SPECIAL NOTICE

Changes to Items Reported on the Release for June 2, 2004
Effective with this release, several changes are being made to the balance sheet
items reported for large and small domestically chartered banks.
.
For not seasonally adjusted assets and liabilities of all domestically
chartered banks (page 4) and of small banks (page 10), item 9,
"Real estate loans, other," has been disaggregated into item 9a, "Real
estate loans, other residential," and item 9b, "Real estate loans,
commercial," effective with the week of June 2, 2004.
.
For seasonally adjusted assets and liabilities of large banks (page 5), item
3b, "Treasury and Agency securities, investment account," has
been disaggregated into item 3c, "Mortgage-backed," and item 3d, "Other."
Similarly, item 9, "Real estate loans, other," has been
disaggregated into item 9a, "Real estate loans, other residential," and
item 9b, "Real estate loans, commercial." This additional detail
has been available for large banks on a not seasonally adjusted basis
(page 7) since October 2, 1996.
.
For not seasonally adjusted assets of large banks (page 7), items 3e, 3f,
and 3g, non-mortgage-backed Treasury and Agency investment account
securities having remaining maturities of, respectively, 1 year or less,
between 1 and 5 years, and more than 5 years, have been discontinued
effective with the week of June 2, 2004.
.
For memo items of large banks (page 13), formerly item 33, "Offshore credit
to U.S. residents," has been discontinued effective with the week
of June 2, 2004.

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
For use at 4:15 p.m. Eastern Time

Seasonally adjusted, billions of dollars
June 14, 2004
Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

6,509.2

6,514.7

6,155.9
6,202.9
6,510.4
6,519.7
6,489.8

A S S E T S

1
Bank credit
6,255.4
6,320.9

6,436.7

6,509.9

6,520.1

2
Securities in bank credit
1,856.1
1,860.5
1,935.4
1,985.2
1,954.1
1,922.0
1,919.9
3
Treasury and Agency securities (2)
1,104.6
1,106.5
1,172.3
1,208.1
1,202.2
1,187.0
1,180.5
4
Other securities
751.5
754.0
763.1
777.2
751.9
735.0
739.4

1,835.9
1,836.8
1,926.5
1,929.4
1,916.9

5
Loans and leases in bank credit
4,399.4
4,460.4
4,501.2
4,523.9
4,587.9
4,600.2
6
Commercial and industrial
891.3
889.1
889.5
881.3
878.5
876.4
7
Real estate
2,215.7
2,239.9
2,259.0
2,297.0
2,378.8
2,374.1
8
Revolving home equity
280.7
291.3
297.8
308.4
328.5
331.5
9
Other
1,934.9
1,948.6
1,961.3
1,988.6
2,050.3
2,042.6
10
Consumer
628.6
631.1
633.4
638.8
645.9
645.1
11
Security (4)
214.9
233.1
241.4
239.9
219.6
245.6
12
Other loans and leases
448.9
467.2
477.8
467.0
465.1
458.9

(3)
4,560.6

4,320.0
4,366.2
4,583.8
4,590.3
4,572.9

877.5

875.1

2,346.9

2,146.8
2,206.9
2,376.4
2,381.8
2,376.0

317.5

326.5

2,029.4

1,907.7
1,933.7
2,050.0
2,057.5
2,049.5

640.1

642.1

595.5
625.0
637.4
644.3

233.7

228.5

215.9
228.6
238.7
211.7

462.5

461.6

426.0
415.8
460.0
466.0

1,125.1
1,096.7
1,190.3
1,194.5
1,180.3
736.3

710.8
740.1
734.9
736.6

935.8
889.8
872.4
874.9

239.1
273.2
324.3
326.5

13 Interbank loans
296.4
317.6
342.7
313.9
301.1

296.0

320.4

312.1

318.6
305.2
317.5
307.8

14 Cash assets (5)
304.2
320.1
323.8
336.4
327.2

330.3

339.5

338.7

310.9
318.5
342.9
345.6

15 Other assets (6)
539.8
541.7
542.5
589.1
633.6

551.5

581.2

597.8

534.1
538.8
600.9
598.6

16 TOTAL ASSETS (7)
7,319.7
7,426.5
7,572.6
7,677.2
7,709.7

7,613.8

7,683.3

7,243.9
7,290.6
7,686.8
7,709.0
7,669.7

4,954.6

4,634.9
4,741.2
5,021.5
5,011.9
5,018.2

L I A B I L I T I E S
17 Deposits
4,759.0
4,795.3
5,018.5
5,062.9

4,825.8

4,911.2

18
Transaction
642.5
630.8
644.4
691.6
639.3
19
Nontransaction
4,116.5
4,164.5
4,181.5
4,326.9
4,423.6
20
Large time
1,000.2
1,019.3
1,024.3
1,092.4
1,096.5
21
Other
3,116.2
3,145.2
3,157.1
3,234.4
3,327.1

631.9
635.8
629.3
669.0

671.7

660.6

652.6

4,239.4

4,294.0

4,003.0
4,105.5
4,368.9
4,382.6
4,349.3

1,048.8

1,064.1

1,090.4

3,190.7

3,229.9

3,006.3
3,109.1
3,278.5
3,297.2
3,254.3

1,548.9

1,443.7
1,457.0
1,523.4
1,534.7
1,509.8

435.9

424.1

1,113.0

1,049.3
1,070.4
1,099.2
1,098.4
1,093.5

22 Borrowings
1,479.7
1,518.6
1,568.7
1,534.9
1,526.7
1,513.2
23
From banks in the U.S.
389.1
401.8
428.7
402.8
420.1
417.8
24
From others
1,090.7
1,116.8
1,140.0
1,132.1
1,106.6
1,095.4

25 Net due to related foreign offices
142.8
131.2
105.8
91.7
94.7
84.4
17.3

996.7
996.3
1,085.4
1,094.9

394.4
386.7
436.3
416.4

79.3

149.5
169.5
100.0
89.2
433.8
398.5
430.8
429.8

26 Other liabilities
408.7
426.5
459.8
417.4
531.4

476.5

464.8

442.1

27 TOTAL LIABILITIES
6,790.2
6,871.6
6,960.2
7,047.1
7,124.9

7,014.3

7,063.0

6,661.9
6,766.3
7,066.2
7,077.4
7,047.0

28 Residual (assets less liabilities) (8)
529.5
554.9
612.4
599.5
620.3
630.1
584.8

620.6

582.0
524.3
631.6
622.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 2
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
June 14, 2004

2004

2004

Jan

Feb

Account
2004
Mar

2003

2004

2004

Apr

May

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

Jun 2
--------------

--------------

--------

--------

--------

-------- ---------------------------

6,479.1

6,496.7

6,140.0
6,244.1
6,502.1
6,510.2
6,478.6

A S S E T S

1
Bank credit
6,298.1
6,334.3
6,495.8
6,519.0

6,427.2

2
Securities in bank credit
1,860.2
1,863.9
1,932.6
1,976.6
1,950.9
1,924.7
1,927.3
3
Treasury and Agency securities (2)
1,105.5
1,102.5
1,168.0
1,204.1
1,205.7
1,194.7
1,190.0
4
Other securities
754.7
761.4
764.6
772.5
745.2
730.0
737.4

