FEDERAL RESERVE statistical release

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars
Account

For use at 4:15 p.m. Eastern Time
April 23, 2004

2003

2003

2003

2003

2003

2004

2004

2004

Mar

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Week ending
Mar 24

Mar 31

Apr 7

Apr 14

ASSETS
1

6,010.7

6,187.1

6,165.8

6,202.9

6,255.4

6,322.5

6,439.6

6,508.2

6,519.6

6,530.4

6,518.2

6,507.5

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,780.7
1,076.0
704.7

1,791.6
1,070.0
721.6

1,809.1
1,080.1
729.0

1,836.8
1,095.7
741.1

1,856.1
1,103.6
752.4

1,862.5
1,107.9
754.6

1,938.6
1,174.8
763.7

1,984.6
1,206.6
778.0

1,996.8
1,210.9
785.9

1,988.8
1,210.9
777.9

1,956.0
1,196.8
759.1

1,941.8
1,192.1
749.7

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

4,230.1
942.7
2,102.3
230.1
1,872.2
589.7
191.9
403.4

4,395.5
905.8
2,245.1
258.5
1,986.7
603.0
212.2
429.4

4,356.7
894.5
2,227.4
265.5
1,961.9
598.3
220.0
416.5

4,366.1
887.9
2,206.5
273.2
1,933.3
627.4
228.6
415.8

4,399.3
889.4
2,215.2
280.7
1,934.4
630.9
214.9
448.8

4,460.0
888.5
2,238.8
291.2
1,947.6
632.8
233.0
467.0

4,501.0
889.0
2,257.9
297.7
1,960.3
635.0
241.4
477.6

4,523.7
881.1
2,295.8
308.3
1,987.4
640.4
239.8
466.6

4,522.8
880.2
2,295.1
310.9
1,984.2
643.4
236.0
468.2

4,541.6
875.5
2,315.0
312.9
2,002.1
643.1
250.7
457.4

4,562.2
877.2
2,332.2
315.5
2,016.7
642.3
243.3
467.3

4,565.8
878.8
2,352.0
316.5
2,035.5
642.9
226.7
465.3

318.3

308.7

324.1

305.2

296.4

315.0

339.4

295.9

311.8

298.8

315.8

324.4

317.4

323.0

309.3

318.5

304.2

320.1

323.8

330.8

324.6

338.3

336.9

340.2

13
14

Bank credit

Interbank loans
5

Cash assets

6

15

Other assets

16

TOTAL ASSETS7

521.3

557.8

545.3

538.8

539.8

540.2

541.9

551.5

544.5

547.3

569.6

598.3

7,091.5

7,300.8

7,269.6

7,290.5

7,319.7

7,424.0

7,571.6

7,613.3

7,627.1

7,641.4

7,668.0

7,697.5

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,591.7
619.0
3,972.6
1,002.8
2,969.8

4,742.9
638.0
4,104.9
1,007.4
3,097.5

4,701.0
633.0
4,068.1
994.3
3,073.7

4,741.2
635.8
4,105.5
996.3
3,109.1

4,759.0
642.5
4,116.5
1,000.2
3,116.2

4,795.4
630.9
4,164.5
1,019.3
3,145.2

4,825.9
644.4
4,181.5
1,024.3
3,157.1

4,911.2
671.7
4,239.5
1,048.8
3,190.7

4,927.8
706.3
4,221.6
1,052.2
3,169.4

4,948.1
700.8
4,247.3
1,056.9
3,190.5

4,940.5
623.5
4,317.1
1,064.9
3,252.1

4,975.1
643.3
4,331.8
1,060.1
3,271.7

22
23
24

Borrowings
From banks in the U.S.
From others

1,406.1
401.8
1,004.3

1,498.5
401.0
1,097.5

1,458.9
389.1
1,069.8

1,457.0
386.7
1,070.4

1,479.7
389.1
1,090.7

1,518.6
401.9
1,116.6

1,568.8
429.1
1,139.7

1,534.9
403.0
1,131.9

1,530.2
398.1
1,132.1

1,531.0
409.8
1,121.1

1,544.3
437.6
1,106.7

1,553.1
447.2
1,105.9

25

Net due to related foreign offices

138.8

126.3

160.1

169.5

142.8

131.2

106.0

91.7

92.0

98.3

78.9

78.2

26

Other liabilities

415.1

408.9

418.5

398.5

408.7

425.9

459.5

476.5

476.5

469.6

471.7

481.6

27

TOTAL LIABILITIES

6,551.7

6,776.7

6,738.5

6,766.3

6,790.2

6,871.2

6,960.3

7,014.2

7,026.5

7,047.0

7,035.5

7,088.1

539.8

524.1

531.1

524.2

529.4

552.8

611.3

599.1

600.6

594.5

632.5

609.4

28

8

Residual (assets less liabilities)

