1989 SURVEY

OF CONSUMER

FINANCES

QUICK CODCBOOK

WAKNING:

This document is intended only as a quick reference for variable numbers. As noted in the official codebook, many data values have been rearranged. Thus, some skip patterns in the questionnaire may not apply to the current arrangement. See the official codebook for definitive information on the structure of the data.

In the case of opposite-sex couples where both partners axe present, some data referring to respondent and spouse may have been rearranged. In all such cases, references in the questionnaire to "respondent' should be taken to refer to the male and "spouse" to the female. This rearrangement, which is indicated by X8000 - 1, was nude for analytic convenience. Although the respondent position may be referred to as the "head" in the docanentation;-this decision does not reflect any judgement about who is the actual head of the household.

SURVEY OF CONSUMER

FINANCE

Univarsiry of bilchigan Survey Research Cancer Inrcicuta for Social Research Ann Arbor, !!I kg106
The

1. EDITED

IUER ID No.:

xa

AGE

OF

HEAD

YIq xl? ‘ ‘ . Our Iv N”\TA\T
3.

E I)ITE

D AM

OF S PoUfE

LhTi
%q
DAY
)(?

F~,D oarE
x5
MO

Date

of

IV:

1(3
MO

X6
DAY

(r.

Length

of

IV:

(minu:es)

5. yp: %9’

Length MQQE 1 TO

of

Edit: of SW (I:

(minu:es)
FAceTo FACE)

HIGH ALL

3NCo’ M\

THIS STAIRD!M

WIIST SE READ

RISPONDENTS

If Y. should corn. Ihis fntamiar ir coaplataly voluntary and confidmtfal. co my qwrtlon Pou do *et rant to antwar. lat ma imow and ~a’ 11 go on co tha nwt querclon. Tour lnsrart vi11 ba kapt tomplrtaly confidential.

RNIEVED

BY: EDITOR
DATE DATE

1

SUPERVISOR

I

(ASK OF ALL PERSONS 18 AND OLDER. w
cuercn:ly

SPOUSE)

(era

you/Is

:REUTIONSB:?”

yxuI~as

marlad ;he/shr])

at Living nwer ban

with a prrcnar. scparrced. divorced. widowed. maxred? (RECORD IN COL. D MOVE.,
AND SPOUSE)

ar

\:a’ :t

(ASK FOR ALL PCXSONS 11 YEARS AND OIDEII. a RISPONDENT <he/she) usually liw here? (RECORD IN C3L. E MOVE.)

9ocr

INTERVIEWER CHECKPOINT

2. ALL OTHERS..>NU[TPAGE. SECTION A

(ASK AJOm
(RELaTIONSHIP)

ALL AMILTS
dapmd

22 Iw
on

support (RECORD

or IN

is (ha/ah@) COL. F MOVE.)

AND OLDKK. LKLLl USPONDENT AND SPOUSE) Does (and your :husbmd/vifr)) for DOSC of (his/her) flnancial:y indapendanc for the mwc part?
you

Livin; .WKD

w

w

~111

man--CR&

REUTiONSHIP

Ot

AU

ti

!tEMERS

&L&L

THOSE

.

"INDEP: IN COL. F.)

GO IO

A5k

A5b

:=ER:
2~rc

ASK A5c . A5h AND bWTE NU'ES OF FINANCIAL INSTIZTIONS ON CM.3 A

NOIt: ORDER
is :he name of

IN UHICH INSTITL7IONS your (family’ s)

APS LISTED

IS

NOT MPORTANT

main

financlrl

insrivxion?
ins:itucion’

1:::

Lhac
(And (And

is
the the the :ha

cha name of your (family’ s)
third?) fourth?) fifth?) sixth?)

I-WCC finaixirl

1.45..

I

,455~
1 .
.A :

(And (And

, I

‘ -

I

A:

j

(HAND R CARD A, REID:) lhr lnstltutlons Il8t.d on WS lnrtitutlon *l, X2, (3/4/S/6) througkout the intowlow.

card

will b. refrrrd

to 1s

9

4

IrEX: RECORD TOTAL MJlUXR OF INST:ZTIONS (FROII ~5) IN BOX GO AT TOP OF NEXT PACE

_

I

12. 13.

S&L/Si"l!dGS Bhx
CREDIT

i2

S6L:Sv:SGS

3SK

L'VIW I :3 CRE2:: :s:.s
CO.
16, 97.

lr.
16. 97.

FIN./LOAN
SROKEUCE oTHERR:_ Y311

SROKEUCE
OT3.m Y31L

I

I

i 98.
A3c.v Ido family) business you/does

DON’ T

KSO:

~

98.

DON'T KNOW

1 98.
1. 2.

DON’ : Pi&j%”

LW;

typically
with this

your do

i I

m-m

IN PERSON

I !

insci:urion in parson.

(--by ATM. by mail.
som.

3. BY *%AIL
i. 6. WN’ T By PHONE

1
1

3. BY %IL
L. BY

by phona, or orhrr way)?

PHCSE

DO REC. BCSINESS

6. DON'T DO REC. BL'SINESS
7 OTHER

6. DON'T 50 4:;
BCSINESS 7~

7, OTHER +iJ kqhlv.
miies is how q .ny the off&a
:his lnrci96. LESS THAWS A MLE OVER 50

OTHER

-%2&

4s 96. LESS TIM A NILE
51. OVER 50

4%

A_

or AT!Iof

:u:ion from cha home of the or workplace gerron who us.* lc mast oft*n? (ACCEPT RANGE. )

96. LESS TlWi A NILE
51. OVER

51.

n1LEs
97.

?(ILES
PHONE

50 M'LES
LOCAL

::F R ASKS: VE WANT
TXE CLOSER Ot RU

LOCAL

DISTANCE FilC4 HOI’ OR IJ

OR POST BOX
9B.

97~ LOCAL PHONE OR POST BOX 90. DON'T KNOW

97. I

PHONE / OR POST BOX I 1

;‘ORxPIACE.)
DON’ WOW T

1 90. DON'T KNOW

A9~

INTERVIELTR CHECKPOINT

0

1.

(SEE ASm)

“I’ , o*LY 1 WST. TJRN P. 7. TO SECTION B ALL OlHERS co BACK TO A6.

cl 1.

ONLY

2 INST.

0
7

TUMTOP.

SECTION B Cl 2. ALLOTHERB G BACK TO A6, INST. = I

1. ONLY 3 WST. TURN TO P. 7. SECTION B 2.
AU OmE,tS CO BACK TO A6.

C 2.

INST. - 2

MST. = (.

5
:SST:-_T:;N

.‘

12 S6L,'S'::SCS 12. S&;.S.JJIsCS 3SKI 3NK ! 13. CRED!' :'S;DN 13. cc>:: '.'%;:?S
: . .FX/LOti BROKERAGE

co.

14.

FIN./LO.U

CO.

1 l&.

F:N./L&U
8ROKERACE J’ HLR:

t5.

j
/ I

: :6.

16. BROKE&GE
97, OTHER:_

16.
97.

9‘ OTHER.

98. DO!d'T WOV

98. 30N'c WOV
I 1.
m--

90
PERSON

2. Ih' PERSON

2.

IN

1

Irk 6~

BY

PHONE

4. 8Y PHONE
6. DON’ T DO REC

1

k. 8Y PHONE
6, DON’ T DO REC. SUS;sESS

1

1 \
/

DON’ T 3CS2fESS

DO REG.

BUSINESS 7. OTHEX

7

C;HER

ia
I

I i

96. LESS THAN A !4ILE 51. OVER 50 ?IILES 97. LOCAL PHONE OR POST Box 98. DON'T KNOW i! 1. ONLY & INST. NEXT PACE. SECTION B 0 2. ALL OTHEXS co BACK TO A6. INST. =5

96 LESS Tliu A HILE

96. LESS THAN A !lILE

!

97. LOCAL PHOPE 97. LDCAL PHONE OX POST 80X I OR POST BOX 98. DON'T KNOV
1

98. DON'T LMOU %XT PAGE. SECTION 8

1

Cl1. ONLY 5
SECTION

1x1 NEXT PACE.
I)

0

2. ALL OTHEXS BACK TO ~6 INST. =6

I

6

iHiS

IS A BUNK

PACE

9

‘ ‘V ^““
_<_..h

c

GASOLINE

CO BACK TO 86. COL. D

GO BACK B6. COL.

to
E

si:,
w\

+
I!JXRVINER

CHECKPOINT

- SEE

88, COLUMNS A AND B MNKCREDIT
CARD Q& STORE CREDIT SECT:ON D
J

1. R HIJ w

CARD

I

ALL OTHEILS-->NU(T

PACE.

:F R 7.3s u ?.a: OF THE PROPERN. “ ic:K BOX 2. "Obh'S PART" AN FOLLOG SK:? T? 35
Q. _

OTHERUISI.

$0 ‘ 3

::f

-

5

YSIO

PER

1(5/i

:-

I

ranch)?

jd.

/ naY

TO P.27.

D66

j

L

TURN

TO

P.

16.

020

I

TX-i

-0

P.

2’ .

D6a

I

R OWNS

BOTli

MOBILE

HOME

AND SITE

T. i the ___ iecc

ri:c

and

mobile

home

purchased

rcprracrly?

purchasad? / .rONTH/-fUR
IDUb. How

%L33 Xb34
!lONTH/YUR

much

did

-.he

mobile

Loma
D15f. Hov much did

homa they

and v.ra

-.ha mobile ri:a cost wnen purchased?

ASK VALUE )lSc.

WHEN

RECEIVED

In what month and y..r this sire purchased?

“as
TUPA TO

P.

16.

D22

D15d.

How

vhan

much did this site Lc Y.S purchased?

cost

ASK

VALUE TIJM

WHEN TO ?.

RECEIVED

16.

D22

j 316~.

How is

r_h.t?

x705

:F w URK “1. D16d. In what

:N R’ S FA%LY LIVISC OWS OR IS 5lXI!iG’ Is monrh and year did you

THERE APPEARS TO OVN ti :.+a?;. D16. FOUOU SKIPS t!J D16a mova into this home?

87od
?IONTH / ro

it707
YUit P. 2:. D60 I

r
R PAYE RENT
/ m0k puI ~309

l-iiu

I

jXU

TO P.

27.

D65

16

019

s
320

Y7lb
.
and year was ic [CIkWISHERITANCE RECEIVED

5 Y717
321 !n what month

ASK VALL’ GHW E purchased?

322

aparcnmc/propercy)?

~$721

PER x733

-1

(,o,r!

U
t +

Dtk..

Doas

of prlvacl norzpqc Sai"rc default? insurmce or MI l (IF R ASKS: DO NOT INCLUDE MORTCACL LIFE INS'ZUNCE.)
rhlr oort#.(. e.rr, .n, typr

NEXT

PAGE,

027.

COL. A

NUT

?ACL.

D27.

COLUIU

A

I

.

I

18
CCLL‘ WN A COLL?oI 8 ID YORIGAGL &No cotiTIucT CCLLY :
L’ ti

or

HO!cc LQC:TY

s

Xc10~

s

XlOO~

:

Xtob YEARS QUJ %?lENTS
l

[96
NU(T PACE. DIL COLL?l?d A

pi?

-+

NEXT PAGE. D3' COLLWI B

+

v
NEXT PACE. )I-,

COLL’ c Y.3

:

I
NO RCC I~- PPR4TS

‘ =N&%ii

COL. B

D3

NO RCG PYtQJTS

IN0 HUT i.

REC

PPtNTS D3L

1

NEXT PAGE.
:!2 30 :ha p.yuner lncluda prop.rty CU.. or inrurmce? (Uhlch?) 1. 2: 3.
b.

D31

TAY.ES ONLY INSURANCE ONL BOTH
NEITHER

.

NEXT PAGS. 03 COL. B _ _ _ . . . .

PAGE.

. fof,

.c.

. _ _

XkIO

8.

DON'T

KNOU

_________

NEXT PAGE. D33. COL. A

19
:: LLs_Y 3
_...._

2.x .7ORTGACE ;CU3 C3NiP.ACT

jR

hit.5

_-.,. _ ..“ _-__._. _ . . . . . . __..._.
L._. _ :

::.:2:

YQII I :, REOAY
L CCMP’ LXEL’ ;’ co TO D35 I2.0ALKION -7 j

I I
/

II
CS.7PLETEL’ :’ GO -5 j ‘ f 335

NO iTPICA

P.wrS

NO TYPICAL P!mTS

NO

TYP!CAL PY3iSI~

196.

DON’ T

KNOUI

m......._..

._._............... NUT
D36. PACE. COL. A NEXT D36.

PACCL.
COL. I)

NEXT

PACE.

D36. COL. c

20
--” --__._. *~ :

I

_“: -..-

__...__,~ _.-. .

__‘ 2

t?%sjss r ,[ 1
0:. -1

r

1

OL.

u

I

01.

=1

!

0.

4

:
2, !

.1 .2 :

;_
25

=_

=I

-2

‘ J

‘ ?

12, S6L/S‘vYJCS BNK Lt. XT/LOAN co.

S&L/SA’ JFtS SNK FIN./LOAN CO,

14.

l&.

i

17

:NsL-P.AxEco.

17. IHSL-RAKE CJ

;3,
19.

!4ORTG&E CO. 1 18. ~ORTCACE CO CCSTRACTOR flEVEL3PSR PR:OR OGiER

I

i9.

CONTRACTOR

9

:JsTP.AiTJR

3EVELoPER 0 7

:E’ :SLtPER ?R:?R ObYX STY3

20

1 20.~ PRIOR OL?.‘ER 97. OTHER: x917 1. 7 P’ JRCHASE OTHER:

97, OTHER:_ xs17
:I-

)ml7
P’ RCUSE _‘

:he mncy from rhis Loan used tar cha purchase of :his home or for roma ocher purport? /:-ha: o:har purpose?)
Xu

0 1. 0 2. 0 3.
6 0‘

RECOfi’ WDED LOU INTEREST

1 1

LOCATION

1

OTHER BUSINESS(

a
9

NEXT PACCE. WOA.
COL. . . . B . . . . . .

NRN _ . .

TO

P. . .

22. . .

D&l .

NEXT PC

D39a.COL.A

G3 TO 039~

:;‘ ER:

A

HOKE EQUIrV
3ORROU SOHE AI LItlIT.

u
ANY

OP CREDIT
TIHE USING

IS
THE

AN ACREUE!!
HOUSE

CAN TO

iHERE THE R AS COLIATERAL. UP

A HO!4E EQVITl PArnWT WAN.

LOAN

IS A FIXED

LLYGTH.

FIXED

!lONTHLY

22
:-:

~1033. 3-i z-3

s XlO3S
;__ X\O3b,

! Xl037 =PFS
I =

I

/ LiNE OF CiEDIT

*1

XXT PACE 053h,LOC=2

I

SiY:

?.GE

24
. .
!zSE 01.

.

. .

. .

. .
.; -

.

.

. .
CF

. . .
CRc3::

.
-2
I

.

. .

.

. . .
:’
:

OF CXEO:: = 1 j 0~.