1,838.6
1,844.3
1,929.8
1,930.8
1,919.0

5
Loans and leases in bank credit (3)
4,437.9
4,470.5
4,494.6
4,502.6
4,545.8
4,571.1
4,591.6
6
Commercial and industrial
892.0
885.2
889.3
884.1
881.8
880.2
879.6
7
Real estate
2,228.5
2,241.2
2,257.9
2,283.8
2,335.7
2,378.4
2,371.3
8
Revolving home equity
280.3
289.9
297.9
306.1
316.5
329.2
331.9
9
Other
1,948.3
1,951.3
1,959.9
1,977.7
2,019.2
2,049.2
2,039.5
10
Consumer
639.5
643.2
638.0
632.8
632.4
641.1
638.4
10a
Credit card and related plans
262.7
259.9
253.2
248.9
247.8
256.3
254.6
10b
Other
376.8
383.3
384.7
384.0
384.5
384.8
383.8
11
Security (4)
223.7
236.1
240.0
239.5
236.0
210.6
238.5
12
Other loans and leases
454.2
464.8
469.5
462.3
460.0
460.8
463.8

4,301.4
4,399.8
4,572.2
4,579.4
4,559.6

13 Interbank loans
301.1
312.5
336.8
307.3
310.4

299.9

330.0

1,131.8
1,103.3
1,197.8
1,200.3
1,187.9
732.1

879.0

706.8
741.0
730.5
731.1

939.8
889.8
876.6
878.8

2,138.2
2,231.0
2,376.1
2,384.3
2,376.7
327.1

239.5
273.2
325.2
327.2

1,898.7
1,957.8
2,049.0
2,059.1
2,049.5
636.7

590.4
629.3
632.2
639.3

252.3

224.8
251.7
248.0
255.0

384.4

365.6
377.6
384.3
384.3

221.0

208.8
233.4
230.5
202.5

459.4

424.2
416.2
455.8
462.3

313.2

317.5
308.7
318.3
307.3

14 Cash assets (5)
322.3
329.0
321.2
332.2
345.0

317.9

334.8

333.0

306.2
329.0
330.7
327.8

15 Other assets (6)
542.5
542.3
538.3
582.5
633.4

547.8

580.1

597.3

533.9
540.8
604.2
596.9

16 TOTAL ASSETS (7)
7,387.9
7,444.4
7,550.1
7,645.7
7,735.2

7,571.2

7,669.2

7,221.8
7,347.9
7,673.3
7,691.2
7,638.5

L I A B I L I T I E S
17 Deposits
4,625.9
4,752.8
4,788.6
4,796.6
4,827.0
4,904.1
4,971.6
5,011.9
4,998.9
4,992.3
4,988.5
5,096.4
18
Transaction
623.3
641.6
676.5
642.9
636.5
662.8
667.5
643.4
615.6
650.5
679.3
651.9
19
Nontransaction
4,002.6
4,111.2
4,112.1
4,153.7
4,190.5
4,241.3
4,304.1
4,368.4
4,383.3
4,341.9
4,309.3
4,444.5
20
Large time
1,003.5
988.6
999.8
1,028.0
1,033.2
1,051.8
1,069.8
1,098.8
1,092.4
1,101.5
1,102.4
1,107.4
21
Other
2,999.1
3,122.6
3,112.3
3,125.8
3,157.3
3,189.6
3,234.3
3,269.6
3,290.9
3,240.4
3,206.9
3,337.0
22 Borrowings
1,469.3
1,514.9
1,566.3
1,523.9
1,533.9
1,532.1
23
From banks in the U.S.
387.8
398.2
425.7
404.3
416.5
419.3
24
From others
1,081.5
1,116.6
1,140.6
1,119.7
1,117.4
1,112.8

1,556.0

1,459.3
1,450.0
1,539.7
1,554.3
1,522.5

441.0

424.7

1,115.0

1,064.2
1,066.0
1,115.0
1,116.4
1,106.8

25 Net due to related foreign offices
150.7
136.0
110.8
85.5
78.4
85.4
14.2

75.1

395.0
384.0
438.0
415.7

145.4

180.6
93.9
85.1

26 Other liabilities
416.3
431.3
465.5
418.4
528.1

468.8

446.4

438.1

27 TOTAL LIABILITIES
6,824.8
6,878.8
6,969.6
7,026.3
7,170.8

6,982.4

7,052.4

6,660.4
6,791.6
7,064.7
7,072.0
7,025.6

28 Residual (assets less liabilities) (8)
563.1
565.6
580.5
588.8
616.8
619.4
564.4

608.6

429.8
408.2
424.9
425.7

561.4
556.3
619.2
612.9

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 3
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Seasonally adjusted, billions of dollars
June 14, 2004
Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- --------------------- -------

5,857.1

5,881.8

5,489.2
5,572.2
5,888.7
5,895.5
5,884.7

A S S E T S

1
Bank credit
5,627.5
5,682.4
5,894.2
5,876.4

5,786.9

2
Securities in bank credit
1,590.2
1,599.2
1,669.9
1,720.1
1,691.7
1,667.1
1,659.3
3
Treasury and Agency securities (2)
1,005.5
1,008.2
1,072.8
1,111.8
1,107.0
1,094.1
1,087.9
4
Other securities
584.7
591.0
597.1
608.3
584.7
573.0
571.3

1,553.0
1,573.0
1,671.6
1,677.8
1,666.8

5
Loans and leases in bank credit
4,037.3
4,083.2
4,117.0
4,137.0
4,227.1
4,217.2
6
Commercial and industrial
755.1
751.9
753.0
747.4
747.7
746.6
7
Real estate
2,197.8
2,222.8
2,242.0
2,279.9
2,362.4
2,357.7
8
Revolving home equity
280.7
291.3
297.8
308.4
328.5
331.5
9
Other

(3)
4,190.1

3,936.2
3,999.2
4,217.1
4,217.7
4,217.9

746.6

745.0

2,329.6

2,127.7
2,184.8
2,359.6
2,364.7
2,358.9

317.5

326.5

1,001.1
999.0
1,097.9
1,104.1
1,088.8
573.7

551.9
574.1
573.7
578.0

771.0
757.4
742.5
744.5

239.1
273.2
324.3
326.5
1,888.7

1,911.6

1,917.1
2,033.9
10
628.6
645.9
11
90.0
92.1
12
365.8
379.1

1,931.5
1,944.2
1,971.5
2,026.1
Consumer
631.1
633.4
638.8
645.1
Security (4)
102.0
102.6
92.5
94.9
Other loans and leases
375.4
386.0
378.4
372.9

2,012.1

2,033.1

2,040.4

2,032.4

640.1

642.1

95.8

93.8

378.0

376.6

351.2
339.5
376.6
379.5

595.5
625.0
637.4
644.3
90.8
96.5

92.5
90.8

13 Interbank loans
264.7
282.1
310.2
279.2
266.3

265.5

286.8

276.2

289.2
268.4
278.4
274.0

14 Cash assets (5)
254.4
264.8
266.7
266.3
267.1

270.0

275.3

271.5

261.6
267.1
275.1
275.3

15 Other assets (6)
512.9
516.4
522.5
565.6
595.8

533.1

561.5

574.1

501.6
510.3
582.4
573.2

16 TOTAL ASSETS (7)
6,583.9
6,672.3
6,813.6
6,933.6
6,933.9

6,853.0

6,933.3

6,466.5
6,543.6
6,938.8
6,959.7
6,935.6

4,444.3

4,479.7

4,215.0
4,303.7
4,533.6
4,528.6
4,529.9

660.0

649.3

641.3

3,784.2

3,830.3

3,593.1
3,678.8
3,892.4
3,910.5
3,872.0

595.6

602.3

618.1

3,188.7

3,228.0

2,997.5
3,106.9
3,274.2
3,295.3
3,252.5

1,212.9

1,124.2
1,150.4
1,202.9
1,210.4
1,202.3

394.6

383.9

359.8
351.9
398.9
376.1

818.4

819.0

764.4
798.5
811.5
826.2

25 Net due to related foreign offices
253.1
261.8
256.6
245.3
263.9

252.8

225.2
262.3
274.6
262.5

L I A B I L I T I E S
17 Deposits
4,323.2
4,342.5
4,362.3
4,533.9
4,554.0
18
Transaction
631.6
618.9
632.6
680.3
628.1
19
Nontransaction
3,691.6
3,723.6
3,729.7
3,853.6
3,925.9
20
Large time
577.8
585.3
576.3
621.0
615.7
21
Other
3,113.8
3,138.3
3,153.4
3,232.6
3,310.2

