v

c ,

Survey Research Center

University of Michigan

1986 SURVEY OF CONSUMER FINANCES

GENERAL CODING INSTRUCTIONS

1. Rounding rules: For ages, round fractional years down. code the midpoint, rounding to the odd if necessary. 2. -PER" time period code: PAYMENTS.

For other ranges,

Code "DK" as 9; code 8 is used for NO REGULAR

_

3. For all Dollar fields except Income (J1,3,5), use code 9 999 997 for an answer by R referring to a small but unspecified amount (for example, 'just a krt” ; "only a little"; "not very much". 4. When coding Dates, if R gives a season reference, but can't give exact month, use the following convention: "Winter" = 02 "Spring" = 05 "Summer" = 08
“Fall” = 11

SRC

SurveyResearchCenter 1986 SURVEYOF CONSUMER FINANCES (Facesheet; - A7a) A0
VAR #

University Michigan of

1

CASE ID 86
- 4000 1986 Interview cases 5001 - 8000 1986 Non-interview cases 1001

0000 Inap:Non-reinterview samplecases

COVERSHEET 86 ID
V4).

Five digits. First digit is same as SAMPLETYPE (see Last four digits are the 1983 SCF Case ID for this respondent.

1983 l-

ID 5000

SAMPLETYPE
1.

2. 3. 4. 5. 6.

Cross-section respondent High Incomerespondent Cross-section mover-out High incomemover-out Cross-section not selectedfor Leinterview Cross-section excludd from reinterview sample

CS RESPONDENT SEX
1. Male 2. Female 0.

Inap.

4

SRC

6

CS RESPONDENT

AGE

15 - 95
99 NA

Years

00

Inap.

7

cs
2.
0. 1.

SPOUSE SEX
Male

Female InaP

8

CS SPOUSE AGE 17 - 9s years 99 NA 00 Inap. SPOUSE COMPARISON 83//86 1. Spouse from 1983 listed on cwersheet label; spouse listed in 1986 household listing. Spouse from 1983 listed on cwersheet label; no spouse listed in 1986 household listing. No spouse fraa 1983 listed on coversheet label; spouse list& in 1966 household listing.
No spouse

9

-.

3.

4.

label;
IMP

from 1983 listed on cwersheet no spouse listed in 1966 household

listing.

0.

SRC
VAR * 10

UM

SAME SPOUSE?

If spousepresent in both 1983 and 1986 (see V9), is this the same person? 1. YES 5. NO
0.

Inap

11

MOVER-OUT SAMPLETYPE 86 1. 2. 3. 4.
0.

Cross SectionMover-Out, CompleteInterview High IncomeMover-Out, CompleteInterview Cross SectionMover-Out, Interview No High IncomeMover-Out, Interview No Inap:No mover-out

12

MOVER-OUT

LINK 1983 ID

1983 SCF Case ID for this mover out. (Not all moverouts gave interviews 1986; see Vll.) in l- 5000 1983 CASE ID
0.

IMP

13

MOVER-OUT

FORM #

# assignedfor field office for each mover-outwho did not give an interviewin 1986. l- 4000 0. InaP

.

I

6

SRC

VAR #

14

MOVER-OUTRESULT CODE 1. 5. 75. 77.
0.

Mover-outwas Mover-outwas Mover-outwas Mover-outwas Inap

found and completedinterview found but refusedinterview not found deceased or institutionalized

15

INTERVIEWER 86 ID # of interviewer who completedinterview
._I - 903 -1. ,? V. IMP

16

DATE INTERVIEW BEGAN--MONTH 6-9 0. 1-p

17

DATE INTERVIEW BEGAN--DAY 1 - 31 0. IMP

18

DATE 6-9

INTERVIEW ENDED--Mom

0.

IMP

19

DATE INTERVIEW ENDED--DAY
1 - 31

0. IMP

SRC

7
VAR #

20

DATE XNT TIME OF DAY Time when last call was made.
1.

2. 3. 4. 5. 6. 7.
9. 0.

Weekdays 9:oo am Weekdays 1:00 pm Weekdays 6:00 pm Saturdays1O:OO am Saturdays 6:00 pm Sundays 12:OO noon Sundays 6:00 pm UA

12:59pm 5:59 pm 12:OOmidnight 5:59 pm 12:OOmidnight 5:59 pm 12:OOmidnight

InaP

21

IRT RESULTCODE
1.

5. 50. 75, 77. 78. 79. 80. 90. 95.

Completeinterview Partialinterview Found but refusedinterview Could not be located Deceasedor institutionalized Respondent physicalinability Languageproblem Overseasentire study period Household not selectedfor reinterview Household excluded

.

22

IRTERVIEWLENGTR # of minutesit took to do the interview 999. NA 000. InaP

23

EDIT LENGTH # of minutesit took to edit the interview 999. NA 000. InaP

-

1

a
VAR #

SRC

24

RESIDENCECHANGE Change in primaryresidencesince 1983 1. 5. No change in primary residence
0.

map.

25

STATE
1.

2. 3. 4. 5. 6. 7. 8. 9. 10. 11. 12. 13. 14. 15. 16. 17. ia. 19. 20. 21. 22. 23. 24. 25. 26. 27. 28. 29. 30. 31. 32. 33. 34. 35. 36. 37. 38. 39. 40.

Alabama Alaska Arizona Arkansas California Connecticut Colorado Districtof Columbia Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennslvania Rhode Island
.

SRC
VAR #
41.

9

Ln4

42. 43. 44. 45. 46. 47. 48. 49. 50. 51.
00.

South Carolina South Dakota Tennessee Texas
Utah

Vermont Virginia Washington West Virginia Wisconsin Wyoming Inap,did not move, high income sample

26

REGION
1. Northeast 2. North Central

3. 4.
0.

South West

Inap, did not move, high income sample

27

STATE FIPS CODE

00.

Inap, did not move, high income sample

28

COUNTY

PIPS CODE Inap,did not move, high income sample

000.

29

ZIP/cow
1.

ASSIGNMENT

Assignment FIPS code to major countywithin of
the ZIP cod. area. No arrlgnumnt-the entire ZIP code was within a

5.

slnglocounty
0. IMP, did

not move, high income sample

* 10

I

SRC

VA8 #
91

83R CROSS SETION COMPOSITEWEIGHT Revised 1983 cross sectionweights. 0. Inap, high income sample,159 missingdata cases.

92

83R HIGH INCOMECOMPOSITE WEIGHT Revised 1983 weightsfor the high income sample. 0. Inap, cross sectionsample

93

83R COMPOSITE WEIGHT Revised 1983 compositeweights for full sample. 0. Inap, 159 missingdata cases.

94

86 CROSS SETIONCOMPOSITEWEIGHT (83 BASE)
post 0.

1986 cross sectionweights for reinterview sample, stratified 1983 population by counts. Inap, high income sample,no reinterview

95

86 HIGH INCOMECOMPOSITEWEIGHT (83 BASE) 1986 weightsfor the high income reinterview sample, post stratified 1983 population by counts.
0.

Inap, cross sectionsample,no reinterview

96

86 COMPOSITEWEIGHT (83 BASE) 1986 composite weights for full reinterview sample, post stratified 1983 population by counts.
0.

Inap, no rernterview

11

97

86 CROSS SETIONCOMPOSITEWEIGHT (86 BASE)

1986 cross sectionweightsfor reinterview sample, post stratified 1986 population by counts.
0.

Imp, high income sample,no reinterview

98

86 HIGH INCOMECOMPOSITE WEIGHT (86 BASE) 1986 weightsfor the high incomereinterview sample, post stratified 1986 population by counts.
0.

Inap,

cross sectionsample,no reinterview

99

86 COMPOSITE WEIGIIT (86 BASE) 1986 composite weights for full reinterview sample, post stratified 1986 population by counts.
0.

InaP,no reinterview

100

AO.

TIME BEGIN SECTIONA Hours and minutes,8 em - 12 midnightin military time:

8am
9am

0800-0859 0900-0959

10 am 11 am 12 noon lpm 2pm 3 Pm rpm 5pm 6pm 7pm 8pm 9pm 10 pm 11 pm 12 midnight
9999. NA

1000-1059 1100-1159 1200-1259 1300-1359 1400-1459 1500-1559 1600-1659 1700-1759 1800-1859 1900-1959 2000-2059 2100-2159 2200-2259 2300-2359 2400

0000.

map

l

I

12
VAR #

SRC

101

Al.

Not including any childrenthat currentlylive with you, do you (or your husband/wife) have any other childrenthat are still living,including children from previousmarriagesand adoptedchildren?

102

Ala. How many childrendo you'(and your husband/wife) have that do not live with you at the presenttime? Code # CHILDRENLIVING ELSEWHERE(01-20)

10 in 104-llll-01. 10 in 105-1111-02. 10 in 106-1111 (0 in 107-1111 10 in 108-lll(-05. IO in 109-1111 10 in llO-1111-07.

One
TWO

03. Three 04. Four Five 06. Six Seven 08. Eight
98. 99.

I0 in 111

I

DK NA Inap, 5 or 9 in 101

00.

.
14

SRC

VAR #
114

A2b. What (is her/is his/are their) current age(s)?-- MOTHER

Code

age (32-95)

98. DK 99. NA
30.
115

Inap, 1-4 in 112; 4 in 113

A2b. What (is her/is his/are their) current

age(s)?-- FATHER

116

A3.

In what month and year were you last (separated/ divorced/widowed)? -- MONTH Code Month (01-12)

98. DK 99. NA
00.

Inap, 1, 5 or 9 in 112

117

A3. In what month and year were you last (separated/ divorced/widowed)? YEAR -Code Year

(1910-1986)

9998. DK 9999. NA
0000.

Inap, 1, 5 or 9 in 112

SRC

13
VAR #

103(#1) 104(#2) 105(#3) 106(#4) 107(#5) 108(#6) 109(#7) 110(#8) lll(t9)

Alb. What (is his or her/are their)currentage(s)? Code age (01-95) 01. One year or less
95.

Ninety five years or more

96. DK 99. NA 00. Inap, 5 or 9 in 101; no further persons listed

112

A2.

Are you currently married, separated, divorced, widowed or have*you never been married? 1. MARRIED

/O]

I
113
I

401-412 1
A2a. Is one or both of your parents still living? your anther or father?)
I

(Is that

10

in llSl_.

MOTHER LIVING

0 in 114
0 in

2. FATHER LIVING
3. 4. BOTH LIVING NO, NEITHER LIVING DK
NA

Inap, l-4 m

112

16

SRC

VAR #

122(A) 128(B) 134(C)

A6a. In what month and year did your (first/next) marriage begin? -- MONTH Code Month (01-12) 98. 99. 00. DK NA Inap, 5 or 9 in 112; 1 in 120; no further marriages

123(A) 129(B) 135(C)

marriage A6a. In what month and year did your (first/next) begin? -- YEAR
Code Year (1910-1986)

9998. DK 9999. NA
0000.

Inap, 5 or 9 in 112; 1 in 120; no further marriages

124(A) 130(B) 136(C)

A6b.

In what month and year did that marriageend? -- MONTH Use same code as for A6a--MONTH

125(A) 131(B) 137(C)

A6b. In what month and year did that marriageend? -- YEAR Use same code as for A6a--YEAR

126(A) 132(B) 138(C)

A6c. Did that marriageend in divorceor were you widowed?
3. 4. 9.
0.

DIVORCED WIDOWED
NA

Inap, 5 or 9 in 112; 1 in 120; no further

marriages

l

I

SRC

15

UP

VAR #

118

A4.

In what month and year were you

last

married?

-- MONTH

Code Month (01-12)
98. 99.
00.

)I

DK NA

Inap, 5 or 9 in 112

119

A4.

In what month and year were you last married?-- YEAR Code Year (1910-1986)
9999.

9998. DK NA

0000. Inap, 5 or 9 in 112

120 0 in 121-130

you AS. (Is/was>this your first marriage,or (have/had) been marriedbefore? 1. FIRST MARRIJLGE 5. MARRIEDBEFORE
9.

NA

0. Inap, 5 or 9 in 112

121
, 1

tzi-::

A6. Altogether, how many times have you been married, inciudingyour currentmarriage?
TWO THREE 4. 9. FOUR

OR MORE

NA
Inap, 5 or 9 in 112; 1 in 120

0.

17

VAR #

127(A) 133(B)

A6d. INTERVIEWER CHECKPOINT
1. TWO MARRIAGES (A); THREE MARRIAGES(B)

5. THREE OR MORE MARRIAGES(A) FOUR OR MORE MARRIAGES(8) 9. NA
0.

Inap, 5 or 9 in 112

139

A7. Is one or both of your parents still living? (Is that your mother or father?) 1. MOTHER LIVING 2 FATHER LIVING 3: BOTH LIVING 4. NO, NEITHERLIVING 8. DK 9. NA
0.

jO/
0

in 140

140-141

Inap, 5 or 9 in 112

140

A7a. What (is her/ishis/aretheir)current
aget s)? -MOT?IER

Code age (032-106) 998. DK 999. NA 000. Inap, 5 or 9 in 112; 4 in 141 A7a. What (is her/ishis/aretheir)current
age(s )? -FATHER

.

18

SRC

I
SurveyResearchCenter 1986 SURVEYOF CONSUMERFINANCES (A8 - A12) vm # 201 A8. INTERVIEWER CHECKPOINT 1. R CURRENTLY MARRIEDOR SEPARATED(“1” CHECKEDAT A2) /O in 202-2201 2. ALL OTHERS 0. Inap, 5 or 9 in 112 OR "2"

University Michigan of

202

A9.

Was your (current)(husband/wife) marriedbefore?
1.

YES

0

in

5. NO 8. DK 9. NA
0.

Inap, 5 or 9 in 112; 2 in 201

203

AlO. Altogether, how many times has your (husband/wife) been married,including(his/her) currentmarriage?
TWO
I

10 in 210-2201-,2.
L

I

1

10 in 216-22Ol-3.
4.

THREE
FOUR

OR MORE

0.

Inap, 5

or

9

in 112; 2 in 201; 5, 8-9 in 202

204(A) 210(B) 216(C)

AlOa. In what month and year did your (husband's/wife's) (first/nuttmrriage begin? -- MONTH Code Month (Ol-12)

19

l

I

UM

20

SRC

UR

#

98.

DK

99.
00.

NA
Inap, 5 or 9 in 112; 2 in 201; 5, 8-9 in 202; no further marriages

205(A) 211(B) 217(C)

AlOa. In what month and year did your (husband's/wife's) (first/next) marriagebegin? -- YEAR
Code

Year (1910-1986)

9998. DK

9999. NA 0000. Inap, 5 or 9 in 112; 2 in 201; 5, 8-9 in 202; no furthermarriages

206 (A)

AlOb. In what month and year did that marriageend? -- MONTH Use same code as for AlOa--MONTH

212(B) 218(C)

207(A) 213(B) 219(C)

AlOb. In what month and year did that marriageend? -- YEAR Use same code as for AlOa--YEAR

208(A) 214(B) 220(C)

~10~. Did that marriageend in divorceor was (he/she)
widowd?

3. DIVORCED 4. WIDOWED
9. 0. NA

Inap, 5 or 9 in 112; 2 in 201; 5, 8-9 in 202; no furthermarriages

SRC

21
VAR # 209(A)

AlOd. INTERVIEWER CHECKPOINT
1.

215(B) TWO MARRIAGES(A); THREE MARRIAGES(8)

5. THREE OR MORE MARRIAGES(A); FOUR OR MORE MARRIAGES (B) 9.
NA

0. Inap, 5 or 9 in 112; 2 in 201; 5, 8-9 in 202; no furthermarriages

221
I 1

parents All. Is one or both of your (husband's/wife's) still living? (Is that (his/her) mother or father?) 1. MOTHER LIVING 2. FATHER LIVING 3. BOTH LIVING 4. NO, NEITHERLIVING DK NA
0.

10 in 2231 1 0 in 222.

Inap, 5 or 9 in 112
.

222

Alla. What (is her/is his/aretheir)current
aget s)? -- MOTHER

Code age (032-106)
I

USE SAME CODE/ FOR V223 /

998. DK 999. NA
000.

Inap, 5 or 9 in 112; 4, 8-9 in 221 (is her/is his/are -- FATHER their)current

223

Alla.

What

age(s)?

22

SRC

VAR #

224

A12.

INTERVIEWER CHECKPOINT
1.

R LAST DIVORCED IN 1983 OR LATER ALL OTHERS

0 in 301-333

2.
0.

Inap, 5 or 9 in 112

Survey Research Center
1986 SURVE Y

University OF CONSUMER FINANCES

of Michigan

(Al3 - A23a)
VAR #

301

Al3.

In your (last) divorce, was there a division financial assets or property? 1. YES

of

0.

Inap, 5 or 9 in 112; 2 in 224

302

Al3a.

