FEDERAL RESERVE statistical release

H.8 (510)
For use at 4:15 p.m. Eastern Time
December 17, 2004

NOTICE TO USERS OF THE H.8 RELEASE

Because of the national holidays on December 24, 2004 and December 31, 2004, the H.8 releases that would normally be published on
those days will be published December 27, 2004 and January 3, 2005, respectively. The normal publication schedule will resume January 7, 2005.

FEDERAL RESERVE statistical release
H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars
Account

For use at 4:15 p.m. Eastern Time
December 17, 2004

2003

2004

2004

2004

2004

2004

2004

2004

Nov

May

Jun

Jul

Aug

Sep

Oct

Nov

Week ending
Nov 17

Nov 24

Dec 1

Dec 8

ASSETS
1

6,198.3

6,544.8

6,587.3

6,600.5

6,629.6

6,695.6

6,709.3

6,754.5

6,735.8

6,782.7

6,790.4

6,813.9

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,832.0
1,096.7
735.2

1,929.1
1,188.4
740.7

1,933.3
1,189.1
744.1

1,906.1
1,180.4
725.7

1,912.9
1,182.3
730.6

1,923.2
1,177.5
745.7

1,917.8
1,148.7
769.1

1,924.3
1,146.3
778.1

1,911.7
1,138.0
773.7

1,935.5
1,153.7
781.8

1,942.3
1,150.4
792.0

1,938.6
1,139.8
798.8

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

4,366.3
888.6
2,206.8
273.2
1,933.6
625.9
228.7
416.3

4,615.7
873.8
2,395.8
327.9
2,068.0
641.4
232.6
472.1

4,654.0
877.6
2,409.3
337.6
2,071.7
643.9
248.2
475.0

4,694.5
882.2
2,417.3
347.0
2,070.3
672.3
243.7
479.0

4,716.7
889.1
2,433.5
358.3
2,075.1
672.8
238.9
482.5

4,772.4
891.8
2,457.9
369.6
2,088.3
674.4
254.5
493.8

4,791.5
893.2
2,490.8
383.5
2,107.3
670.2
249.4
488.0

4,830.1
898.0
2,514.9
393.1
2,121.8
665.5
248.4
503.3

4,824.1
895.5
2,518.6
392.9
2,125.7
665.8
240.3
503.9

4,847.2
901.9
2,514.5
394.1
2,120.4
665.5
254.5
510.7

4,848.1
899.9
2,519.1
395.6
2,123.5
664.3
262.6
502.3

4,875.3
903.1
2,528.9
396.6
2,132.2
666.6
265.4
511.3

305.3

310.1

317.9

367.2

361.1

365.7

356.0

338.8

316.9

333.9

313.2

302.2

315.5

332.4

334.9

329.9

321.7

324.3

319.4

320.7

310.3

341.8

320.0

348.4

13

Bank credit

Interbank loans
Cash

assets5

15

Other

assets6

16

TOTAL ASSETS7

14

537.8

594.1

610.9

633.6

635.5

642.7

629.0

644.3

635.7

655.0

647.7

639.5

7,282.0

7,709.5

7,779.2

7,860.0

7,876.2

7,956.6

7,942.3

7,986.4

7,927.0

8,041.9

7,999.1

8,032.7

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,747.4
641.3
4,106.1
996.0
3,110.1