22 Borrowings
1,162.4
1,191.9
1,231.4
1,192.6
1,211.4
1,187.2
23
From banks in the U.S.
345.9
362.3
386.7
356.6
379.0
375.1
24
From others
816.4
829.6
844.7
836.0
832.4
812.2

621.9
624.9
618.1
657.9

595.6
571.9
615.2
619.6

260.3

184.9

26 Other liabilities
309.5
324.9
354.9
312.5
433.5

374.3

358.3

340.5

27 TOTAL LIABILITIES
6,048.1
6,121.1
6,205.1
6,318.1
6,359.6

6,256.5

6,314.8

5,894.5
6,013.2
6,329.8
6,339.5
6,325.1

28 Residual (assets less liabilities) (8)
535.8
551.2
608.5
596.5
618.5
615.5
574.2

609.0

330.1
296.7
325.9
330.4

572.0
530.4
620.2
610.5

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 4
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED
STATES (1)
Not seasonally adjusted, billions of dollars
June 14, 2004
Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

5,823.6

5,858.2

5,475.9
5,611.8
5,883.1
5,888.0
5,878.3

A S S E T S

1
Bank credit
5,663.2
5,692.4
5,883.6
5,878.9

5,775.1

2
Securities in bank credit
1,594.3
1,602.6
1,667.0
1,711.4
1,688.5
1,669.8
1,666.7
3
Treasury and Agency securities (2)
1,006.4
1,004.2
1,068.5
1,107.8
1,110.5
1,101.8
1,097.4
4
Other securities
587.9
598.4
598.5
603.7
578.0
568.0
569.3

1,555.7
1,580.6
1,674.9
1,679.2
1,668.9
1,007.8
1,005.6
1,105.4
1,109.9
1,096.4
569.5

547.9
575.0
569.3
572.5

5
Loans and leases in bank credit (3)
4,068.9
4,089.8
4,108.1
4,112.2
4,169.7
4,213.8
4,212.2
6
Commercial and industrial
754.7
747.3
751.1
748.4
749.9
750.0
749.9
7
Real estate
2,210.7
2,224.1
2,240.8
2,266.7
2,318.4
2,362.0
2,354.8
8
Revolving home equity
280.3
289.9
297.9
306.1
316.5
329.2
331.9
9
Other
1,930.4
1,934.2
1,942.9
1,960.6
2,001.9
2,032.8
2,023.0
9a
Other residential
------1,065.2
9b
Commercial
------957.7
10
Consumer
639.5
643.2
638.0
632.8
632.4
641.1
638.4
10a
Credit card and related plans
262.7
259.9
253.2
248.9
247.8
256.3
254.6
10d
Other
376.8
383.3
384.7
384.0
384.5
384.8
383.8
11
Security (4)
93.0
101.2
98.7
90.3
94.4
86.1
93.0
12
Other loans and leases
371.0
374.0
379.5
374.0
374.6
374.6
376.0

3,920.2
4,031.2
4,208.2
4,208.8
4,209.4
748.9

775.0
758.0
746.5
748.4

2,119.2
2,208.9
2,359.3
2,367.2
2,359.6
327.1

239.5
273.2
325.2
327.2

1,879.6
1,935.7
2,032.1
2,042.0
2,032.4
---

--

---

--

---

---

636.7

590.4
629.3
632.2
639.3

252.3

224.8
251.7
248.0
255.0

384.4

365.6
377.6
384.3
384.3

89.4

86.6
91.0

93.6
86.2

373.9

349.0
341.4
371.9
375.8

13 Interbank loans
269.4
277.0
304.3
272.6
275.7

269.4

296.4

277.3

288.1
272.0
279.3
273.5

14 Cash assets (5)
270.9
274.1
264.9
263.3
284.7

259.6

271.1

266.5

257.4
277.6
263.4
258.6

15 Other assets (6)
515.1
515.3
517.1
558.4
594.9

529.3

561.2

573.3

500.8
512.8
585.1
571.1

16 TOTAL ASSETS (7)
6,643.1
6,685.4
6,788.4
6,906.3
6,962.1

6,808.7

6,915.0

6,447.0
6,599.9
6,928.3
6,944.0
6,909.9

4,487.2

4,196.4
4,325.9
4,512.9
4,505.0
4,494.5

L I A B I L I T I E S
17 Deposits
4,353.6
4,337.9
4,491.3
4,576.0

4,357.3

4,432.6

18
Transaction
665.2
630.6
624.7
668.1
640.7
19
Nontransaction
3,688.5
3,707.3
3,732.7
3,823.3
3,935.3
20
Large time
578.6
588.5
579.1
618.3
615.5
21
Other
3,109.9
3,118.8
3,153.6
3,205.0
3,319.7

613.5
630.8
604.6
639.7

651.5

656.4

632.3

3,781.1

3,830.7

3,583.0
3,695.1
3,880.6
3,900.3
3,854.8

593.6

598.3

615.4

3,187.5

3,232.4

2,990.1
3,120.4
3,265.2
3,289.0
3,238.5

1,220.0

1,139.8
1,143.4
1,219.2
1,230.0
1,215.0

399.6

384.4

360.4
349.2
400.6
375.5

820.4

834.7

779.4
794.2
829.4
839.5

25 Net due to related foreign offices
259.4
265.8
261.8
239.8
250.0
263.0
184.2

250.5

223.2
270.8
269.6
260.3

26 Other liabilities
315.7
329.0
360.9
314.9
432.3

367.1

342.0

338.1

327.8
304.3
321.1
328.1

27 TOTAL LIABILITIES
6,080.7
6,120.9
6,209.0
6,287.8
6,398.6

6,221.0

6,299.1

5,887.3
6,044.4
6,320.6
6,325.7
6,297.9

22 Borrowings
1,151.9
1,188.2
1,229.0
1,181.6
1,218.6
1,206.1
23
From banks in the U.S.
344.7
358.8
383.6
358.0
375.4
376.5
24
From others
807.2
829.3
845.3
823.6
843.2
829.5

28 Residual (assets less liabilities) (8)
562.4
564.5
579.4
587.7
615.8
618.5
563.5

607.7

592.8
574.6
611.4
616.4

559.8
555.5
618.3
612.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 5
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
June 14, 2004

Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

3,269.8

3,227.9

3,084.7
3,077.3
3,223.4
3,228.4
3,222.6

A S S E T S

1
Bank credit
3,101.1
3,128.5
3,227.3
3,213.1
2
876.9
933.5
3
502.7
570.2
3a
39.6
46.7
3b
463.1
523.5
3c
356.9
418.7
3b
106.2
104.8
4
374.2
363.3
4a
194.8
182.4
4b
179.4
180.9
4c
31.7
33.6
4d
147.8
147.3

