Other
2,494.4
2,547.0
2,545.9
2,631.1
2,616.4

1,000.0

619.9
599.9
588.8
598.6

956.3
961.3
1,018.6
1,011.3

2,333.7
2,478.7
2,611.5
2,651.7
2,647.3

22 Borrowings
1,211.2
1,281.4
1,262.9
1,246.1
1,221.7
1,216.7
23
From banks in the U.S.
390.3
434.5
418.5
403.6
397.6
398.9
24
From others
820.8
847.0
844.4
842.5
824.1
817.8

1,235.7

1,274.5
1,212.7
1,236.0
1,231.6
1,222.8

407.9

407.9

403.2
387.3
402.8
410.7

827.8

828.1

871.3
825.4
828.8
812.2

25 Net due to related foreign offices
192.0
171.4
177.4
163.1
152.9
127.0
127.0

132.8

225.4
184.4
108.2
101.7

26 Other liabilities
347.6
399.8
370.7
339.5
333.9

408.8

363.5

349.1

376.6
331.6
344.7
347.8

27 TOTAL LIABILITIES
5,794.0
6,036.3
5,959.8
5,953.2
5,926.8

6,019.3

6,017.1

5,786.5
5,768.5
5,971.2
5,943.6
5,929.4

28 Residual (assets less liabilities) (8)
449.6
451.4
462.2
437.5
448.7
443.8
460.8

446.7

414.8
441.3
445.8
443.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2002

Nov

Dec

Jan

--------

--------

--------

A S S E T S

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20
-------- --------------------- -------

1
Bank credit
4,750.8
4,830.4
4,831.3
4,829.5

4,813.8

4,833.9

4,820.8

4,651.4
4,732.2
4,818.3
4,837.4
4,827.6

2
Securities in bank credit
1,196.6
1,214.8
1,236.6
1,247.5
1,242.9
1,251.1
1,255.7
3
Treasury and Agency securities (2)
719.3
727.4
741.0
747.6
765.5
758.7
760.9
4
Other securities
477.3
487.4
495.5
499.9
477.4
492.4
494.7

1,145.4
1,165.4
1,247.8
1,249.8
1,246.9

5
Loans and leases in bank credit
3,554.2
3,615.6
3,577.2
3,586.4
3,580.2
3,573.8
6
Commercial and industrial
860.3
863.3
849.0
837.6
828.9
826.1
7
Real estate
1,698.2
1,705.8
1,718.5
1,734.4
1,753.2
1,747.2
8
Revolving home equity
139.4
142.1
147.3
149.5
161.5
162.1
9
Other
1,558.8
1,563.8
1,571.2
1,584.9
1,591.7
1,585.1
10
Consumer
548.6
549.2
551.7
560.0
565.2
565.3
11
Security (4)
86.4
102.7
77.6
74.1
72.1
76.8
12
Other loans and leases
360.6
394.5
380.4
380.3
360.8
358.4

(3)
3,577.9

3,505.9
3,566.7
3,570.5
3,587.6
3,580.7

827.7

821.6

1,744.4

1,645.6
1,700.0
1,742.8
1,754.1
1,754.8

152.9

157.2

1,591.4

1,516.6
1,562.5
1,585.6
1,594.4
1,594.2

560.4

563.2

67.6

73.1

377.9

369.8

362.1
367.5
364.7
365.7

756.2

720.6
705.4
760.3
756.8

491.6

424.8
460.1
489.5
490.0

887.1
865.4
824.5
825.3

129.0
137.6
159.6
160.5

546.2
550.3
567.0
559.3
64.8
77.3

83.5
75.7

13 Interbank loans
267.7
328.0
279.2
259.6
255.1

256.8

269.0

264.3

240.7
251.9
246.7
254.6

14 Cash assets (5)
246.6
284.0
264.3
263.5
259.5

257.7

255.7

255.0

250.2
252.0
254.9
239.4

15 Other assets (6)
403.5
436.3
454.9
450.5
450.9

451.8

444.7

448.3

362.0
389.7
459.8
464.2

16 TOTAL ASSETS (7)
5,601.7
5,811.2
5,742.7
5,730.7
5,720.9

5,730.0

5,718.5

5,439.9
5,559.6
5,711.7
5,724.3
5,711.2

L I A B I L I T I E S

17 Deposits
3,676.8
3,799.8
3,739.7
3,790.2
3,779.1
18
Transaction
601.5
677.3
627.3
625.1
622.1
19
Nontransaction
3,075.3
3,122.5
3,112.4
3,165.1
3,157.0
20
Large time
570.1
570.0
568.6
550.9
556.5
21
Other
2,505.2
2,552.6
2,543.8
2,614.1
2,600.6

3,749.5

3,777.8

3,507.4
3,657.8
3,780.6
3,774.5
3,774.3

620.3

621.2

618.7

3,129.1

3,156.6

2,909.5
3,060.8
3,161.8
3,182.7
3,175.4

561.4

551.3

543.6

2,567.7

2,605.2

2,341.5
2,487.8
2,618.2
2,632.5
2,624.9

1,031.0

1,013.0
1,010.8
1,032.8
1,043.0
1,026.0

382.0

379.9

371.3
368.3
378.9
376.9

649.0

652.9

641.8
642.5
664.1
649.1

25 Net due to related foreign offices
205.7
188.6
194.1
191.9
197.3
180.9
180.8

186.8

217.7
207.1
174.3
175.2

26 Other liabilities
271.8
321.0
296.2
262.2
256.3

329.4

286.3

271.1

291.3
257.7
263.7
268.7

27 TOTAL LIABILITIES
5,176.6
5,374.3
5,286.8
5,261.8
5,244.5

5,295.6

5,292.4

5,029.4
5,133.4
5,271.3
5,255.6
5,244.1

22 Borrowings
1,022.2
1,064.9
1,056.9
1,024.8
1,028.5
1,028.4
23
From banks in the U.S.
378.0
413.7
399.9
378.6
373.1
373.8
24
From others
644.2
651.3
657.0
646.3
655.4
654.5