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars
Account

Page 2
April 23, 2004

2003

2003

2003

2003

2003

2004

2004

2004

Week ending

Mar

Sep

Oct

Nov

Dec

Jan

Feb

Mar

5,983.4

6,194.6

6,182.0

6,244.1

6,298.1

6,336.0

6,430.2

6,478.2

6,476.7

6,497.2

6,477.3

6,491.6

Mar 24

Mar 31

Apr 7

Apr 14

ASSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,774.7
1,074.0
700.8

1,788.5
1,064.0
724.5

1,807.2
1,075.7
731.5

1,844.3
1,102.3
742.0

1,860.2
1,104.6
755.7

1,865.9
1,103.9
762.0

1,935.7
1,170.6
765.2

1,975.9
1,202.6
773.3

1,984.1
1,206.8
777.4

1,981.2
1,210.4
770.9

1,950.1
1,199.3
750.8

1,936.8
1,193.2
743.6

5
6
7
8
9
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

4,208.7
946.0
2,086.7
228.4
1,858.3
584.1
219.1
365.0
191.8
400.0

4,406.0
902.7
2,258.4
259.6
1,998.8
604.3
225.3
379.0
208.0
432.7

4,374.8
893.1
2,239.9
266.2
1,973.7
600.7
220.7
380.0
222.2
418.9

4,399.8
887.9
2,230.7
273.2
1,957.5
631.7
252.5
379.2
233.4
416.2

4,437.9
890.1
2,228.1
280.3
1,947.8
641.8
263.4
378.4
223.7
454.2

4,470.2
884.5
2,240.1
289.8
1,950.3
644.9
260.0
384.9
236.0
464.6

4,494.4
888.8
2,256.8
297.8
1,958.9
639.6
253.3
386.3
240.0
469.3

4,502.4
883.9
2,282.6
306.1
1,976.5
634.5
248.9
385.6
239.5
461.9

4,492.5
883.1
2,277.7
307.9
1,969.8
636.7
251.1
385.6
233.9
461.1

4,515.9
879.5
2,298.6
309.8
1,988.9
634.3
248.2
386.1
245.4
458.1

4,527.2
879.1
2,317.6
312.3
2,005.2
631.9
246.0
385.9
232.6
465.9

4,554.8
882.6
2,339.5
314.6
2,025.0
634.0
247.6
386.4
235.8
462.9

13

Interbank loans

324.5

302.8

320.2

308.7

301.1

309.9

333.6

299.8

306.7

311.5

330.1

342.2

14

Cash assets5

305.4

324.8

314.7

329.0

322.3

329.0

321.2

318.4

303.5

334.5

323.9

342.0

15

Other assets6

517.8

559.9

547.8

540.8

542.5

540.8

537.6

547.8

535.3

547.0

572.1

596.7

7,054.5

7,306.3

7,290.5

7,347.9

7,387.9

7,441.9

7,549.2

7,570.7

7,548.3

7,616.8

7,631.0

7,699.7

16

7

TOTAL ASSETS

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,585.5
610.5
3,975.0
1,005.4
2,969.6

4,734.9
630.4
4,104.5
998.1
3,106.4

4,697.9
632.3
4,065.5
981.7
3,083.8

4,752.8
641.6
4,111.2
988.6
3,122.6

4,788.6
676.5
4,112.1
999.8
3,112.3

4,796.8
643.0
4,153.8
1,028.0
3,125.8

4,827.1
636.5
4,190.5
1,033.2
3,157.4

4,904.1
662.7
4,241.3
1,051.8
3,189.5

4,885.2
684.2
4,201.0
1,054.5
3,146.5

4,965.6
710.3
4,255.3
1,060.9
3,194.4

4,979.8
624.3
4,355.5
1,067.7
3,287.8

5,021.6
665.3
4,356.4
1,063.9
3,292.4

22
23
24

Borrowings
From banks in the U.S.
From others

1,397.0
403.4
993.6

1,502.2
401.5
1,100.7

1,456.7
389.3
1,067.4

1,450.0
384.0
1,066.0

1,469.3
387.8
1,081.5

1,514.8
398.4
1,116.4

1,566.4
426.1
1,140.3

1,523.9
404.5
1,119.4

1,516.4
399.1
1,117.3

1,513.6
412.6
1,101.0

1,532.3
441.5
1,090.9

1,548.8
452.0
1,096.8

25

Net due to related foreign offices

133.2

130.3

166.5

180.6

150.7

136.0

111.0

85.6

86.5

88.3

58.8

56.2

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

409.1

412.8

424.2

408.2

416.3

430.7

465.2

468.7

468.3

457.9

448.2

454.8

6,524.9

6,780.3

6,745.3

6,791.6

6,824.8

6,878.3

6,969.7

6,982.3

6,956.4

7,025.4

7,019.1

7,081.5

529.7

526.1

545.1

556.3

563.1

563.6

579.5

588.4

591.9

591.4

612.0

618.2

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars
Account

Page 3
April 23, 2004

2003

2003

2003

2003

2003

2004

2004

2004

Mar

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Week ending

5,353.3

5,564.9

5,540.1

5,572.2

5,627.5

5,684.0

5,789.8

5,856.2

5,866.6

5,890.5

5,873.3

5,877.8

Mar 24

Mar 31

Apr 7

Apr 14

ASSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,501.2
956.9
544.3

1,529.3
962.9
566.4

1,545.1
976.8
568.3

1,573.0
998.0
575.0

1,590.2
1,004.5
585.7

1,601.2
1,009.6
591.6

1,673.0
1,075.3
597.7

1,719.5
1,110.0
609.5

1,732.3
1,115.9
616.4

1,731.3
1,120.6
610.7

1,694.9
1,101.2
593.7

1,677.9
1,095.2
582.7

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

3,852.1
774.1
2,082.7
230.1
1,852.6
589.7
73.4
332.1

4,035.7
761.5
2,227.8
258.5
1,969.3
603.0
88.2
355.1

3,995.0
755.5
2,205.4
265.5
1,939.9
598.3
93.3
342.5

3,999.1
755.4
2,184.4
273.2
1,911.2
627.4
92.5
339.5

4,037.3
753.3
2,197.3
280.7
1,916.6
630.9
90.0
365.8

4,082.8
751.2
2,221.7
291.2
1,930.5
632.8
102.0
375.2

4,116.8
752.4
2,240.9
297.7
1,943.2
635.0
102.6
385.8

4,136.7
747.2
2,278.6
308.3
1,970.3
640.4
92.5
378.0

4,134.3
746.7
2,277.8
310.9
1,966.9
643.4
86.0
380.3

4,159.2
743.8
2,297.7
312.9
1,984.8
643.1
105.3
369.3

4,178.4
745.8
2,314.9
315.5
1,999.5
642.3
95.8
379.5

4,199.9
747.8
2,334.5
316.5
2,018.0
642.9
95.0
379.7

13

Interbank loans

287.2

271.4

288.3

268.4

264.7

279.5

306.9

265.4

277.4

268.9

284.5

294.5

14

Cash assets5

273.9

270.0

258.0

267.1

254.4

264.8

266.7

270.5

266.7

277.1

273.9

276.4

15

Other assets6

493.2

523.1

512.1

510.3

512.9

514.8

521.8

533.1

528.7

531.0

556.5

577.4

6,331.9

6,554.1

6,524.1

6,543.6

6,583.9

6,669.7

6,812.5

6,852.4

6,866.4

6,894.6

6,916.1

6,953.6

16

7

TOTAL ASSETS

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,150.6
607.7
3,543.0
584.0
2,959.0