3,217.8

Securities in bank credit
881.0
951.3
1,004.7
964.2
925.1
Treasury and Agency securities (2)
502.1
566.8
609.6
592.9
562.5
Trading account
39.2
42.9
45.1
45.0
36.8
Investment account
462.9
523.9
564.4
547.9
525.7
Mortgage-backed
355.6
413.8
450.5
440.5
415.7
Other
107.2
110.2
114.0
107.5
110.0
Other securities
378.9
384.5
395.1
371.3
362.6
Trading account
196.8
200.4
208.1
185.3
184.0
Investment account
182.1
184.1
187.0
186.0
178.6
State and local government
31.6
32.4
33.6
33.8
33.1
Other
150.5
151.6
153.3
152.2
145.6

5
Loans and leases in bank credit (3)
2,224.3
2,247.5
2,266.5
2,265.1
2,263.7
2,293.8
2,288.0
6
Commercial and industrial
447.9
439.8
440.1
432.8
433.2
434.9
434.5

938.5

867.2
865.1
946.6
932.5

573.6

520.7
499.3
580.7
564.1

45.4

43.3
50.3

40.3
42.6

528.2

477.3
459.0
530.4
521.5

422.6

383.3
353.6
425.5
417.5

105.7

94.0
105.4
104.9
104.1

364.9

346.5
365.9
365.9
368.4

183.3

191.6
189.6
183.3
186.2

181.6

154.9
176.2
182.7
182.2

33.3
148.3

31.7
33.2

31.8
33.5

123.2
144.5
149.5
148.7

2,217.5
2,212.2
2,285.0
2,281.8
2,290.0
433.1

478.3
451.5
431.6
432.4

7
1,107.0
1,170.4
8
188.4
223.9
9
918.5
946.5
9a
584.6
605.4
9b
333.9
341.1
10
321.2
328.3
11
82.2
84.5
11a
63.6
62.0
11b
18.6
22.5
12a
14.1
14.3
12b
8.4
8.4
12c
29.5
19.3
12d
111.0
138.6
12e
103.0
95.3

Real estate
1,118.1
1,126.0
1,146.9
1,141.1
1,169.1
Revolving home equity
196.6
201.3
209.6
215.8
225.6
Other
921.5
924.7
937.2
925.3
943.4
Other residential
587.3
591.1
599.2
586.2
602.7
Commercial
334.1
333.5
338.0
339.1
340.7
Consumer
321.4
321.5
323.8
325.6
326.1
Security (4)
93.8
94.4
84.7
88.3
87.8
Fed funds and RPs with broker/dealer
74.7
73.8
64.7
67.1
67.0
Other
19.1
20.6
20.0
21.2
20.8
State and local government
14.1
14.2
14.3
14.1
14.1
Agricultural
8.2
8.3
8.3
8.4
8.4
Fed funds and RPs with others
27.1
32.5
26.9
23.7
17.1
All other loans
124.7
127.4
125.8
129.8
136.1
Lease financing receivables
100.4
102.2
101.6
99.5
94.6

13 Interbank loans
178.4
189.8
217.1
179.4
199.3
192.4
13a
Fed funds and RPs with banks
98.6
97.8
108.6
94.3
95.5
90.1
13b
Other
79.8
92.1
108.5
85.0
103.9
102.3
14 Cash assets (5)
140.6
148.3
147.9
148.7
156.1
15

Other assets (6)

149.3

1,091.8
1,110.6
1,164.6
1,161.3
1,168.9
222.3

158.0
183.6
221.2
222.4

942.3

933.8
927.0
940.1
946.5

602.1

603.3
592.1
600.7
606.2

340.2

330.5
334.9
339.4
340.2

327.2

315.8
325.5
326.4
328.7

86.4

82.9
89.0

84.8
83.4

64.1

63.1
66.1

66.7
60.6

22.3

19.8
22.9

18.1
22.9

14.0

12.6
14.0

14.0
14.0

8.7
8.4

8.4
8.3

18.1

27.3
18.7

26.2
17.3

137.2

90.4
87.6
135.1
141.9

8.4

95.9

109.7

103.7
97.3
95.1

210.2

198.8

187.1
179.8
200.7
197.5

98.7

90.3

116.0
101.7
82.6
94.3

111.6

108.6

154.5

152.0

71.1
118.1

78.0
103.2

139.6
149.7
153.1
152.4
355.5

354.8

351.8
398.4

357.0
399.0

359.6

16 TOTAL ASSETS (7)
3,728.3
3,782.4
3,901.9
3,935.4
3,922.2

367.4

392.2

399.0

405.5

407.2

3,925.5

3,945.9

3,722.5
3,718.7
3,934.8
3,949.3
3,941.2

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 6
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
June 14, 2004
Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,245.5

2,267.9

2,114.9
2,148.4
2,305.2
2,301.3
2,304.3

312.7

307.7

296.2

1,932.8

1,960.1

1,811.5
1,854.1
2,009.0
2,019.1
1,993.3

256.0

260.6

275.8

1,676.9

1,699.5

1,537.4
1,607.4
1,733.3
1,749.5
1,716.2

727.3

710.7

727.0
716.4
713.5
710.5

185.4

186.7

209.3
190.1
185.0
188.7

541.9

524.0

517.7
526.3
528.6
521.8

L I A B I L I T I E S
17 Deposits
2,156.8
2,160.0
2,171.8
2,305.1
2,316.4
18
Transaction
296.9
289.3
296.1
323.1
277.8
19
Nontransaction
1,859.9
1,870.7
1,875.6
1,981.9
2,038.6
20
Large time
248.5
249.8
242.0
277.9
280.2
21
Other
1,611.3
1,621.0
1,633.6
1,704.0
1,758.5

22 Borrowings
721.2
738.2
775.6
739.8
721.3
698.6
23
From banks in the U.S.
179.4
186.2
204.7
179.1
190.8
189.4
24
From others
541.8
552.0
570.9
560.7

303.4
294.2
282.2
311.0

274.1
246.7
269.6
277.1

530.5

509.2

25 Net due to related foreign offices
232.6
238.5
232.2
225.3
240.4
237.2
165.6

229.5

212.9
247.7
247.9
241.4

26 Other liabilities
240.2
256.8
284.7
240.6
358.1

303.1

285.7

268.2

252.7
229.6
254.5
259.3

27 TOTAL LIABILITIES
3,350.7
3,393.5
3,464.3
3,504.2
3,538.7

3,513.6

3,521.2

3,307.5
3,342.1
3,513.6
3,517.2
3,515.5

28 Residual (assets less liabilities) (8)
377.6
388.9
437.7
411.9
424.6
431.1
383.5

421.2

415.0
376.6
432.1
425.7

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 7
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
June 14, 2004
Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

3,239.9

3,213.6

3,079.2
3,103.5
3,226.1
3,226.9
3,223.0

A S S E T S

1
Bank credit
3,121.1
3,135.3
3,224.6
3,228.2
2
878.9
938.6
3
501.5
580.2

3,207.2

Securities in bank credit
885.2
948.6
988.4
957.2
935.2
Treasury and Agency securities (2)
498.9
562.7
598.0
592.7
574.6

944.1

871.9
874.1
950.1
937.2

583.4

529.4
507.4
588.6
574.3

3a
39.6
47.3
3b
461.8
532.9
3c
355.6
426.8
3d
106.2
106.1
4
377.4
358.3
4a
196.4
179.9
4b
181.0
178.4
4c
31.9
33.1
4d
149.0
145.3