28 Residual (assets less liabilities) (8)
425.1
436.9
456.0
434.4
426.1
468.9
476.4

440.4

597.9
597.0
591.9
598.9

568.0
572.9
550.2
550.5

410.5
426.2
468.7
467.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
March 8, 2002

Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20

2001

2002

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

4,851.8

4,847.8

4,658.2
4,716.0
4,825.5
4,833.2
4,819.5

A S S E T S

1
Bank credit
4,739.8
4,826.5
4,818.4
4,819.8

4,818.8

2
Securities in bank credit
1,189.8
1,211.1
1,234.4
1,251.4
1,248.9
1,251.9
1,256.5
3
Treasury and Agency securities (2)
714.7
724.4
736.1
748.0
764.9
759.2
762.6
4
Other securities
475.1
486.6
498.2
503.5
484.0
492.7
494.0

1,150.6
1,156.5
1,253.3
1,253.2
1,247.4

5
Loans and leases in bank credit (3)
3,550.1
3,615.5
3,584.4
3,600.4
3,598.9
3,566.4
3,563.3
6
Commercial and industrial
855.5
860.4
848.3
838.0
827.8
825.5
824.3
7
Real estate
1,701.4
1,709.5
1,722.2
1,740.4
1,749.5
1,743.5
1,738.0
8
Revolving home equity
140.2
143.5
148.5
150.3
153.0
160.0
160.6
9
Other
1,561.2
1,566.0
1,573.7
1,590.1
1,596.5
1,583.5
1,577.4
10
Consumer
549.6
551.4
551.4
560.4
566.2
566.0
565.2
10a
Credit card and related plans
218.1
217.2
216.7
226.0
232.6
226.5
227.6
10d
Other
331.5
334.2
334.7
334.5
333.6
339.5
337.7
11
Security (4)
81.8
97.6
80.8
79.3
73.7
73.4
80.4
12
Other loans and leases
361.7
396.5
381.7
382.3
381.8
358.0
355.5

3,507.6
3,559.6
3,572.1
3,580.0
3,572.1

758.4

722.8
701.3
763.0
757.7

494.9

427.8
455.1
490.3
489.6

817.5

882.7
865.3
821.3
822.0

1,644.7
1,699.1
1,741.2
1,748.9
1,749.7
156.2

128.2
137.9
158.2
159.3

1,516.5
1,561.1
1,585.1
1,590.7
1,590.5
567.5

550.6
547.8
568.9
560.7

229.4

217.6
216.9
227.8
220.4

338.1

333.0
330.8
341.1
340.4

76.0
369.9

67.4
78.8

78.6
77.1

362.2
368.9
362.0
362.6

13 Interbank loans
256.4
316.2
273.2
258.3
256.6

265.1

279.1

266.6

242.7
244.2
250.2
258.6

14 Cash assets (5)
236.0
280.3
263.9
278.7
259.9

264.4

273.7

268.4

264.1
244.2
246.1
235.5

15 Other assets (6)
400.8
436.5
450.9
446.1
448.9

451.3

450.3

449.4

362.7
389.0
459.8
463.4

16 TOTAL ASSETS (7)
5,565.9
5,791.8
5,737.6
5,727.3
5,711.2

5,762.2

5,779.1

5,463.6
5,527.4
5,735.9
5,714.7
5,702.5

3,769.5

3,816.4

3,512.3
3,636.3
3,786.5
3,782.0
3,787.4

626.3

650.9

630.5

3,143.2

3,165.5

2,902.8
3,045.7
3,156.0
3,203.3
3,199.6

566.2

555.4

546.9

2,576.9

2,610.1

2,331.5
2,476.4
2,609.1
2,649.3
2,644.9

1,033.1

1,030.1
1,001.5
1,049.0
1,050.5
1,029.4

383.4

385.9

377.5
365.0
383.8
381.5

649.7

663.1

652.7
636.5
666.7
647.9

25 Net due to related foreign offices
206.1
188.0
194.2
193.8
197.6
184.1
184.1

187.4

218.6
204.0
175.4
176.4

26 Other liabilities
272.2
320.3
296.2
265.5
259.8

331.8

286.9

271.7

292.3
254.7
264.9
270.1

27 TOTAL LIABILITIES
5,126.8
5,350.1
5,279.4
5,287.7
5,256.5

5,328.2

5,334.0

5,053.3
5,096.5
5,294.6
5,272.8
5,263.3

L I A B I L I T I E S
17 Deposits
3,648.0
3,782.3
3,734.5
3,805.2
3,786.6
18
Transaction
587.7
670.8
621.3
622.9
614.6
19
Nontransaction
3,060.3
3,111.5
3,113.2
3,182.3
3,172.0
20
Large time
568.3
566.9
569.9
553.5
558.0
21
Other
2,492.0
2,544.6
2,543.3
2,628.7
2,614.0

22 Borrowings
1,000.5
1,059.6
1,054.5
1,033.2
1,032.9
1,025.9
23
From banks in the U.S.
369.7
403.9
394.6
379.4
377.9
376.9
24
From others
630.8
655.7
659.9
653.8
655.0
649.1

28

Residual (assets less liabilities) (8)

609.5
590.6
578.7
587.8

571.3
569.3
554.0
554.7

410.2

430.9

439.1
439.7

441.6
454.7

458.2

434.0

445.1

441.3

441.9

439.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20

2001

2002

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

2,633.0

2,598.7

2,588.9
2,623.4
2,573.8
2,588.2
2,581.8

A S S E T S

1
Bank credit
2,623.5
2,690.4
2,574.4
2,575.6
2
629.4
635.5
3
359.5
360.1
3a
36.3
34.7
3b
323.2
325.4
4
269.9
275.4
4a
153.1
130.1