I ::::i
01. -

,I ::sc
0:
I

:x1:::

*:

I

:

1

0‘

ir

~

;_

.r
I j
.y

02. = 2 1 05

I 5

02. - 2 I OS. = 5

02~ = 2 / $5
I 3 :$

03. = 3 / 06. - 6 1 03. . 3 i 06. . 6 1 03, :I. C5.9 12 SUNK 11, CC?M. BASX 12. S6L/ SAV IltiK Ll. CREDIT
UNION

1;

i5!?! 3tix

SbL/ SAV BANK

L2. Sbi/ S.4.v' ?+..\K
13~ CRE3:T :x:;s

13. CREDIT LXISN
l&. FIN: LOAN CO

L&. FIN: LOAN CO 1 .5. BROKEIUGE
97, OTHER

LL. F:N. L3M 1 16. SROKL&tCE
97 OSiiER

::

16. BROKERAGE
97, OTHER

.:,i
d_ ~

:.s;ERV:~;ER

s!‘ .

CHECKPOINT

SEXT PAGE.
D5(.

9xX

1 WC;

CL.

fL&
D%

;A:‘ ,

01,

$f
554 ALL

j*gsI
/ :

(SEE D53, P. 23)
ci 2. CO

ALL OTHERS

cl

2.

ALL D5h.

OTHERS
WC

CTV3S

TO D53a. LOC =2

8ACK

CO BACK TO
l3

25

I

9996.

NO TYPICAL

PAtEST;

)61,

:n what month and year Co you cxp.cc this :orn :o be repaid’

\ ,

4
D66.
:STERVIEL.EX / ZSSERVATION i CHECKPOIYT

I

I I

1.

R LIVES

ON A USCH

OR

F.&k7

-->

T-33

TO

P. 29,

SECTION

E

,

2.

ALL

OTHERS

I

367a.

How much

rrnt

do

you

collec:

each

month?

)iO

P.

29.

SECT:3

E i

/TlJfU TO
V

P. 29.

SECTION E

I

28

_-_

_ -. - _ _-. ., _

--1 _

_

3::

101.
I 02. ) 03.

= 1
= 2 = 3 C3tlM. S&L/

1 OL
j OS. ) 06. BANK

=(.

101. 102. 1 03. 11. 12. 13. l&.

l

11~0‘ . 2 3 I 05. ) 06. aAm

I‘ I . 5 6

101. I OZ. 1 03, 11 12. 13. 1L. 1 16.

= :. 2

04 I 05 I :5 aAx

== 5 = i

; !

= 5 = 6

l

.

= 3 co?_Y S&L/ CRED!: FIY:

f-am rommpl~c*

‘ .:F CARD A: .~sri:u:lon?) <IF SOtGiP’ UCE ELSE: iha: ryp* of inrci. :x:ron is chrc?) :.-.a:! )

aIs*? rihich

11. 12. 13. lb. 1 16.

coml. ShL/ CREDIT FIN:

SAV BANK L%‘ :ON CO

SAV BANK UNION LOAN CO

SA;’ Q_xK :S;3S L9As to

CREDIT FIN:

LOAN

BROKERAGE

1 16. 97,

BROKERAGE

BRCKihGE

1. -I
97. OTHER:
2-j

OTHER:_

I
L

97.

OTHER.
1

:s:fERVINER
CHECKPOINT

0
0

1.

pMx 1 Lx; NEXT PAGE.
SECTION E

0
1. 2.

pMx 2 l&s NEXT PAGE. SECTION

0 1.

w trO(T

3 LX’ S PACE.

(SEE 069)
2.

SECTION E 2. P ALL O%mS

ALL OTHERS co 8ACK TO D70. LOC =2

ALL OTHERS
CO MCX TO D70. LOC 93

0

D76

I . .

.

LOA../ LLYD CONTRKT =I 1. LAND CONTRACTI Il.

LOUWAND CONTRACT

l z

LOtiV/‘ A!D CDNTRACS =I

~

IAND COhTPACT~

La
2. HORTCACE

co

TO 55

13.1

NEXT PACE.

El1

._____........~._......._....’

NEXT PACE. E8
COL. 1

NEXT

PACE.
2

E8

COL.

NEXT PACE. COL. 3

ES

30
::A<’ . _- -.

=z

:: __

s
NO REC GO TO ill

%/r/o
)
SC REC PAY:

PER WI!

PAYi

/
I

CO TO El1
. . YRS 01 ems

ii, .

El)

w
1.

REPAY
COXP GO

ill

REPAY

_.e-.

rrr’ ”

EL1

-4

Elf.

o0 you (or your fuaily :iving here) still M any l!on.y on loans for :b.is proparty?
ELia. How much do sctll ov*? you

I

GO TO El2

s

XlCl?
PAGE. Elr.
2 ALL OTHERS

j

EL2

:NTERVIEXER

CHECKPOIKT

0’ .
PACE, Elr.
2. P.29. AU OTHERS CO BACK TO E3. COL =2

e.: :“$”
;

(SEE E2r. P. 29)

0
P.

2.

29.

ALL OTHERS CO MCK TO E3. COi -3

i

!:I

El3a. )(\UO

Do ypy (or proparti*r? 1. YES

your

family

hera)

still

owa

any

monay

on

loans

for

chase

other

l).>

NEXT PAGE.

Elk

E?3b.

0 Alcogachar

how

arch

(do

you/doer

your

family)

still

owe?

:z:,re,:

i!l?

[yjq-J*

PROPERTXES

PROPEalY /

l

1

PROPERR

.

2

%I803

1’ OkNED BY R .
CO TO El8 42. 3. i I.WEST TRUST OYNED JOIMTLY PARTNERSHIP REAL ESTATE INVEST TRUST

1

f2. 3. 6.

OLNED :3!STLY PART?;EitSiiI? REAL ESThX I.WEST XCST OTtlEa

n

7.

El‘ a.

vhac p.re.nt.*. of tha prop.rty do you (and your family llvlng here) own? coc~l
worth;

llOO.ALL I

E19.

How much in this property

ir I

(GE WANT THE fpfbL, ElO*E29.

m
. . . . . . . . . . . .._
NEXT PACE. El9

NOT JUST R’S SHARE. FOR
KNOWS THEIR
NOTE IF R ONLY SHARE.)

I

.__.......

.

.

.

.

COL.

1

NEXT PACE, El9 COL. 2

NEXT PACE. EL9 COL. 1

32
. . . . .
= 2

.

?ROPER?

f

s x1709

S

XIBOQ

s
. /

x1909
c:.r, Yl9la
XER

/?

5

:;..

xqu
P,

Tow 36.

T’ : Ej.

How much

is

s:iLL

owed?

s x17/5

r__

L96. NUT PG. Et NEXT

NO SET .wu(

PC.

E2

NUT

PC.

E23i

__,
C-2

How such .r. tha p.yand how often .r. ncntr rhcy due?

rpdm9II
NEXT PAGE.

NO REC PYYTS E29

I INO RCG PYNNTS ,d
NEXT PACE.

E29

[

0

I

/NO REC PY?!YTS i i PAGE. E29

NUT

i

E?

.

Do the p.ym.ncr include prop.ccy tax., or insurance? (Which?)

.

.

. .

.

.

_ .._

.._...._._._....
NEXT

. .
NEXT 2 PACE. E28 COL. 1

NUT

PACE. E28 CCL. 1

PAGE. E28
COL.

GO

:c

L” __ i

5. 3ALLOOS 1

j5. JALXOS

!

5

cc

xn2a
TO E31

Is0 TYPICAL ,QAt'XES?S -l

x173r Yrn

01. 02. 0). 11. 12. 13.

ml -2

I Ok. r(r i OS. -5

1 02. 03. I2 -3 1 05 I 06. rj I

m.5 I

corn.

BANK

11. COM. BANK
12. 13.

S6L/ SAV BANK CREDIT UNION

56L/ SAV BANK CREDIT UNION

I ~~~
15.

NORTCACE

CO.

18. HORTCACE CO.
19. CONT5ACTOR; DEVELOPER

18. .4ORfCAGE co.
19. COtmlACTOR:

I

19.

CONTRACTOR; DEVELOPER

DEVELOPER 20. PRIOR
OUNRR

1 20. PRIOR OUNER 197. OTHER:_
.

20. PRIOR OVNRR 97. oTnm_
.

97. OTHER:_
. . . . . .

Xl828
. . . .

‘ .........

Xl928. . . .

NEXT PAGE. E3c. COL. 1

Nrn PAGD. t3(. COL. 2

NEKT PACE.

- . . EX

COL. 3

1

w1 PROPERTY, ~_x-4 TO

1. u

2

?ROPERT:ES FLT.N TO

(SEE

E15, P. 31)

P 16. SECTION C

P. 36. SECTION C
AUOTnERS GO MCK

L

12. .ALLOTHERS co BACK TC PROP. -2 P.!l. El6

TO PROP. 91 P. 31. El6

!E!6b.

2hac

w.s

your

(famflv’ s)

:ocrl

wrchasc

urlca

for

:hese

proptr:ics7/

E36d.

Alcogrchar.
thasa

about how much morcg.g.s or lowu?

is

owed

on your

(family's) shara

of

I

I . . . . _.....__..

.

.NU(T

PACE.

E36.

.

.

.

.

.

.

.

.

.

.

.

.

.

I

35

.E37a

About how much proparries? 5

was

your

(family’ s)

coca1

purehas*

price

for

chase

I

920tq

Y2613
mortgages [K] or -.a loans

.
outsanding

CIFK/I.WERITAJCE

ASK VALUE ‘ UHEN RECEIVED

Are pj
!E3:c.

:hrra

against

:hesa

proparries’

/

CO TO E37. is owed on your (family’ s) share
of

Al:ogachtr. about how much chrse mortgag., or loans? s

%2olb
on chcsr loans or morrg.g.s and how of:rn

E3id.

How much l r. thay

.r. the due?

p.ym.ncs

HO REGULAR PA~?~ENNT

.-a

NU(t

PACE.

SECTION dld

C
(you/your family)

E37f.

Alcogechar.
r*c*fv*

in

how much gross Income 19gg? s x2o3. 6

I
36
SECT:ON

c:

VEHICLES

G2,

c3

;-

G5.

How

Icase

much are your prymwlcs?

monthly

Gi

:STERVIEXR

CHECKPOINT

(SEE G2)

I

;i

213

‘ ;hac
‘ :?

modal

year

is

yqg.-

^.
I__

so:

couxing

any

iaans I've already recorded. is any money still owed on loans for chlr (!SKE/.L(ODEL)?
r-i
_. .

CO BACK TO CB FOR VEH. 12 OR TL7.N TO P. &O. C2L

CO BACK TO C8 FOR VEH. -3
OR l7XN TO

TL-Rr P 33~1 TO c23 I CDL. 3

P. a. C2b /

PCESTION OMITfED

I J
_. __ I

I J

in uhac month and
year

carrn our7

was

rho

loan

NONTH/YEAR -..~.-........_.....__._........ NEXT PACE. CIr, NUT PACE, Cl6 COL. 1 COL. 2

NEXT PACE. Cl; COL. I

38
.z.z.__;

_... _. _

=:

x3404

p.sT

1

u
18,~~ =I ‘ 0
co TO Cl6

70 Clf

996. NO SET .

co 70 Cl8

co TO Cl8 fl(ZI11PEii !4ONTH GO TO c21

co

:3

CL3

9996.

NO RECLUR PAY?EVS

I

9996.

NO RECUUR

9996

PAYRENTS

‘ 40 RECL’ AI b*kYesTs

!

9996.

NO TYPICA;

PAY?lWT
G:9 In vhac :r.ar do month and you .xp.cc loan to ba

ij

chir repaid?

i
cst
being char‘ ,,, o,,

.IgQ.@ %
_ _ . . . . .

.

.

.

.

.

_

_

.

_

_

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

.

this

loan7

NUT

PACE.

C22

NEXT PACE.

C22

COL. 1

COL. 2

NEXT PACE. C22 COL. 3

02. 03. 11. 12. :3. lr. 15~ 20.

=2

i CS i 06 StiK SAV

=j 16

1 1

32. 33 ::.

-2 -3 COHX %L/

i Oj. 1 :6 SAYK %‘ I

-5 -6

1 I

22. C! __ . ;2 13 l:., :5

-2 =I --._. ---S6L x5’ :: F:S, 3=2X?

zj :i

-5 *-

l3
CO.%?, 56L/ CREJIT FIN:

?,.a_\K SA’ 3s:i: .’ :s- ._, -.. LZX: I:

BASK

12. 11. lr. ?S,

E.ASK CNIOti

L’ SION I!%.‘ 4 CO

CRED:T PIN: DEALER

LOAN

co

DEALER PRIOR O’ ;ER -%‘

20. 21. CDT

PRIOR ObNER
AUTO WAC/ FINANCE/ FORD CDT

23
2:~

??:Ca

>‘ .XE?

21,
L

ALTO F:NANCE/
GMC/ FORD

.AL’ TC ::!Gh’ ;<c G.%C/ ‘ 5RD I:: C’ ISR

97.

OTYIER:

97

:

C23,

I!TT;IERVIE;‘ ER
CHECKPOINT

c
1 L2.

1.

w

1 CEN.

1.

w NEXT

2 VEH. PAGE. C2k

(SEE G7a, P. 37)

NEXT PACE.

G2L
2.

ALL OTHERS BACK TO P. 37. CR. VEH. l2

ALL OTHERS
BACK TO P.

I

37. I

CR.

VEH.

-3

C21C.

AlZOReCher. about (ACCEPT RANGE.)

how

much

:s

s:i?l

wad

on

(chis/chesa)

loan(s)?

IC23d.

Hov

much

are

cha

coca1

monthly

prymmcr

on

(chls/chesa)

loans?

‘ ,,,, /;:

<. ,
I, , .

:.:

42

s

)<2bp-l ?IR
co TO c37

u.cs,w

I

9996, 90 RX;-&
PAY%!iiS

I ~

9996. X0 ~TPICAL P!tT

19996. NO TlPICAL MT

xasr7

X2518

.‘ .OSTH/yUR

02. :3.

. .

2 3

1

05.

.

5

1 06.=6

03.

.

3

06. . 6
BA?IK

11. COfwERCIAL BANK 12. 5 6 L/ SAVING BK
13.
lb.

11. COMERCIAL

12. S 6 L/ SAVING 13. CREDIT UNION

BK

CREDIT L'NION
FINANCE; LOAN CO

1G. .FINANCL: LOAN CO
97. OTHER:

91, OTHER:

c39

I!TTERVIFJERCHCCKWINT

(SEE GZSa, P. 41)

=i.

ALL OTilmS BACK TO P.

..>
kl.

Go

cl 2.

ALLOTHERS NUT PAGO.

G39a

C26. VEHICLE l 2

.