4,309.1
627.4
3,681.7
587.1
3,094.6

4,268.0
622.8
3,645.2
573.6
3,071.6

4,303.7
624.9
3,678.8
571.9
3,106.9

4,323.2
631.6
3,691.6
577.8
3,113.8

4,342.6
619.0
3,723.6
585.3
3,138.3

4,362.3
632.6
3,729.7
576.3
3,153.4

4,444.3
660.0
3,784.3
595.6
3,188.7

4,463.8
694.5
3,769.4
601.9
3,167.5

4,479.8
688.9
3,791.0
602.4
3,188.6

4,464.0
612.5
3,851.5
601.3
3,250.2

4,502.5
631.7
3,870.7
600.9
3,269.8

22
23
24

Borrowings
From banks in the U.S.
From others

1,102.0
365.0
737.0

1,190.6
362.6
828.0

1,144.8
348.7
796.1

1,150.4
351.9
798.5

1,162.4
345.9
816.4

1,191.9
362.5
829.4

1,231.5
387.1
844.4

1,192.6
356.8
835.8

1,192.6
351.3
841.3

1,196.7
361.7
835.0

1,210.7
398.9
811.8

1,211.0
403.7
807.3

25

Net due to related foreign offices

219.8

228.9

259.4

262.3

253.1

261.8

256.7

245.3

240.0

263.1

247.9

250.5

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

322.2

304.7

315.6

296.7

309.5

324.2

354.5

374.2

378.1

368.7

367.1

375.0

5,794.6

6,033.3

5,987.9

6,013.2

6,048.1

6,120.6

6,205.2

6,256.4

6,274.5

6,308.3

6,289.6

6,339.0

537.3

520.8

536.2

530.4

535.7

549.1

607.4

596.0

591.9

586.3

626.5

614.6

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars
Account

Page 4
April 23, 2004

2003

2003

2003

2003

2003

2004

2004

2004

Mar

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Week ending
Mar 24

Mar 31

Apr 7

Apr 14

ASSETS
1

5,322.4

5,578.6

5,559.5

5,611.8

5,663.2

5,694.1

5,778.1

5,822.7

5,820.5

5,855.5

5,837.3

5,852.2

2
3
4

Bank credit
Securities in bank credit
Treasury and Agency securities2
Other securities

1,495.2
954.8
540.4

1,526.2
956.9
569.3

1,543.2
972.4
570.8

1,580.6
1,004.6
576.0

1,594.3
1,005.4
588.9

1,604.6
1,005.6
599.0

1,670.2
1,071.1
599.1

1,710.8
1,106.0
604.8

1,719.6
1,111.8
607.9

1,723.7
1,120.0
603.8

1,689.1
1,103.7
585.4

1,672.9
1,096.4
576.5

5
6
7
8
9
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

3,827.1
775.1
2,067.1
228.4
1,838.7
584.1
219.1
365.0
71.9
328.9

4,052.5
759.9
2,241.0
259.6
1,981.4
604.3
225.3
379.0
89.4
357.9

4,016.3
755.9
2,218.0
266.2
1,951.7
600.7
220.7
380.0
96.6
345.2

4,031.2
756.0
2,208.6
273.2
1,935.4
631.7
252.5
379.2
93.6
341.4

4,068.9
752.8
2,210.2
280.3
1,930.0
641.8
263.4
378.4
93.0
371.0

4,089.5
746.7
2,223.1
289.8
1,933.2
644.9
260.0
384.9
101.1
373.8

4,107.9
750.6
2,239.7
297.8
1,941.9
639.6
253.3
386.3
98.7
379.3

4,111.9
748.1
2,265.5
306.1
1,959.4
634.5
248.9
385.6
90.3
373.5

4,100.8
747.6
2,260.5
307.9
1,952.6
636.7
251.1
385.6
82.9
373.2

4,131.8
745.7
2,281.3
309.8
1,971.6
634.3
248.2
386.1
100.8
369.6

4,148.3
746.8
2,300.3
312.3
1,988.0
631.9
246.0
385.9
91.5
377.8

4,179.3
750.4
2,322.1
314.6
2,007.5
634.0
247.6
386.4
96.6
376.2

13

Interbank loans

293.5

265.5

284.5

272.0

269.4

274.4

301.1

269.3

272.2

281.6

298.8

312.4

14

Cash assets5

263.3

270.9

262.4

277.6

270.9

274.1

264.9

260.1

247.4

274.2

262.5

278.4

15

Other assets

6

16

TOTAL ASSETS7

489.6

526.6

515.6

512.8

515.1

513.7

516.4

529.3

520.0

531.1

559.4

576.8

6,292.6

6,566.3

6,548.2

6,599.9

6,643.1

6,682.9

6,787.5

6,808.2

6,786.8

6,869.5

6,886.1

6,947.5

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,140.3
599.6
3,540.7
582.1
2,958.6