2,631.7

Securities in bank credit
640.6
648.1
652.8
635.7
641.9
Treasury and Agency securities (2)
362.5
363.2
366.0
377.1
362.2
Trading account
37.9
35.8
40.4
34.1
31.9
Investment account
324.6
327.4
325.6
343.0
330.3
Other securities
278.1
284.9
286.8
258.6
279.6
Trading account
161.0
165.8
165.1
128.0
136.3

636.2

594.7
608.2
635.6
630.9

363.9

358.8
352.1
362.9
358.2

32.7

34.2
34.7

38.3
34.1

331.2

324.6
313.8
328.2
324.0

272.3

235.9
256.1
272.8
272.7

128.2

126.0
140.8
127.2
126.7

4b
116.7
145.3
4c
27.6
28.1
4d
89.2
117.2

Investment account
117.1
119.1
121.7
130.6
143.3
State and local government
27.5
26.8
27.1
26.9
28.3
Other
89.6
92.3
94.6
103.7
115.0

5
Loans and leases in bank credit (3)
1,994.1
2,049.8
1,983.5
1,980.2
1,963.0
1,938.9
1,933.8
6
Commercial and industrial
557.2
561.2
545.5
534.9
523.8
520.9
518.9
7
Real estate
846.0
845.9
842.8
852.8
855.8
847.6
841.5
8
Revolving home equity
87.6
89.4
92.3
93.9
95.9
101.3
101.7
9
Other
758.4
756.5
750.5
758.9
759.9
746.2
739.8
10
Consumer
251.4
253.2
242.8
245.2
245.7
246.0
245.7
11
Security (4)
78.1
94.0
69.8
66.3
59.6
64.1
68.6
11a
Fed funds and RPs with broker/dealer
63.5
66.2
56.4
52.3
45.6
52.1
55.5
11b
Other
14.5
27.8
13.4
14.0
14.0
11.9
13.2
12a
State and local government
14.2
14.4
15.3
15.7
14.9
14.6
14.6
12b
Agricultural
9.5
9.2
9.2
9.4
9.3
9.6
9.5
12c
Fed funds and RPs with others
31.9
32.6
28.8
30.6
29.3
22.5
24.0
12d
All other loans
75.6
109.1
104.3
100.4
94.1
81.3
78.4
12e
Lease financing receivables
130.3
130.2
125.0
125.0
130.5
132.3
132.5
13 Interbank loans
150.9
207.3
175.8
152.8
156.1
148.6
13a
Fed funds and RPs with banks
80.5
131.5
94.3
90.1

144.1

109.9
115.3
145.6
146.0

27.5

27.1
27.9

27.8
28.1

116.6

82.7
117.7

87.5
117.9

1,994.2
2,015.2
1,937.6
1,952.6
1,950.9
517.2

595.7
562.3
519.0
519.0

846.1

829.2
855.7
852.8
852.9

98.8

82.4
100.3

87.1
101.1

747.3

746.8
768.7
752.5
751.9

238.5

245.1
254.2
245.4
245.1

65.4

57.9
69.6

75.2
67.8

52.5

41.8
57.4

59.6
55.5

12.8

16.1
12.2

15.5
12.3

14.6

12.8
14.5

14.2
14.6

9.4

10.2
9.3

10.1
9.6

27.9

26.0
25.2

31.0
24.9

85.6

86.8
83.6

81.6
84.0

132.9

130.6
131.0
133.0
133.1

165.8

165.9

156.8
136.5
150.5
154.0

96.3

90.6

81.9
75.3

71.6
80.9

84.5
13b
70.4
71.7

76.4
Other
75.8
72.2

81.5

74.9
75.2

64.9
73.1

62.7

69.5

75.2

14 Cash assets (5)
140.7
174.8
155.3
148.3
140.4

151.2

146.8

143.9

147.9
146.8
142.5
130.1

15 Other assets (6)
283.3
308.8
324.2
308.9
300.3

322.1

311.5

313.8

267.8
271.3
318.8
319.8

16 TOTAL ASSETS (7)
3,160.2
3,343.2
3,247.5
3,144.0
3,121.4

3,219.4

3,181.5

3,123.9
3,140.0
3,154.1
3,155.9
3,141.4

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20

2001

2002

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,792.5

1,798.3

1,699.7
1,752.4
1,787.9
1,785.3
1,782.6

320.8

321.5

314.6

1,471.7

1,476.9

1,396.6
1,445.6
1,473.2
1,487.0
1,480.6

251.8

247.0

241.0

1,219.9

1,229.9

1,125.4
1,174.0
1,232.2
1,239.6
1,234.5

L I A B I L I T I E S
17 Deposits
1,754.8
1,860.1
1,792.3
1,790.5
1,782.4
18
Transaction
304.4
376.1
323.5
314.6
312.1
19
Nontransaction
1,450.3
1,483.9
1,468.8
1,475.9
1,470.2
20
Large time
264.9
264.9
260.7
249.0
254.7
21
Other
1,185.5
1,219.0
1,208.1

303.2
306.8
298.3
301.9

271.2
271.6
247.3
246.2

1,226.9

1,215.6

22 Borrowings
678.3
709.6
692.1
658.2
654.6
652.6
23
From banks in the U.S.
226.5
257.6
233.6
212.6
201.7
202.4
24
From others
451.7
452.0
458.5
445.7
452.9
450.2

657.5

652.3

673.5
672.9
668.3
651.1

215.0

208.7

214.9
218.9
210.9
208.2

442.4

443.7

458.6
454.0
457.4
442.9

25 Net due to related foreign offices
190.3
178.0
184.6
181.7
187.3
168.2
168.0

177.9

200.9
192.4
164.5
165.6

26 Other liabilities
211.3
258.6
231.9
190.1
185.2

264.1

220.5

201.2

241.8
198.6
191.8
198.1

27 TOTAL LIABILITIES
2,834.6
3,006.3
2,901.0
2,803.3
2,788.1

2,896.6

2,863.6

2,815.8
2,816.4
2,819.4
2,810.0
2,797.4

28 Residual (assets less liabilities) (8)
325.6
336.9
346.5
322.8
318.0
340.7
333.3

334.7

308.0
323.6
345.9
344.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001

2002

Nov

Dec

Jan

--------

--------

--------

A S S E T S

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20
-------- ---------------------------

