1234567 SAMPLE BANK HOLDING COMPANY RICHMOND, VA FR Dist: 05 Peer: 1

30+ DAYS PAST DUE AND NONACCRUAL LNS&LS AS A PERCENT OF LOAN TYPE -------------------------------Real Estate - 30-89 Days PD - 90+ Days Past Due - Nonaccrual Coml & Indl - 30-89 Days PD - 90+ Days Past Due - Nonaccrual Individuals - 30-89 Days PD - 90+ Days Past Due - Nonaccrual Dep Inst Lns - 30-89 Days PD - 90+ Days Past Due - Nonaccrual Agricultural - 30-89 Days PD - 90+ Days Past Due - Nonaccrual Foreign Govts- 30-89 Days PD - 90+ Days Past Due - Nonaccrual Other Lns&Ls - 30-89 Days PD - 90+ Days Past Due - Nonaccrual

PAST DUE AND NONACCRUAL LOANS AND LEASES

PAGE 13A

mm/dd/yyyy BHC PEER 01 PCT ----------------0.53 0.79 36 0.17 0.13 72 0.14 0.60 12 0.90 0.55 82 0.14 0.06 80 0.39 0.47 51 1.15 1.41 51 0.15 0.29 48 0.11 0.16 58 0.00 0.00 45 0.00 0.00 48 0.00 0.00 45 1.44 0.37 88 0.00 0.02 36 0.05 0.44 45 N/A 0.00 N/A N/A 0.19 N/A N/A 0.00 N/A 0.56 0.42 63 0.01 0.03 55 0.01 0.12 33

mm/dd/yyyy BHC PEER 01 PCT ----------------0.42 0.61 32 0.04 0.12 36 0.18 0.46 18 0.69 0.57 73 0.03 0.06 50 0.27 0.65 23 1.13 1.28 53 0.10 0.26 47 0.20 0.15 70 0.00 0.02 44 0.00 0.00 50 0.00 0.01 44 1.10 0.28 91 0.34 0.02 94 5.71 0.36 96 N/A 0.02 N/A N/A 0.00 N/A N/A 0.05 N/A 0.06 0.44 19 0.00 0.03 40 0.04 0.19 32

mm/dd/yyyy BHC PEER 01 PCT ----------------0.59 0.81 38 0.13 0.14 58 0.16 0.55 14 0.65 0.50 69 0.11 0.05 78 0.29 0.52 30 2.04 1.58 72 0.22 0.31 55 0.19 0.14 72 0.00 0.00 46 0.00 0.00 45 0.00 0.00 46 0.41 0.27 66 0.36 0.02 95 0.08 0.36 50 N/A 1.35 N/A N/A 0.00 N/A N/A 0.00 N/A 0.19 0.49 36 0.01 0.02 57 0.01 0.14 36

mm/dd/yyyy BHC PEER 01 ------------0.41 0.66 0.05 0.13 0.21 0.43 0.72 0.58 0.06 0.07 0.28 0.61 1.23 1.41 0.17 0.29 0.28 0.16 0.00 0.00 0.00 0.00 2.39 0.03 7.61 0.28 0.00 0.01 0.02 0.35 N/A 0.35 N/A 0.00 N/A 0.00 0.28 0.43 0.01 0.02 0.07 0.23

mm/dd/yyyy
BHC PEER 01
------------
0.26 0.57
0.07 0.11
0.25 0.44
1.03 0.55
0.04 0.07
0.52 0.85
1.45 1.36
0.30 0.32
0.44 0.20
0.00 0.02
0.00 0.00
0.00 0.05
0.70 0.27
0.00 0.03
0.36 0.60
N/A 0.03
N/A 0.00
N/A 0.43
0.21 0.56
0.06 0.04
0.44 0.32

Note: 30-89 Days Past Due amounts and ratios are confidential prior to month yyyy.

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BHCPR User’s Guide • March 2007