5,059.3
661.0
4,398.3
1,098.3
3,300.0

5,123.4
683.0
4,440.4
1,118.2
3,322.2

5,153.4
657.3
4,496.2
1,149.4
3,346.8

5,172.9
669.3
4,503.6
1,156.4
3,347.2

5,189.7
682.1
4,507.5
1,157.1
3,350.5

5,211.0
666.3
4,544.7
1,170.1
3,374.6

5,266.6
667.3
4,599.3
1,175.6
3,423.7

5,246.3
662.2
4,584.0
1,169.7
3,414.3

5,304.6
735.3
4,569.3
1,181.1
3,388.3

5,304.8
643.9
4,661.0
1,182.2
3,478.8

5,289.4
647.4
4,642.0
1,182.9
3,459.1

22
23
24

Borrowings
From banks in the U.S.
From others

1,452.4
383.8
1,068.6

1,544.0
424.1
1,119.9

1,577.5
434.1
1,143.4

1,592.2
458.4
1,133.9

1,580.8
443.8
1,137.0

1,614.1
458.7
1,155.4

1,594.3
439.3
1,155.0

1,583.5
425.3
1,158.3

1,544.8
402.8
1,142.0

1,584.0
411.9
1,172.1

1,578.0
403.6
1,174.4

1,573.8
386.1
1,187.7

25

Net due to related foreign offices

170.2

81.6

43.7

52.8

36.8

41.3

36.4

19.4

7.9

27.7

15.4

53.6

26

Other liabilities

392.7

411.4

454.6

474.8

486.6

485.8

476.8

495.0

499.6

496.9

498.2

497.6

27

TOTAL LIABILITIES

6,762.6

7,096.4

7,199.1

7,273.3

7,277.2

7,330.9

7,318.5

7,364.4

7,298.7

7,413.2

7,396.3

7,414.3

519.4

613.1

580.1

586.7

599.0

625.7

623.8

622.0

628.4

628.8

602.8

618.4

28

Residual (assets less

liabilities)8

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars
Account

Page 2
December 17, 2004

2003

2004

2004

2004

2004

2004

2004

2004

Week ending

Nov

May

Jun

Jul

Aug

Sep

Oct

Nov

6,239.4

6,536.3

6,582.2

6,582.4

6,614.7

6,695.9

6,721.5

6,790.2

6,768.0

6,811.9

6,834.5

6,846.4

Nov 17

Nov 24

Dec 1

Dec 8

ASSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,839.5
1,103.4
736.1

1,932.4
1,195.9
736.5

1,935.3
1,193.0
742.4

1,900.7
1,178.8
721.9

1,910.7
1,178.2
732.4

1,919.1
1,170.4
748.7

1,915.7
1,143.8
771.8

1,933.0
1,154.0
779.0

1,919.9
1,145.0
774.9

1,944.5
1,163.6
780.8

1,955.2
1,161.9
793.2

1,951.8
1,150.7
801.1

5
6
7
8
9
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

4,399.9
888.6
2,231.0
273.2
1,957.8
630.2
252.1
378.2
233.5
416.6

4,603.9
877.7
2,395.5
328.6
2,066.9
636.0
252.8
383.2
224.9
469.8

4,646.8
880.1
2,403.9
338.7
2,065.1
637.2
255.1
382.1
247.9
477.7

4,681.7
881.0
2,412.7
347.7
2,065.0
665.1
286.0
379.2
239.9
483.0

4,704.0
884.4
2,435.2
359.5
2,075.7
669.6
289.6
380.0
231.1
483.8

4,776.8
888.7
2,465.2
371.2
2,094.1
675.8
293.5
382.2
249.2
497.9

4,805.8
891.8
2,498.9
384.5
2,114.4
672.7
289.9
382.8
251.3
491.0

4,857.1
897.9
2,531.4
393.1
2,138.2
670.0
288.2
381.8
254.0
503.9

4,848.1
895.6
2,536.1
393.3
2,142.9
670.0
288.0
382.0
241.1
505.4

4,867.4
901.0
2,529.7
393.9
2,135.8
671.0
289.3
381.8
258.1
507.6

4,879.3
900.0
2,532.8
394.7
2,138.1
669.5
289.9
379.5
271.0
505.9

4,894.6
899.2
2,542.3
395.2
2,147.1
671.4
291.2
380.2
273.6
508.1

13

Interbank loans

308.9

311.1

319.3

363.7

361.1

357.8

350.0

342.5

322.2

326.6

322.6

305.8

14

Cash assets5

325.9

326.9

326.9

324.5

312.2

326.1

324.8

330.8

327.4

340.3

342.8

344.3

15

Other assets6

539.8

593.8

607.3

634.6

637.3

645.1

632.2

646.8

637.6

649.2

650.9

637.0

7,339.2

7,696.2

7,763.8

7,834.0

7,853.5

7,953.1

7,957.6

8,038.6

7,983.6

8,056.7

8,078.5

8,062.1

16

TOTAL

ASSETS7
LIABILITIES

17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,759.0
647.1
4,111.9
988.2
3,123.6

5,049.7
651.7
4,398.0
1,106.9
3,291.1

5,123.3
675.5
4,447.8
1,124.9
3,323.0

5,138.7
654.9
4,483.7
1,146.5
3,337.2

5,151.5
650.8
4,500.6
1,148.8
3,351.8

5,180.2
674.0
4,506.2
1,145.9
3,360.3

5,205.4
665.1
4,540.4
1,154.4
3,386.0

5,277.6
673.1
4,604.5
1,166.0
3,438.5

5,266.2
673.4
4,592.9
1,159.1
3,433.8

5,283.3
732.0
4,551.3
1,173.1
3,378.3

5,330.3
667.5
4,662.8
1,173.5
3,489.3

5,304.1
644.3
4,659.8
1,178.1
3,481.7

22
23
24

Borrowings
From banks in the U.S.
From others

1,445.4
381.1
1,064.3

1,560.3
424.6
1,135.7

1,587.8
433.4
1,154.4

1,593.5
458.2
1,135.3

1,577.1
446.3
1,130.9

1,618.0
459.1
1,158.9

1,591.9
439.5
1,152.4

1,576.4
422.7
1,153.7

1,539.2
400.0
1,139.2

1,567.1
405.6
1,161.5

1,572.3
401.6
1,170.8

1,551.4
383.0
1,168.5

25

Net due to related foreign offices

181.2

77.4

39.7

45.4

36.9

45.0

41.7

28.4

15.9

40.9

23.5

59.5

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

402.2

407.7

450.5

466.1

486.4

490.5

483.4

507.6

511.0

514.2

509.8

506.6

6,787.8

7,095.1

7,201.4

7,243.5

7,251.9

7,333.7

7,322.3

7,390.1

7,332.3

7,405.4

7,435.9

7,421.7

551.4

601.1

562.4

590.5

601.6

619.4

635.2

648.5

651.3

651.3

642.6

640.4

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars
Account

Page 3
December 17, 2004

2003

2004

2004

2004

2004

2004

2004

2004

Nov

May

Jun

Jul

Aug

Sep

Oct

Nov

Week ending

5,567.6

5,913.0

5,936.1

5,945.2

5,981.5

6,038.7

6,042.7

6,063.9

6,047.5

6,080.1

6,088.4

6,113.4

Nov 17

Nov 24

Dec 1

Dec 8

ASSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,568.1
999.0
569.1

1,671.1
1,096.3
574.8

1,671.0
1,095.7
575.4

1,646.5
1,088.6
557.8

1,651.5
1,090.0
561.5

1,661.4
1,086.4
575.0

1,646.5
1,056.3
590.2

1,642.2
1,056.2
586.1

1,632.7
1,049.5
583.2

1,649.0
1,064.9
584.1

1,655.7
1,063.7
591.9

1,655.4
1,052.9
602.6

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

3,999.5
757.9
2,184.7
273.2
1,911.5
625.9
92.5
338.4

4,242.0
743.7
2,378.9
327.9
2,051.1
641.4
94.7
383.1

4,265.1
746.3
2,393.0
337.6
2,055.4
643.9
97.4
384.5

4,298.8
749.0
2,400.8
347.0
2,053.8
672.3
86.6
390.1

4,330.0
753.3
2,417.6
358.3
2,059.3
672.8
92.1
394.2

4,377.3
758.3
2,442.5
369.6
2,072.9
674.4
98.9
403.2

4,396.2
758.8
2,475.3
383.5
2,091.8
670.2
94.5
397.4

4,421.6
762.7
2,498.7
393.1
2,105.6
665.5
88.4
406.3

4,414.8
760.3
2,502.3
392.9
2,109.4
665.8
80.0
406.4

4,431.1
766.8
2,498.0
394.1
2,104.0
665.5
88.4
412.3

4,432.8
764.6
2,502.6
395.6
2,107.1
664.3
96.9
404.4

4,458.0
764.9
2,512.4
396.6
2,115.8
666.6
99.2
414.7

13

Interbank loans

268.3

275.5

288.6

335.4

328.7

332.5

324.8

303.3

281.1

299.7

278.8

267.6

14

Cash assets5

264.1

271.8

277.5

268.8

261.2

264.2

260.4

261.6

252.1

280.5

263.5

288.5

15

Other assets6

509.1

561.3

575.2

594.9

598.6

601.6

593.2

608.5

601.7

621.7

612.0

604.0

6,534.7

6,950.2

7,006.0

7,073.4

7,098.7

7,165.7

7,150.1

7,165.8

7,111.0

7,211.1

7,170.9

7,202.7

16

TOTAL

ASSETS7
LIABILITIES

17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,309.8
630.4
3,679.4
571.5
3,107.9

4,563.1
649.4
3,913.8
619.7
3,294.0

4,599.5
670.9
3,928.6
623.8
3,304.8

4,605.5
645.8
3,959.7
630.3
3,329.4

4,632.3
658.1
3,974.2
638.6
3,335.6

4,659.0
671.0
3,988.0
646.7
3,341.3

4,674.0
654.0
4,020.0
650.8
3,369.2

4,732.9
655.2
4,077.7
656.0
3,421.7

4,715.6
650.6
4,065.1
652.7
3,412.4

4,766.8
723.1
4,043.7
657.3
3,386.4

4,767.4
631.1
4,136.3
659.4
3,476.9

4,754.1
635.2
4,119.0
661.8
3,457.2

22
23
24

Borrowings
From banks in the U.S.
From others

1,145.8
349.0
796.8

1,213.5
381.6
831.9

1,242.1
386.3
855.7

1,260.9
417.8
843.1

1,259.9
402.0
857.9

1,281.8
408.3
873.5

1,258.4
393.5
864.9

1,221.8
374.1
847.7

1,194.8
352.5
842.3

1,212.8
358.6
854.2

1,205.3
352.4
853.0

1,208.7
344.0
864.6

25

Net due to related foreign offices

263.0

258.0

221.6

235.3

211.7

203.3

197.6

184.9

167.2

206.9

188.3

210.5

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

290.9

313.7

367.3

388.3

400.3

398.6

388.1

396.4

400.6

395.8

396.1

398.1

6,009.5

6,348.2

6,430.5

6,490.0

6,504.1

6,542.7

6,518.1

6,536.0

6,478.3

6,582.3

6,557.2

6,571.5

525.3

602.0

575.5

583.3

594.7

623.1

632.0

629.8

632.8

628.7

613.8

631.3

H.8 (510)
ASSETS AND LIABILITIES OF DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars
Account