1
Bank credit
2,609.3
2,681.0
2,575.5
2,576.7
2
623.2
639.2
3
355.5
363.5
3a
35.9
35.0
3b
319.7
328.5
3c
241.8
243.6
3d
77.9
84.9
3e
20.1
30.3
3f
33.8
43.4
3g
24.0
11.2
4
267.7
275.7
4a
151.9
130.3
4b
115.8
145.5
4c
27.3
28.1
4d
88.5
117.3

2,634.8

2,649.7

2,621.2

Securities in bank credit
637.0
648.3
658.6
642.7
644.4
Treasury and Agency securities (2)
359.7
360.7
368.2
377.5
365.6
Trading account
37.7
35.5
40.6
34.1
32.2
Investment account
322.0
325.1
327.6
343.3
333.3
Mortgage-backed
247.3
257.9
256.1
269.3
243.7
Other
74.8
67.3
71.5
74.0
89.6
1 year or less
20.1
18.2
27.0
26.4
34.2
Between 1 and 5 years
34.6
31.9
30.3
35.2
43.6
More than 5 years
20.1
17.1
14.2
12.3
11.9
Other securities
277.3
287.6
290.4
265.2
278.9
Trading account
160.5
167.4
167.1
131.2
136.0
Investment account
116.8
120.3
123.2
134.0
142.9
State and local government
27.4
27.1
27.4
27.6
28.2
Other
89.4
93.2
95.8
106.4
114.7

5
Loans and leases in bank credit
1,986.1
2,044.0
1,986.5
1,991.2
1,936.2
1,932.3
6
Commercial and industrial
554.0
559.7
545.2
536.0
519.7
518.6
7
Real estate
847.4
847.8
845.4
858.4
842.3
835.4
8
Revolving home equity
88.7
90.5
93.2
94.4

2,600.0
2,607.1
2,585.3
2,594.0
2,584.8

642.4

600.4
599.3
640.8
633.4

366.7

361.6
348.2
367.3
361.1

32.9

34.5
35.1

37.9
34.4

333.8

327.1
310.3
332.2
326.7

259.6

225.9
229.1
251.8
244.7

74.2

101.2
80.3

81.3
81.9

24.7

29.9
26.5

21.1
27.5

36.7

38.9
42.2

34.3
42.9

12.8

32.4
11.6

25.9
11.5

275.6

238.8
251.1
273.5
272.3

129.8

127.6
138.1
127.5
126.5

145.8

111.2
113.1
146.0
145.8

27.8

27.5
28.0

27.3
28.0

118.0

83.7
118.0

85.8
117.7

(3)
1,978.5

1,999.6
2,007.8
1,942.9
1,953.1
1,951.4

523.0

514.0

592.2
562.3
517.6
517.7

860.8

846.2

829.8
854.3
851.0
851.1

95.7

97.7

81.6
99.0

87.7
99.9

100.2
9a
457.7
433.8
9b
301.0
308.4
10
250.2
248.4
10a
85.1
76.8
10f
165.1
171.6
11
73.6
65.5
11a
59.9
53.3
11b
13.7
12.2
12a
14.2
14.6
12b
9.6
9.4
12c
31.9
22.5
12d
75.7
80.2
12e
129.5
133.7

100.4
Other residential
454.8
440.8
451.5
453.7
426.4
Commercial
302.4
311.3
312.5
311.4
308.5
Consumer
251.9
240.4
243.5
247.7
247.6
Credit card and related plans
84.6
74.3
76.5
80.1
77.0
Other
167.3
166.1
167.0
167.6
170.6
Security (4)
89.1
72.9
71.0
65.5
72.2
Fed funds and RPs with broker/dealer
62.8
58.9
56.0
50.0
58.4
Other
26.3
14.0
15.0
15.4
13.8
State and local government
14.4
15.3
15.7
14.9
14.6
Agricultural
9.3
9.3
9.4
9.3
9.4
Fed funds and RPs with others
32.6
28.8
30.6
29.3
24.0
All other loans
110.3
104.6
101.7
97.1
76.9
Lease financing receivables
128.9
124.8
124.8
130.8
133.6

13 Interbank loans
145.4
199.5
168.7
153.8
154.0
148.0
13a
Fed funds and RPs with banks
77.6
126.5
90.5
90.7
83.3
76.1
13b
Other
67.8
73.0
78.2
63.1
70.7
71.9

440.0

451.7
465.0
443.6
442.3

308.6

296.6
301.5
308.4
308.9

241.9

248.6
252.4
248.3
247.8

71.5
170.4

83.5
76.5

87.3
76.3

165.1
165.1
171.8
171.4

68.4

60.5
71.0

70.5
69.2

54.9

43.7
58.5

55.9
56.7

13.4

16.8
12.5

14.6
12.5

14.6

12.8
14.5

14.2
14.6

9.5

10.2
9.3

10.2
9.5

27.9

26.0
25.2

31.0
24.9

85.5

86.7
81.5

82.4
82.1

134.9

132.6
130.5
134.7
134.5

170.1

167.5

158.3
136.4
149.1
154.2

98.8

91.6

82.6
74.6

71.5
81.0

71.3

75.9

75.7
74.5

64.8
73.2

14 Cash assets (5)
132.9
170.5
154.2
160.2
141.5

152.6

158.3

154.1

158.8
140.4
137.8
130.0

15 Other assets (6)
280.6
309.0
320.2
304.4
298.3

321.6

317.1

314.9

268.4
270.6
318.8
319.0

16 TOTAL ASSETS (7)
3,129.9
3,321.5
3,238.7
3,150.5
3,121.0

3,237.8

3,225.3

3,148.3
3,116.5
3,178.8
3,155.4
3,143.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20