4,308.9
619.7
3,689.2
585.6
3,103.6

4,279.1
622.1
3,657.0
575.2
3,081.8

4,325.9
630.8
3,695.1
574.6
3,120.4

4,353.6
665.2
3,688.5
578.6
3,109.9

4,338.1
630.8
3,707.3
588.5
3,118.7

4,357.4
624.7
3,732.7
579.1
3,153.6

4,432.6
651.4
3,781.2
593.7
3,187.5

4,414.7
672.8
3,741.9
597.3
3,144.6

4,489.2
698.5
3,790.7
598.2
3,192.5

4,498.3
613.7
3,884.7
598.8
3,285.8

4,541.0
653.9
3,887.1
596.6
3,290.5

22
23
24

Borrowings
From banks in the U.S.
From others

1,092.9
366.6
726.3

1,194.2
363.0
831.2

1,142.7
348.9
793.8

1,143.4
349.2
794.2

1,151.9
344.7
807.2

1,188.2
359.0
829.1

1,229.1
384.1
845.1

1,181.5
358.2
823.3

1,178.8
352.3
826.5

1,179.3
364.5
814.8

1,198.7
402.8
795.9

1,206.7
408.5
798.2

25

Net due to related foreign offices

214.8

231.3

263.2

270.8

259.4

265.8

262.0

239.8

233.5

253.5

231.5

231.5

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

316.6

307.3

319.3

304.3

315.7

328.4

360.5

367.0

369.1

357.3

346.7

351.0

5,764.6

6,041.7

6,004.3

6,044.4

6,080.7

6,120.4

6,209.1

6,220.9

6,196.0

6,279.3

6,275.3

6,330.2

528.0

524.6

543.9

555.5

562.4

562.5

578.4

587.3

590.8

590.2

610.8

617.3

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Page 5
April 23, 2004

2003
Mar

2003
Sep

2003
Oct

2003
Nov

2003
Dec

2004
Jan

2004
Feb

2004
Mar

3,012.0

3,106.8

3,081.4

3,092.3

3,116.5

3,145.4

3,235.1

3,283.1

3,291.3

3,303.2

3,242.5

3,237.4

833.2
496.5
42.4
454.1
336.7
179.9
156.8
30.4
126.4

829.8
467.8
38.5
429.4
362.0
182.6
179.4
31.1
148.3

844.9
483.4
34.3
449.1
361.5
187.1
174.4
31.5
142.9

864.9
499.0
40.3
458.8
365.9
189.6
176.2
31.8
144.5

876.6
502.4
39.6
462.8
374.2
194.8
179.4
31.7
147.8

882.7
503.8
41.1
462.6
378.9
196.8
182.1
31.8
150.4

954.2
569.8
46.1
523.7
384.5
200.4
184.1
32.6
151.5

1,004.1
608.4
44.3
564.2
395.6
208.7
186.9
33.7
153.2

1,019.4
618.2
48.3
569.9
401.2
213.1
188.2
33.9
154.2

1,013.3
616.0
38.7
577.3
397.3
208.4
188.9
34.3
154.6

972.9
593.5
48.1
545.5
379.4
190.7
188.7
33.9
154.7

953.6
585.5
44.1
541.4
368.1
181.8
186.3
33.8
152.6

2,178.8
484.1
1,063.1
151.6
911.5
333.3
65.9
54.3
11.7
12.7
9.0
24.0
76.9
109.7

2,277.0
458.3
1,156.9
172.9
983.9
327.6
80.5
62.8
17.6
13.6
8.5
28.0
97.2
106.4

2,236.5
451.8
1,132.9
178.4
954.5
324.9
85.6
67.5
18.1
13.9
8.5
26.1
88.5
104.4

2,227.4
448.8
1,109.2
183.6
925.6
344.8
84.8
66.7
18.1
14.0
8.4
26.2
87.6
103.7

2,239.9
445.3
1,105.6
188.4
917.2
340.9
82.2
63.6
18.6
14.1
8.4
29.5
111.0
103.0

2,262.7
437.9
1,116.7
196.6
920.1
339.8
93.8
74.7
19.1
14.1
8.1
27.1
124.7
100.4

2,280.9
438.2
1,124.7
201.3
923.3
339.2
94.4
73.8
20.6
14.2
8.2
32.5
127.4
102.2

2,279.0
430.9
1,145.5
209.6
935.9
341.0
84.7
64.7
20.0
14.3
8.3
26.9
125.8
101.6

2,271.9
431.1
1,144.2
211.3
932.9
341.6
77.5
57.2
20.3
14.3
8.4
28.2
125.0
101.4

2,289.9
425.5
1,156.2
213.2
942.9
342.3
97.7
75.9
21.8
14.5
8.4
19.6
124.4
101.4

2,269.6
427.6
1,132.4
214.5
917.9
342.5
88.5
67.6
20.9
14.6
8.4
25.1
129.7
100.8

2,283.8
429.6
1,144.9
215.2
929.6
343.0
87.6
66.8
20.8
14.6
8.4
26.7
128.2
100.8

13 Interbank loans
13a Fed funds and RPs with banks
13b Other

190.5
116.8
73.6

179.8
109.8
70.0

198.3
117.9
80.4

179.8
101.7
78.0

178.4
98.6
79.8

187.7
95.7
92.1

213.6
105.0
108.5

179.3
94.2
85.0

181.3
93.1
88.2

187.0
103.9
83.2

209.6
96.8
112.8

221.0
110.1
110.9

14 Cash assets5

154.9

150.1

139.6

149.8

140.7

148.4

147.9

149.9

146.4

154.8

153.2

158.4

15 Other assets6

351.7

362.0

357.2

355.3

352.2

357.5

360.1

368.6

367.6

366.9

390.5

401.1

3,663.2

3,753.8

3,732.3

3,733.3

3,743.2

3,796.7

3,915.2

3,939.4

3,945.1

3,970.4

3,955.9

3,977.6

Account

Mar 24

Week ending
Mar 31
Apr 7

Apr 14

ASSETS
1

Bank credit

2
3
3a
3b
4
4a
4b
4c
4d

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Other securities
Trading account
Investment account
State and local government
Other

5
6
7
8
9
10
11
11a
11b
12a
12b
12c
12d
12e

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Fed funds and RPs with broker/dealer
Other
State and local government
Agricultural
Fed funds and RPs with others
All other loans
Lease financing receivables

7

16 TOTAL ASSETS

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)

Account

Page 6
April 23, 2004

2003
Mar

2003
Sep

2003
Oct

2003
Nov

2003
Dec

2004
Jan

2004
Feb

2004
Mar

2,087.2
296.4
1,790.8
271.9
1,518.9

2,172.1
297.7
1,874.4
271.2
1,603.3

2,132.6
292.5
1,840.0
259.2
1,580.9

2,156.3
294.0
1,862.2
254.3
1,608.0

2,164.6
296.7
1,867.9
256.1
1,611.8

2,167.9
289.1
1,878.8
257.4
1,621.4

2,179.8
296.0
1,883.8
249.4
1,634.4

2,253.7
312.5
1,941.2
263.7
1,677.5

2,268.4
336.5
1,932.0
269.2
1,662.7

2,279.8
319.6
1,960.2
267.8
1,692.4

2,266.3
284.2
1,982.1
265.6
1,716.5

2,295.6
307.7
1,987.8
265.3
1,722.6

Mar 24

Week ending
Mar 31
Apr 7

Apr 14

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

719.3
214.0
505.2

761.0
201.5
559.5

715.7
192.0
523.7

717.7
190.2
527.5

722.5
179.5
543.0

739.5
186.3
553.2

777.0
204.8
572.1

741.8
179.2
562.6

740.2
173.4
566.8

746.5
181.4
565.2

736.0
195.8
540.2

733.3
195.2
538.1

25

Net due to related foreign offices

209.2

214.9

245.9

247.7

232.6

238.5

232.2

225.3

218.9

242.6

225.9

228.6

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

245.5

235.4

247.9

229.5

240.1

256.7

284.6

303.1

306.2

298.7

295.3

302.3

3,261.1

3,383.4

3,342.0

3,351.2

3,359.8

3,402.6

3,473.6

3,523.8

3,533.7

3,567.7

3,523.5

3,559.8

402.1

370.4

390.3

382.1

383.5

394.1

441.6

415.6

411.4

402.7

432.4

417.8

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account

1
2
3
3a
3b
3c
3d
3e
3f
3g
4
4a
4b
4c
4d
5
6
7
8
9a
9b
10
10a
10b
11
11a
11b
12a
12b
12c
12d
12e

ASSETS
Bank credit
Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Mortgage-backed
Other
1 year or less
Between 1 and 5 years
More than 5 years
Other securities
Trading account
Investment account
State and local government
Other
Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Fed funds and RPs with broker/dealer
Other
State and local government
Agricultural
Fed funds and RPs with others
All other loans
Lease financing receivables

13 Interbank loans
13a Fed funds and RPs with banks
13b Other
14

Cash assets5

15

Other assets

6

16

TOTAL ASSETS7

Footnotes appear on page 14.

