Revised Supplementary Information Regarding Balance Sheet Data for December 17, 2003

NOTICE TO USERS OF THE H.8 RELEASE

For use at 4:15 p.m. Eastern Time
January 16, 2004

Commercial bank balance sheet data back to December 17, 2003, have been revised to reflect further information on consolidations of
the assets and liabilities of variable interest entities onto the balance sheets of the banks that sponsor them. Variable interest entities
encompass many entities that have been commonly referred to as special purpose entities. For more information on these consolidations, please see Financial Accounting Standards Board Interpretation No. 46, Consolidation of Variable Interest Entities, available at
www.fasb.org. The original amounts of these consolidations reported for December 17 on the H.8 release dated December 29, 2003,
have been revised as follows: H.8 balance sheet item 4, other securities, from $6 billion to about $7 billion, balance sheet item 6, commercial and industrial loans, from $9 billion to about $17 billion, and balance sheet item 12, other loans and leases, from $13 billion to
about $47 billion.

H.8 (510)

FEDERAL RESERVE statistical release

Borrowings
From banks in the U.S.
From others

Net due to related foreign offices

Other liabilities

TOTAL LIABILITIES

Residual (assets less

22
23
24

25

26

27

28

Footnotes appear on page 14.

liabilities)8

Deposits
Transaction
Nontransaction
Large time
Other

17
18
19
20
21

LIABILITIES

TOTAL ASSETS7

16

493.1

6,472.0

435.0

146.3

1,404.2
417.1
987.1

4,486.5
611.3
3,875.2
978.6
2,896.7

6,965.1

509.0

Other

15

315.1

Cash

14

assets6

327.8

assets5

Interbank loans

4,171.0
964.0
2,028.5
213.4
1,815.1
588.0
188.8
401.7

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

5
6
7
8
9
10
11
12

13

1,718.4
1,028.1
690.4

5,889.4

562.1

6,754.5

447.0

126.3

1,478.7
408.2
1,070.6

4,702.5
639.3
4,063.2
1,003.4
3,059.7

7,316.6

550.7

324.7

320.1

4,328.3
924.4
2,156.9
244.8
1,912.2
600.5
209.9
436.6

1,868.2
1,152.1
716.2

6,196.6

Jun

Dec

Securities in bank credit
Treasury and Agency securities2
Other securities

Bank credit

2003

2002

2
3
4

1

ASSETS

Account

514.6

6,825.0

418.7

142.8

1,514.1
411.2
1,102.8

4,749.5
656.5
4,093.0
1,021.4
3,071.6

7,339.6

555.9

336.2

321.5

4,372.5
923.7
2,195.6
249.0
1,946.6
602.2
211.3
439.7

1,828.6
1,116.7
711.9

6,201.1

Jul

2003

504.5

6,854.2

403.3

126.6

1,520.9
418.2
1,102.7

4,803.5
658.5
4,145.0
1,032.6
3,112.4

7,358.7

575.5

343.2

325.4

4,405.0
917.1
2,242.3
253.4
1,988.9
603.4
203.7
438.4

1,785.6
1,079.6
706.0

6,190.6

Aug

2003

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars

508.0

6,814.9

417.0

130.4

1,486.2
403.5
1,082.8

4,781.3
640.1
4,141.2
1,038.8
3,102.4

7,322.9

565.9

330.0

304.6

4,408.5
907.2
2,259.5
258.8
2,000.7
607.9
199.1
434.7

1,789.7
1,064.5
725.3

6,198.2

Sep

2003

FEDERAL RESERVE statistical release

548.2

6,756.0

428.8

164.4

1,440.3
385.4
1,054.9

4,722.4
639.2
4,083.2
1,006.4
3,076.8

7,304.2

564.9

313.7

322.4

4,368.4
896.9
2,238.2
265.6
1,972.6
603.0
206.7
423.7

1,809.6
1,080.9
728.8

6,178.0

Oct

2003

559.9

6,765.7

411.1

175.4

1,435.0
382.5
1,052.6

4,744.2
636.7
4,107.5
998.4
3,109.1

7,325.6

561.3

323.0

298.5

4,378.7
893.3
2,222.7
273.4
1,949.3
631.7
212.4
418.6

1,839.3
1,101.3
738.0

6,218.0

Nov

2003

567.4

6,761.1

416.1

144.3

1,457.2
380.8
1,076.4

4,743.6
643.9
4,099.7
1,002.5
3,097.2

7,328.5

562.6

305.5

289.4

4,396.5
898.0
2,217.3
280.9
1,936.4
635.2
196.7
449.3

1,850.9
1,100.7
750.2

6,247.4

Dec

2003

564.6

6,785.7

416.9

140.1

1,491.5
383.8
1,107.7

4,737.1
639.7
4,097.4
1,001.8
3,095.6

7,350.3

558.2

295.2

284.8

4,429.0
909.8
2,216.8
281.9
1,934.9
634.8
200.4
467.2

1,859.5
1,103.6
755.9

6,288.5

Dec 17

583.2

6,788.4

408.5

133.2

1,487.2
392.1
1,095.1

4,759.5
686.3
4,073.2
999.0
3,074.2

7,371.5

559.8

316.0

303.3

4,420.1
898.1
2,215.3
284.1
1,931.2
636.9
199.3
470.6

1,849.1
1,101.4
747.7

6,269.2

Dec 24

552.4

6,746.7

418.8

139.9

1,444.0
372.5
1,071.5

4,743.9
643.0
4,101.0
1,005.6
3,095.4

7,299.0

563.5

292.4

278.1

4,392.5
892.5
2,218.8
286.0
1,932.8
638.0
185.9
457.3

1,848.9
1,097.6
751.3

6,241.4

Dec 31

Week ending

580.8

6,762.5

409.9

147.8

1,441.7
367.0
1,074.7

4,763.1
632.8
4,130.3
1,017.1
3,113.2

7,343.3

559.9

310.5

278.6

4,433.5
895.6
2,229.3
288.4
1,940.9
637.2
208.3
463.2

1,835.9
1,089.1
746.8

6,269.4

Jan 7

For use at 4:15 p.m. Eastern Time
January 16, 2004

Other assets6

15

Deposits
Transaction
Nontransaction
Large time
Other

Borrowings
From banks in the U.S.
From others

Net due to related foreign offices

Other liabilities

TOTAL LIABILITIES

Residual (assets less liabilities)8

17
18
19
20
21

22
23
24

25

26

27

28

Footnotes appear on page 14.

