FEDERAL RESERVE statistical release

H.8 (510)
For use at 4:15 p.m. Eastern Time
June 14, 2004

NOTICE TO USERS OF THE H.8 RELEASE

Changes to Items Reported on the Release

Effective with this release, several changes are being made to the balance sheet items reported for large and small domestically chartered banks.
• For not seasonally adjusted assets and liabilities of all domestically chartered banks (page 4) and of small banks (page 10), item 9,
“Real estate loans, other,” has been disaggregated into item 9a, “Real estate loans, other residential,” and item 9b, “Real estate loans,
commercial,” effective with the week of June 2, 2004.
• For seasonally adjusted assets and liabilities of large banks (page 5), item 3b, “Treasury and Agency securities, investment account,”
has been disaggregated into item 3c,”Mortgage-backed,” and item 3d, “Other.” Similarly, item 9, “Real estate loans, other,” has
been disaggregated into item 9a, “Real estate loans, other residential,” and item 9b, “Real estate loans, commercial.” This additional
detail has been available for large banks on a not seasonally adjusted basis (page 7) since October 2, 1996.
• For not seasonally adjusted assets of large banks (page 7), items 3e, 3f, and 3g, non-mortgage-backed Treasury and Agency investment account securities having remaining maturities of, respectively, 1 year or less, between 1 and 5 years, and more than 5 years,
have been discontinued effective with the week of June 2, 2004.
• For memo items of large banks (page 13), formerly item 33, “Offshore credit to U.S. residents,” has been discontinued effective
with the week of June 2, 2004.

FEDERAL RESERVE statistical release
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars
Account

For use at 4:15 p.m. Eastern Time
June 14, 2004

2003

2003

2003

2004

2004

2004

2004

2004

May

Nov

Dec

Jan

Feb

Mar

Apr

May

Week ending
May 12

May 19

May 26

Jun 2

ASSETS
1

6,155.9

6,202.9

6,255.4

6,320.9

6,436.7

6,509.2

6,514.7

6,510.4

6,519.7

6,489.8

6,509.9

6,520.1

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,835.9
1,125.1
710.8

1,836.8
1,096.7
740.1

1,856.1
1,104.6
751.5

1,860.5
1,106.5
754.0

1,935.4
1,172.3
763.1

1,985.2
1,208.1
777.2

1,954.1
1,202.2
751.9

1,926.5
1,190.3
736.3

1,929.4
1,194.5
734.9

1,916.9
1,180.3
736.6

1,922.0
1,187.0
735.0

1,919.9
1,180.5
739.4

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

4,320.0
935.8
2,146.8
239.1
1,907.7
595.5
215.9
426.0

4,366.2
889.8
2,206.9
273.2
1,933.7
625.0
228.6
415.8

4,399.4
891.3
2,215.7
280.7
1,934.9
628.6
214.9
448.9

4,460.4
889.1
2,239.9
291.3
1,948.6
631.1
233.1
467.2

4,501.2
889.5
2,259.0
297.8
1,961.3
633.4
241.4
477.8

4,523.9
881.3
2,297.0
308.4
1,988.6
638.8
239.9
467.0

4,560.6
877.5
2,346.9
317.5
2,029.4
640.1
233.7
462.5

4,583.8
875.1
2,376.4
326.5
2,050.0
642.1
228.5
461.6

4,590.3
872.4
2,381.8
324.3
2,057.5
637.4
238.7
460.0

4,572.9
874.9
2,376.0
326.5
2,049.5
644.3
211.7
466.0

4,587.9
878.5
2,378.8
328.5
2,050.3
645.9
219.6
465.1

4,600.2
876.4
2,374.1
331.5
2,042.6
645.1
245.6
458.9

318.6

305.2

296.4

317.6

342.7

296.0

320.4

312.1

317.5

307.8

313.9

301.1

310.9

318.5

304.2

320.1

323.8

330.3

339.5

338.7

342.9

345.6

336.4

327.2

13
14

Bank credit

Interbank loans
5

Cash assets

6

15

Other assets

16

TOTAL ASSETS7

534.1

538.8

539.8

541.7

542.5

551.5

581.2

597.8

600.9

598.6

589.1

633.6

7,243.9

7,290.6

7,319.7

7,426.5

7,572.6

7,613.8

7,683.3

7,686.8

7,709.0

7,669.7

7,677.2

7,709.7

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,634.9
631.9
4,003.0
996.7
3,006.3

4,741.2
635.8
4,105.5
996.3
3,109.1

4,759.0
642.5
4,116.5
1,000.2
3,116.2

4,795.3
630.8
4,164.5
1,019.3
3,145.2

4,825.8
644.4
4,181.5
1,024.3
3,157.1

4,911.2
671.7
4,239.4
1,048.8
3,190.7

4,954.6
660.6
4,294.0
1,064.1
3,229.9

5,021.5
652.6
4,368.9
1,090.4
3,278.5

5,011.9
629.3
4,382.6
1,085.4
3,297.2

5,018.2
669.0
4,349.3
1,094.9
3,254.3

5,018.5
691.6
4,326.9
1,092.4
3,234.4

5,062.9
639.3
4,423.6
1,096.5
3,327.1

22
23
24

Borrowings
From banks in the U.S.
From others

1,443.7
394.4
1,049.3

1,457.0
386.7
1,070.4

1,479.7
389.1
1,090.7

1,518.6
401.8
1,116.8

1,568.7
428.7
1,140.0

1,534.9
402.8
1,132.1

1,548.9
435.9
1,113.0

1,523.4
424.1
1,099.2

1,534.7
436.3
1,098.4

1,509.8
416.4
1,093.5

1,526.7
420.1
1,106.6

1,513.2
417.8
1,095.4

25

Net due to related foreign offices

149.5

169.5

142.8

131.2

105.8

91.7

94.7

79.3

100.0

89.2

84.4

17.3

26

Other liabilities

433.8

398.5

408.7

426.5

459.8

476.5

464.8

442.1

430.8

429.8

417.4

531.4

27

TOTAL LIABILITIES

6,661.9

6,766.3

6,790.2

6,871.6

6,960.2

7,014.3

7,063.0

7,066.2

7,077.4

7,047.0

7,047.1

7,124.9

582.0

524.3

529.5

554.9

612.4

599.5

620.3

620.6

631.6

622.7

630.1

584.8

28

8

Residual (assets less liabilities)