Page 7
April 23, 2004

2003
Mar

2003
Sep

2003
Oct

2003
Nov

2003
Dec

2004
Jan

2004
Feb

2004
Mar

2,985.1
820.4
487.6
42.1
445.5
343.0
102.5
24.5
57.6
20.4
332.8
177.9
155.0
30.1
124.9

3,117.9
829.7
464.8
38.1
426.7
329.0
97.7
24.1
53.1
20.5
364.9
184.1
180.9
31.4
149.5

3,093.1
844.2
480.2
33.7
446.5
344.1
102.4
24.9
56.8
20.7
364.0
188.4
175.6
31.7
143.9

3,118.5
873.9
507.1
40.7
466.5
360.0
106.4
25.3
58.1
23.1
366.8
190.1
176.7
31.8
144.8

3,136.5
878.7
501.2
39.6
461.6
355.4
106.2
25.9
57.7
22.6
377.4
196.4
181.0
31.9
149.0

3,152.2
886.9
500.6
40.9
459.7
353.1
106.6
24.7
58.5
23.4
386.3
200.6
185.7
32.4
153.3

3,224.5
951.5
565.6
46.4
519.2
408.3
110.9
23.9
62.2
24.8
385.9
201.2
184.7
32.7
152.0

3,253.2
987.8
596.9
43.9
553.0
440.2
112.9
23.9
64.3
24.7
390.9
206.2
184.7
33.3
151.4

3,248.6
996.7
604.0
47.4
556.6
441.8
114.9
24.1
65.6
25.1
392.7
208.5
184.1
33.2
150.9

3,273.4
996.7
606.4
38.3
568.0
451.3
116.8
24.6
65.9
26.3
390.4
204.8
185.6
33.7
151.9

3,216.4
961.1
590.0
48.4
541.6
433.4
108.2
24.0
59.9
24.3
371.1
186.6
184.5
33.2
151.4

3,220.5
943.5
581.6
44.3
537.2
428.5
108.7
23.4
59.2
26.2
362.0
178.8
183.2
33.2
150.0

2,164.7
484.5
1,053.9
150.3
571.3
332.2
331.7
111.5
220.1
64.2
52.9
11.4
12.7
8.9
24.0
75.4
109.5

2,288.2
458.5
1,164.9
173.5
661.7
329.6
328.4
103.3
225.1
81.8
63.9
17.9
13.6
8.5
28.0
98.2
106.3

2,249.0
452.9
1,139.0
178.7
630.4
329.9
325.2
98.9
226.3
88.9
70.1
18.7
13.9
8.4
26.1
89.5
105.0

2,244.6
450.5
1,121.9
183.7
607.2
331.0
345.4
121.1
224.3
85.7
67.5
18.3
14.0
8.4
26.2
88.6
104.0

2,257.9
444.8
1,112.6
188.1
595.4
329.1
344.6
123.7
220.9
85.1
65.9
19.2
14.1
8.4
29.5
115.8
102.9

2,265.3
434.0
1,117.3
195.6
593.7
328.0
345.7
121.0
224.6
93.2
74.2
19.0
14.1
8.2
27.1
124.9
100.8

2,273.0
436.4
1,124.1
201.7
592.1
330.3
341.8
115.4
226.4
90.5
70.7
19.7
14.2
8.1
32.5
123.6
101.9

2,265.4
431.3
1,138.8
207.9
596.5
334.4
339.0
111.8
227.3
82.3
62.9
19.4
14.3
8.2
26.9
123.1
101.4

2,251.9
431.1
1,134.8
208.9
590.9
335.0
339.2
111.8
227.4
74.4
54.9
19.5
14.3
8.3
28.2
120.5
101.1

2,276.7
427.1
1,148.2
210.9
601.9
335.4
339.0
111.6
227.3
93.0
72.3
20.7
14.5
8.3
19.6
125.8
101.3

2,255.4
428.5
1,127.5
212.0
580.3
335.1
338.5
111.1
227.4
83.6
63.9
19.7
14.6
8.3
25.1
128.6
100.8

2,276.9
431.1
1,141.3
213.8
591.2
336.4
339.6
111.8
227.8
88.9
67.8
21.1
14.6
8.3
26.7
125.6
100.6

190.0
116.7
73.4

175.6
107.4
68.2

193.2
115.1
78.2

181.6
102.7
78.9

182.4
100.6
81.7

187.1
95.4
91.7

207.7
102.2
105.5

178.8
94.0
84.7

175.9
90.4
85.5

193.5
107.5
86.0

211.6
97.8
113.9

229.9
114.5
115.4

149.8

149.5

142.3

155.9

152.0

156.5

148.3

144.3

135.2

153.6

145.7

161.5

Mar 24

Week ending
Mar 31
Apr 7

Apr 14

348.1

365.5

360.7

357.8

354.5

356.4

354.7

364.8

358.9

367.1

393.4

400.5

3,626.7

3,763.5

3,745.9

3,770.1

3,780.7

3,809.9

3,893.3

3,899.2

3,876.7

3,946.0

3,927.4

3,972.3

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)