LIABILITIES

TOTAL

16

497.9

6,534.8

441.9

152.3

1,403.3
418.9
984.5

4,537.2
644.1
3,893.1
991.3
2,901.9

7,032.7

513.7

Cash assets5

ASSETS7

334.8
336.9

Interbank loans

14

4,198.4
962.7
2,033.1
212.9
1,820.1
596.9
238.6
358.3
199.4
406.3

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

5
6
7
8
9
10
10a
10b
11
12

13

1,725.0
1,032.3
692.7

5,923.4

562.4

6,736.8

444.0

123.4

1,477.8
406.3
1,071.5

4,691.6
633.9
4,057.7
1,001.5
3,056.1

7,299.3

545.2

315.8

321.4

4,330.4
928.4
2,158.2
245.6
1,912.6
597.1
227.7
369.4
208.5
438.2

1,862.1
1,147.4
714.7

6,192.5

Jun

Dec

Securities in bank credit
Treasury and Agency securities2
Other securities

Bank credit

2003

2002

2
3
4

1

ASSETS

Account

526.2

6,770.3

409.8

133.4

1,507.0
407.9
1,099.2

4,720.1
647.8
4,072.2
1,010.2
3,062.0

7,296.6

554.1

325.5

317.0

4,361.8
924.8
2,194.0
249.0
1,945.0
596.6
224.5
372.1
205.4
441.1

1,813.1
1,108.5
704.6

6,174.9

Jul

2003

531.5

6,780.9

401.6

124.9

1,500.9
413.6
1,087.3

4,753.5
642.1
4,111.4
1,016.4
3,095.0

7,312.3

571.8

326.6

319.6

4,392.2
913.4
2,242.3
253.5
1,988.8
599.7
224.4
375.3
198.6
438.2

1,778.3
1,075.7
702.6

6,170.5

Aug

2003

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars

530.7

6,781.6

419.3

132.8

1,484.4
396.7
1,087.7

4,745.1
634.8
4,110.3
1,019.7
3,090.6

7,312.3

570.0

326.2

297.8

4,405.7
905.5
2,261.5
259.6
2,001.9
606.0
227.0
379.0
197.0
435.7

1,788.5
1,064.3
724.1

6,194.1

Sep

2003

551.2

6,750.7

432.3

168.0

1,443.4
384.0
1,059.4

4,707.0
636.4
4,070.7
996.5
3,074.2

7,301.9

564.7

317.1

315.3

4,371.8
897.2
2,240.1
266.2
1,973.9
602.1
221.9
380.2
209.2
423.1

1,807.4
1,076.5
730.9

6,179.2

Oct

2003

564.9

6,795.0

416.6

181.3

1,437.2
379.6
1,057.5

4,759.9
644.6
4,115.4
1,002.2
3,113.2

7,359.9

565.1

333.1

303.0

4,390.7
892.9
2,227.6
273.2
1,954.4
633.4
253.7
379.7
217.2
419.6

1,842.9
1,103.2
739.7

6,233.6

Nov

2003

573.2

6,824.9

422.4

150.7

1,456.1
382.4
1,073.7

4,795.8
678.1
4,117.7
1,015.6
3,102.2

7,398.2

567.9

326.6

295.8

4,426.0
896.7
2,222.0
280.2
1,941.7
644.3
265.4
378.9
207.4
455.6

1,858.2
1,105.3
752.9

6,284.2

Dec

2003

573.5

6,854.9

422.3

145.2

1,496.3
387.1
1,109.2

4,791.2
672.5
4,118.7
1,014.3
3,104.4

7,428.4

563.0

317.9

296.3

4,462.1
907.4
2,220.7
281.3
1,939.3
643.4
265.0
378.3
216.8
473.8

1,865.6
1,109.0
756.7

6,327.7

Dec 17

579.9

6,839.8

416.6

141.6

1,487.2
394.4
1,092.8

4,794.3
716.9
4,077.5
1,014.6
3,062.9

7,419.6

562.7

328.8

300.1

4,452.7
898.6
2,218.9
283.5
1,935.4
650.4
272.1
378.3
207.7
477.1

1,852.1
1,103.1
748.9

6,304.8

Dec 24

571.5

6,855.4

426.5

147.9

1,446.6
375.6
1,071.1

4,834.4
722.5
4,111.8
1,019.6
3,092.2

7,426.9

575.7

347.6

285.2

4,435.0
895.4
2,223.2
285.1
1,938.1
650.5
270.3
380.1
195.6
470.4

1,859.4
1,100.1
759.3

6,294.4

Dec 31

Week ending

579.5

6,822.3

410.4

148.4

1,447.6
371.1
1,076.5

4,815.8
660.2
4,155.6
1,032.7
3,122.8

7,401.8

568.4

328.1

283.7

4,444.0
892.2
2,228.4
286.9
1,941.4
646.1
264.8
381.3
210.4
466.9

1,852.5
1,095.2
757.4

6,296.5

Jan 7

January 16, 2004

Page 2

Other assets6

15

Deposits
Transaction
Nontransaction
Large time
Other

Borrowings
From banks in the U.S.
From others

Net due to related foreign offices

Other liabilities

TOTAL LIABILITIES

Residual (assets less liabilities)8

17
18
19
20
21

22
23
24

25

26

27

28

Footnotes appear on page 14.