Page 4
December 17, 2004

2003

2004

2004

2004

2004

2004

2004

2004

Nov

May

Jun

Jul

Aug

Sep

Oct

Nov

Week ending
Nov 17

Nov 24

Dec 1

Dec 8

ASSETS
5,607.2

5,907.3

5,931.1

5,931.1

5,975.7

6,046.4

6,058.2

6,097.7

6,082.1

6,109.7

6,128.4

6,142.8

2
3
4

1

Bank credit
Securities in bank credit
Treasury and Agency securities2
Other securities

1,575.7
1,005.6
570.0

1,674.4
1,103.8
570.6

1,673.1
1,099.5
573.6

1,641.1
1,087.0
554.1

1,649.3
1,085.9
563.3

1,657.3
1,079.3
578.0

1,644.3
1,051.4
592.9

1,650.9
1,063.9
587.0

1,640.8
1,056.5
584.3

1,657.9
1,074.8
583.1

1,668.5
1,075.3
593.2

1,668.6
1,063.8
604.9

5
6
7
8
9
9a
9b
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

4,031.5
758.6
2,208.9
273.2
1,935.6
--630.2
252.1
378.2
93.6
340.3

4,232.9
747.6
2,378.6
328.6
2,050.0
--636.0
252.8
383.2
90.3
380.4

4,258.0
749.3
2,387.5
338.7
2,048.8
1,071.8
977.0
637.2
255.1
382.1
98.3
385.7

4,290.0
748.5
2,396.3
347.7
2,048.6
1,055.2
993.4
665.1
286.0
379.2
87.0
393.1

4,326.5
750.1
2,419.3
359.5
2,059.9
1,055.4
1,004.5
669.6
289.6
380.0
92.9
394.6

4,389.1
756.5
2,449.9
371.2
2,078.7
1,063.5
1,015.2
675.8
293.5
382.2
100.4
406.5

4,413.9
759.1
2,483.4
384.5
2,098.9
1,075.1
1,023.8
672.7
289.9
382.8
97.8
400.8

4,446.8
763.2
2,515.2
393.1
2,122.1
1,085.7
1,036.4
670.0
288.2
381.8
89.5
408.9

4,441.3
760.9
2,519.9
393.3
2,126.6
1,089.4
1,037.1
670.0
288.0
382.0
80.8
409.7

4,451.7
766.3
2,513.3
393.9
2,119.4
1,081.0
1,038.4
671.0
289.3
381.8
89.1
412.0

4,459.9
765.0
2,516.4
394.7
2,121.6
1,082.6
1,039.1
669.5
289.9
379.5
98.7
410.3

4,474.1
762.0
2,525.8
395.2
2,130.6
1,089.6
1,041.0
671.4
291.2
380.2
100.8
414.1

13

Interbank loans

271.9

276.6

290.0

331.9

328.6

324.6

318.9

307.0

286.4

292.5

288.2

271.3

14

Cash assets5

274.4

267.0

269.9

263.9

251.6

264.8

264.7

271.7

269.2

279.9

285.2

283.6

15

Other assets6

511.7

560.5

571.7

597.0

600.8

605.7

597.5

611.6

604.6

616.8

615.7

600.9

6,590.9

6,939.7

6,991.3

7,053.2

7,085.5

7,170.1

7,168.8

7,216.7

7,171.1

7,227.9

7,245.6

7,227.5

16

TOTAL

ASSETS7
LIABILITIES

17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

4,332.0
636.4
3,695.7
574.3
3,121.4

4,542.2
640.2
3,902.0
617.0
3,285.0

4,592.0
663.4
3,928.5
623.3
3,305.2

4,592.2
643.5
3,948.7
628.8
3,319.9

4,618.3
639.7
3,978.6
638.2
3,340.4

4,659.2
662.7
3,996.4
645.1
3,351.3

4,686.1
652.7
4,033.4
652.7
3,380.8

4,757.0
661.2
4,095.8
659.2
3,436.5

4,749.7
661.7
4,088.0
656.0
3,431.9

4,756.1
720.1
4,036.0
659.5
3,376.4

4,804.3
654.8
4,149.5
662.1
3,487.4

4,777.7
632.3
4,145.5
665.6
3,479.8

22
23
24

Borrowings
From banks in the U.S.
From others

1,138.9
346.4
792.5

1,229.7
382.1
847.6

1,252.4
385.7
866.8

1,262.2
417.6
844.5

1,256.2
404.5
851.7

1,285.8
408.8
877.0

1,256.0
393.6
862.3

1,214.7
371.5
843.2

1,189.2
349.7
839.5

1,195.9
352.3
843.6

1,199.7
350.4
849.3

1,186.3
340.9
845.4

25

Net due to related foreign offices

271.4

255.5

220.0

229.4

211.3

205.4

200.4

191.4

172.7

216.3

194.5

217.1

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

298.3

311.5

364.9

380.7

399.8

402.1

392.8

407.0

410.1

410.0

406.3

407.7

6,040.6

6,339.0

6,429.4

6,464.5

6,485.6

6,552.5

6,535.3

6,570.1

6,521.7

6,578.4

6,604.8

6,588.8

550.3

600.7

561.9

588.7

599.9

617.6

633.5

646.7

649.5

649.5

640.8

638.6

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars

Page 5
December 17, 2004

2003
Nov

2004
May

2004
Jun

2004
Jul

2004
Aug

2004
Sep

2004
Oct

2004
Nov

3,099.4

3,248.9

3,259.0

3,261.9

3,287.2

3,330.8

3,333.5

3,335.1

3,321.7

3,350.5

3,350.5

3,378.4

861.7
501.1
40.3
460.8
355.4
105.4
360.6
184.1
176.5
31.8
144.8

937.4
575.7
45.4
530.3
424.6
105.7
361.8
180.2
181.6
33.4
148.2

936.7
576.0
40.5
535.5
423.4
112.1
360.7
179.9
180.8
33.2
147.6

920.4
569.7
38.1
531.5
421.7
109.8
350.8
189.2
161.5
33.1
128.4

928.8
573.1
40.4
532.7
423.8
109.0
355.7
191.5
164.2
32.9
131.3

944.6
575.1
47.9
527.2
418.4
108.8
369.5
200.8
168.7
33.3
135.4

943.1
551.7
41.0
510.7
405.8
104.9
391.4
210.6
180.7
33.6
147.2

932.4
550.0
45.6
504.4
399.5
104.8
382.4
202.1
180.3
33.5
146.8

925.1
545.4
51.3
494.1
390.8
103.3
379.7
198.8
181.0
33.5
147.4

939.2
559.0
44.6
514.4
411.0
103.4
380.2
199.9
180.3
33.7
146.6

942.4
555.6
38.4
517.2
409.3
107.9
386.9
205.3
181.6
33.2
148.4

941.2
545.4
37.2
508.2
406.3
101.9
395.8
216.1
179.8
33.1
146.6

2,237.7
455.5
1,118.7
184.3
934.4
597.1
337.3
339.6
84.9
66.8
18.1
13.7
8.4
25.5
87.4
104.0