I

43

b

iOaRS

for

l ducactona;

expenses

or

sedical c d ,:oans

,bills? from friends or rela:iws?
.->

any o:har loans’ (IF R ASKS: :NCLUDE CHECKiNt ACCOL’ NT OVEXDRA~S, 30 &JJ : !: C ;;‘ E !.:n D I.uS, POLICY LSAJS. ) ADD TOTAL X!t3ER . H2d...._....._._.....> ;raU LOAN = 1 TO P. ~6. LOAN

do

H3 . :;‘ CHECKPO:XT. ER
;F LJA_!,S rTOn

i,2a

H16 = 2

co

TO nLSti = I

1.
RECUUR INSTAUHENT

2. OTHER KISD h

NEXT

PACE.

HlC

NEXT PACE. I410 PAYMENTS 01 PAYXWTS OR

NEXT

PAGE.

I410

/soREGf’aR

Pt?!!TS

01.
02. 03.

-1 l2
-3

I

Ob. OS.

a
-5 -6

02. l2 03. s3

OS. -5 06. =6

02. =2 03. =3 11. cow

I 35 =5 \ 06. =i
BANK

1 06.

11. corm e.Am

11. coml 8ANK

12. S6lJSAVNCSBANK 12. S&L/SAVNCS3ASK
.3.
CREDIT UNION

13. CREDIT UNION
lb. FIN/WAN CO

13. 1L.

CREDIT FIN/LOAN

LWION CO

16. FIN/U)Ud CO 1s. SIORL/D~LER
97.
OTHfR:

1s. STORWDRALRR
97. OTHER:

15. STORE/DEALER
1 97.

OTHER:

H15.

IMUIVINU CHECKPOINT

0” K; &u)m‘ 6,
Hl6 cl 2. ALL OTHERS. aGO BACK TO P. U. Hb. COL. 2

(SEE H3, P. U)

0

2. AuOM!as->CO BACK TO P. HA. COL. 3

0

2. ALL NUT

OTHErtS.xO PACE. Hr.

U.
I

TO EXTRA Loti

45a

I

EXTRA LOAN PAGE
LOU = 5

I

LOxi

.

i

-x2!3JL
wBqJ3
1. REGL'IAR :?ISTALLSST

yasr

OTHERr K:ND

2.

I

NUT

PAGE.

lflt OK

NUT

PACf.

Hl’

r

F,
NEXT
PACE. H9 NUT

3 PArnE!nS .YEARS
996.

PAWEh-TS OR = YURS

NO SET =

PACE.

H10

NEXT

PAGE.

HlO

45b
EXTRA LOAN PAGE

9956

NO SP:;AL PAY?lENT

Hov much is s:ill

02.

-2

i 05.

=j

1 02.

02

1 05.

r5

1 02.

-2

1 ;J

.5

03. =3 11. COKY
12. 13.

1 06. =6 3tiK
BAXX

103. =3

) 06. -6

1 03. s,

/ 06

+6

11. COR7 BMK 12. S&L/SAWCS
13. CREDIT

11, C3K7 BhvK M#K 12. ShL/SAVNCS
StiK

S&LL/SA’ v?dCS

CREDIT UNION
FIN/LOAN CO

UNION

13. CREDIT UNION 1 lk. PIN/LOAN CO 1 15. STORE/DULEi( I 97. 0lHm:

lb.
15.

1 14. FIN/LOAN CO

STORE/DULER

1 15. STORT/DEAL&T I 97. OTHER:

97. OTHER:

INTERVINER CHECKPOINT

(SEE H3, P. 44)

X9.

(RW SLOVLY:) Again thlnklng dbout the sm. loan. (YOC using th. booklac.) roughly how far VU the offiea wham the l ppltcslon YU -da from :ha home or (IF R ASKS: UE WANT THE CL3S3 workplace of cha p.rron who aad* the l pplie~tlon? OF THE DISTANCE FROH HOME OR OFFICE.) (ACCE?T RUGL.)

x3003

!4ILES

[96.

LESS THAN A MILE

1

(51.1

/99,

3K

47

In dacidins how much of :heir (family) income 20 spend .: save likely co think rbou: different financial planning ?er:acs : : planning your (family's) ravins and spendins. which of cha ::a ptr:ods I:r-.ez 0" :.'.iS p.Sc is 901' :0 you (And your [husband/vlfe:)’ (P.S.P. 3)
are pw.~ple

1.

NUT

FEW !4ONTHS

bhich is the u

lmporcanc co you? (RECORD ANSWER IN GRID ABOVE.)

(Not

UStn&

cha booklet.)
char you (And
dueSCionS

Arm there any forasmabla
your family) expect will
.xp.ns.s.

major
haw

financial
to be mat in -.h.c and so forth?

obligations

fucue*, such SS (IF R ASKS. THE

health NEXT
FIVE PACE.

C.C.

costs.

FZTNRE

HEAM

THE

TO TEN YEARS.) JS

1. YES I
iT’ J(.a. (U. r. &)

5. NO

------>NUT

What

kinds

of

obligaclons

Are

chess?

(CHECK

ALL

97.

OTHER:

\

TAKE

w.

‘ V‘

FISASC:AL R:SKS
AVEQby FINAXIAL RISKS

L,,,YECT:S;C 70

3K-G

m
h3C’ :E r’ -t,-= .‘

RETLWS TAKE &DOVE RE:_xS, TAKE m iXPECT:)IC TO 2J.e’ d

FINANCIAL

R:SKS

EXPECT?!%

TO

EhR3

m

RET_-US

U

WLiINC

TO TAKE ANi FINANCIAL

RISKS.

.i

iP.3.

P.

6)

:hLch

of

the

followin

SC :amancr
.Afe’ si) k !lORE MOLT AT THE THAN

on

:his

pa4.
habL:s’

corms

closes:

:o

describing you(ri (CHECK fiORE THAN

(and your jhusbrnd’ : ONE ONLY IF ?IECESSARi . . -. USUALLY USUALLY IS LEF? SPEND SPEND OVER

savin&

x30r5
%3olb

1.DON’T
z.
DON’ T SAVE SAVE SPEND

SAVE SAVE

INCOHE AS THE THE I!JCOHE !lONTH. OTHER .X0 REC ?LAN

AS .%CH END OF SPEND INCOME ASIDE EACH

x3a7

s

)wJl8
%3M x3ow H

‘ . ‘ .

(;HATEVER INCOME RECUUR RECLURLY

OF ONE FhYILY
INCOHE. SAVE

?(EYBuI.
OTHER ?(ONEY

5. SAVE 6.

3.Y PUTTING

!4ONTH

economy vi11 yc*rr or SO’ ;,,
AL7CST

a

SO R:SK

TOTALLY
ISADEQUATE

EYOUGW TO ?TAI!nAIN LIVING STAsDAruaS

VERY SAXSFAC3RY

..

(P-0.
people your

P.

9)
shop

;hcn
around

making
for

w
the very

decisions
best ianus

about
while

borrowing
others

and
don’ t.

saving.
L-nerc

some
would

Y3Oi:

family

be

on

the

scale?

j~](o1(101/iJJ7-J(j:jji6 ALMOST so
SHOPPING
A

OF

GREAT DE41 SHOPPING

_’

50
SECTION N: BCSI!?ESSES

:!;TERVIGZB

CHECKPOIST

SEE 03, PAGE 10
:
:~

i

R CR R’ S
3S :HE:R

FMILY gPEP_ATE F.AP_WRA.‘ JCHBCS:!XSS PROPER3 :R ASWEBED ‘ YES‘ TO D3)

Y

32

(Nor using cha booklee.) Including your (farm/rmch) buslmss here. in .ov many (faros/ranckes). privacaly-held businesses. professional prac:::cr or family living hare) own or sham ovns:rL:p ::. G prrrnerships do you (or your have ln acciva man*gcmnr cola’ i:.uCiL’ DE THE CLUE&L PARTNERS IN A L:xITED PARTXERSHIP. BUT NOT THE L:*IIF3 PARTNERS. ) BUSINESSES

I

DO NOT I.UCLCDE CORPORATIONS ;‘ ITH PUBLICLY-WED PA&RTNERSHIPS THAT HAVE ALRTCSY BEEN RECORDED IN

STOCK OR ANY SECTION E.

Y2a.

RUD THE business. = 01

FOLI.OUINC:I

will

ask

you

flrsc

about

your

(farm/ranch)

REC3RD

BUSINESSES

(FROM 32)

IN BOX

35

AT

TOP OF NEXT PACE.

THW

GO 7;

Y:a

M3.

Do you (and your held businesr~r. (SEE INSTRUCTION

:lvin& here) zrofmsstonal IN BOX MOVE.)

f-111;

farm,

own or p:xclccr

;hara or

ownership .FI my parrnarships?

prlvacel:i-

-->TLwC

TO P.

59.

SECTION N

is.

Do you (or anyone ln your family llvlng hrrr) hiw an of chase buslnessw? urugmnmc rola ln my (INCWC THHLGENERAL PARTYEW IN A LIMITED PARRIERSHIP. glR llpt TMHL LII’ I!IED PARTNERS.) -->NRw TO

lcclw

1.

55.

Flzoa

s\o< E!!.EU
l

= BUSINESSES OP BL’ SI!JESSES

‘ )Mt:” $$‘

SC

AT MS ON TOP

OF NEXT

PACE

i

.

I

51

MS.

1

I - OF

BCSiXESSES 1

BUSWESS

l

1

BCSilrESS= 2

BLS:SESS

.

3

i

x3107
:hrt is, what dots chc buslncrs make or do? !46. Hov did you (or family living hare) acquire this burlnass: was it bought or
your invcsrad In. started by you. inherlced, given to you. or what?

]b. GIVEN
7. OTHER:

CO TO MB X7.
ihen you Investad did you (or myon. tn your family living

11
-1

CO TO Kd
1. YES

11
1.

CO TO 58
YES 5. NO

here)

tnecnd

CO

x3109

$-’
JJJ

15.

3309

‘P Q
330

YUR

IO

X3310 YLAR

___......-___..._.__._.~--...-.
NRT PA’ %. H9a. COLLm 1 NEXT PACE. N9a COLlJm 2 NEXT PAGO. M9a COLUMN 3

52
. _ . . . . . . . . . . . . . . . . . .
= 3

1
Y9a :~:TER’ IEvER .‘ ZE:KPOINT: !SEE HFL. P. 1) p

8USINESS = 1

BCSITESS = 2

3:‘ SI.SESS

CO TO !49d

CO

TO !49d

2.

ALL OTHERS

0

2.

ALL OTHERS

your

family

3313
IT W
CHECKED.

iiving here uorl in :ht business! (CHECK ALL THAT APPLY. )

R OR SP CO TO H9d

IF

w

CHECKED.

R OR SP CO TO K9d

l+zef+

IF u 2. OR SP CHECKED, GO TO Y.9di

w I

E:

OTHER:

59c.

(Ocher than you [and your husbmd/vifal). how many hours does rha (other/most involved) family member work in this business in a normal wek? 1. 2. 3.

x3118HRS

Y331 &iRS

X3318 as

Y9d.

PAATNERSHIP SOLE PROPRIET. SUBCHAP. S

1. 2. 3. 6.

PARTNERSHIP SOLE PROPRIET. SUBCHAP. S

1.

PARTNERSHIP PROPRIET,

2. SOLE

3. Ir.

SUBCHAP.

s

(1. OTHER CORP

OTHER CORP.

OTHER CORP.

I OTHER . - .7._X_yjq. _.17.0.

.

.
Ml couw

NEXT PACE. 2

COLlJ?lN 3

NEKT

PAGE.

MO.

COLUXN 1

53
. . . . . . . .._ SLTISESS = 1 . . I . . . . . . .

r:o

3CSINESS = 2

Ara

“ 0”

(or

your

famiiy living here) using >ersonrL .sset* as c011acerr1 or did :rou have co cosign or guaran. c** .ny loa-ls fez :his business?

23 Fl
1. YES 1. YES 0 5. NO 5. NO GO TO 511

0

co f3 Ull

X:Ob. Did I record this earlier?

to TO Ml2 Hllr. How much is owed?

co TO Kl2

s x3229

!412. Do you (or your frmlly living here) PVC chg burlnrrr money? .nY NEXT PACE. tl12a. How much do you ow*? n13 NEXT PACE.
Ml!

COL 1

COL 3

. .

. .

.

. .

. .

. .

. .

. ..__
. 2 3’ ;S!$jS = I

SUSiNESS L-MC

* 1

BCS:sESS

of
do

percmcq. rha burlnus
(and yc.ur

1100.A\LL/

you

faniiy here)

living own?

X~tRtE!iT :

:-hat could you sell 1c for? iChar is your share worrh?)

x3129
1 DON’ T KNOV /

Y3317 j NOTH%
)
s
DON’ T Lc1IOUI DON’ :

;
KVOL

:f

you

sold
now.

tha

business

s Y3136

x3m

i x3330

!

$ x333 I

i k333j

j

$ x3231

5 x3332

5 Y32 33
1 tier n20
AU OTHERS CO BACK TO

1.

ONLY 2 BUS NOrr n20 PAGE.

q

PACE.

1. ONLY.3 BUS NEXT PACE. n20 2. ALL OTHERS NUT PACE.
n19a

2.

P. 51. !¶5a BUS. -2

ALL OTHERS GO MClc TO P. 51. nsa BUS. 83

q

55

s
a

x3337
or prrrncrships

M20.3 o,you (or anyone in your family

x3w

role? &r\d*r

businesses

M3,mq

living here) own or have an inreres: in a::i where you do nor have an rcrivc 3anagemer.r

-.> iTRY TO P. 59. SECTIONN M20iX
Hov many of chase family living hera) /01.,0~El on (ozhcr) businesses or parrnerships own or shrra ownership in? /OTHER:
I

do you (and your ?ACE. 521

llLwlER

I---BNUT
J

fiao

b-

!iZOb. Is it a sola-urourlcrorshlu. M10t ~;::3’ h’ l Subchapter r’ p’

9

a 1imi:ad S-corporation.

parrnershio. another rvue of anocher $‘ pe of corpora:;o:,

j:

5. LXITED PARTXERSHIP

nzoc.

bil-iac eould,you

ml1

your

(family’ s)

shar*

for?

(Vhac

is ic worth?)

!420d,

tl2oa

Uhac was cha coca1 nar income you (and your family from thlr (bwingrl/p~rcnLrrhlp) in 19gg? 5

living

here)

rmceiwd

----->TW.N TO ?. 59. SlKTION N

:;I’ PF)

:‘ ;hac ror:h!)

for7 is i:

Ipurposcs 0f -.hcsc shares? (rihac w.s your original invascm*nt?)

TYPE

iiving hercr ; received f:a=, all such I (Y?E) in 19aa? I

IiLo

Limited

Parcncrships?

I.

Other

ParxlarsiIips?

:.

Subchrptar Corporrcionr?

S

1

I.

Ocher

Corporations?

1

?.

Sole

Propriccorships?

C. Any

other

typa?

NEXT PAGE.

SECTION

N

NEXT PACE. SECTION N

PAGES 57 AND 58 DO NOT APPEAR IN THIS QUESTIONNAIRE

I
59

SECTION N:

FINANCXL ASSETS

N2a.

(RE..

P.

