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Bank of America, N.A. P.O. Box 25118 Tampa, FL 33622-5118 Combined Statement Page 1 of 6 005485593182 Statement Period 09-22-12 through 10-24-12 B 15 0 A P PA 15 0049902 Number of checks enclosed: 0

Platinum Privileges
25075 001 SCM999 I1 0

BERTACILIA MORENO SYLVIA M MORENO 661 LAKEWORTH CIR LAKE MARY, FL 32746-5366

Our Online Banking service allows you to check balances, track account activity and more. With Online Banking you can also view up to 18 months of this statement online and even turn off delivery of your paper statement. Enroll at www.bankofamerica.com.

Customer Service Information www.bankofamerica.com


For additional information or service, you may call: 1.800.432.1000 Wealth Management Banking Support 1.800.288.4408 TDD/TTY Users Only 1.800.688.6086 En Espaol Or you may write to: Bank of America, N.A. P.O. Box 25118 Tampa, FL 33622-5118

Your Platinum Privileges Statement Summary


Account Name Bank Deposit Accounts ** Interest Checking Regular Checking Fixed Term CD 11Mo Risk Free CD Account Number 0054 8559 3182 0036 6792 7400 * 910 000 9196 6256 * 910 000 9196 6324 Statement Date 10-24 10-24 10-24 10-24 Balance ($) 2,002.19 1,184.91 32,671.31 17,099.25

Total Deposit Account Balance $52,957.66


* Detailed information about this account is not included on this statement. ** Banking products such as checking and savings accounts are offered by Bank of America, N.A., member FDIC. Bank of America credit cards are issued and administered by FIA Card Services, N.A.

Mobile Banking Apps


Want flexibility to bank on your smartphone or tablet? Download Bank of America's free Mobile Banking App: Text APP1 to 226526. Must first enroll in Online Banking. Supported carriers include: Alltel, AT&T, Cellular One, T-Mobile, Virgin Mobile, US Cellular, Verizon Wireless. Wireless fees may apply. Text STOP to cancel and HELP for help to 226526.
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Combined Statement Page 2 of 6 005485593182 Statement Period 09-22-12 through 10-24-12 B 15 0 A P PA 15 Number of checks enclosed: 0

BERTACILIA MORENO SYLVIA M MORENO

Deposit Accounts
Interest Checking Platinum Privileges Relationship Account
BERTACILIA MORENO SYLVIA M MORENO

Your Account at a Glance


Account Number XXXX XXXX 3182 Beginning Balance on 09-22-12 $ 2,030.69 Deposits and Other Additions + 2,992.02 ATM and Debit Card Subtractions 206.78 Other Subtractions 2,813.74 Ending Balance on 10-24-12 $ 2,002.19 Annual Percentage Yield Earned this Statement Period: 0.01% Interest Paid Year to Date: $0.45 Your account has overdraft protection provided by Deposit Account number 8980 3955 2317.

Effective 12/01/12, the rate bonus available to Advantage and Preferred Checking relationship customers ("Plus Customers") for new or renewing CD or CD IRA accounts may be lowered or discontinued without notice at any time. The new rate bonus, if any, will be included in the interest rate quoted for the renewal term. This change also affects customers who have a Wealth Management, US Trust or Small Business client managed relationship. Platinum Privileges customers will still be eligible for Platinum rates on select CDs. For information about alternative products and rates, or to find out how to qualify for Platinum Privileges , please call 1.800.432.1000 or visit your nearest banking center.

Interest Checking Additions and Subtractions


Date Posted 09-25 09-25 09-27 10-02 10-02 10-03 10-04 10-04 10-05 10-05 10-05 10-05 10-09 10-09 10-12 Amount($) 167.723.05212.00250.00+ 117.831,844.00+ 141.0030.00580.00+ 381.0047.7910.00953.8187.206.68Resulting Balances($) 1,862.97 1,859.92 1,647.92 1,897.92 1,780.09 3,624.09 3,483.09 3,453.09 4,033.09 3,652.09 3,604.30 3,594.30 2,640.49 2,553.29 2,546.61 Transactions Carrier Visa Bill Payment Dillard's Bill Payment Bank Of America Credit Card Bill Payment Deposit Sallie Mae Des:Ebill ID:90939015571001B Indn:90939015571001B101 Co ID:2541843973 Web US Treasury 303 Des:Xxsoc Sec ID:Xxxxxxxxxd SSA Indn:Bertacilia Moreno Co ID:3031036030 Ppd Heathrow Lake Maintenance Associ Bill Payment Bank Of America Credit Card Bill Payment Online scheduled transfer from Chk 7400 Confirmation# 3243634497 Heathrow Master Association Inc. Bill Payment Bright House Bill Payment Dillard's Bill Payment Jpmorgan Chase Des:Chase ACH ID:8420784194 Indn:Bertacilia Moreno Co ID:9008102401 Ppd Fpl Direct Debit Des:Elec Pymt ID:0234991578 Ppda Indn:Bertacilia Moreno Co ID:3590247775 Ppd Walgreens 10/12 #000110363 Purchase 7085 County Road Lake Mary FL