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars
Account

Page 2
June 14, 2004

2003

2003

2003

2004

2004

2004

2004

2004

Week ending

May

Nov

Dec

Jan

Feb

Mar

Apr

May

6,140.0

6,244.1

6,298.1

6,334.3

6,427.2

6,479.1

6,496.7

6,502.1

6,510.2

6,478.6

6,495.8

6,519.0

May 12

May 19

May 26

Jun 2

ASSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,838.6
1,131.8
706.8

1,844.3
1,103.3
741.0

1,860.2
1,105.5
754.7

1,863.9
1,102.5
761.4

1,932.6
1,168.0
764.6

1,976.6
1,204.1
772.5

1,950.9
1,205.7
745.2

1,929.8
1,197.8
732.1

1,930.8
1,200.3
730.5

1,919.0
1,187.9
731.1

1,924.7
1,194.7
730.0

1,927.3
1,190.0
737.4

5
6
7
8
9
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

4,301.4
939.8
2,138.2
239.5
1,898.7
590.4
224.8
365.6
208.8
424.2

4,399.8
889.8
2,231.0
273.2
1,957.8
629.3
251.7
377.6
233.4
416.2

4,437.9
892.0
2,228.5
280.3
1,948.3
639.5
262.7
376.8
223.7
454.2

4,470.5
885.2
2,241.2
289.9
1,951.3
643.2
259.9
383.3
236.1
464.8

4,494.6
889.3
2,257.9
297.9
1,959.9
638.0
253.2
384.7
240.0
469.5

4,502.6
884.1
2,283.8
306.1
1,977.7
632.8
248.9
384.0
239.5
462.3

4,545.8
881.8
2,335.7
316.5
2,019.2
632.4
247.8
384.5
236.0
460.0

4,572.2
879.0
2,376.1
327.1
2,049.0
636.7
252.3
384.4
221.0
459.4

4,579.4
876.6
2,384.3
325.2
2,059.1
632.2
248.0
384.3
230.5
455.8

4,559.6
878.8
2,376.7
327.2
2,049.5
639.3
255.0
384.3
202.5
462.3

4,571.1
880.2
2,378.4
329.2
2,049.2
641.1
256.3
384.8
210.6
460.8

4,591.6
879.6
2,371.3
331.9
2,039.5
638.4
254.6
383.8
238.5
463.8

13

Interbank loans

317.5

308.7

301.1

312.5

336.8

299.9

330.0

313.2

318.3

307.3

307.3

310.4

14

Cash assets5

306.2

329.0

322.3

329.0

321.2

317.9

334.8

333.0

330.7

327.8

332.2

345.0

15

Other assets6

533.9

540.8

542.5

542.3

538.3

547.8

580.1

597.3

604.2

596.9

582.5

633.4

7,221.8

7,347.9

7,387.9

7,444.4

7,550.1

7,571.2

7,669.2

7,673.3

7,691.2

7,638.5

7,645.7

7,735.2

16

7

TOTAL ASSETS

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,625.9
623.3
4,002.6
1,003.5
2,999.1

4,752.8
641.6
4,111.2
988.6
3,122.6

4,788.6
676.5
4,112.1
999.8
3,112.3

4,796.6
642.9
4,153.7
1,028.0
3,125.8

4,827.0
636.5
4,190.5
1,033.2
3,157.3

4,904.1
662.8
4,241.3
1,051.8
3,189.6

4,971.6
667.5
4,304.1
1,069.8
3,234.3

5,011.9
643.4
4,368.4
1,098.8
3,269.6

4,998.9
615.6
4,383.3
1,092.4
3,290.9

4,992.3
650.5
4,341.9
1,101.5
3,240.4

4,988.5
679.3
4,309.3
1,102.4
3,206.9

5,096.4
651.9
4,444.5
1,107.4
3,337.0

22
23
24

Borrowings
From banks in the U.S.
From others

1,459.3
395.0
1,064.2

1,450.0
384.0
1,066.0

1,469.3
387.8
1,081.5

1,514.9
398.2
1,116.6

1,566.3
425.7
1,140.6

1,523.9
404.3
1,119.7

1,556.0
441.0
1,115.0

1,539.7
424.7
1,115.0

1,554.3
438.0
1,116.4

1,522.5
415.7
1,106.8

1,533.9
416.5
1,117.4

1,532.1
419.3
1,112.8

25

Net due to related foreign offices

145.4

180.6

150.7

136.0

110.8

85.5

78.4

75.1

93.9

85.1

85.4

14.2

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

429.8

408.2

416.3

431.3

465.5

468.8

446.4

438.1

424.9

425.7

418.4

528.1

6,660.4

6,791.6

6,824.8

6,878.8

6,969.6

6,982.4

7,052.4

7,064.7

7,072.0

7,025.6

7,026.3

7,170.8

561.4

556.3

563.1

565.6

580.5

588.8

616.8

608.6

619.2

612.9

619.4

564.4

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars
Account

Page 3
June 14, 2004

2003

2003

2003

2004

2004

2004

2004

2004

May

Nov

Dec

Jan

Feb

Mar

Apr

May

Week ending

5,489.2

5,572.2

5,627.5

5,682.4

5,786.9

5,857.1

5,881.8

5,888.7

5,895.5

5,884.7

5,894.2

5,876.4

May 12

May 19

May 26

Jun 2

ASSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,553.0
1,001.1
551.9

1,573.0
999.0
574.1

1,590.2
1,005.5
584.7

1,599.2
1,008.2
591.0

1,669.9
1,072.8
597.1

1,720.1
1,111.8
608.3

1,691.7
1,107.0
584.7

1,671.6
1,097.9
573.7

1,677.8
1,104.1
573.7

1,666.8
1,088.8
578.0

1,667.1
1,094.1
573.0

1,659.3
1,087.9
571.3

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

3,936.2
771.0
2,127.7
239.1
1,888.7
595.5
90.8
351.2

3,999.2
757.4
2,184.8
273.2
1,911.6
625.0
92.5
339.5

4,037.3
755.1
2,197.8
280.7
1,917.1
628.6
90.0
365.8

4,083.2
751.9
2,222.8
291.3
1,931.5
631.1
102.0
375.4

4,117.0
753.0
2,242.0
297.8
1,944.2
633.4
102.6
386.0

4,137.0
747.4
2,279.9
308.4
1,971.5
638.8
92.5
378.4

4,190.1
746.6
2,329.6
317.5
2,012.1
640.1
95.8
378.0

4,217.1
745.0
2,359.6
326.5
2,033.1
642.1
93.8
376.6

4,217.7
742.5
2,364.7
324.3
2,040.4
637.4
96.5
376.6

4,217.9
744.5
2,358.9
326.5
2,032.4
644.3
90.8
379.5

4,227.1
747.7
2,362.4
328.5
2,033.9
645.9
92.1
379.1

4,217.2
746.6
2,357.7
331.5
2,026.1
645.1
94.9
372.9

13

Interbank loans

289.2

268.4

264.7

282.1

310.2

265.5

286.8

276.2

278.4

274.0

279.2

266.3

14

Cash assets5

261.6

267.1

254.4

264.8

266.7

270.0

275.3

271.5

275.1

275.3

266.3

267.1

15

Other assets6

501.6

510.3

512.9

516.4

522.5

533.1

561.5

574.1

582.4

573.2

565.6

595.8

6,466.5

6,543.6

6,583.9

6,672.3

6,813.6

6,853.0

6,933.3

6,938.8

6,959.7

6,935.6

6,933.6

6,933.9

16

7

TOTAL ASSETS

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,215.0
621.9
3,593.1
595.6
2,997.5