10)

Laokinc at this list. please cell ma which is chc w

ls>orrar.r

x3-3
01. DON'T ilRITEENOUGH CHECKS TO IW(E IT uORTHuHILE Ok. SERVICE CHARGES TOO HIGH
OS. NO BANK HAS ARE

r

02. MINIMM BALANCE IS TOO HIGH

CONVENIL~

I

HOURS OR LOCATION

03. DO NOT LIKE DWINC YITH B&-Xi

97. OTHER:

I
TURN TO P. 62, NlO

I

60
N3.
;:F R ASKS: INCLLQE &NEY WET ACCOL?.‘ ;‘ TS ITH CHECK-Xl:::NC ARE AT SA.VKS. SAVIYCS AND LDANS. OR CREDIT UNIONS) PRIV:LECES 5XY :F 7<Z

1 x3504

] = ACCOLWS
ACCOLNT -1
ACC0Uh-I 92 01. 01 Oh. ti

I
01.

ACZ3LXT -3 .I j OL .‘

w.

(Please look .IZ Card A.) (Thinking about your main checking account. cht on. used to urica aosc of your chacks. / Abouc.rhe next account) is this account with any of the insrieucions on Card A. or from som.lis*? plac* (IF CARD A: Which lnscltUCiO!l?) (IF SOKEPUCE ELSE:
r?lac w-p. of inrtimxion

03. 11. 12.

83 town. ShL/

06.

-6

03. 11. 12. 13.

=I

1 06. B.uX

-6

BANK SAV BAtdId

corn.
S6L/

SAV BA!.,

13.
16. gROKERACf OTHER: 16.

CREDIT UNION

CREDIT LWION BROKERAGE OTHER:_

BROKERAGE oTHER:_

16.
97.

is

cha;i)

$5.

$6.

I-=
lIiZQcs

97.

97.

ifLzmi_x3s13
s

X3%%

s )135/o

x3sty

Sl

INTERVIFJER

CHECKPOINT

(SEE N3)

cl
cl

1.

m

n
1 ACC

TUKN TO P. 62, N9 AU OTHER.9 CO BACK TO N4. ACCl l:

L_J
1.

m

2 ACCT

I

TUWI TO P. 62, N9 Au. OTHERS

cl
cl

1.

W
TLXN

3 AC(

TO
N9

P. 62,

2.

n

2.

2.

COMCKTO NL. ACCT ~3

AU OTHERS COMCKTO Nb, ACCX .

61

ACCOUNT =01.
02. 03. =I =2 =3 / Ok. ) 05. 06.
-6

I

ACC~';ST-5
01. 32. 03.
=I / OL. .*

ACCCLST -6
01, 02. 03. !1. -1 =2 =3 co!% j

I

oi

=r -5 -6

I

=5 -6

=z -1

1 05. / 06.

=5 =6

/ 05 ~ 06 3AJ.x

?2. 13. 16. 97.

S6L/ SAV BA,W CREDIT C?lION
BROKERAGE

12,

S&L/

SAV BAVK

12. 13.

S6L/ SAV BA.W CREDIT L3ION

13. CREDIT L'NION
1 16. 97.

BROKERAGE
OTHER:

16. BROKERAGE 37. OTHER:_

OTHER:_

x3n5

1

1.

w

6 ACCI NEXT PACE. N9

2

2. ALL OTHERS

62

97. OTHER:

s9a.

For how many y..rs (have you/has someone in your (Not using th, booklet.) family lIvin6 here) done business vich this instiCuClan?
YEAR.5

96. LESS THAN ONE YulR

NlO.

Do you (or myon.

in your

family hrra) have .ny IndivtdLul Retirement ACCOUII<I. that

is. 1P.A or Keo6h accounts?

SEX1 PAGE. NlOa

TURN TO P. 6(r. N16

:CHECK

PERSON(S)

6ESPONDLNT.

SPOUSE.

FOLLOW-UP QUESTIONS Nil - Nl& FOR EACH
PERSON----.._.>

OR OIHL?S) PERSONS,

UfO

HAVE ACCOLKT(S).

m

ASK

Nil.

312. About (PERSON’S) .CCOUII~, tara these/la this an) IRA or Kcogh account(r)? (CHLCX ALL TUT ArPLT.) Nil. (Pleas* look .r Card A..) (Is this/Are they) vlth any of the inrcicutlonr on Card A. or from *am.place else? (CiIKCK ALL THAI AP?LT.) (IF CARD A: Vhich fuel12. S&L/ SAV BANK 12. S&L/ SAV 8Ah-K 12. S&L/ SAV BANK (IT SOIePxACE ELSE: what 1 _ . _ ryp.(r) of lnstltuclon(s)7( 13. CREDIT UNION 1 13. CREDIT U?UON 1 13. CREDIT VNION (
rurlon(r)?)

01. 02.

91 92

01. a4 OS. 85 06.96

01. l1 02. l2 '03.M

06. rlr ’ 05. 95 06. 96

01. 91 ( Ok. .A 1 02. l2 j 05. l 5 03. 03 ) 06. 96 11. cow. M.vK

03. 03

Il. corm. BANK

11. co#u4.MiK

1 16. BROKERAGE 17. INSW.. CO 25. EMPLOYER

1 16. BROKERAGE 17. INSUR. CO 25. Mplllyul

1 16. BROERACL

1

17. INSM. CO 25. EHPWYUI

Nl&.

Hov~much In coca1 lr In (PERSON'S) account?

c
(SEE NlO8), 1. SPOUSE OR cl 0THP.AACCf CO MCX TO Nil 2. ALLonERS 4 N15. + 1. OTHq
SON

1

PER-

ACCT.

CO MCK

TO Nil

2.ALLOnILRs t

x3b3\

How is tha mn.y II awr of 1E In bon& or similar 1. CD'S/BANK ACCOUNTS

7. oTH5l:

64 x5.

Y370I
Nf6a. Al:ogcrher. how many money markac •CCOU~LCIdo you (and your faiiy
livirq here) have?

- OF

HONCl

.!!AP.KET

ACCOVKTS

Nl?.

N16.

x19.

(Please look .e Card A.) Is this aecounr with any of the 1nrclcu~1ens on Card A. or from som.place lis*? (IF CARD A: Uhlch 1~~1. cution?) (IF SOWEPUCE ELSE: VhaC typ. of 1nsriruc1on is thrc!)

01. -1 I 04. -4 I 01. =1 I ocr.ti I 01. l1 I 06. e
02. 03. 92 93 05. 06. 05 86 02. 03. 92 93 05. 06. 85 02. 03. a2 93 05. 06. 95 96

l 6

12. 13.

S&L/

SAV

BANK

12.

S&L/

SAV

BANK

12.

S6L/

SAV

BANK

CREDIT LNION

13. CREDIT UNION 16. BROKERAGE 97. OTHER:_

13. CREDIT LNION 16. BROKERAGE 97. OTHER:

16. BROKERACE 97. OTHER:_ Y27a( N20. How much Is in chlr XCOUIlC?

Y37JO
s

__+xrs
s k37Jb

sY37ob

X3711
1.
pMs( NtiKT N22 2 ACCI PAGE

N21. 1NTERv1Evia CluzKPOIKT (SEE NlSa)

cl
n

1.

w
NEXT N22

1 ACCI PACE.

Cl

1. w
cl NWT N22 2. ) ALL

3 ACCT

PACE

2.

AU. OTHEKS CO BACK TO

2.

Nil. ACCT 2

ALLOnERs CO MCK TO N17. ACCK 31

OTHERS

N21a. How aueh 11 In all your (faolly's) remaining 80n.y urkac 5

aecou¶ts7

II3118

65 $22.
Do you (or myon. in your family here) have any C3’ s or cerzificarcs of dc?orl: a: Please do w include CD’ ‘ s .ha: arc pa:: cf financial lnscicucions? (IF YES. SAY: IRAs or Keqhs. ) (IF R ASKS: CD’ ARE CERTIFICATES S HELD FOR A SiT PERIOD OF TME THAT .XTS: BE CASE:: OR RE?IFXD AT THE HAlTRIlY DATE.)
--a

WKT

PAGE,

Nt3

l22a.

Altogather.

how many

such

CD’ s

da you

(and

your

family

living

here)

have?

g 373 0
122b: What fr

l

CERTIFICATES

tha

total

dollar

value

of

(this/all

chase)

CD’ s?

i22c.

(Plus.

inrcicucionr (IF CARD A:

(IF

Card A.) (Is this/Are there) CD’ wlrh s on Card A, or from romeplaca *Isa? (ClVZCK Vhlch Institution(s)?) SOMEPUCE ELSE: Vhac type(r) of inscfcucion(s)7)

look

.t

my
ALL

of th. T&AT APPLY:

[01.p7q-z10].~10*urJ/O).

lcoIQ(.j

[56L/s*vl[13.1

pG&q

97.

OTHER:

)(333z

-

Y

3 7%

X3W I

ACCOWI s2: (P:easc look at Card A.) Is :hc (naxc) largest rccaunc with any of the ins:i:urions on Card A. or from somaplac* else? (IF CARD A: rihich inscitutlon?) (IF SOFEPUCE ELSE: Uhac is cypa of inscicution char?)

-1

ACCOL’ =2 NT

I
.‘

h;;xs? 01. 02, 03 11. .: =Z .3

=!

01. =I
02. =2 =3 corm. S6i/ CREDIT

j OL.
/ 05. 1 06.

1
1

I o_
i 05 i 06,

=_
=j =i,

! 05.

r5
86

02. 03. 11. 12.

*2 =I cot!&.

-5 -6

03.
11.

106.

BANK SAV BANX UNION

BANK

CO.%Y. BA.YK S6L/ SAV BANK]

I

12.
13. 16. 97.

S&L./ SAV BANK1 12. CREDIT

13.
16. 97.

LNHION 13.
16. 97.

CREDIT CSION BROKEIUCi OTHf‘ v_

/ ’

BROKERAGE OTHER:_

BROKERAGE OTHER:_

X3b63
s25. How much is in this
XCOUIIC?

)(3bOb

I y38a.

s x3

my
m
P.

S26.

INTERVINER

CHECKPOINT

(SEE N23r)

cl
2.

1.

1 AC’ 3 nJP.N TO
68. X27

1.

Q&X 2 ACCT m TO P. 68. N27 AU OTHERS GO MCK- TO N2b. ACCT 3

cl
I.

W 3 ACC: TLx4 TO P, 60, 32:

AU OTHERS CO BACK TO NZL. ACCT 2

I-J
2.

67

ACCOUNT 01. 02. -1 o(..

=&

ACCOlTNT

-5 040. d4

*

01.

.1

=2

05. 15 06. -6
BANX SAV BANK

02. =2 03. =I
11. 12. 13. 16. 97. COM4. ShL/

05. =5 06. -6
BANX SAV BANK

03. 13
11. 12. 13. 16. 97. corn. S6L/

CREDIT UNION 3itOKfRAGE OTHER:_

CREDIT GNION BROKERAGE OTHER:_

X3b13.s

cl
cl

1. w
2.

NEXT N27

Ir ACCK 1. m 5 ACCt PAGE. Cl NUT PAGE,
N27 2 .AL!. OTHERS

7 ALLco BACK TO N2b. ACtX.5

i

all of the your family

(TYPE) Livin3

char :,ou ,and here, :have?

X%31

b,

(Are Bond

any of Funds.

them)

Tax-Frw

-->b.

S

x3b>y

Y3b3b
d. (Are my Funds of the.) ocher Bond -->d. S

Y38%?
3833

c.

Comblnrcion slhrr mutual
“DK TYPE”

funds funds

or &QY (INCLUDE -

/5.

IfEKE)

I:‘ ER:

IF R ANSWERS “NO’ TO N23a-•

ASK N29 FOR u

KUTIJAL

i=UVDS:

RECORD

IN

N29c

S30.

Y?b3)

Overall has charbaan a 3ain since you (or someone 1~ your 1. 7’ GAIN 3. NEITHER NUI

or loss in the value family here) obrrinad 5.
’ i-’

of all them? LOSS

these

mucul

fund

shares

CAIN NOR LOSS
PACE. N31

jl).DON’ T
NEXT PACE. N31

Y3832
s&y

PERCENT

_AnouNr

69
CT%ESE .%Y j:pq ? BE CALLED

SEKIES
5.

EE OR HH
NO -->

THEY CA.‘ BE PL-RCHASED 4 BY PAkTXOLL
GO 70 932

>EZL’ II::!.

I

N32a.

Hov many

different

bonds

or

bi!:

s do you

(or

your

family)

own

x390L( * SONDS
N33. I nwd
m know vhac cypa(s) of bond or bill

OR BILLS

(this

is/these

are)?

(IS

:f;A:e

!43L.

b’ hac
of all

is
of

the

chc

(and your have?

coral & value (TYPE) :ha: :;ou family living here!

b.

U.S. Gov~rnmanr Treasury bills.

bands

or

d.

corpor.t. 01 formiF or~c~aofbonds.. (INCLUDE ‘ OK TWL’

bonds.

IIUL).

IYER:

IF

R ANSWERS

‘ NO’

TO N3h-d.

ASK 3%

FOP. &

BONDS: RECORD IN NXd.

I

x3w

=C0!4PAxES

ea.
x3srLJ

Overall somwxw 1. CAIN

has :hcrc been in your family

l gain or loss hara) obtained

in :he ic?

value

of this

s:ock

since

you

to:

‘ r’
N18a. How much since it OR s ::39.

co

TO N39

Lf-’ J
5. Loss

[DOH.:/
co
70 s39

has was

ic gained obtained? PERCENT

in

value

N3gb.

How such since ic

has was

ic 10s: obtained?

in

va1.xc

I

x3 917

X3918 ~_?OuN-r

[DON’ T1
Of your (family's) rcock. 1s my of lc f-ily 11Vfng her.) hava workad?

I
stock in a comp.ny whara you (or anyon. in

Y

,‘ OUr

S*dr

A2sc ) dCCOU~:5 Y;Tz 1:’ :f :.-.c ?!casc !:s :his;Are A.) Look at Card (CHECK ALL ::U: APPLY :?s:l:~~~~cns on Card A. or from somsplrce else? i:F CARD A: Which inscitu:ion(s)?) (IF SOPIEPUCE ELSE: r;hrc z:~pets) of ins:i:ucion(s)?) 1;. CO!‘ _?. BUK

:

/ 12

XL/SAV B&W

/ 1 16

BROKX4GE j 117 1WL-R CO _ . 1

97.

OTHER:

family living a broker?

here)

buy

or

sell

s&cks

or

ochir

(ACCEPT P&XE.l

Not

including any accounts you’ ve told me about do you (or arzyorc your family living here) have L “cash” or “call money” accoun: a: i s:ock b:okcragc? (IF R ASKS: CASH OR CALL !4Oh'EY ACCOL?ITS HOLD XONEY RECEIVE3 FRO?! T_'E 5.+X

in

OF

STOCK LXTIL THE HONEY IS REIXYESTED.)
YES > CO

x3919
1.

TO N&O*

N&Od.

