FEDERAL RESERVE statistical release

H.8 (510)
For use at 4:15 p.m. Eastern Time
April 13, 2007

Notice to Users of the H.8 Release
The adoption by some banks of FAS 159, Fair Value Option for Financial Assets and Liabilities (FVO), affected commercial bank balance sheet data for April 4, 2007. The “Notes on
the Data” section on page 14 of the H.8 Statistical Release contains information on the affected balance sheet items.
Under FVO, banks generally have an irrevocable option to elect a fair value measurement for most financial assets and liabilities at their inception. In addition, at the time of FVO
adoption, banks have a one-time option to convert a broad array of existing asset and liability items to a fair value measurement basis. A bank that elects to adopt FVO must also
adopt FAS 157, Fair Value Measurements. For more information on FAS 159 and FAS 157, refer to www.fasb.org/st/summary/stsum159.shtml and
www.fasb.org/st/summary/stsum157.shtml, respectively.

FEDERAL RESERVE statistical release
H.8 (510)
Assets and Liabilities of Commercial Banks in the United States1
Seasonally adjusted, billions of dollars
Account

2006
Mar

For use at 4:15 p.m. Eastern Time
April 13, 2007

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

Week ending
Mar 21
Mar 28

Apr 4

A SSETS
1

7,717.3

8,060.2

8,195.0

8,238.8

8,291.0

8,319.5

8,388.2

8,365.9

8,323.7

8,336.1

8,349.4

8,418.4

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

2,118.5
1,185.9
932.6

2,191.4
1,210.6
980.8

2,207.9
1,211.8
996.1

2,220.8
1,209.0
1,011.8

2,222.8
1,195.7
1,027.2

2,214.4
1,198.0
1,016.4

2,232.0
1,201.4
1,030.6

2,260.3
1,209.1
1,051.2

2,257.0
1,218.5
1,038.5

2,246.2
1,200.2
1,046.0

2,255.7
1,199.5
1,056.3

2,301.8
1,208.6
1,093.3

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

5,598.8
1,073.7
2,999.7
450.5
2,549.2
722.7
269.5
533.2

5,868.9
1,165.1
3,153.3
450.9
2,702.4
727.9
277.0
545.6

5,987.1
1,176.7
3,299.5
466.9
2,832.6
724.6
279.3
507.2

6,018.1
1,182.1
3,309.5
468.4
2,841.0
729.8
287.8
509.0

6,068.1
1,191.3
3,332.7
471.4
2,861.3
736.7
292.2
515.2

6,105.1
1,194.9
3,352.2
473.0
2,879.2
744.1
295.6
518.3

6,156.2
1,202.8
3,378.2
470.6
2,907.6
743.8
308.2
523.2

6,105.6
1,210.9
3,316.4
462.1
2,854.3
741.0
312.6
524.7

6,066.7
1,205.9
3,289.5
458.7
2,830.8
739.7
305.7
525.9

6,089.9
1,215.2
3,303.6
459.8
2,843.8
741.3
302.6
527.1

6,093.7
1,210.2
3,308.0
460.2
2,847.8
742.2
316.0
517.4

6,116.6
1,218.7
3,296.2
458.7
2,837.5
745.1
319.2
537.3

13

Bank credit

300.5

313.5

325.9

340.7

359.3

366.9

362.1

364.5

367.9

349.5

379.6

354.3

14

5

Cash assets

314.0

295.4

300.2

297.5

301.1

302.5

304.4

294.3

301.6

284.1

297.5

290.3

15

Other assets6

747.8

798.2

820.8

812.4

830.7

841.5

851.6

852.6

848.4

844.6

854.4

879.8

9,012.5

9,399.6

9,572.9

9,620.2

9,711.2

9,760.2

9,836.5

9,808.1

9,772.5

9,745.1

9,811.8

9,873.1

16

Interbank loans

TOTAL A SSETS

7

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

5,896.5
677.7
5,218.8
1,522.4
3,696.4

6,104.7
636.0
5,468.7
1,694.7
3,773.9

6,204.4
635.8
5,568.6
1,713.4
3,855.2

6,245.3
646.9
5,598.4
1,725.4
3,873.1

6,308.0
630.8
5,677.2
1,725.9
3,951.4

6,343.6
645.5
5,698.1
1,729.8
3,968.3

6,343.4
633.5
5,709.9
1,747.8
3,962.1

6,403.2
643.8
5,759.4
1,779.3
3,980.1

6,373.1
637.8
5,735.3
1,759.0
3,976.3

6,387.7
642.6
5,745.1
1,773.9
3,971.1

6,442.0
638.9
5,803.1
1,791.1
4,012.0

6,471.2
677.3
5,793.9
1,825.0
3,968.9

22
23
24

Borrowings
From banks in the U.S.
From others

1,790.6
377.4
1,413.2

1,853.8
367.5
1,486.3

1,911.0
391.6
1,519.4

1,946.2
397.6
1,548.6

1,959.0
405.9
1,553.1

1,958.2
420.3
1,537.9

1,972.4
420.6
1,551.8

1,982.4
419.5
1,562.9

1,993.1
433.8
1,559.2

1,945.1
414.9
1,530.2

1,973.1
421.3
1,551.8

1,970.5
400.2
1,570.2

25

Net due to related foreign offices

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

40.5

57.5

24.2

6.5

31.7

19.5

19.8

-59.5

-71.7

-42.1

-68.9

-100.8

501.8

552.4

558.7

560.0

565.0

570.9

578.1

589.3

588.8

584.8

589.2

608.4

8,229.4

8,568.4

8,698.3

8,758.0

8,863.7

8,892.1

8,913.8

8,915.4

8,883.3

8,875.4

8,935.5

8,949.3

783.0

831.2

874.6

862.2

847.6

868.1

922.8

892.7

889.3

869.7

876.3

923.8

H.8 (510)
Assets and Liabilities of Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars
Account