4,303.7
624.9
3,678.8
571.9
3,106.9

4,323.2
631.6
3,691.6
577.8
3,113.8

4,342.5
618.9
3,723.6
585.3
3,138.3

4,362.3
632.6
3,729.7
576.3
3,153.4

4,444.3
660.0
3,784.2
595.6
3,188.7

4,479.7
649.3
3,830.3
602.3
3,228.0

4,533.6
641.3
3,892.4
618.1
3,274.2

4,528.6
618.1
3,910.5
615.2
3,295.3

4,529.9
657.9
3,872.0
619.6
3,252.5

4,533.9
680.3
3,853.6
621.0
3,232.6

4,554.0
628.1
3,925.9
615.7
3,310.2

22
23
24

Borrowings
From banks in the U.S.
From others

1,124.2
359.8
764.4

1,150.4
351.9
798.5

1,162.4
345.9
816.4

1,191.9
362.3
829.6

1,231.4
386.7
844.7

1,192.6
356.6
836.0

1,212.9
394.6
818.4

1,202.9
383.9
819.0

1,210.4
398.9
811.5

1,202.3
376.1
826.2

1,211.4
379.0
832.4

1,187.2
375.1
812.2

25

Net due to related foreign offices

225.2

262.3

253.1

261.8

256.6

245.3

263.9

252.8

274.6

262.5

260.3

184.9

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

330.1

296.7

309.5

324.9

354.9

374.3

358.3

340.5

325.9

330.4

312.5

433.5

5,894.5

6,013.2

6,048.1

6,121.1

6,205.1

6,256.5

6,314.8

6,329.8

6,339.5

6,325.1

6,318.1

6,359.6

572.0

530.4

535.8

551.2

608.5

596.5

618.5

609.0

620.2

610.5

615.5

574.2

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars
Account

Page 4
June 14, 2004

2003

2003

2003

2004

2004

2004

2004

2004

May

Nov

Dec

Jan

Feb

Mar

Apr

May

Week ending
May 12

May 19

May 26

Jun 2

ASSETS
1

5,475.9

5,611.8

5,663.2

5,692.4

5,775.1

5,823.6

5,858.2

5,883.1

5,888.0

5,878.3

5,883.6

5,878.9

2
3
4

Bank credit
Securities in bank credit
Treasury and Agency securities2
Other securities

1,555.7
1,007.8
547.9

1,580.6
1,005.6
575.0

1,594.3
1,006.4
587.9

1,602.6
1,004.2
598.4

1,667.0
1,068.5
598.5

1,711.4
1,107.8
603.7

1,688.5
1,110.5
578.0

1,674.9
1,105.4
569.5

1,679.2
1,109.9
569.3

1,668.9
1,096.4
572.5

1,669.8
1,101.8
568.0

1,666.7
1,097.4
569.3

5
6
7
8
9
9a
9b
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

3,920.2
775.0
2,119.2
239.5
1,879.6
--590.4
224.8
365.6
86.6
349.0

4,031.2
758.0
2,208.9
273.2
1,935.7
--629.3
251.7
377.6
93.6
341.4

4,068.9
754.7
2,210.7
280.3
1,930.4
--639.5
262.7
376.8
93.0
371.0

4,089.8
747.3
2,224.1
289.9
1,934.2
--643.2
259.9
383.3
101.2
374.0

4,108.1
751.1
2,240.8
297.9
1,942.9
--638.0
253.2
384.7
98.7
379.5

4,112.2
748.4
2,266.7
306.1
1,960.6
--632.8
248.9
384.0
90.3
374.0

4,169.7
749.9
2,318.4
316.5
2,001.9
--632.4
247.8
384.5
94.4
374.6

4,208.2
748.9
2,359.3
327.1
2,032.1
--636.7
252.3
384.4
89.4
373.9

4,208.8
746.5
2,367.2
325.2
2,042.0
--632.2
248.0
384.3
91.0
371.9

4,209.4
748.4
2,359.6
327.2
2,032.4
--639.3
255.0
384.3
86.2
375.8

4,213.8
750.0
2,362.0
329.2
2,032.8
--641.1
256.3
384.8
86.1
374.6

4,212.2
749.9
2,354.8
331.9
2,023.0
1,065.2
957.7
638.4
254.6
383.8
93.0
376.0

13

Interbank loans

288.1

272.0

269.4

277.0

304.3

269.4

296.4

277.3

279.3

273.5

272.6

275.7

14

Cash assets5

257.4

277.6

270.9

274.1

264.9

259.6

271.1

266.5

263.4

258.6

263.3

284.7

15

6

500.8

512.8

515.1

515.3

517.1

529.3

561.2

573.3

585.1

571.1

558.4

594.9

6,447.0

6,599.9

6,643.1

6,685.4

6,788.4

6,808.7

6,915.0

6,928.3

6,944.0

6,909.9

6,906.3

6,962.1

16

Other assets

7

TOTAL ASSETS

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,196.4
613.5
3,583.0
592.8
2,990.1