2001

2002

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

1,799.8

1,817.5

1,705.9
1,744.2
1,794.1
1,789.8
1,793.8

323.3

340.5

323.9

1,476.5

1,477.0

1,393.8
1,442.2
1,470.2
1,499.9
1,496.1

256.6

251.1

244.3

1,219.8

1,225.9

1,119.3
1,174.3
1,225.9
1,248.7
1,245.7

659.6

668.5

690.6
663.6
675.9
654.6

216.5

214.7

221.1
215.6
215.8
212.9

443.1

453.8

469.5
448.0
460.1
441.7

25 Net due to related foreign offices
190.6
177.5
184.8
183.5
187.6

178.5

201.8
189.2
165.6
166.9

L I A B I L I T I E S
17 Deposits
1,738.8
1,848.8
1,785.7
1,802.6
1,787.5
18
Transaction
293.4
369.7
317.8
316.7
309.5
19
Nontransaction
1,445.4
1,479.1
1,467.9
1,485.9
1,478.0
20
Large time
263.1
261.8
262.1
251.6
256.2
21
Other
1,182.3
1,217.3
1,205.9
1,234.3
1,221.8

22 Borrowings
656.6
704.3
689.8
666.6
659.0
650.2
23
From banks in the U.S.
218.3
247.8
228.4
213.4
206.4
205.4
24
From others
438.3
456.5
461.4
453.2
452.6
444.7

312.1
302.0
290.0
297.7

274.5
267.9
251.2
250.4

171.4

171.4

26 Other liabilities
211.6
257.9
231.9
193.3
188.7

266.5

221.0

201.9

27 TOTAL LIABILITIES
2,797.7
2,988.5
2,892.2
2,826.4
2,797.7

2,916.3

2,885.7

2,841.1
2,792.7
2,843.0
2,824.3
2,814.8

28 Residual (assets less liabilities) (8)
332.2
333.1
346.4
321.5
339.6
324.1
323.3

335.8

242.8
195.6
193.0
199.5

307.1
323.8
331.1
329.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20

2001

2002

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

2,200.9

2,222.0

2,062.5
2,108.8
2,244.5
2,249.2
2,245.8

A S S E T S

1
Bank credit
2,127.3
2,140.0
2,256.9
2,253.8

2,182.1

2
567.2
615.6
3
359.9
398.6
4
207.4
217.0

Securities in bank credit
574.2
588.4
594.7
607.2
613.8
Treasury and Agency securities (2)
364.9
377.9
381.6
388.4
398.7
Other securities
209.3
210.6
213.1
218.8
215.1

5
Loans and leases in bank credit
1,560.1
1,565.7
1,593.7
1,606.2
1,641.3
1,640.0
6
Commercial and industrial
303.1
302.2
303.5
302.6
307.9
307.2
7
Real estate
852.2
860.0
875.7
881.6
905.6
905.7
8
Revolving home equity
51.8
52.7
55.0
55.6
60.1
60.4
9
Other
800.4
807.3
820.7
826.0
845.5
845.3
10
Consumer
297.1
296.0
308.9
314.8
319.2
319.6
11
Security (4)
8.4
8.7
7.8
7.8
8.1
8.2
12
Other loans and leases
99.2
99.0
97.7
99.3
100.5
99.4

611.6

550.8
557.3
614.2
616.0

392.3

361.8
353.3
397.5
398.6

219.3

189.0
204.0
216.7
217.3

(3)
1,614.9

1,511.7
1,551.5
1,632.9
1,635.0
1,629.8

303.9

304.4

291.5
303.1
305.5
306.4

888.6

896.7

816.4
844.3
901.2
901.9

57.1

58.4

831.5

838.3

769.9
793.8
841.9
842.4

314.7

324.7

301.2
296.2
321.6
314.2

8.0

7.7

99.7

99.3

46.6
59.3

50.5
59.5

6.9
7.7

8.3
7.9

95.8
99.0

99.7
99.5

13 Interbank loans
116.9
120.8
103.4
103.4
106.5

104.1

103.3

98.4

83.9

115.4
96.2
100.5

14 Cash assets (5)
105.9
109.2
109.0
115.2
119.1

106.5

108.9

111.1

102.3
105.1
112.4
109.3

15 Other assets (6)
120.2
127.5
130.8
141.6
150.6

129.7

133.2

134.4

94.2
118.4
141.1
144.4

16 TOTAL ASSETS (7)
2,441.5
2,468.0
2,495.3
2,586.7
2,599.6

2,510.6

2,537.0

2,316.0
2,419.6
2,557.6
2,568.4
2,569.7

1,956.9

1,979.4

1,807.6
1,905.3
1,992.7
1,989.2
1,991.7

299.5

299.8

304.1

L I A B I L I T I E S
17 Deposits
1,922.1
1,939.7
1,947.4
1,999.7
1,996.8
18
Transaction
297.1
301.1
303.8

294.7
290.2
293.5
297.0

310.6
310.0
19
Nontransaction
1,625.0
1,638.6
1,643.6
1,689.1
1,686.8
20
Large time
305.2
305.0
307.9
301.9
301.8
21
Other
1,319.8
1,333.6
1,335.7
1,387.2
1,385.0

1,657.4

1,679.7

1,512.9
1,615.2
1,688.6
1,695.7
1,694.7

309.6

304.4

302.6

1,347.8

1,375.3

1,216.1
1,313.8
1,386.0
1,392.9
1,390.4

373.5

380.4

339.6
337.9
374.7
374.8

166.9

171.2

156.4
149.4
168.0
168.6

206.6

209.2

183.2
188.5
206.6
206.2

22 Borrowings
343.9
355.3
364.7
366.6
373.9
375.8
23
From banks in the U.S.
151.5
156.1
166.3
166.0
171.4
171.4
24
From others
192.5
199.2
198.5
200.6
202.5
204.3
25
15.5
12.8