What was the total dollar value of the assets that YOU kept or received, including your share of the financial assets, the home and other real estate, dM any other property that you received?
Code 9 999

DOLLARS 000 001 - 9 999 995) (0
996.

9 999 997.

Zero; nothing Small but unspecified negative loss amount DK RA

amount z

9 999 999.
0 000 000.

9 999

998.

Inap, 5 or 9 in 112; 2 in 224; 5, 8 or 9 in 301

23

*

I

24

SRC

303

A14.

Were you requiredto pay alimony,were you supposedto receivealimony,or was no alimonymvolved in the settlement? 1. REQUIREDTO PAY ALIMONY SUPPOSEDTO RECEIVEALIMONY 11 ALIMONY INVOLVED

0 in 308-313 0 in 304-307 ,E+;;

0.

I-P, 5 or 9 in 112; 2 in 22

304

A14a. What was the dollar amount of alxmny you were requrredto pay? (Was that per month,per year,
what?) Code -AMOUNT AMOUNT

or

in DOLLARS (000 001 - 999 995)

999 998. DK 999 999. NA

000 000.

Inap, 5 or 9 in 112; 2 in 224; 2, 6 or 9 in 303

305

AlOa. What was the dollar amount of alimonyyou were requitedto pay? (War that per month, per year, or what?) -- PER 3. 4. 5. 6.
We8k

2 weeks Month Year

7. Other 9. NA; DK 0. Inap, 5 or 9 ln ::2; 2 in 224; 2, 6 or 9 in 303

I
SRC 25

t

VAR #

306

A14b. At the time of the settlement, were alimony payments scheduled to last a certain number of years, for life unless your (husband/wife) remarried, or what?

8. 9. 0.

DK NA Inap, 5 or 9 in 112; 2 in 224; 2, 6 or 9 in 303

307

AUc.

For how many years last? Code # YEARS(01-25) 98. DK 99. NA
00.

were alimony payments scheduled

to

InaP, 5 Or 9 in 112; 2 in 224; 2, 6 or 9 in 303; 2 or 7-9 in 306

308

A15.

What was the dollar amount of alimony you were supposed to receive? (War that per month, per year, or what?) -- AMOUNT
Code lURXlNT

in DOLLARS (000 001 - 999 995)

999 998. 999 999.
000 000.

DK NA Inap,

in 303

5 or 9 in 112; 2 in 224; 1, 6 or 9

*

I

26
VAR # 309 AX.

SRC

What was the dollar amount of alimonyyou were supposedto receive? (Was that per month, per year, or what?) -- PER 3. 4. 5. 6. Week 2 weeks Month Year

7. Other
8. 9. 0.

Total--payment period not given NA; DK Inap, 5 or 9 in 112; 2 in 224; 1, 6 or 9 in 303

310

A16. At the time of the settlement, were alimonypayments scheduled last a certainnumberof years, for life to unlessyou remarry,or what? CERTAINNUMBER OF YEARS
FOR

LIFE, unlessyou remarry

OTHER (SPECIFY) KKDUCEDwhen child reaches 18

rl
0

in 311

8. DK 9. NA
0.

Inap, 5 or 9 in 112; 2 in 226; 1, 6 or 9 in 303

311

A16a. For how many years were alimonypayments scheduled to last? Code # YEARS (01-25) 98. DK 99. NA
00.

Inap, 5 or 9 in 112; 2 in 224; 1, 6 or 9 in 3C3; 2, 7-9 in 310

.

SRC

27

UM

VAR #

312
/O]

A16b. Are the alimonypaymentscurrently to date or are up some back paymentsnow owed?
1.
5.

UPTODATE BACKPAYMENTSOWED DK NA

0. 9. 0.

Inap, 5 or 9 in 112; 2 in 224; 1, 6 or 9 in 303

313

A16c. What is the total dollar amountof alimonythat is currentlyoverdue?
Code AMOUNT

in DOLLARS (000 001 - 999 995)

999 998. 999 999.
000 000.

DK NA

IMP, S Or 9 in 112; 2 in 224; 1, 6 or 9‘ in 303; 1 in 312

314

A17. Did you receivecustodyof your children, did your former (husband/wife) receivecustody,do you have joint custody,or were there no childreninvolvedin the settlement? 1. RESPONDENT 2. SPOUSE 3. JOINT

1 0 in 315-329

6. NO CHILDREN 9. NA
0.

Inap, 5 or 9 in 112; 2 in 224

UM

28
VAR #

315

Ala. Were you requiredto pay child support,were you supposedto receivechild support, was child or supportnot requiredin the settlement?
1.

0 in 322-329. 0 in 316-321,

REQUIREDTO PAY CHILD SUPPORT _

2. SUPPOSEDTO RECEIVECHILD SUPPORT

p---L---

1: 1 CHILD suppoRT
0.

Inap, 5 or 9 in 112; 2 in 224

316

A18a. What was the dollar amount of child supportyou were requiredto pay? (Was that per month, per year, or what?) -- AMOUNT
Code 999 999 AMOUNT 998. 999.

in DOLLARS (000 001 - 999 995)

DK NA

000 000.

Inap, 5 or 9 in 112; 2 in 224; 6 in 314; 2, 6 or 9 in 315

317

A18a. What was the dollar amount of child supportyou were requiredto pay? (was that per month, per year, or what?) -- PER 3. 4. 5. 6. week 2 weeks Month Year

7. Other
9. NA; DK

0.

Inap, 3 or 9 in 112; 2 in 224; 6 in 314; 2, 6 or 9 in 315

.

SRC

29

LBI

VAR #

318

A18b. At the time of the settlement, were child support payments scheduled to last a certain number of years, until your youngest child reached a certain age, or what? 1. CERTAIN NUMBER OF YEARS

0 in 320-321

10 in 3q

2.

CERTAIN AGE

0.

IMP,

5 Or 9 in 112; 2 in 224; 6 in 314; 2, 6 or 9 in 315

319

Al&.

For how many years were child support payments scheduled to last? Code # YEARS (01-25) 98. 99.
00.

DK NA Inap, 5 or 9 in 112; 2 in 224; 6 in 314; 2, 6 or 9 in 315; 2, 7-9 in 318

320

Al8d. How old will your youngest child be when child support payments end? Code AGE 'Oi-251 98. 99.
00.

DK NA InaP, 5 Or 9 rn 112; 2 in 224; 6 in 314; 2, 6 or 9 ln 315; 1, 7-9 in 318

30

321

AlBe. HOW old was this child when child supportpayments

began? Code AGE (01-25) 96. Child not yet born when paymentsbegan _ 96. DK
99. 00. NA

Inap, 5 or 9 in 112; 2 in 224; 6 in 314; 2, 6 or 9 in 315; 1, 7-9 in 318

322

A19. What was the dollaramount of child supportyou were supposedto receive? (Was that per month, per year, or what?) --AMOUNT
Code AMOUNT 999 999 998. 999. DK NA

in DOLLAR5 (000 001 - 999 995)

000 000.

Inap, 5 or 9 in 112; 2 in 224; 6 in 314; 1, 6 or 9 in 315

323

A19. What was the dollar amount of child supportyou were supposedto receive? (Was that per month,per year, or what?) -- PER 3. 4. 5. 6. Week 2 weeks Month Year

7. Other
9. 0.

NA; DK IMP, 5 or 9 in 112; 2 in 224; 6 in 314; 1, 6 or 9 in 315

31

VAR #

324

A20.

At the time of the settlement, were child support payments scheduled to last a certain number of years, until your youngest child reached a certain age, or what? 1. CERTAIN NUMBER OF YEAR5

0 in 326-327

2. 3. 7.
/

CERTAIN AGE Until (youngest) child out of college/leaves home OTHER (SPECIFY)

0.

Inap; 5 or 9 in 112; 2 in 224; 6 in 314; 1, 6 or 9 in 315

325

A2Oa. For how many years were child support payments scheduled to last? Code # YEARS (01-25) 98. 99.
00.

DK NA IMP; 5 Or 9 in 112; 2 in 224; 6 in 314; 1, 6 5: 9 in 315; 2, 6-9 in 324

326

A20b. How old will your youngest child be when child SL;;Z."_ payments end? Code AGE (01-25) 98. 99.
00.

DK NA Inap, 5 or 9 in 112; 2 in 224; 6 in 314; 1. 9 in 315; 1, 6-9 in 324

UM

32
VAR #

SRC

327

A20c. How old was this child when child supportpayments

began? Code AGE (01-25)
96. 98. 99. 00.

Child not born yet DK NA Inap, 5 or 9 in 112; 2 in 224; 6 in 314 1, 6 or ; 9 in 315; 1, 6-9 in 324

328
0

A21. Are the child supportpaymentscurrently to date or up are some back paymentsnow owed? UP TO DATE RACK PAYMENTSOWED DK NA
0.

in 329

IMP, 5 Or 9 in 112; 2 in 224; 6 in 314; 1, 6 or 9 in 315

329

A22. What is the totaldollar amountof child supportthat is currently overdue?
Code AMDUNT

in DOLLARS (000 001 - 999 995)

999 998. DK 999 999. NA
000 000.

Inap, 5 or 9 in 112; 2 in 224; 6 in 314; 1, 6 or 9 in 315; 1, 8 or 9 in 328

I
SRC

33

‘ nl

VAR #

330

A23.

Are there any financial aspects of your (last) divorce that we have not yet talked about, such as special provisions covering educational and medical expenses, sharing home ownership, claims on future pension benefits, or claims on assets that are to be given or received in the future?
1. YES

0.

Inap,

5 or 9 in 112; 2 in 224

l

I

UM

34

SRC

VAR #

331 332 333

A23a.

What

are they? Pension rights; part of pension Medical expenses; health insurance Children’ s college/education expenses Life insurance (ax-spouse/child beneficiary) Split use of/rent from/sale proceeds from house/property Ex-spouse still owes money (no reference to condition of divorce under which this money is owed) Division of COmunity proputy--not further specified Investments; IRA’ s Support payments dependent on salary Divide proceeds from lawsuit Insurance--NA what kind

01.
02. 03. 04. OS. 06.

07. 08. 09. 10. 11.

97. 98. 99. 00.

Other
DK NA

Inap,

5 or 9 L.? 112; 2 in 224; 5, 8-9 in 330

.

I

Survey ResearchCanter 1986 SURVEYOF CONSUMERFINANCES (A24 - A321
VAR #

University of Michigan

A24.

INTERVIEWER CHECKPOINT 1.
.

R LAST WIDOWED IN 1983 OR LATER (SEE A2 AND A3 3 A6b AND A6c) ALL OTHERS

0.

Inap, 5 or 9 in 112

402

A25.

when (he/she) died? How old was your (husband/wife)
Code AGE (17-95)
98.

DK 99. NA Inap, 5 or 9 in 112; 2 in 401

00.

403

A26. Did your (husband/wife) have a will?
1. YES

0.

InaP, 5 or 9 in 112; 2 in 401

35

UN

36

SRC

VAR #

404

A27.

a church,university, medical,or other charitable organization, part of (his/her) as will?

Did your (husband/wife) leave any money or propertyto

1. YES
10

injP5*

No

0.

Inap, 5 or 9 in 112; 2 in 401; 5, 8-9 in 403

405

A27a. what was the total
Code

dollar

amount of these gifts?

DOLLAR AMOUNT (0 000 001-9 999 995)
DK
NA

9 999 998. 9 999 999. 0 000 000.

IMP, 5 Or 9 in 112; 2 in 401; 5, 8-9 in 403 or 404

406

A28. As part of (his/her)

will, dit leave any money or property t live there with you, such as r family members, or friends?

xr (husband/wife 1 .yone who does not -t children, other

1. YES

0.

Inap, 5 or 9 in 112; 2 in 401; 5, 8-9 in 403

I
SRC

37

LlM

VAR #

407

A28a. What was the total dollar amount that was left other family members and friends? Code DOLLAR AMOUNT (0 000 001-9 999 995)
9 999 9 999 0 000 998. 999. 000. DK NA

to

Inap, 5 or 9 in 112; 2 in 401; 5, 8-9 in 403 or 406

408

A29.

Aside from any Social Security benefits, did your (husband/wife) receive, or did (he/she) expect to receive, any benefit payments from an employer sponsored retirement or pension plan?
1.

YES

.

0.

Inap, 5 or 9 in 112; 2 in 401

409

A30.

Do you now receive payments from this
1.
YES

or do you expect to receive benefit retirement or pension plan?

0.

Inap,

5 or 9 in 112; 2 in 401; 5, 8-9 in 408

i

I

UM

38
VAR #

SRC

410 0 in 411-412

A30a. Once they begin,would these paymentslast for the rest of your life or for a limitedperiod of time? 1. REST OF LIFE
_

2. LIMITEDTIME PERIOD 8. DK 9. NA
0.

Inap, 5 or 9 in 112; 2 in 401; 5. 3-g in 408 or 409

411

employeroffer an option A31. Did your (husband's/wife's) that would make regularbenefitpaymentsto surviving spousesfor the rest of their lives? 1. YES

0.

Inap, 5 or 9 in 112; 2 in 401; 5, 8-9 in 408; 1 in 410

412

A32. Did you decide jointlywith your (husband/wife) to not have this option,or was this something your (husband/ wife) decided (himself/herself)? 1. JOINT DECISION 2. HUSBAND/WIFE DECIDED 8. DK
9.
0.

NA

Inap, 5 or 9 in 112; 2 in 401; 5, 8-9 in 408; 1 in 410; 5, 8 or 9 in 411

Survey Research Center 1986 SURVEY OF CONSUMER FINANCES (Bl - B27c)
VAR #

University of Michigan

501

Bl,Blc. SUMMARY OF OCCUPATION STATUS AND WORKING NOW Code Occupation Status Summary ptecoded in green by editors
11.

13. 14. 15. 16. 17. 18. 20. 21. 22.

Worker only Worker + retired/disabled Worker + student Worker + housewife Worker + unemployed Worker + unemployed + student Working + temp. laid off Temporarily laid off Temporarily laid off + student Temporarily laid off + housewife

31.

Unemployed Unemployed disabled 32. Unemployed disabled + 33. Unemployed
30.

and looking for work and looking for work + retired; and looking for work and retired; housewife and looking for work + housewife

50. 51.

Retired/disabled--not working at all now Retired/disabled--and housewife

70.

Studmt-- not working at all now

80.

Housewife:other not in labor force--not working at aLi now

97.

Other crncl. NA 39

other combination)

99.

UM

40

SRC

VAR #

so2

Bl.

We are interested your present job status. Are you in workingnow, temporarily laid off, unemployed and lookingfor work, disabledand unable to work, retired,a student,(a housewife,) what? (CHECX or ALL THAT APPLY, e.g., RETIREDAND WORKINGNOW--ASKALL FOLLOW-UP QUESTIONS) 01. WORKINGNW; ON STRIKE;SICK LEAVE 02. TEMF'ORARILY LAID OFF;
ON EXTEND&D LEAVE

0 in 503-512

21. Combination Box land Box 2 checked 22. Other combinationsinclude 2
0

in

503-505

UNEMPLOYED AND LOOKINGFOR WORK RETIRED;DISABLED STUDENT HOUSEWIFE OT?I&R (including voluntarily out of labor force)

_

Other combination 81 which includesBox #l at Other combinations Bl E at including Box #l or #2

\s

9.

NA--Seesupervisor before coding this

I
SRC 41
UtJl

VAR #

503 0 in 506-512.

Bla.

Do you expect to go back to work at this job?
1. YES

i&J--;;
0.

;;
Blb.

-

Inap, 01, 03-07, 96-97, 99 in 502

504

When did you last work on this job? -- MONTH Code MONTH (01-12) 98. 99. 00. DK NA Inap, 01, 03-07, 96-97, 99 in 502; 5, 8-9 in 503

505

Blb.

When did you last work on this job? -- YEAR
Code YEAR

(1980-1986)

9998. DK 9999. NA 0000. Inap, 01, 03-07, 96-97, 99 in 502; 5, 8-9 in 503

506 0 in 507-512

Blc.

Are you doing any work for pay at the present
. YES

:::Q~

5. 8. 9.
0.

NO DK NA Inap, 01 in 502; 1 in 503

UM

42

VAR #

507

Bld.

Do you expect to do any work for pay in the future? 1. YES

8. DK 9. NA
0.

Inap, 01 in 502; 1 in 503 or 506

508

Ble.

In what month and year do you expect to begin working for pay? -- MONTH Code MONTH (01-12)
96. 97.

As soon as possible

Other 98. DK 99. NA
00.

Inap, 01 in 502; 1 in 503 or 506; 5, 8-9 in 507

509

Ble.

In what month and year do you expect to begin working for pay? -- YEAR
Code YEAR (1986-2020)
9996. 9997. As

soon as possible

Other 9998. DK 9999. NA
0000.

Inap, 01 in 502; 1 in 503 or 506; 5, 8-9 in 507

510

Blf.

Have you done any work for pay since we talkedto you last in the Spring of 1983?