Account

Page 8
April 23, 2004

2003
Mar

2003
Sep

2003
Oct

2003
Nov

2003
Dec

2004
Jan

2004
Feb

2004
Mar

2,078.4
292.2
1,786.3
270.0
1,516.3

2,173.0
291.6
1,881.4
269.7
1,611.7

2,141.5
290.5
1,851.0
260.8
1,590.3

2,167.7
296.7
1,871.0
257.0
1,613.9

2,182.1
317.6
1,864.5
256.8
1,607.7

2,167.7
297.1
1,870.6
260.6
1,610.0

2,184.4
292.5
1,891.9
252.2
1,639.7

2,243.8
308.0
1,935.8
261.7
1,674.1

2,231.4
323.5
1,907.8
264.7
1,643.2

2,280.8
327.2
1,953.7
263.5
1,690.1

2,281.1
283.9
1,997.1
263.2
1,734.0

2,318.6
323.5
1,995.2
261.0
1,734.2

Mar 24

Week ending
Mar 31
Apr 7

Apr 14

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

710.2
215.7
494.5

764.6
201.9
562.7

713.5
192.2
521.4

710.7
187.5
523.2

712.0
178.2
533.8

735.8
182.8
553.0

774.6
201.8
572.8

730.8
180.6
550.1

726.4
174.4
552.0

729.1
184.1
545.0

724.0
199.7
524.3

729.0
200.0
529.0

25

Net due to related foreign offices

204.2

217.3

249.7

256.1

238.9

242.5

237.5

219.7

212.3

233.0

209.5

209.5

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

239.9

238.0

251.5

237.1

246.4

260.9

290.6

295.8

297.1

287.4

275.0

278.3

3,232.7

3,392.9

3,356.3

3,371.7

3,379.4

3,406.9

3,487.1

3,490.1

3,467.2

3,530.4

3,489.6

3,535.5

394.0

370.6

389.6

398.5

401.3

403.0

406.2

409.1

409.4

415.7

437.8

436.8

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars
Account

Page 9
April 23, 2004

2003

2003

2003

2003

2003

2004

2004

2004

Mar

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Week ending

2,346.8

2,455.5

2,458.9

2,478.2

2,510.0

2,537.7

2,556.7

2,579.2

2,582.7

2,593.2

2,634.0

2,643.0

673.4
465.9
207.6

696.8
492.4
204.4

700.4
493.6
206.8

706.5
497.3
209.2

712.6
501.1
211.5

717.6
504.9
212.7

720.8
507.6
213.2

721.6
507.7
213.9

720.3
505.1
215.2

723.9
510.5
213.4

725.2
510.9
214.3

727.0
512.4
214.6

1,673.4
290.0
1,019.6
78.5
941.1
256.4
7.5
99.8

1,758.6
303.2
1,070.9
85.5
985.4
275.4
7.8
101.4

1,758.5
303.6
1,072.5
87.1
985.4
273.5
7.7
101.1

1,771.7
306.6
1,075.2
89.6
985.6
282.6
7.7
99.6

1,797.4
308.0
1,091.7
92.3
999.4
290.0
7.8
99.9

1,820.2
313.3
1,104.9
94.6
1,010.4
292.9
8.2
100.8

1,835.9
314.2
1,116.2
96.4
1,019.9
295.9
8.3
101.3

1,857.7
316.3
1,133.1
98.7
1,034.4
299.5
7.8
101.0

1,862.4
315.6
1,133.6
99.6
1,034.0
301.8
8.5
103.0

1,869.3
318.3
1,141.5
99.7
1,041.8
300.8
7.6
101.1

1,908.8
318.2
1,182.5
101.0
1,081.5
299.8
7.3
101.0

1,916.1
318.2
1,189.7
101.3
1,088.4
299.9
7.4
100.9

Mar 24

Mar 31

Apr 7

Apr 14

ASSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

13

Interbank loans

14

Cash assets5

15

Other assets6

16

7

TOTAL ASSETS

96.7

91.6

90.0

88.6

86.3

91.8

93.3

86.1

96.1

81.9

74.9

73.5

119.0

119.9

118.5

117.3

113.7

116.3

118.7

120.7

120.3

122.4

120.7

118.0

141.5

161.1

154.9

155.0

160.7

157.3

161.8

164.5

161.1

164.0

166.0

176.3

2,674.2

2,797.7

2,791.9

2,808.6

2,839.6

2,872.0

2,899.3

2,919.2

2,928.8

2,930.0

2,963.4

2,978.6

2,063.4
311.3
1,752.1
312.1
1,440.0

2,137.0
329.7
1,807.2
315.9
1,491.4

2,135.5
330.3
1,805.2
314.4
1,490.8

2,147.4
330.9
1,816.5
317.6
1,498.9

2,158.5
334.8
1,823.7
321.7
1,502.0

2,174.7
329.9
1,844.8
327.9
1,516.9

2,182.6
336.7
1,845.9
326.9
1,519.0

2,190.6
347.5
1,843.1
332.0
1,511.1

2,195.4
358.0
1,837.4
332.6
1,504.8

2,200.0
369.2
1,830.8
334.6
1,496.2

2,197.7
328.3
1,869.4
335.7
1,533.8

2,206.9
324.0
1,882.9
335.6
1,547.3

382.7
150.9
231.8

429.6
161.0
268.5

429.1
156.7
272.4

432.7
161.7
271.1

439.9
166.5
273.4

452.4
176.2
276.2

454.5
182.3
272.3

450.8
177.6
273.2

452.3
177.9
274.4

450.2
180.4
269.8

474.7
203.2
271.6

477.7
208.5
269.2

10.6

14.1

13.5

14.6

20.6

23.3

24.5

20.1

21.2

20.4

21.9

21.9

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

25

Net due to related foreign offices

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

76.7

69.3

67.8

67.2

69.3

67.5

69.9

71.1

72.0

69.9

71.8

72.6

2,533.5

2,649.9

2,645.9

2,661.9

2,688.4

2,717.9

2,731.6

2,732.6

2,740.8

2,740.6

2,766.1

2,779.2

140.7

147.8

146.0

146.7

151.3

154.1

167.7

186.6

187.9

189.4

197.3

199.4

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account

Page 10
April 23, 2004

2003

2003

2003

2003

2003

2004

2004

2004

Mar

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Week ending
Mar 24

Mar 31

Apr 7

Apr 14

ASSETS
1

2,337.3

2,460.7

2,466.3

2,493.3

2,526.7

2,542.0

2,553.6

2,569.5

2,571.9

2,582.1

2,620.9

2,631.8

2
3
4

Bank credit
Securities in bank credit
Treasury and Agency securities2
Other securities