Trading account
39.0
43.2
44.7
45.3
37.7
Investment account
459.9
519.5
553.3
547.3
536.9
Mortgage-backed
353.3
408.5
440.4
439.2
424.1
Other
106.6
111.0
112.9
108.1
112.8
Other securities
386.3
385.9
390.4
364.6
360.6
Trading account
200.6
201.2
205.6
181.9
182.9
Investment account
185.7
184.7
184.7
182.6
177.6
State and local government
32.3
32.6
33.2
33.1
32.9
Other
153.4
152.2
151.5
149.5
144.7

5
Loans and leases in bank credit (3)
2,242.2
2,250.1
2,258.6
2,251.5
2,256.4
2,286.0
2,293.0
6
Commercial and industrial
447.5
435.9
438.3
433.1
435.2
435.2
436.3
7
Real estate
1,113.9
1,118.6
1,125.4
1,140.2
1,138.5
1,173.4
1,173.5
8
Revolving home equity
188.1
195.6
201.7
207.9
215.0
224.5
226.2
9
Other
925.8
923.0
923.7
932.3
923.4
949.0
947.3
9a
Other residential
590.6
588.8
589.9
596.0
585.0
606.9
605.2
9b
Commercial
335.2
334.2
333.8
336.3
338.4
342.0
342.1
10
Consumer
324.9
327.2
324.2
321.9
322.6
326.1
324.0
10a
Credit card and related plans
105.7
104.2
99.4
96.3
96.7
99.8
97.8
10f
Other
219.2
222.9
224.7
225.6
225.9
226.2
226.2

46.1

44.0
50.9

40.7
43.4

537.3

485.4
466.7
537.7
530.9

429.9

389.9
360.2
431.5
424.9

107.4

95.5
106.5
106.2
106.0

360.7

342.5
366.8
361.5
362.9

181.2

189.4
190.1
181.0
183.4

179.5

153.1
176.7
180.5
179.5

32.9
146.6

31.3
32.8

31.8
33.0

121.8
144.8
147.7
146.5

2,207.3
2,229.3
2,282.0
2,276.7
2,285.8
434.9

480.2
453.1
433.1
434.1

1,087.2
1,123.3
1,168.6
1,166.7
1,172.8
223.0

158.4
183.7
221.8
223.2

945.6

928.7
939.6
944.9
949.7

604.2

598.5
602.5
603.7
608.3

341.4

330.2
337.1
341.2
341.4

324.7

313.7
326.1
323.5
326.2

98.7

94.1

103.5
97.8
100.3

226.0

219.6
222.6
225.8
225.9

11
85.1
78.9
11a
65.9
57.9
11b
19.2
21.0
12a
14.1
14.3
12b
8.5
8.4
12c
29.5
19.3
12d
115.8
135.4
12e
102.9
95.0

Security (4)
93.2
90.5
82.3
86.9
85.8
Fed funds and RPs with broker/dealer
74.2
70.7
62.9
66.0
65.5
Other
19.0
19.7
19.4
20.8
20.3
State and local government
14.1
14.2
14.3
14.1
14.1
Agricultural
8.3
8.1
8.3
8.3
8.5
Fed funds and RPs with others
27.1
32.5
26.9
23.7
17.1
All other loans
124.9
123.6
123.1
127.8
139.0
Lease financing receivables
100.8
101.9
101.4
99.4
94.6

13 Interbank loans
182.4
189.2
211.1
178.9
198.8
200.2
13a
Fed funds and RPs with banks
100.6
97.5
105.6
94.2
95.2
93.7
13b
Other
81.7
91.7
105.5
84.7
103.6
106.4

82.2

78.9
83.7

85.7
79.0

61.0

60.1
62.2

67.5
57.4

21.2

18.8
21.5

18.3
21.7

14.0

12.6
14.0

14.0
14.0

8.7
8.4

8.4
8.3

18.1

27.3
18.7

26.2
17.3

135.3

89.2
88.6
131.5
139.1

8.4

95.8

216.1

202.3

101.5

91.8

109.6

189.9
181.6
203.5
200.5
117.6

114.7

110.5

104.0
97.1
95.0

102.7
83.8
95.7

72.3
119.8

78.9
104.8

14 Cash assets (5)
151.9
156.4
148.2
145.7
166.0

143.8

153.4

148.1

136.6
155.8
145.7
141.0

15 Other assets (6)
354.0
355.9
354.2
391.2
398.1

363.6

391.9

398.2

354.7
357.3
408.3
405.2

16 TOTAL ASSETS (7)
3,765.7
3,795.5
3,879.9
3,921.9
3,953.7

3,885.3

3,936.3

3,716.0
3,755.5
3,936.1
3,945.8
3,931.2

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 8
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)

June 14, 2004
Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,235.6

2,271.4

2,100.6
2,159.8
2,288.9
2,282.5
2,279.8

308.2

314.1

291.4

1,927.5

1,957.3

1,801.7
1,862.9
1,997.5
2,007.9
1,978.4

254.0

256.7

273.0

1,673.5

1,700.7

1,530.3
1,613.4
1,724.5
1,742.2
1,704.5

734.3

727.0

742.6
709.4
733.2
723.1

190.4

187.2

210.0
187.4
186.6
188.0

543.9

539.8

532.7
522.0
546.5
535.1

25 Net due to related foreign offices
238.9
242.5
237.5
219.7
226.5
239.9
165.0

227.2

210.9
256.1
242.9
239.2

26 Other liabilities
246.4
260.9
290.7
243.0
356.8

295.9

269.4

265.8

250.4
237.2
249.6
257.0

27 TOTAL LIABILITIES
3,370.3
3,397.7
3,477.8
3,485.0
3,566.9

3,479.9

3,501.6

3,304.4
3,362.5
3,508.9
3,508.2
3,499.2

L I A B I L I T I E S
17 Deposits
2,174.3
2,159.8
2,176.4
2,273.6
2,327.6
18
Transaction
317.8
297.3
292.7
316.4
285.4
19
Nontransaction
1,856.4
1,862.6
1,883.8
1,957.2
2,042.2
20
Large time
249.3
253.0
244.8
275.2
280.0
21
Other
1,607.2
1,609.6
1,639.0
1,682.0
1,762.2

22 Borrowings
710.7
734.5
773.2
728.8
728.5
717.4
23
From banks in the U.S.
178.1
182.7
201.7
180.5
187.3
190.9
24
From others
532.6
551.8
571.5
548.2
541.3
526.5

28 Residual (assets less liabilities) (8)
395.4
397.8
402.1
405.4
434.6
436.9
386.8

427.2

298.9
296.9
274.5
301.4

271.4
249.5
265.8
273.9

411.5
393.0
437.6
432.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 9
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Seasonally adjusted, adjusted for mergers, billions of dollars
June 14, 2004
Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,593.4

2,655.3

2,402.9
2,493.2
2,663.4
2,664.4
2,660.5

A S S E T S

1
Bank credit
2,525.4
2,552.9
2,665.3
2,662.3
2
712.3
731.9
3
501.8
522.3
4
210.5
209.7

2,571.0

Securities in bank credit
717.3
720.5
721.6
729.0
733.1
Treasury and Agency securities (2)
505.2
507.9
508.3
515.5
524.4
Other securities
212.1
212.6
213.3
213.4
208.7

5
Loans and leases in bank credit (3)
1,813.1
1,835.6
1,850.5
1,871.8
1,926.3
1,933.3
1,929.2
6
Commercial and industrial
307.2
312.0
312.9
314.7
313.4
312.8
312.1