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Combined Statement Page 3 of 6 005485593182 Statement Period 09-22-12 through 10-24-12 B 15 0 A P PA 15 0049904 Number of checks enclosed: 0

BERTACILIA MORENO SYLVIA M MORENO

Interest Checking Additions and Subtractions


Date Posted 10-15 10-15 10-16 10-17 10-19 10-19 10-24 Amount($) 294.62200.10318.00+ 167.72160.0040.000.02+ Resulting Balances($) 2,251.99 2,051.89 2,369.89 2,202.17 2,042.17 2,002.17 2,002.19 Transactions Mutual Of Omaha Des:Oct Insprm ID:5G8661 Indn:Bertacilia Moreno Co ID:47-0246511 Ppd CheckCard 1012 Walgreens #7819 Lake Mary FL 24445002287600269971420 Online scheduled transfer from Chk 7400 Confirmation# 3238645248 Carrier Visa Bill Payment Carrier Visa Bill Payment Florida Eye Clinic PA Bill Payment Interest Earned

Daily Balance Summary


Date Beginning 09-25 09-27 10-02 10-03 Balance($) 2,030.69 1,859.92 1,647.92 1,780.09 3,624.09 Date 10-04 10-05 10-09 10-12 10-15 Balance($) 3,453.09 3,594.30 2,553.29 2,546.61 2,051.89 Date 10-16 10-17 10-19 10-24 Balance($) 2,369.89 2,202.17 2,002.17 2,002.19

Regular Checking Platinum Privileges Relationship Account


SYLVIA MORENO BERTACILIA MORENO

Your Account at a Glance


Account Number XXXX XXXX 7400 Beginning Balance on 09-22-12 $ 763.36 Deposits and Other Additions + 2,362.19 ATM and Debit Card Subtractions 16.96 Other Subtractions 1,923.68 Ending Balance on 10-24-12 $ 1,184.91

Regular Checking Additions and Subtractions


Date Posted 09-24 09-24 09-24 09-24 09-24 Amount($) 15.0010.643.323.001.04Resulting Balances($) 748.36 737.72 734.40 731.40 730.36 Transactions Dillard's Bill Payment CheckCard 0922 Fashion Shade Volusia M Daytona Beachfl 24431062268200309300053 Publix Super M 09/22 #000121317 Purchase 870 Village Oak L Lake Mary FL CheckCard 0923 Walgreens #7819 Lake Mary FL 24445002268600112286771 Keep The Change Transfer To Acct 0147 For 09/24/12

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Combined Statement Page 4 of 6 005485593182 Statement Period 09-22-12 through 10-24-12 B 15 0 A P PA 15 Number of checks enclosed: 0

BERTACILIA MORENO SYLVIA M MORENO

Regular Checking Additions and Subtractions


Date Posted 09-25 09-25 09-27 09-28 09-28 10-01 10-02 10-02 10-04 10-04 10-05 10-05 10-05 10-10 10-15 10-16 10-16 10-17 10-18 10-22 Amount($) 150.00+ 29.85937.19+ 70.0010.0050.00318.96103.18200.0050.00580.0015.0010.0057.6550.00275.00+ 318.0045.00500.00+ 500.00+ Resulting Balances($) 880.36 850.51 1,787.70 1,717.70 1,707.70 1,657.70 1,338.74 1,235.56 1,035.56 985.56 405.56 390.56 380.56 322.91 272.91 547.91 229.91 184.91 684.91 1,184.91 Transactions Deposit Southern Green Of Orlando Bill Payment KY Teachers Ret Des:Benefits ID:201209240642674 Indn:Sylvia A Moreno Co ID:93500000Ra Ppd Carecredit Bill Payment Tjx Rewards Bill Payment Bank Of America Credit Card Bill Payment Chase Auto Finance Bill Payment Geico Des:Prem Coll ID:6Axxxxxxxxxoe E Indn:Sylvia Moreno Co ID:3530075853 Ppd Bank Of America Credit Card Bill Payment Bank Of America Credit Card Bill Payment Online scheduled transfer to Chk 3182 Confirmation# 3243634497 Dillard's Bill Payment Tjx Rewards Bill Payment Ray Valdez, Tax Collector Bill Payment Automatic Transfer To 0147 Online Banking transfer from Chk 8014 Conf# 3037937802; Stern, Miriam Online scheduled transfer to Chk 3182 Confirmation# 3238645248 Sunamerica Bill Payment Online Banking transfer from Sav 2317 Confirmation# 1653211634 Online Banking transfer from Sav 8163 Conf# 0595454627; Stern, Miriam