2006
Mar

Page 2
April 13, 2007

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

Week ending
Mar 21
Mar 28

7,683.7

8,057.3

8,195.2

8,273.1

8,335.4

8,343.6

8,398.6

8,346.2

8,311.2

8,311.5

8,316.9

8,388.1

Apr 4

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

2,108.4
1,180.0
928.4

2,185.1
1,200.9
984.2

2,197.5
1,199.6
997.9

2,225.4
1,211.7
1,013.8

2,227.0
1,195.5
1,031.5

2,219.5
1,197.9
1,021.7

2,239.9
1,209.8
1,030.0

2,261.8
1,215.3
1,046.5

2,261.2
1,224.9
1,036.4

2,246.1
1,206.0
1,040.1

2,252.5
1,204.3
1,048.2

2,297.2
1,211.1
1,086.0

5
6
7
8
9
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

5,575.3
1,077.4
2,983.5
447.2
2,536.3
717.2
297.0
420.2
268.8
528.5

5,872.2
1,159.3
3,160.3
452.7
2,707.6
729.6
312.7
416.9
274.2
548.8

5,997.7
1,171.0
3,310.0
468.0
2,842.0
726.5
308.6
417.8
284.7
505.5

6,047.7
1,178.3
3,331.0
468.5
2,862.5
733.3
313.1
420.2
294.8
510.3

6,108.4
1,189.6
3,346.1
470.2
2,876.0
748.0
331.5
416.5
303.6
521.0

6,124.1
1,194.2
3,355.3
470.8
2,884.5
756.4
332.8
423.7
298.6
519.6

6,158.7
1,206.9
3,374.5
470.9
2,903.6
748.6
320.9
427.7
309.0
519.7

6,084.5
1,215.1
3,299.3
458.6
2,840.7
735.2
308.4
426.8
312.8
522.0

6,049.9
1,210.4
3,276.5
455.7
2,820.9
733.7
307.4
426.3
306.6
522.7

6,065.4
1,219.9
3,282.0
455.7
2,826.4
736.3
309.1
427.2
303.7
523.6

6,064.4
1,214.2
3,284.4
455.5
2,828.8
735.2
308.1
427.1
316.1
514.6

6,090.9
1,222.9
3,276.7
454.2
2,822.5
735.5
308.1
427.4
317.9
537.9

13

Interbank loans

303.3

310.1

328.0

348.3

365.6

366.1

359.9

367.6

373.4

353.6

375.9

367.6

14

Cash assets5

303.3

296.4

302.9

305.3

317.0

313.7

302.8

284.4

295.8

270.8

285.8

278.8

15

Other assets6

16

TOTAL A SSETS7

742.9

800.3

821.2

812.4

828.2

837.6

845.6

847.1

847.9

836.2

844.3

877.9

8,965.9

9,396.3

9,578.5

9,669.9

9,775.3

9,791.1

9,837.0

9,775.9

9,759.0

9,702.8

9,753.8

9,842.8

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

5,891.6
674.0
5,217.6
1,521.4
3,696.1

6,094.2
630.8
5,463.4
1,685.8
3,777.7

6,190.1
630.9
5,559.2
1,699.4
3,859.8

6,258.1
653.1
5,605.0
1,713.5
3,891.5

6,329.6
665.4
5,664.3
1,718.8
3,945.5

6,331.6
653.6
5,678.0
1,734.2
3,943.8

6,347.5
624.9
5,722.5
1,751.9
3,970.7

6,398.0
639.6
5,758.3
1,778.7
3,979.6

6,381.3
622.1
5,759.2
1,760.0
3,999.2

6,352.9
643.5
5,709.4
1,769.7
3,939.6

6,397.9
690.9
5,707.0
1,790.6
3,916.4

6,518.0
659.0
5,859.0
1,829.2
4,029.7

22
23
24

Borrowings
From banks in the U.S.
From others

1,783.2
376.4
1,406.8

1,863.7
368.8
1,494.9

1,910.1
392.0
1,518.1

1,941.0
398.4
1,542.6

1,947.0
403.4
1,543.6

1,956.3
419.6
1,536.7

1,970.3
419.4
1,550.9

1,973.8
418.5
1,555.4

1,987.6
432.1
1,555.5

1,950.2
414.0
1,536.2

1,956.9
419.9
1,537.1

1,948.5
402.4
1,546.2

25

Net due to related foreign offices

32.3

61.1

30.6

17.9

40.4

27.5

27.1

-68.9

-78.7

-58.2

-73.5

-122.6

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

493.0

556.1

564.0

569.8

572.5

578.3

585.7

579.0

581.3

569.4

583.6

583.8

8,200.0

8,575.1

8,694.8

8,786.7

8,889.5

8,893.7

8,930.6

8,881.9

8,871.5

8,814.3

8,864.9

8,927.7

765.9

821.1

883.8

883.2

885.8

897.4

906.4

894.0

887.5

888.5

888.9

915.2

H.8 (510)
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, billions of dollars
Account

2006
Mar

Page 3
April 13, 2007

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

Week ending
Mar 21
Mar 28

6,887.8

7,149.8

7,279.4

7,323.2

7,360.1

7,380.5

7,421.9

7,397.5

7,359.5

7,373.7

7,388.5

7,431.3

Apr 4

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,773.2
1,107.6
665.6

1,820.7
1,126.1
694.6

1,840.1
1,130.6
709.5

1,848.3
1,126.1
722.1

1,848.4
1,111.2
737.2

1,837.3
1,115.8
721.5

1,847.1
1,115.2
731.8

1,869.0
1,122.9
746.1

1,862.5
1,128.3
734.2

1,857.2
1,116.2
741.0

1,866.8
1,116.8
750.1

1,905.7
1,123.5
782.3

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

5,114.7
898.4
2,978.5
450.5
2,528.0
722.7
113.4
401.7

5,329.1
955.2
3,129.7
450.9
2,678.9
727.9
111.2
404.9

5,439.2
962.0
3,275.5
466.9
2,808.7
724.6
112.2
365.0

5,474.9
966.8
3,285.9
468.4
2,817.5
729.8
120.8
371.6

5,511.7
975.2
3,308.4
471.4
2,836.9
736.7
118.4
373.0

5,543.1
978.2
3,327.3
473.0
2,854.3
744.1
119.1
374.5

5,574.9
984.6
3,353.6
470.6
2,883.1
743.8
119.0
374.0

5,528.5
992.4
3,290.6
462.1
2,828.6
741.0
126.3
378.2

5,497.0
988.2
3,264.3
458.7
2,805.6
739.7
125.7
379.0

5,516.5
995.9
3,278.0
459.8
2,818.2
741.3
119.5
381.7

5,521.7
993.7
3,281.5
460.2
2,821.3
742.2
132.0
372.3

5,525.6
998.4
3,268.7
458.7
2,810.0
745.1
122.7
390.7

13

Interbank loans

252.9

256.4

263.9

275.0

295.2

299.6

295.6

302.2

303.0

290.5

318.9

298.4

14

Cash assets5

261.7

247.1

252.7

245.9

250.2

251.9

253.5

245.3

251.8

236.3

247.4

244.0

15

Other assets6

16

TOTAL A SSETS7

710.7

755.1

781.6

777.4

795.2

807.2

813.1

814.6

812.8

807.9

813.9

832.2

8,046.7

8,341.2

8,508.9

8,552.9

8,630.4

8,669.5

8,715.0

8,690.9

8,658.6

8,639.7

8,700.1

8,736.6

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

5,247.8
664.3
4,583.5
884.6
3,698.9

5,363.3
625.3
4,738.0
972.8
3,765.2

5,452.9
625.5
4,827.4
975.4
3,852.1

5,481.3
635.9
4,845.4
974.1
3,871.3

5,546.7
620.1
4,926.6
977.0
3,949.6

5,572.4
635.0
4,937.4
970.7
3,966.7

5,555.5
623.4
4,932.1
971.6
3,960.5

5,582.0
633.3
4,948.6
970.1
3,978.5

5,568.4
627.8
4,940.6
965.9
3,974.7

5,568.1
632.3
4,935.8
966.3
3,969.5

5,604.5
628.4
4,976.1
965.7
4,010.4

5,608.7
666.1
4,942.6
975.3
3,967.3

22
23
24

Borrowings
From banks in the U.S.
From others

1,355.5
315.7
1,039.8

1,407.1
313.1
1,094.0

1,442.3
333.2
1,109.1

1,456.9
334.4
1,122.4

1,455.0
343.7
1,111.3

1,449.1
355.8
1,093.2

1,455.4
355.5
1,099.9

1,448.2
349.2
1,099.0

1,444.9
354.8
1,090.1

1,423.0
353.9
1,069.1

1,453.1
349.6
1,103.5

1,437.2
333.9
1,103.3

25

Net due to related foreign offices

260.0

309.6

292.5

304.0

323.7

323.7

320.6

297.0

286.0

306.6

306.5

276.7

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

402.3

431.5

443.4

446.9

450.0

454.2

458.4

471.7

469.5

465.9

468.6

492.1

7,265.5

7,511.4

7,631.0

7,689.0

7,775.4

7,799.3

7,789.9

7,798.9

7,768.8

7,763.5

7,832.7

7,814.7

781.1

829.8

877.9

863.9

855.0

870.1

925.1

891.9

889.8

876.2

867.4

921.9

H.8 (510)
Assets and Liabilities of Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, billions of dollars
Account