0.

Inap, 01 in 502; 1 in 503 or 506

. SRC

43

VAR #

511

Big .

In how many of the past 36 months have you done any work for pay? Code #
01.

MONTHS

(01-36)

One month or less
None

96.

98. DK 99. NA
00.

InaP, 01 in 502; 1 in 503 or 506; 5, 8-g in 510

512 0 in 513-536

Blh.

Were you workingwhen we talked to you last in the Sprrng of 1983? 1. YES

Oin

L5*

No 8. DK 9. NA
0.

IMP, 01 in 502; 1 in 503 or 506; 5, 8-g in 510

513
1 I

B2.

Were you workingwhen we talked to you last in the Spring of 1983? 1. YES NO DK NA
0.

0 in 514

Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512

UM

44

SRC

VAR #

514

B2a.

In how many of the past 36 months have you done any work for pay? Code # MONTHS (01-36)
01.

One month or less

98. DK 99. NA 00.

InaP, 5, 8-g in 510; 1, 5, 8-9 in 512; 1 in 513

515

B3.

Were you workingfor the same employoron your main job in the Springof 1983 as you have now, a different employer, were you self-employed or when we talkedto you last? 1.
SAME

0 in 516-518, 524-560 10 in 517-5231 10 in 5161-3.
I

EMPLOYER

2. DIFFERENTEMPLOYER SELF-EMPLOYED DK
. NA 0.

J
I

t

10 in 517-5231-8. IO in 516-5601-9.

IMP, 5, 8-9 in 510; 1, 5, 8-g in 512; 5, 8-g in 513

516

Bla.

In how many of the Past 36 months have you done any work for pay? Code # MONTHS tOi-36) 01. One month or less
98. DK 99. NA

00.

IhaP, 5, 8-g in 510; 1, 5, 8-9 in 512; 5, 8-g in 513; 1, 3, or 9 in 515

. UM 46

SRC

VAR # 520

B5.

About how much do you currently earn before taxes on your main job? (Is that per hour, week, month,or what?) -- CENTS
Code CENTS 96. 98. (00-96)

96 cents

or more

DK
NA

99.
00.

Zero cents; IMP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 5, 8-9 in 513; 2, 8-9 in 515; 5, 8-9 in 517

521

B5.

About how much do you currently earn before taxeson your main job? (Is that per hour, week, month,or what?) -- PER 1: 2. 3. 4. 5. 6. Hour Day Week 2 weeks Month Year

7. Other 9. NA; DK
0. No

earningsfrom main job; Inap,

5, 8-9 in 510;

1, 5, 8-g-in512; 5, 8-9 in 513; 2, 8-9 in 515;

5, 8-9 in 517

522

B6.

in Do you participate a 4OlK plan sponsored your by ' (employer/business) some other tax deferredsalary , or reduction plan? 1. YES 5. NO 8. DK 9. NA
0.

InaP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 5, 8-9 in 513; 2, 8-9 in 515; 5, 8-9 in 517

l

I

SRC VAR #

45

uu

517 0 in 518,+1*

B4b.

Are you now self-employed your main job? on
YES

g-1;
9. 0.

NO

DK
NA

Inap, 5, 8-9 ir.-10;1, 5, 8-:2 512; 5, 8-G in in 513; l-2, .-9 in 515

518

Btc.

In how many of the past 36 months have you done any work for pay? Code X MONTHS (01-36) 01. One month or less 98. DK 99. NA 00. IMP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 5, 8-9 in 513; l-2, 8-9 in 515; 1 in 517

519

85.

About how much do you currentlyearn before taxes on your main job? (Is that per hour, week, month, or what?) --DOLLARS
Code DOLLARS (0 000 001 - 9 999 995)
9 999 9 999 9 999 996. 998. 999.

None; nothing DK NA Inap, 5, 8-9 in 510; 1, 5, 8-9 x 5, 8-9 in 513; 2, 8-9 in 515; 5, 8-9 in 517
5.:.

0 000 000.

SRC
VAR # 523

47

ul4

B7.

Are you coveredby any (other)retirement pension or plan sponsored your (employer/business), by not including SocialSecurity? 1. YES 5. NO 8. DK 9. NA 0. Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 5, 8-9 in 513; 2, 8-9 in 515; 5, 8-9 in 517

524

B8.

about your current,main job. Next are some questions Are you self-employed your main job? on 1. YES 5. NO 8. DK 9. NA 0. IMP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in 515; 1, 5, 8-9 in 517

525

B9. B9a. B9b.

(Nextare some questions about your current, main job.) What is the officialtitle of your job (the title that your employeruses)? What sort of work do you do on your main job? Tell me a littlemore about what you do. What are your main duties or activities? 1970 CENSUS OCCUPATION CODE 3 digitsprecededin green to left of question 000. Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in 515; 1 in 517

526

B9c.

What kind of businessor industry you work in--that do is, what do they make or do at the place where you work? 1970 CENSUS INDUSTRY CODE 3 digitsprecededin green to left of question
000.

Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in 515; 1 in 517

48

SRC

VAR # 527

BlO.

In what month and year did you begin workingfor (this employer/yourself)? MONTH -Code MONTH (01-12)
98. DK 99. NA

00.

InaP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in 515; 1 in 517

528

BlO.

In what month and year did you begin workingfor employer/yourself)? YEAR -Code YEAR
(1970-1986)

(this

9998. DK 9999. NA
0000.

IMP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in 515; 1 in 517

_

529

811.

How many weeks

per year would you expect to work on this job in a normal year, including paid vacations?

Code # WEEKS PER YEAR (01-52) 98. DK 99. NA
00.

Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in 515; 1 in 517

530

B12.

About how many paid hours do an averageweek?
Code HOURS PER WEEK (01-95)
96.

you

work on this job in

More than 95 hours per week

98. DK 99. NA
00.

Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 in 515; 1 in 517

or

9

49

BU.

About how much do you currently earn before taxes on your main job? (Is that per hour, week, month, or year?) -- DOLLARS Code DOLLARS (000 001 - 999 995)
999 996.

None; nothing DK
NA

999 998. 999 999.
000 000.

IMP,

5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in 515; 1 in 517

532

B13.

About how much do you currently earn before taxes on your main job? (Is that per hour, week, month, or year?) --CENTS
CENTS (00-95) 95

Code 95.

cents or more

9e. 99.
00.

DK NA Zero cents; Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in 515; 1 in 517

533

BU.

About how much do you currently earn before taxes on your main job? (Is that pu hour, week, month, or year?) -- PER
1.

2. 3. 4. 5. 6. 7.
9. 0.

Hour Day 'Week 2 weeks Month Year Other
NA; DK

No earnings from main job; Inap, 5, 8-9 in 510; 1, 5, 8-9 ln 512; 1 or 9 in 512; 1 or 9 in 515; 1 in 517

50

SRC

VAR #

534

814.

Do you participate a 4OlK phn sponsored your in by (employer/business), some other tax deferredsalary or reduction plan?
1. YES

5. NO 8. DK 9. NA
0.

IMP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in 515; 1 LT; 517

535

815.

Are you coveredby any (other)retirement pension or plan sponsored your (employer/business), by not including Social Security? 1. YES 5. NO 8. DK 9. NA
0.

InaP, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 or 9 in 515; 1 in 517

536

B16.

INTEwfEWERCHECKPoINT 1. R WAS WORKING IN SPRING OF 1983 (B2 CODED "1")

10 in 537-5601-2.
0.

ALL OTHERS Inap, 5, 8-9 in 510; 1, 5, 8-9 in 512; 1 in 515; 1 in 517
or 9

SRC

51

VAR #

537

B17.

The next few questions are about the main job you had when we talked to you last in the Spring of 1983. In what month and year did you stop working for that employer? -- MONTH
Code MONTH

(01-X)

98. 99. 00.

DK NA Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536

538

817.

The next few questions are about the main job you had when we talked to you last in the Spring of 1983. In what month and year did you stop working for that employer? -- YEAR
Code 9998. YEAR

(1980-1986)

9999.
0000.

DK NA Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536

539

B18.

How much did you earn before taxes when you left job? (Was that per week, per month, or what?) -- DOLLARS
Code 999

that

DOLLARS (000 001 - 999 995)
996.

None; nothing DK
NA

999 998. 999 999.
000 000.

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536

UM

52

SRC

VAR #

540

B18.

How much did you earn before taxes when you left that job? (Was that per week, per month, or what?) --CENTS
Code 96. CENTS 96 COO-961

cents or more

98. DK 99. NA
00.

Zero cents; Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536

541

818.

How much did you earn before taxes when you left that job? (Was that per week, per month, or what?) -- PER 1. 2. 3. 4. 5. 6. Hour Day Week 2 weeks Month Year

7. Other
9. 0.

NA; DK No earningsfrom main job; Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536

I
SRC

53

ur4

VAR #

542

B19.

What was the reason for leavingthe job you had in the Springof 1983? Did you retireor becomedisabled, did you quit, were you laid off, was it a temporary or seasonaljob, did the firm close,were you fired,or what? RETIRED DISABLED QUIT LAID OFF TEMPORARY/SEASONAL JOB FIRM CLOSED FIRED Transferred R/familymoved Took leave (incl.for health);pregnancy
OTHER (SPECIFY)

0 in 543-545

1:4:15C5~~H;

;L,, 5, 8-g in

510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536

543

B20.

Were you requiredto retire,did you retirebecause you becamedisabled,or did you voluntarily chooseto retireat that time? 1. REQUIRED 2. DISABLED 3. VOLUNTARY 8. DK 9. NA
0.

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 02-07, 97-99 in 542

544

B21.

Did your employer offer you a bonus or any other financialincentive retirewhen you did? to 1. YES 5. NO 8. DK 9. NA
0.

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 02-07, 97-99 in 542

54

SRC

545

B22.

Has your employerprovidedany health insurance coverageduringyour retirement?

1. 5.

YES

NO

8. DK 9. NA
0.

IMP, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 526; 02-07, 97-99 in 542

546

B23.

Not includingSocialSecurityand any severance pay, did you receivebenefitpayments from any type of employersponsored tetiremmnt, disability, pension or plan from the job you left, or do you expect to receiveany such benefitsin the future? 1. YES

0.

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536

547

B24.

Did you receive,or will you receivein the near future,any of these benefitsin the form of a lump sum payment? 1. YES

0.

Inap, 5, 8-9 ln 51C x 512; 1 or 9 in 515; 1 In 517; 2 x. 536; 5, 8-9 in 546

I
SRC VAR #
55 LB!

548

B24a.

How much was or will that paymentbe?
Code

DOLLARS (0 000 001 - 9 999 995)

9 999 998. DK 9 999 999. RA

0 000

000.

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546; 5, 0-9 in 547

549

B25.

Do you now receiveor do you expect to receive

(additional) regularmonthlyor yearly benefit paymentsfrom that pension?
YES

NO

DK NA
0.

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546

550

B25a.

In what month and year did you or will you begin receiving regularpayments?-- MONTH Code MONTH (01-12) 98. DK 99. NA 00. Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549

UM

56

SRC

VAR #

551

B25a.

In what month and year did you or will you begin receivingregularpayments?-- YEAR Code YEAR (1960-2036) 9998. DK 9999. NA
0000.

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549

552

B25b.

How much (do/will) you receiveper month or year? -- AMoLlNT
Code AMOUNT

in DOLLARS (000 001 - 999 995)

999 998. 999 999.
000 000.

DK NA

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549

553

B25b.

How much (do/will) you receiveper month or year? -- PER
3.
week

4. 2 weeks 5. Month 6. Year 7. Other
9. 0.

NA; DK Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549

.

SRC
VAR #

57

554

B26.

INTERVIEWER CHECKPOINT
A.
7

R IS MARRIEDOR SEPARATED(SEE A2)

I
1

I

10 in 555-5601
I

2. ALL OTHERS
0.

IMP, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549

555

B27.

If you were to die, would your (husband/wife) receive regularbenefitpaymentsfor the rest of (his/her) life from that pension receivepaymentsfor a limited , period of time,or would (he/she) receiveno benefit paymentsfrom that pensionplan? 1. REST OF LIFE 3. LIMITEDPERIODOF TIME 5. NO BENEFITS(include R's benefits if would go to a previousspouse)

1

1

10

in 559-560~~

in 556-560

0

8. DK 9. NA
0.

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549; 2 in 554

556

B27a.

What percentof your pensionwould your (husband/wife) receive?-- PER CENT
Code

PER CENT (001-100)

998. DK 999. NA

000.

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549; 2 in 554; 3, 5, 8-9 in 555; R answered in dollars

.

UM

58

SRC

VAR #

557

B27a.

What

percentof your pensionwould your (husband/wife) receive?-- DOLLARAMOUNT

Code AMOUNT in DOLLARS (000 001 - 999 995) 999 998. DK 999 999. NA 000 000. Inap, 5, 8-9 in 510 or 512; <or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549; 2 in 554; 3, 5, 8-9 in 555; R answered0

558

B27a.

What

percentof your pensionwould your (husband/wife) receive?-- PER (UNIT) 3. 4. 5. 6. Week 2 weeks Month
Year

7. Other
9. 0.

NA; DK

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549; 2 in 554; 3, 5, 8-9 in 555; R answered0

559

B27b.

Did your employeroffer an option that would make regularbenefitpaymentsto survivingspousesfor the rest of their lives?
1. YES

0.

Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549; 2 in 554; 1, 8-9 in 555

SRC

59

VAR #

560

B27c.

Was this a joint decision with your (husband/wife) not to have this option, or was it something you decided yourself?
1.

2. 8. 9.
0.

JOINT DECISION R DECIDED DK NA Inap, 5, 8-9 in 510 or 512; 1 or 9 in 515; 1 in 517; 2 in 536; 5, 8-9 in 546 or 549; 2 in 554; 1, 8-9 in 555; 5, 8-9 in 559

60

SRC

I

SurveyResearchCenter 1986 SURVEY OF CONSUMER FINANCES
(B28 - B3S)
VAR #

University

of Michigan

601

B28.

receiving any (other)benefit Are you currently paymentsfrom an employersponsorcdtirement or pensionplan, not including Social Security?

IO

in

No 8. DK 9. NA ,

602

B28a.

How much are you currently receiving per month (from all the other pensionor disability benefits)? AMOUWT -Code AMOUNT

in DOLLARS (000 001 - 999 995>

999 998. DK 999 999. NA 000 000. Inap, 5, 8-9 in 601

603

B28a.

all

How much are you currently receiving per month (from the other pensionor disability benefits)? PER --

3. Week 4. 2 weeks 5. Month 6. Year 7. Other
9. 0.

NA; DK IMP, 5, 8-9 in 601

604

829.

INTERVIEWER CHECKPOINT 1. R IS MARRIED 61 OR SEPARATED (SEE
A21

LJM

62

SRC

VAR #

10 in 605-6101

2.
0.

ALL OTHERS Inap, 5, 8-9 in 601

605

- B30.

If you were to die, would your (husband/wife) receive regular benefit payments for the rest of (his/her) life from your (other) pension(s), receive payments for a limited period of time, or would (he/she) receive no benefit payments from (this/these) pension(s)? 1. REST OF LIFE

10

0.

Inap, 5, 8-9 in 601; 2 in 604

606

B30a. What percent of your (other) pension(s) (husband/wife) receive? -- PER C&NT Code PER CENT (001-100)
998. 999.

would your

DK
WA

000.

IMP,

5, 8-9 in 601; 2 in 604; 3, 5, 8-9 in 605; R answered in dollars

SRC
VAR #

63

607

B30a.

What

percent of your (other) pension(s) would your (husband/wife) receive?-- DOLLARAMOUNT

Code AMOUNT in DOLLARS (000 001 - 999 995)
999 999 998. 999.
DK

NA

000 000.

InaP, 5, 8-9 in 601; 2 in 604; 3, 5, 8-g in 605; R answerti$

608

B3Oa.

Whet percentof your (other)pension(s) would your (husband/wife) receive?-- PER (UNIT) 3. 4. 5. 6. Week 2 weeks Month Year

7. Other
9. 0.

NA; DK

IMP, 5, 8-9 in 601; 2 in 604; 3, 5, 8-g in 605; Ranswered %

609

B3Ob. Did your ea@oyer offer an option that would make regularbenefitpaymentsto surviving spousesfor the rest of their lives?

0.

Inap, 5, 8-9 in 601; 2 in 604; 1, 8-9 in 605

lJ?4

64
VAR #

SRC

610

not B30c. Was this a jointdecisionwith your (husband/wife) to have this option,or was it something you decided yourself?
1. JOINT DECISION 2. R DECIDED

8. DK 9. NA
0.

Inap, 5, 8-9 in 601; 2 in 604; 1, 8-9 in 605; 5, 8-9 in 609

611

B31.