LIABILITIES

TOTAL

16

491.6

5,727.2

338.0

206.1

1,121.2
387.1
734.1

4,061.9
602.1
3,459.8
569.9
2,889.9

6,218.8

478.9

Cash assets5

ASSETS7

297.7
271.2

Interbank loans

14

3,797.1
786.1
2,009.0
213.4
1,795.7
588.0
79.3
334.7

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

5
6
7
8
9
10
11
12

13

1,449.6
920.1
529.5

5,246.7

558.6

5,965.7

333.4

208.3

1,164.2
373.5
790.7

4,259.9
627.9
3,631.9
590.4
3,041.5

6,524.3

513.9

270.4

289.5

3,946.7
763.6
2,137.4
244.8
1,892.7
600.5
91.6
353.5

1,578.9
1,028.5
550.3

5,525.6

Jun

Dec

Securities in bank credit
Treasury and Agency securities2
Other securities

Bank credit

2003

2002

2
3
4

1

ASSETS

Account

518.1

6,057.2

309.7

229.0

1,222.9
374.4
848.5

4,295.6
644.1
3,651.5
586.3
3,065.2

6,575.2

520.8

281.7

288.3

3,996.8
767.6
2,176.4
249.0
1,927.5
602.2
95.8
354.6

1,562.3
1,002.5
559.8

5,559.0

Jul

2003

512.2

6,095.1

287.2

230.3

1,230.6
384.1
846.5

4,347.0
644.0
3,703.0
600.2
3,102.8

6,607.3

533.6

287.5

292.9

4,047.9
766.7
2,224.1
253.4
1,970.8
603.4
95.1
358.5

1,521.0
972.1
548.9

5,568.9

Aug

2003

516.1

6,060.8

306.6

230.2

1,195.5
369.6
825.9

4,328.4
625.0
3,703.4
604.7
3,098.8

6,576.9

527.0

274.6

273.8

4,056.1
760.8
2,241.3
258.8
1,982.5
607.9
88.3
357.8

1,520.8
955.4
565.4

5,576.9

Sep

2003

560.3

5,997.3

317.8

258.5

1,138.7
349.4
789.4

4,282.2
624.4
3,657.8
583.1
3,074.7

6,557.6

523.8

261.2

293.1

4,015.6
754.9
2,216.3
265.6
1,950.7
603.0
94.1
347.4

1,538.3
975.8
562.5

5,553.9

Oct

2003

566.6

6,014.8

303.8

263.7

1,139.7
350.3
789.4

4,307.6
621.2
3,686.4
579.3
3,107.1

6,581.4

522.3

272.5

268.7

4,023.2
756.2
2,201.4
273.4
1,928.0
631.7
90.9
343.0

1,569.5
1,002.7
566.8

5,592.7

Nov

2003

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars

567.1

6,027.2

315.6

254.1

1,150.1
340.2
809.9

4,307.3
628.5
3,678.8
583.7
3,095.1

6,594.3

523.1

255.9

264.3

4,049.0
753.7
2,201.8
280.9
1,920.9
635.2
88.8
369.5

1,578.0
1,001.6
576.4

5,627.1

Dec

2003

568.3

6,037.6

317.7

245.2

1,178.7
339.6
839.1

4,296.0
624.2
3,671.8
578.0
3,093.8

6,605.9

519.3

244.7

260.0

4,071.3
758.8
2,202.6
281.9
1,920.7
634.8
93.5
381.7

1,586.6
1,005.5
581.1

5,657.9

Dec 17

574.7

6,059.2

313.7

250.0

1,169.2
348.2
821.0

4,326.4
670.5
3,655.9
583.5
3,072.4

6,634.0

524.2

266.2

276.7

4,065.1
749.4
2,202.2
284.1
1,918.1
636.9
89.0
387.6

1,578.1
1,002.7
575.4

5,643.2

Dec 24

547.3

6,039.5

325.3

261.9

1,138.6
333.8
804.8

4,313.7
627.9
3,685.8
592.2
3,093.6

6,586.8

522.7

245.8

257.3

4,057.6
748.2
2,205.8
286.0
1,919.8
638.0
89.3
376.4

1,579.2
1,002.7
576.5

5,636.8

Dec 31

Week ending

573.1

6,023.8

311.3

266.7

1,130.3
330.0
800.2

4,315.5
616.9
3,698.6
602.6
3,096.1

6,596.9

517.8

259.9

250.2

4,080.1
748.7
2,216.4
288.4
1,928.0
637.2
100.4
377.4

1,563.6
993.7
569.9

5,643.7

Jan 7

January 16, 2004

Page 3

Other assets6

TOTAL ASSETS7

15

16

Borrowings
From banks in the U.S.
From others

Net due to related foreign offices

Other liabilities

TOTAL LIABILITIES

Residual (assets less liabilities)8

22
23
24

25

26

27

28

Footnotes appear on page 14.

Deposits
Transaction
Nontransaction
Large time
Other

17
18
19
20
21

LIABILITIES

482.8

Cash assets5

14

496.0

5,776.4

343.8

210.4

1,120.3
388.8
731.5

4,101.8
634.1
3,467.7
572.7
2,895.0

6,272.4

304.8
290.0

Interbank loans

13

3,814.5
783.3
2,013.6
212.9
1,800.7
596.9
238.6
358.3
83.4
337.3

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

5
6
7
8
9
10
10a
10b
11
12

5,270.7
1,456.2
924.3
531.9

Bank credit

561.1

5,953.3

332.0

207.3

1,163.2
371.6
791.6

4,250.8
622.9
3,627.9
590.0
3,037.9

6,514.4

509.9

264.0

290.7

3,952.2
768.2
2,138.7
245.6
1,893.1
597.1
227.7
369.4
92.7
355.6

1,572.7
1,023.8
548.9

5,524.9

Jun

Dec

Securities in bank credit
Treasury and Agency securities2
Other securities

1

2003

2002

2
3
4

ASSETS

Account

525.5

6,018.1

303.4

222.9

1,215.9
371.1
844.8

4,276.0
635.5
3,640.4
584.7
3,055.7

6,543.6

520.2

274.0

283.8

3,993.4
769.7
2,174.9
249.0
1,925.8
596.6
224.5
372.1
94.5
357.8

1,546.8
994.3
552.5

5,540.2

Jul

2003

530.3

6,039.9

286.7

230.0

1,210.6
379.6
831.0

4,312.5
628.0
3,684.6
598.8
3,085.7

6,570.2

530.5

273.1

287.0

4,041.5
764.1
2,224.2
253.5
1,970.7
599.7
224.4
375.3
93.9
359.6

1,513.6
968.2
545.5

5,555.2

Aug

2003

529.3

6,041.5

307.9

231.3

1,193.7
362.9
830.8

4,308.6
619.4
3,689.2
602.1
3,087.1

6,570.7

531.0

271.2

267.0

4,057.4
759.2
2,243.2
259.6
1,983.7
606.0
227.0
379.0
89.6
359.4

1,519.5
955.3
564.2

5,576.9

Sep

2003

549.8

6,005.4

322.3

263.2

1,141.8
348.0
793.8

4,278.0
621.3
3,656.7
584.5
3,072.2

6,555.2

524.2

263.3

286.0

4,019.5
755.1
2,218.2
266.2
1,952.0
602.1
221.9
380.2
96.6
347.5

1,536.1
971.4
564.6

5,555.6

Oct

2003

563.6

6,045.8

310.2

270.8

1,141.8
347.5
794.4

4,323.0
628.5
3,694.4
583.3
3,111.1

6,609.4

526.1

279.7

273.3

4,031.6
754.8
2,206.3
273.2
1,933.1
633.4
253.7
379.7
93.4
343.8

1,573.1
1,004.6
568.6

5,604.8

Nov

2003

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars

571.9

6,077.2

320.9

259.4

1,149.1
341.8
807.2

4,347.9
661.3
3,686.6
586.6
3,100.0

6,649.2

527.2

273.4

270.7

4,068.5
751.1
2,206.5
280.2
1,926.3
644.3
265.4
378.9
93.1
373.5

1,585.3
1,006.3
579.1

5,653.8

Dec

2003

572.2

6,095.9

322.6

249.8

1,183.5
342.9
840.5

4,340.0
655.4
3,684.6
582.0
3,102.5

6,668.0

522.8

263.8

271.5

4,093.2
755.4
2,206.4
281.3
1,925.1
643.4
265.0
378.3
101.7
386.3

1,592.7
1,010.9
581.9

5,686.0

Dec 17

578.5

6,090.0

319.8

255.9

1,169.2
350.4
818.7

4,345.2
699.6
3,645.7
584.6
3,061.0

6,668.6

526.2

275.0

273.4

4,089.1
748.0
2,205.8
283.5
1,922.3
650.4
272.1
378.3
93.9
391.0

1,581.1
1,004.4
576.6

5,670.2

Dec 24

570.2

6,124.4

329.4

265.7

1,141.2
336.9
804.4

4,388.0
705.6
3,682.5
592.1
3,090.3

6,694.6

534.1

297.0

264.4

4,085.0
748.6
2,210.2
285.1
1,925.1
650.5
270.3
380.1
90.1
385.6

1,589.6
1,005.2
584.5

5,674.7

Dec 31

Week ending

578.2

6,065.8

310.4

265.7

1,136.2
334.1
802.1

4,353.5
643.5
3,710.0
604.8
3,105.2

6,644.1

524.7

273.7

255.3

4,084.6
744.5
2,215.5
286.9
1,928.5
646.1
264.8
381.3
99.2
379.3

1,580.2
999.8
580.4

5,664.8

Jan 7

January 16, 2004

Page 4

Footnotes appear on page 14.