2006
Mar

Page 4
April 13, 2007

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

Week ending
Mar 21
Mar 28

6,851.3

7,151.7

7,282.8

7,356.2

7,396.4

7,396.3

7,426.9

7,374.6

7,342.9

7,344.9

7,352.9

7,397.5

Apr 4

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

1,763.1
1,101.6
661.4

1,814.5
1,116.4
698.1

1,829.8
1,118.4
711.4

1,853.0
1,128.8
724.1

1,852.6
1,111.0
741.6

1,842.4
1,115.7
726.7

1,854.9
1,123.7
731.2

1,870.5
1,129.1
741.4

1,866.8
1,134.7
732.1

1,857.2
1,122.1
735.1

1,863.6
1,121.6
742.0

1,901.1
1,126.0
775.0

5
6
7
8
9
9a
9b
10
10a
10d
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

5,088.2
900.6
2,962.2
447.2
2,515.1
1,215.0
1,300.1
717.2
297.0
420.2
110.9
397.3

5,337.2
950.9
3,136.8
452.7
2,684.1
1,294.2
1,389.9
729.6
312.7
416.9
111.5
408.4

5,453.0
959.2
3,286.1
468.0
2,818.1
1,403.0
1,415.0
726.5
308.6
417.8
114.9
366.4

5,503.2
965.2
3,307.4
468.5
2,838.9
1,412.6
1,426.3
733.3
313.1
420.2
122.9
374.3

5,543.8
972.8
3,321.8
470.2
2,851.6
1,419.8
1,431.8
748.0
331.5
416.5
123.0
378.3

5,553.9
975.4
3,330.3
470.8
2,859.6
1,421.0
1,438.5
756.4
332.8
423.7
117.5
374.1

5,572.0
985.8
3,349.9
470.9
2,879.0
1,426.2
1,452.8
748.6
320.9
427.7
118.0
369.7

5,504.1
994.8
3,273.6
458.6
2,815.0
1,355.8
1,459.1
735.2
308.4
426.8
126.4
374.1

5,476.1
990.6
3,251.3
455.7
2,795.6
1,336.6
1,459.0
733.7
307.4
426.3
125.9
374.5

5,487.7
998.6
3,256.4
455.7
2,800.8
1,339.8
1,461.0
736.3
309.1
427.2
119.5
376.9

5,489.3
996.2
3,257.8
455.5
2,802.3
1,341.3
1,461.0
735.2
308.1
427.1
131.9
368.1

5,496.4
1,001.0
3,249.1
454.2
2,795.0
1,335.9
1,459.0
735.5
308.1
427.4
121.7
389.1

13

255.7

252.9

266.0

282.6

301.5

298.8

293.4

305.3

308.6

294.6

315.2

311.7

14

5

Cash assets

252.8

247.2

254.5

253.1

264.9

262.3

252.6

236.9

247.1

224.9

237.4

234.1

15

Other assets6

706.0

758.0

782.8

778.1

791.8

802.2

806.3

809.2

811.5

800.7

804.1

832.1

7,999.0

8,342.4

8,517.8

8,601.2

8,684.2

8,690.1

8,709.9

8,657.2

8,641.3

8,596.2

8,640.9

8,706.3

16

Interbank loans

TOTAL A SSETS

7

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

5,239.8
660.3
4,579.5
880.9
3,698.6

5,361.2
620.0
4,741.2
972.2
3,769.0

5,453.9
620.6
4,833.2
976.4
3,856.8

5,506.5
642.2
4,864.4
974.5
3,889.8

5,574.4
654.3
4,920.1
976.4
3,943.8

5,557.7
642.9
4,914.8
972.6
3,942.2

5,558.2
614.4
4,943.7
974.7
3,969.1

5,573.0
629.0
4,944.0
966.0
3,978.0

5,572.2
612.0
4,960.2
962.6
3,997.6

5,530.7
633.2
4,897.5
959.5
3,938.0

5,551.0
679.8
4,871.2
956.4
3,914.8

5,648.3
647.1
5,001.2
973.1
4,028.1

22
23
24

Borrowings
From banks in the U.S.
From others

1,348.1
314.6
1,033.5

1,417.0
314.4
1,102.6

1,441.5
333.6
1,107.8

1,451.7
335.3
1,116.4

1,443.1
341.2
1,101.9

1,447.2
355.1
1,092.0

1,453.3
354.3
1,099.0

1,439.6
348.2
1,091.4

1,439.5
353.1
1,086.4

1,428.1
353.0
1,075.1

1,436.9
348.2
1,088.7

1,415.3
336.1
1,079.2

25

Net due to related foreign offices

253.6

311.8

295.1

309.5

328.6

329.6

328.1

290.0

281.1

296.9

302.7

259.6

26

Other liabilities

394.5

434.2

446.5

453.2

455.2

460.4

466.2

462.8

463.2

454.1

463.5

470.1

7,236.0

7,524.2

7,636.9

7,721.0

7,801.3

7,794.9

7,805.7

7,765.3

7,755.9

7,709.8

7,754.1

7,793.3

763.0

818.2

880.8

880.3

883.0

895.2

904.2

891.8

885.3

886.4

886.7

913.0

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

H.8 (510)
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, adjusted for mergers, billions of dollars
Account

2006
Mar

Page 5
April 13, 2007

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

Week ending
Mar 21
Mar 28

3,860.7

3,985.5

4,104.0

4,138.8

4,150.6

4,143.5

4,170.0

4,209.6

4,200.9

4,206.5

4,216.1

4,226.8

Apr 4

A SSETS
1

Bank credit

2
3
3a
3b
3c
3d
4
4a
4b
4c
4d

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Mortgage-backed
Other
Other securities
Trading account
Investment account
State and local government
Other

1,083.8
634.3
38.5
595.8
515.4
80.4
449.5
209.7
239.8
42.2
197.5

1,121.4
650.1
44.3
605.8
532.4
73.4
471.3
221.6
249.7
42.6
207.0

1,130.3
654.0
51.5
602.5
529.8
72.8
476.3
222.1
254.2
45.2
209.0

1,140.9
651.7
53.3
598.4
526.4
71.9
489.3
233.1
256.2
47.4
208.8

1,150.5
648.3
49.1
599.3
529.5
69.7
502.2
245.7
256.5
49.5
207.0

1,137.6
651.6
54.8
596.8
525.4
71.4
486.0
228.7
257.3
49.6
207.7

1,148.5
654.2
51.7
602.5
533.5
69.0
494.3
231.4
262.9
51.0
211.9

1,174.2
670.0
63.0
607.0
538.4
68.6
504.2
244.6
259.5
52.1
207.4

1,171.1
675.1
63.0
612.1
542.5
69.6
496.0
236.6
259.4
51.6
207.7

1,166.8
664.2
56.8
607.4
540.2
67.2
502.6
241.4
261.3
52.5
208.8

1,175.7
667.6
61.3
606.3
537.8
68.4
508.1
248.2
259.9
53.0
206.8

1,207.1
671.2
75.4
595.8
526.8
69.1
535.9
278.0
257.8
51.6
206.2

5
6
7
8
9
9a
9b
10
11
11a
11b
12a
12b
12c
12d
12e

Loans and leases in bank credit3
2,776.9
Commercial and industrial
534.6
Real estate
1,469.1
Revolving home equity
324.3
Other
1,144.9
Other residential
701.8
Commercial
443.1
Consumer
374.0
Security4
102.7
Fed funds and RPs with broker/dealer
84.9
Other
17.8
State and local government
19.1
Agricultural
10.1
Fed funds and RPs with others
21.2
All other loans
152.6
Lease financing receivables
93.5