Past Due and Nonaccrual Loans and Leases

BHCPR pages 13A and 13B presents the proportion accounted for by spe­ cific categories of consolidated loans and leases that are 30 to 89 days past due, 90 days or more past due, or in nonaccrual status relative to the bal­ ance of each loan type before deduct­ ing unearned income. Data presented in this report page are derived from Schedule HC-N of the FR Y-9C. Information on loans 30–89 days past due is not included on public reports for dates prior to March 31, 2001. Commercial and Industrial Loans—
90 Days and Over Past Due
(Percent of Commercial and Industrial
Loans)
Commercial and industrial loans on which interest or principal is due and unpaid for 90 days or more divided by commercial and industrial loans, gross of unearned income. Commercial and Industrial Loans—
Nonaccrual
(Percent of Commercial and Industrial
Loans)
Commercial and industrial loans that are in nonaccrual status divided by commercial and industrial loans, gross of unearned income. Loans to Individuals—
30 to 89 Days Past Due
(Percent of Loans to Individuals)
Loans to individuals on which inter­ est or principal is due and unpaid for 30 to 89 days divided by total loans to inividuals, gross of unearned income. Loans to Individuals— 90 Days and Over Past Due (Percent of Loans to Individuals) Loans to individuals on which inter­ est or principal is due and unpaid for 90 days or more divided by total loans to individuals, gross of unearned income. Loans to Individuals—Nonaccrual (Percent of Loans to Individuals) Loans to individuals that are in nonaccrual status divided by loans to individuals, gross of unearned income. Loans to Depository Institutions—
30 to 89 Days Past Due
(Percent of Loans to Depository
Institutions)
Loans to depository institutions on which interest or principal is due and unpaid for 30 to 89 days divided by loans to depository institutions, gross of unearned income. Loans to Depository Institutions— 90 Days and Over Past Due (Percent of Loans to Depository Institutions) Loans to depository institutions on which interest or principal is due and unpaid for 90 days or more divided by loans to deposi­ tory institutions, gross of unearned income. Loans to Depository Institutions—
Nonaccrual
(Percent of Loans to Depository
Institutions)
Loans to depository institutions that are in nonaccrual status divided by loans to depository institutions, gross of unearned income. Agricultural Loans—
30 to 89 Days Past Due
(Percent of Agricultural Loans)
Agricultural loans on which interest or principal is due and unpaid for 30 to 89 days divided by agricultural loans, gross of unearned income. Agricultural Loans— 90 Days and Over Past Due (Percent of Agricultural Loans) Agricultural loans on which interest or principal is due and unpaid for 90 days or more divided by agri­ cultural loans, gross of unearned income. Agricultural Loans—Nonaccrual (Percent of Agricultural Loans) Agricultural loans that are in nonaccrual status divided by agricul­ tural loans, gross of unearned income. Loans to Foreign Governments and Institutions—30 to 89 Days Past Due (Percent of Loans to Foreign Governments and Institutions) Loans to foreign governments and official institutions on which inter3-59

30 Days and over Past Due and Nonaccrual Loans and Leases as a Percent of Loan Type
Real Estate Loans—
30 to 89 Days Past Due
(Percent of Real Estate Loans)
Real estate loans on which interest or principal is due and unpaid for 30 to 89 days divided by real estate loans, gross of unearned income. Real Estate Loans— 90 Days and Over Past Due (Percent of Real Estate Loans) Real estate loans on which interest or principal is due and unpaid for 90 days or more divided by real estate loans, gross of unearned income. Real Estate Loans—Nonaccrual (Percent of Real Estate Loans) Real estate loans that are in nonaccrual status divided by real estate loans, gross of unearned income. Commercial and Industrial Loans—
30 to 89 Days Past Due
(Percent of Commercial and Industrial
Loans)
Commercial and industrial loans on which interest or principal is due and unpaid for 30 to 89 days divided by commercial and industrial loans, gross of unearned income.
BHCPR User’s Guide • March 2007

est or principal is due and unpaid for 30 to 89 days divided by loans to foreign governments and offi­ cial institutions, gross of unearned income. Loans to Foreign Governments and Institutions—90 Days and Over Past Due (Percent of Loans to Foreign Governments and Institutions) Loans to foreign governments and official institutions on which inter­ est or principal is due and unpaid for 90 days or more divided by loans to foreign governments and offi­ cial institutions, gross of unearned income. Loans to Foreign Governments and Institutions—Nonaccrual (Percent of Loans to Foreign Governments and Institutions) Loans to foreign governments

and official institutions that are in non-accrual status divided by loans to foreign governments and offi­ cial institutions, gross of unearned income. Other Loans and Leases—
30 to 89 Days Past Due
(Percent of Other Loans and Leases)
Other loans and leases on which interest or principal is due and unpaid for 30 to 89 days divided by other loans and leases, net of unearned income. Other Loans and Leases— 90 Days and Over Past Due (Percent of Other Loans and Leases) Other loans and leases on which interest or principal is due and unpaid for 90 days or more divided by other loans and leases, net of unearned income.

Other Loans and Leases—Nonaccrual (Percent of Other Loans and Leases) Other loans and leases in non-accrual status divided by other loans and leases, net of unearned income.

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BHCPR User’s Guide • March 2007