3,562.2

340.6

15 Other assets6

16 TOTAL

155.4

14 Cash assets5

ASSETS7

199.6
103.3
96.3

2,126.6
495.3
1,002.0
139.8
862.1
323.7
72.2
61.8
10.4
12.0
8.7
24.8
74.9
113.0

784.3
462.4
44.6
417.8
321.9
164.9
157.0
29.5
127.5

2,910.9

2002
Dec

13 Interbank loans
13a Fed funds and RPs with banks
13b Other

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Fed funds and RPs with broker/dealer
Other
State and local government
Agricultural
Fed funds and RPs with others
All other loans
Lease financing receivables

5
6
7
8
9
10
11
11a
11b
12a
12b
12c
12d
12e

ASSETS

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Other securities
Trading account
Investment account
State and local government
Other

Bank credit

2
3
3a
3b
4
4a
4b
4c
4d

1

Account

3,710.0

363.5

138.6

171.6
103.7
67.9

2,193.1
465.8
1,076.5
159.9
916.6
319.4
82.5
64.4
18.1
12.8
7.8
27.9
89.9
110.4

887.7
542.2
39.9
502.3
345.5
187.1
158.4
32.2
126.2

3,080.8

2003
Jun

3,735.6

369.5

147.5

175.6
103.6
72.0

2,223.6
468.3
1,100.6
163.6
937.0
317.6
86.9
69.0
17.9
13.1
7.7
26.0
93.8
109.6

863.4
508.4
38.5
469.9
355.0
172.6
182.4
32.3
150.1

3,087.0

2003
Jul

3,740.7

374.6

152.1

184.7
104.8
80.0

2,256.3
463.0
1,134.2
167.4
966.8
318.7
86.3
67.1
19.2
13.4
7.9
24.8
98.9
109.1

817.5
473.1
34.7
438.4
344.3
162.2
182.1
31.4
150.7

3,073.7

2003
Aug

3,716.0

365.0

144.6

170.3
101.1
69.2

2,259.8
454.7
1,150.0
171.9
978.1
321.1
79.9
62.3
17.6
13.6
7.9
27.2
96.6
109.0

820.4
460.5
38.1
422.4
360.0
178.3
181.7
31.5
150.3

3,080.3

2003
Sep

3,696.6

364.6

133.4

187.5
108.3
79.3

2,221.5
448.8
1,125.0
177.2
947.9
318.5
85.7
67.6
18.2
13.8
7.9
25.3
89.1
107.3

833.0
477.4
33.8
443.6
355.7
180.8
174.9
31.5
143.4

3,054.5

2003
Oct

3,700.1

359.1

144.9

169.7
93.0
76.8

2,212.0
446.7
1,106.0
182.9
923.1
335.4
82.9
65.2
17.7
14.0
7.8
25.3
87.5
106.3

857.7
499.0
40.4
458.6
358.8
182.6
176.1
31.7
144.4

3,069.7

2003
Nov

3,693.1

355.5

133.0

168.1
89.8
78.2

2,220.0
443.5
1,098.7
188.1
910.6
329.7
81.0
62.7
18.3
14.0
7.8
28.6
112.3
104.5

860.5
493.4
39.4
454.0
367.2
188.5
178.7
31.7
147.0

3,080.5

2003
Dec

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars

3,705.2

353.5

124.2

160.7
81.1
79.5

2,243.2
450.5
1,098.0
189.0
908.9
330.3
85.4
67.9
17.5
13.9
7.9
28.0
123.8
105.3

867.7
496.2
43.6
452.5
371.5
192.2
179.2
31.7
147.5

3,110.8

Dec 17

3,722.5

357.4

141.6

178.8
96.8
82.0

2,230.6
438.5
1,096.9
190.9
905.9
330.1
81.0
61.5
19.5
14.0
7.8
29.5
127.7
105.3

858.1
493.3
35.4
457.9
364.8
185.7
179.1
31.8
147.3

3,088.7

3,678.8

352.1

128.5

165.8
88.9
76.9

2,219.1
434.3
1,101.6
192.3
909.3
327.2
81.6
63.2
18.5
14.1
7.9
30.6
120.7
101.1

856.9
490.3
38.0
452.3
366.6
187.0
179.7
31.8
147.8

3,076.0

Week ending
Dec 24
Dec 31

3,672.4

353.6

130.3

154.5
76.0
78.4

2,234.7
433.9
1,105.5
193.5
912.0
327.1
92.5
74.0
18.5
14.0
7.6
26.2
127.3
100.6

841.7
480.8
36.1
444.7
360.9
181.8
179.1
31.3
147.8

3,076.5

Jan 7

January 16, 2004

Page 5

Residual (assets less liabilities)8

28

Footnotes appear on page 14.

Other liabilities

TOTAL LIABILITIES

Net due to related foreign offices

25

26

Borrowings
From banks in the U.S.
From others

22
23
24

27

Deposits
Transaction
Nontransaction
Large time
Other

17
18
19
20
21

LIABILITIES

Account

328.9

3,233.2

277.0

193.7

748.9
256.1
492.8

2,013.6
294.5
1,719.1
263.7
1,455.3

2002
Dec

400.2

3,309.8

254.4

196.3

754.1
218.4
535.7

2,105.0
303.0
1,802.0
272.2
1,529.9

2003
Jun

361.2

3,374.4

232.1

217.2

802.2
215.5
586.6

2,122.9
309.9
1,812.9
270.0
1,542.9

2003
Jul

358.8

3,381.9

212.3

218.3

793.7
215.1
578.6

2,157.6
306.8
1,850.9
284.4
1,566.4

2003
Aug

364.8

3,351.3

234.6

216.2

757.5
206.3
551.2

2,143.0
293.5
1,849.5
287.6
1,562.0

2003
Sep

397.4

3,299.2

245.9

245.0

702.4
191.4
511.0

2,105.9
290.5
1,815.3
267.6
1,547.7

2003
Oct

397.6

3,302.5

230.4

249.1

700.7
188.3
512.4

2,122.3
290.0
1,832.2
261.1
1,571.1

2003
Nov

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)

387.4

3,305.7

239.9

233.6

704.9
174.7
530.2

2,127.3
293.9
1,833.4
261.9
1,571.6

2003
Dec

385.7

3,319.5

241.7

220.3

736.0
175.9
560.2

2,121.4
295.2
1,826.3
259.1
1,567.2

Dec 17

396.1

3,326.4

237.3

227.7

713.7
175.9
537.8

2,147.6
324.1
1,823.5
262.8
1,560.7

371.7

3,307.1

249.5

242.0

687.1
167.9
519.3

2,128.4
286.2
1,842.3
265.2
1,577.0

Week ending
Dec 24
Dec 31

380.3

3,292.1

236.0

246.8

684.2
165.3
518.9

2,125.1
261.6
1,863.5
275.5
1,588.0

Jan 7

January 16, 2004

Page 6

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Fed funds and RPs with broker/dealer
Other
State and local government
Agricultural
Fed funds and RPs with others
All other loans
Lease financing receivables

ASSETS
Bank credit
Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Mortgage-backed
Other
1 year or less
Between 1 and 5 years
More than 5 years
Other securities
Trading account
Investment account
State and local government
Other

Other

TOTAL ASSETS7

15

16

Footnotes appear on page 14.