Are you (or any member of your family livingthere) coveredby an employersponsored a privately or paid health insurance plan, such as Blue Cross, Blue Organization? Shield,or a HealthMaintenance 1. YES

SRC VAR #

65

612

B31a. Which familymembersare covered? (CHECKALL THAT APPLY) B3laA.ALL

1. 5.
9. 0.

Checked Not checked NA or DK to entirequestionB3la Inap, 5 6-9 in 611

613

B3laB. SELF B3laC. SPOUSE B3laD. CHILDREN(including children away at college) B31aE. PARENT;Parent-in-law

614

615

-

616

617

B3laZ. OTHER (including personsoutsideHU) 1. 2. 3. 4. 5. 6. 7. 8. Checked Grandchildren Grandparents Inlaws Not checked Siblingsand their children Live-inpartnersand their children Pomer spouse

9. NA or DK to entirequestionB31a 0. Inap, 5, 8-9 in 611

= 66 SRC

I

VAR #

618

B31b. Is any part of this medicalcoveragepaid for by your employer or former employer,(yourhusbamj’ s/wife’ s employeror former employer,) yourself, what? or (CHECKALL THAT APPLY.) (INCL.UNION) B3lbA. RESPONDENT(FORMER) EMPLOYER
1. Checked

5. Not checked
9. 0.

NA or DK to entire questionB31b Inap, 5, 8-9 in 611

619

EMPLOYER B3lbB. SPOUSE (FORMER)

620

B3lbC. YOURSELF(includes and/or Spouse) R

621

B3lbZ. OTHER (SPECIFY) 01. Checked 02. Child or child'semployer 03. Parent or parent’ s employer 04. Former spouseor former spouse'semployer 05. 06. 07. 08. 10.
99.

Not checked State or government agency Boyfriend/girlfriend their employer or Siblings/spouse's siblingsor their employer Children's school NA or DK to entirequestionB31b Inap, 5, 8-9 in 611

00.

SRC
VAR #

67

622

B32.

Are you (or any member of your family livingthere) currently eligibleto receivebenefitsfrom a government health insurance program,such as Medicare, Medicaid, Veteran's or Administration healthcoverage? 1. YES

0

in

5. NO
I

8. DK 9. NA

623

B32a. Which program iS that? (CHECKALL THAT APPLY) B32aA.MEDICARE,includingS.S.I.

1. Checked 5. Not checked

9. NA or DK to entirequestionB32a 0. Inap, 5, 8-9 in 622 624 625 B32aB.MEDICAID B32aC.VA

=

I

68
VAR #

SRC

626

B32aZ.OTHER (SPECIFY)
01.

02. 03. 04. 05. 10. 11. 12. 13. 14. 15. 16. 17. 18.

Checked Militaryhealth insurance; CHAMPUS State health insurance; Medi-Cal "Welfare"; A&; AFDC Not checked Medipac Foster children's health care program Civil service Title 19 (son has Down's syndrome) Narse MedicalAssistance Human researchbenefits Indianhospital Cold plus
entire

99. NA or DK to

questionB32a

00. Inap, 5, 8-9 in 622

627

B33.

During the last 3 years, did you (or a member of your family livingthere)have a major illnessor disability which requiredhospitalization cost more or than $3,000?

628

B33a. Not includingthe costs paid for by insurance, in total how much did (you/your family)personally have to pay during the last 3 years? Code AMOUNT in DOLLARS (000 001 - 999 995) 999 996. NONE
999 998. 999 999.
000 000.

DK NA

Inap, 5, 8-9 in 627

SK

69

VAR #

629

834.

INTERVIEWER CHECKPOINT 1. 2. R IS CURRENTLYMARRIED ALL OTHERS

3.

R XS MARRIED, BUT SPOUSE INSTITUTIONALIZED

630

B35.

INTERVIEWER CHECKPOINT 1. 3. R WAS LAST MARRIED BEFORE 1983 (Use only if instructed by Supervisor): R's spouse/partner is same person interviewed as spouse/partner in 1983--Code Section C. ALL OTHERS

R separatd in 1983, now reunited with spouse. Spouse new to SCF, so code Section D.

Inap, 2 or 3 in 629

70

SRC

SurveyResearchCenter
1986 SURVEY OF CONSUMER FINANCES (Cl - C27c)
VAR #

of University Michigan

701

Cl,Clc. SUMMARY OF OCCUPATION STATUS AND WORKING NOW

Code Occupation StatusSunanary precededin green by editors
11.

13. 14. 15. 16.

Worker only Worker + retired/disabled Worker + student Worker + housewife Worker + unemployed

18. Worker + temporarily laid off

20. Temporarily laid off

30. Unemployed and lookingfor work 31. Unemployed and lockingfor work + retired; disabled
34.

Unemployed and lookingfor work + retired; disabled+ student

50. Retired/disabled--not workingat all now 51. Retired/disabled--and Housewife

70. Student--not workingat all now

80. Housewife/other in labor force--not not wt:*. ; at all now

97. 99.

Other (incl.other combination)
NA

00.

Inap, 2 lh 629 or 630

UM

72

SRC

VAR #

702

Cl.

off, unemployed and looking for work, disabled and unable to work, retired, a student,(a housewife,) or what? (CHECKALL THAT APPLY, e.g., RETIREDAND

We are interested in your (husband’ s/wife’ s) present job status. Is (he/she)workingnow, temporarily laid

WORKINGNOW--ASKALL FOLLOW-UP QUESTIONS)
,

10 in 703-7121
I I

01. WORKINGNOW: ON STRIKE;SICK LEAVE 02. TEMFORARIL" AID OFF; ON EXTENDED LEAVE 21. Combinati: 22. Other come
:x 1 and Box 2 checked

Lonsycluding 2

I

I

UNEMPLOYED LOOKINGFOR WORK RETIRED;c1 ALED STUDENT HOUSEWIFE OTHER(including voluntarily out of labor force)

-

Other combination Cl which includesBox #1 at Other combinations Cl not including at Box 81 or #2 NA--See supervisor
00.

before

coding

this

Snap, 2 in 629 or 630

SRC

73

VAR #

703 0 in 706-712

Cla.

Does (he/she) expect to go back to work at this job? 1. YES

704-70s
-------9.

8. DK NA
0.

Inap, 2 in 629 or 630; 01, 03-07,96-97,99 in 702

704

Clb.

When did (he/she) last work on this job? -- MONTH Code MONTH (01-12)
98. 99.
00.

DK
NA

Inap,2 in 629 or 630; 01, 03-07, 96-97,99 in 702; 5, 8-9 in 703

705

Clb.

When did (he/she) last work on this job? -- YEAR Code YEAR (1980-1986)
9998. 9999. .

DK NA IMP, 2 in 629 or 630; 01, 03-07,96-97,99 in 702; 5, 8-9 in 703 .

0000.

706
I I

Clc.

Is (he/she) doing any work for pay at the present time?

(0 in 707-7121

1.

YES

5. NO 8. DK 9. NA
0.

Inap, 2 in 629 or 630; 01 in 702; 1 in 703

UM

74

SRC

VAR # 707

Cld.

Does (he/she) future?

expect

to do any work for pay in the

0.

Inap, 2 in 629 or 630; 01 in 702; 1 in 703 or 706

708

Cle.

In what month and year does working for pay? -- MONTH Code MONTH (01-12)
96. 98. 99.

(he/she) expect to begin

At soon as possible DK NA Inap, 2 in 629 or 630; 01 in 702; 1 in 703 or 706; 5, 8-9 in 707 (he/she) ertpect to begin

00.

709

Cle .

In whet month and year does working for pay? -- YEAR
Code

YEAR

(1986-2020)

9996. 9998. 9999.

As soon as possible DK NA Inap, 2 rn 629 or 630; 01 in 702; 1 in 703 or 706; 5, 8-9 in 707

0000.

710

Clf .

Has (he/she) done any work for pay since we talked you last in the Sprrng of 1983?

to

1.

YES

SRC

75

I
UM

VAR #

0.

Inap,2 in 629 or 630; Oi in 702; 1 in 703 or 706

711

Clg .

In how many of the past 36 months has (he/she) done any work for pay? Code # MONTHS (01-36)
01. 96.

One month or less None

98. DK 99. NA
00.

Inap, 2 in 629 or 630; 01 in 702; 1 in 703 or 706; 5, 0-9 in 710;

712

Clh.

Was (he/she) workingwhen we talked to you last in the Springof 19833

0

in

1

5. NO 8. DK 9. NA
0.

Inap, 2 in 629 or 630; 01 in 702; 1 in 703 or 706; 5, 8-9 in 710;

C2.

Was (he/she) workingwhen we Springof 1983f 1. YES

talked

to you last in the

0.

Inap, 2
in

An 629 712

or 630; 5, 8-9 in 710; 1, 5, 8-9

i

I

VAR #

714

C2a.

any

In how many of the past 36 monthshas (he/she) done work for pay?

Code # MONTHS (01-36)
01.

One month or less

98. DK 99. NA
00.

Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-g in 712; 1 in 713

715

c3.

Was (he/she> workingfor tt? same employeron (his/ her) main job in the Spring Df 1983 as (he/she) has now, a differentemployer, or was (he/she)selfemployedwhen we talked to you last?

3. SELF-EMPLOYED 8. DK

~;1&60/----1:

NA Inap, 2

in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 5, 8-9 in 713

716

COa.

In how many of the past 36 monthshas (he/she) done any work for pay? Code # MONTHS (01-36)
01.

One month or less

98. DK 99. NA
00.

Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 5, 8-9 in 713; 1, 3, 9 in 715

SRC

77

VAR # 717

COb.

IS (he/she) now self-employed (his/her) on main job? 1. YES

0 in 718, 724-760 El

0.

InaP, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-g in 712; 5, 8-9 in 713; l-2, 8-9 in 715

718

c4c.

In how many of the past 36 months has (he/she) done any work for pay? Code #
MONTHS

(01-36)

01. One month or less 98. DK 99. NA
00.

Inap,2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 5, 8-9 in 713; l-2, 8-9 in 715; 1 in 717

719

c5.

About how much does (he/she) currently earn before taxes on (his/her) main job? (Is that per hour, week, month, or what?) -- DOLLARS Code DOLLARS (0
9 999 996. 000

001 - 9 999 995)

None; nothing
DK NA

9 999 9 999

998. 999.

0 000 000.

IMP, 2 in 629 or 630; 5, 8-9 in '1:; 1, 5, 8-9 in 712; 5, 8-9 1~ '12, 2, 8-9 in 715; 5, 8-9 in 7:'

.

LP!

78

SRC

VAR # 720
C5.

About how much does (he/she) currentlyearn before taxes on (his/her) main job? (Is that per hour, week, month, or what?) -- CENTS
Code 96. 98. 99. 00. CENTS 96 (00-96)

cents or more

DK

NA Zero cents; Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 5, 8-9 in 713; 2, 8-9 in 715; 5, 8-9 in 717

721

C5.

About how much does (he/she) currentlyearn before taxes on (his/her) main job? (Is that per hour, week, month, or what?) -- PER 1. 2. 3. 4. 5. 6. Hour Day
Week

2 weeks Month Year

7. Other
9. 0. NA; DK

No earningsfrom main job; Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 5, 8-9 in 713; 2, 8-9 in 715; 5, 8-9 in 717

722

C6.

Does (he/she> participate a 4OlK plan sponsored in by (his/her)(employer/business), some other tax or deferred salaryreduction plan? 1. YES
5. NO

8. DK 9. NA
0.

Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 5, 8-9 in 713; 2, 8-9 in 715; 5, 8-9 in 717

SRC

79

VAR #

723

c7.

Is (he/she) coveredby any (other)retirement or pension plan sponsored by (his/her) (employer/ business), not including Social Security?
1. YES

5. 8. 9.
0.

NO DK NA Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 5, 8-9 in 713; 2, 8-9 in 715; 5, 8-9 in 717

724

C8.

Next are some questions about your (husband's/wife's) current, main job. Is (he/she) self-employed on (his/ her) main job? 1. 5. 8. 9.
0.

YES NO DK NA Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 1 or 9 in 715; 1, 5, 8-9 in 717

725

c9.

C98. C9b.

(Next are some questions about your (husband's/wife's) current, main job.) What is the official title of (his/her) job (the title that (his/her) employer uses)? What sort of work does (he/she) do on (his/her) main job? Tell me a little more about what (he/she> does. What are (his/her) main duties or activities? 1970 CENSUSOCCUPATION CODE

3 digits preceded in green to left of question
000.

Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9

in 712; 1 or 9 in 715; 1 in 717

UM

80

SRC

VAR #

726

c9c.

what kind of businessor industry does (he/she> work in--thatis, what do they make or do at the place where (he/she) works? 1970 CENSUS INDUSTRYCODE 3 digits precededin green to left of question 000. Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 1 or 9 in 715; 1 in 717

727

ClO.

In what month and year did (he/she) begin working for (thisemployer/himself/herself)?MONTH -Code MONTH (01-12)
98. DK 99. NA 00.

Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-g in 712; 1 or 9 in 715; 1 in 717

-

728

ClO.

In what month and year did (he/she) begin workingfor (this employer/himself/herself)?YEAR -Code YEAR

(1980-1986)

9998. DK 9999. NA
0000.

Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 1 or 9 in 715; 1 in 717

729

cu.

How many weeks per year would (he/she) expect to work on this job in a normal year, including paid vacations?
Code 98. 99. X WEEKS PER DK NA YEAR

(01-52)

00.

Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 1 or 9 in 715; 1 in 717

I
SRC 81
ml

VAR #

730

c12.

About how many paid hours does (he/she) work on this job in an average week? Code HOUR5 PER WEEK (001-995) 998. DK 999. NA
000.

Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-g in 712; 1 or 9 in 715; 1 in 717

731

c13.

About how much does (he/she) currently earn before taxes on (his/her) main job? (Is that per hour, week, month, or year?) -- DOLLARS
Code

DOLLARS (000 001 - 999 995)

999 996. None; nothing 999 998. DK 999 999. NA 000 000. Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 1 or 9 in 715; 1 in 717

732

c13.

About how much does (he/she) currently earn before tues on (his/her) main job? (Is that per hour, week, month, or year?) -- CENTS

Code 96. 98. 99.

CENTS (01-96) 96 cents or more DK NA IMP, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 1 or 9 in 715; 1 in 717

00.

UM

82

SRC

VAR #

733

cu.

About how much does (he/she) currentlyearn before taxes on (his/her) main job? (Is that per hour, week, month, or year?) -- PER 1. 2. 3. 4. 5. 6. Hour Day Week 2 weeks Month Year

7. Other
9. 0.

NA; DK Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-g in 712; 1 or 9 in 715; 1 in 717

734

c14.

Does (he/she) participate a 4Ol.K in plan sponsored by (his/her) (employer/business), some other tax or deferredsalary reduction p:an?
1. 5. YES

NO

8. DK 9. NA
0.

Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 1 or 9 in 715; 1 in 717

735

ClS.

Is (he/she) coveredby any (other)retirement or Pensionplan sponsored (his/her)(employer/ by business), not xcludlng Social Security? 1. YES 5. NO 8. DK 9. NA
0.

InaP, 2 in 629 Of 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 1 or 9 in 715; 1 in 717

SRC VAR #

03

736

C16.

INTERVIEWER CHECKPOINT 1. SPOUSEWAS WORKINGIN SPRINGOF 1983 (C2 CODED "1")

rin737-760)

2. ALL OTHERS
0.

Inap, 2 in 629 or 630; 5, 8-9 in 710; 1, 5, 8-9 in 712; 1 or 9 in 715; 1 in 717

737

c17.

The next few questionsare about the main job your (husband/wife) when we talkedto you last in the had Springof 1983. In what month and year did (he/she) employer? MONTH -stop workingfor Code MONTH (01-12) 98. DK 99. NA
00.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736

738

c17.

The next few questionsare about the main job your (husband/wife) when we talked to you last in the had Springof 1983. In what month and year did (he/she) employer? --YEAR stop workingfor
Code YEAR

(1980-1986)

9996. DK
9999. 0000. NA

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736

.

-

I

‘ ml

04

SRC

VAR # 739

Cl8 *

How much did (he/she) earn before taxes when (he/she) left that job? (Was that per week, per month, or what?) -- DOLLARS Code DOLLARS (000 001 - 999 995)
999 996.

None; nothing

999 998. DK 999 999. NA
000 000.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736

740

cu.

How much did (he/she) earn before taxes when (he/she) left that job? (Was that per week, per month, or what?) --CENTS
Code CENTS 96. 96

(01-96)

cents or more

98. DK 99. NA
00.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736

741

CU.

How much did (he/she)earn before taxes when (heishe) left that job? (War that per week, par month, or what?) -- PER 1. 2. 3. 4. 5. 6. Hour Day Week 2 weeks Month Yaar

7. Other
9. 0.

NA; DK No earningsfrom main job; Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736

SRC

85

UM

VAR #

742

c19.