674.8
467.2
207.6

696.5
492.1
204.4

699.0
492.2
206.8

706.7
497.5
209.2

715.7
504.2
211.5

717.7
505.0
212.7

718.6
505.4
213.2

723.0
509.1
213.9

723.0
507.8
215.2

727.0
513.6
213.4

728.0
513.7
214.3

729.4
514.8
214.6

5
6
7
8
9
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

1,662.5
290.6
1,013.3
78.1
935.2
252.5
107.6
144.9
7.7
98.5

1,764.2
301.4
1,076.2
86.1
990.1
275.9
122.0
153.9
7.7
103.1

1,767.3
302.9
1,079.0
87.6
991.4
275.5
121.8
153.7
7.7
102.2

1,786.6
305.5
1,086.7
89.5
997.1
286.3
131.4
154.9
7.9
100.2

1,811.0
308.0
1,097.6
92.2
1,005.5
297.2
139.7
157.5
7.9
100.3

1,824.3
312.7
1,105.8
94.2
1,011.5
299.2
139.0
160.3
7.9
98.7

1,834.9
314.2
1,115.6
96.2
1,019.5
297.8
137.9
159.9
8.3
99.1

1,846.5
316.8
1,126.7
98.2
1,028.5
295.5
137.1
158.3
8.0
99.6

1,848.9
316.5
1,125.6
99.0
1,026.7
297.5
139.3
158.2
8.4
100.8

1,855.1
318.7
1,133.2
98.9
1,034.3
295.3
136.6
158.7
7.8
100.1

1,892.9
318.3
1,172.8
100.3
1,072.5
293.4
134.9
158.5
7.8
100.5

1,902.4
319.3
1,180.7
100.8
1,079.9
294.4
135.8
158.6
7.7
100.3

13 Interbank loans

103.4

89.9

91.3

90.4

87.1

87.3

93.4

90.5

96.3

88.1

87.2

82.5

14 Cash assets5

113.5

121.4

120.1

121.7

118.9

117.5

116.6

115.8

112.3

120.6

116.7

116.9

15 Other assets6
16 TOTAL ASSETS 7

141.5

161.1

154.9

155.0

160.7

157.3

161.8

164.5

161.1

164.0

166.0

176.3

2,665.9

2,802.8

2,802.3

2,829.8

2,862.4

2,873.0

2,894.2

2,909.0

2,910.1

2,923.5

2,958.7

2,975.2

2,061.8
307.4
1,754.4
312.1
1,442.3

2,135.9
328.1
1,807.7
315.9
1,491.9

2,137.6
331.6
1,806.0
314.4
1,491.5

2,158.2
334.1
1,824.1
317.6
1,506.5

2,171.5
347.5
1,824.0
321.7
1,502.2

2,170.3
333.7
1,836.7
327.9
1,508.7

2,173.0
332.2
1,840.8
326.9
1,513.8

2,188.8
343.4
1,845.3
332.0
1,513.4

2,183.3
349.3
1,834.1
332.6
1,501.4

2,208.3
371.3
1,837.0
334.6
1,502.4

2,217.3
329.7
1,887.5
335.7
1,551.9

2,222.4
330.5
1,891.9
335.6
1,556.3

382.7
150.9
231.8

429.6
161.0
268.5

429.1
156.7
272.4

432.7
161.7
271.1

439.9
166.5
273.4

452.4
176.2
276.2

454.5
182.3
272.3

450.8
177.6
273.2

452.3
177.9
274.4

450.2
180.4
269.8

474.7
203.2
271.6

477.7
208.5
269.2

10.6

14.1

13.5

14.6

20.6

23.3

24.5

20.1

21.2

20.4

21.9

21.9

LIABILITIES
17 Deposits
18
Transaction
19
Nontransaction
20
Large time
21
Other
22 Borrowings
23
From banks in the U.S.
24
From others
25 Net due to related foreign offices
26 Other liabilities
27 TOTAL LIABILITIES
28 Residual (assets less liabilities) 8

Footnotes appear on page 14.

76.7

69.3

67.8

67.2

69.3

67.5

69.9

71.1

72.0

69.9

71.8

72.6

2,531.9

2,648.8

2,648.0

2,672.8

2,701.3

2,713.5

2,722.0

2,730.8

2,728.8

2,748.9

2,785.7

2,794.7

134.0

154.0

154.3

157.0

161.1

159.5

172.2

178.3

181.4

174.6

173.0

180.5

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars
Account

Page 11
April 23, 2004

2003

2003

2003

2003

2003

2004

2004

2004

Mar

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Week ending
Mar 24

Mar 31

Apr 7

Apr 14

ASSETS
1

657.4

622.2

625.7

630.7

627.9

638.5

649.8

652.1

653.0

640.0

644.9

629.7

2
3
4

Bank credit
Securities in bank credit
Treasury and Agency securities2
Other securities

279.5
119.1
160.4

262.4
107.1
155.2

264.0
103.3
160.7

263.7
97.7
166.0

265.9
99.2
166.7

261.3
98.3
163.0

265.6
99.5
166.1

265.0
96.5
168.5

264.5
95.0
169.5

257.5
90.4
167.1

261.1
95.6
165.4

263.9
96.9
167.0

5
6
7
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

377.9
168.6
19.6
118.5
71.3

359.8
144.3
17.3
124.0
74.2

361.7
139.0
22.0
126.7
74.0

367.0
132.5
22.1
136.1
76.3

362.0
136.2
17.8
124.9
83.1

377.2
137.2
17.1
131.1
91.8

384.2
136.6
17.1
138.8
91.8

387.0
133.9
17.1
147.4
88.6

388.5
133.5
17.2
149.9
87.9

382.5
131.7
17.3
145.4
88.0

383.8
131.4
17.3
147.5
87.8

365.8
131.0
17.5
131.7
85.6

31.1

37.3

35.8

36.7

31.7

35.5

32.5

30.6

34.4

29.9

31.3

29.8

43.5

52.9

51.2

51.4

49.8

55.3

57.1

60.3

57.9

61.1

63.0

63.9

13 Interbank loans
14 Cash assets

5
6

28.1

34.7

33.2

28.5

26.9

25.3

20.1

18.4

15.8

16.3

13.1

20.9

759.6

746.7

745.5

747.0

735.8

754.2

759.0

760.9

760.7

746.9

751.9

743.9

17 Deposits
18
Transaction
19
Nontransaction

441.0
11.3
429.7

433.8
10.6
423.2

433.0
10.2
422.8

437.6
10.9
426.7

435.8
11.0
424.8

452.8
11.9
440.9

463.6
11.8
451.8

466.9
11.7
455.2

464.0
11.8
452.2

468.3
11.9
456.4

476.6
11.0
465.6

472.6
11.5
461.1

22 Borrowings
23
From banks in the U.S.
24
From others

304.1
36.8
267.3

308.0
38.5
269.5

314.0
40.4
273.7

306.6
34.8
271.8

317.4
43.1
274.3

326.7
39.4
287.3

337.3
42.0
295.3

342.3
46.2
296.1

337.7
46.8
290.8

334.2
48.1
286.1

333.6
38.6
295.0

342.1
43.5
298.6

25 Net due to related foreign offices

-81.0

-102.6

-99.3

-92.8

-110.4

-130.6

-150.7

-153.6

-148.0

-164.7

-168.9

-172.3

93.0

104.2

102.9

101.8

99.3

101.7

105.0

102.2

98.4

100.9

104.6

106.6

757.1

743.4

750.6

753.1

742.1

750.6

755.1

757.9

752.0

738.7

745.9

749.1

2.5

3.3

-5.1

-6.2

-6.3

3.7

3.9

3.0

8.7

8.2

6.1

-5.1

15 Other assets

16 TOTAL ASSETS7
LIABILITIES

26 Other liabilities
27 TOTAL LIABILITIES
28 Residual (assets less liabilities)8

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars
Account

Page 12
April 23, 2004

2003

2003

2003

2003

2003

2004

2004

2004

Mar

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Week ending
Mar 24

Mar 31

Apr 7

Apr 14

ASSETS
1

Bank credit

661.0

615.9

622.5

632.3

634.9

641.9

652.1

655.5

656.2

641.6

640.0

639.4

2
3
3a
3b
4
4a
4b

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Other securities
Trading account
Investment account