344.4

assets6
3,594.4

166.7

Cash assets5

204.1
105.5
98.6

2,134.0
492.8
1,003.3
139.0
539.2
325.1
326.1
117.5
208.6
76.1
65.1
10.9
12.0
8.7
24.8
77.0
113.2

2,923.3
789.4
465.1
44.9
420.2
322.6
97.6
24.2
56.8
16.5
324.3
166.1
158.1
29.7
128.4

2002
Dec

14

13 Interbank loans
13a Fed funds and RPs with banks
13b Other

5
6
7
8
9a
9b
10
10a
10b
11
11a
11b
12a
12b
12c
12d
12e

1
2
3
3a
3b
3c
3d
3e
3f
3g
4
4a
4b
4c
4d

Account

3,707.6

359.5

134.6

175.9
106.2
69.6

2,200.5
468.1
1,079.0
160.8
595.3
322.8
319.6
105.0
214.5
83.7
65.3
18.3
12.8
7.9
27.9
91.5
110.0

3,082.5
881.9
537.9
39.6
498.3
393.9
104.3
24.4
57.6
22.4
344.0
186.3
157.7
32.1
125.7

2003
Jun

3,716.1

368.8

142.0

175.7
103.7
72.0

2,223.6
469.5
1,100.7
164.1
616.8
319.7
315.7
100.1
215.6
85.7
68.1
17.7
13.1
7.8
26.0
96.0
109.1

3,073.3
849.8
502.1
38.0
464.1
368.3
95.8
24.2
51.4
20.2
347.6
169.0
178.6
31.6
147.0

2003
Jul

3,712.1

371.6

142.4

179.6
102.0
77.6

2,251.4
461.6
1,135.0
167.9
647.3
319.8
316.1
99.8
216.3
85.1
66.2
18.9
13.4
7.9
24.8
99.2
108.1

3,063.2
811.8
470.9
34.6
436.4
339.4
96.9
24.5
52.7
19.8
340.9
160.6
180.3
31.1
149.2

2003
Aug

3,709.6

369.1

141.8

164.9
97.9
66.9

2,259.1
454.8
1,151.4
172.4
658.6
320.4
317.4
99.3
218.1
81.3
63.4
17.9
13.6
7.9
27.2
98.1
107.5

3,078.1
819.0
460.2
38.1
422.1
324.5
97.6
24.0
53.1
20.5
358.8
177.7
181.1
31.4
149.8

2003
Sep

3,693.0

364.9

135.0

181.6
104.9
76.7

2,221.1
449.3
1,125.8
177.5
627.6
320.7
314.5
95.2
219.3
88.3
69.6
18.7
13.8
7.8
25.3
89.4
106.8

3,054.3
833.2
475.4
33.7
441.7
339.4
102.3
24.8
56.8
20.7
357.8
181.9
175.9
31.7
144.2

2003
Oct

3,717.6

363.0

147.9

171.1
93.7
77.4

2,216.1
446.9
1,109.0
182.5
604.7
321.7
333.7
116.3
217.4
85.2
67.0
18.2
14.0
7.8
25.3
88.5
105.8

3,078.7
862.6
502.1
40.7
461.5
355.1
106.4
25.3
58.1
23.0
360.5
183.5
177.0
31.8
145.1

2003
Nov

3,727.2

359.6

143.5

172.2
91.9
80.2

2,229.7
441.1
1,099.8
186.9
593.0
319.9
332.9
118.8
214.1
85.1
65.9
19.2
14.0
7.8
28.6
115.7
104.8

3,095.9
866.2
496.3
39.6
456.7
350.5
106.1
25.9
57.7
22.6
369.9
189.9
180.0
31.9
148.0

2003
Dec

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

3,747.5

357.0

136.6

168.7
85.1
83.5

2,256.7
447.8
1,099.5
188.1
590.8
320.6
332.8
119.2
213.6
93.5
74.4
19.1
13.9
7.8
28.0
128.2
105.2

3,129.5
872.8
500.6
44.0
456.6
350.5
106.1
25.9
57.8
22.4
372.2
192.6
179.6
31.8
147.8

Dec 17

3,738.6

359.3

147.5

178.2
96.5
81.7

2,240.0
436.2
1,095.0
189.5
585.6
319.8
334.9
121.6
213.3
86.1
65.4
20.7
14.0
7.7
29.5
131.1
105.6

3,097.5
857.5
491.4
35.3
456.1
350.2
105.9
25.9
57.7
22.3
366.0
186.3
179.7
31.9
147.8

3,753.5

363.4

158.6

175.1
93.9
81.2

2,234.6
433.9
1,101.0
190.8
592.2
318.0
334.2
119.8
214.4
82.6
63.9
18.7
14.1
8.1
30.6
127.6
102.5

3,099.5
864.9
490.4
38.0
452.3
346.3
106.0
26.2
57.7
22.2
374.6
191.0
183.5
32.5
151.1

Week ending
Dec 24
Dec 31

3,709.2

360.6

137.4

157.8
77.7
80.1

2,238.9
430.7
1,105.4
192.1
595.7
317.6
333.3
118.2
215.2
91.3
73.1
18.2
14.0
7.7
26.2
127.8
102.5

3,095.7
856.9
485.4
36.5
449.0
343.5
105.5
26.6
56.9
22.0
371.5
187.1
184.4
32.2
152.1

Jan 7

January 16, 2004

Page 7

Borrowings
From banks in the U.S.
From others

Net due to related foreign offices

Other liabilities

TOTAL LIABILITIES

Residual (assets less liabilities)8

22
23
24

25

26

27

28

Footnotes appear on page 14.

Deposits
Transaction
Nontransaction
Large time
Other

17
18
19
20
21

LIABILITIES

Account

335.4

3,259.0

282.8

198.1

748.0
257.9
490.2

2,030.1
314.9
1,715.2
266.6
1,448.6

2002
Dec

400.7

3,306.9

253.0

195.3

753.2
216.6
536.6

2,105.5
300.2
1,805.3
271.8
1,533.5

2003
Jun

367.1

3,349.0

225.8

211.1

795.1
212.2
583.0

2,116.9
304.0
1,812.9
268.4
1,544.4

2003
Jul

367.4

3,344.7

211.8

218.0

773.7
210.6
563.1

2,141.2
294.6
1,846.6
283.0
1,563.6

2003
Aug

366.3

3,343.3

235.8

217.3

755.7
199.6
556.1

2,134.5
288.7
1,845.8
285.0
1,560.8

2003
Sep

383.9

3,309.1

250.4

249.7

705.4
190.0
515.5

2,103.6
287.6
1,816.0
269.1
1,546.9

2003
Oct

392.5

3,325.0

236.9

256.1

702.8
185.4
517.4

2,129.3
293.8
1,835.5
265.1
1,570.4

2003
Nov

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)

395.9

3,331.3

245.1

238.8

703.8
176.4
527.5

2,143.6
314.5
1,829.1
264.7
1,564.4

2003
Dec

393.9

3,353.7

246.6

224.9

740.8
179.2
561.6

2,141.3
316.5
1,824.9
263.1
1,561.8

Dec 17

399.6

3,338.9

243.4

233.6

713.7
178.2
535.6

2,148.2
342.9
1,805.3
263.9
1,541.4

397.1

3,356.4

253.5

245.8

689.8
170.9
518.8

2,167.2
334.6
1,832.7
265.1
1,567.5

Week ending
Dec 24
Dec 31

397.4

3,311.8

235.1

245.8

690.1
169.4
520.8

2,140.8
274.1
1,866.7
277.7
1,588.9

Jan 7

January 16, 2004

Page 8

Deposits
Transaction
Nontransaction
Large time
Other

Borrowings
From banks in the U.S.
From others

Net due to related foreign offices

17
18
19
20
21

22
23
24

25

Residual (assets less liabilities)8

28

Footnotes appear on page 14.