What was the reason for leaving the job (he/she) had in the Spring of 1983? Did (he/she) retire or become disabled, did (he/she) quit, was (he/she> laid off, was it a temporary or seasonal job, did the firm close, was (he/she) fired, or what? 01. RETIRED DISABLED QUIT LAID OFF TEMPORARY/SEASONAL JOB FIRM CLOSED FIRED Transferred R/Family moved Took leave (incl. for health); pregnancy OTHER (SPECIFY)

I 0

I

in

DK HA Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736

743

c20.

Was (he/she> required to retire, did (he/she) retire because (he/she) became disabled, or did (he/she) voluntarily choose to retire at that time? 1. 2. 3. 8. 9.
0.

REQUIRED DISABLED VOLUNTAUY DK NA Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 02-07, 97-99 in 742

-

I

lJ?4

86

SRC

VAR #

744

c21.

Did (his/her) employeroffer (him/her) bonus or any a other financial incentive retirewhen (he/she) to did?
1.
YES

5. NO
8. 9.
0.

DK NA

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 02-07, 97-99 in 742

745

c22.

Has (his/her) employerprovidedany healthinsurance coverageduring (his/her) retirement? 1. YES

5. NO 8. DK 9. NA
0.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 02-07, 97-99 in 742

746

C23.

ExcludingSocialSecurity and any severance pay, did (ha/she) receivebenefitpaymentsfrom any type of employersponsored retirement, disability, pension or plan from the job (he/she)left, or does (he/she) oxpect to receiveany such benefitsin the future? 1. YES

I0

in

0.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736

I
SRC
VAR #

87

u?4

747

c24.

Did (he/she) receive,or will (he/she) receivein the near future,any of these benefitsin the form of a lump sum payment?
YES

HE;; .
0.

NO

DK NA Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746

748

C24a.

How much was or will that paymentbe?
Code

DOLLARS (000 001 - 999 995)

999 998. DK 999 999. NA
000 000.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746 or 747

749

c25.

Does (he/she) now receive or does (he/she) expectto receive (additional) regularmonthlyor yearlybenefit paymentsfrom that pqirion?
1. YES

0.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or ':Z; 1 or 9 in 715; 1 in 717; 2 in 736; i, 5-3 in 746

88
VAR #

750

C25a.

In what month and year did (he/she) will (he/she) or begin receiving regularpayments?-- MONTH
Code MONTH

(01-12)

98. DK 99. NA
00.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746 or 749

751

C25a.

In what month and year did (he/she) will (he/she) or begin receivingregularpayments?-- YEAR
Code YEAR

(1980-2036)

9998. DK 9999. NA

0000.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746 or 749

752

C25b.

How much (does/will) (he/she)receiveper month or year? -- AMOUNT
Code AMOUNT

in DOLLARS (000 001 - 999 995)

999 998. DK 999 999. NA

000 000.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746 or 749

I
SRC

89

u?4

VAR #

753

C25b.

How much (does/will) (he/she) receiveper month or year? -- PER 3. 4. 5. 6.
7.

Week 2 weeks Month
Year

Other

9. NA; DK
0.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746 or 749

LR4

90

SRC

VAR #
755

C26.

If (he/she) were to die, would you receiveregular benefitpaymentsfor the rest of your life from that pension,receivepaymentsfor a limitedperiodof time, or would you receiveno benefitpaymentsfrom that pensionplan? 1. REST OF LIFE LIMITEDPERIODOF TIME 5. NO BENEFITS

0 in 759-760 ._7.

0.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1,, 8-9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746 or 749

756

C27a.

What

percentof (his/her) pensionwould you receive?-- PER CENT PER CENT (001-100)

Code

998. DK 999. KA
000. .

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746 or 749; 3, 5, a-9 in 755; R answeredin dollars

757

C27a.

What

percentof (his/her) pensionwould you receive?-- DOLLAR AMOUNT

Code AMOUNT in DOLLARS (000 001 - 999 995) 999 998. DK 999 999. NA
000 000.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746 or 749; 3, 5, 8-9 in 755; R answered0

SRC

91

VAR #

758

C27a.

What percentof (his/her) pensionwouldyou receive?-- PER (UNIT) 3. 4. 5. 6. Week 2 weeks Month Year

7. Other
9. 0.

NA; DK
Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746 or 749; 3, 5, 8-9 in 755;

R answered#
759

C27b.

Did (his/her) employeroffu an option that wouldmake regularbenefitpaymentsto surviving spousesfor the rest of their lives? 1. YES

0.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736;

5, 8-9 in 746 or 749; 1, 8-9 in 755

760

C27c.

Was this a jointdecisionwith you not to have this option, or was it something your (husband/wife) decided (himself/herself)? 1. JOINT DECISION 2. R DECIDED
8. DK 9. NA
0.

Inap, 2 in 629 or 630; 5, 8-9 in 710 or 712; 1 or 9 in 715; 1 in 717; 2 in 736; 5, 8-9 in 746 or 749; 1, 8-9 in 755; 5, 8-9
in 759

-

I

92

SRC

SurveyResearchCanter
1986

University Mickgan of
SURVEY OF

CONSUMER

FINANCES

(C28 - 020)
VAR #

801

C28,

Is (he/she) currently receiving any (other) benefit payments from an employersponsored retirement or pensionplan, not including SocialSecurity?
1.
YES

G---l
-9.

5.

NO

8. DK
NA
0.

Inap, 2 in 629 or 630

802

c28a.

How much is (he/she) receiving per month (from all the other pensionor disability benefits? AMOUNT _ --

code At40uNT in
999 998. 999 999.
000 000. .

DOLLARS

(000

001

-

999

995)

DK NA

Inap, 2 in 629 or 630; 5, 8-9 in 801

803

c28a.

How much is (he/she) receiving pu month (fromall the other pensionor disability benefits? -- PER 3. 4. 5. 6.
7. 9. 0.

week 2 weeks Month Year Other
NA; DK

Inap, 2 in 629 or 630; 5, 8-9 in 801

93

-

I

UM

94

SRC

UR

#

805

C29.

If (he/she) were to die, would you receive regular benefit payments for the rest of your life from (his/ her) (other> pensions, receive payments for a limited period of time, or would you receive no benefit payments from (this/these) pension(s)? 1. REST OF LIFE

/Din

-

0.

IMP,

2 in 629 or 630;

5, 8-9 in 801

806

C30a.

wha

parcmt

rocaive?

of (hir/hu) -- PER CENT

(othu)

pmsion(s>

would you

coda PER CENT (001-100) 998. 999.
000.

DK KA Inap, 2 in 629 or 630; 5, 8-9 in 801; 3, 5, 8-9 in 805; R anrwud dollars

807

C30a.

BDM pucent of (his/her) (other) rocaive? -- DOLLAR AMOUNT

pension(s)

would you

Code AMOUNT DOLLARS(000 ~001 - 999 995) in 999 998. 999 999.
000 000.

DK NA Inap, 2 in 629 or 630; 5, 8-9 in 801; 8-9 in 805; R answud I 3, 5,

SRC

95

VAR #

808

C30a.

What percentof (his/her) (other) pension(s) wouldyou receive?-- @ER (UNIT)
3. Week 4. 2 weeks 5. Month 6. YeU 7. 9. 0.

Other NA; DK
InaP, 2 in

629 or 630; 5, 8-9 in 801; 3, 5, 8-9
8

rn 805; R answered

809

C30b.

Did (his/hmr) employer offer an option that would make regular benefitpaymentsto surviving spousesfor the

rest of their lives?
1.

YES

NO

DK NA
0.

IMP, 2 in 629 or 630; 5, 8-9 in 801; 1, 8-9 Ln 805

810

c3oc.

Was this a jointdecisionwith you not to have this option,or was it something your (husband/wife)

decided (hmself/huself)?
1. JOINT 3tCISION 2. SPOUSEDEC:DED

0. DK 9. NA 0. IMP, 2 An 629 or 630; 5, 8-9 in 801; 1, 8-9 in 805; 5, 8-9 in 809

-

I

UM

96

SRC

VAR #

611

D1,Dlc.SUM¶ARY.OP OCCUPATION STATUS

AND

WORKINGNOW

Code Occupation Status Summaryprecededin greenby editors 11. 13. 14. 15. 16. Workeronly Worker + retired/disabled Worker + studmt Worku + housewife Worku + unemployed

20. Temporarily laid off

30. UneUIplOyd and lookingfor work

50. Retired/disabla+not workingat all now I 51. * --and Housewrfe

70. Student--not workingat all now

80.

Housewife/othunot in labor force--not at all now

working

97.

Other (incl.othu combination)

99. NA 00. Inap, 2 in 629; 1 in 630

I
SRC VAR #
97

812

Dl.

off, unamploysd and looking for work, disabled and unable to work, retired, a student, (a housewife,) or

in your Chusband’ s/wife’ s) present We are mterested job status. Is (he/she) working now, temporarrly lard

what? (CHECX ALL THAT APPLY, e.g., RETIREDAND WORKINGNOW--ASK ALL FOLLOW-UP QUESTIONS) 10 in 813-8211
r
I

01.

WORKINGNOW; ON STRIKE;SICK LEAVE

02. TEMPORARILY LAID OFF; ON EXTENDEDLEAVE 21. Combination Box land Box 2 checked 22. Other combinationsFncluding 2 0 in 813-815
UNDfPLOYED AND LOOKING FOR WORK

RETIRED;DfSABLED STUDENT HOUSEWIFE OTHER (including voluntarily out of labor force

Other combinations or #2

Other combination Dl which includes at Box #l at 01 not including Box #l
NA--See supervisor before coding this

Inap, 2 in 629; 1 in 630

98

SRC

VAR #

813
I 4

Dla.

Does (he/she) expectto go back to work at this job? 1.
YES

10 in 816-8211

NO

DK NA Inap, 2 in 629; 1 in 630; 01, 03-07, 96-97,99 in 812

814

Dlb.

When did (he/she)last work on this job? -- MONTH code MoNT?i (01-12)
98. 99.
00.

DK NA

Inap, 2 in 629; 1 in 630; 01, 03-07, 96-97,99 in 812; 5, 8-9 in 813

815

Dlb.

When did (he/she)last work on this job? -- YEAR
Code YEAR
9998. 9999. DK NA

(1980-1986)

0000.

Inap, 2 in 629; 1 in 630; 01, 03-07, 96-97,99 in 812; 5, 8-9 in 813

816
I -3

Dlc.

It (he/she) doing any work for pay at the present time? YES
5.

10 in 817-8211-l.

NO

8. DK 9. NA 0. Inap, 2 in 629; 1 in 630; 01 in 812; 1 in 813

I
SRC
99 UM

VAR #

817

Dld.

Does (he/she)
future?

expect

to do any work for

pay in the

1.

YES

0.

IMP,

2 in 629; 1 in 630; 01 in 812; 1 in 813 or 816

816

Dle.

fn what month and year

does

(he/she)

expect to begin

workingfor pay? -- MONT?4 code MONTH (01-12)
98. 99.

OK
NA

00.

Inap, 2 in 629; 1 in 630; 01 in 812; 1 in 813 or 816; 5, 8-9 in 617

819

Die.

In what month and year does (he/she) expect to begm working for p8yP -- YEAR
Code 9998. YEAR

(1986-2020)

9999.
0000.

DK
NA

Inap,

2 in 629; 1 in 630; 01 in 812; 1 in 813 or 816; 5, 8-9 in 817

UM

100

SRC

VAR #

Dlf. A.

Has

(he/she)ever done any work for pay? YE5

0.

Inap, 2 in 629; 1 in 630; 01 in 812; 1 in 813 or 816

821

Dlg.

done In how many of the past 36 months has (he/she) any work for pay? Code # MONTHS (01-36) 01. One month or less
96.

"None"

98. DK 99. NA

00.

Inap, 2 in 629; 1 in 630; 01 L:. 812; 1 in 613 or 816; 5, 8-9 in 820

822

D2.

Nut are some,questionr about your (husband's/wife's) current,main job. Is (he/she)self-employed (his/ on hu) main job? 1. YES 5. NO 8. DK 9. NA
0.

IMP, 2 in 629; 1 in 630; 1, 5, 8-9 in 820

.

SRC

101

VAR #

823

03.

What is the officialtitle of (his/her) job (the title

D3a. D3b.

that (his/her) employeruses)? sort of work does (he/she) on (his/her) do main job? Tell me a littlemore about what (he/she) does. what are (his/her) main dutiesor activities?
What

1970 CENSUSOCCUPATION CODE 3 digitsprecededin green to left of question 000. Inap, 2 in 629; 1 in 630; 1, 5, 8-9 in 820

824

D3c.

What

whue
1970

kind of business or industry does (he/she) work in--thatis, what do they make or do at the place
(he/she) works?
~-

CENSUS INDUSTRY CODE
precodd in green to left of question

3 digits 000.

Inap, 2 in 629; 1 in 630;

1, 5, 8-9 in 820

825

DI.

In what month and year did (he/she) begin workingfor (thisemployer/himself/huself)? MONTH -Code MONTH (01-12) 98. DK 99. NA
00.

Inap,2 in 629; 1 in 630; 1, 5, 8-9 in 820

826

‘ .

D4.

In what month and year did (he/she)
(this employer/himself/huself)? Code YEAR (1910-1986)

--

begin working for YEAR

9998. DK 9999. NA
0000.

Inap, 2 in 629; 1 in 636; 1, 5, 8-9 in 820

l

I

102

SRC

827

D5.

How many weeks per year would (he/she) expectto work on this job in a normal year, including paid
vacations?

Code # WEEKS PER YEAR (01-52) 98. DK 99. NA
00.

IMP, 2 in 629; 1 in 630; 1, 5, 8-9 in 820

826

D6.

About how many paid hours ioes (he/she) work on this job in an average week?
Code HOURS PER WEEK

(01-95)

98. DK 99. KA

00.

INP, 2 in 629; 1 in 630; 1, 5, 8-9 in

820

829

07.

About how much doer (he/she) currently earn before taxes on (his/her) main job? (Is that pu hour, week, month, or year?) -- DOLLARS
code

DOLLARS (000 001 - 999 99i

999 998. DA 999 999. UA
000 000. Inap, 2 in 629;

1 in 630; 1, 5, 8-9 in 820

830

Df.

About how much does (he/she) currentlyearn before taxes on ( his/her)main job? (Is that pu hour, week, month, or year?) --CENTS
Cod. 96. 98. CENTS 96 (00-96)

cents

or m3re

DK
NA

99.
00.

Zero cents;

InaP, 2 in 629; 1 in 630; 1, 5, 8-9

in 620

I
SRC

103

u?4

VAR t

831

D7.

About how much does (he/she) currently earn before taxes on (his/her) main job? (Is that per hour, week, month, or year?) -- PER 1. 2. 3. 4. 5. 6. Hour Day Week 2 weeks Month Year

7. Other
9. 0.
NA:

DK

Inap, 2 in 629; 1 in 630; 1, 5, 8-9 in 820

832

08.

by Does (he/she) participate a 4OlK plan sponsored in (his/her) (employer/business), some other tax or deferredsalary rduction plan?
1. YES

5. NO 8. DK 9. NA
0.

Inap, 2 in 629; 1 in 630; 1, 5, 8-9 in 820

833

09.

Is (he/she) coveredby any (other)retirement or pensionplan sponsored (his/her) by (employer/ not including Social Security? business), 1. YES 5. NO 8. DK 9. NA
0.

Inap, 2 in 629; 1 in 630; 1, 5, 8-9 in 820

104

SRC

vA.R t

834

D10.

Is (he/she> currently receiving any benefit payments from an employer sponsored retirement or pension plan, not includmg Social Security?

0.

Inap, 2 in 629; 1 in 630; 5, 8-9 in 820

835

DlOa.

How much is (he/she) currentlyreceiving pu month? -- AMOUWT
Code AMOUNT

in DOLLARS (000 001 - 999 995)

999 998. DK 999 999. NA

000 000.

IMP, 2 in 629; 1 in 630; 5, 8-9 in 820 or 834

836

DlOa.

How much is (he/she) currentlyreceiving pu month? -- PER 3. 4. 5. 6. Week 2 weeks Month Ye8r

7. Other
9. 0. WA;

DK

Inap, 2 in 629; 1 in 630; 5, 6-9 in 820 or 834

SRC VAR #

105

837

Dll.

If (he/she) were to die, would you receiveregular benefit payments for the rest of your life from (his/ her> pension, receive payments for a limited periodof time, or would you receiveno benefitpaymentsfrom this pension?

-1

1. REST OF LIFE 3. LIMITEDPERIODOF 5. NO BENEFITS TIME

cl
0

in 838-840

0.

Inap, 2 in 629; 1 in 630; 5, 8-9 in 820 or 834

838

Dlla.

What

receive?

percentof (his/her) -- PER CENT PER CENT (001-100)

pension

would you

Code

998. DK 999. NA
000.

Inap, 2 tn 629; 1 in 630; 5, 8-9 in 820 or 834; 3, 5, 8-9 in 837; R answered dollars

Ln4

106
VAR #

839

Dlla.