2,864.1
557.0
1,538.8
329.3
1,209.5
739.5
470.0
373.7
100.1
83.0
17.1
20.8
10.2
25.5
143.9
94.1

2,973.8
564.4
1,677.0
346.9
1,330.1
847.3
482.7
377.4
101.2
84.9
16.3
23.4
10.4
25.7
101.3
93.0

2,997.9
566.6
1,682.2
346.8
1,335.4
847.3
488.1
383.1
109.2
90.4
18.8
23.5
10.6
29.2
100.8
92.7

3,000.0
571.5
1,683.3
349.5
1,333.8
845.1
488.7
381.7
106.8
87.6
19.2
23.5
10.6
25.3
104.7
92.7

3,005.8
572.4
1,688.6
351.8
1,336.8
845.7
491.1
383.2
107.6
88.4
19.2
23.3
10.7
28.7
99.7
91.6

3,021.4
576.4
1,695.7
349.6
1,346.1
844.5
501.5
388.3
107.7
86.2
21.6
23.5
10.8
30.5
100.1
88.5

3,035.4
581.4
1,692.4
349.3
1,343.1
838.1
505.0
389.4
114.5
92.2
22.3
23.6
10.6
32.9
102.4
88.3

3,029.8
577.8
1,690.2
350.2
1,340.0
835.2
504.8
389.2
114.2
92.7
21.5
23.5
10.7
31.1
104.8
88.3

3,039.7
585.0
1,696.1
349.1
1,347.0
839.5
507.5
389.3
107.7
85.3
22.4
23.7
10.6
37.7
101.0
88.5

3,040.4
582.3
1,696.4
349.5
1,347.0
841.1
505.9
390.5
119.8
96.3
23.5
23.9
10.5
31.3
97.8
87.9

3,019.7
583.4
1,664.9
347.9
1,317.0
813.8
503.2
390.8
110.6
88.1
22.5
23.5
10.6
39.2
108.1
88.7

13
13a
13b

Interbank loans
Fed funds and RPs with banks
Other

155.8
83.0
72.8

163.0
101.8
61.2

169.0
95.2
73.8

167.0
97.8
69.2

180.6
110.0
70.6

182.7
117.2
65.4

178.6
113.3
65.3

172.5
109.4
63.1

175.0
111.5
63.4

165.8
100.7
65.1

185.2
124.4
60.8

155.1
98.0
57.1

14

Cash assets5

152.3

137.6

143.7

138.7

139.6

139.5

142.9

135.8

142.9

127.8

138.2

133.5

15

Other assets6

473.3

506.5

513.3

504.7

511.6

515.0

519.0

527.2

525.5

527.5

530.3

520.8

4,610.1

4,761.0

4,896.8

4,915.9

4,948.6

4,947.5

4,977.5

5,012.5

5,011.6

4,994.9

5,037.3

5,002.8

16

TOTAL A SSETS

7

Footnotes appear on page 14.

H.8 (510)
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, adjusted for mergers, billions of dollars (continued)
Account

2006
Mar

Page 6
April 13, 2007

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

Week ending
Mar 21
Mar 28

2,684.4
316.3
2,368.1
430.1
1,938.0

2,709.8
301.8
2,408.0
472.4
1,935.6

2,778.5
302.5
2,476.0
479.1
1,996.9

2,771.2
307.2
2,464.0
471.8
1,992.2

2,799.5
297.7
2,501.8
474.4
2,027.4

2,817.1
307.3
2,509.8
472.4
2,037.4

2,788.7
299.5
2,489.2
469.6
2,019.6

2,825.8
306.4
2,519.3
475.7
2,043.6

2,828.0
310.3
2,517.6
476.0
2,041.6

2,825.1
304.4
2,520.8
476.6
2,044.2

2,844.6
303.0
2,541.6
473.4
2,068.2

2,832.6
308.9
2,523.6
477.0
2,046.6

Apr 4

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

834.3
151.1
683.2

867.9
150.9
717.0

883.4
148.1
735.3

898.8
153.2
745.6

888.2
151.9
736.3

876.9
136.9
740.1

895.1
139.9
755.1

931.2
141.7
789.5

934.7
150.3
784.4

914.9
144.8
770.1

943.7
142.4
801.3

927.5
128.1
799.4

25

Net due to related foreign offices

241.5

289.3

271.8

282.8

300.3

299.2

295.9

276.8

264.6

285.2

287.2

262.2

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

328.5

353.2

357.3

360.3

363.1

364.0

366.7

380.3

379.4

374.8

377.0

399.4

4,088.7

4,220.2

4,290.9

4,313.1

4,351.1

4,357.3

4,346.4

4,414.1

4,406.6

4,400.0

4,452.5

4,421.7

521.4

540.7

605.9

602.9

597.5

590.2

631.2

598.3

604.9

595.0

584.8

581.1

H.8 (510)
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account

2006
Mar

Page 7
April 13, 2007

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

Week ending
Mar 21
Mar 28

3,832.1

3,983.7

4,099.6

4,154.7

4,167.9

4,153.3

4,176.5

4,194.8

4,190.1

4,186.5

4,192.0

4,205.1

Apr 4

A SSETS
1

Bank credit

2
3
3a
3b
3c
3d
4
4a
4b
4c
4d

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Mortgage-backed
Other
Other securities
Trading account
Investment account
State and local government
Other

1,068.0
622.7
39.0
583.7
504.1
79.6
445.4
207.8
237.5
41.9
195.7

1,118.4
643.7
43.2
600.4
527.8
72.7
474.7
223.2
251.5
43.0
208.5

1,122.2
644.1
49.0
595.1
523.7
71.4
478.1
223.0
255.2
45.4
209.8

1,147.4
656.2
55.8
600.4
527.8
72.6
491.2
234.0
257.2
47.6
209.7

1,153.0
646.5
47.2
599.3
529.5
69.7
506.6
247.9
258.7
49.9
208.8

1,143.5
652.3
52.2
600.1
529.2
71.0
491.2
231.2
260.0
50.1
209.9

1,156.4
662.7
54.8
607.8
538.4
69.5
493.7
231.1
262.6
50.9
211.6

1,170.0
670.5
63.8
606.7
538.7
68.0
499.5
242.4
257.1
51.6
205.5

1,169.6
675.8
64.2
611.6
542.8
68.8
493.8
235.4
258.4
51.7
206.7

1,160.6
663.9
57.1
606.7
540.7
66.1
496.7
238.6
258.2
51.8
206.4

1,165.5
665.5
61.1
604.3
537.1
67.3
500.0
244.3
255.7
52.1
203.6

1,196.9
668.2
74.8
593.5
524.3
69.2
528.6
274.2
254.4
51.0
203.4

5
6
7
8
9
9a
9b
10
10a
10b
11
11a
11b
12a
12b
12c
12d
12e

Loans and leases in bank credit3
2,764.1
Commercial and industrial
536.0
Real estate
1,462.1
Revolving home equity
321.6
Other
1,140.6
Other residential
697.8
Commercial
442.8
Consumer
372.4
Credit cards and related plans
113.5
Other
258.8
Security4
99.8
Fed funds and RPs with broker/dealer
82.5
Other
17.3
State and local government
19.1
Agricultural
10.0
Fed funds and RPs with others
21.2
All other loans
149.4
Lease financing receivables
94.0