731.2

684.2
706.2
728.5
732.6

522.5

478.8
498.0
520.8
522.9

208.8

205.4
208.2
207.8
209.7

1,718.7
1,787.0
1,932.1
1,935.9
1,927.9
311.9

292.7
305.9
311.0
312.1

7
Real estate
1,036.0
1,074.2
1,090.9
1,104.7
1,116.0
1,133.0
1,188.5
1,195.0
1,203.4
1,190.0
1,192.1
1,188.6
8
Revolving home equity
81.1
89.6
92.3
94.7
96.4
98.7
101.7
104.1
103.1
104.0
104.7
105.9
9
Other
954.9
984.6
998.6
1,010.0
1,019.5
1,034.3
1,086.8
1,090.9
1,100.3
1,086.0
1,087.4
1,082.7
10
Consumer
279.7
299.6
307.4
309.7
311.9
314.9
314.5
314.9
311.0
315.6
317.6
319.0
11
Security (4)
7.8
7.7
7.8
8.2
8.3
7.8
7.5
7.4
7.4
7.4
7.6
7.1
12
Other loans and leases
102.5
99.6
99.9
101.0
101.5
101.4
102.5
102.9
103.0
102.8
103.4
102.4
13
86.3
79.8

Interbank loans
92.3
93.1
73.9

86.1

76.6

77.4

102.1
77.7

88.7
76.5

14 Cash assets (5)
113.8
116.4
118.8
117.6
111.0

120.7

120.7

119.5

122.0
117.4
121.9
122.9

15 Other assets (6)
161.2
159.4
162.9
167.2
196.8

165.6

169.3

175.1

146.1
155.5
176.8
166.0

16 TOTAL ASSETS (7)
2,854.6
2,888.9
2,913.7
2,996.6
3,010.6

2,933.6

2,988.9

2,742.4
2,823.2
3,002.1
3,007.7
2,992.7

2,198.8

2,211.8

2,100.1
2,155.3
2,228.4
2,227.3
2,225.6

347.4

341.6

345.1

1,851.4

1,870.2

1,781.6
1,824.6
1,883.3
1,891.4
1,878.8

339.6

341.7

342.4

1,511.8

1,528.5

1,460.1
1,499.4
1,540.9
1,545.8
1,536.2

485.7

492.2

397.2
434.0
496.9
491.8

209.2

197.3

150.5
161.8
214.0
187.4

L I A B I L I T I E S
17 Deposits
2,166.4
2,182.4
2,190.5
2,228.8
2,237.6
18
Transaction
334.7
329.6
336.4
357.1
350.3
19
Nontransaction
1,831.7
1,852.9
1,854.1
1,871.7
1,887.3
20
Large time
329.3
335.5
334.3
343.1
335.6
21
Other
1,502.5
1,517.3
1,519.8
1,528.6
1,551.7

22 Borrowings
441.2
453.7
455.8
452.8
490.1
488.6
23
From banks in the U.S.
166.6
176.1
182.0
177.5

318.5
330.7
335.9
346.8

321.5
325.2
345.6
342.5

188.1
24
274.6
301.9

185.6
From others
277.6
273.8
303.0

275.3

276.4

294.9

246.7
272.2
282.9
304.4

25
20.6
23.1

Net due to related foreign offices
23.3
24.4
20.1
23.5
19.3

23.3

12.3
26.7

14.6
21.1

26
69.3
71.9

Other liabilities
68.1
70.2
75.5

77.4
71.4

67.2
71.0

27 TOTAL LIABILITIES
2,697.4
2,727.6
2,740.8
2,813.9
2,820.9

71.2

72.6

72.3

2,742.9

2,793.6

2,587.0
2,671.1
2,816.2
2,822.3
2,809.6

28 Residual (assets less liabilities) (8)
157.2
161.3
172.8
190.7
195.3
182.7
189.7

185.9

155.4
152.1
185.4
183.2

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 10
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE
UNITED STATES (1)
Not seasonally adjusted, adjusted for mergers, billions of dollars
June 14, 2004
Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

2,583.7

2,644.5

2,396.6
2,508.3
2,657.0
2,661.1
2,655.3

731.3

730.8

A S S E T S

1
Bank credit
2,542.1
2,557.1
2,659.1
2,650.8
2
715.4
731.2

2,567.9

Securities in bank credit
717.4
718.4
723.0
731.5

683.8
706.5
729.0
731.7

3
504.9
521.5
4
210.5
209.7

Treasury and Agency securities (2)
505.3
505.8
509.8
517.8
522.8
Other securities
212.1
212.6
213.3
213.4
208.7

5
Loans and leases in bank credit (3)
1,826.7
1,839.8
1,849.5
1,860.7
1,913.3
1,927.8
1,919.3
6
Commercial and industrial
307.2
311.4
312.8
315.2
314.7
314.7
313.6
7
Real estate
1,096.8
1,105.5
1,115.4
1,126.5
1,179.9
1,188.5
1,181.3
8
Revolving home equity
92.2
94.3
96.2
98.2
101.5
104.7
105.7
9
Other
1,004.6
1,011.2
1,019.2
1,028.3
1,078.5
1,083.9
1,075.6
9b
Other residential
------460.0
9c
Commercial
------615.6
10
Consumer
314.5
316.0
313.8
310.9
309.8
315.0
314.4
10a
Credit card and related plans
156.9
155.7
153.8
152.5
151.1
156.5
156.8
10h
Other
157.6
160.4
160.0
158.4
158.7
158.6
157.6
11
Security (4)
7.9
8.0
8.3
8.0
7.5
7.2
7.2
12
Other loans and leases
100.3
98.8
99.2
100.0
101.3
102.3
102.7
13
87.1
73.8

Interbank loans
87.8
93.2
75.5

522.0

478.4
498.3
521.2
522.0

208.8

205.4
208.2
207.8
209.7

1,712.8
1,801.9
1,926.2
1,932.1
1,923.6
314.0

294.8
304.9
313.3
314.3

1,032.0
1,085.7
1,190.7
1,200.5
1,186.8
104.1
1,086.5

81.1
103.4

950.9
996.2
1,097.1
1,082.8
--

---

89.5
104.0

---

--

-----

312.0

276.7
303.3
308.7
313.1

153.7

130.7
148.3
150.2
154.7

158.3

146.0
155.0
158.5
158.4

7.3
102.3

7.7
7.3

7.9
7.2

101.7
100.2
102.2
102.2
98.2
75.7

90.4
73.0

90.5

80.3

75.0

14 Cash assets (5)
119.0
117.7
116.7
117.7
118.7

115.8

117.7

118.3

120.8
121.8
117.7
117.6

15 Other assets (6)
161.2
159.4
162.9
167.2
196.8

165.6

169.3

175.1

146.1
155.5
176.8
166.0

2,923.4

2,978.7

2,731.1
2,844.4
2,992.2
2,998.2
2,978.7

16 TOTAL ASSETS (7)
2,877.4
2,889.9
2,908.5

2,984.4

3,008.4
L I A B I L I T I E S

17 Deposits
2,179.4
2,178.0
2,180.9
2,217.8
2,248.3
18
Transaction
347.3
333.3
332.0
351.7
355.3
19
Nontransaction
1,832.0
1,844.7
1,848.9
1,866.1
1,893.1
20
Large time
329.3
335.5
334.3
343.1
335.6
21
Other
1,502.7
1,509.2
1,514.6
1,523.0
1,557.5