What percentof (his/her) pensionwould you receive?-- DOLLARAMOUNT
Code
999 AMOUNT 998.

in DOLLARS (000 001 - 999 995)

DK
NA

999 999.
000 000.

Inap, 2 in 629; 1 in 630; 5, 8-9 in 820 or 834; 3, 5, 8-9 in 837; R answeredS

840

Dlla.

What

percentof (his/her) pensionwould you receive?-- PER (UNIT) Week 2 weeks Month Yu
Othu NA; DK

3. 4. 5. 6.
7. 9.

0.

Inap, 2 in 629; 1 in 630; 5, 8-9 in 820 or 834; 3, 5, 8-9 in 837; R answeredI

841

Dllb.

Did (his/her) employeroffer an option that would make regularbenefitpaymentsto survivingspousesfor the rest of their lives?

0.

Inap, 2 in 629; 1 in 630; 5, 8-9 in 820 or 834; 1, 8-9 in 837

.

I
107
LfM

042

Dllc.

Was this a joint decision with you not to have this option, or was it something your (husband/wife) decided (himself/herself)?
1. JOINT DECISION 2. SPOUSEDECIDED 8. DK 9. NA 0.

Inap,2 in 629; 1 in 630; 5, 8-9 in 820 or 834; 1, 8-9 in 837; 5, 8-9 in 841

843

012.

How many diffuant mployus has your (husband/wife) work& for in full-timajobs lastingone year or longu?

Coda t PULL-TIME JOBS (01-50) NEVER HAD FULL TIME JOB; “Nom”

00.

Imp, 2 in 629; 1 in 630; 5, 8-9 in 820

a44 0 in 845-846

013.

Doer

(he/she) ucpectto work full-time the future? in
YES

1.

0.

Inap, 2 in 629; 1 in 630; 5, 8-9 in 820; ::-5:, 98-99 in 643

108
VAR t

SRC

845

D14.

At what age did (he/she) begin workingfor pay at (his/her) first full-timejob lastmg one year or
longer ?

Code AGE (lo-701
98. DK 99. NA 00.

Inap, 2 in 629; 1 in 630; 5, 8-9 in 820; 1, 5, 8 or 9 in 844

846

D15.

About

how many years in totalbar (he/she) worked full-time for pay?

Code # YEARS FULL-TIME(01-70)
98. 99.
00.

DK

NA Inap, 2 in 629; 1 in 630; 5, 8-9 in 820; 1, 5, 8 or 9 in 844

847

016.

At what age does (he/she)expect to completely stop workingon any paid job, including part-timejobs held during retirement years?
l AGE

(18-90)

ALREADY STOPPED NEVER STOP

00.

Inap, 2 in 629; 1 in 630; 5, 8-9 in 820; 5, 8-9 in 844

I
SRC VAR #
109

u

848

D16a.

At what age did (he/she)stop workingfor pay?
Code

AGE (M-90)

98. DK 99. NA
00.

InaP,2 in 629; 1 in 630; 5, 8-9 in 820; 5, 8-9 in 844; 18-90,96, 98-99 in 847

a49

D17.

what is the highestgrade of schoolor year of college your (husband/wife) completed?

(0 in 851~~01-12

I0 in 85Oc-----_13-17

"0.

00 grades;Inap, 2 in 629; 1 in 630

850

D17a.

Did (he/she) get a high schooldiplomaor pass a high schoolequivalerxy test? 1. YES
5. 8. 9.
0.

NO DK NA

Inap, 2 in 629; 1 in 630; 13-17,98-99 in 849

110

SRC

VAR li 051 D17b. Does

(he/she) have a collegedegree?
YES

1. 5.

NO DK NA

8. 9.
0.

Xnap, 2 in 629; 1 in 630; 00-12,98-99 in 849

852

Dl8.

What is the month and year of birth? -- MONTH Code MONTH

yocr

(husband's/wife's)

(01-12)

98. DK 99. NA
00.

Inap, 2 in 629; 1 in 630

853

D18.

What is the month and ymr of your (husband's/wife's) birth7 -- YEAR
Code YEAR 9998.

(1890-1970)

DK 9999. NA Inap, 2 in 629; 1 in 630

0000.

854

Dl9.

II88 (he/she)
1.

evu

bean in the militaryservice?

5.

YES NO

8. OK 9. NA
0.

Inap, 2 in 629; 1 in 630

I
SRC
111 UM

VAR #

855

D20.

How would you describe (his/her) health--excellent, good, fair or poor? 1.

2. 3. 4. 6. 9.
0.

EXCELLENT GOOD FAIR POOR DK NA Inap, 2 in 629; 1 in 630

112

SRC

SurveyResearchCenter 1986 SURVEYOF CONSUMERFINANCES (El - E25)
VAR #

University Mlchlga of

901 I 0 I

El. in 902-906

Do you (and your familylivingthere)own your home, pay rent, or what?
.

OWNS OR IS BUYING

X-iJ-2.

PAYS RENT

NEITHEROWNS NOR RENTS

DK NA

902

E2.

About how much rent do you pay per month?
Code AXOUNT 9998. OK 9999. NA

(0001- 9995)

0000.

Imp, 1, 6, 6-9 in 901

113

114

SRC

VAR #
903

E3.

Could you tell
01.

me more about that?

02. 03. 04. 05. 07.
10.

Live-in servant; housekeeper; gardener; farm laborer; others for whom housing is part of job compensation Housing is a gift paid by someone outside HU; owned by relative outslde HU; R pays taxes only House sold but R hasn’ moved yet t Living in house which will inherit; estate in process Living in temporary quartus (garage, shed) while home is under construction Other R lives in public housing (no rent> or has rent paid by public housrng authority R lives in nursing home Over the road drivu--has no residence Living with parents/in-laws Living with siblings DK NA Inap, 1, 2, 8-9 in 901

11. 12. 13. 14. 98. 99.
00.

904

E4.

Have you moved since we last Spring of 1983? NO, but interview

talkd

to you in the

conducted

at 2nd home

NO (include R’ away temporarily but s have returned to same residence as in 1983) 8. 9.
0.

DK WA IMP,
1,
8-9

in 901

I
SRC

115

u?

VAR # 905 E5.

was your primary residence?
1.

Since the Spring of 1983, have you sold

a

home that

3. 4.

NO, relative

YES NO,

separated spouse lives

in home owned home in 1983

0.

f-p,

1, 8-9

in 901; 5 in 904

906

E5a.

What

was

the selling

price

of that home?

Code DOLLARAMOUNT (0 000 001 - 9 999 995)
9 999 996.

None, home repossessad

DK 9 999 998. 9 999 999. HA
0 000 000.

IMP,

in 905

1, 8-9 in 901; 3-5 in 904; 5, 8-9

907

E6.

Could you tell me the presentvalue of your home? About how much would it bring if it were sold today?
Code

DOLLARAKWNT (0 000 000 001 - 9 999 999 995)
Only arsessd value givrn

-6. -8. -9.
0 000

DK
NA 000 000.

Snap, 2, 6, 8-9 in 901

116
VAR # 908

SRC

E7.

Have you moved since we last talked to you in the Spring of 1983?
1. YES

2. 3. 4. 6.

YES, moved to home owned in 1983 YES, moved mobile home to new location NO, buying home previously rented NO, but interview conducted secondhome at

0.

IMP, 2, 6, 8-9 in 901

909

E7a.

Da you now live in a house, an apartment, a condominium, mobile home, or what? a
1. 2. 3. 4. 5. HOUSE

APARTMENTOR CONDUMINIUM
MOBILE HOME co-op

Duplex 6. Townhouse
7. OTHER (SPECIFY) DK

8. 9.
0.

NA
IMP, 2, 6, 8-9 Fn 901;

.
3, 5, 6, 8-9 in 908

910

E8.

In what month and year was this (house/apartment/ mobilehome> purchasd? -- MONTH Code MONTH (01-12)
96.

Date not given becauseR inherited home

98. DK 99. NA
00.

Inap, 2, 6, 8-9 in 901; 3, 5, 6, 8-9 in 908

I
SRC

117
VAR

ul

x
EB.

911

In what month and year was this (house/apartment/ mobilehome) purchased? YEAR -Code 9996. YEAR (1880-1986)

Date not given becauseR inherited home

9998. DK 9999. NA 0000. Inap, 2, 6, 8-9 in 901; 3, 5, 6, 8-9 in 908

912

E9.

How much did this (house/apartment/mobile home) cost when it was purchased, not including closingcosts?

Code DOLLAR AMOUNT (0 000 001 - 9 999 995)

9 999 996. Rinhuited home
9 999 998.

DX
NA

9 999 999.
0 000 000.

Inap 2,6,8-g

in 901; 3,5,6,8-g 908 in

913

ElO, Since the Springof 1983, have you sold a home that was your primaryresidence? 1. YES 3. NO, moved mobile home to new location 4. NO, relativesowned home in 1983

0.

Inap 2,6,8-gin 901; 3,5,6,8-g 908 in

118

SRC

VAR t
914

ElOa. what was the sellingprice of that home?
Code DOLLAR AMOUNT (0 000 001 - 9 999 995) 9 999 998. 9 999 999.
0 000 000.

DK NA Inap 2,6,8-g in 901; 3,5,6,8-g in 908

or 913

915

Eli. Do you have a mortgage or a land cont-_xt on your
current home?

0.

Inap 2,6,8-g in 901; 3,5,6, 8-9 in 908

916

E12.

Do you have a mortgage or land contract current home? 1. YES

on your

0.

IMP,

2, 6, 8-9 in 901; 1, 5, 8-9 in 915

SRC

119

Ln

VAR t 917

El3.

Did you either refinance your first mortgage or take out a new first mortgage smce the Spring of 1983 when we last talked?
YES

E/h;:
9.

.

NO DK NA

0.

InaP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 or 916

918

El4.

How much are the payments for the first mortgage or not including taYes and insurance, and land contract, how often are they due? -- AMOUNT ,Ccde OOLLAR AMOUNT 000 001 - 9 999 995) (0

p/&&C;

;;;

;;I;

;

REGuLAR pAyMENTs

-

0 000 000.

IMP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915
or 916; 1 or 8 in 917

.

-

I

120

SRC

VAR #
919

El4.

How much are the payments for the first mortgage or land contract, not including taxes and insurance, and how often are they due? -- PER
1.

2.

Month--includes

3. 4. 5. 6.

Month--includes taxes but not or NA if insurance Month--includes insurance but not or NA if taxes Twice yearly Month Year

taxes and insurance

7. Other
8. 9. 0.

NO REGULAR PAYMENTS
NA;

DK
916;

IMP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 or 1 or 8 in 917

920

E14a. How much is still owd on the first mortgageor land contract?
Code

DOLLAR AMOUNT (0 000 001 - 9 999 995)
DK
NA

9 999 998. 9 999 999.
0 000 000.

IMP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 or 916; 1 or : :n 917; regular paymantccdd in 918

921

El5. Do you also

have a second mortgage

on your home?

0.

IMP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 or 916;
1 or 8 in 917

922

E16. Did you refinance your secondmortgageor take out a new secondmortgagesince the Spring of 1983?

I
SRC

121
VAR # 10

UM

in 923-936) in 926-9451

1. YES 5. NO 8. DK
9. 0. NA InaP, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 or 916; 1 or 8 in 917; 5, 8-9 in 921

(0

E17. How much are the paymentsfor the secondmortgage, and how often are they due? -- AMOUNT

-'9

999 998. DK 9 999 999. NA
0 000 000.

IMP,- 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 _

or 916; 1 or 8 in 917; 5, 8-9 in 921; 1, 8 or 9 in 922

924

E17.

How much are the paymentsfor the secondmortgage, and how often are they due? -- PER 5. Month 6. Year

7. Other 8. NO REGULAR PAYMENTS
9.
0.

NA;

DK

Inap, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 or 916;

1 or 8 in 917; 5, 8-9 in 921; 1, 8 or 9 in 922
925

E17a. How much is stillowed on the secondmortgage?
Code

DOLLAR AMOUNT (0 000 001 - 9 999 995) DK

9 999 998.

UM

122

SRC

w? #
9 999 0 000 999. 000. NA

Inap, 2, 6, 8-9 in 901; 1, 5, 8-9 in 915 or 916; 1 or 8 in 917; 5, 8-9 in 921; regular paymentcoded in 923

926(A)

937(B)

E18. About the (firstmortgageor land contract/second mortgage)..in what month and year was At obtaaned . or last refinanced? MONTX -Code MONTH (01-12)
98. DK 99. NA
00.

Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916; 5, 8-9 Fn 922; (A only: 1 in 922)

927 (A) 938(B)

E18. About the (firstmortgageor land contract/second . mortgage)..in what month and ymr was it obtainedor
last refinanced? Code YEAR 9998. DK 9999. NA -- YEAR

-

(1910-1986)

occo. Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916;
5, 8-9 in 922; (A only: 1 in 922)
92&(A)

El9.

How zuch

939(B)

was borrowedor financed, not including the financecharges?

code
9 999 9 999

DOLLAR AHDURT (0 000 001 - 9 999 995)
998. 999. DK
NA

0 000 000.

IuP, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916; 5, 8-9 in 922; (A only: 1 in 922)

929(A) 940(B)

E20.

How much

are the payments,not including taxes and insurance, ahd how oFtm are thw due? -- AMOUNT

Code DOLLAR AMOUNT t0 000 001 - 9 999 995)

SRC

123
VAR

x
1 9 999 995.

-i&q

8 I

in 930/941 0 in 932/943 0 in 9331944 -:

9 999 996.

NO

REGULARPAYMENTS

DK 999 998. 999 999. NA
0

000 000. Ihap,2, 6, 8-9 in 901; 5, 8-9 in 9lj
916;

or

5, 8-9 in 922; CA only: 1 in

922)

930(A)

941(B)

E20. How much are the payments, not including taxes and insurance, and how often are they due? -- PER
1. Month--includes tams and insurance 2. Month--includes taxes but not or NA if insurance

5. Month 6. Year 7. Other 8. NOREGULAR
9. PAYMENTS

NA; DK

0. IMP, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916; 5, 8-9 in 922; (A only: 1 in 922)

931(A)

E21. How much money is still owed on this loan?
Code

942(B) DOLLARAMOUNT (0 000 001 - 9 999 995) 9 999 998. DK 9 999 999. NA
0 000 000.

Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916; 5, 8-9 in 922; (A only: 1 in
922)

932 (A)

943(B)

E22. How many years or what number of paymentswere agreed upon when the loan was taken out? -- YEARS

l

I

UM

124
VAR #
Code #

SRC

OF YEARS (01-95)

98. 99.
00.

DK

NA
Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916; 5, 8-9 in 922; (A only: 1 in 922); R answered payments

933 (A)

E22.

944(B)

How many years or what number of payments ?reagreed upon when the loan was taken out? -- PAYR f

Code # OF PAYMENTS (001-995)
998. 999.
000.

DK NA Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916; 5, 8-9 in 922; (A only: 1 in 922); 98-99 in 932 or 943; R answer& X years

934(A) 945(B)

E23.

What is the currentannual percentage rate of interest or financecharge on this loan? Coda I to one decimal (001 - 995) 995. 996. 99.5% or more NONE

998. DK 999. WA
000.

Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916; 5, 8-9 in 922; (A only: 1 in 922)

SRC

125
VAR #

935

E24. Does this mortgage have an interest

rate that can rise or fall from time to time depending on some other interest rate or index? 1. 5. YES NO

8. DK 9. NA
0.

IMP, 2, 6, 6-9 in 901; 5, 8-9 in 915 or 916;
1, 5, 6-9 in 922

936

E25.

Do you also have a second mortgage on your home?

0.

Inap, 2, 6, 8-9 in 901; 5, 8-9 in 915 or 916;
1, 5, 8-9 in 922

126 SRC

Survey Research Center
OF 1986 SURVEY CONSUMER FINANCES

University

of

Michigkr

(Fl - F9a)
VAR t

1001

Fl.

Do you (and your family living there) own any (other) real estate, such as vacation homes, lots, or apartment buildings, not including property owned by a business? 1. YES

1002

Ph.

What is the gross market value of all your (family’ s) real estate holdings, not including your primary residence?
Code

AMOUNT (00

000

001 - 99 999 995 >

-8. -9.

DK NA IMP, 5, 8-9 in 1001

00 000 000.

1003

Flb.

Do you (or anyone in your family living there) owe any mortgages or debts on these (other> real estate holdings? 1. YES

0.

Inap, 5, 8-9 in 1001

127

128

SRC

VAR #
1004 Flc.

How much are the paymentsfor these mortgages debts or for (other)real estate,not includingtaxesand Insurance, and how often are the payments due? -- AMOUNT
Code AMOUNT (0 000 001 - 9 999 995)

0 rn 1006 I

9 999

996.

NO REGULARPAYMENTS

0 000

000.

Inap, 5, 8-9 in 1001 or 1003

1005

Flc.