2,865.4
554.9
1,539.9
330.5
1,209.5
740.1
469.3
374.3
120.1
254.2
100.5
83.1
17.4
20.8
10.2
25.5
145.7
93.4

2,977.4
562.9
1,679.7
347.4
1,332.3
847.8
484.5
377.0
120.5
256.5
103.9
87.0
16.9
23.4
10.4
25.7
101.5
92.9

3,007.2
566.1
1,688.4
347.0
1,341.4
850.5
490.9
383.0
124.0
258.9
110.9
91.9
19.0
23.5
10.6
29.2
102.8
92.7

3,014.8
569.7
1,686.8
348.6
1,338.1
847.2
490.9
385.6
130.1
255.5
111.1
91.1
20.0
23.5
10.7
25.3
109.1
93.0

3,009.8
569.8
1,687.8
350.0
1,337.8
845.3
492.5
390.1
129.9
260.2
106.2
87.2
19.0
23.3
10.8
28.7
100.4
92.6

3,020.1
577.5
1,692.3
350.2
1,342.1
839.9
502.1
391.9
126.9
265.0
106.6
86.0
20.7
23.5
10.7
30.5
98.0
89.2

3,024.8
583.0
1,684.3
346.3
1,338.0
833.3
504.7
387.7
122.7
265.0
114.3
92.6
21.7
23.6
10.5
32.9
99.7
88.8

3,020.5
579.5
1,683.7
347.6
1,336.1
831.0
505.1
387.6
123.1
264.5
114.0
92.9
21.1
23.5
10.6
31.1
101.6
88.9

3,025.9
586.7
1,685.4
345.6
1,339.8
833.5
506.3
387.6
122.2
265.4
107.6
85.8
21.8
23.7
10.5
37.7
98.0
88.8

3,026.6
583.7
1,685.7
345.6
1,340.1
835.4
504.7
388.0
122.5
265.4
119.7
97.3
22.4
23.9
10.4
31.3
95.6
88.3

3,008.2
585.1
1,657.9
344.2
1,313.7
811.1
502.6
387.2
122.1
265.2
109.1
88.0
21.1
23.5
10.5
39.2
106.5
89.2

13
13a
13b

Interbank loans
Fed funds and RPs with banks
Other

152.8
81.6
71.1

161.7
101.0
60.7

168.7
95.0
73.7

168.1
98.2
69.8

182.8
111.4
71.3

183.1
117.6
65.5

173.3
110.0
63.3

168.6
106.9
61.7

175.6
111.9
63.6

163.1
99.1
64.1

176.3
118.4
57.9

159.2
100.6
58.6

14

Cash assets5

147.9

136.2

144.2

142.4

150.6

147.9

142.4

131.6

141.6

121.9

132.9

128.1

15

Other assets6

468.5

509.3

514.5

505.3

508.3

510.0

512.2

521.9

524.1

520.4

520.5

520.7

4,569.1

4,759.1

4,894.1

4,937.2

4,975.7

4,961.4

4,971.4

4,984.1

4,998.6

4,959.1

4,989.1

4,980.1

16

TOTAL A SSETS

7

Footnotes appear on page 14.

H.8 (510)
Assets and Liabilities of Large Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, adjusted for mergers, billions of dollars (continued)
Account

2006
Mar

Page 8
April 13, 2007

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

Week ending
Mar 21
Mar 28

2,677.4
314.6
2,362.8
426.3
1,936.5

2,708.5
297.8
2,410.7
471.8
1,938.9

2,779.2
297.7
2,481.5
480.2
2,001.3

2,783.6
310.6
2,473.0
472.2
2,000.8

2,816.0
320.3
2,495.7
473.8
2,021.9

2,809.6
313.5
2,496.1
474.3
2,021.8

2,797.4
294.4
2,503.0
472.6
2,030.3

2,817.6
304.2
2,513.4
471.6
2,041.8

2,831.9
302.5
2,529.4
472.7
2,056.7

2,797.6
307.9
2,489.8
469.8
2,020.0

2,804.3
333.3
2,471.0
464.1
2,006.9

2,855.5
296.8
2,558.6
474.8
2,083.9

Apr 4

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

826.9
150.1
676.8

877.9
152.3
725.6

882.5
148.5
734.0

893.6
154.0
739.6

876.2
149.4
726.8

875.1
136.2
738.9

892.9
138.7
754.2

922.6
140.7
781.9

929.3
148.6
780.7

920.0
143.9
776.1

927.6
141.1
786.5

905.6
130.3
775.3

25

Net due to related foreign offices

235.1

291.5

274.4

288.4

305.2

305.1

303.4

269.7

259.7

275.5

283.4

245.1

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

320.7

355.8

360.5

366.6

368.4

370.2

374.5

371.4

373.1

363.1

371.9

377.5

4,060.2

4,233.7

4,296.6

4,332.2

4,365.8

4,360.0

4,368.3

4,381.3

4,393.9

4,356.1

4,387.1

4,383.6

508.9

525.4

597.5

604.9

609.8

601.4

603.1

602.7

604.7

603.0

602.1

596.4

H.8 (510)
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1
Seasonally adjusted, adjusted for mergers, billions of dollars
Account

2006
Mar

Page 9
April 13, 2007

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

Week ending
Mar 21
Mar 28

3,031.4

3,162.3

3,175.4

3,183.2

3,208.8

3,236.4

3,253.2

3,191.5

3,162.6

3,171.4

3,176.5

3,207.0

693.7
477.6
216.1

697.3
474.0
223.3

710.0
476.7
233.2

706.2
473.3
232.9

697.2
462.1
235.0

699.0
463.6
235.5

699.8
462.3
237.5

698.5
456.6
241.9

695.4
457.2
238.2

694.6
456.2
238.4

695.2
453.3
242.0

701.1
454.7
246.4

2,337.7
363.8
1,509.3
126.2
1,383.1
348.7
10.7
105.1

2,464.9
398.2
1,590.9
121.6
1,469.4
354.2
11.1
110.4

2,465.5
397.6
1,598.6
120.0
1,478.6
347.1
11.0
111.2

2,477.1
400.2
1,603.7
121.6
1,482.1
346.6
11.7
114.9

2,511.7
403.8
1,625.0
121.9
1,503.1
355.0
11.6
116.3

2,537.3
405.8
1,638.7
121.2
1,517.5
360.9
11.5
120.5

2,553.4
408.1
1,658.0
121.0
1,537.0
355.5
11.3
120.6

2,493.0
411.0
1,598.3
112.8
1,485.4
351.6
11.8
120.4

2,467.2
410.4
1,574.0
108.5
1,465.6
350.5
11.6
120.6

2,476.8
410.8
1,581.9
110.7
1,471.2
352.0
11.8
120.3

2,481.2
411.5
1,585.0
110.7
1,474.3
351.7
12.2
120.9

2,505.9
414.9
1,603.8
110.9
1,493.0
354.3
12.1
120.7

Apr 4

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

5
6
7
8
9
10
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Consumer
Security4
Other loans and leases