Other liabilities

TOTAL LIABILITIES

26

27

LIABILITIES

TOTAL

16

162.7

2,493.9

61.0

12.4

372.3
131.0
241.3

2,048.3
307.6
1,740.7
306.1
1,434.6

2,656.6

138.4

Other assets6

15

ASSETS7

98.1
115.9

Interbank loans

Cash assets5

13

1,670.5
290.7
1,007.1
73.5
933.5
264.3
7.2
101.2

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

5
6
7
8
9
10
11
12

14

665.3
457.7
207.7

2,335.9

158.4

2,655.9

79.0

12.0

410.1
155.1
255.0

2,154.9
325.0
1,829.9
318.2
1,511.7

2,814.4

150.4

131.7

117.8

1,753.6
297.8
1,060.9
84.9
976.0
281.1
9.1
104.7

691.2
486.4
204.8

2,444.8

Jun

Dec

Securities in bank credit
Treasury and Agency securities2
Other securities

Bank credit

2003

2002

2
3
4

1

ASSETS

Account

156.8

2,682.8

77.5

11.8

420.8
158.9
261.9

2,172.8
334.2
1,838.6
316.3
1,522.3

2,839.7

151.3

134.2

112.7

1,773.2
299.3
1,075.9
85.4
990.5
284.6
8.9
104.5

698.9
494.0
204.9

2,472.0

Jul

2003

153.4

2,713.2

74.9

12.0

436.9
169.0
267.9

2,189.4
337.2
1,852.1
315.8
1,536.3

2,866.6

159.0

135.4

108.1

1,791.6
303.7
1,090.0
86.0
1,004.0
284.7
8.8
104.4

703.6
499.0
204.6

2,495.2

Aug

2003

151.3

2,709.5

72.0

14.1

438.0
163.3
274.7

2,185.5
331.5
1,853.9
317.1
1,536.8

2,860.9

162.0

129.9

103.5

1,796.3
306.1
1,091.3
86.9
1,004.4
286.8
8.4
103.6

700.4
495.0
205.4

2,496.6

Sep

2003

162.8

2,698.2

71.9

13.5

436.4
158.0
278.4

2,176.3
333.9
1,842.4
315.5
1,527.0

2,861.0

159.3

127.8

105.5

1,794.1
306.1
1,091.3
88.5
1,002.9
284.4
8.3
104.0

705.3
498.4
206.9

2,499.4

Oct

2003

169.0

2,712.3

73.3

14.6

439.0
162.1
277.0

2,185.4
331.2
1,854.2
318.2
1,536.0

2,881.3

163.2

127.6

99.0

1,811.2
309.5
1,095.4
90.5
1,004.9
296.3
8.0
102.1

711.8
503.7
208.1

2,523.0

Nov

2003

179.7

2,721.5

75.8

20.6

445.2
165.5
279.7

2,180.0
334.6
1,845.4
321.9
1,523.5

2,901.2

167.6

122.9

96.2

1,829.0
310.2
1,103.2
92.9
1,010.3
305.5
7.9
102.3

717.5
508.3
209.2

2,546.5

Dec

2003

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars

182.6

2,718.1

76.0

24.9

442.7
163.7
279.0

2,174.6
329.1
1,845.5
319.0
1,526.6

2,900.7

165.8

120.5

99.3

1,828.1
308.2
1,104.6
92.8
1,011.7
304.5
8.1
102.8

718.9
509.3
209.6

2,547.0

Dec 17

178.6

2,732.9

76.4

22.2

455.4
172.3
283.2

2,178.8
346.4
1,832.4
320.7
1,511.7

2,911.5

166.9

124.6

97.8

1,834.4
310.9
1,105.3
93.2
1,012.1
306.8
8.0
103.4

720.0
509.4
210.6

2,554.5

Dec 24

175.5

2,732.4

75.8

19.9

451.5
165.9
285.6

2,185.2
341.7
1,843.5
327.0
1,516.5

2,907.9

170.6

117.3

91.5

1,838.5
313.9
1,104.2
93.7
1,010.5
310.7
7.6
102.0

722.3
512.4
209.9

2,560.8

Dec 31

Week ending

192.8

2,731.7

75.3

19.9

446.1
164.7
281.3

2,190.5
355.3
1,835.1
327.1
1,508.1

2,924.5

164.1

129.5

95.8

1,845.4
314.8
1,110.9
94.9
1,016.0
310.1
7.9
101.7

721.9
512.9
208.9

2,567.2

Jan 7

January 16, 2004

Page 9

138.4

15 Other assets6

Footnotes appear on page 14.