279.5
119.1
36.4
82.7
160.4
100.7
59.6

262.4
107.1
39.4
67.7
155.2
102.5
52.7

264.0
103.3
38.2
65.1
160.7
101.7
59.1

263.7
97.7
32.7
65.0
166.0
103.4
62.6

265.9
99.2
35.2
64.0
166.7
101.9
64.8

261.3
98.3
33.6
64.7
163.0
96.4
66.6

265.6
99.5
35.5
64.0
166.1
98.3
67.7

265.0
96.5
34.0
62.6
168.5
100.0
68.5

264.5
95.0
33.6
61.4
169.5
101.3
68.2

257.5
90.4
30.3
60.0
167.1
99.7
67.4

261.1
95.6
33.8
61.8
165.4
97.0
68.5

263.9
96.9
33.1
63.8
167.0
98.2
68.8

5
6
7
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

381.5
170.9
19.6
119.9
71.1

353.6
142.8
17.3
118.6
74.8

358.5
137.3
22.0
125.6
73.7

368.6
131.9
22.1
139.8
74.8

369.0
137.3
17.8
130.6
83.2

380.6
137.9
17.1
134.9
90.8

386.5
138.2
17.1
141.3
90.0

390.5
135.8
17.1
149.2
88.4

391.7
135.5
17.2
151.1
87.9

384.1
133.7
17.3
144.5
88.6

378.9
132.3
17.3
141.2
88.1

375.5
132.2
17.5
139.1
86.7

31.1

37.3

35.8

36.7

31.7

35.5

32.5

30.6

34.4

29.9

31.3

29.8

42.1

53.9

52.2

51.4

51.3

54.9

56.3

58.3

56.0

60.2

61.4

63.6

13 Interbank loans
5

14 Cash assets

6

28.2

33.3

32.2

28.0

27.3

27.0

21.2

18.5

15.3

15.9

12.7

19.8

761.9

740.0

742.3

748.0

744.8

759.0

761.7

762.5

761.5

747.3

744.9

752.2

17 Deposits
18
Transaction
19
Nontransaction

445.3
11.0
434.3

426.0
10.8
415.3

418.8
10.2
408.5

426.9
10.8
416.2

435.0
11.3
423.6

458.7
12.2
446.5

469.7
11.8
457.8

471.5
11.3
460.2

470.5
11.4
459.2

476.5
11.9
464.6

481.4
10.6
470.8

480.6
11.3
469.3

22 Borrowings
23
From banks in the U.S.
24
From others

304.1
36.8
267.3

308.0
38.5
269.5

314.0
40.4
273.7

306.6
34.8
271.8

317.4
43.1
274.3

326.7
39.4
287.3

337.3
42.0
295.3

342.3
46.2
296.1

337.7
46.8
290.8

334.2
48.1
286.1

333.6
38.6
295.0

342.1
43.5
298.6

25 Net due to related foreign offices

-81.6

-101.0

-96.7

-90.2

-108.8

-129.9

-151.1

-154.2

-147.0

-165.1

-172.7

-175.3

92.5

105.5

104.9

103.9

100.6

102.3

104.7

101.7

99.2

100.5

101.4

103.9

760.3

738.5

741.0

747.2

744.1

757.9

760.6

761.4

760.4

746.2

743.8

751.3

1.7

1.5

1.3

0.8

0.7

1.1

1.1

1.1

1.1

1.1

1.1

0.9

15 Other assets

16 TOTAL ASSETS7
LIABILITIES

26 Other liabilities
27 TOTAL LIABILITIES
28 Residual (assets less liabilities)8

Footnotes appear on page 14.

H.8 (510)
MEMO ITEMS
Not seasonally adjusted, billions of dollars
Account

Page 13
April 23, 2004
2003

2003

2003

2003

2003

2004

2004

2004

Mar

Sep

Oct

Nov

Dec

Jan

Feb

Mar

Week ending
Mar 24

Mar 31

Apr 7

Apr 14

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers
29 Reval. gains on off-bal. sheet items9

114.6

112.6

114.1

112.4

120.0

125.7

125.6

129.5

130.5

126.2

112.8

108.0

30 Reval. losses on off-bal. sheet items9

91.3

96.1

97.3

94.5

103.7

110.5

114.7

118.9

120.4

115.5

100.6

93.9

389.4
282.3
107.1

381.1
268.6
112.5

396.1
284.9
111.2

413.7
298.4
115.4

411.9
294.1
117.8

411.4
293.0
118.5

468.2
347.5
120.7

500.7
379.5
121.2

501.9
381.3
120.6

513.6
389.9
123.7

491.8
376.4
115.5

488.3
373.5
114.8

32 Net unrealized gains (losses) on
available-for-sale securities11

11.6

4.8

4.2

3.1

3.6

5.0

8.6

13.3

13.1

15.5

9.6

5.9

33 Offshore credit to U.S. residents12

18.2

14.3

13.8

13.5

13.3

13.4

13.0

12.5

12.4

11.8

11.7

11.7

153.4
136.7
16.7

162.7
144.3
18.4

165.1
146.8
18.3

166.3
147.5
18.9

167.3
148.0
19.3

169.1
149.9
19.2

168.4
149.5
18.9

170.4
150.3
20.2

170.5
150.3
20.3

170.4
150.3
20.1

168.4
148.3
20.0

168.1
148.3
19.8

10.5

7.9

8.0

7.5

7.2

7.2

7.1

7.0

7.0

7.0

7.0

7.0

10

31 Mortgage-backed securities
31a Pass-through
31b CMO, REMIC, and other

13

34 Securitized consumer loans
34a Credit cards and related plans
34b Other
35 Securitized business loans13

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers
31 Mortgage-backed securities10

317.6

321.7

319.5

323.9

330.4

327.3

326.8

332.2

332.2

335.7

333.9

333.8

13

201.1
193.4
7.7

203.1
195.9
7.2

204.4
197.2
7.2

202.8
195.4
7.4

203.4
196.0
7.4

205.2
197.6
7.6

202.5
195.1
7.4

203.3
196.1
7.2

201.5
194.3
7.2

204.4
197.2
7.2

204.9
197.7
7.1

204.5
197.4
7.1

34 Securitized consumer loans
34a Credit cards and related plans
34b Other
FOREIGN-RELATED INSTITUTIONS
29 Reval. gains on off-bal. sheet items9

64.6

66.9

67.5

63.9

63.9

63.7

62.9

61.9

61.6

60.0

58.1

58.4

30 Reval. losses on off-bal. sheet items9

63.6

66.6

67.7

66.3

66.9

68.4

69.2

68.0

67.6

66.4

64.8

64.7

4.1

1.2

1.3

1.3

1.2

0.9

0.4

0.4

0.4

0.4

0.4

0.4

35 Securitized business loans13

Footnotes appear on page 14.

H.8 (510)

Footnotes

Page 14
April 23, 2004

Current and historical H.8 data are available on the Federal Reserve Board’s web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call
STAT-USA at 1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition
(large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data
are adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed
from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired
banks are obtained from call reports, and a ratio procedure is used to adjust past levels.
2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
6. Excludes the due-from position with related foreign offices, which is included in line 25.
7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
in the seasonal patterns estimated for total assets and total liabilities.
9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
Interpretation No. 39. The fair value of derivative contracts in a gain position is included in “Other securities, trading account,” balance sheet item 4a. The fair value of
derivative contracts in a loss position is included in “Other liabilities,” balance sheet item 26.
10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
shown are restated to include an estimate of these tax effects.
12. Mainly commercial and industrial loans, but also includes an unknown amount of credit extended to entities other than nonfinancial businesses.
13. Total amount outstanding.

Board of Governors of the
Federal Reserve System
Washington, DC 20551-0001
OFFICIAL BUSINESS

First Class