Daily Balance Summary


Date Beginning 09-24 09-25 09-27 09-28 Balance($) 763.36 730.36 850.51 1,787.70 1,707.70 Date 10-01 10-02 10-04 10-05 10-10 Balance($) 1,657.70 1,235.56 985.56 380.56 322.91 Date 10-15 10-16 10-17 10-18 10-22 Balance($) 272.91 229.91 184.91 684.91 1,184.91

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Combined Statement Page 5 of 6 005485593182 Statement Period 09-22-12 through 10-24-12 B 15 0 A P PA 15 0049906 Number of checks enclosed: 0

BERTACILIA MORENO SYLVIA M MORENO

Account Account Owner Number BERTACILIA MORENO Fixed Term CD 910 000 9196 6256 11Mo Risk Free CD910 000 9196 6324

As of 10-24-12 Interest Interest Annual Paid This Paid Year Interest Percentage Period ($) To Date ($) Rate (%) Yield (%)* 8.06 3.79 81.70 38.47 0.30 0.27 0.30 0.27

Time Deposits (CDs)

Maturity Date 01-04-13 06-04-13

Current Balance ($) 32,671.31 17,099.25

* The annual percentage yield shown assumes that interest is allowed to compound. If your interest is paid to another account by transfer or by check, your annual percentage yield may be lower.

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Combined Statement Page 6 of 6 005485593182

How To Balance Your Bank of America Account


FIRST, start with your Account Register/Checkbook:
1. List your Account Register/Checkbook Balance here 2. Subtract any service charges or other deductions not previously recorded that are listed on this statement 3. Add any credits not previously recorded that are listed on this statement (for example interest) 4. This is your NEW ACCOUNT REGISTER BALANCE

$ $ $ $ $ $

NOW, with your Account Statement:


1. List your Statement Ending Balance here 2. Add any deposits not shown on this statement

SUBTOTAL
3. List and total all outstanding checks, ATM, Check Card and other electronic withdrawals

Checks, ATM, Check Card, Electronic Withdrawals Date/Check # Amount

Checks, ATM, Check Card, Electronic Withdrawals Date/Check # Amount

Checks, ATM, Check Card, Electronic Withdrawals Date/Check # Amount

4. TOTAL OF OUTSTANDING CHECKS, ATM, Check Card and other electronic withdrawals 5. Subtract total outstanding checks, ATM, Check Card and other electronic withdrawals from Subtotal This Balance should match your new Account Register Balance

$ $

Upon receipt of your statement, differences, if any, should be reported to the bank promptly in writing and in accordance with provisions in your deposit agreement.

IMPORTANT INFORMATION FOR BANK DEPOSIT ACCOUNTS


Change of Address. Please call us at the telephone number listed on the front of this statement to tell us about a change of address. Deposit Agreement. When you opened your account, you received a deposit agreement and fee schedule and agreed that your account would be governed by the terms of these documents, as we may amend them from time to time. These documents are part of the contract for your deposit account and govern all transactions relating to your account, including all deposits and withdrawals. Copies of both the deposit agreement and fee schedule, which contain the current version of the terms and conditions of your account relationship, may be obtained at our banking centers. Electronic Transfers: In case of errors or questions about your electronic transfers If you think your statement or receipt is wrong or if you need more information about an electronic transfer (e.g., ATM transactions, direct deposits or withdrawals, point-of-sale transactions) on the statement or receipt, telephone or write us at the address and number listed on the front of this statement as soon as you can. We must hear from you no later than 60 days after we sent you the FIRST statement on which the error or problem appeared. * Tell us your name and account number. * Describe the error or the transfer you are unsure about, and explain as clearly as you can why you believe there is an error or why you need more information. * Tell us the dollar amount of the suspected error. For consumer accounts used primarily for personal, family or household purposes, we will investigate your complaint and will correct any error promptly. If we take more than 10 business days (10 calender days if you are a Massachusetts customer) (20 business days if you are a new customer, for electronic transfers occurring during the first 30 days after the first deposit is made to your account) to do this, we will recredit your account for the amount you think is in error, so that you will have use of the money during the time it takes us to complete our investigation. For other accounts, we investigate, and if we find we have made an error, we credit your account at the conclusion of our investigation. Reporting Other Problems. You must examine your statement carefully and promptly. You are in the best position to discover errors and unauthorized transactions on your account. If you fail to notify us in writing of suspected problems or unauthorized transactions within the time periods specified in the deposit agreement (which periods are no more than 60 days after we make the statement available to you and in some cases are 30 days or less), we are not liable to you for, and you agree not to make a claim against us for the problems or unauthorized transactions. Direct Deposits. If you have arranged to have direct deposits made to your account at least once every 60 days from the same person or company, you may call us at the telephone number listed on the front of this statement to find out if the deposit was made as scheduled.

Bank of America, N.A. Member FDIC and

Equal Housing Lender