28 Residual (assets less liabilities) 8

27 TOTAL LIABILITIES

26 Other liabilities

25 Net due to related foreign offices

22 Borrowings
23
From banks in the U.S.
24
From others

17 Deposits
18
Transaction
19
Nontransaction
20
Large time
21
Other

LIABILITIES

79.0

160.6

160.4

2,646.4

61.0
2,517.4

12.0

410.1
155.1
255.0

2,145.3
322.7
1,822.6
318.2
1,504.4

2,806.8

150.4

129.5

114.9

1,751.6
300.0
1,059.7
84.8
975.0
277.5
122.6
154.9
9.0
105.3

690.8
485.9
204.8

2,442.4

12.4

372.3
131.0
241.3

2,071.8
319.2
1,752.5
306.1
1,446.4

2,678.0

123.2

16 TOTAL ASSETS 7

100.7

13 Interbank loans

14 Cash assets5

1,680.5
290.6
1,010.3
74.0
936.4
270.7
121.0
149.7
7.3
101.6

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

5
6
7
8
9
10
10a
10b
11
12

2,347.4
666.9
459.2
207.7

Bank credit

Jun

Dec

Securities in bank credit
Treasury and Agency securities2
Other securities

1

2003

2002

2
3
4

ASSETS

Account

158.4

2,669.1

77.5

11.8

420.8
158.9
261.9

2,159.1
331.5
1,827.6
316.3
1,511.3

2,827.6

151.3

131.9

108.1

1,769.8
300.2
1,074.2
84.9
989.3
280.9
124.4
156.4
8.8
105.8

697.0
492.2
204.9

2,466.9

Jul

2003

162.9

2,695.2

74.9

12.0

436.9
169.0
267.9

2,171.3
333.4
1,837.9
315.8
1,522.1

2,858.1

159.0

130.7

107.5

1,790.2
302.5
1,089.2
85.6
1,003.6
283.5
124.6
158.9
8.8
106.2

701.8
497.2
204.6

2,492.0

Aug

2003

162.9

2,698.2

72.0

14.1

438.0
163.3
274.7

2,174.1
330.7
1,843.4
317.1
1,526.3

2,861.1

162.0

129.4

102.1

1,798.3
304.4
1,091.9
87.2
1,004.7
288.6
127.6
160.9
8.3
105.2

700.5
495.1
205.4

2,498.8

Sep

2003

165.9

2,696.3

71.9

13.5

436.4
158.0
278.4

2,174.4
333.7
1,840.8
315.5
1,525.3

2,862.2

159.3

128.3

104.3

1,798.4
305.8
1,092.4
88.7
1,003.7
287.6
126.7
160.9
8.3
104.3

702.9
496.0
206.9

2,501.3

Oct

2003

171.1

2,720.7

73.3

14.6

439.0
162.1
277.0

2,193.7
334.8
1,858.9
318.2
1,540.7

2,891.8

163.2

131.8

102.1

1,815.6
307.9
1,097.4
90.7
1,006.7
299.7
137.4
162.3
8.2
102.4

710.5
502.5
208.1

2,526.1

Nov

2003

176.0

2,745.9

75.8

20.6

445.2
165.5
279.7

2,204.3
346.9
1,857.5
321.9
1,535.6

2,921.9

167.6

129.9

98.5

1,838.8
310.0
1,106.7
93.3
1,013.4
311.4
146.6
164.8
8.0
102.7

719.2
510.0
209.2

2,557.9

Dec

2003

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

178.3

2,742.2

76.0

24.9

442.7
163.7
279.0

2,198.6
338.9
1,859.7
319.0
1,540.7

2,920.5

165.8

127.2

102.8

1,836.6
307.7
1,106.9
93.2
1,013.7
310.6
145.8
164.7
8.3
103.2

719.9
510.3
209.6

2,556.5

Dec 17

178.9

2,751.1

76.4

22.2

455.4
172.3
283.2

2,197.0
356.7
1,840.4
320.7
1,519.7

2,930.0

166.9

127.5

95.2

1,849.1
311.8
1,110.8
94.0
1,016.8
315.5
150.5
165.0
7.9
103.1

723.6
513.0
210.6

2,572.8

Dec 24

173.1

2,768.0

75.8

19.9

451.5
165.9
285.6

2,220.8
371.0
1,849.8
327.0
1,522.8

2,941.1

170.6

138.4

89.3

1,850.4
314.7
1,109.2
94.3
1,014.9
316.3
150.6
165.7
7.5
102.7

724.7
514.8
209.9

2,575.1

Dec 31

Week ending

180.9

2,754.0

75.3

19.9

446.1
164.7
281.3

2,212.7
369.4
1,843.3
327.1
1,516.3

2,934.9

164.1

136.3

97.5

1,845.8
313.9
1,110.1
94.8
1,015.3
312.8
146.7
166.1
7.9
101.1

723.3
514.4
208.9

2,569.1

Jan 7

January 16, 2004

Page 10

6

788.8

744.8

Footnotes appear on page 14.

28 Residual (assets less liabilities)8
1.5

97.0

27 TOTAL LIABILITIES

113.7

-59.8

25 Net due to related foreign offices

26 Other liabilities
3.5

-82.0

314.6
34.7
279.9

283.0
30.0
253.0

22 Borrowings
23
From banks in the U.S.
24
From others

442.6
11.4
431.2

792.3

36.7

54.3

30.7

381.6
160.8
19.5
118.3
83.0

424.6
9.2
415.4

746.3

30.1

43.8

30.1

671.0
289.4
123.6
165.8

17 Deposits
18
Transaction
19
Nontransaction

LIABILITIES

16 TOTAL ASSETS7

15 Other assets

14 Cash

assets5

13 Interbank loans

373.9
177.9
19.5
109.4
67.0

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

5
6
7
11
12

642.7
268.8
108.0
160.8

Bank credit

Jun

Dec

Securities in bank credit
Treasury and Agency securities2
Other securities

1

2003

2002

2
3
4

ASSETS

Account

-3.5

767.8

109.1

-86.2

291.1
36.8
254.3

453.8
12.4
441.5

764.4

35.1

54.5

33.2

375.7
156.0
19.1
115.5
85.1

266.3
114.2
152.1

642.0

Jul

2003

-7.6

759.1

116.1

-103.8

290.3
34.1
256.2

456.5
14.5
442.0

751.4

41.9

55.7

32.5

357.1
150.4
18.1
108.6
79.9

264.6
107.5
157.1

621.7

Aug

2003

-8.1

754.1

110.3

-99.8

290.7
33.9
256.9

452.9
15.1
437.8

746.0

38.9

55.4

30.8

352.4
146.4
18.2
110.8
76.9

268.9
109.0
159.9

621.3

Sep

2003

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars

-12.0

758.6

110.9

-94.1

301.6
36.0
265.6

440.2
14.8
425.5

746.6

41.1

52.5

29.4

352.8
142.0
21.8
112.6
76.3

271.3
105.1
166.2

624.1

Oct

2003

-6.7

750.9

107.3

-88.4

295.3
32.2
263.2

436.6
15.5
421.1

744.2

39.1

50.5

29.7

355.5
137.1
21.3
121.5
75.7

269.8
98.6
171.2

625.3

Nov

2003

0.3

733.9

100.4

-109.9

307.0
40.6
266.5

436.3
15.4
420.9

734.2

39.6

49.7

25.1

347.4
144.4
15.5
107.8
79.7

272.9
99.1
173.8

620.3

Dec

2003

-3.7

748.1

99.2

-105.1

312.8
44.2
268.6

441.1
15.5
425.6

744.4

38.9

50.5

24.7

357.7
151.0
14.2
107.0
85.5

272.9
98.1
174.8

630.6

Dec 17

8.4

729.2

94.8

-116.8

318.1
43.9
274.1

433.1
15.8
417.3

737.6

35.5

49.8

26.7

355.1
148.7
13.1
110.3
83.0

271.0
98.7
172.3

626.1

Dec 24

5.1

707.2

93.5

-122.0

305.4
38.7
266.7

430.3
15.1
415.2

712.3

40.8

46.5

20.8

334.9
144.3
13.0
96.6
80.9

269.7
94.9
174.8

604.6

Dec 31

Week ending

7.7

738.7

98.6

-118.9

311.5
37.0
274.5

447.5
15.9
431.6

746.4

42.1

50.7

28.4

353.4
146.9
12.9
107.9
85.7

272.3
95.4
177.0

625.7

Jan 7

January 16, 2004

Page 11

783.6

758.4

Footnotes appear on page 14.

28 Residual (assets less liabilities)8
1.9

98.1

27 TOTAL LIABILITIES

112.1

-58.1

25 Net due to related foreign offices

26 Other liabilities
1.3

-83.9

314.6
34.7
279.9

283.0
30.0
253.0

22 Borrowings
23
From banks in the U.S.
24
From others

440.8
11.0
429.7

784.9

35.3

51.8

435.4
10.0
425.4

760.3

31.0

47.0

30.7

378.2
160.3
19.5
115.9
82.6

289.4
123.6
42.5
81.1
165.8
107.8
58.0

667.6

17 Deposits
18
Transaction
19
Nontransaction

LIABILITIES

16 TOTAL ASSETS7

15 Other

assets6

14 Cash assets

5

30.1

383.9
179.4
19.5
116.0
69.0

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

5
6
7
11
12

13 Interbank loans

268.8
108.0
30.6
77.4
160.8
101.4
59.4

652.7

Jun

Dec

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Other securities
Trading account
Investment account