2,311.5
431.4
1,173.5
223.2
950.3
606.7
343.6
339.2
87.5
64.1
23.3
14.9
9.2
17.8
141.9
95.9

2,322.3
432.2
1,181.5
229.8
951.7
605.5
346.2
337.3
90.4
69.5
20.9
14.8
9.2
19.3
143.1
94.4

2,341.5
432.9
1,185.0
237.0
948.0
600.9
347.2
357.4
79.6
59.1
20.4
15.3
9.2
22.2
146.9
92.9

2,358.5
433.8
1,193.9
245.1
948.8
600.0
348.8
356.2
85.0
65.3
19.7
15.7
9.2
23.1
149.0
92.6

2,386.2
435.7
1,203.9
253.7
950.3
600.5
349.8
357.6
91.6
71.6
20.0
15.9
9.3
29.7
150.4
92.2

2,390.4
434.3
1,221.2
264.0
957.2
604.5
352.7
356.7
87.0
67.6
19.4
16.2
9.5
24.6
149.0
92.0

2,402.8
434.8
1,234.6
271.0
963.6
607.4
356.2
352.8
80.6
59.8
20.7
16.2
9.5
27.1
154.9
92.2

2,396.6
433.0
1,238.0
270.9
967.1
610.0
357.1
353.4
72.1
51.9
20.2
16.2
9.5
30.2
152.0
92.3

2,411.4
437.9
1,233.7
271.5
962.2
605.0
357.2
353.4
80.5
58.8
21.7
16.3
9.5
31.0
156.5
92.5

2,408.1
435.3
1,236.1
272.6
963.5
606.8
356.7
349.1
89.2
68.7
20.5
16.3
9.5
23.4
156.6
92.6

2,437.2
436.7
1,250.6
274.2
976.4
620.4
356.0
349.9
91.7
71.6
20.0
16.3
9.6
31.4
158.3
92.8

13 Interbank loans
13a Fed funds and RPs with banks
13b Other

180.5
102.7
77.8

198.0
90.6
107.4

214.2
106.5
107.7

260.1
143.0
117.1

254.6
138.8
115.9

257.4
140.2
117.2

246.1
122.3
123.9

218.8
121.4
97.4

193.5
107.5
86.0

214.0
128.9
85.2

196.8
117.2
79.6

187.7
110.5
77.2

14 Cash assets5

148.6

152.4

157.1

149.9

142.0

144.9

140.4

142.1

136.3

157.2

143.8

159.0

assets6

362.1

394.0

415.0

418.0

422.0

422.6

425.4

440.0

436.4

451.2

441.2

440.5

3,747.4

3,954.6

4,006.6

4,051.9

4,067.8

4,118.1

4,107.5

4,098.1

4,050.0

4,135.4

4,094.1

4,128.3

Account

Nov 17

Week ending
Nov 24
Dec 1

Dec 8

ASSETS
1

Bank credit

2
3
3a
3b
3c
3d
4
4a
4b
4c
4d

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Mortgage-backed
Other
Other securities
Trading account
Investment account
State and local government
Other

5
6
7
8
9
9a
9b
10
11
11a
11b
12a
12b
12c
12d
12e

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Security4
Fed funds and RPs with broker/dealer
Other
State and local government
Agricultural
Fed funds and RPs with others
All other loans
Lease financing receivables

15 Other

16 TOTAL

ASSETS7

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)

Account

Page 6
December 17, 2004

2003
Nov

2004
May

2004
Jun

2004
Jul

2004
Aug

2004
Sep

2004
Oct

2004
Nov

2,163.6
300.6
1,862.9
249.6
1,613.3

2,320.6
303.6
2,017.0
278.4
1,738.6

2,334.9
315.1
2,019.7
287.6
1,732.1

2,328.6
303.8
2,024.8
290.9
1,733.9

2,338.4
313.4
2,025.0
292.3
1,732.7

2,353.1
322.8
2,030.2
295.5
1,734.7

2,356.0
311.7
2,044.4
294.2
1,750.2

2,397.9
315.6
2,082.3
295.6
1,786.6

2,386.0
312.0
2,074.0
294.5
1,779.6

2,423.2
360.1
2,063.1
295.9
1,767.2

2,417.1
300.1
2,116.9
295.9
1,821.1

2,401.1
297.6
2,103.5
297.6
1,805.9

Nov 17

Week ending
Nov 24
Dec 1

Dec 8

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

726.9
191.5
535.4

726.3
190.7
535.6

747.0
196.1
551.0

761.4
221.6
539.8

771.4
214.6
556.7

788.9
216.9
571.9

769.9
215.1
554.8

732.1
193.0
539.1

705.6
172.9
532.7

722.6
175.3
547.3

715.1
170.3
544.8

729.1
174.3
554.8

25

Net due to related foreign offices

248.3

235.2

205.8

221.2

198.7

192.3

187.7

177.6

159.2

199.8

183.0

203.2

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

225.2

241.7

295.8

312.9

323.4

319.9

313.9

319.7

323.9

317.4

320.6

322.7

3,364.0

3,523.8

3,583.5

3,624.2

3,631.9

3,654.1

3,627.5

3,627.2

3,574.7

3,663.0

3,635.8

3,656.1

383.5

430.8

423.0

427.8

435.9

463.9

480.0

470.9

475.4

472.4

458.3

472.2

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars

Account

1
2
3
3a
3b
3c
3d
4
4a
4b
4c
4d
5
6
7
8
9
9a
9b
10
10a
10b
11
11a
11b
12a
12b
12c
12d
12e

ASSETS
Bank credit
Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Mortgage-backed
Other
Other securities
Trading account
Investment account
State and local government
Other
Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Fed funds and RPs with broker/dealer
Other
State and local government
Agricultural
Fed funds and RPs with others
All other loans
Lease financing receivables