13

Interbank loans

14

Cash assets5

15

Other assets6

16

TOTAL A SSETS7

97.1

93.3

94.8

108.0

114.6

116.9

117.0

129.7

128.1

124.7

133.6

143.4

109.4

109.5

108.9

107.2

110.6

112.4

110.7

109.5

108.9

108.5

109.2

110.5

237.5

248.7

268.3

272.8

283.5

292.2

294.1

287.3

287.4

280.4

283.6

311.4

3,440.9

3,578.2

3,612.2

3,635.8

3,681.0

3,721.3

3,738.7

3,682.1

3,651.0

3,649.0

3,666.8

3,736.3

2,563.4
347.9
2,215.5
454.5
1,760.9

2,653.5
323.5
2,330.0
500.4
1,829.7

2,674.4
323.0
2,351.4
496.3
1,855.2

2,710.1
328.7
2,381.4
502.3
1,879.1

2,747.2
322.3
2,424.8
502.6
1,922.2

2,755.2
327.7
2,427.5
498.3
1,929.3

2,766.8
323.9
2,442.9
502.0
1,940.9

2,756.2
326.9
2,429.3
494.4
1,934.9

2,740.4
317.5
2,422.9
489.9
1,933.0

2,742.9
327.9
2,415.0
489.7
1,925.3

2,759.8
325.3
2,434.5
492.3
1,942.2

2,776.1
357.2
2,418.9
498.3
1,920.6

521.1
164.5
356.6

539.1
162.1
377.0

558.9
185.1
373.8

558.1
181.3
376.8

566.8
191.7
375.1

572.1
219.0
353.2

560.3
215.6
344.8

517.0
207.5
309.5

510.2
204.5
305.6

508.1
209.1
299.0

509.3
207.1
302.2

509.7
205.8
303.9

18.5

20.3

20.7

21.1

23.4

24.5

24.7

20.2

21.4

21.4

19.4

14.5

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

25

Net due to related foreign offices

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

73.8

78.3

86.0

86.6

86.9

90.2

91.7

91.4

90.2

91.1

91.6

92.7

3,176.8

3,291.2

3,340.1

3,375.9

3,424.3

3,442.0

3,443.5

3,384.8

3,362.1

3,363.5

3,380.2

3,393.0

264.0

287.0

272.1

259.8

256.8

279.3

295.2

297.3

288.8

285.4

286.6

343.3

H.8 (510)
Assets and Liabilities of Small Domestically Chartered Commercial Banks in the United States1
Not seasonally adjusted, adjusted for mergers, billions of dollars
Account

2006
Mar

Page 10
April 13, 2007

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

Week ending
Mar 21
Mar 28

3,019.2

3,168.0

3,183.1

3,201.5

3,228.5

3,243.0

3,250.4

3,179.8

3,152.7

3,158.4

3,160.9

3,192.4

Apr 4

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

695.1
479.0
216.1

696.1
472.7
223.3

707.6
474.3
233.2

705.5
472.6
232.9

699.5
464.5
235.0

698.9
463.4
235.5

698.5
461.0
237.5

700.5
458.6
241.9

697.2
458.9
238.2

696.6
458.2
238.4

698.1
456.1
242.0

704.2
457.8
246.4

5
6
7
8
9
9a
9b
10
10a
10b
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Revolving home equity
Other
Other residential
Commercial
Consumer
Credit cards and related plans
Other
Security4
Other loans and leases

2,324.1
364.6
1,500.1
125.6
1,374.5
517.2
857.3
344.8
183.5
161.4
11.0
103.6

2,471.9
396.0
1,596.9
122.3
1,474.6
554.1
920.5
355.3
192.6
162.7
11.0
112.7

2,475.6
396.3
1,606.4
120.6
1,485.8
555.3
930.5
349.5
188.1
161.3
11.0
112.4

2,496.0
399.2
1,619.0
121.5
1,497.5
562.2
935.4
350.3
189.1
161.2
12.1
115.5

2,529.0
403.1
1,635.0
121.5
1,513.5
572.6
940.9
362.4
201.4
161.0
11.8
116.6

2,544.0
405.7
1,642.5
120.7
1,521.8
575.7
946.0
366.3
202.9
163.5
11.3
118.3

2,551.9
408.3
1,657.7
120.7
1,537.0
586.3
950.7
356.8
194.1
162.7
11.3
117.8

2,479.3
411.8
1,589.2
112.3
1,477.0
522.5
954.5
347.5
185.7
161.7
12.1
118.7

2,455.6
411.1
1,567.6
108.0
1,459.6
505.6
953.9
346.2
184.4
161.8
11.9
118.8

2,461.8
411.9
1,571.1
110.1
1,461.0
506.3
954.7
348.7
186.9
161.8
11.9
118.2

2,462.7
412.5
1,572.2
110.0
1,462.2
505.9
956.3
347.2
185.5
161.7
12.3
118.6

2,488.2
415.9
1,591.2
110.0
1,481.2
524.8
956.4
348.3
186.0
162.2
12.6
120.3

13

102.9

91.3

97.3

114.5

118.7

115.7

120.1

136.7

133.0

131.5

138.9

152.5

14

5

Cash assets

104.9

111.0

110.3

110.8

114.3

114.4

110.2

105.3

105.5

103.0

104.4

106.0

15

Other assets6

237.5

248.7

268.3

272.8

283.5

292.2

294.1

287.3

287.4

280.4

283.6

311.4

3,429.9

3,583.3

3,623.7

3,664.1

3,708.6

3,728.7

3,738.6

3,673.1

3,642.7

3,637.1

3,651.7

3,726.3

2,562.4
345.7
2,216.7
454.5
1,762.2

2,652.7
322.2
2,330.6
500.4
1,830.2

2,674.7
323.0
2,351.7
496.3
1,855.5

2,722.9
331.6
2,391.3
502.3
1,889.0

2,758.4
333.9
2,424.4
502.6
1,921.9

2,748.1
329.4
2,418.7
498.3
1,920.4

2,760.8
320.0
2,440.8
502.0
1,938.7

2,755.4
324.8
2,430.6
494.4
1,936.2

2,740.3
309.5
2,430.8
489.9
1,940.9

2,733.1
325.3
2,407.8
489.7
1,918.1

2,746.8
346.6
2,400.2
492.3
1,907.9

2,792.8
350.3
2,442.6
498.3
1,944.3

521.1
164.5
356.6

539.1
162.1
377.0

558.9
185.1
373.8

558.1
181.3
376.8

566.8
191.7
375.1

572.1
219.0
353.2

560.3
215.6
344.8

517.0
207.5
309.5

510.2
204.5
305.6

508.1
209.1
299.0

509.3
207.1
302.2

509.7
205.8
303.9

16

Interbank loans

TOTAL A SSETS

7

L IABILITIES
17
18
19
20
21

Deposits
Transaction
Nontransaction
Large time
Other

22
23
24

Borrowings
From banks in the U.S.
From others

25

Net due to related foreign offices

18.5

20.3

20.7

21.1

23.4

24.5

24.7

20.2

21.4

21.4

19.4

14.5

26

Other liabilities

73.8

78.3

86.0

86.6

86.9

90.2

91.7

91.4

90.2

91.1

91.6

92.7

3,175.8

3,290.4

3,340.4

3,388.7

3,435.5

3,434.9

3,437.5

3,384.0

3,362.0

3,353.7

3,367.1

3,409.7

254.1

292.9

283.4

275.3

273.1

293.8

301.1

289.1

280.6

283.4

284.7

316.6

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

H.8 (510)
Assets and Liabilities of Foreign-Related Institutions in the United States1
Seasonally adjusted, billions of dollars
Account