Net due to related foreign offices
10.5
9.5
10.2
10.0
12.8

26
60.5
72.1

Other liabilities
62.4
64.2
71.1

27 TOTAL LIABILITIES
2,342.0
2,368.0
2,385.8
2,458.5
2,456.4

8.9

296.8
301.4
302.8
304.3

16.8

9.8

49.6
71.9

14.7

9.6

59.1
70.6

65.3

65.9

69.9

2,399.1

2,428.8

2,213.5
2,317.0
2,451.9
2,445.6
2,446.7

28 Residual (assets less liabilities) (8)
99.5
100.0
109.5
111.6
108.2
128.2
143.1

105.7

102.5
102.6
122.8
123.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
March 8, 2002

2001

2001

Sep
Feb 27

Oct

Account
2001
Nov

2001

2002

Dec

Jan

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20

--------------

--------------

--------

--------

--------

-------- ---------------------------

2,202.1

2,226.6

2,058.2
2,108.9
2,240.2
2,239.2
2,234.7

A S S E T S

1
Bank credit
2,130.5
2,145.6
2,242.9
2,243.1
2
566.6
612.7
3
359.2
395.7
4
207.4
217.0

2,183.9

Securities in bank credit
574.1
586.0
592.8
606.2
612.1
Treasury and Agency securities (2)
364.8
375.5
379.8
387.4
397.0
Other securities
209.3
210.6
213.1
218.8
215.1

5
Loans and leases in bank credit (3)
1,564.0
1,571.5
1,597.9
1,609.2
1,620.5
1,630.2
1,631.0
6
Commercial and industrial
301.4
300.7
303.1
302.0
304.8
305.8
305.6
7
Real estate
854.0
861.7
876.9
882.0
888.7
901.2
902.6
8
Revolving home equity
51.5
52.9
55.3
55.9
57.3
59.8
60.2
9
Other
802.5
808.8
821.6
826.1
831.4
841.4
842.4
10
Consumer
299.4
299.5
311.1
316.9
318.5
317.6
317.6
10a
Credit card and related plans
133.0
132.6
142.5
149.5
152.5
149.6
150.6
10h
Other
166.4
166.9
168.6
167.4
166.0
167.9
167.0
11
Security (4)
8.2
8.5
7.9
8.2
8.2
7.9
8.2
12
Other loans and leases
100.9
101.0
99.0
100.1
100.3
97.7
97.0
13 Interbank loans
111.0
116.7
104.6
104.3
108.6

111.4

108.9

611.0

550.2
557.1
612.4
614.0

391.7

361.2
353.1
395.7
396.6

219.3

189.0
204.0
216.7
217.3

1,508.0
1,551.8
1,629.2
1,626.8
1,620.7
303.5

290.5
302.9
303.7
304.3

895.0

814.8
844.8
897.9
898.6

58.4

46.6
59.2

50.2
59.4

836.5

768.3
794.6
838.7
839.2

325.6

302.0
295.4
320.6
313.0

157.9

134.1
129.6
151.4
144.0

167.7

167.9
165.7
169.2
168.9

7.7

6.8
7.8
93.8

8.1
7.9

97.5

100.6
96.8
97.0

99.1

84.4
107.8
101.1
104.4

14 Cash assets (5)
103.1
109.9
109.7
118.5
118.4

111.8

115.4

114.3

105.3
103.8
108.3
105.5

15 Other assets (6)
120.2
127.5
130.8
141.6
150.6

129.7

133.2

134.4

94.2
118.4
141.1
144.4

16 TOTAL ASSETS (7)
2,436.0
2,470.2
2,499.0
2,576.9
2,590.2

2,524.4

2,553.8

2,315.3
2,410.8
2,557.2
2,559.3
2,558.7

1,969.7

1,999.0

1,806.3
1,892.1
1,992.4
1,992.1
1,993.6

303.0

310.4

306.6

1,666.7

1,688.5

1,509.0
1,603.5
1,685.8
1,703.4
1,703.5

309.6

304.4

302.6

1,357.1

1,384.2

1,212.2
1,302.1
1,383.2
1,400.6
1,399.2

373.5

380.4

339.6
337.9
374.7
374.8

166.9

171.2

156.4
149.4
168.0
168.6

206.6

209.2

183.2
188.5
206.6
206.2

L I A B I L I T I E S
17 Deposits
1,909.2
1,933.4
1,948.8
2,002.5
1,999.2
18
Transaction
294.3
301.1
303.5
306.2
305.2
19
Nontransaction
1,614.9
1,632.3
1,645.3
1,696.3
1,694.0
20
Large time
305.2
305.0
307.9
301.9
301.8
21
Other
1,309.7
1,327.3
1,337.4
1,394.4
1,392.2

22 Borrowings
343.9
355.3
364.7
366.6
373.9
375.8
23
From banks in the U.S.
151.5
156.1
166.3
166.0
171.4
171.4
24
From others
192.5
199.2
198.5
200.6
202.5
204.3
25
15.5
12.8

Net due to related foreign offices
10.5
9.5
10.2
10.0
12.8

26
60.5
72.1

Other liabilities
62.4
64.2
71.1

27 TOTAL LIABILITIES
2,329.1
2,361.7
2,387.2
2,461.3
2,458.8

297.4
288.6
288.7
290.1

296.8
301.4
302.8
304.3

16.8

14.7

8.9

9.8

9.6

49.6
71.9

59.1
70.6

65.3

65.9

69.9

2,411.9

2,448.3

2,212.2
2,303.8
2,451.6
2,448.5
2,448.6

28 Residual (assets less liabilities) (8)
106.9
108.6
111.7
112.5
105.5
115.5
131.4

105.5

103.1
107.1
110.8
110.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Seasonally adjusted, billions of dollars
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20