13 Interbank loans
13a Fed funds and RPs with banks
13b Other

Page 7
December 17, 2004

2003
Nov

2004
May

2004
Jun

2004
Jul

2004
Aug

2004
Sep

2004
Oct

2004
Nov

3,125.5
870.7
509.2
40.7
468.5
362.1
106.5
361.5
184.5
177.0
31.8
145.1

3,251.5
943.1
585.5
46.1
539.4
432.0
107.4
357.6
178.1
179.5
33.0
146.5

3,262.6
937.3
578.4
40.8
537.6
424.7
112.9
358.9
179.0
179.9
33.0
146.9

3,257.0
917.2
570.1
38.0
532.1
422.7
109.5
347.0
187.2
159.8
32.8
127.0

3,286.0
930.1
572.5
40.2
532.3
423.8
108.5
357.5
192.5
165.0
33.1
132.0

3,335.9
943.8
571.3
47.4
523.9
416.2
107.7
372.5
202.4
170.1
33.6
136.5

3,340.4
942.1
548.1
40.2
507.8
404.9
102.9
394.1
212.1
182.0
33.8
148.2

3,354.2
942.5
559.1
46.0
513.1
407.2
105.9
383.4
202.7
180.7
33.6
147.2

3,340.9
934.7
553.9
51.8
502.0
397.6
104.4
380.9
199.4
181.5
33.6
147.9

3,363.3
947.8
568.6
45.0
523.6
419.3
104.3
379.2
199.4
179.8
33.6
146.2

3,376.6
956.3
568.1
39.1
529.0
419.0
110.0
388.2
205.9
182.2
33.3
148.9

3,394.7
953.8
555.7
37.8
517.9
414.3
103.6
398.1
217.3
180.8
33.3
147.5

2,254.8
457.1
1,131.4
184.4
947.0
607.5
339.5
340.2
109.5
230.6
85.8
67.5
18.3
13.7
8.4
25.5
88.4
104.3

2,308.4
433.2
1,177.5
223.9
953.6
608.8
344.8
336.7
104.2
232.5
83.2
61.0
22.2
14.9
9.2
17.8
140.0
95.8

2,325.2
433.3
1,183.9
230.7
953.2
606.5
346.7
335.1
103.7
231.4
91.3
70.3
21.0
14.8
9.3
19.3
143.9
94.2

2,339.8
432.3
1,185.1
237.5
947.6
600.6
347.0
354.3
126.8
227.6
80.0
59.4
20.6
15.3
9.3
22.2
148.6
92.8

2,356.0
432.4
1,195.2
246.1
949.1
600.2
348.9
354.6
127.2
227.5
85.7
65.8
19.9
15.7
9.2
23.1
147.5
92.5

2,392.1
435.8
1,205.7
254.6
951.1
601.0
350.1
358.4
129.5
229.0
93.1
72.9
20.3
15.9
9.3
29.7
152.0
92.2

2,398.2
435.4
1,222.0
264.3
957.7
604.8
352.9
357.0
129.8
227.2
90.3
70.2
20.1
16.2
9.4
24.6
150.7
92.6

2,411.6
436.5
1,238.2
271.1
967.1
609.6
357.5
353.4
127.3
226.1
81.5
60.5
21.0
16.2
9.5
27.1
156.6
92.5

2,406.2
435.0
1,242.0
271.3
970.7
612.3
358.4
353.8
127.9
225.9
72.7
52.3
20.3
16.2
9.5
30.2
154.2
92.7

2,415.5
438.9
1,235.8
271.7
964.1
606.2
357.9
353.9
128.2
225.7
81.3
59.4
21.9
16.3
9.5
31.0
156.0
92.7

2,420.4
436.5
1,239.4
272.5
966.9
608.9
358.0
349.8
125.4
224.4
90.9
70.0
20.8
16.3
9.5
23.4
161.9
92.6

2,440.9
434.9
1,255.7
273.5
982.2
624.0
358.1
350.3
125.9
224.4
92.9
72.5
20.3
16.3
9.5
31.4
157.3
92.7

182.4
103.7
78.6

201.4
92.1
109.3

217.0
107.9
109.1

259.0
142.4
116.6

255.0
139.0
116.0

250.9
136.7
114.2

239.2
118.9
120.4

221.1
122.6
98.5

196.8
109.4
87.4

209.7
126.2
83.4

205.0
122.1
83.0

186.2
109.6
76.6

Nov 17

Week ending
Nov 24
Dec 1

Dec 8

14

Cash assets5

154.5

148.6

150.2

145.1

134.3

144.2

143.2

148.2

147.0

155.9

157.2

156.2

15

Other assets6

364.6

393.2

411.5

420.1

424.2

426.7

429.6

443.2

439.4

446.3

444.9

437.4

3,784.1

3,955.9

4,002.4

4,043.3

4,061.4

4,119.8

4,115.2

4,128.7

4,086.3

4,137.7

4,145.4

4,137.0

16

TOTAL

ASSETS7

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF LARGE DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)

Account

Page 8
December 17, 2004

2003
Nov

2004
May

2004
Jun

2004
Jul

2004
Aug

2004
Sep

2004
Oct

2004
Nov

2,175.0
303.3
1,871.7
252.4
1,619.3

2,304.2
298.7
2,005.5
275.6
1,729.9

2,328.5
311.9
2,016.6
287.0
1,729.6

2,321.6
301.7
2,019.9
289.4
1,730.6

2,328.4
299.2
2,029.2
292.0
1,737.2

2,354.4
316.3
2,038.1
293.9
1,744.2

2,366.0
309.1
2,057.0
296.1
1,760.9

2,410.6
318.3
2,092.3
298.9
1,793.4

2,406.4
319.5
2,087.0
297.9
1,789.1

2,412.4
357.0
2,055.4
298.2
1,757.2

2,438.6
315.2
2,123.3
298.6
1,824.8

2,410.5
293.6
2,116.9
301.4
1,815.5

Nov 17

Week ending
Nov 24
Dec 1

Dec 8

LIABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

720.0
188.9
531.1

742.6
191.2
551.4

757.4
195.4
562.0

762.7
221.4
541.2

767.7
217.1
550.6

792.8
217.4
575.4

767.4
215.2
552.2

725.0
190.4
534.6

700.0
170.1
529.9

705.7
169.0
536.7

709.5
168.3
541.2

706.8
171.2
535.6

25

Net due to related foreign offices

256.8

232.8

204.2

215.3

198.4

194.5

190.5

184.0

164.6

209.2

189.3

209.8

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

232.6

239.6

293.5

305.3

322.9

323.4

318.6

330.4

333.4

331.7

330.7

332.2

3,384.3

3,519.1

3,583.6

3,604.9

3,617.4

3,665.1

3,642.6

3,650.0

3,604.5

3,658.9

3,668.0

3,659.3

399.7

436.8

418.8

438.4

444.0

454.7

472.6

478.8

481.8

478.7

477.4

477.7

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Seasonally adjusted, adjusted for mergers, billions of dollars
Account