Lihac is xcounts

the coca1 that you

dollar value of (and your family

all the living

cash here)

or call have?

money

931

Other than loans you in your family living brokatage?

have already here) have

told m. abour. any margin loani

do you (or at a stock

anyone

-->

NEXT

PACE. N41
loans?

N&Of. Altogether.

how much

is oved

on

these

margin

s x3932

72

! A. LEC-AL TRL’ STS II. ANhlJITIES C. .WACED INVEST!tEtFT

ACCOL?ITS /

I 13.CTHER:
I

X

59Jb

x3937

/ I
I

S&3.

Are

my

of

chase

set

up

so

chat

you

(or

your

family

living

here)

arc

legally

How much incoma :hcsa income-only

did

(you/your family crusts. annuities.

living her*) or accc~txs

r~c~lvo In 1988?

from

1.jiXT

PACE, N&S

)

37~

RESPONDENT/SPOUSE

97.

OTHER:

Do you (or individual

anyone in your family or group policies?

llvtng

here)

have

any

life

insurance.

including

Are (IT

any of R ASKS:

these TlX!l

POLICIESARE

individual m policies? POLICIES HAVE NO VALUE VHLESS THE ISSUED THROUGH MPLOYERS AND UNIONS.)

group 01 INSURANCE

PERSON DIES. XA.Ni SUCH

8. DON'T KNOW I GO TO N&9

Do you have (IF R ASKS:

my polleles that THESE ARE SOMETIMES

bulld up . cash V&M of chat you e.n borrow on7 CALLED 'WHOLE LIPI?' ~STRAICXT LIFE'.) OR pizq

NEXT PACE.

NAPa

‘ KUM

TO P. 75.

NSl

NEXT

PAGE.

NSO

74
LIFE
INSvP.ANCL IHA: SLIil7S L’ A CASH P VALCE

XL((

W

YW
GO TO NA9j Hov

NL9f.

much is

currrncly

borrowad?

4

$

~qot0

w9g.

on

9996.

NO TlPICAL

PAYMENTS

NL9h.

1 NUT

PACE

N51

1

75

LJ
1. t

YEi

> 15.NO/-. CO TO
ASSET =l

N53

ASSET 02

ASSET

-3

cl

1.

YES --> co BACK TO NS2a. COL =2

1.

YES --> N52&.

GO COL ~3

N53a.

How much

is

still

owed

on

there

loans?

I
77
SECTIOti R: %PLO\MENT OF RESPOSDENT

IF R IS “UORKINC NOW” &Q ANY 031% FOLLOW-UP QUESTIONS AND co TO NUT

CATEGORY. ASK ALL PAGE. R2.

NEKT PAGE.

R2

OTHER LEAVE

1

I

I

I

AC.

XU
->
Rlb. Vhen’ did work on you this last job?

Are you doin& Ipx pay at work for the pr.‘ .nt rim.? l.YES >NEXT PACE,

J I-

,ld.

Vhen did you (racir*/b*com* dlrablmd)?

i

,lc.

Are you doing &~y work for pay .t the pr~rvx time?

RIr7 NOTE: CONSIDER THIS R’ r “CLWlENT MIN JOB’ FOR PURPOSES OF R2 .R39a ) NEXT PACE. R21

R6.

How m.ny

hours

do you work on your main job “HOURS __

in . normal week?

w\\o

I
79
R9.

.

)(qllq

Abouc how many l ~loyw wrk locacionr? (IS it fever than more?)

for

10,

chls compmy or orSanitaclon. including a11 10 to 19, 20 LO 99. 100 to 699. or 500 or

rhis

employer?

SINCE

Rll.

How many RANGE. )

year*

do you

l xpecr

CO

continue

working for

this

employer?

(ACCEPT

UNTIL ACE:

R12.

xw17 Il.71 TURlJ 70
P.

El.

Rl5

R13. NO QUESTION

80 R SELF-EMPLOYED
lb. Uhat’ sort of work do you do? (Tall me . little mor. about vhat you do.)

(WER:

IF R WORKS FOR BUSINESSREPORTED IN SECTION kl. KAW BOX.)

1&a. What industry do you work do you w What industry

in?

That is. what do they work in?)

do or make?

l&b. How mmy y..rr have
l YLuiS

you worked

for OR

(yoursmlf/thia

business)?

SINCE
to

l&c.

About hov many y..rs do you expect this business)? ACCEPT RANGE “YEARS OR

continua

working
pxq

for

WC

:self/

L’ NTZL ACE:

(‘ “Ezq

l&d. How many hours
vcck? l

do you work HOURS

(for

yoursalf/in

this

business)

in a normal

1oc

(RW SLOVLY) Countini paid vacatfonr y..r do you work on this job?
l

as weeks

of work.

how many weeks

per

WEEKS salary
(CHECK

l&f

How .r. you paid? Are you paid a regular a portion of the “et earnings. or what?
BOTH

or wages.
ALL THAT

do you raccive

APPLY AND

ASK

FOLLOW-UPQUESTIONS IF APPLICASE.)

Rlbg.

How iuch in salary or v.8.s .r. you paid before taxas? PER

RlLh.
I 1 I /

s
l&j.
Are pi--l you

(In addition to rq,ul;r much do you personally business befora tuas? car” in 19.38?) s YL(l31 PER or employee~asso~i~tion

salary.) how earn from the (What did you AC1132
contract?

eovarad

on this
(xi-\

job

by a union

l&k.

are Aside from IRA or Kcogh plans. tu-deferred savings plans through 1. YES El NEKT PAGE, R17

you included in .“y pension (your vork/thc business)? RbO

plans

or

5. NO -->TURN IO P. 90. El

81
Rl5. %ny employers have pension or plans such as thrift. swings. plans. Are you included in any deferred swings plans on this
rccirement pians. and some provide xx-dcfe:red &OlK’ s. profit sharing, or stock ownership pension or rcciremcnc plans. or in any taxjob? (DO NOT INCLUDE SOCIAL SECURITY.)

IF R ?IEKTIONS IRA OR KEOCH PUNS. NOTE IN MARGIN AND SAY: “UC covered chose I just want co find out about ocher plans earlier in the interview. Here, operated through your employer.‘ 15.

I

IB.

DON’ KNOW1 T

I

.l
offer

I
any

such

plans?

Rlba.

Are

J
you you this

L
nIRN TO P.

I
90. RcrO in any of

eligible

to

be

included

/.

Will for

ba eligible employer?

if you continue

to

work

l-LW+ TO P.

90.

MO included on this job?

R17.

In

how many

different

plans

of

this

sort

arc

you

arc you m from this job? 1. P I’ ll plans 1. YES

receiving

benefit

payments

from

any

retirement

plans

5. 0

NO -->RECORD . PUNS (FROH R17) AT RlB. NEXT PAGE
lacer.

IN BOX

ask

from J,&

about

rhc

banefirs

job

where

you 5. n

are

not

Are chore any vet draving IO P. 90.

retiremenr benefit R&O

or savings payments?

YES

NO -->TURN

P Hov many

such t

plans

do

you

have?
BENEFITS

PUNS--NOT

YET RECEIVING

RECORD I

PUNS

IN BOX AT RlB.

NEXT PACE

82

R18.

1-1

l

OF

PLANS
PLAN 1
1. PENSION OR RETIREMENT --X0 TO R20

x19.

(Is this/About tha (next) most important of these plans. is it) l p*nsion or r*tireaant plan. or a tax-deferred swings plan of some sort? (IF R ASKS: 601-K. 603-B. ESOP. Si+u. THRIZ?/SAVINCS. STOCK/PROFIT SHARING ARE ALL TAX-DEFERRED SAVINGS PUNS.)

2. TAX-DEFERRED SAVINGS -->TCW TO P. 86, X28. PIAN 1 ,.I &,

R2.0.

(RB. P. 12) I would like to know vhat general typ. of plan this 1s. (In the mo‘r common pension or retirement plan. Type A. the amount of the banefir. is usually based on . formula involving .ga. years of savice and salary. In other plans. Type B. money is accumulated in an account for you until your raciremant.) Is your (first/next) plan like Type A or Type B?
(Not using the booklet.) For that part of your p1u1 where money is l ccunulaced in an account, hbw much is in the account?

:O TO R22

TUW

TO P. 06. R28.

R21.

R22.

Do ypy currently maka contributions to this plan? INCLUDE CONTRIBUTIONS (IF R ASKS: THROUGH SAMRY DEDUCTIONS, UNION DUES OR OTHER SOURCES)

R23.

Uhat percent of your amount of money per

pay

or 998. DON’ XNOU T

month or year do you currently contriburc:

R2b.

At

what .g. do you .xp.ct to start receiving benefits from
plan?

this

lURNT0P.W.
R25--PUN
-____.__________...-

1

TURNTOP. R26--PUN

66 1

II

.

I

83

PLAN 2
R19

PIAN

3

1. PENSION OR RETIRESNT .-X0 TO R20 PUN 2
2. TAX-DEfERJED

1. PENSION OR RETIREYEST --X0 TO R20 PLA_V 3 R28. PL4S 3

SAVINGS -.>TLlPiN P. 67. TO R28. PUN 2 8. DON'T KNOV WHAT KIND

R20

GO TO R22

X'RN TO P. 87. R28 PUN2

GO TO R22

TURN TO P. 87. El28 PUN3

s
R22

xworl

IDON’ TlWOYj

R23
1998. DON’ T

KNOVI

(998. WN'T

UiOV)

R2lr AT AG&?‘ &)OR IN -w TlJlUl P. 85. TO RZS--PUN 2 _______________-----.

pQk-i&G
L
TUPN

TO P. 85. R26--PM 2

84

R25.

About how much do you expect your bancfics to be? (As l proportior of your pay at r*tir*m*nt. or as an amount p.r month or y..r vhcn you Start rRCciVi,‘ ,E them?)

SxY%tl_PER
OR)(~ERCM

)t431/
OF FINAL PAY

R25.

If you “en to (1~~~ this Job/ sell this businass) now. vould you start reCaiVing a monthly or annual pension ,banefir now. would you receive on. lacer. would you ECC . cash setClmenC now. would

1.

BENEFIT NOW 2. BENEFIT LATER 3. (r. 7. CASH SETTLErtENT

you

get

noChing

or what?
tlAPX NOTHING OTHER: -CO TO R27

(IF R SAYS “ROLL OVER” “CASH SETTMENT”.)

8.

DON’ KNOW T

R26a.

About

how much

per

month

would
R27. INTERVIEWER

you

receive?

CHECKPOINT

(SEE R18, P. 82,

l-l

1.

ONLY 1 PUN-->TURN

TO P.

90,

R&O

;rr ALL OTHERS-X0 BACK TO P. R19. ‘ .“2

83 ’ j

05
._____
R25

TYPE A - PLAN.2 _ ----_____-._---

TYPEA-_-_____-_-_---____-

PLAN3

xq311 OF FINAL ORX~ERCENT PAY
s XWOPER

ERCENT OF FINAL PAY

R.26

1.1 -

PI313
2. BWEi=IT UTERI 3.
L. CASH SETTLElENT

NOTHING

7. OTHER:

I 8.
DON'T KNOW

GO TC R27 t-l
8.

DON'T KNOV

$clcoc(PERH0NTH R27 Il. ONLY 2
PUNS-al-URN

rDON'TKh'OVI

TO

P.

90.

R&O

1. ONLY 3 PUNS->TIJRJ4 P. 90. R&O TO 12. ALL OTHERS-->NRN TO P. 89. R39

-.I

2. ALL OTHERS-X0 BACK TO P. 83. R19. PIAN 3

86
&VINCS PUNS AND TYPE S PUNS

SAVINGS & TYPE B - PLAN 1
R28.

(Could you tall me l little more about this plan?) Is it . thrift or savings plan. . LOlK. a profit-sharing plan. a stock purchara plan or what?

01. THRIFI OR SAVINGS 07. OTHER: 02. &.OlK/603g/SM 03. PROFIT SHARING 0.5.STOCK PURCHASE. ESOP 98. DON'T KNOW I I_

R29.

For how many yurs altogathar have you been included in this plan? (INCLUDE YEARS WITH OTHER MPLOYERS. IF SAME PUN.) (Doas your employer/Does the business) make contributions to this plan?

R30.

R3Oa. Ulwt parcent of your pay or amount of money per month or y..r does (your employer /the business) contribute?
Ml.

R31a. Vhat percent of your p*y or amount of money per month or ye.r do you currently contribute? R32. Roughly how much money is your lccwnt at present?
Can you

ERCENT

OR

$

in f

Yc1%1b
1. YES 5. NO 8. DON'T KNOW
P. I,,. R35l
I

R33.

borrow against chat

recount?

)Ir(bs7 dJlU4 Tti
Y R3(r. Do you currently have . loan CCOunC? against that l 1 R3&.. What is the amount of the loan balance? R3lrb.Did you tell me about this loan earlier? S XWM

-->lURN TO P. gg. R35

TURN TO P. 88. R35--PUN

1

87
SAVINGS & TYPE B -- PUN 2
R28

1. THRIFT OR SAVINGS 97. OTHER:
1. aOlK/L03S/SRA
5. 6.

xwb

PROFIT SHARING STOCK PLRCHASE. ESOP
98.

-1 E
0
(1.

SAVINGS & NPE

B - PLAN 3

OR 011.THR1E-I

SAVINGS 97. OTHER:
X‘ Nlb I
98.

1
I

3. IO PROFIT SHARING
STOCK

DON'T KNOW

PURCHASE. ESOP

DON'T KSOY /

R29

R30,

GO TO R31

GO TO R31

R31.

CO TO R32

998.

DON'T KNOW

R32,

R33

R3r. -->NRN ti P. 89. R35 R3L. S R3& )lY319

II_rn__XY339____ TURNP. 89. R35--PUN 2 TO

I1._YfSl~~l___pN3b ________
NRN TO P. 89. R35--PlAU 3

88
SAVINGS & TYPE B - PLAN 1
R!j.

If YOU n..d.d money in .n .. ..g.ncy. could you wichdrw som. of ch. fund. in ch.t
KCOUflC?

‘ j~j--~--~j
IF

(CHECK

“YES”

EVEN

WITHDRAWAL INVOLVESPENALlY.) R36. If you Y.C. to (1.~. this job/
sell ch. busin..s) now. would you 10s. .11. som.. or non. of ch. mon.y in this xcounr?
-1.

%W I
ALL

3.

SOKE

7. OTHER

-5.

NONE

)(q332

J 4

R36.. Vh.c proportion would you lo..?

OR

R37. Hou is rhe mon.y in this .ccount inv..c.d? Is ir mostly in .cocks.
mealy in int.r.sc ..ming .I..L.. i. ic rplic b.cw..n th.... or vh.t?

INTERESTEARNING 7. 0THHER:

R38. INTERVIEWERCHECKPOINT

(SEE Rl8,

UP.82)

L-L

ONLY 1 PUN-->TUFiJTO P. 90. RLO
BACK TO P.
83,

2. ALL OTHERS-X0
R19.

PUN 2

89
SAVINGS --iqjq--+j-& NPE B - PLAN 2 SAVINGS & TYPE B - PLAN 3 ‘ -@&j--j--qj %W.,I

R36a.