Bank credit

2003

2002

2
3
3a
3b
4
4a
4b

1

ASSETS

Account

0.7

752.2

106.4

-89.5

291.1
36.8
254.3

444.1
12.3
431.8

752.9

33.9

51.6

33.2

368.4
155.1
19.1
110.8
83.3

266.3
114.2
39.9
74.3
152.1
98.0
54.1

634.7

Jul

2003

1.1

741.0

114.9

-105.1

290.3
34.1
256.2

441.0
14.1
426.9

742.1

41.3

53.4

32.5

350.7
149.3
18.1
104.7
78.6

264.6
107.5
38.8
68.7
157.1
102.4
54.7

615.3

Aug

2003

1.4

740.1

111.4

-98.5

290.7
33.9
256.9

436.5
15.4
421.1

741.6

38.9

55.0

30.8

348.3
146.3
18.2
107.4
76.3

268.9
109.0
39.8
69.2
159.9
105.6
54.3

617.2

Sep

2003

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars

1.5

745.3

109.9

-95.2

301.6
36.0
265.6

429.0
15.1
413.9

746.8

40.5

53.7

29.4

352.3
142.1
21.8
112.7
75.7

271.3
105.1
38.6
66.5
166.2
104.8
61.4

623.6

Oct

2003

1.3

749.2

106.4

-89.5

295.3
32.2
263.2

437.0
16.0
420.9

750.5

38.9

53.4

29.7

359.1
138.1
21.3
123.9
75.8

269.8
98.6
32.8
65.9
171.2
105.0
66.2

628.9

Nov

2003

1.3

747.7

101.5

-108.7

307.0
40.6
266.5

447.9
16.7
431.1

749.0

40.8

53.2

25.1

357.5
145.6
15.5
114.3
82.2

272.9
99.1
34.9
64.2
173.8
104.8
69.0

630.4

Dec

2003

1.3

759.1

99.7

-104.6

312.8
44.2
268.6

451.2
17.1
434.1

760.4

40.3

54.1

24.7

368.9
152.0
14.2
115.1
87.6

272.9
98.1
34.2
63.9
174.8
104.3
70.6

641.8

Dec 17

1.3

749.7

96.9

-114.3

318.1
43.9
274.1

449.1
17.3
431.8

751.0

36.5

53.8

26.7

363.6
150.6
13.1
113.8
86.1

271.0
98.7
35.3
63.4
172.3
102.4
69.9

634.6

Dec 24

1.3

731.0

97.2

-117.8

305.4
38.7
266.7

446.3
16.9
429.4

732.4

41.6

50.7

20.8

350.0
146.7
13.0
105.5
84.8

269.7
94.9
31.8
63.1
174.8
103.5
71.4

619.8

Dec 31

Week ending

1.3

756.4

100.0

-117.3

311.5
37.0
274.5

462.3
16.7
445.6

757.8

43.6

54.5

28.4

359.4
147.7
12.9
111.2
87.6

272.3
95.4
31.3
64.0
177.0
104.8
72.1

631.7

Jan 7

January 16, 2004

Page 12

2003
Jun

2002
Dec

11.1

9.9

158.0
140.6
17.4

16.6

12.7

441.0
327.5
113.5

110.1

129.8

200.9
192.5
8.3

loans13

Footnotes appear on page 14.

6.8

30 Reval. losses on off-bal. sheet items9

35 Securitized business loans13

64.0
60.1

29 Reval. gains on off-bal. sheet items9

FOREIGN-RELATED INSTITUTIONS

34 Securitized consumer
34a Credit cards and related plans
34b Other

305.5

31 Mortgage-backed securities10

2.5

72.6

72.6

204.0
196.3
7.7

332.1

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers

35 Securitized business loans13

34 Securitized consumer
34a Credit cards and related plans
34b Other
150.5
133.2
17.3

18.7

33 Offshore credit to U.S. residents12

loans13

10.3

32 Net unrealized gains (losses) on
available-for-sale securities11

368.8
268.3
100.5

93.8

30 Reval. losses on off-bal. sheet items9

31 Mortgage-backed securities10
31a Pass-through
31b CMO, REMIC, and other

112.5

29 Reval. gains on off-bal. sheet items9

1.5

64.9

65.5

200.6
193.0
7.6

327.9

8.4

160.5
144.0
16.5

15.5

6.5

416.7
304.1
112.7

85.4

107.9

Jul

2003

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers

Account

H.8 (510)
MEMO ITEMS
Not seasonally adjusted, billions of dollars

1.4

64.7

66.2

201.9
194.3
7.6

326.8

7.2

161.4
144.5
16.9

14.7

1.1

391.5
276.4
115.1

79.4

93.1

Aug

2003

1.2

66.6

68.2

203.0
195.5
7.6

325.3

7.9

160.7
144.3
16.4

14.3

4.8

377.0
264.8
112.2

96.0

112.4

Sep

2003

1.3

67.7

69.1

204.7
197.2
7.5

324.1

8.0

162.9
146.8
16.2

13.8

2.2

391.8
280.8
111.0

97.2

114.0

Oct

2003

1.3

66.2

65.4

203.1
195.3
7.8

330.0

7.5

164.2
147.5
16.8

13.5

1.9

409.2
294.1
115.1

94.4

112.3

Nov

2003

1.2

66.7

65.5

203.7
195.8
7.8

337.5

7.2

165.2
148.0
17.1

13.3

3.2

407.0
289.9
117.1

103.8

120.1

Dec

2003

1.3

65.4

64.5

203.0
195.1
7.9

337.6

7.2

164.5
147.0
17.5

14.1

3.6

406.8
290.9
115.9

104.9

120.8

Dec 17

1.2

64.9

64.0

204.1
196.2
7.9

338.7

7.2

164.9
147.5
17.4

12.9

3.2

405.7
289.5
116.2

101.6

117.2

Dec 24

1.1

66.1

64.5

204.3
196.4
7.8

340.4

7.2

167.6
150.3
17.3

13.1

5.1

404.9
285.6
119.4

106.9

122.9

Dec 31

Week ending

1.1

67.8

65.9

206.6
198.5
8.1

339.3

7.2

166.8
149.6
17.2

13.1

4.6

401.0
282.5
118.5

106.6

121.2

Jan 7

January 16, 2004

Page 13

Footnotes
Page 14
January 16, 2004

13. Total amount outstanding.

12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses.

shown are restated to include an estimate of these tax effects.

11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data

10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.

derivative contracts in a loss position is included in “Other liabilities,” balance sheet item 26.

Interpretation No. 39. The fair value of derivative contracts in a gain position is included in “Other securities, trading account,” balance sheet item 4a. The fair value of

9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB

in the seasonal patterns estimated for total assets and total liabilities.

8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences

7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.

6. Excludes the due-from position with related foreign offices, which is included in line 25.

5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.

4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.

3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.

2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.

banks are obtained from call reports, and a ratio procedure is used to adjust past levels.

from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired

adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed

The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The

are adjusted for breaks caused by reclassifications of assets and liabilities.

constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data

(foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks

(large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations

1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition

Current and historical H.8 data are available on the Federal Reserve Board’s web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call
STAT-USA at 1-800-782-8872 or 202-482-1986.

H.8 (510)

OFFICIAL BUSINESS

Board of Governors of the
Federal Reserve System
Washington, DC 20551-0001

First Class