2,197.0

2,215.8

2,095.9
2,166.1
2,224.0
2,222.5
2,214.8

343.3

342.3

341.0

1,853.7

1,873.4

1,781.3
1,832.2
1,883.0
1,892.4
1,876.5

339.6

341.7

342.4

1,514.1

1,531.8

1,459.8
1,507.0
1,540.7
1,546.8
1,534.0

485.7

492.2

397.2
434.0
496.9
491.8

209.2

197.3

150.5
161.8
214.0
187.4

276.4

294.9

246.7
272.2
282.9
304.4

22 Borrowings
441.2
453.7
455.8
452.8
490.1
488.6
23
From banks in the U.S.
166.6
176.1
182.0
177.5
188.1
185.6
24
From others
274.6
277.6
273.8
275.3
301.9
303.0

314.6
333.9
330.1
338.3

321.5
325.2
345.6
342.5

25
20.6
23.1

Net due to related foreign offices
23.3
24.4
20.1
23.5
19.3

23.3

12.3
26.7

14.6
21.1

26
69.3
71.9

Other liabilities
68.1
70.2
75.5

77.4
71.4

67.2
71.0

27 TOTAL LIABILITIES
2,710.4
2,723.2
2,731.3
2,802.8
2,831.7

71.2

72.6

72.3

2,741.1

2,797.5

2,582.8
2,681.9
2,811.8
2,817.5
2,798.7

28 Residual (assets less liabilities) (8)
167.0
166.7
177.3
182.4
181.2
181.6
176.7

180.4

148.2
162.5
180.7
180.0

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 11
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)

Seasonally adjusted, billions of dollars
June 14, 2004
Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

652.0

632.9

621.7

666.7
630.7
624.2
605.0

255.0

282.9
263.7
251.6
250.1

92.4

124.0
90.4

162.6

158.9
166.0
161.2
158.5

(3)
370.5

366.7

383.8
367.0
372.6
354.9

130.9

130.1

164.8
132.5
129.9
130.4

17.3

16.8

137.9

134.7

84.5

85.0

74.8
83.4

76.4
86.6

A S S E T S

1
Bank credit
627.9
638.5
615.7
643.7

649.8

2
265.9
254.9
3
99.2
92.9
4
166.7
162.0

Securities in bank credit
261.3
265.6
265.1
262.4
260.6
Treasury and Agency securities (2)
98.3
99.5
96.3
95.2
92.6
Other securities
163.0
166.1
168.8
167.2
168.0

5
362.0
360.8
6
136.2
130.8
7
17.8
16.4
11
124.9
127.6
12
83.1
86.0

Loans and leases in bank credit
377.2
384.2
386.9
383.1
Commercial and industrial
137.2
136.6
133.9
129.8
Real estate
17.1
17.1
17.1
16.5
Security (4)
131.1
138.8
147.4
150.7
Other loans and leases
91.8
91.8
88.6
86.1

19.1
17.1

97.7
91.6

22.1
17.1

125.2
136.1
142.2
120.9

13
31.7
34.7

Interbank loans
35.5
32.5
34.7

30.6

33.5

35.9

29.4
39.1

36.7
33.8

14
49.8
70.1

Cash assets (5)
55.3
57.1
60.1

60.3

64.2

67.2

49.2
67.9

51.4
70.3

15
26.9

Other assets (6)
25.3
20.1

18.4

19.7

23.6

32.5
18.6

28.5
25.4

23.5

37.7

16 TOTAL ASSETS (7)
735.9
754.2
759.0
743.6
775.8

750.0

748.0

777.3
747.0
749.3
734.1

466.9

475.0

487.8

419.9
437.6
483.3
488.3

11.7

11.3

11.3

455.2

463.7

476.5

409.9
426.7
472.0
477.2

336.0

320.5

319.5
306.6
324.3
307.5

41.3

40.2

294.7

280.3

284.8
271.8
286.9
267.3

-173.5

-75.7
-92.8
-174.6
-173.3

760.9

L I A B I L I T I E S
17 Deposits
435.8
452.8
463.6
484.6
508.9
18
Transaction
11.0
11.9
11.8
11.4
11.2
19
Nontransaction
424.8
440.9
451.8
473.3
497.7

22 Borrowings
317.4
326.7
337.3
342.3
315.3
326.0
23
From banks in the U.S.
43.1
39.4
42.0
46.2
41.1
42.8
24
From others
274.3
287.3
295.3
296.1
274.2
283.2

25 Net due to related foreign offices
-110.4
-130.6
-150.7
-153.7
-169.2
-175.9
-167.6
26 Other liabilities
99.3
101.7
105.0
105.0
97.9

102.2

27 TOTAL LIABILITIES
742.1
750.6
755.1
729.0
765.2
28
-6.3
14.6

757.8

106.5

748.2

Residual (assets less liabilities) (8)
3.7
3.9
3.0
1.8
10.6

101.6

736.4

11.6

10.0
11.3

34.6
37.3

10.9
11.1

34.8
40.3

103.7
101.8
104.9
99.4
767.4
753.1
737.9
722.0
10.0
11.4

-6.2
12.1

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 12
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES (1)
Not seasonally adjusted, billions of dollars
June 14, 2004

Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26

2004

2004

Mar

Apr

May

--------

--------

--------

-------- ---------------------------

655.5

638.5

619.0

664.1
632.3
622.2
600.4

255.0

282.9
263.7
251.6
250.1

92.4

124.0
90.4

97.7
91.6

32.2

41.8
30.3

32.7
31.8

60.2

82.2
60.1

65.0
59.8

A S S E T S

1
Bank credit
634.9
641.9
612.1
640.0

652.1

2
265.9
254.9
3
99.2
92.9
3a
35.2
31.7
3b
64.0
61.2
4
166.7
162.0
4a
101.9
100.1
4b
64.8
61.9

Securities in bank credit (2)
261.3
265.6
265.1
262.4
260.6
Treasury and Agency securities
98.3
99.5
96.3
95.2
92.6
Trading account
33.6
35.5
34.0
33.7
33.3
Investment account
64.7
64.0
62.3
61.5
59.3
Other securities
163.0
166.1
168.8
167.2
168.0
Trading account
96.4
98.3
100.0
96.8
106.3
Investment account
66.6
67.7
68.8
70.4
61.7

5
369.0
357.3
6
137.3
130.2
7
17.8
16.4
11
130.6
124.5
12
83.2
86.2

Loans and leases in bank credit
380.6
386.5
390.4
379.4
Commercial and industrial
137.9
138.2
135.8
129.8
Real estate
17.1
17.1
17.1
16.5
Security (4)
134.9
141.3
149.2
145.5
Other loans and leases
90.8
90.0
88.3
87.7