2001

2002

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

593.1

585.0

577.1

619.5
600.9
571.8
576.1

222.6

213.1
224.2
218.8
218.6

A S S E T S

1
Bank credit
598.2
594.4
584.1
586.1

586.3

2
223.0
217.2
3
49.1
47.4
4
173.9
169.8

Securities in bank credit
224.4
227.4
230.0
228.8
222.7
Treasury and Agency securities (2)
51.7
56.2
59.4
57.5
50.2
Other securities
172.7
171.2
170.6
171.3
172.6

5
375.2
366.9
6
204.8
198.8
7
18.4
18.7
11
84.7
78.0
12
67.3
71.3

Loans and leases in bank credit
369.9
358.9
363.1
363.4
Commercial and industrial
204.9
199.6
199.7
199.6
Real estate
18.7
18.7
18.9
18.8
Security (4)
79.0
72.3
76.6
73.2
Other loans and leases
67.3
68.2
67.9
71.8

53.5

66.1
48.5

49.8
48.8

169.1

147.0
174.4
170.3
169.9

(3)
356.2

354.5

406.4
376.6
353.0
357.5

195.3

192.4

214.8
205.9
195.4
194.6

19.0

19.0

18.1
18.7

18.2
18.7

73.7

74.5

106.1
69.7

86.7
74.1

68.3

68.6

67.4
69.2

65.8
70.0

13
20.2
18.5

Interbank loans
26.0
23.9
18.6

25.4

21.0

26.5

29.0
26.4

21.2
20.5

14
37.5
38.1

Cash assets (5)
45.5
39.1
38.0

37.3

36.4

36.3

41.6
37.5

36.8
36.2

15
30.1
30.2

Other assets (6)
33.5
32.3
31.2

34.2

30.9

32.5

36.1
32.8

30.4
32.2

689.6

673.0

672.0

725.8
689.0
668.1
664.5

435.4

454.2

387.7
413.7
465.3
459.1

16 TOTAL ASSETS (7)
685.6
698.9
681.2
670.4
673.5

L I A B I L I T I E S
17 Deposits
407.0
409.4
421.7
451.7
452.0
18
Transaction
9.5
12.3
10.8
10.4
11.1
19
Nontransaction
397.4
397.1
411.0
441.2
440.9

428.4
10.7

11.1

11.0

10.2
10.3

9.2
11.1

424.3

443.2

377.5
404.6
455.0
448.0

202.6

187.0

244.4
211.2
181.0
193.4

24.5

22.0

178.1

165.0

218.7
188.9
162.1
164.3

25 Net due to related foreign offices
-12.8
-19.1
-17.2
-30.7
-49.7
-61.2
-58.6

-58.1

3.6
-16.4
-70.7
-78.0

26
76.0
72.4

417.7

22 Borrowings
210.6
221.8
208.4
213.0
188.8
190.8
23
From banks in the U.S.
20.6
30.5
23.9
24.2
19.7
22.1
24
From others
190.0
191.2
184.5
188.7
169.0
168.8

Other liabilities
78.4
74.3
73.5

27 TOTAL LIABILITIES
680.8
690.5
687.3
651.6
657.8
28
4.8
18.8

77.0

74.6

76.0

687.7

662.9

659.0

Residual (assets less liabilities) (8)
8.4
-6.1
2.0
10.1
15.8

12.9

-------------------------------------------------

25.8
18.9

82.8
78.3

22.3
29.1

78.4
76.3

718.5
686.9
653.9
650.8
7.3
14.2

2.1
13.7

Footnotes appear on page 14.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20

2001

2002

Nov

Dec

Jan

--------

--------

--------

-------- ---------------------------

595.9

594.6

583.6

627.6
596.4
576.1
579.9

222.6

213.1
224.2
218.8
218.6

A S S E T S

1
Bank credit
591.7
592.6
582.8
588.7

589.2

2
223.0
217.2
3
49.1
47.4
3a
11.7
10.6
3b
37.4
36.8
4
173.9
169.8
4a
109.4
100.3
4b
64.5
69.5

Securities in bank credit (2)
224.4
227.4
230.0
228.8
222.7
Treasury and Agency securities
51.7
56.2
59.4
57.5
50.2
Trading account
13.1
14.3
13.4
12.4
10.5
Investment account
38.6
41.9
46.0
45.1
39.6
Other securities
172.7
171.2
170.6
171.3
172.6
Trading account
108.5
107.5
108.1
108.1
103.6
Investment account
64.3
63.7
62.5
63.2
69.0

5
368.7
365.6
6
203.5
200.9
7

Loans and leases in bank credit (3)
368.2
361.8
365.9
365.9
366.0
Commercial and industrial
204.5
199.9
200.4
197.6
201.6
Real estate

53.5

66.1
48.5

49.8
48.8

11.5

11.4
11.2

12.4
11.5

42.0

54.7
37.3

37.4
37.3

169.1

147.0
174.4
170.3
169.9

103.4

99.8
107.9
100.6
99.7

65.8

47.2
69.7

66.6
70.2

360.9

414.5
372.1
357.3
361.2

194.0

216.5
205.2
196.5
197.2
18.1

18.2

18.4
18.7
11
80.8
75.2
12
66.0
70.9

18.7
18.7
18.9
18.8
Security (4)
77.8
75.5
78.1
74.0
Other loans and leases
67.1
67.7
68.5
71.5