Page 9
December 17, 2004

2003

2004

2004

2004

2004

2004

2004

2004

Nov

May

Jun

Jul

Aug

Sep

Oct

Nov

Week ending

2,466.6

2,662.3

2,678.5

2,683.4

2,692.4

2,704.9

2,709.4

2,727.0

2,724.7

2,729.2

2,735.5

2,732.7

704.7
496.2
208.5

731.8
518.8
213.0

735.7
521.0
214.7

726.1
519.1
207.1

720.9
515.1
205.8

713.9
508.4
205.5

703.6
504.7
198.8

708.2
504.5
203.7

706.6
503.1
203.4

709.5
505.6
203.9

710.8
505.7
205.0

711.9
505.1
206.7

1,761.8
302.5
1,066.0
88.9
977.1
286.3
7.6
99.3

1,930.5
312.3
1,205.4
104.6
1,100.8
302.2
7.2
103.3

1,942.8
314.2
1,211.5
107.8
1,103.7
306.6
7.0
103.5

1,957.3
316.0
1,215.9
110.0
1,105.8
314.8
7.0
103.5

1,971.6
319.5
1,223.7
113.2
1,110.5
316.6
7.1
104.6

1,991.0
322.6
1,238.6
115.9
1,122.7
316.8
7.3
105.7

2,005.8
324.5
1,254.0
119.5
1,134.5
313.5
7.6
106.2

2,018.9
327.8
1,264.2
122.1
1,142.0
312.7
7.8
106.3

2,018.2
327.3
1,264.3
122.0
1,142.3
312.4
8.0
106.2

2,019.7
328.8
1,264.4
122.6
1,141.8
312.1
7.9
106.5

2,024.7
329.3
1,266.5
123.0
1,143.6
315.2
7.7
106.0

2,020.8
328.3
1,261.8
122.4
1,139.4
316.8
7.6
106.3

Nov 17

Nov 24

Dec 1

Dec 8

ASSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

13

Interbank loans

87.8

77.5

74.4

75.3

74.0

75.1

78.7

84.5

87.6

85.7

82.0

79.9

14

Cash assets5

115.5

119.4

120.4

118.8

119.2

119.3

119.9

119.5

115.8

123.3

119.8

129.5

15

Other assets6

147.0

167.2

160.2

176.9

176.6

179.0

167.9

168.5

165.2

170.5

170.8

163.5

2,785.6

2,993.7

3,000.8

3,021.5

3,029.1

3,044.7

3,042.7

3,066.0

3,060.0

3,075.3

3,074.4

3,072.1

2,146.2
329.8
1,816.4
321.9
1,494.5

2,242.5
345.7
1,896.8
341.4
1,555.4

2,264.7
355.8
1,908.9
336.3
1,572.6

2,276.9
342.0
1,934.9
339.4
1,595.5

2,293.9
344.7
1,949.2
346.3
1,602.9

2,305.9
348.1
1,957.8
351.2
1,606.6

2,318.0
342.3
1,975.6
356.6
1,619.0

2,335.1
339.6
1,995.4
360.4
1,635.1

2,329.6
338.6
1,991.0
358.2
1,632.8

2,343.6
363.0
1,980.6
361.4
1,619.2

2,350.3
330.9
2,019.3
363.5
1,655.8

2,353.0
337.5
2,015.5
364.2
1,651.2

418.9
157.5
261.4

487.2
190.9
296.3

495.1
190.3
304.8

499.5
196.2
303.3

488.5
187.4
301.1

492.9
191.4
301.5

488.5
178.4
310.1

489.8
181.1
308.6

489.2
179.6
309.6

490.2
183.3
306.9

490.3
182.1
308.2

479.6
169.8
309.8

14.6

22.8

15.8

14.1

13.0

10.9

9.9

7.3

8.0

7.2

5.3

7.3

16

TOTAL

ASSETS7
LIABILITIES

17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

25

Net due to related foreign offices

26

Other liabilities

27

TOTAL LIABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

65.7

71.9

71.5

75.4

76.9

78.7

74.2

76.7

76.7

78.4

75.6

75.5

2,645.5

2,824.4

2,847.0

2,865.9

2,872.2

2,888.5

2,890.6

2,908.8

2,903.6

2,919.4

2,921.4

2,915.3

140.1

169.3

153.8

155.6

156.9

156.2

152.1

157.2

156.4

155.9

153.0

156.7

H.8 (510)
ASSETS AND LIABILITIES OF SMALL DOMESTICALLY CHARTERED COMMERCIAL BANKS IN THE UNITED STATES 1
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account

Page 10
December 17, 2004

2003

2004

2004

2004

2004

2004

2004

2004

Nov

May

Jun

Jul

Aug

Sep

Oct

Nov

Week ending
Nov 17

Nov 24

Dec 1

Dec 8

ASSETS
2,481.6

2,655.9

2,668.5

2,674.1

2,689.7

2,710.5

2,717.8

2,743.5

2,741.2

2,746.3

2,751.7

2,748.0

2
3
4

1

Bank credit
Securities in bank credit
Treasury and Agency securities2
Other securities