4,325.9
630.8
3,695.1
574.6
3,120.4

4,353.6
665.2
3,688.5
578.6
3,109.9

4,337.9
630.6
3,707.3
588.5
3,118.8

4,357.3
624.7
3,732.7
579.1
3,153.6

4,432.6
651.5
3,781.1
593.6
3,187.5

4,487.2
656.4
3,830.7
598.3
3,232.4

4,512.9
632.3
3,880.6
615.4
3,265.2

4,505.0
604.6
3,900.3
611.4
3,289.0

4,494.5
639.7
3,854.8
616.4
3,238.5

4,491.3
668.1
3,823.3
618.3
3,205.0

4,576.0
640.7
3,935.3
615.5
3,319.7

22
23
24

Borrowings
From banks in the U.S.
From others

1,139.8
360.4
779.4

1,143.4
349.2
794.2

1,151.9
344.7
807.2

1,188.2
358.8
829.3

1,229.0
383.6
845.3

1,181.6
358.0
823.6

1,220.0
399.6
820.4

1,219.2
384.4
834.7

1,230.0
400.6
829.4

1,215.0
375.5
839.5

1,218.6
375.4
843.2

1,206.1
376.5
829.5

25

Net due to related foreign offices

223.2

270.8

259.4

265.8

261.8

239.8

250.0

250.5

269.6

260.3

263.0

184.2

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

327.8

304.3

315.7

329.0

360.9

367.1

342.0

338.1

321.1

328.1

314.9

432.3

5,887.3

6,044.4

6,080.7

6,120.9

6,209.0

6,221.0

6,299.1

6,320.6

6,325.7

6,297.9

6,287.8

6,398.6

559.8

555.5

562.4

564.5

579.4

587.7

615.8

607.7

618.3

612.0

618.5

563.5

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Page 5
June 14, 2004

2003
May

2003
Nov

2003
Dec

2004
Jan

2004
Feb

2004
Mar

2004
Apr

2004
May

3,084.7

3,077.3

3,101.1

3,128.5

3,217.8

3,269.8

3,227.9

3,223.4

3,228.4

3,222.6

3,227.3

3,213.1

867.2
520.7
43.3
477.3
383.3
94.0
346.5
191.6
154.9
31.7
123.2

865.1
499.3
40.3
459.0
353.6
105.4
365.9
189.6
176.2
31.8
144.5

876.9
502.7
39.6
463.1
356.9
106.2
374.2
194.8
179.4
31.7
147.8

881.0
502.1
39.2
462.9
355.6
107.2
378.9
196.8
182.1
31.6
150.5

951.3
566.8
42.9
523.9
413.8
110.2
384.5
200.4
184.1
32.4
151.6

1,004.7
609.6
45.1
564.4
450.5
114.0
395.1
208.1
187.0
33.6
153.3

964.2
592.9
45.0
547.9
440.5
107.5
371.3
185.3
186.0
33.8
152.2

938.5
573.6
45.4
528.2
422.6
105.7
364.9
183.3
181.6
33.3
148.3

946.6
580.7
50.3
530.4
425.5
104.9
365.9
183.3
182.7
33.2
149.5

932.5
564.1
42.6
521.5
417.5
104.1
368.4
186.2
182.2
33.5
148.7

933.5
570.2
46.7
523.5
418.7
104.8
363.3
182.4
180.9
33.6
147.3

925.1
562.5
36.8
525.7
415.7
110.0
362.6
184.0
178.6
33.1
145.6

2,217.5
478.3
1,091.8
158.0
933.8
603.3
330.5
315.8
82.9
63.1
19.8
12.6
8.7
27.3
90.4
109.7

2,212.2
451.5
1,110.6
183.6
927.0
592.1
334.9
325.5
84.8
66.7
18.1
14.0
8.4
26.2
87.6
103.7

2,224.3
447.9
1,107.0
188.4
918.5
584.6
333.9
321.2
82.2
63.6
18.6
14.1
8.4
29.5
111.0
103.0

2,247.5
439.8
1,118.1
196.6
921.5
587.3
334.1
321.4
93.8
74.7
19.1
14.1
8.2
27.1
124.7
100.4

2,266.5
440.1
1,126.0
201.3
924.7
591.1
333.5
321.5
94.4
73.8
20.6
14.2
8.3
32.5
127.4
102.2

2,265.1
432.8
1,146.9
209.6
937.2
599.2
338.0
323.8
84.7
64.7
20.0
14.3
8.3
26.9
125.8
101.6

2,263.7
433.2
1,141.1
215.8
925.3
586.2
339.1
325.6
88.3
67.1
21.2
14.1
8.4
23.7
129.8
99.5

2,285.0
433.1
1,164.6
222.3
942.3
602.1
340.2
327.2
86.4
64.1
22.3
14.0
8.4
18.1
137.2
95.9

2,281.8
431.6
1,161.3
221.2
940.1
600.7
339.4
326.4
89.0
66.1
22.9
14.0
8.4
18.7
135.1
97.3

2,290.0
432.4
1,168.9
222.4
946.5
606.2
340.2
328.7
83.4
60.6
22.9
14.0
8.3
17.3
141.9
95.1

2,293.8
434.9
1,170.4
223.9
946.5
605.4
341.1
328.3
84.5
62.0
22.5
14.3
8.4
19.3
138.6
95.3

2,288.0
434.5
1,169.1
225.6
943.4
602.7
340.7
326.1
87.8
67.0
20.8
14.1
8.4
17.1
136.1
94.6

13 Interbank loans
13a Fed funds and RPs with banks
13b Other

187.1
116.0
71.1

179.8
101.7
78.0

178.4
98.6
79.8

189.8
97.8
92.1

217.1
108.6
108.5

179.4
94.3
85.0

210.2
98.7
111.6

198.8
90.3
108.6

200.7
82.6
118.1

197.5
94.3
103.2

199.3
95.5
103.9

192.4
90.1
102.3

14 Cash assets5

139.6

149.7

140.6

148.3

147.9

149.3

154.5

152.0

153.1

152.4

148.7

156.1

355.5

354.8

351.8

357.0

359.6

367.4

392.2

399.0

405.5

407.2

398.4

399.0

3,722.5

3,718.7

3,728.3

3,782.4

3,901.9

3,925.5

3,945.9

3,934.8

3,949.3

3,941.2

3,935.4

3,922.2

Account

May 12

Week ending
May 19
May 26

Jun 2

ASSETS
1

Bank credit

2
3
3a
3b
3c
3d
4
4a
4b
4c
4d

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Mortgage-backed
Other
Other securities
Trading account
Investment account
State and local government
Other

5
6
7
8
9
9a
9b
10
11
11a
11b
12a
12b
12c
12d
12e

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Security4
Fed funds and RPs with broker/dealer
Other
State and local government
Agricultural
Fed funds and RPs with others
All other loans
Lease financing receivables

6

15 Other assets

7

16 TOTAL ASSETS

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)

Account

Page 6
June 14, 2004

2003
May

2003
Nov

2003
Dec

2004
Jan

2004
Feb

2004
Mar

2004
Apr

2004
May

2,114.9
303.4
1,811.5
274.1
1,537.4

2,148.4
294.2
1,854.1
246.7
1,607.4

2,156.8
296.9
1,859.9
248.5
1,611.3

2,160.0
289.3
1,870.7
249.8
1,621.0

2,171.8
296.1
1,875.6
242.0
1,633.6

2,245.5
312.7
1,932.8
256.0
1,676.9

2,267.9
307.7
1,960.1
260.6
1,699.5

2,305.2
296.2
2,009.0
275.8
1,733.3

2,301.3
282.2
2,019.1
269.6
1,749.5

2,304.3
311.0
1,993.3
277.1
1,716.2

2,305.1
323.1
1,981.9
277.9
1,704.0

2,316.4
277.8
2,038.6
280.2
1,758.5

May 12

Week ending
May 19
May 26

Jun 2

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

727.0
209.3
517.7

716.4
190.1
526.3

721.2
179.4
541.8

738.2
186.2
552.0

775.6
204.7
570.9

739.8
179.1
560.7

727.3
185.4
541.9

710.7
186.7
524.0

713.5
185.0
528.6

710.5
188.7
521.8

721.3
190.8
530.5

698.6
189.4
509.2

25

Net due to related foreign offices

212.9

247.7

232.6

238.5

232.2

225.3

240.4

229.5

247.9

241.4

237.2

165.6

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

252.7

229.6

240.2

256.8

284.7

303.1

285.7

268.2

254.5

259.3

240.6

358.1

3,307.5

3,342.1

3,350.7

3,393.5

3,464.3

3,513.6

3,521.2

3,513.6

3,517.2

3,515.5

3,504.2

3,538.7

415.0

376.6

377.6

388.9

437.7

411.9

424.6

421.2

432.1

425.7

431.1

383.5

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account

1
2
3
3a
3b
3c
3d
4
4a
4b
4c
4d
5
6
7
8
9
9a
9b
10
10a
10b
11
11a
11b
12a
12b
12c
12d
12e