19.0

19.0

18.7

18.7

78.4

78.3

111.4
72.3

83.9
75.0

70.8

69.7

68.5
69.8

64.8
70.3

13
20.2
18.5

Interbank loans
26.0
23.9
18.6

25.4

21.0

26.5

29.0
26.4

21.2
20.5

14
36.3
38.2

Cash assets (5)
44.5
39.9
37.6

39.4

39.0

38.7

44.2
38.5

35.5
36.9

15
29.8
30.5

Other assets (6)
33.2
31.8
31.9

34.3

32.4

33.7

37.4
34.1

29.6
33.2

694.6

686.7

682.0

737.8
682.4
674.7
670.0

448.5

466.8

397.7
403.5
477.1
469.7

16 TOTAL ASSETS (7)
677.7
695.9
684.4
669.7
676.4

L I A B I L I T I E S
17 Deposits
395.1
401.4
414.3
459.9
462.5
18
Transaction
9.5
12.6
10.9
10.4
10.8
19
Nontransaction
385.6
388.7
403.4
449.5
451.8

431.7
10.9

11.8

11.2

10.4
10.1

9.3
10.8

436.7

455.6

387.3
394.3
467.0
458.9

202.6

187.0

244.4
211.2
181.0
193.4

24.5

22.0

178.1

165.0

218.7
188.9
162.1
164.3

25 Net due to related foreign offices
-14.1
-16.6
-16.8
-30.6
-44.6
-57.2
-57.2

-54.6

6.8
-19.6
-67.2
-74.7

26
75.5
74.0

420.8

22 Borrowings
210.6
221.8
208.4
213.0
188.8
190.8
23
From banks in the U.S.
20.6
30.5
23.9
24.2
19.7
22.1
24
From others
190.0
191.2
184.5
188.7
169.0
168.8

Other liabilities
79.5
74.5
74.1

27 TOTAL LIABILITIES
667.2
686.1
680.4
665.5
670.3

77.0

76.6

77.4

691.1

683.1

676.6

25.8
18.9

84.3
79.8

22.3
29.1

76.9
77.7

733.2
672.0
670.8
666.1

28
10.5
4.2

Residual (assets less liabilities) (8)
9.7
4.0
3.5
3.6
6.2

5.4

4.6

4.0

10.4

4.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars
March 8, 2002
Account
2001

2001

2001

Sep
Feb 27

Oct

--------------

--------------

2001

2001

2002

Nov

Dec

Jan

--------

--------

--------

2001
2001
Week ending
Jan
Jul
Aug
Feb 6
Feb 13
Feb 20
-------- ---------------------------

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers
29
89.8
81.7

Reval. gains on off-bal. sheet items (9)
98.0
100.8
104.3
80.6
85.9

86.3

79.6
81.9

79.8
77.3

30
78.4
58.8

Reval. losses on off-bal. sheet items (9)
84.8
86.0
86.5
68.4
63.2

66.5

82.5
59.9

71.8
56.0

31 Mortgage-backed securities (10)
266.6
272.2
281.7
282.2
283.8
281.6
31a
Pass-through
203.2
208.8
212.9
196.9
188.2
186.5
31b
CMO, REMIC, and other
63.4
63.4
68.9
85.3
95.5
95.1
32
5.1
4.4

303.4

300.9

247.9
254.6
292.1
284.9

200.8

202.0

179.9
192.2
194.3
188.7

102.6

Net unrealized gains (losses) on
available-for-sale securities (11)
7.2
8.9
9.6
4.9
4.8

98.9

2.8

68.0
97.9

62.3
96.2

3.7
4.0

2.6
3.8

33
19.6
19.7

Offshore credit to U.S. residents (12)
20.2
20.0
19.2
19.1
19.7

34 Securitized consumer loans (13)
96.3
97.1
97.8
99.3
92.8
92.6
34a
Credit card and related plans
86.2
87.2
87.8
88.3
82.7
82.4
34b
Other
10.2
10.0
9.9
11.0
10.2
10.1
35
20.8
19.2

Securitized business loans (13)
20.9
21.1
20.6
18.8

19.4

23.0
19.3

20.2
19.7

99.4

94.7

79.8
93.0

96.5
92.9

88.7

84.3

69.7
82.7

86.7
82.7

10.7

10.4

10.1
10.3

9.8
10.2

19.7

19.4

13.5
19.7

20.6
19.8

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers
31 Mortgage-backed securities (10)
245.5
251.4
256.7
262.1
270.9
270.7
34 Securitized consumer loans (13)
228.2
231.3
234.9
237.8
243.7
244.7
34a
Credit card and related plans
220.4
223.6
227.4
229.9
236.6
237.6
34b
Other
7.8
7.7
7.5
7.9
7.1
7.1

267.0

268.7

206.5
240.4
271.0
272.4

243.3

250.7

229.9
225.3
246.0
246.4

235.6

243.3

221.4
217.4
238.8
239.3

7.7

7.5

8.5
7.2

8.0
7.2

FOREIGN-RELATED INSTITUTIONS
29
55.1
52.3

Reval. gains on off-bal. sheet items (9)
54.9
56.4
55.6
55.3
53.3

52.6

55.2
54.0

53.8
53.2

30
51.1
48.7

Reval. losses on off-bal. sheet items (9)
50.5
48.8
48.7
49.4
49.0

49.5

52.1
50.8

49.0
49.6

35
26.6
24.3

Securitized business loans (13)
26.6
27.1
26.4
24.2

25.2

36.5
25.4

27.4
25.4

25.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 14

Footnotes

March 8, 2002
Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Treasury securities are liabilities of the U.S. Treasury. Agency securities
are liabilities of U.S. government agencies and U.S. government-sponsored
enterprises.
3. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
4. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
5. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
6. Excludes the due-from position with related foreign offices, which is
included in line 25.
7. Excludes unearned income, reserves for losses on loans and leases, and

reserves for transfer risk. Loans are reported gross of these items.
8. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
9. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39.
10. Includes mortgage-backed securities issued by U.S. government agencies, U.S.
government-sponsored enterprises, and private entities.
11. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
12. Mainly commercial and industrial loans, but also includes an unknown amount
of credit extended to entities other than nonfinancial businesses.
13. Total amount outstanding.