705.0
496.4
208.5

731.3
518.3
213.0

735.8
521.1
214.7

723.9
516.9
207.1

719.2
513.4
205.8

713.5
508.0
205.5

702.2
503.3
198.8

708.4
504.7
203.7

706.1
502.6
203.4

710.1
506.2
203.9

712.2
507.2
205.0

714.8
508.1
206.7

5
6
7
8
9
9a
9b
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

1,776.7
301.4
1,077.5
88.8
988.7
--290.1
142.5
147.5
7.8
99.9

1,924.5
314.4
1,201.1
104.7
1,096.4
--299.3
148.6
150.7
7.1
102.6

1,932.8
315.9
1,203.6
108.1
1,095.6
465.3
630.3
302.1
151.4
150.7
7.0
104.2

1,950.1
316.2
1,211.1
110.2
1,101.0
454.6
646.4
310.8
159.2
151.6
7.0
105.0

1,970.5
317.7
1,224.2
113.4
1,110.7
455.2
655.6
314.9
162.5
152.5
7.2
106.6

1,997.0
320.7
1,244.2
116.6
1,127.6
462.5
665.1
317.3
164.1
153.2
7.2
107.5

2,015.7
323.7
1,261.4
120.2
1,141.2
470.3
670.9
315.7
160.1
155.6
7.5
107.3

2,035.1
326.7
1,276.9
122.0
1,154.9
476.1
678.8
316.6
160.9
155.7
8.0
106.9

2,035.1
325.9
1,277.9
122.0
1,155.9
477.2
678.7
316.2
160.1
156.1
8.2
107.0

2,036.2
327.4
1,277.5
122.2
1,155.3
474.7
680.5
317.1
161.0
156.1
7.8
106.4

2,039.5
328.4
1,277.0
122.3
1,154.8
473.7
681.1
319.7
164.5
155.2
7.9
106.5

2,033.2
327.1
1,270.2
121.7
1,148.5
465.5
682.9
321.1
165.3
155.8
7.9
106.9

13 Interbank loans
14 Cash assets5
15 Other assets6
16 TOTAL ASSETS

7

89.5

75.1

73.0

72.9

73.6

73.8

79.6

85.9

89.6

82.8

83.2

85.1

119.9

118.4

119.7

118.9

117.4

120.6

121.4

123.5

122.2

124.0

128.1

127.4

147.0

167.2

160.2

176.9

176.6

179.0

167.9

168.5

165.2

170.5

170.8

163.5

2,806.8

2,983.9

2,988.8

3,009.9

3,024.0

3,050.3

3,053.6

3,088.0

3,084.8

3,090.2

3,100.1

3,090.5

2,157.0
333.0
1,824.0
321.9
1,502.1

2,238.0
341.5
1,896.5
341.4
1,555.1

2,263.4
351.5
1,911.9
336.3
1,575.6

2,270.5
341.8
1,928.7
339.4
1,589.3

2,289.9
340.5
1,949.4
346.3
1,603.1

2,304.8
346.5
1,958.3
351.2
1,607.1

2,320.1
343.6
1,976.5
356.6
1,619.8

2,346.3
342.9
2,003.5
360.4
1,643.1

2,343.2
342.2
2,001.0
358.2
1,642.8

2,343.7
363.1
1,980.6
361.4
1,619.2

2,365.7
339.5
2,026.2
363.5
1,662.6

2,367.2
338.7
2,028.6
364.2
1,664.3

418.9
157.5
261.4

487.2
190.9
296.3

495.1
190.3
304.8

499.5
196.2
303.3

488.5
187.4
301.1

492.9
191.4
301.5

488.5
178.4
310.1

489.8
181.1
308.6

489.2
179.6
309.6

490.2
183.3
306.9

490.3
182.1
308.2

479.6
169.8
309.8

14.6

22.8

15.8

14.1

13.0

10.9

9.9

7.3

8.0

7.2

5.3

7.3

LIABILITIES
17 Deposits
18
Transaction
19
Nontransaction
20
Large time
21
Other
22 Borrowings
23
From banks in the U.S.
24
From others
25 Net due to related foreign offices
26 Other liabilities
27 TOTAL LIABILITIES
28 Residual (assets less liabilities) 8

Footnotes appear on page 14.

65.7

71.9

71.5

75.4

76.9

78.7

74.2

76.7

76.7

78.4

75.6

75.5

2,656.3

2,819.9

2,845.7

2,859.6

2,868.2

2,887.4

2,892.7

2,920.1

2,917.2

2,919.5

2,936.8

2,929.6

150.5

164.0

143.1

150.3

155.8

162.9

160.9

167.9

167.6

170.8

163.4

160.9

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES 1
Seasonally adjusted, billions of dollars
Account

Page 11
December 17, 2004

2003

2004

2004

2004

2004

2004

2004

2004

Nov

May

Jun

Jul

Aug

Sep

Oct

Nov

Week ending
Nov 17

Nov 24

Dec 1

Dec 8

ASSETS
630.7

631.8

651.2

655.3

648.1

656.9

666.7

690.6

688.4

702.6

702.0

700.5

2
3
4

1

Bank credit
Securities in bank credit
Treasury and Agency securities2
Other securities

263.8
97.8
166.1

258.0
92.1
165.9

262.2
93.5
168.7

259.6
91.7
167.9

261.4
92.3
169.1

261.7
91.1
170.6

271.3
92.4
178.9

282.1
90.1
192.0

279.1
88.5
190.6

286.5
88.8
197.7

286.7
86.7
200.0

283.2
86.9
196.2

5
6
7
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

366.8
130.7
22.1
136.1
77.9

373.8
130.1
16.9
137.9
88.9

388.9
131.3
16.3
150.8
90.6

395.7
133.3
16.4
157.1
88.9

386.7
135.7
15.8
146.8
88.3

395.2
133.5
15.4
155.6
90.6

395.3
134.3
15.5
154.8
90.6

408.5
135.3
16.2
160.0
96.9

409.3
135.3
16.3
160.2
97.6

416.1
135.1
16.4
166.2
98.4

415.3
135.3
16.4
165.7
97.9

417.4
138.2
16.4
166.2
96.6

37.0

34.6

29.3

31.8

32.5

33.2

31.2

35.5

35.8

34.2

34.4

34.5

51.4

60.6

57.5

61.2

60.4

60.1

59.0

59.1

58.2

61.3

56.5

59.9

13 Interbank loans
14 Cash

assets5
6

28.6

32.8

35.7

38.7

36.9

41.1

35.8

35.8

34.0

33.2

35.7

35.5

747.3

759.3

773.2

786.6

777.4

790.9

792.2

820.6

816.0

830.9

828.2

830.0

17 Deposits
18
Transaction
19
Nontransaction

437.6
10.9
426.7

496.2
11.7
484.5

523.9
12.1
511.8

547.9
11.5
536.5

540.7
11.2
529.4

530.7
11.1
519.5

537.0
12.3
524.7

533.7
12.0
521.7

530.6
11.6
519.0

537.8
12.2
525.6

537.4
12.8
524.7

535.3
12.3
523.0

22 Borrowings
23
From banks in the U.S.
24
From others

306.6
34.8
271.8

330.6
42.5
288.0

335.4
47.7
287.7

331.3
40.5
290.8

321.0
41.8
279.1

332.3
50.4
281.9

335.9
45.8
290.1

361.7
51.2
310.5

350.0
50.3
299.7

371.1
53.3
317.9

372.6
51.2
321.5

365.1
42.0
323.1

15 Other assets

16 TOTAL ASSETS7
LIABILITIES

25 Net due to related foreign offices

-92.8

-176.3

-178.0

-182.5

-174.9

-161.9

-161.2

-165.6

-159.3

-179.2

-172.9

-157.0

26 Other liabilities

101.8

97.8

87.3

86.5

86.3

87.2

88.7

98.6

99.1

101.1

102.1

99.4

27 TOTAL LIABILITIES

753.1

748.2

768.6

783.2

773.1

788.2

800.4

828.4

820.4

830.8

839.2

842.8

-5.9

11.1

4.6

3.4

4.3

2.7

-8.2

-7.8

-4.4

0.0

-11.0

-12.9

28 Residual (assets less liabilities)8

Footnotes appear on page 14.

H.8 (510)
ASSETS AND LIABILITIES OF FOREIGN-RELATED INSTITUTIONS IN THE UNITED STATES 1
Not seasonally adjusted, billions of dollars
Account

Page 12
December 17, 2004

2003

2004

2004

2004

2004

2004

2004

2004

Nov

May

Jun

Jul

Aug

Sep

Oct

Nov

Week ending
Nov 17

Nov 24

Dec 1

Dec 8

ASSETS
1

Bank credit

632.2

629.0

651.1

651.4

639.0

649.5

663.3

692.5

685.9

702.2

706.1

703.6

2
3
3a
3b
4
4a
4b

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Other securities
Trading account
Investment account