ASSETS
Bank credit
Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Mortgage-backed
Other
Other securities
Trading account
Investment account
State and local government
Other
Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Fed funds and RPs with broker/dealer
Other
State and local government
Agricultural
Fed funds and RPs with others
All other loans
Lease financing receivables

13 Interbank loans
13a Fed funds and RPs with banks
13b Other

Page 7
June 14, 2004

2003
May

2003
Nov

2003
Dec

2004
Jan

2004
Feb

2004
Mar

2004
Apr

2004
May

3,079.2
871.9
529.4
44.0
485.4
389.9
95.5
342.5
189.4
153.1
31.3
121.8

3,103.5
874.1
507.4
40.7
466.7
360.2
106.5
366.8
190.1
176.7
31.8
144.8

3,121.1
878.9
501.5
39.6
461.8
355.6
106.2
377.4
196.4
181.0
31.9
149.0

3,135.3
885.2
498.9
39.0
459.9
353.3
106.6
386.3
200.6
185.7
32.3
153.4

3,207.2
948.6
562.7
43.2
519.5
408.5
111.0
385.9
201.2
184.7
32.6
152.2

3,239.9
988.4
598.0
44.7
553.3
440.4
112.9
390.4
205.6
184.7
33.2
151.5

3,213.6
957.2
592.7
45.3
547.3
439.2
108.1
364.6
181.9
182.6
33.1
149.5

3,226.1
944.1
583.4
46.1
537.3
429.9
107.4
360.7
181.2
179.5
32.9
146.6

3,226.9
950.1
588.6
50.9
537.7
431.5
106.2
361.5
181.0
180.5
32.8
147.7

3,223.0
937.2
574.3
43.4
530.9
424.9
106.0
362.9
183.4
179.5
33.0
146.5

3,224.6
938.6
580.2
47.3
532.9
426.8
106.1
358.3
179.9
178.4
33.1
145.3

3,228.2
935.2
574.6
37.7
536.9
424.1
112.8
360.6
182.9
177.6
32.9
144.7

2,207.3
480.2
1,087.2
158.4
928.7
598.5
330.2
313.7
94.1
219.6
78.9
60.1
18.8
12.6
8.7
27.3
89.2
109.6

2,229.3
453.1
1,123.3
183.7
939.6
602.5
337.1
326.1
103.5
222.6
85.7
67.5
18.3
14.0
8.4
26.2
88.6
104.0

2,242.2
447.5
1,113.9
188.1
925.8
590.6
335.2
324.9
105.7
219.2
85.1
65.9
19.2
14.1
8.5
29.5
115.8
102.9

2,250.1
435.9
1,118.6
195.6
923.0
588.8
334.2
327.2
104.2
222.9
93.2
74.2
19.0
14.1
8.3
27.1
124.9
100.8

2,258.6
438.3
1,125.4
201.7
923.7
589.9
333.8
324.2
99.4
224.7
90.5
70.7
19.7
14.2
8.1
32.5
123.6
101.9

2,251.5
433.1
1,140.2
207.9
932.3
596.0
336.3
321.9
96.3
225.6
82.3
62.9
19.4
14.3
8.3
26.9
123.1
101.4

2,256.4
435.2
1,138.5
215.0
923.4
585.0
338.4
322.6
96.7
225.9
86.9
66.0
20.8
14.1
8.3
23.7
127.8
99.4

2,282.0
434.9
1,168.6
223.0
945.6
604.2
341.4
324.7
98.7
226.0
82.2
61.0
21.2
14.0
8.4
18.1
135.3
95.8

2,276.7
433.1
1,166.7
221.8
944.9
603.7
341.2
323.5
97.8
225.8
83.7
62.2
21.5
14.0
8.4
18.7
131.5
97.1

2,285.8
434.1
1,172.8
223.2
949.7
608.3
341.4
326.2
100.3
225.9
79.0
57.4
21.7
14.0
8.3
17.3
139.1
95.0

2,286.0
435.2
1,173.4
224.5
949.0
606.9
342.0
326.1
99.8
226.2
78.9
57.9
21.0
14.3
8.4
19.3
135.4
95.0

2,293.0
436.3
1,173.5
226.2
947.3
605.2
342.1
324.0
97.8
226.2
85.8
65.5
20.3
14.1
8.5
17.1
139.0
94.6

189.9
117.6
72.3

181.6
102.7
78.9

182.4
100.6
81.7

189.2
97.5
91.7

211.1
105.6
105.5

178.9
94.2
84.7

216.1
101.5
114.7

202.3
91.8
110.5

203.5
83.8
119.8

200.5
95.7
104.8

198.8
95.2
103.6

200.2
93.7
106.4

May 12

Week ending
May 19
May 26

Jun 2

14

Cash assets5

136.6

155.8

151.9

156.4

148.2

143.8

153.4

148.1

145.7

141.0

145.7

166.0

15

Other assets6

354.7

357.3

354.0

355.9

354.2

363.6

391.9

398.2

408.3

405.2

391.2

398.1

3,716.0

3,755.5

3,765.7

3,795.5

3,879.9

3,885.3

3,936.3

3,936.1

3,945.8

3,931.2

3,921.9

3,953.7

16

7

TOTAL ASSETS

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)