Page 11
April 13, 2007

2006
Mar

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

829.4

910.5

915.7

915.6

930.8

939.1

966.3

968.4

964.2

962.4

960.9

987.1

Mar 14

Week ending
Mar 21
Mar 28

Apr 4

A SSETS
1

Bank credit

2
3
4

Securities in bank credit
Treasury and Agency securities2
Other securities

345.3
78.4
267.0

370.7
84.5
286.2

367.7
81.2
286.6

372.5
82.8
289.7

374.4
84.5
290.0

377.1
82.1
294.9

385.0
86.1
298.8

391.3
86.2
305.1

394.5
90.2
304.3

388.9
84.0
305.0

388.9
82.7
306.2

396.1
85.1
311.0

5
6
7
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

484.1
175.3
21.3
156.1
131.5

539.8
209.9
23.5
165.8
140.7

547.9
214.7
23.9
167.1
142.2

543.1
215.3
23.5
166.9
137.4

556.4
216.1
24.4
173.8
142.2

562.0
216.7
24.9
176.6
143.8

581.3
218.2
24.5
189.3
149.2

577.1
218.5
25.8
186.3
146.5

569.7
217.7
25.2
179.9
146.9

573.4
219.3
25.6
183.1
145.4

572.0
216.4
26.5
184.0
145.0

591.0
220.3
27.5
196.5
146.6

13

Interbank loans

47.6

57.1

62.0

65.7

64.1

67.3

66.5

62.3

64.9

59.1

60.7

55.9

14

Cash assets5

52.3

48.3

47.5

51.6

50.9

50.6

50.9

49.0

49.9

47.8

50.1

46.3

15

6

Other assets

16

TOTAL A SSETS7

37.0

43.0

39.2

34.9

35.5

34.3

38.4

38.0

35.6

36.7

40.5

47.6

965.8

1,058.4

1,063.9

1,067.4

1,080.9

1,090.7

1,121.6

1,117.2

1,114.0

1,105.4

1,111.7

1,136.5

L IABILITIES
17
18
19

Deposits
Transaction
Nontransaction

648.7
13.4
635.3

741.4
10.8
730.6

751.5
10.4
741.1

764.1
11.0
753.0

761.3
10.7
750.6

771.2
10.5
760.7

787.9
10.2
777.8

821.2
10.4
810.8

804.7
10.0
794.7

819.6
10.3
809.3

837.6
10.5
827.1

862.5
11.2
851.3

22
23
24

Borrowings
From banks in the U.S.
From others

435.1
61.8
373.4

446.7
54.4
392.3

468.7
58.4
410.2

489.3
63.1
426.2

504.0
62.2
441.8

509.1
64.5
444.6

517.0
65.2
451.9

534.2
70.3
464.0

548.2
79.0
469.2

522.2
61.0
461.1

520.0
71.7
448.3

533.2
66.3
466.9

25

Net due to related foreign offices

-219.5

-252.1

-268.3

-297.5

-292.1

-304.2

-300.8

-356.6

-357.7

-348.7

-375.4

-377.5

26

Other liabilities

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

99.6

120.9

115.4

113.1

115.0

116.7

119.7

117.6

119.3

118.9

120.6

116.3

963.9

1,056.9

1,067.2

1,069.0

1,088.3

1,092.8

1,123.9

1,116.5

1,114.5

1,112.0

1,102.8

1,134.5

1.9

1.4

-3.3

-1.6

-7.4

-2.1

-2.3

0.7

-0.5

-6.6

8.9

1.9

H.8 (510)
Assets and Liabilities of Foreign-Related Institutions in the United States1
Not seasonally adjusted, billions of dollars
Account

Page 12
April 13, 2007

2006
Mar

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

832.4

905.6

912.5

916.9

939.0

947.4

971.7

971.7

968.3

966.7

964.0

990.5

Mar 14

Week ending
Mar 21
Mar 28

Apr 4

A SSETS
1

Bank credit

2
3
3a
3b
4
4a
4b

Securities in bank credit
Treasury and Agency securities2
Trading account
Investment account
Other securities
Trading account
Investment account

345.3
78.4
28.2
50.2
267.0
157.0
110.0

370.7
84.5
27.7
56.8
286.2
178.5
107.6

367.7
81.2
24.0
57.2
286.6
178.1
108.5

372.5
82.8
25.4
57.4
289.7
182.1
107.5

374.4
84.5
24.5
60.0
290.0
181.9
108.0

377.1
82.1
21.7
60.4
294.9
183.5
111.5

385.0
86.1
26.0
60.1
298.8
186.1
112.7

391.3
86.2
29.6
56.6
305.1
190.5
114.6

394.5
90.2
31.7
58.4
304.3
190.1
114.2

388.9
84.0
28.2
55.7
305.0
190.0
114.9

388.9
82.7
27.5
55.2
306.2
190.9
115.3

396.1
85.1
28.0
57.1
311.0
194.8
116.2

5
6
7
11
12

Loans and leases in bank credit3
Commercial and industrial
Real estate
Security4
Other loans and leases

487.1
176.8
21.3
157.9
131.1

535.0
208.3
23.5
162.7
140.4

544.7
211.8
23.9
169.8
139.2

544.4
213.0
23.5
171.8
136.0

564.5
216.8
24.4
180.6
142.8

570.3
218.8
24.9
181.0
145.5

586.7
221.1
24.5
191.0
150.0

580.4
220.3
25.8
186.4
147.9

573.9
219.7
25.2
180.7
148.2

577.7
221.3
25.6
184.2
146.6

575.1
218.0
26.5
184.2
146.4

594.4
221.9
27.5
196.2
148.8

13

47.6

57.1

62.0

65.7

64.1

67.3

66.5

62.3

64.9

59.1

60.7

55.9

14

5

Cash assets

50.6

49.2

48.3

52.2

52.1

51.4

50.2

47.4

48.7

46.0

48.4

44.8

15

Other assets6

36.9

42.4

38.4

34.4

36.4

35.4

39.2

37.8

36.4

35.4

40.2

45.8

966.9

1,053.8

1,060.7

1,068.7

1,091.1

1,101.0

1,127.1

1,118.7

1,117.7

1,106.6

1,112.9

1,136.5

16

Interbank loans

TOTAL A SSETS

7

L IABILITIES
17
18
19

Deposits
Transaction
Nontransaction

651.7
13.7
638.1

733.0
10.8
722.2

736.2
10.2
726.0

751.5
10.9
740.7

755.3
11.1
744.1

773.9
10.7
763.3

789.3
10.5
778.8

825.0
10.6
814.3

809.1
10.1
799.0

822.1
10.3
811.8

846.9
11.1
835.8

869.7
11.9
857.8

22
23
24

Borrowings
From banks in the U.S.
From others

435.1
61.8
373.4

446.7
54.4
392.3

468.7
58.4
410.2

489.3
63.1
426.2

504.0
62.2
441.8

509.1
64.5
444.6

517.0
65.2
451.9

534.2
70.3
464.0

548.2
79.0
469.2

522.2
61.0
461.1

520.0
71.7
448.3

533.2
66.3
466.9

25

Net due to related foreign offices

-221.3

-250.6

-264.6

-291.7

-288.2

-302.2

-301.0

-358.9

-359.7

-355.1

-376.3

-382.2

26

Other liabilities

98.5

121.9

117.5

116.6

117.2

117.9

119.6

116.2

118.0

115.2

120.1

113.7

964.0

1,051.0

1,057.8

1,065.8

1,088.3

1,098.8

1,124.9

1,116.6

1,115.6

1,104.4

1,110.7

1,134.3

2.9

2.9

2.9

2.9

2.8

2.2

2.2

2.2

2.2

2.2

2.2

2.2

27

TOTAL L IABILITIES

28

Residual (assets less liabilities)8

Footnotes appear on page 14.