Llhac proportion would you lose?

R36a. Uhat proportion
vould YOU lose?

pi333
OR

PERCENT

%k3
OR

PERCE!:T

1. NOSTLY 2. HOSTLY OR AL; INTEREST MING OR AIL
STOCK

13. SPLIT

7. OTHER:

8. DON'T KNOL'

1. ONLY 2 PUNS->NEXT PACE. R&O 0 2. ALL OTHERS-X0 MCK TO P. 83, Rl9. PUN 3

7

1. ONLY 3 PUNS->NEXT PACE. R&O 2. AU OTiERS

R39.

(IF (rOR HORE) Altogather
ocher s pension xw% plats or

hov savings

much do yo; have plan(s) from this

in your job?

account

balance(s)

for

any

NEXT

PACF..

RLO

R39a

Altogether, what ocher other pension plan(r)

benefit
from

this

p.ymcnts job?

do you

exp.ec

to

receive

from (chls/tbese)

Are

you doing res.nws,

or

any nsbrr (another)

work for business

pay now. such as of your own?

a second

job.

chc

military

RhOa.

Is

this

.

sacond

job,

RlrOb.

IUER:

IF BUSINESS IS ONE OF THE IN SECTION H. HM.K BOX.

BUSINESSES REPORTED

I

R&2.

CountinB paid other jobs in

vacationr
a normal WEEKS

.L

vacks

of
.-

work.

how may

ueaks

do

you

work

on

these

year?

F&3.

About hour,

how much do week. month,

you ..m before yur, or vhat?) YY5lO

t.xes

from

these

other

jobs?

(Is

that

per

sxclsoq
RLlr

PER

IbinkinB about all your current work (IF working full-tima ot part-tine? ABOUT “JOBS WHEN R IS WORKING”. ) -1 NEXT PACE, R&S IZ.1 ,;,,;' -->

do you consider yourself to be for pay, R IS UID OFF OR A SUSONAL WORKER. ASK

IUW

IO

P.

93.

R&6

I

91
YOPX HISTORY POP. R’ S
Lj.

CURXNTLY VORXINC FULL-TIE

Including (RUD SLOWLY:) Now I have a few questions about your past jobs. any periods of self-employment. the military. d vour currenr i&. since you vcrc lg. how many years have you worked full-time for all or most of tha (Roughly how many years?) year? r‘ ,z;ll _ yEARs [96.-b> NEXT PAGE. RlrSj

L5a.

Including employers x

any self-employment have you worked

in

and your full-time EHPLOYEFS

current job, jobs lasting

for how many

pnc

ve+~.

or

different more?

Y513
your
v-

-

-5b.

!Gov. mt counting lasted for firec

current
or more?

job.

haw

you ever

had a full-time

job

char

---Z-NEXT

PAGE, RlrSj

&SC. I v.nt to know about the m such roneon~ else. were you self-employed.

job you had. or what?

Did you work for

i5d.

Ghan (Tell

sort of vork me a little

ware more

you doing about vhrr

when you

you left did.)

that

job?

xrstb
&SC. Vhrt they kind make of business or industry did you work or do at the place where you worked? in .that is. what did

NS
,LSf. Yhen

1-I
you start working OR you stop working at that job?
YEARS

did

at

that

job? YEARS AGO

19 )(qTtt .&3g. Vhcn did

l#isll) OR .___________________~~~~~~-~~~~~~~~~~----

AGO

92.

UORX HISTORY POR 1’ S CLWtENTLY WORKING PULL-TIIO ,~--_~~--~----~~~~~~-------------------~About how much “CT. you earning before per hour. week, month. year. or vhat?)

(CONT.) whan you stopped? (Is chat

tax.‘

Do you

apeer

to

work

par-rime

afrcr

chat?

When do you

.xpcet

fo

stop

working

alrogechcr?

TmN

TO P.

97.

R&9

YOM .&6.

HISTORY FOR R’ S Now I

VORXING

PART-TIHE NOW

have . few questions aboa your part jobs. Including any self-• mploym~nr R~Q your currant job. since y6u were 18. about how many years in total have you vorked pan-rime for all or aost of chc year? (Roughly how m.ny years?)

yq5n7 *YEas
.J.ba. Since you w.r. self-employmanc
I ,
18. have

OR
you cwr

96. LESS THAN 1 YEAR
worked

full-tin:for

pay--including

any

and the

military?
-

(5. NOt_>NE.XT PACE. RGp

(Roughly

how many y&s?)

xusaq 8yuRs
DK
rime

RL6c.

INIERVINER
1.

CHECKPOINT -- SEE R66b

R HAS WORKED AT LUST 5 YLAU FULL-T1H.E OR

Rb6d.

Uhen did

you last OR _*

work full

for

pay?

19)&53)
R&b*.

YRAPS AC0

About how much did you cam before taxes chat yur? (Is char per hour. week. month. year. or what?) $x%3’ _1

PER

%%a

NEXT PACE. Ro6p
lir ,g my

employers

have

self-employment and your you worked in full-time
l

current job. jobs lasting

for m

how m.ny different or more?

MPWYERS full-time
or

.L6g.

I v.nt
som.on.

to know about

l lsa,

the
you

Ipnrrrs.

job
vhat?

you had.
2. CnnER:

Did

you

work

for

“.r.

self-employed.

:Irbh. What sort
lictla

of work w.r.
about what

DQ~.

you doinS you did.)

vhcn you left

that

job?

(Tell

me .

m________________________________________

94 VORI( HISTORY FOR R’ S
iW6i.
VOUINC

PART-TIE

NOV

(CONT.)

______________________~______~~~~~_~~~~~~

What kind of business br industry did you vork they make or do at cha place where yau worked?

in

--

char

is.

what

did

RL6j.

ilhcn did 19 )clS38

you start

working OR

.t

:har

job? YEARS AGO

RL6k. When did
19

you

stop

workinS

.t

char

job?

w3q

OR

YURS AGO when you stopped?

before RL6m. About how much wera you earning per hour. uaak. month. year. or what?)

taxes

(Is that

W6n.

Uhen did 19 xqrqa

you last

vork OR

full-time

for

pay? = YEARS AGO

R46p. Thinking

now of

the

future.

do you wcpacc

tc~ do any full-time

work for

pay

R46q. When do you capect IN)(YTq+%RS

CO start OR
AI

working
AGE

full-time?
98. DON’ T

WOW/DEPENDS

Rk6r. And when do you l xpecr
IN)(C)SL(&ARS OR

to

stop

working

full-tin*?
98.

AT ACE

DON'T KNOV/ DEPENDS
I/

96.

NEVER

STOP TDRN TO
P. 97. R1.9

I 4
W6s. When do you wpaet CO stop working for pay altogether?

ITOW P. 97. R&9) TO

WORK HISTORY FOR R’ S
Since you were

CURRLNTLY RETIRED/DISABLED.
18 have

HOKWAKER. full-cimc for

STUDENT. pay?

OR OTHER

you

war

worked

1. 9

YES I

5.

NO

a NEXT PAGE,

RhJm
of the

How many yaars
Include any
many years?)

have periods

you worked full-time of self-•nplo~ent.

for all or most and the milifary.

year?
how

(Roughly

R&Jb. INTEkVIEUER
1.

CHECKPOINT

--

SEE R&Ja

R HAS UORKED AT LEAST

5 YURS

FULL-THE

OR DK

Uhen

did

you

last OR

work

full-rime

for

pay? YEARS AGO

&j.bO’ j
R47d.

About how much did (Is chat per hour. s XWS NEXT PACE,

tax., you c.rn before week. month. year, or

that year? what?)

PER R67s

x'ibob
currenf
jobs job. lasclng for m how many differen! or more?

V

.bla.

I"ClUS ding cmployarr

any self-employment have you worked

in
l

and your full-time EHPLOYERS

XclbO7
:&Jf. want someone

to know about the longest full-time else. were you self-employed. or

job what?

you

had.

Did

you

work

for

XqbOd
.47g. Uhat (Tell sort me of work l little were q ora you doing when about what you you left did.)

i;““;
that

job7

WbOq
G7h. What they kind make

of business
or do at the

or industry
place where

did you work you worked?

in

--

that

is.

what

did

1&7i.

When

did

you

start

workin

at

chat

job? YUP.S AGO

Rlrlj.

Uhen

did

you

stop

working

at

char

job?
YEARS AGO

OR --em__________________________________.__

xx!uda

I
96
;‘ oRK HISTORY FOR R’ S CURRENTLY RETIRED/DISABL:D. _________________-__~_~~~~~~~--~~~---~~ L7k. About hov p.r hour. much vuk. were you wming month. y..r. or before vhat?) HO%!!R. taxes vhrn you STUDENT. OR OTHER (COST) stopped? (Is that

s%‘ 3 PER ib1’
147m. since
for all l;“I,,,p
YOU

X‘ j ibl‘
were there the yaw? any y..rs when you (only) worked

wet.
mo‘ t

18.
of

part-time

or

GO TO Rlr7p

RL7n.

For about hov of tha yaar)?

many

years

did

you

work

part-time

(for

a11

or

most

k7p.

Do you expect vxqb,E$

to work

for

pay

in

the

future?

NUCT PACE. R&9

i7q.

When do you 1#+&4RS

axpet OR

to

start

working? 98. DON’ l3OU/DEPENDS T

A+ AGE

i7r.

Will

any

of

that be

full-tine

work?

8. DON’T
I CO TO RL7u ;7s. Uhcn do you expect to

IMOU/DEPENDS

start OR

working

full-time?

IN)&b>b
i7t. And when do

YEARS

AT ACE

you

w.pact 7

to

stop

vorking

full-time?

IN)(?s\

YEARS

AT ACE

,

cl

b7u.

When do you expect
IN01

to

stop

working

for

pay

l lcogathar?

R&B.

NO QUESTION

R49.

IXTER'.'iEXR CHECKPOINi:

SEE HOUSEHOLD LISTING, P. 1 I7 1. R IS MP.RIED/LIVINC UITH PARTNER-----X0 TO SL'PPLUESTAL BOOKLET.
P. 1, SECTION 5 2. ALL
OIl+UlS J

IF SPOUSE/PARTNER IS PRESENT TRY TO OBTAIN SECTION S INFORMATION FROM (HIM/HER) DIRECTLY.

RSO. Are you (or your [husbmd/vifa]) mv p.ymcnrr. or my orner type Of pension.

rcceiv&

r.tircmcnc.

or

Social Security benefit _ p+-mer.:' . oiraaLLrcy DenCLlt

)i530I

"1

(,.>

TURN TO P. 100. RS2

RSOa.

(Do thesa include Social Securicy benefit pqmcncs?)

RSOb. (Arc you both receiving Social Searicy [ilhich one?]) (REP. XUFX: CHECK PERSON(S) R50d-R50f FOR EACH.

payments or is only one of

you?

SPOUSE) IN RSOc.

THEN ASK FOLLDUUP QL'ESTIO?rS

R50c. RECIPIENT

.-..-._______.___>

R50d.

Are

cha pqmcnct for retiremcnt or are they disability benefits?

R50e. How long (have you/has he/ has the) received these benefits? R5Of

R51.

Are you (or your (husband/ulfa]) currcncly receiving any a or disability benefit pq’ mcn~r?

rcciremcnr. pension.

1,.;,,i
REda.

(5.a NRII P. 100. R52 TO

Not counting Social Security. how many retirement. pension or disability benefit p.ymencs .re you (and your [husband/wife]) currently receiving?

I

PENSION/DISABILITI PAYHENTS

98
R51b. (RB. P.
13) uho is receiving

these

benefit

paymcncs

and

what

kind

are

they?

IVER: HARK ONE RECIPIENTAND NPE OF BENEFIT FOR U BENEFITS REPORTED THEN ASK FO~~W+ESTIONS “5l$RX&jR EACH BENEF$~33, FIR 1 BENEFIT
RiCIpIEv _.._____._._..

SE OND B NEFIT

THIRD BENEFIT

> 1. RESP 2. SPOUSE 1. RESP 2. SPOUSE 1. RESP 12. SPOUSE 01. CURR JOB
PENS

01. CURR JOB PENS 01. CLaR JOB PENS
PAST

Rjlc. TYPE OF BENEFIT .-> 02.
PAST

JOB PENS 02.

JOB

PENS

02. PAST JOB PENS 03. DISABILITY O&. MILITARY
05.
SPOUSE

03. DISABILITY Ob. MILITARY 05. SPOUSE PENS. (Sot using
the

03. DISABILITY O&. XILITARY
05. SPOUSE

PENS.

PENS.

booklet.)

R51d. How long hava ~o'ou/ he/she) received
this benefit?

SINCE:

SINCE:

SINCE:

R5le. Hov much

is rcccfvad each q oneh or year?

R51f. Has this
has

benafit been increased when :he cyst of living
increased?

RSlg. INTERVIEWER CHECKPOINT

R51h.

RSlj
.

GO
FOR

BACK TO R5ld NEKT BENEFIT OR TURN TO
100. x52

CO BACK TO R51d FOR NEXT BENEFIT
OR NRN

CO MCK TO RSld FOR NEKT BENEFIT P. OR l-URN TO 100. R52

TO

P.

P.

100.

R52

IUER: BE SURE THAT NUHBER OF BENEFITS RECORDED IN RSla ARE ALL

ACCOUNTU)

FOR IN R5lb.c

99

ml

FOURTH BENEFIT

rc

Y5423
FIFTH BENEFIT

x5431
SIXTH BENEFIT
CURR

RESP 12. SPOUSEIl.RESP (2. SPOUSE 1. RESP 12. SPOUSE 31. CURR JOB PENS1 01. CUM JOB PENS 01. JOB PENS

12. PAST JOB PENS1 02. PAST JO6 PENS 02. PAST JOB PENS 33. DISAE.ILIN x. MILITARY 03. DISABILITY Ok. MILITARY 03. DISABILIN Oh. tlILITARY 05. SPOUSE PENS. 97. OTHER:_

15. SPOUSE PENS. 1 05.~ SPOUSE PENS.

>(!?43a wq yl

SINCE: I

SINCE:

SINCE:

1.X HARRIED

l.R I(ARRIED

l.R KkRRIED

bu2 PERCENT
197. OTHER:_

&~PERCENT

11

CO BACK TO R5ld FOR NEXT BENEFIT

GO BACK TO R51d FOR NE7.T BENEFIT OR NEXT PACE. R5:

NEKT PACE, R52

100
R52. Have you retirement 1. YES 0 Ls R528.Hov many received? (or your [husband/wife]) plan of a previous 5. ever job? NO -->COTORS3 received a cash sccrlcmcnr from a pezsia: j:

yssol

different

cash

seeelements

have

you

(or

your

[husband/vifc])

* CASH SrnLEnENTS

RS2b.

FOR EACH SETTLEHENT was ic received?

Vho received

it.

about

how much

was

received.

and

when

R52b a!J

R52c

R52d

Cash

setclement

81

YS503
Cash s. rl*menc -2

Cash

sectlcm~nr

ti

Cash

sacrlemenc

r5

R53.