Account

Page 8
June 14, 2004

2003
May

2003
Nov

2003
Dec

2004
Jan

2004
Feb

2004
Mar

2004
Apr

2004
May

2,100.6
298.9
1,801.7
271.4
1,530.3

2,159.8
296.9
1,862.9
249.5
1,613.4

2,174.3
317.8
1,856.4
249.3
1,607.2

2,159.8
297.3
1,862.6
253.0
1,609.6

2,176.4
292.7
1,883.8
244.8
1,639.0

2,235.6
308.2
1,927.5
254.0
1,673.5

2,271.4
314.1
1,957.3
256.7
1,700.7

2,288.9
291.4
1,997.5
273.0
1,724.5

2,282.5
274.5
2,007.9
265.8
1,742.2

2,279.8
301.4
1,978.4
273.9
1,704.5

2,273.6
316.4
1,957.2
275.2
1,682.0

2,327.6
285.4
2,042.2
280.0
1,762.2

May 12

Week ending
May 19
May 26

Jun 2

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

742.6
210.0
532.7

709.4
187.4
522.0

710.7
178.1
532.6

734.5
182.7
551.8

773.2
201.7
571.5

728.8
180.5
548.2

734.3
190.4
543.9

727.0
187.2
539.8

733.2
186.6
546.5

723.1
188.0
535.1

728.5
187.3
541.3

717.4
190.9
526.5

25

Net due to related foreign offices

210.9

256.1

238.9

242.5

237.5

219.7

226.5

227.2

242.9

239.2

239.9

165.0

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

250.4

237.2

246.4

260.9

290.7

295.9

269.4

265.8

249.6

257.0

243.0

356.8

3,304.4

3,362.5

3,370.3

3,397.7

3,477.8

3,479.9

3,501.6

3,508.9

3,508.2

3,499.2

3,485.0

3,566.9

411.5

393.0

395.4

397.8

402.1

405.4

434.6

427.2

437.6

432.0

436.9

386.8

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars
Account

Page 9
June 14, 2004

2003

2003

2003

2004

2004

2004

2004

2004

May

Nov

Dec

Jan

Feb

Mar

Apr

May

Week ending

2,402.9

2,493.2

2,525.4

2,552.9

2,571.0

2,593.4

2,655.3

2,663.4

2,664.4

2,660.5

2,665.3

2,662.3

684.2
478.8
205.4

706.2
498.0
208.2

712.3
501.8
210.5

717.3
505.2
212.1

720.5
507.9
212.6

721.6
508.3
213.3

729.0
515.5
213.4

731.2
522.5
208.8

728.5
520.8
207.8

732.6
522.9
209.7

731.9
522.3
209.7

733.1
524.4
208.7

1,718.7
292.7
1,036.0
81.1
954.9
279.7
7.8
102.5

1,787.0
305.9
1,074.2
89.6
984.6
299.6
7.7
99.6

1,813.1
307.2
1,090.9
92.3
998.6
307.4
7.8
99.9

1,835.6
312.0
1,104.7
94.7
1,010.0
309.7
8.2
101.0

1,850.5
312.9
1,116.0
96.4
1,019.5
311.9
8.3
101.5

1,871.8
314.7
1,133.0
98.7
1,034.3
314.9
7.8
101.4

1,926.3
313.4
1,188.5
101.7
1,086.8
314.5
7.5
102.5

1,932.1
311.9
1,195.0
104.1
1,090.9
314.9
7.4
102.9

1,935.9
311.0
1,203.4
103.1
1,100.3
311.0
7.4
103.0

1,927.9
312.1
1,190.0
104.0
1,086.0
315.6
7.4
102.8

1,933.3
312.8
1,192.1
104.7
1,087.4
317.6
7.6
103.4

1,929.2
312.1
1,188.6
105.9
1,082.7
319.0
7.1
102.4

May 12

May 19

May 26

Jun 2

ASSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

13

Interbank loans

102.1

88.7

86.3

92.3

93.1

86.1

76.6

77.4

77.7

76.5

79.8

73.9

14

Cash assets5

122.0

117.4

113.8

116.4

118.8

120.7

120.7

119.5

121.9

122.9

117.6

111.0

15

Other assets6

146.1

155.5

161.2

159.4

162.9

165.6

169.3

175.1

176.8

166.0

167.2

196.8

2,742.4

2,823.2

2,854.6

2,888.9

2,913.7

2,933.6

2,988.9

3,002.1

3,007.7

2,992.7

2,996.6

3,010.6

2,100.1
318.5
1,781.6
321.5
1,460.1

2,155.3
330.7
1,824.6
325.2
1,499.4

2,166.4
334.7
1,831.7
329.3
1,502.5

2,182.4
329.6
1,852.9
335.5
1,517.3

2,190.5
336.4
1,854.1
334.3
1,519.8

2,198.8
347.4
1,851.4
339.6
1,511.8

2,211.8
341.6
1,870.2
341.7
1,528.5

2,228.4
345.1
1,883.3
342.4
1,540.9

2,227.3
335.9
1,891.4
345.6
1,545.8

2,225.6
346.8
1,878.8
342.5
1,536.2

2,228.8
357.1
1,871.7
343.1
1,528.6

2,237.6
350.3
1,887.3
335.6
1,551.7

397.2
150.5
246.7

434.0
161.8
272.2

441.2
166.6
274.6

453.7
176.1
277.6

455.8
182.0
273.8

452.8
177.5
275.3

485.7
209.2
276.4

492.2
197.3
294.9

496.9
214.0
282.9

491.8
187.4
304.4

490.1
188.1
301.9

488.6
185.6
303.0

12.3

14.6

20.6

23.3

24.4

20.1

23.5

23.3

26.7

21.1

23.1

19.3

16

7

TOTAL ASSETS

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

25

Net due to related foreign offices

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

77.4

67.2

69.3

68.1

70.2

71.2

72.6

72.3

71.4

71.0

71.9

75.5

2,587.0

2,671.1

2,697.4

2,727.6

2,740.8

2,742.9

2,793.6

2,816.2

2,822.3

2,809.6

2,813.9

2,820.9

155.4

152.1

157.2

161.3

172.8

190.7

195.3

185.9

185.4

183.2

182.7

189.7

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account

Page 10
June 14, 2004

2003

2003

2003

2004

2004

2004

2004

2004

May

Nov

Dec

Jan

Feb

Mar

Apr

May

Week ending
May 12

May 19

May 26

Jun 2

ASSETS
1

2,396.6

2,508.3

2,542.1

2,557.1

2,567.9

2,583.7

2,644.5

2,657.0

2,661.1

2,655.3

2,659.1

2,650.8

2
3
4

Bank credit
Securities in bank credit
Treasury and Agency securities2
Other securities