H.8 (510)
Memo Items
Not seasonally adjusted, billions of dollars

Page 13
April 13, 2007
2006
Mar

Account

2006
Sep

2006
Oct

2006
Nov

2006
Dec

2007
Jan

2007
Feb

2007
Mar

Mar 14

104.8

103.8

106.5

116.2

109.5

109.0

113.8

112.8

Week ending
Mar 21 Mar 28

Apr 4

L ARGE D OMESTICALLY C HARTERED B ANKS , ADJUSTED FOR MERGERS
29

Reval. gains on off-bal. sheet items9

92.6
9

114.7

111.9

115.5

30

Reval. losses on off-bal. sheet items

31
31a
31b

Mortgage-backed securities10
Pass-through
CMO, REMIC, and other

79.4

91.0

91.5

90.2

96.2

90.5

91.7

94.6

92.0

98.3

91.8

95.6

593.0
459.9
133.2

620.4
481.7
138.8

621.4
473.6
147.8

623.6
483.8
139.8

625.6
491.6
134.0

628.8
494.8
134.0

639.6
505.9
133.8

633.0
507.4
125.5

637.4
510.4
127.0

636.3
510.7
125.6

632.3
507.8
124.5

611.4
490.0
121.4

32

Net unrealized gains (losses) on
available-for-sale securities11

-14.0

-3.0

-1.6

-2.8

-4.0

-6.0

-5.8

-3.3

-3.3

-2.9

-3.6

-3.6

33
33a
33b

Securitized consumer loans12
Credit cards and related plans
Other

100.2
70.4
29.8

102.5
68.7
33.8

101.8
67.1
34.7

102.1
66.6
35.5

105.7
67.2
38.5

105.1
67.3
37.8

104.6
67.6
37.0

106.1
69.5
36.6

106.0
69.2
36.8

106.3
69.6
36.7

106.2
69.6
36.6

106.0
69.5
36.5

34

Securitized business loans12

3.0

2.3

2.2

2.2

2.2

2.2

2.2

2.2

2.2

2.2

2.2

2.1

S MALL D OMESTICALLY C HARTERED B ANKS , ADJUSTED FOR MERGERS
31
33
33a
33b

Mortgage-backed securities10

326.6

327.0

331.7

329.9

322.7

324.1

325.2

321.7

319.9

319.7

317.9

318.6

12

272.0
268.1
4.0

278.8
275.3
3.5

282.9
279.4
3.5

285.4
281.7
3.7

286.6
283.0
3.7

285.7
282.1
3.7

286.4
282.8
3.6

289.9
286.4
3.6

290.1
286.5
3.6

288.9
285.3
3.6

291.2
287.7
3.6

290.9
287.4
3.5

61.3

68.6

67.3

66.8

67.1

64.6

65.0

65.6

67.1

66.3

63.3

64.5

65.1

76.1

75.9

73.8

73.8

72.8

71.5

71.5

72.5

72.1

69.7

70.7

Securitized consumer loans
Credit cards and related plans
Other
F OREIGN -R ELATED I NSTITUTIONS

29
30

Reval. gains on off-bal. sheet items9
Reval. losses on off-bal. sheet items

Footnotes appear on page 14.

9

H.8 (510)

Footnotes

Page 14
April 13, 2007

1. Covers the following types of institutions in the fifty states and the District of Columbia: domestically chartered commercial banks that submit a weekly report of condition (large
domestic); other domestically chartered commercial banks (small domestic); branches and agencies of foreign banks, and Edge Act and Agreement corporations (foreign-related
institutions). Excludes International Banking Facilities. Data are Wednesday values or pro rata averages of Wednesday values. Large domestic banks constitute a universe; data for
small domestic banks and foreign-related institutions are estimates based on weekly samples and on quarter-end condition reports. Data are adjusted for breaks caused by
reclassifications of assets and liabilities.
The data for large and small domestic banks presented on pages 5 to 10 are adjusted to remove the estimated effects of mergers between these two groups. The adjustment for
mergers changes past levels to make them comparable with current levels. Estimated quantities of balance sheet items acquired in mergers are removed from past data for the bank
group that contained the acquired bank and put into past data for the group containing the acquiring bank. Balance sheet data for acquired banks are obtained from call reports, and a
ratio procedure is used to adjust past levels.
2. Treasury securities are liabilities of the U.S. Treasury. Agency securities are liabilities of U.S. government agencies and U.S. government-sponsored enterprises.
3. Excludes federal funds sold to, reverse RPs with, and loans made to commercial banks in the United States, all of which are included in line 13.
4. Consists of reverse RPs with brokers and dealers and loans to purchase and carry securities.
5. Includes vault cash, cash items in process of collection, balances due from depository institutions, and balances due from Federal Reserve Banks.
6. Excludes the due-from position with related foreign offices, which is included in line 25.
7. Excludes unearned income, reserves for losses on loans and leases, and reserves for transfer risk. Loans are reported gross of these items.
8. This balancing item is not intended as a measure of equity capital for use in capital adequacy analysis. On a seasonally adjusted basis this item reflects any differences in the
seasonal patterns estimated for total assets and total liabilities.
9. Fair value of derivative contracts (interest rate, foreign exchange rate, other commodity and equity contracts) in a gain/loss position, as determined under FASB Interpretation
#39. The fair value of derivative contracts in a gain position is included in “Other securities, trading account,” balance sheet item 4a. The fair value of derivative contracts in a loss
position is included in “Other liabilities,” balance sheet item 26.
10. Includes mortgage-backed securities issued by U.S. government agencies, U.S. government-sponsored enterprises, and private entities.
11. Difference between fair value and historical cost for securities classified as available-for-sale under FASB Statement #115. Data are reported net of tax effects. Data shown are
restated to include an estimate of these tax effects.
12. Total amount outstanding.
Current and historical H.8 data are available on the Federal Reserve Board’s web site (www.federalreserve.gov). For information about individual copies or subscriptions, contact
Publications Services at the Federal Reserve Board (phone 202-452-3244, fax 202-728-5886). For paid electronic access to current and historical data, call STAT-USA at
1-800-782-8872 or 202-482-1986.

Notes on the Data
The adoption of FAS 159 by some banks during the week of April 4, 2007 affected the assets of large domestically chartered commercial banks. The following asset items increased
(in billions): Treasury and Agency securities, trading account, $11.5, and other securities, trading account, $26.3. The following asset items decreased: Treasury and Agency
securities, investment account, $11.5; other securities, investment account, other, $8.0; real estate loans, other residential, $17.8; and commercial and industrial loans, $0.8. The
following memo items decreased: Pass-through mortgage-backed securities, $8.4, and CMO, REMIC, and other, $5.0. In addition, domestically chartered banks lost $1.9 billion in
assets and liabilities to nonbanks during the week of April 4, 2007. The major asset item affected was (in billions): real estate loans, other residential, -$1.9. The liability item affected
was net due to related foreign offices, -$1.9.

Board of Governors of the
Federal Reserve System
Washington, DC 20551-0001
OFFICIAL BUSINESS

First Class