How much are the paymentsfor them mortgages or debts for (other)real estate,not includingtaxesand insurance, and how often are the paymentsdue? -- PER

_

1. 2. 3. 4. 5. 6.

Month--includes taxes and insurance Quarterly Wetk 2 weeks Month Year

7. Other 8. NOREGULAR PAYMENTS 9. NA; DK
0.

Inap, 5, 8-9 in 1001 or 1003

1006

Fld.

How much is stillowed on all those mortgages or debts?
code AMoum
(0

000 000

001 - 9 999 999 995)

-8. DK -9. NA
0 000 000 000.

Inap, 5, 8-9 in 1001 or 1003; l-9 999 995, DK or NA in 1004

I
SRC

129

uk

VAR

x

1007

F2.

Since the Spring of 1983 when we talked to you last have you (or anyone In your family there) purchased any kind of car, truck, van, or motorhome, not including vehicles purchased by a business?
1. YES

_

NO (incl.

received

as a gift)

1008

Fta.

How much did them vehicles
Code AMOUNT (000

cost

in total?

001 - 999 995)

999 998. 999 999.
000 000.

DK NA Inap, 5, 8-9 in 1007

1009

F3.

Did you (and your family living there) make purchases totaling S3,OOO or more of any furniture, appliances, retcreation itrrnr or additions and repairs to your home?
1. YES

UM

130

SRC

VAR #

LO10

F3a.

How much did these item cost in total? Code AMOUNT (0
9 999 998. DK 9 999 999. NA 0 000 000. IMP,
000 001 - 9 999 995)

5, 8-9 in 1009

1011

FO.

any 1.

Do you (or anyone in your family credit cards?
YES

liv. ; there)have

1012

FOa.

After the last paymentwas made, what was the total balance still owed on all your (family's) credit
cards? Code AMOUNT (000

001

-

999

995)

999 996. Zero; none
999 998. 999 999.
000 000.

DK NA

Inap, 5, 8-9 in 1011

I

l

1
SRC

131

LP

VAR #

1013

F5.

Aside from mortgages and credit cards, do you (or anyone in your family living there) owe money on any other loans or debts? 1. 2. 5.
8.
9.

YES YES to F5 and NO to F6a-d and F9 NO DON'T KNOW
NA

1014(a) (b) 1020(c) 1023(d)
1017

P6.

P6a.

F6b. F6c. Fbd.

to ask you about loans or debts that require regular payumts. Do you (or anyone in your family living therm) owe any money for additions or repairs to your hOPIe, not including money owed on mortgages and credit cards? (RECORD F6 BELOW AND IN ASK F7 BEFORE CONTINUING TO NEXT ITEM.) ADDITIONS ANDREPAIRS (Do you owe any money) for purchases of automobiles, trucks or othu mhicles, not including lease payments? (Do you own any money) for purchases of furniture, appliances, recreation, or hobby items? Do you owe money on any othu loans with regular payments , including money owed for travel, medical or education axpmses , or personal borrowing for investment purpoms? 1. YES

First, I would lika

0.

fnap,

5 in 1013

LIZ4

132

SRC

VAR #

1015(a)

F7.

1018(b) 1021(c) 1024(d)

How much are these payments, and how often are they due? (RECORDIN F7 BELOW AND GO TO NEXT ITEM) -- AMOUNT Code DOLLARS (000 001 - 999 995)
999 998. 999 999.
000 000.

DK NA

Inap, 5 in 1013; 5, 2-9 in F6 for this item

1016(a) 1019(b) 1022(c) 1025(d)

F7.

How much are these payments, and how often are they due? (RECORDIN P7 BELOW AND GO TO NEKT ITEM)-- PER 1. Quarterly 2. Balloonpayment 3. Week 4. 2 weeks 5. Month 6. Year
7.
9. 0.

Othu
NA; DK

Inap, 5 in 1013; 5, 8-9 in P6 for this item

1026

F8.

Now thinkingof all the various types of dabts with regularpaymehtr,wue all the paymentsmade the way they were schduld during the last year, or were pa,Is on any of the loans sometimes made later or
.

1. ALL PAID AS SCXEDULED SOONER OR 5. XADE LATER OR I(:SSEDPAYMENTS 8. DK 9. NA
0.

Inap, 5 in 1513

I
SRC
133
ul

VAR #

1027

F9.

Do you (or anyone in your family living there) owe any money on any (other) loans which do not require regular payments; for instance, loans on a life insurance policy, or debts to some other person, a bank or employer, a margin account with a broker, or other loans used to purchase your home that you have not already mentioned?

1,

YES

Yoiie9;
0.

;; ,
Inap, 5 in 1013 How much is still owd on these othu not require regular payments? Code AMOUNT (0 000 9 999 999.
0 000 000.
9 999 998. 001 - 9 999 995)

1028

F9a.

debts that do

DK
NA

Inap, 5 in 1013; 5, 8-9

in 1027

1029

Completeness 1. 2. 3. 5.
0.

for VlOl2 missing missing missing for
for faxuiy

Information Information spouse Information member

spouse only member other than other family is missing for any

for

spouse

No indication that information family membu IMP, VlOl2 not askd or DK/NA

134

SRC

I

survey Reseuch

center

University 1986 SURVEY CONSUMER OF FINANCES (Gl - G13)

of Michigar

1101

Gl.

1102 1103

People have different reasons for saving. your (family’ s) most important reasons for (Any other reesons?) 01. 02. 03. 04. 05. 06. 11. 12. 13. 14. 1s. 16. Children’ s
Own/spouse’ s

What are saving?

education; grandchildren’ s education; education--NA

education for whom

“For the children/family” --NFS; “ to help the kids out” ; to have children/baby Gifts to persons outside FU or to charities/ church To get married To get chiidren back

Buying own house (code sumu cottage in 12) Purchase ofznd hame or cottage for own use Buy a car/truck Home imProvemnt/repairs To travel; take vacations Buy durable household goods, appliances, home furnishings; hobby items; for othu purchases not codeeble above or not specified; “ buy thrngs when we nod/want thaw” Burial ; funeral expenses Moving expenses Buying (investing in) own business/farm; equqxnent for business Retirement; old age Reserves in case of unemployment In case of illness; mdical/dental expenses Emergehcies; “ rainy day” ; othu unexpected needs; for “secx::y” Investment reasons (to earn interest, to be divuslf:d, to buy othu forms of assets) To amet contractual camnitments (debt repayment, rnsurance payment, taxes, etc.); “ to pay off house” for the future” ’ to advance “ To get ahead” “ ; stendard OS living; live comfortably/anloy life
Ordmary loving expenses/bills Be independent/self-sufficient--no to retirement (22) or current (29)

17. 16. 21. 22. 23. 24. 2s. 26. 27. 28. 29. 30.

living

reference expenses

31. 32.

Tax advantages Recreetronf3Bot

furthu

specified

136

SRC

VAR #
1101

Gl.

Continued

1102 1103

90.

91. 93. 94. 96. 97. 98. 99.

only says: Had extra income; saved because had the money left over--no othu purpose specif id m/prudent thing to do; goad discipline to save
R

Convenient to save (automatic For a new will Don ’t/can Other DK
NA ’t

deduction)

save

00.

Inap, no furthu

mention
.

SRC

137

VAR #

1104

G2.

you (or anyone rn your familylivingthere)have an individual retirement account--an IRA or a Keogh account?
Do 1.

YES

in 1105

0

5. NO 8. DK 9. NA

1105

G2a.

In total,how much is in all your (family's) IRA and Keogh accounts?
Code

DOLLARS (0 000 001 - 9 999 995)

9 999 998. DK 9 999 999. NA
0 000 000.

Inap, 5, 8-9 in 1104

1106

G3.

Do you (or anyone in your familylivingthere)have any money mrket accountsor certificates deposit? of

1107

G3a.

How much 1s in all your (family's) money market accountsand certificates deposit? of
Code DOLLARS (00 000

001 - 99 999 995)

-8. DK -9. NA
00 000 000.

Inap, 5,

8-9

in 1106

138
VAR #

SRC

1108

G4.

Do you (Or anyone in your family livingthere)have any checking,Statementsavings, passbook,share draft, or other savingsaccounts? 1. YES

1109

G4a.

Altogether, how much is in checkingaccounts?
Code DOLLARS (0 000 001 -

all

these savingsand
995)

9 999

9 999

996.

Zero; nothing

9 999 998. 9 999 999. 0 000 000.

DK NA map,

See Vll25 for completeness code.

5, 8-9 in 1108

lI.10

G5.

Do you (or anyone in your family livingthere) have any employersponsored profit sharing,thrift,or othu savings plans? 1. YES

tl
0

in 1111

5.

NO

8. DK 9. NA

I
139
UM

VAR #

1111

G5a .

Altogether, how much do you (and your family) have ln these employer sponsored profit sharing, thrift, and other savrngsplans?
all

Code DOLLARS (0 000 001 - 9 999 995)
9 999 996.

Zero; NA

nothing

9 999 998. DK
9 999 999. 0 000 000.

Inap, 5, 8-9 in 1110

1112

G6.

bonds?

Do you (or anyone in your family livingthere) have any savings bonds, municipal , corporate, or any other

1113
.

G6a.

What

is the total face value of all your (family’ s) savings bonds, municipal, corporate or other bonds?

Code WLLARS (000 000 001 - 999 999 995) -8. DK -9. NA
000 000 000.

Inap, 5, 8-9 in 1112

.

1114

Gf.

any publicly
1. YES NO DK NA

Do you (or anyone in your family living there)have traded stocks or mutual funds, not including money market or IRA accounts?

cl
0

in 1115

5. 8. 9.

140

SRC

w4R #

1115

G7a.

what is the current total market value (family’ s) stocks or mutual funds? Code DOLLARS (00 000 001 - 99 999 995)

of

all your

-8. DK -9. NA
00 000 000.

IMP,

5, 8-9 in 1114

1116

G8.

Do you (or anyone in your family living there) own any other financial assets, such as trustsor managed investment accounts, or notes or land contracts owed to you?
. . YES

NO

. DK

. NA

1117

G8a.

How much (do you/does your family) have in all these other financial assets, including amounts strll owed to you on notes or land contracts? Code DOLLARS (00 000 001 - SG 999 995)
-8. -9. DK
NA

00 000 000.

Inap, 5, 8-9 in 1116

1118

GQ.

Do you (or anyone in your family living there) own an intuest in any privately held business, farm, or professional practice or partnushrp that you have not alrudy mmtioned?

I ’
SRC 14i

VAR #

1119

G9a.

What is the net market value of your (family's) interest in all these busmess holdings?
Code

DOLLARS(00 000 001 - 99 999 995)

-8. DX -9. NA
00 000 000.

Inap, 5, 8-9 in 1118

1120

GlO.

Considering all of (your/your family's) savings and reserve funds,overallin the past threeyears,did you put more money in or take more money out?

1. PUT MoREmNEY I#
3.
NO CHANGE

5. 6. 8. 9.

TOOKMORE MONEY OUT NO SAVINGS DX NA

1121

CU.

If the rate of interest (you/your family) could earn on 811 your s8vingr and investments went up by five pucmtage points, would you decrease the amountyou spud so that you could sat aside more to save, or would you uake no change in your spending habits?

1. DECREASESPENDING; INCREASE SAVING
3.

Increasespurding (will more
NO CHANGE

earn more so will spend

5.

8. DX 9. NA

UN

142
VAR 0

SRC

G12.

If (you/your family) won a cash prize equal to about three months of your usual (family) mcome, would you save all of it, most of it, some of it, a little of it, or none of it?

4. 5. 8. 9.

A LITTLE NONE DK NA

1123

Gl2a.

would you use any of the money to repay debts?

1. YES
5. 8. 9.
0.

NO DK

NA
Inap, l-2 in 1122

1124

G13.

method- xople use tb s8ve. Some people first put aside a cartaln amount for savings and then use the rest for expenses, while othu people first pay all their expanses and then use tha rest for savings. Which of these two .ways comes closest to your (farmly’ s) saving habits? ( PROBE : Which comes closu?) 1. 2. 6. 8. 9. FIRST PUT ASIDE SAVINGS FIRST PAY EXPENSES DOES NOT SAVE DK

There seem to be two different

NA

. SRC

143
VAR #

1125

Completness for VU05 1. InformatLon missingfor spouseonly 2. Informatlor. missingfor familymemberother than spouse missingfor spouse 3. Information other f-i ly member
5.

No indication that familymember

information missrngfor any is

0.

Inap,VU05 not asked or NA

1126

Completeness for VU09 Use same code as for V1125, except: 0. Inap,V1109 not asked or NA

SurveyResearchCenter
1986 SURVEY CONSUMERFINANCES OF (Hl - H14b)
VAR #

University Michsgar! of

1201

Hl.

Do you (or your husband/wife) have any children who
attended years? 1. college or trade school during the past three

YES NO (including "no children")

I-0

in 1202-1209

5.

1202

H2.

HOW nmy of your (or your husband's/wife's) children have attendedcollegeor trade schoolduring the past three years?

Code IIIN SC?IOOL (l-7) 1. One 0 in 12OGJ 2. Two 0. DK 9. NA
0.

IMP, 5, 8-9 in 1201

145

-

I

146

SRC

VAR 0

1203(#1) 1205(#2) 1207(#3)

H2a.

About the (oldest/next oldest)child who attended collegein the past three years--was this a public four year college,a privatefour year college,a junioror communitycollege,a trade school,or what? PUBLICFOUR YEAR PRIVATEFOUR YEAR JUNIOR/COMMUNITY TRADE SCHOOL Trainingin militaryincluding collegein military 06. Religious/theological school/training
(SPECIFY) 07. oT?IER

01. 02. 03. 04. 05.

10. Four year/grad/law school--NA public or private 11. Privatelaw school--NA attachedto university if 12. Combmation 1 + 2--NA which is current school 98. DK 99. NA 00. Inap, 5, 8-9 in 1201;no (further) children attendedcollege

1204(#1) 1206(#2) 1208(#3)

H2b.

How many years

of collegehas this child completed?

Code # YEARS

(l-7)

1. One year or less 7. Seven or more 8. DK 9. NA 0.
Inap,

5, 8-9 in 1201, no (further) children attandedcollege

SRC

lb7

VAR # 1209 H3.

During the past three years, how much in total did you (and your husband/wife) personally pay for your child(ren)‘ s college education, including any loans you have taken out? Code DOLLARS (000 001 - 999 995 1
999 999 996. 998. NONE

999 999.
000 000.

DK
NA

Inap,

5, 8-9 in 1201; no (further> attended college

children

1210

HO.

Do you expect to have any children during the next three years? 1. 3. 5. 8.
9.

attend college

YES POSSIBLY NO
DK NA

1211

H5.

During the past threa years,did you (and your
private
1.

husband/wife)
YES

or puochfal

pay any (other)

tuition

expenses for a

schoolfor

your children?

1212

H5a.

In total how much did you pay during the past :.~eo years for private or parochial school tuition
expenses?
Code 999 999

DOLLARS (000 001 - 999 995)
998. 999. DK NA

000 000.

Inap,

5, 8-9 in 1211

*

I

UM

140

SRC

VAR

t

1213

H6.

next few questionsare about the supportfamily membersand friends give to and receivefrom each other. During the past threeyears, have you iand your husband/wife) sharedlivingquartersfor three months or more with adult children,grandchrldren, or other relatives friends? or
1.

The

YES

1214

With whom have you sharedlivingquarters? (Anyone else?) (CHECKALL THAT APPLY.) H6a. A. ADULT CHILDREN(incl.stepchildren)

H6a.

1.

Checked 5. Not checked 9. NA to entirequestionH6a

USE SAME CODE FOR 1215-1219

0. IMP, 5, 8-9 ir 1213 1215 1216 1217 1218 1219
H6a.

B. PARENTS (parents-in-law)
C.

H6a.

GRANDPARENTS (grandparents-in-law)

H6a.

0. GRANDCHILDREN
E.

Hba.

SIBLINGS(incl.in-laws)
FRIENDS

Hba.

F.

I
SRC 149
UM

VAR ?# 1220 H6a. 2. 1.

OTHER (SPECIFY) Checked Nieces/Nephews Cousins Aunt/Uncle Ex-spouse partner or
Non-relatives

2. 3. 4. 6. 7.
8.
5.
9.

Other relatives
Not checked NA to entire question

H6a

0.

Inap, 5,

8-9

in 1213

H6b. Thinkingabout the most recent time you sharedliving quarters, did you live in your (triend's/relatives's) home, in your own bane, or what?

0.

Inap, 5,

8-9

in 1213

1222

H6c. Did any of these (rolativer/Friends) have any sources of income, such as l job, SocialSecurrty, public or assistance? 1. YES 5. NO 8. DK 9. NA
0.

Inap, 5, 8-9 in 1213; 2, 7-9 in 1221

UM

150

SRC

VAR #

1223

H6d. Did any of them make a contribution towardthe additional householdexpenses?