683.8
478.4
205.4

706.5
498.3
208.2

715.4
504.9
210.5

717.4
505.3
212.1

718.4
505.8
212.6

723.0
509.8
213.3

731.3
517.8
213.4

730.8
522.0
208.8

729.0
521.2
207.8

731.7
522.0
209.7

731.2
521.5
209.7

731.5
522.8
208.7

5
6
7
8
9
9a
9b
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

1,712.8
294.8
1,032.0
81.1
950.9
--276.7
130.7
146.0
7.7
101.7

1,801.9
304.9
1,085.7
89.5
996.2
--303.3
148.3
155.0
7.9
100.2

1,826.7
307.2
1,096.8
92.2
1,004.6
--314.5
156.9
157.6
7.9
100.3

1,839.8
311.4
1,105.5
94.3
1,011.2
--316.0
155.7
160.4
8.0
98.8

1,849.5
312.8
1,115.4
96.2
1,019.2
--313.8
153.8
160.0
8.3
99.2

1,860.7
315.2
1,126.5
98.2
1,028.3
--310.9
152.5
158.4
8.0
100.0

1,913.3
314.7
1,179.9
101.5
1,078.5
--309.8
151.1
158.7
7.5
101.3

1,926.2
314.0
1,190.7
104.1
1,086.5
--312.0
153.7
158.3
7.3
102.3

1,932.1
313.3
1,200.5
103.4
1,097.1
--308.7
150.2
158.5
7.3
102.2

1,923.6
314.3
1,186.8
104.0
1,082.8
--313.1
154.7
158.4
7.2
102.2

1,927.8
314.7
1,188.5
104.7
1,083.9
--315.0
156.5
158.6
7.2
102.3

1,919.3
313.6
1,181.3
105.7
1,075.6
460.0
615.6
314.4
156.8
157.6
7.2
102.7

13 Interbank loans
14 Cash assets5
15 Other assets6
16 TOTAL ASSETS

7

98.2

90.4

87.1

87.8

93.2

90.5

80.3

75.0

75.7

73.0

73.8

75.5

120.8

121.8

119.0

117.7

116.7

115.8

117.7

118.3

117.7

117.6

117.7

118.7

146.1

155.5

161.2

159.4

162.9

165.6

169.3

175.1

176.8

166.0

167.2

196.8

2,731.1

2,844.4

2,877.4

2,889.9

2,908.5

2,923.4

2,978.7

2,992.2

2,998.2

2,978.7

2,984.4

3,008.4

2,095.9
314.6
1,781.3
321.5
1,459.8

2,166.1
333.9
1,832.2
325.2
1,507.0

2,179.4
347.3
1,832.0
329.3
1,502.7

2,178.0
333.3
1,844.7
335.5
1,509.2

2,180.9
332.0
1,848.9
334.3
1,514.6

2,197.0
343.3
1,853.7
339.6
1,514.1

2,215.8
342.3
1,873.4
341.7
1,531.8

2,224.0
341.0
1,883.0
342.4
1,540.7

2,222.5
330.1
1,892.4
345.6
1,546.8

2,214.8
338.3
1,876.5
342.5
1,534.0

2,217.8
351.7
1,866.1
343.1
1,523.0

2,248.3
355.3
1,893.1
335.6
1,557.5

397.2
150.5
246.7

434.0
161.8
272.2

441.2
166.6
274.6

453.7
176.1
277.6

455.8
182.0
273.8

452.8
177.5
275.3

485.7
209.2
276.4

492.2
197.3
294.9

496.9
214.0
282.9

491.8
187.4
304.4

490.1
188.1
301.9

488.6
185.6
303.0

12.3

14.6

20.6

23.3

24.4

20.1

23.5

23.3

26.7

21.1

23.1

19.3

LIABILITIES
17 Deposits
18
Transaction
19
Nontransaction
20
Large time
21
Other
22 Borrowings
23
From banks in the U.S.
24
From others
25 Net due to related foreign offices
26 Other liabilities
27 TOTAL LIABILITIES
28 Residual (assets less liabilities) 8

Footnotes appear on page 14.

77.4

67.2

69.3

68.1

70.2

71.2

72.6

72.3

71.4

71.0

71.9

75.5

2,582.8

2,681.9

2,710.4

2,723.2

2,731.3

2,741.1

2,797.5

2,811.8

2,817.5

2,798.7

2,802.8

2,831.7

148.2

162.5

167.0

166.7

177.3

182.4

181.2

180.4

180.7

180.0

181.6

176.7

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars
Account

Page 11
June 14, 2004

2003

2003

2003

2004

2004

2004

2004

2004

May

Nov

Dec

Jan

Feb

Mar

Apr

May

Week ending
May 12

May 19

May 26

Jun 2

ASSETS
1

666.7

630.7

627.9

638.5

649.8

652.0

632.9

621.7

624.2

605.0

615.7

643.7

2
3
4

Bank credit
Securities in bank credit
Treasury and Agency securities2
Other securities

282.9
124.0
158.9

263.7
97.7
166.0

265.9
99.2
166.7

261.3
98.3
163.0

265.6
99.5
166.1

265.1
96.3
168.8

262.4
95.2
167.2

255.0
92.4
162.6

251.6
90.4
161.2

250.1
91.6
158.5

254.9
92.9
162.0

260.6
92.6
168.0

5
6
7
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

383.8
164.8
19.1
125.2
74.8

367.0
132.5
22.1
136.1
76.4

362.0
136.2
17.8
124.9
83.1

377.2
137.2
17.1
131.1
91.8

384.2
136.6
17.1
138.8
91.8

386.9
133.9
17.1
147.4
88.6

370.5
130.9
17.3
137.9
84.5

366.7
130.1
16.8
134.7
85.0

372.6
129.9
17.1
142.2
83.4

354.9
130.4
17.1
120.9
86.6

360.8
130.8
16.4
127.6
86.0

383.1
129.8
16.5
150.7
86.1

29.4

36.7

31.7

35.5

32.5

30.6

33.5

35.9

39.1

33.8

34.7

34.7

49.2

51.4

49.8

55.3

57.1

60.3

64.2

67.2

67.9

70.3

70.1

60.1

13 Interbank loans
14 Cash assets

5
6

32.5

28.5

26.9

25.3

20.1

18.4

19.7

23.6

18.6

25.4

23.5

37.7

777.3

747.0

735.9

754.2

759.0

760.9

750.0

748.0

749.3

734.1

743.6

775.8

17 Deposits
18
Transaction
19
Nontransaction

419.9
10.0
409.9

437.6
10.9
426.7

435.8
11.0
424.8

452.8
11.9
440.9

463.6
11.8
451.8

466.9
11.7
455.2

475.0
11.3
463.7

487.8
11.3
476.5

483.3
11.3
472.0

488.3
11.1
477.2

484.6
11.4
473.3

508.9
11.2
497.7

22 Borrowings
23
From banks in the U.S.
24
From others

319.5
34.6
284.8

306.6
34.8
271.8

317.4
43.1
274.3

326.7
39.4
287.3

337.3
42.0
295.3

342.3
46.2
296.1

336.0
41.3
294.7

320.5
40.2
280.3

324.3
37.3
286.9

307.5
40.3
267.3

315.3
41.1
274.2

326.0
42.8
283.2

15 Other assets

16 TOTAL ASSETS7
LIABILITIES

25 Net due to related foreign offices

-75.7

-92.8

-110.4

-130.6

-150.7

-153.7

-169.2

-173.5

-174.6

-173.3

-175.9

-167.6

26 Other liabilities

103.7

101.8

99.3

101.7

105.0

102.2

106.5

101.6

104.9

99.4

105.0

97.9

27 TOTAL LIABILITIES

767.4

753.1

742.1

750.6

755.1

757.8

748.2

736.4

737.9

722.0

729.0

765.2

10.0

-6.2

-6.3

3.7

3.9

3.0

1.8

11.6

11.4

12.1

14.6

10.6

28 Residual (assets less liabilities)8

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars
Account

Page 12
June 14, 2004

2003

2003

2003

2004

2004

2004

2004

2004

May

Nov

Dec

Jan

Feb

Mar

Apr

May

Week ending
May 12

May 19

May 26

Jun 2

ASSETS
1

Bank credit

664.1

632.3

634.9

641.9

652.1

655.5

638.5

619.0

622.2

600.4

612.1

640.0

2
3
3a
3b
4
4a
4b

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Other securities
Trading account
Investment account