263.8
97.8
32.8
65.0
166.1
103.5
62.6

258.0
92.1
33.0
59.1
165.9
100.3
65.6

262.2
93.5
35.0
58.5
168.7
104.2
64.6

259.6
91.7
34.1
57.6
167.9
104.2
63.7

261.4
92.3
34.1
58.1
169.1
105.3
63.8

261.7
91.1
36.2
55.0
170.6
105.1
65.5

271.3
92.4
34.6
57.8
178.9
110.0
68.9

282.1
90.1
32.4
57.7
192.0
119.0
73.0

279.1
88.5
31.2
57.3
190.6
118.3
72.3

286.5
88.8
31.2
57.6
197.7
123.3
74.5

286.7
86.7
29.6
57.0
200.0
124.9
75.1

283.2
86.9
30.2
56.8
196.2
124.2
72.1

5
6
7
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

368.4
130.1
22.1
139.9
76.3

371.0
130.1
16.9
134.6
89.4

388.8
130.9
16.3
149.7
92.0

391.7
132.6
16.4
152.8
89.9

377.6
134.3
15.8
138.2
89.3

387.8
132.2
15.4
148.9
91.3

391.9
132.7
15.5
153.5
90.2

410.4
134.7
16.2
164.5
95.0

406.8
134.7
16.3
160.2
95.6

415.7
134.7
16.4
169.0
95.6

419.4
135.1
16.4
172.3
95.6

420.4
137.2
16.4
172.8
94.0

37.0

34.6

29.3

31.8

32.5

33.2

31.2

35.5

35.8

34.2

34.4

34.5

51.4

60.0

57.0

60.5

60.5

61.3

60.1

59.1

58.2

60.4

57.6

60.7

13 Interbank loans
5

14 Cash assets
15 Other

assets6

28.1

33.4

35.6

37.6

36.5

39.4

34.7

35.2

33.0

32.5

35.2

36.2

748.3

756.5

772.6

780.9

768.1

783.0

788.8

821.8

812.4

828.8

832.9

834.6

17 Deposits
18
Transaction
19
Nontransaction

426.9
10.8
416.2

507.5
11.5
496.0

531.4
12.0
519.3

546.5
11.4
535.0

533.2
11.1
522.0

521.0
11.3
509.8

519.3
12.4
506.9

520.7
11.9
508.8

516.6
11.7
504.9

527.2
11.8
515.4

526.0
12.8
513.2

526.4
12.0
514.4

22 Borrowings
23
From banks in the U.S.
24
From others

306.6
34.8
271.8

330.6
42.5
288.0

335.4
47.7
287.7

331.3
40.5
290.8

321.0
41.8
279.1

332.3
50.4
281.9

335.9
45.8
290.1

361.7
51.2
310.5

350.0
50.3
299.7

371.1
53.3
317.9

372.6
51.2
321.5

365.1
42.0
323.1

16 TOTAL ASSETS7
LIABILITIES

25 Net due to related foreign offices

-90.2

-178.2

-180.3

-184.0

-174.5

-160.4

-158.7

-163.0

-156.8

-175.5

-171.1

-157.6

26 Other liabilities

103.9

96.2

85.6

85.3

86.6

88.3

90.5

100.6

100.9

104.2

103.5

99.0

27 TOTAL LIABILITIES

747.2

756.1

772.0

779.1

766.3

781.2

787.0

820.0

810.7

827.0

831.1

832.8

1.1

0.4

0.5

1.8

1.8

1.8

1.8

1.8

1.8

1.8

1.8

1.8

28 Residual (assets less liabilities)8

Footnotes appear on page 14.

H.8 (510)
MEMO ITEMS
Not seasonally adjusted, billions of dollars
Account

Page 13
December 17, 2004
2003

2004

2004

2004

2004

2004

2004

2004

Nov

May

Jun

Jul

Aug

Sep

Oct

Nov

Week ending
Nov 17

Nov 24

Dec 1

Dec 8

LARGE DOMESTICALLY CHARTERED BANKS, adjusted for mergers
29 Reval. gains on off-bal. sheet items9

109.6

99.0

96.8

105.4

111.3

109.2

107.9

95.7

91.3

95.8

96.0

107.4

30 Reval. losses on off-bal. sheet items9

91.7

82.5

83.0

94.7

102.0

99.2

96.4

90.5

86.3

91.7

90.7

99.6

414.9
299.6
115.3

487.8
377.8
110.1

483.3
376.2
107.1

483.0
376.5
106.5

488.6
378.4
110.2

486.4
373.4
113.0

475.5
363.4
112.0

479.0
366.0
113.0

469.4
356.5
112.9

490.0
378.6
111.4

491.4
377.5
113.9

486.7
373.1
113.6

32 Net unrealized gains (losses) on
available-for-sale securities11

2.8

-2.4

-2.8

-2.3

0.7

2.7

2.5

1.6

2.0

2.2

0.2

2.0

33 Securitized consumer loans12
33a Credit cards and related plans
33b Other

149.3
130.4
18.9

148.3
128.6
19.7

149.3
129.1
20.2

152.1
130.2
21.9

151.7
130.2
21.5

150.5
129.5
21.0

150.1
128.0
22.0

153.8
130.3
23.6

152.9
129.7
23.3

152.8
129.6
23.2

157.8
133.2
24.6

157.1
132.7
24.5

7.5

7.4

7.3

7.2

6.8

6.6

6.5

6.5

6.5

6.4

6.4

6.4

securities10

31 Mortgage-backed
31a Pass-through
31b CMO, REMIC, and other

34 Securitized business loans12

SMALL DOMESTICALLY CHARTERED BANKS, adjusted for mergers
31 Mortgage-backed securities10

324.2

336.6

336.6

334.1

332.1

330.3

330.8

337.4

335.9

338.9

341.7

344.0

33 Securitized consumer loans12
33a Credit cards and related plans
33b Other

219.9
212.5
7.4

213.3
206.1
7.2

213.2
206.0
7.2

215.7
208.4
7.3

214.5
207.2
7.3

213.9
206.6
7.3

220.6
213.3
7.3

221.8
214.6
7.2

222.1
214.8
7.3

223.3
216.1
7.2

221.3
214.1
7.2

221.9
214.6
7.3

64.0

60.5

58.7

58.5

57.4

56.8

60.0

64.5

64.5

67.3

69.0

67.3

66.3

63.3

58.9

60.5

59.7

59.3

64.1

71.2

71.3

74.6

75.9

73.6

1.3

0.3

0.3

0.3

0.3

0.3

0.3

0.3

0.3

0.3

0.3

0.3

FOREIGN-RELATED INSTITUTIONS
29 Reval. gains on off-bal. sheet items9
30 Reval. losses on off-bal. sheet
34 Securitized business loans12

Footnotes appear on page 14.

items9

H.8 (510)

Footnotes

Page 14
December 17, 2004

Current and historical H.8 data are available on the Federal Reserve Board’s web site (http://www.federalreserve.gov). For information about individual copies or subscriptions, contact Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call
STAT-USA at 1-800-782-8872 or 202-482-1986.
1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition
(large domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations
(foreign-related institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks
constitute a universe; data for small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data
are adjusted for breaks caused by reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The
adjustment for mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed
from past data for the bank group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired
banks are obtained from call reports, and a ratio procedure is used to adjust past levels.
2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
6. Excludes the due-from position with related foreign offices, which is included in line 25.
7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences
in the seasonal patterns estimated for total assets and total liabilities.
9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB
Interpretation No. 39. The fair value of derivative contracts in a gain position is included in “Other securities, trading account,” balance sheet item 4a. The fair value of
derivative contracts in a loss position is included in “Other liabilities,” balance sheet item 26.
10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement No. 115. Data are reported net of tax effects. Data
shown are restated to include an estimate of these tax effects.
12. Total amount outstanding.

Board of Governors of the
Federal Reserve System
Washington, DC 20551-0001
OFFICIAL BUSINESS

First Class