13

Interbank loans

162.6

158.9
166.0
161.2
158.5
104.5

99.6
63.1

103.4
97.8
97.2

54.4
63.4

62.6
61.3

(3)
376.1

364.0

381.2
368.6
370.6
350.3

131.9

130.1

164.8
131.9
130.1
130.5

17.3

16.8

141.6

131.5

85.4

85.5

19.1
17.1

22.1
17.1

122.1
139.8
139.5
116.2
75.2
83.9

74.8
86.5

29.4

36.7

31.7
34.7

35.5
34.7

32.5

30.6

33.5

35.9

39.1

33.8

14
51.3
68.9

Cash assets (5)
54.9
56.3
60.4

58.3

63.7

66.5

48.7
67.3

51.4
69.2

15
27.3
24.0

Other assets (6)
27.0
21.2
38.4

18.5

19.0

24.1

33.0
19.1

28.0
25.8

762.5

754.2

745.0

774.8
748.0
747.2
728.6

471.5

484.5

498.9

429.5
426.9
493.9
497.8

11.3

11.1

11.1

460.2

473.4

487.8

419.7
416.2
482.9
487.0

336.0

320.5

319.5
306.6
324.3
307.5

41.3

40.2

294.7

280.3

284.8
271.8
286.9
267.3

25 Net due to related foreign offices
-108.8
-129.9
-151.1
-154.2
-171.6
-177.6
-170.0

-175.3

-77.8
-90.2
-175.7
-175.2

26 Other liabilities
100.6
102.3
104.7
103.5
95.8

101.7

104.4

100.0

102.0
103.9
103.9
97.6

27 TOTAL LIABILITIES
744.1
757.9
760.6
738.4
772.2

761.3

753.3

744.1

773.2
747.2
746.3
727.7

16 TOTAL ASSETS (7)
744.8
759.0
761.7
739.4
773.2

L I A B I L I T I E S
17 Deposits
435.0
458.7
469.7
497.2
520.4
18
Transaction
11.3
12.2
11.8
11.2
11.3
19
Nontransaction
423.6
446.5
457.8
486.0
509.2

22 Borrowings
317.4
326.7
337.3
342.3
315.3
326.0
23
From banks in the U.S.
43.1
39.4
42.0
46.2
41.1
42.8
24
From others
274.3
287.3
295.3
296.1
274.2
283.2

28
0.7
0.9

Residual (assets less liabilities) (8)
1.1
1.1
1.1
1.0
0.9

0.9

9.8
11.0

34.6
37.3

1.6
0.9

10.8
10.8

34.8
40.3

0.8
0.9

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 13
MEMO ITEMS
Not seasonally adjusted, billions of dollars
June 14, 2004
Account
2004

2004

2004

Jan
Jun 2

Feb

--------------

--------------

2003

2004

2004

Mar

Apr

May

--------

--------

--------

2003
2003
Week ending
May
Nov
Dec
May 12
May 19
May 26
-------- ---------------------------

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers
29 Reval. gains on off-bal. sheet items (9)
120.0
125.7
125.6
129.4
106.9
102.0
100.2
30 Reval. losses on off-bal. sheet items (9)
103.7
110.5
114.7
118.9
93.2
84.9
83.7
31 Mortgage-backed securities (10)
412.2
411.7
468.5
501.0
480.9
482.1
31a
Pass-through
294.2
293.0
347.6
379.6
374.5
374.5
31b
CMO, REMIC, and other
118.0
118.7
120.9
121.4
106.4
107.6
32
3.6
-5.0

85.7

124.4
112.4
101.6
103.6
105.2

86.0

94.5

87.1

497.9

486.7

436.4
414.0
489.0
481.3

383.0

376.9

321.2
298.4
376.9
372.8

114.9

109.8

115.2
115.5
112.0
108.5

Net unrealized gains (losses) on
available-for-sale securities (11)
4.8
8.5
13.3
5.1
-5.7

33 Securitized consumer loans (12)
138.5
140.0
139.4
141.3
135.9
137.7
33a
Credit card and related plans
119.3
120.8
120.4
121.1
116.8
118.6
33b
Other
19.3
19.2
18.9
20.2
19.2
19.1

101.8

-5.6

11.1
-6.2

3.1
-7.0

139.1

136.4

129.8
137.7
136.6
135.2

119.4

117.2

112.4
118.8
117.2
115.9

19.8

19.3

17.4
19.4

18.9
19.3

35
7.2
7.4

Securitized business loans (12)
7.2
7.1
7.0
7.4

7.1

7.4

10.2
7.4

7.5
7.4

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers
31 Mortgage-backed securities (10)
331.6
328.4
327.7
332.9
335.7
336.3
33 Securitized consumer loans (12)
232.1
234.3
231.6
232.5
223.9
223.7
33a
Credit card and related plans
224.7
226.7
224.1
225.3
216.6
216.4
33b
Other
7.4
7.6
7.4
7.2
7.3
7.3

336.1

336.7

329.4
325.1
336.4
337.0

229.5

224.7

231.0
231.4
226.9
223.0

222.4

217.5

223.6
224.0
219.8
215.7

7.1

7.2

7.4
7.1

7.4
7.3

FOREIGN-RELATED INSTITUTIONS
29
63.9
59.9

Reval. gains on off-bal. sheet items (9)
63.7
62.9
61.9
58.6
61.0

60.7

72.5
62.2

63.9
59.9

30
66.9
59.2

Reval. losses on off-bal. sheet items (9)
68.4
69.2
68.0
65.0
60.0

62.5

72.6
67.7

66.3
59.3

34
1.2
0.4

Securitized business loans (12)
0.9
0.4
0.4
0.4

0.4

3.0
0.4

1.3
0.4

0.4

------------------------------------------------Footnotes appear on page 14.

H.8 (510)
Page 14
June 14, 2004

Footnotes

Current and historical H.8 data are available on the Federal Reserve Board's web
site (http://www.federalreserve.gov). For information about individual copies or
subscriptions,
contact Publications Services at the Federal Reserve Board (phone 202-452-3244,
fax 202-728-5886). For paid electronic access to current and historical data,
call STAT-USA at
1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the
District of Columbia: domestically chartered commercial banks that submit a weekly
report of
condition (large domestic); other domestically chartered commercial banks
(small domestic); branches and agencies of foreign banks, and Edge Act and
Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities.
Data are Wednesday values or pro rata averages of Wednesday values. Large domestic
banks
constitute a universe; data for small domestic banks and foreign-related
institutions are estimates based on weekly samples and on quarter-end condition
reports. Data are
adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are
adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for
mergers changes past levels to make them comparable with current levels.
Estimated quantities of balance sheet items acquired in mergers are removed from
past data for the
bank group that contained the acquired bank and put into past data for the
group containing the acquiring bank. Balance sheet data for acquired banks are
obtained from
call reports, and a ratio procedure is used to adjust past levels.
2. Treasury securities are liabilities of the U.S. Treasury. Agency securities
are liabilities of U.S. government agencies and U.S. government-sponsored
enterprises.
3. Excludes federal funds sold to, reverse RPs with, and loans made to
commercial banks in the United States, all of which are included in line 13.
4. Consists of reverse RPs with brokers and dealers and loans to purchase and
carry securities.
5. Includes vault cash, cash items in process of collection, balances due from
depository institutions, and balances due from Federal Reserve Banks.
6. Excludes the due-from position with related foreign offices, which is
included in line 25.
7. Excludes unearned income, reserves for losses on loans and leases, and
reserves for transfer risk. Loans are reported gross of these items.
8. This balancing item is not intended as a measure of equity capital for use
in capital adequacy analysis. On a seasonally adjusted basis this item reflects
any differences
in the seasonal patterns estimated for total assets and total liabilities.
9. Fair value of derivative contracts (interest rate, foreign exchange rate,
other commodity and equity contracts) in a gain/loss position, as determined under
FASB
Interpretation No. 39. The fair value of derivative contracts in a gain
position is included in "Other securities, trading account," balance sheet item
4a. The fair value
of derivative contracts in a loss position is included in "Other
liabilities," balance sheet item 26.
10. Includes mortgage-backed securities issued by U.S. government agencies, U.S.

government-sponsored enterprises, and private entities.
11. Difference between fair value and historical cost for securities classified
as available-for-sale under FASB Statement No. 115. Data are reported net of tax
effects. Data
shown are restated to include an estimate of these tax effects.
12. Total amount outstanding.