282.9
124.0
41.8
82.2
158.9
104.5
54.4

263.7
97.7
32.7
65.0
166.0
103.4
62.6

265.9
99.2
35.2
64.0
166.7
101.9
64.8

261.3
98.3
33.6
64.7
163.0
96.4
66.6

265.6
99.5
35.5
64.0
166.1
98.3
67.7

265.1
96.3
34.0
62.3
168.8
100.0
68.8

262.4
95.2
33.7
61.5
167.2
96.8
70.4

255.0
92.4
32.2
60.2
162.6
99.6
63.1

251.6
90.4
30.3
60.1
161.2
97.8
63.4

250.1
91.6
31.8
59.8
158.5
97.2
61.3

254.9
92.9
31.7
61.2
162.0
100.1
61.9

260.6
92.6
33.3
59.3
168.0
106.3
61.7

5
6
7
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

381.2
164.8
19.1
122.1
75.2

368.6
131.9
22.1
139.8
74.8

369.0
137.3
17.8
130.6
83.2

380.6
137.9
17.1
134.9
90.8

386.5
138.2
17.1
141.3
90.0

390.4
135.8
17.1
149.2
88.3

376.1
131.9
17.3
141.6
85.4

364.0
130.1
16.8
131.5
85.5

370.6
130.1
17.1
139.5
83.9

350.3
130.5
17.1
116.2
86.5

357.3
130.2
16.4
124.5
86.2

379.4
129.8
16.5
145.5
87.7

29.4

36.7

31.7

35.5

32.5

30.6

33.5

35.9

39.1

33.8

34.7

34.7

48.7

51.4

51.3

54.9

56.3

58.3

63.7

66.5

67.3

69.2

68.9

60.4

13 Interbank loans
5

14 Cash assets

6

33.0

28.0

27.3

27.0

21.2

18.5

19.0

24.1

19.1

25.8

24.0

38.4

774.8

748.0

744.8

759.0

761.7

762.5

754.2

745.0

747.2

728.6

739.4

773.2

17 Deposits
18
Transaction
19
Nontransaction

429.5
9.8
419.7

426.9
10.8
416.2

435.0
11.3
423.6

458.7
12.2
446.5

469.7
11.8
457.8

471.5
11.3
460.2

484.5
11.1
473.4

498.9
11.1
487.8

493.9
11.0
482.9

497.8
10.8
487.0

497.2
11.2
486.0

520.4
11.3
509.2

22 Borrowings
23
From banks in the U.S.
24
From others

319.5
34.6
284.8

306.6
34.8
271.8

317.4
43.1
274.3

326.7
39.4
287.3

337.3
42.0
295.3

342.3
46.2
296.1

336.0
41.3
294.7

320.5
40.2
280.3

324.3
37.3
286.9

307.5
40.3
267.3

315.3
41.1
274.2

326.0
42.8
283.2

15 Other assets

16 TOTAL ASSETS7
LIABILITIES

25 Net due to related foreign offices

-77.8

-90.2

-108.8

-129.9

-151.1

-154.2

-171.6

-175.3

-175.7

-175.2

-177.6

-170.0

26 Other liabilities

102.0

103.9

100.6

102.3

104.7

101.7

104.4

100.0

103.9

97.6

103.5

95.8

27 TOTAL LIABILITIES

773.2

747.2

744.1

757.9

760.6

761.3

753.3

744.1

746.3

727.7

738.4

772.2

1.6

0.8

0.7

1.1

1.1

1.1

1.0

0.9

0.9

0.9

0.9

0.9

28 Residual (assets less liabilities)8

Footnotes appear on page 14.

H.8 (510)
MEMO ITEMS
Not seasonally adjusted, billions of dollars
Account

Page 13
June 14, 2004
2003

2003

2003

2004

2004

2004

2004

2004

May

Nov

Dec

Jan

Feb

Mar

Apr

May

Week ending
May 12

May 19

May 26

Jun 2

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers
29 Reval. gains on off-bal. sheet items9

124.4

112.4

120.0

125.7

125.6

129.4

106.9

101.8

101.6

103.6

102.0

100.2

30 Reval. losses on off-bal. sheet items9

105.2

94.5

103.7

110.5

114.7

118.9

93.2

85.7

86.0

87.1

84.9

83.7

436.4
321.2
115.2

414.0
298.4
115.5

412.2
294.2
118.0

411.7
293.0
118.7

468.5
347.6
120.9

501.0
379.6
121.4

497.9
383.0
114.9

486.7
376.9
109.8

489.0
376.9
112.0

481.3
372.8
108.5

480.9
374.5
106.4

482.1
374.5
107.6

32 Net unrealized gains (losses) on
available-for-sale securities11

11.1

3.1

3.6

4.8

8.5

13.3

5.1

-5.6

-6.2

-7.0

-5.0

-5.7

33 Securitized consumer loans12
33a Credit cards and related plans
33b Other

129.8
112.4
17.4

137.7
118.8
18.9

138.5
119.3
19.3

140.0
120.8
19.2

139.4
120.4
18.9

141.3
121.1
20.2

139.1
119.4
19.8

136.4
117.2
19.3

136.6
117.2
19.4

135.2
115.9
19.3

135.9
116.8
19.2

137.7
118.6
19.1

10.2

7.5

7.2

7.2

7.1

7.0

7.1

7.4

7.4

7.4

7.4

7.4

10

31 Mortgage-backed securities
31a Pass-through
31b CMO, REMIC, and other

34 Securitized business loans12

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers
31 Mortgage-backed securities10

329.4

325.1

331.6

328.4

327.7

332.9

336.1

336.7

336.4

337.0

335.7

336.3

33 Securitized consumer loans12
33a Credit cards and related plans
33b Other

231.0
223.6
7.4

231.4
224.0
7.4

232.1
224.7
7.4

234.3
226.7
7.6

231.6
224.1
7.4

232.5
225.3
7.2

229.5
222.4
7.1

224.7
217.5
7.2

226.9
219.8
7.1

223.0
215.7
7.3

223.9
216.6
7.3

223.7
216.4
7.3

72.5

63.9

63.9

63.7

62.9

61.9

58.6

60.7

62.2

59.9

59.9

61.0

72.6

66.3

66.9

68.4

69.2

68.0

65.0

62.5

67.7

59.3

59.2

60.0

3.0

1.3

1.2

0.9

0.4

0.4

0.4

0.4

0.4

0.4

0.4

0.4

FOREIGN-RELATED INSTITUTIONS
29 Reval. gains on off-bal. sheet items9
9

30 Reval. losses on off-bal. sheet items
34 Securitized business loans12

Footnotes appear on page 14.

H.8 (510)

Footnotes

Page 14
June 14, 2004

Current and historical H.8 data are available on the Federal Reserve Board’s web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call
STAT-USA at 1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition
(large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data
are adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed
from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired
banks are obtained from call reports, and a ratio procedure is used to adjust past levels.
2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
6. Excludes the due-from position with related foreign offices, which is included in line 25.
7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
in the seasonal patterns estimated for total assets and total liabilities.
9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
Interpretation No. 39. The fair value of derivative contracts in a gain position is included in “Other securities, trading account,” balance sheet item 4a. The fair value of
derivative contracts in a loss position is included in “Other liabilities,” balance sheet item 26.
10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
shown are restated to include an estimate of these tax effects.
12. Total amount outstanding.

Board of Governors of the
Federal Reserve System
Washington, DC 20551-0001
OFFICIAL BUSINESS

First Class