0.

Ihap, 5, 8-9 in 1213; 2, 7-9 in 1221

1224

H6e. Did this contribution cover all of the additional householdexpenses most of the additional , expenses, some, or a small part? 1. 2. 3. 4. ALL MOST SOME SMALLPART

8. DK 9. NA
0.

IMP, S, 8-9 in 1213; 2, 7-9 in 1221; s, 8-9 in 1223

1225

H7.

Othu than what you ham already told me about,during tha past three years have you (or anyone in your

femily livingthue) providedfinancialsupport, made gifts or transfured the title of any assets worth $3,000or more in total to relatives friendswho do or not live with you? 1. YES

.

I
SRC

151

u

VAR # H7a. To whom was this given? (CHECKALL THAT APPLY.) H7a. A. CHILDREN (incl.stepchildren)

1226

1. Checked 5. Not checked
9. 0.

NA to entirequestionH7a Inap, 5 in 1225
PARENTS

1227 1228 1229 1230 1231 1232

H7a.
H7a.

B.
C.

(incl.paruits-in-law)

GRANDPARENTS (fncl.grandparents-in-law)
GRANDCHILDREN (incl.great-grandchildren) SIBLINGS (incl.in-laws)

H7a.

D.

H7a.

E.

H7a.

F.

FRIENDS OTHER (SPECIFY)

H7a.

2.
2. 3. 4. 6. 7. 8. 5. 9. 0.

1. Checked Niece/nephew; godchild Former spouse Aunt/uncle Cousin Othu relatives; inlawr Othu frimdr/bmeficiaries Not check& NA to entirequestionH7a Inap, 5 in 1225

152

SRC

VAR #

1233

H7b.

what was the total dollar value of all the financial support or other gifts that (you/your family) gave?
Code

DOLLARS 000 001 - 9 999 995) (0 DK NA Inap, 5 in 1225

9 999 998. 9 999 999.
0 000 000.

1234

H8.

Other than what you have already told me about, d2r:r.g the past three years have you (and your fatly li’ :::.; there) received any such support or gifts worth 5:. .,‘ O or more in total from friends or other relatives W.-Z do not live with you? 1. YES

.

SRC VAR It

153

H8a. From whom was this received? 1235

(AnyOne

else?)

(CHECK

ALL THAT APPLY.) HBa. A. CHILDREN(incl.
1.

stepchildren)

checked

5.
9.
0.

Not checked NA to entire questionH8a Inap, 5, B-9 in 1234

USE SAME CODE FOR 1236-1240

1236

H8a.

B.

PARENTS (incl.parents-in-law)

1237

H8a. C. GRANDPARENTS (incl.grandparents-in-law)
H8a.

1238

D. GRANDCHILDREN
E.

1239

H8a.

SIBLINGS(incl.in-laws)

1240

H8a. F. FRIENDS
HBa. 2. OTHER (SPECIFY)

1241

1. 2. 3. 4.

Checked Aunt/Uncle Former spouse W&ding gift(r)

6. Other relatives
5. 9. 0.

Not checked

NA to entire questionH8a Inap, 5, 8-9 in 1234

*

I

uu
VAR t

154

SRC

1242

H8b.

What was the total

dollar value of all the financial supporr or other gifts that (you/your famly) received?

Code DOLLARS (000 001 - 999 995) 999 998. 999 999.
000 000.

DK NA

Inap, 5, 8-9 in 1234

1243

H9.

In an emergency, could you (or your husband/wife) financial assismnce of 53,000 or more from any friends or relatives who do not live with you?

get

1. YES 3. POSSIBLY 5. NO
8. 9.
0.

DK NA

Inap, 1 in 1234

I
155
UP

VAR #

1244

HlO. During the past three years, have you’ (and others in your family livingthere) spent a totalof 150 unpaid hours or more helpingother relatives or friends with an emergency, with child care or care for an elderly or person,or with household other chores?
1. YES

5. NO 8. DK 9. NA

1245

x11. During the past threeyears, did you (or anyonein your family livingthue) make charitable contributions of money or propertytotaling $300 or more to ducational, religious, medicalor community organizations, nationalor international relief organizations, to any othu charitable or groups?‘(DO NOT INCLUDEPOLITICAL CONTRIBUTIONS.) 1. YES

1246

Xlla. How much did (you/your family)contribute total to in these charrtable organizations during the past three
years? Code DOLLARS (0 000 001 - 9 999 995)
9 999 9 999
998.

DK
UA

999.

0 000 000.

:nap, 5, 8-9 in 1245


UM

I

156
VAR #

SRC

1247

H12.

During the past three years, have you (or anyone in your family living there) volunteered 150 unpaidhours or more to any such charitable organrzation? (DO NOT INCLUDE POLITICAL CONTRIBUTIONS.)

1. YES 5. NO 8. DK
9. NA

1248

H13.

During the past three years,‘ did (you/your family) have any unusually large expenses that you paid for s marriage, a lawsuit, or yourself, such as a child’ any other unusually large expenses that you have not mentioned already? 1. YES

i

I
SRC

157

u!

VAR # 1249

1250 1251

H13a. What was that expense for? unusually large expenses?) 01. 02. 03. 04. 11. 12. 14. 21. 22. 23. 24. 25. 26. 27. 29. 31. 32. 41. 42. 43. 51. 52. 53. 54. 55. 60. 70. 91. 92. 97. 98. 99. 00.

(Were there any other

Child’ marriage s Other wedding expenses (incl. own) Funeral/burial expenses Other ”special occasion, ” birthday, Divorce--NPS Lawsuit; legal Clothing expenses items see 25)

graduation

(luxury

Medical expenses for R/family (incl. childbirth) Auto and auto repair Movmg expenses In an accident--WA if medical/auto/or other expenses Furs/jewelry/luxury apparel Hame appliances Recreational ituas Veterinary expenses; expenses for pets Additrons
Dowwayment

on home and repairs

to home

Vamtion; travel Financial aid/gifts to family or friends Transportation expenses--not 41 Educational expenses Investments; real estate except own home Bankruptcy of business; going out of business Investment in business equipment Othu business/financial loss Taxes; back taxes; Losses due to theft, tax intuest/penalties fire, or natural funds disaster

Repay state welfare/emergency Pay off debt for othus Othu DK
NA

Inap, 5, 8-9 in 1248; no further

mentions

* 158

I

u!4

SRC

VAR t

1252

H13b. How much did it expenses)?

cost

you in total

(for

all

these

Code DOLLARS (0 000 001 - 9 999 9951 9 999 999.
0 000 000.
9 999 998.

DK
NA

IMP,

5, 8-9 in 1248

1253

H14.

During the past three years, did you (or anyone in your family living there) receive any unusually large amounts of money or property, such as an inheritance, receiving an insurance settlement or legal award, winning the lottery, or any other unusually large financial benefits that you have not already mentioned?
1. YES

SRC
VAR #

159

1254 1255 1256

HlOa. Prom what sourcedid you receivethis money or property? (Were there any other sources?)
01.

02. 03. 04. 05.

Church Scholarship

Inheritance, including life insurance PinancLal aid/gifts from family or friends

Awards--NA what

11. Insurance settlement (except01); legalaward; workman's compensation award 12. Tax refund

winnings 21. Lottery/gambling

I

31. 32. 33. 34. 35.

From sale Of asset; sold building/stock/business Pensionplan (lumpSW Cash@ in IRA/life insurance Interest/dividends on stocks Repayment of loan

40. Bookadvance 41. (Former) ea@oyer; severance pay/profit sharing/ bonus 42. Earned income/second job

97.

Othu

98. DK 99. NA

00.

Inap,

5, 8-9 in 1253; no further

mentions

l

I

u?4

160
VAR It

SRC

1257

H14b. How much did you receivein total from (this/all .these)source(s)? Code DOLLARS (000 001 - 999 995) -8. DK -9. NA
000 000.

Inap, 5, 8-9 in 1253

Survey

Resurch

center

1986 SURVEYOF CONSUMER FINANCES
(Jl - K3)

University of Michigat

vA.R #

1301

Jl.

Now, thinking about your (family's) total income from altogether how much did you (andyour all sources, family livingthere) receive in 1985 before taxes and other deductions were made? Code

10 in 13021

DOLLARS (00 000 001 - 99 999 995) DON'T KNOW
NA None

-8.
-9.

-6.

1302

32. J2a. Jtb. JZC. J2d. J2e. J2t. J2g. J2h. J2j.

Did you (and your familylivingthue) receive more
than 525,000 in 19857 Was it $30,000 or more? Was it 540,000 or more? Was it $50,000or more? Was it 575,000 or more? Was it $100,000 or more? Was it 55,000or more? Was it SlO,OOO or more? Was it 515,000 or more? Was it $20,000 or more?

01. NO to J2f -- $0~5,000
NO to J2g -- s5,000-10,000 NO to J2h -- 510,000-lS,OOO 04. NO to J2j -- $lS,OOO-20,000 05. YES to J2j -- $20,000-25,000 02. 03. 06. 07. 06. 09. 10. 11.
98.

NO to J2a -- 525,000-30,000 NO to J2b -- s30,000-40,000 NO to J2c -- $40,000-50,000 NO to J2d -- s50,000-75,000 NO to J2e -- s75,000-100,000 YES to J2e -- $100,000 or more DK

99.
00.

NA
Inap, amount of incm

givu! in Jl

161

UM

162

SRC

VAR

rt

53.

How much was your (family's) income from all sources in 1980, before taxes and other deductions were made?
99 999 995)

DON'T KNOW

-1

1304

Did you (and your family livingthere) receivemore than 525,000in 1984f J4a. Was it $30,000oG&e? J4b. Was it S40,OOOor more? J4c. Was it $50,000or more? J4d. Was it $75,000or more? JOe. Was it $100,000or more? J4f. Was it $5,000 or more? Jog. Was it $10,000or more? JOh. Was it $15,000or more? JOj. Was it 520,000or more?
J4.

01. 02. 03. 04. 05. 06. 07. 08. 09. 10. 11.
98. 99.

NO to J4f -- so-5,000 NO to J4g -- s5,000-10,000 NO to JOh -- s10,000-15,000 NO'to JOj -- s15,000-20,000 YES to J4j -- 520,000-25,000 NO to J4a -- S25,000-30,000 NO to J4b -- 530,000-40,000 NO to J4c -- 540,000-50,000 NO to J4d -- s50,000-75,000 NO to J4e -- s75,000-100,000 YES to J4e -- SlOO,OOOor more

DK
WA

00.

Inap, amount of incomegiven in 53

SRC

163

VAR #

incomefrom all sources J5. How much was your (family's) in 1983, before taxes and other deductions were made? Code DOLLARS (0 000 001 - 9 999 995) -8. DON'T KNOW
-9.

NA

\

-6. None

1306

more 56. Did you (and your family livingthere>receive than 525,000in 19837 J6a. Was it $30,000otre? J6b. Was it 540,000or more? J6c. Was it $50,000or more? J6d. Was it 575,000or more? J6e. Was it $100,000or more? J6f. Was it $5,000or more? J6g. Was it $10,000or more? J6h. Was it $15,000or more? J6j. W*r it $20,000or more? 01. 02. 03. 04. 05. 06. 07. 08. 09. 10. 11.
98. 99.
00.

NO to J6f -- so-5,000 NO to J6g -- $5,000-10,000 NO to J6h -- $10,000-15,000 NO to J6j -- SlS,OOO-20,000 YES to J6j -- $20,000-25,000 NO to J6a -- $25,000-30,000 NO to J6b -- 530,000-40,000 NO to J6c -- $40,000-50,000 NO to J6d -- 550,000-75,000 NO to J6a -- $75,000-100,000 YES to J6e -- $100,000or more
DK NA

Inap,amount of incomegiven in J5

ml

164

SRC

VAR #

1307

57. During the past three years, did you (or anyone in your famrly livingthere)receiveworker'sor unamployment compensation, AX, AFDC, food stamps, SSI, or other public assistance? 1. YES 5. NO 8.
9. DK NA

1308

J9.

EXACT

TIME NOW
given 8 a.m. - 12

Code time (hours and minutes) midnightin militarytime: 8 a.m. 9 a.m. 10 a.m.
11 a.m.
0800-0859 0900-0959

12 1 2 3 4 5

noon p.m. p.m. p.m. p.m.
p.m.

6 p.m. 7 p.m.
8 p.m. 9 p.m.
10 p.m.

11 p.m. 12 midnight 9999. NA

1000-1059 1100-1159 1200-1259 1300-1359 1400-1459 1500-1559 1600-1659 1700-1759 1800-1859 1900-1959 2000-2059 2100-2159 2200-2259 2300-2359 2400

SRC

165

VAR 0

Kl.

The sex, age, and relationship to the respondent each of the otheu members of the household.
Kla-c: SUMMARY

of

1309

TOTALIt persons (01-20)

listed

Code # listed 0 in 1313-1348 01. One

02.

TWO

L
I

I0

in 1319-1348 l1
1

03.

Three

10 in 1322-1348}-04.

Four Five Six seven Eight

10 in 1325-13481-05.
1 1

I

1

10 in 1328-1348}-06. 10 in 1331-13481-,07.

10 in 1334-13481-08.
I I I I

10 in 1337-1348\-09. 10 in 1340-1348l10.

Nine

10 in 1343-13481-U. 10 in 1346-13481-12.
98. 99.

Elovm

TUOlVO

DK NA

166

SRC

VAR # 1310( #l)

Kla. LIST BY RELATIONSHIP RESPONDENT TO 01, Respondent 02. Spouseof respondent 03. Partnerof respondent 04. Child (incl.in-laws) 05. Grandchild 06. Parent (incl.in-laws) (incl.in-laws) 07. Grandparent 08. 09. 10. 11. 29. 31. 32. 33. 34. 35. Aunt/uncle Cousin Niece/nephew Sibling (incl.in-law) Other relative Roommate "Friend" (exceptpartner) Relativeof partnu Live-inpaid help; housekeeper; nanny Roomersand boardus

1313(#2) 1316(#3) 1319(tr4) 1322(*5) 1325(#6) 1328(#7) 1331(M) 1334(#9) 1337(#10) 1340(#11) 1343(#12) 1346(#13)

puson 39. Other unrelated 40. 41. 42. 03. 44. 45. 46. Partner'schild Fosterchildren Ex-spouse Friend'schild Ex-spouse's child (not R's) Cousin'sfiance Relative--NA how

97. Othu 98. DK 99. NA 00. Inap, no furthu parsonsin HU

SRC

167

VAR #

1311(#1) 1314(#2) 1317($3) 1320(~4) 1323(G) 1326(#6) 1329(%7) 1332(X8) 1335(*9) 1338Cr;lO) 1341(#11) 1344(412) 1347(#13)

Klb. SEX
1. 2.
9.
0.

Male Female
NA

Inap, no further persons in HU

1312(#1) 1315(#2) 1318(#3) 1321(#4) 1324(#5) 1327(#6) 1330(#7) 1333(#8) 1336Cit9) 1339(#10) 1342(#11) 1345(#12) 1348(#13)

Klc.

AGE Code AGE

(01-96)

01.

One ye8r or less

98. OK 99. NA
00.

Inap, no Furthu pusons in HU

1349

Kl.

sn@lARY

:

IIdult

parsons

in Fu

.

Count # pusons 18 or older in HU who are rclatd t3 the R by blood, marriage, or adoption
Code # adults in FU (01-20) 98. 99. DK

NA

168

SRC

VAR

x

1350

Kl.

SWMARY: #: persons65 or older in FU Code # 65+ (00-10) 98. DK 99. NA

1351

Kl. SUBMARY:

t

personsunder 18 in

FU

Code # children(00-20) o 00. Zero; none 98. DK 99. NA

1352

Kl.

Age of youngestchild under 18 in FU

Code AGE (01-17) 99. NA 00. Inap, 00 in 1351

1353

Kl. Age of oldest child under 18 in FU
Use same code as

,_

for V1352

I
SRC VAR #
169

1354

Kl. SUWARY:

#

Personsin HU not in PU to the

Count # personsof any age who are not related head by blood,marriage, adoptron or
Code 99. W (00-10) NA

1355

K2. Numberof calls from
Code NLMEBR

cover

sheet

(01-95)

99. NA

1356

K3. Initialrefusalon cover sheet? 1. YES 5. NO
9.

NA

170

VAR # 1357

Completeness 1. 2. 3.

for V1301-Vi302 missing missing missing
for spouse only for family member other than

Information Information spouse Information member

for

spouse

other

fally

5.

No indication that information family member Inap, both V1301 and V1302 NA

is missing for any

0.

1358

Completeness

for V1303-V1304

Use same code as for V1357, except: 0. Inap, both V1303 and V1304 NA

1359

Completeness

for V1305-V1306

Use same code as for V1357, except:
0.

Inap, both V1305 and V1306 NA