Now I vant Co ask about future pension benefits earned rights co. Aside from Social Sccuricy told DC about. do you (and your [husband/wife]) benefits in the future from any past jobs? 1. 7
FJRN TO P. 101a. R53a

that you (and your[husband/wifc]) have and any pension benefits you have already to raeaive any (other) pansion

YES

xSbC,,

~4JR.N

TO P.

102.

SECTION

T

101

THIS

IS

A BLANK

PACE

101a
R!i%.How many fwure? such benefits do you (and your [husband/wife]) expect to receive in -.nl

= n’ TURE

BENEFITS COLLW A COLWN B

R53b.

About (this/the largest/the from nax:) benefit. is this a pension plan where a ccrcain amount of non.y is l ccuaulatcd in ‘ n .ccount for you. a formula plan char vi11 give you a sp*cific amount of income each month or year when you retire. or what? How much nCW? Is this Kcogh. earlier? is in rha account

X5b\\

GO TO R:3d

CO TO R53d

R53c.

R53d.

part of .n IIU. or pension I racorded (L’ hich?)

YES.
!. i. YES. NO PENSION 2. YES. NO PENSION !. YES. NO

IIWKEO
PENSION I

I.

i.

I

R53c.

Is this benefit YpyT. earnings [husband’ s/vifs’ s]

based on (or your camfngs)l ‘ . OTHER:

b6b
7. OTHER: ‘ . OTHER:

R53f.

Xhen do benefits

you to

expect start?

these

AT ACEOR IN YRS

,AtEXSb)
OR IN
Yes

AT ACE

w

RS3g.

About how you expect

much p.r then to

month be?

do

WPERW
1. HORE THAN 1 BENEFIT GO BACK T’ R53b. C0L.B 2. AU OTHER TUTU4 TO P. 102 SECTION T

R53h.

INTERVIEWER CHECKPOINT

(SEE R53a)

cl

1.

NORE THAN

l.tlORE

THAN

2 BENEFITS GO BACK Tl R53b. C0L.C Au OTHER Tuu TO P. 102 SECTION T 2.

3 BENEFITS CO BACK TO R53b. C0L.D ALL OTHERS NRN TO P. 102 SECTION T

Cl

2.

101b

I

COLUXN D

I

COLWN E

COLUHN

F

GO TO R53d

GO TO R53d

CO TO R53d

12. YES. PENSION 12. YES. PENSION

I. YES. PENSION

15.NO

IS. NO

. -4
i.
NO R ‘ .

w

!. SPOUSE
OTHER:

OR

IN

YRS

I

OR

OR

IN

YRS

IN

YRS

RS3b. C0L.E cl 2. ALLOTHERS NEXT PAGE. SECTION T

R53b..COL. 2. ALLonER NEXT PACE SECTION T

NEXT

PACE,

SECTION T

102
SECTI‘!i 1:
INCOME

Tl :

(,,,:t

Now WC would like ro get the of income. talked about various sources picture of all the differant sources of income rhar you (and members of your living here) had In 1988. Did (you/anyone) have income from x&&~&D4 (RECORD IN COLWN 11 Ah'DASK w including bonusas. overtime and commissions? TZ FOR &CH SOURCE OF INCOME AS IT IS MENTIONED.1 T2. In coral. hov much : .:omc from (SOURCE) did you (and your yDLoLo~oN ( ); NO YES family) raceiva in 1988. before deductions for taxas and l nythir.3 else? [VRITE LOSSES ( 1.1 (5) (1)

UC hwa
overall family

1

r:r

WAGES

MD

SAlARIES?

ml I
or loss business -I-t such as

__ >

.$

)t57oa

Tlb

Did (you/anyone) have income
from a professional practice. or farm? (Other chan v.ges or

_. >

s

xs’ lo~

Tic

non-taxable invcsrments municipal bonds?

_. ‘ >

s

)rs70b

Tld

ocher inreresc income?
_.
dividends? xs7oq

.> ,>

S~Jm!!&_ $

Tic

--

t-t

_. I

Tlf

??g

.ncr grins or losses from the sale sroci;s. bonds, or real lstar ? rS7u trust income, or- ray-alnet rcnc. tics from my other inwscmenr or business? of . ..uncmploymcnr
SSCiO”?

I u-

..

.

Tlh

or worker’ s

compcnx9

X5713 LL
15

.>(
LL

$ XS7lL
$ s7oi

Tlj

child

support

or

alimony?

XS-ll7 LL xn19 L-L
1 1

.>/

Tlk

Did (you/u~yona) have income from ADC AFDC. food stamps. or other forms of welfare or l rsiscancc. such .I SSI?
income from Social Smeuriw or other pensions, l nnulrles. or-ocher disrblliry or rcrir~m~nc pro

Tlm

Tln.

Did you (or anyone in your family living here) have income from m
other sourcas? (Vhat ocher sources?)

103
How much was the from all sources. toCal income you (and your family before taxes and other deduecions living here) ware made? received in 1988

Did you (and your family living

here)

receive

mar.

than

$30.000

in 1988?

I&d. War ic $5.000 or more?

e!F co TO 15 $10,000 or nor.?

ei!z9 CO TO T5 r&f. Was it $20.000 or more?

During

19gE.

did

you

(or

anyone

in your

family

living

here)

pry

any alimony

or child

T5a. Altogerhar,
p*y in 19881

how much alimony

and/or

child

support

did you

(and

your

family)

$

rs133

76.

x5733

16a.

HOW much

support

did

you

(and

your

family)

pay?

T6b.

To whom was

this
B.

support

given?

(Anyone

else?)

(CRECK ALL TRAT APPLY.)

CHILDREN

17.

Did UX

you (or r~curn?

your

[husband/wife])

file

or

do

you

axpecr

fo

file

.

1988

Federal

Income

P
1. 17a. 1. 4 17b. Did you and scparauly. ’

YES

5.

NO I

7.

RENSED I

B.

DON’ T I

KNOW

NEXT PAGE. SECTION X ML. P. 1

INTERVIEWER CHECKPOINT--SEE R HARMED n 2. AU

OTHERS---X20

TO T7c

your (husband/vifa) or did only one

of

file a joint you file?

rerun.

did

you

file

I7c.

file . Schedul. Did you (or your [husband/wife]) return? (CHECK ALL THAT APPLY.) (IF R ASKS: SCHEDULE “C” IS FOR BUSINESS INCOHE. PARTNERSHIP INCOHE. AND “F” IS FOR FAPJI INCOf4E.)

C, “E”

E of
IS

F with

y0”r

FOR TRUST AND

176.

Approximately gross Incoma

what

Y.‘

your

(and

your

(ACI)

on your

1988

return?

[husband’ r/vlfa’ s]) (Vhat do you

chink

rota1 adjusted it vi11 be?)

105
SECTION I:

CWITY

AND

INTER-FAMILY TRANSFERS

Xl. )(5801

Have you (or your [husband/wife]) ever receivedan inheritance. been given or substantial.ssets in a trust or in some other form? -->NEXTPACE, X9

x2

How many of these have you (or your (husband/wife]) aver received? * OF INHERITANCES, TRUSTS. OTHER TRANSFERS INHERITANCE.1 INHERITANCE 2 1 INHERITANCE 3 l 1. INHERITANCE 1 2. TP.P.S_ a a 7. o&u 1. INHERITANCE

X3.

(Thinkingabout the [larBest/naxt largest]of these) Y.‘ that an inheritax*. a trust. or what? (CXECX ALL THAT
APPLY.)

XL.

X5.

X6.

From

whom was it received?

01. GRNDPRNT 02. PARENT

01. GRNDPRKt

1 01. CP.mPRm

1 05. SIBLING

05. SIBLING

1 OS. SIBLING

x7. INTERVINEn
CHECXPOIKZ

(SEE X2) cl

1. ONLY1 INHEI NEXT P.. X9 2. ALL OTHERS CO BACK TO X3. COL 82 0.

1. ONLY 2 INHa 01. NEXT P., X9 2. ALLOTHERS GO MCX TO x3, COL l3

GNLY 3 INHES NEXT P.. X9 2. ALL OMERS NEXT PAGE.
X8

X8.

How

much altogether 'acreany others you have received?

x9.

Do you (or your [husband/wife]) axpscr co receive transfer of .ssecs in rhc fucurr?

a substantial inheritance or

xsrq

1. YES P
X9a.

5. NO --x0 TO x10

I
Is that likely co involve a large amount of money. a modarace amount. or what?

%s0.0

X9b.

IVER:

REC0P.DAHOUNT IF R VOLuNTEW

If:

$

x031

X10.

During 1980. did you (or .nyone In your family living here) eontriburions of non.y or property totaling $500 or more?
--x0 TO x11

make

charitable

X101.

Roughly.

how much

did

(you/your

family)

contribute?

x11. %5FW

Some people think it is imporrant co surviving heirs, while others don’ t. Would [husband’ s/wife’ s]) faelfngr? soacvhar lmporcanr. or nor imporcanr?

leave an lscatc or i:..+ritmcc Which is cioser co your (and you say ic is vary lmporranr.

to their your lmporcanc.

I
x12.
%5WS

5. NOT. IWORTANT

Do you (and your [husband/vifc]) cxpacc co leave . slr&bl.

estate

to

others?

107
SECTION I: RLSPONDENT DR(OCRAPNICS

Yl. XSQU

I’ d

now

of school

like or

‘ ask you tome ~0 year of college

questions about you complecad?

your

background.

Vhrt

is

the

hiShcsr

Sr.dc

COLLECE 13 l& 15 16 17+

06

07

OS

09

10

11

12

Yla.

Did you or pus test?

Sac a hi&h school diploma . hiSh school equivalency

Ilb.

Since compl.tinS your formal education. have you had on-thcor ocher voc~cional job trainin& training 1arrinS 100 hours or

mar*?

7.

OTHER:

Y3.

Uhat

in

rho month and year

of your birth?

.

I

108
YS.
Alrogcchcr. Now I’ d lika to ark ‘ oma questions about your family living elsewhere. includinl children from previous marriages and rdopced children. how many sons and drughcerr do you (or your [husband/wife]) have who do m live with you? ---X0 TO Y6

YSb.

And how many of x

them

are

less

than

18 years

old?

Y6.

How many living

brothers

and sisters

do ypy have?

* BROl?LZRS/SISTERS

1 96.

NONE

b>

NEXT P&Z&. Y7

Y6a.

How many .re

older
l

than

you?
r
I

)mry

OLDER

195.

I

ALLI
I

196.
I

NONE1 I

I

EXCEPT POR YSb-We, ALL INIORMATION IN Y7-Y13e, AND Y21-Y22 IS RECODED INTO THE IOLIOUINC VARIABLES: XWTAL HISTORY RECODES

HSAD Oy IiOUSEHOLD Ul)
xeoo1

XSOOZ X8003 X8004 xeoo5 X8006 X8007 X8008 XSOO9 XBOlO XSOll X8012

tote1 number of marriqmm (imal. current (ell ce*ee) tote1 number of the8 divorced, II (e11 oewe) tote1 number of timea widowed, H
Ml cee0a)

pertner1, H

month current merriags (partnership) begen, Ii (only marrtpwt) year current merriege (pertnership) begen, H (only merrtpert) month moat recently sepereted/divorced/ridored, R (only l eptdiv'twid) yea moat recently nepereted/divorced/widorcd, Ii Wl ce*ee -- except mar/pert merried more then 2/l) yeer this past marriage began, Ii (ell o.aea -- except merrt2 merried mire then 2/l) yea next most recently divorced/widowed, H (cum sep+d.iv+wid) yeer this peat merriege begen (curr aeptdivtwid), W (con sep+div+rid) .ge et firat.merriege, N (ell caaen) tote1 member of years married, H
tell Ceeee)

SPOWSE (Sp) X8013 x0014 X8015 X8016 X8017 X8018 X8019 Sp tote1 number of marrhges, (ell &sea) tote1 number of times divorced, Sp (all ceres1 tote1 nombee of times widowed, Sp fell cesee) y..r most recently eepereted/divorced/widouad, Sp (ell c.ae* -- except merrt2 merried more then 2/l) yeer thin pert marriage begen, Sp tell ceses -- except merrt2 married more than_ 2/l) rge .t first marriage, sp (ell oemer) tote1 number of ye.rs merried, Sp
(a11 Cues)

. 109

I

CHECKPOINT: SEE HOUSEHOLDLISTING. ?. 1 1.
!URRIED:

2. PAKl?JER 3. SEPARATED L. DIVORCED 5. VIDOVED 6. NEVER
u,u-“I TLWJ TO P. 112. Yll HARRIEiij NEXT PACE TURNTC

INCLUDING
SPOLSE AUAY IN SERVICE

YS

P. 111. YlO

nm TO P. 113. Ylr.

CL!ENTLY

-4

-IED

NONTH /

YEAR

17b.

Is

this your

first

marriage

or

have you been married before?

piizizq Tulu4 P. 113, Ylk TO
!7c.

""'i""""

Altogether.how
marriage? _~!,,,,

m.ny

timas

have

you bwn

married,

including

your

current

y~2

I,;,;

I,]

17d.

Did

any

of these marriages

end

by your

being

widowed?

1. YES
!7c.

5. NO I

--->TuRNTO P. 112. Y13

cfl How many? *TIMES VIDOVED TURN TO P.112. Y13

I
110 CURRENTLY __...._._._. SEPARATED-_-. . ..

‘ 8.

In wh.c

month .nd

y..r

were

you ..p.r.t.d?

ga.

In what y..r 19

did

thi.

q .rri.g.

begin? YURS AC0

OR

gb.

Do you receive ‘ upport or is there no .upport -1 YBc. How ouch sJ(s’ lk

from your involved?

(hu.b.nd/vif.).

do you p.y

‘ “pporr.

2. NO SUPPORT INVOLVED

do you receive? PER &a>7 .nd .I. -1

F Ygd. How much do you p.y? s Ysss PER

xii-929

8.. AT.the
m.inly ,“=I

. . ..t. by you.

T debt. that ,‘ OU’ W cold . . .bout in chi. interview owned they owned jointly with your (hwb.nd/vffe). or vh.t? r_u

Bf.

Is

chir

your

fir.c

m.rri.ge

or h.ve ““‘ 1”““’

you been

married

before?

[FlRII\ TURN TO P. 113. Bg, Alcogerher. o.rrl.g.? E. Ylk time.

how m.ny

h.ve

you been

o.rried.

including

your

current

112,

Y12

i’ p”i+

/*oa]noaEi

8h.

Did .ny 1. Y-g.5

of the..

m.rr1.g..

end by your El 5. NO

being --->luw

widowed? TO P. il2. Y13

gj.

P HOWmany7 ” IIHS UIDOaD Tu%N TO P.112. Y13

I

111
CURRENTLY DIVORCED
Y9. In

what month and y..r

were you

divorced?

Y9a. In what year

did

chat marriage

begin?

19

OR

YEARS AGO

Y9b. Was chat your first marriage 1. FIRST HARXIACE
TLXB TO P. 113. Ylk

or had you

been married before? BETORE

5. MRRIED

i9c. Altogether. LZiqy12

how many rimes

have you b-en married? I;;," yj

19d. Did any of thasa marriages and by your bming widowed? 1. YES 0 cf7 f9e. How many?
l

5. NO

--->NEFx PAGE, Yl3

TMES

YIDOVED

NEXT PACE. Yl3

CURRENTLY WIDOWED

,-

NONni

/ YUR

1101. In what year did that marriage begin?

19

YEARS AGO

[lob. Was that your first marriage or had you baen married befor*?

TURN TO P.

111. YlL

IlOc. Altogether, how many timer have you been married?

NEXT PACE, Y12 YlOd. Did any of these mariagas end in divorce? --->NEXT PACE, Yl3

YlOc.

HOW many?

. TIMES DIVORCED \ NU[T PACE, Yl3
]

112
PARTNER

IYll.

In what

month

and year

did

you

start

living

with

your

partner?

I

NONTH/YEAR

Yllb. Alcogathar.how many tiocr hw. you been married? (LEGAL MRXlIACES)

YllC. Did any of thase marrirgar l in divorce? nd 1. YE.9 P Ylld. How many?
l

---x0 TO Yl3 TINES DIVORCED

1
TWO MARRIAGES Yli.
When did your (first) marriage

co

TO Yl3

]

begin? YURS AGO

19 Y12a. And when did 19 Y12b. Did that
marriqa

OR that marriage end? OR

YUllS AGO end in divorce or var. you widowad?

NEiT PACE. Yllr

Y13.At

what AT

age

ware

you

first

married? OR 19 In total l havn you bean urriad

YURS for about

OLD hov

Y13a.

Finally,

many years

(including

your curr*nt marriage)? (ACCEPTRANGE.)

YWS

NEXT PACE. Yl4

s
113

I

Yl&b. IS your father still living?

Yl5. Nov I'd like to ask you about your health; would you s.y your health fr axccllcn~.good.

Y16. INTERVINER CHECKPOIrn SEE HOUSEHOLD LISTING, P. 1 1. R IS HARRIED OR LIVING WITH PARTNER--->NU(T PACE. Y17 cl >nm 2. R LIVES AKINE---Cl 3. ALL Ol?iERs---->lURN P. 116. YZS TO cl TO P. 117. Y26

114
Yll. I’ d now like background. to ask you some questions What is the highest grade about your (husb~nd’ s/vifc’ s/p~rtncr’ r) of school of y..r of collage (he/she) COUECE 05 06

Coqleted?

%bb\

GRADES OF SCHOOL 00 01 02 03 06

07

08

09 d

10

11

12

Y17a.

Did (he/sha) diploma ot cquival*ney

g.t . high school pass a high school test?

r17.z.

Did (ha/she) degree? 1. YES

&et

.

collrge

I

5.

NO

*b’ oTx]

m

WI04

GO TO Y18 P What is tha highest degree (he/she) earned?

Y17d. 117b. Sine. completing education. has the-job training tional training Of more? (his/her) formal (h./rha) had onor other voe.lasting 100 hours

-/[2.MQ1ELORSl

YlB.

Has I

(he/she) I

.v.r

been

in

the

military

service?

)fb\Ota

11. YES]

Y19.

What

Is

the

month

and

y..r

of

(his/her)

birth?

JW7

)IblO& KOhm / YEAR

115
Y20. How n.ny
living

I

brochcrr

and sisters

does

(he/she)

have? co TO YZl

lfb10
?e ~20‘ .


How many

BROTHERS/SISTERS

[NONE/->

l r.

older

than

(ha/she)

is?

Y21

Has your

(hurb~nd/vif~/p~rcncr)

been
-->

married
co TO Y23

before?

Y22

Altogether.

how many tfmer

was

your

(hurb~nd/uife/pArtner)

married

before?

Y22a.

When did begin? YENi

(his/her)

first

marriage

Y22d.

Did any of take urriages your (husb~nd/vifa/p~rtncr)
vidovmd? 1. YES P 5. NO

end by being

Y22b.

And when did -m

that

marriage

and?

0

co TO - ->Y22f

Y22a.

How many?

l

TIHES

VIDOVCD

Y22c.

Did chat marriage end in divorce. or w.s (he/she) widowed?

Y22f. At vhat
/partn.r) AT _
Y22g. Finally.

.g.

v..
first

your
urrlod?

(husband/wife

YURS OLD OR
for about

19_

how many years

in total

partner) (ACCEPT RANGE)

has your (husband/vlfe/ been urrimd? YURS

I
Y23. Is your (husb~nd’ r/vife’ r/p~rmer’ r) mother
still living?

Y23a.

Vhac ia ha ~~,\7!

agel ACE

CO TO Y23b

Y23b.

Is your

(hurb~nd’ a/vifr’ a/p~rtner’ s)

father

still

living?

Y23c.

Vhat

is

his

age?

NFXT

PAGE, Y2r,

Now I’ d like to ask you some questlo& about your (husb&nd’ s/vife’ s/p~rtnet~s) health In general is

family’ s axccllcot.

health; good.

would you say your fair. or poor?

INTERVINER CHECKPOINT SEE HOUSEHOLD LISTING, P. 1 1. 1 OR MORE ADULTS UIlH INDEPENDENI FINANCES (COL. F HARKED ‘ INDEP.)
2. ------x0 ALL OTHERS To YZSa

P
RUD :

J

For the rest of the questions your family vho have indapendmt

in

the

intarviw.

please

indvpr

the

adults

in

ffrunc.s.
independent

T25a. Do you of myon. in your family living hors (includingthorc with
have lily paristent ot chronic haalth conditions or problms?

financar)

Y25b i

(Any

Uhleh family members have these haalth conditionset problms l d others?) (LIST FAMILY HEHBERS BY RELATION TO it)

what

a.

they?

TURN TO P. 119, Y29

I
117
Y26.

Do you have 11lypersistent or chronic haalrh conditions or problems? --> GO TO Y27 (Any others?)

Y26a. L'haclr. these health conditiona or problems?

Y27.

Are you currently eligible to receive bencficr from any govemat health insurance programs, such as Medicare. Medicaid. or CHAMPUS, VA, or other military pro&rams?

Uhich program is that? (Anything else?) (CHECK AU THAT APPLY.) (IVEX: ~ONLYPERSONS 65 OR OLDER SHOULD BE ELIGIBLE FOR MEDICARE. ONLY PO09 PERSONS SliOUlDBE ELIGIBLE FOR MEDICAID. CHAMPUS IS FOR ACTIVE NILITARY.) (*.=I m jc.l ID.OTHER

Y27b. Do you have any other type of health covaraga such as l ployar plans. or Blua Cross-Blue Shield, or a Health Uintaunca Organization? 1. YES ?zl GO TO Y2B.a 5. NO I TLJRNTO P. 12&. Y41

61~; Shield. 0; a-health Haintanance kganization?' 1. YES
7

_

_

5. NO --> TURH TO P. 119, Y32 0 Is this coverag. obtained through your employer or fotmr l wloycr. a union. through diraet payments to an insuranea company. or what? (CHECK AU THAT APPLY.)

Y28&

E. OTHER: Y2Bb. How is this cowrag. and an l ployar. by
T;r;;l[I.\(c.aeurlvr((o. paid
l

I

for -- by you. by an employer. by you ralat,iv*.or what? CHECK ALL TUT APPLY.

E.

OTHER:

1

TIJPATO P. 126. Ybl

‘ 29a.

Which program Is that? (Anything else?) ~(CHECK ALL THAT APPLY.) (IUER: ONLY PERSONS 65 OR OLDER SHOUID BE ELIGIBLE POR NEDICAIE. ONLY POOR PERSONS SHOULD BE ELIGIBLE FOR MEDICAID. ClunpUS IS POR ACTIVE tlILITARY.)

29b.

%b30>

Is tvcryone living

XC363
here

covered (,.,,a

by

(this/one

XbWj

of

than*)

x b30S

program(s)?

CO TO Y29d

NEXT PAGE Y31

TURN TO P.

120.

Y33

296.

Who is

u

covered?

(Anyon*

*Isa?)

(CHECK ALL 0.

THAT APPLY.)
CHIID(REN 11) AND OVER

Y30.

Do you plans.

or or

anyon. Blw

living

Crow-Blua

hera have Shield.

any (ocher) or a Health

of health coverage such type Maintenance Or&miration?

as

employer

&+36

1x1 NEXT
PACE. Y31

5. NO El
NEXT PAGE, Y32

\iuinr

HIOne

I
nploycr. former employer, or '31. Is this coverage obtained through your l union, (your [husb~nd'r/vif~'s/p~rtner's]employer. former employer. or union,) throu&b direct payments to an insurance company. or what? (CHECK ALL THAT APPLY.)

E. S'S F0R.Y

F. S'S UNION

'31a.How is this co".r.Sa paid for -- by you or lomaxw in your family livin& here. by an employer. by you and an smployer. by a relative not living here. ot what? (CHECK ALL THAI APPLY.)

'31b.

xc

39

NEXT PACE. Y33 '316.Who is m (CHECK AU 4 covered (ineluciing chose with independanc financaa)? THAT APPLY.) (Anyone else?)

Y32.

xb337

(KS, P. l&) This is l list of reasons why some people don't have health insurance. Vhich number pUr describea why (you/some ncmbars of your family livln& here) are not covered7 TOO EKPMSIVE.
CAN’ T GET

CAN'T AFFORD HEALTH INSUTWNCE BECAUSE OF POOR HEALTH, ACE. OR ILWESS

INSUUNCE

DON'T BELIEVE IN HEALTH INSURANCE NOT MUCH SICKNESS IN THE FAMILY: WE HAVEN'T NEKDED INSURANCE DISSATISFIED VITH PREVIOUS INSURANCE JOB IAYOFF OR JOB LOSS OTHER:

120
Y33. WIERVIEUER SE; CHECKPOINT P. 1 FINANCES (COL. F MARKED ‘ INDEP’ )

I
HOUSEHOLD LISTING. 1.

w@\I_
Y3&.

1 OR MORE ADULTS WITH -’

q
-4

2.

ALL OTHERS-----

>nJRN TO P.

124,

YLl

I’ d like to ask ‘ ome questions just about the other adults 22 and over (and your family) but ham independent f1nanc.s. (Does ha/Does she/Do other adults) receive my income from “.~LI or salaries? 8. DON’ T 1 NEXT PAGE. Y3S KNOW

vho any

liw

of

vith these

you

Y3ia.

Roughly in 1988

hov much coral income did (he/she/they) have before t.x.s and daduccionr? (ACCEPT WGE.)

from

wager

and

salar.tr

s
Y3lb. Did you

xLAa3
Include this amounT in the income you told

-->NEXT

PACE.

Y35

ma about

l irllcr

in

this

intcrviw?

(IF R ONLY TOLD ABOUT PART. tUK!Z NOTE.)
I 5. NO

..

I
121
Y35.
(Does ha/Does
l

she/Do pension.

they) receive income disability paymcnCs.

from any ocher sources public l rsis~ancc. or

(such income

as

social

from

a business

8.

DON’ KNOW T

I co TO Y36
Y35a,

L%ac other sources of income (dams he/doss she/do they) have? (CHECK ALL THAT APPLY.)

Y35b,

Roughly hov much total income did (he/she/they) have from (a11 chesm/thls) source in 1988 before ta?xs and deductions? S YbVlC IDOH'Tj ---x0 TO Y36

Y35C.

Did

you include chls amount in the incoma you told oe about earlier this interview? (II R ONLY TOLD MOUT PART. MAICE NOTE.) 1. El YES

in

Y36.

(Does

he/Does

she/Do

any

of them)

have my
--->NEXT

ears or ocher vehicles? PAGE Y37

%bq1-j
Y36a. Roughly,

prices? s

how much (is this/arc these) vehicle(s) worth in today's. (ACCEPT RANGE.)
--->NU.7

~b’ -Mt

PAGE. Y3g

Y36b.

Did you include (this/these) vehicle(s) in the on.. you told ma about earlier in this interviw? (IT R ONLY TOLD ABOUT PART. MAKE ROTE.)

122
Y37. (Do.. he/Doer she/Do Chcy) h.v. .“y bank .ccounts. swings .CCOU”C~. or savings bonds?

Roughly how much in tor.1 (does h./do.. sh./da they) h.v. in b.nk .cc.u"ts. swings .eeounts. or swing. bonds? (ACCEPT RANGE.)

-2!
Y36b.

pGi-+cO

TO Y3.3

Did you include this amount when you told m. .bour these ic.ms ..rli.r in this i"r.rvi.v? (IF R ONLY TOLD ABOUT PART. KAKE NOTE.)

Y38.

(Doer he/Does she/Do they) h.v. my och.r ..‘.t‘ (.uch .‘ .mcks. bonds. . busin.... or any prop.rti.s. including .“y p.rc of th. [hou../.p.rm.nr] you live in)?

NEXT PAGE. Y&O

Y.38.. L'h.toth.r kind. of .‘s.t. (do.. (CHECK ALL THAT APPLY.)

h./do.r

rh./do

they) h.v.?

Y38b.

Roughly how ouch in rot.1 (does h./do.. .h./d. th.y) h.v. 1" l.11 th.../this ....~(.)? (ACCEPT RANGE.) $xbc/33, (DON'TYHnlJ:-- >NMT
PAGE. Y39

Y38c.

Did
in

you
thir

in&A. int.mi.v?’

chi.

.mou”t

in

ch.

..‘ .t.

you

told

. .

about

..rli.r

(IF R ONLY TOLD AMET 5. NO I

PART. NAIE NOTE.)

1. YES I NEXT PACE.

Y&O

NEXT

PAGE,

Y39

123
Y39. INTERVIEYRR SEE P. 122. 1. “R’ S CHECXPOINT Y38a HOME BOX A WED IN Y38a

cl

2.

AU

OTtERS-----x0

TO Y&O

t Y39a. Uhat
share

of

this

home

(doa

ha/does

she/do

they)

own?

xlDc(35
Y39b. Uhat is it bring the

PERCENT
valua sold of this home? I m..n. about vhat would

if

pr.‘ .nt it “ em

today?

s
Y39c.

XbpcI3b
owed on all the (ACCEPT RANGR.) mortR.g.r. land

What is the amount still and loans on thn home?

contr.et‘

5

X

b'43?

1 NOTHING 1

Y40.

)lbq-%

Not including (doer he/does ON R’ S HOHE.)

my debts (ha/she/they) she/do thay) have my

w*(s) debts?

you

(IF

(or your Ihusbmd/vifal): R ASKS: DO NOT INCLUDE

HORTGACE

.-

R.

DON’ )[NOU T

I NEXT PACE.
Y&l dabts?

1YlrOa.

Roughly

how much

in

tocal

UC

(his/her/their)

I

s

Xbq’ 39
includa in this theso debts

----SNEXT (DON*TXNOWJ

PACE. Y&l

YLOb.

Did you earlier

intm’ vlcv?

when you told ” about tha houmhold debt1 (IF R ONLY TOLD AROUT PART. HAKE NOTE.)